Olive Press Andalucia issue 478

Now that’s a...

...comic-con

By Dilip Kuner

FANCY a snap with Hollywood

heartthrob Luke Evans? Or Berlin from Money Heist?

It’ll cost you a small fortune.

Comic-Con San Diego kicks off this Thursday and while fans are buzzing about big names like American legend Arnold Schwarzenegger (above left), Gwendoline Christie and Jim Lee, the real shocker is the price tag for a ‘meet-and-greet’.

Organisers are charging a whopping €90.75 (including VAT) for a single photo with Pedro Alonso (aka Berlin) and Luke Evans (above right).

You’ll also need to shell out the sizeable sum for Beverly Hills, 90210 star Brian Austin or His Dark Materials actor Dafne Keen.

And if you want their autograph?

That’s another €66.55. Even the VOICE of Star Wars legend Ahsoka Tano, Ashley Eckstein, is on the same rate card.

Sessions will be held at the ‘Meet the Artists’ stand, but spots are limited. Fans must pre-book, pay upfront, and show proof before stepping into the booth.

The four-day pop culture extravaganza at Malaga’s Palacio de Ferias y Congresos is expected to pull in 120,000 visitors across 80,000 square metres of geek heaven.

But for many, the price of a quick snap could leave them seeing real stars!

From Spain’s coolest council houses to Portugal’s most expensive hotel...

...we check them out in our PROPERTY magazine inside

Mystery death

Possible

‘foul play’ after body of Brit Andrew Wade found after scooping half a million euros on a villa sale

A MISSING expat whose body was found on the Costa del Sol at the weekend had recently landed a giant lump sum from a property sale.

The Olive Press can reveal that Andrew Wade, 65, had finally secured over €400,000 after winning a long legal battle with a dodgy British equity release company.

The expat, who went missing in Marbella a month ago, was found on wasteground, in Estepona, after an exhaustive search on Saturday by locals, police and firemen.

Wade, who Olive Press sources reveal had ‘a long-time cocaine habit’, had been planning to go back to live in the UK.

By Jon Clarke

had sold his family’s property in Benahavis this summer.

“The money had finally gone through after a decade of legal wrangling over a €1 million equity release charge,” revealed lawyer Antonio Flores, at Lawbird, who represents his family.

“He was delighted and there was certainly no reason to kill himself and you don’t normally overdose on drugs in the countryside,” he added.

Wade - who had been living in Malaga since around 2012 - had been reported missing to police after vanishing from his home on August 15. He had been driving his black VW golf which was later found with his mobile

The former British Airways steward had landed the huge payout after he and passport, while he had left his two ‘beloved’ cats at home.

After an online appeal through media, including the Olive Press, police started to investigate.

fore the large team, using drones and sniffer dogs, found his decomposing body in deep undergrowth.

Police have so far given out few details but were quick to quash wild social media rumours the body had been ‘dismembered’.

“It is all certainly very strange and out of character,” continued Flores, who represented his parents in the equity release miss-selling case from 2013.

“I’ve spoken to his sister who says she is devastated and it just doesn’t make sense,” added the Marbella-based lawyer.

retired here after buying the stunning €1 million villa in 2005.

He moved into the sumptuous four bedroom property with impressive grounds and swimming pool in Benahavis after his mother died a couple of years ago.

Autopsy

SEARCH: Police found Andrew’s body in woods

But the investigation floundered until they suddenly announced a big search team would scour a wooded area near El Paraiso at the weekend. It wasn’t long be-

“The police are telling her very little and she is baffled as to why it happened.

“I guess one of the main questions is: is that money still in his bank account?”

The Olive Press has established that Wade, who was openly gay, moved to Spain to live near his parents who had

They had been plagued by a decade-long legal battle - which they finally won in 2023 - after being missold in an equity release scam which left them in negative equity.

Police are still refusing to officially name his identity, nor that it is a murder enquiry.

“We are still awaiting an autopsy result and can’t tell you anything else,” said a spokesman for the Policia Nacional in Malaga this week.

“A body was found on Saturday after

an exhaustive search.

“We had been investigating all avenues since the missing man Andrew JW went missing in August. And the detailed search at the weekend proved positive.”

If you have any information, please contact newsdesk@theolivepress.es EXCLUSIVE

WINDFALL: Andrew had recently sold his family home in Benhavis

PRICEY: Fans must pay for pics

Call to action

THE family of Nathan Osman, 35, who died in Benidorm last year, say police are still dismissing foul play, despite the family arguing his death was not an accident and are demanding further investigation.

Fake assault

A DANISH man was shot twice by fake police in Malaga, with criminals later burning his van to destroy evidence. Investigators suspect a mafia-related settling of scores.

Horror cruise

POLICE have arrested 19 alleged people smugglers accused of torturing and murdering 50 migrants on board a small boat heading from Africa’s impoverished western coast to the Canary Islands.

Stool pigeon

A DRUG mule in Cadiz was tortured for days after a shipment of cocaine and heroin went missing. His gang forced him to take laxatives while they waited for the drugs to emerge.

A SPANISH academic once welcomed as an expert on terrorism has now been branded a cyberterrorist and placed on Europe’s Most Wanted list.

The National Police have identified Enrique Arias Gil, a 37-yearold professor from Madrid, as a senior figure in the pro-Russian hacking network NoName057.

Europol has added his face to its

Terror teacher

international database of fugitives wanted for terrorist-related computer crimes and being a member of a criminal organisation.

Investigators say Arias - the author of two books - used his academic credentials and me-

dia profile to hide his real role: supporting Moscow’s aggressive hacking cells.

In particular, he managed a Telegram channel that spread propaganda to more than 11,000 followers.

He is believed to have passed sensitive information about Spain’s security infrastructure to hackers.

Billionaires busted

IT began with a routine inspection of banana crates in a Malaga warehouse back in 2018.

What officers found inside would unravel one of the most audacious drug empires ever seen on the Costa del Sol. Hidden among boxes from Costa Rica were 4,813 kilos of high-purity cocaine – a record haul for Malaga and the second largest seized on

How an audacious €1bn Costa del Sol cocaine empire finally came crashing down

By Walter Finch

Spanish soil. Its street value: nearly €1 billion.

Now the National Court has finally convicted 15 men behind the smuggling ring, bringing to an end a criminal

Vacuum cleaner death

A BRITISH holidaymaker has been arrested in Benidorm on suspicion of murdering her friend with a vacuum cleaner cable.

The woman, 64, allegedly strangled her 66-year-old Irish pal, who we can exclusively name as Catherine Mary Bernice Peckham, in the apartment they were sharing on holiday. The shocking incident took place in the popular Rincon de Loix neighbourhood, an area sometimes dubbed ‘Little England’.

Police were alerted after another British tourist contacted them, claiming a friend had confessed to strangling a woman with an electrical cable.

Police sources confirmed the victim was killed by strangulation but have not released further details about what may have led to the fatal altercation between the two friends.

saga that stretched from Marbella to the inside of a Belgian prison cell.

In one of Spain’s stiffest sentences, the two ringleaders were handed 11 years each in prison plus fines exceeding €934 million.

The investigation unearthed the most extraordinary luxury: including a Mercedes found in Puerto Banus stuffed with €938,100 in cash, as well as 18 watches including Rolexes and Richard Milles.

In a safe lay another €275,000; in a storage locker, €218,750 more. Police even found a diamond and turquoise pendant.

More Mercedes cars, some with cash, were found in Benalmadena’s Puerto Marina, while more had diamonds and even gold ingots.

Raids in Benalmadena landed 40,000 ecstasy pills and

chemical equipment capable of producing thousands more.

Experts valued the gang’s synthetic drug potential at more than €380 million.

But alongside the glamour lay violence.

Police uncovered a military-style arsenal: an AK-47, five submachine guns, pistols, a revolver and, incredibly, even four grenades.

Judges ruled this was not the weaponry of ‘common criminals’ but proof of a cartel prepared for war.

Each member had a defined role: logistics, storage, chemical procurement or money laundering.

The High Court heard that the group had operated out of Malaga since at least 2017, using shell companies, false identities and encrypted phones to move narcotics on a massive scale.

JUST 17

A TEENAGE hitman, just 17, has been arrested after allegedly gunning down a Dutchman in a shocking contract killing on the Costa del Sol.

The minor is said to have been one of two gunmen who killed the victim in Fuengirola on December 7, 2024.

The horrific shooting near the promenade saw the victim blasted with bullets from an assault rifle.

Police later discovered dozens of shell casings and a weapon hidden under a parked car. Spanish and Dutch authorities swiftly joined forces, identifying the suspects and issuing international arrest warrants.

Murder

The second gunman fled Spain the day after the murder but was recently captured abroad. The younger gunman is now facing extradition and is believed to have been hired in a disturbing trend of organised crime groups using minors for hits. Authorities have been warning about the rising use of Scandinavian teenagers for contract killings in Spain. Police intercepted a Swedish boy on an e-scooter en route to a hit in Malaga last year, while another was arrested in Benalmadena about to carry out a deadly assault.

BARGAIN BREAK:

Mayor Marco overlooks the home from his town hall office

Just the (Spanish) Job

WANT to follow in the footsteps of TV celebs Amanda Holden and Alan Carr?

Well now you can as the stunning holiday home renovated by the duo on their popular BBC1 show is now available to book.

Casa Alamanda Moclin is a three-bed home in the hilltop village of Moclin.

Abandoned for 35 years, it’s been completely transformed into a stylish self-catering getaway – and you can stay

Live like Amanda and Alan on stunning inland holiday in Granada

EXCLUSIVE

By Jon Clarke & Dilip Kuner

there from €195 per night.

The interiors haven’t changed a bit from the show: You’ll find the Moroccan bedroom with its handcrafted ceiling and Juliet balconies, the

Danish joy, then tears

AN army of Danish expats couldn’t believe their eyes when they watched their tennis team put Spain 2-0 down on the first day of a key Davis Cup battle.

With new world No 1 Carlos Alcaraz staying State-side after grabbing the US Open, it seemed a win was written in the stars.

However, joy turned to tears when the sporting nation came back to win 3-2 on the second day in Marbella.

The fightback to the Finals was led by a nail-biting doubles win.

Jaume Munar then levelled the tie by sweeping aside Elmer Moeller, before Pablo Carreño Busta defeated World No 8, Holger Rune.

The tie however was still a big win for Denmark’s thousand-plus fans, who sang a range of national songs, dressed up in red and white.

“It was a belting start, a real cracker from Rune,” said expat Janus Nielsen, owner of

Marbella-based AnyTech 365 (above).

