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Autumn will be with us near the end of the month which means cooler days and the poetic elegance and rich colours of the autumn leaves adorning the trees.

At long last, the Bank of England has cut the base rate down to 5%; on pages 2&3 we explore the many ways this change will benefit the property industry.

On pages 4&5 we look at some of the best UK autumn half term getaways for all the family to enjoy. Page 6 focusses on preparing your home for the colder months ahead, while on page 7 we look at some of the best ways to display your garden flowers to enhance visual appeal.

With two great golf tournaments taking place this month, we look

at how you can learn golf from scratch on pages 8&9. Pages 10&11 are all the best shows and movies to treat yourself to as we gear up to the cosier weeks ahead, and, speaking of cosiness, few things will warm your heart more than the delectable mushroom risotto and plum tart recipes we have on pages 12&13.

Finally, pages 14&15 preview the upcoming F1 Singapore Grand Prix as well as the Golf Solheim Cup.

So, grab a glass of vino, snuggle up on your sofa, and enjoy this month’s magazine!

Daniel Evans Editor

hen the BoE lowers the base rate, it generally intends to encourage economic activity by making borrowing more affordable and saving less appealing. A reduction in the BoE base rate can have a substantial impact on the property market by lowering mortgage rates, raising buyer confidence, enhancing housing affordability, spurring property investment, and promoting economic growth. However, in order to secure the market’s long-term viability, these benefits must be balanced against potential dangers and challenges. By properly controlling interest rates, the BoE may help to create a stable and vibrant property market, which adds to overall economic growth.

IMPACT ON MORTGAGE RATES

Mortgage rate reductions are one of the most direct repercussions of a BoE base rate cut. Lenders often pass on decreased borrowing rates to consumers, resulting in cheaper mortgages which result in cheaper monthly payments for both present homeowners and prospective buyers. Increased affordability may inspire more people to enter the housing market. First-time buyers, in particular, may find it easier to get a mortgage, thus increasing demand for starter homes.

BOOSTING BUYER CONFIDENCE

A reduction in the base rate can boost buyer confidence. Lower borrowing costs can help prospective purchasers feel more confident about their financial status, enticing them to invest in property. This psychological boost can be especially effective during times of economic turmoil. When purchasers anticipate that borrowing costs will continue low, they may be more ready to make long-term investments like property. This confidence can lead to increased market activity, including more transactions and a greater demand for housing.

INCREASING HOUSING AFFORDABILITY

Lower mortgage rates can dramatically

increase housing affordability. As monthly repayments reduce, purchasers may discover that they can afford more expensive or higher-quality properties than they previously could. This can result in a rise in home sales, especially in higher-priced regions where the effect of reduced borrowing rates is more evident. For example, in areas like London, where property prices are famously high, lowering the base rate can significantly impact what purchasers can afford.

Furthermore, better affordability can help to balance the market by narrowing the gap between supply and demand. When more individuals can afford to buy homes, it can relieve some of the strain on rental markets, potentially stabilising or even lowering rental rates.

STIMULATING PROPERTY INVESTMENT

A reduced base rate may make property investment more appealing. Investors frequently use borrowed funds to finance their acquisitions, and lower interest rates reduce

the cost of these loans. This may result in greater activity in the buy-to-let market and investment in commercial property. The inflow of investment can encourage construction and development initiatives, adding to the overall expansion of the property industry.

Furthermore, lower borrowing rates can encourage developers to take on new projects, increasing the supply of homes. This is especially advantageous in places with housing shortages, as it can meet demand and keep prices stable.

SUPPORTING ECONOMIC GROWTH

The property market is inextricably related to the overall economy. A strong property market can boost economic growth by increasing spending on home-related goods and services including furnishings, house upgrades, and professional services like estate agents and surveyors. When the BoE lowers the base rate, the resultant boost to the

THE BANK OF ENGLAND’S BASE RATE CUT WILL BENEFIT THE PROPERTY MARKET

The Bank of England’s (BoE) recent base rate cut to 5% will significantly influence the property market

housing market can have a knock-on impact, supporting many sectors of the economy.

Furthermore, a strong housing market can boost consumer wealth and purchasing power. Rising property values can boost homeowners’ equity, making them feel wealthier and more assured about their financial condition. This wealth effect can boost consumer spending, thus encouraging economic activity.

CHALLENGES AND CONSIDERATIONS

While a BoE base rate drop can have numerous benefits for the housing market, it is critical to evaluate potential problems and restrictions. For example, if the base rate is already low, additional cuts may have little impact. In this case, however, the arrival of the base rate cut was overdue as it was peaking at a high level, so the positive impact will

be great indeed. Other factors that can influence the property market include economic instability, job rates, and consumer confidence.

BENEFITS FOR SELLERS SPECIFICALLY

Sellers stand to benefit greatly from the recent interest rate drop. Lower interest rates cut borrowing costs, making mortgages more accessible to buyers. This improved affordability may raise demand for properties, perhaps resulting in higher selling prices and faster transactions. Sellers may also see an increase in first-time buyers entering the market, which could boost activity even more. However, the magnitude of the gain will be determined by overall economic conditions and buyer confidence. Overall, the rate drop is projected to enhance the property market, primarily benefiting sellers in the short term especially.

BEST FAMILY UK GETAWAYS FOR AUTUMN HALF TERM

WThe autumn season provides a lovely touch to numerous sites across the country, with colourful foliage, crisp air, and a number of seasonal activities, many tailored around Halloween

hatever your family’s interests, the UK has a plethora of possibilities for an enjoyable October half-term holiday. There’s plenty for everyone, from seeing historical cities and scenic countryside to experiencing thrilling amusement parks and coastal excursions. So start planning early, embrace the seasonal charm, and make unforgettable memories with your family for next half-term.

GET WILD AT LONGLEAT SAFARI PARK

Longleat Safari Park in Wiltshire is a great place for animal-loving families. Driving through the safari allows you to observe lions, tigers, and other exotic animals up close. The park also has a variety of attractions to experience, such as the Adventure Castle, Jungle Kingdom, and Longleat House. During the Halloween half-term, Longleat organises a Festival of Light, which includes spectacular lit displays and lanterns that provide a magical touch to your visit.

EXPLORE THE LAKE DISTRICT

The Lake District is a perennial favourite with families. This gorgeous Cumbrian region provides breathtaking vistas, tranquil lakes, and a wide range of outdoor activities. Take advantage of the warm autumn weather by hiking or cycling over well-marked paths. The entire family can take a boat trip on Lake Windermere, explore the charming village of Ambleside, or visit Beatrix Potter’s World in Bowness-on-Windermere. Don’t miss Muncaster Castle’s frightening Halloween

activities, where kids can take ghost tours and carve pumpkins.

DISCOVER HISTORY IN YORK

York is a historical city that serves as both an educational and entertaining destination for families. Walk along the mediaeval city walls, tour the Shambles, and see York Minster. For a spooky twist, the York Dungeon offers interactive and theatrical tours of the city’s dark past. Another must-see attraction is the JORVIK Viking Centre, which features interactive exhibits on York’s Viking heritage. For some fresh air, the York Maze has Halloween-themed attractions that are ideal for children.

ENJOY COASTAL ADVENTURES IN CORNWALL

Cornwall’s craggy coastline and attractive beach towns make it an ideal location for families. Visit the Eden Project to discover its biomes and learn about various ecosystems. Another must-see destination is the Lost Gardens of Heligan, which features stunning gardens and forest walkways. For some beach fun, go to Fistral Beach in Newquay, where older children can attempt surfing, or visit St. Ives, which has wonderful sandy beaches and art galleries. Many coastal towns organise Halloween celebrations, including ghost tours and pumpkin trails.

EXPERIENCE SCOTTISH HIGHLANDS MAGIC

The Scottish Highlands combine natural beauty, wildlife, and history. Stay in a

comfortable cabin or a family-friendly motel and enjoy the great outdoors. Take a boat tour on Loch Ness, where children may look for Nessie, the fabled Loch Ness Monster. The Cairngorms National Park is ideal for hiking, riding, and observing animals. Visit the Highland Folk Museum for a cultural experience. Interactive exhibits and presentations teach youngsters about Scottish history.

