E paper – 15 November 2018 – Section A 1-24 – The Punjab Guardian

Nov 16 - Nov 22, 2018 * The Punjab Guardian - A1

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nslkuSI iKLwP muihMm: srI, vYnkUvr, AYbtsPorf qoN ielwvw kYnyfw Br iv`c syYNkVy lok kqwrW bMnH ky KUndwn krn phuMcy AYbtsPorf-(brwV-Bgqw BweI kw) nvMbr 1984 ‘c Bwrq dy v`K v`K ih`isAwˆ ‘c hoeI is`K nslkuSI dy duKwˆq nUM Xwd kridAwˆ srI vYnkUr AYbtsPorf qoN ielwvw kYnf y w Br iv`c v`fI p`Dr ‘qy is`K kOm v`loN hr swl KUndwn kYˆpyn clweI jWdI hY[trMto, AYfimMtn,kYlgrI,ivnIpYg Aqy swskwtUn qoN vI KbrW hn ik is`K b`icAwˆ, nOjvwnwˆ, iesqrIAwˆ, mrdwˆ Aqy bzurgwˆ ny v`fI igxqI iv`c ijQy vlMtIAr vjoˆ SmUlIAq

kIqI auQy KUndwnIAW dIAW lweInW lMmIAW hox kwrx sYNkVy lokW nMU vwps muVnw ipAw[kYnyfw dy hux q`k dy ieiqhws iv`c ieh sB qoˆ v`fI nslkuSI iKlwP KUndwn muihMm hY[ies swl keI GMitAwˆ q`k aufIk krdy hoey is`K kOm dy syvwdwrwˆ ny KUndwn kIqw Aqy duKwˆq nUM cyqy kridAwˆ zwlm qwkqwˆ Aqy hukmrwnwˆ iKlw& v`Kry FMg nwl Awvwj bulMd kIqI[ ies kYpyn dy vlMtrIArW dw kihxw hY (bwkI sPw ey20 qy)

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hY[pihlw ik is`K isDWq vI voitMg dI bzwey inXukqI krn dw hY[vot isstm rwhINN DVybMdI dy ivKwvy dI bzwey srb-smqI nwl inXukqI krnI SuuB sMkyq hY[ dUjw ieh inXukqI ies leI vI mh`qv pUrn hY ik Bwrq dI zwlm hkUmq ny ipCly ipCly kwPI smyN qoN BweI hrdIp isMG in`Jr dy ivru`D q`Q hIx cIk ichwVw pwieAw hoieAw hY Aqy ienHW BST, FOOD ESTATE tYst dI krvwau iqAwrI vIx krvwNdy ivru`D kYnyfSAFE, w dI REAL srkwr qoN kwrvweI leI JUTIAW mnGVq irportW (bwkI sPw ey20 qy)

id`lI:BweI hrdIp isMG in`Jr ijnW nMU gurU nwnk is`K gurdvwrw srI- fYltw dw mu`K syvwdwr Aqy smUMh kmytI ijsnMU srI dIAW sMgqW ny srb sMmqI nwl cuixAw hY,aus sbMDI jQydwr jgqwr isMG hvwrw ny sB sMgqW nMU vDweI id`qI hY[aunw ikhw ik BweI hrdIp isMG pMQ drdI SKSIAq hn jo ik hmySW hI pMQ dI cVHdI klw socdy hn[ au n H W ny ilKqI ibAwn jwrI kridAW ikhw ik ieh inXu`kqI do p`KW qoN mh`qv pUrx

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A2 - The Punjab Guardian * Nov 16 - Nov 22, 2018

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Nov 16 - Nov 22, 2018 * The Punjab Guardian - A3

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mOV bMb Dmwky 'c suKbIr bwdl qoN vI hovy pu`Cig`C cMfIgVH: Awm AwdmI pwrtI (Awp) pMjwb ny mMg kIqI hY ik mOV bMb kwˆf 'c AkwlI dl dy pRDwn suKbIr bwdl dI S`kI BUimkw dI jwˆc krvweI jwvy[ sUby dIAwˆ Awm ivDwn sBw coxwˆ qoˆ AYn pihlwˆ 31 jnvrI, 2017 nUM mOV mMfI qoˆ kwˆgrsI aumIdvwr qy fyrw isrsw muKI gurmIq rwm rhIm dy kuVm hrimMdr j`sI dI cox rYlI nyVy hoey Dmwky 'c s`q byksUrwˆ dI mOq ho geI sI[ aus smyˆ suKbIr bwdl sUby dy aup mu`K mMqrI qy gRih mMqrI sn[

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A4 - The Punjab Guardian * Nov 16 - Nov 22, 2018

srI iv`c ngr kIrqn 24 nvMbr nMU vrk syP qy bIsI srkwr v`loN D`kw

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Website: www.saveonfloors.ca

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604-507-2249 e-mail: sudden@telus.net

Unit #1 - 12372-82A Ave. Surrey, B.C. V3W 0L6

CONTACT:

SIMMERJIT (SIMI) SAMRA

Nov 16 - Nov 22, 2018 * The Punjab Guardian - A5

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LADNER DRIVING SCHOOL We Serve Richmond, Ladner , Delta , Surrey

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GOV’T. APPROVED CERTIFIED INSTRUCTORS SPECIALIZING IN CLASS 5 & 7 FREE PICK UP & DROP OFF PUNJABI, ENGLISH & HINDI SPOKEN SPECIALIZING FOR NERVOUS & SENIOR STUDENTS * WE PROVIDE CAR FOR ROAD TEST

ge l Packa Specia d Residents hmon For Ric

CHARANJIT GILL ( CHANI )

778-862-4266

Complete Veg & Non Veg Restaurant

DIAMOND Sweets & Restaurant No HST on Replacement Windows for the month of May & June

Gogi Lidder

Chicken Tikka - Tandoori Fish - Prawn Tikka Paneer Tikka - Tandoori Fish - Tandoori Prawn - Butter Chicken - Goat Curry - Dal Makhni - Shahi Paneer - Tandoori Roti Paranthey & Naan - Samose - Tikki - Pakorey - Kababs - Channa Bhutura All Kinds Of Sweet & Much More...

OASIS WINDOWS Sweets & Restaurant L T D

* Quality Products * Superior Service.

Chicken Tikka, Tandoori Fish Prawn25+ Tikka, Years inFish Business Tikka Paneer Tikka Tandoori Fish Tandoori Prawn 7.99 lb •Sweets $4.99 lb

•Samosa / Tikki 2 for $1 •Veg Pakora 2.99 lb

•Tandoori Fish 9.99 lb •Chicken Tikka 9.99 lb •Tandoori Chicken 4.99lb (1 Order) •Chat •Gol Gappe •Channa Bhatura We Also Deliver •Roti/ Naan With in 15 KM •King Special Naan Minimum Order •Aloo Parantha $25 •Onion Parantha

Dream Home Or Housing Projects Or For Renovation

Makki di Roti & Sarson da Saag Saturday Kadi Chawal

Harjinder Lidder

160-8047 120 Street Delta BC 604-591-7277

Open 10:30AM - 9:30PM

LIFE •VINYL WINDOWS •SLIDER DOORS We Do: All Bc Catering, Gurudwara Catering Mandir Catering, TIME TandoorWINDOWS Catering & All & Kinds of Catering •GARDEN SKYLIGHTS

il`DV BrwvWFinancing ny quhwfy ielwky ivc nvw rY(OAC) stOrYNt Kol id`qw hY[ Available FREE ESTIMATES jr eyk cIz quhwnU ies rYstOrYNt ivc iml skdI hY

Phone: (604) 597 - 5033

LOCATIONS 102-7228 192 Street Langley BC 604-372-4949

Fresh Farm Goat Meat Fri/Sat/Sun

Special Lunch 10:30 AM - 4:00 PM Veg - 4.99 Attractive, Sunday Energy Efficient And Quality Windows For Your Non Veg - 5.99

We Do Catering For All Occasions In All Of B.C 102-15933 Fraser Hwy Surrey BC 604-593-5566

Goat Meat 6.99

Unit

604-591-7277

13120 - 76 Ave, Surrey, BC www.oasiswindows.com # 160 8047 Scott Rd. Delta BC

Limited

Warranty

A6 - The Punjab Guardian * Nov 16 - Nov 22, 2018

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prwlI swVn vwly ikswnwˆ dI mu&q ibjlI bMd

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.mOrtgyz dI fwkUmyNtySn .vsIAqnwmw .pwvr AwP AtOrnI .nOtrIzySn .AYPIfyivts .iekrwrnwmw .Aqy hor nOtrI sMbMDI syvwvW

