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Developer eyes mount Kisco for $26m project

JOHN GOLDEN

INSIDE

BY CRYSTAL KANG ckang@westfairinc.com

SPECIAL REPORT: HEALTH CARE • 13

A village rebuilds page 2

CARING FOR THE CAREGIVERS• 15

FACES & PLACES • 27

February 3, 2014 | VOL. 50, No. 5

Ossining Mayor Bill Hanauer at the Avalon at Ossining development.

A

Fairfield County-based company that owns and operates six assisted living and memory care services for the elderly in Connecticut plans to expand into the Westchester County market starting with a proposed $26 million project in Mount Kisco.

Maplewood Senior Living L.L.C. of Westport is seeking to build at least 90 senior assisted living units on a 5.7-acre parcel owned by Radio City Ventures L.L.C. The property on Morgan Drive, off Radio Circle Drive, has been vacant for 29 years. The area had been zoned as an industrial park and demand for uses in manufacturing, research and development and warehousing facilities has declined over time, Charles Martabano, Maplewood’s attorney, stated in a Jan. 14 letter to Mayor Michael J. Cindrich.

The developer discussed the project at a Jan. 22 meeting of the Mount Kisco Village Board of Developer, page 6

Pitch for a river legend sails to albany

BY JOHN GOLDEN jgolden@westfairinc.com

the Pete SeeGer taPPaN Zee BrIDGe? A Greenburgh official’s proposal to name the twinspan crossing now under construction after the Hudson Valley legend has picked up a strong tailwind of grassroots support on its way to Albany.

“It’s amazing,” Greenburgh Town Supervisor

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Paul Feiner said of the response to his pitch to state officials to name the Hudson River bridge after the folk singer and environmental activist, who died Jan. 27 at the age of 94. Within several hours after the Business Journal first reported his proposal on its website, westfaironline.com, Feiner said he was “swamped with emails and phone calls from Pete Seeger fans who are excited about the possibility.”

At westfaironline, comments poured in from

readers who enthusiastically backed Feiner’s idea.

“Absolutely a fitting tribute to a gentle man and humanitarian, who loved New York and all its beauty. …A wonderful idea!” wrote Ronnie Campbell, president and owner of The Burrell Group Ltd. in New York City.

“This is perhaps the most wonderful way to honor the man who saved our beautiful river,” Legend, page 3

Developments bode well for a downtown’s revival

BY JOHN GOLDEN jgolden@westfairinc.com

O

ssining Mayor William R. Hanauer likes to stop on his daily rounds at the Douro Café, a Portuguese bakery and coffee shop on a Main Street block at the heart of the village’s business community of Portuguese immigrants. Opened in August 2012, the pastry-redolent shop has become one of the reasons to head downtown after decades of commercial and structural decline in a village that celebrated its bicentennial last year.

“My goal when I came in as mayor was to tie the waterfront to the downtown and make it a real downtown – and it’s happening,” Hanauer said over an afternoon cup of coffee.

Largely halted in the Great Recession, that revitalized Ossining is again a work in progress. Some pieces of the interconnected work are falling into place more rapidly than others this year.

At their Jan. 23 board meeting, Westchester County Industrial Development Agency directors elated Hanauer and developer Martin Ginsburg when they approved approximately $4.7 million in sales and mortgage tax exemptions for Harbor Square, the long-stalled, estimated $86.3 million mixed-use development of Ginsburg Development Cos. L.L.C. in Valhalla. The transit-oriented project, on a 3-acre site near the Ossining Metro-North Railroad station, will include 188 market-rate and affordable apartments in a six-story building and a 200seat restaurant on the Hudson. Expected to break ground this year, it will create 300 construction jobs over a 34-month period and 36 permanent restaurant and apartmentcomplex jobs, according to the developer’s IDA application.

One block up from the Douro Café at 145-155 Main St., a five-story, 31-unit apartment building with ground-floor retail and restaurant space is rising this winter behind a green plywood construction fence. The Stagg Group, a residential development company based in Mount Vernon that has specialized in affordable housing in New York City and Westchester, acquired the vacant parcel from

WCBJ

WESTCHESTER COUNTY

BUSINESS JOURNAL ®

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Biz

February 3, 2014 • WCBJ

Rendering of Avalon at Ossining.

the village last year.

“This is our third or fourth attempt” to redevelop the property, said Hanauer, after a ravaging fire there more than 15 years ago.

Snow and frigid temperatures and structural engineering problems posed by an adjacent 19th-century building have caused construction delays, he said.

Still the brick building, designed to blend with surrounding architecture on a distinctive crescent-shaped stretch of Main Street, is expected to be ready for occupancy by May or June this year, said Ingrid Richards, the village’s manager of downtown and economic development. Richards said tentative market rental rates in the Stagg building as of last spring ranged from $1,100 to $1,200 for onebedroom units and from $1,400 to $1,500 for two-bedroom apartments.

Mark Stagg, founding president of The Stagg Group, could not be reached for comment.

“When the market dropped” in the recession, said Hanauer, “it set us back, as it set everyone back. Now things are moving much faster than they ever have.”

That progress is most evident this winter to the north of downtown on Route 9, the village’s North Highland Avenue.

There construction crews from AvalonBay Communities Inc. are building Avalon at Ossining, a townhouse community of 168 luxury rental units – including 76 one-

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bedroom, 74 two-bedroom and 18 threebedroom apartments – in four new buildings erected on the razed site of the former BASF Corp. office and laboratory complex.

Layered with a river town’s history, the 21-acre property is crossed by the Old Croton Aqueduct Trail. An architectural survivor in stone of grand life on the Hudson, the Kane Mansion, is being restored by Avalon workers. Built in 1843, the historic house is being renovated as Avalon’s permanent leasing office and for recreational use by tenants, said Todd Nicotra, development director at the AvalonBay Communities regional office in Fairfield, Conn.

“We’re pleased with the progress” at the Ossining site, where foundations were poured last April, Nicotra said. The first completed building near the Route 9 entrance to the development will be open for occupancy in the first week of February.

“We’re on budget” for the $37.4 million project, he said.

Hanauer said the village the previous day held a public lottery for the 17 affordable apartments that Avalon was required to include in the project. Priced for residents whose household income amounts to 80 percent of the average median income in Westchester, the apartments attracted 105 applicants.

“This is the first high-end residential that we have in Ossining,” said Hanauer. Standard monthly rental rates at Avalon at Ossining range from $1,785 and up for one-bedroom units, $2,275 and up for two-bedroom units and from $2,600 to $3,020 for three-bedroom apartments.

Nicotra said Avalon “has done a lot of pre-leasing,” with some tenants signed for March, April and May occupancies.

Though it’s still early “to have an overall picture” of Avalon’s tenant mix, Nicotra said many who signed leases to date already live or work in Westchester County. He said he does not think New York City commuters – target tenants for Ginsburg’s development at Harbor Square – “will be a large part of the population” at the Avalon complex.

Hanauer said the Avalon development “will take some pressure off the current residents in town of tax payments. It will also bring people downtown to eat at the restaurants and shop” at its retail stores.

When both Avalon at Ossining and Harbor Square open, “What I see is a village that is a positive place for the people that are current residents to come downtown and enjoy being downtown as they did in the ’40s…It will bring in new residents who will relieve the tax burden for everyone else,” he said.

“You have to have a critical mass of people living downtown in order to bring more businesses,” the mayor said. “That is one of the goals. Commerce follows population.”

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legend — From page 1

wrote Varda Amdur, owner of Varda Amdur Promotions Ltd. in Tarrytown. “Pete’s contributions to saving our environment were rooted in his love of the Hudson River Valley.

Let us join Paul Feiner’s lead and reach out to the governor to promote this brilliant idea.

Why name a bridge for a politico when you can name it after a truly great American?”

Other readers suggested the Tappan Zee span linking Rockland and Westchester counties be named the Pete Seeger Clearwater Bridge.

A Dutchess Junction resident for more than six decades, Seeger in 1969 launched the Clearwater, a 106-foot sloop built at his expense that sailed the Hudson as a crusading vessel for the cleanup of the industrially polluted river. He founded the Beacon-based nonprofit Hudson River Sloop Clearwater, a leading environmental organization in legal actions and public education efforts to restore the river and protect its ecology.

In the late 1940s Seeger built a log cabin on his 17-acre property overlooking the Hudson in Dutchess County, for which he reportedly paid $100 an acre. A family member said he had been chopping wood at his home just 10 days before his death, according to one published report.

A leading figure in the American folk music revival in the decades after World War II, Seeger wrote songs that became anthems of the civil

rights and antiwar movements of the 1960s, including “We Shall Overcome,” “Where Have All the Flowers Gone?” and “If I Had a Hammer.”

An undaunted activist who wove political statements and social justice messages into traditional folk songs, Seeger in the 1950s was blacklisted from performing on television and in commercial concert venues for his left-wing politics and affiliation with the Communist Party.

His 1961 conviction on contempt of Congress charges was later overturned by an appeals court.

Calling Seeger “a New York icon and folk music legend,” Gov. Andrew M. Cuomo in a statement mourning his loss said he “used his music to make our society and state a better place. He was a champion of civil rights, labor, peace and the environment who used his influence to try and improve the country we live in.

As we continue to make New York state the progressive capital of the nation, we are proud to have been the place Pete called home.”

Feiner said he sent letters to the governor and the Westchester delegation in the state Legislature urging them to name the new bridge in Seeger’s honor. The first span is scheduled to open in 2016 and the approximately $4 billion project is scheduled for completion in 2018 by Tappan Zee Constructors L.L.C. The nearly 60-year-old existing bridge in 1994 was renamed in honor of the late Gov.

Stay or go even If you have tIme left on your lease...

Malcolm Wilson, a Yonkers resident who served 15 years as lieutenant governor under Nelson Rockefeller.

Instead of a politician, said Feiner, the new Tappan Zee bridge should bear the name of an environmentalist who “did so much for the river.”

“Pete Seeger was a leader in environmental causes,” he said. “When one thinks of the Hudson River and the environment one of the first names we think of is Pete Seeger.”

One day after floating his proposal, Feiner said three online petitions had been started by residents of Brooklyn, Manhattan and Long Island urging Cuomo and state legislators to name the bridge in Seeger’s memory.

“It’s on Albany blogs,” he said.

Bill Swersey, a digital technologist in Manhattan who was raised in Westchester, said he “felt a real pang of emotion” when he awakened to the news of Seeger’s death.

Seeger’s songs for children, which his mother

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played to him, “made a huge impact on me.”

A former photographer at Gannett newspapers in Westchester, Swersey said he had never before created on online petition. But hearing about Feiner’s proposal among the flood of radio tributes to Seeger in the wake of his death, he decided to start one at change.org. Like Feiner’s letter, the fast-accumulating collected signatures of supporters will be sent to Cuomo and members of the state Senate and Assembly.

“Twitter has been really helpful,” Swersey said. “On Twitter, the right person with a large following can multiply your impact very, very quickly.”

Swersey said he’s received a few comments dismissing the proposed naming. One person said Seeger himself would not want his name on a bridge that is being built without mass transit lanes to reduce its heavy car and truck traffic.

One wit suggested the singing activist would be more aptly honored if the Tappan Zee span was named the Pete Seeger Causeway.

“I didn’t ever think that it was really going to get any reaction,” Feiner said. “It’s really captured people’s imagination. This is one of those things that’s taken on a life of its own, and with this grassroots movement maybe they (Albany officials) will think about doing this when they weren’t originally.”

“I think it’s something that will be exciting for the bridge,” he said. “While crossing, it will inspire thoughts of what we can do individually and collectively to keep the river clean.”

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SUNY looks to save $500K on energy bills

BY CRYSTAL KANG ckang@westfaironline.com

G

ov. Andrew M. Cuomo recently announced a partnership between New York Power Authority and 10 State University of New York campuses to undertake $80 million worth of energy efficiency projects.

Through these projects, all 10 campuses, including Purchase College, will save an estimated total of $3.5 million per year on their energy bill and reduce greenhouse gas emissions by more than 21,000 tons annually.

Purchase College is projected to save more than $490,000 per year and reduce carbon emissions by about 2,000 tons annually.

The partnership supports Cuomo’s Build Smart NY initiative that he launched in December 2012. The program outlines strategies to help state agencies raise the total energy efficiency level of state buildings by 20 percent by 2020. This includes monitoring energy use in state buildings, executing master plans to reduce energy consumption and providing resources to implement the projects.

“Under Build Smart NY, we are ensuring that New York state government is reducing our impact on the environment and saving taxpayers money,” Cuomo said in a statement.

He added that the NYPA-SUNY partnership aims to undertake energy efficiency projects that create job opportunities in clean energy.

The SUNY campus system alone consumes about 40 percent of energy among New York’s state-owned buildings, said Gil C. Quiniones, president and CEO of the New York Power Authority (NYPA), a public benefit corporation and the largest stateowned power organization. He said the partnership with SUNY allows NYPA to provide loans that help finance the project costs.

“NYPA provides low-cost financing,” Quiniones said. “We lend the schools money, and the projects produce energy and operational savings that give SUNY a net positive cash flow over the next 10 to 15 years.”

Purchase College invested more than $22 million in several projects last year. The school installed an $11 million replacement of a 40-year-old chiller with an ice-storage system to provide cooling and ventilation throughout campus buildings. The university also invested $10 million to replace a 40-yearold heating, ventilation and air conditioning system to keep the temperature stable at the school’s Neuberger Museum of Art. “The university system is by virtue a demonstrator of intellectual leadership,” Purchase College President Thomas J. Schwarz said. “The benefit is not just about dollars and cents. But it’s about climate benefit and human welfare.”

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February 3, 2014 • WCBJ

Astorino says collaboration key to economic growth

BY JOHN GOLDEN jgolden@westfairinc.com

S

ounding a political mantra of “collaboration” at the start of his second term in office, Westchester County Executive Robert P. Astorino said his “fast-acting, pro-business” administration will continue to work closely with the private sector to promote economic growth in the county.

Savoring his more than 12-point margin of victory in the November election and citing the roles of county development agencies in leveraging business and nonprofits’ investments that retained and added private-sector jobs here, Astorino spoke to a breakfast audience of about 300 Westchester County Association members and guests Jan. 23 at the Westchester Marriott in Tarrytown.

Likely disappointing some in his audience, he made no mention of his expected run for governor this year as the Republican Party’s candidate against the heavily favored Democratic incumbent and fellow Westchester resident Andrew M. Cuomo.

Astorino indirectly joined Cuomo’s many critics reacting this week to the governor’s recent remark during a radio interview that “extreme conservatives” have “no place in the state of New York.” Noting “the ‘we’ in Westchester,” the county executive said he had learned “the power of collaboration” in his first four-year term, reaching

out to ethnic and racial minorities that historically have not voted Republican.

“Whether you are liberal, moderate or conservative, there is always a place for you in Westchester,” he said.

Astorino said fees paid to the county Industrial Development Agency by businesses granted tax exemptions and other financial incentives for their job-creating projects are a “growth dividend” used by the IDA to support small businesses through SCORE Westchester, the Women’s Enterprise Development Center and the Procurement Technical Assistance Center for government contracts. He said the IDA this year will also support the WestchesterPutnam Workforce Investment Board and One-Stop Employment Center and Community Capital New York, the nonprofit alternative lender to small businesses.

He said $100,000 of IDA revenue will be used to launch Hire Westchester, a Workforce Investment Board program.

It will pay employers up to 50 percent of the cost of on-the-job training for hired workers, with a maximum payment of $20,000 per business.

Astorino, a member of the state Thruway Authority’s mass transit task force for the new Tappan Zee Bridge, said he will continue to push for rapid transit lanes on the bridge and along the Interstate 287 corridor. “We need to build a bridge that can help serve as a catalyst for bringing business to Westchester.”

Mortgage tax revenue hits 5-year high Westchester County’s mortgage tax receipts rose nearly 23 percent in 2013 from the previous year, as the county’s recovering real estate market lifted tax revenue from residential and commercial property deals to the highest level since 2008.

The county clerk’s office reported collecting $16.9 million in mortgage taxes last year, an approximately $3.2 million increase from 2012. State, county and local tax revenue were still 12 percent below total mortgage tax collections in Westchester in 2008.

In 2005, the peak year for the coun-

ty real estate market before the Great Recession, mortgage tax revenue totaled $39.8 million, more than double the 2013 total, according to the county clerk’s office.

Westchester County Clerk Timothy C. Idoni in a press release said the 2013 mortgage tax figures “reflect a very robust third quarter real estate market, followed by a December drop-off similar to yearend declines in 2011 and 2012.”

Idoni said it is difficult to predict the immediate impact of stricter mortgage financing rules that took effect in January.

– John Golden

Citrin Cooperman Corner 2014: The Year of the Entrepreneur

By William T. Conron, CPa CiTrin CooPerman With the start of a new year, entrepreneurs are eager to know what the market is like for starting a new business and the steps they need to take to help turn their vision into a reality.

UPBEAT BUSINESS CLIMATE There is no question that the environment for starting a business is now the best it has been in recent years. We make this assessment based on the economic outlook of our clients and input Christian Morris from funding resources in the region. In addition to an improved financing picture, both the private and public sectors seem to have an increased appetite for funding early-stage businesses.

That said, it is vitally important that aspiring entrepreneurs do their homework before launching their business enterprise.

For that reason, we have put together the following recommended action plan.

William T. Conron, CPA

HOW TO SUCCEED IN 2014 • Don’t be afraid of failure. Starting a business is difficult. Understand that you are going to face many hurdles.

Successful entrepreneurs take risks and know that failure is an obstacle they will have to overcome to attain their goals.

• Make sure your concept is sound and economically viable. Is there an existing market for your product? Who is your competition? How many competitors do you have? Who are your prospective customers? What is the annual revenue of the market?

• Structure is important.

Each business structure has advantages and disadvantages that should be considered at the time of formation.

• Seek the proper type of funding.

You will eventually require some form of outside investment. Which form of outside investment is right for you and your business? Each form affects you and the business differently. State grants generally require a matching equity contribution and a commitment to increase jobs within the business.

Traditional bank financing may require preparation of financial statements.

Angel & venture capital reduce the founder’s ownership of the business.

• Seek funding when the time is right.

“Timing is everything,” notes Christian Morris, entrepreneur and managing partner of SmartPath Labs. “Many successful entrepreneurs bootstrap their startup or begin their new venture as a part-time business. This gives them time refine the product, provide market validation, and make early mistakes on

their own dime. Many public and private programs will not consider a company’s application for grants or financing until it has been an active business for at least a year.”

• Practice your pitch. Keep in mind that you will be among many vying for the attention of investors, which makes it imperative that your business plan and pitch clearly describe your value proposition and distinguish your product or service from the competition.

• Leverage social media to reach your audience.

Social media will play a significant role in growing your business. Determine which social media platforms—Facebook, Twitter, LinkedIn or a combination of these and others— will be best to attract and engage your desired audience. Video is also a critical medium. “There are 100 hours of new video content uploaded to YouTube every minute. One company, dollarshaveclub. com, used their entire marketing budget on this one medium, with great success,” adds Christian.

• Have a cause. Supporting a local charitable organization is a great way to increase visibility and build goodwill in the community. Donating your time will not only make you feel good about yourself but will often lead to recommendations and business referrals. The cause should mean something to you personally to keep you engaged. Christian, whose father himself was an entrepreneur and passed away three years ago from cancer, is a board member of Sound Affects Life, a non-profit that provides grants to earlystage bio entrepreneurs in oncology.

• Seek advice from a colleague or even a potential competitor. Many successful entrepreneurs collaborate with their competition to achieve mutually beneficial business goals. Being open-minded is a key to survival in an ever-changing business climate.

While success is never guaranteed, 2014 could turn out to be a banner year for those passionate about starting a new business.

William Conron, CPA, a partner in Citrin Cooperman’s Connecticut office, provides consulting and compliance services to individuals and emergingto-mid-sized businesses in a wide range of industries, including financial services, real estate and technology.

He can be reached at 203-847-4068 or wconron@citrincooperman.com.

