FEBURARY 2020 - FEATURING: MPP CHRISTINE HOGARTH

Shining a Light on Local Businesses Since 2015

ETOBICOKE LAKESHORE PRESS

ON THE COVER

Christine Hogarth MPP for Etobicoke-Lakeshore discusses her Government’s accomplishments thus far and its priorities for 2020

p16

www.EtobicokeLakeshorePress.com

IN CASE YOU MISSED IT

THE SYDNEY GRIND

2883 Lake Shore Blvd W facebook.com/TheSydneyGrind IG: @thesydneygrind

READ IT ONLINE AT

www.EtobicokeLakeshorePress.com

Ed’s Real Scoop

2370 Lake Shore Blvd W www.edsrealscoop.com 416-259-9595 Shining a Light on Local Businesses Since 2015

3

MASTHEAD EDITORIAL CONTRIBUTORS The ETOBICOKE LAKESHORE PRESS is the only free, monthly lifestyle magazine focused on South Etobicoke. Published by Fiat Lux Media, it is mailed to houses in Long Branch by Canada Post.

Additional copies are available at selected local businesses and high-traffic pick-up locations. Our aim is to capture life in South Etobicoke by highlighting the many positive contributions to our community by local business owners, elected officials, and residents. 146 Thirtieth Street, Suite 100, Unit 25.

BILL ZUFELT Long Branch Resident and Chair of the History & Culture Committee, LBNA

BRAD JONES President & Owner of Ridley Funeral Home in New Toronto

DEREK STOCKLEY ANDREA TURPIN Principal, Lakeshore Campus; Dean, Mimico Resident and Co-owner of Faculty of Social & Community Services Adrian + Andrea Toronto Real Estate JENNIFER BAZAR MATTHEW DOUGLAS Long Branch Resident and Curator, Long Branch Resident & Lead Pastor at Lakeshore Grounds Interpretive Centre West Edge Church in Port Credit JONATHAN NHAN Pharmacist & Associate Owner at Shoppers Drug Mart in Long Branch

MARIA TERZAGHI Pharmacist & Certified Health Coach at Shoppers Drug Mart in Long Branch

NATASSIA MORRIS JESSICA TUMMINIERI Long Branch Resident and Operations Mother of two very active boys; Manager at Lakeshore Arts Wife of the Publisher JENNY SHEARMAN CHRISTINE HOGARTH Personal Chef / Owner at My Sweet Member of Provincial Parliament, Beet and New Toronto Resident Etobicoke-Lakeshore

4

ETOBICOKE LAKESHORE PRESS

BOOK YOUR CORPORATE EVENT WITH 146 The perfect spot in South Etobicoke to book your corporate event.

Contact us today and inquire about date availablity and our exclusive Etobicoke Lakeshore Press pricing.

416-855 4142 (ex 1) or info@office146.com

CREATIVE COWORKING AND EVENT SPACE

office146.com

ENJOY OUR NEW HOURS & SPECIALS MONDAY

TUESDAY

WEDNESDAY

THURSDAY

3PM - 1AM 50 cent Wings Pasta Special

3PM - 1AM $4 Tacos $4 Margaritas $4 Tequila

3PM - 1AM Half Price Bottles of Wine Buck a Shuck Oysters

11AM - 2AM $9.95 Burger & Pint Special $4 Jameson & Jagermeister

FRIDAY

SATURDAY

SUNDAY

11AM - 2AM $5 Tall Cans Fish & Chips

9AM - 2AM $5 Caesars until 5PM

9AM - 12AM $5 Caesars until 5PM Pasta Special Half Price Bottles of Wine

Lunch Specials Every Day Until 4pm $9.95 LUNCH MENU

SAT &

S

UN kfast / Bru 9AM n - 3PM ch

Brea

T.J. O’SHEA’S IRISH SNUG

Best Pub in Long Branch 3481 Lake Shore Blvd W (West of Thirty First St)

416-253-5500 / INSTAGRAM: @irishsnug

TABLE OF CONTENTS FEBRUARY 2020 PUBLISHER’S NOTE...p8

ON THE COVER...p16

Wishing our Readers a happy Family Day and a shout-out to Ed’s Real Scoop in Mimico.

Featuring Christine Hogarth, Member of Provincial Parliament for Etobicoke-Lakeshore.

COMMUNITY...p10

FOOD & DRINK...p18

Office146 teams up to help raise awareness and funds in support of Women’s Habitat.

Recipe for Love! Flourless Chocolate Cake and where to go to Dine In for Valentine’s.

LONG BRANCH HISTORY...p11

MIMICO...p20

Bill Zufelt features one of the Founding Fathers of Long Branch; Colonel Frederick Burton Robins.

Q&A with Stephanie Fazio, a Culinary Nutrition Expert; and a feature on Freemasonry in Mimico.

INSPIRATION...p13

WELLNESS...p22

God is Love according to Pastor Matthew Douglas of West Edge Community Church in Port Credit.

Renee Pilgrim shows us how to build your own Love Balm.

HUMBER COLLEGE UPDATE...p14

FAMILY LIFE...p24

Derek Stockley likens the Lakeshore Campus in winter to an art canvas; a remedy for all that ails.

Featuring the Toronto Dragons Rugby Club from the perspective of parents and players.

MOYA FINANCIAL...p15

LIFE’S UNDERTAKINGS...p28

Learn more about finances with this summary on Term Deposits and their benefits.

Brad Jones compares dealing with death to watching the movie Titanic with his wife.

LIFE’S UNDERTAKINGS...p28 Brad Jones of Ridley Funeral Home looks back at 2019 with 20/20 vision; seeing monsters and also miracles.

COMING SOON

Shining a Light on Local Businesses Since 2015

7

PUBLISHER’S NOTE HAPPY FAMILY DAY! I’d like to thank Christine Hogarth, Member of Provincial Parliament for Etobicoke-Lakeshore for being featured on this month’s cover. She’s very active in our community and is a strong supporter of local businesses. I hope you enjoy reading her cover story along with all the other editorial features in this edition.

Thank you to our Editorial Contributors for your dedication and commitment to making this publication content-rich and hyper-local in nature, both in print and online.

I’ve given our website a bit of a make-over as we celebrate our 5th year in business. Please visit us online and see what’s new... www.EtobicokeLakeshorePress.com Thank you very much for reading,

ROGER TUMMINIERI

Publisher , Etobicoke Lakeshore Press

Published By

FIAT LUX MEDIA

Welcome to our February 2020 edition!