“And then to see Moeller continue the trouncing was a joy,” added Nielsen. He continued: “I thought it was written in the stars when I saw that Carlito couldn’t make it,” continued Nielsen, who has known Alcaraz and Rune since giving them wild cards in an ATP tournament he first organised in Marbella in 2020.

“Rune is an amazing player and it is just a real shame that he couldn’t nick one of the last three points on Sunday,” he continued.

JUST BE RESPECTFUL

YOU don’t have to

days to find someone sounding off about immigration - whether it’s in the UK or right here in Spain.

And the second someone does, the labels start flying: racist, far-right, little Englander. But let’s be honest - most of the time, it’s not about race or nationality. It’s about respect.

Plenty of Brits - and I include myself - have made Spain our home. And by and large, the Spanish people have been incredibly welcoming. Since the first time I bought property here, I’ve had nothing but good vibes.

I’ve worked alongside Spaniards, shared meals, raised glasses, and been made to feel part of the community. Why? Because I’ve always shown respect for their country, their way of life, and their culture.

This isn’t about Spain vs the UK, or locals vs expats. It’s about decent people who make an effort, versus those who turn up with a sense of entitlement and no interest in fitting in. And let’s be honest - we’ve all seen them. Loud, brash, no manners, no clue.

The kind who treat Spain like their own personal theme park. If you wouldn’t tolerate that behaviour from a foreigner in your hometown, don’t come over here and do it to someone else’s.

I’ve never pretended to be Spanish - and I don’t need to. But I live here now, and I’m a guest in this country. That comes with re-

‘London-style’ bar and games room and a sunny roof terrace with views towards the soaring Sierra Nevada.

Everything was designed for Amanda & Alan’s Spanish Job with help from local artisans, giving the house a charming, hand-finished feel.

The new Welsh owners, Nicola and Mickey Walters, have generously pledged 15% of all rental income to the Moclin Women’s Association.

The group featured in episode four when Amanda made pastries with them.

Memories

The show has had a huge im-

pact on the village – with more visitors, more business, and a real buzz returning to the area.

The mayor, Marco Perez, told the Olive Press it was ‘amazing fun’ working with Alan and Amanda.

“They brought such fun to the village and it brought some amazing memories,” he said. “It’s also really put the place on the map and given a very welcome boost to tourism.”

Local bar owner Mario Costela, added: “British tourists started arriving every day after the show aired.”

Immigrants

(and that includes us) need to blend in

sponsibilities. Understand the culture. Embrace the customs. It doesn’t mean giving up who you are - it just means being a decent neighbour.

That’s why when people - like the British lady in Benidorm (above) recently - speak out about ‘foreigners ruining the UK’, it’s not necessarily hypocrisy. As long, that is, a she herself has integrated on her move to Spain, and shown some respect to the Spanish.

I’ve criticised some of the anti-tourist protests here in Spain in the past - the graffiti, the tone, the targeting of small business owners - but here’s the thing: I’ve never personally had a problem with the protesters. Why? Because I show up with respect. And

Anything but Jolie

ANGELINA Jolie proved she’s no stranger to a downpour as she braved torrential rain at the San Sebastian Film Festival.

But she was also quick to criticise her country’s leaders at a press conference for the European premiere of her new flick Couture

The Oscar-winning admitted she was struggling to recognise America during these ‘very, very heavy times’. Choosing her words carefully, she said: “I love my country, but I don’t recognise it right now.

“I’ve always lived internationally, and my family’s international. My view of the world is one that’s connected.

“Anything that divides or limits personal expression and freedoms is dangerous,” she added.

She was joined by co-star Louis Garrel and director Alice Winocour for the film, which explores the lives of three women during Paris Fashion Week.

when you do that, people notice. In fact, many of us - the respectful expats and the frustrated locals - are singing from the same hymn sheet.

It’s not about where you come from.

It’s about how you behave.

And it’s the same story back in the UK. Yes, immigration in the 50s and 60s had its rough patches, but in the end, most people found their place. They worked hard, adapted to British life, respected the rules and raised families that are now just as British as anyone else. I hope the present generation of immigrants to the UK and also Spain (wherever they are from) integrate the same way. Because this isn’t about being anti-immigrant - it’s about being anti-ignorant.

Oh what a wonderful life

HOLLYWOOD icon Robert Redford, who has died aged 89, once found peace far from the red carpet - in the whitewashed hills of Mijas.

In 1966, the rising star of Butch Cassidy and the Sundance Kid lived for seven months in the then-quiet pueblo blanco, renting a farmhouse without electricity or running water.

“We went to Malaga, then to Fuengirola, and from there to Mijas,” he recalled. “I didn’t dance flamenco, but it was a wonderful experience.”

Drawn to Spain for its light and simplicity, Redford credited the country - particularly Mijas - as key to shaping his artistic soul.

But as tourists and fellow Americans began to arrive in the village, Redford returned to Hollywood - carrying with him a piece of Andalucia that would later shape his cinematic eye.

Rock in the dark

A ‘SUBSTANTIAL’ number of people got trapped in lifts after Gibraltar suffered a power outage not dissimilar to the one that shook Spain in April.

Shops, restaurants and offices were forced to close, while all traffic lights were knocked out.

Sources told the Olive Press the seven hour blackout was caused by workmen damaging three high-voltage cables.

The blackout left thousands of residents without electricity, sparking widespread anger across the Rock.

HE’LL FLEE: Expat Helge is sure pervert will come South

EXPATS in Spain and Portugal fear the sudden arrival of Madeleine McCann suspect Christian Brueckner after he was released from prison.

The paedophile and rapist has been living in temporary housing in the German town of Neumunster, after serving a seven-and-a-half year sentence for the rape of a grandmother, 72, in Portugal in 2005.

Despite wearing an ankle tag and being told he cannot go outside a three mile exclusion zone, many fear Brueckner, 47, is likely to return to his two favourite ‘stalking grounds’ in southern Europe.

“It is easy to cut those security tags with a knife and I’m sure that’s what he is planning to do,” a legal source told the Olive Press in Germany. It comes after it was revealed in the Sun newspaper that he has already bought a new mobile phone and is attempting to get an unregistered SIM card.

Meanwhile, his lawyer con-

Can you dig

it?

Iberia-bound?

EXPLAINER: Victims and former acquaintance fear Maddie McCann suspect Christian Brueckner could head south after breaking ankle tag following release from prison

By Jon Clarke

firmed he is refusing to take part in a ‘rehabilitation programme’ because he claims he has been wrongly convicted of sex crimes.

“He is clearly in denial and still up to his old tricks,” continued the source. “And if he gets an untraceable phone and takes off his tag and flees Germany, we won’t be able to monitor him.

“He could literally end up anywhere, including Spain or Portugal.”

Living

While a regular visitor to the Algarve - where he lived for over a decade, much of it in Praia da Luz, where Maddie vanished in 2007 - Brueckner spent many months living on and off in Granada.

where he spent a lot of time,”

one British expat told the Olive Press this week.

“He lived for many months off-grid hanging out with drug dealers,” she added.

“And he attended various festivals here.

“Lots of people wondered how many sex

Also a regular visitor to Catalunya and Valencia, it was in the Alpujarra area that he had many contacts, who he bought and sold drugs to.

“We are really hoping he does not come back to Orgiva

has plenty of bad debts.”

It was during one event, the Dragon Festival, in Orgiva, in 2008, that he ‘confessed’ to an acquaintance, Helge Busching, that he was involved in the snatching of Maddie, then 3.

“He told me she ‘didn’t scream’,” Busching told the Olive Press this week. “It came after I asked him if he was going back to Portugal

ON THE LOOSE: But for now Brueckner has to wear an ankle tag

ARCHAEOLOGISTS have uncovered a 5,000-year-old dolmen in the heart of Malaga province, and it’s one of the most monumental and best-preserved in all of Andalucia.

The discovery at La Lentejuela necropolis, near Teba, is causing a stir in the archaeological world. Stretching an impressive 13 metres in length, the massive stone tomb has been meticulously preserved, offering a rare glimpse into the past.

Researchers from the University of Cadiz say it could unlock key details about ancient burial practices and long-distance trade across the region during the 3rd millennium BC.

often and if he knew what happened to the girl.”

Speaking at a secret location in Europe, the German added: “He knew straight away that he had said the wrong thing and let the cat out of the bag.

“He quickly vanished and we didn’t see him again. It turned out he

IMPRESSIVE: The dolmen has been unearthed

left in the middle of the night in his winnebago. We didn’t see him again.”

The former expat, who was in witness protection for four years, testified to Scotland Yard and BKA detectives in Germany that he had seen videos of Brueckner beating and raping a teenager, about 15, and another elderly lady in Portugal.

Busching and a fellow German expat Manfred Seyferth, had found the videos at Brueckner’s home while he was in prison for theft in Portugal in 2006.

“It was definitely him as he was speaking throughout, plus I recognised his house in the video,” he told the Olive Press. “And then, at the end, he suddenly takes off his balaclava and you can see his face.”

Furious that the authorities have let him out of prison in Germany, he continued: “He is a very dangerous criminal and for sure he will commit more crimes any time soon.

“Trust me, there are going to be a lot of problems for the German police and, for sure, some bad news coming.”

The Olive Press revealed in 2020 that Brueckner - who is still the prime suspect in the Maddie case in the UK, Germany and Portugal - sold stolen solar panels in Orgiva.

He was also a regular buyer of marijuana, cocaine and ketamine from a series of dealers in the area, before heading back to Germany to sell his wares.

He often brought his large winnebago van, which he revealed had a hidden compartment ‘large enough to smug-

gle a small child’.

The three-times convicted child molester is awaiting a retrial for a trio of rapes and two child abuse offences, both on the Algarve.

It comes after he was found not-guilty during a trial last year in Braunschweig.

He is also facing two more minor cases in German courts this Autumn.

While prosecutors in Germany say they ‘believe’ he kidnapped and killed Madeleine and they continue to investigate him, they admit they don’t have ‘enough evidence’ to convict him at present.

Judges

Under the German judicial system, he can only be tried by a panel of judges and not a jury.

The British Metropolitan police has now taken up the baton and officially requested to interview Brueckner over the case. While this has so far been rejected, they continue to investigate and have confirmed that despite being ‘rare’ they could prosecute the German in a British court of law.

Chief Inspector Mark Cranwell, said: “We can confirm this individual remains a suspect in the Met’s own investigation.”

While Brueckner has ‘refused’ a voluntary interview, he adds: “We will nevertheless continue to pursue any viable lines of enquiry.”