DELIGHT IN DEVON’S DELIGHTS

Devon provides a blend of countryside and beach experiences. Dartmoor National Park is great for family treks, picnics, and discovering old stone circles. Torquay, a coastal town, is an excellent location for exploring the area’s gorgeous beaches and attractions, such as the Living Coasts Zoo and Aquarium. Crealy Theme Park & Resort in Exeter is another popular family destination, with rides, animals, and indoor play spaces. Devon also conducts a variety of Halloween-themed events, such as ghost trails and eerie storytelling sessions.

HAVE FUN IN THE COTSWOLDS

The Cotswolds, with its quaint villages and rolling hills, is an ideal location for a family escape. Visit the Cotswold Wildlife Park and Gardens, where children may observe a variety of animals and play on the adventure playground. Blenheim Palace has stunning gardens to explore and frequently organises family-friendly activities. For a taste of history, explore the Roman Baths in Bath or ride the Gloucestershire Warwickshire Steam Railway. The Cotswolds also has several lovely cottages and family-friendly hotels for a relaxing stay.

EXPLORE THE ISLE OF WIGHT

The Isle of Wight is an excellent choice for an island trip without leaving the UK. Explore the island’s beaches, the Needles Landmark Attraction, and the Dinosaur Isle Museum. Blackgang Chine, the UK’s oldest amusement park, with a variety of rides and themed sections that children will enjoy. The Isle of Wight is also recognised for its walking routes, which make it ideal for family treks with breathtaking coastal views. Many attractions hold special Halloween events, which add to the thrill.

ADVENTURE IN THE PEAK DISTRICT

The Peak District National Park provides a variety of outdoor activities for families. From hiking and cycling to visiting caves like those at Castleton, there’s something for everyone. Visit Chatsworth House, where children may enjoy the adventure playground and farmyard. The Heights of Abraham in Matlock Bath provides cable car rides with breathtaking views and underground caverns to explore. Autumn is a stunning season to visit, with the landscape decked in vivid colours.

VISIT LEGOLAND WINDSOR RESORT

LEGOLAND Windsor Resort is an excellent choice for a trip focused on theme parks. With its LEGO-themed rides, attractions, and performances, it’s guaranteed to be a success with children. During half-term, the park frequently holds special events, such as Halloween-themed activities. Stay at the LEGOLAND Resort Hotel or a neighbouring hotel for convenient access to the park.

7 WAYS TO PREPARE YOUR HOME FOR THE COLDER MONTHS AHEAD

Preparing your home for the cooler months is critical for maintaining comfort, efficiency, and safety. Here are some practical tips to help you prepare your home for autumn and winter:

INSPECT AND CLEAN HEATING

SYSTEMS

Furnace and Boilers: Have a professional inspect and service your furnace or boiler to verify that it is running efficiently. To ensure proper circulation and air quality, replace filters on a regular basis. Chimneys and Fireplaces: Cleaning chimneys and fireplaces helps to avoid creosote build up, which can lead to fires. Ensure that the damper opens and closes properly.

SEAL WINDOWS AND DOORS

Weather stripping: To combat drafts, use weather stripping around windows and doors. Replace worn or broken strips to improve insulation. Caulking: Inspect and reapply caulking around window frames and doorways to fill gaps and cracks.

CHECK INSULATION

Attic and Walls: To preserve heat, ensure that your attic and walls are well insulated. Adding insulation can dramatically save heating bills.

Pipes: Insulate pipes, particularly in unheated places such as basements and crawl spaces, to prevent freezing.

PREPARE THE EXTERIOR

Roof and Gutters: Inspect your roof for damaged shingles and fix any

problems. Clean the gutters and down spouts to avoid clogs and ice dams.

Garden Hoses and Sprinklers: Drain and store your garden hoses. Prepare your sprinkler systems for the winter to protect them from freezing temperatures.

STOCK UP ON SUPPLIES

Emergency Kit: Prepare an emergency kit containing essentials such as flashlights, batteries, blankets, and non-perishable food in case of a power outage. Firewood: If you have a woodburning fireplace, stock up on seasoned fuel and store it somewhere dry.

TEST SAFETY DEVICES

Smoke and Carbon Monoxide Detectors:

Test and replace the batteries in smoke and carbon monoxide detectors. These are critical for safety, especially with the rising use of heating systems. Fire Extinguishers: Make sure you have working fire extinguishers in important places of your home.

PREPARE FOR ICE AND SNOW

Snow Removal Tools: Check and prepare snow shovels, snowblowers and ice melt. Keep them in a convenient and accessible location. Driveways and Walkways: Repair cracks in driveways and pavements to prevent water from seeping in and freezing, causing more damage.

Using a colour wheel, choose complementary colours that generate strong contrast. For a striking look, combine purple and yellow flowers

BEST WAYS TO DISPLAY YOUR GARDEN FLOWERS TO ENHANCE VISUAL APPEAL

Improving the appearance of your garden flowers can convert your outdoor space into a colourful and appealing refuge

PLAN FOR COLOUR HARMONY

Complementary Colours: Using a colour wheel, choose complementary colours that generate strong contrast. For a striking look, combine purple and yellow flowers. Monochromatic Schemes: For a unified and elegant design, use various hues of the same colour. Seasonal Blooms: Choose flowers that bloom at different periods of the year to keep your garden looking vibrant all year round.

CONSIDER FLOWER HEIGHTS

Layering: Taller plants should be placed in the back or centre (if an island bed), with shorter plants in the front. This layering effect adds depth while allowing all blooms to be visible. Gradual Slope: To achieve a natural, flowing effect, arrange flowers on a smooth slope from tallest to lowest.

USE OF GARDEN STRUCTURES

Trellises and Arbours: To create vertical interest, plant climbing flowers such as roses and clematis on trellises and arbours. Flower Beds and Borders: Define flower beds with borders or bordering plants to give them a tidy, organised appearance. Containers and Pots: Use colourful pots and containers to increase variety and flexibility. They can be rearranged to improve the landscape plan.

CREATE FOCAL POINTS

Specimen Plants: Use unusual or very beautiful plants as focus areas to draw the eye. Position them strategically so that they may be completely enjoyed. Garden Art: Complement your flowers with statues, birdbaths, or other garden art to provide visual interest.

INCORPORATE TEXTURES AND SHAPES

Varied Foliage: Combine flowers with various leaf forms and textures to enhance dimension. For example, combine feathery ferns and broad-leafed hostas. Contrasting Forms: Create a dynamic arrangement by combining flowers of various shapes, such as spiky, spherical, and cascading.

DESIGN PATHWAYS AND WALKWAYS

Curved Paths: Curved paths decorated with flowers can draw the attention and promote exploration of the garden. Stepping Stones: To create attractive and accessible garden walks, surround stepping stones with low-growing flowers.

CONSIDER BLOOMING SEASONS

Succession Planting: Plan for a succession of flowers to ensure a consistent hue. Plant early spring bulbs first, then summer perennials and autumn bloomers. Evergreens: Incorporate evergreen plants to add structure and interest even when flowers aren't blooming.

LEARN TO PLAY GOLF WITH EASE

With two golf tournaments taking place this month, you may be inspired to take up the game yourself

Millions of people throughout the world enjoy golf, which combines physical activity, strategy, and social connection. Beginners may find the game hard and scary, but with a step-by-step approach, anyone can learn and enjoy golf. This book will go over the fundamentals, from understanding the equipment and laws to mastering key techniques and etiquette.

UNDERSTANDING GOLF EQUIPMENT Clubs

Golfers typically carry up to 14 clubs in their bag, each designed for different types of shots. The main types of clubs are:

Woods: Used for long-distance shots. The driver (1-wood) is used for tee shots.

Irons: Used for various shots, typically from the fairway. They range from 3-iron to 9-iron.

Wedges: Specialized irons for short shots, including pitching wedge, sand wedge, and lob wedge.

Putters: Used on the green to roll the ball into the hole.

Balls and Tees

Golf Balls: Beginners should use inexpensive balls as they are likely to lose a few.

Tees: Small pegs used to elevate the ball for the initial stroke on each hole.

Other Equipment

Golf Bag: To carry your clubs and other essentials.

