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Vol 21, No. 9 • January 2022

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Hallelujah for the outreach that will touch many lives air,” he said. “Then I heard a voice that said ‘I’ve got a pledge if the young man can sing another song.’” Brother Owens told Rowan he had a place as long as he wanted on Unity Broadcasting. He was on the air every week for 18 years sharing his voice in praise, and he also helped Owens start five more TV stations -- two in Tennessee, one in Arkansas and another in Fulton. Outside the broadcasting station, Rowan, along with Owens, traveled singing gospels, blue grass and country across the South in live performances. “Before Covid, I was doing 80-90 engagements a year.” With his singing career came Rowan’s ministry and the name was a natural fit. “Regardless of what I’m going through, I say Hallelujah, which means giving God the highest praise.” Rowan now offers his songs through a different on-air media, YouTube. He has his own YouTube Channel and has a recording studio in the new facility. Visitors will be able to catch the live show he will record for YouTube on Monday nights at 7 p.m. once the outreach opens in January. After opening, the ministry will hold church services every Sunday at 9 a.m. with different speakers and singers. The mission of the new facility is to serve the whole man, one life at a time, Rowan said. “When they come here, there’s no judgment at all. Regardless of where you’ve been, what you’re done, you’re still somebody.” Rowan said volunteers are always welcome to help their fellow man. “We want our volunteers to get a sense of what the Bible asked us – ‘Are we our brothers’ keeper? The answer is yes. If you don’t love your neighbor, you don’t love God.” After the grand opening, Rowan said there will be a full calendar of classes and activities for people of all ages and all circumstances. “By this time next year, you’ll see us fulfilling the needs of the city and surrounding area.”

By Lucy Weber A 30-year-old ministry has found a permanent home that will offer expanded services. Ricky Rowan started his outreach Hallelujah Anyhow with his mission to serve others after he began singing on local television 30 years ago. He is now preparing to open Hallelujah Anyhow Outreach in its first physical location, 601 N. Smith Street in Booneville. The location offers Rowan, now with a team of volunteers, the opportunity to feed senior citizens twice a week, provide a food pantry. Work with those dealing with substance abuse issues, tutor students and much more on the eight-acre site. The nonprofit is scheduled to open its door with a wide range of services in mid-January to those in the tri-county area. “It’s a miracle what God did,” Rowan said. “By the grace of God, we’re doing it. There is room to grow and expand. God is really blessing us.” The bigger outreach is a result of greater needs in the community, he said. “We needed a stable place to bring people in. We can do a better job than we have before. For 30 years I’ve done it by myself.” Rowan’s work began by happenstance. “As a young boy, I didn’t know I could sing until a local minister, Brother Leland Owens, came through, putting television antennas on houses. My mother let me ride with him to find someone’s house. He offered me work at Unity Broadcasting, doing odd jobs. “The first day he asked if I could sing. I opened a book and started singing. I didn’t know I was on the Return Address: P.O. Box 1292 Corinth, MS 38835

POSTAL PATRON Ricky Rowan

January 2022

The Community News Flash

Editor’s Corner

Jerry W. Porter CEO/Publisher

PO Box 1292, Corinth, MS 38835-1292 Cell: 662-643-6842 Email: read.newsflash@gmail.com

As a kid I love putting together model cars and puz-

"Can You Put It Together" zles. Now that I have grown older these favorite pastimes have fallen by the wayside. When look back over my life I now realize that these instructional type activities served a purpose. Doing those type of things made me slow and focus my attention on the task before me. Putting together model cars and puzzles served as a stress reliever for me before I real knew what stress was. And, such simple activities didn't cost an arm and a leg to purchase nor put together; unlike some of the gadgets and games that kids play with today. In the days of simple toys there was no violent overtones in a 1,000 piece puzzle or model cars parts. As I sit here pondering the

importance of instructional type activities I conclude that there's another aspect of life that instructional type overtones and that's this model called the Lord's prayer. When carefully laid out on the table the sixty six words of the Lord's prayer was masterfully laid out by Jesus the world's greatest enigmatologist. Since studying and learning to dissect and assemble the Lord's prayer I like many puzzle Masters and good model car assemblers find pleasure in of super gluing the piece of things that we put together so that they will not come apart. So, I mustered some mental super glue so that I could make sure that the Lord's prayer was carefully glued together in my mental facilities so that it will

thing together a little bit easier that the Lord's prayer. Oh well, I did pretty good putting the Lord's prayer together, but putting together a puzzle or a model car could be a rather sticky situation. Whoo! Whoo! Until Next Time! All Aboard!

not fall apart once assembled in my mind. Now that I have somewhat manage to assemble the Lord's prayer today in my mind, I think that I'll stop by the local department store and purchase me a puzzle or a model car and sit down at a table to take on the arduous task putting some-

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Simplify Your Dental Shopping Experience (StatePoint) Whether you’re shopping in the dental aisle or scrolling online, it may be surprising to see just how many products there are to choose from. However, dentists have a simple tip to pick the right ones for you and your family – check for the American Dental Association (ADA) Seal of Acceptance. The 90th anniversary of the ADA Seal of Acceptance program is an excellent opportunity to learn more about its importance. Although initiated in 1931, dentists and consumers still recognize it as

the gold standard for evaluating safety and efficacy of dental products. The ADA Seal is backed by science and every product carrying the Seal has been scientifically evaluated by independent dental experts to be safe and effective. In fact, to earn the Seal, companies are often asked to meet higher standards than what’s required by law. Products that don’t meet these tough guidelines don’t get the Seal, period. What many people don’t know is that the Seal isn’t just found on toothpaste and toothbrushes. From water filters in the kitchen to

mouthguards on the playing field, products that promote healthy smiles go beyond the bathroom sink. Check that all these items carry the Seal, as well as on any newer dental products you purchase, such as sugarless gum, mouth rinse, whitening products, denture products and interdental cleaners like floss, water flossers and floss picks. Today, more than 400 over-the-counter dental products carry the Seal and these products can be used with assurance that they have demonstrated safety and efficacy according to ADA requirements. To

The Community News Flash is published monthly by Porter Publishing, Inc., with all rights reserved – © 2001 Reproduction or use without permission of editorial on graphic contents in any manner is prohibited by law. This newspaper is designed to exhibit the positive by publishing only positive and uplifting personal profiles. The annual subscription rate is Twenty four dollars and forty eight cents ($26.00). Information is gathered from sources considered to be reliable and accurate. Thoughts expressed in letters to the editor and commentaries are those of the authors and not necessarily those of The Community News Flash staff. Equal Opportunity. It is policy of the newspaper. 1. To employ people on the basis of their qualification and with assurance of equal opportunity and treatment regardless of race, color, creed, sex, age, sexual orientation, religion, national origin or handicap. 2. To not knowingly accept any advertisement, which implies and preferences limitation or discrimination based on race, color, creed, sex, age, sexual orientation, religion, national origin or handicap.

search products with the Seal, visit MouthHealthy.org/Seal. There you will find downloadable shopping lists for adults and children, along with other essential dental tips and resources to take

Monthly Meditation "Trust in the LORD with all your heart And do not lean on your own understanding." Proverbs 3:5

care of your smile Great dental habits can help promote healthy smiles. Seek out the Seal to be sure your routine includes dental products backed by science.

