The Bay Area Review December 13, 2019

Page 1

Volume 1 • Issue 5

December 13, 2019

125 Years of Strong Women

49ers Hope for the Holidays presented by United Airlines

San Jose Woman’s Club Celebrated it’s 125th Year Anniversary with a Tea at the Historic Downtown location on 11th Street. Since 1894, the San Jose Woman’s Club has been supporting and empowering women while enriching the fabric of one California’s most vibrant cities.

The 49ers transformed Levi’s® Stadium into Niners Land as players, their families and staff host 450 underserved boys and girls from around the Bay Area for the first-ever 49ers Hope for the Holidays presented by United

[Continued on Page 5]

All Your Shoe Repair Needs!

See Page 14

See Page 5

Come on in 3 Juice “Taste Sampler” $8.99 Hamilton/Meridian

See Page 7

Airlines event. Each child recieved a oncein-a-lifetime experience traveling through the stadium and left with a brand new bike, helmet, lock, haircut, shoes, toys, glasses, backpack, dinner and more. [Continued on Page 14]

December 13, 2019

Go to for more information, events, and to purchase Tickets. Kronos Quartet The 60’s, The Years that Changed America Jan 15 @ 7:30 pm Bing Concert Hall

Selma, Film with Live Score: Jason Moran & Marvin Sewell Jan 25 @ 7:30 pm Memorial Auditorium

Jason Danieley Jan 18 @ 7:00 pm Jan 18 @ 9:00 pm Bing Studio

Laurie Anderson The Art of Falling Jan 29 @ 7:30 pm Bing Concert Hall

NFM Wroclaw Philharmonic with Bomsori Kim, violin

La Passion de Jeanne d’Arc with Orlando Consort

Jan 31 @ 7:30 pm Bing Concert Hall

Feb 1 @ 7:30 pm Bing Concert Hall

December 13, 2019

Night of Music

Page 3

Sweet Notes

Wolfgang at play

A Fundraiser Concert was held at Foothill Presbyterian Church showcasing Wolfgang Roethig. The evening was a program of “Variations” from early music to Classical and Romantic compositions to the Modern popular music and Jazz, itself. Those variations can be playful and easy or elaborate and sophisticated. Wolfgang Roethig started with a mix of variations on the organ with compositions by J.S. Bach, Mozart, Beethoven and Schubert because he wanted to create an opportunity for the audience to experience a theme of “similarity” by such well-known composers. And then moved onto the piano with several selections and a finale by Grieg. The idea was to tell a story with music that

conveys personality, contrasting emotions and interesting tones in chronological order; starting in the 17th and moving through the 18th, 19th and 20th century music both melodic and lyrical. Wolfgang Roethig started playing piano at age 9 and organ at age 14. He participated regularly in recitals and concerts as a soloist and accompanist. He also played church organ regularly in his hometown near Heilbronn, Germany, for 10 years. When he moved to Paris, France for doctoral studies, he was twice finalist in the “Concours de Piano des Grandes Ecoles”. Wolfgang now lives in San Jose, CA, and balances family life and work in the high tech industry with his passion for music. He is organist at Foothill Presbyterian

Church, and he enjoys playing both classical music and jazz on the piano.

Helping Our Homeless Neighbors (404) 891-6317 Foothill Community Concert Series has chosen FRONT DOOR COMMUNITIES as their designated mission for the 2019-2020 season to help with their work with local area homeless. 100% of ticket sales for Wolfgang Roethig's Concert was donated to this worthy organization.

Nurse Builders Academy

Your first step towards a career in Healthcare.

