Senior Life - NorthWest Edition - March 2024

Pierogis making a return —

tion of the Blessed Virgin Mary Catholic Church in New Chicago. They rolled up their sleeves, only to get plenty of flour on them, but for a

good cause.

The parish brought back locallymade pierogi for its Lenten fish fry. Between the pandemic and purchasing pierogi, Assumption had not made its own pierogi in some years.

Ricky Baron, a former French teacher now working in the Canadian consulate in Chicago, has been making pierogi for 29 years. This year he coordinated an effort to produce 2,700 pierogi. Back when the parish hosted multiple fish fries, members made as many as 10,000 pierogi.

Some will be served with fish and shrimp combo meals. Most will be sold separately in lots of a dozen or halfdozen. Fillings include sauerkraut, sweet cheese and potato.

“It’s fun,” said Betty Ring, a parish volunteer. “People will volunteer and argue that the pierogi is too thick or too thin, but it’s just fun.”

Ring said pierogi making brings out some of Assumption’s “old ladies,” including Sharon Dash.

“I enjoy just getting together,” said Dash, who has “no idea” about the perfect

pierogi. “I just listen to instructions.”

For Baron, the key to good pierogi, besides having the help, is “knowing the ingredients and staying with what works.”

Assumption uses the same recipe, Baron said, it’s used throughout the parish hall’s 45-year history.

As to his favorite filling, Baron noted, “All are pretty good.”

Barb Czekaj, Baron’s aunt and another old-timer, said making pierogi is just fun. “You meet people from the past year that you don’t get to talk to,” she said.

As to a personal pierogi recipe, Czekaj noted, “I just go with the flow. They tell me the way they do it.”

The team of nearly 20 parish volunteers started with potato-filled pierogi, then went to kraut and cheese.

Baron explained the “pierogi process.” Once the dough is ready, it is rolled and flattened, then cookie-cuttered into circles. A volunteer then spoons filling into the circle, after which other volunteers roll the dough into a semicircle and

Continued on page 4

— Marie Czarnecki primps to seal uncooked pierogi for the Lenten fish fry at Assumption of the Blessed Virgin

HIGH ROLLERS — Ricky Baron and Betty Ring roll dough for making pierogi for the Lenten fish fry at Assumption of the Blessed Virgin Mary Parish in New Chicago. Parish members prepared 2,700 of the ethnic dumplings.

Shine makes a difference in community, classroom and church

By CARRIE STEINWEG Feature Writer

Growing up the daughter of a minister and steel worker in Gary, Sheila Shine was guided by strong work ethic, ambition and drive to serve from an early age. She went on to earn a bachelor’s degree in public relations and a master’s degree in organizational communication from Purdue University Northwest. With her late husband, Willie Shine, the couple ran a successful trucking company, JaColby Trucking Co., for nearly 20 years.

For the past 18 years, Shine has been employed by the Town of Merrillville, and six years ago she started in her current position as planning and building director.

“I enjoy working for the Town of Merrillville,” said Shine. “This job allows me the opportunity to work with a wide range of people, from residents and developers to architects, attorneys and engineers, providing variety and keeping my work dynamic. I have also developed valuable skills in communication, negotiation and project management.”

In leading the planning and building department, Shine develops budgets, manages staff and ensures efficient operations. Her responsibilities include overseeing projects, enforcing

codes and regulations, reviewing development applications and conducting public hearings and meetings.

“The most rewarding part of my job is that I play a role in shaping the town’s future by planning new housing and commercial development,” said Shine. “I also witness the tangible results of completed projects, like new homes, businesses and public spaces, offering a sense of satisfaction.”

One challenging part about her job is the realization that you can’t please all of the people all of the time. “However, it is important to understand specific concerns and priorities of different groups — residents, businesses and developers,” she said. “I frame my communication accordingly, addressing their unique perspectives.”

Shine has served in her community and church. She has been on the YMCA board of directors for the Hammond branch, on the executive committee for Hammond Rotary and part of the District Youth Leadership Team and has been the recipient of the Hammond Mayor’s Distinguished Service Award.

A member of Carter Memorial Christian Episcopal Church in Gary, Shine serves as director of the board of Christian education,

teaches Sunday school and is also chair of the board of trustees. She also has a love for teaching and is an adjunct teacher at Ivy Tech Community College and Indiana University Northwest.

Outside of work, she enjoys gardening and plants a small vegetable garden each year. She is the mother of one daughter, Taylor, who lives in San Francisco and works for Google.

“All my great accomplishments are a beautiful tapestry woven from various threads of my life experiences,” said Shine. “However, my daughter is at the top of my greatest accomplishments list. She is compassionate and caring, resilient and determined, independent, responsible, creative and expressive.”

Shine offered some advice for those just entering the business world. “If you are a young professional passionate about shaping the future of cities and towns, you may want to consider pursuing a degree in urban planning, public policy, landscape architecture or a related field,” she said. “These programs provide essential knowledge about urban systems, design principles, planning practices and relevant regulations. Attend industry events, build relationships with professionals in the field and seek mentors who can guide your career path.”

SHEILA SHINE

A kernel of truth: A movie tradition

Mary Ellen and I went out to see a movie last week with our friends, Bob and Cathy.

“Are you going to get popcorn again, Mary Ellen?”

“I have to.

NUTSHELL

By DICK WOLFSIE

It’s been a movie tradition for me since high school.”

“So was necking in the balcony, but you cut that out completely after we got married.”

Once we reach the theater, the tension rises.

”Dick, I’ll find seats for the four of us. You wait in line for the popcorn.”

“Why do I have to wait in line? I don’t even like popcorn. And when I come into the movie theater, you’ll forget to look around

for me. Then I walk aimlessly up and down the aisles while people stare at me. Everyone assumes I’m all alone and have no one to sit with. Or I’ll wave my cell phone flashlight to get your attention and all three of you slump down in your seats while you laugh hysterically. At the Tom Cruise movie, I never found where you guys were sitting, but I did get my 10,000 steps in searching for you.”

Of course, I do wait in line

and buy the popcorn as directed. It drives me crazy that you pay about six bucks for a bucket of air. What a rip off. And I don’t let my wife forget it…

“Did you know, Mary Ellen, that when I was a kid, popcorn in the theater was only a quarter?”

“Yes, and here’s another update: the actors in films are talking now.”

And then there’s eating the popcorn. Mary Ellen takes one piece from the top of the box with two fingers, then bites off half at a time. Yes, two bites per kernel. She claims that this helps her

rhythm and draws her into the movie.

Out of the corner of my eye, I watch my wife’s arm go down to the box, up to her mouth. Up and down. Up and down. Up and down. For two hours. AHHHHHH!

She pretty much follows a similar routine at home. After we have searched for a good flick or series on Netflix, Mary Ellen is at the stove to make popcorn the old-fashioned way — just oil and popcorn in a pot. Which she meticulously jiggles at the right speed so every kernel is popped. The movie starts and the routine begins. One piece at a time, every 10 seconds for the entire show. About 500 times. If she preferred M&Ms, she’d weigh 400 pounds.

Here’s the right way to eat popcorn in a movie: Dig way down into the container, which spews the popcorn all over the person in the seat next to you. Take an entire handful, shake the kernels up in your fist like a pair of dice and throw several into your mouth at one time.

Then while still chewing, reload and prepare to fire again. This is how Orville Redenbacher wanted you to do it. You could look it up.

Heaven knows why there aren’t instructions on the popcorn box.

The next day her fitness trainer, Justin, asked her if she had been doing her upper body exercises.

“Yes, I did them for three hours last night,” she said. “When we went to see ‘Oppenheimer’ at the movies.”

Norma Tubbs is a natural teacher

By CARRIE STEINWEG Feature Writer

Norma Tubbs is one of those people who loves learning. She’s a natural born teacher and a lifelong learner. After graduating from Olivet Nazarene University in Kankakee, , Ill., she taught third and fourth grade in Bradley and South Holland, Ill., and in Hammond before leaving teaching when

her first son was born to do bookkeeping in the home office for her husband’s business.