If you have any information on Brueckner or the case please contact jon@theolivepress.es

EVIL: Brueckner and how the OP led the UK press onto the German’s trail

Voted

top

expat paper in Spain

A campaigning, community newspaper, the Olive Press represents the huge expatriate community in Spain with an estimated readership, including the websites, of more than two million people a month.

OPINION

What price a life?

SPEEDBOATS slicing through the Mediterranean are no longer just ferrying hash. Now, they’re packed with human lives - men, women, and children - risking everything for a shot at Europe.

The same criminal networks that once trafficked cocaine have found a more profitable cargo: desperate people.

A single boat can net over €500,000 in a week. The logistics are military-grade. The profits? Astronomical.

But behind the numbers is a mounting human tragedy.

Bodies washing up on Spanish shores barely make headlines anymore. Seven were pulled from the sea near Carboneras in Almeria this month alone. Hundreds remain missing. Thousands more land on beaches, dazed and traumatised, only to be caught, detained, or - worse - exploited again. What’s worse, many of these crossings aren't born of mere economic desperation. They’re the fallout of political decisions. Spain’s 2022 pivot on Western Sahara enraged Algeria, leading to a collapse in cooperation on migration. Since then, departures from Oran have surged.

Meanwhile, stretched Guardia Civil units face dozens of boats at once, unable to intercept even a fraction. Arrests rarely lead to trials. Smugglers mock authorities on social media. And children arrive alone, exhausted from 15-hour crossings, to centres filled beyond capacity.

Yes, this is about criminality. Yes, it’s about border security. But it’s also about people - thousands of them dying or vanishing at sea while Europe argues over policy and Algeria turns a blind eye. Until there’s regional accountability and political will to address root causes, the traffickers will keep profiting - and the Mediterranean will keep claiming lives.

PUBLISHER / EDITOR

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ADMIN Victoria Humenyuk Makarova (+34) 951 154 841 admin@theolivepress.es

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DISTRIBUTION ENQUIRIES (+34) 951 154 841 distribution@ theolivepress.es

More lucrative than drugs

ON many a sweltering afternoon this summer, speed boats were spotted skimming across the waves to Spanish shores.

To the casual eye they could be mistaken for thrill-seekers who’ve hired out a speedboat for the day – a common sight from almost any beach in Spain. Those who’ve lived on the southern coast for longer might believe they have detected the telltale activity of drug smugglers.

But the reality is darker still. These narco-style launches are no longer just transporting drugs.

Once they reach Spanish shores, instead of bales of hash, dozens of people hop into the water and scatter into the sun.

This is the new reality on Spain’s Mediterranean beaches, with Almeria at the epicentre.

The same networks that smuggle hash and cocaine into Andalucia have branched out into a more lucrative trade – ferrying migrants across the

Narcos diversifying and murky international politics have combined to cause an explosion in people smuggling

By Walter Finch

Mediterranean from Algeria. Videos circulating on social media show not just the scale but the brazenness of the operation, as high-powered speed boats dodge Guardia Civil patrols to offload their cargo – sometimes even onto crowded tourist beaches.

In one such case last month, a boat carrying a dozen men landed on packed Sotillo Beach in Castell de Ferro, Granada, at the height of summer.

– often returning the same week for another load.

In one week recently, an 11.5-metre

Phantom made three quick round trips, landing around 150 people in total. One night it dropped off 50 passengers, filmed shuttling back and forth as if it were routine.

One gang had assembled a fleet of boats valued at at least €1million

Stunned sunbathers watched fully-clothed men jump into the surf before a few holidaymakers tackled them

SUNSHINE, sangria and... legal landmines? Spain may be known for its beaches and fiestas, but it’s also a hotspot for eyebrow-raising laws that can land you in hot water for doing the most mundane things – like building sandcastles or daring to own a mop.

To start with, new business laws can only be introduced in January or July (no, we don’t know why either). But that is just the beginning.

We thought we’d celebrate the end of the summer season the best way we know how – by rounding up 12 bizarre Spanish laws that are weirder than a flamenco flash mob at a funeral.

If you're planning to move here, make sure your dog is quiet, your mop is hidden, and for heaven’s sake, don’t die in Lanjaron…

1. DEATH IS LITERALLY BANNED

In Lanjaron, Granada, it’s illegal to die. The town’s old cemetery was full, and the mayor passed a law in 1999 urging residents to ‘remain alive’ until a new one could be built. It was part protest, part publicity stunt – but technically still on the books. Die here, and you’ve got a burial problem AND a legal problem.

2. SANDCASTLES? NOT HERE, MATE

Fancy a seaside sculpture session? Not in Tenerife. Building sandcastles is banned, and elsewhere like the Costa Blanca, you’re allowed only if you use the sand that is right there and flatten your work before you leave.

You

to the sand.

The boat calmly turned back out to sea, while police made nine arrests onshore.

Unlike the flimsy pateras long associated with crossings, these vessels are built for speed. With engines of up to 425 horsepower, they can make the run from Algeria to Almeria in hours

This summer’s Operation Nautilita exposed the industrial scale of the trade.

Raids around Almeria, Alicante and Sevilla revealed how one gang had assembled a fleet of boats valued at at least €1million: 15 semi-rigid boats, high-powered reserve engines, fuel stores, weapons and tens of thousands in cash.

According to police, the network was structured like a corporation, with financiers, intermediaries, crews and logisticians all on the payroll.

Profits were funnelled through French shell companies and ‘hawala bankers’ before being reinvested in equipment.

In a parallel case, Policía Nacional busted another group in Almeria and Alicante – not smugglers, but suppliers. Their semi-rigid boats were linked to at least four crossings that brought over 80 migrants and €560,000 in profit. With euro signs dangling, it’s not hard to see why narcos switched up. Each passenger pays between €6,000 and €10,000, always in cash.

Frontex warned in its 2025 Risk Analysis that mafia gangs are now turning tactics towards ferrying people, rather

must be joking! 12 bonkers laws that’ll leave you baffled (and

By Dilip Kuner

This all stems from one overambitious builder who tried to recreate a medieval fortress by shipping in tons of sand. Classic overkill.

3. BARKING? SIESTA SAYS NO

Villanueva de la Torre in Castilla la Mancha takes its naps very seriously. Dogs are banned from barking between 2pm and 4pm and at night. Enforcement is a mystery – perhaps a stern letter

possibly fined)

to the canine in question? It’s one of many OTT rules in the town's lengthy ordenanza, which reads more like a novel than a law.

4. NO RADIOACTIVE WASTE IN BINS (OBVIOUSLY)

Also in Villanueva de la Torre: a rule specifically banning residents from dumping radioactive waste in local bins. A solid policy – except for one small problem. The town doesn’t have a single nuclear facility. Safe to say, the bins were probably already in the clear.

6. DOMINOS OF DOOM

Sevilla might be all flamenco and fiestas, but don’t try to play dominos at an outdoor cafe. A local noise law bans it – apparently, the clack of the tiles is too much for local ears. Also prohibited? Rolling barrels down the street and standing near restaurant terraces with food or drink. (Yes, really.)

7. DON’T TAP DANCE AT HOME

5. BAN THE MOP!

Got a mop on your balcony? That’s a €750 fine in some parts of Castilla–La Mancha. Hanging clothes out to dry? Also banned if visible from public spaces. The message is clear: clean in secret or suffer the consequences.

In Madrid, Mojacar and Ciudad Real, you’re forbidden from running, skating or tap dancing inside apartment buildings. Presumably clog dancing is a capital offence. It’s all part of Spain’s mission to keep neighbourly peace – especially in a country where two-thirds of people live in flats.

8. NO FEEDING PIGEONS

Feel like tossing some breadcrumbs in Placa Catalunya?

LARGE SCALE: Some gangs have 15-plus speedboats

BARKING: Big fines in Villanueva

IS IT WORTH IT?

As Portugal’s most expensive hotel reaches its 10th anniversary, the Olive Press asks if it is justifiable to drop €1,500-a-night at this stylish architecural gem

OVERHEATING, BUT ‘NO BUBBLE’

SPAIN’S housing market is showing no signs of cooling down, with analysts predicting prices will reach ‘levels never seen before’ by the end of this year.

The prediction comes as official figures reveal prices soared by a record-breaking 12.7% in the second quarter of 2025.

This is the highest annual increase since records began, according to Spain’s national statistics office (INE).

And the rises are not set to ease up, -according

Spain’srecordhousingmarketisfarfrompeakingdespite pricesreachingunprecedentedlevels

By Walter Finch

to investment expert Montse Cespedosa.

“In the last quarter of 2025, both sales volumes and prices will reach levels never seen before in Spain’s history,” said the financier, who boasts

over 27 years of banking experience. She added that anyone considering buying property here should brace for further price hikes. And despite the market already being at record levels, she warned there is no escape route from the chronic shortage of supply and excess demand plaguing the sector.

It comes as Spain’s mortgage market is also hitting record numbers in 2025, with 243,257 home loans signed in the first half of the yearthe highest figure since 2011.

“There is a volume of mortgage operations that I haven’t seen for years,” she continued. She also ruled out any imminent housing bubble similar to the 2008 crash, when banks recklessly granted mortgages to people who couldn’t afford them.

“There are still no signs of a bubble, but there is evidence of market overheating,” she concluded.

VANGUARD: Six Senses Douro mixes authentic local design with chic modern interventions

ALL QUIET ON THE TAX FRONT

BACK in January, Prime Minister Pedro Sanchez grabbed headlines with a proposal to either tax or ban non-EU, non-resident foreigners from buying property in Spain.

First floated as a punitive 100% surcharge on property purchases, the idea briefly hardened into talk of an outright ban, before reverting to the original tax model in May when the PSOE president tabled a draft law in Congress. Since then? Radio silence.

The draft law was bundled into a wider housing package with incentives for cheap rents, tweaks to the tax treatment of listed property companies, and higher VAT on tourist apar tments.

But the foreign-buyer tax was always the most controversial element, and it has failed to gain traction.

Government plan to charge non-EU property buyers 100% has gone cold for now

motion in June calling for restrictions, while Canary Islands politicians are exploring their own measures.

Yet without consensus in Madrid, these gestures remain symbolic. And even if Sanchez could conjure a majority in Congress, Brussels would likely strike the plan down.

This was never serious housing policy – just political theatre

The government doesn’t have a majority, and parties of the right will not back a new property tax, while the far left argue the measure doesn’t go far enough. With the proposal stuck in gridlock, nothing has moved forward.

Even regional initiatives haven’t changed the picture.

Catalunya’s parliament passed a

The European Court of Justice has consistently ruled against attempts to discriminate against foreign buyers on the grounds of free movement of capital. Austria and Hungar y have already failed with similar experiments.