Citrin Cooperman is a full-service accounting and business-consulting firm with offices in White Plains, NY; Norwalk, CT; New York City; Livingston, NJ; and Philadelphia, PA. Christian Morris is the Managing Partner of SmartPath Labs; a Westport, CT-based software development, marketing, and business advisory firm that services the healthcare, financial and hitech industries. He can be reached at (203) 216-0464 or cmorris@smartpathlabs.com.

A MESSAGE FROM CITRIN COOPERMAN WCBJ • February 3, 2014

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Developer ­— From page 1

Trustees. If the application is approved, Maplewood could be the first provider of assisted senior living care in Mount Kisco.

“For the last couple of years, we’ve been trying to get into the Westchester County market,” Maplewood CEO Gregory Smith said. “Westchester is adjacent to Fairfield, where a lot of our existing projects are. From a growth perspective, this has been a normal transition, and we were even looking in Mount Kisco at another site earlier. We went through the majority of the exercise of figuring out if the Mount Kisco market was viable.

It proved to be so, but the real estate portion didn’t come to fruition.”

Smith said that village of Mount Kisco officials were adamant about finding the right location for the project.

“The first meeting we had with the Mount Kisco village board a year and a half ago, we left a good impression, and they pursued us,” Smith said. “To get seven or eight board members to drive over from Mount Kisco to Connecticut and have lunch with us was a very positive thing. They spent a decent amount of time with us and saw the quality of services we provided in our senior living facilities. They felt we would be the right fit for the village and were excited about the

prospect of us coming to Mount Kisco.”

In Connecticut, Maplewood operates facilities in Darien, Danbury, Bethel, East Norwalk, Newtown and Orange.

“We provide three programs on differ-

Martabano attended the last village board meeting and answered a range of questions the village board raised about the project.

“There was discussion about parking requirements – whether it would have

“There’s certainly enough demand in the Westchester and Mount Kisco market to support our project and another project. There’s enough for everyone to go around.” ­— Maplewood CEO Gregory Smith

ent levels of care needed: early dementia, full Alzheimer’s and traditional assisted living,” Smith said. “We have all three in every one of our locations. This gives the elderly the ability to age in place by providing a continuum of care in our facility.”

Tom Gaston, executive vice president of acquisitions and development for Maplewood Senior Living, and attorney

surface parking or garage parking, which requires creating an elevated structure,” said James Palmer, Mount Kisco village manager. “They also discussed the need to fix the existing site, which is a designated brownfield. An application was submitted to work with the Department of Environmental Conservation and have the site contamination remediated.”

Smith said the site used to be a water sewage treatment facility. It is currently zoned a research and development district.

Although the village board didn’t take action at the last meeting, Palmer said the board was expected to vote on whether to refer Maplewood’s application to the planning board at the next meeting.

But the Maplewood project is not alone in the Mount Kisco market. Just nearby, another developer, The Hearth at Mount Kisco, has proposed building a 129-unit senior assisted living facility on Kisco Avenue. The application awaits site plan approval from the village planning board, Palmer said.

Despite the potential competition, Smith said he welcomes it.

“We’ve done market studies and gone through the premarket approval process,” Smith said. “There’s certainly enough demand in the Westchester and Mount Kisco market to support our project and another project. There’s enough for everyone to go around.”

He added that market research shows the demand for assisted senior living care is especially unmet in southern and central Westchester, where Smith said Maplewood plans to develop about six to eight projects in the next three to five years. Maplewood is currently pursuing two or three more senior assisted living projects in Manhattan.

What does it take today to break ground in Westchester?

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February 3, 2014 • WCBJ

region’s unemployment rate ticks down

BY MARK LUNGARiELLO mlungariello@westfairinc.com

T

he Hudson Valley’s unemployment rate hit 5.5 percent in December, down from 5.8 percent in November and down substantially from 7.4 percent in 2012, according to the latest numbers from the state Department of Labor.

Of the 10 labor market regions in the state, the Hudson Valley trailed only Long Island, which at 5.1 percent had the lowest unemployment rate in New York.

“The Empire State’s economy continued to provide us with good news in December 2013,” said Bohdan M. Wynnyk, deputy director of the Labor Department’s Division of Research and Statistics.

According to the department’s statistics, there were 60,800 unemployed in the region in December 2013, down from 64,700 in November and down from 82,600 in December 2012.

Westchester, Rockland and Putnam counties were among the 10 counties in the state with the lowest unemployment rates. Westchester and Rockland had rates of 5.2 percent and 4.9 percent, respectively.

Putnam and Rockland saw rates of 4.8 percent and 4.9, respectively, the third and fourth lowest rates in New York. Only Tompkins and Nassau counties had better unemployment rates, with 4.1 percent and 4.8 percent, respectively.

From December 2012 to December 2013, the downstate area of Putnam, Rockland and Westchester saw a net growth of 3,000 total nonfarm jobs, or 0.5 percent, and a net gain of 4,400 private sector jobs, or 0.9 percent. According to Johny Nelson, a market analyst with the Labor Department, the growth in the three-county area was supported by a strong education and health care sector, up 2 percent or 2,400 jobs in total.

The 10-county downstate region, which includes New York City and Long Island, saw private sector job growth of 2.6 percent over the same time span. New York City’s job growth was the most rapid at 2.8 percent. Bronx County, though, did have the worst unemployment rate in the state in December, with a 10.6 percent rate. It was the only county in New York state to have an unemployment rate that touched double digits, though Hamilton and Jefferson counties upstate exceeded the 9 percent threshold.

The Hudson Valley saw private sector employment remain relatively flat from December 2012 to the close of 2013,

Growth in Putnam, Rockland and Westchester was supported by a strong education and health care sector, up 2 percent or 2,400 jobs in total.

– Johny Nelson of the Labor Department

with a gain of 600 jobs, a 0.1 percent increase. The region’s employment gains came most from transportation and utilities, with the addition of 2,300 jobs. The most job losses in the region came in the manufacturing industry, which saw the loss of 1,600 jobs. The government sector, which has seen the largest declines state-

wide over the time period, lost 2,700 jobs in the Hudson Valley alone. Statewide, 13,200 government jobs were lost and an additional 8,700 jobs were lost in manufacturing.

Most other counties in the region fared better than the statewide average, with only Sullivan County breaking the 7 percent mark, with 7.9 percent in December. Dutchess, Orange and Ulster came in at 5.9 percent, 5.9 percent and 6.5 percent, respectively.

Those numbers were significantly better than the statewide average of 7.1 percent, which was the state’s lowest rate since January 2009. The state makes up about 6.5 percent of all jobs in the country, according to the Labor Department, and gains in 2013 represented 12 percent of all private sector job growth in the country.

New York’s private sector jobs increased by 109,900 year over year, which the department said brought the total job count to a record high of 7.5 million. The industries with the largest job gains statewide were educational and health services, with 52,300 jobs added since the end of 2012, and trade-transportation and utilities, which gained 35,900 jobs.

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7

the county’s Southeast submarket in 2013.

Other tenants at 145 Huguenot include Steiner Sports, Monroe College and McCabe Weisberg & Conway P.C.

INBRIEF

hSBC DoUBleS gloBAl leNDiNg progrAm

pUBliSher reloCAteS to NeW roChelle

Benchmark Education Co. has relocated its headquarters from Pelham to penthouse office space in downtown New Rochelle.

GHP Office Realty L.L.C. announced the educational publisher has leased a 28,132-square-foot space on the eighth floor of 145 Huguenot St., GHP’s 300,000-squarefoot class A building across from New Roc City. The company signed a 10-year lease.

Jamie Schwartz, executive vice president of GHP, represented the landlord in the deal.

Cushman & Wakefield broker Matthew Lisk represented the tenant.

Schwartz said the transaction, which closed in December, was the largest deal in

Seven months after launching its international loan program for small and mediumsize businesses in the U.S., HSBC Bank USA N.A. announced it would double the lending program to $2 billion.

HSBC officials said the bank reached its initial $1 billion target within six months of the program’s launch last July for new business clients looking to export or expand internationally.

“The program has really struck a chord,” Steve Bottomley, HSBC group general manager and regional head of commercial banking for North America, said in the announcement. “We’ve seen interest from a wide variety of U.S. companies and industries that are eager to seize the opportunity to tap

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fast-growing markets around the world to grow and compete.”

HSBC officials said the bank’s most recent Global Connections Trade report predicts that growth for American exporters will come more from emerging markets than from developed economies in coming years. While Canada, China and Mexico will remain top export markets, Brazil and India by 2030 are expected to supplant Japan and the United Kingdom among the five largest buyers of U.S. products.

The bank’s international loan program is available to businesses that have $3 million to $500 million in annual revenue and are focused on cross-border trading or global expansion. Only applications for new business loans are accepted and all of HSBC’s usual credit and lending criteria apply.

groUp tAKeS Aim At metro-North

A former chairman of the Metro-North commuter council has launched the Commuter

Action Group to protest what he calls “the culture of incompetence and unaccountability” at Metro-North.

Encouraging commuters to post every issue they encounter on social media, Jim Cameron said it was time to harness the power of the Internet to incite systemic change.

“Complaining to Metro-North or the (Connecticut Department of Transportation) has proven a waste of time,” Cameron said.

“They don’t listen and they don’t care. They seem responsive and responsible to nobody … except lawmakers.”

Over the last couple months, a string of incidences at Metro-North have disrupted service for days, including two major derailments killing four and injured more than 100 passengers.

Using the action group’s website and pages for Twitter and Facebook, Cameron is urging commuter to voice their complaints and copy them to legislators. A manifesto demanding safety, improved communication and transparency has also been posted to a station wall.

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DoubleTree by Hilton Tarrytown’s General Manager Richard Friedman recently won the 2014 Outstanding General Manager of the Year award distributed by the New York State Hospitality & Tourism Association.

Friedman, who has been the general manager of the DoubleTree by Hilton Tarrytown at 455 S. Broadway since it reopened in 2008, will be recognized at the association’s 21st annual Stars of the Industry Gala & Awards Banquet on March 3.

Each year, the state’s hospitality industry nominates its most outstanding employees, said association president Jan Marie Chesterton. The Outstanding General Manager of the Year award recognizes a hotelier who demonstrates superior professionalism and has taken a leadership role in the industry by actively participating in programs, associations and communities.

– Jennifer Bissell, John Golden and Crystal Kang

Q&A with lexco’s president and Ceo

BY BiLL FALLON bfallon@westfairinc.com

C

hris Jordan is president and CEO of Lexco Wealth Management Inc., the wealth advisory firm he began in 1999 that now features a Tarrytown headquarters and 11 branch offices. Lexco employs a total 28.

Jordan, 47, sees Lexco’s mission as heavily invested in teaching.

“Our whole thing is education,” he said recently, citing three subsets within the teaching arena: consultation, sounding board and collaboration. Clients include BASF Corp., among the largest chemical companies in the world, which Lexco has visited at its U.S. headquarters in New Jersey for presentations three times in each of the last two years.

Jordan in June hosted a mud-soaked obstacle event at the Thunder Ridge skiing facility in Putnam County that raised $36,000 for the U.S. Association of Blind Athletes, on whose board he serves. The charity puts forth a bold metric for the business community: The unemployment rate for the blind is 80 percent, but it’s cut in half via participation in sports.

Jordan answered several questions germane to his firm’s adviser role. a year ago you came out strongly in favor of owning stocks. the market backed your feelings. What did you see then?

Jordan: “Going into last year there was still a lot of uncertainty on big issues like the ‘fiscal cliff’ and tax rates. The stock market was pricing in a worst-case scenario.

However, corporate balance sheets looked solid and bonds were facing higher rates and tough times ahead. While we were watchful for developing problems, 2013 turned out to be the best years for stocks since 1997.”

What do you see now?

“I see a lot of investors feeling good for a change and that makes a big difference. I feel stocks have room to run here, but tell clients to expect a repeat would be a mistake. That said, this is not a weak recovery. The bond outlook isn’t too positive as interest rates have risen and I wouldn’t be surprised to see the 10-year rates at 3.75 percent by year end. We’re telling fixedincome investors to review their portfolios and evaluate the options. Staying disciplined and diversified couldn’t be more important this year.”

What is your target market? how does managing risk factor in as age increases?

“Our clients are very successful corporate executives, professionals and business owners.

We focus on the highest impact years, as we call them, which is the six years prior to retirement and six years post-retirement. That’s where we can bring the most value by educating people to the real risks of retirement. There’s a lot of general information out there but that doesn’t translate well to what each person should do for themselves. Managing risk means understanding your real risks as you get older and no

two people are the same. Just avoiding the big mistakes can mean the difference.”

What are the key risks for regional retirees going forward?

“It’s not the short-term ups and downs of the market; for most, it’s a lack of a realworld plan that puts it all together. People are living longer and while it’s hard to image being without a paycheck for 30-plus years, it’s a reality. Retirees need to have an answer to the ‘Will I have enough and where will it come from?’ question. Understanding how inflation, taxes and portfolio returns impact

a retiree’s chance of running out of money is the first step toward managing the key risks.

We kid our clients when we first meet and tell them hope is not a strategy.”

You also educate corporate audiences. What message do you bring and how is it received?

“Our clientele are very busy, smart people that are juggling tremendous responsibilities.

They are looking for a proven process that cuts through the noise and gives them better control over their finances. Deep down they know watching ‘Squawk Box’ or reading a few Internet articles on retirement won’t cut it. So, our mes-

sage is one of educating people in great detail so they can feel confident making important decisions based on their unique needs. We do workshops on general planning and more focused breakouts on maximizing your 401(k), pension elections, estate planning, college funding and income planning to name a few. One thing that makes us different is our commitment to education and the process we use. As a team we have a lot of experienced professionals that take the time to really explain complicated issues in plain English. In the end, we really like what we do and that’s why we are asked back again.”

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9

ask andi

Making sure jobs are profitable Looking back – if we had more accurately charged time to jobs, I think we might find jobs that weren’t profitable. Some people wait until the end of the week to put their time in. I know they can’t be accurate when they’re trying to recall what they did three to five days earlier. Our staff members know they have to account for their time, but I don’t think they understand how small mistakes allocating time to specific jobs can add up to big mistakes over time.

thOUGhtS OF the DaY: The finance department is responsible for analyzing profits. People are more likely to support accuracyin-reporting initiatives if they understand why it’s so important. Building a solid understanding of how profitable a specific type of work is, or how valuable a specific client is, can have a real payoff for both sales and operations.

In service companies the single largest cost to deliver is labor. Labor costs must be accounted for by individual, by project, by category of work. Garbage in = garbage out

when it comes to reporting hours and creating a picture of what’s going on in the company.

Accurate reporting is essential to managing and improving profits. Greater profit benefits everyone in the company. It’s a selfreinforcing loop that must be built. Finance can lead the way through education.

Show people how projects can go from profitable to unprofitable if hours are left out and vice versa, if projects are is incorrectly charged with hours that don’t belong.

Discuss the difficulty of managing project budgets real-time if hours are missing. Ask people to dig into individual reports of hours worked to see if they match reality.

Here is an example of a serious mistake tied to inaccurate reporting. A manager sees everyone working hard and thinks it’s time to hire the next project worker. Then reports come back showing a lot of unproductive overhead hours that need to be assigned to tasks. Unfortunately the reports are wrong because people are not allocating their time to jobs. The manager decides there’s no need to hire and everyone gets stressed out, the best people quit, overtime goes up to fill the work gap, and profits go down the tubes.

Make sure your employees have a solid

BY aNDI GraY

understanding of what drives profits. Ask the finance department to hold training classes.

Give people case studies to pick apart and analyze, so they can learn how profitability works.

Ask employees to dissect specific projects and figure out what more could have been done to increase accurate reporting and raise profits.

Teach employees that accurate reporting keeps the company healthy. Try this example: Suppose it’s time to invest in sprucing up the office with a paint job and some new chairs. The assumption is that the company can afford it because jobs have been highly profitable and volume is picking up leading to more profits coming. Oops! Missing hours meant that the jobs weren’t making as much as it seemed. More work means smaller net income, not bigger. Now who’s going to pay for the painting and outfitting the office?

Here’s another example where accurate reporting makes or breaks a good decision.

A project comes in under budget, the client looks highly profitable. On the next bid sales drops their price to make sure they get the work – believing they can afford to do it given the client’s historical profitability. Then someone does research and finds out that hours that should have been billed to the cli-

ent weren’t. The next bid is highly unprofitable and the company loses money.

Or, the opposite may happen – too many hours charged to the wrong client. When it comes time to bid on the next job or do the client a favor, the sales and operations managers walk away because it looks like that client is a dog. They later discover the client was a jewel, unfairly burdened with hours that should have hit another client’s profit and loss.

Get everyone in the habit of reporting on hours every day before going home. Review records daily to see who complies and who struggles. Assign coaches to work with people to build daily habits. Don’t quit until the correct habits are in place. It’s well worth the effort.

BOOK RECOMMENDATION: “Project Management: A Managerial Approach,” by Jack R. Meredith, Samuel J. Mantel Jr. Andi Gray is president of Strategy Leaders Inc., strategyleaders.com, a business-consulting firm that specializes in helping entrepreneurial firms grow. She can be reached by phone at (877) 238-3535. Do you have a question for Andi? Please send it via email to AskAndi@strategyleaders. Visit AskAndi.com for an entire library of Ask Andi articles.

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It’s true.

When doctors become successful, they move to the suburbs.

Who can blame them? Westchester has charming town squares, top-tier school districts and one-of-a-kind homes. But if you’re a successful doctor, you don’t only care where you live. You also care where you work.

That’s why they’re drawn to Bronxville’s Lawrence Hospital Center.

Over the last five years, we’ve spent nearly $50 million in renovations.

S uffice it to say, that kind of money buys a lot more than a new coat of paint and some soothing wall art.

Let’s start with the room people often see first: The Emergency Room. We’ve done so much reconstructive surgery on it, you wouldn’t recognize the place. Modern.

Sleek. Computerized. It’s everything

you’d want in a part of the hospital we hope you never have to visit.

Of course, not every visit to our hospital is for a bad reason. Sometimes it’s for a good one. And there’s no better example of that than our Maternity Ward.

Our nursery is spacious enough to handle a minor population explosion. And with 23 new private rooms, their mothers get some well-deser ved privacy.

Each room has been designed with soft lighting, carpeting, Internet access and a flat-screen TV. In addition to our warm bedside manner, we have electronic bedside records. A laser-fast scan of your ID bracelet tells our nurses who you are and what medication you need. It’s an extra layer of security that helps eliminate the possibility of mistaken identity.

Speaking of technology, we’ve improved our image with upgraded MRIs and Westchester’s first Low Dose CT Scan. A dose so low, it delivers up to 40% less radiation than the previous model.

That said, technology is only half the story.

People are the other half.

In an age when hospitals focus on the almighty dollar, we still focus on the almighty patient. Maybe that’s why nationally recognized doctors and award-winning surgeons who could work anywhere, choose to work here. We don’t just talk about compassionate care, we also

live and breathe it.

No wonder people think it’s healthier to live in the suburbs.

If you’d like the full hospital tour, visit lawrencehealth.org. Find out why so many top doctors call our hospital “home.”

Location. Innovation. Compassion.

WCBJ • February 3, 2014 CLIENT: Lawrence Hospital Center

JOB#: 04354_2

PUBLICATION: WBJ/Inside Westchster

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11

THELIST: Construction companies LISTED ALPHABETICALLY.

COMMERCIAL CONSTRUCTION

WESTCHESTER COUNTY AND REGION NEXT LIST: FEBRUARY 10 COLLEGES UNIVERSITIES

westchester county

Listed alphabetically.

