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DOWN PAYMENT ASSISTANCE CAN MAKE

BUYING A HOME

MORE AFFORDABLE HELPING MAKE HOMEOWNERSHIP POSSIBLE

EXCLUSIVE OFFER FOR CHASE CHECKING CUSTOMERS

If you’re considering buying a home, you’ll want to choose a mortgage that best fits your budget. Chase offers many mortgage loan options and programs to meet homebuyers’ needs. Plus, we’re committed to helping you achieve and sustain homeownership. As part of that commitment, we’ll help you take advantage of down payment and closing cost assistance programs. These programs, offered by state and local agencies, municipalities and nonprofit organizations, as well as grants from employers and cities, can be used with many of the mortgages we offer.

Chase Mortgage Cash Back1 can save you thousands. Have your new mortgage payment automatically deducted from a Chase personal checking account and get cash back, up to $500 annually for the life of the program. chase.com/MortgageCashBack

Call us today for details and to see if you qualify for down payment and closing cost assistance. Ingrid Wilson Business Development Officer T: 702-259-7116 C: 702-301-5634 ingrid.g.wilson@jpmchase.com


1% Mortgage Cash Back: With the patent pending 1% Mortgage Cash BackSM program, customers can earn up to 1% cash back on their mortgage. This offer is only available for new, residential first mortgage purchase and refinance loans submitted directly to Chase. The 1% cash back award is calculated on customers’ scheduled monthly principal and interest payments on mortgages applied for and closed only with Chase. The award does not apply to extra principal payments or to payments for escrowed items such as taxes and insurance. Customers must enroll in the 1% Mortgage Cash Back program online at chase.com within 60 days of closing. Customers without access to chase.com should contact their Mortgage Banker within 60 days of their closing for enrollment help.

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Awards will be paid approximately 2 weeks after the anniversary of a customer’s closing date. Customers can choose to have the award paid by direct deposit into a Chase personal checking account or applied to their outstanding principal balance. Customers must choose how they want to receive their 1% award when they enroll. Customers can change how they want to receive their award at any time on chase.com or by calling the Customer Service Center at the number listed on their mortgage statement. To be eligible, a customer must: (1) Have a new or existing Chase personal checking account opened before their loan closing, and (2) Enroll in Chase’s automatic mortgage payment service. With this service, their mortgage payment will be automatically deducted from their Chase personal checking account. Payments must go directly from a Chase personal checking account to the Chase mortgage and not be managed by third parties. Upon the customer’s enrollment, Chase will review the account to ensure the eligibility criteria are met. If for any reason the account does not meet the above criteria, Chase will cancel the enrollment in the Mortgage Cash Back program. This offer is not transferable, is limited to one per customer at any given time, and may be discontinued at any time without notice. Geographic and other restrictions and limitations may apply. Loans where servicing is not retained by Chase are excluded. There is a $500 calendar year cap on the principal reduction or cash back amount. The 1% Mortgage Cash Back may result in taxable income to the customer. We encourage customers to consult with personal tax advisors. For full program terms and conditions, visit us at chase.com/MortgageCashBack. For down payments less than 20%, MI may be required and MI charges may apply. All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. Home lending and deposit products offered by JPMorgan Chase Bank, N.A. Member FDIC. ©2012 JPMorgan Chase & Co. 15684CF_INF 0712

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