This month, we’re writing about Love and Family.

The first thing that comes to my mind when I think of those words is...chocolate. I know how weird that sounds but in my house, chocolate goes a long way. It works better than flowers when I get myself into trouble with my wife and our boys seem to sport permanent Nutella moustaches. I’m not joking when I say this, but Luke has learned to dance for chocolate! He’s 19 months and will wiggle, nod, spin around and do leg lifts for the stuff! I think he gets it from his Mom.

All Rights Reserved

etobicokelakeshorepress@gmail.com 416-788-0716 / www.EtobicokeLakeshorePress.com

Cheers to 3 Years!!!

Speaking of Luke’s Mom, Jessica wanted me to wish everyone a happy Family Day. This holiday kind of sneaks up on me every year. It wasn’t around when I was a kid and I typically forget about it entirely (along with Valentine’s). So, on behalf of my wife and our boys, I’d like to wish our Readers a happy Family Day! Given that February is the Month of Love, I thought it fitting to include a quick, but very important, shout-out to Mark Johnson, owner of Ed’s Real Scoop in Mimico who is celebrating his 3rd year in business. Ed’s is near and dear to my heart (and stomach). I spent more money there while Jessica was pregnant with Luke than I did on gas for two cars. If you’re pregnant or know someone who is, or if you just love artisan ice cream like I do, stop

by Ed’s Real Scoop and help Mark celebrate!

P.S. It’s widely known among smart people the world over that ice cream and chocolate make perfect Valentine’s Day gifts :)

8

ED’S REAL SCOOP 2370 Lake Shore Blvd W www.edsrealscoop.com 416-259-9595

ETOBICOKE LAKESHORE PRESS

THANK YOU FOR 5 YEARS OF READERSHIP

SEE WHAT’S NEW www.EtobicokeLakeshorePress.com Shining a Light on Local Businesses Since 2015

9

COMMUNITY HELPING WOMEN’S HABITAT

Supporting Women’s Habitat at Office146 Left to Right: Graham Rowlands (Elevate Real Estate), Silvia Samsa (Women’s Habitat), Kam Saran (Office146), and Lina Almazan (Women’s Habitat) On December 5th, 2019 members of the South Etobicoke Community Facebook Group came together at Office146 for their first ever event to raise money for the Women’s Habitat. The Women’s Habitat is a local charity at Lake Shore & Islington Ave which supports women and their children in their right to live free from violence and abuse.

They provide counselling, support, advocacy and shelter services to the women who use their outreach centre.

Members of the South Etobicoke Community Group were encouraged to bring items to help the Women’s Habitat’s Holiday Hamper program, which is an annual program designed to help the women using their services to have a better holiday season by providing them with some gifts and essentials in the form of a hamper.

The event was organized by Graham Rowlands of Elevate Real Estate, a local Realtor who runs the South Etobicoke Community Facebook Group, with the help of fellow organizers Kirsten Krowiak, Kara Peseki-Morel, Amanda Rowlands, myself (Kam Saran of Office146) & Valerie Hatton of Mimico Plumbing & Mechanical. There was a charity raffle where attendees could win thousands of dollars worth of prizes including a 1 year membership to Vive Fitness, food, beer thanks to Great Lakes Brewery, wine and even a band (GMW) playing live music at the event. Over 80 South Etobicoke residents mingled all night and opened their wallets making the event a great success with $3240 in cash and gift cards raised along with another $800+ in items which could go into the hampers for Women’s Habitat.

10

The organizers are already looking at hosting more events in the future so keep an eye on the South Etobicoke Community Group on Facebook for future event details.

KAM SARAN

Community Lead, OFFICE146 146 Thirtieth St (South of Horner Ave) kam@office146.com / 416-855-4142

FEB. 29 FUNDRAISER On February 29th from 7-11pm, Renee Pilgrim & the Office146 Community will host a Community Karaoke Fundraiser in support of Women’s Habitat.

Feb. 29th comes once every 4 years, so sing your heart out, hang with your neighbours, and support our community.

Door prizes and fun surprises!

OFFICE146 146 Thirtieth St TICKETS: www.office146.eventbrite.ca

ETOBICOKE LAKESHORE PRESS

G O O D K A R M A A L E R T

LONG BRANCH HISTORY COL. F.B. ROBINS He rubbed elbows with the Royals and legendary pilots, like Amelia Earhart and Canadian Flying Aces. He was Colonel Frederick Burton Robins and his visionary development of Long Branch is still standing the test of time.

Born in Stroud, Ontario in 1866, Frederick B. Robins was the son of a prominent Scottish family. By the time he was in his mid-thirties, Robin’s frugal financial mantra had built him a continental business and real estate empire with offices in London, Glasgow, Montreal, and Toronto At age 42, he discovered the beauty of Long Branch’s treed shoreline.

He established Lakeshore Properties; a subsidy of Robins Limited and bought up well over half of the Long Branch lands; stretching from 31st street from the west to 23rd/21st streets to the east, and from the shores of Lake Ontario, north to the railway tracks.

To the south of Lakeshore Road, Robin’s first Long Branch development was purposely planned and designed to incorporate the lush and aromatic tree canopy to appeal to healthy home seekers. In 1910, Toronto was covered with coal soot. Smog and poor sanitation were the norm and people travelled along mud roads.

In Robins’ Toronto Star advertisements, headlines of “Health Excursion”, “Breathe the fresh air at Stop 26”, and “a Happy Home is a Healthy Home” dominated his campaign.

The first phase, called Pine Beach, was cleverly designed with undulating streets that emphasized the mature tree canopy, reduced speeding and maintained a quiet residential ambiance .

The next phases would include The Pines to the east and north of the Lakeshore and was apply named Lakeshore Gardens and The Lakeshore Gardens Annex.

Interestingly, even though Robins successfully bought all the acreage from the Newborn Farm, the original gothic revival homestead at 28 Daisy (26th St.) is still in private hands today. The twofoot thick field stone and stucco walled structure (circa 1851) is one the oldest remaining Heritage Designated structures in Etobicoke.

In 1912, Robins set his next sights to develop near Hoggs Hollow, known today as Armour Heights.

There, he built an impressive mansion, called Strathrobyn.

Completed in 1914 on John Armour’s farmland, Robins’ plans to develop Armour Heights were put on hold due to the onset of the First World War. (John Armour’s daughter, Jean, was the wife of Robbie Burns, poet and notable Freemason.)