Name, address, telephone number Area code: 914 (unless otherwise noted) Website

Ahearn Holtzman Inc. 530 Willett Ave., Port Chester 10573 937-5995 • ahearnholtzman.com

A. P. Construction Co.* 707 Summer St., Stamford, CT 06901 (203) 359-4704 • apconst.com

Construction Solutions Group*^ 30 Huckleberry Hollow, Stamford, CT 06903 (203) 595-9882 • theconstructionsolutionsgroup.com

C. W. Brown Inc. 1 Labriola Court, Armonk 10504 741-1212 • cwbrown.com

Davenport Contracting Inc.* 78 Harvard Ave., Suite 230, Stamford, CT 06902 (203) 324-6308 • dvnport.com

Dennis Lounsbury Builders Inc. 2824 Route 17K, P.O. Box 220, Bullville 10915 (845) 361-5524 • dennislounsburybuilders.com

ESRT Construction* Metro Center, 1 Station Place, Stamford, CT 06902 (203) 353-5220 • esrtconstruction.com

Lasberg Construction Associates Inc. 200 Business Park Drive, Armonk 10504 273-4266 • lasbergconstruction.com

Murphy Brothers Contracting 416 Waverly Ave., Mamaroneck 10543 777-5777 • murphybrothers.com

The Ny-Conn Corp.* 5 Shelter Rock Road, Suite 8, Danbury, CT 06810 (203) 744-9206 • nyconncorp.com

Peak Construction 164 Old Route 9, Fishkill 12524 (845) 896-5496 • peakconstruction.biz

Phoenix Industries* 37 E. Market St., Long Beach 11561 (516) 705-4438 • phoenixconstructioncorp.com

Roc Mar Contracting Corp.

620 Commerce St., Thornwood 10594 747-7685 • rocmar.net

The Ruby Group 330 Route 17A, Goshen 10924 (845) 651-3800 • rubygrp.com

Schimenti Construction Co.*^ 650 Danbury Road, Ridgefield, CT 06877 (914) 244-9100 • schimenti.com

Scully Construction L.L.C. 141 Lafayette Ave., North White Plains 10603 682-8088 • scullycorp.com

Standard Construction Corp.

19 Somers Drive, P.O. Box 111, Rhinebeck 12572 (845) 876-8040 • standardconstructioncorp.com

Suffolk Construction Company Inc. 303 S. Broadway, Suite 235, Tarrytown 10591 333-5161 • suffolkconstruction.com

William A. Kelly & Company Inc. 87 Bedford Road, Katonah 10536 232-3191 • wakellyco.com

Worth Construction Company Inc.* 24 Taylor Ave., Bethel, CT 06801 (203) 797-8788 • worthconstruction.com

Top local executive(s) Email address Year company established

Services offered

Location of two (2) local projects completed since 2012

Number of contracts awarded in 2013

Richard J. Ahearn Annette Connolly 1960

More than $20 million

246

Building management systems installation, 400 Hamilton Ave., White Plains Renovations, 33 Thomas St., New York City

Construction management, general contracting

Nick Everett Nick Everett info@apconst.com 1981

More than $20 million

65

Chelsea Piers, Stamford, Conn.

GEAM, 1600 Summer St., Stamford, Conn.

General contracting, construction management

Sylvan D. Pomerantz Sylvan D. Pomerantz sylvan@csgroupct.com 2003

NA

Design/build, architectural services, construction management, commercial construction, renovations and expansions

Renee Brown Kim Nugent info@cwbrown.com 1984

More than $20 million

110

Office renovation, Fortune 500 company, Westchester Avenue, White Plains HVAC upgrade to museum in Purchase

Construction management, general contracting and carpentry

Brian MacDonald and Richard Koch Brian MacDonald bmacdonald@dvnport.com 1986

$5 million to $20 million

12

Bedford Riverside, Redding and Greenwich, Conn.

High-end residential construction management, general contracting, property management

Jeffrey Lounsbury sdlbi@frontiernet.net 1972

$1 million to $5 million

12

Middletown Warwick

Pre-engineered metal building sales and erection, post-frame building construction, re-roofs, design, engineering support, site development, architectural drawings, foundations, insulation, complete interiors

Tim Yahn Tim Yahn tyahn@esrtconstruction.com 1987

More than $20 million

116

Fairfield Woods Middle School, Fairfield, Conn.

United Rentals, Stamford, Conn.

Construction management, general contracting

Lee M. Lasberg Lee M. Lasberg 1988

More than $20 million

6

65-unit apartment building, Manhattan TD Bank, Elmsford

General contracting, construction management, pre-construction consulting

Christopher and Sean Murphy Michael Murphy tom@murphybrothers.com 1979

More than $20 million

30

First successful single-family LEED for Homes renovation project in Westchester County, 64 Holbrooke Road, White Plains Winged Foot Golf Club pool facility construction, Mamaroneck

Custom homes, home renovations, light commercial projects (golf, boating, beach and tennis clubs) and green construction, custom millshop featuring recycled paper countertops and sustainable cabinetry materials

WND Ross Rizzo rrizzo@nyconncorp.com 1989

$5 million to $20 million

30

FDR Library, Hyde Park Costco, Brookfield, Conn.

Electrical contractor specializing in commercial, industrial, residential complexes, traffic signals, site lighting, fire alarm systems, CCTV system, high voltage cabling, voice and data cabling, highway illumination

Bill Metzger Bill Metzger info@peakconstruction.biz 1994

$1 million to $5 million

125

Gordon Road, Carmel Vassar College, Poughkeepsie

Emergency water and fire mitigation, new homes, remodeling, kitchens, bathrooms, decks and porches, additions, garages and barns, roofing, excavation, siding, painting

Anthony P. Guillaro Caitlin Dorn 1990

$1 million to $5 million

12

Pleasantville Ridgefield, Conn.

General contracting services

Rocco J. Esposito Rocco J. Esposito resposito@rocmar.net 1967

$1 million to $5 million

WND

Harvey School, Katonah Congregation Emanu-El, Harrison

General contracting, commercial and residential

Pete Berman Suzanne Forni info@rubycs.com 1960

$5 million to $20 million

20

Combined Energy Services, Goshen Monticello Motor Club, Monticello

Construction management and consulting, design/build, general consulting, development

Matthew Schimenti Matthew Schimenti jrotondo@schimenti.com 1994 Jim Scully Jr. and Brian A. Keating Jim Scully Jr. jim@scullycorp.com 1972

NA

Construction management, general contracting

$5 million to $20 million

42

General Electric Crotonville, Ossining Cushman & Wakefield, White Plains

General contracting, construction management

$1 million to $5 million

2

Rhinebeck Red Oak

General turn key construction specializing in wastewater and water treatment

Mark T. Sanborn Sam Miller smiller@suffolkconstruction.com 1982

More than $20 million

16

Tarrytown Ardsley

Construction management in the healthcare, science and technology and higher education sectors.

Edward W. Kelly Charity Kelly wakelly@wakellyco.com 1933

$5 million to $20 million

6

Katonah Pleasantville

Construction management, general contracting, design/build services, pre-engineered metal building contracting, turn-key packages

Michael Pontoriero Ed Harsche worth@worthconstruction.com 1978

More than $20 million

3

Westchester Community College, student center Park Avenue School, Danbury, CT

General contractor

Emil K. Lienau Emil K. Lienau emil.lienau@standardconstructioncorp.com

1985

Questions or comments, call 694-3600, ext. 3005. ^ Contact and services data from 2013 listing. * Although located outside the area, company serves Westchester County.

NA Not available.

WND Would not disclose.

12 February 3, 2014 • WCBJ

Billing range as of 12/31/13 ($)

SPECIAL REPORT health care

When doctors crash

Burnout is a real problem among M.D.s

By Bill Fallon Bfallon@westfairinc.com

C

ardiologist Robert Stark, 65 and a Greenwich resident, recently addressed a symposium at Temple University in Philadelphia. His topic – doctor burnout – proved popular; 200 M.D.s attended.

He called the problem “underaddressed or just beginning to be addressed.” His eyeopening metrics include the female M.D. suicide rate, which is 5.7 times higher than for other women, and a survey indicating 37 percent of all physicians were experiencing “severe” stress and/or burnout.

Stark treads, he said, on delicate ground.

“I don’t want people to put off going to their doctor fearing he or she might have stress,” he said. “But the problem should not be ignored.”

At Temple, the feedback bore out his thesis that the problem is widespread.

“A doctor came up to me afterward to address the suggestion that talking more with colleagues is part of the cure,” he said, seated recently in his Greenwich office. “This doctor said, ‘My colleagues are more burned out than I am. It drags me more down to talk to them, so I stay away.’”

Stark’s appraisal of the conversation: “This is terrible.”

Stark diagnoses and treats valvular heart disease, high cholesterol, high blood pressure and coronary heart disease via medication and lifestyle alteration. He is medical director of the cardiac prevention program at Greenwich Hospital/Yale New Haven Health and a consulting doctor for Minneapolisbased Physician Wellness Services, which conducted the physician health survey on suicides (1 in 16 doctors has contemplated it) and burning out. The survey also revealed 62 percent of doctors see stresses heading in the wrong direction: up.

Stark and Physician Wellness Services promote the need to engage in “mindfulness,” which is no more complex (nor easily achievable) than forgetting all else and living in the moment. Its practitioners down through the ages have included mystics of many faiths and even Yoda on the big screen.

With mindfulness, a doctor’s head is in the room and not on yesterday’s procedure or tomorrow’s results, despite the fact life and death could be at stake.

Dr. Robert Stark in his Greenwich office.

“I’ve tried it and it does work,” Stark said. He noted Physician Wellness Services has embraced it as a way to improve doctor performance. “They preach being in the moment, appreciating the moment. Try not to live in the past or be apprehensive about the future.

It should be a part of medical school training; it prepares a doctor with resiliency.”

Mindfulness arrives as medical school is more collegial than when Stark attended in the 1960s. Infamously long intern hours are now less, as well.

But the tendency of doctors not to seek help for stress and burnout remains virtually unchanged. Stark, who asks his colleagues to seek each other out – even skirting the mental health system if they so desire – and who considers himself “an accessible, approachable man,” has been approached by exactly two peers across a lifetime in medicine.

“Most peers grin and bear it and they push on,” he said. “They maintain the status quo, but it’s not right for the physician’s health and well-being. Stress and burnout can affect their interest and their presence in their job.”

The burnout problem, while widespread, also comes with the turf. The profession requires great determination and no small

amount of smarts, attracting a cohort not used to defeat. In Stark’s words: “They tend to be compulsive, driven, goal-oriented, with an exaggerated sense of responsibility.”

The upshot, as Stark said, “When things go wrong, and things will go wrong through no one person’s fault – there may have been a whole team involved – the feeling is one of guilt for not assimilating every last thing. This is partly a feature of those who go into medicine.”

Stark, the son of a chemist, personally did well in organic chemistry as an undergraduate majoring in cellular biology at the University of Michigan. The difficult course remains a convenient bellwether for medical school admission coast to coast. “It’s always described as a bear,” he said. “Perhaps a B in organic should not be a disqualifier for admission to medical school. Organic weeds people out and it shouldn’t. It’s a test to memorize facts; there’s more to medicine than memorizing facts.”

An improvement would see greater linkage of undergraduate chemistry and physics with clinical correlations, he said.

Stark witnessed different hours as a medical student at Harvard Medical School than he had seen as an undergraduate and, he said,

he saw burnout immediately. “This first year was tough,” he said, expounding upon the stress levels. “The first thing I noticed was how tremendously hard all the people were working. They were really working hard.”

And the pressure increased. “By the third year, doing rotations on the wards proved a real eye-opener,” he said. “Interns and resident worked insane hours.” After overnight shifts, details of the previous night were reviewed.

“These were not benign inquiries. The doctor came in; he was fully rested. The grilling was intense, not just on a patient but on any related topic. It was designed to stress.” Stark, who never had to pull an all-nighter to pass organic chem, discovered a different environment at Mass General, Harvard’s primary teaching hospital. “It would be 2 or 3 a.m.; I’d be tired but I had all this work to do for the a.m. rounds. It was my first exposure to all-nighters.”

As undergraduate days would come to appear simple, so Harvard Medical School would become an also-ran in the stress arena. “It was at University of Pennsylvania Hospital” – where he would complete training in internal medicine and cardiology – “where I really learned about burnout, working 80, 90, 100 hours per week.” His assessment: “An iron-man philosophy is promulgated that nothing harms us and we can accomplish anything.”

A mid-1980s lawsuit involving an exhausted medical intern has led to limits on training hours for those who would be doctors.

The majority – more than 86 percent – of U.S. physicians are moderately to severely stressed or burned out on an average day, according to Physician Wellness Services.

That is the sort of arresting number that prompted a question from Stark’s Temple University audience: “How do we know all this burnout is inherent in physicians and is not the result of the medical system?”

It is, Stark acknowledged, a changing health landscape. He also said change is a constant and that, regardless, if it is producing too much stress it must be addressed.

“Most stressed-out doctors feel they are totally alone,” Stark said. “My advice is to reach out to someone close who you trust – it need not be a mental health specialist – and be open to advice, whether practical or referral. The message is that doctors should take care of each other more than they are.”

WCBJ • February 3, 2014

13

health care

New palliative care program focuses on children

BY CRYSTAL KANG ckang@westfairinc.com

H

ospice & Palliative Care of Westchester, a nonprofit hospice provider based in White Plains, has launched a program that will serve children with life-limiting illnesses who are receiving curative treatment at hospitals.

Called Comfort Crew, the new program is made up of pediatricians, nurses, social workers, spiritual care coordinators, home health aides, volunteers, therapists and grief and bereavement counselors. The team works with a child’s medical care provider and family members to create a plan that provides the most appropriate level of relief and comfort for the young patients

at home.

The program launch goes hand-inhand with a recent law change under the Affordable Care Act that now allows children with life-limiting illnesses to simultaneously receive palliative care while undergoing curative treatment in hospitals.

Before the law change, children couldn’t receive both palliative care and curative treatment, and parents had to choose whether their children would comfortably rest at home with trained staff visiting them or stay at a hospital under a doctor’s care, said Nancy Caputi, pediatric palliative care coordinator at Hospice & Palliative Care of Westchester (HPCW).

“Thousands of children are dying in hospitals every year,” Caputi said. “Most

want to be at home, and there’s a need for this kind of program to provide enhanced comfort. With this new law, now there’s a clear choice families can make for the setting of care and setting of death.”

Unlike the nonprofit’s hospice program that provides care services for patients with a life expectancy of six months or less, Comfort Crew allows children to receive palliative care a lot sooner. The pediatric palliative care team cares for children with a life expectancy of one year or less.

“We were getting children who had weeks left to their life after being in the hospital for months and months,” HPCW Executive Director Mary Spengler said. “It came to the point where physicians said, ‘There’s absolutely nothing we can do.’ And

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the family decided they don’t want the child to die in a hospital. They want them to die at home.”

Three years ago, Spengler, along with 20 staff members, 65 employees and more than 50 volunteers started examining the level of pediatric palliative care available and saw a clear need to start a program in Westchester. After discussions, research and roundtable meetings with pediatric oncologists and area health care providers including Maria Fareri Children’s Hospital and Blythedale Children’s Hospital in Valhalla, Elizabeth Seton Pediatric Center in Yonkers, Memorial Sloan Kettering in Manhattan, the pediatric palliative care program built a rapport with neighboring hospitals, which have since then referred their patients to them.

HPCW is run purely by private foundation grants and donations from individuals and businesses. With five donations made to the organization last year and two more rolling in so far this year, the palliative care program can now send out more staff to visit children and their families and introduce them to the program.

“All the visits we make to the family prior to child’s admission are important,” Spengler said. “Sometimes, these visits are two or three or four or five depending on where the family is at and where the child is at. If all they want to do is put a name to a face and see who we are, that’s fine.”

The goal this year is to provide palliative care for at least 10 children with terminal illnesses who are undergoing curative treatment. The Comfort Crew coordinators plan to train about 15 to 20 volunteers to lead about five age-specific family bereavement groups to support children who, going through the care program, may lose their siblings.

“The Comfort Crew plans to provide family bereavement support programs after school consistently on a specific weeknight every other week,” said Bruce Page, volunteer and bereavement coordinator. “It would be an ongoing program that families would sign on for as they make a commitment to help their children cope with the death of a sibling.”

Hospice & Palliative Care of Westchester was founded in 1992 as an organization serving roughly 20 patients suffering from cancer. It now provides services for patients with any life-limiting illnesses including heart disease, cancer, leukemia, Alzheimer’s, emphysema, cirrhosis, kidney disease, AIDS and Lou Gehrig’s disease among others.

Patients are never turned away because they don’t have health insurance coverage.

health care

Caring for the caregivers

WMC’s new center is already offering services

BY MARY SHUSTACK mshustack@westfairinc.com

A Community of Caring Services

D

uring a family reunion in the Catskills, a member of the party suffered an aneurysm.

Suddenly, she was a patient at Westchester Medical Center in Valhalla, a Level 1 Trauma Center that serves a seven-county area and often beyond.

Out-of-state family members would accompany their relative to Westchester for an extended vigil that saw them far from home and its necessities.

They needed everyday clothing, not the hiking gear they arrived in. They needed to fill their own prescriptions and find places to sleep. And they needed comfort.

Patricia Boyce, the medical center’s director of caregiver services, said the needs of this family – and others who arrive in the midst of a loved one’s medical crisis – are already being met with their top service: “supportive listening” during the sudden upheaval.

“If a family member is ill, the whole family is ill,” Boyce said.

Caregiver services, she said, “let them know they’re not alone in this.”

And the services already offered will soon be expanded and formalized with the launch of the Caregiver Center, a 2014 project expected to break ground this quarter.

It will be a physical space in which patients’ families and friends can access a wide range of services. Internet access, bus schedules, discounts to area restaurants, directions to local services (banks, pharmacies, hair salons), a spa-style shower on site or sessions including aromatherapy are just a few of the amenities. When the need is there, the center will also help caregivers connect with a member of the clergy or a notary.

Boyce said that right now, these caregiver services are being offered as a pilot program to select departments, such as the Burn Center.

Addressing the varied needs of caregivers starts from their first step into the medical center.

“It’s important that we meet and introduce (ourselves) at the very beginning,” Boyce said, adding that the medical center’s reach serves well over 100,000 adults and children each year.

“With those admissions we have a percentage of caregivers who get a call in the middle of the night,” Boyce said. “They grab their keys and cell phones in the middle of the night and come to Valhalla.”

The lobby offers an immediate introduction to the caregiver services.

Short-term Rehabilitation Assisted Living Memory Support Skilled Nursing Child Care Patricia Boyce, director of caregiver services at Westchester Medical Center, says plans are moving ahead for the creation of the Caregiver Center this year.

Photograph by Ben Cotten/Westchester Medical Center.

“When you walk into the hospital, you walk into the Caregiver Center,” Boyce said.

Plans are to formalize that lobby space’s dual purpose and create a true center adjacent to the lobby.

“What we will have is a comfortable seating area,” Boyce said, with afternoon tea and other snacks to be served. “It’s going to be a haven, a comfortable open living room.”

Additional space will accommodate everything from aromatherapy to massage, Reiki to reflexology to pet therapy. There will also be an area dedicated for computer use, library services and meetings or educational sessions.

Boyce said the center started to come together back in 2012 when Anne Tarpey, service excellence officer, and Kara Bennorth, senior vice president of corporate communications and fund development, began discussing the best way to address the growing and diverse needs of caregivers.

The program, Boyce said, has 15 caregiver partners. She stressed these are trained volunteers, “at a level of maturity,” who have not had a personal loss themselves within the past year. The current lineup includes retired social workers and law-enforcement personnel, health-care administrators and community firefighters and family members of physicians and staffers.

The center, which will be supported by a combination of funding (hospital, donor and grants), will also address the needs of professional caregivers on staff.

Another goal is to help lower the readmission rate, Boyce added. When a patient goes home and a caregiver knows more about how to best help them, the recovery can be smoother.

It’s all part of the same goal.

“Whatever needs they have, we help them,” Boyce said. “We’re going to shepherd the family from the moment they come in here until the moment they leave.”

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health care

New law mandates testing for heart defects in newborns A new state health law that went into effect Jan. 27 requires every newborn receive a noninvasive screening before being discharged from the hospital.

The new law requires physicians to administer the pulse oximetry screening test, which measures oxygen levels

INBRIEF

in the bloodstream and helps detect congenital heart defects. The Pulse Ox Act was signed into law last August by Gov. Andrew M. Cuomo.

Nearly one in 100 infants born each year have a congenital heart defect, according to the American Heart Association. The pulse oximetry screening is estimated to help identify more than 90 percent of heart defects.

