epay world NZ Winter 2018

WINTER 2018

MUSIC TO YOUR EARS Streaming dominates music sales

Plus:

Software Focus - A look at the Kiwi market Apple Winners - Who won an iPhone 8?

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WINTER 2018

www.epaynz.co.nz

HEAD OFFICE 7a Pacific Rise Sylvia Park Auckland 1644 POSTAL ADDRESS PO Box 132122 Sylvia Park Auckland 1644 CUSTOMER SERVICE If your customer number (RID) starts with a 9 P. 0800 110 002 If your customer number (RID) starts with a 1 P. 0800 64 99 99 TO ADVERTISE P. 09 573 8350 Written and Produced by The Intermedia Group MANAGING DIRECTOR Simon Grover PUBLISHER James Wells EDITOR Gifford Lee ART DIRECTOR Ryan Vizcarra PRODUCTION MANAGER Jacqui Cooper

Printed by Westprint

Welcome W

elcome to our Winter addition for 2018. The chill is now well and truly upon us and I hope you have all enjoyed the great Christmas and Summer trading periods we had in New Zealand since our last magazine.

It has again been a very fast-paced start to the year, with new content and lots of change and promotional activity in the market place.

There has been a tremendous increase in gift card and gaming sales in the past six to twelve months and these are categories that every retailer needs to embrace and promote to take advantage of the opportunities.

I would also like to apologise to any of our retailers who were targeted or victimised by scammers in the last 12 months. Unfortunately, bad people will always do bad things and others get caught up in their illegal activities.

“There has been a tremendous increase in gift card and gaming sales in the past six to twelve months and these are categories that every retailer needs to embrace and promote to take advantage of the opportunities.”

I must reiterate that NO epay representative will call you over the phone or visit your store and ask you to print out vouchers without first paying for the vouchers in full.

Never print out vouchers without first taking payment in full. Please be vigilant and advise all of your staff to follow the correct procedures.

With the aid of new technology, we will ensure these scams won’t get any traction in the New Zealand market and they will move onto other targets overseas.

New payment platforms, digital wallets and digital codes, as well as coupon offers and the like, mean we are working in a fast era of change when it comes to accepting payments. epay is working with a number of payment partners to make sure our retailer family will be in the best position for key trading periods at the end of 2018 and leading into 2019.

We will have more information about digital payments, digital codes and gift card delivery, as well as new payment currencies in the next edition.

Thanks for your support and all the very best for your business growth.

Best regards,

Roger Smith Managing Director epay New Zealand WIN T ER 2018

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CONTENTS

14 FEATURES 6

SOFTWARE, HARD FACTS We take a look at the Kiwi software market

8

MUSIC TO YOUR EARS Streaming now accounts for the majority of music sales

18

PURE COMMERCE A CurrencySelect EFTPOS case

24

6

study with Snap Rentals 20

APPLE WINNERS Winners of the iPhone 8 competition

REGULARS 10

WHAT’S HOT The big ticket items with consumers

14

THE TECH SPACE Great gift ideas

24

GAME REVIEWS The new Xbox and PlayStation titles on the market

27

STAFF CONTACTS How to contact our staff in your area

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INDUSTRY PROFILE – SOFTWARE

SOFTWARE, HARD FACTS In our continuing series of shining the spotlight on epay’s key categories, we take a look at New Zealand’s software sales market.

HOW BIG IS IT?

WHY DO PEOPLE BUY?

4.9%

GROWTH 2013/18

1 billion Current annual

452 BUSINESSES

revenue of New Zealand’s computer and software retailers

5267 EMPLOYEES

epay’s range of prepaid software products could represent sales with just about everyone who comes into your store.