Nine months on, the much-vaunted measure is still stuck in the starting blocks.

In the meantime, international reports have sometimes presented the tax as if it were already law.

The reality is different: it is far more likely that the proposal will remain a political gesture designed to appea-

se left-wing voters than ever become enforceable legislation. And the data only underlines how nonsensical the idea always was.

In 2023, Sanchez claimed that 27,000 non-EU foreign non-residents (FNRs) bought homes in Spain, suggesting they made up almost half of the total FNR market.

Yet notary figures – the government’s own source for housing statistics –show the true number was 18,648, or just under one third of the market. That is a discrepancy of almost 10,000 buyers, with no explanation offered.

The latest notary data for 2024 reinforces the point. The market share of non-EU FNRs slipped from 2.9% in 2023 to 2.7% last year.

In other words, an insignificant segment that is now in decline – hardly the driving force behind Spain’s housing crisis.

Nor do these buyers compete with locals for affordable homes.

The main groups are British, American, Swiss and Norwegians, typica-

INSIGNIFICANT:

lly purchasing coastal holiday homes rather than flats in Madrid or Barcelona.

Removing them would not free up housing for Spanish families, but it would hurt regional economies de -

pendent on foreign demand. With fresh data due next month, there is little reason to expect the picture to change. This never looked like serious housing policy – just political theatre.

November 29thDecember 12th 2023

Sevilla: the illegalholiday rentals hub

WITH its eye-catching orange tree-lined streets, renowned gastronomy and spectacular monuments it’s no surprise that Sevilla has become a leading destination for tourists.

But while the Pearl of Andalucia received around 4.8 million tourists last year - behind only Madrid and Barcelona - this steady stream of sightseers has had some unwanted consequences.

According to government data, Sevilla is the city with the highest number of tourist apartments operating outside legal regulations, with a staggering 2,289 units.

Marbella though, is not far behind with 1,802 illegal rentals, while Malaga has 1,471 and Benalmadena 926.

Andalucia meanwhile, has an alarming 16,740 illegal tourist lets - the highest region in Spain - followed by the Canary Islands (8,698), Catalunya (7,729) and the Valencian Community (7,499).

Last summer, Sevilla’s city council vowed to wage war on the proliferation of illegal tourist lets by disconnecting the water supply to illegally-operated tourist apartments.

Three owners appealed, but their complaints were thrown out in court who said action taken by the council was lawful.

In Barcelona, mayor Jaume Collboni announced that the city would effectively ban tourist apartments by 2028 by not renewing the licenses of over 10,000 legally operated flats.

And Pedro Sanchez announced plans last week to remove 53,000 tourist apartments from rental platforms across Spain. He added that problematic properties would be converted into permanent rental accommodation for young people and families.

WHILE the Costa del Sol continues to dazzle with its luxury developments and sea-view penthouses, the real bargains lie inland – most of them far from the tourist trail.

The cheapest place to buy is Cuevas de San Marcos (below), where the average price per square metre sits at just

Go inland, young man

€503.

That’s not a typo - you could buy 10 square metres there for less than the price of JUST ONE on the coast.

Second on the list is Alameda, with homes averaging €669/ m², followed by Benaojan,

where the going rate is €720/m².

Other wallet-friendly towns include Archidona (€800/m²), Humilladero (€806/m²), Campillos (€839/ m²), and Tolox (€973/m²) – all

offering a quieter lifestyle surrounded by mountains, countryside, and traditional Andalucian charm.

Slightly higher but still affordable are Fuente de Piedra (€1,051/m²), Casarabonela (€1,074/m²) and Arriate (€1,102/m²).

These 10 towns make up the list of the most affordable places to buy in Malaga – ideal for anyone chasing space, serenity, and sunshine on a modest budget.

In comparison the most expensive spots, include Marbella, where the average

home costs a jaw-dropping €5,258 per square metre.

This glam hotspot is closely followed by Benahavis (€5,205/m²) and Fuengirola (€4,301/m²).

Next up are Estepona (€3,955/m²), Benalmadena (€3,903/m²) and Ojen (€3,863/m²) with Malaga city itself at €3,549/m².

Housing boom

Propertysector fuels record business surgewitha quarterof allnew companiesformed

By Walter Finch

SPAIN’S property sector is driving an impressive business boom, boosting market confidence to its highest in years.

The latest Business Demographics Study by Informa D&B reveals that 84,938 companies were registered from January to August, a healthy 4.3% increase over last year. And a quarter of them - around 22,000 businesses - were in construction and real estate, a 10% rise from 2023.

Blinkandthey’regone

DEMAND for rental homes in some neighbourhoods across Spain are approaching physics-defying speeds.

At least one in five homes get snapped up within hours of going online, and Barcelona's rental mar-

ket moves fastest of all.

In Sant Andreu, a staggering 22% of properties evaporate within 24 hours, closely followed by Horta Guinardo at 21%. Nou Barris isn't far behind at 19%. The centre is slower at around 10%.

Madrid’s rental race is less frantic but still swift. Moratalaz tops the charts at 11%, with Latina and Puente de Vallecas neck-and-neck at 10%.

The capital's most expensive postcodes move slowest. Chamberi and Salamanca crawl at just 4% a day, while Chamartin and Moncloa manage a modest 5%.

Malaga keeps things relatively steady. Churriana leads at 13%, Teatinos follows at 10%, and most districts cluster between 4% and 9%.

Valencia shows a tale of two speeds.

The Jesus district races ahead at 18% - nearly one in five properties gone in a day.

Rascanya follows at 10%, but most other areas tick along at single digits.

Sevilla presents the most dramatic contrasts. Cerro Amate blazes at 16%, while Santa Justa hits 10%.

For expats and second-home buyers eyeing property investments, the figures signal a flourishing market.

Madrid is the undisputed leader in new business creation, with 19,021 companies registered - an increase of nearly 1,000 from the previous year.

Catalunya follows with 16,648 new companies, while Andalucia completes the top three with 14,185 firms.

Together, these three regions account for 59% of all new businesses, with popular expat hotspots like the Costa del Sol and Barcelona seeing the lion's share of activity. Andalucia is seeing particularly im-

pressive growth. In August alone, 182 new companies were established, while the Canary Islands, another favourite of international buyers, saw 175 new incorporations.

However, the study also reveals some intriguing contrasts. While new businesses are booming, total capital investment fell by 11.2% to €3.77 billion.

This suggests entrepreneurs are focusing on leaner, more nimble operations rather than large-scale developments.

In terms of regional investment, Andalucia leads with €934 millionup 27% from last year - while Catalunya attracted €716 million, and Madrid secured €647 million.

FANCY picking up a bargain house in Spain?

If you are, then you’re in luck as four houses are set to go up for auction this month - with bids starting from as low as €6,600. The auctions for the four properties - all in Malaga province - are live on the Agencia Tributaria’s online auction portal, with bids accepted 24/7 until the end of the month.

The first property is a 98.6 metre-square apartment in Benahavis with a large terrace and garage.

The flat is valued at over €100,000, but bids are accepted from €10,397.

Bids

A two-storey house in La Viñuela (valued at over €100,000) is also up for sale, with a garden to soak in the sun, and with starting bids from just €10,637. Tempted by the tiny town of Pizarra, a ground-floor home valued at over €65,000 is up for grabs, with bids accepted from €6,631.

Finally, a two-floor house in Marbella could be yours - although it comes with an existing debt of over €90,000, so bidding starts at over €100,000.

Too brutal: Don’t destroy our heritage

PLANS to turn one of Barcelona’s most famous cinemas into a new Thyssen museum have sparked fury among locals.

The Federation of Neighbourhood Associations of Barcelona (FAVB) claims it is merely property speculation dressed up as culture.

The group is leading opposition to the nine-storey scheme at the former Cinema Comedia in the Eixample district.

They say the project will gut the original Palau Marcet building, leaving only its facades as ‘decoration’ for a vast new complex that will include shops and restaurants alongside exhibition spaces.

A manifesto signed by 1000 residents and 49 organisations argues that the project breaches planning rules, exceeds height and depth limits, and ignores official heritage guidelines.

Among the biggest complaints is that at least a quarter of the site is earmarked for luxury retail – a move opponents call wildly inappropriate for such an ‘iconic corner’ of the city.

Critics also slam the proposed ‘brutalist’ architecture as

out of place, and point out that no detailed museum plan has yet been published. The Cinema Comedia building holds a special place in local

SPEEDY: Rentals in Horta Guinardo (above) and Mortalaz are snapped up

LOCAL LANDMARK: There are plans to turn the Cinema Comedia into a new Thyssen museum

memory, having been a beloved cultural landmark before closing in recent years.

CHEAP: Benajoan, while (right) there is a bargain in La Viñuela

AUCTION: Bidding starts at just €6,631 for a property in Pizarra

Offering you help, support and advice during your search, through the buying process and personal after sales services.

We have a wide range of properties to interest our clients, from small village houses to large country fincas or cortijos.

Tel/WhatsApp: (+34) 669 249 539 email: info@andalucianpropertysales.com www.andalucianpropertysales.com

Another pretty face

But the latest council house project in Spain is cutting energy demands and enhancing the community

By Dilip Kuner

RISING from the edge of Inca with its warm, earthy tones, this housing project shows how humble materials can create facades that are both practical and poetic.

54-apartment development demonstrates how affordable housing can still feel rooted in place and generous in spirit. The complex is arranged in two ‘volumes’ divided by a

Designed by Joan Josep Fortuny Giro and Alventosa Morell Arquitectes for the Balearic Housing Institute (IBAVI), the landscaped public cour tyard, encouraging neighbourly interaction.

Each apartment enjoys double orientation: ground-floor homes open to private gardens, while upper levels spill onto terraces, capturing breezes and sunlight throughout

the day.

The facades give the pro ject its character.

Local brick, recycled cotton insulation and a sprayed cork and lime finish produce walls that breathe, buffer heat and age gracefully. Their natural pigments catch the Mallorcan light, shifting subtly as the sun moves.

Rhythm

Slim aluminium frames hold deep-set windows shaded by larch wood shutters, whose golden tone adds rhythm and softness to the elevations. More than just an aesthetic choice, these facades act as climatic mediators, cutting energy demand while creating outdoor thresholds that bring life to the community.

