CONTENTS AMANDA LAMB, PAGE 18
IT’S SO EASY TO FALL INTO THE TRAP OF KEEPING ALL THOSE BITS AND BOBS AND SUDDENLY YOUR HOME IS FULL OF CLUTTER
18
Amanda Lamb
REGULARS
buyer
Protected by Guardians
READERS’ AWARDS 2018 First Time Buyer Readers’ Awards 2018
40 Hotspot
The winners and highly commended from this year’s Awards plus a round-up of the great day in pictures.
ftbawards.com
81
KEEP OUT!
69
94 Market
We look at Chelmsford as a place to live.
Ginetta Vedrickas discovers what livein guardians are and if it could help you save for your first home.
82 First home, first meal
99 Buyer’s Guide
Head chef at Drake & Morgan King’s Cross, Ben Hughes-Gage, creates a delicious recipe for summer strawberry soup. We test out the best picnic foods from the UK’s leading supermarkets.
Check out FTB’s Buyer’s Guide, which walks you through the property buying process.
Competition Win an Indesit eXtra dishwasher worth £349.99.
84 Taking the credit Which? mortgage expert Stephen Maunder explains what a credit rating is, how it could affect your chances of getting a mortgage and how to improve your score.
90 Mortgage Clinic David Blake of Which? Mortgage Advisors answer your mortgage related questions.
104 Legal The rules about Stamp Duty and shared ownership are not that easy to understand. Bill Dhariwal, Managing Director, and Lesley Price, Head of New Build and Shared Ownership, at Lawcomm Solicitors guide you through this complex process.
107 Directory Where and how to contact your Help to Buy Agents or providers.
114 Spotlight on... We talk to some of the key players in the property world to get their views and ideas of how to get on the ladder and this issue we speak to Ross Smith, Director at SiteSales Property Group.
92 Finance Kay Hill looks at what costs you can expect to pay in the first year of living in your new home and comes up with some useful tips to keeping the expenditure down.
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