What does a Mortgage Adviser do?

6 mortgagematters

What does a Mortgage Adviser do? And why do I need one?

If you don’t already know, you might be wondering what a Mortgage Adviser does, and why you would use one. There are several good reasons to use a Mortgage Adviser.

A Mortgage Adviser is a financial adviser whose primary role is to help their clients arrange finance for a home purchase or refinance. Here at Mortgage Studio we offer so much more. We spend a lot of time with our clients, analysing their circumstances, focussing on their goals and providing personalised advice. We help them with the application process, provide house-hunting hints and support, negotiate with potential lenders on their behalf and recommend loan setups that we believe will work well for them.

This is especially helpful for first-time buyers, or subsequent buyers who have been out of the market for a while, who can find the whole process quite overwhelming.

A Mortgage Adviser’s role shouldn’t stop there. At Mortgage Studio we keep in touch with our clients, reviewing their frequently-changing circumstances, recommending any improvements that we believe would be of benefit to them, and providing advice around interest rates. Many bank customers don’t realise the opportunities that are available to them until they receive a letter from their bank and question their current mortgage structure or their perceptions around home loans.

A good Mortgage Adviser will work with you to understand your financial goals and offer advice about the options available to you. At Mortgage Studio we seek out the best solution for each client, based on their circumstances and goals. We focus on making our clients’ lives easier and removing some of the stress associated with major financial decisions.

And, before you ask, at Mortgage Studio we provide this advice and service 100% free of charge.

If you would like to talk, or if you have any questions whatsoever regarding your mortgage or buying or selling a home, please give us a call – we would love to help.

Wayne Lawrie Mortgage Studio

Wayne Lawrie is a Registered Financial Adviser specialising in mortgages. Based locally, he provides FREE advice to both sellers and buyers. Give Wayne a call on 09 428 2223 to discuss your situation or to request a copy of his disclosure statement email enquiries@mortgagestudio.co.nz

Max Zhang

LICENSED SALESPERSON 房产中介

M 021 521 888 英语、国语

E max.zhang@mikepero.com www.mikepero.com

Mike Pero Real Estate Ltd, Silverdale O ice Cnr Millwater Parkway & Bankside Road, Millwater Licensed REAA (2008)

Looking to buy your first or next home? Wondering whether you can do better than your current mortgage? Advice from a specialist Mortgage Adviser could save you time and money. Best of all, it’s free!

Wayne Lawrie Morgan Moore Jo Hook