Col. Frederick Burton Robins Instead, Robin’s loaned out land for a Royal Air Corps training aerodrome From 1915-1925 Strathrobyn was Toronto’s elite entertaining residence for Colonel Robins and his guests.

When Amelia Earhart was in Toronto as an assistant nurse at the Spadina Military Hospital, she would frequent Strathrobyn and the Airfield to hang out with the RFC training pilots and feed her insatiable love for flying .

Robins visited England numerous times for business. He also acted as a military liaison and became a Canadian confidant to the Royals .

Between 1919 and 1926 when the Duke of Windsor (later King Edward VII) visited Toronto, he was graciously entertained at Strathrobyn during his stop-overs to his Alberta ranch.

WWI Canadian Flying Aces, Billy Bishop and William George Barker, set up a short-lived business at the Armour Airfield.

Today, Strathrobyn is the officer’s mess and training school for the Canadian Forces College.

BILL ZUFELT

Long Branch Resident and Chair of the History & Culture Committee Long Branch Neighbourhood Association bill.zufelt@lbna.ca

Shining a Light on Local Businesses Since 2015

11

MAKING GOOD MEN BETTER

IN MIMICO SINCE 1912

SUPERIOR LODGE No. 501 23 Superior Ave, Mimico

inquiries: SuperiorLodge501@gmail.com

INSPIRATION GOD IS LOVE I don’t know your background with Jesus and Christianity. Maybe it’s your worldview or maybe you think it’s a view the world could do without.

Regardless of your belief in Jesus, I would be willing to wager that you do, however, believe in love.

The majority of humanity would make the declaration that the highest ethic anyone could aspire to is love.

There was a man named John. He was one of Jesus’ disciples. He wrote one of the Gospels in the Bible; the Gospel of John (an original name, I know). It’s believed that John wrote the book at the end of his life. Throughout John’s life, he suffered greatly. Everything from social exclusion to friends being taken away and killed; he saw the terrible oppression of his people from a totalitarian government. The hardships were numerous and often. Yet, when John poses a question to himself, “Who is God?” He looked back over all he went through and he summed up who God was in just one word. John, an old man in his rocking chair on the front porch, said if I had just one word for God it would be this: “Love”.

Why does John come to this resolve at his end? I believe it’s because John didn’t know God as just “presence” but as a “person”; Jesus Christ. Here’s what that person, Jesus, proved to John and what Jesus wants you to know for yourself: God loves you so much that he sent his only Son, Jesus, into this world, “So that anyone who believes in him shall not perish but have eternal life” (John 3:16).

God loves you so much that he sent Jesus to you on a mission of love with a message of love. The Bible doesn’t say God has love; it says God is love.

Love is his nature; God is Love. And he created

MATTHEW DOUGLAS Pastor, West Edge Church

you because he loves you. When Jesus stretched his arms out as wide as the cross, he was saying: “I love you this much! I love you so much I’ll die for you so that I won’t have to live without you.”

I believe this is the greatest love story ever known.

MATTHEW DOUGLAS

Lead Pastor at West Edge Church and Long Branch Resident 157 Lakeshore Rd W / 905-274-6564 @westedgecc / www.westedge.org

ARTS & CULTURE FALLING IN LOVE WITH ART When did you first fall in love? Was it exhilarating? Did it feel like you had found a piece of yourself that was missing? Did you feel the earth move? Is this starting to sound like the makings of a cheesy romance flick?

Truth is, ask any artist to talk about their arts practice and it may start to sound like a love story. They can extrapolate for hours about their passion for making, creating, conceptualizing, choreographing or performing. A pianist knows the look and feel of each and every key on their instrument. That painter can point out the vast difference between dusty pink and rose.

Your local mural artist will brave the elements to finish that final section on a 10 foot wall.

But arts lovers don’t have to be professionals. We can all be arts lovers; and even in this cold there’s still plenty of art out there to fall in love with this February!

Check out an exhibition at Arts Etobicoke, try an adult arts program at Neilson Park, or visit our Community Project Space to catch some creativity...then pass it on. Because the arts, just like love, is better when shared.

NATASSIA MORRIS

Operations Manager, Lakeshore Arts

and Long Branch Resident 2422 Lake Shore Blvd W / 416-201-7093 @lakeshorearts / www.lakeshorearts.ca

Shining a Light on Local Businesses Since 2015

13

HUMBER COLLEGE COMMUNITY UPDATE We are truly in the thick of winter now. As I cross our Lakeshore campus, often covered in a blanket of snow, it gives me a fresh perspective on the grounds. There is almost an artistic look to the snow on campus that complements much of the artistic activity happening across the campus, or should I say artistic activity that complements that campus’ natural beauty.

Increasingly, we are viewing our campus as a canvas and shaping our approach to the arts with that in mind. Humber College’s Lakeshore Campus continues to grow as a destination for art exhibits and installations in Toronto. This is a very exciting aspect of what we bring to the college and the community, so I wanted to highlight a few that might catch your eye as you’re walking across campus or through our buildings.

We are currently showcasing Cover Up (The Reveal), a sculpture by British artist Thomas J. Price until May 2020 outside of C Cottage. Thomas J. Price is a contemporary British artist best known for his figurative sculptures. Price combines Western sculptural traditions and modern materials to challenge the pervasive problems of the underrepresentation and misconception of Black people in the art world and broader society. This incredible sculpture is a hard one to miss and I highly encourage you to take a moment to get up close and personal with it. It’s quite a moving piece of art.

We are also featuring a new exhibit by Sandra Van Ruymbeke and Constant Van Ruymbeke called This is Garbage. This exhibit, located on the third floor of our Welcome Centre, features items found along the shoreline of Lake Ontario that have been transformed into things of aesthetic value.

Using gold leafing technique, garbage becomes invested with curious importance.

The artists employ the hyper-visibility of photography to reframe garbage, encouraging the viewer to investigate the detailed information. Two contemporary commercial tools, a light box and posters, have been selected to showcase and illuminate, destabilizing culturally constructed notions of waste. The participatory art installation, black and white imprints of garbage piles from a city dump, encourages the viewers to connect with this discarded material by colouring between lines. These artworks raise the question--Is this garbage or something else? By using painterly lines and aesthetics, the artists aim to create a new space to consider and relate to garbage.

This exhibit is both inspirational and thought-provoking.

It may also inspire you to take a (cold!) walk along the water to more fully appreciate the beauty of Lake Ontario and its shoreline. If you feel so inclined, join our guided Park History tour on Thursday, February 13 from 5 p.m. to 6 p.m. www.lakeshoregrounds.ca/events The tour will cover the many histories that can relate to the shoreline of the Lakeshore Grounds.