Harinder Dail

.spONsriSp lYtr

Notary Public, MA(ALS), MBA, BSc

604-503-3853 Fax:604-503-3854

# 104- 7110 -120 ST, Surrey, BC HDailNotary@shaw.ca

íÅÂÆÚÅð¶ çÆ Ã¶òÅ ñÂÆ Õñ¯òðâ¶ñ Çò¼Ú Ö¯ñ· Çç¼åÆ ÔË

BEST SERVICE

nvyN j~ pur`xy Gr~ dI plMibMg j~ h`t v`tr hIitMg leI quh`nUM vDIE` srivs dyx dy vcnb@D h~ Same Day Service Calls For more info call

Pavitar S. Badesha Licensed & Bonded

EsIN nvyN Gr~ dI ingr`nI vI krdy h~ j~ quh`nUM nvyN Gr bx` ky dy skdy h~

Cell: 604-889-0949 Ph: 778-889-9345

SAY NO TO DRUGS

sukhindergill@gmail.com

* Home * Auto * Business * Commercial * Trucking Your Certified & ExpertAdvisor

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AIII 寺 íÅÂÆÚÅð¶ çÆ Ã¶òÅ Çò¼Ú

Sukhinder S. Gill MSc, B.ED 604.724.4700

Ôð åð·» çÆ Ç³ô¯ð˺à ìÔ¹å ÔÆ òÅÇÜì ð¶à Óå¶ ÕÆåÆ Ü»çÆ ÔË àð¼Õ Áå¶ àËÕÃÆ ÚñÅÀ°ä òÅÇñÁ» çÆ ÇâÃÁÇìñàÆ Ç³ô¯ð˺à òÆ Õðç¶ Ô»Í ÇÕö òÆ åð·» çÆ Ç³ô¯ð˺à ÕðòÅÀ°ä 寺 êÇÔñ» ÃÅù ÇÂ¼Õ òÅð ÷ðÈð Çîñ¯Í

#114-6377-168th St., Surrey, BC V3S 3Y2 (Next to Fruiticana) Tel: 604.372.0170

sp iksy iksm dw nSw Cfwaux leI imlo[ Pon kro:

778-908-4422

srh` d t`px vwly 6 cInI nypwl nUM sONpy bihrwiec:-ieQoˆ dI pulIs ny d`isAw ik byiDAwnI ivc Bwrq dI srh`d ivc dwKl hoey Cy cInIAwˆ nUM nypwl pulIs dy hvwly kr id`qw igAw hY[ jdoˆ ieh Bwrq ivc dwKl ho rhy sn qwˆ AYsAYsbI jvwnwˆ ny pu`C pVqwl kIqI qwˆ pqw l`gw ik aunHwˆ swirAwˆ kol nypwl dw vIzw sI qy auh nypwlgMj ivc bwgySvrI mMdr dyKx jw rhy sn ik rsqw Btk gey[ AYspI gOrv grovr ny d`isAw ik aunHwˆ qoˆ kuJ vI ieqrwzXog swmwn nhIˆ imilAw ijs krky aunHwˆ nUM nypwl pulIs dy hvwly kr id`qw igAw hY[

kOmwˆqrI AQlIt v`loN id`lI 'c ^udkuSI

nvIˆ id`lI:-kOmwˆqrI p`Dr dy 18 swlw AQlIt pilMdr isMG cODrI ny rwjDwnI dy jvwhr lwl nihrU styfIAm iv`c kiQq qOr 'qy p`Ky nwl ltk ky ^udkuSI kr leI, ijs mgroˆ BwrqI Kyf AQwrtI (sweI) ny jwˆc dy AwdyS id`qy hn[ auqr pRdyS dy AlIgVH dy rihx vwly cODrI nUM jdoˆ q`k s&drjMg hspqwl ilAwˆdw igAw, audoˆ qk auh 'bRyn fY`f' ho cu`ikAw sI Aqy aus nUM bcwieAw nhIˆ jw sikAw[cODrI nvMbr 2016 qoˆ jvwhr lwl nihrU styfIAm dy hostl dy kmrw nMbr 69 iv`c rih irhw sI[ auh 100 Aqy 200 mItr dOV dI tRyinMg lY irhw sI[ auh mMglvwr Swm 6.30 vjy Awpxy kmry iv`c priqAw Aqy A`Dy GMty mgroˆ kiQq qOr 'qy ^udkuSI kr leI[

Nov 16 - Nov 22, 2018 * The Punjab Guardian - A9

AmrIkw 'c iqMn BwrqIAwˆ ny kIqI 93 l`K fwlr dI DoKwDVI

inaUXwrk— kYlIPornIAw 'c BwrqI mUl dI iek AOrq sxy iqMn ivAkqIAwˆ nUM jwiedd nUM igrvI r`K ky krzw lYx leI AplweI krn dI DoKwDVI dy mwmly 'c szw suxweI geI hY[ ieh DoKwDVI 93 l`K fwlr dI sI[myl AYˆf bYˆk PrzIvwVy qy krz ArzIAwˆ dy sbMD 'c PrzI stytmYˆt dyx dy doS 'c 72 swlw surjIq isMG qy aunHwˆ dy 44 swlw pu`qr rwjySvr isMG dovwˆ nUM 11 swl qy 3 mhIny dI jyl dI szw suxweI geI hY[ auQy 56 swlw AnIqw Srmw nUM ienHwˆ doSwˆ leI iqMn swl 10 mhIny kYd dI szw suxweI geI hY[ surjIq nUM ihrwsq 'c lY ilAw igAw hY jdik rwjySvr qy AnIqw 9 jnvrI, 2019 nUM isrMfr krngy[

Agly hPqy mlySIAw dy dOry 'qy jwxgy iemrwn ieslwmwbwd- AwriQk sMkt nwl jUJ rhy pwiksqwn dy pRDwn mMqrI iemrwn Kwn Agly hPqy mlySIAw dy dOry 'qy jwxgy[ AijhI sMBwvnw hY ik auh auQy mudirk shwiekw dI ApIl krngy qwˆ jo AweI.AYm.AYP. dy rwhq pYkyj 'qy pwiksqwn dI inrBrqw G`t ho sky[ivdyS dPqr muqwbk Kwn 20-21 nvMbr nUM mlySIAw dI AiDkwrq Xwqrw 'qy hoxgy[

Kraft Mortgages • PURCHASE • PRE-APPROVALS • 1ST & 2ND MORTGAGE • BRIDGE FINANCING • INTEREST ONLY MORTGAGE • RATE HOLD 90-120 DAYS • PRIVATE MORTGAGE

• RENT TO OWN • RENTAL / INVESTMENT PROPERTIES • CONSTRUCTION/RENOVATIONS • COMMERCIAL LOANS • SPECIAL SELF EMPLOYED PROGRAMS • REFINANCE • RENEWALS • NEW IMMIGRANTS • DEBT CONSOLIDATION

Mortgage Rates* 5 YearFixed - 3.19% | 5 Year - 2.55% Variable ( Prime -.86)

Let’s talk about your future today.

Call today to get a great mortgage solution!

VARUN CHAUDHRY Sr. Mortgage Professional P 604-727-1579

GURSHARAN S. DHALIWAL Sr. Mortgage Professional C 604-725-0134 gursharan@kraftmortgages.ca

Kraft Mortgages Canada | Mortgage Architects #202-12725-80 Ave Surrey BC.

CANADA WIDE IMMIGRATION SERVICES Inc.

MOST TRUSTED NAME IN ALL IMMIGRATION MATTERS IMMIGRATION SERVICES:

kYnyf` v`ief ieMmIgrySn srviss ieMk.

ieMmIgrySn dy Kyqr ivc iek BrosyXog nwm ieMmIgrySn sbMDI syvwvW :

EXPERT IN WINNING APPEALS OF REJECTED CASES.

- Immigration Appeals of all rejected cases - Sponsorships (Spousal / Parents/Kids) - Skilled Workers (Points System), Adoptions - Entrepreneurs,Provincial Nominations & PR - Student, Worker, Visiter, Super & US Visas - Farmers (Under/Above) 40 Yrs. become PR * Won Number of Appeals From 2005 Till Date (2017).

- Federal Skilled Trades Persons become PR - hr qrHW dy ieMmIgrySn dy PylH hoey kysW dIAW ApIlW ij`qx dy mwhr - Arranged Employment & Refugee Claims.

