in 2021. In 2022 member Ann Garvey joined the group when she returned to Indiana after many years away.
Ann and her husband, Tony, are avid birders and have traveled the world while raising their family. Ann has generously shared her knowledge and experience in environmental conservation organizations with the group, which has inspired much growth in the past year. Wild Ones now has a working board of eight members and has increased its activities, education programs and community outreach.
The local chapter recently obtained a grant from the South Bend-Elkhart Audubon Society to create a brochure, “Super Nine,” which explains the benefits of native plants to local pollinators and suggests nine high-value plants doing well in most gardens.
“The success of our first native plant sale this month has confirmed for us that the community is thirsty for more information and access to native plants,” said Magalski, vice president of the South Bend chapter, a “plants-roots” organization.
members. The chapter’s volunteer board and members work together to fulfill its mission: To promote environmentally sound landscaping practices to preserve biodiversity through the preservation, restoration and establishment of native plant communities.
It does this through education, advocacy and community outreach. The chapter hosts monthly member meetings with guest speakers and offers native plant demonstrations, field trips, plant sales, a monthly newsletter, yard assessments and volunteer opportunities.
Its members share an enthusiasm for reversing species decline through gardening with native plants.
“Our chapter
Free St. Joseph Edition Reaching South Bend And Surrounding Counties
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dit E d
June 2023
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presentations to ol wo ion: ll sity n decline ants A locaal l group is helping preservve e bioddiv i ersity y t through the preservation, n restoration and d establishment of native plant commmunitties Presiddeent Baarbara Kerby and Vice President Jodi Maggalski started the l loc o al l chapter Wi W ld On O es i is s a nati t onal enviironmmental education organization The Soouth B chapter, r c cha h rtered in O Octo 2 2021, currenntly has over 7 b Th h t ’ end ober 0 l Wild Ones promotes biodiversityof... native plant communities Continued on page 3 Free Workshops Reservations Required Call Today to Reserve Your Seat! 574.703.3322 Join Us! For Persons 65 or Older. Seating is Limited. You Are Not Alone Over 70% of All Americans Over Age 65 Will Need Long-Term Care or End Up in a Nursing Home...At A Cost of Up To $10,000 Per Month. That Means 7 Out Of 10 Adults Could Lose Much Of Their Life Savings or Even Their Own Homes. Now You Have Help. You Have RICE RICE ATTORNEYS WE CAN HELP even if you do not have long-term care insurance. FEEL SECURE KNOWING YOUR ASSETS ARE SAFE Ruth’s Chris Steak House 902 E University Dr | Granger, IN or 6:00 p.m. 6:00 p.m. Monday, June 19th Monday, June 26th 14500 State Rd. 23, Suite 6, Granger, IN | 574-327-2357 Open: Mon.-Fri. 9 a.m.-5 p.m. • Wed. until 8 p.m. MAKE US YOUR CHOICE!
provides
Key Positions
Young is former nurse, director of inpatient unit
Janice Young wears many hats, starting with her nurse’s cap.
“When I graduated from nursing school in Dallas, Texas, I worked as a graduate nurse. I cared for an elderly gentleman there who had suffered a massive stroke, and I spent some time with the patient and his family.
“We spoke openly about the patient’s condition, about the end of life and how that would likely unfold. The family expressed to my supervisor they were so thankful I took the time to talk with them, to try to prepare them for the path ahead.
“My supervisor suggested that I might find a rewarding career in hospice care. I took this to heart, resigned at the hospital and began my career in hospice.”
Young has been a nurse for about 30 years.
Approximately 25 of those years have been working in hospice care, both as a nurse and as a supervisor.
Currently she’s the director of the inpatient units for The Center for Hospice Care in Mishawaka. The inpatient units exist mainly to treat hospice patients whose symptoms are not able to
be controlled in their home environment. Sometimes at the end of life, a patient’s symptoms can be difficult to manage at home.
“When this is the case, I feel it is easier for the family, and better for the patient, if they can receive care at the inpatient unit. The families are often exhausted, and their wish is to have their loved one pass away peacefully and comfortably. This is what we offer, this is our passion and what drives us to do the work that we do,” she said.
She said she thinks the one thing she wishes more people knew about hospice is that it’s not solely for the very end of life.
“Hospice can add so much comfort, so much companionship, so much understanding to patients and their families when it is apparent that end of life is coming sooner than one had hoped,” Young said.
A patient can benefit from hospice for many months.
“I think the other thing that I wish people understood is that in hospice we work together as a team to care for our patients and their families physically, spiritually and emotionally, to prepare for the end of life. We don’t do anything to hasten death, nor do we prolong life. We simply try to make the time
that a person is given on this earth comfortable and peaceful,” she said.
One does not have to have a “do not resuscitate” order to be a hospice patient.
“We understand not everyone is ready to make that decision, and we try to meet those patients where they are, mentally, spiritually and emotionally. We offer support and education regarding end of life,” she said. “We allow the patient to make their own decisions.”
She added, “When I meet people for the first time, they often say to me, ‘I could never do that, I could never do what you do.’ We all have our gifts to give in this life. I am so glad this is the gift I was given.
“I feel so honored to work with patients and families during this difficult time. I feel so honored to work with such an amazing team and for a wonderful organization.”
Elkhart County Miracle set to begin its season
Michiana rock and blues show band “Hideous Business” will perform live from 6-7 p.m. Wednesday, May 31, prior to the first pitch of the Elkhart County Miracle’s season opening game at the Field of Dreams, located on the campus of NorthWood High School in Nappanee.
The band covers over five decades of music from 60s classics to 70s rock, and is provided at no additional charge to Miracle fans entering the park that night.
“One way or another, this inaugural week of minor league baseball returning to Elkhart County is going to be one our fans will never forget,” said Miracle founder Craig Wallin. “We hope the entire area comes out to join
us in celebrating our new team and its entrance into the Northern League.”
Music is not the only headliner of the night, as the club introduces its new food menu lineup for the season that fans can begin enjoying at 6 p.m.
“To say we’re stoked about our ballpark food choices and operation would be a huge understatement,” Wallin added. “Longtime Elkhart County restaurateur Bill Mattern is our Miracle Menu MVP heading up concessions, and Bill’s Barbeque is ready to start a new tradition at the park serving up everything from pulled pork to their classic melt-in-your-mouth brisket sandwiches.”
Opening Week tickets are
on sale now at Rise & Roll in Elkhart, The Goshen News, the Nappanee Chamber of Commerce and online at elkhartcountymiracle.com. Fans purchasing reserved seat tickets will be seated behind home plate while general admission ticket holders will find seating in various spots around the park, or are welcome to bring their own lawn chairs and blankets.
The Elkhart County Miracle features a coaching staff and 3035 man roster of college-eligible and minor league prospects from seven states and the Dominican Republic. The Northern League was founded in 1902 and includes teams from across northern Indiana.
2 ■ SENIOR LIFE ■ June 2023 www.seniorlifenewspapers.com
Memory Care Southfield Village is located just south of the corner of Kern and Miami Roads. Southfield Village proudly announces “The Learning Café” a monthly lunch and learn series Tuesday, June 13 Enjoy A “Unique Musical Event” With Cello Player, Michael Jon DeHays
is at 11:30 am $5 for non-residents
is free, starts at Noon
is limited, so please RSVP to 574-231-1000 6450 Miami Circle South Bend, IN 46614
Lunch
Speaker
Seating
Make your pet travel comfortable
Before planning to take your pet with you on the next flight you book, check to see if the airline allows you to take it into the cabin with you. Most airlines require the animal to be stowed in its cage in the cargo area.
Some dogs and cats should never be stowed in the cargo hold, so check with your veterinarian. And get a health certificate, because most airlines require one.
At the same time, determine whether or not your pet will be quarantined when you land, and where and for how long.
To make its trip as stressfree as possible, book a direct flight. This also eliminates the possibility of it being loaded onto the wrong connecting flight.
When you board the plane, notify the captain and a flight attendant that you have a pet on board.
Put a clearly written or printed label on the pet’s container with its name and related information, such as address, phone number and person to contact.
Give your pet a few weeks before flight time to familiarize it with its carrier and don’t feed it for about six hours before the trip.
Carry a photo of it with you so if the animal does get lost during the trip, the picture will make it easier to identify. Mature
Wild Ones
Continued from page 1
educate the public on the many benefits of using native plants in our yards and gardens and teaches the various ways natives support healthy soils, pollinators, birds and humans,” said
Not only do native plants contribute to biodiversity, they flourish without fertilizers or pesticides and rarely need watering. Because of their deep roots, they absorb and filter excess rainfall, helping provide clean water for everyone. Native plants help celebrate the things that make the region unique and teach people about the world of nature.
The group also participates in native seed collection and sharing, hikes, invasive species removal and community projects, such as the native plant installation near the giraffe enclosure at Potawatomi Zoo.
Meetings are held the first Monday of each month at Pinhook Park Community Center, 2801 Riverside Drive, South Bend, and feature educational speakers and activities.
The next meeting will be at 5 p.m. Monday, June 5, and will include a presentation on pollination.
July’s member meeting will feature a native garden management demonstration. It will be from 5-6:30 p.m. Monday, July 10.
To donate, become a member or for more information, visit southbend.wildones.org.
June 2023 ■ SENIOR LIFE ■ 3 www.seniorlifenewspapers.com
Copyright
Life Features
2023
Lunch & Learn An Informational Lunch To See How We Promote A Healthy, Active Lifestyle Thursday, June 8 • 11:30 am-1:30 pm RSVP By June 2nd Wednesday, June 21 • 11:30 am-1:30 pm RSVP By June 16th St. Paul’s Lunch & Learn Independent Living | Assisted Living | Memory Care 2516 Lincolnway West Mishawaka, IN 46544 www.nunemakers.com Open: Mon.-Sat. Free In Store Appraisals! A Family Business Since 1962 Nunemaker’s Coin Shop 574-288-7464 • Buying all gold coins & silver coins • Old U.S. currency and old U.S. coins • Gold & diamond jewelry • All sterling silver items We Buy • Sell • Trade Gold & Diamond Jewelry Call Toll Free 1-877-510-9785 N
Mental Health Matters
Exploring small changes, improving mental health
Mental health is important at any stage of life. When looking at the older population, it is important to see the life changes impacting their mental health. Many people can adjust well to these life changes, but also many will struggle.
