The Mississippi Banker - November December 2016

Banker THE MISSISSIPPI

Merry Christmas

VOLUME 101 • NUMBER 3

NOVEMBER/DECEMBER 2016

DIRECTING FOR TODAY, TOMORROW AND THE FUTURE

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The official publication of the Mississippi Bankers Association Rachel Chew • Editor

FOUNDED 1889

Volume 101 • Number 3 • November/December 2016

OFFICERS Chairman Frank Sibley, Marks Vice Chairman Jerry Host, Jackson Treasurer Mary Childs, Ripley President McKinley W. Deaver, Jackson

BOARD OF DIRECTORS Terms Expiring 2017 Dennis Ammann, Mendenhall Greg Cronin, Biloxi Bobby Steinriede, Hollandale Mitch Waycaster, Tupelo James Wicker, McComb Terms Expiring 2018 Andy Anderson, Anguilla Hoppy Cole, Hattiesburg Arthur DuCote, Jackson Michael Dudley, DeKalb Moak Griffin, Columbus Frank West, Batesville Terms Expiring 2019 Steve Gresham, Holly Springs Eddie Hammond, Winona Dan Rollins, Tupelo Mark Tapp, Baldwyn Ex-Officio Members Frank Sibley, Chairman, Marks Jerry Host, Vice Chairman, Jackson Mary Childs, Treasurer, Ripley George Marx, Retiring Chairman, Hazlehurst Freddie Bagley, Preceding Chairman, Brandon

Features GSB at LSU: Developing banking leaders since 1950.............. 10 School's 68th session set for May 21- June 2, 2017

MBA Education Foundation .................................................... 11 Continued support from banks, bankers provides funds for Mississippi scholarships

2016 Election Recap ................................................................ 12 Mississippi voters elect Congressmen, judges

6th Annual 'A Banker in Every Classroom'..........................14-16

Over 600 financial presentations made in classrooms across Mississippi

MBA Affiliates provide banking products, services ..............18-25 115 Affiliates give vital support to MBA, banking industry

Departments From the President ..............................................................................................................2

STAFF President ............................... McKinley W. Deaver Senior V.P., Operations.........................Amy Davis Senior V.P., Gov. Relations ........... Gordon Fellows Programs Manager...........................Lori Richardson Marketing Manager....................... Brooke McCoy Business Manager................................... Gail Sykes Manager of Insurance Services.........Sherell Taylor Manager of Communications ............ Rachel Chew

YOUNG BANKERS SECTION President..................Kent Mortimer, Kilmichael Vice President...............Wes Rouse, Hattiesburg Treasurer...............................Bob Glover, Ripley

Around the State ............................................................................................................. 3-6 Good Neighbors..................................................................................................................8 MBA Live Events ..............................................................................................................13 Webinars ...........................................................................................................................17 Bankers on the Move................................................................................................... 26-29 Classified Ads .............................................................................................................. 30-31 American Bankers Association...........................................................................................32

The Mississippi Banker (ISSN 0026-6159) is published bi-monthly for $25.00 per year or $5.00 per issue by the Mississippi Bankers Association, 640 North State Street, Jackson, MS 39202. Phone (601) 948-6366. Periodicals Postage paid in Jackson, Mississippi.

POSTMASTER: Send address changes to The Mississippi Banker, P. O. Box 37, Jackson, MS 39205-0037.

The corporation is not responsible for opinions expressed and statements made by the contributors of articles published in The Mississippi Banker excepting official announcements.

Printed By Hederman Brothers, Ridgeland, MS

NOVEMBER/DECEMBER 2016

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From the President THE MISSISSIPPI BANKER

Pass the perspective, please

By Mac Deaver, MBA President I love the holidays.

Christmas is a time of great joy and happiness spent with our families. It is a time to count blessings and give thanks. Perhaps most importantly, Christmas Deaver is a time to take stock of our lives and look to the future in faith, hope and commitment.

It is very easy to view everything in life as either good or bad, wonderful or terrible -- and to let this outlook dictate how we live. All too often, this kind of thinking can determine how one approaches the holidays. Of course, the reality is that everyone experience highs and lows, and ups and downs. It is how we deal with them (and, yes, how we help others deal with them), that gives meaning to our lives.

As 2016 comes to a close, we look back on a year that had triumphs and tragedies, victories and defeats, and joy and sadness.

And it can be a struggle to put everything into perspective.

We all need a big helping of perspective in trying to make sense of the 2016 election year. Throughout the year, much of our attention was on a national election that was dominated by political hostility like we've never seen before. The presidential campaign brought much bitterness and division to the surface, and the open hostilities continue many weeks after Election Day. And there is no end in sight.

Purposefully, the presidential candidates focused on many issues where Americans were deeply divided -- like crime, immigration, health care, religion, gun rights, terrorism, and many more.

And voters were asked over and over: "Are your with us or against us?" At different

2

times during the campaign, one candidate was described as "the most qualified person to ever run for president." Then another candidate was "totally unfit" to serve. (By applying honest perspective, we realized that neither of these statements were true.) The public faced an onslaught of accusations of personal misconduct, of computer hacking, and of foreign efforts to influence the election. And all of these flames were fanned by 24-hour news coverage (and commentary) and social media.

I actually heard a TV commentator on Election Night say that the election had "created deep division in our nation."

News flash: The division was already here. The election only brought it to the surface. Expressions of outrage and protest came quickly after the votes were counted. Some set about to devise a way to "overturn" the election. Unfortunately, some political leaders took the low road, encouraging the protests and promoting continued turmoil.

It is my hope that during the holidays we can gain some important perspective on all of this. My prayer is that the spirit of Christmas will help bring better understanding so we can move forward together.

THE MISSISSIPPI BANKER

It is also important that we pray for our country, and for each other.

At the MBA, we had a good 2016. As in all years, we dealt with a number of ups and downs and wins and losses. With the support and participation of hundreds of Mississippi bankers, and the dedicated leadership of Chairman Frank Sibley and our officers and board, we have a number of positive things in the works heading into 2017. I, along with the entire MBA staff, express appreciation to each of you for your support this past year.

My wish is that the spirit of the season will go with all of you throughout the coming year. I am reminded of a somewhat obscure song recorded by Elvis Presley in 1966 - 50 years ago. The song was entitled "If Every Day Was Like Christmas" and its last lines were: Why can't every day be like Christmas; Why can't this feeling go on endlessly.

For if every day could be just like Christmas, What a wonderful world this would be.

Merry Christmas and Happy New Year to each of you -- every day!

from the

Mississippi Bankers Association

Around the State THE MISSISSIPPI BANKER

Former MBA chairman Leon Williamson passes away Leon C. Williamson, a longtime Mississippi banker who served as MBA chairman in 1990, passed away November 16, 2016 at Camellia Estates in McComb.

Williamson was born Williamson on March 3, 1926 in Canton to Henry Cornelius Williamson and Eula Jordan Williamson. He was reared as a son by Mr. and Mrs. B.K. Williamson.

Williamson attended Madison Ridgeland High School and served during WWII in the US Navy on the aircraft carrier Bon Homme Richard. He graduated from Mississippi State University and the Graduate School of Banking at LSU. Williamson moved to McComb in 1952 where he was associated with CIT.

He began his banking career with Mechanics State Bank, McComb and also served as President of Southwest Mississippi Bank in Magnolia. Later, he was associated with First Bank of McComb.

During his time in Pike County, he was also a Rotarian where he served as President of the McComb Rotary Club.

He also served on the Board of Southwest Mississippi Housing Authority, Mississippi State Alumni Association, Pike County Industrial Foundation, Lay Leader at Centenary United Methodist Church, Official Board member of Magnolia United Methodist Church, and Chairman of the Mississippi Bankers Association. His favorite hobbies consisted of fishing in Cocodrie, LA and gardening.

Williamson and his wife, Yvonne were faithful members of The Supper Club in McComb for over 40 years.

Williamson was preceded in death by his parents, Mr. and Mrs. B. K. Williamson, and four sisters, Elois Schmidt, Evelyn Duncan, AthaLee Stormet, and Ruth Alene Lewis. He is survived by his wife of 65 years, Yvonne Evans Williamson of McComb; three sons, Mark Williamson (Betty) of Covington, La.; Kirk Williamson (Cindy) of Covington, La.; Mack Williamson (Danya) of Collierville, Tenn.; four sisters, Nancy Morton of Tulsa, Okla.; Dotty Waters of Goldsboro, N.C.; Edie Milano of Leland, N.C.; and Mary Ellen Stanley of Brandon; seven grandchildren; five great grandchildren; and numerous other relatives and friends.

In lieu of flowers, memorial gifts may be made to Magnolia United Methodist Church, 110 E. Myrtle St., Magnolia, MS 39652 or to McComb Interdenominational Care Association (MICA), 126 5th St. N., McComb, MS 39648.

Former MBA board of directors member George Shackelford dies George John Shackelford, President and CEO of Peoples Bank & Trust Co., North Carrollton, died September 9, 2016, at his home.

He was 64.

Shackelford was born Shackelford in Greenwood on August, 9, 1952, to the late James A. and Mayfred Shackelford. He would start his banking career at the age of 16, when he began working for Peoples Bank & Trust Co. on weekends and during summers. In over 45 years with the bank, he became active in the Mississippi Bankers Association, where he served on the association’s Legislative Committee for a number of years. He joined the MBA leadership in 2010, when he was elected to a term on the association’s Board of Directors, serv-

ing from 2010 to 2013.

Shackelford was a graduate of Delta State University, where he earned a bachelor’s degree in business administration.

During his banking career, he graduated from the Mississippi School of Banking at the University of Mississippi, the School of Banking of the South at Louisiana State University (currently GSB at LSU), and the Investment School for Community Bankers at Owen Graduate School of Management, Vanderbilt University.

His community service including service on the board of the Carroll County Development Association and the Delta Electric Power Association. He was a member of the Carroll County Lions Club. He was an active member of North Carrollton United Methodist Church.

Graveside services for Mr. Shackelford were conducted on September 11, 2016,

at Evergreen Cemetery in North Carrollton.

Survivors include his wife, Kathleen; daughter, May Trezevant, and her husband, Taylor, of Germantown, Tennessee; son, James Shackelford of Coila; brother, Pate Shackelford, and his wife, Carla, of North Carrollton; sisters, Virginia Walcott, and her husband, Winn, of Jackson, and Jamie Bledsoe, and her husband, Ernest, of Shellmound; and three grandchildren, Allie, John, and George Trezevant.

Along with his parents, he was preceded in death by his infant son, James Allan Shackelford, II. Memorials may be made to North Carrollton United Methodist Church, Post Office Box 21, North Carrollton, MS 38947, or The ALS Association LouisianaMississippi Chapter, Post Office Box 66825, Baton Rouge, LA 70896 - 6825.

NOVEMBER/DECEMBER 2016

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Around the State

THE MISSISSIPPI BANKER

Origin Bank opens Jackson Banking Center Origin Bank has announced that on November 14, 2016, it opened the doors of its newest Mississippi banking center in the Jackson area at 120 City Center Drive.