Become a CNA (Nursing Assistant) (408) 972-5025

December 13, 2019

Making a Difference

Protecting Coyote Valley: Making History Together We made history last month as we celebrated the permanent protection of 937 at-risk acres of open space in Coyote Valley. For mountain lions,

bobcats, and other wildlife, protecting Coyote Valley is a “must” to ensure their ability to thrive for the long-term in our region. In protecting these acres, we preserved

the critical “heart” of wildlife connectivity between over a million acres of habitat in the Santa Cruz Mountains and the Diablo Range. But our work is not over yet. Coyote Valley still remains threatened. While 937 acres are now safe from developers, numerous other areas remain at risk, including pristine farmland, historic freshwater

Mahin Beauty Lounge wetlands and other areas critical for wildlife connectivity. If nothing had been done, these acres in Coyote Valley would have been just another sprawling Silicon Valley office complex or a massive warehouse, with thousands of trucks coming to and from daily. In fact, for decades we were told that development of Coyote Valley was, “inevitable.” Undeterred, we spent countless hours knocking on doors, making presentations, attending City Council meetings, and doing everything we possibly could to protect

Coyote Valley. Through our work together, we stopped the “inevitable,” successfully defeating development proposal after development proposal, winning ballot measures - and making last month’s historic protection possible. This historic win shows us that together, we can protect Coyote Valley. But we need your continued support to keep this program going, and protect the rest of Coyote Valley and nature throughout the region. Please make a tax-deductible donation of $15 or more today.

Satellite Internet That is Unlimited With No Hard Data Limits! 2

Mahin offers a place of Tranquility to experience her Artistry

FREE Standard Installation


Limited Time Offer! Restrictions may apply.

Microblading Eyelash Extensions Facial Service

Face and Body Massage Eyebrow Design and Treating

25 Mbps Download Speed 25mbps download and 3mbps upload1

“You can get High-Speed Internet wherever you live!”

No Hard Data Limits



Wi-Fi Built-In

Connect your wireless devices at home

Call For Special Offers In Your Area Pricing varies by region

Tuesday - Friday 10:00am - 6:00pm Saturday 10:00am - 4:00pm Closed on Sunday & Monday

408.606.8989 1465 Bird Avenue, San Jose, CA 95125 Reserve Your Appointment Today!



HughesNet is a registered trademark of Hughes Network Systems, LLC, an EchoStar Company. 1 The HughesNet Gen5 service plans are designed to deliver download speeds of 25 Mbps and upload speeds of 3 Mbps, but individual customers may experience different speeds at different times of the day. Speeds and uninterrupted use are not guaranteed and may vary based on a variety of factors including: the configuration of your computer, the number of concurrent users, network or Internet congestion, the capabilities and content of the Websites you are accessing, network management practices as deemed necessary, and other factors. When you connect to the HughesNet service using Wi-Fi, your experience will vary based on your proximity to the Wi-Fi source and the strength of the signal. 2 If you exceed your monthly plan data, you will experience reduced data speeds until the start of your next billing period. Reduced speeds will typically be in the range of 1 – 3 Mbps and may cause Web sites to load more slowly or affect the performance of certain activities, such as video streaming or large downloads/uploads. 3. Free standard installation applies to new Lease subscribers only. Not valid with Purchase option. Limited-time offer. Restrictions may apply. 5. Per the “5th, 6th, 7th and 8th FCC Measuring Broadband American Reports.”

December 13, 2019

125 Years of Strong Women

Page 5


[Continued From Page 1] Put your passion to work! We invite all women and genders, whether experienced or just beginning your journey in life to join us. From cultivating leadership skills to technology

forums, animal welfare or simply brainstorming over lunch, experience how women connecting with women makes our community and each one of us, stronger. Annual membership is $90 for general, $60 for

seniors (65+) and students (an undergraduate to age 24). Membership is open to all. The San Jose Woman’s Club is a 501c3 non-profit corporation, Federal Tax identification number 94-0838510.