- 2005 qoN A`j q`k (2017) AnykW ApIlW ij`qIAW - Nanny, Citizenship, Passports & PR Cards

SKILLED WORKERS OF ALL CATEGORIES BECOME P.R FAST THROUGH EXPRESS ENTRY pVHIAW ilKIAW SRyxIAW dy lok AykspRYs AYNtrI nwl CyqI pI Awr ho skdy hn * VERIFY THE PROOF OF OUR SUCCESS

swfI kwmXwbI dy sbUq vyKo

-

ieMmIgrySn dy PylH hoey kysW dIAW ApIlW spWsriSp (pqI-pqnI-mwpy-b`cy) pVHy ilKy kwmy (nMbrW dy AwDwr qy, god lYxw) CotI SRyxI dy vpwrI qy sUibAW dI nwmzdgI stUfYNt, kMm, ivjtr, supr qy XU.AYs vIjw ikswn 40 swl qoN hyTW Aqy au~pr vwly PYyfrl dsqkwrI kwmy qy pI Awr nOkrI dw bMdobsq qy riPaUjI kys nYnI, istIjniSp, pwsports qy pI.Awr kwrf

604.502.7774 #117-12888-80 th Ave., (York Centre) Surrey BC V3W 3A8

Email: balwinderbrar2004@yahoo.ca

BALWINDER S. BRAR M.Sc., (D.Sc.) Member of ICCRC - R408159

Cell: 604-644-4590

A10 - The Punjab Guardian * Nov 16 - Nov 22, 2018

AkwlI soc ^qm nhIˆ hoeI, bwdlwˆ qoˆ sur^rU ho inklygw isDwˆqk AkwlI dl: rvI ieMdr isMG cMfIgVH (nIl BilMdr isMG): SRomxI AkwlI dl dy pMj vwr ivDwiek Aqy iek AkwlI srkwr smyˆ pM j wb ivDwn sBw dw spIkr rhy rvI ieMdr isMG duMmxw ny ikhw hY ik pMjwb ivcoˆ AkwlI soc hrigz ^qm nhIˆ hoeI Aqy hux bwdlwˆ dy glby qoˆ surKrU ho 1920 ivc ApxI sQwpnw dy isDwˆq vwlw Asl AkwlI dl muV sQwpq hovygw[ 'AKMf AkwlI dl 1920' dy pRDwn vjoˆ ivcr rhy ies AkwlI AwgU ny 'spoksmYn vYb tIvI' kol iek ^ws ieMtrivaU dOrwn keI Aihm pRgtwvy vI kIqy[bwdl AkwlI dl dI Aw^rI kwrjkwl dOrwn sUby ivc gurU gRMQ swihb Aqy hornwˆ Dwrmk gRMQwˆ dI byAdbI dIAwˆ vwprIAwˆ Gtnwvwˆ dI Gor inMdw krdy hoey aunHwˆ ikhw ik bwdl srkwr dOrwn byAdbI dI vwprI ieh koeI pihlI Gtnw nhIˆ hY[ aunHwˆ dwAvw kIqw ik 1977 qô 1979 dOrwn pRkwS isMG bwdl dI AgvweI vwlI pihlI AkwlI srkwr ivc hI ipMf srweynwgw dy gurdvwry qoˆ pMjwb puils duAwrw byAdbI dw dOr SurU ho igAw sI qy swbkw mu`K mMqrI bwdl doSIAwˆ nUM szwvwˆ dyx dI bjwey puSqpnwhI hI krdy Awey hn[aunHwˆ disAw ik srweynwgw ivc inhMg isMGwˆ dw iksy sQwnk invwsI nwl ku`qy nUM brCy dI mihj nok coBx kwrn qkrwr ho igAw[ ku`qy dy mwlk dI iSkwieq auqy qqkwlI AYsAYspI &rIdkot ny sYˆkVy dI n&rI nwl gurdvwrw Gyr ilAw Aqy

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AMdr Arwm krn rhy inhMgwˆ nUM PV-PV ky nw isr& golIAwˆ nwl BuMn idqw blik puils bUtwˆ smyq gurdvwry AMdr dw^l vI hoeI[ pRkwS isMG bwdl dy bzurg (mrhUm) qyjw isMG qy mhySieMdr isMG bwdl dy krIbI irSqydwr rvI ieMdr isMG ny dwAvw kIqw ik aus vyly vI mùK mMqrI huMdy hoey pRkwS isMG bwdl ny aukq Gtnw bwry koeI kwrvweI nhIˆ kIqI[ iesy qrHwˆ 1997 ivc jdoˆ pRkwS isMG bwdl muV pMjwb dy mu`K mMqrI bxdy hn qwˆ ropV izlHy dy ipMf rqngVH qy GVUAwˆ sxy 7 Qwvwˆ auqy byAdbI hoeI qy bwdl ny koeI kwrvweI krn dI bjwey iek swD (ieSwrw BinAwryvwly vl) dI puSqpnwhI kr aus nUM is`KI nUM Fwh lwaux vwlw fyrw sQwpq krn dw mOkw pRdwn kr idqw[aunHwˆ ikhw ik bwdl Aqy aunHwˆ dy ku`J krIbI irSqydwr Aqy nyVly AwgU sOdw swD nUM mw&I, vwr vwr gurU gRMQ swihb dI byAdbI[ Akwl q^q Aqy SRomxI kmytI ijhIAwˆ vkwrI is`K sMsQwvwˆ nUM Fwh lwaux Aqy Asl AkwlI isDwˆq nUM bdnwm krn dy doKI hn[ Akwl q^q auqy vI bwdlwˆ dw dbdbw hY[ so srb`q ^wlsw s`d ienHwˆ s`B dw ienHwˆ dy ijaUˆdy jIA kOm vloˆ bweIkwt kr idqw jwvy[

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isKwˆ nUM nwl ilAw jwvygw

We’ve got the right mortgage for you Contact me:

Gurinder (Luckie) Braich Manager, Mobile Mortgage Specialist Tel: 778 989 4010 E: Gurinder.Braich@td.com

muPq AYkXUpMkcr Prozn Solfr, mweIgRyn isr drd, sweIeytk nrvz

Nov 16 - Nov 22, 2018 * The Punjab Guardian - A11

Evening And Weekend Classes Also Available

Unit 201 32112 S Fraser Way, Abbotsford, BC V2T 1W4 Phone: 604-504-7300

A12 - The Punjab Guardian * Nov 16 - Nov 22, 2018

www.deltondentures.com

DELTON DENTURE CLINIC LTD. Denturists Are Denture Specialist

quhwfy jubwVy dIAW hr qrHW dIAW syvwvW • Complete Dentures • Immediate Dentures • Partial Dentures • Dentures Over Implants • Same Day Relines • Repairs, Soft Linings • Sport Guards

INTRODUCING COPPLEY MADE - TO - MEASURE

2018 Business Category Denturist

Get a Beautiful Smile

WE CAN MADE S U C TOM EEKS W 2 IN WITH

bMidAW dy vDIAw FINE MENSWEAR BRAND NAME DESIGNER SUITS kuAwiltI dy bRwNff kpVy

Chris Kozakiewicz BSc., R.D.

Mon-Fri: 9am-5pm, Saturdays By Appointment

Scott 72 Shopping Centre

#209- 7313-120th St., Delta ( Above London Drugs & Staples )

604.590.1111

An exclusive menswear solution from Designer Party Wear, Formal or Casual including Suits, Shirts, Shoes, Ties and other occasional accessories all under one roof in the heart of city of Surrey You can create a suit that is uniquely yours by not only selecting the fabric but the lining , buttons and styling details

GQ HERMAN MENSWEAR

604-369-5894

Unit #101 8028, 128th Street, Surrey, BC Little India Plaza

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digitalartschool.com `qy jfAu 10060 King George Blvd. Surrey, BC Canada V3T 2W4 tYlIPon: 1.866.860.2787

1/22/2018

1:18:27 PM

Nov 16 - Nov 22, 2018 * The Punjab Guardian - A13

A14 - The Punjab Guardian * Nov 16 - Nov 22, 2018

AMgryzI is`Ko ALSO DEALS IN:

hr mhIny pihlIAW 10 AYfmISnW ‘qy ifskwauNt

• APPEALS FOR REJECTED CASES • FAMILY SPONSORSHIP • PR FOR SKILLED WORKERS ( EE& PNP) • BRITISH COLUMBIA PNP PROGRAM • VISITOR VISA • WORK PERMIT • LMIA ARRANGED EMPLOYMENT OFFERS PARVINDER SINGH M Tech., RCIC • REFUGEE CASES Member of ICCRC

“ Students Are Welcome To Consult Regarding All Their Immigration Queries.”

