S
Dec 01- Dec 07, 2017* The Punjab Guardian - B1
SANDEEP AHUJA CHS 604-996-6862
#301 8128-128St Surrey BC V3W1R1
Life Insurance
• Rental Properties • Construction Mortgages • Pre-Approvals • Business for Self
• New Home Purchases • First-Time Home Buyers • Refinances • Home Equity Line of Credits
Ask me how to get approved fast!
Karman Virk
Manager Mobile Mortgage Specialist
Complete, Partial and Implant supported dentures New and Emergency Patients Welcome Pediatric Dentistry Conscious Sedation available
Dr. Manjinder Saini Ph: (604) 625-0060 mOrtgyj dy vDIAw ryt Aqy shI slwh leI sMprk kro Homekey Mortgages Inc. GrW dI mOrtgyj kMstrkSn mOrtgyj kmrSIAl lon pRweIvyt lon
• Purchases with 5% Down Payment • Re�nance & Renewals at Best Rates • Self-employment - Special Programs • Second Mortgage & Equity Loans (No Income Veri�cation) • Private �nancing - Easy �pprovals • Low Income & Bad Credit Financing
Satnam Saroya Mortgage Specialist
604.760.9172 # 384-8148 128 St, Surrey
(Payal Buss. Centre)
“ ”
• • • • •
USA
40 swlW qoN bMgwlI Aqy pMjwbI Gurdev S. Brar miTAweIAw dy mwhr hlvweI (Owner)
sales@punjabguardian.com www.punjabguardian.com
Greater Seattle, Everett, Marysville Portland, Bellingham, Belivue, Lyndon, Lynwood
AMgryzI mYZzIn 'dw kYryvwn' ny hwl iv`c ie`k ^br pRkwiSq kIqI sI ik sohrwbuDIn Sy^ fw mnijNdr sYnI AwpxI nvIN lok ySn kwrfInl AYnkwau t ˆ r mwmly dI suxvweI kr rhy sIbIAweI sYNtr ivKy Kol cU~ky hn[ dI ivSyS Adwlq dy j`j bRjgopwl hrikSn loieAw dI pirvwrk mYˆbrwˆ ny aunHwˆ dI mOq dy hwlwq 'qy S`k pRgtwieAw hY[ies mwmly 'c Bwjpw dy mOjd U w pRDwn Aqy gujrwq dy swbkw gRih mMqrI Aimq Swh qy ielzwm l`gy sn ijMnwˆ nUM loieAw dI mOq qoˆ bwAd sIbIAweI ivSyS Adwlq dy Agly j`j ny brI kr id`qw[mhwrwStr dy lwqUr Sihr dI bwr AYsosIeySn ny loieAw dI mOq dI jwˆc nUM lY ky ie`k inAwˆiek kimSn dy gTn dI mMg kIqI hY qwˆ jo sB kuJ sw& ho sky[lwqUr bwr AYsosIeySn ny bIbIsI nUM d`isAw ik somvwr nUM lwqUr 'c izlw kort nwl ifsitRkt klYktr d&qr q`k mwrc k`F ky Awpxw mYmorMfm izlw klYktr nUM pyS kr rhy hn[lwqUr bwr AYsosIeySn dy pRDwn AMnwrwE pwitl ny bIbIsI nwl g`l kridAwˆ ikhw ik sIbIAweI j`j dI mOq dI jwˆc lY ky mubMeI hweI kort Aqy Bwrq dy mu`K j`jwˆ nUM vI ie`k p`qr ByijAw jwvygw[ies iv`c hweI kort jwˆ suprIm kort dy irtwierf j`j dI ingrwnI 'c kimSn bxwaux dI mMg kIqI jwvygI[AMnwrwE kihMdy hn, ies mOq dI jwˆc hoxI jrUrI hY ikauˆik inAwˆpwilkw dI sur`iKAw 'qy ^qrw hY[bRjgopwl dI mOq 30 nvMbr Aqy 1 dsMbr dI rwq nUM nwgpur 'c hoeI sI[ auh Awpxy swQI j`j dI bytI dy ivAwh iv`c jw rhy sn[ aunHwˆ dI mOq dw kwrn idl dw dOrw pYxw
gUru nwnk izaUlrz il: 24k & 22k Gold Jewelry Lucky Stones Gemstones 40% OFF Seiko & Citizen Watches
