Tax Kerala October 2019 by Tax Kerala

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F-´m-Wv a-c-Sv ^v-fm-äv tI-knÂ kw-`-hn-¡p-¶-Xv ?

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D-t¯-P-\ {]-Jym-]-\-§Ä B-Zm-b \n-Ip-Xn-sb-¡p-dn-¨p-Å Cu hn-h-c-§Ä

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F-Un-täm-dn-bÂ

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Email:- taxkeralaonline@gmail.com Web:- www.taxkerala.com RNI Reg. No: KERBIL/2019/77902 Printed by Shri. Vipin Kumar K P, Door No:41/3940 C2 ,Lilgy Estate, Old Railway Station Road, Ernakulam-18. Published by: Shri. Vipin Kumar K P, on behalf of Vipin Kumar K P & Printed at Thulika Offset Printers, Kacheripady, Ernakulam -18 and Published from: Door No:41/3940 C2,Lilgy Estate, Old Railway Station Road, Ernakulam-18. Editor: Shri. Vipin Kumar K P.

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- Iw km- ¼ - ¯ n- I am- µ y- ¯ n- t e- ¡ p \o- § p- I - b m- W v . B-tKm-f X-e-¯nÂ km-¼-¯n-I h-f-À-¨ Ip-d-ªp-\nÂ¡p-I-bpw sN-¿p-¶ C-km-l-N-cy-¯nÂ km-¼-¯n-I ]p-\-cp-Öo-h-\ \-S-]-Sn-IÄ F-{X-bpw th-Kw F-Sp-t¡-≠-Xp-X-s¶-bm-Wv. tIm-À-]-tdäv \n-Ip-Xn Ip-d-¨-Xp-Ä-s¸-sS I-gn-ª G-Xm-\pw Zn-h-k-§-fnÂ tI-{µ k-À-¡m-À ssI-s¡m-≠ ]-cn-jv-¡-c-W \-S-]-Sn-I-Ä cm-Py-¯v \n-t£-]w sIm-≠-h-cm-\pw Iq-Sp-XÂ sXm-gnÂ kr-ãn-¡m-\pw k-lm-bn-¡p-sa-¶v hn-e-bn-cp-¯p-¶p. A-ta-cn-¡-bpw P-À-a-\n-bpw A-S-¡-ap-Å cm-Py-§Ä h-en-b {]-Xn-k-Ôn t\-cn-Sp-I-bm-Wv. A-ta-cn-¡-sb-bpw ssN-\-sb-bpw A-t]-£n-¨v sa-¨s - ¸-« \n-eb - n-em-Wv C-´y-bp-Ås - X-¶p-am-Wv A-dn-bm³ I-gn-bp-¶-Xv. km-¼-¯n-I ]p-\-cp-Öo-h-\ \-S-]-Sn-I-fp-am-bn cm-Pyw apt¶m-«p t]m-Ip-I-bm-Wv. Pn-F-kv.Sn \n-c-¡p-IÄ e-fn-X-am-¡m-\p-Å \-S-]Sn-{I-a-§-fpw \-S-¡p-¶-Xm-bn-«m-Wv A-dn-bp-¶-Xv. cm-Py-¯v \n-e-\n-¡p-¶ A-gn-a-Xn-IÄ-¡v H-cp ]-cn-lm-cw Im-Wp-Ibm-Wv B-Zyw sN-t¿-≠-Xv. sF-F³-F-Iv-kv ao-Un-b A-gn-a-Xn, im-c-Z Nn-«n X-«n-¸v, k-l-I-c-W _m-¦nÂ B-bn-cw tIm-Sn-bn-te-sd cq-]-bp-sS A-gn-a-Xn, \m-c-Z H-fn-Iym-a-d, I-Å-¸-Ww sh-fp-¸n-¡Â, ^v-fm-äv A-gn-a-Xn, ]m-ew A-gn-a-Xn Xp-S-§n-b A-gn-a-Xn-IÄ-¡v H-cp A-dp-Xn h-cp-¯n-bmÂ P-\-§Ä Iq-Sp-XÂ \n-Ip-Xn-bn-epw a-äpw XmÂ-]-cyw Im-Wn-¨p Xp-S-§psa-¶-XnÂ bm-sXm-cp XÀ-¡-hp-an-Ã. {]-Xy-£ \n-Ip-Xn h-Ip-¸n-se 15 ap-XnÀ-¶ D-tZym-K-Ø-À-¡v \nÀ-_-Ôn-X hn-c-an-¡Â \Â-In-bm-Xm-bn A-dn-bp-¶p. A-gn-a-Xn B-tcm-]-Ww t\-cn-Sp-¶ D-tZym-K-ØÀ-¡m-Wv \n À-_-Ôn-X hn-c-an-¡Â \Â-In-bn-cn-¡p-¶-Xv. \n-Ip-Xn D-tZym-K-Ø-cnÂ Nn-e-À A-h-cp-sS A-[n-Im-cw ZpÀ-hn-\n-tbm-Kw sN-¿p-I-bpw \n-Ip-Xn Zm-bI-sc t{Zm-ln-¡p-I-bpw sN-bv-Xn-«p-≠v. Nn-e-t¸m-Ä A-h k-Xy-k-Ô-am-b hn-e-bn-cp-¯-ep-IÄ sIm-≠m-bn-cn-¡mw a-äv Nn-e-t¸m-Ä sN-dn-b \n-b-a ew-L-\-§Ä-¡v h-en-b ]n-g Cu-Sm-¡n-s¡m--bn-cn-¡mw. \n-Ip-Xn dn-t«¬ Iq-Sp-XÂ kp-Xm-cy-am-¡p-sa-¶pw, kw-cw-`-IÀ-¡v D-tZym-K-Ø-cp-sS D-]-{Z-hw D-≠-m-In-Ã-sb-¶p-sam-s¡ hmÀ-¯-IÄ ImWp-¶p. B-Zm-b-\n-Ip-Xn h-Ip-¸n-sâ {]-h-À-¯-\w tI-{µo-Ir-X co-Xn-bnem-¡p-sa-¶pw Iq-Sm-sX F-Ãm D-¯-c-hp-I-fpw t\m-«o-kp-I-fpw H-cp tI{µ-¯nÂ-\n-¶m-bn-cn-¡pw D-≠m-hp-I-sb-¶pw A-dn-bm³ km-[n-¡p-¶p. tI-{µ-kÀ-¡mÀ C-Xp-h-sc {]-Jym-]n-¨ km-¼-¯n-I D-t¯-P-I ]-²-Xn-IÄ h-gn [-\-¡-½n hÀ-[n-¡pw F-¶v km-¼-¯n-I hn-Z-Kv-[À ap-¶dn-bn-¸p \Â-Ip-¶p. tImÀ-]-td-äv \n-Ip-Xn Ip-d-¨-Xn-\p ]n-¶m-se hy-ànI-fp-sS B-Zm-b-\n-Ip-Xn Ém-_p-I-fn-epw Ip-d-hp h-cp-¯n-tb-¡pw F-¶v hym-]-I-am-b {]-Xo-£-bp-≠v. \n-Ip-Xn C-f-hp h-gn h-fÀ-¨ Iq-Sp-sa-¶pw hy-hk - m-b \n-t£-]w hÀ-[n-¡p-sa-¶pw sXm-gnÂ km-[y-X D-bc - p-sa-¶pw A-Xp-h-gn Iq-Sp-XÂ h-cp-am-\w hn-]-Wn-bn-te-¡v F-¯p-sa-¶p-ap-Å I-W¡p-Iq-«e - n-em-Wv Cu \-S] - S- n-IÄ. km-¼¯ - n-Ia - m-µyw Ip-db - p-¶p-sh-¶pw k-¼-Zv-hy-h-Ø sa-¨-s¸-Sp-¶p-sh-¶pw Xn-cn-¨-dn-bm-\p-Å ap-Jy-kq-N-\ D-]-t`m-Kw Iq-Sp-¶p F-¶-Xp-X-s¶-bm-Wv. A-Xp \-S-¡-W-sa-¦nÂ sXmgnÂ A-h-k-c-§Ä Iq-S-Ww. \nÀ-am-W-ta-J-e-bnÂ Iq-Sp-XÂ {]-hÀ-¯\w \-S-¡-Ww. kÀ-¡mÀ X-s¶ A-Sn-Øm-\-ta-J-e-bv-¡m-bn Iq-Sp-XÂ ]-Ww ap-S-¡m³ ap-t¶m-«p-h-c-Ww

Sm-Iv-kv tI-cf | H-Iv-täm_À 2019

hn-]n³ Ip-amÀ sI. ]n No-^v F-UnäÀ

D-ÅS¡w am-µyw t\-cn-Sm³ tI-{µ [-\-a-{´nbp-sS km-¼-¯n-I D-t¯-P-\ {]-Jym-]-\-§Ä

Contents

C-´y-bp-sS h-f-À-¨m-\n-c-¡v \n-cm-i-s¸-Sp-¯p¶-Xm-sW-¶ sF Fw F-^v {]-Jym-]-\-¯n-\p ]n-¶m-se-bm-Wv c-£m ]-²X - n-If - p-am-bn [-\a - {- ´n F-¯n-b-Xv. H-cp am-k-¯n-\n-sS C-Xv aq-¶mw X-hW-bm-Wv \n-À-a-e ko-Xm-cm-a-³ km-¼-¯n-I ]-cnjv-I-c-W \-S-]-Sn-I-Ä {]-Jym-]n-¡p-¶-Xv

F-Un-täm-dn-bÂ 4 B-Zm-b \n-Ip-Xn-sb-¡p-dn-¨p-Å Cu hn-h-c-§Ä \n-§Ä-¡-dn-bp-tam? 14 37 a-Xv Pn F-kv Sn Iu¬-knÂ Xo-cp-am-\-§Ä 18 H-ä-¯-h-W hm-bv-] XoÀ-¸m-¡-en-sâ Kp-W-tZm-j-§-Ä F-s´-Ãmw? 21 slÂ-¯v C³-jp-d³-kv t]m-fn-kn F-Sp-¡pw ap-¼v C-¡m-cy-§Ä a-\-kn-em-¡q 24 F-´m-Wv a-c-Sv ^v-fm-äv tI-knÂ kw-`-hn-¡p-¶-Xv? 28 cq-]-bp-sS aq-eyw C-Sn-bp-¶p {]-hm-kn-I-Ä-¡v \n-t£-]m-h-k-cw 31 ]p-Xn-b Un-Pn-ä-Â _n-kn-\-Êv km-[y-X-IÄ -34 U-b-d-Î-À t_m-À-Un-sâ A-[n-Im-c-§Ä, ]p-Xn-b am-ä-§Ä! 38 t^m-¬ C-Ãm-sX-bpw hm-Sv-kv-B-¸v D-]-tbm-Kn-¡mw ]p-Xn-b kw-hn-[m-\w h-cp-¶p 44 ^v-fm-äp-IÄ, sI-«n-S-§Ä F-¶n-h hm-§p-t¼mÄ {i-²n-t¡-@ \n-b-a-h-i-§Ä 48

F-´m-Wv a-c-Sv ^v-fm-äv tI-knÂ kw-`-hn-¡p-¶-Xv?

a-c-SnÂ Xo-c-tZ-i-]-cn-]m-e-\-N-«w ew-Ln¨v \nÀ-an-¨ ^v-fm-äp-IÄ s]m-fn-¡p-¶ {]-iv-\-¯nÂ D-b-cp-¶ hm-Z-{]-Xn-hm-Z-§fnÂ t\-cpw \p-W-bpw C-S-I-eÀ-¶n-cn-¡p¶p. Nn-e sX-äp-IÄ A-dn-ªp-sIm-≠pw Nn-e-Xv A-Ú-X-sIm-≠pw {]-N-cn-¸n-¡p¶-h-bm-Wv

48 21 6

Sm-Iv-kv tI-cf | H-Iv-täm_À 2019

^v-fm-äp-IÄ, sI-«n-S-§Ä F-¶n-h hm-§p-t¼mÄ {i-²n-t¡-@ \n-b-a-h-i-§Ä kw-Øm-\-¯v sI-«n-Sw \nÀ½m-W-¯n-\m-bn Ø-ew hm§p-t¼m-gpw ho-Sp-IÄ ^v-fmäp-IÄ I-S-ap-dn-IÄ F-¶n-h hm-§p-t¼m-gpw s]m-Xp-P-\-§Ä {i-²n-t¡-≠ Im-cy-§Ä

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F-Sn-F-½n-Â \n-¶pw ]-Ww In-«n-bn-sÃ-¦nÂ _m-¦p-I-Ä-¡v ]n-g-bp-am-bn B-À-_n-sF; D-S-a-bv-¡v Zn-h-kw 100 cq-] ho-Xw \-Â-I-Ww

ssa-t{Im F-Sn-Fw {Sm³-km-£-\p-IÄ-¡pw ]-cn-[n-\n-Ý-bn-¨v F-kv_n-sF-bpw _m-¦v Hm-^v _-tdm-U-bpw

F-

Sn- F - ½ n- Â \n- ¶ pw ]- W w e- ` n- ¨ n- s Ã- ¦ n- e pw A- ¡ u≠nÂ Ip-d-hp-Im-Wn-¡-s¸-« ]-Ww Xn- c n- s I In- « m- ³ _m- ¦ p- I - f n- Â A-t]-£-bp-am-bn I-b-dn-bn-d-§p-¶ \n-c-h-[n t]-sc \mw Im-Wm-dp-≠v. Zn-h-k-§-tfm-fw ]-cm-Xn-I-fp-am-bn I-b-dn-bn-d-§n-bm-em-Wv ]-Ww Xncn- s I e- ` n- ¡ p- ¶ - s X- ¶ ]- c m- X n- I fpw hym-]-I-am-Wv. Cu ]-Ým-¯-e¯n-Â F-Sn-Fw Im-ÀU - v C-S] - m-Sp-IÄ ]-cm-P-b-s¸-«m-Â _m-¦p-I-Ä ]-Ww Xn-cn-sI \-Â-Im-\p-Å k-a-b-]-cn-[n dn-kÀ-hv _m-¦v I-À-i-\-am-¡n. F- S n- F - ½ nÂ- \ n- ¶ v ]- W w e- ` n¨n- s Ã- ¦ n- Â A- © p- Z n- h - k - a m- W v A-¡u-≠n-Â Xn-cn-sI ]-Ww h-c-hpsh-bv-¡p-¶-Xn-\v _m-¦n-\v A-\p-hZn-¨n-«p-Å-Xv. A-Xp-I-gn-ªmÂ H-cp Zn-h-kw 100 cq-]-ho-Xw A-¡u-≠v D-Sa-bv-¡v \Â-I-W-sa-¶v BÀ-_n-sF \nÀ- t Z- i n- ¨ p. _m- ¦ p- I Ä- ¡ v sImSp-¯ amÀ-K-\nÀ-tZ-i-¯n-em-Wv BÀ_n-sF C-¡m-cyw hy-à-am-¡n-b-Xv. sF-Fw-]n-F-kv, bp-]n-sF, C-hm-e-äv F-¶n-h h-gn-bp-Å C-S] - m-Sp-IÄ-¡pw k-a-b-]-cn-[n \nÀ-tZ-iw _m-[-I-am-

Sm-Iv-kv tI-cf | H-Iv-täm_À 2019

Wv. sF-Fw-]n-F-kv, bp-]n-sF C-S]m-Sp-IÄ-¡v H-cp-Zn-h-k-am-Wv ]-Ww Xn-cn-sI s{I-Un-äv sN-¿m-³ A-\p-hZn-¨n-«p-Å-Xv. A-Xp-I-gn-ªm-Â Hmtcm Zn-h-k-hpw 100 cq-]-ho-Xw ]n-g \Â-I-Ww. bp-]n-sF-h-gn tjm-¸n-Mv \-S-¯pt¼mÄ, A-¡u-≠nÂ-\n-¶v sU-_n-äv sN-¿p-I-bpw F-¶mÂ I-¨-h-S-¡m-c\v e-`n-¡m-Xn-cn-¡p-Ib - pw sN-bvX - m-Â A-©p-Zn-h-k-¯n-\-Iw ]-Ww \Â-IW-sa-¶m-Wv \nÀ-tZ-iw. A-Xp-I-gnªm-Â {]-Xn-Zn-\w 100 cq-] ho-Xw I-¨-h-S-¡m-c-\v ]n-g \-Â-I-Ww. ]-cmXn-IÄ hym-]-I-am-b-tXm-sS-bm-Wv BÀ-_n-sF ]p-Xn-b \nÀ-tZ-i-hp-ambn cw-K-¯p-h-¶-Xv. t\-c-s¯ C-S]m- S v ]- c m- P - b - s ¸- « m- e pw A- ¡ u≠n-Â \n-¶pw Ip-d-hp h-cp-¯p-¶ ]-Ww Xn-cn-sI e-`n-¡m-³ _m-¦n-Â t\- c n- s «- ¯ n ]- c m- X n \Â- I n- b mem-Wv A-¡u-≠v D-S-a-bv-¡v ]-Ww e-`n-¨n-cp-¶-Xv. D-]-t`m-àm-hn-tâ-XÃm-¯ Im-c-W-¯m-Â ]-W-an-S-]m-Sv X-S-Ê-s¸-«m-Â A-Xn-sâ D-¯-c-hm-ZnXzw _m-¦n-\m-sW-¶v BÀ-_n-sFbp-sS kÀ-¡p-e-dn-Â ]-d-bp-¶p.