604.499.0571

www.neatimmigration.com contact@neatimmigration.com s`fy vloN s`irE~ nUM dIv`lI mub`irk

7404 King George Blvd, Suite 200, Surrey BC Canada

#1, Model Road,NEW Nabha -147201, India. Mob: +91 9256200068 UNDER MANAGEMENT

Party place for around 50 people.

Pizza & CURRY HOUSE85 Same Owner

SPECIALS

8553 132 St Surrey

$5.99

Lunch Special Thali Any 2 veggie serve with Rice + 1 Naan + Pop Lunch Special Thali Any 2 Dishes: 1 Meat + 1 Veggie serve with Rice + 1 Naan + Pop

$7.99

BASA FISH

$6

99

1 lb.

604-594-9999 Cheese Pizza Large $9.00 VeggiePizza Large $11.00 SPECIALS Butter Chicken Reg $10 Channa Bhatura $4.99

LOVELY SWEET SHOP & RESTAURANT and BANQUET HALL Dine In Take Out

Lunch Buffet

$6.99

Mon -Fri 11am -3pm

spYSl: Coly BtUry, cwt pwpVI qy B`ly m`kI dI rotI sroNH dw swg PrYS qMdUr qoN Nan Parantha Onion Nan Garlic Nan Lacha Parantha Special Nan

Enjoy Every Day Aloo Parantha , Lacha Parantha , Muli Parantha ,Gobi Parantha try it and enjoy.

PrYS vYjI ifSW

Samose : 2 for $1

crnjIq isMG iFloN

SWEETS PIZZA INDIAN FOOD Specials: Dahi Bhalla • Cholle Bhature • Chat Papdi 40 Years Experience of Cooking We do catering 10 to 1000 people

kulivMdr isMG K~K quhwfy svwgq leI iqAwr hn[

Open hours: Mon-Thurs 11am to 10pm | Fri-Sat 11am to 11pm | Sun 11am to 10pm

604-591-6660 604-591-6888

SwhI pnIr iclI pnIr kVwhI pnIr dwl mKxI iBMfI mswlw imks vYjI

qMdUr qoN spYSl

qMdUrI ickn ickn it`kw iPS qMdUrI pnIr it`kw sIK kbwb Kwxy ivc spYSl Butter Chicken Goat Curry Lamb Curry Chicken Curry Chicken Kadahi Chilli Chicken

gurduAwrw, mMdr, pwrk jW Gr jw ky pUry bI.sI ivc qMdUr lw ky vYjI Aqy nwn vYjI dw pUrw iKAwl r`Kdy hW ijMny mrjI bMidAW leI 50 Person to 300 Person Party Hall qwjw Kwxw bxwauNdy hW

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7168-128th St Surrey Open Daily 10am - 10pm, Fri,Sat- 10am - 11pm

Nov 16 - Nov 22, 2018 * The Punjab Guardian - A15 sovIAq rUs dy APZwinsqwn ivc &OjI d^l dy cwr dhwikAwˆ bwAd rUs iek vwr iPr APZwinsqwn ivc Aihm BUimkw irhw hY[ ieh BUimkw AYqkIˆ AYn v`KrI hY Aqy mwsko ivc qwilbwn nwl SurU hoeI g`lbwq ny icrwˆ qoˆ jMg dI mwr hyT Awey APZwinsqwn leI TMFI hvw dw bu`lw ilAwˆdw jwpdw hY[ APZwinsqwn ivcoˆ rUsI &Ojwˆ dI vwpsI ip`Coˆ c`lI KwnwjMgI dOrwn qwilbwn 1994 ivc v`fI qwkq vjoˆ auBry sn Aqy ienHwˆ ny 1996 qoˆ lYky 2001 q`k mulk au`qy rwj vI kIqw[ 2001 ivc s`qw qoˆ KdyVy jwx qoˆ bwAd mulk dy isAwsI idRS ivc keI qbdIlIAwˆ vwprIAwˆ pr qwilbwn ny muV jQybMd

qwilbwn nwl g`lbwq dy mwieny

ho ky AwpxI qwkq dw pRgtwvw kr id`qw[ auˆJ, mulk nwl is`Dy Ais`Dy FMg nwl juVIAwˆ sB iDrwˆ ny ies g`lbwq dw svwgq kIqw hY Aqy Aws pRgtweI hY ik mulk nUM hor qbwhI dy rwh jwx qoˆ roikAw jw skygw[ mwsko dI mIitMg ijs ivc cIn, ierwn, pwiksqwn smyq 11 mulkwˆ dy numwieMidAwˆ ny ih`sw ilAw, ivc koeI Kws pRgqI Bwvŷ nw hoeI hovy Aqy g`lbwq isry cVHn ivc coKw smwˆ l`g skdw hY, auˆJ sB iDrwˆ dw kihxw hY ik APZwinsqwn ivc SwˆqI bhwlI leI koeI rwh inkl skdw hY[ sB qoˆ v`fI g`l ieh ik d`KxI

sIAYnAYn cYnl ny Awpxy p`qrkwr dI mwnqw r`d kIqy jwx iKlwP kIqw trMp pRswSn iKlw& mu`kdmw vwiSMgtn:-AmrIkI inaUz cYnl sIAYnAYn Awpxy sInIAr p`qrkwr dy h`k iv`c ft igAw hY[cYnl ny vHweIt hwaUs iv`c kvryj leI Awpxy sInIAr p`qrkwr dI mwnqw r`d kIqy jwx iKlwP trMp pRswSn iKlw& muk ` dmw dwier kr id`qw hY[rwStrpqI fOnlf trMp nwl inaUz cYnl sIAYn ` AYn ` dy sInIAr p`qrkwr ijm AYks o tw dI iq`KI bihs hoeI sI ijs qoˆ bwAd aunwH ˆ kolˆo vHweIt hwaUs 'c vVn leI zrUrI snd hI Koh leI geI[cYnl ny dlIl id`qI hY ik p`qrkwr AYks o tw iKlwP hoeI ies kwrvweI nwl aunwH ˆ dy sMivDwnk h`kwˆ dI aulG M xw kIqI geI hY[vwiSMgtn fIsI dI Adwlq iv`c dwier ies muk ` dmy iv`c rwStrpqI trMp Aqy aunwH ˆ dy sInIAr AiDkwrIAwˆ nUM iDr bxwieAw igAw hY[ ies iv`c vHweIt hwaUs dI pRs `Y sk`qr swrwh sYf ˆ rz, vHweIt hwaUs Amly dy muK ` I jOhn kYlI, ijnHwˆ ny AYks o tw iKlwP mwVy ivhwr dy ielzwm ley sn nUM nwm lY ky iDr bxwieAw igAw hY[swrwh sYf ˆ rz ny mwmlw grmwaux qoˆ bwAd ie`k zUm kIqI hoeI vIfIE kil`p Awpxy soSl mIfIAw AkwaUt ˆ qy swˆJI kIqI sI ijs bwry mwihrwˆ ny ikhw sI ik kil`p nwl CyVCwV kIqI geI hY[sYf ˆ rs ny vIfIE tvIt krky dwAvw kIqw, ''AYks o tw ny AwpxI ifaUtI kr rhI mihlw auq ` y Awpxw h`Q DirAw[''sYf ˆ rs ny aus mihlw nUM vHweIt hwaUs dI ieMtrn d`isAw ijsny p`qrkwr qoˆ mweIkroPn o lYx dI koiSS kIqI sI[

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A16 - The Punjab Guardian * Nov 16 - Nov 22, 2018