Notable Quote "Faith is a puzzle meant to take someone’s entire life to complete." - A.D. Aliwat, 'In Limbo

January 2022

JANUARY BIBLE TRIVIA

If Your Business, Church, Civic Group or Organization would like to sponsor the Bible Trivia each month call (662) 643-6842 or email us read.newsflash@gmail.com

for sponsorship details.

The Community News Flash

1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20.

Which of the four horsemen in Revelation spreads famine on the earth? Who moved with Naomi to Moab to escape famine? Who was a food-storage supervisor in Egypt when famine came? What nation was the victim of a seven- year famine during Elisha’s ministry? Where did Abram go when famine struck? What New Testament prophet predicted a worldwide famine? Who went to live with the Philistines during a famine? What two plagues probably caused famine in Egypt? What king’s reign saw a three-year famine, which ended when Elijah said rain was coming? What figure in a parable found himself the victim of famine? What king endured famine because Saul had slain the Gabeonites? In the time of the judges, what marauders plundered so many crops and livestock that they probably caused famine in Israel? What Babylonian king caused famine in Jerusalem? Who sent his son to Egypt because of famine in the land? What king had a feast where a mysterious hand wrote on the wall? Who threw a royal feast where his wife disobeyed him? Who spread a meal for some angels at the oaks of Mamre? Who gave a wedding feast and then pulled a trick on his so-in-law? Whose children were killed while attended a feast? Who told a bizarre riddle at his wedding feast?

Send in your answers to the following Bible Trivia Questions and take a chance at winning a complimentary bible from the Community News Flash. Random drawing will be held monthly

Are you looking for a special way to express your feelings for that special person the Valentine's Day. Do so by sending them a printed letter and photo via the Community News Flash. 2x2 business card size ads are $99.33 Call (662) 643-6842 for additional ad sizes and prices.

December Answers 1. Satan (Luke 4:3) 2. Jacob (Genesis 28:11-22) 3. The Amorites (Joshua 10:11) 4. A woman dropped a millstone on his head (Judges 9:53) 5. John (Revelation 2:17) 6. Samuel (I Samuel 7:12) 7. David (I Samuel 17:49) 8. Elijah (I Kings 18:31-38) 9. Jacob and Laban (Genesis 31:44-52) 10. Moses (Exodus 17:8-12) 11. Nebuchadnezzar (Daniel 2:34-35) 12. Peter (Matthew 16:18) 13. A white stone (Revelation 2:17)

The Community News Flash

January 2022

Why Experts Say We Must Broaden Our Definition of Health

(StatePoint) Many Americans view health as a product of the medical care they receive. However, public health experts say that’s just one piece of the puzzle. “In reality, our health is shaped more by the zip code we live in than the doctor we see. In fact, where we live, our financial circumstances, our access to affordable, nutritious foods, and

other non-medical factors overwhelmingly influence our physical and mental health,” says Dr. Shantanu Agrawal, chief health officer, Anthem, Inc. These factors that Dr. Agrawal refers to are known as “social drivers of health” (SDoH), and they determine up to 80% of our health outcomes, according to Robert Wood Johnson

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Foundation research. As part of “What’s Driving Our Health,” Anthem’s campaign to start a national conversation around whole health, the healthcare company recently conducted a study to learn more about Americans’ perceptions of what health really means. Here are some of the study’s top findings: • While 46% of Americans are unaware of the concept of social drivers of health, once given the definition, 60% agree that their local community is facing at least some health issues related to them. • Americans of color are disproportionately affected by the consequences of SDoH. While 58% of white respondents report that their local community is facing at least some health issues related to SDoH, 69% of Hispanic and Latino respondents report the same, as do 68% of Asian respondents and 68% of Black/African American respondents. • Poor nutrition can contribute to a range of chronic health conditions, and 50% of those surveyed say it is hard to find affordable, healthy food in their local community. • Though 70% of Americans live near at least one hospital or medical center, one in five say that lack of transportation has kept them from

medical appointments. What’s more, nearly onethird struggle with access to health services and care. • Internet access not only determines whether one is able to use important health services such as telemedicine, it deeply impacts educational outcomes and access to economic opportunities, including employment. Yet, only 39% of Americans believe it significantly impacts their health. • Some additional factors that can drive health outcomes in the short and long term include access to green spaces, educational opportunities, economic stability and living in a safe community. Where to Start More than 80% of those surveyed believe that healthcare entities, local government, private citizens and employers share responsibility to address the many social drivers of health. While these issues are complex and no one entity can fully address all the social drivers alone, here is what you can do today: 1. Connect the dots. Visit WhatsDrivingOurHealth.com to read the full report and learn more about whole health and its drivers. 2. Spread the word. Share what you’ve learned about the ways social drivers affect you and your community and follow the conversation on social media using #DrivingOurHealth. 3. Join the conversation. Understanding is the first step in making positive change. Engage with friends, family, and community members about the many ways to address healthrelated social needs in your community. “The sooner we broaden our definition of health, the sooner we can address the many factors that affect people’s ability to thrive,” says Dr. Agrawal.

