Senior Life - Elko Edition - September 2023

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Elder Haus:

Quietly nestled in a historic former school building in downtown Nappanee lies one of the town’s greatest resources, the Elder Haus Senior Center. Located at 451 N. Main St., Elder Haus provides a variety of resources to the city’s senior residents.

“We are an organization that provides more than just lunch, games and trips,” said Director Kim Howenstine. “We plan with a purpose, not only to encourage socialization but to also create experiences that provide opportunities and education that strengthen brain/cognitive activities and promote fine/gross motor skills that help seniors live independently as long as possible.”


stine noted

Elder Haus also invites representatives from outside organizations to provide education and support for things such as Medicaid/Medicare, planning for important health care decisions, advanced directives such as estate planning and living wills, and other subjects. important to seniors.

“One of our main goals is to encourage close-knit relationships with those in our community who are 55 years and over who need or want companionship,” she said. “Some of our seniors have family who live far away or are no longer living. By providing a home-like atmosphere, it allows people to feel right at home. Sometimes life is not always sweet like a

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Free Community Active Aging, Wellness Resource Fair

Aging Connections of Michiana is hosting a free Community Active Aging and Wellness Resource Fair Thursday, Sept. 7.

The event will be held on the second floor of The Ribbon Town Conference and Event Center in the new Four Winds Hotel, located beside Four Winds Casino, 3000 Prairie Ave., South Bend.

The opening ceremonies begin at 10 a.m. and the fair ends at 3 p.m.

Free parking and valet parking are available. There will also be health screenings and resources, information to stay active and healthy, veterans resources, entertainment and raffle prizes.

Attendees will have the opportunity to speak with 70-plus local aging resources on-site to help transition seamlessly through the best phase of life.

This is a one-stop-shopping event for community members looking to connect with valuable local resources. For example, the St. Joseph County Department

of Health will be administering the Tdap vaccine. It can protect adolescents and adults from tetanus, diphtheria, and pertussis.

The PCV 20 (pneumonia vaccine) for those 65 and older will also be offered. If the new COVID booster is in by then, those will be available too.

There will be free entertainment for the entire event beginning with the opening ceremonies, which include The Miller’s Vets Color Guard and the national anthem, which will be performed by Shalom Menora, CEO of Sterling Health Care. The fair also features St. Paul’s Bell Ringers, and Forever Learning Center’s Silver Tones. The headliner at noon will be Elvis Tribute Artist Curt Lechner, who will present “The Essence Of Elvis.”

“We love events like these because they are at the heart of our mission,” said Malana Maher, president and founder of ACOM.

“Aging Connections provides professional and community edu-

cation, and our members provide the continuum of aging resources. This means ACOM is a resourcing organization. We connect individuals with the services and providers that best meet their current needs. So, we encourage everyone to attend this free event to discover ways we may be able to help.”

Founded in 2020, Aging Connections is a nonprofit, grassroots cooperative of individuals and organizations working together in partnership to catalyze and promote its program of work. The programs include educational offerings, promoting business, building community and relationships, and serving an aging

population for the benefit of one another, other professionals, and the community at large. Aging Connections currently serves northern Indiana and southwestern Michigan. For additional information regarding Aging Connections, or to see updated event information, visit

Don’t lose your home to nursing home costs

There are unique opportunities for married couples when it comes to protecting assets from nursing home spend downs. If advance planning is done with an experienced attorney in the field of Medicaid law, the assets of the

first spouse to die can be placed in a special type of trust, which has sometimes been referred to as a “safe harbor trust.” The technical term is an irrevocable testamentary special needs trust. Assets passing to provide for the care of the surviving spouse in this way can be fully protected from nursing home spend downs.

They are available for care and needs during the lifetime of the surviving spouse. They may also be better protected from death taxes and probate fees when they pass to the children at the time the surviving spouse passes away.

Think about the implications of this. With proper advanced planning, a married couple can shelter forever hundreds of thousands of dollars of assets from the effects of longterm catastrophic illness.

Other techniques, notably the Medicaid Asset Protection Trust, can be available not only to married couples, but also to single people. This type of proactive planning is extremely valuable and offers an incredible return on investment.

Do you have a longterm care policy? The average person age 65 will have to pay almost $2,940 per year for longterm nursing care coverage. For married couples, this is almost $6,000 per year. If each lives to life expectancy and there are no increases in premiums, the total payout could exceed $120,000 or more. Many clients either cannot afford such an investment, or they are not eligible at all because of medical conditions. For perhaps 1/10 or 1/20 of this amount, estate planning and Medicaid planning can give substantial protection not available through any other means.

Because we are an Elder Law firm, we can even help save you or your life savings from nursing home spend down. Want to learn more? Call (800) 3037423, stop by our office at 1237 E. University Drive, Granger, or visit for a free, no-obligation consultation or to attend one of our workshops.

2 ■ SENIOR LIFE ■ September 2023

Key Positions

Bickel works to release caring power of community

“When I got my first job with United Way in Elkhart County in 1996, I never dreamed I would make a career out of it,” stated Darren Bickel, president of the United Way of Whitley and Kosciusko counties. “My career has been an ongoing discovery of how to help people work together to make things better for our community. It is an extraordinary privilege to help our volunteers turn their passions into reality. For example, some volunteers want to teach children how to read, others want to make sure no child is hungry At United Way,

we work with them to release the caring power of the community.

“In 2019, we held listening sessions to garner the opinions of people in the Kosciusko County community. There was agreement that this is a wonderful place to raise a family, but there were real concerns that too many families with young children were struggling. The community really wanted United Way to do something about it. Since then, United Way has taken a closer look at families with young children, exploring new ways for them to succeed.”

Each summer, United Way works with dozens of busi-

Elder Haus

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bowl of cherries, so to surround ourselves with others is good for the soul. At Elder Haus, we’ve been know to laugh and cry together and share in one another’s joys and sorrows.”

Additionally, Elder Haus now has three vans to transport residents to the store, doctor’s appointments and other trips inside the city limits.

“Our transportation service meets the needs of those who live within the city limits who are no longer able to drive or have limited mobility and require the use of a lift,” Howenstine said.

“The bus will transport seniors to doctor appointments, pharmacies, grocery stores, banks, etc.

Our transportation services are available from 9 a.m. to 3:30 p.m. Monday through Friday. We ask that people call 24-48 hours in advance to schedule rides.”

Elder Haus has two 12-passenger buses, as well as a newly acquired passenger van that was purchased using a state grant. All can accommodate wheelchairs, although the new van only has a ramp and not a lift. They employ two part-time drivers to ferry the passengers around town. Donna Martin drives the bus for field trips and also serves as the part-time crafts director.

There are a multitude of

activities that take place at Elder House throughout the year, including neighborhood walks, Bingo, table games, puzzles, crafts, card making, euchre tournaments, Wii games, movies, Bible study, exercise sessions, lunches, field trips, birthday parties, shopping trips and other field trips such as a recent run to a local ice cream shop. This summer, a group attended an Elkhart County Miracle baseball game played at nearby NorthWood High School.

Since it is funded through taxpayer dollars, most of the activities Elder Haus provides are free. One exception is the weekly lunch on Wednesdays, and occasionally on other days, which usually costs $5-6 to cover expenses.

“We have everyday regulars,” said Assistant Director Tammy Rock. “Our mailing list includes around 200 people, but not everyone is active.”

This past spring, Elder Haus sponsored a senior prom at a local banquet hall. Attendees had the chance to enjoy a catered dinner and dancing with friends and spouses. They plan to do it again next spring, as it was very well received.

“It truly feels like a family here,” said Howenstine. “We are a community within an community.”

nesses, churches and individuals to gather school supplies for elementary school students. In 2023, United Way filled 2,000 bags with school supplies and delivered 100 to every elementary school in Whitley and Kosciusko counties. “Every child deserves to start the school year with all the tools they need to learn.”

Sometimes, to make things better, United Way has had to get creative. “In the spring of 2020, we were ready to launch a chapter of Dolly Parton’s Imagination Library in Kosciusko County. It’s a wonderful effort that makes it possible for children under the age of 5 to receive a new book in the mail each month. When the pandemic hit, we knew the children would need the books even more, but it was going to be harder to get families signed up.” With Bickel, all things are possible. He enlisted the help of his daughter, a couple board members and other volunteers to work with area schools at the lunch distribution sites during the school closure. Volunteers passed out ‘Busy Bags’ filled with books, Pla-Doh, bubbles and, most importantly, Imagination Library registration forms. By the end of spring 250 children were signed up. Today, more than 2,000 children receive a new book every month. Bickel’s favorite part of his job is connecting with caring people. “People are so generous and caring. Often, they are just struggling to figure out how to

make a difference. It’s the true joy of my job to help them make the right connection.”

His biggest challenge is staying connected with people.

“There is so much information out there — national, international, entertainment, etc. It can be challenging for a local organization like United Way to break through. These days, it means a lot more time out in the community talking to

people, drinking a lot of coffee and trying better ways to share United Way’s story.”

