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North Central Florida

HOME & LIFESTYLE GUIDE Volume 18, Issue 8

Mayo

THE PERFECT FAMILY HOME LOCATED IN

See Page 2 for additional information & photos For Advertising Information, Contact:

RONNIE LAYTON 405-850-2984

RealEstateBook.com

Request FREE MAGAZINES online, or call 800-841-3401

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BILLY SHOWS

Land Brokerage Realtor

386-208-8547

7/11/2018 11:41:38 PM


2

COVER HOME

Get To Know Your Agent

My name is Billy Shows, I have been an active Real Estate Sales Associate with Land Brokerage Realtor for sixteen years. I am married to Misty Shows, we have three daughters and three grandchildren. I have a bachelor’s degree in education and have been teaching at Lafayette High School for over twenty-five years. I have resided and raised my family in Northwood Acres for the past twenty years. This quiet friendly neighborhood is where my current listing is located. Mayo offers some of the Suwannee Rivers greatest features including beautiful natural springs and some of the best diving caves around. The home is also only thirty miles away from the Gulf of Mexico. Mayo is perfectly located in the middle of the two popular cities Tallahassee and Gainesville. The Town of Mayo is a place where everyone knows your name, and anyone is willing to help others in a time of need. This home is minutes away from a main street USA town with an excellent school system, local grocery store, and great small-town restaurants. This 3120 square foot home has five bedrooms and three bathrooms. Also included in this home is its many features: two car carport, an outdoor shop and shelter, two large utility rooms, a lot of attic space, multiple hot water heaters, and the beautiful brick fireplaces are wood burning, and is also wired for gas. One must see to appreciate all this home offers. To visit and preview a special property call me, Billy Shows at 386-208-8547.

Billy Shows 386.208.8547

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Land Brokerage Realtor P.O. Box 394 - Branford, FL 32008 Specializing in sales of land in the Suwannee River Valley

7/11/2018 10:59:20 PM


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3BED 2 BATH $49,400

2 CUSTOM HOMES ON 5 OAK FILLED ACRES!

PRIVACY IN THE PINE TREES

4 BED 3 BATH REONVATED & READY

GOOD BONES - GOOD HOME PRICED JUST RIGHT FOR INVESTOR OR OCCUPANT 3 BED 1 BATH At the end of the street a NEWER metal roofed, living room and a family room, inside laundry, ready for you to add your touches or keep as a rental . location is convenient and home is comfortable and has older charm. MLS#101030

LARGE country home has GREAT VIEWS from the screened in Balcony & porch, LARGE MAN cave/Game Room, Solid OAK Flooring, Office,.>>>>> BONUS A SECOND HOME! It has two bedrooms, kitchen, screened in porch to enjoy those country breezes, 2 bathrooms & an attached 3 car carport. MLS#99943

<<<<4 BEDROOMS >>>>10 >>>> ACRES ACRES- & PONDS IF YOU ARE SEARCHING FOR FOR A PLACE TO LIVE, HUNT, AND FISH THAT IS CLOSE TO TOWN LOOK NO FURTHER. This open and easy to live in manufactured home HAS a LARGE MASTER bedroom and Bath with shower, Split bedroom plan, new wood laminate flooring, Dining room, High Ceilings, workshop with power, concrete pad for possible possible second home, Living Room, Family Room, Fireplace, & much more. MLS#100862 MLS# MLS #100862

THE RENOVATED TRIPLE WIDE HOME - NEEDS A FAMILY ! This extra large home boast a living room, and 4 large bedrooms, a large new kitchen, and space to spare. NEW PAINT, METAL ROOF, CARPET, VINYL PLANKING, AND KITCHEN. The OVERSIZED MASTER bedroom has a bathroom that boast a JETTED TUB. The location is perfect for the family, who wants country convenience. MLS #99239

Here at Hometown Lenders, our team specializes in purchases and are a locally based lender.We have a unique program we call TRUE APPROVAL. This program allows us the opportunity to get ahead of the game in the underwriting process, which can save you time and money. Sellers also love to know that you (the Buyer) have been, TRUE APPROVED vs another offer that just has a pre-approval. We work diligently with you and your Realtor to provide the best service possible; because we know that faster closings equal happier buyers!!

TODD SAMPSON

Mortgage Loan Originator NMLS#613836 todd.sampson@htlenders.com

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386-344-8093 738 S. Main Boulevard Lake City, FL 32025 Company NMLS#65084

7/11/2018 10:59:47 PM


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Denise Milligan-Bose Realty, Inc. 2230 SE Baya Drive #104 - Lake City, FL 32024 Office: 386-438-5627

Denise Milligan-Bose

386-397-3313

BJ Federico

386-365-5884

Member of the National Association of Residential Property Managers

Text: BoseRealty To: 85377 to View All Market Listings

 Text R378718 to 52187 Beautiful home in gated Marion Place. 4 bedroom, 3 bath, 2,500 sq ft of top of the line amenities. From custom built cabinets to the solid oak floor stairway, no detail has been left out. Shown by appointment only. MLS#97867 Listed at $265,000

 Text R486468 to 52187 3 bedrooms, 2 baths on .61 acre. Country living minutes from everything in an established neighborhood. Spacious fenced yard for playing. Bring the family and take a look today. MLS#98483 $138,000

 Text R775634 to 52187 Nice newly renovated brick home on .50 acres in a country subdivision. Complete facelift throughout with new vinyl plank flooring with the exception of the carpet in the bedrooms. Rural feel in a close to town setting. MLS# 100711 $116,300

 Text R761981 to 52187 If you’re looking for a new 55+ retirement home, this could be it! Completely updated 2 bedroom, 2 bath home with 1516 sf. Don’t miss seeing this new listing. MLS#100549 Asking $89,900

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 Text R700561 to 52187 Beautiful spacious country home on 2 acres in Wellborn, a tiny town known for its’ award winning dressage horses. Formal LR to entertain or have a quiet breakfast in the eat in kitchen w/ just the family. Great room w/floor to floor windows. 2376 SF. of glamour & luxury. MLS#100074 Listed at $210,000

 Text R886245 to 52187 Perfect 2 bedroom, 2 bath retirement home updated and in move in condition. Located in a 55+ retirement center. Lots of amenities to enjoy! Call for your scheduled showing. MLS#101446 Listed at $125,000

 Text R837072 to 52187 Lived a charmed life in this spacious 2 bedroom, 2 bath DWMH on .2 acre in a 55+ retirement community. Enjoy the amenties, including club house, heated pool and activities. Pets welcome with a maximum of 2 pets each not weighing more than 35 lbls. MLS#101156

 Text R481128 to 52187 Located in 3 Rivers Estates this spacious 3 bedroom, 2 bath remodeled 2005 DWMH looks like new and sits on .918 acre. Next best thing to living on the river. Great summer home or live here year round. MLS#98449 $88,500

7/11/2018 10:59:54 PM


HITSON REALTY, Inc.

(386) 792-1688

5

www.HitsonRealty.com

102 Hatley St W, Jasper, FL 32052

TEXT R358882 TO 52187

TEXT R675009 TO 52187

3 bedrooms, 2 baths. 2712 square feet MLS#97608. $199,900

3 bedrooms, 2 baths. 3404 square feet MLS# 99850. $189,000

TEXT R690752 TO 52187

TEXT R800564 TO 52187

3 bedrooms, 2 baths. 2067 square feet MLS#99981. $139,000

2 bedrooms, 2 baths. 832 square feet MLS#100894. $73,850

TEXT R97905 TO 52187

TEXT R821626 TO 52187

3 bedrooms, 1 bath. 1067 square feet MLS#95837. $69,900

3 bedrooms, 2 baths. 1288 square feet MLS#101053. $49,900

TEXT R706505 TO 52187

TEXT R504516 TO 52187

199.63 Acres MLS#100142. $299,445

5 Acres MLS#98597. $28,995

JASPER

JASPER

JASPER

WHITE SPRINGS

JASPER

JASPER

JENNINGS

JASPER

www.HitsonRealty.com

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7/11/2018 11:00:11 PM


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386.755.6600 REAL ESTATE OF LAKE CITY 540 West Duval St., Lake City, FL 32055

Toll Free 877-755-6600 hallmark01@comcast.net

WWW.HALLMARKLAKECITY.COM Text: R821623 To: 52187

Text: R809103 To: 52187

MAYO

4 bedrooms, 2 baths. 1704 square feet Beautifully well kept home on 3 Lots with .6 acres right on the Suwannee River. Bountiful decks and beautiful balconies. 2 separate heating and A/C units. MLS# 101042. $215,000 Call Lacie Lantroop 386-697-1681