There is a long list of what aging takes away from individuals, such as independence, loved ones, short-term memory,
a strong healthy body, financial freedom and your home. This is a small list, and it is not exhaustive. Not everyone loses these things at the same time or the same way, but the fear of loss and the unknown can create depression and anxiety.
What can be done to help an older person who has experienced these losses and is struggling to keep their mental health healthy?
The first is to acknowledge their feelings as being real and
valid. Friends and family members may want to say “things will get better” or “it could be worse,” but the fact is what an older adult is feeling is what they are feeling and that’s okay. The problem comes when we get stuck in negative, unproductive feelings.
A good skill is to add a big “but” to the feelings. For
instance, “I don’t think I can go on without my spouse, but I do have family who love and still need me,” or “I can’t do the things I used to do, but there are people who I can ask for help.” That “but” is powerful. It gives us hope and helps us look at things from a different perspective. It is okay to feel the way you feel, but never
give up hope.
Continue to check out the Always Best Care articles. Every other month we will be exploring small changes that can improve mental health.
Always Best Care is nonmedical, in-home care. For more information, call (574) 232-8487 or visit abc-michiana. com.
Diet more than a four-letter word
That is a question posed by many nutritionists and dieticians.
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“If we are what we eat, why do doctors spend so little time making sure we eat right?”
The simple response is because physicians are too busy zeroing in on specific
problems, such as backaches, headaches and arthritis, with little time left to probe one’s pantry preferences.
They will direct you to an eating expert in some cases, after a diagnosis of diabetes, for example, to discuss suggested changes in your diet.
A nourishing diet, a major tool that can protect one’s health and defend against disabilities, is considered by some medical gurus to be more important than genetics in helping older folks fend off the decline that accompanies aging, according to the Center for Disease Control and Prevention.
Seniors with poor diet had fewer good days and lower overall satisfaction with their lives than those who ate well, according to a study.
Relatives, neighbors and caregivers dealing with seniors have learned to check the older person’s refrigerator to make sure they not only are eating well but eating at all.
Older adults living alone tend to drop meals. In some cases, such as after losing a spouse, they find it painful to sit at the table viewing their loved one’s empty chair. Many just get too lazy to “make something to eat.”
Difficulty in swallowing, poor dental health, and stomach complaints all abet one’s lack of desire to eat.
In many cases, the individual doesn’t eat right because he or she can’t get to the store. It may be due to lack of transportation, distance, disability or daunting traffic. And some medications can blunt appetite and impair digestion in old folks.
People 50 and older may be battling obesity and still be undernourished because they’re not eating the right foods. By contrast, those over 75 have a greater risk of being under-nourished and not getting enough calories.
Increasing social contact boosts the chances of maintaining a healthy diet, according to a Journal of Nutrition Health and Aging study. A lot of people don’t like eating alone.
4 ■ SENIOR LIFE ■ June 2023 www.seniorlifenewspapers.com
Mature Life Features Copyright 2023
EDITORIAL DEADLINES Elkhart/Kosciusko Edition .............................15th Month Prior St. Joseph Edition .................................. 15th Month Prior Allen Edition 20th Month Prior Northwest Edition 20th Month
press written permission from Senior Life. Senior Life newspapers are monthly publications dedicated to inform, serve and entertain the senior citizens in Northern Indiana and Southern Michigan. Each of the four editions focus on local information for each area. Senior Life is privately owned and published by The Papers Incorporated. Elkhart/Kosciusko Senior Life 15,000 Circulation Allen Senior Life 23,000 Circulation When You Need To Reach Adults 50 Years And Better, We Have 4 Great Newspapers! CIRCULATION AUDIT BY St. Joseph Senior Life 23,750 Circulation Northwest Senior Life 22,400 Circulation Now Also In Eastern Illinois Copies Monthly Available At Over 1,250 Convenient Locations 84,150 FREE https://abcmichiana.clearcareonline.com/apply/ WE APPRECIATE HEROES!! Always Best Care Keeps Seniors Living in Their Homes Longer Call Today for a Client Consult! (574) 232-8487 www.abc.michiana.com With our Individualized assessment and personalized in-home care plan, seniors can continue to safely age in place. This can be beneficial not only for their physical, mental, financial health, as non-medical in-home care can be a cost effective alternative. License #: 20-013467-1
Former teacher educates others about the deaf community
Linda Loftus, chairperson of the Indiana Committee for Communication Access, takes her position seriously, and it’s to the benefit of every life she touches.
“I am a retired special education teacher. I taught students with cognitive disabilities for 26 years and ended teaching students with hearing loss and/or orthopedic disabilities the final 17 years of my teaching career,” she said.
She continued, “Our Hearing Loss Association of America Michiana Chapter invited State Representative Doug Miller to our chapter meeting in April 2018. Out of this meeting, the idea of the Indiana Committee for Communication Access was created. Jan Neidigh, the former president of our local chapter, and I visited the HLAA Indianapolis chapter in May and invited three of their members to be a part of the committee. Since it was my idea, I became the chair.”
And she is one busy chairperson.
“We have tried to get other legislation passed, but without success. We have collaborated with the initiative of the Indiana Association of the Deaf to get legislation passed that would require public businesses with TVs to turn closed captioning on during business hours.
“We are currently working with the Indiana Restaurant Association on a campaign to encourage businesses to turn closed captioning on during business hours.”
Loftus continued, “ICCA, the Indiana School for the Deaf and the Deaf and Hard Hearing Services became aware of other states creating visor cards for people who are deaf or hard of hearing to use during a traffic stop. The visor cards will allow police officers to point to the violation that the person is being stopped for.”
The deaf or hard of hearing person can indicate what method of communication they need to ensure proper communication between the police officer and the person.
In an age where we are trying to be sure we use the proper, respected terms, Loftus said, “The preferred term is deaf or hard of hearing. People who are deaf use ASL. I don’t think it is imperative everyone learn ASL.”
There are pet peeves of people with hearing loss. This can be when someone misses what was said and asks for it to be repeated and the person says either “never mind, it wasn’t important” or “I’ll tell you later.”
Tips for communicating: Face the person, do not put something in front of your mouth.
“We do depend on lip reading, and we all lip read to some degree. Slightly slow your speech down, rephrase what is said, move to an area that is not as noisy or has better lighting if possible,” she said.
If necessary, write information down or use a speech to text app like AVA and Live Transcribe for smartphones and OTTER for iPhones.
“We are no different from any other person except we have hearing loss and miss information,” she said. “Our response to rapid fire speech may be delayed because it takes us more time to process what is being said. We want to be included and feel valued.”
The authors of the book,
“Hear and Beyond” by Shari Eberts and Gael Hannan, said it best, “No two people experience hearing loss in exactly the same way. One last note: We hear with our brains. I wanted to point that out as most people and, until the last few years, we thought we heard with our ears.”
hard of hearing people.
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June 2023 ■ SENIOR LIFE ■ 5 www.seniorlifenewspapers.com Spotlight
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Broccoli salad with a twist
Do you really need another broccoli salad recipe?
You might think not, but with broccoli being a cruciferous vegetable rich in antioxidants and other beneficial plant compounds that may also offer several benefits, especially for eye health, heart health and disease prevention, and in our quest to eat one pound of raw veggie per day, this is a winner.
There are a lot of variations to broccoli salad, but this is the first I have seen that used the food processor to reduce the broccoli to rice size.
Seriously, when I saw it called
for two medium heads (about 10 cups), I almost stopped because, what is a medium head, and how do you measure broccoli by the cup? I wanted to make a half batch of this salad to try it out, so I ended up with 4 cups of broccoli after pulsing, and I’m guessing it would have been about 3 cups for the half size recipe if I had pulsed it to rice size. I omitted the mint because we aren’t crazy about it in food. We ate it right away for dinner and it was tasty — but the next day after all the ingredients got to know each other, it was even better. It’s one of those recipes you can adjust for what you have on hand: seeds or nuts instead of almonds, cherries or raisins instead of cranberries. I really enjoyed the smaller size of the broccoli and will make it again.
Ingredients for full batch:
2 medium heads raw or parboiled broccoli (about 10 cups, 6-7 cups after pulsing)
30 ounces chickpeas (2 15-ounce cans), drained and rinsed
2 large bell peppers,
small diced
4 green onions, thinly sliced 2/3 cup sliced almonds or slivered, toasted (optional)
1/4 cup dried cranberries
10 large mint leaves, chopped (optional)
1/2 cup minced parsley
1. Rice the florets: Place the broccoli florets in the bowl of a food processor. Pulse until the broccoli resembles grains of rice (about 3 to 4 times). Transfer them to a large bowl.
2. Transfer the chickpeas, peppers, green onion, almonds, dried cranberries, mint and parsley to the bowl with the broccoli.
3. Add dressing of choice. I made an oil-free Tahini dressing, but I would also say that a Vidalia onion or honey mustard would be tasty.
Recipe by cookingforpeanuts. com.
Cat Wilson lives in South Bend and transitioned from a vegetarian diet to eating a plant-based diet over two years ago. She may be contacted at cwilson@the-papers.com.
Apartment Living
6 ■ SENIOR LIFE ■ June 2023 www.seniorlifenewspapers.com
806 GREEN PINE CT. | MISHAWAKA, IN | 574-256-5688 | WHISPERINGPINESAPARTMENTS.NET 100 CENTER HI-RISE 100 N. Center St., Mishawaka, IN 46544 * Income based rent * Utilities included * Pet friendly * Location! Location! Location! Discover what our residents already know, You are going to love living here. Preference given to applicants 62+ whose income is below $16,400 for one person and $18,750 for two people. Please Call For Details (574) 256-0616 TTY 711 Call (574) 258-0777 Taking Applications For Waiting List Linden House of Mishawaka Sponsored by the Poor Handmaids of Jesus Christ Accepting Applications Must Be 62+ Rent Based On Income Mobility Accessible Units 715 E. Fulmer Road, Mishawaka, IN Evergreen Real Estate Services L Spacious 1 Bedroom Apartments RENT BASED ON INCOME Mobility Accessible Units | On Bus Route Very Pet Friendly | On Site Service Coordinator PLEASE VISIT FAIRINGTONSOUTHBEND.COM AFFORDABLE HOUSING Persons 62 years of age and older or persons with disabilities WELCOME! FairingtonSouthBend.com EQUAL HOUSING OPPORTUNITY
Editor’s note: Send listings of events, for nonprofit organizations only, to Senior Life, P.O. Box 188, Milford, IN 46542, or email Editor Phoebe Muthart by June 15 at pmuthart@ the-papers.com. With the listing, include the contact person, area code and phone number.