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sRI gurU nwnk swihb dI Xwd iksy nUM Aw skdI hY, is`KI ivroDI SYqwn SkqIAwˆ dIAwˆ cwlwˆ 'c Aw ky, swfy is`K vI Byfcwl dw iSkwr ho cu`ky hn, AsIˆ jI. AYn. fI. kihx vwly nUM tokxw qwˆ iek pwsy irhw, sgoˆ iesdI ^ud vrqoˆ vI krdy hwˆ[ iesy qrwˆ swihb sRI gurU AMgd dyv jI dy nwˆ qy bxI XUnIvristI nUM gfvwˆsU dw nwˆ dy id`qw, ijs nUM AsIˆ cu`p krky Apxw ilAw[ gurU rwmdws swihb dy nwˆ nUM jI. Awr. fI. 'c bdl id`qw igAw[ gurU rwmdws swihb dy nwˆ nUM jI. Awr. fI. 'c bdl id`qw igAw hY, gurU hrgoibMd swihb jI nUM jI.AYc.jI. bxw id`qw igAw Aqy gurU qyg bhwdr swihb dy nwˆ nUM jI.tI.bI. 'c bdl id`qw igAw hY, Boly is`Kwˆ ny ibnwˆ iksy ikMqU-pRMqU Aqy soc ivcwr dy iesnUM Apnw ilAw hY[ ieh TIk hY ik imhnq dI G`tdI pRivrqI qy smyˆ dI qyj rPqwr kwrx hr pwsy 'Coty rwh' Apxwey jw rhy hn, pRMqU Awpxy mhwn ivrsy nUM rolxw qy Bu`lxw sB qoˆ v`fI AikRGxqw hY[ Awpxy ivrsy qy mwx krnw, ausdI sMBwl krnw hr ZYrqmMd pu`q dw mu`Flw Prz hY, pRMqU AsIˆ pqw nhIˆ ikauˆ g&lq dI nIˆd soˆ gey hwˆ[ dIvy qoˆ hI dIvw j`gdw hY, AwE! AsIˆ srkwr qoˆ PokI Jwk C`f ky, Kud pMjwbI mwˆ bolI Aqy Awpxy is`K AmIr ivrsy dy vwrs bxweIey Aqy f`t ky pihrydwrI krIey[ -jspwl isMG hyrwˆ

AwE! ieh vI ivcwrIey...

iek pulwˆG nwl Aqy G`to qoˆ G`t imhnq kIiqAw, v`D qoˆ v`D pRwpqI kr leI jwvy, ieh soc A`j hr mnu`K qy BwrU ho geI hY, ijsny hr Kyqr 'c 'in`ky rwh' dI Awdq pw id`qI hY, pRMqU 'Cotw rsqw' dI Awdq nwl ijQy mnu`K dI soc 'bOxI' ho geI hY, auQy ies nwl AsIˆ Awpxy purwqn ivrsy nUM v`fI FwA lw rhy hwˆ[ pr 'Swrt-k`t' dI Awdq dw iSkwr AsIˆ kdy iesy socx ivcwrn dI loV Special correspondents Rajinder Rahi hI nhIˆ smJI[ ies h&qy nUM pMjwb srkwr 'pMjwbI h&qy' vjoˆ mnw rhI hY, pRMqU i&lhwl pMjwbI mwˆ bolI pRqI srkwr dw jwigAw pRym ikDry ivKweI nhIˆ idMdw[ ipCly 46 virAwˆ vwˆgUM pMjwbI sUbw idvs vwlw ieh mhInw vI ^qm ho jwxw hY qy pRwpqI dy nwˆ, swfy p`ly isvwey inrwSw qoˆ hor kuJ nhIˆ hoxw[ pdwrQvwd dI dOV qy p`CmI s`iBAqw dI nkl ny swnUM AwpxI mwˆ-bolI qy ivrsy qoˆ kohwˆ dUr kr id`qw hY Aqy AsIˆ AwDuinkpuxy kwrx Awpxy b`icAwˆ dy nwˆ qwˆ p`CmI s`iBAqw 'c fu`b ky AMgryzI Aqy Coty kr hI ley sn, hux aunwˆ Dwrimk sMsQwvwˆ dy nwˆ vI Coty qy AMgryzI lYx l`g pey hwˆ, ijhVIAwˆ sMsQwvwˆ swfy mhwn gurUAwˆ dy nwm nwl sbMiDq hn[ is`Kwˆ dI srvau`c AwKI jwˆdI SRomxI gurduAwrw pRbMDk kmytI nUM hux AYs. jI. pI. sI. hI AwiKAw jwˆdw hY, iesy qrwˆ is`Kwˆ dI pRqIinD isAwsI jmwq SRomxI AkwlI dl, AYs ey fI ho geI hY[ ies jmwq dy pRDwn v`loˆ SurU kIqI geI ividAwrQI jQybMdI dw qwˆ nwˆ hI AMgryzI 'c r`iKAw igAw hY, ies nUM soeI (stYˆfts AwrgynweIjySn AwP ieMfIAw) AwiKAw jwˆdw hY[ is`K ividAwrQIAwˆ 'c is`KI dw jwg lwaux dw dwAvw krn vwlIAwˆ jQybMdIAwˆ is`K stUfYˆts PYfrySnwˆ dy nwˆ vI AMgryzI 'c hI hn[ sB qoˆ v`fI qRwsdI ieh hY ik gurU swihbwn dy nwˆ qy pMjwb 'c isr& do XUnIvristIAwˆ hn, ijnwˆ 'c iek gurU nwnk dyv XUnIvristI AMimRqsr hY Aqy dUsrI gurU AMgd dyv vYtnrI swieMs XUnIvristI luiDAwxw hY, ienwˆ dovwˆ nUM Coty AMgryzI Sbdwˆ 'c jI. AYn. fI. Aqy gfvwsU AwiKAw jwx l`g ipAw hY[ kI jI. AYn. fI. boly jwx qy swihb

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Disclaimer pMjwb gwrfIAn ipCly 20 swl qoN quhwfI syvw ivc hwjr hY[Awpxy vfmu`ly ivcwr pwTkW nwl sWJy krn leI 'pMjwb gwrfIAn' nUM jrUr Byjo[quhwfy v`loN AweI ilKq dw svwgq hY, prMqU pMjwb gwrfIAn ivc CpIAW rcnwvW lyKkW dI in`jI rwey au~pr ADwrq hn Aqy auhnW nwl sMpwdk jW Adwrw pMjwb gwrfIAn dw sihmq hoxw jrUrI nhIN[ The views expressed in the articles published in the punjab guardian are solely the personal views / opinon of the writers and the editor or punjab guardian is in no way related , responsible or has granted any consent to them what so ever.

604-596-5700

knyfw Aqy AmrIkw dw sB qoN v~D piVAw jwx vwlw hrmn ipAwrw pMjwbI hPqwvwrI AKbwr

Nov 16 - Nov 22, 2018 * The Punjab Guardian - A17

pwTkW dw pMnw

ies nslkuSI leI izMmyvwr kOx ?

hr swl nvMbr dy pihly h&qy kuJ bol-sux ky, kuJ pVH-il`K ky Awpwˆ Bu`l hI jwˆdy hwˆ ik iehnwˆ idnwˆ c Awpxy nwl kI hoieAw qy hux kI ho irhw hY? bhuq swry ivdvwnwˆ ny iesnUM nslkuSI ikhw hY, pr kI ieh nslkuSI hY?PrvrI 1762 nUM v`fw G`lUGwrw vwpirAw[ ie`k idn iv`c hI A`DI kOm ^qm! Pyr vI ieh Genocide nhIˆ sI ikauˆik bwkI bcI A`DI kOm ny 8-9 mhIinAwˆ bwd hI ausy AbdwlI nUM krwry h`Q idKw ky BjwieAw[ ies G`lUGwry iv`c srIrk nukswn qwˆ bhuq hoieAw pr bOiDk qOr qy koeI nukswn nw hoieAw, ikauˆik is`K gurU qoˆ AgvweI lY irhw sI[ iesy sdkw is`Kwˆ ny cVHdI-klw iv`c nvIˆ ivauˆqbMdI kIqI Aqy kwbl dy rsqy qoˆ Awaux vwly DwVvIAwˆ dw rwh sdw leI rok ky ^wlsw rwj sQwipq kIqw[ iehI qwˆ sI 'AsIˆ dUx svwey hoey” dw vrqwrw[ie`k pwsy qwˆ ie`k hI idn iv`c lgBg 50% AbwdI dy Kwqmy nUM G`lUGwrw qy dUjy pwsy 0.1% qoˆ vI G`t dy kqlyAwm nUM nslkuSI??? ijhnwˆ ny ieh SurU krvwieAw qy kIqw, auhnwˆ qwˆ kIqw hI, pr AsIˆ kI kIqw? kI AsIˆ vI ies gunwh dy BwgIdwr qwˆ nhIˆ bx gey? sMswr dy swry ivdvwnwˆ dw kihxw hY ik ijs kOm nUM vI ^qm krnw hovy, aus koloˆ ausdI mwˆ-bolI Koh lE, auh Awpy hI ^qm ho jweygI[ ies qoˆ v`fI mUrKqw hor kI hoeygI ik AsIˆ Awpxw gurU qwˆ Sbd nUM mMndy hwˆ pr ausy Sbd gurU vwlI bolI nUM nhIˆ bolxw cwhuMdy[ jy EQy ihMdI pRDwn hY qwˆ eyQy AMgRyzI[ bolIAwˆ qwˆ Bwvyˆ swrIAwˆ is`K lE pr mwˆ-bolI, gurmuKI il`pI, iehnUM ikauˆ C`fdy ho? gurU rwmdws jI ny qwˆ kih hI id`qw;ijau pRwxI jl ibnu hY mrqw, iqau isKu gur ibnu mir jweI] jy gurU dI bolI nhIˆ bolxI qy smJxI, qwˆ Pyr sdIvI jIvn dyx vwlI AMimRqmeI bwxI vI kI krygI, jy gurU dI miq hI nw leI[ qy gurU nwl g`l krn dw ie`ko hI qrIkw, gurU dI bolI iv`c gurU dw bcn smJxw[ XkIn kirE, ijs idn gurU nwl g`l krn dI Akl Aw geI, aus idn nslkuSI dIAwˆ hor ielwmqwˆ ijvyˆ nSy, BrUx- h`iqAw, dyhDwrI bwby, pwxI qy hor lu`t Awid sB smJ vI Aw jwxgy qy bcx dy rsqy vI l`B jwxgy, ikauˆik gurU smr`Q hY qy s`cy gurU dI Srx ipAw is`K vI smr`Q ho jweygw[Ajy vI vylw hY, AwpxI izMmyvwrI smJo[ jy AglI pIVHI nUM pMjwbI nw isKweI, gurU nwl is`DI g`l krn dy kwbl nw bxwieAw, qwˆ ho skdw hY Sklwˆ Bwvyˆ swbq-sUrq hox pr gur nwnk dI ivcwrDwrw nhIˆ hoeygI, bRwhmx dw krm-kwˆf hoeygw[ gurU imhr kry ieh smwˆ nw Awey, ikauˆik iehI AslI nslkuSI hovygI, ijsdy izMmyvwr AsIˆ Awp hovwˆgy[ -mndIp isMG