Gloves: To improve grip and prevent blisters.

Golf Shoes: Provide stability and traction.

BASIC RULES OF GOLF

Golf is played on a course with 18 holes, each with a designated par (the number of strokes a skilled golfer is expected to need to complete the hole).

The objective is to complete each hole in as few strokes as possible. Here are some fundamental rules:

Starting Play: Each hole starts with a tee shot.

Playing the Ball: The ball must be played as it lies, without moving or improving its position.

Order of Play: The player farthest from the hole plays first.

Scoring: Count each stroke, including misses. The player with the lowest total score wins.

BASIC TECHNIQUES

The Grip

A proper grip is crucial for control and power. Here are two common grips:

Overlap Grip: The pinky of the right hand overlaps the index finger of the left hand (for right-handed golfers).

Interlock Grip: The pinky of the right hand interlocks with the index finger of the left hand.

The Stance and Posture

Feet Position: Shoulder-width apart.

Knees: Slightly bent.

Back: Straight with a slight bend at the hips.

Arms: Hang naturally.

The Swing

Backswing: Rotate your shoulders while keeping your arms straight, bringing the club back in a smooth motion.

Downswing: Shift your weight to your front foot and swing the club down, maintaining a smooth motion.

Follow-Through: Continue the swing motion until the club is over your shoulder.

Putting

Stance: Feet shoulder-width apart.

Grip: Hold the putter lightly.

Stroke: Use a pendulum motion, keeping your wrists firm.

GOLF COURSE ETIQUETTE

Respect Others: Remain quiet and still while others are playing.

Pace of Play: Keep up with the group ahead. If you’re slow, let faster groups play through.

Repair the Course: Fix divots, ball marks, and rake bunkers.

Safety: Ensure the area is clear before you swing. Shout “Fore!” if your ball heads towards others.

PRACTICE AND IMPROVEMENT

Driving Range

Regular practice at a driving range helps improve your swing and build confidence. Start with shorter clubs and gradually move to longer clubs.

Short Game Practice

Work on chipping and putting, as these are crucial for lowering your score. Practice different types of shots around the green.

Lessons

Consider taking lessons from a professional golf instructor. They can provide personalized guidance and correct bad habits early on.

GETTING ON THE COURSE

Choosing the Right Course

Begin with a par-3 or executive course, which are shorter and less challenging than full-length courses.

Playing a Round

Start with 9 holes instead of 18 to avoid fatigue. Focus on enjoying the experience rather than scoring well initially.

TIPS FOR SUCCESS

Stay Patient: Golf has a steep learning curve. Progress takes time and practice.

Set Realistic Goals: Aim to improve specific aspects of your game gradually.

Stay Positive: Enjoy the process and celebrate small victories.

BEST TV SERIES TO STREAM THIS SEPTEMBER

THE PENGUIN

The Penguin, set one week after the events of The Batman, covers the eponymous character’s rise to dominance in Gotham City’s (still flooded and partially underwater) criminal underground, which seems appropriate given that he is not yet the crime boss we have come to know.

ThePenguinpremieres19thSeptemberonSkyand NOW

SLOW HORSES SEASON FOUR

Terrible news for possibly the grumpiest character on TV: Gary Oldman’s unsuccessfully retired spook Jackson Lamb. Apple confirmed that a fourth season is in the works and will be released later this year. He will have to do more stuff. People will most likely try to kill him, and he will almost certainly try to kill some of them in return. This ‘being a spy’ thing never ends, right? Fortunately for us, we only have to watch. Go ahead, Gary! Get them! SlowHorsesSeason4premieres4thSeptemberon AppleTV+

With the release of the most recent TV series’ this month, September promises to be another bright month for home streaming

FRASIER SEASON 13

Cheers is a great TV show set exclusively within a pub in Boston. You should watch it. It is actually extremely good. In 1993, the show was so popular that it inspired a spin-off show, Frasier, which became more famous than Cheers. Its title character, Frasier Crane, was a psychiatrist who had his own radio show in Seattle from 1993 to 2004, which was well-received by everyone. Last year, it was revealed that Frasier would return. Several people shuddered. However, after witnessing the new series, most people felt more calm. Kelsey Grammar’s class remained unchanged, and Nicholas Lyndhurst from Only Fools and Horses added a dynamic freshness to the most recent incarnation. The new series is expected to be similar to previous ones. FrasierSeason13premieres20thSeptemberon Paramount+

THE BIGGEST FILMS TO ENJOY ON THE SILVER SCREEN

Several amazing films will be released in September that are ideal for all audiences, including action pictures, horror thrillers, and sequels and reboots to certain old school classics we already know we’re going to love

BEETLEJUICE BEETLEJUICE

afterlife. When someone shouts Beetlejuice’s name three times, the mischievous demon returns with glee to unleash his own brand of mayhem.

In UK cinemas from 6th September

SPEAK NO EVIL (horror thriller)

A Danish family meets a Dutch family on a holiday in Toscana and immediately becomes friends. Months later, the Danish couple gets an unexpected invitation. Misunderstandings quickly replace the joy of reuniting.

In UK cinemas from 13th September

GIRLS WILL BE GIRLS (romance, drama)

In a strict boarding school nestled in the Himalayas, 16-year-old Mira’s funky, rebellious coming of age is disrupted by her young mother, who has never had the opportunity to mature.

In UK cinemas from 20th September

HELLBOY: THE CROOKED MAN (action, horror)

Hellboy and a rookie BPRD agent become caught in 1950s rural Appalachia and discover a small community ruled by witches, commanded by the titular Crooked Man. They discover a little witchinfested town ruled by the Crooked Man, a local devil with a dark connection to Hellboy’s past.

In UK cinemas from 27th September

Mushrooms and plums are two delicious ingredients that are perfectly in season and at their tastiest during early autumn

MUSHROOM

RISOTTO

INGREDIENTS

375g Arborio rice

8 oz (225 g) mixed mushrooms sliced (such as cremini, shiitake, or button)

1 small onion, finely chopped

2 cloves garlic, minced

1 litre chicken or vegetable broth

PREPARE THE BROTH

120ml dry white wine

50g grated Parmesan cheese

3 tbsp butter

2 tbsp olive oil

Salt and black pepper to taste

Fresh parsley, chopped (optional, for garnish)

In a saucepan, bring the chicken or vegetable broth to a gentle simmer. Keep it warm on low heat throughout the cooking process.

COOK THE MUSHROOMS

In a large skillet, heat 1 tablespoon of olive oil over medium-high heat. Add the sliced mushrooms and a pinch of salt. Cook until the mushrooms are browned and have released their moisture, about 5-7 minutes. Remove from heat and set aside.

SAUTÉ THE AROMATICS

In a large, heavy-bottomed pot or Dutch oven, heat the remaining 1 tablespoon of olive oil and 1 tablespoon of butter over medium heat. Add the chopped onion and cook until it becomes translucent, about 5 minutes. Add the minced garlic and cook for another minute.

TOAST THE RICE

Add the Arborio rice to the pot and stir well to coat the grains with the oil and butter. Cook, stirring frequently, for about 2-3 minutes, until the edges of the rice grains become translucent.

DEGLAZE WITH WINE

Pour in the white wine and stir constantly until it is completely absorbed by the rice.

ADD THE BROTH

Begin adding the warm broth one ladleful at a time, stirring frequently. Wait until the liquid is mostly absorbed before adding the next ladleful. Continue this process until the rice is creamy and cooked through but still al dente, about 18-20 minutes. You may not need to use all the broth.

FINISH THE RISOTTO

Once the rice is cooked, stir in the cooked mushrooms, the remaining 2 tablespoons of butter, and the grated Parmesan cheese. Season with salt and black pepper to taste. Stir until the cheese and butter are melted and the risotto is creamy.

SERVE

Remove from heat and let the risotto rest for a minute. Serve hot, garnished with chopped fresh parsley if desired.

PLUM TART

INGREDIENTS

1 sheet puff pastry (store-bought or homemade), thawed if frozen

6-8 ripe plums, pitted and sliced

50g granulated sugar

1 tablespoon lemon juice

1 teaspoon vanilla extract

1/2 teaspoon ground cinnamon

30g almond flour or ground almonds

1 egg, beaten (for egg wash)

2 tablespoons apricot jam (for glazing)

Powdered sugar (optional, for dusting)

Preheat your oven to 400°F (200°C). Line a baking sheet with parchment paper.