According to the nation Centers for Disease Control and Prevention, approximately 7,200

babies born each year have critical congenital heart defects (CCHDs), which represents about 25 percent of congenital heart defects.

CCHDs account for nearly 30 percent of all deaths of infants under the age of one year.

The test is conducted by attaching sensors to a baby’s hand and foot between 24 and 48 hours after being born. If oxygen levels are too low, additional tests would then be conducted to detect any potential heart

defects that may be present in the baby.

At the time of signing the bill into law, Cuomo said, “It is heartbreaking when a parent loses their child to a condition that could have been easily detected and appropriately treated.

This law will prevent the number one cause of infant death due to birth defects by requiring hospitals and clinics to screen newborns for congenital heart defects – increasing early detection of this condition so that we can take quick action to save the lives of our children.”

“My daughter, Samantha, was born with an undiagnosed congenital heart defect and died six weeks after birth from cardiac arrest,” said Patti Stone, a Rockland County resident and volunteer with the association.

“With treatment advances made possible by research, children born with CHD (congenital heart defect) have a greater chance than ever to live and thrive.”

American Heart Association spokeswoman Carolyn Torella said the new law is a “victory for the smallest hearts in our state.”

The bill was sponsored by Republican state Sen. William Larkin and Democratic Assemblywoman Aileen Gunther.

Valhalla practice partners with Yonkers medical group

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Valhalla-based Children’s and Women’s Physicians of Westchester L.L.P. (CWPW), one of the nation’s largest medical practices, recently partnered with a Yonkers medical group to share referrals and women’s health care resources in southern Westchester and the Bronx.

Women’s Health Resource will help CWPW provide comprehensive health care for women, especially pregnant mothers. Women’s Health Resource specializes in obstetrics and gynecology and is authorized to administer anesthesia in the office and sonographic imaging for women with high-risk pregnancies. The medical group is accredited by the American Institute of Ultrasound in Medicine, a national medical society dedicated to education and research in medical diagnostic ultrasound.

Women’s Health Resource has locations at 1990 Central Park Ave. in Yonkers and 1250 Waters Place in the Bronx. The group has 23 staff members, including six doctors, three physician assistants, five medical assistants and one nurse.

The medical practice first opened 45 years ago when Neil H. Melnick, a medical doctor, hired doctors and health professionals to provide continuous care for adolescents and women in the community, Daniel R. Miller, a physician with Women’s Health Resource, said in a statement.

– Crystal Kang

FACTS& FIGURES on the record Westchester BANKRUPTCIES White Plains

Burrus v. Bayer Healthcare Pharmaceuticals Inc. et al. Action: Diversity-product liability.

Filed Jan. 27. Case no. cv-00482-CS

Volz v. Bayer Healthcare Pharmaceuticals Inc. Action: Diversity-product liability. Filed Jan. 27.

Case no. cv-00496-CS

BWP Media USA Inc. et al v. Moguldom Media Group L.L.C. Action: Copyright infringement. Filed Jan. 23. Case no. cv-00434-VB

Deeds

53 Burd Corp., 53 Burd St., NyAbove $1 million ack 10960. Chapter 11, voluntary. Colon v. Bayer Healthcare Pharmaceuticals Inc. Action: DiversiAttorney: Nicole L. Perskie. Filed ty-product liability. Filed Jan. 27. 3 Calvert Street Associates L.L.C., Jan. 21. Case no. 14-22076 Case no. cv-00480-CS Rye. Seller: Abraham I. Zweigenhaft, et al, Harrison. Property: 3 Brian L. Geller, (address not availCalvert St., Harrison. Amount: $6.2 Davis v.

Bayer Healthcare Pharable). Chapter 7, voluntary. Atmillion. Filed Jan. 23. maceuticals Inc. Action: Diversitorney: A. Scott Mandelop. Filed ty-product liability. Filed Jan. 27.

Jan. 27. Case no. 14-22102 Case no. cv-00479-CS 48 Wheeler Partners L.L.C., Pleasantville. Seller: 48 Wheeler Hillcrest Service Center Inc., 307 Avenue L.L.C., White Plains. PropD.G. v.

City of Beacon et al.

AcN. Main St., Spring Valley 10977. erty: 48 Wheeler Ave., Mount Pleastion: Civil Rights Act. Filed Jan. 24.

Chapter 13, voluntary. Attorney: ant. Amount: $1.1 million. Filed Case no. cv-003465-CS Jerrold W. Miles. Filed Jan. 27.

Jan. 22.

Case no. 14-22094 Ferguson v. Bayer Healthcare Manursing Way Associates RJL 60-68 Halstead Avenue Corp. Pharmaceuticals Inc., et al. Ac- L.L.C., Armonk. Seller: Cecil Holdtion: Diversity-product liability.

561 Westchester Ave., Port Chester ings Company L.L.C., Rye. Proper10573. Chapter 11 voluntary. Attor- Filed Jan. 27. Case no. cv-00492-CS ty: Manursing Way, Rye. Amount: ney: Anne J. Penchio. Filed Jan. 23. $2.2 million. Filed Jan. 27.

Fife v. Bayer Healthcare PharCase no. 14-22087 maceuticals Inc. Action: Diversity-personal injury. Filed Jan. 28. Matsy Enterprises L.L.C., Larchmont. Seller: Gerard T. Schott, Rye Case no. cv-00505-CS COURT CASES Brook. Property: 102 Chatsworth Ave., Mamaroneck. Amount: $1 Hailee Paxton et al v. Bayer million. Filed Jan. 22.

Healthcare Pharmaceuticals White Plains Inc., et al. Action: Diversity-product liability. Filed Jan. 28. Case no. Mop L.L.C., Rye. Seller: Vincnet Gojcaj, et al, Bedford Corners.

A.F. et al v. United States of cv-00513-CS Property: 194 McLain St., Bedford.

America. Action: Refund of penalty imposed by I.R.S. Filed Jan. 21. Hospodarsky v. Bayer Health- Amount: $3.2 million. Filed Jan. 24.

Case no. cv-00374-VB care Pharmaceuticals Inc., et al.

Action: Diversity-product liability. V and C Property L.L.C., New Alexander v. Bayer Healthcare Filed Jan. 27. Case no. cv-00480-CS York City. Seller: Richard P. McCracken, et al, New York City. PropPharmaceuticals Inc. Action: Diversity-product liability. Filed Llewellyn v. Asset Acceptance et erty: 781 Old Post Road, Bedford.

Amount: $1.6 million. Filed Jan. 24.

Jan. 27. Case no. cv-00501-CS al. Action: Fair Debt Collection Act. Filed Jan. 23. Case no. cv-00411-NSR Bacque-Alexander v. Bayer Healthcare Pharmaceuticals Inc. Mahmoon v. Bayer Healthcare Below $1 million Action: Diversity-product liability. Pharmaceuticals Inc. Action: Filed Jan. 27. Case no. cv-00485-CS Diversity-personal injury. Filed 377 Oxford L.L.C., New York City.

Seller: Martin Moreno, et al, New Jan. 28. Case no. cv-00509-CS Rochelle. Property: 377 Oxford Middleton v. Bayer Healthcare Road, New Rochelle. Amount: Pharmaceuticals Inc. Action: $950,000. Filed Jan. 28.

Items appearing in the Westchester Diversity-product liability. Filed County Business Journal’s On The Re880 Nepperhan L.L.C., Yonkers. cord section are compiled from various Jan. 28. Case no. cv-00507-CS Seller: City of Yonkers. Property: sources, including public records made available to the media by federal, state Morales v. St. Lukes Cornwall 880 Nepperhan Ave., Yonkers. and municipal agencies and the court Hospital. Action: Employment Amount: $301,000. Filed Jan. 27. system. While every effort is made to ensure the accuracy of this informa- discrimination. Filed Jan. 22.

CC106 L.L.C., Elmsford. Seller: tion, no liability is assumed for errors or Case co. cv-00392-VB Anthony Mortelliti Jr., et al, Elmsomissions. In the case of legal action, the records cited are open to public scrutiny Morganthaler v. Guttmann et al. ford. Property: 106 E. Main St., and should be inspected before any acAction: Fair Debt Collection Ac t. Greenburgh. Amount: $477,000. tion is taken.

Filed Jan. 23. Case no. cv-00425-NSR Filed Jan. 22.

Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

Renken-Sebastian v. RetrievelMasters Creditors Bureau Inc. Action: Fair Debt Collection Act. Filed Jan. 22. Case no. cv-00390-UA

City of Yonkers, Yonkers. Seller: Center For Urban Rehabilitation and Empowerment Inc., Yonkers.

Property: 312 Warburton Ave., Yonkers. Amount: $45,905. Filed Jan. 23.

City of Yonkers, Yonkers. Seller: Center For Urban Rehabilitation and Empowerment Inc., Yonkers.

Property: 75 Ravine Ave., Yonkers.

Amount: $21,988. Filed Jan. 23.

Waverly Parkside Apts Ltd., Yonkers. Seller: City of Yonkers. Property: 207 S. Waverly St., Yonkers.

Amount: $62,000. Filed Jan. 24.

City of Yonkers, Yonkers. Seller: Foreclosure Lashay’s Construction and DevelAuctions opment Company Inc., Yonkers.

Property: 63 Ravine Ave., Yonkers.

Amount: $83,004. Filed Jan. 24.

KATONAH, 51 High St. Two-family dwelling; lot size: N/A. Plaintiff: Deutsche Bank National Trust Wells Fargo Bank National AssociaCo. Seller: Theresa M. Daniele, tion. Plaintiff’s attorney: DruckWhite Plains. Property: 343 S. man & Sinel, (516) 876-0800; 242 Fourth Ave., Mount Vernon. Drexel Ave., Westbury. Defendant: Luis Mora. Referee: Jeffrey Binder.

Amount: $519,106. Filed Jan. 22.

Sale: Feb. 10, 10 a.m. Approximate lien: $870,921.77.

Emigrant Mortgage Co., New York City. Seller: Jeana Maruggi, West Babylon. Property: 126 Lock- MOUNT PLEASANT, 512 W. wood Road, Cortlandt. Amount: Lake Drive. Single-family residence; .39 acre. Plaintiff: HSBC $600,000. Filed Jan. 22.

Bank USA National Association.

Plaintiff’s attorney: McCabe, WeisHSBC Bank USA N.A. Seller: berg & Conway, P.C., (914) 636Joanne Lambert Hoffman, et 8900; 145 Huguenot St., Suite 401, al, White Plains. Property: 944 New Rochelle. Defendant: James Kimball Ave., Yonkers. Amount: Mcgibney. Referee: Edmund $901,000. Filed Jan. 24.

Fitzgerald. Sale: Feb. 10, 10:30 a.m.

Approximate lien: $366,217.85.

Oceanfirst Bank, Tom’s River, N.J. Seller: John Sarcone, White Plains. MOUNT VERNON, 15 Rochelle Property: 11 Hardscrabble Hill Terrace. Two-family dwelling, .11 Road, Mount Pleasant. Amount: acre. Plaintiff: Bank of America $844,676. Filed Jan. 24.

NA. Plaintiff’s attorney: Druckman & Sinel, (516) 876-0800; 242 Pennymac Corp., Moorpark, Ca- Drexel Ave., Westbury. Defendant: lif. Seller: Richard A. Glickel, West Jennifer Wyyte. Referee: Catherine Nyack. Property: 3631 Gomer St., Allen. Sale: Feb. 18, 11 a.m. ApYorktown. Amount: $698,962. Filed proximate lien: $69,297.19.

Jan. 27.

MOUNT VERNON, 36 S. 11th Santos and Gladys Realty L.L.C., Ave. Single-family residence; .12 Scarsdale. Seller: Marciano Re- acre. Plaintiff: Deutsche Bank Naalty Corp., Tuckahoe. Property: tional Trust Co. Plaintiff’s attorney: 185 Marbledale Road, Eastchester. Shapiro, DiCaro & Barak, (585) 247-900; 250 Mile Crossing Blvd., Amount: $550,000. Filed Jan. 24.

Suite 1, Rochester. Defendant: Stanley Ridley. Referee: Pauline Sarosca Farm Estates L.L.C., Marie Galvin. Sale: Feb. 14, 10 a.m.

Bronx. Seller: Nina Straus, Pur- Approximate lien: $483,382.08. chase. Property: 5 Stone Bridge Road, Harrison. Amount: $998,500.

RYE, 55 Sanford St. Single-famFiled Jan. 22. ily residence; .27 acre. Plaintiff: Deutsche Bank National Trust Co. Tomar Construction Corp., Plaintiff’s attorney: Frenkel, LamBronx. Seller: John Scotto, et al, bert, Weiss, Weisman & Gordon, Bronxville. Property: 16 Marston (631) 969-3100; 53 Gibson St., Bay Place, Yonkers. Amount: $400,000. Shore. Defendant: William TorFiled Jan. 27. regrossa. Referee: Eric Fayer. Sale: Feb. 3, 10:30 a.m. Approximate Tri State Real Estate Holding NY lien: $1,029,090.14.

L.L.C. Seller: Carole Harding, et al.

Property: 189 Sixth St., Cortlandt. SLEEPY HOLLOW, 224 BeekAmount: $80,000. Filed Jan. 24. man Ave. Two-family dwelling; .05 acre. Plaintiff: JP Morgan Chase Von Ford Associates, White Plains. Bank NA. Plaintiff’s attorney: ShaSeller: Michael D. Karnes, Bronx. piro, DiCaro & Barak, (585) 247Property: 141 S. Central Ave., 9000; 250 Mile Crossing Blvd., Suite Greenburgh. Amount: $750,000. 1, Rochester. Defendant: Sherwin Filed Jan. 22.

Cepin. Referee: Robert Cypher.

Sale: Feb. 10, 9 a.m. Approximate lien: $526,646.54.

YORKTOWN HEIGHTS, 2865 Springhurt St. Single-family residence; .77 acre. Plaintiff: HSBC Mortgage Services Inc. Plaintiff’s attorney: McCabe, Weisberg & Conway, P.C., (914) 636-8900; 145 Huguenot St., Suite 401, New Rochelle. Defendant: Caroline Mascarenhas. Referee: John Campbell.

Sale: Feb. 10, 10 a.m. Approximate lien: $523,942.38.

Judgments Advanced Mechanical Industries L.L.C., Peekskill. $9,877 in favor of Merchants Mutual Insurance Co., Buffalo. Filed Jan. 21.

City Newark Glass Co., Bayonne, N.J. $5,116 in favor of District Council 9 Painting Industries, Hawthorne. Filed Jan. 24.

Core Contracting of NY L.L.C., Mount Vernon. $61,671 in favor of CIT Technology Financing Services Inc., Jacksonville, Fla. Filed Jan. 22.

One Eighty One L.L.C., Norwich, Conn. $43,157 in favor of Ace Endico Corp., Brewster. Filed Jan. 22.

Red Light Studios, Port Chester. $22,918 in favor of H and H Property Corp., Port Chester. Filed Jan. 24.

Tummolo Construction L.L.C., Yonkers. $67,155 in favor of Mauro Group Inc., Yonkers. Filed Jan. 22.

Versatile Specialty, Port Chester. $5,880 in favor of Poningo Properties L.L.C., Port Chester. Filed Jan. 24.

Lis Pendens The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

Ahn, Sang Hyun, et al. Filed by HSBC Mortgage Corporation USA. Action: seeks to foreclose on a mortgage to secure $185,250 affecting property located at 99 Lakeview Ave., Scarsdale 10583. Filed Aug. 28.

Akempta-Kargbo, Alimami, et al.

Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $424,297 affecting property located at 391 Palisade Ave., Yonkers 10703. Filed Aug. 28.

WCBJ • February 3, 2014

17

NEWSMAKERS plus awards and events LAW FIRM ADDS PARTNERS AND ASSOCIATE SHAMBERG MARWELL HOLLIS ANDREYCAK & LAIDLAW P.C. (formerly Shamberg Marwell & Hollis P.C.), in a move that the firm said positions itself for future growth in the region, has named two new name partners and one new associate.

CATHERINE B. ANDREYCAK, who joined the firm in 1998, has become a name partner. MOIRA S. LAIDLAW, of Laidlaw Attorneys at Law P.L.L.C., has now merged her Bedford Hills law practice with the firm and joined as a name partner.

Also joining the firm as partners are JOSEPH N. MADDEN and JENNIFER KING, and KIMBERLY S. BLISS has joined as an associate.

Andreycak has more than 25 years of experience in real estate, corporate and commercial law, representing a broad scope of private and commercial developers, lenders and borrowers, residential sellers and purchasers, investors and institutions. A resident of Pleasantville, Andreycak is admitted to practice in state and federal courts of New York.

Laidlaw, concentrates her practice in complex trust and estate planning, probate, guardianship and small business planning.

She serves on the executive committee of the trusts and estates section of the Westchester County Bar Association and is a member of New York State Bar Association Trusts and Estates Section and New York State Bar Association Elder Law Section. A resident of Chappaqua, Laidlaw is admitted to practice

in New York, New Jersey and Connecticut.

Madden’s practice is focused on zoning, planning and commercial land use and development, general civil litigation and landlord-tenant law. He joins the firm after five years as a partner at another major Westchester County law firm. Prior to that, he served four years as deputy corporation counsel for the city of Yonkers.

King’s practice includes litigation pertaining to zoning and land-use matters and commercial litigation, trials and appeals.

She litigates in both federal and state court.

With the firm since 2007, King has represented real estate developers, property owners, architects and financial institutions in a wide array of matters, including contract and land disputes.

Bliss was previously associated with Laidlaw Firm and her practice areas include

CO-COMMUNICATIONS WELCOMES TWO TO THE STAFF CO-COMMUNICATIONS INC., a marketing and communications firm with offices in Westchester, Farmington, Conn., and Manhattan, has announced LYNDSAY BOUCHAL – a public relations professional and former journalist – is joining the agency’s Mount Kisco office as senior account manager.

Bouchal will work with a variety of clients in the hospitality, higher education, nonprofit and health care industries to strengthen their branding, execute social media campaigns and brainstorm creative marketing concepts.

Bouchal most recently was with the marketing department of Crystal Springs Resort in New Jersey, where she handled public relations, social media and photography. Previous to her work at Crystal Springs, Bouchal worked as a multimedia journalist at the New Jersey Herald.

Bouchal holds a Bachelor of Arts degree from Furman University in Greenville, S.C., where she studied English, communications and Spanish.

Also joining Co-Communications is KEVIN ZAWACKI, a former reporter and editor with experience covering Westches-

18 February 3, 2014 • WCBJ

ter business, politics and lifestyle beats.

Prior to entering public relations, Zawacki served as AOL-Huffington Post’s associate regional editor for Patch.com in the Lower Hudson Valley, managing a team of onedozen full-time journalists and directing all newsgathering in the area. Zawacki has a Bachelor of Arts degree in creative writing and history from Franklin & Marshall College in Lancaster, Pa. “We’re tremendously excited to have Lyndsay and Kevin join the Mount Kisco team,” said Stacey Cohen, president and founder of Co-Communications. “Their expertise in marketing and public relations – coupled with a reporter’s eye and deadline approach – will be a major asset to our clients.”

wills, living wills, trusts, powers of attorney, probate, guardianship and estate/trust administration and elder law. A summa cum laude graduate of Pace University School of Law, she served as case note and comment editor of the Pace Law Review. A resident of Mount Kisco, Bliss is admitted to practice in New York state.

In a joint statement, principals John S. Marwell and P. Daniel Hollis said, “We are thrilled that Cathy and Moira have become name partners in the firm, that Joe and Jennifer have become partners, and that Kimberly has joined us as an associate. All are first-rate lawyers and fine people who share our professional and personal values and vision. This restructuring strengthens and expands our firm’s ability to continue to provide high-quality legal services to our clients.”

LRC NAMES DIRECTOR DAVID L. HARRELL has joined LRC Properties L.L.C. in Rye Brook as director with the acquisitions team. He will be responsible for sourcing deals by identifying, evaluating and conducting financial/market analysis on potential investment opportunities and acquisitions in the office, industrial and hotel sectors. Harrell joins LRC after working in a consulting role with the company since 2012 and is based in the firm’s New York City office.

