VOLUME 76 - ISSUE 8

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April 13 2021 . Volume 76 . Issue 8

Invest in Your Future, It’s All About The Credit Renaldo Ruffin The Southern Digest

The Southern University Society of Finance Education & Development Program hosted a seminar in a Zoom meeting on April 6, 2021, to discuss and offer advice to many individuals on how to build credit and to invest in their future. The seminar was hosted by four student ambassadors: junior finance major Lenecia Turner, junior accountant major Zykia Stewart, junior finance major Daniel Pichon, and senior Melvin Emery III who is double majoring in Finance and Accounting. Turner gave key advice on how to build credit faster, advising the audience to “get a secured credit card and be sure to pay bills on time.” Paying bills on time is very essential to building credit. It will lead to paying low-interest rates on credit cards, loans, give you

A Night of Financial Literacy

Kynnedi S. Jackson The Southern Digest

On Wednesday, April 7, 2021 at 6:30 PM the Louisiana National Association for the Advancement of Colored People also known as the NAACP Youth and College Division held a Financial Literacy Workshop via Z oom. The session focused in various areas of finance such as budgeting, investing, and credit. The meeting was hosted by the Southern University and Louisiana State University Chapters of the NAACP. Each school had a student to represent them as speakers. The zoom consisted of NAACP members from all across the state of Louisiana. The two chapters came together to host this event to increase financial literacy and understanding amongst peers in a fun and engaging way. Kelsey Perine, Southern University’s NAACP chapter president and Louisiana NAACP Youth and College Division president said, “As state conference president, I wanted this to be a launching point for all the good things that are to come from our conference. I wanted events that showcased our units as leaders and advocates. This event was just the beginning See LITERACY page 3

Courtesy SFE&PD

more negotiating power, higher credit limits, and will make your life much easier to get approved for buying a house and apartment rentals. It is very important to not damage one’s credit history by not

paying bills on time and going over the given credit card limit. Establishing credit and learning to use it cleverly when you are young can make life much easier and simpler when you transition

SULC host virtual symposium

to adulthood. Senior Melvin Emery III gave the importance of setting up credit when young. He said, “without establishing a positive credit history, it will become more difficult and costlier to get an apartment, credit card, or even a loan.” If you have not set up a positive credit history, many lenders will be very reluctant to approve you, especially if you never had credit in your name. Emery III also said that “two faster ways to establish credit history is to become an authorized user on joint accounts, and to get a secured credit card.” Southern University student, Kevin Teljarrell II, a junior finance major, explained that he feels that it is an essential aspect as a young adult to build credit while young. He said that “building credit will make life much smoother and easier when we get older.”

pressure” while the autopsy done

Everyone at least one time in their life has experienced microaggression, even when they did not know it. A microaggression is a brief and commonplace daily verbal, behavioral, or environmental indignity, whether intentional or unintentional, that communicates hostile, derogatory, or negative attitudes toward stigmatized or culturally marginalized groups. In simpler terms, it is the intentional or unintentional verbal, behavioral, or environmental insults towards a minority—culture, race, gender (specifically women), or religion. On Friday, April 9th, Southern University Law Center hosted a virtual symposium via Zoom talking about microaggression and implicit bias within the society from homes to the classroom, to work environments. Guest speakers were Attorney LaToya Burrell and Dr. Shandra Forrest-Bank. These women spoke on their experience with microaggression in the workplace, how to recognize it, and how to respond to it professionally. Examples of microaggression and implicit bias may be if one Hispanic girl in Spanish class and the teacher calls on her, assuming she knows Spanish because of her ethnic background. Another example is a woman in a male workspace. Her boss and coworkers do not seek advice or help from her because they figure she does not know anything since she is a woman. This is an everyday occurrence in one environment or another. Microaggression comes in many different forms. When it comes to race and colorism, a common phrase is, “You speak well for a Black person” or “You’re pretty for a Black girl.” If a woman is driving an Audi or is wearing name-brand clothing, the typical question as a microaggression is, “What does your husband do?” or “What do your parents do?”, as if the woman cannot afford it herself. In the workplace, a Black, Hispanic, or gay man may not be given the same task as a white or straight man based on the mere fact that the boss may feel like he cannot manage it. Some people do not believe

See TRIAL page 3

See SULC page 3

See FUTURE page 3

Updates on the Derek Chauvin Trial

Jalexis Edwards The Southern Digest

George Floyd, an African American male, died on May 25, 2020, after former Minneapolis police officer Derek Chauvin placed his knee on Floyd’s neck for nine minutes and twentynine seconds. This led to multiple protests and marches throughout the United States demanding justice for Floyd and his family after the video of Floyd’s arrest and his death went viral. As a result, the trial of Chauvin, the officer involved, is currently being televised by several mainstream media platforms as the country watches the events in the courtroom play out. Chauvin’s trial for third-degree murder, second-degree murder, and manslaughter began on March 29, 2021, and continues. From the opening statements, the prosecution has argued that Chauvin murdered Floyd by blocking his airways by doing an untrained motion and using excessive force while the defense has argued that Floyd died from drug consumption and preexisting health conditions before his arrest by Chauvin. Both experts hired by Floyd’s family and the Hennepin County Medical Examiner ruled Floyd’s death a homicide, murder. However, they differ in the

Rodney Floyd, brother of George Floyd, enters the Hennepin County Government Center Tuesday, April 6, 2021, in Minneapolis where testimony continues in the trial of former Minneapolis police officer Derek Chauvin. Chauvin is charged with murder in the death of George Floyd during an arrest last May in Minneapolis. (Mark Vancleave/Star Tribune via AP)

cause of death. The independent autopsy done by Floyd’s family listed the cause of death as “asphyxiation from sustained

Tiffany Williams The Southern Digest

THE OFFICIAL STUDENT NEWSPAPER OF SOUTHERN UNIVERSITY AND A&M COLLEGE, BATON ROUGE, LOUISIANA


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VOLUME 76 - ISSUE 8 by Southern Digest - Issuu