RiverBend Cancer Services, 3516 E. Jefferson Blvd., South Bend, offers the following events this month: empowered movement, 5:30 p.m. every Tuesday; Debbie’s Wig Salon, 1 p.m. every Thursday; beginning yarn
work, 10 a.m. every Thursday; chair yoga, 10:30 and 11:45 a.m. every Tuesday and Thursday; seated strength, 10 a.m. every Monday and Wednesday; gentle yoga, 5:30 p.m. every Monday; Kim’s Bra Boutique, 2-4 p.m. the second Wednesday; men’s group, 5:30 p.m. the fourth Tuesday.
—o—
“Fighting Fear: Pandemics Past and Present,” presented in partnership by The History Museum and Saint Mary’s College faculty and students, addresses the fears, prejudices, and resil-
ience of communities as they have faced mass illness. Closing June 4, the exhibit is supported by funding from the National Endowment for the Humanities and Indiana Humanities as part of the American Rescue Plan Act of 2021.
The History Museum is open from 10 a.m. to 5 p.m. Monday to Saturday and noon to 5 p.m. Sunday. Tours of the Oliver Mansion are available daily. Admission to the museum is $11/ adults, $9.50/seniors, $7/youth 6-17, and free for members. For
an additional charge, visitors can visit the adjacent Studebaker National Museum. For information, visit historymuseumSB. org or call (574) 235-9664. —o—
Each month this summer, St. Joseph County Parks is pleased to resume Nature-on-the-Go, a series of nature-themed activities at the unique outdoor play park, River Ramble. The first of these will take place from 1-2:30 p.m. Friday, June 9. A park naturalist will present “Power Up Your Pollinators” through
games and activities.
Nature-on-the-Go will be from 1-2:30 p.m. July 14, at River Ramble. The theme will be “Flight of the Firefly.”
On Aug. 11, guests will get to learn how animals survive and thrive with some “Adaptation Explorations.” It will be from 1-2:30 p.m.
All programs are free of charge, no registration required. For more information, call (574) 654-3155. St. Patrick’s County Park, 50651 Laurel Road, South Bend.
Symphony hosts free community concert June 30
South Bend Symphony Orchestra opens the Fourth of July weekend with the Shein Trust Community Series season finale, a free community concert June 30.
The South Bend Symphony Orchestra concludes the 90th season with the Shein Trust Community Series season finale,
Museum offers free admission for military personnel, families
The Studebaker National Museum is joining with over 2,000 other museums across the country to offer free admission to U.S. military personnel and their families from Memorial Day through Labor Day as part of the Blue Star Museums program. A military ID is required.
Admission to the Studebaker National Museum includes access to exhibitions on all three floors. The museum is open 10 a.m. to 5 p.m. Monday to Saturday, and noon to 5 p.m. Sunday.
Studebaker National Museum’s collection boasts over 120 vehicles. The exhibit “Mid-Century Master: The Designs of Brooks Stevens” highlights many of Stevens’ iconic vehicle designs, as well as his work and influence in the areas of appliances, architecture and brand design.
Also on view is the photography of Anthony Schmidt, a teenager with autism from Washington state whose passion for collecting model cars and incredible artistic abilities have dovetailed into a thriving photography business. Explore a selection of his favorite photographs featuring his model collection and learn about his incredible process.
Blue Star Museums is a collaboration among the National Endowment for the Arts, Blue Star families, the Department of Defense and over 2,000 museums.
For more information, call The Studebaker National Museum at (574) 235-9714 or visit studebakermuseum.org.
“Symphony Under the Stars,” at 8 p.m. at Howard Park, South Bend. Under the baton of guest conductor David Lockington, the South Bend Symphony Orchestra will once again captivate audiences with patriotic tunes, tributes to the armed forces and popular songs performed by the South Bend Civic’s “Guys and
Dolls” cast. This family-friendly concert is free, thanks to Shein Trust’s support.
“The symphony is excited to be at Howard Park, a perfect venue for a family-friendly night of music and fun,” shared the symphony’s Executive Director Justus Zimmerman. “Our guests from South Bend Civic Theatre
are sure to delight.”
Attendees are encouraged to bring a blanket or lawn chairs and relax under the stars while enjoying the music. Food and beverages will be available for purchase from local food vendors: A Bite With Mee, Smothered and Covered Fries, Tattoo Taco by Hacienda and
Fancy Delights. This free community concert is made possible through the generous support of Shein Trust with additional support from Victoria Garrett. In addition, this concert is made possible by partnerships with Howard Park, Venue Parks and Arts and South Bend Civic Theatre.
June 2023 ■ SENIOR LIFE ■ 7 www.seniorlifenewspapers.com
Sports Archery enthusiast enjoys ‘competitive sport’
According to the World Archery website, archery dates back as far as 20,000 B.C.
Joe Kapp hasn’t been around that long, but he’s been shooting for 50 years.
He has won three national titles, competing nationally since 1985.
“I never had instant success; there were a lot of baby steps along the way. I kept working. This is a great environment; some of the best shooters in the country are right here in this state. I would never have accomplished what I did without a couple of great mentors,” said Kapp.
He doesn’t shoot as often as he did in younger years, but said, “I get more out of archery these days by coaching and helping others out. If I can do something to help someone else shoot better, I feel like I personally shot better. Does that make sense?”
Kapp said he came from an archery loving family.
“My mom, dad, brother and sister all shot. I didn’t do a lot until I graduated high school. I
started coaching and instructing more when I began at Michiana Archery about seven years ago,” Kapp said.
“As time goes by, I have done more of that. Some may think of archery as a Robin Hood, shoot-in-the-air kind of thing. It’s actually a very competitive sport.
I’m still amazed at how accurate you can be with a bow and arrow. Top pros are capable of shooting a group of arrows inside the diameter of a silver dollar.”
Archery was an Olympic sport beginning in 1900. While only men participated then, just four years later, women could compete, too, and did. After 1920, archery was removed from the games, and would not reappear until 1972, when it continued.
When asked if he knew anyone who had qualified, Kapp replied, “I actually do. I had the pleasure of shooting with this person, Brady Ellison, last May and again in January. It was great. Another man, Rich McKinney, I shot with him as a teenager.”
Ellison competed in three different years and is a record holder in addition to everything else he’s won. McKinney compet-
Professional Services
Q. Who should I name as my executor?
A. When planning your estate, one of the decisions that you must make is who will serve as your executor. Many people are more comfortable naming a family member as executor. However, it is important to understand what the job entails. The duties of an executor can include the following:
• Taking custody of the decedent’s assets
• Obtaining appraisals of real estate and other unique assets
• Notifying creditors and handling their claims
• Paying the estate debts
• Managing the estate assets prior to final distribution
• Filing federal and state tax returns
If you feel the job would be too much of a
ed four times, winning two silver medals and two world titles.
Kapp said the sport is growing.
“There were 4,100 participants in the Las Vegas tournament last year and that’s a record. There are people who make a living competing because of the prize money. That never used to be possible,” he said.
He added, “It doesn’t have to
be expensive to begin. There’s used equipment available, and what we do at Michiana Archery is for $15 you can come in to shoot. We provide the equipment.”
For $99, one can get a yearly membership.
“It’s a great way to try it out, see if you like it, without a big investment. Then you’ll have a better idea what to buy,”
Kapp said.
Tuesday nights are kids nights, and 6 to 8 is the age Kapp recommends.
“Younger might not be as physically developed and coordinated enough. But we welcome everybody. I mean, I had a 4-year-old in here to shoot and his grandfather held the bow for him. There’s a memory for you,” he said.
hardship, or that your family lacks the requisite financial skills, consider naming a corporate fiduciary, i.e., a professional trust department. Regardless of who you select, be sure to name at least one alternate executor in the event your first choice declines to serve, resigns, becomes incapacitated or dies before your estate is settled.
DISCLOSURE: This information is not designed, meant, nor does it constitute the rendering of legal or tax advice. You should consult with your attorney and/or tax advisor before implementing any strategy discussed here. Trust services provided by MEMBERS Trust Company are not federally insured, are not obligations of or guaranteed by the credit union or any affiliated entity, involve investment risks, including the possible loss of principle. MEMBERS Trust Company is a federal thrift regulated by the Office of the Comptroller or the Currency.
Ryan Hahn Trust Administrator
Wealth Management Center 110 S. Main St. South Bend, Indiana 46601 (574) 284-6210, ext. 6232
Advertising with us is a Breeze Advertising with us is a Breeze
Q. Where are Senior Life Newspapers distributed?
A. Each Senior Life Newspaper is distributed to over 300 locations each month and is free for public pickup and supported by advertisers. Locations for distribution are chosen with the 50+ aged person in mind and include Grocery Stores, Libraries, Senior Centers, Restaurants, Senior Communities, Banks, Apartment Complexes, Doctor Offices, Drug Stores, Farmer’s Market, Resale locations, Churches, Convenient Stores, and Retail Stores.
There are four distinct issues of Senior Life Newspaper including St. Joseph County (extending to LaPorte and Marshall in IN and Berrien & Cass in MI), Elkhart (extending to LaGrange, Noble, Kosciusko and Wabash in IN and St. Joseph MI, Allen (Ft. Wayne) County (extending into DeKalb, Noble, Whitley, Huntington, Wells and Adams Counties), and our Northwest issue covering Lake & Porter Counties. Total distribution each month is 84,150!
Call today for more information on how you can advertise in Senior Life.
Your exclusive opportunity to present common questions or concerns “Adults 50 Years And Better” may have relating to your product(s) or service. www.seniorlifenewspapers.com
8 ■ SENIOR LIFE ■ June 2023 www.seniorlifenewspapers.com Professional Forum EXPANDING — Interested Businesses Call Cathy Wilson 1-866-580-1138, Ext. 2402 A Monthly Question And Answer Advertorial Column
. . .
Professional Forum
Cathy
(574) 298-8806
Wilson, Account Executive Serving South Bend and Surrounding Counties
1-866-580-1138 Ext. 2402 cwilson@the-papers.com
Ryan Hahn Trust Administrator
What’s it like, Mike?
Getting the green light from Hollywood movie studios can be difficult, especially when nobody wants the project they’re being offered.
In October 1963, movie producer Lawrence Turman read a New York Times review of “The Graduate,” the debut novel by writer Charles Webb. Thurman read the book, optioned it and embarked upon a two-year hassle to get the film made.