“We’re excited to have David join LRC in a full-time role,” said Howard Lavitt, co-founder and principal of LRC Properties. “David brings a wealth of experience, knowledge and contacts that will help LRC in our continued work to identify and purchase properties that we can reposition, restructure and redevelop, returning value to the properties as well as our investors. He is a great asset to our team.”

Prior to joining LRC, Harrell was an associate director with Studley Inc.’s national accounts team in Washington, D.C. He also previously worked with Public Properties L.L.C., a boutique Washington, D.C.-based commercial real estate firm specializing in representing federal government agencies and as a practicing attorney with Carlock, Copeland, Semler & Stair, representing developers, contractors and design professionals in construction and development-related litigation.

Harrell received a Bachelor of Arts degree in economics from Wofford College and a Juris Doctorate from the University of South Carolina School of Law.

NEW BOARD MEMBERS AT BOYS & GIRLS CLUB Five new members have been added to THE BOYS & GIRLS CLUB OF NORTHERN WESTCHESTER (BGCNW) in Mount Kisco. They are: ASHLEY DIAMOND, ANDREW HANDLER, JOHN NEW, CHARLES PARSONS and RICK SUAREZ. Diamond is co-founder of the Bedford Hills-based wine company Vine & Co. Previously she served as marketing manager for Frontline Marketing and remains actively involved in the community.

Handler currently works as an independent commodities options trader/market maker. In 2012, he decided to share his passion for nutrition and physical fitness with the community by opening a CrossFit Gym in Mount Kisco.

New, managing partner at Access Securities L.L.C. in Stamford, Conn., is a financial professional with more than 19 years of experience. He formerly was president of Source Trading and senior vice president, international wealth specialist at Morgan Stanley.

Parsons has been at Proskauer Rose L.L.P. for his entire professional career. He is a partner in the corporate department and a member of the global private investment funds group.

Suarez is a managing director and senior equity partner at Clarfeld Financial Advisors. He is responsible for managing all aspects of the firm’s investment advisory business, for both U.S. and off-shore clients, including strategic asset allocation, selection of third-party investment managers and mutual funds, business development and investment performance monitoring and reporting.

“Each of these individuals has displayed such commitment to their professional lives, their families and their community,” said BGCNW Executive Director Brian Skanes.

“We look forward to the expertise and enthusiasm they will bring to our organization.”

LEGISLATOR TAPPED BY STATE ASSOCIATION WESTCHESTER COUNTY LEGISLATOR MARYJANE SHIMSKY (D-Greenburgh) was selected by the New York State Association of Counties (NYSAC) to serve on one of its key committees – the public works and transportation committee.

“I am extremely honored to have been selected and I am looking forward to working with my colleagues from around the state at the upcoming NYSAC meeting in Albany,” said Shimsky, who chairs the county Legislature’s infrastructure committee.

Among the NYSAC committee’s priorities is the support of a multiyear Transportation Infrastructure Bond Act to help the state and local governments make important and sorely needed updates to airports and other transportation infrastructure.

Two promoted at PCI Progressive Computing INC. (PCI) – a computer consulting and network installation, design and maintenance firm with offices in Westchester County and Manhattan – has promoted Laverne Oliver to director of operations and Marina Reichelt to director of finance.

Reichelt started working for PCI part time in 1999 as a bookkeeper/office manager, managing banking, payroll, tax reporting, employee health insurance and other general office duties. In her new role, she handles many of the same tasks, but in greater detail and is also responsible for forecasting and budgeting as part of the leadership team.

When Oliver started working at PCI

seven year ago, she had no technical training or experience aside from what she had practiced in school, but was able to learn on the job and grow as a technician, leading to her first promotion in 2012 from technical advisor to service coordinator. As director of operations, she now plans and monitors the daily schedules for technical support for clients and overseas purchasing, among many other responsibilities.

“We’re proud of the fact that many of our employees, especially Marina and Laverne, have been with us for the long haul, helping us grow the company and provide excellent service to clients,” CEO Robert Cioffi said.

NEW PARTNER NAMED MARKS PANETH L.L.P., a leading New York area accounting firm with more than 500 employees, has named VIVIAN MARTINEZ a partner in the firm’s real estate group.

Serving commercial and residential real estate organizations, including co-ops and low-income housing enterprises, Martinez advises clients on all facets of accounting and tax issues. In addition to supervising audit engagements, she counsels clients on a range of real estate transactions, including acquisitions and dispositions. She is a member of the firm’s China Desk, a cross-disciplinary

team of professionals who assist both U.S. and Chinese businesses and individuals looking to work, invest, raise capital or do business in China and the U.S. “Through her deep understanding of challenging real estate tax issues, Vivian helps our sophisticated clients navigate an increasingly complex economic and tax environment,” said William Jennings, partner-incharge of Marks Paneth Real Estate Group.

A resident of Kings Park, Martinez holds a Bachelor of Science degree from Queens College of the City University of New York.

CHIEF CREDIT OFFICER NAMED AT THE WESTCHESTER BANK ERIC WIGGINS has been named as senior vice president, chief credit officer by The Westchester Bank. Wiggins brings industry knowledge with more than 25 years of banking experience in senior leadership positions.

He will be responsible for the oversight, management and compliance of the bank’s commercial loan portfolio and will be based at the bank’s Yonkers headquarters.

Prior to joining The Westchester Bank, Wiggins served as president and CEO at Greater Hudson Bank in Middletown. Prior to that he was senior vice president, senior relationship manager at Key Bank in Tarry-

town and steadily rose from an assistant treasurer, commercial loan officer to senior vice president, senior commercial loan officer while serving at Union State Bank in Orangeburg.

Wiggins received his MBA in financial management from Pace University Lubin School of Business in White Plains.

John M. Tolomer, president and CEO of The Westchester Bank said, “We’re thrilled to have Eric join our team. His senior level expertise and skill sets are a terrific match for us. We are well positioned to have another record-breaking year in 2014 and know that Eric will play a leading role in making that happen.”

IMAGING CENTER OPENS WHITE PLAINS HOSPITAL IMAGING CENTER AT NEW ROCHELLE opened its doors Jan. 13 at 1296 North Ave. in New Rochelle.

It occupies the first floor of a newly renovated 18,000-square-foot building in the Wykagyl Shopping Center and is connected to a large primary and specialty care physician office suite on the second floor.

The center offers diagnostic radiology services, including bone densitometry, CT scan, mammography and 3-D mammography, ultrasound and X-ray. All services are by appointment only and fall under the direction of Scarsdale radioloNew Rochelle Mayor Noam Bramson, White Plains Hospital gist Pamela Weber.

President Susan Fox, radiologist Pamela Weber and hospi“We are very pleased to be welcomed tal CEO Jon Schandler. into this very special community,” hospital President Susan Fox said. “It is our hope area for exceptional radiology services in a that the White Plains Hospital Imaging Cen- comfortable and convenient location right ter at New Rochelle will fulfill a need in the here in the heart of the Sound Shore.”

DIRECTORS ADDED TO MHA THE MENTAL HEALTH ASSOCIATION OF WESTCHESTER (MHA), a community-based nonprofit mental health agency that has served Westchester County residents for 67 years, has elected LARRY M. ELKIN, and SHARON KRIEGER, MD to its board. In announcing the appointments, CEO Amy Kohn said, “We are honored that these exceptional individuals have chosen to offer their guidance and leadership to MHA. Each has deep roots in the county and will provide unique perspectives and experience that will serve the agency in important ways.”

Elkin is the president of Palisades Hudson Financial Group L.L.C. and Palisades Hudson Asset Management L.P., which has its Westchester offices in Scarsdale. The firm provides financial and tax counseling. Its investment advisory business serves clients who reside in more than 30 states as well as abroad. A prolific writer, Elkin is an author as well as the editor and publisher of Sentinel, a quarterly newsletter and the lead author of the firm’s daily column, Current Commentary. “I see my role as supporting the mission as well as the management of the agency. My goal is to help marshal and develop the organization’s resources so it grows its services

and brings even more to those who so desperately need them,” Elkin said.

Krieger, a physician at the Mount Kisco Medical Group, has practiced internal medicine for 19 years. After receiving her master’s degree in human genetics at Louisiana State University in New Orleans, Krieger went on to complete her medical degree there as well.

In her work as a physician, Krieger has found that patients increasingly look to her for help managing their mental health and that many physical complaints may mask an underlying psychological issue. In her new role on the MHA Board, Krieger hopes to open up conduits for other physicians and connect them to MHA so they may access quality mental health care as well as to bring a medical viewpoint to board discussions.

Information for these features has been submitted by the subjects or their delegates.

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WCBJ • February 3, 2014

19

FACTS&FIGURES Mosello, Mark, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $644,250 affecting property located at 52 Laurel Drive, Mount Kisco 10549. Filed Aug. 28.

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Alamgir, Tariq, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $360,000 affecting property located at 381 Quaker Ridge Road, New Rochelle 10804. Filed Aug. 28.

Cole, Paul, et al. Filed by New Century Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $365,000 affecting property located at 22 Stanley Place, Yonkers 10705.

Filed Aug. 30.

Alston, Clinton, et al. Filed by Carver Federal Savings Bank.

Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 45 Oliver Ave., Greenburgh 10603. Filed Aug. 29.

Davis, Donna, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $239,600 affecting property located at 25 Gold St., Yonkers 10701. Filed Aug. 29.

Anderson, Gregory, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $339,199 affecting property located at 43 First St., New Rochelle 10801.

Filed Aug. 29.

Bacon, Walker J., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $242,000 affecting property located at 218 Forest Ave., New Rochelle 10804. Filed Sept. 3.

Beheran, Willington, et al. Filed

by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $243,750 affecting property located at 504 Mallard Way, Peekskill 10566. Filed Aug. 28.

Benitez, Jorge G., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $533,850 affecting property located at 41 Cleveland St., White Plains 10606. Filed Aug. 28.

Bonner, Zachary, et al. Filed by E*Trade Bank. Action: seeks to foreclose on a mortgage to secure $96,800 affecting property located at 568 Locust Ave., Port Chester 10573. Filed Sept. 3.

Cardenas, Michael, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $344,000 affecting property located at 4 Cross Lane, Cortlandt Manor 10567. Filed Aug. 28.

Felicissimo, Joseph, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 58 Fowler Ave., Yonkers 10701.

Filed Aug. 29.

Fidanza, Vincenzo, et al. Filed

by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $262,320 affecting property located at 300 Mamaroneck Ave., Unit 322, White Plains 10605. Filed Aug. 28.

Gandolfo, Salvatore, et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $250,000 affecting property located at 66 Grandview Blvd., Yonkers 10710. Filed Aug. 28.

Girgis, Girgis A., et al. Filed by OneWest Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $325,000 affecting property located at 113 Herriot St., Yonkers 10701.

Filed Aug. 29.

Gray, Vernell E., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $173,000 affecting property located at 28 Valleyview Road, Elmsford 10523. Filed Aug. 29.

Hynes, Lynda M., et al. Filed by Green Tree Servicing L.L.C. Action: seeks to foreclose on a mortgage to secure $190,400 affecting property located at 330 S. Broadway, Unit B3, Tarrytown 10591. Filed Aug. 29.

20 February 3, 2014 • WCBJ

Jagdeo, Richard A., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 12 Laurie Road, Cortlandt Manor 10566.

Filed Aug. 29.

Johnson, Carlton, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $313,262 affecting property located at 21 Jackson Place, White Plains 10603.

Filed Sept. 3.

Kolaj, Hilo P., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $550,000 affecting property located at 20 Van Rensselaer Road, Somers 10536. Filed Aug. 28.

Kritikos, John, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 168 Devon Road, Bronxville 10708.

Filed Aug. 29.

Lewis, Aneita, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $360,267 affecting property located at 349 S. Second Ave., Mount Vernon 10550. Filed Aug. 29.

Mann, Alicia Ann, et al. Filed

by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 2005 Maple Ave., Cortlandt Manor 10567. Filed Sept. 3.

Mejia, Lourdes, et al. Filed by BAC Home Loans Servicing L.P. Action: seeks to foreclose on a mortgage to secure $396,000 affecting property located at 61 Manhattan Ave., White Plains 10603. Filed Aug. 30.

Messam, Mark, et al. Filed by The Bank of New York. Action: seeks to foreclose on a mortgage to secure $400,000 affecting property located at 1119 Elm St., Peekskill 10566.

Filed Aug. 28.

Navarette-Cavallo, Lorena, et al.

Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $645,000 affecting property located at 9 Aviemore Drive, New Rochelle 10804. Filed Aug. 29.

Navarro, Louis, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $455,012 affecting property located at 11 Bradford Ave., Harrison 10528. Filed Sept. 3.

Newcomb, Charles F., et al. Filed

by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 80 Ogden Ave., White Plains 10605. Filed Aug. 29.

Nienstedt, Joseph, individually and on behalf of the estate of Kathleen Nienstedt, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $125,000 affecting property located at 185 Pelham Road, New Rochelle 10805. Filed Aug. 28.

Padron, Elvis, et al. Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $394,501 affecting property located at 23 Union Place, Yonkers 10701.

Filed Sept. 3.

Rivera, Adriana, et al. Filed by Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $289,987 affecting property located at 111 DeHaven Drive, Unit 124, Yonkers 10703. Filed Aug. 28.

Rabady, Elias, as owner. $8,000 as claimed by Yonkers Hardware JaniSansome Estate Inc., et al. Filed torial Supply, Yonkers. Property: in

by Wells Fargo Bank N.A. Action: Yonkers. Filed Jan. 21. seeks to foreclose on a mortgage to secure $3.7 million affecting prop- United Cerebral Palsy Associaerty located at 1438 Route 35, Lew- tion of Westchester, as owner. isboro 10549. Filed Aug. 28. $13,167 as claimed by Armstrong Plumbing and Heating II, Scott, Surji, et al. Filed by U.S. Millwood. Property: in Rye. Filed Bank N.A. Action: seeks to fore- Jan. 22. close on a mortgage to secure $420,000 affecting property located Wyssup-Laurel Glenn Corp., as at 332 S. Ninth Ave., Mount Vernon owner. $19,347 as claimed by Col10550. Filed Aug. 28. gate Rentals Corp., Bronx. Property: in White Plains. Filed Jan. 21.

Slocum Properties L.L.C., et al.

Filed by The Community Preservation Corp. Action: seeks to foreclose New Businesses on a mortgage to secure $1.8 million affecting property located at 30 Terrace Park Lane, New Rochelle. This paper is not responsible for typographical errors contained in the Filed Aug. 28. original filings.

Stefano, Maureen A., et al. Filed

by Sovereign Bank. Action: seeks to foreclose on a mortgage to secure Partnerships $325,000 affecting property located at 180 Old Mamaroneck Road, P.M.R. Services, 12 Susan Lane, White Plains. Filed Aug. 30.

Cortlandt Manor 10567, c/o Rafael Reynoso and Grace Reynoso. Filed Strumwasser, Lawrence M., et Jan. 8. al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $478,118 affecting prop- Sole Proprietorships erty located at 49 Rockwood Drive, Larchmont 10538. Filed Aug. 30.

Bogert and Hopper, 220 White Plains Road, Suite 245, Tarrytown Toro, Christopher, et al. Filed by 10591, c/o Jonathan Arnold. Filed SABR Mortgage Loan 2008-1 REO Jan. 8.

Subsidiary 1 L.L.C. Action: seeks to foreclose on a mortgage to secure $504,000 affecting property located Chip’s Baseball Collectibles, 1085 at 72 Edgecliff Terrace, Yonkers Warburton Ave., No. 508, Yonkers 10701, c/o Minda Chipurnoi Fin10705. Filed Aug. 28. kelstein. Filed Jan. 7.

Pereira, Roseny, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $600,000 affecting property located at 333 King St., Port Chester 10573.

Filed Aug. 28.

Troy, Meredith F., et al. Filed by U.S. Bank N.A. Action: seeks to Pozo, Jose Luis, et al. Filed by foreclose on a mortgage to secure JPMorgan Chase Bank N.A. Ac- $1 million affecting property locattion: seeks to foreclose on a mort- ed at 23 Cat Rocks Road, Bedford gage to secure an unspecified 10506. Filed Aug. 28. amount affecting property located at 384 Hawthorne Ave., Yonkers Tucker, Rose M., et al. Filed by 10705. Filed Aug. 29.

U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure Rappa, Roy, et al. Filed by Dyer $367,500 affecting property located Trust 2012-1. Action: seeks to at 614 Second St., Mamaroneck foreclose on a mortgage to secure 10543. Filed Aug. 30. $937,500 affecting property located at 75 N. Kensico Ave., Valhalla. Filed Aug. 30.

Mechanic’s Liens

Richards, Patricia, et al. Filed

by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $348,000 affecting property located at 137 S. Fulton Ave., Mount Vernon 10550.

Filed Aug. 29.

Life Time Fitness, as owner. $37,011 as claimed by Ernest Spencer Metals Inc., Meriden, Kan. Property: in Harrison. Filed Jan. 21.

Chunky Cheeks Apparel, 35 Highland Ave., Unit 5, New Rochelle 10801, c/o Jinja Cuevas. Filed Jan. 7.

E-Zee Fuel, 16 Campwoods Road, Ossining 10562, c/o Giovanbatistta Apollonio. Filed Jan. 7.

Ferdia Carpentry, 125 Sweetfield Circle, Yonkers 10704, c/o Damien McNickle. Filed Jan. 7.

GMI Anesthesia, 20 N. Broadway, Apt. 0-371, White Plains 10601, c/o Glendale M. Imson. Filed Jan. 7.

Buzzard, Maura, et al, as owner. $1,853 as claimed by Terra Tile and Hi-Tech Security and Sound, 326 Marble. Property: in White Plains. Hawthorne Ave., Yonkers 10705, Filed Jan. 22. c/o Jonathan Rosario. Filed Jan. 7.

Hughes, Sara S.M., as owner. $1,190 as claimed by Yvonne Gunnarsson, Rye. Property: in Eastchester. Filed Jan. 21.

House of Tattoos and Body Piercing, 371 North Ave., New Rochelle 10801, c/o Jose Classen. Filed Jan. 7.

Kilnes Media, 670 old Post Road, Methods, systems, and devices Bedford 10506, c/o Clayton Rose. for reducing bandwidth conFiled Jan. 7. sumption in multimedia distribution systems. Patent no.

Kitays Painting, 322 Fourth Ave., 8,640,159 issued to David Steading, Pelham 10803, c/o James M. Kitay Marietta, Ga. Assigned to AT&T Intellectual Property I, L.P., AtJr. Filed Jan. 7. lanta, Ga. MM Motors, 117 S. Second Ave., Mount Vernon 10550, c/o Darrell McCutchen. Filed Jan. 7.

Pay less Screens and Shades, 1321 elm St., Peekskill 10566, c/o Frank V. Saraceno. Filed Jan. 8.

472 Freedom Plains road Property l.l.c., LaGrangeville. Seller: Charles S. Mitchell, Poughkeepsie. clerke, Jason r., et al, as owner. Property: in LaGrange. Amount: Lender: Hudson Valley Federal $340,000. Filed Jan. 23.

Credit Union. Property: in Fishkill.

Amount: $332,000. Filed Jan. 23.

68 Wisner l.l.c., Newburgh.

Seller: Union Glen Associates Inc., Niekrewicz, Daniel, et al, as own- Glendale. Property: 68 Wisner Network intrusion detection in er. Lender: Ulster Savings Bank. Ave., Newburgh 12550. Amount: a network that includes a dis- Property: in Red hook. Amount: $150,000. Filed Jan. 21. tributed virtual switch fabric. $350,000. Filed Jan. 23.

Patent no. 8,640,239 issued to Joshua Lukas, Mazeppa, Minn.; Gary Vogel, Patricia B., as owner.

R. Ricard, Chatfield, Minn.; and Lender: trustco Bank. Property: timothy L. thompson, Whitefish, in Rhinebeck. Amount: $100,000.

Mont. Assigned to International Filed Jan. 23.

Business Machines Corp., Armonk.

Petroleum transportation, 166 Elm St., New Rochelle 10805, c/o Andres Salazar. Filed Jan. 8.