Roll out the puff pastry on a lightly floured surface to smooth any creases. If necessary, trim the pastry to fit your baking sheet, leaving a slight border. Transfer the pastry to the prepared baking sheet.

In a large bowl, combine the sliced plums, granulated sugar, lemon juice, vanilla extract, and ground cinnamon. Toss gently to coat the plums evenly.

Sprinkle the almond flour or ground almonds evenly over the puff pastry, leaving a 1-inch (2.5 cm) border around the edges. The almonds will help absorb the juices from the plums and prevent the pastry from becoming soggy.

Arrange the plum slices in a circular pattern or in rows on top of the almond layer, overlapping slightly.

Fold the edges of the puff pastry over the outer edge of the plums, creating a border. This will help contain the fruit and juices as the tart bakes.

Brush the beaten egg over the edges of the puff pastry to give it a golden, glossy finish when baked.

Bake the tart in the preheated oven for 30-35 minutes, or until the pastry is golden brown and puffed, and the plums are tender and bubbling.

While the tart is baking, heat the apricot jam in a small saucepan over low heat until melted. Once the tart is done, brush the warm jam over the plums to give them a beautiful glossy finish. Allow the tart to cool slightly on the baking sheet before transferring it to a wire rack to cool completely. Dust with powdered sugar if desired before serving.

Plums are high in vitamin C, A and fiber.

2024 GOLF

SOLHEIM CUP PREVIEW

The 2024 Solheim Cup, one of the biggest events in women’s golf, will take place from the 13th to the 15th of September at the Robert Trent Jones Golf Club in Gainesville, Virginia, USA

This biennial competition, named after golf club manufacturer Karsten Solheim, pits the top female golfers in the United States against their European counterparts in an exciting match play format.

After losing the Cup in 2021 and 2023, the American team, headed by Stacy Lewis, will try to recapture it. The US squad includes both seasoned players like Nelly Korda and Lexi Thompson, as well as rising stars like Rose Zhang. Their combination of power and finesse, as well as the home advantage, will be critical to their success.

On the European side, skipper Suzann Pettersen, who led her team to victory in 2019 and 2023, hopes to maintain her winning streak. The European squad includes seasoned players such as Georgia Hall and Celine Boutier, as well as talented youngsters like Linn Grant. Europe’s excellent team camaraderie and strategic prowess have been critical to recent victories, and they will be even more important against a potential on-form American team.

The Robert Trent Jones Golf Club, noted for its demanding layout and scenic landscape, will provide as a stunning backdrop for the action. The course’s strategic bunkering, undulating greens, and water hazards will put players’ talents and nerves to the test.

As golf fans eagerly await this famous tournament, the 2024 Solheim Cup promises strong competition, amazing performances, and memorable moments. With both teams evenly matched and the stakes high, fans can expect an exciting exhibition of talent and sportsmanship. Whether the Cup remains in Europe or returns to American territory, the Solheim Cup will surely highlight the best of women’s golf.

The event will be available to watch live on Sky Sports.

SINGAPORE F1 GRAND PRIX

The Singapore Grand Prix, scheduled to take place on September 22, 2024, promises to be a fantastic event on the Formula One calendar

This night race, which takes place at the Marina Bay Street Circuit, has become a fan favourite since its beginning in 2008, because of its demanding circuit and magnificent urban backdrop.

This year’s race is particularly notable because it is the first Singapore Grand Prix after the FIA implemented new regulations to improve the sport’s sustainability and competitiveness. The 2024 season has already seen a strong competition among the top teams, with Mercedes, Red Bull, and Ferrari all competing for the championship. Marina Bay’s tiny, winding lanes are expected to put drivers’ skills and car agility to the test, resulting in an unpredictable and exhilarating race.

Max Verstappen, the reigning World Champion, will be hoping to expand his lead on this challenging circuit. His Red Bull squad has been incredibly fast this season, but Mercedes’ Lewis Hamilton and Ferrari’s Charles Leclerc are

not far behind. The Marina Bay circuit, with its 23 curves and little room for error, frequently levels the playing field, allowing for unexpected results and thrilling overtakes.

Off the track, the Singapore Grand Prix is known for its colourful atmosphere. The event combines high-octane racing and world-class entertainment, with concerts and parties adding to the appeal. The city’s rich culture and hospitality add to the fan experience, elevating it beyond a race to a major social event on Singapore’s calendar.

Safety precautions are in place to safeguard the well-being of all guests, and organisers collaborate closely with local authorities. As always, the combination of technology, strategy, and human effort will be on full show, ensuring a fantastic weekend for motorsport fans all around the world.

Prime by Horler is an exciting new division of the infamous Horler and Associates sales and lettings brand. Celebrating 30 years and two generations of family ran ownership Richard Horler believes he can see a gap in Windsor’s market.

Included In All Prime Listings...

One off Set fees! You will know exactly where you are and you will not owe us a penny until we have completed the transaction for you.

Professionally edited videos for each home. Check out our Social media pages and prime listings. (included within the fee)

Enhanced floorplans for each Prime home. (included within the set fee)

RICHARD

Professional photos (included within the fee)

Aerial photography and videography for each property (included within the set fee)

Each Prime property will be allocated with their very own Prime property expert advising you every step of the way. From your initial market appraisal right through to completion.

“Prime by Horler is completely unique to Windsor’s housing market and an incredibly exciting prospect for our company which many people will say long overdue. Prime is a service which isn’t determined by price point or postcode and we acknowledge that there is a gap with Windsor which remains unfulfilled. Certain properties meet a demographic of which would benefit from an uplift in their marketing strategy, which shouldn’t be penalised by either extortionate fees or additional marketing costs to fulfil their maximum marketing potential”

Somerset Grove, Bracknell

Guide Price £950,000

PRIME BY HORLER - FOUR BEDROOM DETACHED FAMILY HOME Located in a popular cul-desac within Warfield Village, is this well-presented family home with lots of living space. To the ground floor is an entrance hallway area, living room, a beautifully presented kitchen/ dining room with an Island, space for a seating area, dining space, integrated appliances and bi-folding doors to the outside. Furthermore, to the ground floor is a utility room with a sink & washing appliances, a family bathroom with a bath-piece suite, additional reception/ living room and an internal garage which has been extended by the current owners, partly-converted into a golf simulator room and could be used as another bedroom. The ground floor also has the added benefit of under floor heating covering most of the downstairs.

Queens Road, Windsor

234 £949,950

Nestled in the prestigious Queens Road of Windsor, this stunning six-bedroom period Villa is a true gem in the heart of Windsor Town Centre. Boasting not just one, but two reception rooms, this property offers a grand living space spanning over 2000 square feet. Upon entering, you are greeted by the charm of tall ceilings, elegant feature fireplaces, and inviting bay windows that flood the rooms with natural light. The property’s historical character is beautifully complemented by a well-maintained rear garden enclosed by an original brick wall.

£890,000

Welcome to this charming property located on Maidenhead Road in Windsor! This delightful, family semi-detached house offers a perfect blend of comfort and style, making it an ideal place to call home. Situated in the heart of Windsor, this property boasts a prime location with easy access to local amenities, schools, and transport links.

£695,000

Offered to the market with No Onward Chain is this well presented four bedroom detached bungalow located within a private road in this desirable village, boasting an 80ft rear garden, ample off road parking and potential to extend S.T.P.P. The property has been tastefully renovated by the current owner and comprises of a living room, modern kitchen/ breakfast room, conservatory and a four piece family bathroom.

The Drive, Wraysbury Manor Road, Windsor

£665,000

Welcome to Manor Road, Windsor - a charming location for this spacious 3-bedroom house with 3 reception rooms and 3 bathrooms. This property boasts a large extension, including a loft room, providing ample living space for you and your family. As you step inside, you’ll be greeted by the warm and inviting atmosphere of the reception rooms, perfect for entertaining guests or simply relaxing with your loved ones. The separate family room at the rear of the house overlooks the large southfacing garden, offering a peaceful retreat where you can unwind and enjoy the outdoors.