äv _m-¦p-I-fp-sS ssa-t{Im F-Sn-Fw D-]-tbm-Kn-¨v- ]-Ww ]n³-h-en-¡m-\pÅ A-h-k-cw Ip-d-¨v- F-kv-_n-sF-bpw _m-¦v Hm-^v _-tdm-U-bpw. \m-en-e-[nIw X-h-W Cu ku-I-cyw {]-tbm-P-\s¸- S p- ¯ n ]- W w ]n³- h - e n- ¡ m- \ m- h nsÃ- ¶ - X m- W v ]p- X n- b ]- c n- j v - I - c - W w. C-tXm-sS B-[mÀ F-t\-_nÄ-Uv t]-bvsaâ v kn-Ìw (F-C-]n-F-kv) h-gn-bp-Å C- S - ] m- S p- I - f p- s S F- ® - ¯ nÂ Ip- d - h p≠m-Ipw. _m-¦v Hm-^v _-tdm-U H-cp Znh-kw \m-ev {Sm³-km-£-\p-IÄ A-\ph-Zn-¡p-t¼mÄ F-kv-_n-sF ssa-t{Im F-Sn-Fw D-]-tbm-Kn-¨v- H-cp Zn-h-kw H-cp {Sm³-km-£³ am-{X-ta km-[n-¡p-Is - bmÅp. kÀ-¡m-cn-sâ U-b-d-Iv-Sv s_-\-^n-äv {Sm³-kv-^-dn-sâ (Un-_n-Sn) `m-K-a-Ãm-¯ D-]-t`m-àm-¡Ä-¡v H-cp am-kw A-©v {Sm³-km-£\ - p-IÄ \-S¯ - m³ I-gn-bp-sa¶pw dn-t¸mÀ-«p-I-fnÂ ]-d-bp-¶p. B-[m-dn-s\ B-[m-c-am-¡n _n-kn-\kv I-d-kv-t]m-≠âp-amÀ h-gn ssa-t{Im F- S n- F - ½ nÂ (t]m- k v ) C- S - ] m- S p \- S ¯m³ k-lm-bn-¡p-¶ _m-¦n-Mv am-Xr-Ibm-Wv B-[mÀ F-t\-_nÄ-Uv t]-saâ v kn- Ì w (F- C - ] n- F - k v ) . F- ¶ mÂ ]pXn-b am-äw {Sm³-km-£-\p-I-fp-sS F-®¯nÂ h-en-b Ip-d-hp-≠m-¡p-sa-¶m-Wv hn-e-bn-cp-¯-s¸-Sp-¶-Xv. Pq-sse-bnÂ 220Z-i-e-£-am-bn-cp-¶ F-C-]n-F-F-kv C-S-]m-Sp-If - p-sS F-®w sk-]v-Xw-_d - nÂ 201B-bn Ip-d-ªp. F-Sn-Fw ku-I-cyw e-`y-a-Ãm-¯ {]-tZ-i-§-fn-em-Wv F-C-]n -F-kv kw-hn-[m-\w _m-¦p-IÄ GÀ-s¸Sp-¯n-bn-cn-¡p-¶-Xv. Un-_n-Sn h-gn e-`n¡p- ¶ k- _ v - k n- U n D- ] - t bm- K n- ¡ m³ ]- e D- ] - t `m- à m- ¡ - f pw F- C - ] n- F - k v kw-hn-[m-\w {]-tbm-P\ - s - ¸-Sp-¯m-dp-≠v. F-¶mÂ ]-e-cpw h-en-b Xp-I-IÄ sNdn-b Xp-I-I-fm-bn hn-`-Pn-¨v- F-C-]n-F-kv h-gn F-Sp-¡p-¶-Xm-bm-Wv _m-¦p-I-fp-sS B-t£-]w. C-Xp-h-gn D-]-t`m-àm-¡Ä¡v {]-tbm-P-\w e-`n-¡p-¶n-sÃ-¦n-epw F-C-]n-F-k {]-hÀ-¯n-¸n-¡-¶ do-s«bv-eÀ-amÀ-¡v I-½o-j³ e-`n-¡pw. {]-Xnam-kw F-{X {Sm³-km-£-\p-IÄ \-S-¯n F-¶-Xn-sâ A-Sn-Øm-\-¯n-em-Wv do-s«bv-eÀ-amÀ-¡v I-½o-j³ \Â-Ip-¶-Xv.

\yq-kv A-]v-tU-ävkv

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t]m-Ìv-am-³ C-\n k-©-cn-¡p-¶ F-Sn-Fw; ]-Xn-\m-bn-cw cq-]-h-sc ]n-³-h-en-¡mw

I-

¯p- s Im- S p- ¡ Â am- { X- a - Ã , kw- Ø m- \ - s ¯- t ]m- Ì v - a m·m-À C-\n k-© -c n-¡ p-¶ F-S n-F½p- I - Ä Iq- S n- b m- I pw! ho- S p- I - f nse- ¯ p- ¶ t]m- Ì v - a m- ³ ap- t J- \ B-[m-dp-am-bn en-¦p-sN-bv-X _m-¦nse-tbm t]m-Ìv Hm-^o-kv t]-saâ v _m-¦n-se-tbm A-¡u-≠n-Â-\n-¶v ]-Ww ]n-³-h-en-¡m-\pw _m-e-³-kv A-dn-bm-\p-ap-Å kw-hn-[m-\w \n-ehn-Â-h-¶p. H-cp-Zn-h-kw 10,000 cq-]h-sc ]n-³-h-en-¡mw. ]-Ww \n-t£]n-¡m-\p-am-Ipw. t]m-kv-täm-^o-kv t]-saâ v _m¦v A-¡u-≠v th-W-sa-¶p-am-{Xw. B- [ m- À F- t \- _ nÄ- U v t]- s aâ v kn-Ìw (F-C-]n-F-kv) h-gn-bm-Wv _m-¦n-tem ku-I-cyw h-cp-¶-Xv. X- ] mÂ- h - I p- ¸ v X- ¿ m- d m- ¡ n- b "ssa- t {Im F- S n- F w.' B- ¸ pw samss_Â t^m-Wpw _-tbm-sa-{Sn-Iv D- ] - I - c - W - h pw t]m- Ì v - a m- · mÀ- ¡ p \Â- I pw. bq- k À- s \- b n- t am ]m- k v th-tUm \Â-Im-sX ]qÀ-W-am-bpw _-tbm-sa-{Sn-Iv hn-h-c-§-fp-sS A-SnØm- \ - ¯ n- e m- W v F- C - ] n- F - k v {]-hÀ-¯n-¡p-¶-Xv. tI-c-f kÀ-¡nfn-\p-Io-gn-Â B-sI-bp-Å 10,600 t]mÌv-am-·m-cn-Â 7196 t]-c-sc-bm-Wv ]p -Xn-b-tk-h-\w \Â-Im-³ k-Ö-am¡n-bn-cn-¡p-¶-Xv.

t]m-kv-täm-ô-kp-I-fn-Â t\-cns«-¯n-bm-epw C-tX tk-h-\-§-Ä {]-tbm-P-\-s¸-Sp-¯mw. t]m-Ìv-am-³ ho- « n- s e- ¯ p- t ¼m- g m- W v tk- h - \ w e-`y-am-¡p-¶-sX-¦n-Â sN-dn-b Xp-I ô- k m- b n \Â- I - W w. kw- Ø m\-s¯ 5064 t]m-kvt- äm-ô-kp-If - n-Â 4742epw ]p-Xn-b ku-Ic - y-ap-≠v. X-]m Â- h - I p- ¸ n- s â t]- s aâ v _m- ¦ m- b sF-]n-]n-_n-¡v (C-ý t]m-Ìv t]saâ v _m-¦v) A-\p-_-Ô-am-bm-Wv F-C-]n-F-kv {]-hÀ-¯n-¡p-¶-Xv. Hm¬- s se- ³ C- S - ] m- S p- I - f n- Â {]m-ho-Wy-an-Ãm-¯-hÀ-¡pw _m-¦pI-fn-se-¯m-³ I-gn-bm-¯-hÀ-¡pw ho-«p-]-Sn-¡-Â tk-h-\w e-`y-am-Ip¶p-sh-¶-Xm-Wv ]p-Xn-b kw-hn-[m\-¯n-sâ {]-tXy-I-X. H-¶n-e-[n-Iw _m-¦p-I-fp-sS tk-h-\w H-cp ¹m-ävt^m-an-Â-G-tIm-]n-¡p-¶p-sh-¶mWv F-C-]n-F-kn-sâ a-säm-cp k-hnti-j-X. t]m- Ì - Â tk- h n- M v - k v _m- ¦ v A- ¡ u- ≠ n- Ã m- ¯ - h À- ¡ pw F- C ]n- F - k v tk- h - \ - § - Ä e- ` y- a m- W v . t]m- Ì v - a m- s â ssI- h - i - a p- Å samss_-Â B-¸n-Â A-¡u-≠v \-¼À, sam-ss_-Â \-¼À, B-[mÀ \-¼À, B-[mÀ ImÀ-Un-se Iyp-B-À tIm-Uv F-¶n-h \Â-In-bm-Wv F-C-]n-F-knte-¡p {]-th-in-¡p-¶-Xv. G-Xp-co-Xn

kzo-I-cn-¨m-epw B-[m-dn-se _-tbmsa-{Sn-Iv hn-h-c-§-Ä \Â-In-bm-te Xp- S À- ¶ v ap- t ¶m- « p- t ]m- I m- \ m- I q. B-h-iy-am-b ]-Ww F-{X-sb-¶p tcJ-s¸-Sp-¯n-bm-Â t]m-Ìv-am-\v B Xp-I \Â-Ipw. A-¡u-≠p-S-a-bv-¡v F-kv-Fw-F-km-bn Xp-I ]n³-h-en-¨ hn-h-c-sa-¯p-I-bpw sN-¿pw.

H-tÎm-_-À H-¶p ap-X-Â s{I-Un-äv Im-À-Uv C-f-hv s]-t{Sm-Ä ]-¼p-I-Ä \n-À-¯-em-¡p-¶p

s{I

-Un-äv ImÀ-Uv D-]tbm- K n- ¨ v C- Ô \w hm- § p- t ¼m- Ä \Â- I p- ¶ C-f-hv s]-t{Sm-Ä ]-¼p-I-Ä \nÀ¯-em-¡p-¶p. H-tÎm-_-À H-¶p ap-X-Â C-f-hv e-`n-¡n-sÃ-¶v s]t{Sm-fn-bw I-¼-\n-I-Ä A-dn-bn¨p. Un-Pn-äÂ - C-S] - m-Sp-IÄ - t{]mÕm-ln-¸n-¡p-¶-Xn-sâ `m-K-ambm-Wv s{I-Un-äv ImÀ-Uv D-]-tbmKn-¨v C-Ô\ - w hm-§p-t¼mÄ 0.75 i-X-am-\w Un-kv-Iu-≠v\Â-In

h-¶n-cp-¶-Xv. C-´y-³ Hm-bnÂ tImÀ-]-td-j-³, `m-c-Xv s]-t{Smfn-bw, ln-µp-Øm³ s]-t{Sm-fnbw F-¶o I-¼-\n-I-fm-Wv C-f-hv \Â-In-bn-cp-¶-Xv. F-¶m-Â s{IUn-äv ImÀ-Un-t·-ep-Å C-f-hpI-Ä am-{X-ta \nÀ-¯-em-¡p-¶php-Åp F-¶pw sU-_n-äv ImÀ-Uv D- ] - t bm- K n- ¨ pw a- ä p Un- P n- ä - Â t]- b v - s aâ v kw- h n- [ m- \ - § - Ä D-]-tbm-Kn-¨p-ap-Å C-f-hp-I-Ä Xp-Sc - p-sa-¶v I-¼\ - n A-[n-Ir-XÀ A-dn-bn-¨p. H-Iv-täm_À 2019 | Sm-Iv-kv tI-cf

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am-µyw t\-cn-Sm³ tI-{µ [-\-a-{´n-bp-sS

km-¼-¯n-I D-t¯-P-\ {]-Jym-]-\-§Ä C-´y-bp-sS h-f-À-¨m-\n-c-¡v \n-cm-i-s¸-Sp-¯p-¶-Xm-sW-¶ sF Fw F-^v {]-Jym-]-\-¯n-\p ]n-¶m-se-bm-Wv c-£m ]-²-Xn-I-fp-am-bn [-\-a-{´n F-¯n-b-Xv. H-cp am-k-¯n-\n-sS C-Xv aq-¶mw X-h-W-bm-Wv \n-À-a-e ko-Xm-cm-a-³ km-¼-¯n-I ]-cn-jv-I-c-W \-S-]-Sn-I-Ä {]-Jym-]n-¡p-¶-Xv

- Py- s ¯ km- ¼ - ¯ n- I {]- X nk- Ô n a- d n- I - S - ¡ p- ¶ - X n- \ mbn hn- h n- [ ta- J - e - I - f n- Â D- t ¯- P - \ ]m- t ¡- P p- I - Ä {]- J ym- ] n- ¨ v tI- { µ [-\-a-{´n \n-À-a-e ko-Xm-cm-a-³ C-cp]- ¯ n- s b- « v hÀ- j - ¯ n- \ n- s S tImÀ¸- t d- ä v \n- I p- X n- b nÂ h³- I p- d - h v h- c p¯n-bm-Wv tI-{µ-kÀ-¡mÀ -cm-Py-s¯ km-¼-¯n-I {]-Xn-k-Ôn a-dn-I-S-¡p¶-Xn-\m-bn ]m-t¡-Pp-I-Ä {]-Jym-]n -Nn-cn-¡p-¶-Xv. I-b-äp-a-Xn t{]m-Â-km-ln¸n-¡m-³ B-dn-\ ]-²-Xn-I-fm-Wv B-hnjv-I-cn-¨n-cn-¡p-¶-Xv. I-b-äp-a-Xn ta-Je-bp-a m-bn _-Ô -s ¸-« -h -À -¡ v Sm-I v -k v do-^-≠v , Pn-F-kv-Sn s{I-Un-äv do-^-≠v Xp-S-§n-b-h \-S-¸m-¡p-sa-¶v [-\-a-{´n

Sm-Iv-kv tI-cf | H-Iv-täm_À 2019

A-dn-bn-¨p. tImÀ-¸-td-äv \n-Ip-Xn Ip-d-¨p-sIm≠p-Å [-\-a-{´n-bp-sS {]-Jym-]-\-¯n\p ]n-¶m-se I-¼\ - n-If - p-sS em-`w 72,000 tIm-Sn cq-]b - m-bn hÀ-[n-¡pw. _n-Fk - vC bn-ep-Å 500Â 300 te-sd I-¼-\n-IÄ¡m-Wv C-Xv kw-_-Ôn-¨v t\-«w. I-¼\n-I-fp-sS ]-W-e-`y-X-bn-epw Cu t\-«w {]-Xn-^-en-¡pw. _m-¦v, tem-lw, J-\\w, D-]-t`m-Kw, a-äv [-\-Im-cy Øm-]\-§Ä Xp-S-§n-b I-¼-\n-IÄ-¡m-Wv C-X-\p-k-cn-¨p-Å t\-«w Iq-Sp-XÂ e-`yam-hp-I. C-X-\p-k-cn-¨v t\m¬ _m-¦n-Mv ^n-\m³-kv I-¼-\n-IÄ-¡v 28000 tIm-Sn cq-]-tbm-fw em-`-hpw C³-U-kv-{Sn-bÂ ta-J-e-bnÂ {]-hÀ-¯n-¡p-¶ I-¼-\n-

IÄ-¡v 12,460 tIm-Sn cq-] em-`w e-`n-¡pw. sF-Sn I-¼-\n-IÄ-¡v e-`n-¡p-¶ t\-«w ]-cn-an-X-am-bn-cn-¡pw. t\-«-¯n-sem-cp `m-Kw D-]-t`m-àm-¡Ä-¡v \Â-In-bmÂ 2006\p ti-j-ap-Å G-ä-hpw an-I-¨ t\-«w t\-Sm³ a-äp I-¼\ - n-IÄ-¡pw C-Xv k-lmb-I-am-Ipw.

I-b-äp-a-Xn, C-d-¡p-a-Xn ta-J-e-I-fnÂ D-t¯-P-\-¯n-ep-Å \-S-]-Sn-IÄ hn-tZ-i-\n-t£-]w h-À-[n-¨p. \n-IpXn ]- c n- j v - I - c - W w B- t em- N - \ - b n- e ps≠- ¶ pw km- ¼ - ¯ n- I {]- X n- k - Ô n a- d n- I - S - ¡ m- \ m- h p- s a- ¶ pw a- { ´n ]- d ªp. I- b - ä p- a - X n ta- J - e - b n- s e C- S nhv \n-I-¯m³ \-S-]-Sn-IÄ ]-W-s¸-cp¸w \n-b-{´-W hn-t[-b-am-Wv \n-Ip-Xn

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L-S-\ ]-cn-jv-I-c-Ww A-P-≠-bn-ep-s≠-¶pw [-\-a-{ń {]-Jym-]n-¨p. I-b-äp-a-Xn ta-J-e-bv-¡v 1,700 tIm-Sn-bp-sS hm-À-jn-I C-³-jp-d-³-kv ]-²Xn \-S¸ - m-¡pw. \n-eh - n-ep-ff - F-Ivk - vt- ]mÀ-«v s{IUn-äv Kym-cân tIm-À-]-td-j-sâ (C-kn-Pn-F-kv) `m-K-am-bn F-Iv-kv-t]m-À-«v s{I-Un-äv C-³-jp-d-³kv k-À-Æo-kv (C-kn-sF-F-kv) ap-tJ-\-bm-hpw C-Xv \-S-¸m-¡p-I. Sq-dn-kw, sN-dp-In-S, C-S-¯-cw kw-cw-`-§-Ä, I-b-äp-a-Xn ta-J-e F-¶n-h-bv-¡v D-t¯-P-\w \-ÂIp-¶-Xn-\m-bn A-Sp-¯-h-À-jw am-À-¨n-Â C-ý-bn-Â Zp-_-m-bv tam-U-Â tjm¸n-Mv s^-Ìn-h-Â \-S-¯pw. Xp-Wn-¯-c-§-Ä I-c-Iu-i-ew, tbm-K F-¶n-h C-Xn-Â D-Ä-s¸-Sp¯pw. \n-Ip-Xn \-S-]-Sn-I-Ä kp-Xm-cy-am-¡pw. Hm¬-sse-³ kw-hn-[m-\w e-fn-X-am-¡pw. \n-Ip-Xn k-am-l-c-Ww kp-K-a-hp-am-¡pw. sN-dn-b \n-Ip-Xn ew-L-\-§Ä-¡v in-£-bn-Ã. \n-Ip-Xn-h-Ip-¸nsâ C-S-s]-S-ep-I-Ä C-\n C-e-t{Îm-Wn-Iv co-Xnbn-em-bn-cn-¡pw I-b-äp-a-Xn-bpw B-`y-´-c D-]-t`m-K-hpw h-À[n-¸n-¡m-³ \-S-]-Sn kzo-I-cn-¡pw. I-b-äp-a-Xn ta-J-e-sb i-àn-s¸-Sp-¯m-³ 68,000 tIm-Sn cq-]bp-sS k-lm-ba - m-Wv {]-Jym-]n-¨n-cn-¡p-¶s - X-¶v [-\-a-{ń ]-d-ªp. I-b-äp-a-Xn-¡p-Å k-a-b-\ãw Ip-d-bv-¡pw. Xp-d-ap-Jw, I-Ìw-kv Xp-S-§n-b ta-J-e-I-fn-se \-S-]-Sn-{I-a-§-Ä Un-Pn-äÂ-hÂ¡-cn-¡pw. I-b-äp-a-Xn D-Â-¸-¶-§-fp-sS Xo-cp-h

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H-gn-hm-¡-Â ]-²-Xn 2020 P-\p-h-cn H-¶p-ap-X-Â \n-e-hn-Â h-cpw. I-b-äp-a-Xn-¡m-À-¡v {]-h-À-¯\ aq- e - [ - \ - h m- b v - ] \- Â - I p- ¶ _m- ¦ p- I - Ä - ¡ v D-b-À-¶ C-³-jp-d-³-kv ]-cn-c-£ \-Â-Ipw. C-Xn\v k-À-¡m-cn-\v {]-Xn-h-À-jw 1,700 tIm-Sn cq-] sN-e-hm-Ip-sa-¶m-Wv I-W-¡v.