January 2022

Resolutions That Are Easy to Keep Most people don’t keep resolutions because they try to do too much or what they want to accomplish isn’t realistic. Here are a few ideas that might be perfect for you. —Vow to stay current on all the newest scams. For instance, there’s one now where you get a call saying a warrant is being issued for your arrest for failing to show up for jury duty. To try to clear things up, you’re asked to provide personal information, such as your Social Security number. Keep an eye on Snopes at www.snopes.com for rumor information. —Do a little exercise each day. Best bet is if you invest in an hour of advice from a trainer especially skilled in helping seniors. Ask for a daily exercise plan with lots of variety. —Ask at the local elementary school about reading to children. Many schools are shorthanded and would welcome your help. You might become a grandparent figure to dozens of children, especially in areas where kids are being raised by a single parent. —Start a daily journal. Perhaps this could be a history journal where you tell stories about your childhood and what it was like as you grew up. What a wonderful bit of family legacy this would be! If writing is too difficult, consider using a tape recorder. Label the tapes. —Block out a day on your calendar once a month to participate in your community. No matter the season, there’s always something that needs to be done. Libraries need shelvers, hospitals need people to answer phones, genealogy groups need typists to input data in a computer. Once you realize all the places you can help, you might decide you need to block out two days a month! Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send email to columnreply@gmail.com.

The Community News Flash

Thyroid Illness Sometimes Is Silent DEAR DR. DONOHUE: My doctor says I have to take thyroid hormone because my lab tests show I’m not making enough of it. I don’t have a single symptom. I feel like I have always felt — fine. I don’t like the idea of taking medicines. What do you say about a situation like this? — A.K. ANSWER: When a person’s thyroid tests show a low production of thyroid hormone and when that person has no symptoms of hypothyroidism (a sluggish thyroid gland), the condition is known as subclinical hypothyroidism. Symptoms of too little thyroid hormone are weakness, fatigue, intolerance of cold, constipation, weight gain without an increase of calories, dry skin, brittle hair and poor memory. Not all symptoms occur to all hypothyroid patients, and the time for symptoms to develop can be quite long. The first thing you should do is request a second test. Another test, done four to eight weeks after the first test, comes back normal half the time. If the second test comes back abnormal, then you’re faced with a decision. People like you — with no symptoms but an abnormal test — progress to the stage of symptomatic hypothyroidism at the rate of 2 percent to 5 percent each year. Many doctors favor treatment in such cases. One reason is the possibility of developing symptoms. Another reason is that low thyroid hormone levels, even when not producing symptoms, can foster heart disease. Low levels also raise cholesterol and diminish the ability of insulin to permit blood sugar’s entrance into cells.

I’m on the side of treatment. It’s cheap, convenient and practically devoid of side effects. It entails taking only one pill a day. The booklet on thyroid diseases discusses both an overactive and underactive thyroid gland. Readers can order a copy by writing: Dr. Donohue — No. 401W, Box 536475, Orlando, FL 32853-6475. Enclose a check or money order (no cash) for $4.75 U.S./$6 Canada with the recipient’s printed name and address. Please allow four weeks for delivery. *** DEAR DR. DONOHUE: I am 55 and have had, for the past three months, what I believe is thrush. My tongue is white and has sores on the back of it. I have gargled with many things; none has worked. I had been on prednisone and antibiotics. According to the Internet, they cause thrush. Is that true? What can I do? — P.P. ANSWER: Thrush is an infection with the Candida yeast. It coats the tongue and the insides of the mouth with thick, creamy-white, curdlike patches. If the patches are scraped away, the undersurface is red, raw and bleeds. Thrush can appear after antibiotic treatment. The Candida yeast lives in the mouth in low numbers. Mouth bacteria keep the population in check. Antibiotics can kill off the mouth bacteria that suppress Candida growth, and that’s why thrush is sometimes seen with their use. Prednisone can promote Candida growth too. You need an accurate diagnosis by having scrapings of the white coating examined microscopically. Your doctor can do that. He or she can also prescribe medicines that are quite effective against Candida — nystatin, clotrimazole, fluconazole and posaconazole are some of those medicines. *** Dr. Donohue regrets that he is unable to answer individual letters, but he will incorporate them in his column whenever possible. Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 328536475. © 2007 North America Synd., Inc. All Rights Reserved

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January 2022

REAL ESTATE

Is it Too Late to Reduce Your Mortgage Payment by Refinancing? (StatePoint) Experts say that with mortgage rates beginning to rise, refinancing your home now might be your last best chance to lower your monthly mortgage payment, as rates remain near all-time lows. Those who refinanced early in 2021 have already reaped the benefits. Borrowers who refinanced their 30-year fixed rate mortgage into another 30-year fixed rate mortgage during the first half of 2021 saved over $2,800 in mortgage payments on principal and interest annually, according to a recent Freddie Mac research report. But mortgage rates are rising. Indeed, in October 2021, the 30-year fixed-rate mortgage, which is the most common type of mortgage, rose to its highest point since April, surpassing 3.0%. Freddie Mac forecasts that mortgage rates will continue to rise, averaging 3.5% for the 30-year fixed in 2022. That’s up from an average of 3.0% in 2021. So is it time to refinance your home loan? To help you make an informed decision, Freddie Mac is offering answers to commonly asked questions about the refinancing process: • What does refinancing mean? When you refinance your mortgage, you’re applying for a new mortgage to replace your current one, which will result in a new rate, term and monthly payment. The most common type of refinance is a no cash-out refinance, in which you’re refinancing the remaining balance on your mortgage. • When should I consider refinancing? Generally speaking, refinances make the most financial sense when average interest rates are at least half a percentage point lower than the interest rate on your current mortgage. Another reason to consider refinancing is if your financial situation has improved, allowing you to secure a loan with a shorter term and own your home sooner. Finally, if you currently have an adjustable-rate mortgage (ARM) and it’s adjusting upward, you may wish to convert to a fixed-rate mortgage that provides you with the security of consistent payments. • Is refinancing free? Although refinancing your mortgage could save you money both in the long- and short-term, it isn’t free. For the most part, refinancing

costs are similar to what you paid when you purchased your home, including a loan origination fee. There are required services involved, such as appraisals, and state and local fees that can vary significantly based on where you live. The average cost to refinance is almost $5,000, so you should carefully consider how long you plan to stay in your home to ensure the savings to outweigh the costs. • Who should handle my refinance? You don’t have to use your current lender to refinance your loan. In fact, it’s in your best interest to shop around and compare multiple lenders’ loan estimates in search of the best terms and cost. It may take more time, but even a difference as small as one-quarter of a percentage point can save you thousands of dollars over the life of your home loan. The good news? Rates are often negotiable. In other words, you can ask lenders to match the rate quoted by another lender. There may be no time like the present to lock in the lowest possible rate and receive the highest monthly savings. To get a sense of what refinancing could save you, access Freddie Mac’s refinance calculator, along with additional homebuying and refinancing resources, at myhome.freddiemac.com. As with any big financial endeavor, you’ll want to do your homework, look carefully at your short- and long-term goals, and work closely with your lender to do a cost-benefit analysis.