4 generations of membership celebrating

Sharing ideas. Moving San Jose forward. Creating life-long friendships. Assembly member Ash Kalra and Council member Johnny Khamis with 2 Festive ladies

75 S 11th Street San Jose, California 95112 408-294-6919

Lincoln Shoe Repair Most Complete Shoe Repair Service in the South Bay

Music Lessons Only $15 per lesson!! Call (408)268-6703

• Piano • Guitar • Drums • Bass • Flute

2208 Lincoln Ave, San Jose, CA 95125


December 13, 2019

City Team’s Hope Café: a New 5-Star “Soup Kitchen” Concept

Dignity Deserved

Chef Reynolds Stewart was top notch in his field and gave it up to serve people experiencing poverty, hunger and homelessness looking for hope

Chef Reynolds Stewart worked 26 years in hospitality the majority of that time at the Hyatt Hotels. 19 years ago, he was a working functioning addict overseeing a 7 million dollar budget when he decided to go to an outpatient recovery program funded by his company’s insurance. This was the catalyst for him deciding to walk away from the corporate life and go to CityTeam to help other men in their recovery and use his skills in a more meaningful way. “I know from personal experience that the hardest thing to do when you’ve lost hope is to ask for help and make that first step on the road to recovery,” says Chef Reynolds. “That’s why I knew when I became sober that I wanted to

give back and help others. Every day, I’m able to provide meals for people – and that simple act of kindness can help restore someone’s sense of dignity and self-worth, and make them feel like there is hope and people who care.” Now the void Chef Reynolds is filling is people’s hunger and their lives with hope. As CityTeam’s executive chef, Stewart oversees the dining programs which serve hot meals to hundreds of guests, seven days a week, 365 days a year. Last year, CityTeam San Jose served over 227,000 meals to individuals and families in need. Not forgetting his roots, they started a new concept in “soup kitchens” opening the CityTeam Hope Café

two Saturdays a month where guests are treated as if they were dining at a five-star restaurant. A corporation, church or nonprofit organization sponsors the dining experience for CityTeam’s homeless guests. A hostess greets the diner at the door, shows them to a table with linens, china and glassware handing them a menu to choose from a three course meal with the option of a beef, poultry or seafood entree, fresh healthy sides and a homemade dessert. The only thing that is missing, is a bill at the end of the meal.

About City Team: CityTeam is a nonprofit organization serving people experiencing poverty, hunger and homelessness in the

Bay Area since 1957. CityTeam has provided life-saving hot meals, fresh groceries, safe shelter, clothing, residential housing programs, learning & career skills, counseling and other essential care 365 days a year for men, women and children who are in desperate need of finding hope that leads to lasting change. For more information, visit www. Your involvement can make a difference in the life of someone in need.

CityTeam San Jose is able to meet the needs of individuals, families, and communities with the help of volunteers and donors like you. Every little bit helps. To Donate, Volunteer, or Host an event, visit https://www. If you or someone you know needs help, call (408) 232-5600 or email to get more information of City Team’s Resources.

Orange Sunrise *We are Now Open*


Come in and try a little something delicious! 1590 Meridian Ave/Hamilton Phone: 408-347-1951 2652 Alum Rock Ave, #F Phone: 408-677-4144

Page 8

December 13, 2019


Before You Give, Make Sure the Charity is Legit, says BBB Accountability.” Here are tips to help you make sure your donation will be used wisely:

“Donors want to know that their money is being spent wisely,” said Steve McFarland, President & CEO of BBB of Los Angeles & Silicon Valley. “When you see a clickable BBB Accredited Charity seal on a charity’s website or other literature, this means that the charity complies with BBB’s 20 Standards for Charity

• If you’re unfamiliar with an organization, don’t hesitate to ask the charity for written information about its programs and finances. • Don’t be pressured to give on the spot. A charity that can use your money today will welcome it just as much tomorrow. • Beware of emotional appeals that tell you nothing about how your donation will be used. • Watch out for name similarities. Avoid

organizations with spellings that are similar to reputable organizations, but not exactly the same. • Before making online donations, make sure the charity’s website is secure and that it has a policy about the use of your name, email address or other personal information. Secure site addresses begin with https://. • When considering a cause-related marketing campaign, find out what portion of the purchase price

will benefit the charity, the duration of the campaign and the maximum or minimum total contribution. • Before donating used items, make sure they’re in good shape to reuse. Donating junk puts an undue burden on the charity and could do more harm than good. You may want to consider selling the item and donating the proceeds to a charity. BBB has Charity Reviews on more than 1,300 nationally soliciting charities and over 10,000 locally soliciting charities using its 20 Standards for Charity Accountability. When BBB evaluates a charity, it looks beyond finances and overhead, examining a charity’s