a-äp {]-[m-\ Xo-cp-am-\-§Ä hn-]-Wn D-t¯-P-\-¯n-\v tIm-À-¸-td-äv \n-IpXn Ip-d-¨-Xn-\p ]n-¶m-se tI-{µ [-\-a-{´n X-¿msd-Sp-¡p-¶-Xv B-Zm-b \n-Ip-Xn C-f-hv {]-Jym-]\-¯n-s\-¶ \n-K-a-\w km-¼-¯n-I hn-Z-Kv-ZÀ ap-t¶m-«p-sh-¡p-¶p. \n-Ip-Xn ]-cn-jv-Im-cw kw_-Ôn-¨ \n-À-t±-i-§Ä \-Â-Im-³ sk³-{S-Â t_m-À-Uv Hm-^v U-b-d-Îv Sm-Iv-kv Aw-Kw A-Jnte-jv c-Rv-P-³ A-[y-£-\m-bn \n-tbm-Kn-¡s¸-«n-cp-¶ D-¶-X k-an-Xn I-gn-ª am-kw k-aÀ-¸n-¨ dn-t¸m-À-«n-s\ A-Sn-Øm-\-am-¡n-bm-hpw ]p-Xn-b {]-Jym-]-\-sa-¶m-Wv kq-N-\. tlm-«-Â hm-SI - b - n-Â Pn-Fk - vS- n \n-c¡ - p-IÄ - Ip-db - v¡ - m-\pÅ Xo-cp-am-\w C-Xn-\-Iw \-S-¸m-¡n-¡-gn-ªp. B-bn-cw cq-]h - s - c-bp-Å tlm-«Â - hmSIbnÂ PnF-kv-Sn H-gn-hm-¡n. 7,500 cq-]-bv-¡v ap-I-fn-ep-Å tlm-«-Â Xm-cn-^v Pn-F-kv-Sn C-\n 18 i-X-am-\w B-bn-cn-¡pw. t\-c-s¯ C-Xv 28 i-X-am-\-am-bncp-¶p. Pn.F-kv.Sn hmÀ-jn-I dn-t«-¬ ^-bÂ sN¿p-¶-Xn-\p-Å \-S-]-Sn-IÄ e-Lq-I-cn-¡pw. c-≠p tIm-Sn cq-]-bnÂ Xm-sg hn-äp-h-c-hp-Å sN-dp-In-S kw-cw-`-IÀ-¡v Pn.F-kv.Sn.BÀ-9 Hm-]v-j-W-embn k-aÀ-¸n-¨m-Â a-Xn-bm-Ipw. Pn.F-kv.Sn BÀ- 9 k-aÀ-¸n-¡p-¶X - n-\p-Å \-S] - S- n-IÄ B-Wv e-LqI-cn-¡p-¶-Xv. c-≠v tIm-Sn cq-]-bnÂ Xm-sg hnäp-h-c-hp-Å sN-dp-In-S kw-cw-`-IÀ-¡v 2018-þ19 km-¼-¯n-I hÀ-j-§-fnÂ Pn.F-kv.Sn.BÀ-9, 9F,9 kn Xp-S-§n-b hmÀ-jn-I dn-t«¬ t^m-apIÄ Hm-]v-j-W-em-bn k-aÀ-¸n-¨mÂ a-Xn-bm-Ipw. Pn.F-kv.Sn.BÀ 9 dn-t«¬ ^-b-en-w-Kv e-Lq-I-cn¡p-¶-Xn-\p-Å Iq-Sp-XÂ \-S-]-Sn-IÄ `m-hn-bnÂ ssI-s¡m-Åpw. Pn.F-kv.Sn hmÀ-jn-I dn-t«¬ ^-b-en-§nÂ hy-à-X-bn-Ãm-¯-Xv \n-c-h-[n sN-dp-In-S _n-kn\-kp-Im-sc DÄ-s¸-sS h-e-¨n-cp-¶p. hn-hn-[ kwL-S-\-IÄ dn-t«-¬ kw-hn-[m-\w e-Lq-I-cn-¡H-Iv-täm_À 2019 | Sm-Iv-kv tI-cf

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W-sa-¶v kÀ-¡m-cn-t\m-Sv B-h-iy-s¸-«n-cp-¶p. C-Xp-h-sc 15 i-X-am-\w hym-]m-cn-IÄ am-{X-am-Wv dn-t«¬ k-aÀ-¸n-¨n-cp-¶-Xv. A-Sp-¯n-sS 2017-þ18 se Pn.F-kv.Sn hmÀ-jn-I dn-t«¬ k-aÀ-¸n-t¡-≠ A-h-km-\ Xo-b-Xn \-hw-_À 30 B-bn Pn.F-kv.Sn Iu¬-knÂ \o-«n-bn-cp-¶p. B-K-Ìv 31-Â \n-¶mWv Xn-b-Xn \-hw-_À 30 B-bn D-bÀ-¯n-b-Xv. C-S-¯-c-¡mÀ-¡v Kp-W-I-c-am-Ip-¶ {]-Jym-]\-§-fm-Wv C-\n cm-Pyw \n-À-½-e ko-Xm-cm-a-\n-Â \n-¶p {]-Xo-£n-¡p-¶-Xv. \n-Ip-Xn Ém-_p-I-Ä ]-cn-jv-I-cn-¡p-¶-Xn-sâ Kp-Ww C-S-¯-c-¡m-À-¡v e-`n-¨m-Â hn-]W - n-bn-te-¡v Iq-Sp-XÂ - ]-Ws - a-¯psa-¶m-Wv k-cv-¡m-cn-sâ {]-Xo-£. h-³ \n-Ip-Xn Ip-Sn-Èn-I ]q-À-W-am-bn ]n-cn-s¨-Sp-¡m-³ "k-_v-Imhn-izm-kv'F-¶ t]-cn-Â 70% h-sc C-fh - p-If - p-am-bn tI-{µ Pn-F-kv-Sn h-Ip-¸v \-S-]-Sn-I-Ä B-cw-`n-¨p. A-t]-£ e-`n-¨v 90 h-k-¯n-\p-Ån-Â Ip-Sn-Èn-I kw-_-Ôn-¨ \-S-]-Sn ]q-À-¯n-bm-¡p-I-bm-Wp e-£yw. kn-]v t]m-se-bp-Å D-Â-¸-¶-§-Ä-¡v 12 i-X-am-\w Pn-F-kv-Sn G-À-s¸-Sp-¯n. t\-c-s¯ 18 i-Xa - m-\w B-bn-cp-¶p. a-ssd-³ C-Ô\ - w 18 i-Xa - m\w Pn-F-kv-Sn-bn-Â-\n-¶v A-©v i-X-am-\w B-¡n Ip-d-¨p. I-Ãv ss{K-³-UÀ B-bp-Å sh-äv ss{K-³U-dp-IÄ-¡v 12 i-X-am-\-¯n-Â \n-¶v A-©v i-Xam-\-¯n-te-¡v Pn-F-kv-Sn Ip-d-¨p. D-W-¡n-b hmf-³-]p-fn-¡v 5 i-X-am-\w D-≠m-bn-cp-¶ Pn-F-kv-Sn H-gn-hm-¡n. 2024 h-sc {]-Xn-tcm-[ km-a-{Kn-IÄ C-d-¡p-aXn sN-¿p-¶-Xn-\v GST /IGST _m-[-I-am-bn-cn-¡n-Ã. FIFA bpw A-Xv t]m-se C-´y-bnÂ \-S-¡p-¶ U17 thÄ-Uv I-¸v A-\p-_-Un-¨p-Å F-Ãm Goods and services k-ss¹-bpw GST Â \n-¶v H-gn-hm-¡n-bn-cn¡p-¶p.sd-bn-Â-sh hm-K-Wp-I-Ä, tdm-fn-Mv tÌm¡p-IÄ, tIm-¨p-I-Ä F-¶n-h-bp-sS Pn-F-kv-Sn A- © n- Â - \ n- ¶ v 12 i- a - X m- \ w B- b n D- b - À - ¯ n. I-^o-³-tN-À-¯ ]m-\o-b-§-Ä-¡v Pn-F-kv-Sn Iq«n. 18 i-X-am-\w B-bn-cp-¶ \n-Ip-Xn 28 B-¡n. H-¸w 12 i-X-am-\w A-[n-I sk-kv Iq-sS G-À-s¸Sp-¯n. t]m-fn-¯o-³ _m-Kp-I-Ä-¡v 12 i-X-am-\w G-Io-Ir-X Pn-F-kv-Sn. _-Zmw-an-Â-¡v 18 i-a-Xm-\w Pn-F-kv-Sn G-À-s¸-Sp-¯n.

Sm-Iv-kv tI-cf | H-Iv-täm_À 2019

Cover Story

I-b-äp-a-Xn ta-J-e-bn-se C-Sn-hv \n-I-¯m³ \-S-]-Sn-IÄ ]-W-s¸-cp-¸w \n-b-{´-W hn-t[-b-amWv \n-Ip-Xn L-S-\ ]-cn-jv-I-c-Ww A-P-≠-bn-eps≠-¶pw [-\-a-{´n {]-Jym-]n-¨p. \n-Ip-Xn k-am-l-c-Ww kp-K-a-am-¡pw sN- d n- b \n- I p- X n ew- L - \ - § Ä- ¡ v in-£-bn-Ã \n-Ip-Xn \-S-]-Sn-IÄ C ^-b-en-Kn-eq-sS am-{Xw hym-h-km-bn-I ta-J-e-bnÂ D-WÀ-hv \n-t£-] ta-J-e sa-¨-s¸-«p km- ¼ - ¯ n- I ta- J - e - b nÂ D- W À- h v \n-t£-]w Iq-Sp-¶p s]m-Xp-ta-J-e _m-¦v ta-[m-hn-I-fp-am-bn NÀ-¨ Pn-F-kv-Sn, sF-Sn do-^-≠v kw-hn-[m-\w D-S³ B-cw-`n-¡pw _m-¦p-If - nÂ \n-¶v Iq-Sp-XÂ hm-bv] - e-`yam-¡pw ]-en-i G-Io-I-c-Ww A-©v i-X-am-\-am¡n Zp-_m-bv tjm-¸nw-Kv s^-Ìn-hÂ am-Xr-IbnÂ sa-Km tjm-¸nw-Kv s^-Ìn-hÂ kw-LSn-¸n-¡pw. C-´y-bn-se \m-ev sa-t{Sm \-K-c-§-fn-emIpw tjm-¸nw-Kv s^-Ìn-hÂ I-bä - p-aX - n-bv¡ - v hm-bv] - \Â-Ip-¶ _m-¦pIÄ-¡v C³-jp-d³-kv e-`n-¡pw I-b-äp-a-Xn-¡mÀ-¡v 50000 tIm-Sn cq-]-bpsS t\-«-ap-≠m-Ipw 2020 ap-XÂ sS-Iv-kv-ssäÂ ta-J-e-bnÂ ]p-Xn-b ]-²-Xn-IÄ \-S-¸n-em-¡pw Xp-d-ap-J hn-I-k-\-¯n-\v ]-²-Xn I-b-äp-a-Xn cw-K-s¯ km-t¦-Xn-I \n-ehm-cw D-bÀ-¯pw I-c-Iu-i-e \nÀ-½m-Xm-¡-sf C sIm-ta-gvkv ¹m-äv-t^m-ap-am-bn _-Ôn-¸n-¡pw

I-hÀ tÌm-dn

Cover Story 45 e-£w cq-] h-sc hn-e-h-cp-¶ hoSv hm-§p-¶-Xn-\m-bp-Å hm-bv-]-bv-¡v \Â-In-b ]-en-i-bv-¡v 1.5 e-£w h-sc A-[n-I In-gn-hv \Â-Ip-¶-Xv C-S-¯-c¡m-cp-sS \n-¶p t]m-b `-h-\ \nÀ-½m-W ]-²-Xn-IÄ-¡v D-t¯-P-\w \Â-Ipw. D-Õ-h ko-k-Wn-\v ap-t¶m-Sn-bm-bn cm-Py-¯p-S-\o-fw hm-bv-] hn-X-c-Ww hÀ²n-¸n-¡p-¶-Xn-\v, sj-UyqÄ, hm-Wn-Py _m-¦p-IÄ-¡pw _m-¦v C-X-c [-\-Im-cy Øm-]-\-§Ä-¡pw [-\-Im-cy a-{ń \n À-½-e ko-Xm-cm-a³ \nÀ-tZ-iw \Â-Inbn-«p-≠v. B-Zy-]-Sn hm-bv-]m hn-X-c-Ww H-tÎm-_À 4 \v B-cw-`n-¡p-sa-¶m-Wv A-dn-bp-¶-Xv. 400 Pn-Ã-I-fn-se ]p-Xn-b D-]-t`m-àm-¡-fn-te-¡v hm-bv-] F-¯n¡m-\m-Wv a-{ń \nÀ-t±-iw \Â-In-bncn-¡p-¶-Xv. do-s«-bnÂ D-]-t`m-àm-¡Ä, Ir-jn¡mÀ, ssa-t{Im, sN-dp-In-S, C-S-¯-cw kw-cw-`-§Ä (Fw-F-kv-Fw-C) F-¶nh-bv-¡m-Wv hm-bv-] hn-X-c-Ww sN-¿p¶-Xv. A-Sp-¯ L-«-¯nÂ A-Sp-¯ 200 Pn-Ã-I-fnÂ H-tÎm-_À 21 ap-XÂ hm-bv]m hn-X-c-Ww \-S-¯m-\m-Wv Xo-cp-am\n-¨n-cn-¡p-¶-Xv. Pq-sse 1 ap-XÂ sk]v - ä w- _ À 30 h- s c F- { X D- ] - t `m- à m¡-fm-Wv H-ä-¯-h-W hm-bv-]-IÄ XoÀ¸m-¡n-b-Xv F-¶-Xn-s\-¡p-dn-¨p-Å hnh- c - § Ä \Â- I m- \ pw _m- ¦ p- I - t fm- S v B-h-iy-s¸-«n-«p-≠v. IÀ- j - I À- ¡ pw Fw- F - k v - F w- C IÄ-¡pw kÀ-¡m-cnÂ \n-¶v {]-tXy-I C-f-hp-IÄ hn-X-c-Ww sN-¿-W-sa-¶v _m-¦p-IÄ A-`yÀ-°n-¨p. A-`yÀ-°-\ [-\-a-{´m-e-bw ]-cn-K-Wn-¡p-sa-¶pw ko-Xm-cm-a³ ]-d-ªp. k-¼-Zv hy-h-Ø A-{]-Xo-£n-X-am-b t\-cn-« Xn-cn-¨-Sn-sb a-dn-I-S-¡m-\p-Å D-t¯-P-\ ]-²-Xn-Ifp-sS `m-K-am-bm-Wv _m-¦v ta-[m-hn-Ifp-am-bn [-\-a-{ń NÀ-¨-IÄ \-S-¯n-bXv. tI-{µ sXm-gn-Â h-Ip-¸v a-{´m-e-bw C-]n-F-^v ]-en-i 8.65 i-X-am-\-am-¡n.

t\-c-s¯ C-Xv 8.55 i-X-am-\-am-bn-cp¶p. 2018þ-19 km-¼-¯n-I h-À-j-s¯ s]-³-j-\m-Wv ]-en-i h-À-[-\ _m-[I-am-¡p-I. C-]n-F-^v-H ]-²-Xn-bn-se Aw-K-§-fm-b cm-Py-s¯ B-dv tIm-Sn sXm-gn-em-fn-I-Ä-¡v Cu B-\p-Iq-eyw e-`n-¡pw. ]-en-i-bn-\-¯n-Â 5400 tIm-Sn s{]m-hn-U-sâ ^-≠n-Â \n-¶pw hn-X-cWw sN-¿p-sa-¶v tI-{µ sXm-gn-Â a-{´me-bw A-dn-bn-¨p. I- Â - ¡ - c n J- \ - \ w, I- c m- À - \ n- À - a mWw, G-I {_m-³-Uv Nn-Ã-d hn-Â-¸-\ F- ¶ n- h - b n- Â t\- c n- « p- Å hn- t Z- i \nt£-]w 100 i-X-am-\-am-¡n hn-Úm]-\-an-d-¡n. Un-Pn-ä-Â am-[y-a-§-fn-Â 26% hn-tZ-i \n-t£-]w A-\p-h-Zn-¡p-¶ Im- c y- ¯ n- e pw hm- W n- P y hy- h - k m- b a-{´m-e-bw hn-Úm-]-\w C-d-¡n-bn-«p≠v. _m-¦n-Mv cw-Kw i-àn-s¸-Sp-¯p-Isb-¶ e-£y-t¯m-sS dn-k-À-hv _m-¦v sN-dp-In-S _m-¦n-Mv sse-k-³-kv \n-ba- § - Ä e- L q- I - c n- ¡ p- ¶ p. kz- I m- c y ta-J-e-bn-se t]-bv-saâ v _m-¦p-I-Ä, _m- ¦ n- M v C- X - c [- \ - I m- c y Øm- ] - \ §-Ä, k-l-I-c-W _m-¦p-I-Ä Xp-S-§n-

b-h-bv-¡v kv-tam-Ä ^n-\m-³-kv _m-¦v cw-K-s¯ Iq-Sp-X-Â sse-k-³-kp-I-Ä A-\p-h-Zn-¡m-\m-Wv BÀ-_n-sF-bp-sS {i-aw. 200 tIm-Sn cq-] Hm-l-cn aq-e-[-\-apf-f I-¼-\n-I-Ä-¡v kv-tam-Ä ^n-\m-\v-kv _m-¦v (F-kv-F-^v-_n) sse-k-³-kn-\v A-t]-£n-¡mw i-¼-f-]-cn-[n \n-Ý-bn-¨v F-Ãm sXmgn-em-fn-I-Ä-¡pw C F-kv sF {]-Im-cw Nn-In-Õm B-\q-Iq-eyw \Â-Ipw. C-Xn³-{]-Im-cw {]-Xn-am-kw 50.000 cq-] i-¼f-ap-Å h-\n-X-I-Ä-¡pw B-\p-Iq-eyw e-`y-am-Ipw. C.F-kv.sF bn-se kv-{Xo ]-¦m-fn-¯w h-À-[n-¸n-¡m-³ C-Xn-eq-sS km-[n-¡p-sa-¶m-Wv hn-e-bn-cp-¯-Â.\ne-hn-Â 16 i-X-am-\w am-{X-am-Wv kv-{Xo ]-¦m-fn-¯w. ]p-cp-j-·m-cp-sS i-¼-f ]-cn-[n h-À-[n-¸n-¡p-¶-Xn-s\ kw-_-Ôn¨v ]Tn-¡m-³ D-]-k-an-Xn-sb \n-tbm-Kn¨p. ]p-cp-j-·m-cp-sS i-¼-f-]-cn-[n \n-ehn-Â 21,000 cq-]-bm-Wv. ssh-Zyp-Xn hm-l-\-§-fp-sS hn-Â¸-\-bpw D-]-tbm-K-hpw h-À-²n-¸n-¡p-¶Xn-\p th-≠n s]-t{Sm-Ä, Uo-k-Â hml-\-§-Ä \n-tcm-[n-¡p-sa-¶ B-i-¦ th-s≠-¶v tI-{µw A-dn-bn-¨p. A-tX-ka-bw, ssl-{_n-Uv hm-l-\ \n-Ip-Xn Ip-dbv-¡p-¶ Im-cyw k-À-¡m-cn-sâ k-Po-h ]-cn-K-W-\-bn-em-Wv. "tImÀ-¸-td-äv \n-IpXn Ip-d-bv-¡p-¶-Xn-\p-Å \-S-]-Sn N-cn-{X]-c-am-Wv. C-Xv "sa-bv-¡v C³ C-´y'¡v H-cp h-en-b D-t¯-P-\w \Â-Ipw, temI-sa-¼m-Sp-ap-Å kz-Im-cy \n-t£-]w B-IÀ-jn-¡p-I, \-½p-sS kz-Im-cy-ta-Je-bp-sS a-Õ-c-ti-jn sa-¨-s¸-Sp-¯p-I, A-Xn-eq-sS 130 tIm-Sn C-´y-¡mÀ-¡v hn-P-bw k-½m-\n-¨v Iq-Sp-XÂ sXm-gn-eh-k-c-§Ä kr-ãn-¡p-I F-¶ H-cp hnl-K-ho-£-W-am-Wv kÀ-¡mÀ ap-t¶m-«psh-¡p-¶-Xv. H-Iv-täm_À 2019 | Sm-Iv-kv tI-cf