“I guess I have always loved teaching,” said Tubbs. “I started teaching piano while still in high school and continued for about 15 years. I taught Sunday school and children’s church for many years, and I have taught painting for about 25 years.” Her favorite part is wit-

nessing that moment when “the light bulb goes on and someone really gets whatever I am teaching,” she said.

A native of Lansing, Ill., she moved to South Holland after college, where she lived with her family for 30 years. She’s lived in Munster for the past 30 years, the last two with her husband, Philip, at Hartsfield Village Independent Living Community where she spends her free time painting.

While a lot of artists paint on canvas, she currently paints mostly on woods and metals, often taking old items and giving them new life with beautiful new layers of paint and decorative elements.

“I have been painting for about 30 years, but have only been painting teapots for about 10 years,” she said. “I never felt Continued on page 5

Continued from page 1

then pinch or primp the edges to keep out

Pierogi are then boiled

10 minutes, put into a hot bath, and packaged for freezing.

The night of the fish fry, pierogi are thawed out and fried in butter.

As to testing pierogi for quality, Baron said simply, “You have to taste them to see how they turn out.”

Baron noted that potato pierogi should taste “buttery, cheddary and oniony” to be good and cautioned you should not taste the potato filling.

Volunteer Stan Jarosz, who likes kraut and potato fillings, “just likes helping the church.”

Ron Baumgartner, Publisher rbaumgartner@the-papers com

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Account Executive

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Mailed

For

Laura Bran brought her two young nephews Roy and Ramon to help. New to the parish and a first-timer with pierogi, Bran said she’s learned “how to be patient.”

KITCHEN DUTY Stan Jarosz scoops another batch of cooked pierogi for the Lenten fish fry at Assumption of the Blessed Virgin Mary Parish in New Chicago. The pierogi are then packaged and frozen.

CREATIVE ARTIST Norma Tubbs of Munster sits among some of her painted works at one of the Makers Market events in the South Shore Art Gallery in Munster. Photo provided by Norma Tubbs.

Rice and Rice

Important information you need to know about Medicaid

Nursing homes are expensive, and without careful planning an extended stay can easily bankrupt all but the most affluent families. Considering that the median cost of a nursing home in the U.S. is $9,872 a month, with costs over $100,000 per year, you’re looking at a bill of $200,000 to $1 million dollars for your family member with Alzheimer’s disease, whose nursing home stay is typically two to 10 years or more.

What most people don’t realize is that, as a general rule, the government will only pay the nursing home bill if a single person has spent down to $2,000. Medicare will only cover you for

a maximum of 100 days, if they cover you at all. Social Security won’t pay all these bills, either. Only Medicaid will cover you — if you qualify!

My book, “How To Protect Your Family’s Assets From Devastating Nursing Home Costs,” explains in English what the rules are and how you can qualify for Medicaid coverage yet still protect your home and life savings. Receive your free copy when you do planning with Rice & Rice during the month of March or April.

Once you have been approved for Medicaid, virtually all of your medical bills will be paid by the program. In most states, Medicaid

Norma Tubbs

Continued from page 4

I had artistic talent. My sister was an accomplished artist, but I never felt like I was. I took a class with a friend, only because she didn’t want to go alone. After three weeks, she quit, but I never did.”

Tubbs continued taking classes whenever she found them available. “I took classes locally and attended national conventions where I had the opportunity to study with artists from all over the world,” she said. “I then taught decorative painting for

By CLIFFORD J. RICE Elder Law Attorney Valparaiso

a

many years.” In the past, Tubbs painted a lot of chairs, especially children’s rockers, along with tables, boxes, plates and even shirts. She no longer is able to paint large items because of limited space, but she still paints about 300 Christmas ornaments a year as well as coffeepots and teapots. “My husband says that if it doesn’t move, I paint it,” she said. One of her favorite items she has painted was an ice bucket given to her by a neighbor. She painted it to look like a gingerbread bakery.

“I enjoy making something beautiful out of something that maybe isn’t so desirable now. The teapots and coffee pots I paint are usually silver-plated items that no one wants to polish anymore. I can make them pretty to look at, although they are not usable anymore,” said Tubbs. She’s happy to be able to recycle well-loved items and has loved teaching others to do the same.“Decorative painting is a dying art. Not many people do it anymore and few teach it now.”

Tubbs and her husband have

will cover:

• Ambulatory services to individuals entitled to institutional care;

• Home health services to individuals entitled to nursing facility services;

• Prescribed drug coverage. In some cases, Medicaid will even cover the cost of care while you can remain living in your own home.

There are unique opportunities for married couples when it comes to protecting assets from nursing home spend-downs. If advance planning is done with an experienced attorney in the field of Medicaid law, the assets of the

been married for 59 years and have two sons and daughters-inlaw who help her out with setting up as vendor at the annual Christmas Crossroads Show in Lockport, Ill., the weekend before Thanksgiving. They also have a grandson and two granddaughters. You can find Tubbs’ work in her Etsy shop, “Handpainted by Norma.” You can also find some of her items in the gift shop at South Shore Arts and at their Maker Market events and in the gift shop at Hartsfield Village.

first spouse to die can be placed in a special type of trust, sometimes referred to as a “Safe Harbor Trust.”

Assets passing to provide for the care of the surviving spouse in this way can be fully protected from nursing home spend-downs. They are available for care and needs during the lifetime of the surviving spouse, and they may also be better protected from death taxes and probate fees when they pass to the children at the time the surviving spouse passes away.

At Rice & Rice Attorneys, we count almost 25 separate Medicaid planning techniques that can be used to save money from the nursing home for married couples, and almost as many such valuable techniques for single persons.

Legal help is available at Rice & Rice Attorneys, 100 Lincolnway, Suite 1, Valparaiso. Call (800) 303-7423 to schedule an appointment for a free consultation or to attend one of our Medicaid Planning seminars at Avalon Manor Banquet Center, 3550 E. Lincoln Highway, Merrillville, at 6 p.m.

Wednesday, March 27; or Teibel’s Family Restauraunt, 1775 US 41, Schererville, at 6 p.m. Wednesday, April 3.

Reservations are required as seating is limited. Call now or visit our website at riceandrice. com.

How to spot a scam:

By DANIEL SUMMER, MA Social Security Public Affairs Specialist

Now is the perfect time to protect yourself from scams that can damage your finances and reputation. We can work together to keep your personal information safe!

Stay informed of the latest scam trends

Fraudsters continue to change their tactics. Make sure you understand the latest scam trends at ssa.gov/ scam. Stay informed by:

• Following reliable news sources.

• Subscribing to scam alert newsletters.

• Staying connected with your local law enforcement agencies.

The more you know, the better prepared you’ll be to identify and avoid scams.

Think carefully before sharing personal information

Phishing is one of the main ways that scammers attempt to trick people into providing personal information. Pay close attention to emails or messages asking for your username, password, or other personal information.

Scammers pretend to be from familiar organizations to gain your trust. Stay alert when receiving calls that you did not request claiming to be from banks, government agencies, or other wellknown companies.

When in doubt, contact the organization directly through official channels to verify that the request is real before sharing any personal information or making payment.

Use strong passwords

Create strong, unique passwords like a phrase with upper and lowercase letters, numbers, and special characters. Don’t use passwords that are easy to guess like birthdays or names.

Consider using a password manager to generate unique passwords and securely store them for each of your online accounts.

Be savvy with QR codes

QR codes are increasing in popularity. They’re in restaurants, on parking meters, in emails, and on social media.

Scammers have noticed! They are physically placing fake QR codes on top of official ones or creating fake QR codes on social media

advertisements to get access to your personal information.

Never scan random QR codes. If the QR code looks odd or altered, do not scan it.

Protect your social media profiles

Take a moment to review the privacy settings on your social media platforms and limit the amount of personal information you share publicly.

Fraudsters may use your social media posts to personalize scams or get access to your accounts without your permission. Regularly check your friends list and remove any unfamiliar or suspicious accounts.

