S
Nov 23 - Nov 29, 2018 * The Punjab Guardian - B1
SANDEEP AHUJA CHS 604-996-6862
#301 8128-128St Surrey BC V3W1R1
Life Insurance
Mortgage Loan Insurance
DELITE BAKERY & PIZZA
ALBERTA
iek nvIN izMdgI dI SurUE`q kro
604-909-2277 q`ihr milk
Registered Credit Consultant Email: tahir@tahirmalik.ca
quh`fI syv` leI knYf` iv@c 10 lukySn~
VISIT OUR WEBSITE: www.NewLifeDebt.com
mOrtgyj dy vDIAw ryt Aqy shI slwh leI sMprk kro GrW dI mOrtgyj
• Purchases with 5% Down Payment kMstrkSn mOrtgyj kmrSIAl lon • Re nance & Renewals at Best Rates pRweIvyt lon • Self-employment - Special Programs • Second Mortgage & Equity Loans (No Income Veri cation) • Private nancing - Easy Approvals • Low Income & Bad Credit Financing
Satnam Saroya Mortgage Specialist
604.760.9172 # 384-8148 128 St, Surrey
(Payal Buss. Centre)
dy pRkwS purb dIAW smUh sMgqW nUM l`K l`K vDweIAW 604-746-3737
AMimRqsr ijlHy dy ipMf AdlIvwl siQq inrMkwrI siqsMg Bvn ivKy AMzwm id`qy gey igRnyf hmly ny jwgrUk is`Kwˆ dIAwˆ aunHwˆ SMkwvwˆ nUM XkIn iv`c bdl id`qw hY ik jd ikDry vI G`tigxqIAwˆ h`kwˆ dI Avwj bulMd krdIAwˆ hn qwˆ aunwH ˆ nUM AjyhIAwˆ Gtnwvwˆ dy sMqwp iv`c aulJw id`qw jwˆdw hY[ AdlIvwl ivKy vwprI Gtnw ijQy ies qlK hkIkq dw pRq`K sbUq sI ik pMjwb dy Krwb ho rhy ijs mwhOl dw rOlw kuJ isAwsI lok qy APsrSwhI ipCly kuJ mhIinAwˆ qoˆ v`K v`K qOr qrIikAwˆ nwl pw rhI sI qy ijnHwˆ sKq suriKAw dy dwAivAwˆ dy bwvjUd A`j dI Gtnw vwprI hY svwl krdI hY ik kI pMjwb
cMfIgVH (nIl) : AM i mR q sr izly dy ipM f AdlIvwl ivc inrMkwrI Bvn 'qy Aj hoey hmly 'qy v`K-v`K pRqIkrm Aw rhy hn[ iesy dOrwn nwmvr vkIl Aqy Awm AwdmI pwrtI dy nwmnzUr AsqI&w dyeI bYTy ivDwiek hrivMdr isMG PUlkw ny iek v`fw ibAwn dy idqw hY[ PUlkw ny ku`J tIvI cYnlwˆ nUM swˆJw ibAwn idMidAwˆ ikhw hY ik ies Dmwky ipCy vI pMjwb ivDwn sBw coxwˆ dOrwn mOV mMfI 'c hoey bMb Dmwky vwˆg 'hor AMdrunI qwkqwˆ' ho skdIAwˆ hn[ PUlkw ny mOV mMfI Dmwky ipCy fyrw isrsw
Punjab Insurance Agency Inc. www.punjabinsurance.ca
Guaranteed!!!