governance, effectiveness and fundraising practices against BBB standards. Only after a charity meets all 20 BBB standards will BBB offer it BBB Accreditation and use of BBB’s seal. Find local BBB Accredited Charities at or About BBB BBB is a nonprofit, business supported organization that sets and upholds high standards for fair and honest business behavior. BBB services to consumers are free of charge. BBB provides objective advice, BBB Business Profiles on more than 5.3 million companies, 11,000 charity reviews, dispute resolution services, alerts and educational information on topics affecting marketplace trust. Visit for more information.

Promote Your business with Us! Email The Bay Area Review at or call (408) 898 - 7534

December 13, 2019

Page 9

District 10 News

Glazer/Levine Measure to Ban Smoking and Vaping at State Parks and Beaches Signed Into Law

Legislation by Senator Steve Glazer (D- Orinda) and Assemblymember Marc Levine (D- Marin County) to ban smoking

and vaping at California state parks and beaches has been signed into law by Governor Gavin Newsom.

California’s diverse environment and ecosystems sets it apart from many other states. Park visitors come from around the world to enjoy California’s natural resources and protected land. Unfortunately, it is common to find cigarette butts discarded on beaches or around popular areas in state parks. In fact, cigarettes are the most common form of litter and are improperly disposed of 65 percent of the time.

Cigarettes contain thousands of chemicals, approximately fifty of which are known carcinogens. Not only do they leech these substances into the ground or water, but animals may confuse them with food, poisoning or choking them. “This bill will provide a cleaner, safer, and healthier environment for people, fish and wildlife,” said Senator Glazer. “Cigarettes are one of the biggest polluters on our beaches. It harms people through second hand smoke and kills fish which are affected by the tainted trash.” In addition to the public health and environmental damage caused by tobacco products, discarded cigarette butts accounted for 37.7 percent, or 6.9

million cigarette butts, of all litter collected on annual Coastal Cleanup Day from 1989-2014. Cigarettes are also a primary cause of wildfires, annually causing nearly $7 billion in damage, and accounting for 30 percent of fire deaths in the United States. “Smoking is a danger to the health of California’s people, land and water,” said Assemblymember Levine. “Just as California banned smoking at indoor venues decades ago, it is time that visitors enjoying our state beaches and state parks be protected from the harm caused by smoking. We have waited long enough to protect California’s public health and natural environment. The time to act is now.”

BOOK YOUR VACATION NOW up/ k Pic ivery! l De


1,549 *


1,299 *


Benson’s Cleaners Services

• Full Service Dry Cleaning and Alterations • Wedding Gowns Special *Stored with Care* • Convenient Wash N Fold *We Sort, Launder, and Fold* • It’s Getting Cold! *Bring in Your comforters and blankets* • Ask about Rug Cleaning *Hand Made Persian Style* • Drapery Cleaning 408-997-6144


5965 Almaden Expressway #160 Mon - Fri 6:30 am - 6:30 pm Saturday 8:00 am - 5:00 pm




2,349 *

2,099 *




Seattle • Vancouver • Ketchikan • Juneau • Skagway • Glacier Bay • Anchorage • Denali • and more

Oahu • Kauai • Maui • Hawaii “Big Island”

12 days, departs May - September 2020 Enjoy 7 nights aboard Holland America Line’s ms Westerdam and 4 nights on land. You’ll cruise the Gulf of Alaska and the Inside Passage—a sea lane teeming with marine wildlife, where you’ll pass glaciers, mountains, and lush forests, with stops in Ketchikan, Skagway, and Glacier Bay. On land, you’ll go deep into Denali National Park, tour Anchorage, and see the Alaska Wildlife Conservation Center.

12 days, departs year-round Enjoy Hawaii on this island-hopping cruise tour. Spend 7 nights aboard Norwegian Cruise Line’s renovated Pride of America. Experience the Iao Valley on Maui, the beauty and charm of Hilo, Kona’s coffee-rich “Gold Coast,” and Kauai’s Na Pali coast and Waimea Canyon. Your land tour includes Pearl Harbor and Honolulu city tours, and time to relax on Waikiki Beach. Guided on Oahu by our friendly Tour Directors— your local experts.