Ruddlesway, Windsor

Welcome to this modern three-bedroom detached house located in the sought-after Laing estate area of Windsor. Upon entering, you are greeted by three inviting reception rooms, perfect for entertaining guests or simply relaxing with your family. The ground floor has been thoughtfully extended to create a spacious kitchen breakfast room, a cosy lounge, and a separate dining room, providing ample space for all your needs. Additionally, the convenience of a downstairs shower room adds a modern touch to this attractive property.

Clewer Fields, Windsor

£650,000

We have pleasure in bringing to the market a spacious, modern, 3 bed semi detached property in Windsor town centre with the added bonus of a single garage. The property comprises a large living room, well fitted kitchen, conservatory /diner opening on to the back garden, with patio area, 3 bedrooms, family shower room as well as a cloakroom. Situated close to local amenities, schools, catchment areas and of course Windsor Castle, The River Thames and The Long walk as well as within walking distance of two train stations with links to Paddington and Waterloo and road transport links. £650,000

Bradshaw Close, Windsor

Brought to the market is this delightful 4 bedroom family home located to the West of Windsor and close to local schools, catchment areas and amenities. With 3 reception rooms (living room , dining room and family room) plus a large kitchen and utility room and the bonus of 2 family shower rooms. The property has an integral garage with off road parking for a number of vehicles and a secluded rear garden. Why not call today for immediate viewings on 01753 621234

Frymley View, Windsor

£625,000

**NO ONWARD CHAIN** ** GENEROUSLY SIZED GARDEN** ** BEEN MAINTAINED THROUGHOUT THE CURRENT OWNERSHIP** SOUGHT AFTER AND RARELY AVAILABLE DETACHED BUNGALOW

Located in Frymley View to the West of Windsor with 3 bedrooms, living/dining room, kitchen, shower room with adjacent WC, double garage and large secluded rear garden. The property is close to local amenities, schools, catchment areas and transport links. We highly recommend viewings on this amazing property. Please call on 01753 621234 today.... £645,000

Holmlea Road, Datchet

£685,000

A detached three DOUBLE bedroom family home that has recently been refurbished by the current owners boasting off road parking, South-West facing garden and planning permission already granted to extend to the side and to convert into a C2 (childcare home) home. The property comprises of two reception rooms, two bathrooms, kitchen through dining room and integral garage.

Helston Lane, Windsor

£610,000

Listed to the market this spacious East facing 2 bed first floor apartment in the desirable Castle View Retirement Village with views towards Windsor Castle and The River Thames. The apartment benefits from light and airy living accommodation with doors leading to a private balcony, an open plan kitchen with top pf the range fitted appliances, two double bedrooms (one with ensuite shower room) both with fitted wardrobes and storage, and a separate bathroom and of course 24/7 access to Castle View’s award winning communal facilities.

Award winning experts in selling and renting your property

Mrs Jalali. Buyer

Mr Smith. Seller

I was well content with all interactions with Holers. This was a group of people that genuinely were there to help, they were aware that the more they helped, the more confident the client was and the better the outcome for them.

“ This was a group of people that genuinely were there to help.”

I found communication with them one a 1-2-1 level very easy, they were very straight forward and honest and that shone through. I think they work very well as a team together and I would have no hesitation in using Horler again.

“ I found communication with them one a one-two-one level very easy, they were straight forward and honest.”

Mrs

Bird. Seller

When we had the viewings we had full communication with everyone at Horler, we had a lot of viewings, very quickly and had feedback almost straight away. The fact that Horler are local works really well, For us, knowing that we wanted to stay in this area we felt that they were the right estate agent for the job.

“I’d

definitely use Horler again.”

Mr Summers. Seller / Land lord

Its important that the communication is positive, is two way and finds a solution. Thats what we actually look for from agents and thats what we looked for from Horler

“It’s important the communication is positive, two way and finds a solution.”

HAVE YOU MET OUR MD HAVE YOU MET OUR MD

Richard Horler

Windsor born and bred Richard Horler has had an illustrious 22 year career in estate agency. From the moment he left school he realised that he wanted to follow in his father’s footsteps.

Windsor born and bred Richard Horler has had an illustrious 24 year career in estate agency. From the moment he left school he realised that he wanted to follow in his father’s footsteps.

Horler and Associates was founded in 1992 by Robert Horler. Having gained experience in London’s furiously fast paced market, Robert decided he wanted to spend more time with family and set up his first shop on the Dedworth Road.

Intentions were always clear and Horler’s ethos remains to this day to serve their local community and to remain family owned. Although Dedworth has changed considerably in the last 30 years Horler’s are proud to have grown to be market leaders in Windsor’s housing market.

QUICK FIRE QUESTIONS

1 2 3 4 5

How long have you lived in Windsor?

“My entire life! I was born in the house next to the Top Twenty café.”

Where did you go to school?

“Hilltop, Dedworth Middle and Windsor Boy’s School... (Loved the boy’s school!)”

Did you always want to be an estate agent?

“No!! A cowboy when I was a kid (easy on the jokes). An estate agent from about twelve. I would leave school on my lunch break and walk to my father’s ofﬁce for an hour.”

“No!! A cowboy when I was a kid (easy on the jokes). An estate agent from about twelve. I would leave school on my lunch break and walk to my father’s ofﬁ ce for an hour.”

What’s the best part of your job?

“When people walk in to a house and you just know.”

Worse part of your job?

“Sale fall throughs, it happens unfortunately, only on 2 out of 10 on average though.”

What do you do at weekends?

“Great question, work wise to increase our rental portfolio to 400 homes. Currently 376. Personal goal, I’m signed up for IRONMAN Copenhagen in August so watch this space.” 6 7 8 9 10 11 6 7 8 9 10

“The same as most Windsor parents. Saturday is street dance class and swimming lessons and Sunday mornings are spent at the Rugby club with our little man. Then if I get a chance you may ﬁnd me sipping a pint at my local pub with my dogs or training hard for my triathlons. Haven’t quite mastered both at the same time though yet.”

“The same as most Windsor parents. Saturday is street dance class and swimming lessons and Sunday mornings are spent at the Rugby club with our little man. Then if I get a chance you may ﬁnd me at my local pub with my dogs, playing golf, or sailing.”

Triathlons,

Really?

How many children do you have?

“Yep been part of the Lycra brigade for 4 years much to Kerri’s (wife) disgust.”

“We have three; Maddie, Georgie, Rory, one bulldog and two nutty spaniels.”

How many children do you have?

“We have three; Maddie, Georgie, Rory, one bulldog and two nutty spaniels.”

How many houses have you sold in 2023?

“83 houses.”

How many houses have you sold this year?

“138 houses so far with 8 weeks to go and still counting.”

And rented in 2023?

“125 and now desperate for more.”

And rented?

“112 and now desperate for more.”

What’s your goal for 2024?

What’s your goal for 2022?

“Having completed on the new acquisition of RRLS and opening Wokingham in 2023, I am keen to look at acquiring another estate agency in 2024 and 2025.”

Get Richard and the Horler team working on your house letting or home sale today call: 01753 62.1234

Get Richard and the Horler team working on your house letting or home sale today call: 01753 621234

MEET OUR TEAM...

Richard Horler. Windsor Director

Windsor boy born and bred, Richard heads up the sales division of the company. He brings with him an invaluable knowledge of the local area and his, “go above and beyond attitude” has propelled him to the very top of his industry. Richard specialises in advising clients on market trends, home appraisals and also heads up the New Development department.

Outside of work Richard is a keen family man with his wife Kerri and his three children. He also considers himself a part time triathlete!

James Smith. Associate Director Sales

“Oh James……” Although not a secret agent, a tenacious estate agent with an assured nature James will often be called upon to offer up to date market appraisals for potential clients. Having lived in Old Windsor all his life and educated at Bishopsgate and Windsor boys school, his local knowledge and “we live hear approach” provides his clients complete peace of mind. A family man through and through when away from work James is often spending time in his home gym and always eager to accept his next Horler mission.

Dan Defreitas. Sales Negotiator

Dan has a customer service pedigree and brings to the team a grounded, honest and modern take on agency. You can always be assured of a warm welcome when on viewings with Dan. Outside of Work Dan enjoys spending time with his son and frequenting his local pub with friends and family.

