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Various versions The first English translation of Anne’s diary was published in 1952. The original stage adaptation, written by Frances Goodrich and Albert Hackett, premiered in 1955 and was a commercial and critical success at the time, winning a Tony Award and the Pulitzer Prize for Drama. However, through the years, that version of the play has been criticized as too sentimental, glossing over the characters’ Jewish identity and giving audiences a misleading message of hope with the famous penultimate line, “In spite of everything, I still believe that people are really good at heart.” The 1997 adaptation written by American playwright Wendy Kesselman, which the CSC will present, puts more emphasis on the characters’ Judaism and includes scenes in which they pray and celebrate Chanukah. Kesselman’s version also includes a passage in which Anne talks about her sexual

MAY 2019

More than 125,000 readers throughout Greater Baltimore

Revisiting Anne Frank’s life By Carol Sorgen Born in Germany in 1929, Anne Frank would have celebrated her 90th birthday this June. Instead, she will forever remain 15 years old for those who have read her posthumously published diary, Anne Frank: The Diary of a Young Girl, seen its various stage and film adaptations, or visited the Anne Frank House in Amsterdam. Anne died in 1945 at the Bergen-Belsen concentration camp in northern Germany. Though born in Germany, she lived most of her life in Amsterdam, and when the Nazis invaded the Netherlands, she and her family went into hiding there. They were among eight people confined to a secret annex at her father’s business between 1942 and 1944, when they were all arrested and deported to various Nazi concentration camps. Of the group in hiding, only Anne’s father, Otto Frank, survived the Holocaust. It was Otto who arranged the publication of his daughter’s diary following the war. He died in 1980 at the age of 90. For the next several months, the Chesapeake Shakespeare Company (CSC) and Baltimore’s arts community will remember Anne Frank and the universal lessons of the Holocaust through a revised staging of The Diary of Anne Frank as well as a series of major exhibitions, performances and public conversations.

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Hannah Kelly and Stephen Patrick Martin bring Anne Frank and her father, Otto, to life in a new adaptation of The Diary of Anne Frank at the Chesapeake Shakespeare Theater that runs through May 26. Throughout Baltimore, other events will mark the would-be 90th birthday of Anne Frank, who died in the Bergen-Belsen concentration camp when she was 15 years old.

feelings towards another girl, something that Otto insisted be redacted from the original publication of her diary. (Subsequent editions of the diary published after his death included those entries.) The CSC production also includes a new ending in which Otto tells the audience what happened to the rest of the hidden group after their arrest and internment in the camps. And instead of Anne’s hopeful final message about the decency of people, she is shown as she was last seen by a friend at Bergen-Belsen: “through the barbed wire, naked, her head shaved, covered with lice. ‘I don’t have anyone anymore,’ she weeps.”

While the original version of the play is still available for staging, CSC didn’t hesitate to choose the more recent adaptation. “This new version is more honest and more direct with the audience,” said Jean Thompson, the company’s director of communications. She added that CSC’s Founder and Artistic Director Ian Gallanar chose the play for several reasons, among them being the theater’s mission to stage at least one classic work each season that is not just for adults. “A vital role of theater is to tell the stories that make a difference,” Thompson said. The play is “a modern classic,” according See ANNE FRANK, page 27

A Baltimore folk dance group is still in full swing after four decades; plus, singer Tori Amos returns to the Peabody Conservatory page 26

TECHNOLOGY 3 k Got an iPad? Take a brain snapshot FITNESS & HEALTH 6 k Do disinfectants make us sick? k Foods that burn more calories LAW & MONEY 17 k Live like British royalty – frugally k 529 plans aren’t just for kids ADVERTISER DIRECTORY

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Heads in a fog Is it me or are more people driving Surprisingly, I arrived at a time when around today with their heads in the there was an empty spot near the front of clouds than before? the store. In the car next to Drivers have always had disthat spot, a woman was roottractions, whether from kids ing around in her trunk, so I roughhousing in the back seat, drove into my spot slowly and cars rubbernecking at an accicarefully. dent, or the urgent need to Then, as if she hadn’t even change the radio station or CD. noticed me there, she proBut today, we have more ceeded to open the rear pasthings than ever clamoring for senger door of her car, pinour attention when we drive. ning me inside mine. Some of them are external When I saw that she had a and technological in nature, FROM THE child in a car seat, I thought I such as phone calls, texts and PUBLISHER would simply wait until she had GPS directions. By Stuart P. Rosenthal gotten him out so they could go Other sources may be ininto the store. But after sitting ternally generated. We’re so bombarded quietly for a minute, I discovered she was still with messages all day, some of us may standing there, now feeding the child his have adopted a general air of inattention lunch. just to block out the noise. I started my car again to open my window On a quick outing the other day, I had and politely asked if she could let me exit three experiences in the same parking lot, my car. She did, and I went into the store. one after the other, that led me to write I probably wouldn’t even recall that situthis column. ation now were it not for my experience I had gone to a small strip mall with a only a few minutes later, as I tried to leave crowded parking lot to visit a popular store the same parking spot. where people are constantly streaming in When I returned to my car with shopping and out, so I expected to have some close bags, I saw a car idling right behind me, the encounters. driver apparently waiting for a spot like

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The Beacon is a monthly newspaper dedicated to inform, serve, and entertain the citizens of the Greater Baltimore area, and is privately owned. Other editions serve Howard County, Md., Greater Washington, DC and Richmond, Va. (Fifty Plus). Subscriptions are available via third-class mail ($12), prepaid with order. Maryland residents add 6 percent for sales tax. Send subscription order to the office listed below. Publication of advertising contained herein does not necessarily constitute endorsement. Signed columns represent the opinions of the writers, and not necessarily the opinion of the publisher. Publisher/Editor – Stuart P. Rosenthal President/Associate Publisher – Judith K. Rosenthal Vice President of Operations – Gordon Hasenei Vice President, Sales & Marketing – Alan Spiegel Managing Editor – Margaret Foster Art Director – Kyle Gregory Director of Operations – Roger King Advertising Representative – Steve Levin Editorial Assistant – PJ Feinstein

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mine to open up for him. So I put my bags in the backseat, got into the front seat and started the engine — only to discover the driver had not budged. I was trapped again. I waited a few moments, but when he continued not to move, I killed the ignition, opened my door and walked around to the driver’s side of his car to point out that I was trying to vacate a parking spot for him if he would allow me to leave. He then backed up just enough for me to get out and pulled into my spot. Next, I proceeded to the exit, which is also frequently crowded. There’s a very busy six-lane road outside the strip mall and a clearly marked two-lane driveway to allow entrance and egress for shoppers. As I neared the exit, the car just in front of me, also leaving the shopping center, inexplicably drove into the lane intended for those entering the center (rather than the exit lane) and proceeded to wait there for the light to change. I hesitantly started to pull into the (correct) exit lane but quickly realized that probably wasn’t a good idea under the circumstances, as the two of us would then be blocking all entrance to the center. Sure enough, a few seconds later, a car coming up the main road attempted to enter the shopping center, only to find the entrance lane blocked by the out-bound car. So, I pulled back completely from the exit lane, allowing the driver to maneuver around the stopped car and enter the shopping center that way. It seemed like an eternity before the traffic light changed and both the distracted car and I could leave the center. Having these three experiences in a row got me thinking. Have many of us become so accustomed to focusing only on ourselves (or our ubiquitous technology) that

we have stopped being aware of what’s happening around us? While I don’t know if technology actually had anything to do with these particular examples of distractedness, I wonder if our tech-obsessed modern way of life has accustomed us to walking (or driving) around in our own little worlds. With hearing blocked by ear pods or Bluetooth devices, eyes only for our smartphones and GPS, have we walled ourselves off to the sights and sounds of our surroundings and fellow human beings? As for those of us who find such behavior obnoxious, what lesson do we take away from these encounters? Do we walk around with chips on our shoulders, looking for reasons to get angry? Do we decide that, since so many others seem to be oblivious and get away with it, we should become more self-centered and insular ourselves? Or do we aim to make a point to acknowledge the presence of others while respecting their personal space, in hopes that we might break through the barriers between us and help reestablish norms of human interaction? I hope the folks with whom I interacted that day gained a little more self-awareness after our encounter. But even if not, I certainly have been doing a lot of thinking myself since then, and I hope I have come away a little more aware of how my own behavior (especially behind the wheel of a car) might affect others. And I hope those reading about this experience may do the same.

Letters to the editor Readers are encouraged to share their opinion on any matter addressed in the Beacon as well as on political and social issues of the day. Mail your Letter to the Editor to The Beacon, P.O. Box 2227, Silver Spring, MD 20915, or email info@thebeaconnewspapers.com. Please include your name, address and telephone number for verification. Dear Editor: What happened to the Scrabble Grams in the Beacon? That was the reason I started my subscription and having the paper mailed to my house. It had better just be a mistake that it’s missing in Vol.16, No.4. Looking for ward to seeing Scrabble Grams in your next issue. Sandy Jones Baltimore Dear Editor: My husband and I received our letter from the MVA that it was time to renew our Maryland driver’s license. I was told that you could choose to renew your license for five years. I also checked the MVA website and saw that the renewal fees listed $30 for five years. However, when I called to make an appointment, I was told that was not an

option anymore; I was told that you had to renew for six or seven years, or $42-$48. I am 82 and my husband is 79. At this point in our lives, we have no idea how many more years we will have the ability to drive. We also live on a fixed income. At our income and age, paying the increased cost to renew for more than five years will take away what little money we survive on. Why do they torment seniors? Not all of us have a savings account. We live month to month. Marilyn Chaney Sparrows Point, MD Editor responds: We contacted the MVA, too, and were told that no discounts are available for seniors. We asked them to consider a discount and to update their website.


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Technology &

Innovations Two startups want to check your memory The beauty of the tool, she said, is that it’s accessible to anyone (with access to an iPad, that is). “Most people only test healthy subjects who can come into the doctor’s office. We can test people everywhere,” Glenn said. Why should people sign up for the study? Because it can provide detailed information about your current mental status. For instance, if you are intending to eat more leafy greens, take a fish-oil supplement, or exercise more in the hopes of improving your memory, you can take a snapshot of your current status now and then again next year, to see if those efforts are paying off. “Everyone really should start doing a yearly mental physical so they can compare results,” Glenn said. Miro Health is currently enrolling older adults age 64 to 85, as well as younger adults ages 18 to 25. The startup expects to have results in two to three months. A small stipend may be available. Sign up at mirohealth.com/community.

No iPad? Try this test

MindCrowd, needs one million people to help test their tool. MindCrowd, formed in 2013, hopes to determine the risk factors for Alzheimer’s disease.

The company wants adults of any age to take their free online word pair test, which See iPAD STUDY, page 5

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By Margaret Foster Have access to an iPad or the web? Take a brain “selfie.” This spring a San Francisco startup is looking for about 900 people to take an online test that will provide a snapshot of their current cognitive status. The one-hour game, taken via iPad, isn’t exactly a test, said study director Shenly Glenn, CEO of Miro Health. “It’s more of a series of interactive movies.” With this iPad-based test, Miro Health hopes to determine the reliability of its neurocognitive assessment tool, the Mobile Assessment of Neurological Function. Miro Health is conducting the study to ensure that the snapshots it takes are reliable — and also to apply for FDA approval to market its tool to doctors, researchers and consumers, Glenn said. The tool is currently used by researchers at Johns Hopkins, the University of California at San Francisco and the University of Pittsburgh. Although neurologists already have assessment tools, the “tests are very blunt,” Glenn said. “They really only confirm severe impairment.” If they detect a problem, it’s often too late to help.

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Learning to cope with low vision together By L. Joan Allen After Baltimore resident Ruth Hoffman was diagnosed with macular degeneration, she heard from a friend about a free low-vision support group that meets twice a month at the Edward A. Myerberg Senior Center. “I found out the program was sponsored by Jewish Community Services (JCS), a good organization, and I decided to attend,” said Hoffman. “It’s a very informal group, mostly seniors, and everyone speaks frankly about their disability,” she added. “Sometimes we go around the table and share helpful tips with each other.” The group facilitator, JCS Elder Care Specialist Rachel Brodsky, explained that the group has about 15 regulars, mostly women, with quite a few in their 90s.

“Our goal is to make life as easy as possible for the blind and to meet them where they are in their condition,” said Brodsky. “It’s a free group that offers support and the latest information on medical and technological advances and treatments.” Support for the program is provided by the Sylvan and Isabelle Ribakow Low Vision Support Group Endowment Fund of JCS. Brodsky said there are different reasons group members have lost their vision, and they function at many different levels [of sight]. “The thing they share in common is they all benefit from the camaraderie and enjoy coming, and they benefit from hearing from others who are going through the same things. It’s their group; they have really taken ownership.”

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Life-changing technology According to Brodsky, the main focus of the group is technology, with an emphasis on smart devices such as Google Home, Alexa, iPhones and advanced magnifying devices. Occasionally the group hosts speakers from nonprofit organizations like the Maryland Technology Assistance Program (MDTAP), Blind Industries and Services of Maryland and others. In fact, Hoffman said, one speaker from the Maryland Library for the Blind and Physically Handicapped changed her life. “The speaker showed us how to use one piece of equipment that I found invaluable. Through this organization I received a tape recorder free of charge and a catalog of their books on tape. “The CDs come through the U.S. Post Office and arrive at my door,” Hoffman continued. “They ship them for free, and I send them back for free.” The speaker from the Maryland Technology Assistance Program (MDTAP) also impressed Hoffman. “She maintains a library near Morgan University. They have all kinds of equipment for people with vision and hearing loss. They brought equipment to our support group, and then invited us to come for a demonstration.”

Several members of the group drove to the university together. “It was well worth the trip,” Hoffman said. “They will lend you equipment for four weeks to see if you want to buy it, and they provide information on where you can buy it.” Although Hoffman’s macular degeneration is not improving, she stays positive. “It’s been a challenge coping with this change,” she said. “I deal with it on a day-to-day basis.” In spite of her disability, Hoffman feels gratitude for what she can still do. “So far, I’m living independently and I’m grateful for that. You see people who are in much worse condition than you are. When you’re up in years, you have to expect these things. I’m grateful I’m here.” The group, which is open to the public, meets the second and fourth Thursday of each month (except in April and August), from 1:30 to 3 p.m., at the Edward A. Myerberg Center, 3101 Fallstaff Rd. Walk-ins are welcome, and there is no charge to participate. At the May 9 meeting, Dr. Janet Sunness, medical director of the Hoover Low Vision Clinic at GBMC, will discuss dry macular degeneration. For more information, contact Rachel Brodsky at (410) 843-7421 or email rbrodsky@jcsbaltimore.org.