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January 2022

The Community News Flash

5 Affordable Hobbies to Take Up Today (StatePoint) Have you ever been reluctant to try a new hobby because you were worried you would spend a lot of money on gear, supplies and other start-up costs only to lose interest? Here are five great ways to explore hobbies more affordably: 1. Language exchange: Rather than purchase pricey software or attend in-person classes, consider finding a language exchange partner. Take turns conversing in each other’s native tongue and pick up important communication skills -- and maybe a friend -- along the way. 2. Built-in music lessons: Music lessons and instruments can be expensive. However, you don’t need a full-sized grand piano or multiple sessions with a private teacher to master the instrument. Today, digital keyboards can offer a highquality piano sound at a price that’s within reach, along with features specifically designed for building the skills of novices. For example, Casio keyboards are affordable and some models are outfitted with Casio’s Step-up Lesson System, which can help you learn built-in songs at your own pace. Additionally, the LCD display teach-

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es both music notation and correct hand positioning, while an innovative scoring system allows you to track your progress. By connecting to the free Chordana Play iOS/Android app, you can learn to play your favorite songs from downloaded MIDI files, taking your music further. 3. Pick-up games: While organized

sports leagues are an opportunity to make friends and get some exercise, you may not have the time to commit to weekly games or the inclination to spend money on team equipment and uniforms. Whether you call up your best pals to play in the backyard, or try your luck at the local court or field, all the benefits of team

sports (e.g. fresh air and camaraderie) can be experienced participating in a casual pick-up game. 4. Wellness: To participate in online yoga classes, all you need is a mat and comfy clothes. Online classes can deliver high-quality instruction for free on a schedule that works for you. The important thing is to find a teacher whose cues you understand and who practices a style that aligns with your needs and goals. Safety tip: if you are unsure how a certain pose or flow is performed, watch the video first before attempting it on your own. 5. Return-on-investment crafting: Crafting can be expensive, particularly if you work with high-quality materials. The good news is that once you master a particular skill, be it knitting, sewing or mosaics, there are opportunities to sell your work at craft fairs and on sites like Etsy. And of course, crafts can make amazing gifts for friends and family. While hobbies can enrich the mind, body and soul, they don’t need to cost a fortune. With a little creativity, you can learn new skills and try different activities without breaking the bank.

We Want You! Fatherhood Initiative Program Would you like to become a better father? We are looking for fathers who would be interested in becoming “Team Parents” by dedicating a minimum number of hours with their children in order to become more involved in their lives. We will attempt to make a positive influence in the life of a father.

Certified Fatherhood/Male Involement Trainer Since 2001 To set up Workshops/Seminars Call or Email Jerry Porter at: 662-643-6842 or read.newflash@gmail.com

January 2022

The Community News Flash

Frankie's Cheesecakes - Made To Order Deliciousness grown exponentially. But I still do all the baking out of my own kitchen. I'm a one-man operation." Stidham basically takes orders from his Frankie's Cheesecakes Facebook page, which he set up after the explosive interest in his culinary skills. "People will contact me there, pay through Venmo, Paypal or CashApp and order one of my flavors or I can custom make a cheesecake according to their specifications," he added. "I've made lemon, peach, Bananas Foster; just about any flavor people want." Stidham credits his success with Frankie's Cheesecakes to God. "I am a born-again believer," he said. "I've been saved for a few years now and I believe God sent me down this path I'm on. For a long time I was searching for what it was I was meant to do, and I really believe God has blessed me with this business. I give Him all the glory and credit for it. I just never thought something like this would go over like it has and I'm so grateful to God and to all the people who have given me a chance to provide them with these cheesecakes and for their patience when I'm so, so busy, like at Christmastime." For more information on Frankie's Cheesecakes or to order, visit www.facebook.com/Frankie's Cheesecakes/groups

By Angela Rogalski When the pandemic hit in spring 2020, Burnsville, Miss. resident Frankie Stidham found himself furloughed from his regular job at Hago Automotive Corp. With time on his hands he decided it might be time to utilize his Culinary and Hotel Restaurant Management degree from Northeast Mississippi Community College, and so Frankie's Cheesecakes was born. "I had made a cheesecake for some friends for a little get together we had," he said. "And they absolutely loved it. They made the comment to me that I should make cheesecakes and sell them, but I was a little pessimistic about anyone actually buying my cheesecakes. So I started making some and taking them around to my neighbors since everyone was so worried about the pandemic; I just wanted to lift people's spirits some. Some of my neighbors also said they were so good I should sell them." Stidham said he really enjoyed baking and with all the extra time he had on his hands with the pandemic, he decided to test the waters a little bit by posting a couple of his creations on Facebook just to see if anyone might be interested. "And the next thing I knew I had an entire list of people wanting a cheesecake," he said. "I guess you could say the rest is history. The business has just Frankie Stidham

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1403 Hwy 72 West Corinth, MS 38835 (662)286-0223 Mark and Anita Mills

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January 2022

The Community News Flash

Green Witch Herbals Home Remedy Alternatives For the Whole Family really lit a fire within me, so By Angela Rogalski I've just been doing it more Becoming green and sustainable and more. I'm an amateur has taken on immense imporherbalist right now, but if tance for many people, both my friends or family want personally and professionally. to try something herbal, Eating healthy and natural is a I usually have a product major part of this they can try." movement, Evans is getting more along with and more interested in herbal remedies this entrepreneurial and alternatives endeavor that she has to traditional created and hopes to pharmaceupursue it more ticals. commercially Corinth in the near resident future. Krisy Evans "I don't created Green even have a Witch Facebook Herbals, page for it which will right ultimately now, offer just because that option. I've However, been she is very quick too to point out that busy to she is not a doctor set one and her herbal up," she products are in no explained. way made to replace "I'm really just in anyone's prescribed the early stages of medicines. marketing my prod"I don't want to ucts. Someone recentmislead anyone," she ly created a logo for stressed. "My products me, so it's coming. It's are not medicines, they Krisy Evans really fascinating how effecare herbal products. For tive some of these herbs can example, I make homemade be. Not long ago a friend had an experideodorant and I also do a homemade ence with poison ivy and had put everybug repellent spray, only it's made with herbs and essential oils, all natural ingre- thing she had on it with no luck at all. I sent her a homemade salve that she tried dients. Some of the herbs are out of my garden or they're ones I collect out of the and she just raved about how much it helped her." wild." Evans also works a bit with infused Evans said that she has been fascinatoils, combined with herbs for some of ed by herbs and how they can be used her products, for over 20 years now. For more information on Green Witch "I became really interested in the Herbals, Evans said you can contact her medicinal aspect of herbs and I took a at, A Hand To Health, 662-284-9880. class at the Strawberry Plains Audubon Center that some ladies from Oxford were offering," she added. "And that