Lawrence admired the sharp wit of Broadway comedy star Mike Nichols. When Thurman asked Nichols to direct his project, the New York icon jumped at the chance. But sizable obstacles lay ahead. Turman recalled, “No one thought the book was funny, and no one in Hollywood had heard of Mike Nichols.”
Movie producer Joseph E. Levine eventually opted to back the venture; he disliked the story but was desperate for a hit for his struggling Embassy Pictures company.
For the script, Turman hired comedy writer Buck Henry, who with Mel Brooks had co-created the TV series “Get Smart.” Henry, in his first movie script, lifted about 85% of the screenplay’s dialogue verbatim from Webb’s novel.
Anne Bancroft portrayed Mrs. Robinson, the movie’s seductive older woman. At age 35 (but playing someone a decade older), Bancroft signed on to star in what appeared to be a low-budget sex comedy. “Everybody was telling me it was beneath me and that I shouldn’t do it,” Bancroft told talk show host Charlie Rose. “(But) I loved the script; I thought it was absolutely wonderful.” Mel Brooks, Bancroft’s husband, persuaded his wife to take the part primarily because he adored Buck Henry’s script.
Several young Hollywood hunks were considered to
What can go wrong when selling your home
As a seniors real estate specialist, I work primarily with seniors and I have seen firsthand the complications that can arise when estate planning is not taken seriously. It is crucial to understand that estate planning is not only about passing on assets to heirs but also about ensuring that seniors have control over their finances and health care in case they become incapacitated.
I have encountered various scenarios where the lack of a proper estate plan has caused issues. In one instance, a lady who had serious health issues needed to move to a skilled nursing home quickly, but the will of her husband, who had died years before, was never probated. This made it necessary to take several additional steps to sell her home to pay her expenses.
In another case, a client’s friend passed away, leaving everything to her in a trust agreement he created himself without legal assistance. It is unclear yet whether his friend will have the legal authority to sell the home and be able to receive the proceeds. There is a risk that some distant cousins will receive the proceeds from the sale of the home instead.
When someone dies without a will, it is a lengthy process,
play the primary character of Benjamin Braddock, age 21. In the end, though, Nichols and Turman decided that Braddock should be depicted by little-known Dustin Hoffman, age 29. Impressive in Broadway stage work, he brought the naïve goofiness to the part that Turman wanted. Hoffman, though, disagreed: “This is not the part for me. I’m not supposed to be in movies.” Thurman and Nichols eventually convinced him otherwise.
With the help of expertly applied makeup, skillful lighting, well-placed camera angles and superior acting, Bancroft and Huffman appeared to be a generation apart, not separated as they were by only six years in real life. (Bancroft’s screen daughter, Elaine, played by 27-yearold Katharine Ross, was just eight years younger than her movie mother.)
The film focuses on Benjamin as a young overachiever who has sailed through college only to find himself adrift when he returns home to visit his parents. He is haplessly drawn into an affair with Mrs. Robinson, the aggressive wife of his father’s business partner. Later, Braddock falls for Mrs. Robinson’s daughter,
usually five months or more, to sell the real estate. In the meantime, the expenses and maintenance on the property can be overwhelming to the family.
I cannot overstate the importance of working with an attorney to create a will, trust or other estate planning documents, both before and after the death of a loved one.
Proper estate planning can provide seniors and their families with peace of mind and avoid unnecessary stress and complications in the future.
Seniors should consult with professionals to ensure their estate plan is legally sound and their assets are distributed according to their wishes.
Quick is a real estate broker at RE/MAX 100 and may be reached at (574) 220-7450 or helen@helenquick.com.
INDIANA 3010 Hickory Rd. Mishawaka, IN 46545 helen@helenquick.com | www.helenquick.com
Elaine, which ignites her mother’s savage wrath and spells trouble for Ben.
Modern Realty 100
Seniors Real Estate Specialist® Where the future takes shape.™ MICHIGAN 603 E. Main St. Niles, MI 49120
garnered seven Academy Award nominations, which left Nichols ecstatic. “There’s nothing better than discovering, to your own astonishment, what you’re meant to do!” he gushed. “It’s like … it’s like falling in love.” Planning on transitioning to: A senior community? A more manageable home? Need to settle an estate? I can help. Helen Quick, Realtor®, SRES®, CSHP® 574-220-7450 Each Office Independently Owned and Operated
June 2023 ■ SENIOR LIFE ■ 9 www.seniorlifenewspapers.com
Take advantage of the new 30% Solar Investment Tax Credit (ITC) with PWRcell, Generac’s fully-integrated solar + battery storage system. PWRcell will help you save money on your electric bill and be prepared for utility power outages. Plus it’s compatible with most existing solar arrays. Now’s the Right Time ^Consult your tax or legal professional for information regarding eligibility requirements for tax credits. Solar panels sold separately. Purchase a PWRcell and Receive a Free Ecobee Smart Thermostat Enhanced – valued at over $189!* *Scan the QR code for promo terms and conditions. SAVE 30% WITH THE SOLAR TAX CREDIT Call to request a free quote! (855) 447-0721
Fueled by the best-selling Simon and Garfunkel soundtrack album, “The Graduate” became the highest grossing film of 1968 and Free Consultation
Faith Pastor reaches out to those who have been incarcerated
“I retired from the Saint Joseph County Police Department in 2001,” stated Steven Coyle of South Bend.
“I became a chaplain at the St. Joseph County Jail in 2003. Four and a half years ago, my wife, Barbara, and I started a church for those who have been incarcerated called Final Word Ministries. It’s kind of humorous. Some of those I arrested on drug charges as a plain-clothes policeman are now part of our church. I’m their pastor.”
Born in Michigan City in 1950, Coyle remembers attending Sunday school as a young boy.
“When we moved to South Bend when I was 7, our family stopped attending church,” he said.
In 1973, Coyle married the love of his life.
“Barbara was a Catholic. We got married at Christ the King Catholic Church in South Bend. Shortly after the wedding, we decided to check out Calvary Temple. At that time, Jack West was the pastor. In August 1973, we both gave our hearts to Jesus. He’s guided our lives ever since, and I wouldn’t have it any other way.”
After West left Calvary Temple, the Coyles switched to Christian Center Church and were under the ministry of Lester Sumrall.
“I was an elder in that church for 16 years. My wife and I also headed the young married group at the church,” he said.
The Coyles traveled three times to Israel with Brother Sumrall.
“We also traveled with Josh McDowell to Russia. The people in Russia were so poor. But they were also generous. When we were visiting a school there, the people wanted to honor us. They gave us bowls of cabbage soup. We ate that food as if it were prime rib. It was all they had. Yet, they were sharing it with us,” Coyle said.
The Coyles take a couple trips a year to the Dominican Republic to hand out tracts and Spanish Bibles.
“One of those trips I was walking down the beach. I spotted a man in a top hat, tux and bathing trunks. He had two policemen on either side of him. I believe he was a drug dealer,” said Coyle. “I handed him a tract. As he began to read, I thought to myself, ‘Now he knows the way of salvation. He’ll be without excuse when he faces God.’”
When Coyle ran for sheriff in
2002, he came in second.
“My buddy, Frank Cannarecci, won the election. I believe God had other plans for me. Frank asked me to be the chaplain of the St. Joe County Jail in 2003,” he said.
According to Coyle, there are two kinds of inmates: Those who need help but are unwilling to change and those who need help and are willing to change.
“I can always tell the difference,” he said. “Those who are willing to make the needed changes to succeed in the outside world will listen and take direction.”
Four and a half years ago, the Coyles started a church for those who have been incarcerated.
“The Lord told me if I’d start a church for those nobody wanted, he’d bring others in that everybody wants. Now, we have people at Final Word Ministries from all walks of life,” he said.
He is an ordained minister and has become a father and grandfather figure to many in the congregation.
“Some of the ex-inmates have never experienced family life before,” Coyle said.
For more information, visit fwmatc.org.
Part two —
The Roman Catholic Funeral
over the casket or cremains as a reminder of baptism.
The Roman Catholic Church clearly prefers that a funeral Mass be celebrated in the presence of the body of the deceased allowing for the sacredness of the body at the funeral Mass where Christian symbols may be used, such as:
• Holy water. Used to welcome the body or cremains into the church.
• Pall. A white cloth placed
• Easter candle or Paschal candle. Reminds Christians of Christ’s presence among us.
• Cross or crucifix. A reminder of the primary Christian symbol with which we were signed at baptism.
The funeral Mass is really a privileged opportunity to return to God the gift of the deceased, hoping to usher them into paradise with the aid of our prayers.
After the introductory rites comes the liturgy of the word in which the family is encouraged to participate in the planning by choosing and reading the selections.
Next is the liturgy of Eucharist; presentation of gifts; Eucharistic prayer; communion; a song of farewell, when typically a chant will be sung; the body will be incensed; and then the final prayer of commendation when the priest commends the deceased into the hands of our Lord.
Ideally cremation would take place after the funeral Mass, although cremains have been allowed to be present since 1997. The Rite of Committal would take place after cremation.
Cremains should be placed in a worthy vessel and buried in hallowed ground or entombed in a mausoleum or columbarium. The sprinkling of ashes or retaining the ashes are not the reverent disposition that the church requires.
It is always important to notify your parish priest to obtain guidance on decisions that will need to be made in accordance with the church.
St. Joseph Funeral Home and Cemetery may be reached by calling (574) 2884685 or visiting sjfh.net.
10 ■ SENIOR LIFE ■ June 2023 www.seniorlifenewspapers.com
SB-749217-1 St. Joseph Funeral Home & Cemetery, where memories are shared, tears are shed, love is felt and refuge is found. You belong here. ST. JOSEPH FUNERAL HOMES & CEMETERY 824 South Mayflower Road South Bend, IN 46619 Facebook: St. Joseph Funeral Home www.SJFH.net ST. JOSEPH FUNERAL HOMES Please contact us for more details at www.sjfh.net or (574) 288-4685 Continuing to provide the best services for your family — • Live Streaming of Services • Indoor or Outdoor Viewing & Services Available • We will create a service that celebrates your loved one. 15% OFF Kovenz Memorial LaPorte, IN 219.362.2457 Michigan City Monuments Michigan City, IN 219.874.7414 ~ Quality Memorials Since 1934 ~ We Are Open! Call Now! Safe Step Walk-In Bathtub Standard Model# L2851 Manufactured by Oliver Fiberglass Products in 2016. Home Innovation Lab Certified. Used, new condition, no wear, and includes original accessories. Syracuse, IN • 574-528-1294 FOR SALE $1,895
Dining/Leisure/Entertainment
Hoosier Valley Railroad Museum —
Train excursions for family fun
The Hoosier Valley Railroad Museum train excursions run on Saturdays, May through October, Fathers Day Sunday and for special events. Take a relaxing, round-trip, approximately 45-minute train excursion through the countryside on an open-air car or a vintage coach between North Judson and English Lake.