Obfuscating entry of sensitive information. Patent no. 8,640,252 isShutters Screens and More, 3115 sued to Brian John Cragun, Rochester, hearthstone St., Yorktown heights Minn.; and Marc Kevin Johlic, tampa, 10598, c/o Ricky D. Ackerman. Fla. Assigned to International Business Machines Corp., Armonk.

Filed Jan. 8. tarrytown Boat club ladies auxiliary, P.O. Box 274, Tarrytown 10591, c/o Annette Leder.

Filed Jan. 7. the Village health clinic, 15 Parkway, third floor, Katonah 10536, c/o Edward Murach. Filed Jan. 7.

Westchester Painters, 9 Northfield Ave., Dobbs Ferry 10522, c/o Philip Scaramella. Filed Jan. 7.

PATENTS Detecting malicious computer code in an executing program module. Patent no. 8,640,243 issued to Philip D. Kaufman, omaha, Neb. Assigned to International Business Machines Corp., Armonk.

DEEDS Above $1 million

390 Birch hill Farm l.l.c., New Signal processing apparatus and York City. Seller: Allen D. Morton, methods. Patent no. 8,640,184 et al, Patterson. Property: in Patissued to John Christopher harvey, terson. Amount: $1.3 million. Filed New York; and James William Cud- Jan. 16. dihy, New York. Assigned to Personalized Media Communica464 Main Street holdings l.l.c., tions L.L.C., Sugarland, Texas.

New York City. Seller: 464 Main Street PK L.L.C., Poughkeepsie.

Synchronizing user sessions in Property: 464 Main St., Poughkeepa session environment having sie 12601. Amount: $1.1 million. multiple web services. Patent Filed Jan. 21. no. 8,640,202 issued to Patrick Roy, Gatineau, Calif. Assigned to International Business Machines 464 Main Street holdings l.l.c., New York City. Seller: tigerbond Corp., Armonk.

L.L.C., Poughkeepsie. Property: 453 Main St., Poughkeepsie 12601.

System, method and program Amount: $1.1 million. Filed Jan. 21. for managing firewalls. Patent no. 8,640,218 issued to Erik Bartholomy, Longmont, Colo.; Robert Buckeye terminals l.l.c., housM. Castner, Cortland Manor; and ton, Texas. Seller: Hess Corp., Nicolas Edward Fosdick, Frederick, Woodbridge, N.J. Property: 924 Colo. Assigned to International River Road and oak Street, NewBusiness Machines Corp., Armonk. burgh. Amount: $11 million. Filed Jan. 22.

Systems and methods for cross-site forgery protection. environmental imaging. Patent Patent no. 8,640,216 issued to no. 8,640,233 issued to Scott Craig Anderson, Sunnyvale, Calif.; M. McRae, Atlanta, Ga. Assigned to Anoop Reddy, San Jose, Calif.; and International Business Machines Yariv Keinan, San Francisco, Calif.

Corp., Armonk.

Assigned to citrix Systems Inc., Fort Lauderdale, Fla. Interactive DVr system. Patent no. 8,640,177 issued to Kulvir Singh Bhogal, Fort Worth, Texas; Lydia M. Do, Raleigh, N.C.; Rick Allen hamilton, II, Charlottesville, Va.; and James Wesley Seaman, Falls Church, Va. Assigned to International Business Machines Corp., Armonk.

hUDSON VALLEY

Inter-thread communication with software security.

Patent no. 8,640,230 issued to Jason Greenwood, Rochester, Minn.; Mark G. Kupferschmidt, Rochester, Minn.; Paul e. Schardt, Rochester, Minn.; and Robert A.Shearer, Rochester, Minn. Assigned to International Business Machines Corp., Armonk.

Below $1 million

BUILDING LOANS

Above $1 million elant at Goshen Inc., Goshen, as owner. Lender: Wells Fargo Bank N.A. Property: 46 harriman Drive, Goshen. Amount: $13.8 million.

Filed Jan. 27.

Orange county chippers l.l.c., Gardiner. Seller: osiris Country Club Inc., Walden. Property: in Montgomery. Amount: $1.2 million. Filed Jan. 23.

Wassaic historic Improvement Partners l.l.c., New York City.

Seller: Allan Shope, et al, Wassaic.

Property: in Amenia. Amount: $1.2 million. Filed Jan. 21.

aJP Properties l.l.c., Mount Kisco. Seller: Deutsche Bank National Trust Co. Property: 8 Old Field Circle, Pawling 12564. Amount: $181,500. Filed Jan. 21.

anderson center Services Inc., Staatsburg. Seller: George Albamont, et al, Ulster Park. Property: in Esopus. Amount: $355,000. Filed Jan. 22.

alkant realty l.l.c., Carmel. Seller: Kathleen tobin, Carmel. Property: in Carmel. Amount: $280,000.

Filed Jan. 8.

arcos construction Management l.l.c., LaGrangeville. Seller: Claudia George Family L.P., Yonkers. Property: in Beekman.

Amount: $388,000. Filed Jan. 21.

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Below $1 million 15 hamburg 202 corp., Monroe.

Seller: Beirach Moshe Gardens Inc., Monroe. Property: in Monroe.

Amount: $280,000. Filed Jan. 23.

42 livingston Street l.l.c., New York City. Seller: Wind Atlantis Management Corp., West hurley.

Property: in Saugerties. Amount: $375,000. Filed Jan. 21.

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WCBJ • February 3, 2014

21

FACTS&FIGURES BA Chester Associates L.L.C., Kingston. Seller: Carla Wise, Goshen. Property: in Chester. Amount: $120,000. Filed Jan. 27.

Four Score and Seven L.L.C., Newburgh. Seller: Peter Bowles, Newburgh. Property: in Newburgh.

Amount: $150,000. Filed Jan. 24.

Bayview Loan Servicing L.L.C., Pompano Beach, Fla. Seller: Mary Zugibe Raleigh, Warwick. Property: in Washington. Amount: $240,000.

Filed Jan. 24.

Freedom Mortgage Corp., Virginia Beach, Va. Seller: Mark E. M and G Custom Homes Inc., Wright, Beacon. Property: in Fish- Westtown. Seller: Bari of NY kill. Amount: $244,500. Filed Jan. 21. L.L.C., Middletown. Property: in Middletown. Amount: $25,000.

Hudson Homestead Group L.L.C., Filed Jan. 22.

Kingston. Seller: JPMorgan Mortgage Acquisition Corp. Property: McLiens L.L.C., Port Jervis. Seller: 204 W. Chestnut St., Kingston 12401. Robin D. Waizenegger, Port Jervis.

Amount: $60,000. Filed Jan. 17.

Property: in Port Jervis. Amount: $13,504. Filed Jan. 21.

Hudson Valley Federal Credit Union, Poughkeepsie. Seller: Mi- National Residential Nominee chael Harvey, Tempe, Ga. Prop- Services Inc. Seller: Gavin Kererty: in Pleasant Valley. Amount: sellius, et al, Campbell Hall. Prop$106,500. Filed Jan. 17. erty: in Hamptonburgh. Amount: $295,000. Filed Jan. 22.

Hudson Venture Capital L.L.C., Westbury. Seller: Hudson Riv- Newburgh Ventures Construcerview Co., Westbury. Property: tion L.L.C., Wallkill. Seller: Robert Bellevue Road, Lloyd. Amount: T. Bardin Jr., et al, Wallkill. Prop$387,000. Filed Jan. 21. erty: 7 Princess Lane, Newburgh 12550. Amount: $27,500. Filed Hudson Venture Capital L.L.C., Jan. 27.

Westbury. Seller: Hudson Riverview Co., Westbury,. Property: O’Donnell and Sons Inc., Fishkill.

Bellevue Road, Lloyd. Amount: Seller: Jean Arquilla, Beacon. Prop$268,000. Filed Jan. 21. erty: in Beacon. Amount: $25,000.

Filed Jan. 21.

J Squared Builders Inc., Monroe.

Seller: Anita Poll, New York City. Roseneth Estates L.L.C., Beacon.

Property: in Chester and Monroe. Seller: City of Beacon. Property: in Amount: $300,000. Filed Jan. 22.

Beacon. Amount: $400,000. Filed Jan. 21.

K and A Real Estate Interests L.L.C., Howells. Seller: Evelyn M. Solar Properties L.L.C., PrincClark, Greenville. Property: 10 eton. N.J. Seller: James Killough, et Pine Tree Lane, Port Jervis 12771. al, Philipstown. Property: 36 CopAmount: $60,000. Filed Jan. 21. permine Road, Garrison. Amount: $645,000. Filed Jan. 17.

Kahana and Company L.L.C., Monsey. Seller: FSB Properties Inc., Sunny Acres Holdings L.L.C., Lake Success. Property: 56 Cottage Plattekill. Seller: Claudio Carrero, et St., Middletown 10940. Amount: al, Plattekill. Property: in Plattekill. $165,000. Filed Jan. 22.

Amount: $180,000. Filed Jan. 21.

Brookfield Relocation Inc., Scottsdale, Ariz. Seller: Richard W. Simon, et al, Warwick. Property: 44 Woodside Drive, Warwick 10990.

Amount: $394,000. Filed Jan. 23.

Chester Estates L.L.C., Chester.

Seller: Alvin Goldstein, Chester.

Property: 22 Goosepond Mountain Road, Chester. Amount: $925,000.

Filed Jan. 24.

Deutsche Bank National Trust Co. Seller: Maria Santana, Newburgh. Property: 14 Berkley Court, Highland Mills 10930. Amount: $325,000. Filed Jan. 23.

Deutsche Bank National Trust Co. Seller: Michele Bermel, Chappaqua. Property: in Patterson.

Amount: $221,653. Filed Jan. 8.

Deutsche Bank National Trust Co. Seller: Tom A. Gizzo, West Harrison. Property: 123 Baldwin Lane, Mahopac 10541. Amount: $283,188. Filed Jan. 21.

DRA Fidelco Newburgh L.L.C., Summit, N.J. Seller: Newburgh Jewish Community Center Inc., Newburgh. Property: in Newburgh.

Amount: $562,500. Filed Jan. 21.

ECO Contracting and Property Management Corp., Putnam Valley. Seller: Erik Johnson, Central Valley. Property: in Woodbury.

Amount: $84,000. Filed Jan. 24.

Karka Holdings L.L.C., New Elant Foundation Inc., Goshen. York City. Seller: Thomas Fulford, Seller: Elant at Newburgh Inc., et al, New Hampton. Property: in Goshen. Property: in Newburgh. Wallkill. Amount: $75,000. Filed Amount: $150,000. Filed Jan. 24.

Jan. 23.

Ella Bella Fine Home Restoration L.L.C., Bardonia. Seller: James B. Biagi, Goshen. Property: 68 Johnston St., Newburgh. Amount: $35,000. Filed Jan. 24.

KSSM Properties L.L.C., Poughkeepsie. Seller: Joseph J. Kaba Jr., et al, Poughkeepsie. Property: in Poughkeepsie. Amount: $59,000.

Filed Jan. 21.

Federal Home Loan Mortgage Corp. Seller: Juliana LoBiondo, Newburgh. Property: 136 Patio Road, Wallkill 10941. Amount: $135,252. Filed Jan. 23.

KTT Builders Inc., Mahopac.

Seller: Charlotte Baker. Property: 17 Lakewood Road, Mahopac.

Amount: $105,000. Filed Jan. 9.

Federal Home Loan Mortgage Corp. Seller: Justin Lee Sweet, New City. Property: 29 Alicia Lane, Warwick. Amount: $317,255. Filed Jan. 23.

Lang Media Properties Inc., Cohoes. Seller: Charles J. Gambino, et al, Daytona Beach. Property: in Saugerties. Amount: $27,000. Filed Jan. 22.

Federal National Mortgage Association. Seller: Leslie A. Baum, Walden. Property: 18 Franklin St., Port Jervis 12771. Amount: $339,031. Filed Jan. 27.

LMD Property Holdings L.L.C., Wappingers Falls. Seller: Jean Poland, Wappingers Falls. Property: Ervin Drive, Wappinger. Amount: $70,000. Filed Jan. 23.

22 February 3, 2014 • WCBJ

LVJ Realty L.L.C., Brewster. Seller: Best Builders Construction Inc., et al, Cortlandt Manor. Property: in Fishkill. Amount: $945,000. Filed Jan. 22.

The Bank of New York Mellon Trust Co. Seller: Michael McCann, Goshen. Property: 64 Sussex St., Port Jervis 12771. Amount: $316,271. Filed Jan. 24.

Vesa Realty Associates L.L.C., Poughkeepsie. Seller: Isabel Martinez, et al, Poughkeepsie. Property: in Poughkeepsie. Amount: $110,000. Filed Jan. 23.

Campers Barn of Hudson Valley L.L.C., Kingston. $12,140 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Jan. 17.

Goshen Area Day Care Centers Inc., Warwick. $4,309 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Jan. 13.

Wells Fargo Bank N.A. Seller: John Fleming, Florida. Property: 23 Orange St., Port Jervis 12771.

Amount: $84,000. Filed Jan. 24.

Carmine’s Bakery Inc., d.b.a.

Carmine’s Italian-American Pastry Shoppe, Middletown. $3,926 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Jan. 13.

GPS.com Inc., Monroe. $1,036 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 10.

Judgments 1,2,3 Discount Store Inc., Newburgh. $1,339 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 10.

307 HFM Inc., d.b.a. Highland Falls Food Mart, Highland Falls. $983 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 10.

A and B Kuqi L.L.C., d.b.a. Deer Park Grill, Port Jervis. $3,230 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 10.

A-1’s Power Equipment Inc., Newburgh. $12,231 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 10.

AKSR Corp., d.b.a. Maisies Deli, Newburgh. $1,990 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Jan. 13.

All-Scape Landscape Services L.L.C., Middletown. $1,558 in favor of the New York State Department of Taxation and Finance, Albany.

Filed Jan. 10.

Almatt Inc., Newburgh. $5,194 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 10.

Balles Landscaping Inc., Washingtonville. $3,111 in favor of the The County of Ulster, Kingston. New York State Department of Seller: Valerie Laurel, Wawarsing. Taxation and Finance, Albany. Filed Property: in Wawarsing. Amount: Jan. 10. $154,000. Filed Jan. 23.

Berzal Enterprises Inc., Lake KaThe County of Ulster, Kingston. trine. $1,156 in favor of the New Seller. William Cathcart, Wawars- York State Department of Labor ing. Property: in Wawarsing. and the Department of Taxation and Finance, Albany. Filed Jan. 21.

Amount: $100,000. Filed Jan. 22.

The County on Ulster, Kingston. Seller: Thomas M. Carpenter III, Wawarsing. Property: in Wawarsing. Amount: $242,000.

Filed Jan. 22.

Body at Rest Inc., Pine Island. $487 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany.

Filed Jan. 13.

Valuable Ideal Properties L.L.C., Westtown. Seller: Paul Schwartz, et al, Port Jervis. Property: in Greenville and Mount Hope. Amount: $175,000. Filed Jan. 24.

Brennie’s Pizza Inc., Highland. $150 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 17.

Greater Horizon Contracting Inc., Middletown. $1,411 in favor of the New York State Department Collegeview Apartments II Inc., of Taxation and Finance, Albany.

Lake Katrine. $769 in favor of the Filed Jan. 10.

New York State Department of Taxation and Finance, Albany. Filed Heath and Home Solutions Inc., Jan. 17.

Rosendale. $3,529 in favor of the New York State Department of Country Flowers Gifts and Taxation and Finance, Albany. Filed Goodies Inc., Napanoch. $2,324 Jan. 17. in favor of the New York State Department of Labor Unemployment Historic South Street Deli, NewInsurance Division, Albany. Filed burgh. $2,364 in favor of the New Jan. 17.

York State Department of Taxation and Finance, Albany. Filed Jan. 10.

Driving Excellence Auto School Inc., Port Jervis. $969 in favor of Hudson Valley Custom Stone the New York State Department of Inc., Kingston. $205 in favor of Labor Unemployment Insurance the New York State Department Division, Albany. Filed Jan. 13. of Labor and the Department of Taxation and Finance, Albany.

Dynamic Center Inc., Monroe. Filed Jan. 21. $1,598 in favor of the New York State Department of Taxation and Hutchins Studio, Woodstock.

Finance, Albany. Filed Jan. 10. $1,250 in favor of the New York State Department of Taxation and Easy Living Home Automation, Finance, Albany. Filed Jan. 17.

New Paltz. $212 in favor of the New York State Department of Taxation HVFSV Inc., d.b.a. Style Fabrics, and Finance, Albany. Filed Jan. 17. Kingston. $207 in favor of the New York State Department of Labor EJC Plumbing and Heating Inc., and the Department of Taxation Chester. $307 in favor of the New and Finance, Albany. Filed Jan. 21.

York State Department of Taxation and Finance, Albany. Filed Jan. 10. Indie Hair Inc., Kingston. $2,099 in favor of the New York State DeEly Enterprises Inc., Port Jervis. partment of Labor and the Depart$748 in favor of the New York State ment of Taxation and Finance, AlDepartment of Labor Unemploy- bany. Filed Jan. 21. ment Insurance Division, Albany.

Filed Jan. 13.

J and J Auto Rescue Inc., Saugerties. $3,444 in favor of the New Gallery 18 Furniture Inc., Ellen- York State Department of Taxation ville. $100 in favor of the New York and Finance, Albany. Filed Jan. 17.

State Department of Taxation and Finance, Albany. Filed Jan. 17.

JPJ Collective L.L.C., d.b.a.

Dreamland Recording Studios, Gangale Windows and Doors, El- Hurley. $1,150 in favor of the New lenville. $3,486 in favor of the New York State Department of Labor York State Department of Labor and the Department of Taxation Unemployment Insurance Divi- and Finance, Albany. Filed Jan. 21. sion, Albany. Filed Jan. 17.

King Relaxation Corp., MiddleGarden State Koi and Aquatic town. $12,847 in favor of the New Center L.L.C., Warwick. $15,694 York State Department of Labor in favor of the New York State De- Unemployment Insurance Divipartment of Taxation and Finance, sion, Albany. Filed Jan. 13.

Albany. Filed Jan. 10.

Kingston’s Grand Slam Tavern, Gedeihen L.L.C., d.b.a. Bridge- Kingston. $5,769 in favor of the water Irish Pub and Restaurant, New York State Department of Kingston. $874 in favor of the New Taxation and Finance, Albany. Filed York State Department of Taxation Jan. 17. and Finance, Albany. Filed Jan. 17.

LHV Precast Inc., Kingston. $312 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 17.

LJMJR Corp., d.b.a. The Blue Martini, Newburgh. $2,134 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 10.

Madmuscle.net L.L.C., Newburgh. $5,292 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 10.

Mama Theresa’s Italian Specialties Inc., New Windsor. $309 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 10.

Melissa Macdonald Photography, New Paltz. $1,624 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 17.

Metropolitan Ultrasound Inc., Wallkill. $3,100 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Jan. 17.

Micro Technical Services Inc., Middletown. $10,356 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 10.

Mid City Transit Corp., Middletown. $2,501 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Jan. 13.

Middletown Luxury Service Inc., Middletown. $183 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 10.

Mikes Market Inc., Newburgh. $273 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 10.

New City Arco Inc., d.b.a. A Plus Mini Market, Cornwall. $30,470 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 10.

Orange County Dental Center, Middletown. $2,661 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Jan. 13.

Canfield, Christopher, et al. Filed

by Household Finance Realty Corporation of New York. Action: seeks to foreclose on a mortgage to secure $79,797 affecting property located at 21 Merrick Court, Brewster Xtreme Entertainment, Sparrow 10509. Filed Jan. 21.