Promo code N7017

CALL 1-877-818-2936

*Prices are per person based on double occupancy plus $299 in taxes & fees. Cruise pricing based on lowest cabin category after Instant Rebate is applied. Single supplement and season surcharges may apply. Add-on airfare available. Onboard Credit requires purchase of Ocean View or Balcony Cabin. For Hawaiian Islands Cruise & Tour, Free Internet and Free Beverage Package offers vary based on cabin category purchased. Additional service charges are required and payable to YMT with final balance for select Set Sail offers. For full Set Sail terms and conditions ask your Travel Consultant. Offers apply to new bookings only made by 12/31/19. Other terms & conditions may apply.

December 13, 2019


Yappy Hour Silicon Valley Pet Project and Mutt Lynch Winery hosted a “Yappy Hour” Festive Holiday event of Wine tasting, snacking and socializing with fellow animal lovers that took place at PUP PLAZA as a Fundraiser, December 8. Funds raised at the event helped with

continuing with the lifesaving work of SVPP in their efforts to rescue, care for, foster and promote the foster of homeless pets in our community. Melissa Lisbon, SVPP President with her wonderful team and and amazing volunteers, are so honored and grateful

to partner with Mutt Lynch Winery for this first annual “Yappy Hour.” Mutt Lynch Winery, based in Sonoma, has been supporting animal rescues — local, national and international — since its inception in 1995. SVPP is participating in the winery’s “Wines That Give Back” program, an initiative owners Brenda and Chris Lynch launched in 2017. A custom label is created for an animal rescue and used on a Mutt Lynch release. The owners donate 25% of wine sale proceeds back to the rescue group. SVPP’s wine is an elegant 2017 North Coast Chardonnay which is for sale at the winery and on the Mutt Lynch website, and was available for purchase at the Holiday Yappy Hour event. Office: (707) 942-6180 Tasting Room: (707) 687-5089 (408) 641 - 8745

Melissa Lisbon (center) with Chris and Brenda Lynch

A few of the pups at play.

Call for Contractors! Rebuilding Together Silicon Valley is hiring local contractors to repair roofs, perform plumbing and electrical work, carpentry, flooring and other special projects in homes throughout Santa Clara County. If you are you a licensed contractor looking to expand your client base, please contact us! Minority and women-owned contractors are encouraged to apply. Learn more at: Qualifications: • Licensed General Contractor, HVAC, Electrician, Plumber, or Roofer • General Liability Insurance and Worker's Comp (if applicable)

Contact: Kevin McCarthy 408.578.9519 ext. 1007, 1701 South 7th St., #10 San Jose, CA 95112


2082 S. Winchester Blvd. Campbell, CA 95008 408.540.7781 23SKIDOOVINTAGE.COM FACEBOOK.COM/23SKIDOOVINTAGE

December 13, 2019

Why I Wear the Badge #WhyIWearTheBadge is a campaign designed to highlight the diversity and commitment of the law enforcement profession. The badge is a symbol of courage, strength and integrity. With the display of the badge comes great responsibility. So why do hundreds of thousands of men and women wear the badge each day? The Santa Clara Police Department (SCPD) would like to feature Public Safety Dispatcher Natalie Moreno. Natalie started her career as a dispatcher for

NASA. As a Santa Clara native, it was her dream to join SCPD. Eventually, she was hired in 1995. Natalie best describes the role of a Public Safety Dispatcher is to calm the chaos. Public Safety Dispatchers are true first responders to the public and a lifeline to officers and firefighters in the field. In her career, Natalie has handled rewarding, heartbreaking and lifesaving calls. Why I Wear the Badge - “No two calls are alike! For me, this career path, has been the most

Page 11

Protect and Serve

rewarding path I could have ever taken. While calls involving children and the elderly always emotionally impact me, I could not have found a more satisfying career path and am proud of to

serve this City.� In her 24-year career, Natalie has served as a Communications Training Officer (training new Public Safety Dispatchers), a Mentor and received the

Dispatcher of the Year Award (2014). Natalie was also the recipient of several individual callhandling commendations and an Outstanding Performance Award for a critical incident.