STUDENTS Online safety Enhancing photos Creating assignments

HOUSEHOLDS Data protection Tax returns Filing memories

HOME OFFICE The Warehouse Group

MARKET SHARE

34%

Harvey Norman

38%

100% Appliances

15%

Other

13%

Includes online downloads

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Online security Website creation Account management

INDUSTRY PROFILE – SOFTWARE

OUR BEST SELLERS

INTERNET SECURITY TREND MICRO MAXIMUM SECURITY 2 DEVICES/12 MONTHS Mobile Security for iOS and Android smartphones and tablets. $ From $79.95 for 12 months FREE TRIAL? Yes (7 days) + Solid security + Safeguards against email scams + 100% money back guarantee

CREATIVITY ADOBE PHOTOSHOP LIGHTROOM 6 All your digital photography tools in one fast, intuitive place. $ $259 for 12 months FREE TRIAL? Yes (7 days) + Works with Macs and PCs + Edit and share from anywhere + Combine shots taken with different exposures

GAMING SONY PLAYSTATION $50 TOP-UP Access the latest games, movies and TV shows. $ Own for $50 FREE TRIAL? No + Easily add funds to your PSN wallet + No credit card required + Amazing options

PRODUCTIVITY WINDOWS OFFICE 365 PERSONAL SUBSCRIPTION The premium Office apps for PC/ Mac, tablet and phone $ $119 for 12 months FREE TRIAL? Yes (30 days) + All the latest versions + Simple and familiar + A must-have for any device

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INDUSTRY PROFILE – MUSIC STREAMING

MUSIC TO YOUR EARS Digital music streaming has officially taken over and now accounts for two thirds of all music sales in New Zealand.

WHAT IS IT?

Digital music streaming has allowed subscribers to access a world of music but at a fraction of the cost of downloading or owning songs. It also doesn’t consume their device’s storage space.

HOW BIG IS IT?

Spotify, Apple Music, Google Play and other streaming services accounted for 67 per cent of New Zealand’s music sales revenue in 2017 – raking in $62 million.

DIGITAL DOWNLOADS

STREAMING

Down from $11m to $8.2m

Up from $43.3 million (2016) to $62 million (2017)

CD ALBUMS

Down from $17.7m to $14.5m

HOW DO WE STREAM?

3.4

HOURS

Kiwis spend per day listening to audio 8

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At home

On commute

At the gym

At work

Over

72%

Of streaming is done on a mobile phone

INDUSTRY PROFILE – MUSIC STREAMING

WHO IS STREAMING?

27%

56%

Of all Kiwis stream music 2018

Of those are men

2%

73%

Are aged over 55 years

Of users are aged under 34 years

WHO ARE THE PLAYERS?

Apple Music

Google Play Music

Spotify

Tidal

Soundcloud

Combines on-demand streaming, integration of existing iTunes libraries and a live worldwide radio station. $ P/M: $14.99 or $7.99 for students or $22.99 (6 person family) QUALITY: Up to 256kbps PROS: Library of 30 million+ tracks Full integration of iTunes libraries (up to 100,000 songs) Family rate allows six people to share one subscription CONS: No free-tier, however the free trial period is three months No web player – limited only to devices you can install the app on PLATFORMS: All Apple devices (including Apple TV), Windows PC, Android, Sonos

Google’s music streaming service is compatible with any device – with iOS and Android apps and a web player. $ P/M: $12.99 or $19.99 (6 person family) QUALITY: Up to 320kbps PROS: Library of 35 million+ tracks Personalised radio stations Premium tier includes YouTube Red CONS: Free tier is limited – you can only use radio stations with ads PLATFORMS: Web browser, iOS, Android, Sonos

The premium service gives you ad-free music streaming and allows you to use it while overseas on holiday. $ P/M: $12.99 or $7.99 for students or $18.99 (5 person family) QUALITY: Up to 320kbps PROS: Library of 30 million+ tracks Create custom playlists Follow other people’s music CONS: Free users can only play their playlists on shuffle PLATFORMS: PC or Mac desktop app, iOS, Android, Windows Phone 8, Sonos, PlayStation

A major perk is its exclusive content from its owner-operators, including Jay-Z, Rihanna and Madonna. $ P/M: $12.99 or $23.99 (6 person family) QUALITY: Up to 1,411kbps PROS: CD quality streaming Access to exclusive content Save tracks offline on mobile CONS: Expensive Less user-friendly PLATFORMS: Android, iOS, desktop app, Sonos

Get offline listening, no ads or previews, and the largest collection of music streaming tracks on the planet. $ P/M: $7.99 or $17.99 (6 person family) QUALITY: Up to 320kbps PROS: 120 million+ tracks from established and emerging artists Save tracks offline on mobile Ad-free listening CONS: Not a popular provider Not user-friendly PLATFORMS: Web, iOS, Android, Sonos, Chromecast, and Xbox One