Daniel Barham will lead Origin Bank’s experienced Jackson Banking Center team, which is relocating from its Lake Harbour location. The Origin team is led by the company’s Mississippi President, Larry Ratzlaff.

“We are excited to open our new Jackson Banking Center,” said Ratzlaff. “Our newest location offers full service banking in a convenient area of Jackson, and we have a tremendous team of experienced banking professionals who are passionate about providing the very best banking

experience to Origin’s customers and community partners.”

The Jackson location marks Origin Bank’s fifth banking center in the Mississippi market. The bank first entered the region in 2010. Origin’s other Mississippi locations include the Flowood Banking Center at 203 Promenade Boulevard, the Highland Colony Financial Center at 1063 Highland Colony Parkway, the Madison Banking Center at 1910 Main Street, and the Oxford Banking Center at 1312 University Avenue. Origin has over 40 locations across the three state region of Mississippi, Louisiana and Texas.

We’re Building A Strong Foundation To learn how you can make a difference through the MBA Education Foundation, contact Mac Deaver, Secretary-Treasurer at (601) 948-6366 or mdeaver@ msbankers.com

The Foundation is a 501(c)(3) non-profit corporation and is eligible to receive taxdeductible contributions. Please consult your tax advisor to determine the tax deductibility of your gift.

Joy Serve

It’s

Our To

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THE MISSISSIPPI BANKER

Around the State THE MISSISSIPPI BANKER

BancorpSouth directors named to Savoy Magazine’s ‘2016 Most Influential Black Corporate Directors’ (P.A.R.K.). In this role, Jackson leads an organization focused on creating a place where kids have hope and gain strong values and confidence. After graduating from the University of Oklahoma and playing in the National Football League, Jackson founded P.A.R.K. in 1993. Jackson holds a Bachelor of Arts degree in Communications from the University of Oklahoma.

Shannon Brown is Senior Vice President, Chief Human Resource and Diversity Officer of FedEx Express. He is the most senior human resources executive for FedEx Express. Brown holds a Bachelor of Science degree from National Louis University in Chicago and a Master of Science degree from the University of Denver. “Keith and Shannon are highly re-

BancorpSouth, Inc. directors Keith Jackson and Shannon Brown have been named to Savoy’s 2016 Most Influential Black Corporate Directors. Savoy Magazine has recognized dis- Jackson tinguished Black professionals who contribute their experience and talents to the corporate boards of leading public companies and major organizations.

Keith Jackson is President of Positive Atmo- Brown sphere Reaches Kids

spected executives and public service leaders, with exemplary accomplishments and records of public service, who work to better our communities and inspireothers,� said BancorpSouth Chairman and CEO Dan Rollins. “We value their service and wise counsel to the BancorpSouth Board of Directors. Keith’s and Shannon’s valuable leadership and civic involvement help make a difference in communities we serve,� added Rollins.

Jackson and Brown were recognized in Savoy’s current issue featuring the Power 300 2016 listing of the most influential Black Corporate Directors who serve on the corporate boards of the world’s leading corporations and organizations.

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Around the State THE MISSISSIPPI BANKER

Trustmark names Julie P. Breazeale and James (Price) Wallace to Advisory Board Trustmark is pleased to welcome Julie P. Breazeale and James (Price) Wallace to its Magee Advisory Board.

Breazeale is chief executive officer for Polk’s Meat Products, Inc. Breazeale Wallace is owner and operator of River Birch Farms.

“We are happy to welcome Julie and Price to our Magee Advisory Board. Julie’s experience in operating her family-owned business, as well as serving in various leadership roles in our community will be very beneficial to our board. Price’s experience in managing the operations of his company, coupled with serving in

several leadership capacities in our community, make him a great addition to our board,” Trustmark Community Market President Brandon Hubbard stated.

Breazeale currently Wallace serves as past chair for the University of Southern Mississippi’s College of Business Advisory Council.

She has also served as past board member of the University of Southern Mississippi Alumni Association, as well as past board member of the Junior Auxiliary of Hattiesburg.

Price is involved in various community organizations, including board member

of the Simpson County Farm Bureau, board member of the Simpson County Economic Development Foundation and past president of the Simpson County Cattlemen Association and the Mississippi Cattlemen Association. He is also a retired volunteer fireman with the Mendenhall Fire Department.

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Good Neighbors THE MISSISSIPPI BANKER

Seven banks work together to build Habitat home Strong neighborhoods build strong communities. That is why for the second straight year seven local banks participated in the Bankers Build partnership with Habitat for Humanity Mississippi Capital Area (HFHMCA).

Partnering in this unique collaboration to build a home for a local family were Trustmark, Wells Fargo, Regions, BancorpSouth, Origin Bank, Renasant Bank, and First Commercial Bank. Employees from the seven banking institutions worked together for 7-8 days in October and early November to construct a Habitat house at 2916 Greenview Drive, Jackson. This is the same street where the Bankers Build partnership built and dedicated a Habitat house in 2015.

The 2015 and 2016 Bankers Builds forge a unique, collaborative team building experience for these banks that will last long after the houses have been completed. The partnership serves as a model for the entire community, showing what can be accomplished when we work together.

Bank leaders instrumental in developing this partnership are (from left) George Broadstreet, Community Outreach Vice President, Renasant Bank; Bo Bourne, Senior Vice President, First Commercial Bank; Mike Ryan, Mississippi District Manager, Wells Fargo Bank NA; Arthur DuCote, Mississippi President, Regions; Melanie Morgan, Senior Vice President, Director of Corporate Communications and Marketing, Trustmark; Joseph Moss, Mid MS Division President, BancorpSouth; and Larry Ratzlaff, MS State President, Origin Bank.

Save the Date MYB Day at the Capitol Tuesday, February 7, 2017 The MBA and Mississippi Young Bankers are excited to announce our third annual â&#x20AC;&#x153;MYB Day at the Capitolâ&#x20AC;? on Tuesday, February 7. This event will provide a great opportunity for rising Mississippi bank officers to gain knowledge of legislative issues and to become involved in the legislative process.

MORE INFORMATION COMING SOON! 8

THE MISSISSIPPI BANKER

MBA Officers and Board of Directors 2016-17 CHAIRMAN

VICE CHAIRMAN

Frank Sibley Citizens Bank and Trust Co. Marks Preceding Chairman

George Marx Copiah Bank Hazlehurst

Jerry Host Trustmark National Bank Jackson

Retiring Chairman

At Large

Dan Rollins BancorpSouth Tupelo

Freddie Bagley Community Bancshares of MS Brandon

Group 1

Group 2

Mark Tapp Farmers & Merchants Bank Booneville

Michael Dudley The Commercial Bank DeKalb

At Large

Group 1

Dennis Ammann Peoples Bank Mendenhall

Arthur DuCote Regions Bank Jackson

Mitch Waycaster Renasant Bank Tupelo

Group 3

Frank West First Security Bank Batesville

Group 6

Group 4

Group 4

Bobby Steinriede Moak Griffin Guaranty Bank & Trust BankFirst Financial Services Hollandale Columbus

Group 7

Andy Anderson Bank of Anguilla Anguilla

Mary Childs The Peoples Bank Ripley

At Large

Group 2

Steve Gresham Bank of Holly Springs Holly Springs

Group 5

TREASURER

James Wicker Pike National Bank

McComb

Eddie Hammond Bank of Winona Winona

Group 8

Group 8

Hoppy Cole The First Hattiesburg

Greg Cronin Charter Bank Biloxi

MBA Staff

Mac Deaver President

Amy Davis Sr. Vice President Operations

Gordon Fellows Sr. Vice President Govt. Relations

Lori Richardson Programs Manager

Brooke McCoy Marketing Manager

Gail Sykes Business Manager

Sherell Taylor Manager of Ins. Services

Rachel Chew Manager of Communications

NOVEMBER/DECEMBER 2016

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GSB at LSU: Developing bank leaders since 1950 School’s 68th annual session set May 21-June 2, 2017, in Baton Rouge Since Mississippi banker Orrin Swayze led the establishment of the School of Banking of the South at Louisiana State University in 1950, the school has become one of the most successful graduate banking schools in the country. In 65 years, the school – operated today as the Graduate School of Banking at LSU – has awarded diplomas to almost 16,000 bankers.

There were 100 students in the school’s first session over six decades ago. Seventeen of these students were Mississippi bankers. Today, the school annually has an enrollment in excess of 450 bankers, hailing from throughout the United States and a number of foreign countries. Many leaders in Mississippi’s banking industry have graduated from GSB, which has become a cornerstone of banking education for Mississippi bankers. GSB alumni include current MBA Vice Chairman Frank Sibley. Approximately 10 percent of the school’s graduates – about 1,600 – have been Mississippi bankers.

When it was founded in 1950, GSB had the sponsorship of the Mississippi Bankers Association and 8 other state bankers associations. As the school grew and prospered, a number of other state associations joined in support. Today, 15 state bankers associations from Texas to Virginia are co-sponsors of GSB. Dr. Don Woodland is the long-time

Director of GSB, and he works closely with the school's 33-member Board of Trustees to keep the curriculum current and meaningful, and to maintain the highest standards among the school faculty. In 2016, Max Yates, senior executive vice president of BankPlus, Ridgeland, served on the school’s Board of Trustees, and MBA president Mac Deaver served as chairman of the Board of Trustees. The GSB faculty is made up of senior bank officers, industry regulators, banking educators, and professionals. A number of faculty members are Mississippians, including past MBA chairmen George Schloegel and Carl Chaney, as well as Dr. Ken Cyree, holder of the MBA/Frank R. Day Chair of Banking.

Mississippi bankers and the MBA have long been active in the leadership of the school. Six bankers from our state – beginning with Orrin Swayze – have served as GSB president. Swayze was an officer of Jackson's First National Bank (now Trustmark) when he was the school's first president in 1950. Other GSB presidents from Mississippi have included Bob Gaddis, George Schloegel, Harry Walker, Clifton Fowler and Tommy Darnell.

The three-year program of study at GSB at LSU includes three two-week sessions on the LSU campus and the successful completion of home study problems

between sessions. Banker interaction and networking is a valuable part of the GSB experience, as students work together on case studies and projects, and compete as teams in a computerized bank simulation exercise during their third year. In all, graduates of the school complete well over 100 hours of classroom instruction over three years.

While maintaining the most intensive program of any graduate banking school in the nation, GSB continues to offer the lowest tuition. This makes the school a tremendous value for educating the upand-coming bank leaders in Mississippi and the nation. Tuition for the 2017 session is $3,995.

Applications are now being accepted for the school's 2017 session, to be held on the LSU campus May 21 through June 2. Application forms are available online or from the GSB office.

Deadline to register for the 2017 session is April 14. Additional details on the school and an online application on the GSB website at www.gsblsu.org. The site also provides a complete list of courses and faculty, along with other information.

Bankers may also get information on how to apply by calling the school office at (888) 278-0025.

2017 Mississippi Young bankers convention March 11-15 the marriot's grand hotel point clear, al Calling all emerging leaders in Mississippi's banking industry: Join us March 11-15 for the 67th annual MYB Convention 10

THE MISSISSIPPI BANKER

MBA Education Foundation Gifts from banks, bankers support foundation’s mission To fund scholarships, financial education in Mississippi The Mississippi Bankers Association Education Foundation, a non-profit subsidiary of the MBA established in 2012, is completing its 2016 campaign to raise funds to support its mission of providing college, high school and banker scholarships and promoting financial education in Mississippi schools and communities.