B-Zm-b-\n-IpXn

Income Tax

tI-{µ k-À-¡m-cn-sâ {]-Xy-£ \n-Ip-Xn h-cp-am-\-¯n-Â I-\-¯ C-Sn-hv; Pn.F-kv.Sn h-cp-am-\-hpw B-dp-am-k-s¯ G-ä-hpw Ip-d-ª \n-e-bn-te-¡v km-¼-¯n-I am-µyw ]n-Sn-ap-dp-¡p-¶-Xn-\n-sS, {]-Xn-k-Ôn Iq-Sp-X-Â cq-£-am-Ip-¶p-sh-¶ kq-N-\-I-Ä \-Â-In tI-{µ k-À-¡m-cn-sâ {]-Xy-£ \n-Ip-Xn h-cp-am-\-¯n-Â I-\-¯ C-Sn-hv

2019-þ20

km-¼-¯n-I hÀ-j-¯nÂ G-{]nÂ 1 ap-XÂ sk-]v-äw_À 15 h-sc-bp-Å A-©-c am-k-¡m-ew sIm-≠v D-≠m-b \n-Ip-Xn h-cp-am\w B- s I {]- X o- £ n- ¡ s¸-Sp-¶ h-cp-am-\-¯n-sâ aq-¶n-sem-¶p am-{X-am-Wv. C-¡m-e-b-f-hnÂ B-Zm-b\n- I p- X n D- Ä - ¸ - s S- b p- Å {]-Xy-£ \n-Ip-Xn h-cp-am\-¯n-se hÀ-²-\ A-©v i-X-am-\-am-bn Np-cp-§n. I-gn-ª hÀ-jw C-tX-Ime- b - f - h nÂ 18 i- X - a m- \ w h-fÀ-¨ tc-J-s¸-Sp-¯n-b Øm-\-¯m-Wv C-Xv. \- S - ¸ v km- ¼ - ¯ n- I hÀ- j w Cu C-\-¯nÂ _-P-äv e-£y-an-«n-cn-¡p-¶Xv 17.3 i-X-am-\w h-cp-am-\ hÀ-²-\-bmWv. C-t¸m-g-s¯ tXm-XnÂ h-cp-am-\w K-Wy-am-bn C-Sn-bp-sa-¶v hy-à-am-hp-Ibm-Wv. _-P-äv e-£yw t\-S-W-sa-¦nÂ C-\n-bp-Å B-dv am-kw 27 i-X-am-\w h- f À- ¨ ssI- h - c n- ¡ m- ³ I- g n- b - W w. C- ¶ - s ¯ km- ¼ - ¯ n- I km- l - N - c y¯nÂ C-Xv A-{]m-]y-am-Wv. C-tXm-sS km-¼-¯n-I {]-Xn-k-Ôn a-dn-I-S-¡m-³ Pn-F-kv-Sn \n-c-¡p-I-fnÂ C-f-hv th-Wsa-¶ B-h-iy-hpw kÀ-¡m-cn-\p \-S-¸m¡m-³ I-gn-bm-sX t]m-Ip-¶ Øn-Xn D-≠m-tb-¡mw. G- { ]nÂ 1 ap- X Â sk- ] v - ä w- _ À 15 h- s c- b p- Å \n- I p- X n h- c p- a m- \ w 5 i-X-am-\w am-{Xw hÀ-²n-¨v 4.4 e-£w tIm- S n cq- ] - b m- W v tc- J - s ¸- S p- ¯ n- b n«p-Å-Xv. A-Xm-b-Xv, _-P-änÂ \nÀ-tZin-¨n-cn-¡p-¶ \n-Ip-Xn h-cp-am-\-am-b 13.35 e-£w tIm-Sn cq-] t\-S-W-sa-¦nÂ A-Sp-¯ B-d-c am-kw sIm-≠v C-Xph-sc e-`n-¨n-«p-Å Xp-I-bp-sS c-≠n-c-«nbn-e-[n-Iw t\-S-W-sa-¶m-Wv I-W-¡pI- Ä ]- d - b p- ¶ - X v . {]- X y- £ \n- I p- X n k-am-l-c-W-s¯ kw-_-Ôn-¨n-S-t¯m-

Sm-Iv-kv tI-cf | H-Iv-täm_À 2019

fw sk-]v-äw-_À 15 h-sc-bp-Å k-a-bw G-sd {]-[m-\-am-Wv. I-¼-\n-I-Ä \ÂIp-¶ ap³-IqÀ \n-Ip-Xn-bp-sS c-≠mw L-«-am-Wn-Xv. X-§-fp-sS \n-Ip-Xn hn-lnX-¯n-sâ 45 i-X-am-\-hpw I-¼-\n-I-Ä \Â-tI-≠X - v c-≠mw L-«¯ - n-em-Wv. Unkw-_À 15-\pw amÀ-¨v 15-\p-am-Wv _m-¡n 30 i-X-am-\-hpw 25 i-X-am-\-hpw \Â-tI≠-Xv. I-¼-\n-I-Ä X-§-fp-sS ap³-IqÀ \n- I p- X n \Â- I p- ¶ G- ä - h pw h- e n- b L- « - ¯ nÂ t]m- e pw \n- I p- X n h- c p- a m-

_-P-äv e-£yw t\-S-W-sa¦nÂ C-\n-bp-Å B-dv am-kw 27 i-X-am-\w h-fÀ¨ ssI-h-cn-¡m-³ I-gnb-Ww. C-¶-s¯ km-¼¯n-I km-l-N-cy-¯nÂ C-Xv A-{]m-]y-am-Wv

\w B-sI e-£y-an-Sp-¶-Xnsâ aq-¶n-sem-¶p t]m-epw F-¯n-¡m³ km-[n-¨n-«n-Ã F-¶À-°w. hm-l-\ \nÀ-½m-W taJ- e ap- X Â h- k v - { X \nÀ½m-Ww A-S-¡-ap-Å an-¡ ta-J-e-I-fpw {]-Xn-k-Ôn a- d n- I - S - ¡ m- ³ Pn.F- k v . Sn \n- c - ¡ p- I - f nÂ Ip- d - h v B-h-iy-s¸-Sp-¶p-≠v. C-\n \- S - ¡ m- \ n- c n- ¡ p- ¶ Pn.Fkv.Sn Iu¬-kn-en-sâ tbmK- h pw {]- [ m- \ - a m- b n ]- c nK- W n- ¡ p- ¶ - X v C- X m- W v . F-¶mÂ {]-Xy-£ \n-Ip-Xn h-cp-am-\-¯nÂ h-³ C-Sn-hv h-¶-tXm-sS Cu B-h-iyw \-S-¸m-¡p-I kÀ-¡m-cn-\v _p-²n-ap-«mIpw F- ¶ m- W v hn- e - b n- c p- ¯ Â. Hm- K ÌnÂ Pn.F- k v . Sn- b nÂ \n- ¶ p- ≠ m- b h-cp-am-\w B-dp-am-k-s¯ G-ä-hpw Ip-dhm-b 98,902 tIm-Sn cq-]-bm-Wv. I-gn-ª km-¼-¯n-I hÀ-jw {]-Xy-£ \n-Ip-Xn C-\-¯nÂ kÀ-¡mÀ {]-Xo-£n-¨n-cp-¶Xn-t\-¡m-Ä 63,000 tIm-Sn cq-] Ip-d-hmWv t\-Sn-b-Xv. 2018-þ19-Â Cu-bn-\-¯nÂ B-Zyw \n-Ý-bn-¨n-cp-¶-Xv 11.5 e-£w tIm-Sn cq-]-bm-bn-cp-¶p. ]n-¶o-Sv C-Xv ]p-Xp-¡n 12 e-£w tIm-Sn cq-]-bm-¡n. F- ¶ mÂ b- Y mÀ- ° - ¯ nÂ e- ` n- ¨ - X mI-s«, 11.37 e-£w tIm-Sn cq-]-bpw. I- g n- ª hÀ- j w C- { X- b pw Xp- I \n-Ip-Xn h-cp-am-\-¯nÂ Ip-d-hv h-¶tXm-sS Cu hÀ-jw e-£y-an-Sp-¶ \n-IpXn h-cp-am-\-¯nÂ kÀ-¡mÀ Ip-d-ª e-£y-am-Wv \n-Ý-bn-¨n-cp-¶-Xv. A-Xmb-Xv, I-gn-ª s^-{_p-h-cn-bnÂ A-hX-cn-¸n-¨ C-S-¡m-e _-P-änÂ \n-Ý-bn¨n-cp-¶ {]-Xy-£ \n-Ip-Xn h-cp-am-\w 1 45,000 tIm-Sn cq-] Ip-d-¨v 13.35 e-£w tIm- S n cq- ] - b m- W v C- t ¸m- Ä e- £ yw sh-¨n-cn-¡p-¶-Xv. F-¶mÂ am-dn-b km¼- ¯ n- I Øn- X n- b nÂ C- X v t\- S m- ³ I-gn-bp-tam F-¶-Xv G-sd \nÀ-Wm-b-Iam-hp-I-bm-Wv.

B-Zm-b-\n-IpXn

Income Tax

B-Zm-b \n-Ip-Xn-sb-¡p-dn-¨p-Å

Cu hn-h-c-§Ä \n-§Ä-¡-dn-bp-tam? AÀ-Pp³ kn.

Sm-Iv-kv I¬-kÄ«â v

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B-Zm-b \n-Ip-Xn kw-_Ôn-¨ hn-i-Z hn-h-c-§-Ä www. incometaxindia.gov.in Â e-`n-¡pw. B-Zm-b-\n-Ip-Xn \n-b-a-{]-Im-cw A-©v Im-cy-§Ä-¡m-Wv \n-IpXn _m-[-I-am-Ip-I- 1. i-¼-fw, 2. lu-kv t{]m-¸À-«n, 3. _n-kn-\-kv, 4. s{]m-^-j³, 5. aq-e-[-\ k-¼mZyw Xp-S-§n-b-h i-¼-f-¡mÀ hÀ-jw tXm-dpw tPmen sN-¿p-¶ Øm-]-\-¯nÂ \n¶v t^mw 16 {]-Im-cw \n-Ip-Xn A-S-¡-Ww h-cp-am-\ \n-Ip-Xn dn-t«¬ k-aÀ¸n-t¡-≠-Xv t^mw 16, a-äp h-cp-am\-§Ä F-¶n-h t\m-¡n-bm-Wv {]-Xn-am-kw 1600 cq-] h-sc-bp-Å bm- { Xm- _ - ¯ \n- I p- X n- b nÂ \n-¶pw H-gn-hm-¡n-bn-«p-≠v. Sn-Un-Fk - v t]-saâ v km-¼¯ - n-I

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hÀ-j-s¯ Hm-tcm ]m-Z-¯n-epw sN-bv-Xn-cn-¡-Ww Sn- U n- F - k v dn- t «- W nÂ F- { X X-h-W th-W-sa-¦n-epw Xn-cp-¯v h-cp-¯m-hp-¶-Xm-Wv. Sn-Un-F-kv ]n-Sn-¨n-«n-sÃ-¦nÂ sNe-hn-sâ 30 i-X-am-\w C-f-hv e-`n¡n-Ã. Hm-tcm \n-Ip-Xn Zm-b-I-\pw t^mw 26 F-F-kv th-cn-ss^ sN-bv-Xncn-¡-Ww Sn-Un-F-kv dn-t«¬ ^-bÂ sN¿m³ ssh-In-bmÂ {]-Xn-Zn-\w 200 cq-] \n-c-¡nÂ ]n-g-sbm-Sp¡-Ww t^mw 26 F- F - k nÂ \Â- I p¶ hn-h-c-§-fp-sS A-Sn-Øm-\¯nÂ \n-Ip-Xn Zm-b-I-\v t\m-«okv A-b-¡pw. B-Zm-b-\n-Ip-Xn dn-t«¬ k-aÀ-¸n-¡p-¶-Xn-\v C-Xp-

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am-bn _-Ô-an-Ã Sn.Un-F-kv, A-Uzm³-kv Sm-Iv-kv s]-bv-Uv, do-^-≠v kw-_-Ôn-¨ hn-h-c-§-fm-Wv t^mw 26 F-F-kv \Â-Ip-¶-Xv lu-kv t{]m-¸À-«n-bnÂ \n-¶p-Å h-cp-am-\-¯n-t·Â 30 i-X-am-\w C-f-hv e-`n-¡pw lu- k v t{]m- ¸ À- « n hnÂ- ¡ pt¼mÄ e-`n-¡p-¶ em-`w \n-IpXn hn-t[-b-am-bn-cn-¡pw Xm-a-kn-¡p-¶ lu-kv t{]m-¸À«n-bp-sS `-h-\ hm-bv-]-bp-sS ]-eni-bnÂ c-≠p e-£w cq-] h-sc C-f-hpw a-äp lu-kv t{]m-¸À-«nI-fp-sS `-h-\ hm-bv-]m ]-en-i-bn\-¯nÂ sN-e-hm-Ip-¶ Xp-I-bv¡pw C-f-hp-IÄ A-\p-h-Zn-¡pw `-h-\-hm-bv-] sam-¯-am-bn Xn-cn¨-S-bv-¡p-t¼mÄ 80 kn {]-Im-cw 1.5 e-£w h-sc \n-Ip-Xn-bn-f-hv e-`n-¡pw _n- k n- \ - k n- s â Im- c y- ¯ nÂ B-sI hn-äp-hc - h - v H-cp tIm-Sn cq-] I-hn-bp-t¼mÄ Sm-Ivk - v Hm-Un-äv \n À-_-Ôw s{]m- ^ - j - W - e n- s â hmÀ- j n- I h-cp-am-\w 50 e-£w I-hn-bp-Ibm-sW-¦nÂ Sm-Iv-kv Hm-Un-äv thWw. Sm-Iv-kv Hm-Un-äv, C³-Iw Sm-Iv-kv dn-t«¬F-¶n-h k-aÀ-¸n-¡m-\p -Å A-h-km-\ Xn-b-Xn sk-]v-äw_À 30 B-Wv

H-Iv-täm_À 2019 | Sm-Iv-kv tI-cf

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Sm-Iv-kv Hm-Un-än-\v hn-t[-b-cm-b, Øm-]-\-§Ä H-gn-¨p-Å \n-IpXn-Zm-b-IÀ Pq-sse 31 \-Iw C³Iw Sm-Iv-kv dn-t«¬ k-aÀ-¸n-¡Ww. Hm-l-cn-I-fp-sS i-cn-bm-b aq-ey\nÀ- W - b w amÀ- ¨ v 31 \v ap- ¼ v \-S-¯-Ww 50,000 cq-]-b-¡v aq-I-fn-Â hn-e-aXn-¡p-¶ A-\y-\nÂ \n-¶p-Å k-½m-\-¯n-\v \n-Ip-Xn \Â-IWw hn- h m- l w, hnÂ- ] - { Xw, ]- c - ¼ cm-K-X-am-bn A-sÃ-¦nÂ A-Sp¯ _- Ô p- ¡ - f nÂ \n- ¶ v e- ` n¡p-¶ k-½m-\-§Ä-¡v \n-Ip-Xn \Â-tI-≠-Xn-Ã. 80kn, 80kn-kn-kn, 80 kn-kn-Un {]-Im-cw e-`n-¡p-¶ G-ä-hpw IqSn-b \n-Ip-Xn-bn-f-hv 1.5 e-£w cq]-bm-bn-cn-¡pw. ZoÀ-L-Im-e aq-e-[-\ t\-«-¯nt·Â 20 i- X - a m- \ w \n- I p- X n \Â-I-Ww sk-Iyq-cn-äo-kv {Sm³-km-£³ Sm-Iv-kv \Â-In-b ZoÀ-L Im-e aqe-[-\ t\-«-¯n-\v B-Zm-b \n-IpXn \Â-tI-≠-Xn-Ã sk-Iyq-cn-äo-kv {Sm³-km-£³ Sm-Iv-kv \Â-In-b-Xm-sW-¦n-epw {l-kz-Im-e aq-e-[-\ t\-«-¯n-\v 15 i-X-am-\w \n-Ip-Xn \Â-I-Ww ZoÀ-L-Im-e aq-e-[-\ t\-«-¯n-\v 20 i-X-am-\w \n-Ip-Xn \Â-I-Ww sk-Iyq-cn-än {Sm³-km-£³ Sm-Ivkv \Â-In-b aq-e-[-\ t\-«-¯n-\v ]n-¶o-Sv Sm-Iv-kv \Â-tI-≠-Xn-Ã. sk-Iyq-cn-än {Sm³-km-£³ SmIv-kv \Â-In-b {l-kz-Im-e aqe-[-\ t\-«-¯n-\v 15 i-X-am-\w \n-Ip-Xn \Â-I-Ww Øm-hc - B-kvX - n-If - n-t·Â e-`n¡p-¶ aq-e-[-\ t\-«-¯n-\v \n-IpXn \Â-I-Ww cm- P y- ¯ n- \ - I - s ¯ I- ¼ - \ n- I fnÂ \n- ¶ v e- ` n- ¡ p- ¶ Un- h nUân-\v \n-Ip-Xn _m-[-I-a-Ã. ImÀ-jn-Im-Zm-b-¯n-\v \n-Ip-Xn \Â-tI-≠-Xn-Ã sa-Un-¡Â C³-jp-d³-kv {]o-an-

Sm-Iv-kv tI-cf | H-Iv-täm_À 2019

Income Tax

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b-¯n-\v 25,000 cq-] h-sc C-f-hv e-`n-¡pw am-Xm-]n-Xm-¡Ä-¡p-Å C³-jpd³-kv {]o-an-b-¯n-\v 20000 cq-]bp-sS C-f-hv e-`n-¡pw tk- h nw- K v- k v F- ¡ u- ≠ nÂ \n-¶p-Å ]-en-i h-cp-am-\-¯nt·Â 10,000 cq-]-bp-sS h-sc C-fhv e-`n-¡pw. {]m- b - ] qÀ- ¯ n- b m- I m- ¯ IpSpw-_mw-K-¯n-sâ h-cp-am-\w amXm-]n-Xm-¡-fp-sS h-cp-am-\-am-bn I-W-¡m-¡pw 60 h-b-kn-\v taÂ {]m-b-ap-Å ap-XnÀ-¶ ]u-c-·mÀ-¡v 3 e-£w h-sc h-cp-am-\-¯n-\v \n-Ip-Xnbn-Ã. 80 h-b-kn-\v taÂ {]m-b-ap-Å h-f-sc ap-XnÀ-¶ ]u-c-·mÀ-¡v A-©p e-£w h-sc-bpw \n-IpXn-bn-Ã. h-cp-am-\w H-cp tIm-Sn I-hn-bp-Ibm-sW-¦nÂ kÀ-NmÀ-Ppw A-Sbv-¡-Ww. A-Sn-Øm-\ H-gn-hm-¡Â ]-cn-[nbnÂ Iq-Sp-XÂ h-cp-am-\w D-s≠¦nÂ \nÀ-_-Ô-am-bpw C³-Iw Sm-Iv-kv dn-t«¬ k-aÀ-¸n-¡-Ww ]mÀ-Sv-WÀ-jn-¸v Øm-]-\-¯nÂ \n-¶pw I-¼-\n-I-fnÂ \n-¶pw a-äp-ap-Å h-cp-am-\-¯n-\v 30 i-X-

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am-\w \n-Ip-Xn \Â-I-Ww C³-Iw Sm-Iv-kv dn-t«-WnÂ \n-ehn-ep-Å F-Ãm _m-¦v F-¡u≠p-I-sf Ip-dn-¨p-ap-Å hn-h-c§Ä \Â-In-bn-cn-¡-Ww hn- t Z- i cm- P y- § - f n- s e Øn- c B-kv-Xn-I-sf Ip-dn-¨p-Å hn-hc-§-fpw C³-Iw Sm-Iv-kv dn-t«Wn-Â k-aÀ-¸n-¡-Ww. H-cp hy-àn-bp-sS \n-Ip-Xn _m-[I-am-b h-cp-am-\w A-©p e-£w cq-]b - nÂ Ip-dh - m-sW-¦nÂ \n-IpXn-bnÂ C-f-hv A-\p-h-Zn-¡pw C³- I w Sm- I v - k v dn- t «- W nÂ B-[mÀ ImÀ-Uv \-¼À \Â-tI≠-Xp-≠v A- © p e- £w cq- ] - b nÂ Iq- S pX- e m- W v h- c p- a m- \ - s a- ¦ nÂ C ^-b-enw-Kv \nÀ-_-Ô-am-Wv \n-Ip-Xn Zm-b-I-\v ]m³-ImÀ-Uv \nÀ-_-Ô-am-Wv. F-¶mÂ C-Xv sF-Un {]q-^v B-bn D-]-tbm-Kn¡m³ B-In-Ã. 2014-þ15 km-¼-¯n-I hÀ-jw apXÂ tX-bv-am-\w ]p-Xn-b I-¼-\n \n-b-a {]-Im-cw I-W-¡p-Iq-«mw 20 tIm-Sn cq-]-bnÂ Iq-Sp-X-ep-Å {Sm³- k m- £ - \ v sUm- a - Ì n- I v {Sm³-kv-^À ss{]-knw-Kv _m-[I-am-bn-cn-¡pw.