The project stands as a model for sustainable and dignified social housing.

are

LIGHT: Plays a big part in the design

LOCAL: Materials

sustainable and sourced on the Balearics

MODERN FRONTLINE GOLF VILLA

El Campanario, Estepona

REF: 176-01759P | 1.875.000 €

A modern south facing 6-bedroom frontline golf villa located in El Campanario, Estepona East, within a short drive of beaches, a variety of golf courses, San Pedro de Alcantara, Puerto Banus and Estepona Town Centre. Distributed over three floors, the accomodation comprises an entrance hall, a guest toilet, an open-plan fully fitted kitchen, lounge and dining area with direct access to the covered terrace with seated areas and views overlooking the pool & manicured garden. Upstairs, there are four double bedrooms, two of which are ensuite and two bedrooms sharing a family bathroom. From this level, there is access to the large solarium with built-in BBQ, Jacuzzi, covered area ideal for outdoor dining and views overlooking the golf course. On the lower level, there is a large living/ entertainment area, two guest bedrooms sharing a bathroom, laundry room and storage. Situated next to El Campanario Club where there´s a gym, restaurant, indoor pool and a 9 hole golf course.

6 Beds | 4 Baths | 550m2 Built | 135m2 Terrace 3

GROUND FLOOR DUPLEX, SEA & MOUNTAIN

Marbella Club Hills, Benahavis

A great opportunity to buy this unique ground floor corner duplex apartment in the well-known Marbella Club Hills Development. Due to its corner position the apartment enjoys privacy with sea and mountain views. The property has an open plan kitchen/living-dining room with sliding doors leading you out onto the terraces and private garden. On the same floor you have the master bedroom and due to the original design, an extension of approx 40m2 has been added where the current owners enjoy watching tv and a home office has been set up.

LA CERQUILLA, NUEVA ANDALUCIA

LA CERQUILLA, NUEVA ANDALUCIA

LARGE 3-BEDROOM TOWNHOUSE WITH VIEWS

Elegant bungalow for sale in an exclusive residential area.

Elegant bungalow for sale in an exclusive residential area.

Aloha Golf, Nueva Andalucia

5 Beds | 5 Baths | 2537m2 Built | 653m2 build

3 Beds | 2 Baths | 257m2 Built | 315m2 Plot

REF: 176-02231P | 5.950.000€

5 Beds | 5 Baths | 2537m2 Built | 653m2 build REF: 176-02231P | 5.950.000€

REF: 176-02878P | 925.000 € REF: 176-02970P | 995.000 €

Located in the prestigious residential area of La Cerquilla in Nueva Andalucia, this exceptional south facing residence is nestled between

Located in the prestigious residential area of La Cerquilla in Nueva Andalucia, this exceptional south facing residence is nestled between world-class golf courses and within close proximity to the finest dining, shops and beaches! The property sits on a generously sized plot and occupies over 600m² of living space with a stunning wrap-around covered terrace which is ideal to spend outside all-year-round and with views overlooking the Los

ideal to spend outside all-year-round and with views overlooking the Los Naranjos golf course.

A large townhouse located in the popular urbanisation of La Niña, Aloha Golf in Nueva Andalucia. The entrance has a nice feeling of privacy, almost like a villa that takes you to the hall of the property. From here you enter to the large family kitchen with a generous dining area, from here you have acces to a patio that leads you into what is today the laundry and extra storage area (could be converted into a 4th bedroom) . You also have a master suite with its own office, large walking wardrobe and bathroom suite leading out onto a private terrace.

golf course.

Grand apartment with a villa feel in the popular gated urbanization of Los Granados Golf directly front line golf to Royal Las Brisas, Nueva Andalucia. The ample reception

Naranjos

Grand apartment with a villa feel in the popular gated urbanization of Los Granados Golf directly front line golf to Royal Las Brisas, Nueva Andalucia. The ample reception suites that

terrace.

Beds | 3 Baths | 167m2 Built | 57m2 Terrace

Better and better

ABetween Gibraltar and the

Costa del Sol, Alcaidesa’s five star hotels and award-winning golf course make it more attractive than ever

LCAIDESA has quietly transformed, and investors are taking note.

Over the past two years this coastal haven has matured from well-kept secret to a luxury location that commands the attention of the well-heeled across the globe.

Anchoring this change is the opening of the Fairmont La Hacienda Costa del Sol in early 2025 – a five-star resort of 213 rooms, suites and villas, set in landscaped gardens that spill toward the sea.

Adding to the appeal is the new OKU Hotel, a stylish five-star retreat that blends modern design with laid-back luxury, further cementing Alcaidesa’s status as one of the Mediterranean’s rising destinations.

The financial sums behind it, nearly €130 million, signals the value that serious investors see in Alcaidesa.

GREAT INVESTMENT: One Eden is in the final phase of its Serenity development, which are being snapped up fast

Golf lovers have new reasons to visit:

La Hacienda Links Golf Resort’s Links course, redesigned by Kurtis Bowman, was crowned Best Golf Course in Spain at the 2023 World Golf Awards. Its ‘Halfway House,’ the Calma Bar, was chosen Best Halfway House in the World in 2024.

Add the Heathland course

by Dave Thomas, sea-facing holes and sweeping views to Gibraltar and Africa, and what you get is rare: top-tier golfing without sacrificing peace and space.

Infrastructure and services in this exclusive corner of Spain are better than ever.

Fine dining options, boutiques, beach bars and wellness retreats now complement the pristine coastline and unspoilt beaches.

The expansion of amenities, including enhancements at La Alcaidesa Marina, further cements its status as a full ser vice destination – but one that still feels exclusive.

At the heart of this growth is the resort area, where residents enjoy pools and crazy golf, gyms and jacuzzis, co-working spaces and family amenities – all designed around the idea that One Eden builds communities, not just homes. In the centre of all these high quality, high class amenities is Serenity, the final phase of the Serenity Frontline Golf Homes development by One Eden. But be warned – the remaining units are selling fast.

With frontline golf homes and sea views, it sits in the sweet spot between Gibraltar and the Costa del Sol, only ten minutes from the prestige of Sotogrande. For those who seek more than sunshine — for those who want lasting capital growth, rising rental demand and a place of rare natural balance – Alcaidesa offers a refined investment opportunity. It’s not just sun, sea, and golf swings... but a sensible investment. For more information, contact .

A family-run business, since 1970, offering the full range of traditional agency services

30 highly skilled professionals speaking 14 languages

Two prestigious offices on Marbella’s Golden Mile

Highest qualifications, regulated by the Royal Institution of Chartered Surveyors

952 822 111 info@panorama.es panorama.es

Time to get legal!

The real estate sector is facing a big labour shakeup with fines being slapped on big firms like Engel & Volkers, writes Adam Neale

OVER the last two years, the relationship between real estate agents and agencies in Spain has come under intense scrutiny.

“

Labour inspectors have increasingly targeted socalled ‘autonomos falsos’ – workers classified as self-employed when in reality they are full time employees.

This misclassification has allowed agencies to swerve social security contributions, but effectively maintain an exclusive relationship with the worker.

The new government crackdown is part of a wider fight against casual work practices, with delivery riders and drivers the first to have been targeted.

been subject to audits, fines, and forced regularisation of workers with penalties ranging from €3,750 to €12,000 per agent, plus up to four years of unpaid social security contributions.

IMPORTED BUSINESS MODEL

“ Spanish law is clear: for an agent to qualify as truly selfemployed, they must set their own hours

Real estate is now firmly in the inspectors’ sights, with Valencia leading the push.

Since 2022, agencies there have

Traditionally, agents were employees, but with the arrival of international firms – particularly in hotspots such as the Costa del Sol – the American model of commission-only freelancers took root. This has led to confusion and, in some cases, outright abuse. Spanish law is clear: for an agent to qualify as truly self-employed, they must work independently, set their own hours, provide their own tools, and bear their own business risks. They cannot be managed, scheduled, or supplied with company

equipment.

Yet inspections have revealed many agents sitting at company desks, working fixed hours, using office computers, and even following holiday rosters. By contrast, genuine freelancers may represent multiple companies, control their own methods, and work without company oversight. When dependency exists, the relationship is deemed employment –meaning agents are entitled to the protections of country laws. That agreement allows for commission-based pay but guarantees a monthly minimum salary and ensures commercial staff receive at least 5% of net fees.

INDUSTRY AT A CROSSROADS

Agencies now face a stark choice: employ staff properly, or restructure contracts to meet the legal test for self-employment. Some have resisted the change

complaining about the added costs of social security deductions, while a handful of top-earning agents prefer uncapped commission structures.

But these high-flyers are rare. For most agents, the current system creates churn.

Agencies recruit large numbers during boom times, discard underperformers

The Property Insider

by Adam Neale

at no cost, and pocket the benefits.

Critics argue that formalising the sector would not just protect workers, but professionalise the industry.

Incredibly, Spain still has no national licensing requirement for estate agents.

In Catalunya, training and certification are compulsory, but in regions such as Andalucia, anyone with a business licence and a phone can set up shop. The lack of standards – combined with commission-only pay and hefty freelancer contributions – creates a perfect storm. Agents are understandably tempted to cut corners or mislead clients to close sales.

fines have made headlines.

In August this year, Engel & Volkers was hit with €6.4 million in penalties for misclassifying 569 agents in Valencia.

While a multinational can absorb such losses, smaller firms could be bankrupted.

WHAT COMES NEXT?

Inspectors are unlikely to ease off. In 2023, the Labour Inspectorate received a 41% funding boost, allowing it to expand investigations.

Around 40% of agents are believed to be freelancers

Illegal practices, such as charging tenants finder’s fees despite government bans, remain widespread.

FINES FOR ENGEL & VOLKERS

Some firms, however, have taken a different path.

At my firm, Terra Meridiana, for example, our sales staff have been employed since 2003.

We believe in a level playing field where all competition follows the

same rules and pays the same contributions.

Even industry bodies are beginning to shift. In spring 2024, the Federation of Real Estate Companies (FADEI) met with the National Anti-Fraud Office to discuss clearer guidelines and compliance.

The move signalled recognition that enforcement would not go away. And for good reason. High-profile

With food delivery cases largely resolved, real estate is now front and centre. Around 40% of agents are believed to be freelancers –some estimate, far more – and Spain has about 100,000 agency workers in total.

That leaves huge scope for further crackdowns.

The implications are clear. Agencies that need to direct and manage their staff must employ them.

Those that want independent contractors must allow them true autonomy – no company equipment, no fixed schedules, no dress codes.

Otherwise, they risk devastating fines.

Ultimately, professionalisation benefits everyone. Employment contracts encourage agencies to invest in training and discourage agents from bending rules to make a quick sale. A more accountable sector could also improve Spain’s reputation in the international property market. The shake-up may be painful in the short term. But with inspectors determined, agencies will have to adapt.