Jerry Host, president and chief executive officer of Trustmark National Bank, Jackson, and vice chairman of MBA, serves as president of the Education Foundation.

The Foundation Host awards annual scholarships in conjunction with the Mississippi Young Bankers section and supports personal finance education provided by the MBA, MYB and member banks. The goal of the Foundation is to be a stable, longterm source of funding that will allow for the continuation, and enhancement, of these important activities. Current scholarships include the Orrin Swayze Awards, given to college seniors studying banking and finance; the Leadership Scholarship, given to a college junior studying banking; the Merit Scholarship, given to a high school senior who is the son or daughter of a Mississippi banker; and the Mississippi School of Banking Awards, given to the top students at the MBA-sponsored banking school. (Each scholarship has specific rules governing eligibility and selection criteria).

Through support of the Education Foundation, banks and bankers make possible activities which benefit our communities and state – and promote an accurate and positive image of our industry. In a letter to bankers earlier this year, Host encouraged bankers to consider making a gift before the end of 2016 and putting the Education Foundation in their budgets going forward. As a charitable organization, the foundation may accept tax-deductible gifts under state and federal law.

Host chairs an eight-member board of

directors which governs the foundation.

The board is composed of bankers who serve as members of the MBA Executive Committee and officers of the Mississippi Young Bankers. MBA treasurer Mary Childs of Ripley is vice president of the Foundation. Other board members are Bob Glover of Ripley, George Marx of Hazlehurst, Kent Mortimer of Kilmichael, Wes Rouse of Hattiesburg, Frank Sibley of Marks, Bobby Steinriede of Hollandale and Mitch Waycaster of Tupelo.

Mac Deaver, MBA president, serves as secretary-treasurer of the Foundation.

Since it began fundraising in November 2012, the Foundation has received over 100 cash gifts from 60 corporate and individual donors. A number of these are recurring annual gifts. Presently, after awarding $15,500 in scholarships in 2016, the Foundation has a fund balance of $190,500. Since its inception, the Foundation has awarded a total of over $65,000 in scholarships. Under policies set by the board, cash gifts to the foundation’s general fund can be accepted without restriction. Any non-cash gifts or gifts designated for a particular purpose require approval by board action.

The board has established five levels of recognition for those making gifts to the foundation. Bankers are encouraged to make gifts in memory or recognition of persons who have made notable contributions to Mississippi banking. A Pledge Card, along with other information on the Education Foundation, are available on the MBA website – www.msbankers. com. All bankers are encouraged to contact Deaver to get answers to questions.

Board of Directors Jerry Host Foundation President Trustmark National Bank, Jackson Mary Childs Foundation Vice President The Peoples Bank, Ripley Bob Glover The Peoples Bank, Ripley George Marx Copiah Bank, Hazlehurst Kent Mortimer Bank of Kilmichael, Kilmichael Wes Rouse Magnolia State Bank, Hattiesburg Frank Sibley Citizens Bank & Trust Company, Marks Bobby Steinriede Guaranty Bank & Trust Company, Hollandale Mitch Waycaster Renasant Bank, Tupelo

Education Foundation Giving Levels Leadership Patron Member Friend Individual

$5,000 or more $2,500 to $4,999 $1,000 to $2,499 $500 to $999 $50 to $499

To learn how you can support the MBA Education Foundation, contact Mac Deaver at the MBA at (601) 948-6366.

NOVEMBER/DECEMBER 2016

11

MBA Legislative Update THE MISSISSIPPI BANKER

Mississippi elects Congressmen, judges This November more than 135 million Americans voted in the Presidential election. While 58% of Mississippians voted for Donald Trump for President, a number of important local races were also decided. Including races for the United States House of Representatives, the Mississippi Supreme Court, and the Mississippi Court of Appeals.

In Congressional races, each of Mississippi’s incumbent Congressmen were reelected. Two of our Representatives have obtained leadership positions. Congressman Bennie Thompson, who represents the Second Congressional District, won election to his twelfth term in Congress and is expected to continue to serve as Ranking Member (the top member of the

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minority party) on the House Homeland Security Committee. Congressman Gregg Harper, who represents Mississippi’s Third Congressional District, also won reelection and was recently named Chairman of the House Administration Committee.

Congressmen Trent Kelly from the First Congressional District and Steven Palazzo from the Fourth Congressional District both also won reelection. Mississippi did not have any contested U.S. Senate races in 2016, but Senator Roger Wicker’s seat is up for election in 2018.

Senator Wicker is expected to run for reelection.

In addition to these Congressional races, Mississippians also voted in a number of important judicial races. Two

THE MISSISSIPPI BANKER

incumbent Supreme Court Justices – Jim Kitchens in Central Mississippi and Dawn Beam in South Mississippi – were reelected to the state’s highest bench. A race to fill an open seat on the Supreme Court required a runoff election. Voters in North Mississippi elected Judge Bobby Chamberlin to fill an open seat created by the retirement of Justice Ann Lamar Two Mississippi Court of Appeals seats were also filled. In Court of Appeals District Two, incumbent Judge Ceola James lost to Latrice Westbrook. The race for Court of Appeals District Three required a runoff, but ultimately incumbent Judge Jack Wilson won reelection.

MBA Professional Development

Live Events

Opportunities to interact face-to-face with expert instructors and peer bankers

2017 JANUARY 18, 19, 26

24

Community Bankers & Directors Hot Button Conference Jan. 18 - Jackson; Jan. 19 - Oxford; Jan. 26 - Hattiesburg Who Should Attend: CEOs, Senior Managment, Compliance Personnel

HMDA/Flood Seminar Embassy Suites, Ridgeland Who Should Attend: IRA personnel in New Accounts, CDs, Trust, Investments and Savings Departments who are involved in the opening, selling, and administration of IRA accounts

FEBRUARY 9 IRA Advanced Seminar

14-15

Embassy Suites, Ridgeland Who Should Attend: IRA personnel in New Accounts, CDs, Trust, Investments and Savings Departments who are involved in the opening, selling, and administration of IRA accounts

BSA/AML SEMINAR Hilton Hotel, Jackson Who Should Attend: The program is designed for personnel who have responsibility for maintaining or auditing Bank Secrecy Act compliance efforts.

MARCH 11-15

MISSISSIPPI YOUNG BANKER CONVENTION Marriott’s Grand Hotel, Point Clear, AL Who Should Attend: Emerging leaders in Mississippi banks

For more information about MBA live events, please visit www.msbankers.com /calendar-of-events or call (601) 948-6366 NOVEMBER/DECEMBER 2016

13

RECORD-BREAKING YEAR ‘A Banker in Every Classroom’ Over 600 presentations made by Mississippi bankers across state Governor Phil Bryant proclaimed October 31-November 4, 2016, as "A Banker in Every Classroom" week in Mississippi.

During that week, bankers across the state joined with local teachers in an effort like never before to present lessons in personal finance. As a result, more than 600 of presentations were made, reaching approximately 14,000 students.

"A Banker in Every Classroom" is a project sponsored by the Mississippi Bankers Association to bring financial education to students in grades K through 12 in Mississippi’s public and private schools. In the project’s six years, more than 2,600 classroom sessions have reached approximately 70,000 students statewide.

The project was developed by the MBA in response to the critical need for more financial education in Mississippi schools and communities. “We are finding that, by bringing teachers and bankers together in the local schools, they can reach more students in a meaningful way,” said Mac Deaver, MBA president. “They are best equipped to know what information is most important to make a difference in the lives of young people in their community.”

14

A major objective of "A Banker in Every Classroom" is to develop relationships between bankers and teachers. These relationships have already resulted in many ongoing joint efforts to benefit students, Deaver said.

Amy Davis, MBA senior vice president, originated the idea for "A Banker in Every Classroom" and, in just six years it has become one of the largest personal finance projects ever in Mississippi schools.

The MBA supports the project, first, by pairing teachers and bankers in local areas and, then, by providing materials and other assistance. Grade-specific materials are available on saving, credit, budgeting and many other personal finance subjects.

To participate, bankers and teachers register separately with the MBA, which works to schedule classroom sessions throughout "A Banker in Every Classroom" week. In addition, teachers and bankers are encouraged to make presentations throughout the year.

The MBA would like to thank each bank, banker, school and teacher that helped to make this a record-breaking year! For more information on "A Banker in Every Classroom" week and to see more photos, please visit www.msbankers.com.

THE MISSISSIPPI BANKER

627

Financial Presentations made During 2016’s “A Banker in Every Classroom” week Through 2016, MS bankers have made over

2,600

financial literacy presentations reaching approximately 70,000 K-12 students

NOVEMBER/DECEMBER 2016

15

Roll Call

Recognizing Banks Who Participated in 2016 "A Banker in Every Classroom" Week BancorpSouth Bank of Anguilla Bank of Benoit Bank of Commerce Bank of Forest Bank of Franklin Bank of Kilmichael Bank of Winona Bank of Yazoo BankFirst Financial Services BankPlus BNA Bank Cadence Bank Citizens Bank, Columbia The Citizens Bank of Philadelphia Cleveland State Bank Commercial Bank Community Bank of Mississippi Concordia Bank Delta Bank The First, A National Banking Association First Bank, McComb First American National Bank First Commercial Bank First National Bank, Clarksdale

16

THE MISSISSIPPI BANKER

First Security Bank First State Bank, Waynesboro FNB Oxford Bank Great Southern Bank Guaranty Bank and Trust Company Hancock Bank Magnolia State Bank Mechanics Bank Merchant and Marine Bank Metropolitan Bank The Peoples Bank, Biloxi Peoples Bank, Mendenhall The Peoples Bank of Ripley Pike National Bank Planters Bank & Trust Company PriorityOne Bank Regions Bank Renasant Bank RiverHills Bank Southern Bancorp State Bank & Trust Company Sycamore Bank Trustmark National Bank United Mississippi Bank

MBA Professional Development

Webinars

Training opportunities at your convenience

MONDAY, DECEMBER 19

WEDNESDAY, JANUARY 11

TUESDAY, JANUARY 24

CRE Appraisals 2: Nuts & Bolts: The Approaches to Value in a CRE Appraisal 1:30 - 3:30 p.m.

Opening Accounts for Nonresident Aliens 10:00 a.m. - 12:00 p.m.

Right of Setoff 10:00 a.m. - 12:00 p.m.

CRA Nuts & Bolts - Five Steps to Pass the Exam 1:30 - 3:30 p.m.

Safe Deposit Box Access When Your Renter Dies 10:00 a.m. - 12:00 p.m.

THURSDAY, JANUARY 12

Creating the Right Enterprise Risk Management (ERM) Program for Your Community Bank 1:30 - 3:30 p.m.

TUESDAY, DECEMBER 20 Accounting Principles for Lenders 10:00 a.m. - 12:00 p.m.

Regulation E Error Resolutions & Disputes 1:30 - 3:30 p.m.

