Cover Story
Transforming
Healthcare with
David Contorno: Championing Transparent, Affordable, and Quality-Centric
Health Plans
Founder & CEO at E Powered Benets
Intherealmofhealthcare,DavidContorno,theFounderandCEOofEPoweredBenefits,isnot
merelychallengingconventions;he'sspearheadingaprofoundtransformation.ThroughEPowered Benefits,Davidpioneershealthplanmanagementforcompanies,championingtransparencyby upfrontfeesharingandeliminatingbonusesorcarrierincentivesincontracts.
AJourneyofEmpowerment
EPoweredBenefitsisn'tjustanotherconsultingfirm;it'sabeaconofchange.David'srevolutionary healthplansaimtoslashemployercostsby40-60%comparedtotraditionalplans,allwhileoffering employeesunparalleledbenefitswithminimalout-of-pocketexpenses.Thecornerstoneofhis philosophyliesinincentivizingimprovedclinicaloutcomestoenhancetheoverallqualityoflifefor planmembers.
Cover Story
EmpoweringThroughEducation
EPoweredBenefitsnotonlyoffersa comprehensivebenefitspackagebutfocuses primarilyonrevolutionizingthecornerstoneof employmentdecisions:thehealthplan.
Amidstescalatinghealthcarecosts,David Contornoadvocatesforempoweringindividuals withknowledgeaboutfinancialassistance programsofferedbynon-profithospitalsunder IRSCode501r.DespiteAmericansbeingeligible forsubstantialbillreductionsorwaivers, hospitalsoftensteerpatientstowardsalternative paymentoptions.Davidurgesconsumersto proactivelyunderstandandleveragethese programs,emphasizingthesignificanttaxbenefits providedbynon-profithospitals.
Davidbelievesthateducationplaysapivotalrole inachievinghisgoals.Heactivelyengagesin teachingandmentoringendeavors,reaping significantreturnsonhisinvestment.By impartinghisknowledgeandexperiences,David focusesonmentoringconsultantsindividually, instructingtheCHVAcoursedevelopedbyhis partnerEmmaFox,andfrequentlyspeakingin educationalsettings.
Furthermore,Davidpracticeswhathepreaches whenitcomestohealthcareconsumption, applyingthesamemetricsandprinciplesthathe adviseshisclientstousewhenmakinghealthcare decisionsforhimselfandhisfamily.Itisessential tohimthatpeoplerecognizehiscommitmentto actionratherthanmerewords.
Overtheyears,Davidhasbeenrecognizedasthe ForbesMostInnovativeInsuranceBroker, BenefitsProBrokeroftheYear,Validation InstitutesAdvisoroftheYear,andhasearned severalothernotableawardsforhisworkin reformingtheUShealthcaresystem.
AParadigmShiftforTrueHealth
David'svisionextendsbeyondprofit-driven healthcare;headvocatesforasystemwhere profitsarisefromkeepingindividualshealthy. Rejectingthenotionthathealthcaresystems mustcollapseifsocietyattainstruehealth,he envisionsascenariowhereeveryonecan accessqualityandaffordablehealthcare withoutfinancialburden.Hiscallfora paradigmshiftresonatesinasocietygrappling withrisingcostsandsubparclinicaloutcomes.
David'smostsignificantprofessionalriskwas thedecisiontostopsellingtraditional healthcareplans.Instead,hechosetotiehis compensationtoeffectivelyreducingcosts—a departurefromthecommonpracticewhere brokersandconsultantsarerewardedwhen theirclients'expensesrise.Additionally,he committedtoactivelyparticipatinginthecare andwell-beingofeachmemberoneveryplan theyservice.
EPoweredBenefitsdistinguishesitselfby offeringcompletelytransparenthealthplans, certifiedbywww.AFHCA.org.Unlike conventionalmodels,whereemployers contributetoanebuloussystem,David'splans prioritizeclarityandaccountability.
Thisshiftinapproachhasyieldedpositive outcomesbothclinicallyandfinancially.By activelyengaginginmembers'healthcare, David'scompanyhasachievedimproved clinicaloutcomeswhilesimultaneouslysaving employerssubstantialamountsofmoney. Furthermore,theyhavegonetheextramileby waivingallmembersout-of-pocketcosts, ensuringthatindividualscanaccessthe necessarycarewithoutworryingabout financialburdensthatmayjeopardizetheir basicneeds,suchashousingandfood.
Driving Change
Cover Story
As a sought-after speaker and contributor, David Contorno actively participates in shaping conversations around healthcare. His ability to simplify complex concepts into relatable stories resonates with business owners and individuals alike. By shedding light on the aws in the current healthcare model, he aims to inspire a collective shift in thinking and foster a society where quality healthcare is accessible to all.
David's vision is focused on domestic expansion rather than global reach. He aspires to build a community of consultants, employers, and employees/patients who will challenge the aws within the healthcare system, which is both detrimental and exorbitantly expensive. His goal is to create incentives for healthcare providers to prioritize better clinical outcomes, complete price transparency, and genuine honesty. David urges every business owner and patient to apply the same metrics, incentives, and intelligence they employ when making other purchasing decisions.