Bickel and his wife, Rose, have been married 29 years. They have two grown daughters, Grace and Emma. They also have three lazy house cats. Bickel raises a vegetable garden each year. Rose has her flower garden. They love traveling and last year took a trip to Maine.

September 2023 ■ SENIOR LIFE ■ 3
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Local history three-day series returns to Syracuse

Chautauqua-Wawasee and Syracuse-Wawasee Historical Museum are collaborating to offer the fifth-annual series of three programs as part of the museum’s “Digging Through History” as part of September Archaeology Month. The programs run Thursday, Friday and Saturday, Aug. 31 through Sept. 2. Each program features presenters with expert knowl-

edge and provides an interactive environment for discussion and hands-on examination of artifacts. All programs are free to attend.

Thursday’s program will feature T.J. Honeycutt, who will discuss the treaty of Paradise Spring, originally known as the Treaty of Mississinewa. It was negotiated just two blocks from the current location of the Wabash County Museum. The treaty ultimately made way for the Michigan road and the Wabash-Erie canal.

Papakeechie’s Reserve was one of several reservations created by this treaty. Many of the native people who negotiated on behalf of the Miami and Potawatomi lived very close to or within what would become Wabash County. This program is at the Syracuse Community Center, starting at 6:30 p.m. Friday evening’s program will be led Lynn MacKaben Brown, who will discuss her new novel “Furs and Fevers,” which is based on Dominique Rousseau, the first permanent white resident of Kosciusko County, and his life from 18251840. Why did a president of an international fur trade company make his home is Kosciusko County? What business obstacles did he overcome?

Brown will talk about related research principles and sources she used. Kosciusko towns and locations mentioned in the book are Leesburgh (the original spelling), Warsaw and the Oswego location of Rousseau’s last trading post. This program is at the Syracuse Community Center, starting at 6:30 p.m.

Saturday’s program is specifically built for families with children. It provides six different engaging and entertaining activities for the whole family. Back by popular demand from last year is Joe Zdziebko, dressed as a 1750s French Marine, who will display and discuss his equipment, uniform, musket, furs, maps, etc. He will also talk about old sayings that are still used today. And if you

What Seniors Think

want to see how tools were created by hand, Jeff Mesaros will show you how, as well as offering attendees an opportunity to try their hand.

Jamie Clemons, the director of the Syracuse-Wawasee Museum, will demonstrate a tool called “atlatl” which uses leverage to achieve greater velocity in dart or spear-throwing. She will also let attendees try their hand with samples. The Saturday program runs from 10 a.m. until noon, outdoors at WACF’s Ruddell Pavilion south of Syracuse at 11586 N. SR 13. More information may be found at, or on the ChautauquaWawasee Facebook site. For further information, call Debbie Yankosky at (574) 377-7543.

What is something on your ‘bucket list’


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4 ■ SENIOR LIFE ■ September 2023
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McDairmant breathes life into artwork

Stephanie McDairmant’s house in Warsaw is filled with paintings. They’re not just hung on the walls, but laid out on countertops and tables or leaning on easels in the front room. All the paintings are her own work, and its taken her some time to get to this point.

McDairmant, who exhibits her work under the name Canary Artwork, has been painting for six years. She began in 2017, following a very difficult period in which she lost several elderly family members she had helped care for. “It was an honor to take care of them,” she said, “and also the hardest thing I’ve ever done in my life. When that was finished, all that pent up grief just came crushing down.”

After a friend suggested she do something creative to work her feelings out, McDairmant took up painting. “As soon as I started painting, I could see images and designs that I wanted to actually paint. It actually was working. But I didn’t have any knowledge to get it from my brain to the brush to the canvas,” she said. At one point, she was overwhelmed with frustration. “I blew on the canvas in a huff of anger and threw it down and walked away.”

After coming back to look at the canvas, however, she found that what she’d done to the paint intrigued her.

McDairmant paints with a unique method she calls the Ruach Technique. “Ruach” is a Hebrew word meaning “breath” or “spirit.” Instead of brushes, she uses her breath to blow paint around the canvas. McDairmant said “ruach” was the best word she could find to describe how she feels about her methods. “I’m literally using my breath, but I also feel like it’s coming from a deeper place within me.”

McDairmant admitted she was embarrassed about her work at first, both because of the unorthodox technique and the

emotional nature of it. However, many people have found McDairmant’s art speaks to them. She shows her work in four or five art fairs every year, and these events are where she gets a chance to talk to other people about it. “I think they respond to those emotions,” she said. “It has become commonplace for somebody to walk into the booth and burst into tears. I will take the person and lead them behind the booth and we’ll sit and talk for however long they need to talk.” She doesn’t mind doing this, and in fact considers it an important part of her work. “The art is fantastic but the higher purpose of what I do is that, is to listen and to remind people

about hope.”

McDairmant said she wants to keep painting for the rest of her life. While she has technically gotten better, she sees value in all her art and will always be painting, even if her reasons for doing so change.

Her most recent collection is titled “Dreams from Marnay,”

after the town of Marnay-surSeine, France, where she did a six-week artist’s residency. “When I look at this collection,” she said, “I see joy, because it came from a place of joy.”

To see more of McDairmant’s paintings or find out when her next exhibition will be, visit

September 2023 ■ SENIOR LIFE ■ 5 Spotlight

Elder abuse: combating injustice

they know or trust. It’s important to look for unusual changes in behavior around:

• Family members.

of financial abuse. These may include:

• Unpaid rent.

• Sudden changes to a will.

Elder abuse is the intentional mistreatment or harming of an older person. An older person is defined by the Social Security Act as someone over age 60. This abuse takes many forms — including physical, emotional, and sexual harm, neglect, and financial exploitation.

More than 1 in 10 older adults experience some form of abuse each year. That number is likely much higher because elder abuse is often underreported — especially in underserved communities.

Abuse victims typically show emotional and behavioral red flags, such as depression, unusual fear or anxiety, or intentional isolation. Many victims are abused by someone

• Staff at inpatient facilities.

• Hired or volunteer caregivers.

• People in positions of trust like doctors or financial advisors.

You can also help make a difference by checking in with older loved ones. Looking for warning signs of mistreatment is the first step to preventing abuse. Signs of physical abuse include bruises, burns, or other unexplained injuries.

There may also be signs of neglect like:

• Poor nutrition or hygiene.

• Lack of necessary medical aids like glasses or medications that a caretaker should be providing.

There may also be indications

If you make less than $1,900 per month (single) and are on Medicare, then you might qualify for assistance with prescription drugs and expenses for your medical care.

Extra help to pay for your prescription drug plan. Medicare Saving Program to help pay for your Part A and B deductibles and co-pays.

• Unusual changes in money management.

• Large, unexplained financial transactions.

• Mortgages despite sufficient financial resources.

• Allowing someone new to access bank accounts.

If you suspect that someone is a victim of elder abuse, don’t ignore it! If you or someone you care about is in a life-threatening situation, call 911. If you suspect that something isn’t right — but nobody seems to be in immediate danger — contact:

Your local Adult Protective Services at

The National Center on Elder Abuse at (855) 500-3537 (ELDR). You can also find additional local resources by searching the Eldercare Locator for your community at Public/index.aspx.

Take some time to call or visit

with an older adult. Ask if they are okay and listen to what they tell you. Pay attention to signs of abuse or unusual behavior. Most

of all, don’t be afraid to report instances of suspected abuse. Share this information with those who need it.

Myaamiaki: Stories of Miami people

More than just lake names and artifacts, native Americans are a vibrant contemporary people whose history has shaped many of our lives here in Indiana. In addition to

the three-day series on northeastern Indiana history to be presented over Labor Day weekend, Chautauqua-Wawasee arranged for two members of the Miami Tribe of Oklahoma to share information and perspective of the native Miami peoples, past, present and future on Sept. 9 at the WACF Ruddell Pavilion. The program is from 10 a.m. until noon and is free to attend.

Diane Hunter will talk about the history of Miami people since time immemorial, telling the stories of their emergence as a unique and different

people, their first encounters with Europeans and later with Americans, land loss and forced removals, and about the revitalization of the Miami Tribe today.

Hunter is the Myaamia heritage preservation specialist for the Miami Tribe of Oklahoma and a citizen of the tribe. She is a descendant of the Miami family of Seekaahkweeta and Palaanswa (Francois Godfroy). Her work involves preserving and protecting historic sites and resources, providing education about the presence and history of the Miami Tribe and serving nearly 1,000 Tribal citizens in Indiana and surrounding areas. Hunter has worked for the Miami Tribe since 2015, when the tribe purchased property in Fort Wayne and opened a cultural resources extension office.

The second presenter is Dani Tippmann, a tradition bearer and a citizen of the Miami Tribe of Oklahoma. Her talk will discuss the use of plants as food, medicine, technology and cultural historical conduits, and share how plants teach us, feed us, heal us and bring us a better understanding of Myaamia culture. Tippmann will have plants to touch, smell and maybe taste for attendees to sample.