Jane Rodgers. Sales Administrator

Jane began working at Horler’s in 2019 and brings to our sales department a lifetimes experience in customer service. Janes role is imperative to keeping our weekly viewings running smoothly and efficiently and Jane’s day to day tasks involve producing beautiful property particulars for our clients and making sure completion days run effortlessly. Some say the best job in the company! Outside of work Janes social life is the envy of all her work colleagues and come rain or shine Jane is often seen walking her dogs chatting to Windsor’s residents. “Everyone knows Jane”.

Pierce Gunbie-Browne. Wokingham Director

Pierce has worked in the estate agency industry locally for ten years and is a Wokingham resident. His knowledge of the local area is critical when advising his client about market trends as is his love for his work. Pierce insists on working 7 days a week and gives each individual client and applicant his private mobile number to be on hand as and when duty calls.

Sian Kempster. Lettings Negotiator

The charming and charismatic Shanice holds a pivotal position within our award winning lettings department. Looking after our landlords requirements by ensuring suitable applicants are registered and viewings arranged at convenient times through out the week. Always smiling and on hand to answer every question . In her own time Shanice loves to take part in amateur musicals, yet you will never here her singing in public.

Loren Jacobs. Senior Lettings Manager

Loren joined our Lettings team in Datchet in 2011 and through bundles of hard work and dedication Loren finds herself now heading up our entire Lettings division. Loren and her team now manage in excess of 400 homes throughout Windsor and the surrounding towns and Loren has been fundamental in leading her team to gain recognition and awards for their exceptional levels of customer service.

Sian Stone. Property Manager

Sian has burst into the world of lettings and brings with her a contagious bubbly personality with an outgoing nature. Nothing is too much trouble and her hardworking ethic together with being super organised ensures you are always in safe hands! Outside of work Sian often spends time with her four yes four younger brothers, partner and friends.

Carlie Davies. Property Manager

You will be greeted with a smile and a larger than life personality when you meet Carlie. With a reputation for going the extra mile and with a, “do everything and anything” attitude towards her clients, she has been seen on more than one occasion, quite literally loading her client’s van with boxes on their moving day.

Guy Moseley. Sales negotiator

Windsor Royalty when it comes to Windsor estate agents. Guy successfully ran Windsor’s longest standing independently owned estate agents until 2023. After deciding that gardening wasn’t for him, Guy has come out of retirement to bring NOW Windsor’s longest standing family owned estate agents his wealth of knowledge and experience back to Windsor’s housing market. In his own time Guy now hates gardening but will often been found in his favourite local pub, or two.

Bradley Horler. Datchet Director

An award winning agent for customer service on more than one occasion, Bradley’s ability to negotiate a deal is almost as sharp as his array of finely cut suits! Often complimented on his attire on viewings, his ability to find you your dream home has led him to become our top sales boy since the moment he joined our team. Bradley has recently become a father and enjoys little more than spending time with his family and supporting Windsor Rugby club at the weekends.

Zoe Quigley. Datchet Sales Negotiator

The fantastic friendly face that will greet you at Horler Datchet. With over 10 years of customer service under her belt, Zoe has been praised on numerous occasions for her “nothings too much trouble approach” with the drive to make sure your house needs are met to their full potential. Zoe is fluent in Spanish, loves spending time with the family and walking her two Dachshunds.

Nicole Johnson. Datchet Jnr Sales Negotiator

Quirky and enthusiastic, Nicole has lodged herself firmly within our Datchet team having been with us for a year. Nicole has grown up within the vicinity having been through the local school system and has great knowledge of the area. In her spare time Nicole has a creative mind and loves to create videos and posts for social media, travelling to new countries for the culture experiences and keeping fit to remain her position within a top parkour team.

Hue Horler. The Defender.

Hue optimises everything Horler’s stands for. Honest hardworking, reliable and traditionally yet timeless. A fab ambassador who heads up the Prime department. Hue transports our team of award winning agents from viewings to valuations and also loves to get involved in our sponsorship and community funding opportunities. If you see Hue around town be sure to give him a wave he loves the attention and also feel free to like and follow his social media page to see what he gets up to during working hours.

@ Hue_horler_the_defender

New look, New technology, same exceptional service!

Horler Windsor 01753 62.1234 Windsor & surrounding villages

Horler Datchet 01753 54.6667 Datchet & surrounding villages horler.co.uk

ALL SIZES, ALL VALUES WITH GREAT PRICES BEING ACHIEVED.

Mr and Mrs A. Now looking for a three bed house with garden for their dog. Budget £550,000.

Mr and Mrs N. Looking for a large semi or a detached Must be within 1.2 miles of St Edwards Catchment. Circa 800,000. Just a snippet of the 100’s of applicants we have looking currently.

SELLING YOUR HOME

With Horler & Associates

Marketing your property

TRADITIONAL MARKETING

FOR SALE BOARD

Our boards are highly visible and one of the most effective marketing tools which is available 24 hours a day.

PHOTOGRAPHY

We will arrange to come and take professional photography to showcase your home to its best potential.

FLOORPLANS

We will produce professional floorplans so your buyer can see a clear layout of your property before viewing.

ENERGY PERFORMANCE

If an EPC is required we can offer this service the same time as your floorplan is produced.

PROPERTY PARTICUALRS

We will design and print a detailed set of property particulars for your property to be sent to our database of potential buyers.

PROPERTY PORTALS

We will advertise your property on Rightmove to make you you receive maximum exposure.

When you choose to market your property with Horler & Associates, you can be confident that we’ll ensure that everything goes smoothly.

Selling your property

A leading independent agent covering all of Windsor, the name Horler & Associates is synonymous with trust, excellence and integrity.

With decades of experience, specialising in all aspects of residential property, our friendly, enthusiastic and professional service ensures that our clients continually return to sell and buy through us.

Our qualified database of home buyers will be notified of your property coming to market on their dedicated search websites where they can book viewings and offer feedback.

Quite simply we endeavour to sell your home for the best price, in the shortest possible time, providing you an outstanding service, with a personal and friendly approach.

We also recognise the importance of marketing, so your property will be advertised on the major online property portals, our website and social media sites, as well as traditional placement in our window display.

Exclusively to us in our area, your property will receive its very own FREE Property Website showcasing a property video, OFSTED reports, and a property brochure. Sharing your personalised website across the social networks widens the audience for your property, to find the right buyer and increasing the chances of a quicker sale.

TO HORLER & ASSOCIATES IN WINDSOR

When you’re looking to sell your home, you want an estate agent that prides itself on being up to date when it comes to innovation and technology, and one that works in perfect synergy with what we consider to be the basics of estate agency: customer service, local knowledge, and experience.

We already have the local knowledge, experience and customer service and we’re proud to now show off our incredible new website which will help you move, fast.

Design

With so much time spent online nowadays, you need a website that will hold people’s attention to ensure your property gets seen by the most people possible. Our new video-based websites do exactly that.

Our new website grabs people’s attention and more importantly holds it, so that more people browse through all the useful information it contains as well as using the new and improved search bar to find available properties.

The daily news feed, featuring national and local blogs, is perfect for browsers looking to keep up to date with hints and tips for your home, DIY, sports, movies and local news, and at the same time, they may just see your property…

FuNctionality

The property search bar has been upgraded so that it is easier than ever for prospective buyers to find your property. There is now a search radius field for potential buyers looking in a certain area, as well as a new and improved user interface.

We know it’s important for you to build trust in us which is why we have new pages featuring up to date details for the whole moving process, as well as a Meet the Team page so you can always put a name to a face.

The whole website has been streamlined so it is easier for you and your potential buyers to find your property and all the details they need. Making the website easier to use will help your prospective buyers find your property, and using our new tools you will be able to see if it gets the thumbs up or down, which helps to differentiate between buyers and potential time-wasters.

Keep up to date with the most recent national and local news with our integrated social media feed, and use it share your own property. And with the new WhatsApp integration, it’s now easier than ever to get in contact with us.