and working hard. These youngsters gives us hope that they will keep this great Blood donation drive going for many many more years in the future. Once again thanks to all the organizers, volunteers and Donors who donate blood to make this Blood donation drive very successful. And hopefully it'll also wake up Indian ruling Governments and justice system to provide justice to the victim families and punishment to the guilty congress leaders involved in innocent killings. So that such innocent killings never happen in the country again.

Kanwal jit Singh Gill Surrey, B.C

AmrIkI Adwlq 'c kyvnwg dI jgHw lvygI inEmI rwE vwiSMgtn, 14 nvMbr (eyjMsI)- AmrIkI rwStrpqI fonwlf trMp ny ApIlI fI.sI. srikt Adwlq 'c j`j bRYt kyvnwg dy suprIm kort jwx 'qy KwlI pey sQwn leI BwrqI mUl dI inEmI rwE jhwˆgIr nUM nwmzd kIqw hY[ trMp ny ikhw ik inEmI ies Ahudy leI srboqm hY izkrXog hY ik fI.sI. srikt Adwlq nUM AmrIkI suprIm kort dy brwbr mMinAw jwˆdw hY[ inEmI rwE dy sbMD 'c vweIt hwaUs kdy vI rsmI AYlwn kr skdw hY[ vweIt hwaUs 'c dIvwlI smwgm dOrwn trMp ny ikhw ik mYˆ fI.sI. srikt kort 'c bRYt kyvnwg dI jgHw leI inEmI rwE dI cox kIqI hY Aqy ieh iek v`fI khwxI ho skdI hY[ AmrIkw dI SkqISwlI Adwlq leI AwpxI nwmzdgI 'qy inEmI rwE ny DMnvwd kIqw hY[

Sikh Nation's Blood donation drive

Sikhs all around the world remember and pay homage to the 1984 Sikh Genocide in India in the first week of November every year. It has been 34 years and the Sikh community is still raising voice to demand justice for the victim families and punishment to the guilty congress leaders involved in innocent killings. But unfortunately the Indian ruling Governments and political leaderships are committed to protect the guilty. And all these years the guilty are walking around freely. But Sikh community all around the world are working hard to bring this issue before the International community and world leaderships. And the Sikh community has started a very good Blood donation drive which is being appreciated all around the world. Sikh community is telling the world that they don't believe in killing innocents to get even. But they believe in donating Blood to save lives all around the world. Just in Canada the Sikh Nation has saved more than 130000 lives by donating blood since the Blood donation drive started in 1999. This is a great drive to remember and pay homage to innocent lives lost in 1984 Sikh Genocide. Every year the first couple of weeks in November the Organizers and volunteers work hard to set up Blood donation camps in various cities. And thanks to great support and participation of Sikhs who come to donate blood in large numbers in all these cities.

It is a great pleasure to see large number of Donors and volunteers working hard to make these drives very successful. And every year we see more new volunteers joining in especially the youngsters. It is always good to see these youngsters joining

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G2311

A18 - The Punjab Guardian * Nov 16 - Nov 22, 2018

XU.ky. 'c is`K sYinkwˆ dw bu`q qoVn vwilAwˆ dI sI.sI.tI.vI. qsvIr jwrI

brimMGm, (privMdr isMG)-vYst imflYˆf puils ny bIqy idnIˆ XU.ky. 'c pihly ivSv Xu`D dy is`K sYinkwˆ dI Xwd 'c lgwey gey iek bu`q dI BMnqoV krn vwly mulzmwˆ dIAwˆ sI.sI.tI.vI. qsvIrwˆ jwrI kIqIAwˆ hn[ vYst imflYˆf puils dy AYs.pI. mwritn hrkwˆb ny ikhw ik AsIˆ is`K BweIcwry nwl nyVqw bxweI hoeI hY Aqy AsIˆ jwxdy hwˆ ik ies Gtnw ny is`K BweIcwry dy mYˆbrwˆ nUM kw&I du`K phuMcwieAw hY[ aunHwˆ lokwˆ nUM ApIl kIqI ik jykr koeI vI ivAkqI ienHwˆ do mulzmwˆ dI pCwx krn 'c puils dI mdd kr skdw hY qwˆ auh swfy nwl sMprk krn[

cMfIgVH,-mu`K mMqrI kYptn AmirMdr isMG ny A`j r`iKAw sYnwvwˆ dy isAwsIkrn dIAwˆ koiSSwˆ 'qy du`K zwhr kridAwˆ AwiKAw ik hiQAwrbMd &Oj isr& rYjImYˆtl muKIAwˆ nUM juAwbdyh huMdI hY nw ik ies isAwsI inzwm dy ieSwirAwˆ 'qy kMm krnw huMdw hY[ mu`K mMqrI ny r`iKAw sYnwvwˆ dy kMmkwj 'c isAwsI d^lAMdwzI dI mOjUdw rIq dw &OrI AMq krn dw s`dw id`qw qwˆ ik &Oj dy A&sr qy sYink AwpxI ifaUtI kuSlqw nwl inBwA skx[ie`Qy pihlI ivSv jMg dOrwn AwpxIAwˆ jwnwˆ kurbwn krn vwly rwStrmMfl mulkwˆ dy hiQAwrbMd sYinkwˆ nUM SrDwˆjlI Byt krn leI krvwey XwdgwrI idhwVy mOky pqvMiqAwˆ dI iek`qrqw nUM sMboDn kridAwˆ kYptn AmirMdr isMG ny ieh ivcwr r`Ky[

5 reasons why business owners should review their succession planning Business owners focus on building the business to provide long term income and security for their families. Passing on the business as a viable business to the next generation is often important but often overlooked.Most people will have a personal Will to instruct what happens to the assets when they pass away. Business owners should also have a “Business Will”. This is a document that lays out what happens to the shares in the event of death or disability. It is often called a Shareholder Agreement. A business owners will probably have set this document up when they started the business, especially if there are partners involved. But how often do they check to see if it will still achieve what they originally want it to do. Times and circumstances change. The Business Will along with Personal Will should be kept up to date too. Here are a few things a business owner \should consider about their Business Will.

If you don’t have one, put one in place. If you have one, review it every couple of years.

1.Does the document reflect current share values? Has the business grown?

2.Is the business required to buy the shares back from a shareholder’s estate? Is it required to buy the shares back in the event of a permanent disability?

3.How will the shares be valued on an ongoing basis or at death or disability?

4.One way to ensure funds are available at death, disability or even retirement is to consider insurance. To avoid financial stress on the business and on the family, consider the correct type of life or disability insurance and the right amount.

The Business Will is an important part of ongoing business planning. Spend some time with a tax and qualified and experienced insurance professional to make sure your business and family are well protected.