Ticket prices begin at $10. Groups of six or more get $2 off each ticket. Purchasing tickets online is recommended.
Before or after the train excursion, be sure to visit the museum and grounds where the admission is always free.
The Hoosier Valley Railroad Museum has one of the largest museum collections of working railroad signals, a restored World War II Pullman Troop Car and switching tower. Stroll around the grounds to see all types of rolling stock, engines and memorabilia of a bygone era.
Guest engineers can operate a diesel locomotive with supervision at HVRM. Anyone over the age of 18 who holds a valid drivers license can “be an engineer” for 30 minutes or one hour for a nominal
fee. Contact the museum for scheduling.
HVRM has an exciting schedule of events planned for this season. Regular Saturday train rides continue through the end of September. HVRM will run Pumpkin Trains, Halloween Trains and Santa Trains later this year. Prices for these special events may vary. Most of these special events sell out in advance, so please purchase online in advance.
HVRM is an all-volunteer nonprofit organization dedicated to the preservation and education of railroading history. Special group events, including school groups, can be arranged during the week by contacting the depot. Visit the Hoosier Valley Railroad Museum website, hoosiervalley.org, for a complete schedule of events. Order tickets online or call the depot from 9 a.m. to 4 p.m. CT Saturdays at (574) 896-3950.
Don’t pooh-pooh benefits of ‘lite’ exercise routine
For those who find television and computerized “Buns of Steel” physiques too intimidating to even consider for an exercise program, here’s some good news.
Only a few minutes a day of nonaerobic, “lite” exercise such as housework, gardening and walking the dog is still enough to help keep you active and improve your overall physical condition.
Instead of the old recommendation of 30 minutes to an hour of aerobic exercise three to five times a week, the American College of Sports Medicine modified its recommendations a while ago regarding exercise.
The new guidelines suggest adults should accumulate a mere 30 minutes of activity during the day to improve their overall condition and prolong their life.
These new recommendations will help people who generally are unable or unwilling to devote a full hour three to five times a week to
personal exercise. The hope is people will begin to realize that five minutes here and there does add up, and has been shown to have positive, long-term benefits on a person’s health.
These benefits of an active lifestyle include lowering
hypertension and the risk of coronary artery disease, increased protection against chronic disease such as adultonset diabetes, overall better health, improved longevity and a generally higher level of resistance to disease.
Mature Life Features Copyright 2023
Our team of caregivers works together to provide our patients and residents with the ability to reach their highest level of physical and social well-being in a home-like environment. To learn more about our short-term rehabilitation and extended care services, or taking a tour, call us at (269) 684-2810. 1211 Stateline Rd, Niles, MI 49120 www.peplinskigroup.com/west-woods-of-niles 2023
June 2023 ■ SENIOR LIFE ■ 11 www.seniorlifenewspapers.com
Saturday JUNE 17 1-8pm Saturday JUNE 24 1-8pm Sunday JUNE 18 1-8pm Sunday JUNE 25 1-8pm Monday JUNE 19 CLOSED Tuesday JUNE 20 CLOSED Wednesday JUNE 21 CLOSED Thursday JUNE 22 4-8pm Friday JUNE 23 4-8pm Premier Sponsor Gold Sponsors $8.00 In Advance or Online $10.00 At the Door 10 00 Children Under 18 FREE baec.com/events
This six week course* focuses on empowering older adults to make positive, healthy choices. *Attendees must register for each class to attend. Weekly each Wednesday 12pm to 2pm
Beginning July 26 St Joseph County Public Library 304 S. Main St. | South Bend, IN 46601 Call (574) 284-7149 to register. Community Learning Center - classroom D
Give Something Real—Volunteer!
Help your neighbors in need.
Foster Grandparents—in school help for children
Grocery shopping
Adult Guardianship Advocate
Meals on Wheels delivery driver
Office/clerical
Long-term Care Ombudsman
REAL Friends telephone program
To learn more: Call (574) 284-7138 Email: volunteer@realservices.org
12 ■ SENIOR LIFE ■ June 2023 www.seniorlifenewspapers.com 1151 South Michigan Street | South Bend, Indiana 46601 | (574) 233-8205 | www.realservices.org news@realservices.org INDEPENDENCE | DIGNITY | STRENGTH INDEP -
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INDEPENDENCE | DIGNITY | STRENGTH
June 2023 ■ SENIOR LIFE ■ 13 www.seniorlifenewspapers.com
Ferrettie/Baugo Creek County Park opens for canoe, kayak rentals
Canoe and kayak rental season is back at Ferrettie-Baugo Creek County Park this summer. The rentals are available from 11 a.m. to 5 p.m. Thursday to Sunday through the end of September. All equipment must be returned by 7 p.m. Canoe and kayak rental is closed Monday through Wednesday, except for holidays. Patrons will have the opportunity to paddle on Baugo Creek as well as paddle out to Baugo Bay. Rental packages include the vessels, paddles and required
life jackets. Renters must be at least 18 years old and present a valid picture ID. Adults must accompany anyone under 18. This activity is not recommended for children 3 years of age and younger. For more information, visit sjcparks.org.
To make a group canoe reservation or for more information on canoe and kayak rentals, call (574) 654-3155.
Ferrettie/Baugo Creek County Park is located at 57057 Ash Road, Osceola.
Creekside Village
1420 East Douglas, Mishawaka, IN 46545 (574) 307-7200 • www.ASCSeniorCare.com
Short Term Rehabilitation-to-Home Specialization featuring Medicare and Managed Care Skilled Nursing Services and State-of-the-Art Physical, Occupational and Speech Therapies. Outpatient Therapy. Beautiful Private and divided Semi-private rooms. Comprehensive Care for longer stays. Pet visitation encouraged.
31869 Chicago Trail, New Carlisle, IN 46552-0836 (574) 654-2200 • www.greencroft.org/hamiltongrove
Majestic Care
1215 Trinity Place, Mishawaka, IN 46545 Phone (574) 247-7400
www.HeritagePointRet.com
20531 Darden Road, South Bend, IN 46637 (574) 272-0100 • www.healthwin.org
52654 N. Ironwood Road, South Bend, IN 46635 (574) 277-8710 • www.Majesticcare.com
Rehabilitation Unit, Skilled Licensed Nursing, Intermediate Care, Therapies: Speech-Occupational- Respiratory-Physical, Long Term Care, Respite Care, Private/Semi-Private Rooms, Pet Visitation Allowed, Medicare and/or Medicaid
Morningview Assisted Living Residences
475 North Niles Avenue, South Bend, IN 46617 (574) 246-4123 • www.morningview-alf.com
Spacious studio apartments at affordable rates. Services available based on your needs. Respite Care, Physical, Occupational & Speech Therapies, Medicaid Waiver accepted. Quality Care for Quality Life.
14 ■ SENIOR LIFE ■ June 2023 www.seniorlifenewspapers.com
Assisted living costs rising
The ever-expanding availability of senior living accommodations is including the full array of services — independent and assisted living as well as memory care — making it increasingly difficult to determine how to get more bang for your buck.
Does a clubhouse and golf course outweigh the value of an in-house pharmacy and health care staff? Is it smarter to go for the lower priced independent living quarters than the costlier full-service facility?
Zeroing in on assisted living facilities, the search for the right senior living option wades through a wide variety of contracts, services and fees.
Many assisted living communities have a community move-in fee that normally ranges from $1,000 to $5,000 and can be paid up front or prorated over several months. Pricing is usually broken down into rent and services.
Rent pays for your apartment, the cost of which will vary depending on size and location. Services typically include three meals a day, housekeeping, transportation, activities and the level of personal assistance you need.
For example, you may need 15 minutes help with medication management, 15 minutes with dressing and 30 minutes with meals each day. That’s one hour of care per day at the community’s stated rate. Someone else may need three hours of care and would pay more.
If you or your loved one needs memory care, or may need it in the future, find out what the additional fee will be for that care.
Some communities offer bundled packages based on your need rather than charging for the amount of time it takes to deliver the various services. Others have a flat fee for the monthly package, which means everyone pays the same regardless of the amount of services they use.
Assisted living costs depend on the community you choose, size of your apartment, number of services you need and what part of the country you live in.
One national survey indicates the median monthly cost for assisted living is $4,500, which breaks down to around $148 per day and $54,000 per year. To put that into some context, the same survey says a private room in a nursing home will cost around $9,034 a month, which is $297 per day or $108,405 per year. Home health aide services average $154 per day, or $56,160 per year, based on an eight-hour day, five days a week.
Many people believe assisted living is covered by Medicare. Almost 60% of people surveyed said they plan to rely on Medicare to help pay for any senior care they might need. While your personal health insurance coverage and pharmaceutical coverage continues after relocating to a community,
Primrose Retirement Community of Mishawaka
820 Fulmer Road, Mishawaka, IN 46544 (574) 259-3211 • primroseretirement.com
Our spacious independent and assisted living apartments offer something to retire to not just something to retire from. Residents at Primrose enjoy a healthy and active living environment.
Providence Home by Fir
1410 Deer Run Drive, Mishawaka, IN 46545 (574) 323-4955 • Marketing (574) 339-3244 www.providencehomebyfir.com • cswizek@providencehomebyfir.com
Assisted Living, Long Term, Transitioning, Respite Care, Hospice Care, Therapy Services. 28 bed licensed residential home with a 2-bedroom suite in each wing. We accept clients coming from: Homes, Hospitals, Rehab/ Nursing facilities, “Big Box” Residential Home Facilities. We focus on quality of life, quality of care, family satisfaction & staff satisfaction.
Riveridge Rehabilitation & Healthcare Center
1333 Wells Street, Niles, MI 49120 (269) 684-1111 • www.riveridgerehab.com
Riveridge Rehab in Niles, Michigan, offers newly renovated rehab units with 4 private suites. Additionally, we have a locked memory care unit with multi-sensory room.
Saint Joseph Health
System - Holy Cross
17475 Dugdale Drive, South Bend, IN 46635
(574) 247-7500 • www.sjmed.com
Medicare typically doesn’t pay for assisted living.
The same survey found that 61% of respondents thought they would rely on Social Security to cover assisted living or other longterm care costs. The average monthly Social Security payment covers only a small
Southfield Village
portion of those costs.