B-Zm-b-\n-IpXn

Income Tax

h-cp-¶p, B-Zm-b \n-Ip-Xn-bnÂ h³ C-f-hp-IÄ; NÀ-¨-IÄ A-´n-a L-«-¯nÂ, {]-Jym-]-\w Zo-]m-h-en-tbm-S-\p-_-Ôn-¨v.

¼- Z v cw- K - s ¯ am- µ ymh-Ø t\-cn-Sp-¶-Xn-\p-Å \-S-]-Sn-I-fp-sS `m-K-am-bn tImÀ-¸td-äv \n-Ip-Xn-bnÂ C-fh - p h-cp-¯n-b tI-{µ kÀ-¡mÀ B-Zm-b \n-Ip-Xnbn-epw k-am-\-am-b am-ä-§Ä {]Jym-]n-¡p-sa-¶v dn-t¸mÀ-«v. \n-Ip-Xn Zm-b-IÀ-¡v A-©p i-X-am-\-sa-¦nepw B-\p-Iq-eyw e-`n-¡p-¶ hn-[w C-f-hp {]-Jym-]n-¡p-sa-¶m-Wv kqN-\-IÄ. {]-Xy-£ \n-Ip-Xn tIm-Uv Smkv-Iv t^m-gv-kn-sâ ip-]mÀ-i-IÄ¡v A-\p-k-cn-¨p-Å am-ä-§Ä {]Jym- ] n- ¡ p- ¶ - X n- s \- ¡ p- d n- ¨ m- W v [- \ - a - { ´m- e - b - ¯ nÂ NÀ- ¨ - I Ä ]p- t cm- K - a n- ¡ p- ¶ - X v . hy- à n- X - e -

¯nÂ C- f - h p- I Ä \Â- I p- ¶ - X v sN-e-h-gn-¡-en-sâ tXm-Xp hÀ-[n¸n-¡p-sa-¶pw A-Xp-h-gn k-¼-Zv hyh-Ø N-e-\m-ß-I-am-hp-a-¶p-am-Wv kÀ-¡mÀ I-W-¡p-Iq-«p-¶-Xv. hÀ-jw A-©p e-£w ap-XÂ ]-¯p e-£w cq-] h-sc \n-Ip-Xn hn-t[-b h-cp-am-\-ap-Å-hÀ-¡m-bn ]- ¯ p i- X - a m- \ w F- ¶ ]p- X n- b \n- I p- X n Ém- _ v A- h - X - c n- ¸ n- ¡ pI- b m- W v , kÀ- ¡ mÀ B- c m- b p- ¶ amÀ- K - § - f nÂ H- s ¶- ¶ v dn- t ¸mÀ«p- I Ä ]- d - b p- ¶ p. \n- e - h nÂ Cu Ém-_n-\v C-cp-]-Xp i-X-am-\-am-Wv \n-Ip-Xn \n-c-¡v. D-¶-X h-cp-am-\¡mÀ-¡p-Å 30 i-X-am-\w \n-Ip-Xn C-cp-]-¯n-b-©p i-X-am-\-am-bn Ip-

d-bv-¡p-¶-Xn-s\-¡p-dn-¨pw B-temN- \ - b p- ≠ v . sk- k v , kÀ- N mÀ- P v F- ¶ n- h H- g n- h m- ¡ p- ¶ - X n- s \- ¡ pdn-¨pw NÀ-¨-IÄ \-S-¡p-¶-Xm-bn [-\-a-{´m-e-b D-tZym-K-Ø-sc D-²cn-¨p-sIm-≠p-Å dn-t¸mÀ-«p-I-fnÂ ]-d-bp-¶p. \n-e-hnÂ aq-¶p e-£w ap-XÂ A- © p e- £ w h- s c- b p- Å - h À- ¡ v A-©p i-X-am-\-am-Wv \n-Ip-Xn \n-c¡v . A- © p ap- X Â ]- ¯ p e- £ w h-sc-bp-Å-hÀ-¡v C-cp-]-Xp i-X-am\-hpw ]-¯p e-£-¯n-\p ap-I-fnÂ ap-¸-Xp i-X-am-\-hp-am-Wv B-Zm-b \n-Ip-Xn \n-c-¡p-IÄ. c-≠-c e-£w h- s c h- c p- a m- \ - a p- Å - h À \n- I p- X n \Â-tI-≠-Xn-Ã.

H-Iv-täm_À 2019 | Sm-Iv-kv tI-cf

Pn F-kv Sn

GST

37þmw Pn F-kv Sn Iu¬-knÂ

Xo-cp-am-\-§Ä. A-\o-ä kPn Sm-Iv-kv I¬-kÄ«â v

C-´y-³ I-¼-\n-I-fp-sS-bpw ]p-Xn-b \n-À-amW I-¼-\n-I-fp-sS-bpw tIm-À-¸-td-äv \n-Ip-Xnbpw tI-{µ kÀ-¡mÀ Ip-d-¨-Xn-\v ]n-¶m-se tlm-«-Â hy-h-km-b-¯n-\v A-izm-k-hp-a-bn 37 a-Xv Pn-F-kv-Sn Iu¬-knÂ tbm-Kw

Sm-Iv-kv tI-cf | H-Iv-täm_À 2019

GST

tlm

-«-Â ap-dn-I-fp-sS Pn.F-kv. Sn \n- c - ¡ n- e m- W v tKm- h bnÂ tNÀ-¶ Iu¬-knÂ C-f-hv {]-Jym-]n¨-Xv. C-tXm-sS tlm-«Â ap-dn-I-fp-sS Xm-ak-¯n-\p-Å Nn-e-hv Ip-d-bpw. 28 i-X-am-\w Pn-F-kv.Sn Np-a-¯n-bn-cp-¶ 7500 cq-]-bv-¡v ap-I-fn-Â hm-S-I-bp-Å ap-dn-I-fp-sS \n-c-¡v 18 i-X-am-\-am-¡n. 7500 cq-]-bn-Â Xm-sg-bp-ff-h-bv-¡v 18ev \n-¶v 12 i-X-am-\-am-¡p-I-bpw sN-bv-Xp. 1000 cq-]-bnÂ Ip-d-ª tlm-«Â ap-dn-I-Ä C-\n-ap-XÂ Pn.F-kv.Sn-bp-sS ]-cn[n-bnÂ s]-Sn-Ã. am- µ yw \n- e - \ nÂ- ¡ p- ¶ km- l - N - c y¯nÂ tImÀ-¸t- d-äv \n-Ip-Xn-bn-\¯ - nÂ H-cp e-£-¯n \m-Â-]-¯-¿m-bn-cw tIm-Sn (1.45 e-£w tIm-Sn ) cq-]-bp-sS B-\p-Iq-ey-am-Wv [-\-a-{ń \n-À-a-e ko-Xm-cm-a-\v Pn-F-kv.Sn tbm-K-¯n-\v sXm-«v ap³-]v {]-Jym-]n-¨-Xv. 30 i-X-am-\-¯n-Â \n-¶v 25.2 i-X-am-\-¯nte-bv-¡m-Wv \n-Ip-Xn C-f-hv \-ev-In-b-Xv. k-À-Nm-cv-Öp-I-Ä A-S-¡-am-Wn-Xv. tIm-À-¸td-äv Sm-Iv-kv Ip-d-¡p-¶-Xn-eq-sS H-cp h-À-jw 1.45 e-£w tIm-Sn cq-]-bp-sS \-ã-ap-≠m-Ipsa-¶m-Wv I-W-¡m-¡p-¶-Xv F-¶n-cp-¶mepw X-fÀ-¶ km-¼-¯n-I ta-J-e-sb D-WÀ¯m-\p-X-Ip-¶ \-S-]-Sn X-s¶-bm-Wn-Xv. C-ý-³ I-¼-\n-I-Ä-¡pw ]p-Xn-b am\p-^m-Iv-N-dnw-Kv Øm-]-\-§-Ä-¡pw [-\ a-{ń \n-Ip-Xn C-f-hv {]-Jym-]n-¨p. tIm-À¸-td-äv \n-Ip-Xn Ip-d-¡p-¶-Xn-\m-bn 1961se B-Zm-b-\n-Ip-Xn \n-b-aw t`-Z-K-Xn sN-¿pw. 2019-þ20 km-¼-¯n-I h-À-jw ap-X-Â ]p-Xn-b hy- h - Ø C- ³ - I w- S m- I v - k v B- Î n- Â sIm≠p-h-cpw. an-\n-aw Hm-Ä«-Àt\-äv Sm-Iv-kv 18.5 i-X-am-\-¯n-Â \n-¶v 15 i-X-am-\-am-¡pw. H-tÎm-_-À H-¶v ap-X-Â Øm-]n-¡p-¶ I-¼\n-I-Ä-¡m-Wv \n-Ip-Xn 15 i-X-am-\-am-¡p-I. D-Â-¸m-Z-\ h-f-À-¨ h-À-²n-¸n-¡m-³ B-h-iyam-b \-S-]-Sn-I-Ä kzo-I-cn-¡pw.

{]-[m-\ Xo-cp-am-\-§Ä: 1. s\- b v - X - t Xm s\- ¿ m- ¯ - t Xm B- b F-Ãm t]m-fn-¯o³ _m-Kn-\pw H-tc Pn kv Sn (12%) B-bn-cn-bv-¡pw. 2. U-b-a-≠v C³-U-kv-{S-bn-se tPm-_v hÀ-¡n-sâ \n-e-hn-ep-Å 5% tax td-äv I-«v sN-bv-Xv 1.5% B-¡pw. 3. 1000þ7500 cq-] h-sc hm-S-I-bp-Å D-Å tlm-«Â dq-an-sâ \n-Ip-Xn 12%. 7500 \p ap-I-fnÂ D-Å-Xn-\v 18% hpw B-¡n Np-cn-¡n-bn-cn-¡p-¶p. 1000 cq-] h-scbp-Å dq-ap-IÄ-Iv GST D-≠m-bn-cn-¡p¶-X-Ã. 4. Hu-«v-tUmÀ Im-ä-dnw-Kv sâ 18% ap-Å td-äv I-«v sN-bv-Xv 5% B-¡n. 5. 13 t]-sc h-sc I-b-äm³ ]-äp-¶ 1500cc Uo-kÂ/ 1200cc s]-t{SmÄ hm-l-\-§-

Pn F-kv Sn fp-sS sk-kv 12% Ip-d-¡m³ GST Iu¬knÂ sd-¡-saâ v sN-bv-Xp. 6. km-[-\-§Ä ]m-¡v sN-¿m³ D-]-tbm-Kn¡p-¶ t]m-fn-s{]m-¸n-eo³ _m-Kp-IÄ¡pw Nm-¡p-IÄ-¡pw G-tIm-]n-¸n-¨ 12% GST B-bn-cn-¡pw D-≠m-hp-I. 7. _-Zmw anÂ-¡n-sâ \n-Ip-Xn 18% B-bn \n-Ý-bn-¨n-cn-¡p-¶p. 8. d-bnÂ-th hm-K³/tIm-¨n-sâ GST 5% Â \n-¶v 12% am-bn D-bÀ-¯n-bn-cn-¡p-¶p. 9. 2024 h-sc {]-Xn-tcm-[ km-a-{Kn-IÄ C-d¡p-a-Xn sN-¿p-¶-Xn-\v GST/IGST _m-[-Iam-bn-cn-¡n-Ã. 10. FIFA bpw A-Xv t]m-se C-´y-bnÂ \-S¡p- ¶ U17 thÄ- U v I- ¸ v A- \ p- _ - U n¨p-Å F-Ãm Goods and services k-ss¹bpw GST Â \n-¶v H-gn-hm-¡n-bn-cn-¡p-¶p. 11. ssÉ-Uv ^m-Ì-dn-sâ 18% GST 12% B-¡n Ip-d-¨n-cp-¶p. 12. a-ssd³ ^yq-hÂ 18% CÂ \n-¶pw 5% hpw, tÌm¬ ss{K³-UÀ 12% Dw B-¡n Np-cn-¡n-bn-cn-¡p-¶p. 13. D-W-§n-b ]p-fn-¡v 5% GST bn-em-¡n-bncn-¡p-¶p. 14. [m-\yw, ]-¨-¡-dn, ]-gw, tX-bn-e, Im-¸n, sIm- { ] Xp- S - § n- b - h - b v - ¡ p- Å sh- b Àlu-kn-\p \n-Ip-Xn C-Ã. 15. _-kv t_m-Un \nÀ-am-Ww 18% Pn F-kv Sn 16. Aw-Ko-Ir-X G-P³-kn-I-fnÂ \n-¶v C-d¡p-a-Xn sN-¿p-¶ sh-Ån ¹m-än-\w F-¶nh- b v - ¡ pw B- ` - c - W I- b - ä p- a - X n- ¡ p- Å sh-Ån ¹m-än-\w F-¶n-h-bv-¡pw \n-IpXn-bn-Ã 17. a-Õy-¯o-ä-bp-sS {]-[m-\ L-S-I-am-b ^n-jv aoÂ-\v Cu am-kw 30 h-sc \n-IpXn-bn-Ã. 5% D-≠m-bn-cp-¶ \n-Ip-Xn ]n³h-en-¡m³ cm-Py-hym-]-I k-a-cw \-S-¶ncp-¶p. 18. ImÀ-jn-I b-{´-§-fn-se I-¸n, N-{Iw F-¶n-h-bv-¡v Un-kw-_À 31 h-sc \n-IpXn-bn-Ã. 19. tkm-fmÀ hm-«À lo-ä-dn-\p-Å G-hm-Iypth-j³ Syq-_n-\v 5% 20. C-e-¡-¸n-\pw C-e-IÄ sIm-≠p-Å I-cIu-i-e h-kv-Xp-¡Ä-¡pw \n-Ip-Xn-bn-Ã 21. I-^o³ tNÀ-¯ ]m-\o-b-§Ä-¡v 28 % \n-Ip-Xn-bpw 12 % sk-Êpw 22. B-`-c-W \nÀ-am-W-¯n-\p-Å ap-¯pw ]-hn-g-hpw - 0.25% (ap³-]v 3%) B-`-c-W hne-bnÂ Ip-d-hv {]-Xo-£n-bv-¡mw F-Ãm am-ä§ - fpw 2019 H-Ivt- äm-_À 1 ap-XÂ {]m-_-ey-¯nÂ h-cp-¶-Xm-Wv. H-Iv-täm_À 2019 | Sm-Iv-kv tI-cf

Pn F-kv Sn

GST

Pn F-kv Sn ¡v ap³-]p-Å \n-Ip-Xn Ip-Sn-Èn-I ]n-cn-¡m³ 70% C-f-hp-am-bn tI-{µw A-t]-£-I-fnÂ 90 Zn-h-k-¯n-\-Iw \-S-]-Sn ]qÀ-¯n-bm-¡m³ \nÀ-tZ-iw.

³ \n- I p- X n Ip- S n- i n- I ]qÀ- W - a m- b n ]n- S n- s ¨Sp- ¡ m³ "k- _ v - I m hn- i zm- k v ' F-¶ t]-cnÂ C-f-hp-I-fp-am-bn tI-{µ Pn-F-kv-Sn h-Ip-¸v \-S-]Sn B-cw-`n-¨p. A-t]-£ e-`n-¨v 90 Zn-h-k-¯n-\p-ÅnÂ Ip-Sn-in-I kw-_-Ôn-¨v \-S-]-Sn ]qÀ-¯n-bm¡p-I-bm-Wv e-£yw. Pn F-kv Sn GÀ- s ¸- S p- ¯ p- ¶ - X n- \ v ap³]v 2017 Pq¬ 30 h-sc-bp-Å \n-IpXn Ip-Sn-Èn-I-bm-Wv XoÀ-¸m-¡p¶- X v . F- Ã m tI- k p- I - f n- e pw ]-en-i-bpw ]n-g-bpw ]qÀ-W-ambn H-gn-hm¡pw. 50 e-£w cq-] h-sc Ip-Sn-Èn-I-bp-Å hy-àn-I-

Sm-Iv-kv tI-cf | H-Iv-täm_À 2019

fpw Øm-]-\-§-fpw b-YmÀ-° \n- I p- X n- b p- s S 30% A- S - ¨ mÂ a-Xn. Xp-I-bnÂ 70 i-X-am-\w Ipd-hv e-`n-¡p-¶ Cu. ]-²X - n-bn-emWv tI-c-f-¯n-se Ip-Sn-Èn-I-¡mcnÂ `q-cn-`m-K-hpw. ss{S-_yq-We - p-If - n-epw tImS-Xn-If - n-epw tI-kp-Å, 50 e-£w cq-]-bv-¡p ap-I-fnÂ Ip-Sn-Èn-Ibp-Å-hÀ-¡v 50 i-X-am-\-am-Wv C-f-hv. Ip-Sn-in-I t\m-«o-kv e-`n¨-hÀ, A-¸o-ep-Å tI-kp-IÄ, A-¸oÂ ]qÀ-¯n-bm-bn-«pw Xp-I e-`n-¡m-¯-hÀ, F-gp-Xn kw-_Ôn- ¨ v XÀ- ¡ w t\- c n- S p- ¶ - h À, Hu- t Zym- K n- I - a m- b n A- d n- b n- ¨ n-

«pw \Â-Im³ {]m-Y-an-I \-S-]-Sn kzo-I-cn-¡m-¯-hÀ F-¶o C-\§-fnÂ hy-Xy-kv-X C-f-hp-I-fmWv tI-{µw \Â-Ip-¶-Xv. \n-b-a \-S-]-Sn \o-≠p-t]m-b ]-e-tI-kpI-fn-epw b-YmÀ-° \n-Ip-Xn-sb¡mÄ Iq-Sp-X-em-Wp ]-en-i-bpw ]n-g-bpw F-¶v Pn F-kv Sn A-[nIr-XÀ ]-d-ªp.