Dealing with Subpoenas, Summonses, Garnishments, Tax Levies, Etc. 10:00 a.m. - 12:00 p.m.

WEDNESDAY, JANUARY 25

Accounting for Other Real Estate Owned (OREO) 1:30 - 3:30 p.m.

Handling Loan Applications 1:30 - 3:30 p.m.

WEDNESDAY, DECEMBER 21

TUESDAY, JANUARY 17

Notary 10:00 a.m. - 12:00 p.m.

HMDA 1:30 - 3:30 p.m.

Handling Power of Attorney Documents - Doâ&#x20AC;&#x2122;s and Donâ&#x20AC;&#x2122;ts 1:30 - 3:30 p.m.

WEDNESDAY, JANUARY 18

Advertising Compliance 1:30 - 3:30 p.m.

THURSDAY, DECEMBER 22

20 Legal Account Ownerships, Titles, Sample Signature Cards and Legal Documentation 10:00 a.m. - 12:00 p.m.

BSA Emerging Issues and Year End Wrap Up 1:30 - 3:30 p.m.

Jack's Compliance Resource 10:00 a.m. - 12:00 p.m.

Online Deposit Account Opening 1:30 - 3:30 p.m.

Onboarding Your New Hire 1:30 - 3:30 p.m.

TUESDAY, JANUARY 10

THURSDAY, JANUARY 19

IRA Update and Review 10:00 a.m. -12:00 p.m.

Best Compliance Checklists for Consumer Loans 1:30 - 3:30 p.m.

Will Your Frontline Cost You Millions?

10:00 a.m. - 12:00 p.m.

THURSDAY, JANUARY 26 Loan Underwriting Mistakes 10:00 a.m. - 12:00 p.m.

Compliance Perspectives 1:00 - 2:00 p.m.

THURSDAY, FEBRUARY 2

TUESDAY, FEBRUARY 7 Successful Workout Strategies for Problem Loans 10:00 a.m. - 12:00 p.m.

%HQH¿ FLDO 2ZQHUVKLS 5XOHV 1:30 - 3:30 p.m.

For more information about MBA webinars, please visit www.msbankers.com /calendar-of-events or call (601) 948-6366 NOVEMBER/DECEMBER 2016

17

MBA Affiliates THE MISSISSIPPI BANKER

Fax: 662/842-4531 Contact: James Pegues Email: jpegues@nmcpa.com Website: www.nmcpa.com The 115 companies and firms listed on these pages support Mississippi banks and bankers as MBA Affiliates. As Affiliates, they provide outstanding products, services and expertise that help keep our state’s banking industry strong. All Mississippi banks are encouraged to consider these firms and companies when seeking vendors to assist you in better serving your customers and communities.

ACCOUNTING Alexander Thompson Arnold CPAs 2070 Rhino Crossing Milan, TN 38358 731/686-8371 Contact: Jack Matthis Email: jmatthis@atacpa.net Website: www.atacpa.net

Toll Free: 877/999-9343 205/212-5350 Contacts: Walter McNairy, David Wiggins, Wally Dunn, and Jon Tomberlin Email: walter.mcnairy@dhgllp.com, david.wiggins@dhgllp.com, wally.dunn@ dhgllp.com, jon.tomberlin@dhgllp.com Website: www.dhgllp.com/financialservices

BKD LLP 190 E. Capitol St. Suite 500 Jackson, MS 39201 601/948-6700 Fax 601/948-6000 Contacts: Lance Davis, Trey Turnage Email: lancedavis@bkd.com, tturnage@ bkd.com Website: www.bkd.com

GranthamPoole, PLLC 1062 Highland Colony Parkway, Suite 201 Ridgeland, MS 39157 601/499-2400 Fax: 601/499/2401 Contact: Dickens Fournet Email: dfournet@granthampoole.com Website: www.granthampoole.com

Carr, Riggs & Ingram, LLC 282 Commerce Park Dr. Ridgeland, MS 39157 601/853-7050 Fax 601/853-9331 Contact: Randy Eure Email: reure@cricpa.com Website: www.cricpa.com

HORNE LLP 1020 Highland Colony Parkway, Suite 400 Ridgeland, MS 39157 601/326-1342 Fax: 601/898-9054 Contact: Hans Pettit Email: hans.pettit@horne-llp.com Website: www.horne-llp.com

Crowe Horwath LLP 720 Cool Springs Boulevard, Suite 600 Franklin, TN 37067-7260 615/515-5683 Fax 615/399-3663 Contact: Don Cleary Email: don.cleary@crowehorwath.com Website: www.crowehorwath.com/fi

Mauldin & Jenkins 2000 Southbridge Parkway, Suite 501 Birmingham, AL 35209 205/445-2880 Contact: Hanson Borders Email: hborders@mjcpa.com Website: www.mjcpa.com

Dixon Hughes Goodman LLP 2140 Eleventh Avenue South The Park Building, Suite 400 Birmingham, AL 35205

Nail McKinney P.A. PO Box 196 Tupelo, MS 38802 662/842-6475

18

THE MISSISSIPPI BANKER

Postlethwaite & Netterville 8550 United Plaza Blvd., Suite 1001 Baton Rouge, LA 70809 225/922-4600 Fax: 225/922-4611 Contact: Candy Wright, Vince Milano Email: cwright@pncpa.com Website: www.pncpa.com Reynolds, Bone & Griesbeck, PLC Clark Centre, 5100 Wheelis Dr., Suite 300 Memphis, TN 38117-4568 901/682-2431 Fax: 901/683-5482 Contact: Jonathan Nason, John Griesbeck Email: jnason@rbgcpa.com, jgriesbeck@ rbgcpa.com Website: www.rbgcpa.com Saltmarsh, Cleaveland & Gund 900 N 12th Avenue Pensacola, FL 32501 800/477-7458 Contact: Bill Massey Email: bill.massey@saltmarshcpa.com Websites: www.thebankadvisors.com and www.saltmarshcpa.com Silas Simmons, LLP 209 Nor th Commerce Street Natchez, MS 39120 601/442-7411 Fax: 601/442-8551 Contact: Benny Jeansonne Email: bjeansonne@silassimmons.com, jholder@silassimmons.com Website: www.silassimmons.com T. E. Lott & Company, PA PO Box 471 Columbus, MS 39703-0471 662/328-5387 Contact: Charles M. Hawkins, Stewart Greene Email: mhawkins@telott.com, sgreene@ telott.com Website: www.telott.com

MBA Affiliates THE MISSISSIPPI BANKER

Watkins Uiberall, PLLC 1661 Aaron Brenner Dr, Suite 300 Memphis, TN 38120 901/761-2720 Fax 901/683-1120 417 W. Main Street, Suite 100 Tupelo MS 38804-3842 Contact: Jeff Thomason, Nina Gourley E-mail: ngourley@wucpas.com Website: www.wucpas.com Williams, Weiss Hester & Company, PLLC PO Box 16506 Jackson, MS 39236 601/981-7571 Fax 601/981-4132 Contact: Doug Hester Email: Doug.hester@wwhcpa.com Website: www.wwhcpa.com Wilson & Biggs PLLC PO Box 930 302 Town Center Place Ste C 601/957-2001 Fax 601/957-6081 Ridgeland, MS 39158 Contacts: Fred Wilson, Mark Biggs

Email: markb@wilsonbiggspllc.com Website: www.wilsonbiggspllc.com

Email: david.moore@icba.org Website: www.icba.org

BANKING & PAYMENT TECHNOLOGIES

Jack Henry & Associates 663 West Highway 60 Monett, MO 65708 417/235-6652 Fax: 866/283-5404 Contact: Joel P. Thomas Email: joelthomas@jackhenry.com Website: www.jackhenrybanking.com

FEDCorp, Inc. 2169 Stanton Rd., Ste 100 Daphne, AL 36526 251/661-6286 Fax 251/661-6905 Contacts: Mike Pruett, Chip Smith Emails: mikep@fedcorpatm.com; chips@ fedcorpatm.com Website: www.fedcorpatm.com Fiserv 255 Fiserv Dr. Brookfield, WI 53045 843/235-0897 Contact: Rick Faust Email: rick.faust@fiserv.com

NCR Corporation Contact: John Griffin Email: John.Griffin@ncr.com Phone: 678-808-7006 Website: www.ncr.com

CHECKS & CHECKING PRODUCTS

ICBA Services Network 4209 Kinsmon Way Marietta, GA 30062 770/650-9801 Contact: David Moore, Senior Vice President

Harland Clarke 712 Northdale Place Brandon, MS 39047 601/812-4317 Fax: 210/558-558-9265 Contact: Bill Posey Email: William.posey@harlandclarke.com Website: www.harlandclarke.com

2016 Mississippi Bankers Association Program Partners

*Look for the Program Partners logo next to the participating MBA Affiliates. For more information on the Program Partners program, please contact Brooke McCoy, bmccoy@msbankers.com.

NOVEMBER/DECEMBER 2016

19

MBA Affiliates THE MISSISSIPPI BANKER

COMMUNICATIONS/ MARKETING

Email: sales@integra-online.com Website: www.integra-online.com

BFAC.COM 805 S. Wheatley, Suite 210 Ridgeland, MS 39157 601-487-8824 or 601-559-8882 Contact: Brad McMullan, CEO Email: brad@bfac.com Website: www.bfac.com

CONSULTANTS

Haberfeld Associates 206 S. 13th Street, Suite 1500 Lincoln, NE 68508 402-323-3605 Contact: Grand Ossenkop, Vice President Email: grant@haberfeld.com Website: www.haberfeld.com

COMMUNICATIONS/ NETWORKING

AaSys Group 11301 US Highway 301, Suite 106 Thonotosassa, FL 33592 205/219-0288 Fax 813/246-4576 Contact: Beth Fox Email: bfox@aasysgroup.com Website: www.aasysgroup.com

Financial Institution Strategies Group, LLC 992 Northpark Drive, Suite C Ridgeland, MS 39157 601/956-1962 and 601/427-9122 Fax: 601/510-9163 Contacts: Ben Sones and Holly Logue Emails: bsones@fistrategies.net, hlogue@ fistrategies.net

Bank Financial Services Group, Inc. 1600 Division Street, Suite 400 Nashville, TN 37203 615/742-9692 Fax 615/742-8799 Contact: Lee F. Van Dyke Email: lvandyke@bfsgroup.com Website: www.bfsgroup.com

Future Point of View 3540 South Blvd. #100 Edmond, OK 73013 405-359-3910 Contact: Scott Brady Email: info@fpov.com Website: www.fpov.com

Intermix Technologies 130 Dyess Road Ridgeland, MS 39157 601/605-1057 Fax 601/605-5804 Contact: Carol Wilson Email: carol@intermixtechnologies.com Website: www.intermixtechnologies.com

Compensation Advisors 633 Wildwood Rd Gadsden, AL 35901 256/441-3400 Contact: Charlie Hicks Email: charlie.hicks@compensationadvisors.com Website: www.compensationadvisors.com

COMPUTERS/SOFTWARE

Confluent Strategies 1661 Aaron Brenner Drive, Suite 201 Memphis, TN 38120 662.549.2244 cell 901.321.6789 Fax Email: kharris@confluentstrategies.com Website: www.confluentstrategies.com