Text: R814063 To: 52187

LAKE CITY

WELLBORN

3 bedrooms, 2.5 baths. 2328 square feet Country estate. Wrap around porch, large barn, fruit trees. Large master suite with fireplace and French doors. Fireplace in living rm. Upstairs loft & 2 bdrms. A real story book home & setting. MLS#100940 . $400,000 Call Janet Creel 386-719-0382

Text: R821622 To: 52187

MAYO

3 bedrooms, 2 baths. 1,801square feet Great location near Summer's Elem School. Split floor plan, gas fireplace surrounded by built in entertainment/bookcase, open kitchen with breakfast nook, separate dining area. MLS#100974. $180,000 Call Robin Williams 386-365-5146

4 bedrooms, 2 baths. 1,794 square feet This well kept historic home is beaming with possibilities for you and your family. Lots of home with just as much potential. One master bath and one Jack & Jill bathroom for the kids. MLS#101047. $95,000 Call Lacie Lantroop 386-697-1681

Text: R831387 To: 52187

Text: R849932 To: 52187

LAKE CITY

3 bedrooms, 2.5 baths. 4,717 square feet This is really a home that is perfect for entertaining! All brick home that is on .762 of an acre located in town...this is a true jewel. Kitchen has SS appliances. Large heated indoor pool. MLS#101107. $270,000 Call Tanya Shaffer 386-397-4766

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LAKE CITY

3 bedrooms, 2 baths. 2,642 square feet Beautiful Log home on 5 acres open floor plan with large loft granite counter tops throughout home, Custom blinds, home has mother in law suite with separate complete kitchen. MLS#101215. $450,000 Call Paula Lawrence 386-623-1973

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JACKIE TAYLOR 386-752-4663

jackiegri@jackietaylorassociates.com

Text: R766505 To: 52187

Text: R817644 To: 52187

All Brick 3 bedroom, 2 bath on 1+ acre with new appliances, HVAC, and 5 year old roof, Garage has been closed in & made a family room. Fireplace, 10x20 deck, 2 sheds. Back yard completely chain link fence. A must see. MLS#100654. $195,000. fmi Janice Ambrosine 386-292-2823

4 bedroom, 2 bath triple wide on 10 acres. Big bdrms, living rm & den w/ frplc, lrg back porch to watch wildlife. property is fenced & cross fenced. Lrg oak trees make a beautiful setting. Ready for your horses or cows. Must see! MLS#101005. $139,900 fmi Becky Justice 386-590-3013, Marilyn Meyers 386-344-2365

Text: R842922 To: 52187

Beautiful 4/2 dwmh built in 2014 all with large closets, main bdrm is extra large w/ sitting rm, Main bath has w/I shower & garden tub. formal living rm & family rm, lrg kitchen. Sit on the front covered porch 38ft handicap ramp and enjoy the evenings, on 2.10 acres, fenced, with electric gate and a detached 2 car garage with lean to on each side. Concrete floor and electric. Close to Sante Fe River, Ichetucknee River and springs, Suwannee River, lots of fishing, boating, tubing, canoe, etc. MLS#101181. $159,000 fmi Becky Justice 386-590-3013

Text: R868938 To: 52187 Beautiful home on Lake Louise, this 3/3 home boasts 2815 sq ft. heated and cooled. Enjoy your morning coffee in the screened ceramic tile lanai looking at the lake. Updates SS appliances with D.W. still in box, ceilings with "Pecky Cypress" in Family / living room, 1 gas fp and 1 wood fp, dock reaches out to water. MLS#101366. $275,000 FMI Janice Ambrosine 386-292-2823

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Text: R864599 To: 52187

Beautiful 3 family home setting. 2 homes are in great shape 1 needs TLC. Private paved drive leading to homes, all homes have updated AC, 2 metal Roofs replaced in 2000, and porches & decks galore. fenced yards, workshops, homes have never been rented. 1-1995 16x80, 2 26x56. #3 has 16x80 2 acres of planted pines all this on 7.07 acres. MLS#101332. Only $169,900 Jackie Taylor-McCrary 386-397-3479

128 SW Birley Ave Lake City, FL 32024

Text: R837037 To: 52187 Southern Living at its best! A paved drive leading up to a 3/2 brick upscale home on 1.6 private acres. with grand oak trees. Hugh screened room leading to the In ground salt water pool. A Hugh 24x36 barn workshop 2-8ft Roll-up doors, 1/2 bath in barn, 2 lean two's, built on both sides of the barn, 1 with concrete floor. Barn has 110 but wired for 220. 24x27 screened room. Green house chicken coop, Fruit trees all bearing fruit. MLS#101145. $339,500 FMI Jackie TaylorMcCrary 386-397-3479

Text: R867354 To: 52187 Home sold as is but home is nice and clean, lots of outdoor workshops with elec. Huge garage, lots of home for the money. Roof less than 2 years old. cabinets are updated large eat in kitchen. A great home for the price, 2 acres fenced and cross fenced. Electric heaters keep the place warm in the winter.4 window units keep it cool. MLS#101347. $132,500 FMI Jackie Taylor-McCrary 386-397-3479

Text: R627598 To: 52187

Text: R879155 To: 52187

Adorable 1993, 3 bedroom, 2 bath, 1714 sq ft, fenced 1 acre lot, front deck and covered back porch, large 3 car carport with middle area for RV, small storage shed, and workshop, close to interstate and Suwanee River Music Park. $79,900. MLS#99473. Becky Justice 386-590-3013

Bring the family & come home to this immaculate 4/2 all Brick home. For a large family or entertaining, over 2600 sq ft. This home features large open rooms leading out to the huge screened porch within ground pool. A kitchen that has lots of cabinets and counter space to delight any cook! 1.2 acre corner lot. Come see where Mr. and Mrs. clean lives. New to the market a must see. Price to sell fast. MLS#101447. $334,500 fmi Jackie Taylor- McCrary 386-397-3479

7/11/2018 11:01:50 PM


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Lipscomb & Eagle Development, Inc. Lic#CBC1253648

Featured Listing Agent LAKE

Susan Eagle

386.623.6612

susanholton@bellsouth.net

Text: SusanEagle To: 85377 for more information

New Craftsmen-Style Homes on 1/2 Acre Lots. 1/2 Acre Lots l Craftsman-style designs l

l l

Well & Septic Installed Build to suit

40 Available Lots Exclusive to Lipscomb & Eagle Development, Inc.

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7/11/2018 11:02:08 PM


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2806 W US Hwy 90 #101 Lake City, FL 32055 www.danielcrapps.com

1-800-771-5110 386-755-5110

MLS#99190

Text: R595557 To: 52187

MLS#99276

Text: R605264 To: 52187

LIVE OAK (SUWANNEE COUNTY) 4BR/3.5BA CUSTOM-BUILT 3,657 SQFT HOME ON 5 AC 10’ CEILINGS, CHEF’S KITCHEN, 30’X40’ WORKSHOP REDUCED TO $379,000 DANIEL CRAPPS 386-397-3002

LAKE CITY (SUWANNEE COUNTY) 58-ACRE FARM W/MAJESTIC OAKS & PASTURES 3BR/2BA BRICK HOME W/INGROUND SCREENED POOL REDUCED TO $489,000 DANIEL CRAPPS 386-397-3002

MLS#99442

MLS#93351

Text: R624761 To: 52187

LAKE CITY (COLUMBIA COUNTY) NEW & SPACIOUS CRAFTSMEN STYLE 4 BEDROOM 1,523 SQFT HOME IN CROSSWINDS S/D $205,600 DANIEL CRAPPS 386-397-3002

MLS#97936

Text: R400225 To: 52187

LAKE CITY (COLUMBIA COUNTY) 2 HOMES FOR PRICE OF 1! 1,278 SQFT CONC BLOCK PLUS 1,828 SQFT MFG HOME ON 2.53 ACRES REDUCED TO $149,000 DANIEL CRAPPS 386-397-3002

MLS#99147

Text: R588948 To: 52187

O’BRIEN (SUWANNEE COUNTY) 30 ACRES OF MOSTLY PASTURE/ SOME WOODS BEAUTIFUL PROPERTY JUST OFF CR-349 $105,000 DANIEL CRAPPS 386-397-3002

21910.18.8.009.indd 1

Text: R400096 To: 52187

LIVE OAK (SUWANNEE COUNTY) ARMSTRONG ESTATES! 3BR/2BA IN GATED S/D EXPANSIVE GREAT ROOM W/LARGE KITCHEN $295,000 DANIEL CRAPPS 386-397-3002

MLS#99868

Text: R677357 To: 52187

FORT WHITE (COLUMBIA COUNTY) 10 ACRES WHERE NATURE & WILDLIFE ABOUND! GENTLY SLOPING WOODED CORNER LOT $55,110 DANIEL CRAPPS 386-397-3002

MLS#99977

Text: R690748 To: 52187

LAKE CITY (COLUMBIA COUNTY) BUSINESS FOR SALE IN GREAT LOCATION 4,000 SQ FT ESTABLISHED RESTAURANT $299,999 DANIEL CRAPPS 386-397-3002

7/11/2018 11:02:09 PM


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SAMANTHA PRUETER

Professionals, Inc.