Rock Cut Fence Company Inc., Bush. $10,195 in favor of the New Walden. $683 in favor of the New York State Department of Labor Censi, Mark, et al. Filed by York State Department of Labor Unemployment Insurance Divi- Deutsche Bank National Trust Co. Action: seeks to foreclose on a Unemployment Insurance Divi- sion, Albany. Filed Jan. 13. mortgage to secure $183,000 affectsion, Albany. Filed Jan. 13. ing property located at 1201 Mountain Road, Port Jervis 12771. Filed Ryan Crosby State Farm InsurLis Pendens Sept. 23. ance, Highland Mills. $552 in favor of the New York State Department The following filings indicated a legal of Labor Unemployment Insurance action has been initiated, the out- Checo, Fabio I., et al. Filed by Wells Division, Albany. Filed Jan. 13. come of which may affect the title to Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure the property listed. $378,026 affecting property located S.A.P. Consultants Inc., Harriman. $307 in favor of the New York Amanda Clarke, aka Amanda at 15 Vanderbilt Drive, Highland State Department of Taxation and Correjter, individually and on be- Mills 10930. Filed Sept. 19.

Finance, Albany. Filed Jan. 10. half of the estate of the late Thomas Clarke, et al. Filed by JPMorgan Childress, Robert Jr., et al. Filed SBSNY L.L.C., Saugerties. $1,568 Chase Bank N.A. Action: seeks to by Nationstar mortgage L.L.C. Acin favor of the New York State De- foreclose on a mortgage to secure tion: seeks to foreclose on a mortpartment of Taxation and Finance, $191,000 affecting property located gage to secure $285,248 affecting at 42-44 Heidt Ave., Middletown property located at 18 Campbell Albany. Filed Jan. 17.

Lane, Wallkill 12589. Filed Jan. 22.

10940. Filed Sept. 20.

Serenity Boutique, Kingston. $169 in favor of the New York State Baker, Monica C., et al. Filed by Claudio-Santiago, Mathelyn, et Department of Taxation and Fi- Wells Fargo Bank N.A. Action: al. Filed by Household Finance Reseeks to foreclose on a mortgage to alty Corporation of New York. Acnance, Albany. Filed Jan. 17. secure $544,185 affecting property tion: seeks to foreclose on a mortgage to secure $501,230 affecting Smart Lawncare Inc., New Wind- located at 154 Shore Drive, Brews- property located at 9 Brant Terrace, ter 10509.

Filed Jan. 22. sor. $578 in favor of the New York Garrison 10524. Filed Jan. 14.

State Department of Taxation and Behrens, Peter G. Sr., et al. Filed Finance, Albany. Filed Jan. 10.

by JPMorgan Chase Bank N.A. Clerkin, Brendan S., et al. Filed by Citimortgage Inc. Action: seeks to Speedway Transportation Inc., Action: seeks to foreclose on a foreclose on a mortgage to secure mortgage to secure an unspecified Newburgh. $1,136 in favor of the $117,000 affecting property located New York State Department of La- amount affecting property located at 7 Murray Road, Cornwal-onat 863 South St., Highland 12528. bor Unemployment Insurance DiHudson. Filed Sept. 20.

Filed Jan. 21. vision, Albany. Filed Jan. 13.

Ralston Lippincott Hasbrouck and Ingrassia Funeral Home Inc., Middletown. $220 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Jan. 13.

Sport Oasis Entertainment L.L.C., Newburgh. $547 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 10.

Stoneridge Landscape Contractors Inc., Newburgh. $4,759 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 10.

Westtown Chandelier Restoration Inc., Westtown. $865 in favor of New York State Department of Labor Unemployment Insurance Division, Albany. Filed Jan. 13.

Beltran, William H., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $325,600 affecting property located at 8 Oak St., Brewster 10509. Filed Jan. 14.

Bennie, Debra A., et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 163 Senior St., Montgomery 12549. Filed Sept. 19.

Summit Occupational Therapy PC, Warwick. $273 in favor of the New York State Department of La- Blauvelt, John, et al. Filed by Benbor Unemployment Insurance Di- eficial Homeowner Service Corp.

Action: seeks to foreclose on a vision, Albany. Filed Jan. 13. mortgage to secure $188,800 affecting property located at 510 Vista on Sweetbriar’s L.L.C., Warwick. the Lake, Unit 10, Carmel 10512. $6,253 in favor of the New York Filed Jan. 17.

State Department of Taxation and Finance, Albany. Filed Jan. 10.

Cain, Beverly C., et al. Filed by George P. Basen. Action: seeks to The Bargain Hut, Middletown. foreclose on a mortgage to secure $1,278 in favor of the New York $275,000 affecting property located State Department of Taxation and in Gardiner. Filed Jan. 22.

Finance, Albany. Filed Jan. 10.

Orange Hematology-Oncology PLLC, Cornwall. $1,224 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 10.

Trinity Industries L.L.C., Goshen. $421 in favor of the New York State Q.F. Mart L.L.C., Lake Katrine. Department of Labor Unemploy$6,501 in favor of the New York ment Insurance Division, Albany.

State Department of Taxation and Filed Jan. 13.

Finance, Albany. Filed Jan. 17.

Drake, Frederick L. Jr., et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $140,000 affecting property located at 204 Glenerie Blvd., Saugerties 12477. Filed Jan. 23.

Hoyt, Lisa M., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $226,540 affecting property located at 25 Seneca Road, Putnam Valley 10579. Filed Jan. 21.

Dyle, Darrin S., et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $222,400 affecting property located at 43 Argent Drive, Highland 12528. Filed Jan. 21.

Johnston, Terri, et al. Filed by Mid-Hudson Valley Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $128,000 affecting property located at 176 W. Main St., Esopus 12466. Filed Jan. 23.

Farnell, Robert J., et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 287 Route 209, Port Jervis 12771. Filed Sept. 19.

Joray, Roy, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $150,000 affecting property located at 165 Union St., Montgomery 12549. Filed Sept. 23.

Ferris, Marie, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $189,437 affecting property located at 64 Vernon Drive and 70 Echo Road, Carmel 10512. Filed Jan. 21.

Kasten, Julie M., et al. Filed by Loancare. Action: seeks to foreclose on a mortgage to secure $303,930 affecting property located at 8 Creekside Road, Saugerties 12477.

Filed Jan. 17.

Fiorentino, Catherine C., et al.

Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 23 Palisades Road, Patterson 12563. Filed Jan. 14.

Kaylor, Sean P., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $712,500 affecting property located at 7 Elbow Lane, Lloyd 12528. Filed Jan. 22.

Franqui, Kevin G., et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $173,533 affecting property located at 1208 Whispering Hills Drive, Unit 150, Chester 10918. Filed Sept. 19.

Gippi, Debra, et al. Filed by BAC Costa, Francisco Jr., et al. Filed by Home Loans Servicing L.P. Action: Citimortgage Inc. Action: seeks to seeks to foreclose on a mortgage to foreclose on a mortgage to secure secure $355,000 affecting property $148,288 affecting property located located at 241 Hilltop St., Mahopac at 309 Lake Shore Drive, Monroe 10541. Filed Jan. 14.

10950. Filed Sept. 19.

Gumbrecht, Jennifer, et al. Filed Cruz, Rebecca, et al. Filed by JPM- by HSBC Bank USA N.A. Action: organ Chase Bank N.A. Action: seeks to foreclose on a mortgage to seeks to foreclose on a mortgage to secure $683,200 affecting property secure an unspecified amount af- located at 16 Pheasant Run Road, fecting property located at 35 Lake Putnam Valley 10579. Filed Jan. 17.

Shore Road, Putnam Valley 10579.

Filed Jan. 21.

Hamner, Jimmy W., et al. Filed by JPMorgan Chase Bank N.A. Action: De Libero, Grace A., et al. Filed seeks to foreclose on a mortgage to

by JPMorgan Chase Bank N.A. Ac- secure $284,000 affecting property tion: seeks to foreclose on a mort- located at 59 Mountain Ave., Highgage to secure $375,000 affecting land Falls 10928. Filed Sept. 20. property located at Sprout Brook/ Cimmeron Road 72-1, Putnam Harvey, Mary-Ann E., et al. Filed Valley 10579. Filed Jan. 22.

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage Denizac, Iris L., et al. Filed by to secure $297,293 affecting propJPMorgan Chase Bank N.A. Ac- erty located at 4 Jersey Court, New tion: seeks to foreclose on a mort- Windsor 12553. Filed Sept. 19. gage to secure $337,000 affecting property located at 49 E. Tiger Trail, Heinecke, Eric G., et al. Filed by Kent 10512. Filed Jan. 16.

Western Connecticut Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $95,000 affecting property located in Southeast. Filed Jan. 13.

Kodzic, Amir, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $104,000 affecting property located at 34 Concord St., Newburgh 12550. Filed Sept. 19.

Kramer, Milton, et al. Filed by Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $544,185 affecting property located at 61 Washington Road, Carmel 10512. Filed Jan. 8.

Lagana, Salvatore A. et al. Filed

by Beneficial Homeowner Service Corp. Action: seeks to foreclose on a mortgage to secure $376,098 affecting property located at 103 Kentview Drive, Carmel 10512.

Filed Jan. 16.

Larsson, Patricia, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $222,900 affecting property located at 18 Winnebago Road, Putnam Valley 10579. Filed Jan. 13.

Lemus, Juan G., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $54,150 affecting property located at 41-43 Saint James St., Kingston 12401. Filed Jan. 21.

Maguire, Stephen J., et al. Filed

by Citibank N.A. Action: seeks to foreclose on a mortgage to secure $184,000 affecting property located at 1024 Route 213, Eddyville 12401.

Filed Jan. 22.

WCBJ • February 3, 2014

23

FACTS&FIGURES Maher, Jennifer A., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $500,000 affecting property located at 45 Upper Lake Road, Mahopac 10541. Filed Jan. 16.

Quiles, Richard D., as administrator of the estate of Anna Carrero, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $200,000 affecting property located at 50 Sunny Acres Road, Wallkill 12589. Filed Jan. 17.

Snyder, Bruce, et al. Filed by Citibank N.A. Action: seeks to foreclose on a mortgage to secure $123,000 affecting property located at 15 Old Route 9West, Saugerties 12477. Filed Jan. 22.

Waterman, Andre S., et al. Filed

by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $131,400 affecting property located at 58 Phillips St., Middletown 10940. Filed Sept. 23.

Spadaro, Anthony Jr., et al. Filed Raton, Jocelyn M., et al. Filed by by LPP Mortgage Ltd. Action: seeks Deutsche Bank National Trust Co. to foreclose on a mortgage to secure Action: seeks to foreclose on a mort- $136,000 affecting property located gage to secure $416,500 affecting at 62 Fair St., Carmel 10512. Filed property located at 38 Paddock Drive, Jan. 9.

Pine Bush 12566. Filed Sept. 20.

Steenburgh, Anmarie, et al. Filed Messer, Howard, et al. Filed by Rivera, William Jr., et al. Filed by JPMorgan Chase Bank N.A. Indymac Bank F.S.B. Action: seeks by Wells Fargo Bank N.A. Action: Action: seeks to foreclose on a to foreclose on a mortgage to secure seeks to foreclose on a mortgage to mortgage to secure an unspecified $640,000 affecting property located secure $135,000 affecting property amount affecting property located at 49 Riverview Terrace, Kingston located at 100 William St., New- at 116 Haver Road, Olivebridge 12401. Filed Jan. 17. burgh 12550. Filed Sept. 19.

12461. Filed Jan. 22.

Z Meadow Farm Inc., et al. Filed

by Gibb Capital L.L.C. Action: seeks to foreclose on a mortgage to secure $366,000 affecting property located at 384 Oscawana Lake Road, Putnam Valley 10579. Filed Jan. 21.

McMickle, Richard, et al. Filed

by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $175,500 affecting property located at 505 Eatontown Road, Port Jervis 12771. Filed Sept. 23.

Mohr, Pasqualina Carbone, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $520,000 affecting property located at 230 Peaceable Hill Road, Brewster 10509. Filed Jan. 17.

Robbins, Daniel P., et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $271,000 affecting property located at 5 Lower Reservoir Road, Goshen 10924. Filed Sept. 19.

Mortellaro, James S. Jr., et al.

Filed by Santander Bank N.A. Action: seeks to foreclose on a mortgage to secure $200,000 affecting property located at 25 Oslo Path, Carmel 10512. Filed Jan.13.

Rodgers, Crystal S., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $275,000 affecting property located at 12 Prospect St., Brewster. Filed Jan. 22.

Mustacchi, Steven, et al. Filed by Suntrust Mortgage Inc. Action: seeks to foreclose on a mortgage to secure $311,600 affecting property located in West Hurley. Filed Jan. 21.

Salty, Hayam, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $256,000 affecting property located at 8 Milo Drive, Middletown 10941. Filed Sept. 19.

Nelson, Chernet, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $279,837 affecting property located at 27 Harvard Drive, Kent 10512. Filed Jan. 9.

Scacciaferro, Lisa M., et al. Filed

by Hudson Valley Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $222,000 affecting property located at 707 Milton Turnpike, Highland 12528.

Olsen, Sara J., et al. Filed by JPM- Filed Jan. 22. organ Chase Bank N.A. Action: seeks to foreclose on a mortgage to Schuppe, Rudolph Walter, et al. secure $216,000 affecting property Filed by BAC Home Loans Serviclocated at 112 Bethlehem Road, ing L.P. Action: seeks to foreclose New Windsor 12553. Filed Sept. 20. on a mortgage to secure $225,000 affecting property located at 170 Isis Parker Donald L., et al. Filed by Drive, Unit 1F, Newburgh 12550.

Beneficial Homeowner Service Filed Sept. 20.

Corp. Action: seeks to foreclose on a mortgage to secure $112,000 Simoes, Idalio, et al. Filed by Oneaffecting property located at 159 West Bank F.S.B. Action: seeks to Hawleys Corners Road, Highland foreclose on a mortgage to secure 12528. Filed Jan. 17. $190,400 affecting property located at 370 North St., Middletown Pinchbeck, Pamela A., et al. Filed 10940. Filed Sept. 23. by the State of New York Mortgage Agency. Action: seeks to foreclose Sisson, Thomas A., et al. Filed on a mortgage to secure $124,887 by Hudson Valley Federal Credit affecting property located at 9 Wix- Union. Action: seeks to foreclose on Road, Kent 10512. Filed Jan. 9. on a mortgage to secure $158,867 affecting property located at 29 Polaski, Debra, et al. Filed by Hellbrook Lane, Ulster Park 12487.

OneWest Bank F.S.B. Action: seeks Filed Jan. 17. to foreclose on a mortgage to secure $297,000 affecting property located Smith, Patrick S., et al. Filed by the at 21 Osnas Lane, Saugerties 12477. State of New York Mortgage Agency.

Filed Jan. 23.

Action: seeks to foreclose on a mortgage to secure $238,500 affecting property located at 121 East Ave., Middletown 10940. Filed Sept. 23.

24 February 3, 2014 • WCBJ

Mechanic’s Liens

Kehrl Construction and Energy Retrofits, 57 Kate Yaeger Road, Saugerties 12477, c/o Jedediah Kehrl and Jessica Mae Kehrl. Filed Jan. 17.

The Block Group, 174 Big Island Road, Warwick, c/o Paul Block and Janet Block. Filed Aug. 30.

Vasquez, Sydnie, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $182,140 affecting property located at 33 Abruyn St., Kingston 12401. Filed Jan. 17.

Ward, Michael B., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $70,000 affecting property located at 26 Eleanor Drive, Mahopac 10541. Filed Jan. 15.

Jasper’s Healing Touch – Reiki, 44 Van Vlierden Road, Saugerties 12477, c/o Kimberly Ann Krajeovic.

Filed Jan. 17.

Ludo’s Thick and Thin Lumber You Never Know, 5 Margaret Lane, Farm, 23 Bittersweet Way, Warwick Ellenville 12428, c/o Lawrence J. 10990, c/o Bruce A. Ludovicy. Filed Holzapfel and Diane L. Karpus Sept. 5.

Holzapfel. Filed Jan. 17.

Mélange, 60 Main St., Phoenicia 12464, c/o Kim M. Houska. Filed Sole Proprietorships Jan. 17.

366 DML L.L.C., as owner. $97,817 A and I Quality Auto Sales, 13 as claimed by AP Construction Bedford Ave., Middletown 10940, L.L.C., Middletown. Property: in c/o Ignacio Ramos. Filed Sept. 3.

Sweatt, Jessica, et al. Filed by the Middletown. Filed Jan. 27.

State of New York Mortgage AgenA.J. Petit’s Contracting and cy. Action: seeks to foreclose on a J.W. Mays Inc., as owner. $262,644 Construction, P.O. Box 800, Port mortgage to secure $169,168 affect- as claimed by PJ Exteriors Inc. Ewen 12466, c/o Andrew J. Petit. ing property located at 10 New St., Property: 461 Route 9, Fishkill. Filed Jan. 17.

Middletown 10940. Filed Sept. 23. Filed Jan. 23.

A.M.C. Excavation, 164 BrookTanner, Linda, et al. Filed by Fed- J.W. Mays Inc., as owner. $332,667 line Ave., Middletown 10940, c/o eral National Mortgage Associa- as claimed by D. Owens Electric Christopher Vincent Gesztesi. tion. Action: seeks to foreclose on a Inc., Mahopac. Property: 461 Route Filed Aug. 30. mortgage to secure $180,000 affect- 9, Fishkill. Filed Jan. 21. ing property located at 19 Split Tree AR Mechanical Contracting, 9 Drive, New Windsor 12553. Filed Old Country Lane, Kingston 12401, J.W. Mays Inc., as owner. $68,000 Sept. 20. as claimed by D. Owens Electric c/o Allen C. Nace Jr. Filed Jan. 23.

Inc., Mahopac. Property: 461 Route Terry, Gerald Peter, et al. Filed by 9, Fishkill. Filed Jan. 21.

Bergen Construction, 33 Grav Bank of America N.A. Action: seeks Road, Walker Valley 12588, c/o Mito foreclose on a mortgage to secure chael Joseph Bergen. Filed Sept. 3.

J.W. Mays Inc., as owner. $73,132 $261,000 affecting property located as claimed by D. Owens Electric at 9 Upper Hillman Road, Warwick Inc., Mahopac. Property: 461 Route Bundles of Joy!, 11 Fortune Road 10990. Filed Sept. 20.

9, Fishkill. Filed Jan. 23.

East, Middletown 10941, c/o Judith A. Power. Filed Aug. 29.

Unknown heirs to the estate of St. Francis Hospital, as owner.

Arthur Connolly, et al. Filed by Nationstar Mortgage L.L.C. Action: $76,576 as claimed by BSB Con- Creative Line Custom Solutions, seeks to foreclose on a mortgage to struction Inc., Poughkeepsie. Prop- 881 Burlingham Road, Unit 6, Pine secure $292,500 affecting property erty: 1 Adams St., Poughkeepsie. Bush 12566, c/o Cary Douglas Dickey. Filed Sept. 3. located at 17 Newburgh Road, Pat- Filed Jan. 22. terson 12563. Filed Jan. 21.

DC Junk Removal, 1224 Route 17K, Montgomery 12549, c/o Craig Unknown heirs to the estate of New Businesses Van Voorhis. Filed Aug. 30.

Michael L. Stavetski, et al. Filed by Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage This paper is not responsible for ty- Disrupt 2 Create, 484 Broadway, to secure $225,000 affecting prop- pographical errors contained in the Kingston 12401, c/o Ernest M. Falerty located at 87 Patterson Village original filings. coner Jr. Filed Jan. 22.

Court, Patterson 12563. Filed Jan. 8.

Urbina, Jovany F., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $260,204 affecting property located at 1237 Route 311, Patterson 12563. Filed Jan. 13.

I Make Hits Entertainment, 222 Dubois St., Newburgh 12550, c/o Clarence Williams. Filed Aug. 28.

Our Saviour, 168 Canal St., Ellenville 12428, c/o Adam L. Negron.

Filed Jan. 22.

Pedal, 27 St. Johns St., Goshen 10924, c/o Cindy Waltzer. Filed Sept. 3.

PriorityOne Consulting, P.O. Box 738, Glasco 12432, c/o Michael A. Olivieri. Filed Jan. 21.

Redstock Creations, 28 Meadow St., Newburgh 12550, c/o Paul Kleinman. Filed Aug. 29.

Ro-Mays Dobermans, 318 Maple St., Kerhonkson 12446, c/o Deborah M. Weller. Filed Jan. 21.