Most assisted living residents pay for the service from their personal resources, with help from coverage provided by long-term care insurance, and often with financial assistance from their adult children.
Mature Life Features Copyright 2023
St. Paul’s
6450 Miami Circle, South Bend, IN 46614 (574) 231-1000 • www.greencroft.org
Independent Living, Assisted Living, Rehabilitation Unit, Skilled Licensed Nursing, Intermediate Care, Therapies: Speech-OccupationalRespiratory-Physical, Long Term Care, Respite Care, Private/ Semi-Private Rooms, Pet Visitation Allowed, Residential Apartments, Medicare and/or Medicaid
3602 S. Ironwood Dr., South Bend, IN 46614 (574) 284-9000 • www.sjmed.com/st-pauls
St. Paul’s, a Saint Joseph Health System Life Plan Community in South Bend, provides continuing care that is faith-based, hospitality-rich and wellness-focused. A variety of living options includes affordable Independent Living and Assisted Living apartments and secure Memory Care.
Tanglewood Trace Senior Living
530 Tanglewood Lane, Mishawaka, IN 46545 (574) 277-4310
www.tanglewoodtraceseniorliving.com
Offering Retirement Villas, Independent and Licensed Assisted Living, Therapy Services, Respite Care, Social and Recreational Activities, Pets Welcome, Transportation, Beauty Shop and Spa Services Available.
West Woods of Niles
1211 State Line Road, Niles, MI 49120 (269) 684-2810 • www.peplinskigroup.com
HOLY CROSS
Offering Rehabilitation and Nursing Care services for seniors, Sanctuary at Holy Cross focuses on wellness for the body, mind and spirit. Our therapies include: aqua, speech, occupational, physical, and therapeutic recreation.
316 Woodies Lane, Bremen, IN 46506 (574) 546-3494 • SHCofBremen.com
Physical Therapy, Occupational Therapy, Speech Therapy, 24-Hour Nursing Care, Outings, Social Activity, Short/Long Term Rehabilitation, Wi-Fi, Beauty Shop, Private/Semi-Private Rooms, Medicare/Medicaid Certified
Contact Cathy Wilson For More Details! (574) 298-8806 1-866-580-1138 Ext. 2402
Bremen
cwilson@the-papers.com
June 2023 ■ SENIOR LIFE ■ 15 www.seniorlifenewspapers.com Health & Fitness
AL Lic. #: 14-013331-1
Advertise Your Community Here!
African American Legacy Award winner announced
Verge “Brother Sage” Gillam, an influential lecturer and community leader in South Bend, will be presented with South Bend’s The History Museum’s 2023 African American Legacy Award. The ceremony will take place during the luncheon at the museum’s Historic Oliver Gardens from noon to 1:30 p.m. Tuesday, June 13. Reservations are required; tickets can be purchased online at historymuseumSB.org or by calling (574) 235-9664. Sponsorship opportunities are also available.
Brother Sage has been an important figure in the local African American community, with a deep-rooted interest in sharing his knowledge about African American history.
In 1990, he initiated a community-wide Kwanzaa celebration and the Black Man
Think Tank in South Bend.
As a sought-after lecturer, he has given presentations on the Underground Railroad and various other topics at elementary and high schools, colleges, universities, museums, and numerous other forums.
His career includes serving as the first social worker at the Tolsen Center in Elkhart, executive director of the Urban League, and the Equal Employment Opportunity officer for the Indiana Department of Transportation. He also hosted “Providing Options” on WSBT and WSBT and has mentored numerous young people throughout the years.
A graduate of a historically black college, he also attended economic development training at an Ivy League university. He is married to Charlotte
Pfeifer, a community activist and former South Bend City Council member. Both sides of his family have roots in the Underground Railroad, which brought them to Michigan.
A specially appointed committee of community leaders, chaired by The History Museum board member Marvin Curtis, Ed.D., selected him as the award recipient from several community nominations.
The African American Legacy Award is presented annually by the The History Museum to recognize the invaluable contributions of African American community members in the St. Joseph River Valley. It aims to honor past legacies and achievements, highlight present accomplishments, and influence future efforts.
Brian Harding, executive
FOR LISTING CALL CATHY AT
AGING & WELLNESS RESOURCES
AGING CONNECTIONS
Serving Northern IN & Southwest MI
A free online directory for aging & wellness resources. Our members offer a wide variety of services and information for your specific needs. www.agingconnections.org
Hover over Chapters on the navigation bar, then select your area and click directory. Aging Connections is a 501(c)(3) Nonprofit Organization
ALZHEIMERS/MEMORY CARE
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250 East Day Rd., Mishawaka, IN 46545 (574) 247-8700
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DENTISTS
director of The History Museum, said, “We are extremely proud to present the 2023 African American Legacy Award to Brother Sage. He is an extraordinary man who has helped many to understand the important role of the African American community in the development of the St. Joseph River Valley. Learning about this history is vital for the people of our region, the state of Indiana, and our country.”
To be eligible for the African American Legacy Award, an individual must meet specific criteria. They must have been a resident of the St. Joseph River Valley for at least 10 years, not previously received the award, demonstrated leadership and creativity in promoting African American history, increased understand-
ing and appreciation for African American heritage, made a significant impact on the local community by promoting African American history, and recognized exceptional efforts or those that have gone above and beyond their job.
The St. Joseph River Valley is considered by the museum to encompass nine counties in Indiana including: LaPorte, St. Joseph, Elkhart, Lagrange, Starke, Marshall, Kosciusko, Pulaski and Fulton. It also includes Berrien, Cass and St. Joseph counties of Michigan.
This award serves as a testament to the tireless dedication of individuals, like Brother Sage, who strive to educate and empower others about African American history and its importance to the region and the nation.
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1215 Trinity Place, Mishawaka, IN 46545 Phone (574) 247-7400
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PRINCESS CITY DENTAL CARE
2006 N. Main St., Mishawaka, IN 46545 (574) 259-8571
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16 ■ SENIOR LIFE ■ June 2023 www.seniorlifenewspapers.com
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Mishawaka-Penn-Harris Public Library hosts programs for adults
Below is the MPHPL June calendar of events for adults. All reservations for in-person or Zoom attendance may be secured at (574) 259-5277 or www. mphpl.org. Check mphpl.org for the most up-to-date information regarding events. Registration required for most programs.
Community Events
“Chicory Cafe Book Club,” 10-11 a.m. Saturday, June 3, at Chicory Café, 114 W. First St. June’s book, “The Seven Husbands of Evelyn Hugo” by Taylor Jenkins Reid, can be picked up in advance at the front desk.
“One Day in the Sun: Take a Mental Health Day,” 11 a.m. to 2 p.m. Saturday, June 24. Visit the library’s table for crafts, program guides and games available for everyone. The event will be held at Central Park in downtown Mishawaka.
“Storytime at the Mishawaka
Market,” 10 a.m. to 2 p.m. Sunday, June 25. Join the community engagement staff for a special storytime at 10 a.m. and 1 p.m. Program guides and take-andmake crafts will be available for free.
Bittersweet Branch Events
“Customize It Coozies,” 5:306:30 p.m. Wednesday, June 7. Have some fun and make a personalized coozie to celebrate the warm weather.
“Yak, Snack and Read Book Club,” 1-2 p.m. Tuesday, June 13. June’s book, “The Lincoln Highway” by Amor Towles, can be picked up in advance at the front desk.
“DIY at Dusk: Puzzle Bowl,”
5:30-6:30 p.m. Wednesday, June 21. Enjoy a fun night out while meeting new friends and creating a puzzle bowl. Participants can walk out of this event with their own puzzle bowl.
Harris Branch Events
The Harris Branch is undergoing construction. Currently, the branch is browse-and-borrow-only and no events are scheduled due to renovations. Hours of operation at the Harris Branch remain the same.
Mishawaka Library Events
“Summer Reading Challenge Kickoff Party,” anytime between 10 a.m. to noon or 3-5 p.m. Friday, June 2. Enjoy donut bingo in the Spencer Gallery, donut decorating in the Makerspace and a book tasting for adults in the Friends Room.
“Delectable Lit,” 5:30-7 p.m. Thursday, June 8. June’s book, “The Grapes of Wrath” by John Steinbeck, can be picked up in advance at the front desk.
“Cooking Classics: Fresh Jam,” 4:30-5:30 p.m. Monday, June 12.
“Batter Up: The History of
Baseball and Trivia,” 6:30-7:30 p.m. Tuesday, June 13. After a short presentation on the history of baseball in St. Joseph County, take part in baseball trivia. Trivia winners will receive prizes.
“Mug ‘n’ Muffin Monthly Book Club,” 10:15-11 a.m. Thursday, June 15. “Food for Thought: An Indiana Harvest” by David Hoppe can be picked up in advance at the front desk.
“Burrito Bowl Cook Along with Chef Nicky,” 4:30-5:30 p.m. Thursday, June 22.
“Snack Attack: Cheesy Snacks,” 10:30-11:30 a.m. Friday, June 23.
“Make with Us: Citronella Candle,” 10:30-11:30 a.m. Monday, June 26. Zoom Only Events
“Take a Trip to the Philippines on Zoom,” 6:30-7:30 p.m. Tuesday, June 6.
“Virtual Craft Hour Pattern
Art,” 10:30-11:30 a.m. Friday, June 16.
“Virtual Road Trip,” 6:30-7:30 p.m. Tuesday, June 20; take a virtual trip from the east coast to the west coast.
Summer Reading Challenge
The summer reading challenge kicks off Thursday, June 1. Challenge cards can be picked up at any MPHPL location or can be downloaded online by visiting mphpl.org/summerreading. This year’s challenge ends Saturday, Aug. 5. All ages can take part. Adult participants must have a library card. Prize redemption begins Monday, June 12. All participants who complete the challenge and turn in their card earn a free book from a preselected list. Turning in completed cards also automatically qualifies an entry to win summer prizes.
FOR LISTING CALL CATHY AT 1-866-580-1138 EXT. 2402 HEALTH SERVICES DIRECTORY
HOME HEALTHCARE AGENCY
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1251 N. Eddy Street, Suite 200 South Bend, IN 46617 (574) 222-5992
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HOSPICE CARE
CENTER FOR HOSPICE CARE
501 Comfort Pl., Mishawaka, IN 46545 (574) 243-3100
112 South Center Street, Plymouth (574) 935-4511
22579 Old U.S. 20 East, Elkhart
(574) 264-3321
309 W. Johnson Rd., Suite A, LaPorte, IN 46350 (219) 575-7930
1-800-HOSPICE (467-7423)
Serving area patients & families since 1980. www.CFHcare.org
HOUSECALL DOCTORS
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219-750-9497
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SENIOR OUTPATIENT SERVICES
1220 E. Jackson Blvd. Elkhart, IN 46516 (574) 333-9747
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Senior Outpatient Services is a mobile outpatient practice providing PT, OT, ST services to seniors in their homes.