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The Community News Flash

Tips for Teaching Kids Empathy

(StatePoint) One of the most important skills kids can learn is empathy -- the ability to understand how others are feeling. A valuable social skill that’s often the mark of a good leader, empathy aids in communication and helps people build connections with others. Here are some ways you can teach your child empathy: Read Together Read to your child when they are young, and encourage them to keep up with the habit when they are older by stocking your shelves with books and by making regular visits to the library. Requiring a leap of imagination as readers put themselves in the shoes of characters, it’s no surprise that a love of fiction can actually help build empathy, according to research. After you read together, talk to your child about the stories and ask them what they think each character was thinking or feeling, and why. You can also do this after watching movies and shows together too. Introduce Interactive Toys Interactive toys can foster your child’s nurturing skills. New, fun ones to consider include Hope the Healing Husky, a robotic dog that tells you how she’s feeling, and makes different sounds to show if she’s hungry, has a cold or fever, has a hurt leg or feels itchy. Kids can check her temperature, give a healing shot, bandage her ouchie and put on her recovery collar to help her heal. The robotic Glitter Me Kitten will also tell kids how she feels. When she’s happy or when you press her head, she’ll move her paw and place a glitter stamp on your hand to show she loves you. Kids can also watch her stripes change colors to show how she’s feeling, and respond to her needs by scratching her

head, patting her on the back or feeding her. Finally, kids can tuck Ivy the Bloom Bright Unicorn’s legs under her and boop her nose when it’s time to rest, blow her a kiss to see the flower in her mane bloom and light up, accessorize her tail, and singalong with her to eight different tunes. More information can be found at vtechkids.com. Play Pretend Whether playing house or playing superheroes, role-play is not only a chance to build worlds and be creative, but also to consider the feelings of someone else and act them out. You can encourage your child to play pretend by suggesting the activity and letting them invent the game. Keep kids inspired with a fun costume trunk full of hats, wigs and other accessories. Empathy may be a social skill, but it’s as valuable as the ABCs. The good news is that interactive toys, games and literature can all help to cultivate your child’s empathy.

January 2022

The Community News Flash

NEWS FLASH

Kids Zone

January 2022

The Community News Flash

Meatloaf: The Ultimate Comfort Food

There's no disputing the power of food to provide consolation in times of stress, and a classic meatloaf is no exception. There are very few dishes that combine tradition and innovation the way that meatloaf does. My husband, Michael, loves meatloaf, and evidently, he's not alone. Statistically, affluent baby boomers order the entr e on a regular basis when dining out. Whether it's made from ground beef combined with pork or veal, or a more modern version featuring ground turkey or chicken, meatloaf is at the top of the list of comfort foods. It's about time this humble dish got the recogni-

tion it deserves. It takes about 1 1/2 pounds of ground meat to make a meatloaf that serves six people. I've found that "marinating" the ground meat in a bowl with 1/4 cup of water, a tablespoon of mild to medium salsa, and a tablespoon each of Worcestershire sauce and steak sauce makes for a moister, more flavorful meatloaf. I season my meatloaf with salt, pepper, minced bell pepper, garlic, onions and 1/2 of a shredded carrot, along with fresh herbs including parsley, thyme and basil or a tablespoon of dried Italian Seasoning. A cup of a starch or binder is the next component in a classic meatloaf. I use seasoned breadcrumbs or crushed crackers, and an egg. A gentle touch when combining the mixture ensures that the meat-

loaf will be well-seasoned, but won't be tough. The final step in making a traditional meatloaf is adding the "gravy." I combine ketchup with salt, pepper and medium salsa or barbecue sauce. I pour off any accumulated fat, and then slather the topping on the meatloaf halfway through the cooking process.

Meatloaf isn't a complex dish, nor does it make a visually stunning presentation. As a friend of mine once said, "It's a lot of meat in a loaf, and you don't have to chew it very much -- what's not to like?" Meatloaf has provided a tasty way to stretch a dollar for generations of American families. In these uncertain economic times, we could all

use a plate full of comfort. MINI-MEAT LOAVES The great thing about this recipe from the Betty Crocker kitchens (www.bettycrocker.com/recipe s) is that the meat loaves cook quickly, and provide individual servings. This would make a great main-course dish for children or a unique appetizer for a retro recipe party. 1/2 cup ketchup 1/2 tablespoon packed brown sugar 1 pound lean (at least 80 percent) ground beef 1/2 pound ground pork 1/2 cup Original Bisquick mix 1/4 teaspoon pepper 1 small onion, finely chopped (1/4 cup) 1 egg 1. Heat oven to 450 F. In small bowl, stir ketchup and brown sugar until mixed;

reserve 1/4 cup for topping. In large bowl, stir remaining ingredients and remaining ketchup mixture until wellmixed. 2. Spray 13-by-9-inch pan with cooking spray. Place meat mixture in pan; pat into 12-by-4-inch rectangle. Cut lengthwise down center and then crosswise into sixths to form 12 loaves. Separate loaves, using spatula, so no edges are touching. Brush loaves with reserved 1/4 cup ketchup mixture. 3. Bake 18 to 20 minutes or until loaves are no longer pink in center and meat thermometer inserted in center of loaves reads 160 F. Substitution: While the mixture of ground beef and pork gives these little loaves a unique flavor, you can also use 1 1/2 pounds of ground beef instead of the mixture.