386-623-1217

4255 SW Cambridge Glen Lake, City, FL 32024

www.SamanthaPrueter.com

View All Market Listings To Start Your Home Search! Text "SamanthaP " to 85377

Text R762770 to 52187

JENNINGS. Move-in ready! Custom lakefront home! 3bed/3bath home located just inside the Georgia border at Lake Alcyone. Downstairs Master bedroom. Master bath features garden tub, separate shower, and double vanity. Gas fireplace. Formal dining room. Spacious kitchen with breakfast area. Screened back porch. New Shed. Nicely Landscaped. High Speed Internet available. 120/240V Whole house 20KW generator included. Includes hunting & fishing rights. Best of both FL & GA. Live in FL with no state income tax & shop in GA. MLS#100613. $249,900

The

Beauchamp Team

905 SW Baya Dr., Lake City, FL (386) 288-5335

Professionals

4255 SW Cambridge Glen - Lake City, FL 32024 386-758-8900

PA M BE AUCHA MP

386-303-2505 remaxpamb@gmail.com

L ARRY SAUCER (386) 365-1794

HE ATHER L AW

386-965-8447

larry@saucervaluation.com

KNOWLEDGE IN THE HOUSE TEXT R887849 TO 52187

TEXT R855162 TO 52187

TEXT R887851 TO 52187

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remaxheatherlaw@gmail.com TEXT R722122 TO 52187

LAKE CITY Functional two-building commercial-industrial property faciliating two successful business lines. 0.57 Acres MLS#95130. $499,000 TEXT R689468 TO 52187

COUNTRY FEEL NEAR TOWN! 3BR/2BA, 2146sf, 1/2ac, open floor plan, gas FP, FL rm, handicap accessible master. Great location, 2 miles to town. #99973 $224,900

TEXT R675002 TO 52187

LIVESTOCK READY! 40ac fenced & x-fenced, 40x60 hay barn, 3BR/2BA, 1827 TWMH, nice kitchen, lg open spaces & more. #99789 $249,00

CHIEFLAND Well-established tire and automotive service business along a U.S. Highway. 1.26 Acres. MLS#100663. $799,000 FORT WHITE Versatile property currently utilized to support a metal fabrication business. Primary building formerly leased to a church. MLS#101001. $159,000

HORSE READY! 45ac, fenced & x-fenced, stocked pond, 2 homes, 3 stall barn, round pen, 60x80 workshop, paved drive & more. #100286 $549,900

7/11/2018 11:02:33 PM


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Professionals, Inc. 4255 SW Cambridge Glen - Lake, City, FL 32024

Jo Lytte 386-365-2821

Samantha Prueter 386-623-1217 www.SamanthaPrueter.com

View All Market Listings To Start Your Home Search! Text "JoLytte" to 85377 Text "SamanthaP " to 85377 LAKE CITY

LAKE CITY

REDUCED FOR A QUICK SALE Text R528005 to 52187

Lrg warehouse, showroom, office has 12,020 SF under roof. 3,360 sq. ft. Heated office/showroom, 2,760 SF warehouse space & 5,150 conditioned warehouse space. MLS#98767 $350,000. Call Jo Lytte

Text R884515 to 52187

WHITE SPRINGS

O'BRIEN

Text R686925 to 52187

Come build your new home or place your newer mobile home on this nice parcel of property. Cleared, 1.43 acre parcel ready and waiting for you. MLS#99953 $10,500. Call Jo Lytte

Text R888997 to 52187

LAKE CITY

Attention Investors Text R706504 to 52187

Text R686930 to 52187

Cherry 3BR/2BA home. Laminate/ceramic tile flooring-no carpet. Located on almost an acre of land and boasts a large front porch to welcome you home everyday. MLS#100137. $115,000. Call Jo Lytte

O'BRIEN

Come build your new home or place your newer mobile home on this nice parcel of property. Cleared, 1.39 acre parcel ready and waiting for you. MLS#99955 $10,500. Call Jo Lytte

Text R641444 to 52187

Text R864598 to 52187

Text R686929 to 52187

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2bd/2ba on 37+ secluded acres. Energy efficient 2007 home w/open floor plan, crown molding throughout, and tape/ texture finishing. MLS# 101327. $184,900 Call Samantha Prueter

JENNINGS

Like-new townhome! 3bd/2ba DWMH home w/vaulted ceilings, crown molding, front & back porches. Split floor plan. MLS#101528 $88,900 Call Samantha Prueter

Text R891204 to 52187

JENNINGS

Text R682967 to 52187

O'BRIEN

Come build your new home or place your newer mobile home on this nice parcel of property. Cleared, 1.60 acre parcel.Quiet country life. Seller is motivated. MLS#99957 $10,500. Call Jo Lytte

Executive style home in the heart of White Springs, FL! This 3bed/3bath home features formal living room, formal dining room, large kitchen, & family room. . MLS# 101515. $195,000 Call Samantha Prueter

LIVE OAK

LAKE CITY

Cute, comfortable & conveniently located 2BR/2BA. Master has two walk in closets. Front screen porch and an attached carport to keep you dry when it rains. MLS#99604 $59,900 Call Jo Lytte

100+ acres in beautiful North Florida! This tract of land is loaded with wildlife. Close to the Suwannee River and I-75, just west of White Springs, FL. MLS#101487 $249,000 Call Samantha Prueter

Want to fish one of the best lakes in North FL & South GA? Build your new lake home? This buildable lot is located in Lake Octahatchee, not far from the boat ramp & park area for members only. MLS#99906 $49,900 Call Samantha Prueter

JENNINGS

Text R549303 to 52187

Beautiful 20 acre equestrian property in North Florida! Includes 3bed/2bath ranch home with attached garage is perfect for your hobby farm. MLS#98873 $209,000 Call Samantha Prueter

7/11/2018 11:03:01 PM


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HOME & LIFESTYLE GUIDE 21913.21.3.011.indd 1

3/14/2018 9:38:37 PM


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3/29/17 1:11 PM


TOP 9 REVERSE

MORTGAGE MYTHS SEPARATING FACT FROM FICTION Recent headlines pointing to the detriments of reverse mortgages aren’t getting the story straight. A leading reverse mortgage lender, Generation Mortgage Company, wants to separate fact from fiction. “Because so many Americans over the age of 62 are facing significant financial stress due to dropping retirement and savings account balances, as well as higher healthcare costs, many groups are targeting seniors under the guise of helping them,” said Scott Peters, CEO and President of Generation Mortgage. “HECM reverse mortgages are Federal Housing Administration-insured products and are heavily scrutinized by regulators and legislators looking to protect seniors’ best interests. As a result, more than 600,000 American seniors have obtained reverse mortgages that have enriched their lives by allowing them to stay in their homes and pay off their bills.”