E Powered Benets' departure from traditional healthcare plans represents a signicant professional risk that has reaped rewards. The company's commitment to active member engagement has resulted in improved clinical outcomes and substantial cost savings for employers. By waiving out-of-pocket costs, E Powered Benets ensures that individuals can access essential care without nancial worries.
Embracing Gr
Redefining Disappointment as a Stepping Stone
rowth: A r t i c l e
Thephrase "You're Not Good Enough to Be Disappointed" mayinitiallyseemharsh,even demoralizing.However,beneathitssurfaceliesaprofoundmessageaboutembracing growth,resilience,andthetransformativepowerofreframingdisappointment.Inthis article,wewillexploretheconceptofdisappointmentnotasaverdictonone'sabilitiesbut asacrucialsteppingstoneinthejourneytowardimprovementandsuccess.
TheIllusionofPerfection:
Atfirstglance,thenotionthatsomeoneis"notgoodenoughtobe disappointed"challengestheprevailingnarrativeofconstant successandflawlessperformance.Inaworldthatoftenglorifies perfection,thisperspectivepromptsustoquestiontheunrealistic standardswesetforourselves.Itencouragesashiftfromthe pursuitofflawlessnesstoamorerealisticandbeneficialpursuit ofgrowth.
DisappointmentasaCatalystforImprovement:
Ratherthanviewingdisappointmentasajudgmentonour abilities,itcanbereframedasacatalystforimprovement.The recognitionofareasthatfellshortofexpectationsbecomesan invaluablesourceofinformationforrefiningskillsand approaches.Byacknowledgingdisappointmentasatemporary setback,individualscanharnessitspowertofuelacommitment tocontinuouslearninganddevelopment.
The Growth Mindset Paradigm:
Theconceptof"You'reNotGoodEnoughtoBe Disappointed"alignswiththeprinciplesofthe growthmindset.CoinedbypsychologistCarol Dweck,thegrowthmindsetemphasizesthebelief thatabilitiesandintelligencecanbedeveloped throughdedicationandeffort.Individualswitha growthmindsetseechallengesandsetbacksnot asreflectionsoftheirinnateabilitiesbutas opportunitiestolearn,adapt,andgrow.
LearningfromSetbacks:
Disappointmentoftenstemsfromunmet expectationsorgoals.Ratherthaninternalizing thisasapersonalfailure,individualscanchoose toseeitasavaluablelesson.Analyzingthe factorsthatcontributedtothedisappointment providesinsightsintoareasthatrequireattention andimprovement.Everysetbackbecomesa guidepostonthepathtomastery,redirecting effortstowardamorerefinedandeffective approach.
ResilienceintheFaceofSetbacks:
Theabilitytobouncebackfromdisappointment isatestamenttoresilience.Insteadof succumbingtofeelingsofinadequacy,individuals canchoosetoviewsetbacksastemporary hurdles.Developingresilienceinvolves cultivatingthestrengthtopersevere,learnfrom
failures,andmaintainapositiveoutlookevenin thefaceofadversity.Disappointmentbecomes notaverdictoncapabilitybutatestofresilience.
TheRoleofSelf-Compassion:
Inaworldthatoftendemandsperfection, practicingself-compassionbecomesessential. Acknowledgingthateveryoneencounters setbacksandexperiencesdisappointmentfosters asenseofempathytowardoneself.Ratherthan engaginginself-blameorharshcriticism, individualscanapproachdisappointmentwith self-compassion,recognizingitasashared humanexperience.
ShiftingFocustotheJourney:
"You'reNotGoodEnoughtoBeDisappointed" promptsashiftinfocusfromoutcomestothe journeyofgrowth.Embracingtheprocessof improvement,learning,andrefinementbecomes paramount.Byvaluingthejourneyover immediatesuccess,individualscanderive satisfactionfromprogress,eveninthefaceof setbacks.Theemphasisshiftsfromexternal validationtointernalfulfillmentthroughpersonal development.
Encouraging
a
Growth-OrientedCulture:
Theconceptencouragesthepromotionofa growth-orientedcultureinvariousspheresoflife, includingeducation,work,andpersonal relationships.Cultivatinganenvironmentthat valueseffort,resilience,andcontinuouslearning fostersamindsetwheredisappointmentisseenas anaturalpartofthegrowthprocess.Thisshiftin cultureencouragesindividualstoembrace challenges,takerisks,andpersistinthepursuit oftheirgoals.
C ONCL USION
"You're Not Good Enough to Be Disappointed" challenges us to rethink our relationship with disappointment, urging us to see it not as a verdict on our abilities but as a stepping stone toward growth. Embracing the growth mindset, learning from setbacks, cultivating resilience, practicing self-compassion, and shifting focus to the journey are integral aspects of this transformative perspective. Ultimately, the message encourages individuals to recognize their capacity for improvement and view disappointment not as a roadblock but as a path toward becoming the best versions of themselves.