hr ihMdU dy h`Q 'c mobwiel Pon nhIN, hiQAwr hoxw cwhIdY aufupI-krnwtk dy aufupI 'c c`l rhI Drm sMsd dOrwn svwmI nirMdr nwQ ny ieqrwzXog ibAwn id`qw hY[ aunHwˆ ihMdUAwˆ nUM mobwiel dUr r`K ky hiQAwr cu`kx dI ApIl kIqI hY[ svwmI ny ies dOrwn ikhw ik quhwnUM l`Kwˆ rupey dI kImq dy mobwiel r`Kx dI kI loV hY[ hr ihMdU kol mobwiel dI Qwˆ hiQAwr hoxy cwhIdy hn[ ieMnw hI nhIˆ, aunHwˆ ny hiQAwr r`Kx dI ies ApIl nUM sur`iKAw Aqy svY-r`iKAw nwl joV id`qw[ svwmI nirMdr nwQ ny ikhw ik ijs smyˆ ihMdU mMdrwˆ 'qy hmly ho rhy hox Aqy pUjw sQwnwˆ nUM nSt kIqw jw irhw hovy, sMsd nUM inSwnw bxwieAw jw irhw hovy, Aijhy 'c hryk dy kol svY-r`iKAw leI hiQAwr hoxy cwhIdy hn[ svwmI ny ieh vI ikhw ik ihMdU BweIcwry nUM byh`d Kqrw hY[aunHwˆ ikhw ik dyS dy mMdr
A`qvwdIAwˆ dy inSwny 'qy hn, Aijhy 'c mobwiel Ponwˆ dI nhIˆ hiQAwrwˆ dI loV hY[svwmI nirMdr nwQ ny b`cy pYdw krn nUM lY ky SnIvwr nUM Drm sMsd 'c id`qy gey svwmI goivMd dyv dy ibAwn dw vI smrQn kIqw[ aunHwˆ ikhw ik isrP ihMdU hI ikauˆ do b`icAwˆ dI pwilsI 'qy Aml krn[ nirMdr nwQ ny ikhw, ''jykr muslmwnwˆ Aqy eIsweIAwˆ dy 20-20 b`cy huMdy hn qwˆ ihMdUAwˆ dy vI ieMny hI b`cy hoxy cwhIdy hn[''
ieMfIAw jwx leI itktW bU~k krvwauxIAW hox jW 24 GMitAW ivc pYsy Byjx/mMgvwaux Air Canada leI A~j hI Pon kro Direct
604-501-1000 Surrey
hrmIq isMG K~ufIAW
AsIN hPqy dy s~qy idn Ku~ldy hW
604-613-6000
#119-12888 - 80th Ave (york Centre)
mnI MORTGAGE is~DU
604-598-2222 BC REGN 22824
604-852-2204
Bwrq iv~c pYsy Byjx Aqy mMgvwax leI imlo srI qy AYbtsPorf ivc suKjIq is~DU (dODr vwly) AYbtsPorf
604-746-3131 srI #103 - 2752 Allwood St. South Fraser Way 604-864-6066 | 604-853-5259 604-593-7300 ABBOTSFORD LOCATION
#307 8128, 128th St Surrey
ivAwh SwdI dy vIfIE bnvwaux leI A`j hI sMprk kro ! 40 ਸਾਲ ਦਾ ਤਜਰਬਾ
604-999-8536 1-888-HIRE-AAA
www.aaamovies.ca • Vancouver • Calgary • Seattle
YVR to Delhi
Abbotsford
604-615-2222 Happy
sMqoK isMG is~DU
Vaisakhi
32088 Cedar Lane (Cedar Park)
BC REGN 3329
GO WITH THE BEST
Overseas Auto Body
AYkscyNj il. RESIDENTIAL & CONSTRUCTION
sB qoN v~D ryt Aqy pYsy 24 GMty AMdr phMucwx dI gwrMtI
40 Years of Experience
d`isAw igAw['dw kYryvwn' mYZzIn nUM bRjgopwl dy pirvwrk mYˆbrwˆ ny d`isAw sI ik ies qoˆ bwAd kuJ AijhIAwˆ Gtnwvwˆ hoeIAwˆ sn, ijs nwl ieh mOq AswDwrx l`g rhI hY[pirvwrk mYˆbrwˆ dw kihxw hY ik aunHwˆ ny fr kwrn ies 'qy kuJ nhIˆ boilAw[jdoˆ bIbIsI ny j`j loieAw dy sihpwTI rhy lwqUr bwr AYsosIeySn dy mYˆbr vkIl audy gvwry nUM pu`iCAw ik hux q`k auh kuJ ikauˆ nhIˆ boly qwˆ aunHwˆ ny ikhw, *ies 'qy S`k sI ikauˆik loieAw jdoˆ dy AYnkwauˆtr mwmly dI suxvweI kr rhy sn, audoˆ qoˆ auh dbwA hyT sn[gvwry kihMdy (bwkI sPw bI 5 qy pVHo)
AsIN OCI, PR Aqy swry dySW dy vIjy dy Pwrm vI Brdy hW[ gyVw ijQy mrzI lwEu, ssqI itkt swfy koloN hI bxvwau
JasvirGrewal0596@Gmail.com
patnasweetsabby@gmail.com
#102-2580 Cedar Park Pl Abbotsford, BC
A-CLASS FOREIGN EXCHANGE & TRANSWORLD TRAVEL
778 317 6262
604-756-0383, 778-552-3625
sIbIAweI dy j`j loieAw dI mOq kudrqI jW kql:jWc leI dbwA
PATNA SWEETS & RESTAURANT DINE-IN & TAKE OUT We Cater All Your Special Occasions!