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is based on a memory test first developed in 1894. The 10-minute test flashes pairs of words for a few minutes and then prompts people to fill in the missing word. So far only about 130,000 have taken the test. “What we’re trying to do here is to approach the study of Alzheimer’s from an entirely different angle,” said study leader Dr. Matt Huentelman, associate professor of neurogenomics at the Translational Genomics Research Institute. “We want to study people who have healthy brains, who don’t have Alzheimer’s disease, and then try to understand what might be associated with brain performance — demographics, genetics, lifestyle. Hopefully these fac-

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tors we identify could be used to avoid or delay Alzheimer’s.” Established by the institute, MindCrowd works with the University of Arizona and the Alzheimer’s Prevention Initiative. MindCrowd started from a donation from a family foundation, and is funded by private individuals and foundations. You can remain anonymous when you take the test and still help out. If you choose, you can do a DNA test in a phase II version of the study. “It’s fun and it’s a short bit of time; however, it’s an extremely valuable piece of information for science,” Huentelman said. So far, he said his research has shown that men’s reaction time in this test is faster than women’s, but that women have more accurate answers than men.

There are a few potential hiccups when

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bringing your virtual numbers into the real world. For example, you’ll need to keep track of virtual card numbers linked to recurring purchases to prevent missed payments. And card issuers say returning items purchased with a temporary number online to a physical store shouldn’t be a problem, but you should bring a copy of your

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bers are saved in a control panel, so you can lock or delete individual numbers without affecting the rest of your spending. Two issuers in addition to Capital One currently offer virtual card numbers on most of their credit cards: Bank of America, through its ShopSafe service, and Citi, through its Virtual Account Numbers benefit. You can create a temporary set of digits for one-time use or for multiple purchases with the same merchant, as well as for recurring purchases, such as Netflix subscriptions. Bank of America and Citi allow you to set expiration dates of up to 12 months in the future. Capital One numbers will expire in five years. Bank of America and Capital One say you will continue to earn rewards when using their virtual card numbers.

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By Miriam Cross Worried about your credit card number falling prey to online breaches or fraud? “EMV chips gave us protection against the cloning of credit cards, but a lot of credit card fraud has moved online,” said Beverly Harzog, credit card expert and author of The Debt Escape Plan. A few card issuers have a solution: virtual credit card numbers. These randomly generated numbers are linked to your credit card, and you can use them instead of your actual card number for online shopping. That means your real number remains hidden from a merchant’s website. If you create different numbers for different online merchants, the fallout in the event of a breach is limited.


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Health Fitness &

POT FOR PAIN? Older adults are seeking marijuana for aches, but can it replace opiods? BETTER CHECKUPS Some doctors may forget critical memory checks; be sure yours doesn’t PROTEIN PUNCH Yogurts today, from Greek to coconut milk, have something for everyone SHADE IN THE CITY To improve the quality of urban life, volunteers of all ages are planting trees

Not all calories affect us the same way By Matthew Kadey A long-held belief is that calories are calories no matter if they hail from bacon or broccoli. Take in fewer calories than

you burn; that’s your ticket to winning the battle of the bulge. It’s true that any calorie from a food supplies a set amount of energy. But once

eaten, things become more complicated. A newer era of research is making it clear that perhaps not all calories are created equal.

Boost your (calorie) burn Make the calories you eat work harder for you. Protein burn: Take advantage of the extra calorie cost associated with digesting protein by including this macronutrient at meals and snacks. Fiber up: It takes more effort to breakdown fiber-rich foods, which means a greater calorie burn during digestion. So get chummy with high-fiber items like legumes and vegetables. Go nuts: Snack on whole nuts for a bounty of must-have nutrients. Be label savvy: Look beyond the calorie count and pay attention to the form of their ingredients. Whole blueberries are good, blueberry muffin mix not so much.

Avoid the sweet stuff: Calorie for calorie, added sugars seem to be particularly efficient contributors to weight gain. Natural selection: Focus on eating more single ingredient foods like fish, whole seeds and kale, which require your body to work harder to handle them, and in turn burn more calories. Solid state: Consume more of your daily calories from solid foods and less from liquids. Raw power: Include more high-burning raw foods (like raw sunflower seeds and veggies) into your menu. Larger quantities of raw food require more laborious chewing which expends additional energy and also encourages satiety.

Eat bugs: The bacteria in your gut may play a part in how you digest food and how many calories you derive from it. Keep your microbiome in calorieburning shape by including a daily supply of fermented foods like yogurt and sauerkraut. Start early: Consider making your morning meal more substantial and then tapering down calorie intake as the day progresses. Reprinted with permission from Environmental Nutrition, a monthly publication of Belvoir Media Group, LLC. EnvironmentalNutrition.com. © 2019 Belvoir Media Group. Distributed by Tribune Content Agency, LLC.

The thermic effect The true calorie count of a food may very well be different than what’s labeled due to its “thermic effect” (i.e., the energy required to digest and process it). The best example is protein, which has a higher thermic effect than carbs or fat, so a lower percentage of its calories (4 calories per gram) will be available for storage in the body. In a study in the Journal of the American Medical Association, people who got 25 percent of their calories from protein burned 227 more calories a day than those who only ate 5 percent of their calories from protein. So even though 3 ounces of chicken breast may have 92 calories on paper, up to 35 percent fewer of those calories will actually be absorbed by the body. Furthermore, “calories from protein have also been shown to have a greater impact on satiety, and hunger is the enemy of weight loss,” said New York weight loss expert Samantha Cassetty, M.S., R.D.

See CALORIES, page 7


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Calories From page 6

The carb math A study in the American Journal of Clinical Nutrition showed that when people ate the same diet except for whole grains versus refined grains, those consuming items like brown rice and whole wheat bread burned almost 100 more calories per day than those who ate the refined versions. This was likely due to both a metabolic boost as well as extra calorie excretion. “Your body has to work harder to digest a meal containing less-processed carbs, so will burn off more calories to do so,” noted Cassetty. In other words, 100 calories from quinoa are not the same as 100 sugary calories from soda in the weight loss equation. A report in Obesity Reviews noted that calories from sugary drinks play a unique role in health problems, and that disease risk increases even when the beverages are consumed within calorie-controlled diets that do not result in weight gain.

Processing matters Any degree of external processing — including cooking, grinding and juicing — ruptures cell walls in a food, thereby lessening the energy needed for our bodies to digest it. As a result, we end up with more of its calories.

Raw or lightly cooked meat (e.g., sushi and rare steak) require extra internal processing to deal with more tightly wound muscle fibers. Therefore, they supply fewer usable calories than well-done meat. A study in the journal Obesity fed people the same number of calories as either a liquid or solid, and noted that post-meal hunger was greater after liquid calories. Overall, a solid meal leads to a greater drop in levels of the hunger-inducing hormone ghrelin, which could help trim overall calorie consumption.

Watch the clock Eating calories at certain times of day may also make them less caloric. Data shows that consuming calories earlier in the day can lead to better weight management. “Our biological clocks impact how our

bodies handle the calories it receives, and it seems we are primed to deal with the biggest meal of the day in the morning,” Cassetty said. So consider eating breakfast like a king and dinner like a pauper for a bigger calorie burn.

That’s nuts Fascinating research shows that the amount of energy (calories) derived from nuts — such as almonds, walnuts and pistachios — after we eat them is up to 30 percent less than previously thought. Some of the calories in nuts are found within hard-to-digest cell walls, and microbes in your gut get access to a handful of the nut calories as well, so in the end we don’t absorb all their upfront calories. This is likely one reason why studies have failed to show that eating calorie-dense nuts leads to weight gain. “Some calories just work a lot harder for us than others, so if we’re focusing solely on calories alone we’re missing the big picture,” Cassetty said. In other words, calories from candy are not the same as calories from cauliflower.

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M AY 2 0 1 9 — B A L T I M O R E B E A C O N

More seniors seek pot for age-related aches By John Rogers The group arrives right on time at the gates of Laguna Woods Village, an upscale retirement community in the picturesque hills that frame this Southern California suburb a few miles from Disneyland. There they board a bus for a quick trip to a building that, save for the green Red Cross-style sign in the window, resembles a trendy coffee bar. The people, mostly in their 70s and 80s, pass the next several hours enjoying a light lunch, playing a few games of bingo and selecting their next month’s supply of cannabis-infused products. “It’s like the ultimate senior experience,” laughs 76-year-old Ron Atkin, a retired beauty products distributor, as he sits down to watch the bingo at the back of the Bud and Bloom marijuana dispensary in Santa Ana. More than 30 states now have legal medical marijuana, and 10 of them, including California, allow anyone 21 or older to use pot recreationally. The federal government still outlaws the drug even as acceptance increases. The 2018 General Social Survey, an annual sampling of Americans’ views, found a record 61 percent back legalization, and those 65 and older are increasingly supportive.

Indeed, many industry officials say the fastest-growing segment of their customer base is people like Atkin — older adults who are seeking to treat the aches, sleeplessness and other maladies of age with the same herb that many of them once passed around at parties. “I would say the average age of our customers is around 60, maybe even a little older,” said Kelty Richardson, a registered nurse with the Halos Health clinic in Boulder, Colo., which provides medical examinations and sells physician-recommended cannabis through its online store. Its medical director, Dr. Joseph Cohen, conducts “Cannabis 101” seminars at the nearby Balfour Senior Living community for residents who want to know which strains are best for easing arthritic pain or improving sleep.

Can it replace opioids? There’s evidence pot can relieve chronic pain in adults, according to a 2017 report from the National Academies of Sciences, Engineering and Medicine. But the study also concluded that the lack of scientific information about benefits for specific conditions poses a risk to public health. At Bud and Bloom, winners of the bingo games take home new vape pens, but Atkin isn’t really there for that. He’s been

coming regularly for two years to buy cannabis-infused chocolate bars and sublingual drops to treat his painful spinal stenosis since the prescription opiates he had been taking quit working. It was “desperation” that brought him here, he said, adding that his doctors didn’t suggest he try medical marijuana. But they didn’t discourage him, either. Adele Frascella, 70, purchases a package of gummy candies she says helps keep her arthritic pain at bay. “I don’t like to take an opioid,” she said. Fashionably dressed with sparkling silver earrings, Frascella confirms with a smile that she was a pot smoker in her younger days. “I used to do it when I was like 18, 19, 20,” she said. “And then I had a baby, got married and stopped.” She took it up again a few years ago, even investing in a “volcano” — a pricey, high-tech version of the old-fashioned bong that the website Gizmodo calls “the ultimate stoner gadget.” But these days, like many other seniors, she prefers edibles to smoking. [The Maryland legislature just passed legislation legalizing edibles for those eligible for medical cannabis. The bill had not been signed by the Governor as of press time.] Renee Lee, another baby boomer who smoked as a youth, got back into it more than a dozen years ago after the clinical psychologist underwent brain surgery and other medical procedures that she said had her taking “10 meds a day, four times a day.” “And I wasn’t getting any better,” she said, adding that she asked her doctors if she might try medical marijuana as a last resort. They said go ahead, and she found it ended her pain. In 2012, she founded the Rossmoor

Medical Marijuana Club in her upscale San Francisco Bay Area retirement community. “We started with 20 people, and we kept it really quiet for about a year and a half,” she said, noting that although California legalized medical cannabis in 1996, it was still seen in some quarters as an outlaw drug. Her group has since grown to more than 1,000 members and puts on regular events, including lectures by pro-cannabis doctors and nurses.

Some cautions Dr. Gary Small, professor of psychiatry and aging at the University of California, Los Angeles, believes more studies on the drug’s effects on older people are needed. While it may improve quality of life by relieving pain, anxiety and other problems, he said, careless, unsupervised use can cause trouble. “We know that cannabis can cause side effects, particularly in older people,” he said. “They can get dizzy. It can even impair memory if the dose is too high or new ingredients are wrong. And dizziness can lead to falls, which can be quite serious.” Richardson said Colorado saw an uptick in hospital visits by older users soon after the state legalized cannabis in 2012. The problem, he said, was often caused by novices downing too many edibles. That’s a lesson Dick Watts, 75, learned the hard way. The retired New Jersey roofing contractor who keeps a winter home at Laguna Woods Village began having trouble sleeping through the night as he got into his 70s. He attended a seniors’ seminar where See MARIJUANA, page 9

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Gluten and lactose used in many pills By Lauran Neergaard A man with celiac disease felt sicker after starting a new drug, but it wasn’t a typical side effect. It turns out the pills were mixed with gluten the patient knew to avoid in food — but was surprised to find hiding in medicine. A new report says pills often contain socalled “inactive” ingredients capable of causing allergic or gastrointestinal reactions in small numbers of people sensitive to specific compounds. And it’s hard for those patients, or even their doctors, to tell if a pill contains an extra ingredient they should avoid, according to researchers from the Massachusetts Institute of Technology and Boston’s Brigham and Women’s Hospital.

Marijuana From page 8 he learned marijuana might help, so he got a cannabis-infused candy bar. He immediately ate the whole thing. “Man, that was nearly lethal,” recalled Watts, laughing.

When the doctor writes a prescription, the pharmacist issues whatever the person’s insurance covers — without discussion of inactive ingredients that are buried in the drug’s labeling. “There’s a tremendous underappreciation of the potential impact that inactive ingredients may have,” said Dr. Giovanni Traverso, a Brigham gastroenterologist who spurred the research after his celiac patient’s trouble.

Most people don’t need to worry about inactive ingredients, but the Boston researchers pointed to rare published reports of reactions in patients with allergies or intolerances to certain compounds — and called for more information about who might be at risk. The study analyzed data on inactive ingredients from a database of more than 42,000 prescription and over-the-counter medicines. An average pill contains eight inactive ingredients, but some contain 20 or more.