This month, let’s make protecting ourselves against scams a top priority. We can significantly reduce the risk of being scammed by staying informed, being alert and careful, and safeguarding our accounts.

We invite you to watch our video at youtube.com/ watch?v=cyaUWTFLw3c to learn how to identify the red flags. Please share this information with those who may need it — and post it on social media.

Noe ready to assist with tax and accounting needs

By FAITH NOE Certified Public Accountant

Years ago, when I was a stayat-home mom with three young children, my husband asked me to take a few accounting courses so I could help at his accounting office. I took several classes, aced the CPA exam and have been working in accounting for 40+ years now. I’ve worked at both Martin Binder Jeweler and Strongbow Inn as their accountant. I retired from Binder’s, but have continued my accounting practice.

I serve business and individual clients in all age groups and income levels. My son, Ben Mortensen, and grandson, Timothy McLean, are now working in my firm. Timothy has a bachelor’s degree in biology from Purdue and a post-baccalaureate certification in accounting from Indiana University Northwest. Ben has earned bachelor’s and master’s degrees. Both Timothy and Ben have taken additional classes in federal and state tax preparation. Our goal is personal, professional service at an affordable price. Seniors are eligible for an additional 10% discount.

Clients usually meet with us in person at our office. If it is more convenient you can send tax documents in the mail, phone app or safely on the computer. Our personalized phone app, taxestogo.com/App/Download/6617, allows you to take pictures of your tax documents with your phone camera. It encrypts the data and sends it directly to our tax software. We make house calls for clients who no longer drive and find computer and phone options difficult.

To make an appointment, call call (219) 462-8202. You can also call or text either (219) 241-2601 or (219) 246-1457.

SPOTTING A SCAM Protect yourself from scams by working with Social Security to keep your personal information safe.

FAITH NOE

- Speaking of Seniors —

Unfair billing of a senior citizen

By WOODROW WILCOX Senior Problem Resolution Officer Senior Care Insurance Services

Editor’s note: Woodrow Wilcox is the senior medical bill case worker at Senior Care Insurance Services in Merrillville. He has saved clients of that firm over $3 million by fighting mistakes and fraud in Medicare billing.

On Jan. 23, I wrote a letter to help a client get two bills corrected. The bills were from a hospital and a doctor associated with it. Both billers frustrated my efforts because they had barriers to anyone

who suggested that a bill was incorrect. Every human system has flaws and people make errors. Honest, responsible parties take responsibility to correct errors. Irresponsible parties ignore problems even if it hurts people — in this case seniors on Medicare. With some editing to protect privacy, here is the letter that I sent to help this client. Our client got bills from your firm. One is under account XXX for $1,600 and one is under XXX for $78.04.

I phoned the client’s secondary insurer to learn what happened. On the bill for $1,600, the insurer got only your bill and no Medicare EOB. On the bill for $78.04, the insurance company got nothing.

address for sending this letter. He and your firm outside the U.S. were absolutely no help for me to help our client.

All the help that I gave the client was free of charge. This insurance agency helps all clients with similar

Medicare related medical bill problems to demonstrate that we really do care about our clients.

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A carefree and maintenance-free senior lifestyle

By NATALIE REISEN Director of Sales and Marketing Residences Senior Living

Spring turns thoughts toward everything fresh-renewal , transformation, beginnings. Could this be the season you consider a fresh start in a new home? Whether it’s you or someone you love who is an older adult thinking it might be time to make a change or downsizing to make life more trouble-free, consider the options of senior living.

Senior living makes life easier for older adults. For many, their mortgage is paid in full, but there are so many costs that remain — repairs, maintenance, utility bills, property taxes, homeowners insurance, groceries and meal prep. You even wonder who will keep an eye on your home should you decide to travel. Senior living could be affordable for you, all things considered!

Residences Senior Living offers many benefits to those who currently live independently but simply want relief from household worries.

“Best of all there are so many bonuses to making that change with us,” said Karen Ayresman, executive director, Residences at Deer Creek, Schererville.

“Many who tour are not aware of what it means to be a licensed (by the state) senior living community — that we maintain a nurse onsite 24/7. They’re thrilled by that reassurance of having a healthcare professional available day and night, on weekends and holidays, to monitor their sudden health needs.”

Kaitlynn Redmon, executive director, Residences at Coffee Creek, Chesterton, adds to the description of carefree living as having a beautiful apartment with a responsive maintenance team, housekeeping for trash removal, tidying and even laundry if you like. “We offer restaurant dining, daily activities, opportunities for making new friends, local excursions and so many other amenities, bringing joy as well as peace of mind.”

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Kreiger enjoys time with youth

By STEVE EUVINO Feature Writer

Becky Kreiger started her professional life as a social studies teacher. In a way, she’s still in education, but her classroom has moved to an art room, yoga mats, track meets and crosscountry courses.

Kreiger, 50, has been recreation director for Porter County Parks and Recreation for 12 years.

After teaching in the Lake Central system, Kreiger, a Kouts resident, became the park department’s part-time wellness coordinator in 2012. She became full-time recreation director in February 2013.

“I plan and coordinate all recreation programs,” Kreiger explained.

This includes classes in painting, drawing and yoga, an adult run club that meets at Sunset Hill Farm County Park in Valparaiso, and track and cross country programs for children ages 5-12.

Her Januaries and Februaries are also spent training runners for the Foot Pursuit 5K race, a scholarship benefit run sponsored by the Porter County Sheriff’s Department. She works

with about 40 children and adults in training.

The children’s track program runs in the summer; cross country runs in the fall.

Since Sunset Hill hosts plenty of activities, Kreiger also assists high school and college teams with cross country meets at the county park.

The youth track and cross country programs involve young people before middle school competition. Each program averages 100-plus runners.

“Some of these kids are now going into middle school,” Kreiger said. “I’ve seen a lot of these kids grow up, and now I have some of their siblings.”

The older youth runners go to age 18; adult runners range in age into their 60s.

“I see them year after year, and they’re excited to run when it’s cold,” Kreiger noted.

She started the parks’ track and cross country programs after being contacted by Valparaiso YMCA officials about doing something at the county level.

“That first season, we had 18 kids and five coaches. Now we have 20 coaches,” Kreiger said. “The program has grown every year, basically by word of mouth.”

Her runners have competed against local Portage and Valparaiso YMCA teams.

Porter County has four main parks: Sunset Hill Farm, Brincka Cross Gardens, Brookdale and Dunns Bridge.

Art and drawing classes take place at Sunset Hill while yoga meets at Brincka, a facility in Furnessville.

Park programs attract more than 500 participants annually, Kreiger reported. COVID cut numbers, but people and programs are coming back, the rec director said.

One example is a youth art program that Kreiger brought back in 2023.

“That’s gained momentum and we have about 20 kids meeting at Sunset Hill,” Kreiger said.

During 2018-19 the parks sponsored Big and Little Art for pre-kindergartners ages 3-5 that involved various crafts.

“We’re going to try to bring that back,” Kreiger said, citing 6-8 children per class twice a week at Sunset Hill.

Elsewhere in the community, Kreiger is a volunteer running coach for Extra Mile Fitness in Valparaiso, working with adults training for half- and full-marathons.

She is also president of the Porter County Extension Homemakers group. With two chapters remaining in Porter County, the group holds meetings and engages in community service.

That service has included collections for Housing Opportunities, The Caring Place, Toys for Tots, Family Youth Services Bureau, and food pantries around Porter County.

Professional Forum

Q.

A.

ON THE GO Becky Kreiger, left, recreation director for Porter County Parks and Recreation, leads the pack during a Saturday morning practice run at Sunset Hill Farm County Park in Valparaiso. The group is practicing for the upcoming Foot Pursuit 5K benefit run sponsored by the Porter County Sheriff’s Department. Photo by Steve Euvino.

Important estate planning documents everyone should have in a safe place

By RYAN HAHN Trust Administrator Wealth Management Center

What are some important estate planning documents

that everyone should have in place?

