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ARE YOU COVERED?
OWNERS’ AND TRAINERS’ LIABILITY PROGRAM THROUGH THE STARNET INSURANCE COMPANY Endorsed by
THE NATIONAL HORSEMEN’S BENEVOLENT & PROTECTIVE ASSOCIATION, INC. WHAT IS IT? A program to protect your assets in case of an injury or damage to property arising from your equine activities (breeding, racing, sales, training). This is not a substitute for workers’ compensation coverage. HOW MUCH DOES IT COST? $90 per horse and $180 minimum premium—Beginning November 1st WHAT DOES IT COVER? • Liability claims arising from injuries to participants (non-employee jockeys and exercise riders) • Contractual liability (i.e. hold harmless in Race Track Stall Agreements) • Premises and Operations liability coverage for all equine operations including breeding, boarding, training and racing HOW MUCH DOES IT COVER? Each member additional insured has their own $1,000,000 coverage for each occurrence or offense and $2,000,000 general aggregate. Damage to premises rented to you or occupied by you with the permission of the owner is provided with a limit of $50,000. Medical Payments coverage applies as well in the amount of $5,000 per person.
WWW.LAVININSURANCE.COM PROGRAM ADMINISTRATOR: STONE LANE, LLC (KEVIN S. LAVIN)
P.O. BOX 1001 PEWEE VALLEY, KENTUCKY 40056 — 502.228.1600 (TELEPHONE) — 502.638.5060 (FAX)