The program, sponsored by Chautauqua-Wawasee, will be presented at the Ruddell Pavilion on the campus of Wawasee Area Conservancy Foundation, located just south of Syracuse at 11586 SR 13. Families are welcome to attend this free program.

For further information, contact Mark Knecht, mknecht@, or (703) 489-7124.

6 ■ SENIOR LIFE ■ September 2023 Finance
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Simple fragrance method produces major memory boost

When a fragrance wafted through the bedrooms of older adults for two hours every night for six months, memories skyrocketed. Participants in this study by University of California, Irvine neuroscientists reaped a 226% increase in cognitive capacity compared to the control group. The researchers say the finding transforms the long-known tie between smell and memory into an easy, noninvasive technique for strengthening memory and potentially deterring dementia.

The team’s study appears in Frontiers in Neuroscience at fnins.2023.1200448/full

The project was conducted through the UCI Center for the Neurobiology of Learning & Memory. It involved men and women aged 60 to 85 without memory impairment. All were given a diffuser and

‘Walk to End Alzheimer’s’ in Elkhart

The Alzheimer’s Association is inviting Michiana residents to join the fight to end Alzheimer’s by participating in the Alzheimer’s Association Walk to End Alzheimer’s on Sept. 10 at Central Green in Elkhart.

On Walk day, participants honor those affected by Alzheimer’s with the poignant Promise Garden ceremony — a mission-focused experience that signifies our solidarity in the fight against the disease. The colors of the Promise Garden flowers represent people’s connection to Alzheimer’s — their personal reasons to end the disease.

“We’re closer than ever to stopping Alzheimer’s,” said Julie Moore, senior director, Walk to End Alzheimer’s, Alzheimer’s Association Greater Indiana Chapter. “We invite everyone in our community to join us by starting a team to help the Alzheimer’s Association raise awareness and funds. Every dollar helps families facing the disease today and supports research toward continued advancements in the future.”

More than six million Americans are living with Alzheimer’s disease — a leading cause of death in the United States. Additionally, more than 11 million family members and friends provide care to people living with Alzheimer’s and other dementias.

In Indiana alone, there are more than 110,000 people living with the disease and 216,000 caregivers.

To register and receive the latest updates on this year’s Walk to End Alzheimer’s, visit

seven cartridges, each containing a single and different natural oil. People in the enriched group received full-strength cartridges. Control group participants were given the oils in tiny amounts. Participants put a different cartridge into their diffuser each evening prior to going to bed, and it activated for two hours as they slept.

People in the enriched group showed a 226% increase in cognitive performance compared to the control group, as measured by a word list test commonly used to evaluate memory. Imaging revealed better integrity in the brain pathway called the left uncinate fasciculus. This pathway, which connects the medial temporal lobe to the decisionmaking prefrontal cortex, becomes less robust with age.

Participants also reported sleeping more soundly.

Scientists have long known that the loss of olfactory

capacity, or ability to smell, can predict development of nearly 70 neurological and psychiatric diseases. These include Alzheimer’s and other dementias, Parkinson’s, schizophrenia and alcoholism. Evidence is emerging about a link between smell loss due to COVID and ensuing cognitive decrease. Researchers have previously found that exposing people with moderate dementia to up to 40 different odors twice a day over a period of time boosted their memories and language skills, eased depression and improved their olfactory capacities. The UCI team decided to try turning this knowledge into an easy and non-invasive dementia-fighting tool.

“The reality is that over the age of 60, the olfactory sense and cognition starts to fall off a cliff,” said Michael Leon, professor of neurobiology and behavior and a CNLM fellow.

“But it’s not realistic to think people with cognitive impairment could open, sniff and close 80 odorant bottles daily. This would be difficult even for those without dementia.”

The study’s first author, project scientist Cynthia Woo, said: “That’s why we reduced the number of scents to just seven, exposing participants to just one each time, rather than the multiple aromas used simultaneously in previous research projects. By making it possible for people to experience the odors while sleeping, we eliminated the need to set aside time for this during waking hours every day.”The researchers say the results from their study bear out what scientists learned about the connection between smell and memory.

“The olfactory sense has the special privilege of being directly connected to the brain’s memory circuits,” said

Michael Yassa, professor and James L. McGaugh chair in the Neurobiology of Learning and Memory. The director of CNLM, he served as collaborating investigator. “All the other senses are routed first through the thalamus. Everyone has experienced how powerful aromas are in evoking recollections, even from very long ago. However, unlike with vision changes that we treat with glasses and hearing aids for hearing impairment, there has been no intervention for the loss of smell.”

The team would next like to study the technique’s impact on people with diagnosed cognitive loss. The researchers also say they hope the finding will lead to more investigations into olfactory therapies for memory impairment. A product based on their study and designed for people to use at home is expected to come onto the market this fall.

September 2023 ■ SENIOR LIFE ■ 7

Chair exercises provide health benefits to seniors

A 2021 study presented in the International Journal of Environmental Research and Public Health show 1,338 participants aged 50 years and above demonstrated that chair-based exercise programs improve both upper and lower extremity function.

The importance of staying active in later adult years is Exercise reduces the risk of disease, helps manage existing conditions and strengthens and maintains physical and mental functions.

Inactive adults are at greater risk of developing illness, loss of mobility and functional independence and a decrease in muscle mass.

Chair-based exercise is a great way to get physical activity in without having to buy special workout equipment or gym membership. Chair-based exercise allows for the workout of muscles without the stress and strain of lifting weights.

Medical professionals insist individuals with mobility issues should aim for 150 minutes of moderate-intensity aerobic physical activity per week.

In recent years, other studies have been published, establishing even more benefits that chair exercises provide. Pub-

lished in ScienceDirect, a study done by the Faculty of Physical Education, Federal University of Santa Catarina, Brazil in 2020 proved chair exercises resulted in positive physical health changes among the women that participated in the study. The study also showed participants had a lower fear of falling after performing chair exercises on a regular basis.

In a study published in Geriactrics Gerontology, first published in August 2020, researched the improvement of stroke victims that had dysphagia, difficulty swallowing. The research showed that the exercises improved swallowing ability and day-to-day activities for the patients. Additionally, the exercises reduced the time spent in the hospital.

Chair exercises have been proven to help improve a person’s quality of life, flexibility and mobility.

Try these exercises, remembering to breathe.

Ankle Stretch

This exercise can help with flexibility and may also reduce the risk of blood clots.

While sitting up straight, place on foot firmly on the floor and raise the other straight ahead.

Point the toes away from the body, then point them back

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Q. What is a Trust?

A. People set up trusts to help manage their assets during their lifetime and after death. In the event of death, trusts make sure that your beneficiaries receive your assets according to your wishes. They can assist you in caring for dependents that may struggle with financial inexperience, addiction, or illness. In the event of incapacity, they also ensure that you get the type of care you need.

A trust involves a grantor, a person or institution that has assets and creates a trust. A trustee is appointed by the grantor to manage the trust for a beneficiary or beneficiaries. The grantor can choose a corporate trustee, relative, or other person to manage the trust. If the trustee is a financial institution, a trust officer will be assigned to administer the trust account.

A beneficiary is a person or institution that receives distributions of trust assets. Beneficiaries can be children, spouses,

toward the body.

Continue this exercise five to 10 times with each foot.

Heel Digs

This exercise can help the lower body muscles, including the hamstrings. It can also help improve blood circulation in the lower leg.

Plant one foot on the floor and raise the toes of the toes of the other, keeping the heel on the floor.

With the heel staying on the ground, try to raise the toe up

toward the shin.

Repeat this with both feet, trying for five to 10 repetitions.

Hip March

This exercise can help improve lower body flexibility, particularly the hips and thighs.

While holding on to the side of the chair, sit up straight.

Lift one leg as far as it is comfortable, keeping the knee bent and the base of the foot facing the floor.

Place the foot down slowly, at a controlled pace.

Repeat with both legs, trying for five to 10 repetitions.

The allure of chair exercises is that they can be done at home without any fancy equipment. A search on YouTube will bring up countless pages of results, with various themes, difficulties and exercises. In-person chair exercise classes can be found around the county, including a free class for people over 55, 10 a.m. every Monday, Wednesday and Friday at The Elder Haus Senior Center, 451 N. Main St., Nappanee.


Q: Can my father appoint a financial power of attorney and a health care representative even though he is physically unable to sign?

other relatives, charities, or any other entity named by the grantor.

In preparing for the future, trusts can be an essential part of your long-term financial plan. It’s important to meet with a qualified estate planning attorney or trust officer about how to best protect your assets and beneficiaries. Contact me for more information.