TOP 10 NZ ARTISTS STREAMED WORLDWIDE 2018 1

2

3

4

5

6

7

8

9

10

Lorde 12.2 million

Broods 1.5 million

Crowded House 2.3 million

Baynk 988k million

Savage 1.7 million

Mitch James 873k

Unknown Mortal Orchestra 1.6 million

Aldous Harding 682k

The Naked and Famous 1.6 million

Kimbra 663k

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WHAT’S HOT THE PRODUCTS CONSUMERS ARE LOVING THIS WINTER

Macpac Gift Card

With Winter in full swing, customers are looking for gifts that can keep their friends and family warm throughout these cooler months. A Macpac gift card is a fantastic option to keep stocked in your store. They are from a respected brand which has stores throughout the country and they have some unbeatable winter warmers for the whole family to enjoy

Prezzy Card

VISA is one of the world’s most widely used and trusted forms of payment and with the Prezzy VISA card customers can shop online without needing a linked bank account. Prezzy VISA online credit gives the user the freedom to purchase anything online where VISA is accepted. They can be used for in-store, over the phone and online purchases as well as via mail order anywhere that accepts VISA electronically.

Millennium Hotels Gift Card

Are your customers needing a winter escape? They should look no further than a gift card from Millennium Hotels. With over 20 hotels around New Zealand to choose from, they can decide how and when to use this card. Will it be a a winter wonderland stay in Queenstown or a summer getaway in the Bay of Islands? The options are endless. But one thing is for sure – this is a great card to keep stocked in your store.

Jetstar Gift Card The new Jetstar gift card is literally flying off the shelves! Make sure they are displayed in a premium position in your store to guarantee you capitalise on your customer’s winter escapes. Call your epay Account Manager today to have this card stocked in your store.

HOW TO REDEEM Activating & Recharging Cards 1. Select Cash Out transaction on your EFTPOS terminal 2. Swipe the gift card through the terminal when prompted 3. Enter required dollar amount and press Enter 4. Select CRD on pinpad and press Enter (there is no need to enter any pin number) 5. Terminal will process and print receipt

Redeeming Cards 1. Swipe the gift card through your EFTPOS terminal 2. Select Purchase transaction if prompted 3. Enter required dollar amount and press Enter 4. Select CRD on pinpad, then enter 4 digit pin located on the back of the gift card and press Enter 5. Terminal will process and print a receipt showing Accepted or Declined. The receipt will also show any remaining card balance.

Checking Balance 1. Select Balance Enquiry transaction on your EFTPOS terminal 2. Swipe the gift card through the terminal when prompted 3. Select CRD on pinpad, then enter 4 digit pin located on the back of the gift card and press Enter 4. Terminal will process and display the card balance on screen.

Note: Card balance and expiry date can also be checked at www.giftstation.co.nz

Purchase a Prezzy ® card between 1st June 2018 and 13th July 2018 and be in to

WIN 1 of 5 $2000 Prezzy cards ®

Purchase here and upload a photo of your receipt at giftstation.co.nz

Terms & conditions apply to the use of Prezzy® card & competition entry.

TECHNOLOGY SPOTLIGHT

THE TECH SPACE Check out these great gift ideas consumers can purchase with the epay products available in your store.

Google Daydream View VR Google’s new virtual reality headset works with Daydream-ready smartphones like Google Pixel, Samsung Galaxy S8 and Moto Z and enables the user to explore worlds, games and movies in an all-new way. vr.google.com AVAILABLE WITH A PREZZY CARD Get the Google Daydream View VR with a Prezzy Card or any other gift this Winter

Ultimate Ears WONDERBOOM This is the greatest thing to happen to baths since bubbles. The WONDERBOOM is completely waterproof and floats while delivering serious sound in a compact, stylish portable speaker. ultimateears.com

iTunes GIFT CARDS Purchase songs or movies with the iTunes range of gift cards to enjoy on these amazing audio products.

Available in amounts of: $20/$30/$50/$100

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Bose SoundSport Take away the hassle of tangled wires during your gruelling workouts with the SoundSport in-ear headphones. They’re sweat and weather resistant as well as designed to stay secure and comfortable all workout long. bose.com

TECHNOLOGY SPOTLIGHT

Microsoft Surface Studio Surface Studio is an entirely new device designed for the creative process. Its roomy and adjustable 28-inch PixelSense Display provides a huge canvas for all kinds of work. Position it upright to sketch, paint, and edit photos, or lay it flat to draw on it like a drafting table. microsoft.com Make the Microsoft Surface Studio even better with the Office 365 Home software download available through epay electronics retailers.