We discuss the traditional lands of the Ojibwe Anishinaabe, the military tract of Colonel Samuel Smith, the boundary of the Lakeshore Psychiatric Hospital, the expansion of the grounds into Lake Ontario, and the creation of Colonel Samuel Smith Park.

I am continually inspired by the work that’s going on across our campus. I hope that as you stop by and engage with these artistic pieces and activities you’ll find inspiration, too. Art can be the remedy to many things, including how to survive the month of February!

DEREK STOCKLEY Senior Dean & Principal Humber College Lakeshore Campus

Cover Up (The Reveal)

a sculpture by British artist Thomas J. Price until May 2020 outside of C Cottage

14

ETOBICOKE LAKESHORE PRESS

MOYA FINANCIAL TERM DEPOSITS Term deposits help people grow their savings without any of the risks involved with stocks, real estate, or other types of investment products. A term deposit is similar to a Guaranteed Investment Certificate, or GIC. In both cases, investors visit their preferred financial institution and agree to deposit a minimum amount of money, typically a few hundred dollars but sometimes as much as a few thousand, for a fixed length of time ranging from 30 days to five years.

Throughout the time the money is deposited, it’s protected by provincial deposit insurance and earns a fixed rate of interest. The principal is guaranteed to grow and cannot decrease. Once the term is up, the money and the interest are returned to the investor or can be rolled over and deposited for another term.

It’s important to note that once deposited, the original investment is generally off-limits until the term finishes. With some term deposits, investors must pay a penalty, or forfeit their earned interest, if they withdraw their money ahead of schedule.

If you think you might need to access the money you’re investing, make sure to get a redeemable term deposit (one that permits withdrawals before the full term is up) or consider an alternate investment strategy.

Here’s a closer look at a few common types of term deposits.

Redeemable Term Deposit As described above, a redeemable term deposit allows you to withdraw some or all of your original investment before the term is up. However, this may result in you forfeiting any interest earned so far or paying some other penalty in order to access your money ahead of schedule. Fees and penalties vary by financial institution, so shop around for the best deal if there’s a chance you’ll need your money before the term expires. While redeemable term deposits offer investors better flexibility, they tend to pay lower interest as a result. Also, unlike other term deposits, they can’t be held as registered investments with tax benefits, such as a Registered Retirement Savings Plan (RRSP) or Tax-Free Savings Account (TFSA).

Non-redeemable Term Deposit This one is exactly as the name suggests. Non-redeemable term deposits are locked in, meaning there’s no way to access any of your investment until the end of the term. In exchange, you earn a higher rate of interest than you would with a redeemable term deposit.

Nancy Kajin

Financial Services Representative Moya Financial’s Main Branch 747 Brown’s Line Growing Rate Term Deposit If you’ve got time to let your money mature, consider investing in a growing rate term deposit. The interest rate increases a little bit each year, giving you a better eventual return. Deposits are locked in for five years, but some financial institutions offer an option to withdraw your money without penalty part way through the term.

Index-Linked Term Deposit If you’re looking for a chance to do more with your money, but don’t want the risk of full exposure to the stock market, consider an index-linked term deposit. It’s an ideal combination between the security of a term deposit and the unlimited earnings potential of the market. Your deposit earns a minimum interest rate over the course of the term, but often pays a better rate that’s linked to the performance of an index, or basket, of multiple stocks and investments. In this way, investors avoid the ups and downs of individual stocks while still benefiting from the rising tide that slowly lifts the overall market.

This article is not intended to provide financial or financial planning advice.

Please visit Moya Financial at their main branch located at 747 Brown’s Line and they will be more than happy to meet and chat in person! www.moyafinancial.ca

Shining a Light on Local Businesses Since 2015

15

COVER STORY MPP CHRISTINE HOGARTH HIGHLIGH It is an honour and privilege to represent Etobicoke-Lakeshore in the Ontario Legislature.

It has been a busy legislative session as we work to restore trust and accountability in Government, to reduce red tape and regulatory burdens for our job creators, and to build safer communities. While there is still much work to be done, I am very pleased with the progress that we have made on delivering our commitments made to you and protecting what matters most.

One of the highlights for me of the past year happened on December 5 when the Ontario Legislature unanimously passed Bill 136 a law that will better protect animals from abuse and neglect by implementing the first provincial government-based animal welfare enforcement system.

For the first time in Ontario, animal welfare laws will be enforced by the province not by a charity.

This sets the bar for the rest of the country.

As the Parliamentary Assistant to the Solicitor General I was pleased to help develop and pass the new law that will help protect our pets, farm animals and horses. Now that it is in force Ontario has the strongest animal cruelty penalties in Canada.

I am proud of the work we have done on protecting animals.

There have been many other highlights of the legislative session. This session we: - Passed Bill 116, the Foundations for Promoting and Protecting Mental Health and Addictions Services Act which will establish a Mental Health and Addictions Centre of Excellence within Ontario Health and support the province’s participation in a national class action lawsuit against more than 40 opioid manufacturers and wholesalers.

- Passed Bill 132, the Better for People, Smarter for Business Act which will simplify and modernize regulations while protecting health and safety.

- Passed Bill 138, the Fall Economic Statement, A Plan to Build Ontario Together Act, which delivered on the government’s commitment to cut Ontario’s small business tax rate by 8.7 per cent and helped reduce the cost of living in northern Ontario by cutting the aviation fuel tax.

- Passed Bill 124, the Protecting a Sustainable Public Sector for Future Generations Act. - Introduced the Trust in Real Estate Services Act which has now passed second reading. This bill if passed, would increase consumer confidence, enhance standards for real estate professionals and brokerages and provide additional flexibility to keep pace with a modern marketplace.

16

- Introduced the Rebuilding Consumer Confidence Act, which, if passed would overhaul the Ontario new home warranties and protection program, reforming Tarion Warranty Corporation, making it consumer-focused.

- Introduced the Smarter and Stronger Justice Act which, if passed will modernize and improve how legal aid services are delivered, class actions are handled, and how court processes are administered. This bill also paves the way to allow identities and legal documents to be verified online, making life easier for the people of Ontario.

- Successfully modernized the rules of the Legislative Assembly of Ontario to enhance debate, empower independent Members, and allow the accommodation and full participation of Members of Provincial Parliament with disabilities.