DISCLOSURE: This information is not designed, meant, nor does it constitute the rendering of legal or tax advice. You should consult with your attorney and/or tax advisor before implementing any strategy discussed here. Trust services provided by MEMBERS Trust Company are not federally insured, are not obligations of or guaranteed by the credit union or any affiliated entity, involve investment risks, including the possible loss of principle. MEMBERS Trust Company is a federal thrift regulated by the Office of the Comptroller or the Currency.

A: Yes. As long as your father is mentally competent and able to communicate his voluntary willingness to do so, his physical inability to sign will not prevent him from appointing a financial attorney in fact and a health care representative.

Your father can direct someone else to sign for him; or, he can have someone physically take ahold of his hand to assist him through the signing process, provided that such assistance is not forced upon him but is with his unconditional consent.

8 ■ SENIOR LIFE ■ September 2023 Sports Professional Forum EXPANDING — Interested Businesses Call Victoria Biddle At 574-230-3366 A Monthly Question And Answer Advertorial Column
DISCLAIMER: Kurt R. Bachman and Beers Mallers, LLP Attorneys At Law, appreciate the opportunity to provide insight into legal topics of interest. The content of this article is designed to provide information of general interest to the public and is not intended to offer legal advice about specific situations or problems. Kurt R. Bachman and Beers Mallers, LLP Attorneys At Law, do not intend to create an attorneyclient relationship by offering this information, and anyone’s review of the information shall not be deemed to create such a relationship. You should consult a lawyer if you have a legal matter requiring attention. Kurt R. Bachman and Beers Mallers, LLP Attorneys At Law, also advise that any information you send to this Newsletter shall not be deemed secure or confidential. Please visit our office to ensure complete confidentiality. Kurt R. Bachman,
Member of the National Academy of Elder Law Attorneys, Inc. and a Veterans Affairs Accredited Attorney

Experience, expertise worth $$$

capital, Washington, and the rest of the world.

The experience and expertise you picked up during all your years in the rat race don’t have to be wasted.

You can volunteer your time and talent, of course.

Much of volunteer time is devoted to chores — delivering meals to the hungry or driving the elderly and ailing to doctor’s appointments, for instance.

As vital as these are, your background may be put to much more valuable use. You could teach youngsters to read music and play an instrument, or you might develop, improve and maintain systems of accountability for a charitable organization.

These can also be turned into income producers for you. In other words, you can operate your own business by doing these same things that you would volunteer to do.

What’s wrong with charging for music lessons? Or for handling the books and ledgers for someone, either a small company or somebody who operates a business on their own but doesn’t have the time to do their own accounting and tax preparation?

Operating your own business after you’ve retired gives you complete control, a sense of satisfaction and fulfillment, and something to do. It also keeps your mind keen and more aware of what’s happening in your town, the state

You can augment your income and salve your ego if you’ve worked in business at any level, whether in a global conglomerate or a corner drugstore. You can also build a comfortable niche for yourself if you have a talent for or have developed a craft, such as an auto mechanic, builder, plumber, appliance repairman, computer guru, writer, landscaper, or accountant.

First determine what it is you’d like to do. If you’ve been a reporter and editor all your life, consider preparing and publishing newsletters for organizations. If you were a carpenter and spent most of your career in the construction business, you might help builders prepare bids or put together structural plans.

Once you’ve decided what you’d like to do, you have to spread the word so you can get customers. This is called marketing. There are two major mottos to follow:

1. The best source of business is existing customers, and

2. Don’t make your first sales call if you don’t intend to make a follow-up call.

Rule No. 1 is simple. You get your best business from satisfied customers who recommend you to their family, friends and colleagues. If you open a shoe store, for example, invite everyone you know to your opening and show them your shoes. Hold a

drawing and give the winner a coupon worth a pair of shoes. Get them to come back into the store to buy shoes for themselves and their kids — and their grandkids. This scenario applies to any business. If you open a consulting business to exploit your managerial know-how by holding seminars for small companies, you substitute the invitation to an open house with a visit to their office. If you decide to build and sell furniture, you do the same thing. Call on people you know and tell them what you’re doing.

Here’s where Rule No. 2 comes in. Whenever you make an initial call, always make a second call. That’s the call that impresses upon your prospect that you mean business.

During each visit, always ask for a referral to someone your prospect knows who might be able to use your product or service. Then make that call, and the follow-up. You will learn quickly how to develop these marketing contacts into a habit. You might do them every Monday, every Friday afternoon, or every two weeks.

Develop a contact list from these visits. You can maintain contact by a special mailing a few times a year. If you prepare tax returns, you might offer an early bird special price for people you get into your office before March 1. If you make stuffed toys, you can offer a two-for-one price on birthday gifts for your customer’s children.

Now that you’ve developed a business that keeps you busy, it’s time to find someone like yourself to handle your billing and accounts receivable.

Mature Life Features Copyright 2023

What is the difference between a will and a trust?

will appoint a guardian to manage your affairs.

Trusts allow you to serve as trustee during your lifetime.


Many use the terms “will” and “trust” interchangeably, but they are very different. In many cases, it’s wise to have a will and trust as components of an estate plan.

Both a will and trust allow you to make your wishes known, choose a person to settle affairs, and decide who receives assets.

The differences are: A will does not take effect until death, whereas a trust takes effect immediately.

If you become incapacitated and have only a will, the court

If you become incapacitated, your named successor manages assets.

Upon death, wills are submitted to the court for administration. Probate is the process that distributes assets to your named beneficiaries.

If you have a trust, your trustee will manage and distribute assets according to the terms of your trust.

It’s important to work with a professional to determine how best to protect your assets and beneficiaries.

This information is not designed, meant, nor does it constitute the rendering of legal or tax advice. You should consult with your attorney and/ or tax advisor before implementing any strategy discussed here. Trust services, provided by MEMBERS Trust Company, are not federally insured, are not obligations of or guaranteed by the credit union or any affiliated entity, involve investment risks, including the possible loss of principle. MEMBERS Trust Company is a federal thrift regulated by the Office of the Comptroller or the Currency.

IIt’s easy! Simply find the backpack on another page in this edition. Go online to and enter your information, the edition, date and page number you found it on. This will enter you for a chance to win a gift of $25.

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The winner of the I Spy Contest for August is Betty Straub of Columbia City. The beach chair was located on page 14 in Senior Life Allen; page 6 in Senior Life Northwest; page 18 in Senior Life Elko and page 23 in Senior Life St. Joseph.

September 2023 ■ SENIOR LIFE ■ 9 | PO Box 819, Goshen, IN 46527-0819
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Sixties Flashback —

Paul McCartney confessed ‘It wasn’t fun anymore’

On the chilly, foggy Tuesday of December 27, 1960, several hundred British teenagers sardined into the spacious Litherland

Town Hall in north Liverpool. Promotional posters had promised a grand night of rock ‘n’ roll and dancing to three local outfits and included the “debut” of the Beatles (billed as being ‘Direct from Hamburg’).”

Concertgoers that night, who assumed the quartet came from Germany, would remark later how good the band’s English skills were when the musicians chatted with the audience between songs.

Actually, all four Beatles had grown up in Liverpool. For the previous several months,

though, they had been honing their musical chops by playing long sets of American Top 40 hits in smoke-filled dives in Hamburg’s gritty Reeperbahm district. In doing so, they had morphed from a ragtag bunch of minimally talented music cats into a respectable “cover” band that drew increasingly larger crowds each week.

That night at Litherland, as the Beatles waited behind a curtain drawn across the dance-hall stage, the emcee snapped the crowd to attention with, “And now, everybody, the band you’ve been waiting for!

Direct from Hamburg —” But before he could utter the word “Beatles,” an adrenaline-fueled Paul McCartney burst through the curtain to begin shrieking his favorite Little Richard hit:

“I’m gonna tell Aunt Mary ‘bout Uncle John

“He said he had the mis’ry but he got a lot of fun.”

“Long Tall Sally” instantly stopped the dancing as the

crowd rushed to the stage to revel in the Beatles’ half-hour set as the black-leather-jacketclad young artists staked their claim to music history.

“Beatlemania” was ushered in that night.

Within two years, the Fab Four became UK stars. Their fame spread throughout Europe in 1963, and by 1964 they ruled the international world of pop music.

Flash to Aug. 29, 1966. The Beatles are scheduled to play

a concert at San Francisco’s vast Candlestick Park stadium, the home of the San Francisco Giants baseball team. Fans at that performance don’t realize this will be the final live show of the quartet’s stellar career; the announcement will be kept secret until the band members return home to England.

Who could blame the Beatles for their decision? Worldwide fame had robbed them of everything enjoyable about performing before an audience.

The quartet’s powerful Vox amplifiers had become all but ineffective against the screamfest that rolled over the band like a tsunamic tide during each show.

So pronounced was John Lennon’s malaise that he began calling the Beatles’ live act a “freak show.” Ringo Starr was equally negative. (“Nobody was listening at the shows.”) Even normally positive Paul McCartney confessed, “It wasn’t fun anymore.”