PlayStation Plus Membership Spend hours playing on your PS4 Pro God of War Limited Edition console after you pick up a gift card in store.

Membership cards available: $39.95 for 3 months $89.95 for 12 months PS4 Pro God of War Limited Edition This new release console bundle is for all those God of War fans. As well as an inspired console and controller design, the bundle includes the God of War Day One Edition game on Blu-ray. playstation.com

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Gift Station Gift Cards How To Order

All retailer Gift Card orders can be emailed to orders@epayworldwide.co.nz Your email should include: store name and address, contact ph number, your name and your epay account/terminal number (if you know it).

Alternately, Gift Card orders can be phoned through to the epay Orders Helpdesk ph 0800 649 999 For all other account and terminal queries, please contact the epay Helpdesk as per the following: If your epay account/Terminal ID starts with a “9” ph 0800 110 002 or if it starts with a “1” ph 0800 649 999 16

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STAFF INCENTIVES = GIFT CARDS! Staff Incentives? Competition Prizes? Staff Christmas Presents? epay has got you covered...

What B2B Staff Incentives can epay offer? epay can take all of the admin out of running a staff incentive program and leave you with more time to focus on the more important things. We can offer your staff a range of New Zealand’s most popular gift cards, load them up with your desired amount and have them delivered right to your office. Personalized messages and gift card envelopes can also be provided. Gift Cards are a fantastic way to incentivise staff as you can give them the gift of choice, which is something hugely desirable for employees.

For companies that have a large focus around incentives we can also provide you with a web login or a stand alone terminal and a range of blank cards so you can activate gift cards when you need them.

What are the benefits?

Coming to epay directly for your B2B orders and cut down the internal admin in your company, so you have more time for the important things! Ordering cards through epay can also save you money.

www.giftstation.co.nz

How do we pay?

Basically we can customize the process to suit you. We accept credit card and direct debit payments.

What gift cards are available?

You can check out the full range of gift cards available at www.giftstation.co.nz

epay in-house gift cards...

If you wish to offer your customers an opportunity to buy custom gift cards in store or are simply looking to change your gift card provider; please email your enquires to casmith@epaynz.co.nz

CurrencySelect EFTPOS BNZ CurrencySelect EFTPOS provides your international customers the option of paying in their home currency whilst businesses save money on mounting merchant service fees.

No signup fee. No additional fees. *T&Cs Apply Pure Commerce is the currency conversion solution provider for BNZ CurrencySelect EFTPOS and was an epay acquisition in 2013. Pure Commerce technology is a game changer, now with a wide range of terminals identifying international credit cards and provides customers the option of paying in New Zealand Dollars or their home currency at a competitive exchange rate, with no messy calculations. Since the Pure Commerce acquisition, epay

have implemented BNZ CurrencySelect EFTPOS into a

range of small to large retailers, tourism operators, hotels, fast food outlets, bars and restaurants throughout the

country. We also operate in all major duty free stores within New Zealand.

There’s no magic, just clever thinking!

BNZ CurrencySelect EFTPOS offers currency conversion

on up to 12 currencies, enabling a higher conversion rate.

A BNZ CurrencySelect EFTPOS Business Profile: Snap Rentals New Zealand How long have you been established?

We were established in 2013 and have just celebrated our fifth birthday. It's been a fantastic journey and we have grown rapidly – we’ve been listed as New Zealand's fastest growing rental car company for the last two years in a row on the Deloitte Fast 50. We started off with two rental locations and have now expanded to pick up locations in Auckland City, Auckland Airport, Christchurch Airport, Queenstown Airport and Queenstown Town Centre.

What is your ethos and mission statement?

We're all about providing the best value car rental with excellent service while keeping the whole experience as simple as possible for our customers. We love incorporating good tech and services to eradicate pain points for our customers. BNZ CurrencySelect EFTPOS is a great example of this.

How do international visitors impact the business?

International visitors are a huge part of our customer

Powered by

To find out more, please contact our customer service team on 0800 110 002

base, particularly travellers coming from Australia.