C-f-hn-\v A-t]-£ Hm¬- s se³ h- g n Un- k w_À 31 \-Iw A-t]-£ \Â-IWw. Xn-cp-h-\-´-]p-cw, sIm-¨n, tIm-gn-t¡m-Sv ta-J-e-I-fn-em-Wv Pn-F-kv Sn I-½o-j-W-td-äp-I-fpÅ-Xv.

_m-¦nwKv

Banking

H-ä-¯-h-W hm-bv-] XoÀ-¸m-¡-en-sâ

Kp-W-tZm-j-§-Ä F-s´-Ãmw?

hm-bv-]m Xn-cn-¨-S-hnÂ A-{]-Xo-£n-X-am-b km-¼-¯n-I km-l-N-cy-§Ä D-@m-¡p-¶ {]-Xn-k-Ôn-IÄ aq-ew Nn-e-t¸m-sg-¦n-epw H-ä-¯-h-W XoÀ-¸m-¡Â \-S-]-Sn-{I-a-§-fnte-¡v t]m-tI-@n h-t¶-¡mw

-§-Ä H-cp \n-Ýn-X Im-e-t¯s¡-Sp-¯ hm-bv-] Xn-cn-¨-S-bv¡m-³ I-gn-bp-¶n-sÃ-¦n-Â, \n-§-fp-sS _m-¦n-s\ k-ao-]n-¨v A-Xn-s\-¡p-dn-¨v A-h-sc A-dn-bn-¡m-³ I-gn-bpw. A-¯cw km- l - N - c y- § - f n- Â , _m- ¦ p- I - Ä "H-ä-¯-h-W XoÀ-¸m-¡-Â' (H-Sn-F-kv)

kw- h n- [ m- \ w hm- K v - Z m- \ w sN- ¿ p- ¶ p. C-Fw-sF-I-Ä \Â-Ip-¶-Xn-Âv \n-§-Ä Xp-SÀ-¨-bm-bn aq-¶v am-kw ho-gv-N h-cp¯n-bm-Â Cu Hm-]v-j-³ _m-¦v \n-§Ä¡v hm- K v - Z m- \ w sN- ¿ p- ¶ p. am- { X- a - Ã , \n-§-fp-sS Xn-cn-¨-S-hp-I-Ä ]qÀ-h-ØnXn-bn-e m- ¡ p- ¶ - Xn- \ v (_m- ¦- S - h p- I - Ä

hn-t\m-Pv Sn.Pn. tem¬-Km-edn, F-d-Wm-Ipfw, Mob: 98955 75657

sX-än-b-Xn-Â) Ir-Xy-am-b H-cp Im-c-Ww D-≠m-bn-cn-¡-Ww.

h-cp-am-\w h- c p- a m- \ - ¯ n- t em sXm- g n- e n- t em D- ≠ m- b \- ã - § - Ä B- t cm- K y- { ]- i v \-§-Ä _n-kn-\-Ên-se \-ãw F-¶n§-s\-bp-Å hn-hn-[ Im-c-W-§-fm-Â km-¼-¯n-I _p-²n-ap-«p-I-Ä t\-cn-Sp¶-hÀ-¡v _m-¦p-I-Ä s]m-Xp-sh H-ä-¯h-W hm-bv-] XoÀ-¸m-¡-Â hm-Kv-Zm-\w sN-¿p-¶p. H-ä-¯-h-W sk-änÂ-saâpI-Ä {]-tbm-P-\-I-c-am-b Hm-]v-j-\m-bn tXm-¶p-sa-¦n-epw, A-h \n-§-fp-sS kn_n-Â kv-tIm-dn-s\ (_m-¦v \Â-Ip-¶ aq-¶-¡-ap-Å s{I-Un-äv kv-tIm-À) km-cam-bn _m-[n-¡pw.

H- ä - ¯ - h - W hm- b v - ] Xn- c n- ¨ - S - h p- I - Ä {]-hÀ-¯n-¡p-¶-Xv F-§-s\? \n-§-Ä H-ä-¯-h-W hm-bv-] Xn-cn¨-S-hv Xn-c-sª-Sp-¡p-I-bm-sW-¦n-Â ap-gp-h-³ Xp-I-bpw A-S-bv-¡m-³ \n-§Ä¡v I-gn-bn-Ã F-¶ h-kv-Xp-X I-W-¡nH-Iv-täm_À 2019 | Sm-Iv-kv tI-cf

_m-¦nwKv

se-Sp-¯v sam-¯-¯n-ep-Å Xp-I-bp-sS H-cp `m-Kw \n-§Ä \Â-tI-≠n-h-cpw. I-Sw sIm-Sp-¡p-¶-h-cpw I-Sw hm-§p-¶-h-cpw X-½n-Â XÀ-¡-§-fp-s≠-¦n-epw hm-bv-] sk-änÂ-saâp-I-Ä \-S-¯m-dp-≠v. skänÂ-saâ v Xp-I I-Sw sIm-Sp-¡p-¶-bm-fpam-bn NÀ-¨-sN-¿m-hp-¶-Xm-Wv. F-¶m-Â ]-e-t¸m-gpw, A-Xv {]-[m-\ Xp-I-bv-¡v Xpey-tam I-hn-bp-¶-tXm B-Wv. \n-§-fp-sS hm-bv-]-¡m-c-\p-am-bn \n-§-Ä H-cp Xp-I k-½-Xn-¡p-I-bpw A-Xv A-S-bv-¡p-I-bpw sN-bv-Xp-I-gn-ªmÂ, \n-§-fp-sS I-Sw _m-¦v F-gp-Xn-¯-Åp-I-bpw hm-bv-]-bpsS \-ãw A-¡u-≠n-Â dn-t¸mÀ-«v sN-¿pI-bpw sN-¿pw. H- ä - ¯ - h - W sk- ä nÂ- s aân- s \ XpSÀ-¶v, hm-bv-]-¡m-c-\pw _m-¦pw X-½nep-Å _-Ôw A-h-km-\n-¸n-¡pw. I-Sw hm-§p-¶-bm-Ä ap-gp-h-³ sk-änÂ-saâ v Xp-I-bpw H-ä-b-Sn-¡v A-S-¨m-Â _m-¦,v hmbv-] A-¡u-≠v D-S-³ t¢m-kv sN-¿pw. F-¶n-cp-¶m-epw, H-gn-hm-¡n-b Xp-I-bpw \-ã-hpw _m-¦p-IÄ tc-J-s¸-Sp-¯p-Ibpw A-¯-cw D-]-t`m-àm-¡-fp-sS t]-cpI-Ä A-h-cp-sS I-cn-¼-«n-I-bn-Â tNÀ-¡pI-bpw sN-¿p-¶p.

H-ä-¯-h-W hm-bv-] XoÀ-¸m-¡-Â sX-c-sª-Sp-¡p-t¼m-Ä \n-§-Ä {i-²n-t¡-@Xv H-ä-¯-h-W hm-bv-] sk-änÂ-saân-\v {l-kz-Im-e km-¼-¯n-I _p-²n-ap-«p-Ifn-Â \n-¶v D-S-\-Sn B-izm-kw \Â-Im³ I-gn-bp-sa-¦n-epw, `m-hn-bn-Â \n-§-Ä A-t\z-jn-t¨-¡m-hp-¶ G-sXm-cp s{IUn-än-\pw C-Xv H-cp {]-[m-\ {]-iv-\-am-

Sm-Iv-kv tI-cf | H-Iv-täm_À 2019

Banking

Ipw. H-ä-¯-h-W hm-bv-] sk-änÂ-saâ v `m-hn-bn-Â \n-§-fp-sS km-¼-¯n-I `mcw K-Wy-am-bn Ip-d-bv-¡pw. F-¶n-cp-¶mepw, hm-bv-] A-¡u-≠v t¢m-kv sN-bvXp I-gn-ªm-Â, _m-¦v A-Xv s{I-Un-äv _yq-tdm-bv¡ - v dn-t¸mÀ-«v sN-¿pw. Iq-Sm-sX \n-§-fp-sS A-¡u-≠v Ìm-ä-kv "sk-än-Â' F-¶m-¡pw. \n-§-Ä hm-bv-] `m-Kn-I-ambn am-{X-ta Xn-cn-¨-S-¨n-«p-Åq F-¶m-Wv C-Xn-\À-°w. `m-hn-bn-Â \n-§-Ä a-sämcp hm-bv-]-bv-t¡m s{I-Un-äv ImÀ-Un-t\m A-t]-£n-¡p-I-bm-sW-¦n-Â, \n-§-fpsS A-t]-£ \n-c-kn-¡m-\p-Å km-[yX-bp-≠v.

\n-§Ä-¡v kzo-I-cn-¡m-hp-¶ h-gn-IÄ H-ä-¯-h-W hm-bv-] XoÀ-¸m-¡-Â \n-§Ä-¡v A-h-km-\ B-{i-b-am-bn

{]-tbm-P\ - s - ¸-t«-¡mw, F-¶m-Â \n-§fp-sS hm-bv-] ]qÀ-W-am-bn Xn-cn-¨-S-bv¡m- ³ [m- c m- f w Im- c y- § - Ä sN- ¿ m\m-Ipw. \n-§Ä - ¡ - v ]-cn-KW - n-¡m-hp-¶ G-äh - pw km-[m-cW - a - m-b h-gn-IÄ - C-Xm: 1. \n- § - f p- s S hm- b v - ] - ¡ m- c - t \m- S v Iq- S p- X - Â k- a - b w tNm- Z n- ¡ p- I : \n-§-fp-sS s{I-Un-äv dn-t¸mÀ-«n-Â A-]m-I-X-I-sfm-¶p-an-sÃ-¶v I-Sw \Â- I p- ¶ - b mÄ- ¡ v a- \ - k n- e m- ¡ n sIm-Sp-¡p-I. H-ä-¯-h-W XoÀ-¸m¡p-¶-Xn-\v ]-I-cw hm-bv-] ]qÀ-Wam-bn Xn-cn-¨-S-bv-¡m-³ Ip-d-¨v k-abw Iq- S n \n- § Ä- ¡ v hm- K v - Z m- \ w sN-¿m-³ C-tXm-sS _m-¦v X-¿m-dmtb-¡mw. 2. \n-§f - p-sS B-kvX - n-IÄ - ]-Wa - m-¡n am-äp-I: H-ä-¯-h-W XoÀ-¸m-¡-eneq-sS \n-§-Ä \Â-tI-≠-Xn-epw Ipd-ª Xp-I \Â-Im-sa-¶ B-i-bw \n-§-fn-ep-≠m-Ip-sa-¦n-epw, \n-§fp-sS Nn-e kz-¯p-¡-fpw \n-t£]-§-fpw ]-W-am-¡n \n-t£-]n-¨v hm-bv-] Xn-cn-¨-S-¡p-¶-Xv ]-cn-K-Wn¡mw 3. hm- b v - ] ]p- \ À- c q- ] o- I - c n- ¡ m- ³ \n-§Ä-¡v I-Sw \Â-In-b-bm-tfmSv B- h - i y- s ¸- S p- I : hm- b v - ] - b p- s S \n- _ - Ô - \ - I - f pw hy- h - Ø - I - f pw ]p-Xp-¡m-³ \n-§Ä-¡v I-Sw \Â-Ip¶-bm-tfm-Sv B-h-iy-s¸-Smw, A-Xv ]qÀ-®-am-bpw Xn-cn-¨-S-bv-¡p-¶-Xv \n-§Ä-¡v F-fp-¸-am-¡p-¶p. 4. _-Ôp-¡-fn-Â \n-¶p-Å ]-en-i-cln-X hm-bv-]-I-Ä: \n-§-fp-sS IpSpw-_-¯n-Â \n-¶v ]-en-i-bn-Ãm-sX ]-Ww I-Sw hm-§n \n-§-fp-sS _m¦v hm-bv-] Xn-cn-¨-S-bv-¡p-¶-Xn-\v D-]-

_m-¦nwKv

Banking tbm-Kn-¡p-I F-¶-Xm-Wv a-säm-cp h-gn. 5. \n-§-fp-sS h- c p- a m- \ amÀ- ¤ - § - Ä hÀ- [ n- ¸ n- ¡ p- I : taÂ- ¸ - d - ª Hm]v-j-\p-I-fn-Â \n-¶v \n-§-fp-sS hmbv-]-I-Ä Xn-cn-¨-S-bv-¡m-³ \n-§Ä¡v I-gn-bp-¶n-sÃ-¦n-Â, \n-§-fp-sS h-cp-am-\ t{km-X-Êp-I-Ä hÀ-[n-¸n¡m-³ I-gn-bpw. H-cp {^o-em³-kv A-Sn-Øm-\-¯n-Â Hm¬-sse-\nepw Hm-^v-sse-\n-epw ]-Ww k-¼mZn-¡m-³ [m-cm-fw amÀ-K-§-fp-≠v.

ap-I-fn-Â ]-d-ª h-gn-I-sfm-¶pw {]-hÀ¯n-¡p-¶n-sÃ-¦n-Â \n-§-Ä sN-t¿-@ sX-´v? \n- § - f p- s S hm- b v - ] Xn- c n- ¨ - S - b v ¡p-¶-Xn-\p-Å i-cn-bm-b amÀ-¤-§-Ä I-s≠-¯m-³ \n-§Ä-¡v I-gn-bp-¶n-Ã.

A- X n- \ m- Â \n- § - Ä H- ä - ¯ - h - W hmbv - ] XoÀ- ¸ m- ¡ Â Xn- c - s ª- S p- ¡ p- I bm-sW-¦n-Â, ]n-¶o-Sp-Å Xo-b-Xn-bn-Â \n- § Ä- ¡ v H- c p "sk- ä nÂ- U v ' A- ¡ u≠v H-cp "t¢m-kv-Uv' A-¡u-≠n-te-¡v am-ä m-³ I- g n- b pw. ]n- ¶ o- S v \n- § - fp- s S km- ¼ - ¯ n- I Øn- X n sa- ¨ - s ¸- « p- I - g nªm-Â, \n-§-fp-sS hm-bv-]-¡m-c-\p-ambn _-Ô-s¸-Sm-\pw ]-en-i-bpw ]n-g-bpw DÄ-s¸-sS \n-§-fp-sS Ip-Sn-Èn-I Xn-cn¨- S - b v - ¡ m- ³ A- ` yÀ- ° n- ¡ m- \ pw I- g nbpw. \n-§-fp-sS Ip-Sn-Èn-I ]qÀ-W-am-bn XoÀ-¯p I-gn-ªm-Â, Ip-Sn-Èn-I A-S¨p-XoÀ-¯-Xv D-d-¸m-¡p-¶ kÀ-«n-^n-¡än-\m-bn (no dues certificate) A-t]-£n¡mw. C-tXm-sS A-¡u-≠ v s{I-Un-äv _yq-tdm-I-fn-te-¡v \n-§-fp-sS A-¡u≠v 'closed' F-¶v dn-t¸mÀ-«p-sN-¿-s¸-Spw. A-Xv \n-§-fp-sS s{I-Un-äv dn-t¸mÀ-«n-Â

{]-Xn-^-en-¡pw. C-Xv \n-§-fp-sS s{IUn-äv kv-tIm-À sa-¨-s¸-Sp-¯p-¶-Xn-\pw `m-hn-bn-Â F-fp-¸-¯n-Â hm-bv-] t\-Sm\pw B-hi - y-am-b \-S] - S- n-IÄ - ssI-s¡mÅm-³ _m-¦n-s\ t{]-cn-¸n-¡pw.

H-ä-¯-h-W XoÀ-¸m-¡-Â {l-kz-Im-e-t¯-¡v H-cp H-ä-¯-h-W XoÀ-¸m-¡-Â {]m-tbm-Kn-I amÀ-K-am-bn I-W-¡m-¡m-sa-¦n-epw, A-Xn-\v ZoÀ-LIm-e {]-Xym-Lm-X-§-fp-≠v. G-sX-¦nepw hm-bv-]-bv-¡v A-t]-£n-¡p-¶-Xn\v ap-¼v Nn-´n-¡p-I, an-I-¨ Xn-cn-¨-S-hv \n-_-Ô-\-IÄ-¡m-bn hm-bv-]-I-Ä Xmc-X-ayw sN-¿p-I, A-Xn-sâ C-Fw-sF-Ifp-sS hn-e-bn-cp-¯p-I, k-a-b-_-Ôn-Xam-bn hm-bv-] Xn-cn-¨-S-bv-¡p-¶-Xn-\p-Å an-I-¨ amÀ-K-§-Ä \-S-¸n-em-¡p-I F-¶nh-bm-Wv kzo-I-cn-¡m-hp-¶ \-Ã \-S-]Sn-IÄ.

\n-§-fp-tS-Xv F-kv _n sF F-Sn-Fw Im-À-Um-tWm? H-cp am-kw F-{X cq-] ]n-³-h-en-¡mw? ]p-Xn-b am-ä-§Ä C-§-s\

-hn-[ Im-À-Up-I-f-\p-k-cn-¨v ku- P - \ y C- S - ] m- S p- I - f p- s S F-®-¯n-epw F-Sp-¡m-hp-¶ Xp-I-bnepw hy-Xym-k-ap-≠v. I-gn-ª h-À-jw \-hw-_-dn-Â ¢m-kn-Iv, am-kv-t{Sm sU_n-äv Im-À-Up-I-Ä-¡p-Å ]-Ww ]n-³h-en-¡-Â ]-cn-[n ]-Ip-Xn-bm-bn _m-¦v Ip-d-¨n-cp-¶p. H-tÎm-_-À 1 ap-X-Â {]m_-ey-¯n-Â h-¶ F-kv-_n-sF sU_n-äv Im-À-Up-I-Ä-¡v _m-[-I-am-b F-Sn-Fw ]-Ww ]n-³-h-en-¡-Â ]-cn[n-IÄ C-Xm

F-kv-_n-sF ¢m-kn-Iv, am-kv-t{Sm sU-_n-äv Im-À-Up-I-Ä _m-¦v \Â-Ip-¶ G-ä-hpw P-\-{]nb F-Sn-Fw-Iw-sU-_n-äv ImÀ-Um-WnXv. Cu ImÀ-Uv D-]-tbm-Kn-¨p-Å Ipd-ª F-Sn-Fw ]n³-h-en-¡-Â ]-cn-[n 100 cq-]-bpw ]-c-am-h-[n ]-cn-[n 20,000 cq-]-bp-am-Wv.