Personal Property Website

This has been a real groundbreaking tool. With so many people now finding more buyers through social media, the ability to share your property on these sites simply gives you a higher chance of selling fast. You can personalise your website with its best selling features and share your website with your family and friends on Facebook to widen the exposure to your home... you never know where the buyer of your home could be!

Property Video

Your Personal Property Website will also come with a property video which is linked to the website from all major property portals such as Rightmove.

On your own personal property page, you will also find easy to use share links for Facebook, Twitter, Instagram and WhatApp.

With correct use of your Personal Property Website, you’ll see the benefits it makes yourself.

De-cluttering allows you to… maximise your space, emotionally prepare you to move, and will allow you to focus your buyers on what is important

Present your house for

sale by de-cluttering...

Maximise your home’s potential and create spacious rooms enticing potential buyers – simply by de-cluttering!

If you are looking to sell your house, or have had your home on the market for a while now, then you probably want to get the maximum sale price in the quickest time. There are a few things you can’t control – but the one thing that is in your control, is the look and feel of the interior and exterior.

While it’s worth spending time fixing and cleaning your house before potential buyers come and view, it’s also important to de-clutter. This creates spacious rooms and also allows you to decrease and organise your personal items before you move yourself. Of course it’s understandable that you don’t want to spend money, time and energy on a home you are about to leave, however, a lot of people are looking for a house in which they can move straight into. Maintaining your

property might even save you thousands of pounds; it could even reduce added expenses of living in your home whilst waiting for a sale. And it might even help avoid possible reductions in the asking price.

The main reason in which people move house tends to be because they lack space in their current home. They want a home that is spacious and in which they can grow into. If a potential viewer comes to your home and sees that there is lack of space, then this will turn them away.

De-cluttering allows you to remove any unnecessary items in an untidy or overcrowded place. It will help maximise your space, emotionally prepare you to move, and will allow you to focus your buyers on what is important.

SO WHERE SHOULD YOU START?

You need to create a great first impression and focus on the rooms themselves. You will notice that the first things you see in each room are personal items. Where possible you want to create the look of a

them into things you want to keep and things you want to get rid of. You may even find that you have collected a cupboard full of paper work. Get yourself organised! Don’t just throw it all away, but file it and go through it thoroughly. This will also make it easier when you move.

De-personalising can also be a great way to declutter. Too many personal effects can be distracting to buyers. They want to see a house in which they can make their own memories rather than seeing yours. Again, personal items can be stored away. Remember

Where possible you want to create the look of a lifestyle that the potential buyers want

lifestyle that the potential buyer want. This usually has a ‘show home’ feel, rather than a ‘lived in’ feel. Minimising your things is the quickest way to do this: you want to ensure that potential buyers can do simple things, like, open any doors easily, ensuring that there are no obstacles.

So, what do we mean by clutter? There are two types: genuine clutter, and items that you want to keep but don’t work for the sale of your property.

GENUINE CLUTTER: You need to go through the space and sort out each item, categorising

You also want to focus on little things like DVDs, books and trinkets. These items may have some small value so sell them or donate them to charity. Get rid of any old shoes and coats that are lying about in your porch or hallway. You might want to hide away the coats and shoes you do currently wear. Store them in your wardrobe while you have viewings.

ITEMS THAT YOU WANT TO KEEP BUT DON’T WORK FOR THE SALE OF YOUR PROPERTY: You may want to consider putting some items in storage while you sell your home. Sometimes items are too large or even too small for some spaces and can make the room look odd. If you want to keep these particular items, then store them until you move into your new home.

that this is only a temporary way of living and hopefully it won’t be for long! If you find you are keeping more things than you are throwing out, then think about whether or not it’s in the right room or do you even need it now?

As previously mentioned, you can attempt to sell some of the things you have acquired over the years. Use sites like eBay, Gumtree and social networking sites to try and sell items. You may want to even hold a house sale for the remaining items that you can’t sell. Failing that, why not donate to charity.

The end goal is still the same and it’s important to help potential buyers envision your house as theirs. So remember, decluttering will make your home more spacious and entice potential buyers!

Top Tips!

If you are throwing away paperwork, shred anything that is confidential

De-clutter before agents come and take photos of your property. This will help attract more potential viewers online and get that first good impression

Don’t spend too long on certain items and don’t get distracted. Keep yourself motivated and race against the clock!

Make it fun! Play some music or watch TV while you de-clutter

Your step-by-step guide to the conveyancing process

Once a sale has been agreed and is in the hands of your solicitor, it will go through the following stages. Sometimes additional work will be needed – for example, if the property is leasehold or is yet to be registered with the Land Registry. It is also important for buyers to discuss the availability of their deposit with their solicitor early in the transaction, and we strongly recommend that you contact your solicitor regularly so that they can keep you fully up-to-date with the progress and the latest timescales.

Seller’s solicitor’s steps

• Obtain a copy of the Title Deeds (or office copies if the title is registered)

• Obtain a copy of the Energy Performance Certificate (EPC) (if applicable)

• The seller(s) will return a completed Property Information Form and a Fixtures, Fittings and Contents Form to the solicitors

• Copies of the above documents, plus a draft contract – this is known as an ‘Information Pack’ – will be sent to the buyer’s solicitor

• Answer the buyer’s solicitor’s additional enquiries (for example, specific questions about fixtures and fittings) and obtain copies of any planning consent documents

• Agree the contract and arrange for the sellers to sign it in readiness of the exchange (below)

• All parties agree completion dates and the contracts are exchanged

Between exchange and completion

• Obtain redemption figures from the mortgage lender and reply to requisitions on title

• Approve the transfer and arrange for the seller(s) and buyer(s) to sign

• Receive the agent’s fee account and seek the seller’s consent to settle this out of completion funds

Completion date

This is the date the ownership of the property passes from the seller to the buyer, and it follows the successful transfer of funds. It’s the date that the whole process works towards.

Upon completion

• Receive completion funds and (only when this has been completed) instruct your estate agent to release the keys to buyers. Redeem mortgage and forward the financial statement. Forward any surplus funds (unless these are being used to fund an onward purchase). Ensure all outstanding bills are paid

• Forward transfer documents and deeds to the buyer’s solicitors

• Forward evidence of ‘discharge of mortgage’ to the buyer’s solicitors

Buyer’s solicitor’s steps

• Obtain the Information Pack, including a copy of the EPC (if applicable) from the sellers’ solicitor and raise any additional queries

• Initiate any specialist searches (for example: a coal search). Submit local, environmental and water searches and a chancel check. This takes about 10 working days in total, and enquiries are then usually raised from the results

• Approve the contract when all enquiries are satisfactory and complete. (At this stage, a mortgage transfer deed will need to be signed and witnessed)

• Receive a mortgage offer and instructions from the lender and deal with any conditions set out by them. Make sure that life cover and buildings insurance is being arranged

• Request the deposit, report back to the buyer, and arrange for the contract to be signed. Place buildings insurance and life cover in force

• All parties agree completion dates and the contracts are exchanged

Between exchange and completion

• Raise ‘requisitions on title’ and prepare the draft transfer deed

• Report on title to mortgage lender and obtain funds for completion, including Stamp Duty (if appropriate)

• Prepare accounts, obtain signature to mortgage deed and undertake final Land Registry and Land Charges searches

Completion date

This is the date the ownership of the property passes from the seller to the buyer, and it follows the successful transfer of funds. It’s the date that the whole process works towards.

Upon completion

• Forward to the seller’s solicitors the balance of funds − it is only then that they can authorise the release of the keys. Receive from the seller’s solicitors, the transfer document deeds

• Stamp the Transfer Deed, register the buyer’s ownership with the Land Registry and forward the deeds to the lender or client (where appropriate)

Contract - The agreement that sets out the main terms that have been agreed − for example: price, address, names, etc. Two copies are drawn up, and each party signs one in readiness for the exchange of contracts.

Deposit - The part of the purchase price (usually 10%) which the buyer pays on exchange of contracts.

Exchange of contracts - The swapping of signed contracts by the solicitors (together with the buyer’s deposit). After this, the contract is binding.

Energy Performance Certificate - This contains information on energy use, energy performance, carbon dioxide emissions, and fuel bills.

Land Registry - The Government department that records who owns what land, and under what conditions.