That night at Candlestick Park, the Beatles played on an elevated platform erected over second base and were surrounded by a chain-link fence. Essentially, the world’s leading rockers, amid chilly swirls of fog, performed their final concert in a cage. Their show ran 32 minutes and included 11 tunes, the last featuring Paul McCartney doing “Long Tall Sally.”

10 ■ SENIOR LIFE ■ September 2023
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Oppenheimer: ‘The Destroyer of Worlds’

After more than a half century nearly forgotten in history books, the name of Julius Robert Oppenheimer, primarily responsible for the development of the atomic bomb, has been re-introduced to the public by way of a big-screen Hollywood film.

Oppenheimer, a nuclear physicist, is arguably one of history’s most controversial figures. Some historians list him as saving the world from armed conflicts, while others regard his work as that of the devil, forever plaguing the planet with instant destruction.

Born April 22, 1904, Oppenheimer was director of the highly secret Los Alamos Laboratory in New Mexico during World War II. He is credited as being the “father of the atomic bomb” for his leadership in creating the first nuclear weapons.

Not only was he controversial for his role in the development of atomic energy, Oppenheimer was also suspected of having communist leanings. Although he never openly joined the Communist Party, he did pass money to leftist causes by way of acquaintances who were alleged to be party members. Various associations Oppenheimer had with people and organizations affiliated with the Communist Party led to the revocation of his security clearance in 1954.

On October 9, 1941, two months before the United States entered World War II, President Franklin D. Roosevelt approved a crash program to develop an atomic bomb.

In June 1942, the U.S. Army established the Manhattan Engineer District to handle its part in the atom bomb project. Brig. Gen. Leslie Groves was appointed director of what became known as the Manhattan Project. He selected Oppenheimer to head the project’s secret weapons laboratory. This choice surprised many because of Oppenheimer’s left-wing political views and the fact that he had no record of leading large projects.

Groves was impressed by Oppenheimer’s singular grasp of the practical aspects of designing and constructing an atomic bomb.

As a military engineer, Groves knew this would be vital in an interdisciplinary project that would involve not just physics, but chemistry, metallurgy, ordinance and engineering. Groves also detected in Oppenheimer something many others did not: overwhelming ambition. Groves reckoned that quality would supply the drive necessary to push the project to a successful conclusion. Fellow scientist Isidor Rabi considered Oppenheimer’s appointment “a real stroke of genius on the part of General Groves, who was not generally considered to be an ‘intellect.’”

Oppenheimer and Groves decided that for security and cohesion they needed a centralized, secret research laboratory in a remote location. They selected a spot in northern New Mexico not far from the scientist’s ranch. The Los Alamos Laboratory was built on the site of a boys’ school, taking over some of its buildings. Many new buildings were quickly constructed.

Los Alamos was initially sup-

posed to be a military laboratory, so Oppenheimer and other researchers were to be commissioned into the Army, but some of the scientists balked at the idea. Groves and Oppenheimer compromised whereby the laboratory would be operated by the University of California under contract to the War Department. Oppenheimer had underestimated the magnitude of the project, as Los Alamos grew from a few hundred people in 1943 to more than 6,000 in 1945.

In 1943, there was anxiety among the U.S. scientists that Germany might be making better progress on an atomic weapon than they were. Oppenheimer discarded a proposal to use radioactive materials to poison German food supplies. He questioned whether enough strontium could be produced to poison enough food “to kill a half a million men.”

The scientists at Los Alamos produced the world’s first nuclear explosion, near Alamogordo, New Mexico, on July 16, 1945. Oppenheimer had given the site the code name “Trinity.” Years later he said a verse entered his head at that time that translated as “I have become death, the destroyer of worlds.”

Among those present with Oppenheimer in the control bunker at the Trinity site were his brother, Frank, and Brig. Gen. Thomas Farrell. When Frank Oppenheimer was asked what Robert’s first words after the test had been, the answer was, “I guess it worked.” A month later, atomic bombs were dropped on the Japanese cities of Hiroshima and Nagasaki, which brought about the end of World War II. The public was not aware of the top secret Manhattan Project until after the war. By 1946, the public was made aware of secret U.S. atomic bomb plans being passed by Russian spies, which resulted in the Soviet Union becoming a nuclear power.

In October 1945, Oppenheimer was granted an interview with President Harry S. Truman, who was not made aware of the Manhattan Project until he became president upon Roosevelt’s death in April 1945. Oppenheimer told Truman he felt as though he had

“blood on my hands.” The remark infuriated Truman, who quickly ended their meeting. Truman later told Undersecretary of State Dean Acheson, “I don’t want to see that son of a bitch in this office ever again.”

After the war, Oppenheimer became chairman of the newly creat-

ed U.S. Atomic Energy Commission. He lobbied for international control of atomic power to avert a nuclear race with the Soviet Union. At his 1954 security clearance hearings, he flatly denied being a member of the Communist Party but did identify himself as a “fellow traveler,” which he defined as

“someone who agrees with many of communism’s goals but is not willing to blindly follow orders from any Communist Party apparatus,” for which he was stripped of his security clearance. He died Feb. 18, 1967, at the age of 62.

Mature Life Features Copyright 2023

September 2023 ■ SENIOR LIFE ■ 11
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12 ■ SENIOR LIFE ■ September 2023
September 2023 ■ SENIOR LIFE ■ 13

Matrimonial money pact protects partners

Separate economics from your emotions if you’re considering marriage, especially if this is not the first time around. You’re not likely to establish a business partnership without some sort of legal agreement to protect your assets from the dangers and possible dissolution of the joint operation. Yet you are likely to stroll blindly into a marriage partnership with no thought to the financial ramifications.

Take time before your marriage to determine how you want your financial assets handled after matrimony.

If you’ve been through a divorce, you know a financial settlement can cause vicious and long-lasting scars. If your spouse has died, you must have seen there is more than just emotional loss to consider after death. There are money matters that require immediate attention, regardless of how comprehensive your spouse was in his or her instructions for the distribution of the estate.

Even if you’re already married, consider how you want your property divided in the event of divorce or death.

If you have dependent children from a previous marriage or relationship, you should give

serious thought to a prenuptial agreement, especially if one of the partners-to-be has significantly larger holdings than the other. If you want to leave everything you own to your new spouse-to-be, put it in writing.

A prenuptial agreement should cover two basic areas:

• State clearly what stake each partner has in the other’s estate.

• Determine how the assets are to be divided if there is a divorce.

State laws vary, but property acquired during a marriage is generally considered to be shared equally in communityproperty states — Arizona, California, Idaho, Louisiana,

Nevada, New Mexico, Texas, Washington and Wisconsin. In the remaining states, property usually belongs to the individual holding the title.

A prenuptial agreement can allow each partner to waive rights to the other’s property. To protect your assets, list the property you want kept separate. Such an agreement can protect both partners and their respective children, just as a living trust does in an estate plan. In fact, a prenuptial pact can be the basis for a revocable living trust.

You can state in a premarriage contract that your partner, in case of your death, though not the legal owner of the family home, can live in it until he or she dies before it is passed on to your children. Some financial planners suggest each partner retain sole ownership of the property they owned before the marriage. They concede joint ownership only of a home and joint banking account.

Prenuptial agreements should be reviewed and revised regularly to meet changing needs and circumstances. There are more than stocks and silverware to consider. The couple should look at projected income. For example, alimony

income received by a spouseto-be will cease as soon as they remarry.

You also should consider who will pay bills, who will contribute to savings and investment plans, and who will be in charge of taxes. If both partners are sophisticated in stock market manipulation, they may wish to maintain separate stock and bond accounts. Each should be fully aware of the components and status of the other’s investment portfolio.

After you decide a prenuptial agreement makes sense, get legal help.

Each partner should obtain his or her own attorney. Make total and complete disclosure because this is an agreement designed to protect both you and the person you intend to marry.

Stick to financial issues. Make sure you check the status of such an agreement in your state, or any state you intend to move to. Once you’ve drafted, drawn up and signed your declaration, share the information with your adult children so everyone will know what to expect in the event of a death or divorce.

Then everyone can have fun at the wedding.

Mature Life Features Copyright 2023

Mature money matters

likely down less wine with the array of less expensive finger food you prepare for them.

Save on Socializing

Partying into the wee hours of the morning is something of the long ago for most seniors as they become accustomed to bedtimes shortly after the evening news.

Hosting nighttime festivities for friends and family decreases as a result, so why not invite everyone over for Sunday – or Saturday – brunch. Or Tuesday – or Thursday – afternoon tea.

You’re likely to get better responses since everyone will be able to drive home in daylight.

You’ll also probably save money on the food and refreshments since your guests will

Another Senior Scam Crooks have been focusing on health fairs that are increasing in popularity among the growing seniors crowd. Scammers offer free genetic screening. All they need, they say, is a cheek swab and your Medicare number to pay for the screening.

The crooks then bill Medicare several thousands of dollars, which it normally rejects, and the person being screened is billed.

If you feel you could use or would benefit from genetic screening, take up the matter with your family doctor.