F-kv-_n-sF t¥m-_-Â Câ-À-\m-j-W-Â sU-_n-äv Im-À-Uv F-kv-_n-sF t¥m-_-Â CâÀ-\mj- W - Â sU- _ n- ä v ImÀ- U v D- ] - t bmKn-¨v \n-§Ä-¡v B-h-iy-ap-Å-t¸m-

sg-Ãmw \n-§-fp-sS A-¡u-≠v h-gn C-S-]m-Sp-I-Ä \-S-¯mw. G-ä-hpw Ip-d-ª F-Sn-Fw ]n ³-h -e n-¡- Â ]- cn- [ n 100 cq- ] bpw ]-c-am-h-[n ]-cn-[n 40,000 cq-]-bp-am-Wv.

F-kv-_n-sF tKm-Ä-Uv Câ- À - \ m- j - W - Â sU- _ n- ä v ImÀ-Uv F-kv-_n-sF tKmÄ-Uv CâÀ-\m - j - W - Â sU- _ n- ä v ImÀ- U v hym- ] mc Øm- ] - \ - § - f n- Â km- [ - \ - § - Ä hm- § p- ¶ - X n- \ pw Hm- ¬ - s se- \ m- b n ]-W-a-S-bv-¡p-¶-Xn-\pw C-´y-bn-epw tem-Is - a-¼m-Spw]-Ww]n³-he - n-¡p-¶X - n\pw D-]-tbm-Kn-¡m-hp-¶-Xm-Wv. G-ähpw Ip-d-ª F-Sn-Fw ]n³-h-en-¡Â ]-cn-[n 100 cq-]-bpw ]-c-am-h-[n ]-cn-[n 50,000 cq-]-bp-am-Wv.

F-kv-_n-sF ¹m-än-\w CâÀ-\m-j-W-Â sU-_n-äv ImÀ-Uv F-kv-_n-sF ¹m-än-\w CâÀ-\m-jWÂ sU-_n-äv ImÀ-Uv D-]-tbm-Kn-¨pw \n-§Ä-¡v Hm¬-sse-\m-bn ]-W-a-Sbv-¡m-\pw C-´y-bn-epw tem-I-sa-¼m-

Spw ]-Ww ]n³-h-en-¡m-\pw I-gn-bpw. Ip-d-ª F-Sn-Fw ]n³-h-en-¡-Â-]-cn[n 100 cq-]-bpw ]-c-am-h-[n ]-cn-[n H-cp e-£w cq-]-bp-am-Wv.

tbm-t\m B-¸v sU-_n-äv Im-À-Uv X-«n-¸p-I-Ä hym]-I-am-b-Xn-\m-Â sU-_n-äv Im-À-Uv C-Ãm-sX _m-¦n-sâ Xn-c-sª-Sp-¯ F-Sn-F-½p-I-fn-Â \n-¶v ]-Ww ]n-³h- e n- ¡ m- ³ A- \ p- h - Z n- ¡ p- ¶ F- k v _n- s F- b p- s S B- ¹ n- t ¡- j - \ m- W v tbm-t\m B-¸v. F-kv-_n-sF-bp-sS Un-Pn-ä-Â _m-¦nw-Kv ¹m-äv-t^m-am-Wv tbm-t\m. D-]-tbm-àm-¡-Ä-¡v A-hcp-sS kv-am-À-«v-t^m-Wp-I-fn-Â Un-Pnä-Â C-S-]m-Sp-I-fpw t]-bv-saâp-I-fpw \-S-¯m-³ C-Xv D-]-tbm-Kn-¡mw.

H-Iv-täm_À 2019 | Sm-Iv-kv tI-cf

C³jpd³kv

Insurance

slÂ-¯v C³-jp-d³-kv t]m-fn-kn F-Sp-¡pw ap-¼v C-¡m-cy-§Ä a-\-kn-em-¡q Nn-In-Õm sN-e-hp-IÄ A-\p-Zn-\w h-À-²n-¨p-h-cn-I-bm-Wv. G-sX-¦n-epw H-cp sl-Â-¯v C-³-jp-d-³-kv t]mfnkntbm sa-Un s¢-bnw t]m-fn-kn-tbm th-Wsa-¶ \n-À-_-Ôn-X km-l-N-cy-¯n-em-Wv C-¶-s¯ k-aq-lw. sl-Â-¯v C-³-jp-d-³-kv t]m-fn-kn F-Sp-¡p-t¼m-Ä ]-e Im-cy-§-fpw {i-²n-t¡--@Xp-@v

_n-tPm-jv Ip-amÀ sI. _n. skbvÂ-kv am-t\PÀ, kv-ämÀ slÂ-¯v C³-jp-d³kv

- In- Õ m sN- e - h p- I - Ä A- \ pZn-\w h-À-²n-¨p-h-cn-I-bm-Wv. G-sX-¦n-epw H-cp sl-Â-¯v C-³-jpd-³-kv t]m-fn-kn sa-Un s¢-bnw t]mfn-kn-tbm th-W-sa-¶ \n-À-_-Ôn-X km-l-N-cy-¯n-em-Wv C-¶-s¯ k-aqlw. sl-Â-¯v C-³-jp-d-³-kv t]m-fnkn F-Sp-¡p-t¼mÄ ]-e Im-cy-§-fpw {i-²n-t¡-≠-Xm-bn-«p-≠v. sl-Â-¯v C-³-jp-d-³-kv t]m-fn-kn e-`n-¨p I-gnªm-Â F-Ãmw B-sb-¶p I-cp-X-cpXv. an-¡ C-³-jp-d-³-kv ]-²-Xn-I-fpw

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C³jpd³kv

hm-À-jn-Im-Sn-Øm-\-¯n-Â ]p-Xp-t¡≠-h-bm-Wv. t]m-fn-kn F-Sp-¡p-¶-Xp t]m-se X-s¶ {]-[m-\-a m-W v A-X v ]p-X p-¡ p¶-Xpw. B-tcm-Ky C-³-jp-d-³-kn-sâ Im-cy-¯n-Â C-S-bv-¡n-sS I-¼-\n am-dmXn-cn-¡m-\pw {]-tXy-Iw {i-²n-¡-Ww. s]-s«-¶p-≠m-Ip-¶ A-kp-J-§-Ä aqe- t am A- ] - I - S - § - Ä aq- e - t am D- ≠ mIp-¶ sN-e-hp-I-Ä ]-e-t¸m-gpw \-ap-¡v Xm-§m-\m-hp-¶-Xn-\pw A-¸p-d-am-bn-cn¡pw. sl-Â¯ - v C-³j - p-d³-kv ]-cn-c£ F-Sp-¯n-«p-s≠-¦n-Â C-¯-cw k-µ-À-`§-fn-Â km-¼-¯n-I-am-bn Im-en-S-dm26

Sm-Iv-kv tI-cf | H-Iv-täm_À 2019

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sX-bn-cn-¡m-³ km-[n-¡pw. 1. Ip-Spw-_-¯n-se F-{X Aw-K-§-Ä¡v C-³-jp-d-³-kv ]-cn-c-£ B-hiy-am-Wv 2. ]-²-Xn-bn-Â tN-cp-¶-Xn-\v ap-¼v F-{X Xp-Ib - p-sS I-ht- d-Pv B-hi - yam-bn h-cpw F-¶v \n-Ý-bn-¡p-I. \n-§-fp-sS sXm-gn-ep-S-a-bn-Â \n¶v C-³-jp-d-³-kv ]-cn-c-£ e-`n-¡psa-¦n-Â A-Xp-Iq-Sn I-W-¡n-se-Sp¡-Ww. 3. \n-c-h-[n t]m-fn-kn-I-Ä \n-e-hn-epÅ-Xn-\m-Â B-h-iy-¯n-\-\p-k-cn¨v sX-cs - ª-Sp-¡W - w. hy-àn-KX -

t]m-fn-kn-bm-tWm ^v-tfm-«-À t]mfn-kn-bm-tWm {In-«n-¡-Â C-Â-s\kv kv-s]-jy-sse-kv-Uv t]m-fn-knbm-tWm \-Ã-sX-¶v Xm-c-X-ayw sNbv-Xv sX-c-sª-Sp-¡p-I. 4. ]-²-Xn-bn-Â tN-cp-¶-Xn-\v ap-¼v G-Pân-Â \n-¶v t]m-fn-kn-sb Ipdn-¨v hy-à-am-bn tNm-Zn-¨v a-\-knem-¡p-I. sa- U n- s ¢- b nw t]m- f n- k n- I - Ä ]-eX - c - ¯ - n-ep-≠v. \n-eh - n-ep-Å {]-[m\ sa-Un-s¢-bnw t]m-fn-kn-I-Ä C-hsb-Ãm-am-Wv. • Ìm-tâ-Uv sa-Un-s¢-bnw t]m-fn-kn • {In-«n-¡-Â C-³-jp-d³-kv t]m-fnkn • tlm-kv-]n-ä-Â Iym-jv t]m-fn-kn • B-Iv-kn-Uâ v sa-Un-s¢-bnw t]mfn-kn • ko-\n-b-À kn-ä-k-¬ t]m-fn-kn • bq-Wn-th-gv-k-Â sl-Â-¯v • kq-¸-À tSm-]v A-]v t]m-fn-kn • Ìp-Uâ v-kv t]m-fn-kn • {Kq-¸v sa-Un-s¢-bnw t]m-fn-kn Cu t]m-fn-kn-I-fn-Â \-½p-sS B-hiy-¯n-\p-Å-Xv G-Pân-Â \n-¶pw tNmZn-¨v a-\-kn-em-¡n t]m-fn-kn F-Sp-¡p-I. A-S-t¡-≠ {]o-an-bw Xp-I-am-{Xw hn-ebn- c p- ¯ n H- c n- ¡ - e pw sl- Â - ¯ v C- ³ jp-d-³-kp-IÄ F-Sp-¡-cp-Xv. Nn-In-Õ tX-Sm-³ B-{K-ln-¡p-¶ B-ip-]-{Xn Im-jv-se-kv Nn-In-Õ-bv-¡m-bp-Å C-³jp- d - ³ - k v I- ¼ - \ n- b p- s S ]- « n- I - b n- Â h- c p- ¶ p- t ≠m- s b- ¶ v ]- c n- t im- [ n- ¡ Ww. G- s Xm- s ¡ A- k p- J - § - Ä - ¡ pw k-À-P-dn-IÄ-¡pw C-³-jp-d-³-kv ]-cn-c£ e-`n-¡n-Ã F-¶ Im-cy-hpw hy-à-ambn a-\-kn-em-¡-Ww. Nn-In-Õ-bp-am-bn _-Ô-s¸-« F-s´m-s¡ sN-e-hp-I-Ä¡v I-h-td-Pv e-`n-¡pw F-¶pw A-t\zjn-¡-Ww. em-_v sN-e-hp-I-fpw a-cp-¶n\m-bp-Å sN-e-hp-I-fpw t]m-fn-kn-bn-Â D-Ä-s¡m-Ån-¨n-«p-≠m-hn-Ã. Xo-{h-hmZn B-{I-a-Ww, bp-²w F-¶o km-l-Ncy-§-fn-Â an-¡ I-¼-\n-I-fpw I-h-td-Pv \-Â-Im-dn-Ã. sl-Â-¯v C³-jp-d-³-kv ]-²-Xn-bn-Â tN-cm-³ {]o-an-bw Xp-I-bpsS sN-¡v A-sÃ-¦n-Â _m-¦v {Um-^v-äv am-{Xw a-Xn. 45 h-b-kn-\v ap-I-fn-ep-Å-hÀ-¡v sa-Un-¡-Â sN-¡-¸v B-h-iy-am-bn h-cpw. sa-Un-¡-Â B-h-iy-§-Ä-¡m-bn Xp-I s¢-bnw sN-¿p-t¼mÄ Xn-cn-¨-dnbÂ Im- À - U v , sa- U n- ¡ - Â tc- J - I - Ä , a-cp-¶n-\pw ]-cn-tim-[-\-I-Ä-¡pw sNe-hm-b Xp-I-bp-sS _n-Ãv F-¶n-h k-aÀ-

C³jpd³kv

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¸n-t¡-≠n h-cpw. \n-§-Ä Nn-In-Õ tX-Sp-¶ B-ip-]{Xn C-³-jp-d-³-kv Aw-Ko-Ir-X ]-«n-Ibn-Â C-Ãm-¯-Xpw Im-jv se-kv kuI- c yw e- ` n- ¡ m- ¯ - X p- a m- s W- ¦ n- Â Nn- I n- Õ - b v - ¡ v sN- e - h m- I p- ¶ F- Ã m sN- e - h p- I - f pw B- Z yw t]m- ¡ - ä n- Â \n- ¶ pw F- S p- t ¡- ≠ n h- c pw. ]n- ¶ o- S v F-Ãm _n-Ãp-I-fpw sh-¨v C³-jp-d-³-kv I-¼-\n-¡v A-t]-£ \-Â-I-Ww. A-h-À B-h-iy-am-b ]-cn-tim-[-\ \-S-¯n-b ti-jw Xp-I A-\p-h-Zn-¡pw. tUm-Îdp-sS {]n-kv-{In-]v-j-\n-Ãm-¯ H-cp a-cp¶n-\pw sS-Ìn-\pw I-¼-\n ]-Ww X-cn-Ã. `-£-W-¯n-sâ ]-Ww _n-Ãn-ep-s≠¦n-Â A-Xv do Cw-t]-gv-kv sN-bv-Xp In«n-Ã. Un-kv-Nm-À-Pv sN-¿p-t¼m-Ä s¢-bnw t^m-Wn-epw B-ip-]-{Xn A-[n-Ir-X-cpw tUm-Î-dpw k-cv-«n-ss^ sN-¿-Ww. C-³jp-d-³-kv sU-kv-Iv C-Ãm-¯ B-ip-]{Xn-I-fn-Â \n-§-Ä X-s¶ t\-cn-«v I-¼\n-bp-am-bn _-Ô-s¸-S-Ww. tSm-Ä {^o \-¼-dn-Â hn-fn-¨m-Â I-¼-\n-bp-am-bn _-Ô-s¸-Smw. I-h-td-Pv e-`n-¡m-³ A-hcp-sS A-\p-a-Xn hm-§n-b ti-jw am-{Xw Im-cy-§-Ä sN-¿p-I. A-kp-Jw aq-ew B-ip-]{- Xn-bn-Â InS-¡p-t¼m-Ä A-\p-_-Ô-am-bn h-cp-¶

ap-dn hm-S-I, sF-kn-bp Nm-À-Öv. tUmÎ-À-am-À A-Y-hm k-À-Ö-sâ ^o-kv, Hm¸-td-j-³ Xn-b-ä-À Nm-À-Öv, F-Iv-k-sd, kv-Im-\nw-Kv, Fw-B-À-sF Xp-S-§n-b ]-cn-tim-[-\m sN-e-hp-I-Ä, a-cp-¶p-I-Ä Xp-S-§n-b-h sa-Un-s¢-bpw t]m-fn-kn {]-Im-cw Xn-cn-sI e-`n-¡pw. H-cp Zn-hk-sa-¦n-epw B-ip-]-{Xn-bn-Â In-S-¶v Nn-In-Õn-t¡-≠n h-cp-t¼m-gp-Å sNe-hp-I-fm-Wv Xn-cn-sI e-`n-¡m-³ A-Àl-X-bp-Å-Xv. U-bm-en-kn-kv, Io-tam sXdm-¸n, td-Un-tbm sXdm-¸n, I-®v/]Ãv sX-dm-¸n, hr-¡-bn-se I-Ãv \o-¡w sN-¿-Â, F-¶n-h B-ip-]-{Xn-bn-ev sh¨v \-S-¯p-I-bpw A-t¶ Zn-h-kw X-s¶ tcm-Kn B-ip-]-{Xn hn-Sp-I-bpw sN-¿p-Ibm-sW-¦n-epw B-ip-]-{Xn sN-e-hp-I-Ä¡p-Å B-\p-Iq-eyw e-`n-¡p-¶-Xm-Wv. A-kp-Jw _m-[n-¨v B-ip-]-{Xn-bn-Â {]-th-in-¸n-¡p-¶-Xn-\v 30 Zn-h-kw ap-¼pw B-ip-]-{Xn-bn-Â \n-¶pw Un-kvNm-À-Öv sN-bv-X-Xn-\v ti-jw 60 Zn-h-k¯n-\p-Ån-epw h-cp-¶ Nn-In-Õ sN-ehp-I-fpw Xn-cn-sI e-`n-¡pw. t]m-fn-kn F-Sp-¯v B-Zy-s¯ 30 Zn-h-k-¯n-\p-Ån-Â D-≠m-Ip-¶ tcmK- § - Ä t]m- f n- k n ]- c n- [ n- b n- Â h- c p¶-X-Ã. C-´y-bn-Â \n-¶p-Å t]m-fn-

kn- b v - ¡ v cm- P y- ¯ n- \ v A- I - ¯ p- Å Nn-In-Õ-bv-¡v am-{X-ta B-\p-Iq-eyw e-`n-¡p-I-bp-Åq. K-À-`w/{]-k-hw Xp-S§n-b B-ip-]-{Xn sN-e-hp-I-Ä-¡v s¢bnw e-`n-¡n-Ã. F-¶m-Â Nn-e {]-tXy-I {Kq-¸v t]m-fn-kn-I-fn-Â \n-_-Ô-\-I-Ä¡v hn-t[-b-am-bn {]-k-h Nn-In-Õ-bv-¡v s¢-bnw e-`n-¡pw. I-®-S, tIm-≠m-Îv se-³-kv, {i-h-W k-lm-bn F-¶n-h-bv¡p-Å sN-e-hp-I-Ä-¡v B-\p-Iq-eyw e-`n-¡n-Ã. F-bv-Uv-kv kw-_-Ô-am-b A-kp-J-§-Ä-¡pw B-\p-Iq-eyw e-`ya-Ã. t]m-fn-kn F-Sp-¡p-¶ k-a-b-¯v \n-e-hn-en-Ã F-¦n-Â t]m-epw Xn-an-cw, t{]m- t Ì- ä v kw- _ - Ô - a m- b A- k p- J §-Ä, Ip-S-en-d-¡w, K-À-`-]m-{Xw \o-¡w sN- ¿ - Â , K- À - ` - ] m- { X kw- _ - Ô - a m- b A-kp-J-§-Ä, hr-j-W ho-¡w, ss]Â-kv, P-·-\m-bp-Å B-´-cn-I A-kp-J§-Ä, ^n-Ìp-e, ssk-\-ssk-än-kv kw_-Ô-am-b A-kp-J-§-Ä F-¶n-h-bv-¡v t]m-fn-kn F-Sp-¯-Xn-\v B-Zy-s¯ H-cp h-Àj - t- ¯-¡v s¢-bn-an-\v A-Àl-Xb - n-Ã. tcm-Km-\-´-c-ap-Å hn-{i-aw, s]m-Xp-hmbp-Å A-\m-tcm-Kyw, hn-{i-aw, c-l-ky tcm-K-§-Ä, Aw-K-ssh-I-ey-§Ä, a-b¡p-a-cp-¶n-sâ D-]-tbm-Kw aq-e-ap-≠mhp-¶ tcm-K-§-Ä F-¶n-h-bp-sS Nn-InÕ-bv-¡v B-\p-Iq-eyw e-`n-¡n-Ã. H-Iv-täm_À 2019 | Sm-Iv-kv tI-cf

kv-s]-jÂ ^o-¨À

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F-´m-Wv a-c-Sv ^v-fm-äv tI-knÂ kw-`-hn-¡p-¶-Xv ? Xo

a-c-SnÂ Xo-c-tZ-i-]-cn-]m-e-\-N-«w ew-Ln-¨v \nÀ-an-¨ ^v-fm-äp-IÄ s]m-fn-¡p-¶ {]-iv-\-¯nÂ Db-cp-¶ hm-Z-{]-Xn-hm-Z-§-fnÂ t\-cpw \p-W-bpw C-S-I-eÀ-¶n-cn¡p-¶p. Nn-e sX-äp-IÄ A-dnªp-sIm-@pw Nn-e-Xv A-Ú-XsIm-@pw {]-N-cn-¸n-¡p-¶-h-bm-Wv