• • • • •
$ 500,000 CASH VALUES
at the age of 65 with
LIFE INSURANCE of Million Dollar
778 317 6262 JasvirGrewal0596@Gmail.com
dw h`Q hox dw dwAvw krdy hoey ikhw ik Aj hoey hmly dI pUrI jV qk jwˆc hoxI cwhIdI hY[ jwˆc qoˆ pihlwˆ iksy auqy doS mVHny iksy p`Koˆ jwiez gl nhIˆ hY[ aunHwˆ ikhw ik mOV bMb Dmwkw ies dI imswl hY[hux qk iehI rOlw pweI r`iKAw ik ieh Dmwkw ^wilsqwnIAwˆ jwˆ Awm AwdmI pwrtI vloˆ krvwieAw igAw sI jdik AslIAq kuJ hor inklI sI ik auh Dmwkw fyrw muKI rwm rhIm dy kiQq ieSwry auqy kwˆgrsI aumIdvwr hrimMdr j`sI leI kiQq qOr auqy krvwieAw igAw sI[ aunHwˆ ieh vI ikhw ik ies ivc koeI S`k nhIˆ ik coxwˆ nyVy vyK isAwsI iDrwˆ Aijhy kwry krdIAwˆ AweIAwˆ hn[
• Purchase or Refinance • Pre-approvals • New Immigrants • Rental / Investment Properties • Competitive Mortgage Rates
BREAKING NEWS
778.838.8322
MUTUAL
$500,000 Cash Values Plan extended till Dec. 31, 2018
Kapoor jyoti.kapoor@bmo.com Jyoti Mobile Mortgage Specialist
Accounting Inc. gUru nwnk izaUlrz il: Nehru2017 Tax Returns
24k & 22k Gold Jewelry Lucky Stones Gemstones 40% OFF Seiko & Citizen Watches
Personal & Corporate
• Save money on your tax preparation • Expedite refunds where applicable • Use every available tax provision to minimize your tax liability Insurance Services: Life, Mortgage, Critical, Disability, Long Term Care Insurance, RRSP, Investments
ABBOTSFORD LOCATION
#103 - 2752 Allwood St. South Fraser Way
We provide immigration services also
604.715.5044
IMMIGRATION CONSULTANT SKS IMMIGRATION SERVICES • MARRIAGE APPLICATION • WORK PERMIT • CITIZENSHIP APPLICATION • VISITOR VISA • EXPRESS ENTRY / NANNY
SUPER VISA INSURANCE
778-859-8929 sksimmigration@gmail.com
swl sI jdoˆ 'Ajwd dyS' AMdr is`Kwˆ dy ieSt swihb gurU gRMQ swihb dy corI ho jwx dI Gtnw qoˆ lYky Gor byAdbI qIk dw kwrw AMzwm dy id`qw igAw[ qrwsdI rhI ik pMjwb dy s`qw qy auh lok kwbj sn ijnHwˆ ny ipCly cwr dhwikAwˆ qoˆ Kud nUM pMQ dy vwirs hox dw Brm pwilAw[ pr gurU dI byAdbI dy doSIAwˆ dI igRPqwrI dI mMg krn vwly is`Kwˆ nUM pMjwb dI ijs 'AnuSwSq' puils ny fwˆgwˆ qy golIAwˆ dw inSwnw bxwieAw auh vI s`qwDwrIAwˆ v`lô isAwsI ih`qwˆ qy ienswP qô ienkwrI hox dI nIAq nwl AxpCwqI AYlwn id`qI geI[ nqIjw ieh hoieAw ik lokwˆ Ajyhy DrmIAwˆ nUM s`qw qoˆ bwhr (bwkI sPw bI32 qy)
13508 - 84th Ave, Surrey, BC
Appeals for Rejected Cases
YORK BUSINESS CENTRE SURREY
HIGH SUCCESS RATE IN:
• STUDENT VISA • VISA EXTENSION • CHANGE OF INSTITUTION
Family Sponsorship • PR for Skilled Workers BC PNP Program • Visitor Visa • Work Permit Refugee Cases • LMIA Applications For Employers
srI dy mShUr gROsrI stor Farm & Spice ijs dIAW do lokySnW srI iv`c siQq hn[ pihlI lo k y S n XUint 103104-14320 64 AYivinaU Aqy XUint 9-10-12830 96 AYvinaU srI bI.sI. ivKy bhuq kwmXwbI nwl c`l rhIAW hn[ ienHW donW lokySnW qy 18 nvMbr idn AYqvwr nuM dIvwlI Dmwkw lkI fRwA k`Fy gey[pUrI irport AMdr pVHo[
AYf pwEu Aqy Awpxw ibzns vDwE
Call to Advertise 604-590-5200
H&R
SUKHJINDER SANDHU
PARVINDER SINGH
M Tech., RCIC - Member of ICCRC
contact@neatimmigration.com www.neatimmigration.com
#200 7404 KING GEORGE BLVD, SURREY
604.499.0571
IMMIGRATION CON Landscaping SKS IMMIGRATION & Fencing
• MARRIAGE APPLICA • Free Estimates • Residential & Commercial
• WORK PERMIT • CITIZENSHIP APPLI • VISITOR VISA • EXPRESS ENTRY /
SUPER VISA INSURANCE
• • • • • • • • • •
Bobcat Services Cedar Fencing Chain Link Fencing Step & Sidewalk Retaining Walls Drevin Frame Side walk • Clean Up Alan Block Paving Stairs • Framing Slab Preparations etc.