ETOBICOKE LAKESHORE PRESS

HTS ACCOMPLISHMENTS & PRIORITIES - The project is currently in market with a contract expected to be awarded by the end of 2020.

- Construction is expected to start by 2021.

- Kipling GO is currently under construction and station improvements include: an updated train platform with a new accessible boarding area and a pedestrian bridge over the train tracks, complete with elevators, to connect the new bus terminal to the GO train platform - My colleague Rudy Cuzzetto and I announced that the Ontario Government is investing $2.6 million to expand home, community and palliative care services in our region. As part of the announcement, the Dorothy Ley Hospice in Etobicoke-Lakeshore will be getting two additional beds to help provide critical support for patients and families. Our Government is working to end Hallway Health Care and announcements like this will help get patients out of hospitals and into more appropriate care streams.

We recently announced $450,000 over two years to help Crime Stoppers keep their telephone line open 24 hours a day 7 days a week. Crime Stoppers is a partnership between the public, police and media, which provides the community with a method for anonymously providing tips to assist in preventing and solving crime.

CHRISTINE HOGARTH

Member of Provincial Parliament Etobicoke-Lakeshore

Remember, if you see something, say something!

Crime Stoppers anonymous tip line is 1-800-222TIPS and is always open.

Our priorities are to restore trust and accountability in government, to reduce red tape and regulatory burdens for our job creators, and to build safer communities.

Location Landscape Coffee Roasters

- Worked across party lines to advance two Private Members’ Bills - Bill 6, the Poet Laureate of Ontario Act, sponsored by NDP MPP Percy Hatfield and Bill 123, co-sponsored by PC MPP Lorne Coe and Green Party Leader Mike Schreiner, which would create a fine for drivers who block parking spaces that are reserved for electric vehicle charging.

- We have made transit more affordable for you.

Recently, we moved to lower the cost of GO Transit saving $2.56 each day on a return trip from Mimico to Union Station and saving you $1.98 each day on a return trip from Long Branch to Union Station.

There is still a lot of work to do as we deliver the promises we made to Ontarians, particularly as we move to reduce red tape. If you have any ideas where to cut red tape, please contact me.

My constituency team and I look forward to serving you in 2020. If you need assistance with a Provincial matter please feel free to contact my office.

Constituency Office 195 Norseman St, Unit 21 www.christinehogarthmpp.ca 416-259-2249

- We are making changes to the Exhibition, Mimico, Long Branch and Kipling GO Stations: - Lakeshore West GO Expansion will address accessibility concerns at Exhibition, Mimico and Long Branch GO Stations.

Shining a Light on Local Businesses Since 2015

17

FOOD & DRINK RECIPE FOR LOVE Pour the batter into the prepared pan and bake the cake for 25 minutes or until the cake has a thin crust on the top and the centre registers 200°F on an instant-read thermometer.

Let the cake cool on a wire cooling rack for 10 minutes. Loosen the edges of the pan with a butter knife and carefully turn it upside down onto a cake plate or serving plate. The bottom of the cake will now be the top of the cake. Let the cake cool completely.

JENNY SHEARMAN

Personal Chef & Owner, My Sweet Beet 647-457-0093 / IG: @mysweetbeet www.mysweetbeet.ca

Valentine’s is just around the corner. Try this delicious cake out, just in time to make for your special someone; with or without icing.

FOR THE CAKE: 1 cup semisweet chocolate chips or chopped chocolate 1/2 cup unsalted butter 3/4 cup granulated sugar 1/4 teaspoon salt 1 teaspoon vanilla extract 3 large eggs, slightly beaten 1/2 cup Dutch process cocoa powder FOR THE CHOCOLATE GANACHE: 1 cup semisweet chocolate chips or chopped chocolate 1/2 cup heavy cream

While the cake is cooling, make the chocolate ganache. Combine the chocolate and cream in a medium microwave-safe bowl, and heat until the cream is very hot so it will melt the chocolate. I always start with 30 seconds and check it. It might take longer, it just depends on your microwave.

Remove from the microwave, and stir until the chocolate melts and the mixture is smooth.

Spread the chocolate ganache glaze evenly over the cooled cake. Let the glaze set up for a few hours before cutting and serving the cake. I always put it in the refrigerator to speed up the process.

Cut the cake into slices and serve with powdered sugar and raspberries, if desired. This cake is also great with whipped cream or ice cream.

FLOURLESS CHOCOLATE CAKE

Cooking Instructions

Preheat oven to 375°F. Grease an 8-inch round cake pan with nonstick cooking spray. Cut a piece of parchment to fit the bottom of the pan. Place it in the bottom of the pan and spray it with nonstick cooking spray. Set aside.

To make the cake, put the chocolate and butter in a large microwave-safe bowl, and heat until the butter is melted and the chips are soft, about one minute. Stir until the chocolate is melted and the mixture is smooth. If you need to reheat, do so for 10 seconds at a time and stir.

Add the sugar, salt, and vanilla extract and stir to combine.

Add the eggs and stir until smooth. Add the cocoa powder and stir until just combined. Don’t over mix.

18

ETOBICOKE LAKESHORE PRESS

MY SECRET KITCHEN WINS VALENTINE’S DINS As nice as the notion is to spend Valentine’s dining out with your sweetheart, the truth of the matter is, screaming kids at a restaurant don’t exactly add to the romantic mood. However, if earning some LOVE points is the name of the game, then consider bringing your Valentine’s dinner home.

IN CASE YOU MISSED IT

My Secret Kitchen specializes in making life easy for busy families. They’re conveniently located in Lakeview - just minutes west of Long Branch along the Lakeshore. Owner, Stephanie Rodrigues, puts her heart (and soul) into the food she makes, knowing her clients appreciate the love that goes into her work.

“A lot of our clients are busy people and they love that they can just stop in on their way home after work and pick up a healthy dinner that’s fast and easy to prepare,” says Rodrigues.

Whether it’s a tray of freshly made lasagna, a selection of delicacies from their pantry, or a box of chocolate desserts, you’ll be on target (pardon the Cupid pun) this Valentine’s!

So, if simplicity is the name of your game, consider stopping by My Secret Kitchen this Valentine’s and bring home a winner!