And those that embrace compliance and professionalism could come out stronger – while those clinging to old habits risk being left behind.

WATCH OUT: The authorities are on the case of agencies breaking the rules

Financial Planning Seminar

For Expats based in Málaga

Key Insights:

• Inheritance Tax Changes & UK Pensions

• Smart Investing for Spanish Residents

• Strategies for Volatile Times

October 3rd 2025

9:30am - 12:30pm followed by a complimentary lunch

SALLÉS HOTEL MÁLAGA CENTRO Mármoles, 6 · 29007 Málaga

Limited Seats – Register Today Email: admin@opesfidelio.eu Web: opesfidelio.eu/spain25

WINNING AGAIN: ARE TENS OF THOUSANDS OWED TO YOU?

IT was yet another giant victory over the banks for Marbella lawyer Diego Echavarria in the courts this month.

Handing his clients a €16,000 cheque in their battle against Sabadell bank was ‘yet another proud moment’ for the bilingual brief.

The Madrid-born boss of Fairway Lawyers won Peter Cooper, from Fuengirola, the healthy sum in a one-off payment.

“He got it after we found that he had a floor clause inserted into the mortgage he needed to buy a property in 2005.

“He had literally no idea that for many years the rate never went below 3%, even when interest rates dropped to nearly zero.

“To say he was overjoyed with the payout is an understatement.

The key points

● Was your mortgage acquired between 2000 and 2010?

● Payments were the same amount for often many years.

● Despite paying off the mortgage and even selling up you can still claim

● There is no deadline since the latest ruling from TJUE (Tribunal de Justicia de La Union Europea)

● Fairway Lawyers acts on a No Win, No Fee basis

“It was a giant gift for his family, who are planning a big holiday this Christmas and a new car.” The battle against Sabadell came after the British family took on Fairway Lawyers in a ‘no win, no fee’ deal three years ago.

While it wasn’t a quick process, Diego admits, it is just a matter of doing things by the letter of the law.

Leading lawyer beats Banco Sander again and believes there are thousands still owed big bucks, plus compensation over shameful ‘floor clause’ mortgages

“You just need to be diligent and cross the t’s and dot the i’s,” he explains.

Having taken on and won over three dozen cases over the last decade, he has become probably Spain’s number one legal specialist on the so-called ‘Floor clause scandal’.

The scandal stems back over two decades when many Spanish lenders secretly insert ed a clause in their clients’ contracts that ensured interest rates could not drop below 3.5% or 3%.

This was called the ‘floor clause’ and when for a decade, between 2011 and 2021, the interest rates in Spain sat at a record low, between 0% and 1%, they did not benefit.

It meant hundreds of thousands of peo ple spent years paying usually hundreds of euros more per month above what they should have paid.

Diego (right) estimates that tens of thousands of home owners - over half of them British - could be owed €50,000 or more in compen sation.

“The average is likely a little lower, but whatever happens they are owed money and with interest on top,” he explains this

“It was a really shocking abuse of legitimate trusting clients and the banks were very crafty,” he adds.

“I have spent years exposing these hidden clauses inserted into their mortgages.

“And there are around 100,000 mis-sold mortgages that have yet to be resolved in Spain.”

He explains that most banks, including La Caixa, Sabadell and Banco Popular, used such clauses.

“And it will only take me a few minutes to work out what you have paid and what you are owed today,” he continues.

Over the last year he has had a series of payments, including one for €21,075, plus legal costs, in Mijas, and another for €48,359 for a British family, the Brighouses in Estepona. In one urbanisation in the Malaga resort, Mirador de Costalita, he has four happy clients alone.

The huge golf lover, who named his firm after the sport, added: “It always involves lots of legal letters being sent and it’s a bit of a game, to be honest.

“Luckily I know all the tricks and how the banks try and slow things down.”

He currently has ‘over 100 clients’ he is working with around Spain, most of them expats, who became victims, but also some Spanish buyers.

“I am handling cases all over the country and travel around the place all the time” he adds.

If you want to claim for a mis-sold mortgage - NO WIN, NO FEE - or feel you may have been affected, contact diego@fairwaylawyers.com or send a message via

Sense of style

As it reaches its tenth birthday, Jon Clarke runs a rule over the Portuguese spa hotel - the country’s most expensive - where even the lift shafts are cool thanks to the views and furniture

WHEN leading Asia hotel

chain Six Senses decided it needed an outpost in Europe, to show off its incredible eye for detail and how to look after guests in the most sustainable way, it didn’t opt for the obvious places like the south of France or the Balearics… even a key European city.

The group, which launched in Thailand and Vietnam in 2004, unearthed an extraordinary 19th century wine estate on the bend of the Douro river some 100 km inland from the city of Porto en route to Spain.

By acquiring this obscure family-run vineyard and hotel they could quietly go about their business turning it into probably southern Europe’s most beautiful rural escape and

By Jon Clarke

with a price tag to match, it now being Portugal’s most expensive hotel.

With an ethos geared around local organic produce, sustainability and wellness, when their first hotel in Europe opened in 2015, the group rapidly stole a march on this rapidly growing inland rural sector of tourism.

Since adding the obligatory statement hotel in Ibiza (see Olive Press review) and a spa in Marbella, they have continued to grow globally into spots like the Maldives, India, and now even America. In Europe they also count on Courchevel, Crans and Rome.

it is anything but grand, particularly if you arrive via the bottom road close to the river, along an ancient cobbled track lined with rows and rows of vines from a string of local estates.

The hotel eventually comes into view surrounded by woodland and a sea of vines clamped to every available terrace within five kilometres of the place.

It’s something of a pile but fairly in keeping with the local vernacular… as you’d expect from a 200-year-old bodega.

UPLIFTING: Waiting room by the lift shaft

at in Europe (more of which later), we head out into the grounds, for this is perhaps, the real key to the success of the place.

And while I’ve only previously visited Ibiza, the arrival at the Six Senses Douro Valley is so breathtaking it’s unbelievable.

Low-key luxury at its best,

There’s a pointed stone steeple, a charming Italianate loggia, stone pillars and unusual stone windows that turn out to be more recently installed. The burgundy walls match the wine-making tradition, while the local Portuguese pantiles complete the composition.

The understated sense of arrival is accentuated by our receptionist David, now in his fourth year, and carrying an incredible knowledge about the area and wider group which now has 27 hotels around the world.

He tells us a bit about the aristocratic family, who reluctantly sold up in 2001 to become a boutique hotel that was sadly ‘before its time’, a bit too modern and pricey, by all accounts, for the region, prior to the budget airlines arriving in 2013/14.

Once guided to our suite, which is among the most stunning I’ve stayed

Enveloped by a copse of mixed woodland, the wondrous mature gardens cascade down many levels, right down to the river, in fact, where there is a pontoon and naturally paddle boards and other exciting craft ready to be used by guests.

(Note to self: next time arrive by river!)

Exploring the woods, then formal gardens is joyous. Each section is divided by myrtle hedges, rusted iron walls clad in ivy or other climbing plants, pleached fruit trees, green walls and lines of rosemary set up high in original horizontal planters.

There are evocative openings into olive groves, vegetable gardens with avocado trees and a more formal garden of pergolas, which gives a sense of both privacy and space. Don’t miss

INTERVENTIONS: There are plenty of modern additions to the 200-year-old estate, but it keeps its integrity thanks to design guru Clodagh

the steps up to a grotto cave where fresh spring water trickles out. It’s hard to imagine a more natural setting for the swimming pool with the green Douro valley on one side and an entire slope of vines on the other, while the guests who sit around it are, unsurprisingly, among the world’s most successful movers and shakers. Think White Lotus meets Love Island, at least as far as physiques go. I loved the easy pivot to the pool bar restaurant, just a cat’s swing away, a calming spot awash with sea green and terracotta cushions on natural undyed linen sofas.

The ‘snack menu’ is equally easy, light and minimal with a bent towards healthy eating…they call it the ‘Tasty Stuff’ and it has two types of gazpacho, one a delicious strawberry number with a king prawn tartare sliced up in the middle.

A trio of salads, one from their vegetable garden with grilled pickled carrots, courgettes and almonds is a surefire winner, while the line-caught sea bass ceviche was spicy and prepared to perfection.

The free-range chicken is also a delicious, if slightly scrawny leg, cooked on the grill with a strange sprinkling of local cheese on top.

Portions are extraordinarily small, which no doubt suits the young attractive couples, half of them honeymooners at a guess, who seem to spend most of the day luxuriating by the pool.

The wine tasting, open to all guests and strongly recommended, starts each evening at 6pm - and comes with snacks and a cool wine tasting notebook, plus a superb carved wooden wine map of the region.

It’s highly instructional, and leads nicely on to our evening meal in the main restaurant, which again is style personified thanks to the incredible eye of oddly, an Irish interior designer, now in her mid 80s, based in New York called Clodagh. Described as

Think White Lotus meets Love Island, at least as far as physiques go a ‘pioneer of green design’ she found her vocation living in Spain in the 1970s. So much of what makes the Six Senses Douro wonderful can be put down to her. An extraordinary woman, I love the lamp made of wine bottles and the farm implements on the wall, plus close up photos of terrain. I also love the sauna (above left) that looks out at the

landscape and the hanging chairs to enjoy the view from the lift shaft lobbies. I literally wouldn’t have minded spending a morning there with a good book. Next we bowl along into the main restaurant, which is full of natural materials; textiles, wood and stone, all thanks to Clodagh, who utilised hundreds of blown up photos of the finca from years gone by - plus wonderful photos of its owners (grandchildren roller skating, grandma on her mare etc).

The hessian and wooden beam ceiling and blue and white striped lined chair covers sum up the attention to detail. Also keeping with its wellness philosophy there are lots of vegetarian and vegan dishes, such as grilled ‘hispi’ cabbage - with smoked goat butter, lime pickles, hollandaise and peppers…what a dish ! Succulent, creamy and smoky, all done on the grill.

There are also ‘heirloom’ beets with a coconut labneh and pickles and green strawberries, while seasonal organic asparagus with saffron and lemon was more to my flavour.

Meat eaters were not entirely ignored and there was a splendid handchopped pasture fed beef tartare, while the line-caught sea bass and Algarve pink prawns made the table.

Once again, it’s worth mentioning these were no huge American size portions, but minimalist and much more importantly packing flavour.

And finally it was off to our suite, which counted on the most amazing east-facing terrace from where I lay the following morning on a giant day bed marvelling at a wall of vine terraces, literally line after line of bright green tendrils, just weeks, or even days, from being denuded of their grapes in the autumn harvest.