Consider that 39 percent of older adults take at least five prescription medicines daily, and even a small amount can add up, the researchers reported in the journal Science Translational Medicine. The report found: About 45 percent of the analyzed medications contained lactose. The amounts may be too small for some lactose-intolerant people to notice, but someone taking common See GLUTEN, page 10

Inactives affect some Drugs contain an “active ingredient” — what you hope will help your health. Inactive ingredients, which make up the rest of the pill, can make it easier to absorb the drug, improve its taste or extend the shelf life.

Now when he has trouble sleeping, he takes just a small sliver of candy before bed. He said he wakes up clear-headed and refreshed. “And I have it up on a shelf so my grandkids can’t get to it,” Watts said. —AP Associated Press Writer Krysta Fauria contributed to this story.

BEACON BITS

May 12

BAROQUE CONCERT Arcangelo, the Grammy-winning period instrument ensemble, will

make its Baltimore debut at Shriver Hall on Sunday, May 12, at 5:30 p.m. The Baroque ensemble will perform instrumental works by Bach and Buxtehude, joined by soprano Joélle Harvey, for Handel’s Nine German Arias. Single tickets are $42; student tickets are $10. Shriver Hall is located at 3400 N. Charles St. For more information, call (410) 516-7164 or go to shriverconcerts.org.

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M AY 2 0 1 9 — B A L T I M O R E B E A C O N

Killing germs can make us less healthy By Claire McCarthy Household disinfectants seem like such a good idea, especially when you have children. After all, children make messes, and killing germs helps keep children healthy, right? Not always, it turns out. Sometimes germs actually keep us healthy and keep us at a healthy weight. More and more, we are learning that not all bacteria are bad. In fact, the bacteria that live naturally in and on our bodies, especially in our digestive tracts, are crucial for health. When we mess with those bacteria, it in-

creases the risk of many problems — including cardiovascular disease, diabetes, rheumatoid arthritis, inflammatory bowel disease, cancer and even obesity.

Children especially affected Researchers from Canada used data from the Canadian Healthy Infant Longitudinal Development (CHILD) study to see if there was a connection between the use of household disinfectants by mothers and the weight of their children. They found that indeed, when mothers used household disinfectants (most commonly multi-surface cleaners, hand soap

Gluten

list it only as innocuous “starch.”

From page 9

Check refills, formulations

drugs for high blood pressure and cholesterol could get about a gram a day. A third of medications contained a food dye associated with allergic reactions. More than half contained at least one type of sugar that people with irritable bowel syndrome are supposed to avoid. In a recent survey, 18 percent of manufacturers said their medications contain gluten, which can cause severe reactions if patients with celiac disease consume as little as 1.5 milligrams a day. But labels may

That’s what happened when a patient of Traverso’s experienced worsening celiac symptoms after using a common stomach acid-blocking drug, omeprazole. Traverso had to call the manufacturer to learn that particular formulation contained starch made from wheat. Because refills can bring a different company’s formulation, patients should check the label each time, he added. Patients shouldn’t be alarmed, cautioned one allergy expert not involved with

and spray air fresheners), their children were more likely to be overweight or obese at age three. By looking at stool samples from the children when they were infants, they found that this increased risk seemed to be related to a change in the bacteria in the digestive tract. The children whose mothers used disinfectants had less of the bacteria needed for good health. When families use disinfectants, there are fewer bacteria in the house, obviously. Since children spend most of their life indoors, this means that those in “disinfected” homes are exposed to fewer bacteria,

and have less of a chance to grow the bacteria that should ideally be living throughout the digestive tract, from mouth to rectum. Interestingly, a study of the bacteria in the mouths of two-year-olds showed that certain mixes of bacteria types increase the risk of rapid weight gain. It’s not just household disinfectants that affect the bacteria in our bodies. Antibiotics and antacids can too, as well as our diet and lifestyle. Obviously, it’s not just bacteria that af-

the report. “It is certainly true that there are reports of allergic reactions to residual food proteins in medications,” said Dr. Roxanne Oriel of the Mount Sinai Jaffe Food Allergy Institute in New York. But, “these types of allergic reactions are quite rare.” Often the amount is too low to trigger a reaction, plus substances like soybean oil are refined to remove the allergy-causing protein before they’re used in medicines, she added. Still, manufacturers of drugs made with refined peanut oil, such as some versions of the hormone progesterone, often put an

allergy warning on the label. The issue is getting some attention. A pending Food and Drug Administration proposal recommends adding gluten information to drug labels. And the standard-setting U.S. Pharmacopeia has a panel studying how electronic health records could help doctors and pharmacists better identify patients who need to avoid a certain ingredient. “It can be frustrating for patients” to find the information, said Gerald McEvoy of the American Society of Health-System Pharmacists, a member of that panel. —AP

See DISINFECTANTS, page 11


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Annual memory checks often forgotten By Lauran Neergaard Few older people get their thinking and memory abilities regularly tested during check-ups, according to a new report from the Alzheimer’s Association. Medicare pays for an annual “wellness visit” that is supposed to include what’s called a cognitive assessment — a brief check for some early warning signs of dementia, so people who need a more thorough exam can get one. But doctors aren’t required to conduct a specific test, and there’s little data on how often they perform these cognitive snapshots. About half of older adults say they’ve ever discussed thinking or memory with a healthcare provider, and less than a third say they’ve ever been assessed for possible cognitive problems, according to a recently released Alzheimer’s Association survey.

Disinfectants From page 10 fect weight gain. Interestingly, in the Canadian study, children of mothers who used eco-friendly cleaning products were less likely to be overweight at three — but this lower risk did not appear to be related to the bacteria in their stool. Instead, the researchers said, it was more likely related to the fact that the mothers in the study who used eco-friendly cleaning products were more likely to breastfeed and to have more education, and less likely to be overweight themselves. Breastfeeding, maternal education and maternal weight are factors that are known to affect the weight of children.

What to do about it Given what we know about the many

Even fewer, 16 percent, said they get regular cognitive assessments — a stark contrast to the blood pressure and cholesterol checks that just about everyone gets routinely. Just 1 in 3 knew cognition is supposed to be part of the annual wellness visit. Even though many older adults say they’ve noticed changes in their mental abilities, “the majority of the time seniors are waiting for the physician to bring it up,” said Alzheimer’s Association chief program officer Joanne Pike.

Early detection can help About 50 million people worldwide have dementia, and Alzheimer’s is the most common type, affecting 5.8 million people in the U.S. The disease takes root in the brain decades before symptoms appear. There is no cure, and today’s treatments only ease

problems that can occur when we get too aggressive about killing bacteria, it’s not a bad idea to rethink our cleaning products. Here are some ideas: Avoid anything that says “antibacterial” on the label. Look for natural cleaning products. Not only are they less likely to kill healthy bacteria, they have fewer dangerous chemicals. Wash your hands — and your children’s hands — with plain soap and water. Consider making your own cleaning products with things like vinegar, baking soda, lemon juice and soap. There are lots of websites with recipes for inexpensive, effective, safe and bacteria-sparing cleaning products. © Harvard College President and Fellows of Harvard College. All rights reserved. Distributed by Tribune Content Agency, LLC.

symptoms. They don’t prevent the disease from gradually worsening. Some slowing of memory is a normal part of aging, like temporarily misplacing your keys. But more significant declines in memory, thinking skills or behavior can require medical care. It might be due to something treatable like sleep apnea, depression or a side effect of medication. But even if someone is developing dementia, knowing early allows people time to plan for their future care — and to participate in research studies, Pike said. The doctor looks for any signs of impairment as the check-up gets under way, asks the patient directly about any changes over

time, and asks any family members who came along for the visit if they have concerns. Then the doctor sometimes, not always, administers a test, such as asking the patient to remember a short list of words. Some written tests excel at spotting subtle problems, but they’re too simplistic to rule out trouble. Nor does a poor score mean there’s a problem, just that more testing is required.

Why aren’t more tested? Medical guidelines don’t say everyone needs a formal assessment with those memory quizzes, cautioned Dr. Sumi SexSee MEMORY CHECKS, page 13

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Health Studies Page

M AY 2 0 1 9 — B A L T I M O R E B E A C O N

THE PLACE TO LOOK FOR INFORMATION ON AREA CLINICAL TRIALS

Study seeks the right balance for patients By Margaret Foster Falls are the most common danger for older adults. One in four people over age 65 falls each year, according to the U.S. Centers for Disease Control and Prevention. Some will be treated for their injuries, but some — 27,000 per year — will die. Can certain exercises prevent falls for

older adults with metabolic syndrome? A study by the University of Maryland School of Medicine and the U.S. Department of Veterans Affairs hopes to find out. Based in downtown Baltimore, the 12 to 24-week study, titled “Metabolic Syndrome and Fall Risk,” is funded by a grant from the National Institutes of Health. To qualify, you

must be between the ages of 50 and 70 and have evidence of metabolic syndrome — a cluster of symptoms including high blood sugar, high blood pressure, high cholesterol and neuropathy, or nerve pain.

What the study entails The initial screening session, which could take six to eight hours, includes a glucose intolerance test, blood work and a targeted neurological exam to test for neuropathy. It will also include a short balance test administered by a trained exercise physiologist. Once selected, the 55 study participants will be randomly divided into two groups. The discussion group will meet weekly for a health-related talk about fall risks. The exercise group will attend a weekly exercise class and will be asked to do specific exercises at home three times a week. The study will focus on the “Four Square Step Test,” a measure of dynamic standing balance with a fun twist. “A participant steps over four canes that are laid on the ground at 90-degree angles to each other. The participants stand in one of the squares formed by the canes and they are

instructed to step as quickly as possible into each square in a specified sequence,” according to the study parameters. “It’s a little bit like square dancing,” said Neda Ilieva, clinical research coordinator for the neuromuscular division of the University of Maryland Medical Center, which is conducting the study. “The primary aim is to figure out if this exercise program, compared to the standard care group, is effective at reducing the fall risk as measured by the Four Square Step Test,” she said. As for the exercises, they’re not terribly strenuous, Ilieva said. “I work with everyone one-on-one so we escalate the intensity each week and make sure the patient is being challenged.” Patients who are in the discussion group are welcome to join the exercise group after their participation ends, she said. Participants will be reimbursed for parking fees and will be compensated $25 for each of their three or four major visits to the university. To learn more and to see if you qualify, contact Ilieva at inmed@som.umaryland.edu or call (410) 328-6583.


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B A L T I M O R E B E A C O N — M AY 2 0 1 9

Memory checks From page 11 ton of Georgetown University’s School of Medicine and editor of the journal American Family Physician, who wasn’t involved with the survey. In fact, you might be getting assessed and not realize it, she said. Maybe a conversation with the doctor shows that you’re pretty active and doing well. Or maybe the doctor spots that you’re taking medications that can impede cognition — and changes your prescription,

waiting to see if that solves the problem. “We [doctors] are all attuned to memory issues,” said Sexton, who tends to screen frequently. But she wasn’t surprised at the report’s low screening numbers, because a discussion about cognitive impairment takes time in an already crammed check-up. And it’s hard for patients to bring up, said Jim Gulley, 69, who was diagnosed with early-stage Alzheimer’s in 2015. He marked “memory issues” on a check-up questionnaire but then crossed it out — only to have his longtime doctor insist on a discussion. “I was definitely afraid,” said Gulley, of

BEACON BITS

May 16+

DIABETES SUPPORT GROUP

Anyone facing the challenges of managing diabetes is welcome to meet monthly to share and learn from each other’s successes and failures. Led by a team from both Sinai and Northwest Hospitals, the free meetings feature expert speakers on topics related to diabetes. The LifeBridge Health Diabetes Support Group will next meet on Thursday, May 16, from 6 to 7 p.m. at the Weinberg Park Heights JCC, 5700 Park Heights Ave. For more information, call Georgette Gaston at (410) 601-5639.

Penfield, N.Y. His father had had dementia, and he knew “the stigma is not dead.” But after Gulley told his church group about his diagnosis, he was inundated with

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help — and with others asking how to know if something’s wrong. He now counsels people to talk to their doctors early. —AP

BEACON BITS

May 9

FREE STROKE SCREENING

A painless ultrasound can detect both clogging of carotid arteries in the neck and abdominal aortic aneurysms. A combined screening is available for anyone 65 years and older with at least one of the following: high blood cholesterol, high blood pressure, tobacco use, or a personal or family history of stroke, aneurysm or heart disease. Screenings will take place at St. Joseph Hospital’s Pain/DDC Center on Thursday, May 9, from 4:30 to 7 p.m. The screening requires fasting for four hours beforehand. Appointment is required. Call (410) 337-1479 to register.


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M AY 2 0 1 9 — B A L T I M O R E B E A C O N

Choosing the yogurt that’s best for you By Harvard Health Letters There are so many kinds of yogurt in the dairy aisle these days, it can be tough to know which to choose. That’s a great problem to have. Many of the yogurts that have hit store shelves in the

past decade offer nutritional benefits including higher protein levels, more calcium and additional choices for people who want to enjoy the benefits of yogurt, but with less added sugar — or who want to find dairy alternatives that offer similar benefits.

BEACON BITS

Ongoing

CATS AND DOGS

Volunteer are needed at the Baltimore Humane Society’s animal shelter, spay-neuter center, Memorial Park and Wildlife Sanctuary. For information on making donations and/or volunteering, contact (410) 8338848 or visit bmorehumane.org.

Ongoing

However, it’s wise to know what you’re buying before facing that aisle, as many types of yogurt contain more sugar than you’d like to eat for breakfast or a quick snack. Here’s a guide to help you identify the main varieties, discover some popular options, and learn what to look for when shopping for the healthiest choice.

FARM VOLUNTEERS

Therapeutic Alternatives of Maryland (TALMAR) provides horticulture and agriculture programs designed to help individuals with emotional, mental, physical and developmental challenges. Volunteers interested in cutting flowers, growing vegetables, writing, light carpentry and administrative work are needed to help at their farm located at 1994 Cromwell Bridge Rd. in Parkville. For more information, visit talmar.org or call (410) 825-2020.

Try traditional yogurt The yogurt you grew up eating is unstrained (still contains whey), which means it’s thinner than Greek and Icelandic styles. Nutrition-wise, it has more calcium and natural milk sugar than other varieties.