Ascensus P.O. Box 979 Brainerd, MN 56401 800/346-3860, Ext 55163 Contact: Jane Weizenegger Email: jane.weizenegger@ascensus.com Website: www.Ascensus.com

Corporate Benefit Strategies, Inc. PO Box 1730 D+H Meridian, MS 39302-1730 605 Crescent Executive Court, Suite 600 601/693-0239 Lake Mary, FL 32746 Fax 601/483-6041 407-804-6653 Contacts: J. Brock O’Leary, Sr. Contact: Stacey Leone Email: brock@cbs-irish.net Email: Stacey.leone@dh.com Website: www.dh.com Equias Alliance, LLC 8000 Centerview Parkway, Ste 525 INTEGRA Software Systems Memphis, TN 38018 117 Seaboard Lane, Suite F-290 901/202-6886 Franklin, TN 37067 Contacts: David Shoemaker, James P. 615/595-0900 ext. 810 Taylor, Linda Radley Fax 615/628-0100 Emails: dshoemaker@equiasalliance.com; Contact: Adelaide Farrar 20

jtaylor@equiasalliance.com; lradley@ equiasalliance.com Website: www.equiasalliance.com

THE MISSISSIPPI BANKER

KPN Consulting 6045 Tangletree Drive Roswell, GA 30075 404-403-8015 Contact: Eric Nelson Email: enelson@kpnconsulting.net Website: www.kpnconsulting.net Olsen Palmer 1155 Connecticut Avenue NW Suite 810 Washington, DC 20036 202/627-2043 Contact: Christopher Olsen Email: colsen@olsenpalmer.com Website: www.olsenpalmer.com Premier Insights, Inc. PO Box 1649 Ridgeland, MS 39158-1649 601/977-9948 Contact: Brandon Roberts, Ph.D. Email: brandon@premierinsights.com Website: www.premierinsights.com Raymond James 50 N. Front Street Memphis, TN 38103 901/531-3288 Contact: Stephen Cross Email: Stephen.cross@raymondjames. com Website: www.raymondjames.com

MBA Affiliates THE MISSISSIPPI BANKER

Sawyers & Jacobs, LLC 1085 Halle Park Circle Collierville, TN 38017 901/487-2575 Fax 866/488-4933 Contact: Jimmy Sawyers Email: jsawyers@sawyersjacobs.com Website: www.sawyersjacobs.com

850 Shades Creek Pkwy, Ste. 200 Birmingham, AL 35209 855/881-0364 Contact: William H. Street, Jr. Email: correspondentbanking@servisfirstbank.com Website: www.servisfirstbank.com

Ventis Consulting, LLC 282 Katonah Avenue, #135 Katonah, NY 10536 646/522-6212 Contact: Douglas Dreyer Email: ddreyer@ventisonline.com Website: www.ventisonline.com

TIB – The Independent BankersBank PO Box 560528 Dallas, TX 75356 800/288-4842 Fax: 866/466-4842 Contact: Greg Todd. SVP, Director of Communications E-mail: tibinfo@mybankersbank.com Website: www.mybankersbank.com

CONSUMER PROTECTION Better Business Bureau Serving Mississippi 660 Katherine Drive, Suite 400 Flowood, MS 39232 601/398-1700 Fax 769/251-1054 Contact: John O’Hara Email: johara@ms.bbb.org Website: www.bbb.org/mississippi

CORRESPONDENT BANKING SERVICES BBVA Compass 15 South 20th Street, Suite 1002 Birmingham, AL 35233 205/297-3330 Fax: 205/297-7558 Contacts: Jim Park, Fred Wipperling, Bob Freeman Email: jim.park@bbva.com; fred.wipperling@bbva.com; bob.freeman@bbvacompass.com Website: www.bbvacompass.com/correspondent CenterState Bank 3800 Colonnade Parkway, Suite 210 Birmingham, AL 35243 205/968-2900 Fax: 205/968-2939 Contact: Mr. Shawn Gillis Email: sgillis@centerstatebank.com Web Site: www.csbcorrespondent.com ServisFirst Bank Correspondent Bank Division

DATA PROCESSING SERVICES Accuity Asset Verification Services, Inc. 4709 Golf Road Skokie, IL 60030 847/933-5065 Fax: 847/763-2701 Contact: Paul Soczynski Email: Paul.Soczynski@accuity.com Website: www.accuitysolutions.com CSI (Computer Services, Inc.) 3901 Technology Drive Paducah, KY 42001 800/545-4274 Contact: Kevin Blaser Email: associations@csiweb.com Website: www.csiweb.com Financial Institution Service Corporation 500 Pavilion Road West Monroe, LA 71292 318/387-0691 Fax: 318/387-9620 Contact: Patrick L. Spencer Email: pat.spencer@fiscdp.com Website: www.fiscdp.com

ECONOMIC DEVELOPMENT Mississippi Business Finance Corporation 735 Riverside Dr. Suite 300

Jackson, MS 39202 601/355-6232 Fax: 601/355-3888 Contacts: Bill Barry, Cindy Carter Email: bbarry@mbfc.cc; ccarter@mbfc.cc Website: www.msbusinessfinance.com

ELECTRONIC BANKING SERVICES KOL Systems, Inc. Authorized Agents for Diebold Incorporated 601/540-7701; 601/573-1562 Contacts: Harry Barrett & David Holmes Emails: harry.barrett@diebold.com; david.holmes@diebold.com Website: www.diebold.com PULSE 6308 Connell Farm Drive Plano, TX 75024 469/384-9363 Fax 469/362-3736 Contact: John Fuller Email: jfuller@pulsenetwork.com Website: www.pulsenetwork.com SHAZAM, Inc. 392 Empressor Cove Collierville, TN 38017 800/717-4460 Fax: 901/854-4340 Contact: Rob Buchanan Email: rbuchanan@shazam.net Website: www.shazam.net Vantiv 8500 Governors Hill Drive Symmes Twp, OH 45249 972/529-9776 Contact: Carla Bifano Email: Carla.bifano@vantiv.com Website: www.vantiv.com

EMPLOYEE BENEFITS Hauenstein Financial Group, LLC PO Box 513 Laurel, MS 39441 601/428-4393 Fax: 601/649-2434 Contacts: G. Carey Hauenstein, CLU Email: gchclu@lycos.com

NOVEMBER/DECEMBER 2016

21

MBA Affiliates THE MISSISSIPPI BANKER

EMPLOYEE BENEFITS (Cont.)

Southern Administrators PO Box 2449 Madison, MS 39130 Phone 601/856-9933 Fax 601/856-8088 Web Site: www.sabcflex.com Contact: Jim Miller Email: jmiller@sabcflex.com Website: www.sabcflex.com Stockett and Thomas 795 Woodlands Pkwy Ste. 106 Ridgeland, MS 39157 601/948-3733 Fax 601/355-1356 Contacts: Chad Stockett, CFP®, CPA; Curt Thomas, CRPS® Email: cstockett@stockettandthomas.com WealthPartners 220 Trace Colony Park Drive, Ste. A Ridgeland, MS 39157 601/414-4455 Fax: 601/414-4459 Contact: Clayton Smith Email: csmith@wpnfp.com Website: www.wealthpartnersnfp.com

FACILITY PLANNING Eclipse Brand Builders 5050 Research Ct., Suite 600 Suwanee, GA 30024 678-894-4360 Contact: Sharon Morris Email: smorris@eclipsebrandbuilders. com Website: www.eclipsebrandbuilders.com LEVEL5, LLC 2018 Powers Perry Road SE, Suite 750 Atlanta, GA 30339 404/761-0008 Contact: Mike Colvin Email: mcolvin@level5.com Website: www.level5.com

FINANCIAL INTERMEDIARY Federal Home Loan Bank of Dallas PO Box 619026 Dallas/Ft. Worth, TX 75261-9026 800/442-9841 Fax: 214/441-8551 Contact: Steve Otto 22

Email: Steve.Otto@fhlb.com Website: www.fhlb.com

GOVERNMENT LENDING USDA Rural Development 100 West Capitol St., Suite 831 Jackson, MS 39269 601/965-4316 Fax: 601/965-4088 Contact: Trina George Email: trina.george@ms.usda.gov Website: www.rurdev.usda.gov

INSURANCE ABA Insurance Services 5910 Landerbrook Drive, Suite 100 Mayfield Heights, OH 44124 Toll Free: 800/274-5222 Fax: 800/456-6590 Contact: Richard Flenner, Regional Sales Manager Email: rflenner@abais.com or marketing@abais.com Website: www.abais.com Chubb Group of Insurance Companies 1400 Urban Center Drive, Suite 450 Vestavia Hills, AL 35242 205/968-5401 Contact: Tyrus Czeschin Email: tczeschin@chubb.com Website: www.chubb.com Earl R. Whaley and Company 521 Airway Dr. Alcoa, TN 37701 865/970-7500 or 888/970-7500 Fax: 865/970-7937 Contact: Kevin Berry, Regional V.P., Farmington, MO (572)934-0154 Email: kberry@earlwhaley.com Website: www.earlwhaley.com Gulf Guaranty Life Insurance Company PO Box 12409 Jackson, MS 39236-2409 601/981-4920 Fax: 601/981-3402 Contact: James H. Robertson, President Email: jim@gulfguaranty.com Website: www.gulfguaranty.com

THE MISSISSIPPI BANKER

Integrity Business Services 107 West Meadow Hill Drive Florence, AL 35633 256/436-1346 Fax: 800/505-4904 Contact: Don Smith Email: dsmith@ibservicesusa.com NFP Executive Benefits 3445 Peachtree RD NE, Suite 200 Atlanta, GA 30326 770/799-4736 Fax: 770/799-4737 Contact: Kimberly Harvill Email: KHarvill@nfp.com Website: www.nfpeb.com Ross & Yerger Insurance, Inc. 200 S. Lamar St., Ste. 700 Jackson, MS 39201 601-944-0967 Fax: 601-914-9321 Contact: Travis Clayton Email: tclayton@rossandyerger.com Website: www.rossandyerger.com Travelers 1000 Windward Concourse; Suite 100 Alpharetta, GA 30005 678/317-7887 Contact: Danny Rakovec Email: drakovec@travelers.com Website: www.travelers.com

INSURANCE CONSULTING TLJ Partners, Inc. PO Box 12979 Jackson, MS 39236 601/364-7308 or 601/259-4395 Fax: 601/366-1815 Contact: Leland H. Rogers Email: lhr@tljpartners.net Website: www.tljpartners.net

INVESTMENTS/ INVESTMENT BANKING The Baker Group 2300 Windy Ridge Parkway, Suite R76 Atlanta, GA 30339 855/500-4546 Contact: Paul Clanton Email: paul@gobaker.com Website: www.gobaker.com

MBA Affiliates THE MISSISSIPPI BANKER

Cantor Fitzgerald 6410 Poplar Avenue, Suite 700 Memphis, TN 38119 901/347-1700 Fax: 901/202-7098 Contacts: Hunter Quinn Email: hquinn@cantor.com Website: www.cantor.com

Vining Sparks, IBG, L.P. 775 Ridge Lake Blvd.