A last will and testament Representative or executor to handle your affairs upon death and outlines who you

The History Museum calls for nominations for African American Legacy Award

The History Museum announced that the deadline for making nominations for its 2024 African American Legacy Award is Friday, March 15.

Presentation of the award will take place at the Juneteenth Luncheon taking place June 11.

The African American Legacy Award is presented annually by The History Museum to recognize individuals who have been instrumental in collecting, preserving and disseminating African American history in the St. Joseph River Valley, either working directly with The History Museum or within the African American community.

“The award is given to celebrate the immeasurable contributions of African Americans, to honor the legacies and achievements of past generations, to shine a light on those in the present, and to influence efforts that will impact the future,” said Brian Harding, executive director of The History Museum.

To be eligible for the award, an individual:

• Must be, or have been, a resident of the St. Joseph River Valley for at least 10 years.

The St. Joseph River Valley is considered by the museum to be nine counties in Indiana; LaPorte, St. Joseph, Elkhart, Lagrange, Stark, Marshall, Kosciusko, Pulaski, and Fulton, and three in Michigan; Berrien, Cass, and St. Joseph.

• Must not have previously received the award.

• Has demonstrated leadership and creativity in promoting African American history.

• Has increased understanding of and appreciation for the heritage of African Americans.

• Has had significant impact on the local community promoting African American history.

• Has recognized efforts that are exceptional or have gone above and beyond their job.

Nominations can be made by an individual or organization by completing an online

wish to inherit your assets upon death.

application or by downloading the application and mailing to: African American Legacy Award Committee, The History Museum, 808 W. Washington St., South Bend, IN 46601. For information, call (574) 235-9664 or visit historymuseumSB.org.

A trust document allows for the management and allocation of assets upon incapacitation or death. A trust document also enables individuals to appoint someone with the authority to make financial decisions for the assets the trust owns if they become incapacitated. It’s important for everyone who has assets or property they wish to protect upon disability or after death, as it ensures those assets are distributed in accordance with one’s wishes. When prepared correctly, a trust document can also help avoid probate.

A durable power of attorney is an important legal document that allows you to

appoint someone with the authority to make financial and property decisions on your behalf if you become incapacitated or unable to do so yourself. This document can prevent the need for court intervention to appoint a conservator or guardian to make financial decisions.

A health care directive is a document that allows you to specify your wishes concerning medical care in the event of an emergency or if you become unable to communicate those wishes. A health care directive can help protect your loved ones from having to make difficult decisions during difficult times.

By providing detailed instructions regarding your desired course of action for

various medical scenarios, you can ensure that any decisions made regarding your care will reflect your preferences.

Disclosure

This information is not designed, meant, nor does it constitute the rendering of legal or tax advice. You should consult with your attorney and/or tax advisor before implementing any strategy discussed here. Trust services provided by MEMBERS Trust Company are not federally insured, are not obligations of or guaranteed by the credit union or any affiliated entity, involve investment risks, including the possible loss of principle. MEMBERS Trust Company is a federal thrift regulated by the Office of the Comptroller or the Currency.

John Denver

“Sunshine on my shoulders makes me happy.

“Sunshine in my eyes can make me cry.

“Sunshine on the water looks so lovely.

“Sunshine almost always makes me high.”

By RANDAL C. HILL

“I had written the song in a fit of melancholy one dismal late-winter/early-spring day in Minnesota — the kind of day that makes every Minnesotan think about going down to Mexico,” John Denver recalled. “The snow was melting, and it was too cold to go outside and have fun. I was ready for spring. You want to get outdoors again, and you’re waiting for the sun to shine, and you remember how sometimes just the sun itself can make you feel good.”

To Denver, his visualization of a perfect day, one warm and satisfying and wonderful, brought him feelings of contentment — pure joy, actually — that he wanted to share with the world.

The message of his gentle

acoustic-guitar tune focused on the virtues of the love of nature and the love of life itself.

Denver had struggled for years before finding international success. His first three RCA Records albums— “Rhymes and Reasons,” “Take Me to Tomorrow” and “Whose Garden Was This?” — had failed to catch fire. Then came “Poems, Prayers and Promises.” Folk-music lovers became fans, cash registers “ka-chinged” and he rode a rocket to stardom. As time went by in the early 1970s, he found celebrity with an ever-growing audience who appreciated his heartwarming tunes that often dealt with finding pleasure in the simplest things.

The original 1971 version of “Sunshine on My Shoulders” was a long album track — it ran over five minutes — on “Poems, Prayers and Promises.” Denver’s ever-growing fan base had focused on the LP’s breakout hit single of “Take Me Home, Country Roads” and seemingly paid little attention to what would become John’s first Number One single two years later.

In late 1973, he and RCA Records decided that “Sunshine on My Shoulders” from his first hit album could make a great 45 if redone right. With RCA’s approval, John shaved off two

minutes of running time on his re-recording, and added strings and woodwinds made it more “commercial.”

The changes made paid off, as that release became the first of four Number One John Denver singles released during the 1970s.

The song received a boost when it was used in a 1973

JOHN DENVER

made-for-TV movie called “Sunshine.” John explained, “It was the true story of Lyn Helton, a courageous lady who chose to live her short life to the fullest even though she knew she would die of a rare bone cancer in a matter of months. It seems that in the last year of her life, she found some happiness in my music.

I was most honored to have my song used as part of that television show.”

“If I had a day that I could give you

“I’d give to you a day just like today

“If I had a song that I could sing you

“I’d sing a song to make you feel this way.”

Master gardening offer program in Merrillville

Join the Lake County Master Gardeners as they present a free program on “Attracting Birds to Your Garden” with Cookie Ferguson at 6 p.m. Tuesday, March 12. The program will take place at the Lake County Public Library, Merrillville Branch, 1919 W. 81st Ave. (US 30) in Meeting Room

A. The presentation is sponsored by Lake County Master Gardeners and is provided at no charge. Register here: http://tinyurl.com/ yb35vbky

Attracting birds to your backyard is easy but can be a little tricky at times. Ferguson will share her experiences through ideas, books and photos to make your backyard an attractive place for birds.

Ferguson is a board member of the Indiana Native Plant Society (North Chapter), Indiana Audubon Society, the DunesCalumet Audubon Society and the Indiana Master Naturalist groups. For the last several years she has been a ranger at the In-

diana Dunes National Park and previously an interpreter at the Indiana Dunes State Park. Further information will be provided upon registration.

If you have questions about

the “Attracting Birds to Your Garden” program, contact Jeanne Luers at lakecountymastergardeners@gmail.com, or call Purdue Extension-Lake County office (219) 755-3240.

Bendix Woods County Park to host Maple 101 program March 6

Join the Friends of Bendix Woods and Spicer Lake for a sweet program on how maple trees produce sugar and how to turn sugar into maple syrup. The presentation will include visits to the Sugar Bush, where maple trees are tapped, and the Sugar House, where syrup is cooked. The program will be followed by refreshments and a brief meeting where you can hear updates about volunteer oppor-

tunities and other ways that the Friends organization supports the parks.

The program is free and will take place 5-7 p.m. Wednesday, March 6, in the Glenn Bauer Shelter at Bendix Woods County Park.

For information and directions, call (574) 654-3155.

Bendix Woods County Park’s main entrance is located at 56960 Timothy Road, New Carlisle.