It is better to plan than panic Lengvari & Associates specialises in funding business and wealth protection solutions using our custom design strategies that can provide tax advantages and improved cash flow.John Wordsworth CLU is a recognized authority on the use of life insurance products in estate and business obligation planning. He also creates unique life insurance products and solutions that are designed to meet special planning objectives. He regularly presents seminars and workshops across North America to tax advisers and the life insurance industry.To book a no obligation meeting call 604 770 3330 or visit www.lengvari.ca/contact

ICBC claim?

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AweI.sI.bI.sI. Aqy prsnl ieMjrI klym swfyy kOl pRoPySnl Aqy qzrbykwr stwP hY[ muk`dmw nw ij~qx qy koeI PIs nhI leI jwvygI[ AsIN pMjwbI, ihMdI Aqy aurdU ivc g~l krdy hW

kwbul (BwSw): APgwinsqwn qoˆ v`fI ^br swhmxy AweI hY ij`Qy AiDkwrIAwˆ dw kihxw hY ik p`CmI Prwh sUby 'c qwilbwn dy hmly 'c 30 puils AiDkwrI mwry gey hn[ sUbw pirSd dy mYˆbr dwdu`lw kwnI ny vIrvwr nUM d`isAw ik qwilbwn ny KwkI sPYd izly ivc bu`Dvwr dyr rwq nUM puils dI cOkI 'qy hmlw kIqw[ dUjy pwsy kwbul ivc sMsd smIau`lw smIm ny d`isAw ik izlw puils kmwˆfr Abdul jbwr vI hmly 'c mwry gey Aqy hmly qoˆ bwAd qwilbwnI augrvwdI hiQAwr Aqy golw bwrUd lY ky Prwr ho gey[ nwl hI smIm ny d`isAw ik jvwbI hvweI hmilAwˆ ivc 17 qwilbwnI lVwky vI mwry gey[izkrXog hY ik qwilbwn kuJ mhInIAwˆ qoˆ l`gB`g roz hI APgwinsqwn 'c hmly kr irhw hY, ijs kwrn APgwn bl v`fI igxqI 'c z^mI ho rhy hn[ d`s deIey ik pRSwsn hr roz z^mI hoey lokwˆ dI igxqI jwrI nhIˆ krdw pr AMdwzy muqwbk hr roz 45 APgwn puils AiDkwrI jwˆ POjI mwry jwˆdy hn jwˆ z^mI huMdy hn[

hux sMjIv GnOlI vloˆ nYxw dyvI qy cMfI dw pwT kr dsm ipqw dw jnm idhwVw mnwaux dw AYlwn

kYptn vloˆ hiQAwrbMd &Oj dw isAwsIkrn kIqy jwx dIAwˆ koiSSwˆ 'qy du`K zwhr

Injured in an accident?

APgwinsqwn: qwilbwn dy hmly 'c 30 puils AiDkwrIAwˆ dI mOq

nMgl : sOdw swD vloˆ gurU goibMd isMG jI dI puSwk pw ky kIqI nkl dw mwmlw Ajy sulJx dw nwm nhIˆ lY irhw ik iSvw sYnw vloˆ gurU goibMd isMG jI nUM p`ky qOr 'qy mwqw nYxw dyvI dw Bgq dsx dI swzS nUM kiQq qOr 'qy AMjwm dyx dI koiSS kIqI jw rhI hY[ iSv sYnw vloˆ is`Kwˆ dy AMdrUnI msilAwˆ ivc d^lAMdwzI krnw lgwqwr jwrI hY Aqy hux iSv sYnw vloˆ is`Kwˆ dy ipCly 300 swlwˆ qoˆ dsm gRMQ dy cl rhy ivvwd nUM hvw dyx dI koiSS hI nhIˆ kIqI jw rhI sgoˆ dsvyˆ pwqSwh gurU goibMd isMG jI nUM p`ky qOr 'qy dyvI dy aupwsk dsx dw auprwlw vI kIqw jw irhw hY[ iSv sYnw dy pRDwn sMjIv GnOlI vloˆ bIqy k`l ibAwn jwrI kIqw igAw hY ik auh gurU goibMd isMG jI dy jnm idn 'qy mwqw nYxw dyvI qoˆ 'cMfI dI vwr' pwT dI AwrMBqw krvw ky pMjwb dy s`B izilHAwˆ ivc cMfI dI vwr dy pwT krvweygw[ ies sbMDI sMjIv GnOlI kihMdw hY ik ienHwˆ smwgmwˆ ivc pMQk ivdvwn vI bulwvygw[

ivAwh SwdI, AYnIvrsrI Aqy jnm idn dIAW pwrtIAW nMU cwr cMn lwaux leI

jgrUp iF~loN AYNf pwrtI nwl sMprk kro

AsIN lyfIz sMgIq, suhwg, jwgo, bolIAW, GoVIAW, lok gIqW iv~c mwihr hW[ quhwfI pwrtI XwdgwrI bx jwvygI jgrUp iF~loN nUM sMprk kro:

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INDIA VISA

Nov 16 - Nov 22, 2018 * The Punjab Guardian - A19

Application

ieMfIAw vIjw AYplIkySn

India E-Visa Application for 60 Days - Visa will start from landing date

ieMfIAw eI-vIjw AYplIkySn 60 idn leI India Visa Application for 6 Months,12 Months,5 years,10 years ieMfIAw jwx leI 6 mhIny, 12 mhIny, 5 swl,10 swl dI vIjw AYplIkySn Overseas Citizenship of India Application (OCI) ieMfIAw dw lweIP tweIm vIjw AYplIkySn (OCI) Name Change Application Indian Passport Application nwm bdlx dI AYplIkySn ieMfIAw pwsport AYplIkySn Police Clearance Certificate for India Application ieMfIAw pulIs klIierYNs srtIiPkyt AYplIkySn Pan Card Application for India PASSPORT ieMfIAw pYn kwrf AYplIkySn PHOTOS SERVICE Visitor Visa for USA, UK (England), Australia, Pakistan, China, Dubai (UAE), ivzItr vIjw AYplIkySn Schengen Visa for Italy, France, Germany & Spain Punjabi to English Translation (by Certified Translator) pMjwbI qoN AMgryzI iv`c trWslySn (srtIPweIf trWslytr duAwrw)

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L

A20 - The Punjab Guardian * Nov 16 - Nov 22, 2018

(mu`K pMny dI bwkI)

nslkuSI iKLwP muihMm

(mu`K pMny dI bwkI)

id`qIAW hn[ AijhI hwlq iv`c is`K sMgqW v`loN BweI hrdIp isMG nMU srb sMmqI nwl kmytI dw mu`K syvwdwr cuxnw vI bhu`q mh`qv r`Kdw hY[iesdw ieh snyhw jWdw hY ik smu`cI is`K sMgq BweI hrdIp isMG Aqy aunw guris`Kw nwl hY ijnw nMU BwrqI hkUmq AiqvwdI kihxw chuMdI hY[BweI hrdIp isMG in`Jr nMU Aqy kYnyfw dI smUMh sMgq nMU vDweI idMdw hoieAw mYN dunIAW Br dIAW gurdvwrw kmytIAW dy mYNbr sihbwn srb sMmqI nwl cuxyN jwx dI rvwieq ArMB kIqy jwx dI aumId krdW hW[v`loN:- gurU Kwlsw pMQ dw syvwdwr jgqwr isMG hvwrw nzrbMd iqhwV jyl (nvIN id`lI)

4 swlw BwrqI b`cy dI aufwx dOrwn mOq

Emwn eyArvyz dI aufwx 'c kozIkof prq rhy cwr swlw BwrqI b`cy dI imrgI dy dOry nwl mOq ho geI[ ieh b`cw swaUdI Arb 'c Awpxy pirvwr nwl aumrwh dI rsm inBw ky vwps prq rhy sn[ b`cy dI pCwx XwhIAw puQIXwpurwiel vjoˆ hoeI hY[ jydwh qoˆ kozIkof leI 45 imMt dI aufwx ip`Coˆ jdoˆ jhwz dy Amly nUM b`cy dy imrgI dy dOry dw pqw c`ilAw qwˆ aunHwˆ AbU DwbI 'c jhwz nUM hMgwmI hwlq 'c auqwirAw pRMqU aus dI mOq ho geI[

kI srkwr nUM cUnw lgw rhIAwˆ hn tYlIkw`m kMpnIAwˆ !