Mature Life Features Copyright 2023

14 ■ SENIOR LIFE ■ September 2023

The history of Ruthmere begins with Albert Raper (1847-1924) and Elizabeth Baldwin Beardsley (1850-1924) who were among the leading citizens of Elkhart, Indiana, at the turn of the 20th century. Ruthmere was built in 1910 and named after their only child, Ruth. “Mere” was added to “Ruth” to suggest “near the water” as Ruthmere was built at the confluence of the St. Joseph and Elkhart River.

Albert’s great-great nephew, Robert Buchanan Beardsley, an architectural preservationist, supervised the restoration, which began in 1969. The site opened to the public on September 8, 1973 with Robert Beardsley as Director, and was placed on the National Register of Historic Places in 1978.

For fifty years Ruthmere has been a multifaceted cultural and historical museum home, offering visitors a glimpse into the lives of the Beardsley family, as well as rich exposure to architecture and art.

For the next year come be a part of our 50th Anniversary as we celebrate with special events you won’t want to miss.

For more information and regular tour times visit or 574.264.0330.

September 2023 ■ SENIOR LIFE ■ 15

Nance experiences Christ’s healing after abortion

“I’ve been in Christian groups for years,” stated Kim Nance, Warsaw. “I love Jesus and the church. I’ve become accustomed to people pointing the finger at those who have had an abortion and stating, ‘I’m sure glad I’m not like that woman.’ My biggest fear used to be that they’d discover that I am ‘that woman.’ At 16 I had an abortion. I have since learned that there is healing available in Christ Jesus. But we must not give in to our fear and impulse to stay silent. We must come clean and share our story and grief, hoping we can inspire others not to get an abortion.”

Even though she’s been a Christian for many years, Nance thought it best to keep her secret under wraps. “Being active in my church, community and ministries, I said to myself, ‘What would others think?’”

Because she carried that secret for so many years, it affected her life. “Often having an abortion affects our parenting styles. We believe we need to be punished. A woman becomes a helicopter parent, hovering over her

children, because she believes that God may punish her by taking one of them. A man, on the other hand, sometimes adopts a hands-off attitude. He’s angry at himself because he did not protect the child who was aborted. Having an abortion affects the whole family.”

Five years ago, Nance attended a Christian retreat for healing. “My sister in Fort Wayne, Brenda Pressler, was involved in the organization ‘Deeper Still of Northern Indiana.’ The organization holds retreats for those who have had an abortion. God gave me the courage to attend a retreat.”

While attending, Nance came to the throne of Jesus for forgiveness. “I felt such relief. I was always afraid of facing my son I named Justin, who I aborted. But the Lord gave me peace, assuring me Justin is now in His hands. God showed me there is no shame in Heaven.”

She is now a speaker for the organization. “I share my story. My church family has heard it. Last September I spoke to an audience at a Right to Life gathering.”

Nance realizes because of her boldness, others are

able to tell their story too.

“I was in Walmart and an older woman stopped me. She explained to me that she had never told anyone she had an abortion in her younger years. As we tell our stories, it suddenly gets easier and brings healing to others.”

She and her husband, Kevin, attend Warsaw Community Church and are involved in the Gideons. “Through the Gideons I visit the jail once a month to teach the women the word of God. I’m able to show them I love them, and that Jesus loves them. I’m able to reassure them they have lasting worth.”

She’s also able to share her struggle and story of having an abortion. “These women know the things they have done in the past are wrong. What they need to know is Jesus transforms lives and helps people who are struggling with hang ups and addictions.”

“With silence, comes shame,” Nance concluded. “It’s only when we come out in the open, confessing to God, and telling our story to others, that lasting healing comes.”

Nance can be contacted at

After the fair, scooter sale

Goshen Home Medical has been the exclusive scooter and wheelchair rental service for the Elkhart County Fair for over 30 years. After the fair, scooters are thoroughly inspected, restored and sold at substantial savings. These are scooters you can trust.

What would be better for you? A mobility scooter or power wheelchair? Both offer improved independence and are easy to use. There are major differences depending on needs and lifestyle.

Mobility scooters are mainly designed for outdoor use and are recommended for those who are basically mobile but are unable to walk long distances. As a person begins to struggle with mobility, a scooter can be a life changer. Most of our fair scooters include a full, new scooter warranty and older models have a 30-day warranty. These are portable, can be separated, folded and placed in a car or SUV. These units are not covered by insurance, but Goshen Home Medical does accept Care Credit which offers an interest-free loan for up to 12 months.

Power wheelchairs are mainly for indoors and around the home. These chairs have a tighter turning radius, do not have a handlebar which allows for ease in sitting at the dinner table, opening cabinets and getting around in the home. In a power wheelchair, hands and arms are supported and the unit moves with a joystick which allows steering with a person’s fingertips.

Power wheelchairs can be covered by insurance, especially if you have trouble walking because of an injury, physical disability or medical condition. These units can also be customized to fit an individual’s needs. Contact Goshen Home Medical for more information. They can work with your physician and insurance to see if you would be eligible.

The power mobility specialists at Goshen Home Medical can help you find what works best for you. The sale will end Aug. 31 or until sold out.

Goshen Home medical has been serving the needs of our community for over 40 years as a full-service medical equipment and respiratory equipment provider, offering products that can improve quality of life and safely age in place. Learn more about Goshen Home Medical by calling (574) 533-0626, or follow Goshen Home Medical on Facebook

16 ■ SENIOR LIFE ■ September 2023 Faith
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It was 50 years ago —

‘Delta Dawn’ a gift to songwriter’s mother

Helen Reddy

When we hear certain songs, we may wonder what the event was that inspired a songsmith to put pen to paper or fingers to keyboard. Sometimes, though, what we learn about that inspiration is so painful that we may find ourselves reaching for the Kleenex.

Songwriter Alex Harvey explained “Delta Dawn” was about his mother, a Mississippi Delta-born hairdresser in Alex’s hometown of Brownsville, Tenn. At 41, she had given herself over to drink when a man who had promised her the world disappeared from her own, leaving her to stumble along Brownsville streets, suitcase in hand, looking for a “mansion in the sky.”

When Harvey was 15 years old, he played in a band. “We had just won a contest, and we were going to be on a TV show

in Jackson, Tenn.,” he recalled. “My mother said she wanted to go. I told her that I thought she would embarrass me. She drank and sometimes would do things that would make me feel ashamed, so I asked her not to go that night.”

When Alex returned home later from the TV taping, his world crumbled when he learned that his mother had died in a car wreck after running her vehicle into a tree.

Harvey suspected her death wasn’t an accident but had been a suicide. Devastated, he turned deep inside his music as the only form of therapy that brought him any solace.

Several years later, Alex was at a fellow songwriter’s house. It was late, and everyone there had fallen asleep except Harvey, who had stayed up to noodle on his guitar. That’s when he experienced a life-altering vision: “I looked up, and I felt as if my mother was in the room. I saw her very clearly. She was in a rocking chair, and she was laughing.”

Instantly, two song-lyric lines wafted into Alex’s consciousness:

“She’s 41 and her daddy still calls her ‘Baby’

“All the folks around

Brownsville say she’s crazy”

He woke his friend and fellow songwriter Larry Collins and breathlessly poured out his story. Together, the two composed “Delta Dawn” in 20 minutes.

Alex recorded the song first, followed by Tanya Tucker, Bette Midler and Australianborn Helen Reddy, with Helen’s version catching the rocket ride to the peak of the Billboard chart and becoming her second No. 1 single after “I Am Woman.”

Much of the success of “Delta Dawn” resulted from a combination of Reddy’s muscular vocals and that of the uplifting gospel background, dynamic and thunderous and sounding straight out of a southern tent-revival meeting.

“Delta Dawn” brought Alex Harvey blessed relief from the guilt that had shrouded him concerning his mother’s demise: “I really believe that my mother came into the room that night, not to scare me, but to tell me that it’s okay, that she made her choices in life, and it had nothing to do with me. I always felt like that song was a gift to my mother—and an apology to her.”

September 2023 ■ SENIOR LIFE ■ 17
Jeff ‘JJ’ Shaw, Attorney at Law

Green Salt? —

Made from Salicornia is half the sodium of table salt

I decided to give green salt a try. I put it in a small saltshaker, and added it to my bowl of soup each day — delicious. Then I added it to vegetables at the end of cooking — delicious.

Watermelon — delicious. See where I’m going. It adds that little — what’s in this taste and it’s all good. Plus, there is half the sodium of salt.

If you have high blood pressure, check with your doctor.

up to you to get you where you want to be.

The your health!

Cat Wilson lives in South Bend and transitioned from a vegetarian diet to eating a plant-based diet over two years ago. She may be contacted at

Has a Doctor ever told you to lower your salt intake? Too much sodium can affect your blood pressure in a bad way and even if you’re not shaking it on your food, processed and restaurant foods are high in sodium to a fault.