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7/11/2018 11:12:33 PMAM 5/21/18 9:04


THE MOST COMMON REVERSE MORTGAGE MYTHS INCLUDE: Myth: If I take out a reverse mortgage the lender will own my home. Fact: False. Homeowners still retain title and ownership to their homes during the life of the loan, and can choose to sell the home at any time. As long as the house is maintained and property taxes and homeowners insurance are paid, the loan cannot be called due. Myth: My children will be responsible for the repayment of the loan. Fact: False. Reverse mortgages are non-recourse loans. That means, if the property is sold to pay-off the loan when the homeowner passes away or decides to leave the home for other reasons, there will be no mortgage debt for the family and heirs to repay. The maximum amount owed is the current market value of the house. If the homeowner’s heirs want to keep the home, they would pay the balance in-full to the reverse mortgage lender. Myth: I can’t get a reverse mortgage if I have an existing mortgage. Fact: False. With enough equity, you may be able to pay off your existing mortgage or other debt with the reverse mortgage. The reverse mortgage must be in a first lien position, so any existing mortgage must be paid off. Seniors who take out reverse mortgages are free to do anything they want with their reverse mortgage proceeds. Paying off an existing mortgage is the number one reason most seniors take out a reverse mortgage. Myth: Only low-income seniors get reverse mortgages. Fact: False. Although some seniors may have a greater need than others for the monthly proceeds or lump sum funds reverse mortgages offer, most simply prefer to be free of monthly mortgage payments. Without monthly mortgage payments, many homeowners find they can maintain their existing quality of life and build their savings to help with future expenses. A growing number of people who have no immediate need are taking out these loans so that they have a financial cushion for future expenses.

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Myth: If I outlive my life expectancy, the lender will evict me. Fact: False. Reverse mortgage lenders put no time limit on how long seniors can stay in their homes. Since homeowners still own the property, lenders cannot evict them, provided they follow the program guidelines. Myth: There are no objective advisors available to seniors trying to decide if a reverse mortgage suits their needs. Fact: False. Borrowers are required to work with independent, third party counselors approved by the U.S. Department of Housing and Urban Development (HUD) in their local communities. This educational session helps them make the right decision for their unique situations. Myth: There are restrictions on how reverse mortgage proceeds may be used. Fact: False. There are no restrictions. The cash proceeds from the reverse mortgage can be used for virtually any purpose and borrowers should be cautious of lenders attempting to cross sell other products. Many seniors have used reverse mortgages to pay off debt, help their kids, make ends meet or to have a financial reserve. Myth: Reverse mortgage lenders take advantage of seniors. Fact: False. Seniors who have been victims of reverse mortgage lending schemes are extreme exceptions and typically victims of unsavory lenders. As a consumer, you should only work with lenders who are Better Business Bureau and National Reverse Mortgage Lenders Association (NRMLA) members and adhere to those organizations’ strict Code of Ethics and Standards for Trust. Myth: I’ve heard I won’t qualify for a reverse mortgage because of my limited income. Fact: Unlike a traditional mortgage where mortgage payments must be made each month, a reverse mortgage pays you. Because of this, many seniors who do not qualify for traditional financing are eligible for a reverse mortgage.

7/11/2018 11:12:23 PMPM 5/18/18 3:00


GET GREENER PLUMBING, TODAY You may be greening up your cleaning products or your eating habits, but have you stopped to consider your plumbing? Read the following green plumbing tips, and reach out to your local, trusted plumber to help implement them.

INSULATE WATER PIPES. Heating water for homes can account for as much as 30 percent of residential energy consumption. By insulating the pipes and using high-grade pipe insulation, it can lower the energy expenditure needed to heat your water. Your plumber can install insulation on your pipes and save you money in the process. INSTALL WATER SAVING FEATURES. In older homes, plumbing features such as faucets, showerheads and toilets are as historic as the homes themselves. By replacing these dated units with modern, energy-efficient counterparts, you can reduce leaks, conserve water and reduce your energy bill. • Newer and more efficient toilets can cut down the amount of water used by as much as 80 percent. A low-flow toilet only uses 1.28 gallons of water per flush, whereas a full-flow toilet uses 3.5 gallons per flush. A dual-flush toilet uses only 1.6 gallons for solid waste and only 0.8 gallons for liquid waste. A

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newer toilet can translate to a potential savings of 10,000 gallons of water each year. Newer toilets essentially pay for themselves, so get your plumber to install one today. • Install a tankless water heater, which uses much less energy than a standard water heater. Instead of wasting energy keeping a huge reservoir of hot water at all times, a tankless water heater heats the water only as it is needed. • Replacing a traditional showerhead with a low-flow showerhead will reduce the traditional water usage by around 50-70 percent. The homeowner can also get their plumber to install an even greener shower product, the steam shower. While traditional showers use 25 gallons of water per shower, a steam shower uses around 1 gallon of water per shower.

INSPECT YOUR HOME PLUMBING FOR LEAKS. Detecting leaks can be a difficult task, and in some cases, small leaks can be unnoticeable to an untrained homeowner. Hire a professional to help you hunt down hard to spot leaks. Contact your plumber today, and together you can implement these tips to save money and the environment. Your plumber might also have additional green plumbing solutions they can bring to your home.

7/11/2018 11:12:47 PMAM 5/21/18 9:04


STUDY REVEALS BEST TECHNIQUE FOR PRICING A HOME The best technique for pricing a home when listing it for sale is setting the asking price just below a round number, according to recent research published by the Journal of Housing Research. These findings will help real estate professionals and anyone else selling their home develop more informed listing and marketing strategies to better suit sellers’ needs. The results of this study take a lot of guess work out of the marketing of homes for real estate professionals. The study looked at 1,000 buyers in Virginia considering a pool of more than 370,000 listings. The researchers were able to determine the impact of “rounded pricing” listing strategies versus “just below pricing” listing strategies. “Our study suggests that by using the just below pricing strategy sellers can price their home slightly higher without driving away potential buyers,” says Eli Beracha, Ph.D., of Florida International University, who conducted the study with Michael J. Seiler, Ph.D., of The College of William & Mary. “As a result, they end up selling their house for more.” How does dropping your asking price ever so slightly impact the final outcome? “On average, buyers are more attracted to a house priced at $199,000 than to a house priced at $200,000 and it appears that ‘just

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below’ pricing works out favorably for sellers in terms of their bottom line,” Beracha explains. “Based on our research, the ‘just below’ pricing strategy yields a selling price that is, on average, roughly 2.5 to 3 percent higher, $5,000 to $6,000 on a $200,000 house, compared with a rounded pricing listing strategy.” While residential real estate agents may disagree on the appropriate pricing strategy to use when listing residential real estate for sale, the researchers found that homebuyers more often prefer homes priced using a “just below” pricing strategy. This preference allows sellers to list their home for a higher initial listing price. On the other hand, due to the demand effect, rounded priced homes typically have shorter time on the market and a lower discount relative to listing price. Their findings suggest that sellers’ ability to set higher listing prices for properties using a “just below” pricing strategy outweighs the lower discount and shorter time on the market associated with similar rounded priced strategy homes. “We tested the age-old debate concerning the best technique to price a home when listing it for sale,” Seiler says. “We find that using a price just below a round number works best, particularly in connection to the left-most digit in the price. So, $199,000 works better than $200,000.”

7/11/2018 11:13:00 PMPM 5/18/18 3:00


KNOW WHAT GOES INTO YOUR CREDIT SCORE You’re probably well aware of how important your credit score is. A good score grants you access to loans and favorable interest rates for a mortgage, and opens up many different possibilities for a healthy financial future. But do you know how your credit score is determined? Be aware of the factors used in credit-scoring models so you can work towards achieving a higher credit score, and therefore a better interest rate from your lender. Here are some of the top factors:

ON-TIME PAYMENT PERCENTAGE

HARD INQUIRIES

This is the percentage of payments you’ve made on time during your credit history. This plays a big role in determining your creditworthiness, so just a couple of late payments could significantly impact your score for the worse. An easy way to avoid late payments? Set up automatic bill pay or create calendar reminders for bill due dates.

When you apply for a credit card, mortgage or auto loan, a hard credit inquiry is initiated on your credit report. One hard inquiry will usually have little impact, but multiple inquiries can have a larger impact. A soft inquiry is when you check your rate to see what you qualify for. If you’re unsure, check with your potential creditor or lender before applying to see if they will do a hard or soft pull.

CREDIT CARD UTILIZATION This is a percentage that is calculated by taking the total of your credit card balances and dividing that number by your total credit card limits. This will show creditors how much of your total available credit you are already using. The lower your credit card utilization, the higher your credit score.

TOTAL ACCOUNTS Consumers with more accounts (or more lines of credit) often have higher credit scores because it indicates that more lenders are willing to give them credit. Having a good mix of different types of credit is good for overall credit health as well. But be prudent: Only apply for credit you actually need.

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AVERAGE AGE OF OPEN CREDIT LINES The longer your credit history and the older your accounts the better. That’s why it’s a good idea to keep older cards open and active, and to start applying for credit at a young age.