A Boomer Blast To The Past

ACROSS

CHEMISTRY 101

1. “Planted” customer

6. Pie and mode connection (2 words)

9. *Atomic ____ unit

13. Salk’s conquest

14. Beesly of “The Office”

15. Secret storage

16. CrËme de la crËme

17. Flow alternative

18. a.k.a. vampire

19. *Any substance in chemistry

21. *Periodic table entry

23. Douse or soak

24. Pavarotti’s song

25. Between Big and Wolf

28. Mattress description

30. *Positively charged particle

35. Elevator manufacturing giant

37. Horsefly

39. Rabbit trap

40. Sure or uh-huh

41. Saintly rings

43. North Sea feeder

44. Flax flower genus

46. Shrivel, as in plant

47. Like undesirable row

48. Related on mother’s side

50. Barbara of “I Dream of Jeannie”

52. Porky’s home

53. Practice in the ring

55. Burmese neighbor

57. *Core of an atom

61. *C

64. Theater guide

65. Org. that gets parents involved in school

67. Sign up again

69. Supernatural being

70. Three, to Caesar

71. Grouchy Muppet

72. European sea

eagles

73. News channel acronym

74. Liable to cry

DOWN

1. Health resort in Baden-Baden, e.g.

2. River islet

3. Hip bones

4. To-do enumerations

5. Bingo and keno

6. Imitator

7. *Chemistry classroom

8. Fly in ____, or a reminder of the past

9. Hat-tipper’s word

10. Highest point

11. Splints site

12. Assigned spot

15. Rids of obstuction

20. Period in history

22. Mouth piece

24. Designer’s studio

25. *____-Mariotte Law

26. Dined at home

27. Late Princess of Wales

29. Defect

31. Two halves of two

32. Discussion intended to produce agreement

33. Galactic path

34. Demanding attention

36. Like a barred door

38. *Aurum, in English

42. Type of grave marker

45. It loves company?

49. PC “brain”

51. Limited in scope

54. Gelatin 56. Like

one with high BMI

57. Artist’s model, sometimes 58. Application utilizer 59. Keep it up?

60. TV classic “____ Make a Deal”

61. Jealous biblical brother

62. Fairy-tale opening

63. Less than average tide 66. *Sn, or stannum, on periodic table 68. Like dry humor

Pesto Stuffed MUSHROOMS

This finger food is the perfect healthy appetizer to get your party going. Three ingredients are all it takes to make this elegant hors d’oeuvre--no one will ever guess how easy they were to make! Want to keep things plant-based? Use vegan pesto in the breadcrumb stuffing. You can also swap the whole-wheat breadcrumbs for gluten-free.

12 servings; Prep 10 min.; Total Time 25 min.

INGREDIENTS:

12 large button or bella mushrooms,

1 1/2 to 2 inches in diameter

1/3 cup prepared pesto

1/3 cup whole-wheat breadcrumbs, plus more for garnish

DIRECTIONS:

Preheat oven to 350 degrees F. Remove and discard mushroom stems.

Place mushrooms, stem-side up, on a foil-lined baking sheet. Set aside.

Combine pesto and breadcrumbs in a small bowl. Spoon a heaping teaspoon of the pesto mixture into each mushroom cap.

Bake the filled caps until heated through and lightly browned, 18 to 22 minutes. Sprinkle with breadcrumbs, if desired.

Serving Size: 1 mushroom

Calories 45; Carb 3g; Fiber 0g; Sugars 0g; Protein 2g; Fat 3g; Cholesterol 2mg; Vitamin A 64IU; Vitamin C 1mg; Folate 3mcg; Sodium 56mg; Calcium 49mg; Iron 0mg; Magnesium 4mg; Potassium 78mg.

Hult finds spiritual ‘home’ in Missouri Synod setting

By STEVE EUVINO Feature Writer

When you first ask Geri M. Hult about herself, she has relatively little to say. Then ask her about her faith, and that’s when the words come out.

Hult has been a member of Prince of Peace Lutheran Church, which is near her home in Valparaiso, for a couple of years. She attends regular services, Bible study and even an afternoon reading service with her pastor, the Rev. William Foy.

At one time, Hult was not going to church. Then, she recalled, “Things happened. God’s grace spoke to me.”

While working at the Veterans Administration, she met Foy, who, she learned, was a member of the Missouri Synod, her faith tradition. Still resisting attending church, she broke down and came to Prince of Peace for the first time and was changed.

“I knew I was home,” Hult, 60, recalled. “I knew this was where I was meant to be.”

With Lutheranism as the foundation of her faith, Hult

tried other religions. During her three years of active duty in the Army, she met with military chaplains.

Prince of Peace is a small congregation, which Hult likes. She attended Incarnate Word College (now University of) in San Antonio, a small Catholic college. Attending Prince of Peace, Hult said, “The first service was different, and I was kinda lost. Now I’ve come to love and embrace this congregation. I like the intimacy of the smaller setting.”

Meeting Foy and attending Bible study, she added, “has inspired me and keeps me faithful.”

Hult said living one’s faith changes with age. In her 20s and 30s, she said, she focused on marriage and work. As an older adult, the divorcee said, “My life is built around my faith, and not the other way around.”

Professionally, Hult is an associate with Chick-Fil-A, surrounded millennials and teens. “I work with a lot of young people and customers,” she said, noting sometimes coworkers ask about her faith. In addition, she said, she applies

her faith to helping customers with issues.

“I start the day with prayer, then there’s readings and meditation,” Hult said. “Reading those devotions sets the tone for the day.”

Throughout the work day, Hult continued, customers may approach her and she tries to help them.

“We all have struggles,” she said. “I look up and say, ‘Lord, help me.’”

Her church’s biweekly Bible study focuses on the Book of Acts and Matthew’s gospel. Lenten discussion has touched on pride, something Hult tries to avoid.

“If Christ can be meek and kind and humble,” she said, “I can at least try to emulate that and ask for help in doing that.”

When it comes to Scripture readings, Hult cites “Do not lie to the Holy Spirit,” versions of which can be found in Mark 3:29 and 1 John 2:27.

“When the Bible says this, this [quote] gets to the truth and life,” Hult said. “It’s so easy to become materialistic and get caught up in our perception of things and our response to things.”

Christian recording artist Jason Upton to speak in Merrillville

Christian recording artist Jason Upton will be the featured speaker at the 2024 Lake County Right to Life Fundraising Banquet Friday, April 19, at Avalon Manor, 3550 E. Lincoln Hwy., Merrillville.

There is no charge to attend the banquet, but reservations must be made. Seating is limited to comply with fire department safety rules. An RSVP must be made by Friday, April 12.

Upton will speak on his “Di-

vinely Inspired Adoption Story.” He will tell the story of how he was adopted and how his mother’s prayers for him were answered. Upton also will sing at the event.

Len Reynolds, the president of the Lake County Right to Life, will report on how much the organization has accomplished during the past year. The winners of the youth Right to Life speech contest will be introduced, as well.

For an extra donation, a

limited number of guests will be able to meet Upton and have a picture taken with him before the dinner. After the dinner, guests will be encouraged to donate to Lake County Right to Life.

Avalon Manor is located on US 30, just a block east of Colorado Street in Merrillville. Doors open at 6 p.m. and dinner starts at 7 p.m. For reservations, phone Lake County Right To Life at (219) 838-1138, or visit lakeloveslife.org to register.

The Starlets to perform in Munster

Join the Starlets as they celebrate the iconic girl groups of the 50s and 60s in a one-ofa-kind concert in the Munster High School auditorium at 7 p.m. Tuesday, Feb. 13. Single tickets available on the day of the performance for $30. Inspired by iconic girl groups

The Ronettes, The Angels, The Shirelles and The Supremes, The Starlets take you on a musical journey through the 50s and 60s when radio was dominated by Pop, Doo-Wop, R&B and Motown.

Take a trip back in time as The Starlets perform such memorable hits as “My Boy-

friend’s Back,” “Heatwave,” “These Boots are Made for Walkin’,” “Be My Baby,” “Stop! In the Name of Love” and more. Produced with fabulous costumes, sizzling choreography and engaging audience interaction, this show will inspire you to start “Dancin’ in the Street!”

Lakeshore Community Concerts has been presenting concerts to the community since 1947. LCC is committed “to offer to every man, woman and child the opportunity to experience the magic of live performance at an affordable cost.”

Munster High School is located at 8808 Columbia Ave.

Money isn’t everything

By CECIL SCAGLIONE Mature Life Features

and 74 revealed that, while having enough money to be comfortable — a different standard for everyone — remains important, it’s not the only focus for many.

