OUR PURPOSE
We exist to make a lasting impact on communities we serve through homeownership, service and giving back.
Homeownership with Heart
Rooted in Community Making a Lasting Impact
Parnerships for a Better Future
Welcome home.
Timothy Baise
Tracie Baise
CCO CEO
NMLS #5440
NMLS #104638
TWENTY-TWO YEARS AGO, TIMOTHY AND I TOOK A LEAP OF FAITH.
We were coming out of one of the most challenging times of our lives—nearly homeless, relying on food banks, and struggling to keep our home warm. With no guarantees, we decided to take a chance, unsure of what the future held.
We made mistakes along the way but never wavered from our core values. We weathered a crippling industry downturn, one that many couldn’t survive, and faced the uncertainty of a global pandemic.
Through it all, we endured the highs and lows that come with building something meaningful.
BUT OUR GREATEST ACHIEVEMENT? CREATING A HOME.
Not just for those purchasing their dream home, but for our employees—a place where they can thrive—and more recently, for those without a home, through our partnership with the Homeless Angels.
We are looking to grow our team with legacyminded people who want to make a lasting impact.
A seasoned & purposeful leadership team.
Matthew Cornett Chief Operating Officer
Loralynne Ball VP of Retail Sales
NMLS #338728
Richard Passanante Director of Retail Operations
NMLS #998855
Thomas Deeley VP of Growth
Our team is celebrating over 20 years of delivering stable and secure futures through homeownership and giving back to our community.
Since our humble beginnings in an 80-square foot home office, we’ve grown into a nationwide, multi-million dollar corporation. Top Flite has been recognized by Inc Magazine as one of the fastest growing privately owned companies in America for 9 years.
WE ARE GRATEFUL THAT YOU ARE TAKING TIME TO LEARN ABOUT TOP FLITE.
“While our mission is philanthropic, our focus is on delivering results. At Top Flite, you are supported by a team that values precision, efficiency, and integrity—so you can grow your business while making a difference.”
-TIM BAISE
THE MINDSET THAT DEFINES US IS BUILT ON THESE PILLARS:
GROW AND NURTURE YOUR CIRCLE OF RELATIONSHIPS.
ELEVATE YOUR CAREER, PERSONAL GROWTH & FULFILLMENT. Your Community. MAKE A MEANINGFUL IMPACT, LEAVE A LEGACY. Your Relationships.
Your Customer.
DELIVER A TRUSTWORTHY CUSTOMER EXPERIENCE.
RELATIONSHIPS | CUSTOMER | COMMUNITY | GOALS Your Goals.
Relationships.
Above All, Your Relationships
WE ARE COMMITTED TO EMPOWERING YO UR CONNECTIONS
We understand that your success is built on the strength of your relationship network, and your relationship portfolio deserves our full attention.
WE’RE HERE TO HELP YOU:
Find and Grow New Relationships
Nurture Existing Connections
Maintain Trust and Excellence
| CUSTOMER | COMMUNITY | GOALS
Elevate Your Relationship Portfolio
CO-BRANDED MARKETING ASSETS
Customizable materials to support your partnerships with Realtors and referral sources.
QUALITY CUSTOMER ENGAGEMENT CAMPAIGNS
Automate your client communication and keep every lead and customer engaged
EXCLUSIVE REALTOR ENGAGEMENT PROGRAMS
Build strategic partnerships with high-value referral partners.
INNOVATIVE PRODUCT SOLUTIONS TO RISE ABOVE THE REST
Bring value to your Realtors with solutions that grow their business.
Onboarding, Top Flite style.
TRANSITIONS ARE NEVER EASY, BUT OUR TEAM WILL DO EVERYTHING WE CAN TO GIVE YOU A SOFT LANDING.
GET READY TO GROW!