Get more protein with Greek yogurt This thick, strained yogurt now makes up more than a third of all yogurt sales in the United States. Straining removes some lactose, calcium, milk sugars and minerals, but

results in a higher protein content. One cup of Greek yogurt can have up to 20 grams of protein; traditional yogurt has 11 to 13 grams.

For the most protein-rich choice, try Icelandic yogurt This is the thickest of all varieties: 1 cup of this strained yogurt is typically made with 4 cups of milk. Because of that, Icelandic yogurt often has the highest protein content. It also has the longest incubation process, so it’s the tartest of all varieties and has the lowest amount of milk sugar. If creamy is your thing, choose Australian yogurt. Creamy and unstrained, this yogurt is commonly made with whole milk, so it will be higher in fat than the traditional variety. Other than that, it has a similar nutritional profile.

Don’t do dairy? You have options

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MOST COMMUNITIE S ARE 62 AND B ET T ER

ANNE ARUNDEL COUNTY

BALTIMORE COUNTY (CONT.)

The Greens at Hammonds Lane: 410-636-1141 Park View at Furnace Branch: 410-761-4150 Park View at Severna Park: 410-544-3411

Park View at Randallstown: 410-655-5673 Park View at Rosedale: 410-866-1886 Park View at Taylor: 410-663-0363 Park View at Towson: 410-828-7185 Park View at Woodlawn: 410-281-1120

BALTIMORE CITY Ednor Apartments I: 410-243-0180 Ednor Apartments II: 410-243-4301 The Greens at Irvington Mews: 410-644-4487 Park Heights Place: 410-578-3445 Park View at Ashland Terrace: 410-276-6440 Park View at Coldspring: 410-542-4400

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BALTIMORE COUNTY Cove Point Apartments I: 410-288-2344 Cove Point Apartments II: 410-288-1660 Evergreen Senior Apartments: 410-780-4888 The Greens at English Consul: 410-789-3000 The Greens at Liberty Road: 410-655-1100 The Greens at Logan Field: 410-288-2000 The Greens at Rolling Road: 410-744-9988 Park View at Catonsville: 410-719-9464 Park View at Dundalk: 410-288-5483 Park View at Fullerton: 410-663-0665 Park View at Miramar Landing: 410-391-8375

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Call the community nearest you to inquire about eligibility requirements and to arrange a personal tour. www.rhomecommunities.com MOST COMMUNITIES ARE PET-FRIENDLY

Yogurt can be made from nondairy milks, such as coconut, soy and almond. For the same health benefits as regular yogurt, look for calcium on the Nutrition Facts label. A serving should provide at least 15 percent of your daily calcium dose. And also make sure the yogurt has been cultured: You should see probiotics listed on the label. When choosing, check for these three things: Probiotics: Look for the Live & Active Cultures seal on the label of dairy and nondairy yogurts. It means that your choice contains the highest amount of probiotics. No seal? L. bulgaricus and S. thermophilus should be listed as ingredients. Sugars: Plain yogurt with 9 grams or less of natural sugar per serving is the healthiest choice. For flavored yogurts, opt for ones with less than 15 grams of sugar. Anything higher than 17 grams has the same sugar content as two fun-size Snickers bars! Fat: Full-fat yogurts can be a creamier, healthy choice; just figure their higher saturated fat and calories into your overall daily saturated fat intake, which should be less than 7 percent of your total daily calories. © 2019 Meredith Corporation, Harvard Health Letters. Distributed by Tribune Content Agency, LLC.

BEACON BITS

May 14

UNDERSTANDING ALZHEIMER’S

The Cockeysville Library will host a workshop presented by the Alzheimer’s Association on Tuesday, May 14, beginning at 7 p.m. Learn about the impact of Alzheimer’s, the difference between Alzheimer’s and dementia, as well as symptoms, stages and risk factors. The library is located at 9833 Greenside Dr. For more information, call (410) 887-7750 or visit bcpl.org.


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Volunteers have it made in the shade enlist older adults to attend the planting events or choose planting sites, according to the trust’s program director, Sheila McMenamin. “Trees for Public Health is an age-inclusive program that engages entire neighborhoods,” she said.

Involving youth Fort Worthington Elementary and Middle School was one of the locations in Baltimore City that received trees last year. Shortly after the new school building opened, Lexi Wung, English teacher and sustainability coordinator, urged the school to adopt a plot of land to set up a community garden where trees could be planted. Wung and the Green Team researched and identified a nearby parcel that would be a perfect project for students, and many others in the school got involved. Students submitted proposals; science and math teachers were on board to design lesson plans; the group decided on what to plant; and some students even created logos for the new community garden. The community garden aims to create a healthy living area for the neighborhood and also offers a tangible way to educate students and residents on the importance of healthy lifestyles. Wung recalled a Baltimore Sun article that claimed Baltimore City has one of the lowest life expectancies in the region. “The emphasis on living healthy in general has the largest impact on students’ day-to-day life — what you’re eating and what you’re putting into the community. They’re excit-

PHOTO BY BALTIMORE TREE TRUST

By Alexis Janney This spring, “cool Baltimore neighborhoods” takes on a new meaning. In early April, volunteers of all ages joined the Baltimore Tree Trust to plant trees in selected areas of Baltimore City. Several more planting events are scheduled for May. The 20 neighborhoods in East Baltimore that make up the Harris Creek Watershed contain a number of the city’s “urban heat islands.” These are areas where roughly 90 percent of the land is covered by impervious surfaces, such as asphalt and concrete. As a result, the air there often reaches temperatures up to 16 degrees hotter than leafier neighborhoods on a given summer day. Thanks to a $200,000 grant from the National Fish and Wildlife Foundation’s Chesapeake Bay Stewardship Fund, the Baltimore Tree Trust will be planting more than 700 trees to mitigate the effects of summertime heat in these neighborhoods. Called “Trees for Public Health: Harris Creek Watershed,” the program is a multiphase effort to expand the urban tree canopy and remove impervious surfaces in Baltimore. The work will focus on the continued installation of trees along streets in neighborhoods identified as concrete-laden, with critically low tree coverage. The Baltimore Tree Trust identifies critical areas by mapping the tree canopy and also going door-to-door to talk to community members about their neighborhoods. By knocking on doors, trust staff can

Urban “heat islands” are getting some shade this spring. With the help of a National Fish and Wildlife Foundation grant, volunteers for the Baltimore Tree Trust are planting 700 trees in city neighborhoods with critically low tree canopies. Older volunteers are welcome to participate in four more planting events in April and May.

ed to eat healthy and positively impact life expectancy,” Wung said. “I’m always trying to connect them to their community and the environment around them,” she added. The Baltimore Tree Trust’s first volunteer planting of the spring took place on Saturday, April 6. More tree planting

events are scheduled in the Patterson Park, Broadway East, Canton and Highlandtown neighborhoods on April 27, May 4, May 11 and May 18. For more information or to volunteer to help, call (443) 873-3611 or visit baltimoretreetrust.org.

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B A L T I M O R E B E A C O N — M AY 2 0 1 9

Say you saw it in the Beacon

Money Law &

17

DEALER IN Are prepaid car maintenance plans really worth it? Sometimes they can be IS SMALLER BETTER? Small-cap stocks have led the pack recently, but probably won’t do so forever LIVE LIKE ROYALTY From leftovers to hand-me-downs, the British royals have some frugal habits

Pay for lifelong learning with tax-free fund By Mary Kane If you have helped children or grandchildren with college costs, you are probably already familiar with 529 plans — the tax-advantaged education savings accounts offered by states and educational institutions. There’s no federal tax deduction for 529s, but residents can usually get a state tax deduction on contributions made to their own state’s plan. Furthermore, the money grows tax-free over the years until you take it out, taxfree, to use for a child’s tuition, books, room and board, and other qualified educational expenses.

Works for any age student But you may not realize the plans also can serve a different purpose — to fund your own education. If you are a lifelong learner, you can set up a 529 plan for yourself to pay for your educational pursuits. You get the same tax breaks and benefits as any 529 plan owner. You can fund the account with new money or with unused money from a child’s account. Any leftover money in your 529 that you don’t use can go to the 529 of a child or grandchild.

Joe Hurley, 62, of Victor, N.Y., used about $5,000 saved in his 529 plan to study horticulture and conservation at Finger Lakes Community College. “I don’t think a lot of people know you can do one just for yourself,” he said. “It sounds almost too good to be true.” Hurley, who is a former accountant and founder of Savingforcollege.com, a college finance research website, learned about a personal 529 after setting up plans for his two children in the early 1990s. He sold the website in 2012 and now runs a farm. Karen Austin, deputy treasurer for the state of Iowa, set up a 529 for herself in 2012 to help pay for her MBA from the University of Iowa. By the time she finished her degree, Austin deducted nearly $9,000 over three years from her state income taxes. She says her only regret is not saving money in a 529 sooner.

Shop around To set up your own 529, do some shopping first. Find details on different state plans at Savingforcollege.com. Most states (including Maryland, Virginia and the District of Columbia) offer residents a state income tax break for contributing to their own state’s plan.

Virginia taxpayers can deduct up to $4,000 per account per year on state taxes. In Maryland, individuals may deduct up to $2,500 per beneficiary per year. Married couples may deduct up to $5,000 per beneficiary per year. Contributions to the D.C. College Savings Plan by D.C. residents may be deducted up to $4,000 per year by an individual, and up to $8,000 per year by married taxpayers who each make contributions to their own account. You can choose a plan in another state, which could be a smart move if your state doesn’t offer deductions and another state’s plan offers better investing options or lower fees. You also can research and compare plans at the website of the College Savings Plans Network (collegesavings.org). If you decided only recently to go back to school, you won’t have time to let your 529 contributions grow. But most states (including Md., Va., and D.C.) allow for immediate 529 withdrawals, according to Mark Kantrowitz, publisher for Savingforcollege.com. You can set up a plan one day, take money out the next day and still qualify for a state tax deduction that same year.

Know the rules You may be tempted to use the money

to take a trip advertised as an educational tour, but it likely won’t count as a qualified plan expense, Hurley warned. Continuing education or certification courses count, so you could use a 529 for those. Be sure any course you take is offered by an eligible educational institution, and use the money only to pay tuition and other eligible expenses. Otherwise, you could face a 10% tax penalty and income taxes on the account’s earnings, and you also may have to pay back your state tax deduction. Going back to school may make you eligible for the federal Lifetime Learning tax credit, which is worth 20% of the first $10,000 in tuition you pay per year, for a maximum credit of $2,000. But you can’t double dip on tax breaks, Kantrowitz pointed out. You can’t use the same educational expenses to justify both the tax credit and the tax-free withdrawal from a 529. You’d owe income tax on the earnings withdrawn from your 529, though the 10% penalty would be waived. To avoid the tax hit, use 529 money only after you exceed the limit of the expenses covered by the tax credit. © 2019 The Kiplinger Washington Editors. Distributed by Tribune Content Agency, LLC.

Discount dental plans may offer savings By Matthew Perrone No dental insurance? You’re not alone. Roughly 1 in 4 Americans, and about half of all older adults, don’t have dental coverage, according to industry figures. Researchers have shown that costs are a bigger obstacle to dental care in the U.S. than all other forms of healthcare. Employers are by far the biggest provider of dental insurance benefits in the U.S., accounting for nearly half of all enrollees, followed by the government’s Medicaid plan for low-income people. Dental discount plans are a lesserknown option, used by just 5 percent of patients with private dental benefits, according to the latest survey figures from the National Association of Dental Plans. Here’s a look at how discount plans work and when they can make sense.

Different from insurance The plans aren’t insurance. Instead, they function like warehouse clubs, giving members access to discounted prices on various dental procedures, ranging from 20 to 60 percent. Discount plans are offered by a number of large health coverage providers, including Aetna, Humana and CVS Health. The networks of dentists who participate can be smaller than insurance networks, limiting patient choice. And they won’t cover the complete cost of preventive cleanings and X-rays the way most insurance plans do. Still, discount plans can be a good option for patients who might otherwise skip check-ups altogether, said Dr. Dave Preble, senior vice president of the American Dental Association’s Practice Institute. If you get patients to a dentist “and keep

them coming back on a regular basis, it’s been proven to keep them healthier,” Preble said.

Likely customers Older Americans make up a large share of the market for discount dental plans. About 40 percent of enrollees in the plans are between 56 and 75, according to the Consumer Health Alliance, an industry group. In part, that’s because Medicare does not cover dental health. Older adults can purchase supplemental dental coverage or access care through privately run Medicare Advantage plans, but many don’t, due to the extra expense. Finally, discount plans can provide a cheaper option for those who can’t afford monthly premiums of employer-based insurance.

How costs, coverage compare Most discount plans range from $200 to $400 in fees for a family, offering potential savings for those on a tight budget. In comparison, annual fees for a typical family dental insurance plan in 2017 were nearly $600, according to industry statistics, not including copays and coinsurance. But it’s important to remember discount plans merely give access to savings on exams, fillings and other procedures. Discount plan enrollees can wind up paying considerably more out-of-pocket than they would with dental insurance. Discount plans can also make sense for patients who have maxed out their insurance benefits. Many employer-sponsored plans cap anSee DISCOUNT DENTAL, page 18


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M AY 2 0 1 9 — B A L T I M O R E B E A C O N

Are prepaid car maintenance plans worth it? By Ronald Montoya, Edmunds Prepaid car maintenance plans are one of the most common items a dealership finance and insurance manager will offer you when you buy a new car. The sales pitch promises the advantage of “locking in” maintenance prices at today’s rates for a little extra amount added to your monthly payment. Then, whenever you need scheduled maintenance, just roll in, get the service done, and roll out without ever opening your wallet. The pitch sounds tempting. But what exactly do these plans cover? And are they a smart use of your money?

impossible to know if the price for a prepaid plan is a good one as you sit in a dealership’s finance and insurance office, signing paperwork. “People get hit with so much information, and they’re unprepared,” he said. “They have no idea of the price of the product.” That’s because the finance manager will likely present the prepaid maintenance plan in terms of a monthly payment, not the overall price of the plan. One way to get clarity is to research the cost of prepaid maintenance before you buy the car, when there’s no pressure and you have time to compare out-of-pocket and prepaid costs. Contact the service department of a dealership that sells the vehicle brand in which you’re interested and ask to speak to the service manager or a service adviser. Request a list of all the manufacturer’s re-

A car manufacturer’s prepaid maintenance plan usually covers the regularly scheduled maintenance listed in the owner’s manual and excludes coverage for anything that wears out, such as brake pads or windshield wipers. Typically, any of the brand’s franchised new-car dealership service departments will honor it. These plans can be tailored to the length of ownership. Dealership-based maintenance plans can offer such services as unlimited oil changes, which are useful, but they might not include other maintenance items. Further, prepaid plans that are only good at a single dealership limit your flexibility.