November 29thDecember 12th 2023

There are so many special touches, such as a secret drawer by the minibar which opens to not just tea bags BUT sachets of fresh tea leaves while at night the fairies leave bottles of fresh water all around. Meanwhile a jar of sea salt and a loofah have been thoughtfully left beside the bath, while all the products are in classic blue and white Portuguese porcelain.

The TV is cleverly hidden by a sliding painting and if there’s anything else you need or don’t understand, an iPad

on the wall immediately connects the guest to a live chat system, where you can ask for anything you might need.

“I promise you it’s not an AI assistant,” explains David. “So please don’t swear or try and confuse it because it will be one of our team trying to help”

It was this way I found out about the tea drawer but a sign of the times, when I ask for a copy of a British newspaper, the reply was only: ‘We will need to find out how to get one.’ They didn’t.

Finishing on a positive note, the breakfasts are as much as possible, cooked in the wood oven, even including pancakes … which are extraordinary! Fresh plums, crème fraiche and icing sugar. Don’t stay for just a night. Stay for a week, or a month, that is if you’ve got a spare €50,000.

Rooms start at around €1400 a night. Visit www.sixsenses.com for bookings and information.

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GREAT LOCATION: The Six Senses Hotel is tucked away in the Douro Valley

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than drugs, raising fears that some organised criminals could slip into Europe under the cover of migration.

According to the government, more than 90% of migrants are landing in Almeria and so far this year some 5,000 people have arrived in the province.

And many of the migrants do not make it. The dangers are clear: some seven bodies were recovered off Nijar and Carboneras, near the Cabo de Gata Natural Park, earlier this month.

The Andalucian Human Rights Association said 19 bodies were recovered in Almerian waters last year while 213 remain missing.

Over four decades, it has counted more than 19,000 lives lost, three-quarters in just the past five years.

The International Organization for Migration recorded more than 2,400 deaths and disappearances across the Mediter-

ranean in 2024 – the deadliest year on record.

The situation in the Balearics is more chaotic with many more flimsy dinghies and inflatables taking a 15 to 20 hour crossing.

In August alone, 4,852 people landed on the islands – a 71% increase on last year.

Many were Algerian, but Somalis and sub-Saharan Africans remain the majority. The price is lower at €1,500 a head, but the risks are far greater.

The Balearics are illequipped. By mid-August, Formentera alone had seen 1,400 arrivals on 81 boats, including 136 unaccompanied children.

with an emergency €4.1 million subsidy approved.

On the frontline, the Guardia Civil is overstretched. Sources describe afternoons when more than 20 boats attempt landings at the same time. It is impossible to intercept them all.

Sources describe afternoons with more than 20 boat landings

Facilities are running at 150% capacity, housing more than 600 minors in spaces for 400.

The cost is spiralling – €1.5 million was spent in Formentera in just two months,

Think again. Feeding pigeons in Barcelona is strictly forbidden and can land you with a fine of up to €600. The city declared war on its feathered freeloaders in a bid to reduce the poo and chaos. One unlucky tourist even got slapped with a penalty mid-selfie.

9. NO SLEEP IN BILBAO

In Bilbao, it’s illegal to sleep in your car –or anywhere in public, really. The city bans snoozing in cars, vans, tents, caravans and even on benches. And don’t even think about bathing in a fountain or washing your socks in public. Just get a hotel room.

10. WATCH WHAT YOU NAME YOUR BABY Spain doesn’t have an approved baby name list like Denmark, but it does have a banned list. Names like Judas, Cain and Lenin are strictly off limits. So if you were planning to raise a tiny revolutionary or biblical baddie, you’re out of luck.

TURN ON TUNE IN

The Olive Press podcast is here –are you listening?

T’S incisive, in-depth and always

The rip-roaring Olive

turned from a summer

ately started to make waves.

Even when smugglers are arrested, prosecutions are rare. In Almeria, 139 people were arrested for trafficking in three years, yet in 2024 only 33 cases reached trial. Meanwhile, smugglers post mocking videos online.

The roots lie in Algeria. Videos from near Oran show dozens of people wading into the surf or clawing onto inflatables as engines roar – in broad daylight with little visible interference.

While Algerian police occasionally seize boats, the flow suggests enforcement is selective or relaxed. Analysts link this to Spain’s controversial Western Sahara shift in 2022, when Pedro Sanchez backed Morocco’s autonomy plan.

Algiers reacted furiously, recalling its ambassador, suspending a treaty, freezing trade and – crucially – scaling back cooperation. Since then, departures from Algeria have surged.

Unlike Morocco, Algeria has rarely used migration as a pressure tool – but its unwillingness or inability to act has raised eyebrows.

For the gangs, the calculus is simple.

The demand is there – Algerians seeking work, sub-Saharans stranded, families willing to risk it all.

The infrastructure is there – boats, crews, laundering networks.

And the profits are enormous.

Operation Nautilita struck a blow, but investigators admit the networks are resilient. For every Phantom seized on Spanish shores, another waits on the sands of Oran, engines primed and human cargo clambering aboard.

Episodes 6 & 7 have come out in quick succession and they’ve been tackling hot topics like Tommy Robinson, Christian Brueckner and the genocide in Gaza.

Fronted by Caroline Lips, from Staysure Insurance, she welcomes editor Jon Clarke and digital editor Walter Finch every week or two. The duo bring a wealth of insight into ongoing stories and investigations, revealing tidbits behind the scenes that don’t make it to print.

Between 30 minutes and 45 minutes in length, they are an intriguing behind the scenes look at what goes on both in Spain and in a busy newsroom.

Filmed at co-working space Centro House, in Marbella, it guarantees to give anyone interested in Spain a fresh insight into the country.

You can catch it on Spotify , Apple Podcasts and our Youtube

11. YOU MUST HAVE A SPARE PAIR OF GLASSES

If you wear glasses and drive in Spain, you’re legally required to carry a spare pair in the car at all times. Forget and get caught? That’s a fine. So if you’ve got dodgy vision and a heavy right foot, pack those specs.

12. LEAVE YOUR LAWN FLAMINGOS AT HOME

Planning to decorate your Costa home with neon pink flamingos or gnomes? Not so fast. In several towns with strict communities of owners (especially in resort areas like Marbella and Torrevieja), lawn ornaments are actually banned to ‘maintain aesthetic harmony’. To be fair, that is a private regulation rather than an actual law, but it still applies. It’s like Desperate Housewives, but with more paella.

OPERATION NAUTILA: Europol and Guardia Civil joined forces to track down smugglers

FOR many people who have made Spain their home –whether full-time or parttime – the country’s natural wealth becomes an inseparable part of life here. Increasingly, foreign residents are discovering that one way to give back is by leaving a solidarity legacy to WWF Spain in their will.

That was the decision taken by Steve and Kay, a retired British couple with a second

LEAVING A LEGACY

Why foreign residents in Spain are choosing to name WWF in their wills

home in Pilar de la Horadada (Alicante). Spending part of each year in Spain, they were struck by the outdoor lifestyle

and wanted to contribute to protecting it. “After making wills in the UK that left assets to various charities, we

were keen to do something similar over here,” explained Steve.

“WWF España seemed a natural choice after reading about their work.”

The couple describe the pro-

cess as simple and transparent. A local notary in Torrevieja, together with an interpreter, guided them through the legal steps in under an hour. “It was totally free of charge and very straightforward,” he added.

For Jan Willem de Haan, a Dutch lawyer who has lived in Spain for more than three decades, the choice to include WWF Spain in his will was both professional and deeply personal. Founder of De Haan Abogados, he regularly advises international clients on inheritance issues – but his own connection to nature runs back to his childhood.

“I grew up with a strong sense of responsibility and spent

my youth in one of the most emblematic nature parks in the Netherlands,” he recalls.

“For me, leaving a legacy to WWF España is about giving back to the country where I’ve

Bird flu scare

NEW cases of bird flu have been spreading through central Spain after first being detected in popular city parks in Malaga and Sevilla.

Fears of an outbreak have been echoed by farmers, who say they are worried about the possibility of the virus reaching their animals, as even one case could force them to cull entire flocks.

One farmer from Coin (Malaga), who raises 3,500 free-range hens, said: “I’m worried because it is a very big risk for us if the disease comes close.”

She explained that although her chickens live outdoors and could come into contact with wild birds, most recent outbreaks have been inside caged farms.

In Sevilla, the situation is even more serious, with several outbreaks confirmed in parks across the city.

The Ministry of Agriculture has reported cases in the Parque de Miraflores, Jardines del Alcazar, and Parque del Tamarguillo. Environmental groups have criticised the regional government for being slow to introduce safety measures in public parks.

So far this year, Spain has recorded 35 outbreaks of bird flu, including four in poultry farms and 31 in wild birds.

chosen to live.”

De Haan believes many expatriates underestimate their ability to make a difference.

“You can’t live with your back turned to the country you move to. Spain’s biodiversity is extraordinary – from four species of vultures to unique marine ecosystems – but it needs protecting. Foreign residents can and should be part of that effort.”

Both testimonies highlight the same message: leaving a gift to WWF Spain is a way to ensure the landscapes, wildlife and natural heritage we enjoy today are preserved for generations to come.

As Steve puts it: “We can’t think of a better way of using any wealth we leave behind than to improve the world we live in.”

How to include WWF Spain in your will For more information, please contact WWF Spain by email at legadosconfuturo@wwf.es or call +34 91 354 05 78.

CARING: Jan Willem de Haan (above) and volunteers (below)

PEDRO Sanchez’s minority govern ment suffered another setback as plans to cut the working week from 40 to 37.5 hours were voted down in Congress.

An unlikely alliance of PP, Vox and Junts per Catalunya – the party led by fugitive Carles Puigdemont – combined to block the bill, securing 178 votes in the 350-seat chamber. The proposal, championed by

SPAIN has been handed a major economic boost after ratings agency S&P upgraded its sovereign debt to A+ with a stable outlook.

KEEP ON WORKING

deputy PM Yolanda Diaz (left) and trade unions, would have benefited 12.5 million workers, reducing burnout and boosting productivity.

Diaz slammed the “three right-wing parties” for targeting supermarket cashiers, hospitality staff and

Financial Planning Seminar

The agency cited strong resilience, with GDP growth this year forecast at 2.6% – three times the eurozone average. It also underlined Spain’s low exposure to US tariffs, revived under Donald Trump’s new administration.

everyday workers, warning voters would remember their stance.

Opponents argued a shorter week would hit small businesses, risking jobs and raising costs.