MEET YOUR TOP FLITE GROUND CREW AND SYSTEMS TRAINING
SPREAD THE WORD: TOP FLITE LAUNCH KIT & ANNOUNCEMENTS
MARKETING TECH TOUR: GET TO KNOW YOUR TOOLS, IMPORT YOUR DATABASE AND SET UP AUTO CAMPAIGNS
PRODUCTS AND PROGRAMS: GET ORIENTED TO YOUR TF PRODUCTS TOOLBOX
Connected & Optimized Tech Stack
SEAMLESS CX
+ BETTER CONVERSION
+ MORE REFERRALS
+ CUSTOMER RETENTION / REFI = Measurable ROI
RELATIONSHIPS
| CUSTOMER | COMMUNITY | GOALS
Your customer.
The center of it all.
COMPETITIVE PRICING | DEAL STRUCTURING EXPERTISE ROBUST PRODUCT OFFERINGS
When it comes to your customer, it simply boils down to trust. Building on our guiding principles of honesty, excellence and consistency, we work hard to earn and keep your trust every day.
Products For Every Customer & Opportunity
BOTTOM LINE, IF WE DON’T HAVE IT, WE’LL GO AFTER IT.
From niche markets to mainstream solutions, we provide the flexibility and creativity you need to expand your reach and better serve your clients.
- MATT CORNETT, COO
Government-Backed Loans
• FHA Loans
• VA Loans
• USDA Loans
• Home Affordable Refinance Program (HARP)
• Nationwide Down Payment Assistance (DPA)
• State and local DPA loans
Conventional and High-Value Loans
• Conventional Loans
• Jumbo Loans
• High balance
Flexible Credit & Alternative Options
• Sub 580 FICO Loans
• Fixed-Rate and Adjustable-Rate Mortgages (ARMs)
• Purchases and Refinances
Investor and Non-QM Loans
• DSCR (Debt Service Coverage Ratio) Loans
• Non-QM Loans
• Self-Employed Bank Statement Loans, asset based.
• P&L
Specialty Loan Programs
• Reverse Mortgages (HECM)
• First-Time Home Buyer Mortgages
• Dream Saver
• Manufactured Home Loans
• Renovation Loans
• 2/1 Buydowns
• Cash Out Options
• Signature Loans
• Foreign National ITIN
• Non-Warrantable Condo and Condotel
• HELOCs
• New Construction
LICENSED TO DO BUSINESS IN 41 STATES
RATING ON BETTER BUSINESS BUREAU
• FANNIE MAE DIRECT LENDER
• HUD APPROVED LENDER
• VA AUTOMATIC LENDER
• USDA NATIONAL LENDER
Community
Rooted in purpose.
YOU’LL BE PART OF A TEAM THAT’S COMMITTED TO PHILANTHROPY AND COMMUNITY IMPACT, ENSURING YOUR WORK LEAVES A POSITIVE MARK BEYOND THE TRANSACTION.
MAKE AN IMPACT WHILE BUILDING YOUR CAREER
You’re not just helping individuals secure their homes—you’re helping build hope for those without one.
RELATIONSHIPS
ALIGN YOUR CAREER WITH YOUR VALUES
Top Flite encourages our Loan Officers to have a community mindset when promoting your business. Our marketing team will support you in local events, advertising and sponsorships.
Top Flite offers a place where your work can align with your values. You’ll help families achieve homeownership while knowing that every loan contributes to creating safe shelter for others.
- TRACIE BAISE
Your goals.
YOUR GOALS MATTER TO US AND WE ARE DEDICATED TO HELPING YOU ELEVATE YOUR CAREER AND PERSONAL FULFILLMENT.
WHETHER IT’S NAVIGATING COMPLEX DEALS, DRIVING PROFESSIONAL GROWTH, OR ESTABLISHING NEW REALTOR AND REFERRAL PARTNERS, YOU HAVE OUR ATTENTION.
You have our full attention. RELATIONSHIPS | CUSTOMER | COMMUNITY | GOALS
Imagine...
a leadership team that listens and acts. Our decision-makers are always within reach to provide the support and guidance in growth strategies, including:
BUSINESS PLANNING
PERSONALIZED 1 ON 1 COACHING
SALES STRATEGIES
DEAL STRUCTURING
RECRUITING / TEAM BUILDING
DEVELOPING NEW MARKETS
BUSINESS TO BUSINESS PLANS
BUILDING REALTOR RELATIONSHIPS
Above all...
Let’s talk more about what matters most to you.
