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Buyer Presentation HELP MORE GIVE BACK HAVE FUN LIVE LARGE

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IT’S ABOUT YOU

Your needs. Your Dreams. Your Questions. Your Timeline. Your WEALTH. We will work with you to understand your unique lifestyle, needs, and wishes. Buying a home is about more than just your next move. It's about your life.

WELCOME Thank you for the opportunity to represent you! What if I told you the smartest investment you would ever make during your lifetime would be a home? Buying a home is an investment like no other, and part of the ultimate benefit is that your monthly living expenses go right back into building your net worth instead of building someone else’s. Most importantly, the biggest benefit of homeownership is building tax-free wealth. Unlike returns from other investments, the return on homeownership—what economists call “imputed rent”—is excluded from taxable income. As your real estate team, our goal is to make your dream of owning a home a reality so you can build the financial strength and security that homeownership provides. A recent US Census study reported that the average homeowner’s net worth in the United States is 38 times that of a renter. Your growing net worth can be used to start a new career or business, take care of loved ones, send a child to college, give generously to others, or retire, among other things. You are in good hands now! Our mission is to deliver your dream of being a homeowner.

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The Promise means that we will deliver the best service you could ever imagine receiving. It means everyone on our team will be focused and care about your needs as if you were our only client. It means we will anticipate challenges and get ahead of it so we can stop any surprises. It means The Bryan Cowrd Team is focused on making this a 5 star experience that exceeds all of your expectations. So in return of our promise, we want to compel you to do two things: Between RIGHT now and closing day you will feel compelled to refer us someone that needs assistance with real estate. This may be someone that needs to sell a house, refinance, buy a house or just has a general question about real estate. It is very important that when you have this person to refer us that you will get permission for us to call with their phone number so there is a 100% chance that we are able to reach out to help them. We ask for you to fill out online reviews about your real estate experience after closing or anytime during this transaction. We make this very easy for you to do by emailing you all the details after we have earned the 5 star review. This is important because Bryan and the rest of the team want to know how we did for you and also many people select their Realtors based on online reviews.

THREE GOALS OF THE

APPOINTMENT THAT IS WHY YOU HIRE A PROFESSIONAL TO HELPYOU BUY A HOME! We'll review your goals and go over your new home wish list We'll review in detail the buying process and the services we provide We'll decide if we choose to work together and review the next steps on setting you up for success and what you can expect next from us.

$500,000

$20,000

$400,000

$4,911

$23,866

24%

$5,727.84

$30,638.84

We’re skilled at helping clients locate and sell HUD homes, Bank Foreclosures and Short Sale proeprties. If you are interested in bank owned homes, we can provide you with a list of available properties

Detached Single Family

$435,130

NOT PR % S/OLP 100% NOT PR % S/OLP 90.7%

2.4

Tampa Area June 2026

3.1 months o.oo%

NOT PR MEDIAN DOM. 11 PR MEDIAN DOM 98

0% to 10%

$0 - $44,000

Closing and Final Walk Through Scheduled Prior to closing, the final walk-through and closing will be scheduled with the closer at the title company. The final walkthrough is to ensure that the home is in the same condition as it was during the inspection. Remember - all buyers who are listed on the loan documents will need to be present and bring photo identification for all parties.

MARKET SHARE STATS IN ENTIRE MLS MARKET AREA 20 15 10 5 0

KELLER WILLIAMS

RE/MAX

CHARLES RUTENBURG

EXP

COASTAL FORBES

FUTURE HOME

When you work with us, you work with agents from the #1 real estate franchise in the U.S. by agent count, transactions, and sales volume. Keller Williams has one of the largest agent networks in the world and a strong presence in luxury markets.

WHEN YOU WORK WITH US, YOU WORK WITH A REAL ESTATE TEAM THAT REGULARLY OUTPERFORMS THE MARKET! WE SAVE OUR BUYERS 3% OVER THE MARKET AVERAGE

THE BRYAN COWARD TEAM KELLER WILLIAMS REALTY REAL ESTATE PROFESSIONALS SINCE 2018 Top Producer Magazine Rising Star 2024 Top Team KW Realty 2024 Top 5% Pinellas Realtors Association Top Solo Agent KW Realty 2022

OVER 190 FAMILIES SERVED Agent Leadership Council 2022-2024(ALC) Keller Williams Market Center Approved Trainer Florida Education Services Instructor

MEET THE TEAM

Bryan Coward CEO/REALTOR®

EJ Gaba

Tracey Coward

Sarah Buñag

Kimberly Fickett

ASSISTANT TO BRYAN COWARD

REALTOR® SHOWING SPECIALST

MARKETING COORDINATOR

REALTOR® TRANSACTION COORDINATOR

LEARN MORE ABOUT US AT www.bryancoward.com

THE POWER OF A SHOWING ASSISTANT More Support. More Flexibility. More Wins. Here’s how having a Showing Assistant benefits you as a buyer: Faster Access to Homes - With a dedicated showing assistant, you won’t have to wait around homes can be shown quickly, even on short notice. More Availability -Whether it's evenings, weekends, or weekdays— we've got coverage, so you can tour homes when it works best for your schedule. Consistent Communication - You’ll have an extra team member focused on your search, helping to streamline scheduling and provide real-time feedback on homes. Expert Guidance at Every Showing - Our showing assistant knows what to look for and will point out the pros, cons, and key features—so you're making informed decisions at every step. Seamless Team Approach - While the lead agent handles negotiations, contracts, and strategy—you get full service from a team that's always in sync and working for YOU.

www.bryancoward.com

OUR WHY At 14, Bryan lost his father suddenly to a heart attack. There was no playbook for grief, no mentor to help him process it, and very little support around him. Like a lot of kids in that situation, he tried to figure it out on his own, and made some tough choices along the way. That experience never left him.