G`t AwmdnI idKwaux dy mwmly iv`c, dUr sMcwr ivBwg ny 6 dUr sMcwr kMpnIAwˆ dy ivSyS Awift krn dw PYslw kIqw hY[ ivBwg ny AwfItrwˆ dI inXukqI leI tYˆfr jwrI kIqw hY[ kYg dI irport Anuswr, G`t Awmdn idKw ky tYlIkwm kMpnIAwˆ ny l`Kwˆ kroV rupey dI Gwt idKweI hY. kMpnIAwˆ nUM KwiqAwˆ iv`c G`t lwB drswaux dw doS lgwieAw igAw hY[ kYg ny AwpxI irport ivc kMpnIAwˆ qoˆ vI pu`Cig`C kIqI hY[kYg Anuswr srkwr ny kMpnIAwˆ dy kwrn Gwty dw kwrn id`qw hY[ ieh d`sxw cwhuxgy ik tYlIkwm kMpnIAwˆ srkwr nUM Awmdn dw ih`sw idMdIAwˆ hn kYg Anuswr, kMpnIAwˆ ny G`t AwmdnI 61,064 kroV rupey dyKI hY. G`t Awmdn kwrn srkwr nUM 12000 kroV dw nukswn J`lxw ipAw hY[ 2011 dy bwAd, 6 dUrsMcwr kMpnIAwˆ dy Kwqy dy ivSyS Awift hoxgy[ 2 jnvrI q`k, swrIAwˆ kMpnIAwˆ dy AwfItr inXukq kIqy jwxgy. AwfItrwˆ nUM 9 mhIny dy AMdr irport krnI cwhIdI hY. eyArtYl, vofwPon, AweIfIAw, irlwieMs kimaUnIkySnz. twtw tYlI Aqy eyArsY`l dw ivSyS Awift hovygw[ ik ij`Qy kYnyfw Br iv`c dsMbr 2017 q`k ies muihMm ny 1,30,000 qoˆ v`D jwnwˆ bcweIAwˆ jw cu`kIAwˆhn au`Qy smUMh is`K kOm ny vI ies iv`c BrpUr Xogdwn pwieAw hY[ pRwpqW Anuswr AYbtsPorf iv`c QoVy smyN iv`c 150 qoˆ v`D is`K is`KWˆ dw KUndwn ho sikAw Aqy sYˆkVy hor aufIk krdy rhy ijhVy Awauˆdy idnwˆ iv`c v`K v`K simAwˆ dOrwn KUndwn krn dw pRx krdy dyKy gey[ iesy qrW srI iv`c 300 dy krIb Aqy vYnkUvr iv`c 100 dy krIb is`K vIr BYxW ny KUn dwn id`qw[ijnw dI vwrI nhINN AweI aunw Agly idnw dI AwpxIN AMpwiemYNt bu`k kr leI[is`K kOm dI ies muihMm dy smUh vlMtIAwrW ny swry KUndwnIAW dw DMnvwd kIqw au`Qy nwl ieh sunyhw vI id`qw ik kYnyfw smyq dunIAwˆ dy v`K v`K koinAwˆ ‘c lgwey jwˆdy ieMnHwˆ KUndwn kYˆpwˆ rwhIˆ auh sMswr nUM d`sxw cwhuMdy hn ik 1984 ‘c Bwrq dI rwjDwnI id`lI smyq keI hor v`K v`K Qwvwˆ ‘qy srkwrI Sih au`pr guMifAwˆ, puils, pRswSn Aqy isAwsqdwnwˆ ny imlky is`Kwˆ dw lhU foilHAw, au`Qy is`K kOm Awpxw lhU dwn krky mnu`Kqw dI jwn bcw rhI hY[ ies qoˆ ielwvw AMqrrwstrI BweIcwry nUM is`Kwˆ nwl hoey jbr juælm dI dwsqwn ibAwn krn dw ieh ie`k pRBwvSwlI qrIkw vI hY jo srb`q dw Blw cwhuMx vwlI kOm dy mnorQ nUM pyS krdy hoey jnUnI Aqy G`t igxqI ivroDI hkUmqwˆ dy swijSI nIqIAwˆ nUM sMswr swhmxy nMgw krdw hY[ smu`cy qOr ‘qy kYnyfw Aqy dunIAw Br iv`c l`gy Aqy lgwqwr c`l rhy ienHwˆ KUndwn kYˆpwˆ ‘c sMgqwˆ AMdr byimswl auqSwh pwieAw jw irhw hY[

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pihlI vwr iqMn pMjwbIAwˆ ny kOˆsl mYˆbr dI cox ij`qI

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id`lI dy isgnycr ibRj 'qy ihjiVAwˆ ny ngn ho ky kIqw hMgwmw

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Must Have Own Car & Fluent In Speak & Writing English To Apply for Job, Meet in Person and bring all documents.

Send Resume by Fax or Email

Fax:604-507-7576

Email: resume@teamvps.net

Phone: 604-597-6442

We ‘ve moved to new office: #204 7028 120th St Surrey

G2311

klws vMn frweIvrW dI loV Serving Best in States

klws vMn frweIvrW dI loV hY[ rUt bI.sI, kylIPornIAw, tYksws Aqy Albrtw dy hn[ quhwfI mrjI muqwbk rUt bxw ky dyvWgy[iPaul qy ifskwauNt[ nvyN qy purwxy tR~k au~plbD[ tIm frweIvr nUM pihl[ nvyN frweIvr vI AplweI kr skdy hW[ isAwtl Aqy portlYNf iv~c lokl kMm vI au~plbD hY[

qjrbykwr frweIvrW nUM tOp dw ryt id~qw jwvygw[

vDyry jwxkwrI leI sMprk kro: jgqwr isMG bIslw

778-552-2056

dPqr: 778-565-3828, PYks: 778-565-3829 Email: dispatch@expediatransport.ca

Nov 16 - Nov 22, 2018 * The Punjab Guardian - A23

Your premier body shop in Surrey

• Body Work • Dent Removal AweI.sI.bI.sI. dy klym kIqy jWdy hn[ • Painting fYibt, mwstr kwrf • Paint Repair Aqy vIjw kwrf lYNdy hW • Bumper Repair • Frame Straightening AsIN jwpwnI kwrW Complete Auto Collision Repair dy kMm dy mwhr hW ICBC Claims Courtesy Cars

Contact: Karam Dhami or Roman Dhami

604-580-1027

J260719

12259 King George Blvd, Surrey, BC V3V 3K2 Email: Premierecollision@shaw.ca Fax: 604-580-1037 koeI vI ivAkqI gMBIr joVW dy drd (osteoarthritis, rheumatoid, gout, fibromyalgia) jW kmzor ieimaUn isstm jW Awto ieimaUn ibmwrI qoN du`KI hY qW AsIN ausdw suriKAq Aqy bVw pRBwvSwlI ielwj kr skdy hW[ ijMnHW purSW, AOrqW Aqy b`icAW nMU pwcn nwl sbMDq ibmwrIAW Aqy Bu`K nhIN l`gdI, swfy kol aunHW leI vI bhuq vDIAw pROfkt hn[

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Su~D bRhmI pwaUfr

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treats skin problems, reduces arthritis, stomach acid & constipation

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koeI swief iePYkts nhIN

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kwmw sUqr bUstr

ihaU hyAr Syrmnkwmw AYkstYNSn

Bwr Gtwauxw Aqy s&weI pRogrwm

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pRostyt dw ielwz: vDy hoey pRostyt, Gty hoey sprm, ip~T drd dy ielwz Aqy ipSwb dy Plo leI dvweIAW au~plbD hn swry AslI sYxI hrbl pRofkts isrP AwXUrhIilMg qoN hI imldy hn[ qusIN isrP ryKw Aqy rItw qoN hI KrId skdy ho[

A24 - The Punjab Guardian * Nov 16 - Nov 22, 2018

CANUCK SCHOOL OF EDUCATION

BST (Basic Security Training)

• BST for only $65 • Guaranteed Job (Security Guard & Traffic Control Person) • 40 Hours of Attendance • We help to get your Security Licence • After Class Coaching at no extra cost

do vIk dw kors hY[ idn Aqy Swm dIAW klwsW vI lgwieAW jWdIAW hn[ isikauirtI dy kors vI krvwey jWdy hn[

AST (Advance Security Training) • Traffic Control • First Aid Level 1 • Fire Watch and Fire Extinguisher Training • Safety Training

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604-507-2448 604-598-2424

We provide Refresher training and New Training to all our Security Guards.

J3112

Unit #356, 8158, 128 Street, Surrey, BC, V3W 1R1 info@canuckschool.com