Memphis, TN 38120 800/786-1272 Fax: 901/766-3321 Contact: Britton Wilkins, SVP Email: bwilkins@viningsparks.com Website: www.viningsparks.com

Crews & Associates, Inc. 521 President Clinton Avenue, Suite 800 Little Rock, AR 72201 800/766-2000 Fax: 501/907-4048 Contact: Rick Calhoun Email: rcalhoun@crewsfs.com Website: www.crewsfs.com

LEGAL SERVICES

Duncan-Williams Inc. 6750 Poplar Avenue, Suite 300 Memphis, TN 38138 800/827-0827 Contacts: Tommy Lusk, and Michael Jordan Email: tlusk@duncanw.com; mjordan@duncanw.com Website: www.duncanwilliams.com FIG Partners, LLC 1175 Peachtree Street, NE 100 Colony Square, Suite 2250 Atlanta, GA 30361 706-817-8787 Contact: Nate Middleton Email: nmiddleton@figpartners.com Website: www.Figpartners.com Promontory Interfinancial Network, LLC 1300 N. 17th St. Arlington, VA 22209 662/549-1966 Contact: Kenny Heredia Email: kheredia@promnetwork.com Website: www.promnetwork.com Smith Shellnut Wilson, LLC 150 Fountains Blvd., Suite A Madison, MS 39110 601/605-1776 Fax: 601/605-1710 Contact: Frank Smith, Jr. Email: franks@ssw1776.com Website: www.ssw1776.com

Adams and Reese LLP 1018 Highland Colony Parkway, Suite 800 Ridgeland, MS 39157 601/353-3234 Fax: 601/355-9708 Contact: Charles N. Parrott, Paul A. Carrubba, C. Phillip Buffington, Jr. Email: charles.parrott@arlaw.com, paul. carrubba@arlaw.com, phil.buffington@arlaw.com Website: www.adamsandreese.com Bradley Arant Boult Cummings LLP One Jackson Place 188 E. Capitol Street, Suite 400 Jackson, MS 39201 601/592-9944 Fax: 601/948-8000 Contact: Rod Clement Email: rclement@babc.com Website: www.babc.com Brunini, Grantham, Grower & Hewes, PLLC PO Drawer 119 Jackson, MS 39205 601/948-3101 Fax: 601/960-6902 Contacts: Granville Tate, Tom Walker Email: GTate@Brunini.com, TWalker@Brunini.com Website: www.brunini.com Butler Snow LLP PO Box 6010 Ridgeland, MS 39158-6010, 601/985-4512 Fax: 601/985-4500 Contacts: Ed Wilmesherr, Cliff Harrison Email: ed.wilmesherr@butlersnow.com Website: www.butlersnow.com

1076 Highland Colony Parkway Ridgeland, MS 39157 601/427-1312 Fax: 601/856-7627 Contact: William H. Leech Email: bleech@cctb.com Website: www.copelandcook.com Fenimore, Kay, Harrison & Ford, LLP 812 San Antonio Street, Suite 600 Austin, TX 78701 512/583-5901 Fax: 512/583-5940 Contact: Chet A. Fenimore Email: cfenimore@fkhpartners.com Website: www.fkhfpartners.com Jones Walker LLP PO Box 427 39205-0427 190 East Capitol Street, Suite 800 Jackson, MS 39201 601/949-4900 Fax: 601/949-4804 Contacts: Craig N. Landrum, Linda Bounds Keng, J. Andrew Gipson, Neal Wise Email: clandrum@joneswalker.com, lkeng@joneswalker.com, agipson@joneswalker.com, nwise@joneswalker.com Website: www.joneswalker.com McGlinchey Stafford PLLC 200 S. Lamar Street, City Centre South, Suite 1100 Jackson, MS 39201 769/524-2300 Contact: G. Dewey Hembree, III Email: ghembree@mcglinchey.com Website: www.mcglinchey.com Mitchell McNutt & Sams PO Box 7120 Tupelo, MS 38802-7120 662/842-3871 Fax 662/842-8450 Contacts: Scott Hendrix, Guy W. Mitchell, III, Michael D. Ferris Email: shendrix@mitchellmcnutt.com, gmitchell@mitchellmcnutt.com, mferris@mitchellmcnutt.com Website: www.mitchellmcnutt.com

Copeland Cook Taylor & Bush, P.A. PO Box 6020 39158 600 Concourse, Suite 100 NOVEMBER/DECEMBER 2016

23

MBA Affiliates THE MISSISSIPPI BANKER

Should you be an MBA Affiliate?

LEGAL SERVICES (Cont.)

MBA Affiliates receive many benefits, including: • Listings in The Mississippi Banker magazine and the Mississippi Bank Directory • Listing and link on the MBA website, www.msbankers.com • Two (2) subscriptions to The Mississippi Banker and two (2) copies of the annual Mississippi Bank Directory • Member registration fees for MBA events, including the Annual Convention • Discounted booth rental fee, priority booth location, and other benefits at the Annual MBA Convention Trade Show.

• 15% discount off regular rates for advertising in The Mississippi Banker • Eligible for “MBA Program Partners” program • Opportunity to provide editorial submissions for The Mississippi Banker • Exclusive opportunities to advertise in the Mississippi Bank Directory • Digital copy of MBA member bank CEO mailing labels

Randall, Segrest, Weeks, Reeves & Sones, PLLC 992 Northpark Drive, Suite A Ridgeland, MS 39157 601/956-2615; 601/956-1962 Contacts: Ben Sones, Paul Randall, Andy Segrest Email: bsones@randallsegrest.com; prandall@randallsegrest.com; asegrest@randallsegrest.com Website: www.randallsegrest.com Riley Caldwell Cork & Alvis, P.A. P.O. Box 1836 Tupelo, MS 38802 662/842-8945 Fax: 662/842-9032 Contact: Pat Caldwell Email: pcaldwell@rccalaw.com Watkins & Eager PLLC PO Box 650 Jackson, MS 39205 601/965-1900 Fax: 601/965-1901 Contacts: George R. Fair, F.J. Hammond, M. Binford Williams, William F. Ray, Jim F. Spencer, C. Joyce Hall Email: gfair@watkinseager.com, fhammond@watkinseager.com, bwilliams@ watkinseager.com, wray@watkinseager. com, jspencer@watkinseager.com, jhall@ watkinseager.com Website: www.watkinseager.com

LENDING/BUSINESS DEVELOPMENT Southeastern Commercial Finance, LLC 5100 Poplar Ave., Suite 2700 Memphis, TN 38137 Direct: 901/322-6147, Cell: 901/2290543 Fax: 901/767-4157 Contact: Melody Vollman E-mail: melody@southeasterncommercial.com Website: www.southeasterncommercial. com Vizaline, L.L.C. 516 Hickory Glen Madison, MS 39110 24

For more information about becoming an MBA Affiliate, contact: Brooke McCoy, MBA marketing manager, by phone at (601) 948-6366 or by email at bmccoy@msbankers.com.

601/405-1802 Contact: Brent Melton Email: larrybmelton@gmail.com

MERCHANT SERVICES Acuity Merchant Services PO Box 8446 Chattanooga, TN 37414 866/680-6164 Contact: Cheryl Cockrell Email: ccockrell@acuityonline.com Website: www.acuityonline.com

MORTGAGE FINANCE & MORTGAGE LENDING Mississippi Home Corporation 735 Riverside Drive Jackson, MS 39202 601/718-4642 or 601/718-4614 Contact: Jenny Layton Email: jenny.layton@mshc.com Website: www.mshomecorp.com Triumph Mortgage 242 Inverness Center Drive Capstone Suite Birmingham, AL 35242 Direct: 205/940-4201 Cell: 662/549-2212 Contact: Pete Hodo, III

THE MISSISSIPPI BANKER

Email: phodo@triumphmortgage.com Website: www.triumphmortgage.com

OFFICE SUPPLIES Office Depot, Inc. *MBA Endorsed Vendor Tony Meyers Territory Development Manager 601.540.6725 Fax: 601.605.9280 Email: tony.meyers@officedepot.com Website: www.msbankers.com/officedepot-member-saving-program

OUTSOURCE SOLUTIONS Teklinks, Inc. 501 Summit Parkway Birmingham, AL 35209 615-943-9804 or 205-314-6600 Contact: James Farley Email: jfarley@teklinks.com Website: www.teklinks.com

PRINTING/DIRECT MAIL Hederman Brothers, LLC PO Box 6100 Ridgeland, MS 39158 601/853-7321

MBA Affiliates THE MISSISSIPPI BANKER

Fax: 601/853-7335 Contact: Bert Jackson Email: bjackson@hederman.com Website: www.hederman.com, www. hedermandirect.com High Cotton PO Box 101568 Birmingham, AL 35210 877/838-2345 Contacts: Jeffrey Reeves Email: jreeves@highcottonusa.com Website: www.highcottonusa.com Lawrence Printing Co., Inc. PO Box 886 Greenwood, MS 38930 662/453-6301 or Toll Free: 800/8440338 Fax: 662/455-4746 Contact: George Ellis Email: lawrence@laprico.com Website: www.laprico.com

PRINTING/PROMOTIONAL PRODUCTS Deluxe Strategic Sourcing 105 Hantsport Square Lafayette, LA 70508 337/849-4323 Fax: 337/981-8765 Contact: Nick Paratore Email: nick.paratore@deluxe.com Website: fi.deluxe.com/operate/strategicsourcing

REO REAL ESTATE SERVICES Mark S. Bounds Realty Partners, Inc. P.O. Box 1753 Madison, MS 39130 601-955-1911 Fax: 601-853-6999 Contact: Mark Bounds, President Email: markbounds@msbrealty.com

REAL ESTATE/CONSTRUCTION INSPECTION Construction Inspection Service, LLC 3047 Tidewater Circle Madison, MS 39110 601/613-5033 Contact: Ken Collins

Email: kencollins@constructioninspect. com Website: www.constructioninspect.com

SECURITY SERVICES Federal Protection Inc. Memphis, TN Contact: Jake Martin 901/762-0602 Email: jmartin@federalprotection.com Website: www.federalprotection.com

Jackson, MS 39201 601/969-0022 Toll Free: 800/748-7626 Fax: 601/353-0247 or Toll Free Fax: 888/717-2809 Contact: Blake Wilson, Scott Waller Email: bwilson@mec.ms, swaller@mec.ms Website: www.mec.ms

TELECOMMUNICATIONS Upchurch Telecom & Data, Inc. PO Box 301 Greenwood, MS 38935 662/455-1510 Fax 662/455-9373 Contact: Ron Upchurch Email: rupchurch@uptel.com Website: www.uptel.com

SIGNAGE & IMAGE MANAGEMENT Headrick Signs & Graphics, Inc. One Freedom Square Laurel, MS 39440-3367 601/649-1977 Contact: Matt Largen Email: matt@headricks.com Website: www.headricks.com

TELECOMMUNICATIONS/ CLOUD SERVICES C Spire 1018 Highland Colony Parkway, Suite 300 Ridgeland, MS 39157 601/974-7504 Fax: 601/974-7138 Contact: Jim Richmond Email: jrichmond@cspire.com Website: www.cspire.com/business

Knight Sign Industries 5959 Knight Avenue Tuscaloosa, AL 35405 205-394-8432 Fax: 205-752-2847 Contact: Will Johnson Email: wjohnson@knightsign.com Website: www.knightsign.com Mitchell Signs, Inc. 3200 Hwy 45 N Meridian, MS 39301 Toll Free: 601/482-7471 Fax: 601/482-7474 Contact: Kyle Edmonds Email: kyle.edmonds@mitchellcompanies.com Website: www.mitchellsigns.com Munn Enterprises, Inc. 7712 Highway 49 North Hattiesburg, MS 39402 601/264-7446 601/264-7449 Contact: Harold Munn Email: haroldm@munnenterprises.com Website: wwww.munnenterprises.com

TITLE INSURANCE Mississippi Valley Title Insurance Company 124 One Madison Plaza, Ste. 2100 Madison, MS 39110 601/969-0222 Contact: Terry Weill Email: Tweill@mvt.com Website: www.mvt.com

STATE CHAMBER OF COMMERCE Mississippi Economic Council PO Box 23276 248 E. Capitol Street, Ste. 940 NOVEMBER/DECEMBER 2016

25

Bankers on the Move THE MISSISSIPPI BANKER

The Citizens Bank of Philadelphia

Bank of Yazoo Dennis Legate has been named Senior Vice President for Rankin County. He holds a bachelor’s degree from Belhaven College and a master’s degree in business administra- Legate tion from Mississippi College. Legate is a graduate of the Mississippi School of Banking and the Tennessee Commercial Lending School at Vanderbilt University. He has more than 30 years of experience in the banking industry.