MY SECRET KITCHEN

316 Lakeshore Rd E / 905-990-2057 www.mysecretkitchen.ca

READ IT ONLINE AT

www.EtobicokeLakeshorePress.com

CHEVAPS

signature dish

MY SECRET KITCHEN

316 Lakeshore Rd E / 905-990-2057 www.mysecretkitchen.ca

ROYAL MEATS BAR/BEQUE 710 Kipling Ave / 416-251-1144 www.royalmeats.ca

“Best Breakfast” in Long Branch

3232 Lake Shore Blvd W (West of Twenty Second St) IG: @decourses / 416-855-1362

Avo Benny w/ Bacon

Shining a Light on Local Businesses Since 2015

19

MIMICO Q&A WITH STEPHANIE FAZIO How are you helping others achieve their goals?

I educate people about what real food is and the benefits to their overall health. I show people how to make real food, design simple and custom meal plans, offer kitchen consultations as well as offer private cooking classes. Last but not least, I teach how to be better prepared in the kitchen.

How long have you lived in Mimico? What do you love about it?

10 years! Mimico reminds me of my hometown. I love that it doesn’t have that pretentious feeling and I love living by the water!

If you love real food, or want to know more, you can sign up for Stephanie’s newsletter through her website: www.lealoucooks.com [You will get a FREE MEAL PLAN!].

STEPHANIE FAZIO

Culinary Nutrition Expert www.lealoucooks.com @lealoulemonade What drives your passion for healthy eating and making real food a part of your family’s daily life?

I grew up eating very unhealthy foods. I recognize that kids (and adults!) need healthy food to be happy and feel energetic. When we eat healthfully, we are less likely to get sick and, bonus, we feel better, too! We deserve better!

20

INTERVIEW BY ANDREA TURPIN Royal LePage Signature c: 416-319-6893 / o: 416-205-0355 andrea@adrianandrea.com www.adrianandrea.com

READ ALL OF OUR INTERVIEWS AT www.adrianandrea.com

ETOBICOKE LAKESHORE PRESS

MASONS JOIN TOGETHER ON SUPERIOR AVE

Members of Superior Lodge No. 501 and distinguished guests Connaught Masonic Hall, 23 Superior Ave in Mimico Photo: Bryce Graham The rich history of Freemasonry in Mimico has been made richer with the recent amalgamation of three Lodges. Long Branch Lodge No. 632, Lake Shore Lodge No. 645 and Connaught Lodge No. 501 have joined together to form Superior Lodge No. 501.

A new breed of Mason is emerging. Younger men who seek a deeper meaning of life are joining Lodges and helping to rebuild the world’s oldest fraternal organization.

Masons from around the province gathered at the Connaught Masonic Hall on Superior Ave in Mimico for the ceremony, including David J. Cameron, Grand Master of the Grand Lodge of Canada in the Province of Ontario.

Their interest in history and tradition are satisfied through their Masonic membership and they learn to become better husbands, fathers, and men in general as they progress through the first Three Degrees of Freemasonry; a rite of passage shared by so many influential men throughout history.

Masonic membership once flourished, but now is in decline. Or is it?

Inquiries: SuperiorLodge501@gmail.com

For more about Freemasonry in Ontario, visit www.grandlodge.on.ca or contact your local Lodge

Shining a Light on Local Businesses Since 2015

21

WELLNESS BUILD A LOVE BALM Have you ever made a lip balm? Monika at Healing Muse can help you make one.

But what about a balm for chapped hearts, chapped communities? How do we build a balm to care for ourselves and communities?

Time and attention are two top ingredients for a Love Balm (LB). As with any product, you want to test it. Apply LB to your own life, add a little compassion and appreciation for everything you accomplish. From getting out of bed to making it to the end of a work week, even taking naps on a winter’s day is an opportunity for gratitude.

LB can be built as needed; include patience, rest, joy, the absurd and silly for the hard week, day or moment. It takes as much as a breath to apply. I cannot stress enough the importance of applying to yourself first - think airplane oxygen mask!

Once you’ve developed a recipe that works for you, start to test it out on your community. Allin Mikuna did; their pre-packaged soup mixes are beautifully displayed, containing ingredients for nutritious delicious meals to take home and prepare. For community, use your LB baseline and add ingredients like intention, involvement and engagement. Start to spend time out and about appreciating your neighbours, supporting local businesses, join some of the Facebook pages like South Etobicoke Community Group, volunteer at the Daily Bread Food Bank, and donate to LAMP Community Health Centre.

Once you build your LB you’ll be surprised how the soothing effects empower you to get more engaged in caring for others around you and accepting help yourself. I would never advise sharing a lip balm, but a Love Balm when shared increases in healing power.

Renee Pilgrim R.Ac, R.TCMP Founder of Transformaven; a movement for change Resident Acupuncturist and Yin Yoga Facilitator at MiBody.ca

22

ETOBICOKE LAKESHORE PRESS

YOUR LOCAL WELLNESS PROFESSIONALS IN CASE YOU MISSED IT

LONG BRANCH TO

The workout you’ve been waiting for is finally here.

Our doors are open!

READ IT ONLINE AT

Claim your free 1 week pass and book in today Web: f45training.ca/longbranchto/trial Email: longbranchto@f45training.com Instagram: @f45_training_longbranchto

www.EtobicokeLakeshorePress.com

Dr. Melanie DeCunha, ND Founder, ONE Health Services

ONE HEALTH SERVICES

3515 Lake Shore Blvd W / 647-748-4884 www.onehealthservices.ca

N0W OPEN

9ROUND ETOBICOKE

3411 Lake Shore Blvd W / 647-689-6044 www.9round.ca/lakeshoreblvdetobicokeon “I love fitness and boxing and believe that excersize is the key to good health.”

- Marc Foto, Franchise Owner & Etobicoke native

Shining a Light on Local Businesses Since 2015

23

FAMILY LIFE MINI RUGBY. THE NEW SOCCER!

Oak Learners 394 Royal York Rd. 416-820-5233

JESSICA TUMMINIERI Wife of the Publisher Mom to Luke and Jaxon

My husband and I both grew up playing rugby, so when Jax turned 4, enrolling him in a local rugby club was a no-brainer. This kid was made for rugby. Not because he almost got kicked out of his soccer league at 3 years old for tackling other players, but because he’s the type of kid who needs to be kept engaged, moving, and constantly challenged to learn new skills and excel.

qualities of the sport represented by the Dragons: fair play, camaraderie, and inclusiveness.

Enter the Toronto Dragons Rugby Club.

The kids have the opportunity to train once or twice a week and play in amazing rugby festivals throughout the summer months. Rugby is known to have a great sporting culture and the same is true for mini rugby. Everyone is there for the right reasons and the kids make great friends.