International visitors tend to be higher margin customers with longer rental durations, so it is a no brainer for us to market ourselves internationally and provide products and services that benefit these customers such as BNZ CurrencySelect EFTPOS. How have you benefited from BNZ CurrencySelect EFTPOS? BNZ CurrencySelect EFTPOS is great at providing customers with transparency over exactly what they will be charged in their own currency which they understand. Its ease to opt in or out makes it a simple non-intrusive part of our payment process. And of course the rebate provided from BNZ CurrencySelect EFTPOS is great at keeping merchant fees down, which is always welcome.

What does the future hold?

We are very excited about what the future holds. While competition in our space is at an all-time high, Snap Rentals' reputation for providing the best valued car rental with excellent service means we are well positioned to meet the forecasted increase in international visitor numbers.

CONGRATULATIONS TO 3 OF OUR 5 WINNERS OF THE iPHONE 8 PROMOTION!

www.giftstation.co.nz

epay NEWS

NEW LOOK CARDS Google and iTunes have launched all-new cards.

All the old cards must be removed or failure to comply may result in the removal of Apple iTunes products from your range

• The updated iTunes cards are now available – order from us now • All the old cards must be removed or failure to comply may result in the removal of Apple iTunes products from your range

• The new Google Play cards are now available – order from us now • Please note, the old barcodes have already been terminated and you must remove all the old cards from your store displays For any questions or to order the new Google Play and iTunes cards call 0800 694 999 or email orders@epayworldwide.co.nz

Please remove the old Google Play and iTunes cards from hooks, place in non-transparent bags and dispose in your recycle bin.

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epay Account Number Store Name Name

Signature

Address Suburb City

Postcode

Phone Attention epay Account Manager Order Code

Product Description

Units of

Vodafone 4G Triple SIM Pack RRP $5

Pks of 10

$3.30 ex GST

Spark 3 IN 1 SIM Pack RRP $5

Pks of 10

$9.90 ex GST

Skinny TRIO SIM Pack RRP $5

Pks of 10

$9.90 ex GST

2 Degrees 3 IN 1 SIM Pack RRP $5

Pks of 10

$8.80 ex GST

VODAFONE Mobiwire Sakari Phone with SIM RRP $25 (min order 2)

Single

$15.70 ex GST

VODAFONE Smartphone Mini 7 Black RRP $39 (min order 2)

Single

$31.18 ex GST

VODAFONE Smartphone Mini 7 White RRP $39 (min order 2)

Single

$31.18 ex GST

VODAFONE SIM + Phone Stand

Single

FREE with order

EMAIL ORDERS: Send your complete order details to orders@epayworldwide.co.nz FAX ORDERS: Fax this completed form to 09 573 0756

Price

Order

Want to maximise the sale of your epay products?

Give your Account Manager a call today to see if your store is eligible for a special feature!

GAME REVIEWS

PLAYERUNKNOWN'S BATTLEGROUNDS From the makers of the best-selling PC phenomenon of the same name, PLAYERUNKNOWN'S BATTLEGROUNDS on Xbox One drops gamers into a survival battle where they engage in a heartracing fight to be the last player left alive.

XBOX – WHAT’S HOT CRASH BANDICOOT N.SANE TRILOGY

LEGO THE INCREDIBLES

XBOX LIVE GOLD MEMBERSHIP

Your favourite marsupial is back enhanced and ready to dance in the N.Sane Trilogy collection. Adventure through the three Crash titles and relive all the memories of one of the best games ever.

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Experience the thrilling adventures of the Parr family as they conquer crime and life through both Disney-Pixar films The Incredibles and Incredibles 2 in a LEGO world full of fun and humour.

Xbox users can connect and play with friends around the world, access game add-ons, full game downloads and exclusive discounts. Plus get early access to some of the best new content.

MEMBERSHIP CARDS AVAILABLE: $29.95 for three months $79.95 for 12 months

GAME REVIEWS

GOD OF WAR This staggering reimagining of God of War combines all the hallmarks of the iconic series – brutal combat and epic fights on a breathtaking scale – and fuses them with a powerful and moving narrative that re-establishes Kratos’ world.