June 2023 ■ SENIOR LIFE ■ 17 www.seniorlifenewspapers.com
Bygone things that are gone
Most of us in the seniors category probably have forgotten a few things that have disappeared over the past seven or eight decades.
A longtime washing detergent used in many households was Rinso, a product of England that was introduced to the U.S. market in 1918. Today the brand is available only in Turkey and Brazil. You might recall the radio jingle: “Rinso white, Rinso bright, happy little wash day song.”
While we’re on the subject of soap, I spent time in the Navy on Midway Island out in the Pacific. Fresh water had to be brought in from Hawaii, hence we had only saltwater showers available. The only bar of soap that would lather up was Vel. If you didn’t want to smell
and itch from saltwater after showering you used Vel. Today that product is available only in Denmark. There were several brands for keeping our teeth clean.
Ipana toothpaste was one early product. In the early 20th century, you couldn’t find tubed toothpaste. Before and during World War II, the more common tooth and mouth cleaner was powder in a can, or you could use Mom’s baking soda. No brush? No worries. You just used your index finger.
In the winter when colds were prevalent and coughs persisted there always was Smith Brothers’ cough drops to keep you from hacking. The boys were well worth the dime … tastier than Luden’s or Vick’s.
For sugar beverages of choice, we youngsters always liked Dad’s Old Fashion Root Beer, primarily because it came
in a squatty brown bottle like the real brew our dads drank. Royal Crown Cola and Pepsi Cola became popular drinks primarily because their bottle size was 12 ounces. Coca Cola only offered six ounces, but Coke still remained the leader despite that jolly jingle, “Pepsi Cola hits the spot; 12 full ounces, that’s a lot!” All three are still readily available, but not in glass bottles.
Soda pop glass bottles could be returned to any store that sold soda pop to receive a two-cent deposit refund. Since the soda companies reused the bottles, it was a regular source of income for many kids.
Mercurochrome was used for skin scrapes if you didn’t want them to burn until it was banned for its staining properties and fear of mercury poisoning.
After World War II, factories
began turning out products the buying public wanted, including automobiles, kitchen appliances, sewing machines and the like. But the product most in demand since the late ‘40s is the television set. Down through the years, TV sets have continued to sell in the $400 to $500 range. The difference? Those early sets were all made in America.
A number of American automobiles are no longer with us. Remember the Kaiser, Frazier and Henry J? How about the Cord, Graham, Desoto, Pontiac, Oldsmobile, Studebaker, Packard, Hudson, Nash and Mercury?
Don’t forget Ford’s marketing disaster, the Edsel that was introduced in 1959. It was a good car that was doomed by two marketing factors: the price was nearly the same as Ford’s more popular Mercury and, most of all, people hated the grill. The Edsel was named after Henry Ford’s son and, while it disappeared from the annual market back then, it’s a vintage car show delight today.
Throughout the 1930s, ‘40s and early ‘50s — “before television” — radio programming was the home entertainment mainstay. Weekly live audience-participation game shows
were big hits. There was Ralph Edwards and his “Truth or Consequences,” Art Linkletter hosted “People Are Funny,” and “Dr. I.Q.” was a trivia question and answer program. If an audience member got a question correct, they would receive “64 silver dollars and a box of Mars bars.”
Mystery radio programs such as “Lux Radio Theater,” “The Shadow,” “Inner Sanctum,” “Johnny Dollar,” “Dragnet” and “Gunsmoke” had our brains painting mind’s-eye pictures much more colorful than what began appearing on TV.
TV set makers raced to capture the market. Crosley, Sylvania, Raytheon, General Electric, Philco, Emerson, RCA, Magnavox, DuMont, and Westinghouse were among the many sets available. All were built in the good ol’ U.S.A.
Four networks produced and aired television programming. DuMont was the nation’s first national network. RCA’s National Broadcasting Co., Westinghouse Broadcasting and Columbia Broadcasting System followed suit. DuMont disappeared in 1956, but who among the older of us will ever forget “Captain Video” and “Saturday Night Wrestling” live from Chicago with Jack Brickhouse? NBC and CBS have become giants with news and entertainment programming.
To reminisce is always a fun trip for those who will never see 70 again.
Mature Life Features Copyright 2023
18 ■ SENIOR LIFE ■ June 2023 www.seniorlifenewspapers.com
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It was 50 years ago —
‘Kodachrome’ began as ‘Goin’ Home’
Paul Simon
Paul Simon’s “Kodachrome” began as “Goin’ Home,” but the poetic perfectionist soon felt that sounded too ordinary. Thus, he shifted creative gears, restructured the lyrics and came up with “Kodachrome,” which, to him, sounded close to “Goin’ Home” but stuck better in the listener’s ear.
After Simon heard the gospeldrenched Staple Singers hit, “I’ll Take You There,” he knew he wanted to record “Kodachrome” at Muscle Shoals Sound Studio, the same cramped northwest Alabama locale the Staples had utilized. The Muscle Shoals Rhythm Section consisted of four white guys who could lay down soul and rhythm-and-blues tracks as well as or better than anyone on the recording session scene.
While the group may have been top-notch, the studio itself
was a dump. David Hood, the outfit’s bass player, explained to songfacts.com, “Paul Simon was used to working at Columbia Studios in New York and at studios in England and different places. When he came and saw our little place, he probably thought, ‘Man, this is a rat trap.’ Because it was.” One example of what awaited the sophisticated hitmaker was plastic covers tossed over the recording console that protected the costly piece of equipment when rain leaked from a hole in the roof.
Simon obviously managed to cast aside any concerns he had, as he nailed the master of “Kodachrome” in just two takes. Soon afterward, his single streaked to No. 2 on the Billboard Hot 100.
His tune could be seen as a coming-of-age treatise, perhaps how a young man could often choose to view the world through rose-colored glasses. (To Simon, this is what Kodachrome camera film offered.) But first, wanting to get something unrelated off his chest, he opened “Kodachrome” with a most quirky lyric line:
“When I think back on all the crap I learned in high school,
“It’s a wonder I can think at all.”
Then, without explanation, he altered the plotline of his
History Museum presents lecture on the 1930s workforce June 7
Dan Graff, Ph.D., director of Higgins Labor Program, and professor of the practice, department of history at the University of Notre Dame, talks about national labor issues during the 1930s, the decade currently depicted in The History Museum’s Worker’s Home, at the museum’s “Insights in History,” taking place at 1:30 p.m. Wednesday, June 7. Admission is $3. Reservations are required by June 5. “Insights in
History” is sponsored by THK Law, LLP.
A guided tour of “Dom Robotnika,” the Polish worker’s home will be offered.
“Insights in History” is a monthly series that features a lecture in conjunction with an exhibit at The History Museum.
For information, call The History Museum at (574) 2359664 or visit www.historymuseumSB.org.
mini-story:
“Kodachrome
“Give us those nice bright colors.
“Give us the greens of summer.
“Makes you think all the world’s a sunny day.”
Certainly, it’s hard to let go of thoughts of a remembered carefree life of youthful pleasures and replace them with adulthood’s grittier realities. For Paul, this would include memories of past relationships that may not have been as sublime as he once recalled:
“If you took all the girls I knew when I was single
“And brought them all together for one night,
“I know they’d never match my sweet imagination
“And everything looks worse in black and white.”
By the way, one should remind Simon that, when he and Art Garfunkel were in high school in New York, they had recorded a ditty called “Hey, Schoolgirl!” a bit of piffle (listed as being by Tom and Jerry) that reached the bottom of the national Top 40 chart. Royalties from the disc’s
sales had bought teenage Paul a new fire engine red Chevy convertible.
Hey, maybe high school really wasn’t a complete waste of time after all.
June 2023 ■ SENIOR LIFE ■ 19 www.seniorlifenewspapers.com
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Annual Age of Excellence award winners announced
REAL Services, a nonprofit organization committed to helping seniors and people with disabilities in northern Indiana, held its 27th Age of Excellence Awards Tuesday, April 18, in South Bend.
The awards celebrate the individuals and organizations that have made a significant impact on the lives of older adults and low-income populations.
The keynote speaker was Liz O’Donnell, an is an award-winning blogger who runs workingdaughter.com. A longtime marketing executive, she is working on her second book, a guide to caring for aging parents as she has had to do. She spoke about caring for her parents, one who had dementia.
This year’s winners of the
Age of Excellence Awards are a diverse group of individuals and organizations that have demonstrated a strong commitment to service and volunteerism.
The Window in Goshen was honored as Business of the Year Award. The Window is a business that has displayed a strong commitment to the elderly. This award recognizes its dedication to improving the lives of older adults in the community.
Bettie Jackson was named Family Caregiver of the Year Award. Jackson is a family member who unselfishly provides care and support to someone who is 60 years of age or older. Her dedication to a loved one is a shining example of the sacrifices family caregivers make every day.
Elaine Komjathy was named The Wyatt Mick Volunteer of the Year Award. Komjathy is an individual who
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has displayed a commitment to volunteerism in service to the elderly. Her selflessness and dedication have made a significant impact on the lives of those she serves.
Eve Finnessy was given the Becky Zaseck Professional of the Year Award. Finnessy is a professional who has demonstrated dedicated service to older adults. Her hard work and commitment to her patients earned her the welldeserved award.
Dr. JoAnn Burke received the The Les Fox Hoosier Lifetime Award. Burke is an individual who has demonstrated a lifetime of service to
her community. Her commitment to helping others, paid or unpaid, has made a significant impact on the lives of those around her.
South Bend Heritage Foundation was named Agency/ Program Serving Low-Income of the Year Award. South Bend Heritage Foundation is an agency/program committed to providing outstanding service to low-income persons, while supporting independence.
Courtney Kubly was named Change Agent of the Year Award. Kubly is an individual who made a difference in the lives of low-income populations.
Sgt. Shriver Lifetime Achievement Award was given to Rickardo Taylor. Taylor is a person who has spent the majority of his life in service to the low-income population. For more information, visit realservices.org.