Green Salt is green, not white, or pink. It is a salt alternative with 50% of the sodium that table salt has. That is pretty amazing. Green salt is 100% dehydrated salicornia, a superfood with a salty taste, sometimes called sea asparagus. Salicornia absorbs minerals in sea water like magnesium, potassium, and niacin. Have you heard of the foody word umami? Umami is being called the fifth taste group after sweet, sour, salty and bitter. The taste is a savoriness, an independent taste unlike the other four taste groups.

Salicornia is used fresh in fine dining restaurants throughout the world and also dehydrated into green salt which has a shelve life of 2-3 years.

If not, I recommend enjoying it now. I ordered it online at, but I don’t see it on Amazon.

It’s all about the small steps and I see this as a simple way of consuming less sodium. It’s

Brentwood at Elkhart now accepting Medicaid waiver

Brentwood at Elkhart Assisted Living, operated by Priority Life Care, has announced they are now able to accept the Aged and Disabled Medicaid Waiver. This significant development allows Brentwood to extend its exceptional senior care services to an even wider audience, fulfilling its commitment to providing compassionate and affordable care.

The inclusion of the Aged and Disabled Medicaid Waiver program aligns seamlessly with Priority Life Care’s overarch-

ing mission: “Compassionately lighting the way in senior care, with respect, to independence and affordability.” This move reflects their unwavering dedication to enhancing the quality of life for seniors while ensuring that their specific needs are met with the highest level of care and consideration.

“We are thrilled to expand our reach and provide essential care to additional seniors in need,” stated Stephanie Maupin, executive director at Brentwood at Elkhart Assisted

Living. “By accepting the Aged and Disabled Medicaid Waiver, we are not only upholding our commitment to seniors’ independence and well-being but also staying true to our pledge of offering affordability and accessibility to those who require our services.”

This new initiative is particularly noteworthy as it comes on the heels of Priority Life Care assuming the role of operators for Brentwood in May 2023. Their seasoned expertise and deep-rooted com-

mitment to senior care have already begun to leave a positive impact on the community, and the inclusion of the Aged and Disabled Medicaid Waiver program further solidifies their dedication to making a difference in seniors’ lives.

For more information about Brentwood at Elkhart Assisted Living and the services they provide, individuals and families are encouraged to contact them directly at (574)266-4508, or visit them at 3109 E. Bristol St., Elkhart.

18 ■ SENIOR LIFE ■ September 2023 Health & Fitness
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September 2023 ■ SENIOR LIFE ■ 19
EXT. 2319

Ghost towns ain’t what they used to be

It’s extremely difficult to see ghosts in a ghost town in the middle of the dusty desert afternoon.

But Goldfield Ghost Town isn’t really a ghost town, we were told, until all the merchants leave at 5 p.m. and after the saloon closes down at 9 p.m.

It used to be pretty well ghostlike every summer until this one, “because we’re staying open as an experiment,” according to Trail Master “Sandman,” who was taking a coffee break between tourist tours around this 130-year-old mining community at the foot of the legendary Superstition Mountain, about an hour east of downtown Phoenix.

The community was renamed Youngsberg during a resuscitation that began in 1910 and ended a decade and a half later.

While the site is the original town of Goldfield, the bulk of the buildings are replicas because most of the vacated town was razed by an errant military

Elkhart Place

training flare back in World War II.

Its revival as an Old West memorial tourist attraction was launched in the 1980s and it is now listed among more than 3,800 ghost towns scattered across the land. Not all are in Cowboy Country. Pennsylvania has more than 100, about 70 of them within an hour’s drive from Pittsburgh. Texas claims the most with 500.

Three hundred of these supernatural settlements are in Arizona, most of them abandoned mining towns. Jerome, up the road a piece, is the biggest in the country. That gold, silver, zinc and copper mining community had a population of 15,000 at the end of World War II. When the last copper mine closed in 1953, the remaining members of the community — somewhere between 50 and 100 people — began promoting it as a ghost town.

Goldfield’s ranking among these paranormal precincts is boosted by its proximity to the 3,000 foot monolith that ru-

mors and reports say houses the Lost Dutchman Mine. It’s not the Dutchman who was lost — his mine was and is because it’s never been found by anyone who’s returned to the land of the living.

Locals claim that the mountain that looms over Goldfield Ghost Town has swallowed more than 600 lives. Not all of them have been lost by the lure of gold.

A most recent death was that of a 21-year-old hiker in January 2022. He fell some 700 feet in broad daylight when he lost his footing trying to take a selfie. Strolling through the dust on the hill that forms Goldfield’s Main Street makes it easy to picture yourself climbing down heroically from your saddle to take in steak and suds in the mid-town Mammoth Saloon that looms almost as large as the nearby mountain.

You could even evoke a spaghetti western film by ordering an espresso or cappuccino, which may be a form of protection because no self-respecting

ghosts of the miners of long ago would deign to appear. You might try their sarsaparilla.

After poking yourself in and out of the couple of dozen shops, museums and historic structures, trying your aim in a shooting gallery, and watching an old west

gunfight, you have several choices for further diversion. You can pan for gold or take a ride on a horse, the town’s narrow-gauge train, or the zip line that takes you high above the settlement while keeping your eyes open for ghosts.

Mature Life Features Copyright 2023

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20 ■ SENIOR LIFE ■ September 2023
Contact Victoria Biddle For More Details! 574-658-4111 ext. 2319

Seagoing lingo not so salty

left is the port side.

Avast, me hearties, and listen up if you’re looking forward to your first cruise and the only seagoing words you’ve heard were in movies about sailing ships, with some pirate-speak thrown in.

You won’t hear such salty shouts as “Ahoy!,” “Belay that line!” or “Avast, me hearties!”

Modern technology has washed away most of the saltiness in seagoing communication.

Crew members you’re most likely to come in contact with on your cruise — cabin attendants, waiters, bus boys, and those conducting events for passengers — will speak precisely the same way as staff members in a hotel or resort. If you’re a dyed-in-the-wool landlubber who would like to be a little more conversant in the vocabulary and customs of the sea, many of which date back centuries, here are a few guidelines.

That large vessel you are sailing on is not a boat. It’s a ship. To sailors, a boat is a water-borne craft that can be carried on a ship. Exceptions include military submarines and many Great Lakes boats that are too big to carry on a ship.

Don’t call the forward-most part of your ship the “pointy end.” It’s the bow (rhymes with cow).

When you walk toward the bow, you might tell a friend, “I’m going forward.” Similarly, when you are going in the other direction, toward the stern, you’re heading aft, or the after-part of the ship.

When you reach the stern and are standing on the part of the vessel that overhangs the water, you are on the ship’s fantail.

As you face the bow, to your right is the starboard side. On the

Similarly, anything beyond the confines of the ship, a whale sighting, for example, is referred to as happening “to port” or “to starboard.”

If you’re about half way between the bow and stern, you are amidships.

When the captain comes on the intercom to announce that there is a particular attraction ‘abeam of us,” he’s directing you to look straight out at right angles to the direction the ship is going. He’ll

let you know if its port or starboard.

Some interior stairways on large modern ships have been designed to resemble a mansion’s grand staircase, but for sailors used to less glamorous accommodations, the steps leading from one deck to another are “companionways.” The nautical term for the corridor you take to get to your cabin is “passageway.”

A deck is the seagoing equivalent of a floor on land, and the partitions that divide a vessel

into compartments, such as your cabin walls or any other wall-like construction, are called bulkheads.

You’ll sleep on a berth in your cabin, although the word “bed” often is used interchangeably.

Berth has another meaning as well. It’s also where your ship “sleeps” when in port. It’s the part of the dock, pier or quay where the vessel is tied up, or, more properly, “moored.”

The way the ship is affected by the wind and sea also has its

terms. If you’re on the side of the ship sheltered from the wind, it’s the leeward side. The side that faces the wind is windward.

A ship’s draft is the measurement, in feet, from the waterline to the lowest part of its keel. In other words, it’s the depth of water needed so the vessel does not run aground.

The nautical lexicon has a wealth of terms, but these should get you by so you’re not seen as a yucky landlubber.

Mature Life Features Copyright 2023

‘Gray divorce’ on the rise in the US

The number of older Americans living alone is on the rise. Nearly 16 million people aged 65 and older in the US lived solo in 2022, three times as many who lived alone in that age group in the 1960s. And as Baby Boomers age, that number is expected to grow even more, raising big questions about the country’s future.

According to the National Center for Family & Marriage Research, between 1990 and 2017, the divorce rate nearly tripled (from four to 11 per 1,000) for women aged 55-64 and nearly doubled for men in the same age group. The divorce rate for women aged 65 and older increased six-fold (one to six per 1,000) and the divorce rate for men almost tripled (two to five per 1,000).

How do you prepare for a gray divorce?