Sam Sam 77 Handyman, 27 Ross Lane, Middletown, c/o Kun Chang Kim. Filed Sept. 4.

Sam Sam 99 Home Repair, 23 Marie Lane, Middletown, c/o Chul Jun Kim. Filed Sept. 4.

Stephen Bell Productions, 68 Lauolette St., Wallkill 12589, c/o Stephen J. Bell. Filed Jan. 23.

The Boutique, 3 Phoenix Hill Road, Highland Mills 10930, c/o Lenore Romano. Filed Sept. 4.

The Michael Purdy Memorial Foundation, 15 Brighton Drive, Unit 1506, Newburgh 12550, c/o Friedlander Construction, Shanon Purdy. Filed Aug. 29.

Doing Business As 211 Clay Hill Road, Kerhonkson 12446, c/o David R. Friedlander. Vintage Doll Photography, 19 Builders Select Corp., d.b.a. Deck Filed Jan. 22.

Wolf Lane, Gardiner 12525, c/o TifSelect, 19 Rovna Court, No. 112, fany Renee Briggs. Filed Jan. 23.

Monroe 10950. Filed Sept. 4.

G and D Construction, 52 Anthony St., Middletown 10940, c/o Weedstock, P.O. Box 1225, WoodDaren Harris. Filed Aug. 30. stock 12498, c/o William J. Vought.

Filed Jan. 23.

Partnerships Grime Busters, P.O. Box 1941, Complete Home Repair Service, Kingston 12402, c/o James R. Blat- Xotics by Curtis Smith, 78 Evan Road, Warwick 10990, c/o Curtis 20 Industry Drive, Mountainville ter. Filed Jan. 21.

Lloyd Smith. Filed Aug. 30.

10953, c/o Mihaly Kvecska and Rachael Kvecska. Filed Aug. 30.

Healthy-Transitions 4 U, 3 Country Woods Drive, Chester 10918, YNC Junk Removal and Cleanc/o Sophia McKenzie. Filed Aug. 29. ing, 67 Sproat St., Middletown 10940, c/o Nydia GonzalezHuslinger. Filed Aug. 28.

FRIDAY, FEBRUARY 28

Smart IN THE SUBURBS 11:30 a.m.

STAMFORD INNOVATION CENTER

Program and lunch

175 Atlantic Street Stamford, CT

{ $15 }

The Stamford Innovation Center and Westfair Communications are launching a first ever series titled “Smart in the Suburbs” which will focus on the outstanding business and technical skills of the companies and individuals who make their home in our region. Many times people don’t realize the talents and innovations taking place here in our region!

SPEAKER

LAURENCE VIGEANT-LANGLOIS, PHD Sikorsky Innovations - Director, Business Development & Technology Partnerships WESTFAIRCOMMUNICATIONS

Register now. Space is limited. Visit bit.ly/smartsuburbs or call Holly DeBartolo at (914) 694-3600

WCBJ • February 3, 2014

25

LEGAL NOTICES Notice of formation of GRP CONSULTING LLC. Articles of organization filed with the N.Y.S. Department of State, Division of Corporations on 11/04/13. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to Corporation Service Company, 80 State St., Albany, NY 12207. Purpose: Any lawful activity. #59168 Notice of Formation of GATEWAY KENSINGTON LLC. Arts. of Org. was filed with SSNY on 12/12/13. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o Priolet & Associates, P.C., 1025 Westchester Ave. #320, White Plains, NY 10604. Purpose: all lawful activities. #59169 Notice of Formation of MH CRESTON LLC. Principal office Westchester County. Secretary of State of NY (SSNY) designated as agent for service of process. SSNY shall mail a copy of any process served against the LLC to Shaban Mehaj, 466 Castle Street Bronxville, NY 10708. Articles of Organization of the LLC filed with the SSNY on 12/09/13.

Purpose: Any lawful act(s). #59170 Notice of Formation of Poughkeepsie K Holdings, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 9/24/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 444 South Fulton Avenue, Mt. Vernon, NY 10553. Purpose: any lawful purpose. #59172 Notice of Formation of Wappingers K Holdings Pad, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 9/24/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 444 South Fulton Avenue, Mt. Vernon, NY 10553. Purpose: any lawful purpose. #59173

Notice of Formation of Wappingers K Holdings, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 9/24/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 444 South Fulton Avenue, Mt. Vernon, NY 10553. Purpose: any lawful purpose. #59174 NOTICE OF FORMATION of Alpha Property Solutions, LLC Art. of Org filed Secíy of State (SSNY) 12/17/13. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to 20 Cedar St, Ste. 300, New Rochelle, NY 10801.

Purpose: any lawful activities. #59175 Notice of formation of Baubles Insurance Brokerage, LLC (ìLLCî).

Articles of Organization filed with the Secretary of State of NY (ìSSNYî) on 11/26/13. Office location: Westchester County. SSNY has been designated as agent of LLC upon whom process against it may be served. SSNY shall mail a copy of any process against the LLC to its principal business address: c/o LLC, 180 East Post Rd, White Plains, NY 10601. Purpose: To engage in any lawful act or activity. #59176 SHADOWMAN, LLC, Arts. of Org. filed with the SSNY on 12/20/2013. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: 4 Harrison Ct., Cortlandt Manor, NY 10567.

Purpose: Any Lawful Purpose. #59177 70 POCANTICO, LLC, Arts. of Org. filed with the SSNY on 12/20/2013. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: 103 Burke Ct., Buchanan, NY 10511. Purpose: Any Lawful Purpose. #59178 JOURNEY TO BIRTH MIDWIFERY CARE PLLC, a Prof. LLC. Arts. of Org. filed with the SSNY on 12/16/2013.

Office loc: Westchester County. SSNY has been designated as agent upon whom process against it may be served.

SSNY shall mail process to: 119 Grand Street, Croton-On-Hudson, NY 10520.

Purpose: To practice the profession of Midwifery. #59179

EAST COAST INSURANCE GROUP, LLC, Authority filed with the SSNY on 10/09/2013, Fict. Name: EAST COAST INDEPENDENT AUTO DEALER INSURANCE SERVICES, LLC. Office loc: Westchester County. LLC formed in CT on 08/27/2009. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 268 Allen Hill Rd , Brooklyn, CT 06234. Address required to be maintained in CT: 268 Allen Hill Rd Brooklyn CT 06234. Cert of Formation filed with CT Sec. of State, Commercial Recording Div., P.O. Box 150470, Hartford, CT 06115. Purpose: Any Lawful Purpose. #59181 NOTICE OF FORMATION OF FIGURE AND GROOVE PRODUCTIONS LLC. Art of Org. filed with SSNY on 12/17/2013.

Office located in Westchester County.

SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to the principal business location at 255 Washington Ave, Pleasantville, NY 10570. Purpose of business of LLC :any lawful purpose #59183 MALAND LLC, Arts. of Org. filed with the SSNY on 08/09/2013. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: 35 Page Ave., Yonkers , NY 10704. Purpose: Any Lawful Purpose. #59184 DAN MARGIOTTA HOLDINGS LLC, Arts. of Org. filed with the SSNY on 12/30/2013. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: P.O. Box 122H, Scarsdale, NY 10583. Purpose: Any Lawful Purpose. #59185 NOTICE OF FORMATION of 303SBROADWAY, LLC Art. of Org filed Secíy of State (SSNY) 12/31/13. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to 1550 Lemoine Avenue, Suite 207, Fort Lee, NJ 07024. Purpose: any lawful activities. #59187

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26 February 3, 2014 • WCBJ

Notice of Formation of SARAH WREDE PHOTOGRAPHY AND DESIGN, LLC. Articles of Org. filed with NY Sec of State (SSNY) on 1/7/14. Office Loc: Westchester Cty. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 2 Mansfield Rd, White Plains, NY 10605, the LLCís principal business location.

Purpose: any lawful business activity. #59188 Notice of formation of Limited Liability Company (ìLLCî). Name: HB Housing, LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on 1/7/14. N.Y. office location: Westchester County.

The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to LLC, c/o Marathon Development Group Ltd., 901 Main Street, Suite 300, Peekskill, NY 10566. Purpose/character of LLC is to engage in any lawful act or activity. #59189 Notice of formation of 880 Nepperhan LLC, a domestic limited liability company. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 10/30/13. NY Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail a copy of process to the LLC at: 704 Route 6, Suite 21, Mahopac, New York 10541. Purpose: for any lawful purpose. #59191 Notice of Formation of Marc S. Schindelheim Consulting Services LLC. Arts of Org. filed with NY Secy of State (SSNY) on 1/10/14. Office location: Westchester County. SSNY is designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 3 Laurel Road, White Plains, NY 10605. Purpose: any lawful activity. #59192 Notice of Formation of Paradigm Shift Associates LLC. Art. of Org. filed with NY Secy. of State (SSNY) on 10/21/13.

Office located in Westchester Co. SSNY designated as agent upon which process may be served. SSNY shall mail a copy of any process against it served to: c/o US Corp Agents Inc., 7014 13th Ave, Suite 202, Brooklyn, NY 11228.

Purpose: any lawful business activity. #59193 SHANGHAI HAND LLC, Arts. of Org. filed with the SSNY on 01/10/2014.

Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Dominick Rossetti, 173 Washington Avenue, New Rochelle, NY 10801.

Purpose: Any Lawful Purpose. #59194 NOTICE OF FORMATION of Shore Storm Solutions, LLC Art. of Org filed Secíy of State (SSNY) 1/8/14. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process c/o Daniel Capossela, 17 Quincy Lane, White Plains, NY 10605. Purpose: any lawful activities. #59195 NOTICE OF FORMATION of OGG Family Companies, LLC Art. of Org filed Secíy of State (SSNY) 1/7/14. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process c/o Heather Ogg, 41 Purdy Ave, #428, Rye, NY 10580. Purpose: any lawful activities. #59196 NOTICE OF FORMATION of OGG Leadership, LLC Art. of Org filed Secíy of State (SSNY) 1/7/14. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process c/o Heather Ogg, 41 Purdy Ave, #428, Rye, NY 10580.

Purpose: any lawful activities. #59197 Notice of Formation of ELL-401 LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 1/9/14.Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: Falcon & Singer P.C., 14 Harwood Court, Suite 220, Scarsdale, NY 10583. Purpose: any lawful activity. #59198

Notice of Formation of ELL-1018 LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 1/9/14. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: Falcon & Singer P.C., 14 Harwood Court, Suite 220, Scarsdale, NY 10583. Purpose: any lawful activity. #59199

Notice is hereby given that an on-premise license, #TBA has been applied for

by The Lazy Boy Saloon & Ale House, LLC d/b/a Lazy Boy Saloon Lazy Boy Lounge to sell beer, wine and liquor at retail in an on premises establishment with one additional bar. For on premises consumption under the ABC law at 154 Mamaroneck Avenue White Plains NY 10601. #59213

NOTICE OF FORMATION OF Rymat Holdings, LLC. Arts of Org filed with Secy of State of NY (SSNY) on 11/21/13. Office location: Westchester County. SSNY designated agent upon whom process may be served and shall mail copy of process against LLC to: PO Box 241, Goldens Bridge, NY 10526.

Principal business address: 10 Fox Den Ln, North Salem, NY 10560. Purpose: any lawful act. #59200

Notice of Formation of JSC Enterprises, LLC Art. Of Org. filed with SSNY on 1/9/14. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served.

SSNY shall mail process to the LLC, 424 Garden Ave, Mount Vernon, NY 10553.

Purpose: any lawful purpose. #59216

Peo wrap-up, LLC Arts of Org. filed NY Secy of State (SSNY) 1/2/14. Office: Westchester Co. SSNY design. agent of LLC upon whom process may be served and shall mail copy to 248 Madison Rd. Scarsdale, NY 10583.

Purpose: any lawful activity #59201 Miweb, LLC Arts of Org. filed NY Secy of State (SSNY) 12/16/13. Office: Westchester Co. SSNY design. agent of LLC upon whom process may be served and shall mail copy to 458 W. 49 St. #1 New York, NY 10019. Purpose: any lawful activity #59202 Chrome Fields Capital Management LLC Arts of Org. filed NY Secy of State (SSNY) 12/24/13. Office: Westchester Co. SSNY design. agent of LLC upon whom process may be served and shall mail copy to c/o Chiping Cheung 4 Oak Ridge Ct. W. Harrison, NY 10604.

Purpose: any lawful activity #59203 360 Ct Capitol LLC Arts of Org. filed NY Secy of State (SSNY) 11/18/13. Office: Westchester Co. SSNY design. agent of LLC upon whom process may be served and shall mail copy to c/o Stuart Berg, Esq. 1 N. Broadway, Flr 10 White Plains, NY 10601. Purpose: any lawful activity #59204 Notice of Formation of SERMALEX, LLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 12/3/13.

Office location: Westchester County.

SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to: c/o Selznick & Company LLP, 145 Bedford Rd., Suite 201, Armonk, NY 10504. Purpose: any lawful act or activity. #59208 MKDZ, LLC, Arts. of Org. filed with the SSNY on /16/2014. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: Danielle Zackman & Murray Krasnoff, 114 Stonewall Cir., West Harrison, NY 10604. Purpose: Any Lawful Purpose. #59209 WESTCHESTER EXPORT CAPITAL, LLC, Authority filed with the SSNY on 09/26/2013. Office loc: Westchester County. LLC formed in DE on 08/23/2013. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 65 Court Street, Ste 4, White Plains, NY 10601. Address required to be maintained in DE: 16192 Coastal Highway Lewes DE 19958. Cert of Formation filed with DE Div. of Corps, 401 Federal St., Ste 4, Dover, DE 19901.

Purpose: Any Lawful Purpose. #59210 ECAP FOOD COMPANY LLC, Authority filed with the SSNY on 09/17/2013.

Office loc: Westchester County. LLC formed in DE on 03/05/2013. SSNY is designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: 65 Court Street, Ste 4, White Plains, NY 10601.

Address required to be maintained in DE: 16192 Coastal Highway Lewes DE 19958. Cert of Formation filed with DE Div. of Corps, 401 Federal St., Ste 4, Dover, DE 19901. Purpose: Any Lawful Purpose. #59211 Notice of Formation of KOUTROS PROPERTY, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 11/19/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 720 North Broadway, White Plains, NY 10603. Purpose: any lawful activity. #59212

Route 17K Facilities, LLC Arts of Org. filed NY Secy of State (SSNY) 11/15/13.

Office: Westchester Co. SSNY design. agent of LLC upon whom process may be served and shall mail copy to c/o Stuart Berg, Esq. 1 North Broadway, 10th Flr. White Plains, NY 10601.

Purpose: any lawful activity #59217 Notice is hereby given that a catering establishment license, #1176044 has been applied for by Vip Country Club LLC to sell beer, wine and liquor at retail in a catering establishment. For on premises consumption under the ABC law at 600 Davenport Ave. New Rochelle NY 10805. #59218 Notice of formation of Limited Liability Company (ìLLCî).

Name: Lion Heart Residences LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on January 17, 2014. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Lion Heart Residences LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #59219 Notice of formation of Limited Liability Company (ìLLCî). Name: Lion Heart Residences Manager LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on January 17, 2014. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Lion Heart Residences Manager LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #59220 Notice of formation of Limited Liability Company (ìLLCî). Name: Lion Heart Residences Associates LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on January 17, 2014. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Lion Heart Residences Associates LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #59221 Notice of formation of Limited Liability Company (ìLLCî). Name: 130 Modern, LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on July 11, 2013.

N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to 130 Modern, LLC, c/o The MacQuesten Companies, 438 Fifth Avenue, Suite 100, Pelham, New York 10803. Purpose/character of LLC is to engage in any lawful act or activity. #59222

Notice of formation of Limited Liability Company(ìLLCî). Name: 130 Modern Managers, LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on July 11, 2013. NY office location:Westchester County.The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to 130 Modern Managers, LLC, c/o The MacQuesten Companies, 438 Fifth Avenue, Suite 100, Pelham, New York 10803. Purpose/character of LLC is to engage in any lawful act or activity. #59223 Notice of Formation of ITE PARTNERS LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 1/10/14.

Office location: Westchester County.

SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Robert S. Ocko, 6 Fawn Brook Court, Pleasantville, NY 10570. Purpose: any lawful purpose. #59225 Notice of formation of ANT & WILLOW LLC. Art. Of Org. filed with the Sectíy of State of NY (SSNY) on 9/28/2012.

Office in Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 110 East 25th St, 3rd Fl New York, NY 10010. Purpose: Any lawful purpose #59226 Notice of formation of Brozman Arts Enterprises LLC. Articles of origin filed with SSNY on 3/28/13. Office location, Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 85 McKinley Avenue, #A3-1, White Plains NY, 10606. Purpose: Any lawful purpose. #59227 Notice of Formation of CRFD Associates LLC. Art. Of Org. filed with SSNY on 10/2/13.Offc. Loc: Westchester Cty. SSNY design. As agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 234 Juniper Drive, Yorktown Heights, NY 10598. Purpose: any lawful purpose. #59228 Notice of Formation of Marc Nahas Design, LLC Art. Of Org. filed with SSNY on 10/2/13. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served.

SSNY shall mail process to the LLC, 152 Mill River Rd Chappaqua, NY 10514.

Purpose: any lawful purpose. #59229 130 WESTCHESTER AVENUE LLC, Arts. of Org. filed with the SSNY on 01/09/2014. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 130 Westchester Avenue, White Plains, NY 10601. Purpose: Any Lawful Purpose. #59230 THE ANNUAL RETURN OF THE ROTH FUND for the year ended December 31, 2013 is available at its principal office located at Peretz, Resnick, Mitgang & Marcus, LLP, 303 South Broadway, Suite 105, Tarrytown, NY 10591 for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal of the Fund is Michael Roth. #59231 Notice is hereby given that a Hotel Liquor license, #TBA has been applied for by B P I LLC to sell beer, wine and liquor at retail in a Hotel. For on premises consumption under the ABC law at 954 Old Post Road Bedford NY 10506. #59232

FACES& PLACES Business and breakfast

Some 300 members and guests of the Westchester County Association turned out for the 17th annual WCA County Executive breakfast Jan. 23 at the Westchester Marriott in Tarrytown. County Executive Robert P. Astorino in his speech took collaboration in the county as his theme but made no mention of his possible run for governor this year as the Republican Party’s underdog candidate against Gov. Andrew Cuomo.

Astorino’s remarks were followed by a reporters roundtable that included John Golden of the Business Journal; John Goff and Tara Rosenblum of News 12 Westchester, and Phil Reisman, David McKay Wilson and panel moderator Nancy Cutler of The Journal News.

1. Westchester County Association Chairman Bill Harrington, Bleakley, Platt & Schmitt L.L.P. and Westchester County Executive Robert P. Astorino.

2. Robert Pomfrey, POMCO Group and William Mooney, WCA president.

3. Patricia Mulqueen, Thomas Newell and Tim Ryan, all of Con Edison.

4. Bill Ryan, Westchester Medical Center and Ellen DiFrancisco, POMCO Group.

5. Marissa Brett, WCA. 6. Joe Apicella, Cappelli Enterprises Inc, Robert Amler, New York Medical College and Kevin Plunkett, deputy county executive.

7. John Goff, News 12 Westchester and John Golden, Westchester County Business Journal.

8. Tom Brizzolara and Anthony Suozzo, both of Con Edison.

All photograph identifications are from left unless otherwise noted.

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WCBJ • February 3, 2014

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Chris Gallant & Damian Brown Owners, The Bronx Brewery Bronx, NY Chase Business Clients

The Bronx Brewery’s mission is to bring brewing back to the Bronx.

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With help from their local Chase banker, Chris Gallant & Damian Brown were able to get the loan they needed to realize an unlikely dream: breaking ground on their new brewery in the South Bronx. At Chase, we’ve made it our mission to help businesses like yours and Chris and Damian’s, so you can do more than succeed–so you can thrive.

Chase is ready with limited-time financing offers to help you expand, hire, or manage cash flow. To learn more, contact Don Maloney, Regional Manager, at 212-899-1863 or visit chase.com/MissionMainStreet/TriState.

© 2014 JPMorgan Chase Bank, N.A., Member FDIC. Equal Opportunity Lender. Credit approval required.

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