DEROGATORY MARKS Derogatory marks are negative items on your credit report like collections, tax liens or bankruptcy. These records can stay on your credit report for 7 to 10 years. If you have one on your credit report, it can show a lender that you may have mismanaged your credit in the past. The best way to overcome derogatory marks is to start rebuilding healthy credit again. This will gradually weigh in your favor.

7/11/2018 11:13:13 PMPM 5/18/18 3:00


RETIRING? d n o y e b THINK THE BEACH Starting to think about where your post-career phase of life might take you? A lot of people look at warm weather locations like Florida or Myrtle Beach, S.C., where they can play golf or be near the beach. But what if a house on the golf course or a beach community isn’t what comes to mind when you think about retirement? Well, don’t worry, you’re not alone. With about 4 million baby boomers retiring each year, it’s no surprise that the location options are expanding. While warm weather states such as Florida, Arizona, Texas and Georgia are still top choices, more and more of today’s retirees are opting for hardier climates - with states like Colorado, Pennsylvania and Maine making Forbes’ 2017 list of best places to retire. Also growing in popularity are urban locations, as many retirees are choosing to stay in the city they’ve lived in for years or choosing to downsize by moving to an apartment in an urban center. Cities offer high walkability scores, boundless options for entertainment and culture, plenty of restaurants to go out to eat at or order out from, and quick access to affordable public transportation and plenty of quality healthcare.

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If city life is your option for retirement, do your research and talk to local real estate professionals to rate any city you’re considering on the following factors: AFFORDABILITY SAFETY CONVENIENCE AGING-FRIENDLY HOUSING OPTIONS  ACCESS AND SAFETY OF PUBLIC TRANSPORTATION  COMMUNITY ENGAGEMENT  CULTURAL OFFERINGS    

Of course, pedestrian-friendly streets and a strong local economy are important as well. Some cites that meet these criteria are also in warmer locals, such as Florida cities Tampa, Orlando, and Miami. Scottsdale, AZ; Austin, TX; Atlanta, GA; and Denver, CO are also attractive choices. So retirees are able to live in a friendly climate, while also having all of the convenience that city life offers. Remember, city life can be within your reach, no matter what your age. Consult The Real Estate Book in the locations you’re interested in living to find the perfect place to spend your golden years.

7/11/2018 11:13:24 PMPM 5/18/18 3:01


Se ll ing ?

5 TOP MARKETING TIPS FROM TOP AGENTS 1. GOOD PHOT OGRAP HY In most instances, buyers see photos of your home before they see your home in person. Take well-lit, HD photos to spark the most interest in your home.

2. DON’T RELY SOLELY ON THE WEB TO SELL YOUR HOME Lots of people shop on the web for homes, and there are lots of homes on the web. Stats say that 65 million shop for homes in the U.S. every month. However, only 5 million homes are sold in the U.S. every year. It’s a very crowded space, and your home should be on as many sites as possible. Make sure your agent also takes advantage of targeted print when advertising your home. More on this later...

3. MAKE SURE YOUR AGENT INCLUDES MOBILE TECHNOLOGY IN YOUR MARKETING PLAN

4. MARKET YOUR HOME OFFLINE—LOCALLY Good agents know where potential buyers of your home live, work, shop and play. They use local real estate publications, targeted direct mail, brochures, and other tools to ensure your home gets in front of local home buyers.

5. KEEP YOUR HOME LOOKING GOOD Part of the marketing plan for your home is in your court. This includes how potential buyers perceive it when they walk through the door. Living in a home and keeping it ready to show is a challenge, but it will pay off when buyers find your home more attractive than others they may be considering.

Today, we rely on our phones to look up everything, including real estate. Your home should have a marketing plan that includes mobile tools as a significant element. For example, your home should have a yard sign with a text code on it so that potential buyers driving by can look it up on their phone right away.

Put simply, don’t wait around for homebuyers to find you. Get out there and find them through advertising—both online and offline.

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AMPLIFY YOUR LEADS WITH PROPERTY TEXT CODES

MOBILE MARKETING IS TRENDING!

With 97% of consumers texting with their mobile phone at least once a day, it’s clear that text codes are superb lead generators. By texting the code listed on sign riders and in our magazine to 52187, home shoppers get instant access to more photos and property details, along with similar properties that may interest you. The Real Estate Book makes it simple and convenient for consumers to interact with your listings, and you get more prospects. It’s a WIN-WIN!

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Home shoppers are highly engaged with mobile tools throughout their home search: 57% of home buyers used a mobile device or app to search for a home** 66% found a home using a mobile app* 89% of home shoppers use a mobile device for the duration of their research** The average consumer uses their smartphone for about 186 minutes every day.*** *National Association of REALTORS® 2016 Home Buyer and Seller Generational Trends **User behavior data courtesy of NAR ***eMarketer, April 2016

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22

Reduced

Text R870642 to 52187

Text R709326 to 52187

LAKE CITY

Immaculate 3 bedroom, 2 bath home in Lake City's 55+ community. Oak cabinets and ceramic tile in spacious kitchen with room for a breakfast table. Dining room and living room combined. Screened back porch for nice mornings and evenings. Or sit in your screened garage area and enjoy chatting with neighbors. HOA is $35/month. 3 Bdrms - 2 Baths - 1403 Sq Ft MLS#100172 l $125,000

LAKE CITY

A beautiful 11 plus acre property located west of I75, off US 90 west, less than 4 miles to Walmart. Picturesque, majestic oaks line a former fence row and greet you at the entrance. 2006 DW Manuf Home sits on the hill overlooking the stocked pond. DW has new metal roof-2017, new pool (18x4) in 2017, new AC in 2015. 3 Bdrms - 2 Baths - 1620 Sq Ft MLS#101374 l $199,900

Text R884518 to 52187

Text R720428 to 52187

LAKE CITY

Spacious, all brick, pool home on beautiful acreage with a stocked pond and all very private and fenced. The asphalt driveway meanders through dense woods dotted with azaleas and dogwoods. This 4 bedroom, 3 bath home with huge family room, living room, den and home office also has three fireplaces and a screened in back porch. 4 Bdrms - 3 Baths - 2962 Sq Ft MLS#100264 l $305,000

LAKE CITY

Majestic oaks & lush landscaping surrounds this executive home on over 1 AC in prestigious Russwood S/D w/extra 1/1 MIL Suite! Ideal for extended families. Main home is 2580 htd & cooled sq ft w/an inground 12x8 pool. The Florida room is climate controlled w/flip of switch, split floor plan & gas FP is the focal point of this stately home. 4 Bdrms - 3 Baths - 3566 Sq Ft MLS#101496 l $358,000

UNDER CONTRACT!

UNDER CONTRACT!

LAKE CITY

Stylish, contemporary home with an inviting floor plan on half acre! A beautiful foyer featuring columns and double doors with transom window. Living room features double glass doors with transom, too. Crown molding and trayed ceilings in Master Bedroom gives this home an upscale look. Nice, newer SS appliances in kitchen. 3 Bdrms - 2 Baths - 1972 Sq Ft MLS#99918 l $199,900

LAKE CITY

Trendy, attractive and spacious entertaining home in prestigious Blackberry Farms. Elegant columned foyer opens to the beautiful living room with an accented feature wall trimmed out. Crown molding throughout & trayed ceilings enhance the beauty of this home w/fresh trendy colors, laminate flooring & upgraded cabinetry. 3 Bdrms - 2.5 Baths - 2468 Sq Ft MLS#100852 - $320,000

Teresa P. Brannon

Broker

Mobile: (386) 365-8343 Fax: (386) 868-0413

TeresaPBrannon@gmail.com www.BrannonRealEstate.com 457 SW Deputy J. Davis Lane - Lake City, FL 32024

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OfďŹ ce: 386-868-3366

7/11/2018 11:03:38 PM


23

386-362-4539 1-800-557-7478

info@poolerealty.com

127 E. Howard Street - Live Oak, FL

Visit Us Online at www.PooleRealty.com

LIVE OAK

8+ acres close to Dowling Park. Zoning allows for manufactured homes or site built homes. MLS#101196. $65,000 Call Anita Handy 386-208-5877

LIVE OAK

3 bedrooms, 2 baths. 1804 square feet Brick home on .58 acres. Corner lot. MLS#101462. $139,000 Call Anita Handy 386-208-5877

O'BRIEN

4 bedrooms, 2 baths. 1980 square feet Two newer homes on 4 acres. MLS#99522. $169,900 Call Kellie Shirah 386-208-3847

MAYO

Riverfront property, highly desirable 75 acres with 1260 ft of pristine high bluďŹ&#x20AC; river frontage. MLS#101437. $277,500 Call Susie Hudson 386-854-5161