Identify the type of plan There are two types of prepaid maintenance: one offered by the automaker (or a company it has approved) and another from the dealership.

Do your research According to Oren Weintraub, president of Authority Auto, a car-buying concierge company based in Los Angeles, it’s nearly

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quired maintenance for the vehicle you’re interested in, along with the price of each service. If you’re planning on having the car for three years, that’s the period for which you want the quote. If it’s five years, ask for that. Also, ensure you’re not getting the dealership’s service recommendations, which often include work that’s not required by the manufacturer. Armed with the out-of-pocket costs, you can see if the price for a prepaid plan is a good one. If it’s too high and you can’t strike a deal that’s less than what you’d pay out of pocket, it’s not worth it. Keep in mind that if you wrap prepaid maintenance into the financing for your vehicle purchase or lease, you will be paying interest on it. If you can’t get a good deal on a plan, you’d be better off setting up a maintenance savings account and drawing on that to pay for service visits. You’d earn a smidge of interest on your money instead of paying interest for the plan.

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A good maintenance deal can be had if you’re leasing, Weintraub said. Audi and Mercedes-Benz are two carmakers that incentivize the purchase of prepaid maintenance by increasing the residual value (the estimated long-term value of a vehicle as determined by the lender) of the leased vehicle. With the residual value increase, the vehicle is estimated to be worth more at the end of the lease since it would have been properly maintained at the dealership. To incentivize the prepaid plan, the dealership will pass on those savings to the consumer, thereby reducing the price of the plan. Weintraub gave the example of a lease for a 2018 Audi Q5 with a residual value of 55 percent. The prepaid maintenance plan’s retail cost is $869 for four years, according See CAR MAINTENANCE, page 19

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From page 17 nual care at $1,500 per person. High-cost procedures like root canals, crowns or dental implants can sometimes exceed that limit. Enrolling in a discount plan could be a way to save on those uncovered expenses. Plus, there’s no limit on the number of procedures you can get in a year with a discount plan. Some insurance plans impose waiting periods after enrollment, or annual limits on how often patients can get expensive procedures. “If you need something done right away and it’s a major procedure, you’re going to get that discount immediately [with a discount plan],” said Evelyn Ireland, executive director of the National Association of Dental Plans. Finally, most insurance doesn’t cover cosmetic dentistry, such as teeth whitening or bonding. In many cases, discount plans can be applied to those. —AP


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B A L T I M O R E B E A C O N — M AY 2 0 1 9

19

Smaller stocks are doing well, for now By Stan Choe The stock market’s biggest gains are once again coming from its smallest companies, but the trend may not last much longer. Smaller-company stocks like Allegiant Travel and AK Steel have been soaring since late December and leading the rest of the market — a sharp reversal from much of the winter, when smaller stocks were plunging more than the rest of the market. The Russell 2000 index of small-cap stocks has jumped 19.8 percent since Christmas Eve versus 16.2 percent for the big stocks in the S&P 500 large-cap index, though neither has returned to the records they set late last year. Bed Bath and Beyond, for example, has surged 46.3 percent since Christmas Eve,

helped by a stronger-than-expected earnings report where it said it’s ahead of plan in eventually returning to profit growth. Besides earnings reports, smaller stocks have also been benefiting in recent weeks from reduced worries that the Federal Reserve will raise interest rates too quickly. The Federal Reserve has pledged to be patient in raising interest rates, even though the economy is still growing, with inflation low and worries high about weakening growth. That’s a big deal for investors in small-company stocks, because they often carry higher levels of debt than their bigger rivals, which gets more expensive as borrowing costs rise. Stocks in the S&P 600 small-cap index have about 3.3 times more in net debt than

Car maintenance

$869 maintenance plan, costing you only $369. Figure in tax and interest, and your cost for the plan would be about $410, which buys you scheduled maintenance for up to 50,000 miles, plus brake fluid replacement every two years. Based on price quotes Weintraub received from two Southern California Audi dealerships, the out-of-pocket cost for those service visits come to about $1,910. You would save $1,500 by prepaying.

From page 18 to Audi. But if you were to fold the cost of the plan into your lease, Audi would help you get a break by raising the SUV’s residual value by 1 percent, Weintraub said. If the car’s retail price is $50,000, that tweak would add $500 to its residual value. That amount would be subtracted from the

Just don’t count on this run to last forever. “We love the bounce back, but we don’t anticipate the momentum continuing,” Jefferies strategist Steven DeSanctis wrote in a recent report. He is sticking with his forecast for the Russell 2000 index of small-cap stocks to end the year at 1,550, which would be just about a 2 percent rise from mid-March. Also, after their quick rebound, smallcap stocks no longer look as cheap as they

did just a few weeks ago, relative to their earnings. And if the economy is indeed in the later stages of its current expansion cycle, as many economists believe, smaller companies may be in line for a more difficult time than their larger rivals, for a variety of reasons. Profit margins at smaller companies are more vulnerable to rising costs and a slowing economy, for example, say strategists at Wells Fargo Investment Institute. So even though those strategists are forecasting similar returns for small-cap stocks this year as for other areas of the stock market, they say small-cap stocks may take investors on a more volatile ride getting there. —AP

In the end, prepaid maintenance plans can be a convenient and cost-effective way to service your new vehicle, provided you’re

willing to research prices ahead of time and aren’t shy about negotiating. —AP

they do in earnings before interest payments, taxes and other items. The big stocks in the S&P 500, meanwhile, have just 1.7 times more debt than earnings before interest payments, taxes and other items.

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B A L T I M O R E B E A C O N — M AY 2 0 1 9

21

Live like the royals — frugally, that is By Andrea Browne Taylor With an estimated net worth of $88 billion, the British royal family is one of the wealthiest monarchies in Europe. However, just because money is no object for them doesn’t mean they’re frivolous spenders — quite the opposite. It has been well-documented that Queen Elizabeth II keeps a close eye on her spending, and frugality is a trait that has passed down to other members of her family. Take a look at several of the most widely reported penny-pinching habits of the various members of the British royal family. In many ways, they’re just like the rest of us.

Prince William and Kate Middleton shop at IKEA Prince William and his wife, Kate Middleton, the Duchess of Cambridge, who are parents of three small children, could easily have custom furniture made for their little ones’ rooms. Instead, they like to shop at Swedish home furnishings retailer IKEA. During a visit to Sweden’s national museum of architecture and design, ArkDes, in 2018, they revealed to IKEA’s head of design Marcus Engman that they had purchased some of the brand’s furniture for two of their kids’ rooms, the Mirror reported.

Prince Charles saves leftovers Chef and author Carolyn Robb cooked for the British royal family for more than 10 years, from 1989 to 2000, so she’s wellversed on their eating habits. In a 2015 interview with Racked.com, Robb revealed that Prince Charles is adamant about saving leftovers for additional meals. “The Prince was very economical and very much believed that nothing should go to waste,” she explained. “If there were

leftovers, they’d be used one way or another…If we made roasted lamb and there were leftovers, we’d probably go and make Shepherd’s pie the next night.”

isn’t in use. After all, when you live in a palace that spans 828,818 square feet, energy costs can quickly get out of hand if you aren’t keeping a close watch.

Queen Elizabeth II’s 90th birthday, the Huffington Post UK notes. In that same picture of Princess Charlotte and Prince Louis, he’s seen wearing a cream top and pants that were also worn by his big sister.

Prince Harry and Meghan Markle fly coach

Kate Middleton recycles clothing Meghan Markle is a budget You might expect an heir to the British Several royals have been photographed fashionista

throne to use a private jet. But in 2018, the Daily Mail reported that Prince Harry and Meghan Markle flew economy class on a British Airways flight to Nice, France, for a New Year’s vacation. According to passengers who were on the flight, the couple — casually dressed in jeans, a baseball cap and a beanie — sat at the back of the plane with three bodyguards. In 2014, Prince William flew coach on an American Airlines connecting flight from Memphis, Tenn., to Dallas, on his way home from a friend’s wedding. He only ordered water on the short flight, the Daily Mail noted.

Queen Elizabeth II uses a space heater Queen Elizabeth II has some thrifty habits, too. She has been photographed on several occasions using an electric space heater at Buckingham Palace to keep warm when greeting guests in the audience room, as well as in her private sitting room at her vacation castle in Scotland. When the temps drop, rather than crank up the thermostat at her 775-room palace or her Balmoral castle, she simply plugs in a $40 space heater and sets it inside a room’s fireplace. Yet she’s also mindful of energy use at Buckingham Palace — so much so that there’s a ban on the use of light bulbs over 40 watts, according to the Daily Express, and lights must be turned off when a room

out-and-about over the years wearing their favorite clothing and accessory items repeatedly. The Duchess of Cambridge favors highend brands but gets her money’s worth from them. In fact, WhoWhatWear.co.uk has deemed her “the perfect advertisement for the cost-per-wear shopping model,” which calculates the true price of a fashion item by dividing the cost by the number of times it’s been worn. The site reports that she has been spotted at least six times since 2011 wearing a Smythe “Duchess” blazer (she wears it so much the brand renamed it after her), which retails for $695. Using the cost-perwear model, the true cost of that blazer based on how many times she has publicly worn it is just under $110.

Prince William’s children wear hand-me-downs Wearing your elder brother’s or sister’s old clothes is a rite of passage for many younger siblings — including the British royals. Princess Charlotte, the daughter of Prince William and Kate Middleton, was photographed earlier this year holding her new baby brother, Prince Louis, while wearing a blue cardigan with a distinct print around the collar. Social media fans quickly pointed out that it was the same cardigan her big brother, Prince George, wore in 2016 in an official photo for his great-grandmother

The Duchess of Sussex’s fashion sense has taken center stage since she started dating her now-husband, Prince Harry. The American actress-turned-British-royal has been lauded for her budget-friendly style choices — including $80 Missoma gold rings she was spotted wearing via social media and a $300 J. Crew coat. Tennis star Serena Williams recently praised Markle for sporting a $145 blazer from her Serena fashion line. (The blazer has sold out since Williams posted a picture to her Instagram account of Markle wearing the garment.)

Prince William and Kate Middleton cook While making an appearance earlier this year at St. Luke’s Community Centre in London, Kate Middleton shared with other attendees that her children Prince George and Princess Charlotte like making pizza dough from scratch, Hello! magazine reports.

Queen Elizabeth II saves gift-wrapping paper In the biography Young Elizabeth: The Making of Our Queen, author Kate Williams shares that the Queen has a longtime habit of collecting wrapping paper and ribbons from gifts she’s received, smoothing them out and storing them to use again, People.com reports. Just like many of us. © 2019 The Kiplinger Washington Editors. Distributed by Tribune Content Agency, LLC.


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Travel Leisure &

Sumatra’s orangutans and other wildlife thrive in the tropical island’s national parks and sanctuaries. See story on page 24.

Exploring a classic Maine fishing village many places for quiet reverie along the shoreline, in the woods or about town. And residents want to keep it that way. The threatened “infiltration” of a Dollar Store in nearby Blue Hill prompted vociferous protests.

PHOTO BY DINA MOOS

By Glenda C. Booth To get to Stonington, Maine, from U.S. 1, wind down the Blue Hill Peninsula to Deer Isle on two-lane roads for 38 miles, past blueberry fields, rocky pastures and spruce forests, until the road stops at a snug working harbor on the peninsula’s end, a granite thumb lapped by salty ocean waves. Stonington, situated at the southern end of Deer Isle, is a quintessential coastal Maine village, named for its granite quarries. And like those formations, which were carved by a two-mile-thick glacier 20,000 years ago, living up north can be hard — especially during the long, cold winter. But summer brings colorful window boxes crammed with orange impatiens and purple petunias, hydrangea blossoms the size of volleyballs and sweet aromas of simmering seafood. Signs advertise freshlypicked blueberries, ocean-fresh haddock fillets and fishing gear at the auto store. Summer is a time of lupines, lobster boat racing and Maine’s iconic bean “suppahs” that draw both locals and those “from aways” who gobble up traditional bean hole beans, coleslaw, pickles and pies. Fishermen head out at first light in boats with names like Scallowag, Clueless and Wicked Weak Moment. Stonington’s a slow-paced hamlet of fishing, boating, art and meandering, with

Fishing fixation Part of the fun in Stonington takes place around the town dock. Surrounding waters support a working fleet of more than 300 lobster boats. Stonington claims the title as “the state leader in pounds and dollar value of lobster landings.” You can watch the boats return, help haul out their catch and buy a lobster fresh off the dock. In the summer, local captains conduct narrated boat trips laced with the arcana of lobstering. For example, did you know Maine’s favorite crustacean takes five to seven years to reach the legal catch size and, during that time, sheds its shell 25 to 27 times? On some boat tours, passengers can spot harbor seals lounging around on the granite boulders and hear lighthouse lore, such as the story of the first female lighthouse keeper on Mark Island. Captain Mike Moffett of the Isle au Haut Boat Company chuckled, “A lot of fishermen swung by to say hello. Hello? She had a 45 revolver to ward off the unruly ones.”

Known for its port and its granite, Stonington, Maine, is a place to hike, kayak, visit art galleries — or just hang out on the town dock, the center of the community.

The Stonington Lobster Boat Races are a July highlight. High-powered diesel- and gas-powered lobster boats compete for speed, and the winner nabs the Fastest Lobstah Boat Afloat award and the Jimmy Stevens Cup.

Celebrating granite PHOTO BY MATTHEW BARON

The bedrock under Deer Isle is rosehued granite, formed 360 million years ago. Since the late 1800s, Stonington’s quarries have supplied the stone to historic structures, including President John F. Kennedy’s memorial at Arlington National Cemetery. A statue next to the public landing honors stoneworkers who came to the area in the 1900s from Italy, Scotland, Sweden and other countries to quarry, cut and ship granite around the country. The Deer Isle Granite Museum honors the island’s quarry workers who “built America’s cities.” In its heyday, Stonington was a “wild west town,” with 50 businesses, says the recorded narration, and the saloons hawked beer at ten cents a glass.