Tel: 604-590-5200 Fax:604-596-5700 Toll Free: 1-877-584-5200 Vol. 24, Issue No. 49 Ending Date: Dec 08, 2017
#210 30485 Cardinal Avenue, Abbotsford, BC Ph:604-625-0060
ALBERTA
Edmonton Greater Vancouver, Fraser Valley, Victoria,Nanaimo Prince George, Kamloops, Kelowna, Oliver, Squamish Calgary
Now open new location in Abbotsford
RESP - RRSP
knyfw Aqy AmrIkw ivc sB qoN v~D piVAw jwx vwlw hrmn ipAwrw pMjwbI hPqwvwrI AKbwr
B.C
CARDINAL DENTAL CENTER
Estate Planning
PUNJAB GUARDIAN
DR. MANJINDER SAINI & ASSOCIATES
• • • •
Montreal
gwrfIAn
Tel: 604 803 6666
Fax: 604 398 2884 E: karmanpreet.virk@td.com
Otttawa, Brampton Toronto
Mortgage Loan Insurance
pMjwb
Right Mortgage! Right Advice!
Great Announcement BRINDER GILL ONTARIO QUEBECBEST MORTGAGE INSURANCE PLANS SUPER VISA INSURANCE 111-2580 Cedar Park Pl, Abbotsford 604-825-9697
An Environmently Friendly Facility • • • •
Pre-Approval • Residential Construction Mortgage New Purchase • Re-Finance/Switch Line of Credit
morgyz dy vDIAw ryt leI sMprk kro
Ishwinder Sandhu
Coquitlam Mobile Mortgage Specialist 2954 Pheasant Ave 604-474-2646
778-241-3342 Surrey - 7638 129A St, Anvil Way - 604-594-9707 ishwinder.sandhu@rbc.com
• Honda Authorized Shop • Aluminum Frame Certified Repair Facilities Simran Sekhon: 604.377.5146
4 Locations to serve you
Surrey 7638 129A St, Anvil Way 604-594-9707 Abbotsford 2342 Windsor Street 604-853-9707
Surrey 7815 132 Street 604-503-4344
Surrey - 7815 132 St - 604-503-4344 Abbotsford - 2342 Windsor Street - 604-853-9707 www.overseasautobody.ca overseasautobody@telus.net Coquitlam - 2954 Pheasant Ave - 604-474-2646 Injured in an accident? Surrey - 7638 129A St, Anvil Way - 604-594-9707 ICBC claim? Surrey - 7815 132 St - 604-503-4344 We can help. Abbotsford - 2342 Windsor Street - 604-853-9707 AweI.sI.bI.sI. Aqy prsnl ieMjrI klym T:604-449-7500 Coquitlam - 2954 Pheasant Ave - 604-474-2646 swfyy kOl pRoPySnl Aqy qzrbykwr stwP hY[ Advice you can bank onTM
All personal lending products and residential mortgages are offered by Royal Bank of canada and are subject to its standard lending criteria, Registered trademarks of Royal Bank of Canada, RBC & royal Bank are registered trademarks of Royal Bank of Canada. “ trademark of Royal Bank of Canada
muk`dmw nw ij~qx qy koeI PIs nhI leI jwvygI[ AsIN pMjwbI, ihMdI Aqy aurdU ivc g~l krdy hW
Mandeep Randhawa,
B.Sc., L.L.B (UBC)
#205 – 7134 King George Boulevard, Surrey • F 604 449 7501 • TF 1 888 449 7573 • www.randhawalaw.ca