To be perfectly honest, I didn’t know mini rugby existed until I stumbled upon the Dragons website one night while trying to figure out how to keep our very active Jax busy a few summers ago.

Excited, we went to his first practice which was fairly nearby at Eglinton Flats. Jax loved it, although he did cry when he found out he wasn’t allowed to tackle! Kids play flag rugby from 4 up to about 10 years old, where they migrate to modified contact before beginning to tackle.

Roger and I were very impressed by the club. As former rugby players, we loved to see the best

The coaches are passionate about rugby but more interested in making sure everyone learns to play the game safely and has fun, rather than winning all the time. Having said that, the Dragons are one of the top teams in their various age groups.

In terms of the cost to join the Dragons, we find it to be extremely affordable and love that the club is committed to ensuring that everyone who wants to play will have the opportunity regardless of their financial situation. Indoor winter training is on now at Lamport Stadium (home of the Toronto Wolfpack) and it’s free this year - a testament to the inclusive nature of the Toronto Dragons!

Don’t just blame your fatigue or low mood on “the winter blues”.

A naturopathic doctor can get to the bottom of it.

We can help!

647-748-4884 / onehealthservices.ca 3515 Lake Shore Blvd W (East of Thirty Third St)

24

OUR SERVICES Naturopathic Medicine Psychotherapy Chiropractic Osteopathy Registered Massage Therapy Professional Grade Supplements Herbal Dispensary Organic Household & Personal Care Products & More!

ETOBICOKE LAKESHORE PRESS

PROFILES: TORONTO DRAGONS RUGBY CLUB

FINN, 8

Grade 3. New Toronto Resident # of Years Playing for the Dragons: 4 What is your favourite colour / song / food / subject in school?

My favourite colour is purple. My favourite song is Roxanne by Arizona Zervas (Dad says I have to like the clean version). My favourite food is pizza.

My favourite subject in school is gym.

What do you want to be when you grow up?

I want to be in the Air Force because I want to fly planes.

What do you love the most about playing rugby for the Toronto Dragons?

I really like scoring trys (which is how we score points). I’m also really looking forward to playing modified contact this year – but the coaches say I have to practice hard so that I can do it safely.

NORA, 14

Grade 9. New Toronto Resident # of Years Playing for the Dragons: 5 How has playing rugby helped you become better as a person?

Playing rugby has improved my empathy for others.

What non-sporting activities do you enjoy?

I really enjoy painting and singing.

Rugby players tend to be confident individuals.

Does playing rugby give you a sense of confidence? How so?

Yes. I feel more confident playing other sports and using similar tactics (as we use in rugby).

They say there’s a position for everyone on a rugby team. What position do you play and what do you love about it?

I’m a forward and play the Prop position. I play any position in the front row where I’m needed. I love that I can use my experience to help coach others.

The Toronto Dragons Rugby Football Club (RFC) is a rugby club in the west end of Toronto.

Youth programs start at ages 4 or 5 for any gender, with non-contact options available for kids under 10. www.TorontoDragonsRugby.ca What do you love most about your child playing rugby for the Toronto Dragons?

Sportsmanship, fair play, exercise, teamwork, every body type is welcome and can excel.

ERIKA

New Toronto Resident Mum of Nora & Finn

Rugby sometimes has a reputation as a roughand-tumble sport. Did you have any reservations about signing your children up to play rugby? Has anything changed now that you have been part of the Toronto Dragons club?

I worried a little about a contact sport and concussions. When I saw how the coaches spent so much of the practice time on safe play, and the level of rigorous attention put to safety on the field, I felt as good as if I were putting them in “non contact” sports like soccer or swimming

Shining a Light on Local Businesses Since 2015

Cont’d on page 27...

25

In terms of a financial commitment, how does playing rugby for the Toronto Dragons compare to other sports or activities in which your children are involved?

The schedule for practices and tournaments is pretty reasonable. There is a fair expectation that we’ll participate actively but also an understanding when other family priorities need to win out.

Regardless, the kids are sad if they have to miss practice or a tournament, because of their love of the game and the fabulous community of players and families that make up the Dragons.

Rugby is an inclusive sport, where you don’t have to be rich to play. The equipment is minimal, and the fees for the year are incredibly reasonable.

Also, if a child cannot pay the fees because of financial difficulties, the Dragons work hard to ensure that it’s possible for them to play anyway.

Everyone plays.

What would you like other parents to know about the Toronto Dragons?

To other parents, I would say “come with an open

mind”. The game for kids is really different than the game for grown men at an Olympic level. For kids, they’ll do a lot of conditioning, ball handling, safe play and sportsmanship. They’ll learn to play as a team, and to work hard as an individual. The tackling doesn’t happen until the kids are a little older, and even then it is “modified” tackle with literally every practice focused on developing that technique to ensure everyone has a safe and fun time on the field. The spirit of rugby is one of camaraderie and excellence.

KIDS’ WORD SEARCH! I C E C R E AMA T E D S KR L C U F C N P ROAG I A H U G OM T H E A R T S YD J B ROS E AR S B SQP C Y L OV E T L JM VA L EN T I NE SOP S

Shining a Light on Local Businesses Since 2015

27

FIND: Valentines, Love, Heart, Treats, Hug, Kiss, Rose, Ice Cream at Ed’s, Rugby

Cont’d from page 25...

LIFE’S UNDERTAKINGS SINK, DON’T SWIM. While the animal kingdom approaches winter as a time to hibernate and rejuvenate, most people get desperate. We overeat, we binge watch, we book a beach and check our phones. For those of us facing loss and disappointment, winter is a perfect representation of how we feel inside: cold, grey and frozen. Funeral director Brad Jones proposes that a mashup of movie-star thinking and shipwreck devastation can break up the icebergs blocking our sunshine.

Clearly I must have irritated my beautiful wife during Christmas. Why else would a woman invite a man to watch the movie Titanic? As in life, we know how the story ends: the ship sails and sinks. The story stinks on a number of levels. The hubris of the ship owner, the arrogance of the captain, the benign complacency of the passengers, whether first-class or third-class. And let’s not forget the cruel unfairness of that 10,000-year-old iceberg lurking beneath calm waters.

Yes, icebergs are metaphors for the problems in our lives, the detours, the unexpected happenings that show up through the back door and burn our world down. The waters I choose to work in and help people through are dark waters. Every day I bear witness to the oceans of tears people carry inside. Those in mourning benefit from sinking down into grief rather than swimming toward a shore no longer in existence.