Holiday Cheer at Christmas in the Park San Jose by the Silicon Valley Fraternal Order of Police


Window Cleaning

Window Tinting

Gutter Cleaning

Whole house interior/exterior window cleaning

Any purchase of $500 or more

All professional gutter cleaning services

Limited time offer. Valid only at participating locations. Not valid in combination with separate offer. Independently owned and operated franchise.

Limited time offer. Valid only at participating locations. Not valid in combination with separate offer. Independently owned and operated franchise.

Limited time offer. Valid only at participating locations. Not valid in combination with separate offer. Independently owned and operated franchise.

$50 OFF $100 OFF $25 OFF

December 13, 2019

District 1 News

Gilroy Student Selected to Help Governor Light Capitol Christmas Tree Nayeli Lemus, a 10-year-old girl from Gilroy who receives services from one of California’s 21 regional centers will help Governor Gavin Newsom and First Partner Jennifer Siebel Newsom light this year’s Capitol Christmas Tree. Nayeli, who has been diagnosed with Down Syndrome, was selected

by the San Andreas Regional Center and California Department of Developmental Services (DDS) to represent more than 340,000 individuals from across the state who have intellectual and developmental disabilities and receive services from the state’s regional centers and state-operated facilities.

Groundbreaking of First Vietnamese American Service Center in the Nation

The Vietnamese American community in Santa Clara County joined county leaders for a historic groundbreaking of the Vietnamese American Service Center (VASC) in the nation. The Center, scheduled to open in the Fall of 2021, will be a model for other major counties serving vulnerable populations. The construction of the VASC is a pivotal moment for Santa Clara County and its Vietnamese residents. Santa Clara County is home to the

second largest Vietnamese population outside of Vietnam. The VASC will be a 30,000 square foot, one-stop hub for the County to provide health and human services in a culturally sensitive manner with professionals who speak Vietnamese. These County services and resources include senior wellness programs, health screenings, mental health services, dental services, vaccinations, and a pharmacy.

Animal Services Center Topping Off Ceremony November 22 was a beautiful day to attend the “Topping off” Ceremony for the new Santa Clara County Animal Shelter in San Martin - a monumental construction milestone. When I first set foot in the existing 70-year-old County Animal Shelter as a newly elected County Supervisor, I vowed then and there to help build a new and improved one. I am so proud that after years of planning, our new LEED Silver certified Animal Services Center is on track to open in 2021! The 37,000 square foot facility will include: • Modern dog dorms that allow dogs indoor and outdoor access,

• An open air outside park for dogs to interact with potential forever owners, • Free-roam cat condos with climbing structures, • A 10-stall barn and pasture, • Two surgical clinics to service our growing animal population, and • A community space that will accommodate up to 300 people at a time. We must still raise funds to complete critical infrastructure inside this state-of-theart facility, and I hope that you will consider

supporting local animals with a tax-deductible financial contribution. If you are considering making a holiday donation – please keep this in mind! Donate online at www.aplace4animals. com or call 408-9184643 to discuss strategic opportunities that match your wishes.

Serving Seniors Friends, food and fellowship – who could ask for more? Kudos to the Los Gatos Lions Club for providing and serving a delicious Thanksgiving Luncheon to 200 community seniors on the Saturday before Thanksgiving Day. A big thank you to the Lions and their Leos, as well as Los Gatos Meats, the Senior Commission, Mayor Jensen and volunteers, including students from

Los Gatos High School and CT English Middle

School for putting big smiles on many faces.

December 13, 2019

Join the Movement! Chopsticks Alley Art is a non-profit organization offering art access to low income families and elders. We create art exhibits and events to feature Southeast Asian artists and need your help to continue our mission to celebrate Southeast Asian cultural heritage through the creative expression of art. In this program Vietnamese elders will

explore contemporary art, receive art supplies, learn to paint/draw, get a tour of local art galleries and museums, and enter their work in a students’ art exhibit in 2020. Registration is full yet the demand is high. Help us continue to offer programs like these with your tax deductible donation. Go to https:// www.chopsticksalleyart. org today!