Finding and making art

In Stonington, the nation’s lobster capital, about one in five of its 1,030 residents holds a lobster license. Its port has a fleet of 300 fishing boats.

You can easily fill a day gallery hopping for paintings, weavings, pottery and stone work. At Marlin Spike Chandlery on West Main Street, Timothy Whitten masters

fancy ropework, inspired by the sailors and fishermen who needed tough lines and knots to withstand the seas’ turbulence and vengeance. (A marlin spike is a splicing tool.) Whitten creates bell ropes, beckets, jewelry and bags from mostly linen and hemp twine. His combo shop-studio is like a museum of nautical gear from sea chests to glass float balls. The Opera House, also on historic Main Street, is a popular venue for concerts, dance, theater and films year-round. Originally a music and dance hall, the 1886 building has gone through several iterations, including abandonment, but was renovated in 1999. The Deer Isle-Stonington Historical Society maintains five historic buildings on its site, including an original jail and a house built in 1830. It features exhibits of 19th century clothes and fishery and marine transportation memorabilia. It is open to the public from June 16 to September 16. On Stinson Neck overlooking Jericho Bay is Haystack Mountain School of Crafts — an artist’s rustic haven of 40 quiet, mossy, wooded acres offering workshops in pottery, metalwork, bookmaking, weavSee MAINE, page 23


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B A L T I M O R E B E A C O N — M AY 2 0 1 9

Maine From page 22 ing, ceramics, wood, blacksmithing, glass blowing and other arts. Students can have 24-hour-a-day immersion in their passion. You don’t need a watch here, staff say. Another example of local creativity can be found at Nervous Nellie’s Jams & Jellies, “a cottage industry in a cottage,” where Anne Beerits produces 15 flavors of jam, chutney and marmalade in her small kitchen — 40,000 jars a year. Her husband Peter gives tours of a whimsical sculptural village he has created over the past 30 years from discarded items found around the island. It’s a quirky mishmash that won Yankee magazine’s “Best of Everything” award in 2010 and 2013. For landlubber outdoor types, several nature preserves invite quiet ambles. The Island Heritage Trust’s walker’s map has trails through the woods and along a rocky coast. At the Barred Island Preserve, the walk “rewards mightily, especially when a storm blowing hard from the south pounds pretty respectable waves on the shore,” according to its brochure. Savvy trekkers time their visit to watch waves simultaneously cover a sandbar from both directions, known as the “zipper effect.” Another favorite is Isle au Haut, a sixmile ferry trip from Stonington, with 18 miles of trails, rocky shorelines, cobblestone beaches, evergreen forests, marshes and a lake.

Dining and downtime As for dining, restaurants like Aragosta

serve ocean-to-table dishes such as Blue Hill Bay oysters and mussels, Gulf of Maine hake and Stonington lobster tortellini. Restaurants also specialize in delicacies made from blueberries, the state’s famous fruit — blueberry pies, cobblers, buckles, syrup, wine, jams and ice cream toppings. All around town, fresh lobsters are steamed, stewed, casseroled or lumped on a hot dog roll — genuine Downeast Maine cuisine. So, what’s the best reason to visit? There’s something about the quiet here. On most days, the tide creeps in and bathes the rocky shoreline. A cottony, gauzy fog can feel like a warm blanket. “We have a relationship with the fog,” said Marissa Hutchinson, a staffer at Island Heritage Institute. In Maine, “it’s beautiful and low key, a slower pace. Down here, we don’t have immediate access to a lot of things, but we learn we don’t need as much.”

BEACON BITS

May 5

DANCERS WITH AGELESS GRACE Dance Baltimore’s annual “Ageless Grace” concert, featuring per-

formances by dancers in their 40s, 50s, 60s and 70s, will be staged at the Creative Alliance at The Patterson, 3134 Eastern Avenue, on Sunday, May 5, at 4 p.m. Former professional dancers as well as “recreational” dancers will perform modern, tap, belly dance, jazz, African and Latin dance. Special guest performer will be Linda-Denise Fisher-Harrell, former principal dancer with Hubbard Street Dance Company and the Alvin Ailey American Dance Theater and currently dance professor at Towson University. Tickets can be purchased online at creativealliance.org. General admission seating for adults is $18 in advance; $21 at the door. For more information about Dance Baltimore and all upcoming concerts, visit dancebaltimore.org or call (410) 370-8994.

If you go The closest airports are in Portland, 160 miles away, and Bangor, Maine, 58 miles away. The least expensive round-trip airfare to Bangor in May is $544 on American Airlines from BWI airport. The Deer Isle Chamber of Commerce, deerisle.com, has an online island guide, lodging options and maps. Stonington’s Inn on the Harbor has 13 rooms with decks offering views of the bay, islands and waterfront. Boat tours are available from Bert and I Harbor Tours (deerislecabinwithboattours.com) or Old Quarry Ocean Adventures (oldquarry.com).

BEACON BITS

Ongoing

BALTIMORE CITY SENIOR CENTERS

Fourteen senior centers located in Baltimore City a wide range of services, programs and activities that help meet the social, physical and intellectual needs of older adults. For a complete listing, visit health.baltimorecity.gov/seniors/senior-centers or call (410) 396-3835.

Ongoing

ONLINE HELP FOR THOSE WITH DISABILITIES

The website disability.gov connects people with disabilities, their families and caregivers to resources on a variety of topics, including how to apply for disability benefits, find a job, get healthcare, or find and pay for accessible housing. Local community organizations are also listed to help you get the support you need.

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M AY 2 0 1 9 — B A L T I M O R E B E A C O N

Three enchanting weeks in sultry Sumatra greater than Vesuvius or Krakatoa. We took a leisurely boat ride to explore nearby villages of the Batak people, the largest ethnic group in the region. The next two days featured a walk through Tuk Tuk, once a popular stop on the hippie trail. (Many shops still sell magic mushrooms.) At 3,000 feet above sea level and surrounded by three volcanoes, Bukittinggi has more to offer than cooler temperatures and dramatic scenery: surprisingly friendly locals. Soon after we checked into our hotel, we took a short walk. It was Friday, after the weekly Muslim services, and the plaza was full of people enjoying the early evening. As we strolled through the plaza, young Muslim girls in hijabs approached us, shyly giggling, and asked us to pose for photos with them. Everyone was friendly, welcoming and curious, asking, “Where you from?” I felt like a rock star. I guess they don’t see many fat, old white men in that part of the world. Over the next three days, we walked through rural villages outside the town, and got a dose of Minangkabau culture — the ancient matrilineal people who dominate this part of western Sumatra — with a visit to the beautifully restored king’s palace and to a family in a local village. On our last day in Bukittinggi, we explored

PHOTO BY FLICKR/SBAMUELLER

By Don Mankin The young orangutan swung on a vine like an Olympic gymnast. From the look on his face, it was clear that he was having a great time performing for the sweaty hikers who had trekked through the Sumatran jungle to catch his show. My wife and I were in the orangutan reserve on the edge of Bukit Lawang in Northern Sumatra on a trip hosted by Eldertreks — an adventure travel company specializing in exotic trips for mature travelers (www.eldertreks.com). The young primate was just the opening act in a three-week adventure exploring the wildlife, culture, natural history and scenery of one of the most interesting places on earth. We watched the playful youngster and his mother, then took a two-hour drive on a rutted, dusty road to an elephant reserve. For an hour, a herd of elephants, including two babies, frolicked in the river as my wife scrubbed one of the them with a brush. I got as big a kick watching her wash the “little” guy as I did watching the elephants. Our next destination was the village of Tuk Tuk on Samosir Island in Lake Toba. The biggest lake in Southeast Asia, Toba was formed about 75,000 years ago following the largest known volcanic eruption of the last 25 million years, many times

A bridge in Sumatra’s second-largest city, Bukittinggi, leads a path to its zoo. Short hikes on this 1,100-mile-long island can reward trekkers with glimpses of birds, monkeys, rhinos and tigers.

nearby tunnels, built with local slave labor during their occupation by Japan in WWII. The tunnels end in Sianok Canyon — not a Grand Canyon by any stretch of the imagination, but a pretty good canyon nonetheless, and one that is considerably easier to hike.

Krakatoa and pygmy rhinos Our next significant stop was Krakatoa, the legendary volcano off the southern tip of Sumatra. Krakatoa’s eruption in 1883

was probably the single greatest destructive force in modern history. All that is left of that volcano is an arc of islands that were part of the rim of the original caldera (the crater formed when a volcano erupts and collapses). Our destination was Anak Krakatoa (“child of Krakatoa”), a volcanic island that emerged in the middle of the original See SUMATRA, page 25

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B A L T I M O R E B E A C O N — M AY 2 0 1 9

Sumatra From page 24

Bumpy but scenic road trips Our trip spanned the 1,110-mile-long island of Sumatra almost from end to end. That meant that we spent a lot of time on rough, twisting roads. Yet these drives were usually scenic, winding through dark, green tunnels of

BEACON BITS

May 15

BOOK LAUNCH PARTY

The Ivy Bookstore in Mt. Washington will host a launch party for Agatha Award-winning novelist Sujata Massey on Wednesday, May 15, at 7 p.m. She will discuss The Satapur Moonstone, a Perveen Mistry novel, the sequel to her critically acclaimed novel, The Widows of Malabar Hill. The Ivy Bookshop is located at 6080 Falls Rd. Call (410) 377-2966 for more information or visit theivybookshop.com.

May 4

WINE AND SPIRITS TASTING FUNDRAISER

The Stella Maris annual Tasting of Wine and Craft Spirits will take place Saturday, May 4, from 7 to 10 p.m. at the Grand Lodge in Hunt Valley. More than 100 wines and spirits will be available to try or purchase, along with heavy hors d’oeuvres, food, live jazz music and a silent auction. Tickets are $125 each with $45 being tax deductible. For tickets, go to mdmhs.convio.net or contact Kristin Marquis at (410) 252-4500, x7564.

and stopped just long enough to take photos, straddling the imaginary meridian with one foot in each hemisphere — a symbol, perhaps, of the complexity and diversity of this sultry, magical place. ElderTreks.com offers trips to Sumatra at $5,495; they also offer excursions to Europe, Africa and Antarctica. Don Mankin, an award-winning travel writer, will be leading a trip to Vietnam, Laos and Cambodia in October. For more information, visit adventuretransformations.com.

PHOTO BY S. ELLIS/INTERNATIONAL RHINO FOUNDATION

caldera from an eruption in 1927. After a rough two-hour ride in speedboats, we landed on a black-sand beach, then hiked through the tropical brush to an exposed expanse on the volcano’s flank. A few more minutes of hiking through the rocky lunar landscape granted us a view of steam and smoke drifting out of the caldera at the top, as well as the remnants of the original caldera, now steep junglecovered islands, not far away. Our last day included a visit to the Rhino Breeding Center in Way Kampas National Park. There are fewer than 100 pygmy rhinos in the world, and all of them are in

overhanging trees, and past rice paddies, tropical forests, volcanic cones covered in tangled jungle, and terraced fields of coffee, beans, corn and chili peppers. From our mini-bus we glimpsed everyday life in Sumatra — mosques with shining domes, women in colorful head scarves sweeping their stoops, children in school uniforms waving to us, men repairing trucks in their front yards, and people selling all kinds of wares from stalls in front of their homes. At one point, we crossed the equator

Sumatra. At the time of our visit, seven were in the breeding center. For almost an hour we were able to watch one of the “residents” devour bananas, branches, brush and almost everything else in sight in his protected compound. Then on a boat ride up a jungle river, we saw monkeys, birds (blue herons, kingfishers, fish eagles) and crocs slithering into the water.

25

Mother and baby rhinos are protected in the Sumatran Rhino Sanctuary in Way Kambas National Park. This calf was the first born in captivity in Sumatra.


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M AY 2 0 1 9 — B A L T I M O R E B E A C O N

Style Arts &

Singer Tori Amos, who was accepted to Peabody Institute at age five and expelled for “musical insubordination” at age 11, will return to give the commencement speech and receive an award. See story on page 28.

Music and dance bring folks together Andrea Cooper has also been involved with the group since its inception. An artist, Cooper, now 63, grew up with folk music. When she first moved to Baltimore in 1974, she was looking for her “tribe” and came across several folk musicians who were performing in Hampden. Together they formed the BFMS, hoping to revive the folk music tradition. In addition to weekly dances, BFMS hosts monthly music sessions, where musicians get together to play or sing traditional and contemporary folk dance music. “You can share a song or you can simply sit and listen,” said Cooper, adding that the music runs the gamut from songs popular in 1800 to familiar tunes of today.

All ages welcome Both Cooper and the Franchs are proud of the intergenerational aspect of the society, whose participants range in age from their 20s to their 80s. Many members’ children also grew up attending BFMS events, adding to the family atmosphere. “My kids grew up going to the annual weekend, and it was something

N OW O N STAG E

PHOTO BY DON WILLETT

By Carol Sorgen For more than 40 years, Waverly residents Mike and Eileen Franch have found a warm welcome as members of the Baltimore Folk Music Society. “It has been one of the most important communities in our lives through the years,” said Mike. The Baltimore Folk Music Society (BFMS) was founded in 1975 with the goal of “teaching, preserving and promoting” the music, dance and traditions of America. The group holds regular singalongs, participatory dances — in the style of English country dance or contra dance — as well as an annual mountain retreat. For the uninitiated, English country dance is a type of social dance that originated in the British Isles and is performed by a group of people, usually in couples, but with partners changing throughout the set. Contra dance is most common in the United States and is made up of long lines of couples, with the dance led by a caller (similar to American square dancing). “You don’t need any experience to participate in these dances, and you don’t need a partner,” said Mike. “Everyone is welcome and everyone winds up dancing.”

Since 1975, the Baltimore Folk Music Society has hosted weekly contra dances, English country dances and an annual getaway. New members are welcome, and lessons are provided.

we looked forward to all year,” said Cooper. Cooper believes that the group has remained popular through the years because it provides a sense of community and commonality. “When you come together and swing your partner, smile, make eye contact, you’re being part of something greater than yourself,” she said. BFMS does not perform for the public. “It’s simply a participatory activity that gives people the opportunity to be with other people,” said Cooper. “There is no end goal in sight. We get together just for the pleasure of making music and dancing.”