PLAYSTATION – WHAT’S HOT DETROIT: BECOME HUMAN

YAKUZA 6

PLAYSTATION NETWORK CARD

Enter the near-future metropolis of Detroit in 2038 – a city rejuvenated by the introduction of highly advanced androids that exist only to serve mankind. But that’s all about to change as this brave new world teeters on the brink of chaos.

Discover the roots of the cult-hit Yakuza series with this remake of the game that started it all. Relive Kiryu's debut adventure around the streets of Kamarocho. Originally released on PS2, but now fully-rebuilt for PS4.

PlayStation users can purchase content including games, game add-ons, tracks from the SingStore (PS3 only), subscription to Music Unlimited and movies to own or rent via the PlayStation Store.

AVAILABLE IN AMOUNTS OF: $30/$50

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FRAUD ALERT DO

Ensure the customer has paid in full before processing the payment.

For cash voucher products like VPAY, we recommend you only accept cash as payment.

DON'T

Never provide your five digit sales code to anyone or let them operate your terminal alone.

Do not give vouchers to the customer until the full valid payment has been received.

Never give out voucher numbers over the phone, even if the caller claims to be from epay; or a product vendor; or from a Government Department.

EPAY WILL NEVER, IN PERSON OR OVER THE PHONE, ASK YOU TO PRINT A VOUCHER AND ASK FOR THE CODES ON IT!

IT IS YOUR RESPONSIBILITY TO ENSURE THAT ALL STAFF ARE AWARE OF FRAUD

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THINGS TO KNOW

Whilst epay can void a transaction, the PIN will still be active for a period of time and you will be charged for the full price of the transaction if it has been used.

WHAT TO DO

If you have a caller claiming to be from epay or any other network asking for a voucher: Don't give out any codes.

I f your terminal ID starts with a 9 call 0800 110 002, or if it starts with a 1 call 0800 699 999 immediately.

H ave your Terminal ID ready when calling epay customer service, this number is found at the top of every voucher and report printed from your terminal.

Call the police at Crime Stoppers on 0800 555 111.

CONTACT US CUSTOMER SERVICE PHONES If your customer number (RID) starts with a 1 call 0800 64 99 99 OR If your customer number (RID) starts with a 9 call 0800 110 002 CUSTOMER SERVICE EMAILS epay epayhelpdesk@epayaust.com.au epay/ezipay helpdesk@epaynz.co.nz Giftstation, Genie, invoices/statements epayadmin@epaynz.co.nz Card and sim pack orders – ezipay orders@epaynz.co.nz Mobile Top Up files pindelivery@epaynz.co.nz

YOUR TEAM Roger Smith Managing Director rsmith@epayworldwide.co.nz Mark Thompson Supplier Manager mthompson@epayworldwide.co.nz Vivek Kommalapati National Route Manager vkommalapati@epayworldwide.co.nz Owen Jones General Manager Sales & Marketing ojones@epayworldwide.co.nz Sanjit Singh Account Manager ssingh@epayworldwide.co.nz Khan Khan Account Manager kkhan@@epayworldwide.co.nz

LOWER NORTH ISLAND TEAM Hemish Jivan Account Manager hjivan@epayworldwide.co.nz Vikesh Patel Account Manager vipatel@epayworldwide.co.nz

SOUTH ISLAND TEAM Shaival Shah Account Manager sshah@epayworldwide.co.nz

HEAD OFFICE SUPPORT Caitlin Smith Marketing Manager & Gift Card Partner csmith@epayworldwide.co.nz Denyse Stephens Content, Distribution, Logistics dstephens@epayworldwide.co.nz Vinna Zafra B2B, Rewards & Gift Station Officer vzafra@epayworldwide.co.nz Charrie Garcia Office Administrator chgarcia@epayworldwide.co.nz

FINANCE TEAM Windy Smith Head of Accounting & Finance wsmith@epayworldwide.co.nz Gareth Jensen-Jones Transactional Services Manager gjones@epayworldwide.co.nz Matthew Campbell Finance Reporting Manager mcampbell@epayworldwide.co.nz Andrew Seylo Company Accountant aseylo@epayworldwide.co.nz Alex Belomestnykh Accounts Receivable abelomestnykh@epayworldwide.co.nz Jaehong Lee Financial Accountant jalee@epayworldwide.co.nz Lalin Gounder Payable & Reconciliation Officer lgounder@epayworldwide.co.nz WIN T ER 2018

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