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JASPER

2 bedrooms, 1 bath. 975 square feet Beautiful home with lovely kitchen MLS#100163. $89,900 Call Nelda Hatcher 386-688-8067

BRANFORD

1 bedroom, 1 bath. 747 square feet Located in the bend of the river with clear views. MLS#99570. $146,500 Call Ronnie Poole 386-208-3175

LIVE OAK

3 bedrooms, 2 baths. 1917 square feet Split plan brick home located on 2 acres MLS#101250. $189,000 Call Anita Handy 386-208-5877

MAYO

Fantastic opportunity to acquire a successful owner operated mid-century gem. MLS#101435. $695,000 Call Susie Hudson 386-854-5161

LIVE OAK

2 bedrooms, 1 bath. 1120 square feet Beautiful setting only 2 miles from shopping .MLS#100781. $105,000 Call Glenda McCall 386-208-5244

LIVE OAK

3 bedrooms, 2 baths. 2462 square feet Very nice remodeled home MLS#98962. $159,000 Call Nelda Hatcher 386-688-8067

MAYO

3 bedrooms, 2 baths. 1872 square feet Kitchen, dining, laundry & MB updated in 2007. MLS#100207. $199,900 Call Glenda McCall 386-208-5244

LIVE OAK

3 bedrooms, 2 baths. 2500 square feet 98 acre horse farm in North Florida. MLS#90072. $899,000 Call Nelda Hatcher 386-688-8067

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24 28

 Text R774127 to 52187

NEWBERRY

Marisol M. Brown

4 bdrms, 3 baths. 2571 sq ft.

Broker

386.209.3180 ICE

PR

Susan Enslow

D

CE

 Text R891848 to 52187

R

U ED

Nestled outside the quaint town of Newberry on 7.5 acres. MLS#100455. $498,000

LIVE OAK

3 bdrms, 2 baths. 1826 sq ft.

Realtor

Mobile/manufactured home

386.590.2335

built in 1997. 5 Acres MLS#100936. $124,900

Brad Richlin

 Text R859132 to 52187

Realtor

LIVE OAK

3 bdrms, 2 baths. 1008 sq

386.205.5859

ft. Less than 1.5 miles from town. Close to everything! MLS#101298. $65,000

 Text R891849 to 52187

LIVE OAK

19.75 Acres located

Realty, LLC.

in Suwannee County. Won't last long!

100 Court Street SE - Live Oak, FL 2nd Floor - Ameris Bank - Suite #212 386-208-0447

MLS#101470. $235,000

(386) 752-6575 1-800-333-4946

The Darby-Rogers

618 SW Florida Gateway Drive Lake City, FL 32055

 Text R819525 to 52187 LIVE OAK

4 bedrooms, 3 baths. 2356 sq ft MLS#101036. $215,000 Call Ginny Smith 386-752-6575

 Text R870646 to 52187 HAMPTON

4 bedrooms, 5 baths. 4461 sq ft MLS#101397 . $1,700,000 Call Kerri McKenzie 336-739-4235

Smarter. Bolder. Faster. TM

 Text R867353 to 52187 WHITE SPRINGS

2 bedrooms, 2 baths. 2891 sq ft MLS#101344 . $325,000 Call Amanda Lamb 386-752-6575

 Text R807270 to 52187 LAKE CITY

3 bedrooms, 2 baths. 1712 sq ft MLS#100932 . $125,000 Call Ginny Smith 386-752-6575

www.c21Darby-Rogers.com

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 Text R870643 to 52187 JENNINGS

2 bedrooms, 2 baths. 1188 sq ft MLS#101373 . $153,500 Call Cindy Carter 386-752-6575

 Text R874424 to 52187 LAKE CITY

2 bedrooms, 2 baths. 1272 sq ft MLS#101413. $139,900 Call Michael Myles 386-752-6575

www.century21.com

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25

Kellie Shirah

Anita Kent Handy

kellie@kellieshomes.com

anita@anitahandy.com

(386) 208-3847

(386) 208-5877

View All Market Listings To Start Your Home Search! Text "KelliesHomes" to 85377 Text "AHandy" to 85377

Text: R814062 To: 52187 Custom farm house style home just outside the city limits. Chef's dream kitchen w/dbe convection oven, gas stove top & solid butcher block island. Great home for entertaining w/Florida room which overlooks the backyard. MLS#100976. $264,900. Call Kellie 386-208-3847

Text: R868935 To: 52187 Elegant, two-story colonial home located on beautiful acreage just minutes from town. Spacious and practical kitchen with granite, double convection oven, stainless appliances and tons of storage. MLS#101361. $425,000 Call Kellie 386-208-3847

Text: R550330 To: 52187 3/2 custom brick home in desirable neighborhood. Kitchen has all stainless appliances solid surface counter tops, breakfast bar and tile backsplash. Spacious master bedroom and bath with walk-in shower and double walk-in closets. MLS#98877. $214,000. Call Kellie 386-208-3847

Text: R735479 To: 52187 This 3bd/2bth home has an open floor plan with granite countertops, stainless steel appliances, and vaulted ceiling. Other extras include master walk-in shower, back screened in porch, and closet shelving. MLS#100402. $205,000. Call/ Text Anita Handy 386-208-5877

Text: R846005 To: 52187 This patio home is perfect for first time home buyer or for downsizing. $109,000 MLS#101208 Call/Text Anita Handy 386-208-5877

Text: R879152 To: 52187 3bd 3 bath home sitting on 10 acres has a pasture field in the front and trees in back. Open concept kitchen and dining area with a large family room with a bar area for eating or desk. 2 huge screened in porches. $174,900 MLS#101444 Call/Text Anita Handy 386-208-5877

Under Contract Text R817642 to 52187

Text R817643 to 52187

Text R846001 to 52187

LAKE CITY. Spacious 4/2 home on 4.01 LAKE CITY. Welcome Home! Open plan LAKE CITY. RECENTLY UPDATED! 3/2 with acres w/ 2052 SF, separate living rm & family rm, open to dining area & KIT. Master w/lrg walk in closet and bath has corner garden tub, walk in shower & dbl sinks. MLS#101009. $125,000

Text R849935 to 52187

features a gas fireplace in the living area, with lots of detail in the dining room. Kitchen with bar overlooks breakfast area and the living room. MLS#101010. $199,900

Text R858649 to 52187

1869 SF. Half acre. New Kitchen & flooring! Office or sitting room off the foyer to the left and dining room to your right. Come in through the kitchen to your breakfast nook. MLS#101202. $235,000

Text R860241 to 52187

LAKE CITY. 3BR/3BA, 2889 SF custom home LAKE CITY. Beautiful 3/2, 1948 SF home LIVE OAK. on 1.43 acres w/many extra features, including but not limited to inground saltwater pool, enclosed sunroom w/summer kitchen, screened porch & separate deck. MLS#101218. $315,000

on half acre & large fenced back yard beckon you to say yes! 2 sliding glass doors open to the screened back porch which overlooks a lush green lawn w/landscaping. MLS#101290. $212,000

Sandy

KISHTON 386.344.0433 406 W. Howard Street Live Oak, FL 32064

sandy@sandykishton.com

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3 bedroom, 2 bath, 1200 SF home on 0.11 acre in new well-located subdivision! 1,200 square feet, granite kitchen countertops, open floor plan, and much more! MLS#101297. $139,900

Professionals 4255 SW Cambridge Glen - Lake City, FL 32024 386-758-8900

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26

LIVE OAK. Exceptional custom built 3BR, 2BA on almost 20 acres. Lots of upgrades, granite counters, tile flring, cypress crown molding & trim, hickory flrs, home office, dual stone FP, 25X52 screened area for heated pool. Boasts beautiful landscaping & 2 Morton buildings on concrete pads. MLS#101273 - $555,500 Text: R856834 To: 52187

LIVE OAK. Gorgeous Old Florida 1949 homestead on 39 acres, straight shot to Live Oak. Old log cabin (believed to be 1800s) also at home site. Excellent candidate for full restore or perhaps your future dream home's location? Towering pecan trees, very private home site area. Approximately 30 acres in planted pines. MLS#100971 - $157,000 Text: R812925 To: 52187

MAYO. This beautiful scenic 140 acre parcel offers privacy and seclusion and is abundant with wildlife, virgin hunting land. Pretty pond. Make a wonderful getaway or horseback riding or hunting lodge. Many areas for a home site too. Check out all the photos and a great price! MLS#101207 - $224,000 Text: R846004 To: 52187