Summer weekend retreat One of the most popular activities BFMS sponsors is its spring Catoctin Mountain Music and Dance Weekend, scheduled this year for June 14 to 16. In addition to workshops on dance, instrumental music, singing, crafts, yoga, juggling and storytelling, there are contra, square, English and international dances on Friday and Saturday nights, as well as opportunities to hike, swim or just hang out. “BFMS has remained a very important part of our life, and our three children See FOLK DANCE, page 29

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Anne Frank From page 1 to its director, Eve Munson, an associate professor of theater at UMBC and director of the BFA in Acting Program. “It’s not only the diary of a young girl, but an extraordinary piece of literature in its own right. Anne is any young girl, but she’s also this particular girl living an utterly claustrophobic existence in a terribly pressurized environment,” Munson said. Portraying Anne is Hannah Kelly, a former student of Munson’s. Both Kelly and Munson are shaping the performance to depict Anne as the determined young woman her diary showed she was. “Anne was demanding that people take her seriously,” said Munson. “She may have been a 13-year-old kid, but she was also a young woman with a will of steel.”

Popular demand for more When the company announced last year that it would produce The Diary of Anne Frank, it was “overwhelmed” by calls from the community and from synagogues, Thompson said. “They asked us to do more than just perform the play,” she said. “What astounded us the most was discovering along the way that, quite independently, a host of major cultural and arts organizations around Baltimore were also working on projects shining a light on the lessons of the Holocaust and taking a stand against hate, each in their own way.” She noted that Anne Frank’s story is particularly relevant today, with the rise in hate crimes not only around the world but both nationally and regionally. A Baltimore synagogue encouraged the theater to regard the play as a window through which audiences could begin to explore and understand the Holocaust. They counseled the theater company to

recognize that for some patrons, particularly young audiences, the play may be an introduction to a dark period of world history that is receding from memory. As a result, Chesapeake Shakespeare Company and its community partners will be celebrating a “Spring to Remember” in April and May, said Thompson. (See sidebar for details on related programming.) Thompson referred to a 2018 survey by the Conference on Jewish Material Claims Against Germany that found that 45 percent of Americans cannot name a single Holocaust concentration camp, and the majority believe, inaccurately, that Hitler took power by force (rather than by winning a popular election). An even greater number think something like the Holocaust could happen again. “It was frightening to me to realize that my own son hadn’t read any Holocaust literature in school,” said Lesley Malin, who plays Anne’s mother in the play. “We’re losing that perspective that this could happen again.” Malin acknowledged that immersing herself in the research of the life and times of Anne Frank, as well as playing the role, has been both “trying and draining,” but she sees it as a responsibility. “My mother is Jewish,” she explained, “and I’m doing this as much for my Jewish forebears as for anything else.” The Diary of Anne Frank will be presented Thursdays through Sundays, from April 19 to May 26, at Chesapeake Shakespeare Company, 7 S. Calvert St. Tickets are $19 to $55, and may be purchased online at chesapeakeshakespeare.com or by calling (410) 2448570. The box office is open Tuesday to Friday, noon to 4 p.m., and one hour before performances. Group discounts are available. There will be a special pre-show talk and book-signing event on Sunday, May 19, at 12:30 p.m. Edith Mayer Cord, who was an adolescent in Europe during World War II, will discuss her forthcoming memoir, Finding Edith: Surviving the Holocaust in Plain

Sight (Perdue University Press). Recognizing that many Baltimoreans will never have an opportunity to visit the Anne Frank House in Amsterdam, Chesapeake

Spring to Remember Other community events remembering Anne Frank and exploring the Holocaust include:

“Anne Frank: A Private Photo Album” An exhibition of the Frank family’s private photos, developed by the Anne Frank House and sponsored by the Anne Frank Center for Mutual Respect USA, will be on view April 26 to June 13 at the Peggy and Harvey Meyerhoff Gallery Gordon Center for the Performing Arts at the Rosenbloom Ownings Mills JCC, 3506 Gwynnbrook Ave. Admission is free. An opening reception will be held on May 9. For more information, call (410) 559-3510.

Anne & Emmett Theatre Morgan at Morgan State University presents a one-act play depicting a fictional conversation between Anne Frank and Emmett Till. Running April 26 to 28 and May 2 to 4 at the Murphy Fine Arts Center, 2201 Argonne Dr., the play tackles the topics of racism and prejudice by introducing two teenagers from different times and places who

Shakespeare Company will also be offering a virtual reality tour courtesy of Oculus Inc., the Jewish Museum of Maryland and the Anne Frank Center for Mutual Respect. share a common tragedy. Tickets range from $5 to $20 and can be purchased inperson, by phone at 1-800-551-SEAT or at ticketmaster.com. For more information, call (443) 885-4440 or email murphyfineartscenter@morgan.edu.

“Monsters & Myths: Surrealism and War in the 1930s and 1940s” The Baltimore Museum of Art, 10 Art Museum Dr., explores how war impacts art in an exhibit featuring 90 works by such artists as Salvador Dalí, Pablo Picasso, Joan Miró and Dorothea Tanning. Running through May 26, the exhibition also highlights the connection between art and human rights. In response to Germany’s invasion of France in 1940, a group of more than 200 artists and influential professionals formed the Emergency Rescue Committee to help intellectuals and artists escape. Tickets are free for members or $5 to $15 for nonmembers. For more information, call (443) 573-1700 or visit artbma.org/exhibitions/monstersmyths. See EVENTS, page 29

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M AY 2 0 1 9 — B A L T I M O R E B E A C O N

A homecoming for performer Tori Amos By Carol Sorgen When singer-songwriter Tori Amos addresses graduates at the Peabody Conservatory’s 2019 Commencement on Wednesday, May 22, it will be a homecoming of sorts for her. Amos was the youngest student ever admitted to Peabody, receiving a full scholarship when she was just five years old. She lived in Baltimore from 1965 to 1972, at which time her family moved to the suburbs of Washington, D.C. Now 55, Amos was a musical prodigy who taught herself to play piano and began composing her own music at the age of three. She could play by ear songs she had heard only once before.

As a child, she also experienced chromesthesia, a phenomenon in which an individual can “see” music as structures of light. Amos has described the sensation as “euphoric.” When Amos was 11 years old, her Peabody scholarship was rescinded and she was asked to leave. Amos has said that was because she was interested in rock music and didn’t like to read sheet music. In the 1980s, Amos was the lead singer of a pop group called Y Kant Tori Read. Her solo career took off in the early 1990s with the album Little Earthquakes. Since then she has released 15 commercial albums, seven of which debuted in the top 10 of the Billboard 200. She performed her first world tour in 1992, and since then has

performed in more than 1,000 shows. Amos has applied her talents to a variety of musical genres. From 2011 to 2013, she worked with German musicologist Alexander Buhr on her 2011 album, Night of the Hunters, which pays tribute to composers such as Bach, Chopin and Debussy. In 2013, her stage musical, The Light Princess, premiered at London’s Royal National Theatre. Amos’s music addresses themes such as sexuality, feminism, politics and religion. She was the first spokesperson for the Rape, Abuse and Incest National Network (RAINN), a crisis hotline for sexual assault victims, and she was recognized in the credits of a recent “Grey’s Anatomy” episode on that subject. In honor of her long career and both musical and social impact, Peabody will

award Amos with this year’s George Peabody Medal for Outstanding Contributions to Music in America. Since 1980, when the medal was first presented, others winners have included Yo-Yo Ma, Isaac Stern, André Watts and Oscar Peterson. “I am so honored to be receiving the Peabody Medal,” Amos said in a statement. “When I look back to my time at Johns Hopkins and then to where I am now, and to be receiving this prestigious award, it is truly overwhelming. The fiveyear-old inside of me is skipping with joy and gratitude.” Peabody Conservatory’s 137th graduation exercises will begin at 10 a.m. on Wednesday, May 22, in Miriam A. Friedberg Concert Hall, and will be livestreamed. For more information, visit peabody.jhu.edu.

BEACON BITS

May 18+

ANIMAL TALES The Walters Art Museum features Animal Tales, a collection of ancient manuscripts, on view from May 18 to August 11. Dating be-

tween the 13th and 17th centuries, these dozen manuscripts reveal how animal figures were not mere decoration, but represented shared cultural knowledge like morals, stories and fables. Admission is free. The Walters is located at 600 North Charles St. For more information, visit (410) 547-9000 or visit thewalters.org.

Luncheon All Marylanders 100 years of age and older, or who will be age 100 by December 31, 2019, are invited to attend the 23nd anniversary

Maryland Centenarians Recognition Luncheon Thursday, May 9, 2019 • 11:30 a.m. to 2:30 p.m.

Martin’s West 6821 Dogwood Rd. • Baltimore, MD All family and friends of centenarians are also welcome. Donation: $40. Centenarians admitted free with registration. For more information or to register,

call (410) 664-0911 or email doctorodd@comcast.net www.mdcentenarians.org SPONSORS: AARP, AJR Insurance, The Beacon Newspaper, CARE Services, Maryland Centenarian Committee, Inc., Social Security Administration


Folk dance From page 26 grew up in this wonderful music and dance community,” said Diane Friedman, who joined BFMS in 1977 with her husband, Carl. “It’s wonderful to behold the interactions between the youngsters and the older folks,” added Carl, who is now the group’s vice president. Besides the friendships formed and the sheer enjoyment of the music and dance, Carl, a retired physician, likes the fact that when you’re singing, dancing or playing an instrument, you’re not just sitting in an audience, “you’re doing something active.” He added that the dances are not compli-

Events

cated and don’t require any special skill, as the steps are called and demonstrated before the dance actually begins. “This is something you can start at any age,” he said.

Join the dance Everyone is welcome to drop in to the singalongs (called “song swaps”) and dances. Song swaps are held on the second and fourth Tuesday of every month. The 2nd Tuesday Song Swap is held from 7:30 to 9:30 p.m. at the Church of the Nativity and Holy Comforter, 6112 York Rd. There’s no admission charge, but a small cash donation is appreciated. For more information, contact Jeff Peacock at jffpavo@gmail.com.

“Esther & The Dream of One Loving Human Family”

From page 27

“Stitching History from the Holocaust” Through August 4, the Jewish Museum of Maryland is displaying dresses created from sketches by Hedy Strnad, who sent her designs to her husband’s family in America as part of their unsuccessful attempt to escape from Prague in 1939. The Jewish Museum of Maryland at the Herbert Bearman Campus is located at 15 Lloyd St. Tickets range from $2 to $10; members are free. For more information, call (410) 7326400 or visit jewishmuseummd.org.

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Say you saw it in the Beacon | Arts & Style

B A L T I M O R E B E A C O N — M AY 2 0 1 9

After traveling to 42 museums since its premiere in 2001, this exhibit returns to the American Visionary Art Museum, 800 Key Hwy., this month for a brand-new five-year installation. The 36-piece collection of needlework and fabric collages follows Esther Krinitz through the Holocaust and is accompanied by art from Rwandan Tutsi genocide survivors, Native American activist Judy Tallwing and others. Tickets range from $9.95 to $15.95; members and children six and under get in free. For more information, call (410) 2441900 or visit avam.org.

The 4th Tuesday Song Swap is held from 7 to 9 p.m. at the Four Hour Day Lutherie, 4305 Harford Rd. For more information, visit fourhourday.org/events.html or contact Ty St. Clare at tyler@fourhourday.org or (443) 604-7621. For those interested in dancing, BFMS hosts two weekly dances. English Country Dancing is held from 8 to 10:30 p.m. every Monday at the Church of the Nativity, 6112 York Rd. Admission is $9 for members, $13 for non-members. Members under 21 and full-time students with ID pay $4; non-members pay $6. Beginners are always welcome. All dances are taught. American Contra and Square Dancing is held from 8 to 10:30 p.m. every Wednes-

day at Lovely Lane United Methodist Church, 2200 St. Paul St. Admission is $9 for members, $13 for nonmembers. Members under 21 and full-time students with ID pay $4; non-members pay $6. A quick lesson precedes each dance. Music and dance styles include New England, Southern Appalachian and Celtic. Free workshops introducing basic contra dance figures take place every Wednesday at 7:30 p.m. For more information, call the BFMS hotline at 888-646-BFMS or email amdance@bfms.org. For a complete listing of upcoming activities and events, including the Catoctin Mountain Music and Dance Weekend, visit bfms.org.

ANSWERS TO CROSSWORD

FROM PAGE 30 ANSWERS TO SCRABBLE

A D O R E

R O T O R

T R I B E

C H I S

M I A T A

A I R O F

T A B A R R B E A

Y M C A N A T R R K I R Y A A R F R O O O W T

A V O C A T I O A N S S I A N C O S

O D D J O B

R E L A X L S D S K I P S

B R E R R E E P L A U C L I O D A A N T E E D S

R A I S I N

C O S E C

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R E D S M O A U D U S L A D K U I D L I L O

O V U L E

W E E D

D R E S S

S T A T E

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30

M AY 2 0 1 9 — B A L T I M O R E B E A C O N

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Crossword Puzzle Daily crosswords can be found on our website: www.TheBeaconNewspapers.com Click on Puzzles Plus Good Names 1

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Across 1. Creative 5. A Arbitrary abbrev. for a complex investing strategy 8. It is quite complimentary to red 12. Where to get a breath of frosh air 13. Disqualified, on The Price is Right 14. Blusher 15. Related to drums, lobes, and canals 16. Businessman James, known as “The Pineapple King” 17. Slanty 18. Good names for catburglars 21. Before, read from either direction 22. Foe of Mr. Clean 23. Place into a third-person trust 27. Go at medium speed (to an equestrian) 28. Prefix with -demic and -center 29. Ironically, she was created during the day-time 30. Good names for the accounts receivable department 34. MXXX divided by X 35. It joined the Big-10 in 1912 36. Jell-O shaper 37. Good names for bears 42. “How was ___ know?” 43. Stubborn animal 44. Letters for debt-letters 45. African vacation 47. South Dallas (briefly) 48. HBO lack 51. Good names for straight-talkers 54. Implicit prohibition 57. Use quotes 58. It could be bounced off someone 59. Part of a detour sign 60. Newspaper page 61. Santa’s organizing tool 62. Outscore 63. Snake’s comment 64. Run out of checkers Down 1. Be quite fond of

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2. Helicopter blade 3. Descendants of any one of Jacob’s sons 4. Disco song with a Guinness record 44,000 simultaneous dancers 5. Hobbies 6. Take some deep breaths 7. ___ Rabbit 8. Opposite of sin (to a mathematician) 9. “Ew, gross” 10. Stay alive 11. Category of dog tricks 13. Bond-film henchman (or a type of 5 Across) 14. Trail mix ingredient 19. Drug kop 20. Best way to start making “reparations” 24. Improve the outfield 25. Flower’s seed 26. Remove unwanted plants 27. Total Recordable Injury Rate (acronym) 28. Clarifies 30. Mazda mini 31. Have an ___ superiority 32. Rumored inspiration for Lucy in the Sky with Diamonds 33. Advanced degree in singing or instrumentation 34. Letters in Greek tic-tac-toe 38. Temperate plant, sometimes called “old man’s pepper” 39. 30% of Earth’s surface 40. Like a library book 41. “___ Lang Syne” 46. In the scheming phase 47. Avoids school 48. Sound engineer’s responsibility 49. Finish preparing the Caesar salad 50. Governor’s constituency 52. Sgts. and cpls. 53. If looks could ___... 54. Typewriter key with jarring impact 55. “... all men ___ created equal” 56. Useless piece on a topless beach

Answers on page 29.