The first thing I tell clients (no matter the age) is that once you

have decided you want to divorce (and that is the very first question you need to answer before moving forward), then the next steps are to become as educated as possible. Having an initial consultation with an attorney may be appropriate to do when you are contemplating divorce because you want to better understand the divorce landscape. Often, I find that once I explain to a client what a divorce

looks like (and costs), that person may even change his/her mind and conclude, “My spouse is not that bad!”

If you are the spouse who has not historically been involved with the family money and are in the “financial dark,” then it is important that you take the steps necessary to learn as much as possible about the family finances. Whether this means getting a copy of the tax

returns, taking pictures of bank statements or (assuming your relationship allows for this) having a frank conversation with your spouse about what your family assets, liabilities, income and expenses are. No matter what your age, it is important to consider the emotional as well as the financial factors to make sure you are making the right decision to split with your spouse.

September 2023 ■ SENIOR LIFE ■ 21
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No cars and fudge make Mackinac Island special

Mackinac Island is another one of those places where time stands still. Shanks horses (walking), horse and buggy/wagon, horse and saddle or bicycle is still the only way to get around its 4.35 square miles. Since it’s totally surrounded by water, the best way to get there is by boat. There is an airport, but it’s for private planes.

Star Line and Shepler’s ferries from Mackinaw City and St. Ignace dock just a block from the center of town. That’s were all the action begins. The Tourism Bureau Information Office/ticket booth is smack dab in the middle of it all. Pick up a map and set out to see just what makes this island so special. Hundreds of bicycles and lines of horse-drawn wagons wait to take visitors

around the island. Historic Market Street is where most of the delis, diners, coffee shops, bars and restaurants are located. Also, 13 fudge shops.

If exercise is your thing, a bike ride on the eight-mile-long Lake Shore Boulevard circling the island provides an up-close-andpersonal look at Lake Huron and the flora and fauna that covers most of Mackinac Island State Park. That’s right, 80 percent of the island is a state park. It’s also a Michigan State Historic Site, a National Historic Landmark and is on the National Register of Historic Places.

A wide variety of architectural styles exist throughout the island and many of them have undergone preservation and restoration. The Victorianstyle Grand Hotel with its iconic tall columns is the focal point. However, unless you’re a guest at the hotel, you’ll have to be satisfied with taking photos of its long porch and stately facade from outside the fence. Of course, you can pay $10 ($5 for children 5-17) to walk the porch and enjoy the vista that includes a good portion of the island, Historic Market Street and the Mackinac Bridge in the distance.

The island was originally settled by indigenous cultures centuries ago. When the Odawa

Indians came, they named it Michilimacinac (Great Turtle) because its shape reminded them of an enormous turtle rising out of the water. The British later shortened the name to Mackinac Island. They gained control of the Straits of Mackinac shortly after the French and Indian War.

Prior to Mackinac Island becoming a popular tourist destination in the late 19th century, the island was a strategic center for fur trading. Fort Mackinac, which is open for touring, was built by the British in 1781 during the American Revolutionary War. It was never attacked and was decommissioned in 1895. Wagon tours take visitors to the fort, and it’s all downhill from there to the center of town. Two battles were actually fought here during the War of 1812 before it became a U.S. territory. The Treaty of Ghent in 1815 returned the island and the surrounding mainland to the United States. During the Civil War, it hosted three prisoners who were Confederate States of America sympathizers. Put Mackinac Island on your bucket list. For more information on how to get there, what it costs to get there, how to get around, what to do, which places to see, where to eat and the location of the fudge shops, check it out at

22 ■ SENIOR LIFE ■ September 2023 Travel
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Mature travel matters

It’s a good way to see America as well as trace your ancestors.

Travel Through Time

As you motor around the country, visiting the grandkids or getting to see the sites on your to-do list or heading back for a class reunion, you can also travel back through time to trace your ancestry.

When you get to your home town, you can leaf through local records to trace your forebears back as far as they lived in that location. Having pored through your lineage online or through family files, you can stop on the way there or the way back home in towns and cities mentioned in your chronicles.

On a grander scale, you can visit the Statue of Liberty or Ellis Island Foundation to view the names of some 65 million immigrants who were documented at the island from 1820 to 1957.

If your forebears immigrated here, the travel back through time in their native lands can be even more interesting and fun.

Manners Make Travel More Enjoyable

Listening to travelers complain about how they were treated in some foreign land is akin to hearing kids complain about their teachers.

First off, keep in mind that travelers are guests where they are. Just because the locals don’t understand English is no reason to harp about their rudeness. You might discover that travelers have no concept what language was spoken in the country they visited. They didn’t try to learn a few vital words in that language, such as “please” and “thank you.” Ignorance of one’s surroundings is an all-too-common trait of travelers.

A small sample of such mindlessness occurred not long ago. A member of a small group ahead of us, strolling along in the shadow of St. Peter’s in Vatican City, proudly

Rose by any other name is – who?

Remembering names is a lifelong thorn in most people’s side, but the tools and tricks used to remember what to call any person familiar to you are important steps to take in maintaining a reliable memory as you and your brain age.

A co-worker years ago leaped over the hurdle of remembering names by greeting everyone with, “Hello, Judge.” A version of this approach is the well-known, “Hi, Neighbor.”

Another colleague made up his own names for people around him, claiming he never used names “your mother called you.” He stopped that when an ex-marine of dour character took him aside one day and declared, “My.

The initial step to take to remember a name is to pay attention when you’re being introduced. This becomes difficult at a wedding, funeral, service club luncheon, any gathering with a lot of unfamiliar faces, or a senior-living facility where there is constant turnover of residents.

To help imprint a name in your mind, repeat the name when you’re introduced. “Nice to meet you, Mike,” will help you remember his name. So will repeating it a few times as you paint his face, hair color and other physical traits into your brain. You may be able to link him to a childhood friend, relative or movie star with the same name.

It can help if his or her name has a visual connection. Rose can

be linked easily to the flower, Jay with a bird, and Rocky with the movie of the same name.

When you’re introduced to someone, or greeting a person you already know, include your name in the greeting to help them remember or recognize you.

If you’ve forgotten their name, say so and tell them your name. At crowded events, you’ll find it necessary to introduce yourself, especially as you age and the family gatherings expand. Don’t wait to have people come and ask who you are.

As you approach someone or they approach you, tell them your name and who you’re related to. In this mode, you may not remember all their names but you’ll help them remember yours.

Mature Life Features Copyright 2023

proclaimed how thrilled she felt “walking in the footsteps of Jesus.”

She then complained loudly to her tour guide that the

Pope’s noon blessing from his high-up window was too far away to tell if it was really him.

Mature Life Features Copyright 2023

Questions to ask about drugs

this medication, such as high blood pressure?

Many patients, especially older adults, don’t ask their doctors or pharmacists about the prescription drugs they take.

With the availability of so many sources of medical information, including direct-toconsumer advertising, it’s critical for patients to seek expert opinion about any treatment or medication plan.

To help you get the proper information before taking prescription medicine, a list of questions has been prepared by various medical sources. They are:

1. For what specific condition or treatment are you prescribing this medicine?

2. Are there other treatment options available? Alternative drugs? Generics?

3. How am I directed to take this medicine? When? In what amount? With or without food?

4. How long will I remain on this medication (longterm for a chronic condition or short term for an acute condition)?

5. What are the potential side effects of this medicine?

6. Under what circumstances should I discontinue use of this medication and notify my physician? For example, vomiting, nausea, or dizziness?

7. Are there conditions that would prevent me from taking

Give it your all as a caregiver

My name is Ella Ford. I have been a caregiver with Always Best Care for a little over a year. I became a caregiver because I love helping others. It makes me happy knowing that by being with them, I can help them feel better throughout their day.

I like being a caregiver because I can make a difference in their life. By being with someone, you can draw out the best in them and bring them back to life. I love building relationships with others and making them happy and getting them to

laugh. My clients and I both really enjoy each other’s company. Even though I am there to help them, they bring me joy, too.

If you would like to become a caregiver, my advice would

be to just be yourself. And then, give your all to the client. They will benefit and you will benefit, too. Become a caregiver with Always Best Care. Our mission is to support our clients

and their loved ones by providing the most reliable care services.

Always Best Care is located at 310 N. Ironwood Drive, South Bend. Call (574) 2328487 for more information.

8. Have I told my doctor about all other medications I’m taking, both over-the-counter and prescription?

9. If I am taking other medications, is there an increased risk for potential side effects or adverse reactions?

10. After reading the information provided by the drug manufacturer and my pharmacist, do I have additional questions?

Experts also advise patients to:

• Provide every physician treating you with an up-to-date list of prescribed and over-thecounter medications being taken.

• Alert any healthcare professional treating you (including your pharmacist) to details of your personal and family history that might impact your tolerance for or reaction to a particular medication.

• Take prescribed medication exactly as indicated; never exceed or skip a recommended dosage.

• Educate yourself about potential side effects and adverse reactions that could occur.

• Never borrow prescribed medications from or lend them to anyone.

Mature Life Features Copyright 2023


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