What’s New at Chopsticks Alley Art? Hidden Heritages: San José’s Vietnamese Legacy is a two-year partnership between the San José Museum of Art, Chopsticks Alley, and the City of San José Office of Cultural Affairs that brings Vietnamese artists and community members together to share, amplify, and artistically present stories that reveal the contributions of Vietnamese Americans

Boyd’s Tree Service Landscaping Maintenance Since 1984

Clear Away Fire Hazards Around Your House • Structural Pruning • Tree Trimming • Stump Removal We Specialize in Redwood Trees!

408-371-5040 Contractor License #665121

#GivingTuesday to San José, one of California’s most diverse cities. Renowned Vietnamese artists Binh Danh, Trinh Mai, and Van-Anh (Vanessa) Vo will lead a series of communitybased, creative learning workshops in 2019 and 2020 that will provide opportunities to share personal experiences and memories, and to reflect on the transformational impact Vietnamese Americans have had on

San José’s culture and economy, as well as its identity as the capital of Silicon Valley. New artworks inspired by the workshops and incorporating stories from workshop participants will form the basis for a series of programs, held over two years, including an exhibition and public performance to take place at City Hall in April and May 2021.

Holiday Carriage Rides December 7-23

The carriage rides return to Los Gatos this holiday season! Historic horse-drawn carriages ride through the streets of Los Gatos, delighting riders with all of the lights, sights and sounds of a small town. Rides begin at Town Plaza, travel through the Almond Grove and N. Santa Cruz Avenue. Go to to book your ride today! Prices and availability vary.

Carriage Rides sponsored by: Linda L. Lester

49ers Hope for the Holidays presented by United Airlines

[Continued From Page 1]

December 13, 2019

Art for the Holidays For those one of a kind gifts ... look for the Murals on the Alameda Art Works building.

Holiday Treats

Tis The Season... Toy drive at Cathedral of Faith.

1068 The Alameda, San Jose, CA 95124

Pastor Ken Foreman welcomes everyone to Holiday services

Tickets: Adult: $35 Student: $15 To purchase, Go to

We’re new to the neighborhood but not tomembers banking. For over 80 years,new we’ve helped across Northern California and ready to help you save. We recently opened a branch at Almaden Ranch Forwe’re over 80 years, we’ve helped members across Northern California and we’re ready in San Jose and invite you to join our 350,000+ community members. to help you save. Wewe recently opened a branch in the Cherry OrchardofShopping Center in Sunnyvale and we invite you to join our 350,000+ community of members. Membership is free.

Membership is free.1

For a limited time only, take advantage of

How It How Will It Will Save You Money Save You Money

Loan LoanType Type

Auto AutoLoan Loan¹ 3

Receive 0.50% APR2APR Receive 0.50% discount when you you discount when refinance your auto refinance your auto loan from another loan from another financial institution

financial institution

Personal Loan 4

Personal Loan²

Mortgage Loan5

Mortgage Loan³

Home Equity Line of Credit 6

Home Equity Line of Credit⁴

Refinance and and Refinance lower your monthly payments with with payments a rate as low as a rate 2.74% APR as low as

To take advantage of these exclusive offers, please visit our Sunnyvale Branch at 332 W El Camino Real or call toschedule an appointment at 408.541.3700 M-Th 10 AM – 6 PM, Fri 9 AM - 6 PM, Sat 10 AM - 2 PM

2.94% APR

loans or credit cards Our already low rates a personal loan areOur evenalready lower with a low rates with rate as low as 0.50% APR discount are even lower with a 4.90% APR

0.50% APR discount

rate as low as 5.40% APR

Rates are the lowest since 2016. Now’s the time to refinance and keep more cash in No closing costs on your pocket