January 2022

The Community News Flash

By Samantha Weaver

The Very Best Tips 2022 of 2007 • “After the rush of the holidays, our family has a little tradition of its own. We reserve one night to watch all our home movies from the season. We usually end up watching some of the other years’ too. And our son has become a whiz at putting together slideshows on DVD of digital pictures, so we look forward to the first of many photo slideshows to add to the night’s entertainment.” — Y.K. in Alabama • “I usually get plastic bags when grocery shopping, but I have the bagger package all frozen foods together in a paper bag. The bag is easily identifiable so it can be taken inside and put away first.” — A.D. in Washington • “To keep the fabric belts on my daughters’ shorts and pants in place, I stitched the center of the belt to the back loop of the garment. The bow never pulls to one side, or falls off! It’s great for keeping them with the right pair of pants or shorts.” — O.S. in Wisconsin • “If you have small children, you might want to keep a red washcloth in your first-aid kit. Sometimes, the sight of blood can upset a child out of proportion with the injury. If you use a red washcloth, blood won’t show and you can spend your time calming the hurt, not the emotion.” — School nurse in Arizona • “I hang two mesh laundry bags from the back of the bathroom door. Bras and undergarments go into one, socks in the other. I toss them in the wash just as they are, and no sorting is required after they are done.” — D.C. in Mississippi Send your tips to Now Here’s a Tip, c/o King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475 or e-mail JoAnn at here-

• If you’ve ever suffered from thermostat wars at your office, you might be interested in the following fact: Those who research such things conducted a study in 2004 on office temperatures. The results showed that workers were less productive and made more mistakes when office temperatures dropped from 77 F to 68 F. • Anyone who has read her works will not be surprised to learn that it was 19th- century novelist Jane Austen, one of the most widely read and best-loved writers in British literature, who made the following observation: “There certainly are not so many men of large fortune in the world as there are pretty women to deserve them.” • You might be unsurprised to learn that the word “mortgage” shares the same Latin root meaning as the terms “rigor mortis” and “mortician.” “Mortgage” literally means “death pledge.” • Records indicate that in 1925, movie stuntmen (and yes, they were all men in those days) earned $7 to $8 per day for basic stunts. They got extra pay for certain activities, though; jumping from an airplane to a train was worth $150, for instance. Any stuntman who parachuted out of an exploding plane would get $500, and it was worth $1,500 to crash a plane into a house or a tree. Considering the state of technology and safety standards of the day, it’s no wonder that between 1925 and 1930, 55 people were killed while performing movie stunts, and another 10,000 were injured. • Every year the town of Brevard in North Carolina celebrates its unusual local fauna with an entire festival dedicated to white squirrels. Yes, squirrels. *** Thought for the Day: “An ostentatious man will rather relate a blunder or an absurdity he has committed, than be debarred from talking of his own dear person.” — Joseph Addison © 2007 Ki

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January 2022

The Community News Flash

Tips to Lower Your Home’s Heating Bills This Winter Green Pea and Lettuce Soup by Healthy Exchanges

Tom’s Meat Loaf

(StatePoint) A frosty winter wonderland is fun to experience -- outside. Inside is another story. By keeping your home heating system running at peak performance, you'll lower your winter utility bills and experience increased comfort. According to North American Technician Excellence (NATE), here’s how to stay toasty this winter without breaking the bank. Get the Right Equipment It all starts with the right heating equipment. Choosing a furnace with an ENERGY STAR logo is important, however, it’s also a good idea to understand standard efficiency ratings so you can easily compare the performance of different systems. When you need to measure the thermal efficiency of your furnace or water heater, Annual Fuel Utilization Efficiency (AFUE) helps determine the actual, annual, average efficiency of that piece of equipment. It measures the amount of heat delivered to your house compared to the amount of fuel that you must supply to the furnace. The U.S. Department of Energy determined that all furnaces sold in the U.S. must have a minimum AFUE of 78%. The Heating Seasonal Performance Factor (HSPF) is the most commonly used measure of the heating efficiency of heat pumps. Typically, a high-efficiency heat pump pays for itself in savings in a few years. Take These Steps A little DIY can work wonders. Follow this checklist for improved efficiency of heating equipment: • Check heating filters every couple weeks and change them at least twice in the season, or as directed by the manufacturer. • Check and maintain insulation.

Improperly insulated walls, floors, attics, basements and crawlspaces drain away heat and can also lead to moisture imbalance. • Check ductwork for insulation and leaks. No matter how “state of the art” your heating system is, if your ductwork is bad, it will diminish efficiency. • Turn down the thermostat by a few degrees and dress more warmly. • Clean the furnace area. Don’t keep chemicals or cleaning products near your heater, and don’t store anything next to it that could impede ventilation. • Keep vents and returns free of obstructions. • Install a humidifier to make indoor air feel warmer. Work With Experts Be sure all work performed on your heating equipment is carried out by a trustworthy, NATE-certified technician. Even the most efficient system can suffer if it’s not properly maintained. NATE-certified technicians have demonstrated knowledge of today’s heating and cooling systems. Better installation and service means your equipment will run at peak efficiency. Visit natex.org for additional winter tips and resources, and to find a NATE-certified technician in your area. If you do call in a technician, prep for their arrival. You can help your technician diagnose a potential problem with your heating equipment by being prepared to share important information, such as the age, brand and model of your furnace and whether it’s been leaking, making unusual noises or emitting odors. With a combination high-efficiency equipment, a little DIY and the help of professional expertise, you can stay warm and cozy on-budget, all season long.

This main dish gives a different twist to a family favorite. 16 ounces extra-lean ground sirloin beef or turkey breast 1 (2.5-ounce) jar sliced mushrooms, drained 1/2 cup chopped onion 1/3 cup sliced ripe olives 1/4 cup Kraft Reduced Fat Parmesan Style Grated Topping 1/2 cup plus 1 tablespoon dried fine bread crumbs 2 teaspoons JO’s Pizza Seasoning or any pizza seasoning 1 (8-ounce) can Hunt’s Tomato Sauce 1 teaspoon dried parsley flakes 2 (3/4-ounce) slices Kraft reduced-fat mozzarella cheese Preheat oven to 350 F. Spray a 9-by5-inch loaf pan with olive oil-flavored cooking spray. In a large bowl, combine meat, mushrooms, onion, olives, Parmesan cheese, bread crumbs, 1 teaspoon JO’s Pizza Seasoning and 1/3 cup tomato sauce. Mix well to combine. Pat mixture into prepared loaf pan. Bake for 45 minutes. Stir parsley flakes and remaining 1 teaspoon JO’s Pizza Seasoning into remaining 2/3 cup tomato sauce. Spoon sauce mixture evenly over partially baked meat loaf. Cut mozzarella cheese slices in half diagonally. Evenly arrange cheese pieces over top. Continue baking for 15 minutes. Place meat loaf on a wire rack and let set for 5 minutes. Cut into 6 servings. • Each serving equals: About 186 calories, 6g fat, 19g protein, 14g carb., 556mg sodium, 107mg calcium, 1g fiber; Diabetic Exchanges: 2 1/2 Meat, 1 Vegetable, 1/2 Starch; Carb Choices: 1. Visit Healthy Exchanges at www.healthyexchanges.com, or call toll-free at 1-800-766-8961 for more information about our “common folk” healthy recipes.