LIVE OAK. Move in ready! Come take a look at what this 4 bedroom 3 bath home has to offer. Large open family room with fireplace, vaulted ceilings, updated kitchen, den/office space, jack/jill bath, along with a full bath in enclosed garage, the enclosed garage could be game room or extra living space. MLS#101245 - $180,000 Text: R851891 To: 52187

L ANDS O F N ORTH F LORIDA . COM 406 W. Howard Street - Live Oak, FL 32064

386.330.5332

Crystal Bochnia Licensed Real Estate Broker 179 S. Duval Ave. Madison, FL 32340

Text: R862442 To: 52187

Text: R791257 To: 52187

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850.973.4458 cbochnia@yahoo.com TALLAHASSEE Beautiful park-like setting. 35x20 tree framed deck with gazebo area. Great kitchen with large bar that opens to great room with a warm, inviting brick fireplace. Enter the sun room from the great room, living room, or master bedroom. 3/2 & 2 Sty Outbldg MLS# 294708 - $275,000 Beth Meggs 850-545-5184 PINETTA Beautifully restored 1900's home right in the heart of Pinetta, FL!! This charming home has the modern updates we all love while keeping many of the homes original features. Renovations include new wiring, plumbing, under and above cabinet lighting, vinyl siding, & insulated windows. MLS#293041 - $119,500 Sarah Pike 850-673-1292

Visit Our Website:

www.MadisonRealtyGroupLLC.com

Text: R865256 To: 52187

MADISON 12 acres with older home that has been renovated with new flooring, kitchen cabinets and modern bathroom! Driveway to home is adorned with beautiful oaks & flowering trees! Land is fenced for horses (cows, etc) ready for you to enjoy! Barn and sheds for storage! This is a must see! Call us for details! Home is occupied! MLS# 295015 - $154,900 Ann Sapp 850-464-0671 PERRY Charming Brick Home close distance to the schools. Home features 3 Bedrooms, 2 Baths, Brick Fireplace, Family Room, New Roof installed 2016, City Water and Sewer. Home is being shown by appointment only, don't miss out on your chance to own this beauty at a great price.

Text: R709509 To: 52187

MLS#289492 - $130,000 Crystal Bochnia 850-973-7333

7/11/2018 11:06:13 PM


27

jefft@jefftippensagency.com

Professionals, Inc. 4255 SW Cambridge Glen Lake City, FL 32024

 Text R775039 to 52187 Lake City

9

Terri Bowdoin 386.961.4590

teresa.bowdoin@gmail.com

 Text R775044 to 52187 Lake City

 Text R775043 to 52187 Lake City

 Text R775038 to 52187 Lake City

 Text R775034 to 52187 Lake City

19.04 Acres. Hwy 90 frontage. Backs to Lake Lona. MLS#96508. $225,000

3 bedrooms, 2 baths. 1986 sq ft Home/office downtown MLS#99115. $112,500

Perfect 25.41 acres for your home or business. MLS#98244. $650,000

 Text R775046 to 52187 Lake City

 Text R775045 to 52187 Lake City

 Text R775035 to 52187 Lake City

12.37 Acres Enjoy the privacy of the country. MLS#99705. $84,900

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Beautiful five acre tract Close to town, growing community MLS#96756. $52,500

5.01 Acres Beautiful Westwind Estates S/D MLS#100572. $59,900

200+ Acres Close to Hwy 90 and I-75 MLS#95746. $1,250,000

1.46 acres on N US Hwy 441 North/ Marion Street. MLS#100336. $34,900

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28

The Missy Zecher Team DOING MORE FROM

FOR SALE to SOLD Professionals Selling More Homes, Assisting & Educating More Buyers!

BLAIYZE NEELEY - 386-623-0688

www.MissyZecher.com

386-623-0237 - MISSY ZECHER

Text: R874425 To: 52187

Text: R812924 To: 52187

Text: R762767 To: 52187

Text: R845999 To: 52187

Beautiful 5 acre building lot with underground electric service. MLS#101415. $24,900

Great opportunity to purchase a spacious commercial building on US-90 MLS#100969. $130,000

3 bedrooms, 2 baths. 1658 sq ft Home on 5 cleared acres MLS#100620. $199,000

3 bedrooms, 2 baths. 1868 sq ft Beautiful home in Callaway S/D. MLS#101197. $199,900

Text: R842926 To: 52187

Text: R837033 To: 52187

Text: R833513 To: 52187

Text: R840814 To: 52187

4 bedrooms, 3.5 baths. 3567 sq ft Stunning pool home on 13.66 acres. MLS#101179. $580,800

4 bedrooms, 2 baths. 2771 sq ft Beautiful brick home on 30 acres MLS#101141. $585,000

Professional building on SR 47 in the corridor of professional offices MLS#101123. $595,000

3 bedrooms, 2.5 baths. 2759 sq ft Gorgeous country estate on 13.6 acres. MLS#101164. $639,000

MCALPIN

LAKE CITY

LAKE CITY

JASPER

LAKE CITY

LAKE CITY

LAKE CITY

FORT WHITE

A Main Street Realty Co., LLC

850-973-2221

186 SW Range Ave - Madison, FL 32340 Jessica B. Webb - Licensed Real Estate Broker

www.YourMainStreetRealty.com

 Text R892012 to 52187 LEE. Beauty, southern charm, and a peaceful north Florida setting are waiting for you. This custom built home features strategically placed windows to enjoy plenty of natural light and calming views. MLS# 295404. $385,000

 Text R892013 to 52187 PINETTA. Great location, high & dry, yet close to the Withlacoochee River & Georgia line. Great place to build your homestead or enjoy nature's finest in your spare time. Quiet area w/friendly neighbors & lots of sunshine. MLS#293378. $50,000

 Text R892027 to 52187 LIVE OAK. Custom built log cabin on 5 acres. Close to the Suwannee River. Cypress walls throughout the home, a stone fireplace, wraparound porch, tree house and much more complete the package. MLS# 294996. $249,700

 Text R892028 to 52187

 Text R474986 to 52187 PINETTA. 3/2 well kept MH in gorgeous country setting! Leave the hustle and bustle of the city lights behind and enjoy peace and privacy on your own 2 acres of Heaven. Some renovations done & well maintained over the years. MLS# 284243. $73,900

 Text R892029 to 52187 MADISON. Nice piece of land in a quiet, country setting. Land was cleared years ago and currently has natural regrowth. Pick a perfect spot for your dream home and enjoy all that north Florida has to offer. MLS# 295497. $80,000

LEE. Looking for a quiet area to hunt or build your dream home, look no further! This 10 acre track is located in the little quaint town of Lee, in Madison County Florida. Property is located just minutes from Highway 90. MLS# 293795. $37,000

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29

COUNTRY RIVERS Realty, LLC

7699 S.W. US 27 â&#x20AC;˘ FORT WHITE, FL 32038 - CRR@COUNTRYRIVERS.COM

386.497.3305 Text R861944 to 52187

www.countryrivers.com Text R872300 to 52187

SECRET LOCATION - FT. WHITE AREA

8.67 Acres w/ Well & Septic - One of a kind and completely remarkable. Cave divers paradise! This 8+ acres of rolling hardwoods has a secret: 50' hole in the ground that accesses the Florida Aquafir! Then walk across the "yard" into the grotto and find another gem - your own dry cave! The photos with this do not do justice to the property, it is truly amazing. Gorgeous site for home overlooking "grotto". All located within 30 minutes from Gainesville or Lake City! $199,999. MLS# 97266

Lovely setting for this 2016 home w/ tray ceiling, split plan w/ huge garden tub and walk-in doorless shower! Side entry door to utility/mudroom, chefs kitchen with bar and nice food prep areas. Yard has scattered shade trees and large metal storage building in back. This home will steal your heart - not your wallet! $139,000. MLS# 101400

Text R858645 to 52187

Text R856833 to 52187

SANTA FE RIVER CABIN!

Enjoy swimming, fishing, boating, kayaking and relaxing times from your private dock on the Santa Fe. Just around the bend from the crystal clear Ichetucknee River and less than a 5 minute walk to Point Park where the Santa Fe & Ichetucknee meet. Concrete block construction w/ clay tile floors make this a no maintenance Get-Away! $169,900. MLS# 101282

Text R835527 to 52187

COMMERCIAL

Well established business on busy 4 lane in Alachua County. 35K plus daily traffic count. 420â&#x20AC;&#x2122; highway frontage - total of 2.02 acres. 2 hydraulic car lifts, tools, inventory, paint area, storage, living quarters. Would make a terrific car lot, commercial or industrial business. $350,000. MLS# 101138

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JUST LIKE NEW!