Local Authority Search - A list of questions that are specific to the property and intended, for example, to discover if there have been any planning applications on the property, if the road to the house is maintained by the council, etc.

Mortgage Redemption Figure - The amount required to repay the outstanding capital/ interest of a mortgage.

Property information form/fixtures, fittings and contents form - Standard forms about the property that the seller answers for their solicitor (for example: what will be left behind, details of guarantees, etc.)

Title Deeds - Legal documents that prove ownership of land/buildings, and the terms on which they are owned.

Transfer of Title - The document that passes the ownership from the seller to the buyer.

Stamp Duty for buy to let investors and second home owners - An additional tax, paid by the buyer purchasing an additional property that is not their main residence. It includes buy to let landlords and those buying second homes and holiday homes. The higher rates will be 3 percentage points above the current rates of duty shown below.

Requisition on title - An enquiry relating to the completion arrangements.

Seller’s Pack - This comprises a Property Information Form, a Fixtures, Fittings and Contents Form, a copy of the title deeds and the draft contract.

Stamp Duty – Currently, the Stamp Duty threshold for residential properties is £250,000. For first-time buyers you can claim a discount and won’t pay Stamp Duty up to £425,000 on the purchase price and after that you will pay only 5% between £425,001 to £625,000.

However, how much you pay is also dependent on whether you already own another property or if you’re a non-UK resident.

Moving house?

From meter readings to removal companies, there’s so much to remember when moving house. Here’s our checklist of what to do and when

First of all, congratulations on your new home! The excitement has probably now kicked in but moving home can also be one of the most stressful and emotionally draining things you can do. However, careful organisation and planning can help decrease the stress and anxiety of moving. This comprehensive and essential checklist will help you do just that.

Eight weeks – Research

Ideally, you want to start packing away any non-essential items as early as possible. This includes any items stored away in the loft, garage and shed. If you are not using it, pack it. Looking into your new area is also important, try to do this around eight weeks before you move. You might need to think about transferring your children to different schools and ordering new uniforms too. At this point, ensure you are also documenting all your important information away: that includes contact details, dates, contracts and information regarding your solicitor.

Six weeks – Removal companies

or do it yourself?

Now would be the perfect time to decide on a local removal company. Or if you don’t have too much to move, you may want to do it yourself. You could even look into different van hire companies. At this point you’ve probably started packing away some bits, but if there is anything you decide not to take, then look into selling these items or donating them to charity. This will also give you an idea on the volume of items you have to move.

Four weeks – Notify utility companies

This would be a good time for you to notify utility companies and inform them about your move to switch over. This includes gas and electricity, council tax, internet, phone rental and TV. You should also consider changing any car insurance, tax, memberships, phone contracts and inform your bank about the move. Now’s the time to also arrange a date to have your new house cleaned before you move

It will be worth packing a night bag each to help everyone settle in, which means you won’t have to rummage through everything to find your toothbrush!

in, and start ordering any new furnishings for your new property. Start packing away more items, that being, out of season clothes, books, DVDs and even bulky items, like TVs that aren’t used often.

Two weeks – Confirm all details

Confirm your move with your removal company or van hire, estate agents and schools. If possible, try to organise someone to look after your pets and children for the day of your move, as this can also be a stressful time for them too. If your removal company doesn’t disassemble any furniture or sort out the un-plumbing for the washing machine, then now would be the ideal time to organise these. Remember to also cancel any local services you receive: this could be window cleaners, gardeners and newspaper deliveries. You should now also think about re-registering to vote and getting your post re-directed after your moving date. Continue packing away more furnishings, kitchen appliances and crockery that you won’t be using for the next couple of weeks.

24 hours – Final check and walk round

You now have only 24 hours before you move, so double check that everything is packed away and ready for transit. It will be worth packing a night bag each to help everyone settle in, which means you won’t have to rummage through everything to find your toothbrush! You may want to create an inventory of your boxes and

furniture to help you keep track of what you have and to help you ensure it doesn’t go missing.

Moving day

Today is the day! You need to be ready for when your removal company comes. Ensure that you let them know if there are any fragile boxes that need extra care when handling. If you’re moving yourself, then pack up your car or van and work out how many trips it may take. Before you leave, also take note of your final meter readings and send these off to your provider. Don’t forget to leave your keys for the new owners!

You have arrived at your new home!

Give your removal company instructions of which boxes go in which rooms and make sure you are happy with everything that has arrived. Ensure you check for any damage before the movers leave. Read your new utility meters and send your readings off to your supplier. Taking photos of them will also ensure you have the correct reading if you need them again in the future. Unpack your essentials such as bed linen and clean towels. Don’t worry about the rest, it isn’t going anywhere! Order a takeaway, have a cup of tea and enjoy your first night with your family.

Right, so now you’re all moved in, it’s time to settle down, unpack and enjoy your new place. Remember, planning is essential to ensure your move runs stress free.

Checklist

Eight weeks

Pack non-essential items

Research your new area (transfer schools and order new uniform)

Keep all important documents

Six weeks

Decide on a local removal company

Clear out any unwanted items

Keep packing

Four weeks

Notify utility companies

Start preparation for your new house

Keep packing

Two weeks

Finalise all details

Organise pet and child care

Cancel local services

Keep packing

24 hours

Check every room and ensure everything is packed

Pack a night bag so everything is to hand

Collect your new keys

Make sure your phone is fully charged so you can get in touch with the estate agents or removal company

Moving

Prepare for the arrival of the removal company and give them directions/ your contact details

Ensure everything is ready to move

Record meter readings

On arrival

Give removal company instructions of what goes where

Check for any damage before they leave

Read your new utility meters and send them off to your supplier

Check if the previous owners have left anything behind

Unpack essentials

Order a takeaway and sit back and relax!

Want to treat yourself to a proper removal company for your next move or are you prepared to do it yourself?

Removal company or brave it yourself?

You’re excited about your new home and location but the process of packing, organising and actually moving all of your items is something no one really ever looks forward to. Not only that but you also have to contact utility companies, maintain a job, keep your children happy and clean your entire house. You do have super powers, right?

Removal companies

You also won’t have to worry about the exhausting physical side of things, that being carrying boxes back and forth

Unless you live in a small property or flat, it could be worth hiring a professional removal company to help relieve some of the stress on the day. They have many skills and experience and some of the services they can provide include packing and

unpacking, dismantling and assembling furniture, loading your belongings quickly and securely, including those fragile and specialist items. They can even supply you with packing materials.

Hiring a removal company will also allow you the time to collect the keys to your new home. You also won’t have to worry about the exhausting physical side of things, that being carrying boxes back and forth. Some services are great if you don’t have much time to plan and get these done yourself; however these do often come at a premium and may not be suitable for those on a budget. When choosing a removal company

it’s key to look at those which have good recommendations and reviews, as you need a company you can rely on. You can use comparison sites, such as comparemymove.com and reallymoving.com, to help find you the best deals.

Getting quotes

You should aim to get at least three quotes from removal companies, preferably from firms which will come out to your property rather than those who just estimate the cost over the phone, as you don’t want any nasty charges later on. Plus it will give the company an accurate idea of any restricted areas in your home, if they can park a van or lorry, and how many

items you have. You should also ask for the price to be broken down so you can see just how much you are paying for when it comes to certain aspects like insurance, packing, an hourly rate, mileage and any storage costs.

Once you have found a removal company, it can be useful to send them a briefing sheet that includes information about any items which need to be specially packed, any difficult or large items, plus any carpets and curtains which need moving. Finally, it can also be helpful to send them a floor plan of the new property so they can unload efficiently.

Top tips for packing

When packing, ensure you don’t overload your boxes with heavy items, as these will be difficult to lift and could cause a back injury.

Fill any empty gaps using old newspaper, clothing, socks or even tea towels. This will help secure any items when they are being moved.

Create an inventory and label all your boxes and write the contents on each box with a marker. That way you will know which room each box is to go in. And if you are super organised, you could even colour code each room!

Pack heavier boxes on the bottom. This might seem like common sense but it will ensure that any of your fragile items won’t break.

Pack a survival box. These are the things that you will need first and should include paper towels, bin bags, cutlery, the kettle, some mugs, tea, coffee, milk, sugar and finally, some toilet paper!