Serve this simplified version of the delicate French classic with our Ham and Cheese Pitas. Assemble sandwiches while the soup cooks; bake them while blending the soup. TOTAL TIME: 20 minutes MAKES: 4 servings or 6 cups 2 teaspoons margarine or butter 1 medium onion, finely chopped 1 can (13 3/4 to 14 1/2 ounces) chicken broth 1 package (10 ounces) frozen peas 1 head Boston lettuce (about 10 ounces), coarsely chopped 3/4 teaspoon salt 1/8 teaspoon ground black pepper 1/8 teaspoon dried thyme leaves 1/2 cup fat-free (skim) milk 1 tablespoon fresh lemon juice Chives for garnish 1. In 4-quart saucepan, melt margarine or butter over medium heat. Add onion, and cook, stirring occasionally, 5 minutes or until tender. Stir in chicken broth, frozen peas, lettuce, salt, pepper, thyme and 1 cup water; heat to boiling over high heat. Reduce heat to low; simmer 5 minutes. Stir in milk. 2. In blender at low speed, with center part of cover removed to allow steam to escape, blend pea mixture in small batches until smooth. Pour soup into large bowl after each batch. Return soup to same saucepan. Heat through. Stir in lemon juice, and remove from heat. Transfer soup to serving bowl; garnish with chives. • Each serving: 120 calories, 3g total fat (1g saturated), 1mg cholesterol, 835 mg sodium, 17g carbohydrates, 8g protein. For thousands of triple-tested recipes, visit our Web site at www.goodhousekeeping.com/recipefi nder/.

1. ASTRONOMY: How many major stars make up the Big Dipper? 2. GEOGRAPHY: The tiny country of Djibouti lies on which continent? 3. POLITICS: Which leader of a foreign government has the nickname “El Jefe Maximo”? 4. BUSINESS: What company produced the Frisbee? 5. INVENTIONS: When was the transistor invented? 6. LITERATURE: What was the name of the attorney introduced in a series of books by Erle Stanley Gardner? 7. MEDICAL: What is the medical name of the condition called “shingles”? 8. U.S. STATES: What is Wyoming’s nickname? 9. MEASUREMENTS: What is the closest metric equivalent to an acre? 10. MOVIES: What actor provided the voice of Woody in the animated film “Toy Story”? Answers 1. Seven 2. Africa 3. Fidel Castro 4. Wham-O 5. 1947, Bell Telephone Laboratories 6. Perry Mason 7. Herpes zoster 8. Equality State 9. Hectare 10. Tom Hanks

1. Detroit’s Denny McLain was the last major-league pitcher to win 30plus games in a season in 1968. How many games did he win? 2. Who was the last hitter to lead the American League in batting average for a season and also hit at least 40 homers that same season? 3. Joe Paterno set a record in 2007 for most seasons as head coach at one school (42 years at Penn State). Whose mark did he break? 4. Since the NBA started using points-per-game average in 1970 to decide the season’s scoring leader, who has recorded the highest average in a season while finishing in second place for that season’s scoring title? 5. Name the last NHL team to reach the Stanley Cup Finals and lose one season, only to make it back to the Finals the next season? 6. Which country is the defending champion in men’s Olympic soccer? 7. Name the female golfer who holds the mark for being the oldest player to make the cut at an LPGA event. Answers 1. He won 31 games that season. 2. Carl Yastrzemski hit .326 with 44 home runs in 1967. 3. Amos Alonzo Stagg spent 41 seasons at the University of Chicago. 4. Allen Iverson averaged 33 points per game for Philadelphia in 2005-06, but Kobe Bryant of the Los Angeles Lakers won the scoring title, averaging 35.4 points per game. 5. The Edmonton Oilers lost in the Stanley Cup Finals in 1983 and won the Stanley Cup in 1984. 6. Argentina won the gold medal in 2004. 7. JoAnne Carner was 64 when she made the cut at an LPGA event in 2004.

January 2022

The Community News Flash

TECHNOLOGY

MONEY

What Every Small Business Owner Should Know Today

Know Your Options if Your Home Loan Payment Suspension is Ending

(StatePoint) Given how much has changed about the way people do business over the last few years, experts say it may be time for entrepreneurs to rethink how they store and protect company data, and collaborate with their teams. According to Brian Mallari, a marketing director in Western Digital’s hard drive business unit, a shared storage or network attached storage (NAS) solution can help, and here’s why: • Cost: As every owner of a small- or midsized business (SMB) knows, cutting costs without cutting corners is key to protecting the bottom line. While cloud storage fees can incur ongoing costs, adopting a NAS solution is a great way to pay once while keeping sensitive data local to the office or home. • Capacity: Before selecting a storage solution, consider your needs. From wedding photographers to graphic designers, many businesses need a storage solution that can grow over time. Popular NAS storage drives for small and medium businesses, such as the WD Red family of products from Western Digital, range in capacity from 1 terabyte (TB) to 18TBs, making them a good solution for those who work with large amounts of data. • A shifting workplace: With hybrid and remote workplaces becoming the norm for businesses of all sizes, this has added new challenges for business owners and their staff wishing to easily collaborate, edit files and work with shared files and databases. With a NAS

storage system, all users’ PCs and laptops can be assigned permission to access the storage solution, giving them the ability to load files and data wirelessly or via connected ports. What’s more, such a system can help protect your team’s work and data against loss from a network outage or potential cyberattacks, as remote/home data can be backed up to the storage device itself at the office. Because NAS solutions use several hard drives, they can provide protection of data via redundancy, also referred to as RAID. In other words, should one drive fail, the data lives on. • Getting set up: Getting set up with a SMB NAS storage system is easy. The solutions are available at consumer electronics stores and online, and you can choose from a NAS system that includes from two to 24 slots or “bays” for hard drives to make sure all your data is covered. Most NAS solutions, especially two- and four-bay solutions, can simply plug into an internet router via Ethernet. To learn more about NAS-ready data storage options, visit westerndigital.com. “In today’s world, small- and mid-sized businesses need both reliable, affordable data storage solutions, as well as tools that allow for collaboration among workers near and far,” says Mallari. “Rethinking how data is stored can help entrepreneurs achieve both these goals.”