Quick moves to credit card savings
There are several simple chores you can perform if your credit card payments schedule has become unwieldy. For starters, contact the card issuer and ask if you can change your payment date to one that works better for you. Ask if there is a toll-free 800
number to call to get an update on the status and total of your account.
If you think you’re going to exceed your limit, call the card issuer. They may be able to raise the credit limit and avoid an over-limit fee. Call also if you think your payment may arrive late.
To avoid a late payment fee, send your payment by over-
night delivery if time permits. The delivery cost is usually lower than the late payment fee. You might phone it in with your account number and checking account information handy or make payment online. Call your card issuer and ask about these and other steps you might take to make life easier for yourself.
Mature Life Features Copyright 2023
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Eligibility for spouse’s benefits
Social Security helps you secure today and tomorrow with financial benefits, information and tools that support you throughout life’s journey.
If you don’t have enough Social Security credits to qualify for benefits on your own record, you may be able to receive benefits on your spouse’s record.
To qualify for spouse’s benefits, you must be one of the following:
• 62 years of age or older.
• Any age and have in your care a child who is younger than 16 or who has a disability and is entitled to receive benefits on your spouse’s record.
If you wait until you reach full retirement age, your full spouse’s benefit could be up to one-half the amount your spouse is entitled to receive at their full retirement age. If you choose to receive your spouse’s benefits before you reach full retirement age, you will get a permanently reduced benefit. You’ll also get a full spouse’s benefit before full retirement age if you care for a child who is entitled to receive benefits on your spouse’s record.
If you’re eligible to receive retirement benefits on your own record, we will pay that amount first. If your benefits as a spouse are higher than your own retirement benefits, you will get a combination of benefits that equal the higher
spouse benefit.
For example, Sandy qualifies for a retirement benefit of $1,000 and a spouse’s benefit of $1,250. At her full retirement age, she will receive her own $1,000 retirement benefit. We will add $250 from her spouse’s benefit, for a total of $1,250.
Want to apply for either your or your spouse’s benefits? Are you at least 61 years and nine months old? If you answered yes to both, visit ssa.gov/benefits/retirement to get started today.
Are you divorced from a marriage that lasted at least 10 years? You may be able to get benefits on your former spouse’s record.
For more information, visit ssa.gov/planners/retire/divspouse.html.
Why you need an estate plan
Many people think estate plans are for someone else. People rationalize that they are too young or don’t have enough money to justify the time and expense of creating a plan. However, estate planning is for everyone, regardless of age or worth. Here are a few reasons to stop procrastinating.
Loss of capacity. What if you become incompetent and unable to manage your own affairs? Without the proper plan, the court will select the person to manage your affairs. With the proper plan, you select that person.
Keeping assets in the family. Without a plan, your child’s spouse may end up with your money if your child passes away prematurely. If your child divorces, half of your assets could go to the spouse. With a plan, you can set up a trust that ensures your assets will stay in your family.
Dying without a will. Who will inherit your assets? Without the proper plan, your assets pass to your heirs according to Indiana’s intestacy law. Family members will receive your
assets without the benefit of your direction. With the proper plan, you decide who gets your assets, and when and how they receive them.
Blended families. What if your family is blended? Without the proper plan, children from a prior marriage may not be treated as you would wish. With the proper plan, you determine what goes to your children from a prior marriage.
Children with special needs. Without the proper plan, a child with special needs risks being disqualified from receiving Medicaid or SSI benefits. With proper planning, you can set up a special needs trust that will allow the child to remain eligible for government benefits while using the trust to pay for non-covered expenses.
Contact TCU Trust Services at (574) 284-6210 for more information.
DISCLOSURE
This information is not designed, meant, nor does it constitute the rendering of legal or tax advice. You should consult with your attorney and/or tax advisor before implementing any strategy discussed here.
Trust services provided by MEMBERS Trust Company are not federally insured, are not obligations of or guaranteed by the credit union or any affiliated entity and involve investment risks, including the possible loss of principal.
MEMBERS Trust Company is a federal thrift regulated by the office of the comptroller or the currency.
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June 2023 ■ SENIOR LIFE ■ 21 www.seniorlifenewspapers.com
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Travel Rock ‘n’ roll is at home in downtown Cleveland
Rock ‘n’ roll burst on the music scene in the early 1950s with a style that was brash and loud with rhythms that made listeners want to dance.
Many of its performers dressed outlandishly, screamed into their microphones and gyrated suggestively while appearing to be trying to destroy their instruments.
It was a huge hit with teenagers. Adults and parents, however, were horrified. They banded together, petitioned and even demanded radio stations not play that “horrible, degenerative” music because it was corrupting their children.
Of course, their efforts were futile and the genre’s popularity soared. In fact, it’s as “in” today as it was more than 70 years ago.
If rock & roll is your style, there’s an amazing venue that tells the story from rock’s earliest artists to today’s budding performers. It’s the Rock and Roll Hall of Fame in Cleveland. Here you can view instruments from some of history’s greatest concerts, see performance outfits worn by top artists and view
handwritten drafts of hit singles.
Before settling on Cleveland for the Hall’s location, Ahmet Ertegun, founder and chair of Atlantic Records, conducted a long search starting in 1983 for the “right” city to host it.
Philadelphia was one of the contenders because it was the home of rock pioneer Bill Haley and American Bandstand.
Memphis was considered because it was home of Sun Studios.
Detroit was on the short list because of Motown Records, as was Cincinnati because of King Records.
New York City was also in the running.
Cleveland lobbied hard, citing that WJW disk jockey Alan Freed coined the name rock ‘n’ roll, promoted the genre heavily on the radio and his Moondog Coronation Ball was credited as the first major rock ‘n’ roll concert. Cleveland, which won the competition in 1986, also pledged $65 million toward construction of a facility.
It began inducting artists even before construction started and Freed was among the first class. Groundbreaking was in 1992 and it was dedicated in 1995.
Architect I. M. Pei designed the structure, which is located on the shores of Lake Erie in downtown Cleveland. It has a 162-foot-tall tower and is a compendium of geometric forms and cantilevered spaces.
GAMES
It’s chock full of rock ‘n’ roll history from those who performed it and molded its iconic character to notable figures who influenced its development. The lower of the seven levels focuses on the roots of rock ‘n’ roll where the early stars are enshrined in glass cubicles displaying their instruments, costumes, photos, biographies and videos showing them in action.
One of the highlights is the
Continued on page 23
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MLB
Regional Sports Networks req’d and add’l fees may apply. CHOICE Package or higher. Blackout restr’s apply. Avail. of RSNs varies by zip code and pkg.©2023 DIRECTV. DIRECTV and all other DIRECTV marks are trademarks of DIRECTV, LLC. All other marks are the property of their respective owners 1-877-358-1842
THE MOSTLOCAL
Rock ‘n’ roll
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film presentation of classic performances by Hall of Fame inductees. There are also plenty of interactive kiosks about one-hit wonders and songs that shaped rock ‘n’ roll. In one section, visitors can even pick up and strum a guitar or try their hand on an electric piano or synthesizer.
Its first major exhibit in 1995, “I Want to Take You Higher,” zeroed in on the psychedelic era between 1965 and 1969. That was followed by two years of “Elvis is in the Building” in recognition of the King of Rock and Roll.
For more information, visit rockhall.com
Where are you going next? Chicago and Memphis are in
How about a two-night, three-day trip to Chi-town?
See Chicago in all its summer glory. This will be fun and without the stress of driving.
Leaving Tuesday, Aug. 22, and returning Thursday, Aug. 24, the trip’s cost is $355 per person, double occupancy. Reserve a space now for only $75.
This tour includes:
• Motorcoach transportation.
• Two nights lodging in the Chicago area.
• Four meals: two breakfasts and two dinners.
• Visit to the Museum of Science and Industry.
• Visit to the World Famous 360 Chicago, formerly the John Hancock Observatory.
• A skyline cruise on Lake Michigan.
• Visit to the historic Navy Pier and Field Museum of Natural History.
• A night of dinner with entertainment.
Then, because Chicago was so much fun, join us for our Memphis trip Monday through Saturday, Sept. 11-16. We will submerge ourselves in the city of blues, soul and rock ‘n’ roll. The cost of this five-night trip is $640 per person, double occupancy, and a $75 deposit to hold a seat.
This tour includes:
• Motorcoach transportation.
• Five nights lodging, including three consecutive nights in the Memphis area.
• Eight meals: five breakfasts and three dinners.
• Admission to Graceland, the home of Elvis Presley, including The Airplanes and Car Museum.
• A guided tour of Memphis.
• Free time on Beale Street in Memphis.
• Admission to Sun Studio, one of Memphis’ top-rated attractions.
• Admission to Memphis Rock ‘n’ Soul Museum.
• Gaming time at a Mem-
DD Resales’ plans
phis area casino. Dennis Donathen will be your host for both coach trips. There is only one Dennis and
if you’ve been on a trip of his, you know he will have every detail covered, plus plans for entertainment along the way.
Call him at (574) 220-8032 or visit grouptrips.com/ddresales for more details and to make a deposit.
DD RESALES PRESENTS
Chicago
August 22-24, 2023
Memphis, TN
September 11-16, 2023
For 30 Days For A 1 Column x 1 Inch Ad FOR
SALE
2 nights. More information to come, but we know it will include the Museum of Science & Industry, Handcock Building, Navy Pier, Skyline Cruise and more. Stay tuned.
$355 pp dbl occ
Branson Holiday Show
Extravaganza 2023
November 13-18, 2023
5 nights, 8 meals, 6 fabulous shows
$725 pp dbl occ
VISIT
5 nights, 8 meals. Graceland, Memphis Tour, Beale Street, Sun Studio, Memphis Rock ‘N’ Soul Museum, Gaming at Memphis Area Casino & More
$640 pp dbl occ
NEW FOR 2024
Washington DC - May 16-22
Nashville Show Trip
June 2024 - 4 nights
Boston, Salem & Cape Ann
Sept. 25-Oct. 2
Branson Show Trip - Nov. 18-23
BOOK NOW FOR ONLY $75 pp TO HOLD YOUR SEAT
For flyers and more information call Dennis Donathen @ 574.220.8032
June 2023 ■ SENIOR LIFE ■ 23 www.seniorlifenewspapers.com Travel
OUR WEBSITE FOR DAILY SCHEDULES,
AND MORE DETAILS WWW.GROUPTRIPS.COM/DDRESALES
VIDEOS
24 ■ SENIOR LIFE ■ June 2023 www.seniorlifenewspapers.com