Cadence Bank Kathleen Burnett has been promoted to Senior Personal Banker for the Starkville Main office. She received her business degree and master of business administration from Mississippi State University.

Cindy Palmer has been promoted to Senior Vice President. She received her degree in real estate and mortgage finance from Mississippi State University. Palmer has over 20 years of banking experience.

Burnett

Palmer

Abbott

Community Bank of Mississippi Deonte Oscar has been named Assistant Vice President for Community Bank of Mississippi. He received his bachelor of business administration with a minor in finance from Oscar Millsaps College and a master of business administration from Belhaven University. Oscar has over eight years of banking experience.

Ben Beavers has joined Community Bank as a Senior Vice President in the Tupelo office. He is a graduate of Mississippi State University, completing a bachelor of science Beavers and master of science in agronomy. Beavers is also a graduate of the Southeastern School of Commercial Lending and the Southeastern School of Advanced Commercial Lending. He has over 12 years of banking experience.

THE MISSISSIPPI BANKER

Brandi Abbott has joined First American National Bank lending staff at the Fulton office.

Abbott has 12 years of financial experience.

Dyminski

Community Bank, North Mississippi

Donna Rupp has been promoted to Senior Vice President of Corporate Marketing.

She is a graduate of Mississippi State University with a bachelor’s degree Rupp in public relations. She has 18 years of experience in the banking industry.

26

Walter W. Dyminski has joined The Citizens Bank of Philadelphia as a Vice President Regional Commercial Lender and SBA Manager based in Meridian.

He brings over 21 years of commercial banking experience to the bank.

First American National Bank

Lindsey Faust has joined First American National Bank and will serve as Vice President and Saltillo Branch Manager. She is a graduate of the University of Mississippi with a Faust bachelor degree in business administration in marketing and corporate relations. Faust has 10 years of banking experience.

Linda Johnson has been promoted to Vice President at the Tishomingo office. She is a graduate of Northeast Mississippi Community College with a degree in business administra- Johnson tion. Johnson has been with First American National Bank since 1988.

Jon Newman has been promoted to Vice President/Assistant Compliance Officer at First American National Bank’s corporate office.

He earned his bachelor’s degree in business Newman management from the University of Mississippi. Newman has eight years of banking experience.

Bankers on the Move THE MISSISSIPPI BANKER

First American National Bank Rhonda Tigner has joined First American National Bank as Vice President & Loan Officer at the Fulton office.

Tigner has over 40 years of banking experience.

Tigner

Denean White has been promoted to First Vice President/Senior Consumer Lender at the corporate office in Iuka. White graduated from Northeast Mississippi Community White College and has been with First American National Bank for 30 years.

Jamie Windham has been promoted to Vice President at First American National Bank’s corporate office in Iuka.

She earned her bachelor’s degree in accounting and her master’s of Windham business administration from Mississippi State University. Windham has been in banking for 16 years.

Renasant Bank

Renasant Bank

Clayton Asters has been promoted to Credit Officer/Credit Analyst. He is a graduate of Mississippi State University with a bachelor’s degree in finance. Asters has been with Renasant Bank since 2012.

Colby Martin has been promoted to Banking Officer. Martin graduated from Mississippi State University with a bachelor’s degree in marketing.

Leslie Barry has been promoted to Senior Vice President/Employment Counsel. She earned her Juris Doctorate from Mississippi College School of Law. Barry has been with Renasant Bank since 2012.

Paul McCarley has been promoted to Assistant Vice President/ Branch Manager Lending. He attended Mississippi State University, graduating with a bachelor’s degree in finance. McCarley McCarley has been with Renasant Bank since 2012.

Lucius Brock has been elected Division President of Renasant Bank for the city of Oxford and Lafayette County. He is a graduate of Mississippi State University and the Uni- Brock versity of Mississippi, earning a bachelor’s of banking and finance and a master’s of business administration, respectively. Brock has been in banking for more than 13 years.

John Curlee has been promoted to Assistant Vice President. He earned a bachelor’s of business administration degree in managerial finance from the University of Mississippi. He also attended the Southeastern School of Consumer Credit. Curlee has been with Renasant Bank since 2000.

First Bank Daniel Stewart has joined First Bank in the Hattiesburg area as a Commercial Lender.

Stewart holds a master’s of science degree from The University of Southern Mississippi.

Stewart

Kayla Johnson has been promoted to Assistant Vice President/ SBLU Senior Credit Analyst. She graduated with a bachelor’s degree in finance from the University of Mississippi. In Johnson addition, she is a graduate of the Paul E. Barrett, Jr. Graduate School of Banking. Johnson has been with Renasant Bank since 2008.

Trustmark National Bank Rebecca Andrews has been promoted to Human Resources Officer at Trustmark’s corporate headquarters in Jackson. She earned a bachelor of science with concentration in Andrews human resources management from The University of Southern Mississippi. Andrews has two years of banking experience.

New Hires, Promotions?

m

Send your submissions to rchew@msbankers.com

NOVEMBER/DECEMBER 2016

27

Bankers on the Move THE MISSISSIPPI BANKER

Trustmark National Bank

Trustmark National Bank

Trustmark National Bank

LaVerne Anthony has been promoted to Assistant Vice President at Trustmark’s corporate headquarters in Jackson.

She earned a business certificate from Draughon’s Business College. Anthony has 38 years of banking experience.

Kent Davis has been promoted to First Vice President at Trustmark’s McComb main office.

He earned a bachelor of science degree in finance from The University of Southern Mis- Davis sissippi and a master of business administration degree in finance from Mississippi State University. He also completed the Graduate School of Banking at Rutgers University. Davis has 20 years of banking experience.

LaRetha Knox has been promoted to Loan Operations Officer at Trustmark’s corporate headquarters in Jackson. She earned an associate’s degree in computer programming Knox technology from Hinds Community College. Knox has 17 years of banking experience.

Brian Barnard has been promoted to Assistant Vice President at Trustmark’s Magee main office. He earned a bachelor of science degree in business administration from The Barnard University of Southern Mississippi. Barnard is also a graduate of the Mississippi School of Banking and the Graduate School at LSU. He has seven years of banking experience.

Chris Davidson has been promoted to First Vice President at Trustmark’s corporate headquarters in Jackson. He earned a bachelor of business administration degree in business Davidson information systems from Mississippi State University and is a graduate of the Mississippi School of Banking. Davidson has 10 years of banking experience.

Maria Garris has been promoted to Br a n c h O f f i c e r a t Trustmark’s Colony Park office. She earned a bachelor of business administration in banking and finance from Garris Mississippi State University. Garris has 34 years of banking experience.

Foster Kennedy has been promoted to First Vice President at Trustmark’s corporate headquarters in Jackson. He earned a bachelor of accountancy degree and a master of taxation Kennedy degree from Mississippi State University. He also is a graduate of the Graduate School of Banking at LSU. Kennedy has seven years of banking experience.

Jessica Kruger has been promoted to Assistant Vice President at Trustmark’s corporate headquarters in Jackson. She earned a bachelor of business administration degree and Kruger a bachelor of arts degree in foreign language from Mississippi State University. Kruger is a Certified Treasury Professional® (CTP). She has five years of banking experience.

Joshua Laird has been promoted Vice President at Trustmark’s corporate headquarters in Jackson. He earned a bachelor of business administration degree with a concentration in Laird finance from Texas Tech University and is a graduate of the Texas Tech School of Banking. Laird has 13 years of banking and treasury experience.

2017 Session of Mississippi School of Banking April 2-8 • University of Mississippi • Oxford, MS Applications DUE FEBRUARY 1

www.msbankers.com 28

THE MISSISSIPPI BANKER

Bankers on the Move THE MISSISSIPPI BANKER

Trustmark National Bank

Trustmark National Bank

Lynn Lee has been promoted to Accounting Officer at Trustmark’s corporate headquarters in Jackson. She earned a bachelor of business administration degree and a master of business administration degree from Millsaps College. Lee has two years of banking experience.

Joyce Warren has been promoted to Branch Officer at Trustmark’s Clinton Pinehaven office. Warren has over 12 years of banking experience.

Tyler McNeal has been promoted to Retail Banking Officer at Trustmark’s Vicksburg main office. He earned a bachelor of business administration degree from Belhaven Univer- McNeal sity. McNeal has five years of banking experience.

Sue Moore has been promoted to Branch Officer at Trustmark’s Madison 463 office.

Moore has 13 years of banking experience.

Moore

Marilyn Seals has been promoted to Loan Operations Officer at Trustmark’s corporate headquarters in Jackson. She earned an associate’s degree in microcomputer information Seals processing technology from Hinds Community College. Seals is currently pursuing a bachelor’s degree in finance from Florida International University. She has 26 years of banking experience.

Amy Watridge has been promoted to Assistant Vice President at Trustmark’s Brookhaven main office. She attended Hinds Community College and is a graduate of the Mis- Watridge sissippi School of Banking. Watridge has 25 years of banking experience.

Xu Xu has been promoted to Risk Officer at Trustmark’s corporate headquarters in Jackson. She earned a doctorate in applied economics from Mississippi State University, a Xu master of science degree in applied statistics and a master of arts degree in economics from Bowling Green State University and a bachelor of arts degree in finance from Zhonghan University of Economics and Law. Xu is in the process of earning the Chartered Financial Analyst® (CFA) certification.