Junts’ Miriam Noguera said: “We will not participate in a law that puts jobs at risk.” Diaz has promised to reintroduce the bill, calling Junts’ veto ‘incomprehensible’.

Viva España!

Credit rating up as growth outshines neighboursbut politics could spoil the party

By Adam Husicka

S&P praised immigration, particularly from Latin America, for bolstering the labour market and fuelling demand. Rising investment and earlier reforms were also flagged as key drivers. Unemployment is expected to fall below 10% by 2028, a level not seen since before the 2008 crash. Years of the pri-

SPAIN is staking its claim as Europe’s new financial powerhouse.

Banco Santander has been crowned the continent’s most valuable bank, with a market capitalisation of €128 billion, surpassing Italy’s UniCredit and Intesa Sanpaolo (€101 billion each) and dethroning Swiss giant UBS. Spanish banks BBVA (€95bn) and CaixaBank (€64bn) also make the EU top ten, giving the country three entries and signalling a shift south in Europe’s banking influence.

vate sector reducing its debt have strengthened Spain’s external accounts and reduced vulnerability to global shocks.

Economy Minister Carlos Cuerpo hailed the decision, calling it ‘a reflection of the strength of our economy’. He

Bank of Europe

Santander, founded in 1857 in the northern port city of Santander, now serves 160 million customers worldwide, with strong operations in the UK, Latin America, and beyond. Its recent acquisition of TSB added five million UK clients.

With three Spanish banks among Europe’s elite, the country has firmly established itself as a financial power capable of rivaling northern neighbours.

added Spain will again post the fastest growth among ad vanced economies this year, despite uncertainty in Eu rope. The ministry estimates the higher rating will save the state around €350 million in interest costs in 2024.

But S&P warned of risks. Spain’s fragile coalition has leaned heavily on regional parties, including debt relief and the controversial Cat alan amnesty law. Corrup tion scandals have also been flagged as threats to political stability.

The upgrade contrasts sharply with France, which last week suffered a downgrade from Fitch due to worsening public finances – underlining the diverging fortunes of the eurozone’s southern powers.

KNOW YOUR LIMITS

Dougherty

HAS anyone ever got good investment advice from the front page of a newspaper or magazine? Probably not.

Still, the media churns out endless headlines telling us where to put our money. Why? Because we love to read about markets and money – and secretly hope we might stumble across the golden tip that will make us rich.

Part of the problem is that we want investing to be simple. The idea that the next big stock pick might be hiding in an ar-

ticle is seductive. Even Warren Buffet (below) once said: “You don’t need to be a rocket scientist. Investing is not a game where the guy with the 160 IQ beats the guy with the 130 IQ.”

But the truth is investing is difficult

For starters, we are com peting with over 1.4 mil lion professional fund managers and analysts in the US alone. Skim ming a financial article doesn’t

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reading a menu makes us Michelin-star chefs. Then there’s human behaviour. We are wired for survival, not investing. Evolution has left us with the ‘fight or flight’ instinct – great for escaping danger, terrible for financial markets. It’s why people panic when they see headlines like Dow Jones falls

450 points’, even though that’s less than a one per cent drop.

At BISSAN Wealth Management, we know investing isn’t simple – but our approach can be. We tackle the panic-selling and impulse-buying bias in two ways:

1. Financial planning first. We start by mapping future needs – from retirement to property purchases – and park the money for these safely, out of market risk. The rest is invested long term.

2. Keeping cash ready. We deliberately hold back funds to invest only when markets fall. If the market drops 15%, we buy, safe in the knowledge that essential spending money is already protected.

It’s not perfect, but it works. As Buffet also said: “Knowing the limit of your competence is more important than being brilliant.”

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CASE NO. F2025-005059

Extract from complaint currently being dealt with by Oslo Conciliation Board – Dept 3 Case No. F2025-005059

Complainant: Kredinor Finans As, Postboks 782 Sentrum, 0106 Oslo

Defendant: Heidi Solberg. Sist kjente adresse: Barriada Los Guraos 65, Es-04647 Cuevas Del Almanzora, Spain

The Complainant has filed a complaint against the Defendant with Oslo Conciliation Board with a demand for payment of NOK 26988,10 with the addition of interest at the legal rate and legal costs. The Defendant is hereby ordered to reply to the Conciliation Board in writing by 11.11.2025 stating whether or not the Defendant acknowledges and accepts the Complainant’s claim. If a reply has not been delivered prior to the expiry of the stated time limit, judgment by default can be pronounced on the basis of the Complainant’s representation of the facts of the case

As the Defendant has no known address, service will be executed with authority in the Courts Act Section 181. The complaint and order to reply will be deemed to have been legally served when it has been posted at the legal venue for four weeks. The documents pertaining to the case can be collected from the Conciliation Board’s offices at Pilestredet 19, 0125 Oslo, Norway. The documents can be sent to a new address supplied by the Defendant if the Defendant so requests.

Puzzle solutions

Across: 6 We’re even, 8 Melt,

Wake the right way

What to avoid doing in the first hour of the day to increase your life span

THE first 60 minutes after waking up could hold the key to living longer.

According to Dr. William Li, a Harvard-trained physician, avoiding certain habits in the morning can have huge benefits to our health.

He explains that what you do, and don’t do, in that first hour can set the tone for your energy, focus, and even your long-term health.

One of the biggest mistakes, he warns, is immediately reaching for your phone when you wake up.

This, he says, overwhelms

By Adam Husicka

the brain at a time when it is most vulnerable, leading to stress and poor concentration throughout the day.

Another trap to avoid is hitting snooze and sleeping in.

Doing so prolongs “sleep inertia”, which is the grogginess that lingers after waking up, and can affect productivity and mood.

Getting up with intention is far more beneficial.

Dr. Li also suggests holding off on eating solid food for

AUTHORITIES have launched fumigation campaigns after mosquitoes carrying West Nile Virus were detected in Cadiz province.

The insects were trapped in Benalup-Casas Viejas and tested positive, prompting the Andalucian health department to declare the town an alert area for at least four weeks.

No human cases have been reported, but officials say the risk is real. In 2024, 158 people were infected in Spain –mostly in Andalusia – and 20 died from complications. That outbreak has made local councils determined to act early this year.

Spraying will run until November, tar-

about an hour after waking. Extending the overnight fast gives the body more time to burn fat and may slow cellular aging.

Coffee, however, is allowed, as long

Mossie campaign

geting larvae in ponds, wells and stagnant water before they mature into adults. The common house mosquito, which rarely travels far from water, is the main carrier.

as it’s black. Li highlights that caffeine and chlorogenic acid can kick-start metabolism and provide anti-inflammatory effects without disrupting the fasting state.

Benalup is one of 16 towns in Cadiz now listed as high risk, alongside Jerez, Vejer, Tarifa and Algeciras. Every municipality in Andalusia must also maintain its own mosquito control plan. Health officials advise residents to use repellents, cover up at dusk and dawn, fit nets at home, and eliminate standing water.

Light physical activity, such as stretching, is another key part of his routine, as it boosts circulation, flexibility, and oxygen flow to the brain.

Other healthy swaps for the first hour could include stepping outside for sunlight, practicing breathing exercises, meditation, or even a cold shower.

Li stresses there’s no onesize-fits-all formula. The important thing is to avoid habits that drain energy, choose two or three positive practices that fit your lifestyle, and stick to them consistently.

O P LIVE RESS ANDALUCÍA

STIFF PROTEST

Opportunity knocks

RYANAIR may have slashed 1 million seats in its spat with airports authority AENA, but Vueling has spotted its opportunity and added 1.5 million seats for 2026.

Name calling

FANS of ‘establishment club’ Real Madrid have sparked outrage after chanting ‘Franco! Franco!’ for new €63m signing Franco Mastantuono - just months before Spain marks 50 years since the dictator’s death.

In tongues

SPAIN’S new Customer Service Law will require large companies to offer support in Catalan, Basque, Galician, or Valencian when requested, but only if the goods or services were bought in those regions.

SMOKING HOT!

Spain’s new €35m patrol ship is making waves as it takes on the narcos

DRUGS smugglers plying their trade along the costas are about to get a nasty shock

– Spain has just unveiled a shiny new €35 million patrol ship bristling with tech straight out of a Bond movie. The 83-metre long Duque de Ahumada – named after the 19th-century duke who founded the Guardia Civil – comes

By Ben Pawlowski

with all the trimmings: five decks, a heliport, two lightning-fast pursuit boats and even an underwater drone that can dive a full kilometre below the waves.

Launched with much fanfare in Vigo by Spain’s in-

terior minister Fernando Grande-Marlaska, the ship is largely EU-funded and will

Wildgoose chase!

BRIT pensioner Clifford Wildgoose, 76, sparked a frantic 48-hour hunt after vanishing on a night out in Puerto Banus. The grandad went missing at 2am after sinking pints at Patrick’s 19th Hole bar, leaving family ‘beside themselves with worry’ when he missed his flight home to Manchester. But the ‘wild goose chase’ ended when cops swooped in to collect him and rush him to hospital after he was spotted ‘tired and dehydrated’ in a local supermarket two days later.

spend a chunk of the year working with Frontex, the European border and coast guard agency. Its mission? Stamping out drug trafficking, tackling illegal migration and even keeping an eye on the environment.

“It’s a perfect example of

European cooperation,” said Grande-Marlaska at the ceremony, flanked by the Guardia Civil’s boss Mercedes Gonzalez and Vigo’s mayor Abel Caballero.

And this isn’t just a flashy floating toy. The Duque de Ahumada can stay at sea for a full 30 days, travel 11,000 miles without refuelling, and hit speeds of 18 knots – all while housing 44 officers and 12 support staff. Think of it as a floating fortress with room service.

After a round of sea trials, the ship will join the Guardia Civil’s maritime force in Cadiz, replacing the veteran Rio Miño.

A FED-UP Malaga biker has been slapped with a €250 fine after spray-painting a giant penis around a pothole that had plagued his street for years.

Ricky Navarro, 49, from Carranque, decided enough was enough and channelled his inner ‘Wansky’ - the Manchester graffiti artist who draws X-rated pothole protests – by grabbing a spray can and filming his handiwork for TikTok. But just as he finished his masterpiece outside his home, a Policia Local patrol drove past.

Harley

Officers caught Navarro red-handed, mobile in one hand, can in the other, standing proudly by his creation.

The Harley rider, who said a friend once lost a leg to a pothole, insisted he just wanted to highlight the danger: “The first graffiti of my life and they catch me – I’m no good at being a criminal!” His cheeky protest may cost him, but his TikTok has gone viral.

THUNDERBIRDS:

Two pursuit boats and a helicopter will be on board