The good life has been defined as “having health, a financial safety net and the time to do what is important,” according to results of a study conducted by the MetLife Mature Market Institute. Interviews with 1,000 people between the ages of 45

Living the ‘good life’ for middle-aged and older Americans, the study reports, is equated with having a sense of purpose about their lives. Mature Life Features Copyright 2024

AT HOME IN HER FAITH Geri M. Hult, a member of Prince of Peace Lutheran Church, stands inside the Valparaiso worship area. Hult considers the church her home and attends regular services and Bible study. Photo by Steve Euvino.

The History Museum presents lecture and lore on Belle Gunness March 17

Bruce Johnson, La Porte County historian, will present the lecture “The Story of Belle Gunness” at 2 p.m. Sunday, March 17, at The History Museum.

Admission is $5 general and $3 members. Seating is limited. Reservations are strongly recommended and can be made online at historymuseumSB. org.

In his presentation, Johnson will talk about what happened when the LaPorte farmhouse of Belle Gunness burned down April 27, 1908. Remains of several bodies were found in the basement rubble, but it’s unclear if it was Belle who perished. In the weeks that followed, the mystery of her life began to unravel as more bodies were discovered buried on her farm.

Guests are invited to enjoy the exhibit Indiana Lore both before and following the program. The exhibit, presented in conjunction with the Indiana Historical Society, showcases larger-than-life legends and folklore of the Hoosier state. Through historic photos and original art by the Braintwins, Indiana Lore traces the roots of Indiana’s tall tales, from the green-eyed ghost of a bulldog guarding a grave at Terre Haute’s Highland Lawn Cemetery to the Grey Lady who lurks in the children’s book section of Evansville’s Willard Library.

These mysterious and mes-

Get picky about economy class

airplane seats

By CECIL SCAGLIONE Mature Life Features

Legroom — the distance from the point of one seat to the same point on the seat in front of it — has become a common currency among flyers seeking the most comfort in the crowded cabin in the sky. Known as seat pitch, it ranges from 28 to 34 inches on U.S. carriers.

Seat width, which ranges from 17 to 18 inches, is also a comfort consideration. Widebodied aircraft that are squeezing in more rows of seats are most likely to have the narrowest economy class seating.

While window seats offer a bit more privacy than an aisle seat and more comfort than a middle seat, it may not have a window at all because not all seating rows line up with the aircraft’s windows.

Mature Life Features Copyright 2024

merizing campfire stories spark imaginations and illuminate another side of Hoosier history. Featured are stories from the St. Joseph River Valley, like Hazel McNalley, who is accused of murdering her children, whom she claimed had been only dolls.

As you peruse the exhibit, see if you can tell truth from myth, and learn how legends and lore can help understand the world around us.

For information, call (574) 235-9664 or visit historymuseumSB.org.

— Pictured are Belle Gunness and her family. The LaPorte farmhouse of Belle Gunness burned down April 27, 1908. Photo provided by The History Museum.

INDIANA LORE

‘She’s a real doozie!’ a popular phrase

By TOM MORROW Mature Life Features

There were a number of automobiles that made a substantial impact upon the American public during the 20th century.

While some were shortlived, most auto lovers and collectors of today know well these attempts at automotive legend. For the most part there were two outstanding goals: power and luxury.

One of the earliest American racing and luxury automobiles was produced by the Duesenberg Motor Co. The firm was founded in 1913 by brothers August and Frederick Duesenberg in St. Paul, MN, where they began building engines and racing cars.

The brothers moved their operations to Elizabeth, NJ, to manufacture truck engines during World War I. After the war, they moved the company to Indianapolis, home of the Indianapolis Motor Speedway and established the Duesenberg Automobile & Motor Company.

Duesenberg cars were considered some of the best built and fastest of that era. They won the Indianapolis 500 in 1922, 1924, 1925, and 1927.

Although the Duesenberg brothers were world class, self-taught engineers, they weren’t good businessmen. They were unable to sell all the units of their first passenger car, the “Model A.” It was an extremely advanced and expensive automobile selling at $6,500, which is well over $100,000 in today’s dollars. It offered features such as an overhead camshaft, four-valve cylinder heads, and the first four-wheel hydraulic brakes on a passenger car. Among the celebrities who purchased this model were Hollywood movie stars Tom Mix and Rudolph Valentino.

Model A Duesenberg dealership deliveries did not start until December 1921. Sales lagged and the goal of handbuilding 100 cars each month proved impossible. The company struggled to turn out one per day. In 1922, no more than 150 cars were manufactured and, over a period of six years, only 650 Model A units were built and sold. But each of the handmade cars were classic — a few still exist in museums or with private collectors.

In 1925, after the company was taken over by luxury car builder and businessman Errett Lobban Cord, the new combined company was renamed Duesenberg, Inc.

By the time the Great Depression hit in October 1929, the company had built about 200 cars. An additional 100 orders were filled in 1930.

Two of the newer Model J series reached the whopping price of $25,000, at a time when the average corporate executive earned less than $5,000 a year. A series of minor modifications were carried out, but most of the Model J design remained the same until Cord closed the factory in 1937.

Unlike most other American manufacturers, Duesenberg did not switch to a fully synchronized gearbox in the mid-1930s, which made the Model J difficult to drive and outdated. Still, the Model J quickly became one of the most popular luxury cars, as well as a status symbol, in the U.S. and Europe. The very rich and famous drove the Model J, including mobster Al Capone, Hollywood notables Greta Garbo, Howard Hughes, Mae West, Marion Davies, Tyrone Power, Clark Gable and Bill “Bojangles” Robinson, as well as newspaper mogul William Randolph Hearst, and members

of European royalty such as Britain’s Duke of Windsor, Prince Nicholas of Romania, Queen Maria of Yugoslavia, and Kings Victor Emmanuel III of Italy and Alfonso XIII of Spain.

By 1929, many New Yorkers rich with stock market money could afford the Model J but, as the Depression deepened, it was the wealthy stars of Hollywood that kept the car’s label alive through much of the 1930s. The car was so imposing and widely respected that many actors, such as James Cagney, posed next to it to promote their careers.

The market for expensive cars was severely hampered by the Great Depression, forcing Duesenberg manufacturing to close down by 1937.

But, as the saying goes, while they were with us, “Those automobiles were Real Doozies!”

While Duesenberg ceased official production in 1937 after Cord’s financial empire collapsed, the last two true Duesenbergs made were assembled from leftover parts between 1938 and 1940.

Duesenbergs became far less popular during World War II, by the end of which a few Model Js were advertised for a mere $300 to $400, with some ultimately selling as low as $100.

Business rebounded in the 1950s, when classic and vintage cars became popular among collectors. Several Model Js were advertised in the New York Times in the fall of 1950 at prices as low as $500. By 1959 a decent example could be bought for about $4,000 and a few could reach a selling price of $10,000.

By 1969, the remaining Model Js were selling between $15,000 and $50,000. In April 1974, the first Duesenberg to break six figures was selling for $205,000. The first to sell for more than $1 million was in 1985.

Today, an authentic Model J will sell for anywhere from mid-six figures to well into seven figures. Since the turn of the 21st century, a least

one sold for $10 million.

A few reproduction models were produced between 1978 and 2000 by the Elite Heritage Motors of Elroy, WI. The five body designs of the

original Model J were offered, each copied from an original. These replicas sold for up to $225,000, but a ‘Real Doozie’ hasn’t been made since 1940.

Mature Life Features Copyright 2024

Money managers need managing

By CECIL SCAGLIONE Mature Life Features

Money mavins at all levels have had their credibility tested during the deep-dive roller coaster ride through the economy over the past several months.

It gives added credence to a long held view that economists were created to make weather forecasters look good.

Financial advisors are just as prone to honest errors and omissions, as well as crookedness and chicanery (remember Bernie Madoff), as the rest of the population.

A major question many folks have been asking themselves is whether or not their portfolio performance has been harmed by fraudulent fiscal managers.

It’s never too late to walk away from such a situation and there are some simple steps you can take to take you in the proper direction.

Whether or not you have such concerns, you should be calling your financial advisor during the current recessive/depressed/ inflationary economy to review your situation and strategy.

If you haven’t already, call right now.