No closing costs on your home purchase or refinance

your home purchase or refinance Rate of Prime minus 1% for the first 12 months

Rack up your savings. 82

Holl enb eck Ave

For a limited time only, take advantage of

El Ca mino Real

SM ath ild aA ve

keep more cash in

today’s low rates Withyour pocket and our generous , you won’t need

With Rate of Prime minus remodel any longer 1% for the first 12 months

Learn more at

Insured by NCUA

NMLS ID#506373

remodel any longer 1.There’s no fee to join and your membership includes a free savings account. Patelco will deposit $1 in your savings account upon qualified account opening. 2. APR = Annual Percentage Rate. All offers below are limited time offers and subject to change without notice. Offers are limited to new members originating at the Sunnyvale branch and are all subject to credit approval. For more information, visit the Sunnyvale Branch at 332 W El Camino Real, Sunnyvale or call 408.541.3700. 3. Rate discount of 0.50% APR off current auto loan rates and valid on auto loan refinances only. Cannot be combined with other offers. Auto rates as low as 2.64% APR effective 9/5/2019; subject to change without notice. Lowest rate quoted includes special Sunnyvale branch discount. Patelco offers a range of base rates and discounts that depend on factors such as credit history, loan term, Patelco account, and loan balances, program designation and vehicle age. Actual rates are disclosed to approved applicants in writing prior to loan consummation and may be as high as 11.89% APR. To learn more about rates, terms, and available discounts, call 800.358.8228, visit, or visit any Patelco branch. 4. Rate discount of 0.50% APR off current personal loan rates. Personal Loan rates offered effective 9/5/2019; and lowest rate quoted includes special Sunnyvale branch discount. Patelco offers a range of base rates and discounts based on factors including credit type, loan term, Commitment Household/account relationship, and applicant credit worthiness/score. Loan terms are based on various factors, including the amount financed. Actual rates are disclosed to approved applicants in writing prior to loan consummation. Offered rates subject to change. 5. No Closing Costs offer available for owner occupied primary residential purchases and external (payoff of a non-Patelco originated lien) refinance only with loan amounts of $1.5 million or less. Offer not available on new Patelco brokered FHA, VA or other government-insured loans. Subject to approval. Patelco Credit Union will pay customary closing costs including: lender’s title insurance, title/escrow services, appraisal, tax service, credit report, flood certification, and recording fees. Paid closing costs do not include pre-paid interest, homeowners insurance, initial escrow deposit, owner’s title insurance, or city and/or county transfer taxes. Borrower may select escrow and/or title company. Other restrictions apply. 6. The Introductory APR of Prime (5.25%) minus 1% and other terms as shown are accurate as of September1, 2019 and apply to a HELOC for the most qualified applicant at CLTV up to 80% on applications. Not all applicants will qualify for the lowest rate. Rates vary based on property value, line amount and other factors, and will vary for second or vacation homes. The minimum periodic payment is interest-only for the first ten years (“draw period”) followed by fully-amortizing payments to repay the balance over the final fifteen years. No draws will be allowed during the repayment period. Payments and rate can adjust monthly. Payments will increase if rates increase. The rate is calculated using an index plus a margin. The index used is the Prime Rate as published in The Wall Street Journal Western Edition on the last business day of the month prior to the change. The current prime index is 5.25%. Maximum interest rate is 17%. The variable Introductory APR is based upon The Wall Street Journal Prime Rate (“Prime”). Prime may change at any time and is subject to change without notice. If Prime increases or decreases during the Introductory Period, the variable Introductory APR and minimum required payment will correspondingly change. The Introductory Period begins on the date of account opening and lasts for the first twelve (12) billing cycles. After the Introductory Period ends, any and all remaining balances will automatically convert to the variable APR, and minimum required payment per the terms of the HELOC agreement. The variable APR is based on Prime plus a margin, and will vary with Prime. The minimum credit line amount is $10,000 and the maximum is $500,000. Patelco Credit Union will pay customary closing costs on lines up to $250,000 in second lien position. Borrower is responsible for closing costs on lines in first lien position or over $250,000. Closing costs range from $0 to $2,500. This offer does not include escrow or recording fees that may result from changes in title or vesting.