SAVE THE DATE! JANUARY 24 HMDA/Flood Seminar Ridgeland

FEBRUARY 9 IRA Advanced Seminar Ridgeland

MARCH 11- 15 MYB Convention Point Clear, AL

MARCH 28 Women in Banking Conference Jackson

APRIL 2-8 Mississippi School of Banking Oxford

BSA/AML Seminar

MAY 17-21 MBA Convention

February 14-15

MAY 21 - JUNE 2 Graduate School of Banking at LSU

Hilton Hotel, Jackson

www.msbankers.com

Sandestin, FL

Baton Rouge, LA

NOVEMBER/DECEMBER 2016

29

MBA Classified Ads THE MISSISSIPPI BANKER

Below is a brief description of each position currently listed in the MBA’s Online Job Bank.

For the full listing of each position below, please visit, http://www.msbankers.com/ mba-job-bank

AVAILABLE OPPORTUNITIES ASSISTANT COMPLIANCE OFFICER - Bank seeks full-time Assistant Compliance Officer to work in the Jackson Metro Area. Applicants should have three to five years of recent compliance related experience or 10 years working in banking with significant exposure to compliance.

Successful candidate must be professional, exhibit good interpersonal skills, and possess sound judgment.

Proficiency in Word and Excel a plus.

Candidates may submit resumes to rchew@msbankers.com BANK EXAMINER: The Department of Banking and Consumer Finance is seeking someone to fill the position of bank examiner. This is travel intensive examination work with the responsibility for conducting examinations of financial institutions. Duties include examination of a financial institution’s soundness, compliance with laws, and the preparation of reports of examination. The work requires knowledge of lending and bank operations. Loan review or lending experience is preferred.

Please send resume to Sam Hubbard, Director, Banking Division, at sam. hubbard@dbcf.ms.gov.

BANK OPERATIONS POSITION: Local state bank in Meridian area seeks applicant for full time position within the Bank Operations Department. This position will be responsible for reconcili30

ation and oversight of various operating accounts; processing of return/charge back items received by bank; reporting of official checks/money orders issued; and other duties as assigned Applicant should have working knowledge of Microsoft Office Word and Excel products. Experience within the banking industry and/or bookkeeping experience is preferred. Interested candidates should submit resumes to rchew@msbankers.com.

BANK SECRECY ACT (BSA) COMPLIANCE OFFICER - State Bank & Trust Company is seeking a BSA Compliance Officer to oversee the BSA, AML, OFAC, and fraud functions. The BSA Compliance Officer is charged with managing all aspects of the BSA/AML compliance program and with managing the bank’s adherence to the BSA and its implementing regulations. Interested candidates must possess a thorough understanding of BSA regulations and interpretations. Must have the ability to implement, maintain, or update software monitoring systems.

A minimum of 8 years BSA experience is required with a BSA certification or willingness to pursue a certification preferred.

May require periodic travel. Please send resume to all.HumanResources.Resume@ statebank1898.com.

COMMERCIAL LENDER II - Southern Bancorp Bank, Clarksdale, Mississippi, is seeking Commercial Lender experienced in establishing, maintaining and developing client relationships to attain targeted business objectives. Responsibilities include calling on potential or existing clients to develop new business, increase business and retain existing business.

Interviewing applicants for commercial types of loans. For a more comprehensive description and list of requirements, visit https://workforcenow.adp.com/jobs/apply/posting.html?client=ehbt&ccId=1900 0101_000001&type=MP&lang=en_US. HEAD TELLER: The First, A National Banking Association, is seeking a Head

THE MISSISSIPPI BANKER

Teller. This individual will supervise and cross-train tellers. Candidates must possess a high school diploma or general education degree (GED) or one to two years related experience and/or training. Candidates will need to pay close attention to detail and have good organizational and analytical skills. Need to have good understanding of The First’s products and services, as well as, good interpersonal communication, supervisory and computer skills. Must have ability to operate standard office equipment and lift up to twenty-five pounds. Interested candidates may submit resumes to Pam Petterman at ppetterman@thefirstbank.com.

INTERNAL AUDITOR: This individual is responsible for reviewing Bank policies and procedures to ensure compliance with internal controls. Establishing and conducting annual audits based on the control risks of the organization, which includes, developing efficient and comprehensive audit programs. Minimum requirements are the following: BA or BS degree, desire Accounting, Banking or Finance. Minimum five years prior banking or finance and lending process audit experience. Professional certification dealing with banking, accounting, and/ or internal auditing such as CBA, CIA, CISA, CPA or any IIA sponsored certificate. Desire IT audit experience. To apply, please visit https://www.bankplus.net/ About/Careers/Career-Opportunities/ LENDING ASSISTANT COMMERCIAL REAL ESTATE - BankPlus, Ridgeland,is seeking an experienced Lending Assistant responsible for filing, initiating correspondence, scheduling and coordinating the activities between the loan officer and the customer to ensure efficiency within the department. Responsible for ensuring that loan processing and loan closings are conducted in a prompt manner and sell and cross-sell Bank products. This position requires two years prior lending assistant experience. Applicant must possess excellent verbal and written communication

MBA Classified Ads THE MISSISSIPPI BANKER

skills. Knowledge of proper English and punctuation is necessary. Must possess basic PC skills and have knowledge of all Microsoft office products. Applicant must possess the ability to effectively communicate with customers, attorneys and others to gather documentation and data needed to close loans. To apply, please visit https://www.bankplus.net/About/ Careers/Career-Opportunities/ LOAN ADMINISTRATION STAFF MEMBER: A community bank in central Mississippi is seeking a Loan Administration staff member. This individual will be responsible for supporting the loan administration function of the bank and performing daily loan processing tasks that help maintain orderly and compliant records of loan portfolios. College degree preferred, or experience in banking processes, preferred experience in Loan Administration. Successful candidates need to be proficient in MS Office, MS Outlook, and MS Excel. Must have the ability to take on multiple tasks simultaneously and manage them all effectively.

Candidate must have excellent communication, written/verbal and interpersonal skills. Must have ability to work using own initiative. Must be accurate, diligent, and have good research and problem solving skills. Must have a high degree of confidentiality. Candidates may submit confidential resumes to rchew@msbankers.com.

MORTGAGE LOAN ORIGINATOR: The Citizens Bank of Philadelphia is seeking a Mortgage Loan Originator for a branch location in Hattiesburg, MS. The position will be responsible for initiating, processing and closing residential mortgage loans in accordance with bank policies. Responsibilities include initiating loans with customers, completing applications and ensuring proper disclosures are made to borrower. Prior experience in mortgage loan origination is required. We provide a wide range of employee benefits and compensation commensurate with

experience. Please submit resumes to hr@ tcbphila.com.

TRUST ASSOCIATE: A community bank in central Mississippi is seeking a Trust Associate. This individual will be responsible for supporting the administration of trust accounts and performing daily trust system account data entry and balancing activities that meet established client service objectives. Successful candidates need to be proficient in MS Office. Must have the ability to take on multiple tasks simultaneously and manage them all effectively. Candidate must have excellent communication, written/verbal and interpersonal skills. Must have ability to work using own initiative. Must be accurate, diligent, and have good research and problem solving skills. Must have a high degree of confidentiality. Candidate needs to have a thorough understanding of General Accepted Accounting Principles.

Candidates may submit confidential resumes to rchew@msbankers.com.

HOW TO CONTACT US REGARDING A CLASSIFIED AD: Contact Rachel Chew, MBA, P.O. Box 37 Jackson, MS 39205.

(601) 948-6366. rchew@msbankers.com For more information on The Mississippi Banker Classified Ad Policy, please visit MBA’s website, www.msbankers.com.

SEEKING OPPORTUNITY BRANDING/MARKETING/ADVERTISING EXECUTIVE SEEKS BANKING OPPORTUNITY: Advertising/marketing professional with extensive business experience in comprehensive marketing planning and implementation, management, creative direction, art and photo direction, media production and copy. Known for high taste level and discerning eye for creative excellence. Proven ability to motivate people and build strong partnerships with colleagues, clients and suppliers. Expertise crafting brand personalities and brand strategies for many kinds of companies, large and small, as well as developing marketing plans and marketing budgets.

Unique background combining both client and agency perspectives. Seeking opportunity to return to the client side of the business. For additional information, please email rchew@msbankers.com.

e in Advertis The pi Mississip Banker

FOR MORE INFORMATION ABOUT ADVERTISING IN

The Mississippi Banker CONTACT RACHEL CHEW rchew@msbankers.com

NOVEMBER/DECEMBER 2016

31

American Bankers Association THE MISSISSIPPI BANKER

Dodd-Frank’s Price Tag

By Rob Nichols, American Bankers Association President and CEO

More than almost any other issue, student debt is driving whether and how your younger customers engage with your bank. With more than $1.26 trillion in outstanding student loans—nearly five times Nichols what it was in 2004— and seven in 10 of new college graduates having some amount of student debt, a huge share of your customer base is financially strapped. The average recent college graduate spends nearly one-fifth of her salary on repaying debt, and most expect to have student loan debt well into their 40s.

Sixty-three percent say their debt prevents them from buying a car or similarly large purchase, and 75 percent say it hinders them from saving for and buying a home. High student debt levels also limit young people’s ability to take on debt to start and grow small businesses. And given the outsize role of small businesses in creating jobs, the student debt wave could be washing away future economic growth and opportunities.

How will young Americans move into the financial products that are the bread and butter of relationship banking— home loans, HELOCs, small business loans, credit cards and car loans—if they

are spending so much to repay their college or grad school debt? Ultimately, many of them won’t. Imagine the economic growth that could be unleashed if young Americans had hundreds of billions of extra dollars to invest in starting businesses, to save for their futures and to buy new homes and cars.

Banks had nothing to do with the quintupling of student debt, which took place over a period when the federal government essentially took over the student loan market. But this debt is preventing our young customers and employees from achieving their financial goals and developing deeper, lifelong relationships with their banks. We need to act.

First, we are encouraging companies to help their employees tackle their debt. It can be hard to justify saving for retirement when you have tens of thousands of dollars outstanding at 8 percent. Paying down debt offers the surest return many young Americans can find in the market, and it’s a great way to attract—and retain—young talent. At the American Bankers Association, we recently launched a student debt repayment benefit, contributing up to $1,200 per year toward any employee’s student loans.

Second, ABA, with the assistance of our Endorsed Solutions Banker Advisory Council, is evaluating companies that offer student debt repayment benefit

solutions that banks can offer to their employees. While just 4 percent of employers nationwide offer such a benefit, more than 80 percent of millennials say this kind of benefit would be a “deciding factor” or make a “considerable impact” in whether they take a job or stay with an employer.

Second, we are exploring legislation to change the way student debt repayment is taxed—with a goal of helping borrowers get out of debt sooner so they can more fully engage with you. When the new Congress convenes, we will be working with lawmakers to develop this proposal.

Third, we are training bankers and offering resources for our members’ customers to help them understand student debt and its implications—and learn what restructuring and refinancing options might be available to them.

Student debt and the cost of college are the single biggest financial worry for Americans under 40. In partnership with ABA and your state associations, America’s banks are tackling this problem and positioning student borrowers to make the transition to adulthood a little sooner.

E-mail Rob Nichols at nichols@aba.com. © 2016 American Bankers Association. All rights reserved. Reprinted with permission.

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