Question any and all oddities and anomalies and anything else you don’t understand on your most-recent statement. In most cases, if your advisor is honest and forthright, there will be valid explanations.

Also ask for a meeting. If you get the feeling you’re being avoided or shunted aside, or if your concerns aren’t resolved during a meeting, ask to meet with the advisor’s supervisor.

If you’re still concerned about or convinced that there’s some conniving going on, you should file a written complaint to the state securities regulator, which can be found online at www. nasaa.org, the North American Security Administrators Association website.

If the individual is part of a large firm, send a written complaint to the Securities and Exchange Commission.

The SEC lists important questions consumers must ask about their investments at sec. gov/investor/pubs/askquestions.htm. These questions can help clients clarify investment products recommended by their advisor as well as help identify whether or not the advisor is acting prudently.

1923 MODEL A DUSENBERG

Creative car to cash service

By WOODROW WILCOX Guest Writer

Now a senior, Greg Blachly remembered he made money for negotiating deals between parties while he was a student at Purdue University. He saw a need for that same skill to help other seniors who need to sell their vehicles.

“I have a talent for using the internet to find buyers for cars people no longer need, I help them get more money for the cars than what car dealers or Kelley Blue Book say the cars are worth,” Blachly explained at a meeting of some business friends in Valparaiso.

Blachly was asking his

business friends to brainstorm with him for ideas on how he could market his business better. The friends asked questions and gave him their ideas. Blachly says he can be helpful to people who want to get rid of a vehicle the family does not need anymore because a senior is no longer able to drive. He thinks the relatives, lawyers, caregivers and others would be good contacts, because more money from a car sale would help with the money needed to pay bills related to the senior. For example, he told the group how he helped one family recently.

Two famous online car dealers offered his client $800 and $900 for a car.

Kelley Blue Book said the car was worth $1,300. But Blachly found a buyer who was willing to pay $2,500 for the car.

“When you think about it, after paying me, the family wanting to get rid of a car made more money than if they just sold it to a local dealer or stranger. I’m helping people and justifying the small fee that I charge to help get a retail buyer,” Blachly said.

“What’s your main problem?” asked one of his business friends.

“My main problem is I have an unusual gift to do this and most people never have heard about this or understand this. I have to find a way to

Heartburn medications can lead to broken bones

By JAMES GAFFNEY Mature Life Features

Older folks bedevilled by heartburn may have to forego their favorite antacids to spare their bones.

Even short-term use of popular acid-reducing heartburn drugs may raise the risk of hip fractures, according to a Kaiser Permanente study.

Increased risks of bone breaks appeared two years after patients started taking such medications as Prevacid, Zantac and Tagamet. Some popular brands of these drugs include Nerium, Prilosec, Protonix and Aciphex.

The increased risk with shortterm use of such acid-suppressing drugs suggests it may be associated with increased risk of hip fractures.

People at risk of osteoporosis should talk to their doctor about other treatment options.

Data analyzed on nearly 40,000 patients taking acidreducing drugs compared with more than 130,000 patients not taking the drugs revealed that people aged 50 to 59 who had been on acid-reducing medication for more than two years had the biggest increase in fracture risk.

A Canadian study revealed

that long-term use of acid-reducing medications quadrupled the risk of hip fractures.

Some investigators have speculated that the association between these drugs and osteoporosis may result from poor absorption of calcium through the stomach.

Since certain forms of calcium do not dissolve easily in the stomach, and since acidic conditions can enhance the dissolution of calcium, it has been suggested that the reduction in stomach acid caused by these drugs may result in poor calcium absorption.

Mature Life Features Copyright 2024

let more people know I can do this and help to dispose of a vehicle very economically,” Blachly responded.

For more information, phone Blachly at (317) 3411679, email grblach1@gmail. com, or visit seniorsautos.us.

Newlyweds of all ages should talk money

By CECIL SCAGLIONE Mature Life Features

Getting married is more than linking up with a soulmate.

You’re also taking on a business partner.

Older folks, especially those who have been through at least one previous marriage, should be well aware of that.

Besides sharing bed and breakfast, you have to participate with your partner in grocery shopping, Christmas shopping, birthday and anniversary shopping, mortgage payments, car payments, credit card payments and tax payments. Not to mention portfolio management and estate planning and other mundane money matters.

The financial stress this causes is one of the leading causes of divorce.

There are a few things seniors mulling matrimony might consider before waltzing down the aisle or rushing off to Las Vegas to pick up a marriage license.

For one thing, credit has become a bit harder to get because of regulatory revisions regarding everything from condominiums to credit cards.

It means newlyweds-to-be should begin planning their fiscal future at the same time they begin planning their honeymoon.

Discussing finances will give

you a good handle on just how long that honeymoon will last.

Your spending habits, for example, as well as those of your spouse-to-be will have an immense impact on how you get along under the same roof. So will both of your bill-paying records.

So lay all your credit cards on the table.

Exchange statements, as well as bank and credit union statements, for the past several months and credit reports so you both know where each other stands in the credit world.

You’re going to have to decide whether or not you want to open joint accounts and whether or not to maintain separate credit cards. Learning about your spouse’s bankruptcy after you’re married isn’t going to make life any easier.

It’s also the time to discuss how and what bills will be paid and who will pay them, including how existing debts will be paid.

A good sign of how money matters will go after the wedding is how much you decide to spend on the wedding. Is it more than you can afford? The same with the honeymoon trip.

If you can’t come to comfortable agreements on any of these matters, maybe you should stay single.

Mature Life Features Copyright 2024

From

400 degrees. Tips & Options:

Toss vegetables in a bowl with a little olive oil, dressing or marinade.

It’s optional to cover the vegetables with foil for at least the first half of the cooking time. They tend to steam more than broil, but it keeps them from charring.

May be served alone, or over quinoa or farro.

Dress with a herby-yogurt before serving.

Add canned chick peas to any vegetable combination for extra fiber and protein.

You can make it ultra-simple with just:

• Zucchini.

• Potatoes.

• Whole garlic.

Or, seasonal winter vegetables of:

• Brussel sprouts.

• Butternut squash.

• Cauliflower.

with parchment paper and basically, you can add any vegetable to the pan. It’s a good plan to cut the vegetables into approximately the same size so they cook evenly. If you have larger pieces, put them on the outside edges of the pan rather than in the middle. Preheat the oven to

• Carrots.

• Broccoli.

Root vegetables are grown underground. They include potatoes, carrots, onions, sweet potatoes, turnips, beets, garlic, radishes and fennel. I could see using hearty and healthy root vegetables on a sheet pan drizzled with balsamic for a

complete dinner.

In the sheet pan meal I made last week I used cauliflower, red onion, mushrooms, zucchini, poblano peppers, red potatoes and acorn squash. The squash was cooked upside

down to keep it moist. Vegetable seasoning was added before roasting. You can shop for ingredients, or, as I did — look in the refrigerator and when you see lots of vegetables, say — time for a sheet pan dinner!

To your health.

Cat Wilson lives in South Bend and transitioned from a vegetarian diet to eating a plant-based diet over two years ago. She may be contacted at cwilson@the-papers.com.

‘Dining with Diabetes’ series in Crown Point

Do you have type 2 diabetes? Would you like to learn more about your disease and how to live well reducing your health risks? If so, Purdue Extension has a great program for you!

Purdue Extension – Lake County will be offering “Dining with Diabetes” sessions from 11 a.m. to 12:30 p.m. beginning Wednesday, March 6, at its office, 2291 N. Main St., Crown Point. Dining with Diabetes is a series of five sessions, including a three-month reunion session. The Dining with Diabetes program is open to those with diabetes, their family members and caretakers. The series of five sessions is $40 per person or $65 per couple. Preregistration and payment are required. Participants are encouraged to attend all class sessions.

The educational sessions

will help adults with type 2 diabetes control their blood sugar to feel better and reduce risk of health complications. You will learn how to prepare meals that are healthy, easy to fix and taste good. Recipes will be demonstrated, and participants will have the opportunity to taste each one. Participants will also learn up-to-date information on nutrition, meal planning, exercise and how to understand common diabetesrelated medical tests. Recipe and handouts will be given to each participant. Diabetes is a very serious and costly disease, but research has shown those who learn to manage their blood glucose (sugar) levels eat a healthy diet and exercise regularly can lower their risks of complications and lead a

healthier and more productive life.