B A L T I M O R E B E A C O N — M AY 2 0 1 9

CLASSIFIEDS The Beacon prints classified advertising under the following headings: Business & Employment Opportunities; Caregivers; Computer Services; Entertainment; For Sale; For Sale/Rent: Real Estate; Free; Health; Home/ Handyman Services; Miscellaneous; Personals; Personal Services; Vacation Opportunities; and Wanted. For submission guidelines and deadlines, see the box on the right. CAVEAT EMPTOR! The Beacon does not knowingly accept obscene, offensive, harmful, or fraudulent advertising. However, we do not investigate any advertisers or their products and cannot accept responsibility for the integrity of either. Respondents to classified advertising should always use caution and their best judgment. EMPLOYMENT & REAL ESTATE ADS: We will not knowingly or intentionally accept advertising in violation of federal, state, and local laws prohibiting discrimination based on race, color, national origin, sex, familial status or handicap in connection with employment or the sale or rental of real estate.

Business & Employment Opportunities A PART-TIME CARPENTRY JOB Where You Can Make a Difference! Second Chance, Inc., a nonprofit near Raven’s Stadium, is seeking an experienced part-time carpenter to work on such projects as interior/exterior renovations, bathrooms, kitchens, framing, painting, finish trim, doors and windows. If you’re interested in joining a business with a heart, we’d love to talk. Contact us: 410-385-1700 x 111 or jobs@secondchanceinc.org. Learn more about us at www.secondchanceinc.org.

Financial GAMEPLAN FOR RETIREMENT 401K 403b TSP and IRA Rollover to Safe Lifetime Income! 410-902-0464 WTTR 102.3FM Saturdays at 8am and WCBM 680AM Saturdays at 4pm. GOT AN OLDER CAR, VAN OR SUV? Do the humane thing. Donate it to the Humane Society. Call 1-844-230-2952.

For Sale CEMETERY SITES at Meadowridge Memorial Park 7250 Washington Blvd Baltimore MD 21227 Garden of the Last Supper 6A sites 1, 2, 3, 4 current value $4,000 EA selling for $1,000 EA a savings of $12,000 443-956-3278 Taylor’s. CEMETARY LOTS & VAULTS - 2 side by side lots in Dulaney Valley Memorial Gardens (Holy Cross Garden). Sale Price $5500. Call 410-561-0775. TWO CEMETERY LOTS, side by side. Gardens of Faith Cemetery, Rosedale. Lots in The Garden of the Resurrection. $3,000/offer for both. Call James, 410-812-2860

Say you saw it in the Beacon

For Sale HOLMES AIR PURIFIER with Hepa Filters $65, Thermapulse Wrap with Massage and heat $30, Standard Senior Walker $18, Shower Chair $20, Rollator Walker $85, 2in1 Folding Lap Tray $7, Portable Commode $30. All in excellent condition. Call 410-665-1873 for more details. Cash only. THREE PILLOWS Three living room furniture Fabric brown with pillows. Will include coffee table and end tables. $450.00. If interested please call Mariam (240) 350-9392. CEMETERY LOT & VAULT Dulaney Valley Memorial Gardens. Located in Garden Of Apostles. Value is $4090. PLEASE MAKE OFFER! Call 410-893-0681 leave message if no answer.

For Sale/Rent: Real Estate WE BUY HOUSES!!! CALL 443-415-0790. Are you tired of toilets and tenants, but like the monthly income? Call us for a creative solution to your real estate problems. We buy houses in any condition, any location, any price range. We pay CASH or terms and offer QUICK closings. Call us today at 443-415-0790 or visit www.ikebuyshouses.com.

Home/Handyman Services BLU-HAUL MOVING AND HAULING: Get an early start on spring cleaning. Hauling, junk removal, clean outs, light moving, and more. We offer quality service at a reasonable price. Call Simcha 443-846-5943.

Legal Services SOCIAL SECURITY DISABILITY? Up to $2,671/mo. (Based on paid-in amount.) Free evaluation! Call Bill Gordon & Associates. 1866-970-0779. Mail: 2420 N St NW, Washington, D.C. Office: Broward Co. FL., member TX/NM Bar.

Personal Services DO YOU NEED A COMPANION FOR YOUR MEDICAL PROCEDURE? We are specialized for MEDICAL APPOINTMENTS, PROCEDURES, and all kinds of appointments. Unlike the other appointment, medical appointment, such as the same day procedures like eye surgery or colonoscopy procedures requires to arrange adult companion. Those procedures will be cancelled if the client does not have a companion who could stay throughout the whole procedures. DND (Drive and Deliver) service will deliver medical tasks. Please give us a call for your medical errands. DND Medical Appointment & Errand Service. Tel : 443474-3020. Email: dnderrand@gmail.com. EXPERIENCED DOG MASSEUSE! Special price is $25 dollars per hour! Any size dog. Will come to you at your convenience! Effective for health and relaxation! Please call 443-3266464 to schedule your appointment. Thanking you in advance!

HOW TO PLACE A CLASSIFIED AD All classified ads must be submitted and paid for online, via our website, www.thebeaconnewspapers.com/classifieds Deadlines and Payments: To appear in the next issue, your ad text and payment must be entered by the 5th of the preceding month (for Baltimore and Howard County editions); by the 20th (for Washington and Richmond editions). Cost will be based on the number of characters and spaces in your ad: • $25 for 1-250 • $35 for 251-500. • $50 for 501-750 (maximum length). The website will calculate this for you. Note: Maryland contractors must provide a valid MHIC number. • Each real estate listing qualifies as one ad. • All ads are subject to publisher's discretion. Payment will be refunded if unacceptable for any reason.

To place your classified ad, visit www.thebeaconnewspapers.com/classifieds TV/Cable

Wanted

DIRECTV. CALL AND SWITCH NOW — Get NFL Sunday Ticket for FREE! Every Game. Every Sunday. CHOICE- All-Included Package. Over 185 Channels. $60/month (for 12 Months.) CALL 1- 888-572-4953.

TOP PRICES PAID for fine antiques, artwork and high quality decorative items including decorated crocks and jugs, rare antique clocks, music boxes,unusual lamps, slot machines and great old toys and dolls to name a few. I am 66 years old with over 40 years in the antique business, well educated and financially capable . Why pay expensive auction house , estate sale, or consignment store commissions when you can get a fair upfront price for your pieces immediately? If you have something unusual and interesting, rare and valuable and are prepared to sell it I would like to speak with you. Please call Jake Lenihan 301 279 8834 . No calls after 7 pm please. Thank you.

DISH Network. 190+ CHANNELS. FREE Install. FREE Hopper HD-DVR. $49.99/month (24 months) Add High Speed Internet - $14.95 (where avail.) CALL Today & SAVE 25%! 1844-560-5837.

Wanted BUYING VINYL RECORDS from 1950 through 1985. Jazz, Rock-n-Roll, Soul, Rhythm & Blues, Reggae and Disco. 33 1/3 LPs, 45s or 78s, Larger collections of at least 100 items wanted. Please call John, 301-596-6201. SEEKING FULLS/SEALED BOTTLES of vintage Bourbon and Rye. Do you have full/sealed vintage bottles of bourbon or rye collecting dust in your cabinet? Do any of your bottles have an old red and green tax strip? Call Alex, 443-223-7669. ESTATE LIQUIDATION/ANTIQUES & COLLECTIBLES: One call solves it all when you hire us to handle your estate liquidation, down-sizing and/or home cleanout. We sell your treasures, take care of charitable donations and provide junk removal. We also purchase partial estate contents/collections. Always buying antiques, jewelry, fine art, vintage toys, collectibles, advertising, sports memorabilia, military items, rare books, Mid Century Modern furniture, vinyl records collections and more. Based in Silver Spring, we serve Montgomery County, Howard County, Baltimore County, Washington D.C., NOVA and beyond. No home, barn or warehouse is too packed for us! Friendly, conscientious staff. Call Chris on cell (202) 731-9447. www.OrionsAttic.com.

BUYING VINYL RECORDS from 1950 through 1985. Jazz, Rock-n-Roll, Soul, Rhythm & Blues, Reggae and Disco. 33 1/3 LPs, 45s or 78s, Larger collections of at least 100 items wanted. Please call John, 301-596-6201. COLLECTOR BUYING MILITARY ITEMS: Helmets, weapons, knives, swords, web gear, uniforms, etc. from all wars & countries. Also Lionel Trains, & slots/coin operated machines. Will pay top prices. Discreet consultations. Call Fred, 301-910-0783 MONEY, TIME TO SELL! Make the right choice, Call Greg, 717-658-7954. We buy jewelry, coins, silver, antiques, watches, gold, art, paper money, toys, bottles, comic books, pottery, and just about anything you can find in grandma’s house. Give me a call and let me HELP. No middleman, no fees, and confidential. Let’s do business, Call 717-658-7954. CASH FOR ESTATES; moving, etc. I buy a wide range of items. Buy out/clean up. TheAtticLLC.com Gary Roman 301-520-0755.

Thanks for reading!

ADVERTISERS IN THIS ISSUE Clinical Research Studies

Government

COPD Study . . . . . . . . . . . . . . . . . . .13 Diet Study . . . . . . . . . . . . . . . . . . . . .12 Gingivitis Study . . . . . . . . . . . . . . . . .12 Knee Osteoarthritis Study . . . . . . . . .13 Metabolic Syndrome Study . . . . . . . .13 Shoulder Study . . . . . . . . . . . . . . . . . .13

Baltimore Community Foundation . .19 Baltimore County SHIP . . . . . . . . . . .21

Dental Services Denture Doctor . . . . . . . . . . . . . . . . .11

Education Peabody Prepatory . . . . . . . . . . . . . . .27

Events Ageless Grace . . . . . . . . . . . . . . . . . .28 Centenarians Luncheon . . . . . . . . . . .28 Meals on Wheels . . . . . . . . . . . . . . . . .4

Financial Mutual of Omaha . . . . . . . . . . . . . . . .18

Funeral Services Dignity/Schimunek . . . . . . . . . . . . . .29

Health Keswick Wise & Well Center . . . . . . .10 Kraus Behavioral Health . . . . . . . . . . .7 Noxicare . . . . . . . . . . . . . . . . . . . . . . .10 Patriot Mobility . . . . . . . . . . . . . . . . . .3 Rosenblatt Foot Care . . . . . . . . . . . . .11 Skin Cancer EB . . . . . . . . . . . . . . . . . .6 Snyder Center . . . . . . . . . . . . . . . . . .11

Home Health Care Baltimore City Senior Companion Program . . . . . . . . . . . . .6 Options for Senior America . . . . . . . .15

Housing Charlestown/Erickson . . . . . . . . . . . .15 Christ Church Harbor Apts. . . . . . . . .19 Glynn Taff Assisted Living . . . . . . . . .7 Linden Park Apartments . . . . . . . . . .29 Meadows of Reisterstown, The . . . . . .4

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Oak Crest/Erickson . . . . . . . . . . . . . .15 Park View Apartments . . . . . . . . . . . .14 Rhome Communities . . . . . . . . . . . . .14 St. Mary’s Roland View Towers . . . . .24 Virginia Towers Apartments . . . . . . .25 Warren Place Senior Apartments . . . .25 Westminster House Apartments . . . . .24

Legal Services Angels of Elder Care Planning . . . . .21 Frank, Frank & Scherr Law Firm . . .19

Medical Cannabis Charm City Medicus . . . . . . . . . . . . . .9 Curio Wellness . . . . . . . . . . . . . . . . . . .9 Health For Life . . . . . . . . . . . . . . . . . . .8 Herban Legends . . . . . . . . . . . . . . . . . .8 Pure Life Wellness . . . . . . . . . . . . . . . .9

Shopping Perfect Sleep Chair . . . . . . . . . . . . . .16 Radio Flea Market . . . . . . . . . . . . . . .26 Smyth Jewelers . . . . . . . . . . . . . . . . .23 Zinger Chair . . . . . . . . . . . . . . . . . . . .20

Skilled Nursing & Rehabilitation Manor Care . . . . . . . . . . . . . . . . . . . . .7

Subscriptions Beacon Subscription . . . . . . . . . . . . .30

Technology Beacon Silver Pages . . . . . . . . . . . . . .32 TechMedic4U . . . . . . . . . . . . . . . . . . . .3 TheBeaconNewspapers.com . . . . . . .32

Theatres/ Entertainment Gordon Center . . . . . . . . . . . . . . . . . .28 Toby’s Dinner Theatre . . . . . . . . . . . .26

Travel Eyre Bus, Tour & Travel . . . . . . . . . .23 Festive Holidays . . . . . . . . . . . . . . . . .23 Superior Tours . . . . . . . . . . . . . . . . . . .5


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