BUY A HOME, MENTOR A CHILD.

It’s why the Bryan Coward Team proudly partners with Big Brothers Big Sisters of Tampa Bay. We believe one consistent, caring adult can change the trajectory of a child’s life. Sometimes all it takes is someone showing up, listening, and believing in them. Through our Buy a Home, Mentor a Child program, every home purchased helps fund one-to-one mentoring relationships that give kids the support Bryan wishes he’d had. This isn’t charity for us. It’s personal. We help people build wealth through real estate. We help kids build something even more important: confidence, stability, and a future filled with possibilities.

WE HAVE DONATED OVER $8,950.00 TO BBBS OF TAMPA BAY

YOU ARE HIRING A SINGLE AGENT What does that mean for you? As a Single Agent, I have a fiduciary responsibility to what is best for YOU. That’s a fancy way of saying: You get my complete loyalty, confidentiality, and obedience. Your goals are my goals. Your best interest comes first. Always. I am not in this for a commission; I aim to be your retailer for life. This relationship is recognized and regulated by the Florida Real Estate Commission (FREC), and I’m legally required to disclose these duties to you: Loyalty Confidentiality Obedience Full disclosure Accounting for all funds Skill, care, and diligence Presenting all offers and counteroffers Dealing honestly and fairly You’re not just another transaction—I’m in your corner from start to finish. And I take that role seriously.

www.bryancoward.com

WHAT IF IT’S MY LISITING?

Or the home is listed by an agent in our brokerage.

We’ll transition to a Transaction Broker relationship: Florida law doesn’t allow a single brokerage to represent both parties as full fiduciaries (Single Agents) in the same deal. This shift allows us to treat both sides fairly and keep the deal moving smoothly. You’ll be informed and agree to the change in writing—nothing happens without your permission. As Transaction Brokers, we still owe you: Dealing honestly and fairly Accounting for all funds Using skill, care, and diligence Disclosing all known facts that materially affect value Presenting all offers and counteroffers Limited confidentiality Bottom line: You’ll still have an experienced agent guiding the deal, just with equal treatment to both sides..

www.bryancoward.com

EXCLUSIVE BUYER BROKERAGE AGREEMENT

EASY EXIT GUARANTEE

When you list your home through our EASY EXIT GUARANTEE, you can cancel your listing with us at any time. No hassles. It’s easy. We at The Bryan Coward Team have strong opinions about our real estate service. We believe that if you are unhappy with the service you receive, you should have the power to fire us. It takes a strong belief in the quality of one’s service to make this kind of stand, but we never settle for less than the highest professional standards. We are confident you will be happy with our service and results. That’s the simple truth. We always stand behind our service.

The Guarantee: If you are unhappy with the service our team provides you, we ask that you first discuss it with us because we would like the opportunity to improve. Simply tell us the problem, give us seven days to attempt to fix it. If you are still unhappy, simply ask for an unconditional release from our services in writing, and within 1 business day you will receive a receipt of your request by canceling the buyer broker agreement. The Exceptions: If there is an accepted offer, buyer cannot be released. Broker protections as per the buyer broker agreement continue to be in effect as explained on the buyer broker agreement until such time contract falls through (buyer may be released) or the transaction closes.

LOVE IT OR LEAVE IT GUARANTEE 100% SATISFACTION GUARANTEE If you purchase a home through The Bryan Coward Team and don’t absolutely love it after you move in, we will sell it for FREE. That’s right, we’ll waive our portion of the commission for listing your home. What’s the catch? No catch, just a couple of qualifications. 1.

We’ll waive our portion of the commission and we recommend you offer 3% in concessions to the buyer, which may include paying the agent.

In order to take advantage of this awesome offer, you must work with us to purchase your next home.

You have 90 days (beginning at the date of closing) to take advantage of this offer.

We have certain guidelines that we use when selling homes to get them sold quickly, and for the largest amount possible. We ask that you work with us when listing your home - we are great at our job and experience dictates the suggestions we make.

You will still be responsible for any extra fees associated with listing a home (aside from our commission, which will be totally FREE).

Why are we confident in offering this guarantee? The Bryan Coward Team is one of the best at what we do and is dedicated to our clients. Buying a home is a BIG life decision. We want you to be totally satisfied with your home and will do everything we can to get you into a home you will love GUARANTEED!

(727) 325-6009 WWW.BRYANCOWARD.COM