Purdue Extension – Lake County is currently recruiting participants for this program.

If you have been diagnosed with type 2 diabetes, or know someone and are part of the support system for an individual and are interested in being a part of this program, registration is now open. For more information, contact Linda Curley at (219) 7553240 or email lcurley@purdue. edu.The program fee includes educational classes, program materials and food sampling.

Dining with Diabetes is offered statewide and is sponsored by Purdue Extension.

If you are in need of reasonable accommodations or have special dietary needs to attend this program, contact Curley.

QUICK AND EASY Oven Roasted Potatoes, Green Bean, Bell Pepper and Sausage, seasoned with spring onion and pieces of chili on a baking sheet - one pan favorite meal. Photo from Shutterstock.

Pickpockets feast on travelers

By CECIL SCAGLIONE Mature Life Features

Vatican City is reportedly a most dangerous place for visitors as pickpockets mingle

freely amidst the 6 million pilgrims that visit each year. In any crowd, women should carry their purse in front of them and men keep their wallet in a side or front

trouser pocket. Being aware of your surroundings is step number one to protect yourself from these vultures. Don’t look lost or bewildered and don’t

stop passersby to ask for directions. Step into a building — a store, restaurant or museum — and ask a staff member for the information you seek.

Stay on the edges of the crowd as you tour the Prado or leave the Louvre. Thieves are more likely to work the muddled middle of the mob.

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Roman Festival brightens Umbrian hillside

By BEVERLY RAHN SCAGLIONE Mature Life Features

Why not drop around on Sunday, Riccardo suggested, “We’ll have a few artichokes.”

The retired Alitalia pilot and his wife, Mariolina, were our landlords when we arrived in this medieval central Italy castle town. They were friends when we left.

This fortress overlooks Lake Trasemino, the peninsula’s fourth largest lake, to the north; the manicured Tuscan countryside to the west, and the rolling Umbrian hills to the south and east.

They opted out of big city living in Rome several years ago and occupied our spacious apartment while they built a picture book home in a hillclinging olive grove just below the town’s centuries-old walls.

“I bought this apartment because when I look out that (living room) window, that’s Umbria,” he said.

The Umbria you see is the reddish-yellow brick-and-rock front of the Church of St. Michael the Archangel, leaning on a restaurant by an archway that frames the main piazza with its 500-year-old fountain and bars, hair salons, tourist office, stationery and gift shops, grocery stores, butcher shop, and small groups of standing and sitting locals solving the various problems of the day.

As every hiker knows, you walk a hill at your own pace. That’s why no one hurries. Everything here is uphill. It was about a 25-minute trek to Riccardo’s.

We knew we were in for something special as we approached the lane sloping into their farmyard. It was like breaking into an opera.

About three dozen people wearing the full array of bright yellows, reds, greens — pick a color — were milling about chittering, chattering, and chanting in that Italian singsong from which arias emerged. The accompaniment was provided by Riccardo’s tractor as it hauled dead olive branches to a pile resembling a titanic tumbleweed.

We became a member of the cast immediately because everyone was hauled in to contribute.

“You don’t work, you don’t eat,” was Mariolina’s mandate. Our immediate chore was to gather mint leaves off the plant stems and chop the stocks off the artichokes — shopping cart-sized mounds of them. Then the mint leaves were minced with garlic and olive oil. The artichoke stocks were boiled with lemons and the heads are given a good slam on the ground to soften them so the centers could be opened up and crammed with the mint leaf/garlic oil mixture.

Through all this, you had

to balance wine — almost everybody brings their own to determine whose is best for bragging rights — with oildrenched bread, cheese, fresh fava beans, and more wine before the fire is ready.

The giant pile of shrubbery is burned and the ashes raked into a flat lava-like bed of coals.

Then you have to tuck your artichoke into the coals to cook. Mariolina’s rule reigned: you only get to eat the one you cooked.

Again, the operatic metaphor arose as each person displayed a distinctive dance pirouetting around the blistering mound. It takes about 45 minutes for the artichokes to cook in this manner, which gave everyone time to sample more wine with the sausages and pork barbecued on a fire fed with larger chunks of trimmed olive wood.

Then flowed the desserts, all of them homemade.

On our earlier visit, we made it a point to get to the nearby cities and towns that dot our imaginations and the Italian landscape — Assisi, Siena, Orvieto, Cortona, Spello, Perugia, all within an hour’s drive of here — and Rome, Florence and Pisa, each a couple of hours away.

This time, we still got to some new nearby towns — Montepulciano, Torgiano and Narni to cite a few.

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UMBRIAN COUNTRYSIDE

Hilltop castle town of Panicale overlooks Umbrian countryside. Photo by Cecil Scaglione.

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Stephen King’s surprise gift

By RANDAL C. HILL

It was the early 1970s, and times were tough for Stephen and Tabitha King. They had married young soon after graduating from the University of Maine and produced two children in as many years. Stephen taught English at a private high school near Bangor, and Tabitha worked second shift at a Dunkin’ Donuts shop downtown.

Stephen had always wanted to be a writer, and Tabitha had set up a makeshift desk in the laundry room of their rented doublewide trailer they called home outside of town. To supplement his teacher’s pay, King wrote

short stories for men’s magazines. Occasionally a small check would appear in their mailbox, and the Kings were once more saved from a possible trip to the welfare office.

Stephen came up with a book idea about a girl named Carrie White, a lonely social outcast being raised by an unbalanced religious fanatic mother. King based his character on a pair of ostracized girls that he remembered from his own school days.

In his tale, Carrie White is afraid she’s bleeding to death when she experiences her first period while showering after gym class, and her unsympathetic classmates cruelly tease and taunt her. But Carrie eventually discovers that she can use telekinesis (the supposed ability to move objects just by thinking about them) to enact revenge on those who have made her school

life a living hell.

Three pages into “Carrie,” though, King decided his idea simply wasn’t working out. He wadded up what he had typed and tossed the single-spaced sheets into his wastebasket.

The next day, while cleaning Stephen’s writing area, Tabitha found and read the discarded balls of paper. When Stephen came home from school, Tabitha said, “You’ve got something here.”

With his wife’s encouragement and guidance, Stephen spent the next nine months bringing “Carrie” to fruition. After 30 publishers rejected his creation, Doubleday Publishing Company finally offered a $2,500 advance for the hardcover release of Stephen’s book. It wasn’t enough to let him quit teaching, but it was the most money he had ever earned from a single writing project. The Kings moved into a cramped and

STEPHEN KING, CIRCA 1993

rundown Bangor apartment.

“Carrie” sold just 13,000 copies, not enough to let Stephen write full time. But a Sunday phone call changed everything when King learned that Signet Books wanted to buy the paperback rights to “Carrie” for a mind-blowing $400,000, of which, due to various publishing contracts he had signed, Stephen would receive half that amount. Still, it was like winning the literary lottery.

The phone had rung on Mother’s Day afternoon of 1974. Tabitha had taken both children to their grandmother’s house and was on her way home.

Stephen decided to surprise his wife with a gift — something unusual, extravagant and expensive! He walked to downtown Bangor, where the only place open was a hometown drug store. When Tabitha returned home, Stephen couldn’t wait to show her his unwrapped gift.

It became the first hair dryer that Tabitha had ever owned.

Seniors’ activities a lot of talk

By CECIL SCAGLIONE Mature Life Features

Conversation tops the list of the favorite activities of their senior clients, according to a survey of more than 5,000 professional caregivers by Home Instead Senior Care.

More than three-quarters (76%) of professional caregivers reported that seniors enjoy this activity most.

While watching television was a close second with 71%, it seems that sharing memories, talking about current events and history, and discussions of family are more enjoyable to seniors than are reading, crossword puzzles, church functions or bingo.