5.04 ACRES

Been looking for the perfect home with a white picket fence? This Beautiful 5 acres is a perfect mini farm. Fenced and cross fenced, pole barn w/ stalls, chicken coops, turkey houses, goat enclosure - and the pretty pony comes with the house. Roomy 2/2 single wide will make your dream come true. $125,000. MLS# 101275

Text R833511 to 52187

PINEY WOODS AND SCATTERED HARDWOODS

10 acre parcel located south of Fort White just inside Gilchrist Co. Less than 3 minutes to convenience store/fuel. Easy quick drive to High Springs or Gainesville and straight shot to both Lake City and Trenton. $59,900. MLS#101119

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Annette B. Land t/a Land Brokerage Realtor P.O. Box 394 - Branford, FL 32008 Specializing in sales of land in the Suwannee River Valley Lawanna Gaylard

Realtor GRI

annette.land@land-company.com

OfďŹ ce: 386-935-0824

l

1-(800)-426-8369

Cow Pen

Realtor - Associate

l

Fax: 386-935-3539

l

Cell: 386-208-2309

Barns

80 Acres of Coastal Hay

120 Acres of Beautiful Pasture

1/2 mile of paved road frontage along highway 349 in O'Brien, Florida. This farm is ready for your dream home with established perimeter fencing, cross-fences, a well, 2 barns, and cow pens. Priced at $540,000. Call Lawanna Gaylard at 386-208-4443.

UNIQUE OPPORTUNITY

SECLUDED & QUIET 5 ACRE LOT

Purchase 72 acres of beautiful rolling pasture just off Highway 27 in Fort White, FL. As an option, the cattle may be purchased as well, creating an ideal investment. Call Annette B. Land for more information at 386-935-0824

Well, Septic Tank, and Shed - Located Near The Santa Fe and Itchetucknee Rivers. Perfect for your camper or home and on a paved road. Call Lawanna Gaylard at 386-208-4443. This lot is priced right at $27,000!

38 ACRE WOODED PROPERTY

4 Class-A Broiler Houses located in Oâ&#x20AC;&#x2122;Brien, FL.

Located in High Springs, FL Located about 35 miles west of Gainesville and 25 miles South of Lake City. Priced at $171,000. Call Annette B. Land for more information at 386-935-0824

Property has two homes 1 site built and 1 double wide mobile home and the property sits on 31 acres. Priced at 1.3 Million. Call Lawanna Gaylard for more information at 386-208-4443.

Call Annette B. Land 386-935-0824

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31

Annette B. Land t/a Land Brokerage Realtor P.O. Box 394 - Branford, FL 32008

Annette B. Land

Specializing in sales of land in the Suwannee River Valley Billy Shows

Realtor GRI

annette.land@land-company.com

Office: 386-935-0824

l

1-(800)-426-8369

Realtor - Associate l

Fax: 386-935-3539

NEW LISTING! Perfect opportunity to own a 0.6 acre corner lot in the quiet town of Mayo, FL. A few trees create a beautiful setting for this property. Priced at $33,000. Call Lawanna Gaylard at 386-208-4443â&#x20AC;&#x2039;â&#x20AC;&#x2039;for more information

l

Cell: 386-208-2309

NEW LISTING! 4BR, 2BA Mobile Home in Mayo, FL. Sitting on 1 acre in a nice neighborhood. Priced at $129,000. Call Billy Shows for more information at 386-208-8547

3BR, 2BA Home located in Branford, FL. This home is in a great location for someone looking to live in town and have the convenience this location offers. Priced at $140,000. Call Billy Shows for an appointment at 386-208-8547. High Elevation Suwannee County Riverfront Property located between the Suwannee River Cove and Santa Fe River. 2BR, 2BA Mobile Home. Reduced to $149,500. Call Lawanna Gaylard at (386) 208-4443. 30-acre properties located in O'Brien. Natural growth/Hardwood. Call Norma Joynes for more information at 386-362-7289. Are you looking for a weekend or week get-a-way? If so come visit us on the Ichetucknee River this year. Take a look on our website landbrokeragerealtor.com for more information. Broker-Owner. To book a cabin call us at 386-935-0824. Steinhatchee, Florida Summer has arrived! Fish are biting, and scallop season is in full swing! Call us for reservations on the Steinhatchee River at Sun Set Place across the street from Roys. Broker-Owner. 386-935-0824 4 acres corner property in natural Florida Growth on paved road, in Lafayette County, Florida $20,000. Norma Joynes after hours 386-362-7289 or 386-249-0100

Small Foodservice Establishment and/or drive thru Priced at $75,000. Call Annette B. Land at 386-935-0824.

Active Power Equipment business and location for sale on CR 300 in Mayo, FL Call Billy Shows for more information at 386-208-8547

Commercial Property located right outside of Mayo, FL on the corner of US27 & CR 536. 5 acres total. Great location! Could be used for a new business project. $169,000. Call Billy Shows for more information at 386-208-8547.

Call Billy Shows at 386-208-8547

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32

Real Estate Broker & Auction Company

Monja Slater

AB2073 AU 2847

Realtor

www.jwhillauctions.com

386-249-9432

John W. Hill

Broker Senior Auctioneer

386-590-1214

THINKING OF SELLING?

WE CAN HELP YOU SELL YOUR HOUSE OR PROPERTY

SOLD

SOLD

SOLD

SOLD

SOLD

LIVE OAK 3 bedrooms, 2 baths MLS#100691

LIVE OAK 2 bedrooms, 1 bath MLS#100433

UNDER T CONTRAC

LIVE OAK 3 bedroom, 2 bath MLS#99598

LAKE CITY 2 bedroom, 2 baths MLS#99842

FOR SALE

LIVE OAK 20 Acres MLS#98089

LIVE OAK 3 bedrooms, 2 baths MLS#101232

LAND/ACREAGE

10 Acres. Perfect location for your home, close enough to town with all the pleasures of county living. Lot is very nice, mostly cleared. Possible Owner Financing. $85,500 MLS#100087

REDUCED! LIVE OAK

Location, Location, Location, This lovely 4br/3ba home is conveniently located close to schools and shopping. This home features great curb appeal, nice corner lot, large family room with Gas burning ďŹ re place, and detached workshop all in a established neighborhood with playground. MLS#100384. $124,000

Text R732851 to 52187

LIVE OAK

Great investment opportunity! Own 6.5 acres in city limits. Property is zoned RES/ MH2. It can be split up for add'l value. Property is currently used as single family. 2938 sf structure that was originally built in 1960 as work shop part of structure has been converted into living area. City water & sewer. MLS#100869. $60,000

Text R813574 to 52187

LIVE OAK

Perfect location for you new home, Minutes from I-75 and I-10. property is located around 5 miles MOL for either interstate. Location in only 25 minutes from Lake City and 35 Minutes from Valdosta. Property is located on corner of HWY 129 N and 40th Street. MLS# 100354. $75,000

Text R775657 to 52187

LIVE OAK

Perfect location for your home, close enough to town with all the pleasures of county living. Lot is very nice, mostly cleared. MLS#100087. $85,500

Text R732446 to 52187

(386) 362-3300

Perfect lot for your home, Quite established neighborhood close to Lake City, Schools, Churches, Shopping and more. Purchase this lot alone or with charming home next door (MLS#99842). $12,000. MLS#99843 Perfect location for you new home, Minutes from I-75 and I-10. property is located around 5 miles MOL for either interstate. Location in only 25 minutes from Lake City and 35 Minutes from Valdosta. Property is located on corner of HWY 129 N and 40th Street. MLS# 100354. $75,000

WALDO

Perfect .50 acre lot for your new site built or mobile home. Lot is already cleared with a few nice shade trees on back of property. Nice and quite neighborhood that shows new growth. Now is the perfect time to invest in great location. Easy commute to Jax, Gainesville, Palatka, or Ocala. MLS#101567. $12,000

Text R897314 to 52187

6212 US Hwy 129 N., Live Oak, FL 32060

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7/11/2018 11:07:55 PM

The Real Estate Book of North Central Florida  

Volume 18 - Issue 8

The Real Estate Book of North Central Florida  

Volume 18 - Issue 8

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