(StatePoint) Is the COVID-19-related payment suspension (also known as a forbearance) on your home loan ending? Ready to resume making mortgage payments? Understanding your options and being proactive can help ensure a smooth process, say experts. “Loan servicers are currently reaching out to customers through emails, letters and calls to help them with exiting forbearance. Responding to this outreach promptly is crucial,” says Rulon Washington of Wells Fargo, who’s worked with nonprofits throughout the pandemic to educate homeowners on what they’ll need to do as their forbearance plans come to an end. Below, Washington answers common questions homeowners have when exiting their forbearance: Can I move missed payments to the end of the loan term? In most cases, if you were current on your mortgage or home equity payments when the suspension started and are ready to resume your regular monthly payments, you may be able to move missed payments to the end of the existing loan term. This additional balance won’t accrue interest and will be due when the loan is paid in full, refinanced, or when the home is sold. What other options are available? You may have the option to pay off missed payments in full or follow a repayment plan, which divides what’s due into manageable amounts, and adds it to the regular monthly payment. What if I need help with a lower monthly payment? If you need a reduced payment, you may qualify for a loan modification. Wells Fargo and several investors provide streamlined, no-document modification review processes in many cases. What if I can’t afford reduced payments and need to sell? Your loan servicer can work with you as you attempt to sell your home, and in many cases, enable you to take advantage of the strong increases in U.S. home prices.

Who controls how my loan is handled? Many loans are insured, guaranteed or owned by thirdparty “investors” who set the rules for how loans are managed. Investors include government-sponsored enterprises, like Fannie Mae or Freddie Mac, government agencies, such as FHA, VA or USDA, banks and private companies. While many investors offer similar programs to help homeowners coming to the end of a payment suspension, exact programs may vary. Will my home be foreclosed if I stay in forbearance or can’t resume payments? Servicers will not move to foreclosure or eviction on anyone who remains in an active, approved payment suspension plan. In the case of Wells Fargo-owned loans, all foreclosure-related activity and evictions have stopped on occupied properties through the end of 2021, except in very specific cases. For loans Wells Fargo services for other investors, we follow the investor’s requirements for customers as they exit payment suspensions. “We’ll make every effort to reach out to customers to discuss deferral of missed payments, modifications and other available programs before advancing or initiating foreclosure,” says Washington. What if I’m exiting a COVID-related forbearance but have been impacted by a natural disaster? Contact your loan servicer for options during this difficult time. Other Resources No-cost housing counseling agencies approved by the U.S. Department of Housing and Urban Development can help assess your situation, navigate available programs and even work with your servicer on your behalf. To find an approved agency, call HUD toll-free at 1-800-569-4287 or visit www.hud.gov/counseling. Additionally, states, U.S. territories and Native American tribes are being granted federal funds designated for helping qualified homeowners address payments missed during a suspension and with payments going forward. Check with the appropriate housing finance agencies or contact a housing counseling agency for information about when these funds may be available and to determine if you might qualify for assistance. Finally, Wells Fargo mortgage and home equity customers can find additional information at wellsfargo.com/repaymentdetails or can call 800219-9739 to speak to someone who can help review their circumstances. “If your payment suspension is ending, help is available. Be sure to contact your mortgage servicer for next steps,” says Washington.

The Community News Flash

January 2022

MONEY

Struggling to Pay Rent? What You Can Do to Stay in Your Home

(StatePoint) Millions of Americans who have faced income loss and illness as a result of the COVID-19 pandemic are struggling to meet basic expenses, including rent. Recent statistics show that more than 15 million people nationwide live in households that are behind on their rental payments. As federal rental protection ends, these individuals and families are at risk of eviction, according to the Aspen Institute. “The economic fallout from the pandemic is causing housing instability for far too many renters, including people of color disproportionately affected by this crisis,” says Eileen Fitzgerald, head of housing affordability philanthropy with Wells Fargo. Struggling to pay rent? Fitzgerald offers four actions to take: 1. Talk to your landlord. If you can’t pay rent on time, see if your landlord can work out a payment plan, accept a partial payment or push the due date back a few days. 2. Seek emergency assistance. Those unable to pay rent or utilities may be able to access rental assistance through the U.S. Department of Treasury’s Emergency Rental Assistance Program. To find assistance in your area, visit home.treasury.gov and search “rental assistance.” 3. Get legal help. If you’re worried about eviction, talk with a lawyer experienced in eviction processes in your state. Many organizations offer free or low-cost legal counsel to fight eviction. To find links to trusted legal assistance in your area, visit americanbar.org and search for “free legal help.” 4. Contact a housing counselor. Housing counselors don’t just work with homeowners. They can help renters in

need of assistance, too. During the pandemic, housing counselors have helped renters access emergency rental assistance, understand options for rental relief and eviction protection, as well as have advised on debt management and other money matters. Find a housing counselor by visiting hud.gov/findacounselor. Help for Renters As part of its efforts to help people stay in their homes, Wells Fargo is supporting initiatives nationwide that mitigate evictions. Earlier in 2021, Wells Fargo gave a $4 million grant to The National Foundation for Credit Counseling and the Housing Partnership Network to launch the Renter Advantage program. Renter Advantage enables credit counselors and nonprofit rental property owners to work directly with renters to preserve their housing status and stabilize their financial situation. Through the program, credit counselors provide renters in need of assistance with trusted guidance, including enrolling them in plans to address sustainable rent repayment, debt management and improving long-term financial health. Legal representation can make all the difference. A Harvard study shows that two-thirds of tenants with legal representation are more likely to avoid an eviction judgment and remain in their home. Harvard researchers also found an estimated 90% of landlords have legal representation, while only 10% of tenants do, putting tenants at a significant disadvantage. This is why Wells Fargo has provided more than $8 million in grants to legal assistance organizations helping keep people housed. People of color, particularly Black and Hispanic tenants, represent 80% of people at risk of eviction, according to the Aspen Institute. Wells Fargo grants are helping close the housing equity gap. “As the pandemic continues to take its toll on Americans’ physical and economic health, connecting people at risk of eviction with resources and options is critical,” says Fitzgerald. “Having a safe, affordable place to call home helps lay the foundation for wellness, dignity, and economic opportunity.”