Kamal :
# 219- 7928 128 St.,
604-864-6066 | 604-853-5259 IMMIGRATION SERVICES BEYOND COMPARISON • • • •
604-502-0104
Bank of Montreal (BMO) Mortgage pMjwb gwrfIAn nwl
Bring your mortgage over to BMO and get a $1,000 cash bonus
604.603.1303
qy ivSyS krky is`Kwˆ nUM Ajyhy hwlwqwˆ vl Dkx dI sikRpt bhuq dyr pihlwˆ ilKI jw cu`kI sI? iek`ly pMjwb dI hoxI nwl joV ky bIqy dIAwˆ Gtnwvwˆ vyKIAwˆ jwx qwˆ swl 2015 auh mnhUs
Rajwinder Kaur Deadline extended till 31st Decmeber, 2018 This policy is offered by UL Mutual. Everyone may not be eligible for this policy. Our license advisor do comprehensve life insurance and financial needs analysis
#103-8078, 128 Ave, Little India Plaza, Surrey. Bc
inrMkwrI Bvn hmly ipCy vI ho skdIAwˆ hn AMdrUnI qwkqwˆ : PUlkw Farm & Spice vloN dIvwlI Dmwkw
”
#103-8078, 128 Ave, Little India Plaza, Surrey. Bc
bhuq dyr pihlwˆ ilKI jw cu`kI sI 'dihSqI vrqwry' dI ieh sikRpt?
604.499.057
sales@punjabguardian.com www.punjabguardian.com
inrMkwrI Bvn iv`c bMb Dmwkw
“
PARVINDER SINGH
Tech.,Place, RCIC - Member of ICCR Cedar M Park BC contact@neatimmigration.co • STUDENT VISA Abbotsford.
• Appeals for Rejected Cases • VISA EXTENSION www.neatimmigration.com 604-502-0104 604-746-3737 OF • Family Sponsorship • PR for Skilled Workers • CHANGE #200 7404 KING GEORGE BLVD, SU INSTITUTION • BC PNP Program • Visitor Visa • Work Permit • Refugee Cases • LMIA Arranged Employment Offers
Greater Seattle, Everett, Marysville Portland, Bellingham, Belivue, Lyndon, Lynwood
sRI gurU nwnk dyv jI
krzy ’qy ivE`z dyx` bMd, kulYkSn k`l~, lIgl EYkSn Eqy qnK`h~ ivc ktOqI bMd
DELITE BAKERY
2610, HIGH SUCCESS RATE IN:
Tel: 604-590-5200 Fax:604-596-5700 Toll Free: 1-877-584-5200 Vol. 25, Issue No.47 Ending Date:Nov 30, 2018
75 %
• • • •
USA
Edmonton Greater Vancouver, Fraser Valley, Victoria,Nanaimo Prince George, Kamloops, Kelowna, Oliver, Squamish Calgary
krzy qoN pryS`n ho? E`px` krz` G@t krv` skdy ho
Vegetarian
PUNJAB GUARDIAN B.C
Fax: 604 398 2884 E: karmanpreet.virk@td.com
RESP - RRSP
gwrfIAn
Ask me how to get approved fast!
Tel: 604 803 6666
2610 Cedar Park Place, Abbotsford,
Estate Planning
2610, Cedar Park Place, Abbotsford. BC
• Rental Properties • Construction Mortgages • Pre-Approvals • Business for Self
Manager Mobile Mortgage Specialist
Montreal
IMMIGRATION SERVICES BEYOND COMPARISON
Right Mortgage! Right Advice!
Karman Virk
Otttawa, Brampton Toronto
knyfw Aqy AmrIkw ivc sB qoN v~D piVAw jwx vwlw hrmn ipAwrw pMjwbI hPqwvwrI AKbwr Vegetarian
pMjwb
• New Home Purchases • First-Time Home Buyers • Refinances • Home Equity Line of Credits
Great Announcement BEST MORTGAGE INSURANCE PLANS GURDEEP SINGH QUEBEC SUPER VISAONTARIO INSURANCE 111-2580 Cedar Park Pl, Abbotsford 604-729-7247
vrkrW dI 778-859-8929 loV hY sksimmigration@gmail.com
# 219- 7928 128 St., YORK BUSINESS CENTRE SURREY BC
SUKHJINDER
778-552-2214