Death shines a light into the darkness not as a lighthouse does. There is no warning to heed when someone you love dies. The storm has already blown you into the rocks. Grief shipwrecks us in a strange place we’ve never visited and want desperately to escape. The only light shining when we face deep loss is the light within us; dimmed, flickering and threatening to burn out completely.

Unlike the thousandth time my wife has forced me to watch Titanic (I can be very irritating), this 1001 punishment-viewing revealed something that deepened my understanding of life after death for those of us left behind.

Leonardo DiCaprio plays a tramp, a third-class passenger, who does a kind deed for a wellheeled young woman. He’s rewarded with an evening in the first-class dining room. The tuxedo-clad tramp tries to walk and talk like the people sharing his table yet he’s so utterly different from the men and women observing him. The diners’ curiosity and concern barely disguise their subconscious fear that misfortune is contagious.

What makes the scene so perfect is Leonardo’s character radiates a sense of wonder and awe about his (one-night only) change of fortune. “I’ve got everything right here with me,” he says and refers to the air in his lungs and his “lucky ticket” aboard the Titanic.

28

How often do we wake up and celebrate like that youthful – and doomed – young man who embraces not knowing what’s going to happen next, who he’s going to meet and where he may end up? When we choose to sink into the unknown and not exhaust ourselves swimming toward what was once familiar and safe (and forever lost to us), we calm the storm within us.

Those oceans of tears you carry, no matter the type of loss, disappointment or heartbreak you’re facing or avoiding, are wells of experience and story meant for sharing, release and transformation.

As I reflect on the past decade I realize that one of the reasons I started working with a writing coach is because I had so much I wanted to say.

The words rattling around inside my head and dreams weren’t going away. I wanted to share parts of me not just with my kids and my wife, but with people I’ve lost and those I fear losing.

My desire for writing started because I wanted to start a dialogue about life and death, and what it means to be alive with a reader just like you.

You reading these words, and possibly feeling something that reminds you we’re all aboard this ship together, makes the terror and training in writing worth it.

Sinking into what is inside you is a bit more like the movie Die Hard than Titanic. Sure, you crash and sink. But then you have to blow stuff up like your outdated stories, grudges and resentments, and the cuts and bruises we all have stored inside our hearts and heads.

“Life is like stepping into a boat which is about to sail out to sea and sink” is one of my favourite Zen Buddhist quotations. (My writing coach thinks I’m an honorary Irishman I’m so dark.)

Those doomed characters aboard the Titanic; men, women and children from all walks of life, different but fundamentally the same, are beautiful reminders that we are alive and we are not alone.

So often when we are sad and/or grieving we forget that we have air in our lungs, a heart that is beating and an opportunity to dive deep and discover what it is that makes the sea within us roar with happiness, joy and meaning.

Brad Jones is president of locally-owned, commission-free Ridley Funeral Home (3080 Lake Shore Blvd) in Etobicoke. If you’re interested in joining Brad’s writing group and you’re not too scared to write in the basement of a funeral home, reach out by calling 416.259.3705 or emailing: BradJones@RidleyFuneralHome.com

ETOBICOKE LAKESHORE PRESS

BRAD JONES

Owner, Ridley Funeral Home

YOUR HEALTH TALK TO YOUR PHARMACIST If you’ve chosen a word to guide your year, how has that affected your day-to-day life? If you haven’t chosen a word yet, it’s not too late to take action. Change can be something we strive for, or something that we tell ourselves that we’ll never achieve. Often, change is something that we want and fear at the same time. “Change” can be a cause of worry or anxiety, but that all depends on your outlook. Change can often be overwhelmingly positive. Sometimes change feels like a massive step in a different direction and at other times, change happens so gradually over time that you may wake up one day wondering how you arrived at where you are now.

Take stock of the things you tell yourself or tell others about yourself on a daily basis. We can always choose to frame things in a positive manner and telling ourselves positive things on a regular basis will help to build us up. Doing the opposite can easily break you down.

JONATHAN NHAN, RPh, CDE Pharmacist / @nhanjonathan903

Pharmacists are trained to be experts in your medications, and we also know about corresponding conditions, as well as many non-medication related interventions to help you manage your health.

Your pharmacy team at Shoppers in Long Branch wants to take a big step towards making a significant impact on promoting excellent health. Don’t be surprised when you begin to see the pharmacist more and more in our Counselling Room for consultations - help us make the change to improve the way we care for our patients.

Now we are in the whole flow of the year. We feel 2020 is on us and unless we stop for a moment to think about it, our January intentions seem far behind us Psychology experts say that it is better and more effective to set up intentions and not goals. They take off pressure from us. They can be carried away through a longer and undecided period of time. But with that comes a con: we lose track. We miss the purpose. The why. The what. How have we decided to set up our routine around it A good month into the year is the perfect time to re-visit your intentions, your wants, your desires.

They may have changed from last month. They may not. And if you are still looking for the right path - the proper why - what is best for you? We are here for you to provide a little light on your way - to help you obtain the right information and accurate, evidence-based advice so you can succeed!

MARIA TERZAGHI, RPh, CHC Pharmacist / @4betterself

SHOPPERS DRUG MART IN LONG BRANCH 3730 Lake Shore Blvd W / 416-255-5243 / www.shoppersdrugmart.ca

30

ETOBICOKE LAKESHORE PRESS

A Hawaiian Party for Woman’s Habitat!!

THURSDAY MARCH 26, 2020 6-9PM

Our annual fundraising event, hosted at Old Mill Toronto A night of delicious food, wine, beer, and specialty drink, entertainment and unique silent auction items

TICKETS $125 On sale starting December 3

www.womenshabitat.ca/how-to-help/donate Contact Lina Almanzan, Resource System Manager LAlmanzan@womens-habitat.ca

MAKE YOUR DREAMS FOR TOMORROW A REALITY

Helping you build peace of mind for your financial future.

Get 2.70% for an 18-month RRSP* + we’ll pay up to $200 for your transfer fees!

RRSP contributions can help you pay less tax now and set you up for cozy retirement later.

It’s a smart thing you can do with your money.

Tel: 416 255 1742 Email: main@moyafinancial.ca 747 Brown’s Line, Toronto ON M8W 3V7

Visit us at MoyaFinancial.ca /MoyaFinancial @MoyaFinancialCU @MoyaFinancial *Offer available on RRSP transfers from another financial institution or new contributions to an existing RRSP. For a full list of terms and conditions, visit us at moyafinancial.ca.