-c-tZ-i \n-b-{´-W ta-J-e \n-b-a-§Ä ewLn-¨p \nÀ-an-¨-Xn-sâ t]-cnÂ F-d-Wm-Ipfw Pn-Ã-bn-se a-c-Sv \-K-c-k-` ]-cn-[n-bnÂ Øn-Xn sN-¿p-¶ A-©p d-kn-U-³-jyÂ ^v-fm-äp-IÄ s]mfn-¨p \o-¡m-\p-Å kp-{]ow tIm-S-Xn-bp-sS A-´yim-k-\w \-S-¸m-¡m-³ C-\n Zn-h-k-§Ä am-{X-amWv _m-¡n. kÀ-¡mÀ \n-e-]m-Sv I-Sp-¸n-¨m-epw ^v-fm-änÂ \n-¶v C-d-§n-sÃ-¶v D-S-a-IÄ, ^v-fm-äp-IÄ s]m-fn¡m-sX a-äv amÀ-K-an-sÃ-¶v No-^v sk-{I-«-dn, a-c-SnÂ ^v-fm-äv \nÀ-am-Xm-¡Ä-¡v F-Xn-sc {In-an-\Â tI-kv, D-S-a-IÄ-¡v \-ã-]-cn-lm-cw hm-§n \Â-I-W-sa-¶v No-^v sk-{I-«-dn, ssh-Zyp-Xn I-W-£-\p-IÄ hn-tOZn-¡m³ sI F-kv C _n, sh-Åw I-W-£-\p-IÄ hn-tO-Zn-¡m³ hm-«À A-tXm-dn-än, H-gn-bm-³ hn-k½-Xn-¡p-¶-hÀ-s¡-Xn-tc t{]m-kn-Iyq-j-³ \-S-]-SnIÄ. F-s´-Ãmw ap³ H-cp-¡-§Ä B-Wv a-c-Sv ^v-fmäv s]m-fn-¡m-s\-Sp-¡p-¶-Xv. H-cp-Im-e-¯v Im-b-epw ]p-g-I-fpw \oÀ-¯-S-§fpw I-≠Â-¡m-Sp-I-fpw \n-d-ªn-cp-¶ a-c-Sv C-¶v A-`q-X-]qÀ-h-am-b h-fÀ-¨-bn-te-¡p Ip-Xn-¡p-¶

Sm-Iv-kv tI-cf | H-Iv-täm_À 2019

kv-s]-jÂ ^o-¨À

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\-K-c-{]-tZ-i-am-Wv. ss^-hv ÌmÀ tlm«-ep-I-fpw kq-¸À kv-s]-jym-en-än B-ip]-{Xn-I-fpw e-£z-dn hm-l-\ tjm-dq-apI-fpw am-\w ap-s« \n-e-I-fp-Å ^v-fm-äv k-ap-¨b - § - f - pw a-cS- n-sâ ]-gb - Nn-{Xw ]msS am-bv-¨p I-f-ªn-cn-¡p-¶p. ]-©m-b¯m-bn-cp-¶ a-c-Sv 2010 Â ap-³-kn-¸m-enän- b m- b n D- b À- ¯ - s ¸- « p. C- ¶ n- t ¸mÄ tI-c-f-¯nÂ G-ä-hpw Iq-Sp-XÂ h-cp-am\-ap-Å ap-³-kn-¸m-en-än-I-fnÂ ap-¶n-emWv a-c-Sv. sIm-¨n tImÀ-¸-td-j-³ ]-cn-[nbnÂ \n-¶pw sh-dpw G-gp In-tem-ao-äÀ am-{Xw Zq-sc-bp-Å a-c-Sn-s\ tImÀ-¸-tdj-sâ `m-Ka - m-¡n am-äW - s - a-¶ B-hi - yw Aw-Ko-I-cn-¡-s¸-Sm-sX t]m-Ip-¶-Xn-\p ]n-¶n-epw ap-³-kn-¸m-en-än-bp-sS km-¼¯n-I h-cp-am-\w H-cp Im-c-W-am-Wv. Xo-c-tZ-i ]-cn-]m-e-\ \n-b-aw ew-Ln¨-Xn-\v a-c-Sn-se A-©v A-¸mÀ-«v-saâpIÄ s]m- f n- ¡ m- \ m- W v t\- c - s ¯ kp -{]ow-tIm-S-Xn D-¯-c-hn-«n-cp-¶-Xv. tlmfn s^-bv-¯v _nÂ-tU-gv-kv B-â v U-he-t¸-gv-kv en-an-ä-Un-sâ Ip-≠-¶q-cp-Å tlm-fn s^-bv-Xv F-¨v-Sp-H, BÂ-^ sht©-gv-kv ss{]-h-äv en-an-ä-Un-sâ s\-«qcp-Å BÂ-^ sh-t©-gv-kv C-c-« ^v-fmäv k-ap-¨-bw, sI hn tPm-kv tKmÄ-U-\v Im-b-tem-cw, P-bv-³ lu-knw-Kv B-â v I-¬-kv-{S-£-sâ s\-«qÀ tI-t«-g-¯v I-Shv sP-b³ tIm-dÂ tIm-hv, tlm-fn s^bv-¯v _nÂ-tU-gv-kv B-â v U-h-e-t¸-gvkv en-an-ä-Un-sâ tlm-fn-tU sl-dn-tä-Pv F-¶n-h-bv-¡m-Wv (C-XnÂ tlm-fn-tU sl-dn-tä-Pv \nÀ-am-Ww Xp-S-§n-bn-«n-Ã) a-cS- v {Km-a] - © - m-b¯ - v 2006 sk-]vä - w-_À 19-\v \nÀ-am-Wm-\p-a-Xn (_nÂ-Unw-Kv s] À-an-äv) \Â-In-b-Xv. ^v-fm-äv D-S-a-I-fpw \n

À- ½ m- X m- ¡ - f pw \Â- I n- b lÀ- P n kp{]ow-tIm-S-Xn X-Ån. kq-£v-a-am-bn lÀPn-IÄ ]-cn-tim-[n-¨p-sh-¶pw lÀ-PnI-fnÂ C-S-s]-tS-≠ km-l-N-cy-an-sÃ¶p-am-Wv ]p-\x-]-cn-tim-[-\ lÀ-Pn-IÄ X-Ån-s¡m-≠p-Å D-¯-c-hnÂ P-Ìn-kpam-cm-b A-cp¬ an-{ibpw \-ho³ kn³l- b pw hy- à - a m- ¡ p- ¶ - X v . C- t Xm- s S ^v-fm-äp-S-a-IÄ-¡v ap-¶n-se \n-b-a-h-gnIÄ A-S-bp-I-bm-Wv. C-\n D-¯-c-hnÂ ]n-g-hp-s≠-¶v Nq-≠n-¡m-«n Xn-cp-¯Â lÀ-Pn th-W-sa-¦nÂ \Â-Imw. A-Xnepw hy-Xy-kv-X D-¯-c-hn-\p-Å km-[yX-bn-Ã. 30 Zn-h-k-¯n-\-Iw ^v-fm-äp-IÄ s]mfn- ¨ p- a m- ä m³ sa- b v 8\m- b n- c p- ¶ p kp{]ow-tIm-S-Xn D-¯-c-hn-«-Xv. tI-knÂ X- § - f p- s S `m- K w tI- « n- s Ã- ¶ v Nq- ≠ n¡m-«n ^v-fm-äp-S-a-IÄ \Â-In-b lÀ-Pn I-gn-ª Pq-em-bv 5\v tIm-S-Xn X-Ån-bncp-¶p. tIm-S-Xn-sb sX-än-²-cn-¸n-¡m³ {i-an-¨mÂ A-`n-`m-jI - À-s¡-Xn-sc \-S] - Sn-sb-Sp-¡p-sa-¶ Xm-¡o-tXm-sS-bm-bncp-¶p Pq-em-bv 5se D-¯-c-hv. A-Xn-\v ti-j-am-Wv C-t¸mÄ ]p-\x-]-cn-tim-[-\ lÀ-Pn-IÄ Iq-Sn X-Ån-b-Xv. a-cS- nÂ Xo-ct- Z-i] - c - n-]m-e\ - N - «- w ewLn-¨v \nÀ-an-¨ ^vf - m-äp-IÄ s]m-fn-¡p-¶ {]-iv-\-¯nÂ D-b-cp-¶ hm-Z-{]-Xn-hm-Z§-fnÂ t\-cpw \p-W-bpw C-S-I-eÀ-¶ncn- ¡ p- ¶ p. Nn- e sX- ä p- I Ä A- d n- ª psIm-≠pw Nn-e-Xv A-Ú-X-sIm-≠pw {]-N-cn-¸n-¡p-¶-h-bm-Wv. 2019 ta-bv 8\v kp-{]ow-tIm-S-Xn ]p-d-s¸-Sp-hn-¨ D-¯c- h m- W v F- Ã m- h - s c- b pw sR- « n- ¨ - X pw h-en-b hn-hm-Z-am-bn am-dn-b-Xpw. tI-c-f Xo-c-tZ-i-]-cn-]m-e-\ A-tXm-dn-än-bm-Wv

kp-{]ow-tIm-S-Xn-bn-se lÀ-Pn-¡m-c-³. a-cS- v \-Kc - k - `- , kw-Øm-\ kÀ-¡mÀ, sI«n-S\ - nÀ-am-Xm-¡Ä F-¶n-hc - m-Wv F-XnÀI-£n-IÄ. ^v-fm-äv D-S-a-IÄ H-cp L-«¯n-epw I-£n-If - m-bn-Ã. kw-Øm-\¯ - v Xo- c - t Z- i - ] - c n- ] m- e - \ - \ n- b - a w \- S - ¸ m¡m-³ \n-b-a-]-c-am-b _m-[y-X-bp-Å kw- h n- [ m- \ - a m- W v Xo- c - t Z- i - ] - c n- ] m - e - \ A- t Xm- d n- ä n. Xo- c - t Z- i - ] - c n- ] m- e \-N-«w ew-Ln-¨v \nÀ-an-¨ ^v-fm-äp-IÄs¡-Xn-sc \-S-]-Sn-sbm-¶pw th-s≠-¶v Xo-cp-am-\n-¨ ssl-t¡m-S-Xn-hn-[n d-±m¡- W - s a- ¶ pw A- \ p- _ - Ô - a m- b n kp{]ow- t Im- S - X n- ¡ v D- N n- X - s a- ¶ p- t Xm¶p- ¶ D- ¯ - c - h p- I Ä ]p- d - s ¸- S p- h n-¡Ww F-¶p-am-Wv Xo-c-tZ-i-]-cn-]m-e-\ A-tXm-dn-än B-h-iy-s¸-«-Xv. Xo-c-tZ-i \n-b-{´-W ta-J-e (coastal regulation zoneCRZ) hn-Úm-]-\w A-\pk-cn-¨p-Å Im-ä-K-dn-I-fnÂ kn-BÀ-Ckv-Uv H-¶n-epw aq-¶n-epw h-cp-¶-Xm-Wv a-c-Sv. C-t¸mÄ C-Xv Im-ä-K-dn c- ≠nÂ B-sW-¶p ]-d-bp-¶p-≠v G-Xv Im-ä-K-dnbnÂ h-cp-¶p F-¶-Xn-t\-¡mÄ {]-[m\w, a-c-Sv \-K-c-k-` Xo-c-tZ-i \n-b-{´-W ta-Je - b - nÂ-s¸-Sp-¶ {]-tZ-ia - m-Wv F-¶Xm-Wv. 1994 Â ]mÀ-e-saâ v ]m-km-¡n-b N-«-¯nÂ ]-d-ªn-cn-¡p-¶-Xv th-en-tbä-hpw th-en-bn-d-¡-hpw (low tide and high tide) _m-[n-¡p-¶ ]-©m-b-¯v/ap-³kn¸m-en-än {]-tZ-i-§-fnÂ ]p-Xp-Xm-bn H-cp _nÂ-Unw-Kv \nÀ-an-¡p-¶-Xn-\v sI-kn-Ck-Uv-Fw-F-bp-sS F-³-H-F-kn hm-§nbn-cn-¡-Ww F-¶m-Wv. A-§-s\-sbm-cp A-\p-a-Xn In-«n-bmÂ am-{X-sa _nÂ-UnwKv s]À-an-äv \Â-Im-hq. tIm-ÌÂ tkmWv am-t\-Pv-saâ v A-tXm-dn-än-bp-sS F³H-F-kn-¡m-bn _nÂ-Unw-Kv s]À-an-än-sâ A-t]-£-IÄ ]-©m-b-¯v/ap-³kn-¸Â sk-{I-«-dn-t¡m A-X-sÃ-¦nÂ _nÂ-tUgv-kn-\v t\-cn-t«m \Â-Imw. H-cp \n-Ýn-X ^o-kv A-S-bv-¡-Ww. A-Xn-\p-ti-jw D-tZym-K-ØÀ Ø-ew k-µÀ-in-¡p-Ibpw kÀ- t h \- ¼ À A- \ p- k - c n- ¨ p- Å Ø-ew kn-BÀ-C-k-Uv Im-ä-K-dn-bnÂ h-cp-¶-Xm-tWm F-¶v ]-cn-tim-[n-¡pI-bpw sN-¿pw. _nÂ-Unw-Kv \nÀ-am-W¯n- \ v X- S - k - a n- s Ã- ¦ nÂ, A- t Xm- d n- ä n

kv-s]-jÂ ^o-¨À D-tZym-K-ØÀ \nÀ-tZ-in-¡p-¶ am-\-Z-Þ-§Ä (F-^v-F-BÀ ^v-tfmÀ G-cn-b td-jyp A-S¡w) ]m- e n- ¨ p sIm- ≠ v \nÀam- W w \- S - ¯ mw. C- { X- b pw \n-b-a-]-c-am-bn \-S-¡p-¶ Imcy-§Ä. kp- { ]ow- t Im- S - X n- h n- [ n A-{]-Xo-£n-X-am-bn-cp-s¶-¦nepw s]-s«-¶p-≠m-b H-¶-Ã. 2015 Un-kw-_-dn-em-W v Xo-ctZ-i-]-cn-]m-e-\ A-tXm-dn-än kp-{]ow tIm-S-Xn-sb k-ao-]n¡p- ¶ - X v . aq- ¶ - c hÀ- j - ¯ n\p-ti-j-am-Wv A-´n-a-hn-[n. C-X n-\n-sS 2018 \-h w-_ -d nÂ C-S-¡m-e D-¯-c-hn-eq-sS kp{]ow-tIm-S-Xn aq-¶w-K A-t\zj- W - k - a n- X n- s b \n- t bm- K n¨p. B k-an-Xn-bp-sS dn-t¸mÀ-«m-Wv \n À-Wm-b-I-am-b-Xv. C-t¸mÄ G-sd hn-hmZ-am-b-Xpw. k-an-Xn-bp-sS {]-hÀ-¯-\-coXn-Is - f-¡p-dn-¨pw I-s≠-¯e - p-Is - f-¡pdn-¨pw cq-£a - m-b hn-aÀ-i\ - a - m-Wv ^vf - m-äv D-S-a-IÄ D-bÀ-¯p-¶-Xv. D-S-a-IÄ-¡v A-\p-Iq-e-am-b sslt¡m- S - X n Un- h n- j ³ s_- © v hn- [ ns¡-Xn-sc tI-c-f Xo-c-tZ-i-]-cn-]m-e-\ A-tXm-dn-än \Â-In-b A-¸o-en-em-Wv sa- b v F- « n- \ v kp- { ]ow- t Im- S - X n hn- [ n ]-dª X - v. sI-«n-S§ - Ä \nÀ-½n-¨X - v Xo-ctZ-i ]-cn-]m-e-\ N-«w ew-Ln-¨m-sW-¶v I-s≠-¯n-bm-bn-cp-¶p \-S-]-Sn. 2006Â a-c-Sv ]-©m-b-¯m-bn-cn-s¡ kn.BÀ tkm¬ 3 Â DÄ-s¸-« {]-tZ-i-¯m-Wv sI-«n-S§ - Ä \nÀ-½n-¨X - v. ]n-¶o-Sv a-cS- v ap\n-kn-¸m-en-än-bm-bn. \n-e-hnÂ A-¸mÀ-«vsaâp-I-fp-Å Ø-ew kn.BÀ tkm¬ 2em-sW-¶pw C-hn-S-s¯ \nÀ-½m-W§Ä-¡v Xo-c-tZ-i ]-cn-]m-e-\ A-tXmdn-än-bp-sS A-\p-a-Xn B-h-iy-an-sÃ-¶pam-bn-cp-¶p sI-«n-S D-S-a-I-fp-sS hm-Zw. \nÀ-½m-W A-\p-a-Xn e-`n-¡p-t¼mÄ Ø- e w kn.BÀ 3 Â B- b n- c p- ¶ - X n\mÂ A- \ p- a - X n \nÀ- _ - Ô - a m- s W¶v tIm- S - X n hy- à - a m- ¡ n- b n- c p- ¶ p. F-¶mÂ Xm-a-k-¡mÀ-¡v Ip-d-¨p {]Xo-£ \Â-In-sIm-≠v kp-{]o-tIm-S-Xn Xo-cp-am-\w h-¶p. a- c - S v ^v - f m- ä n- s e Xm- a - k - ¡ mÀ- ¡ v \-ã-]-cn-lm-cw \Â-Im-\p-Å \-S-]-Snbp-t≠m-sb-¶v kp-{]ow tIm-S-Xn B-cmªp. A-hÀ-¡v a-säm-cp Xm-a-k-kuI-cy-§Ä H-cp-¡-W-sa-¶pw tIm-S-Xn hy-à-am-¡n. kÀ-¡m-cn-\v F-{X cq-] \-ã-]-cn-lmcw \Â-Im-\m-Ip-sa-¶v hy-à-am-¡-W30

Sm-Iv-kv tI-cf | H-Iv-täm_À 2019

Special feature

sa-¶pw tIm-S-Xn B-cm-ªp. F-¶mÂ ^v-fm-än-se Xm-a-k-¡mÀ-¡v a-Xn-bm-b \-ã-]-cn-lm-cw \n-Ý-bn-¡p-¶-Xn-\mbn hn-c-an-¨ ssl-t¡m-S-Xn P-Uv-Pn-bpsS A-[y-£-X-bnÂ H-cp I-½n-än cq-]oI-cn-¨p. ^v-fm-äp-IÄ s]m-fn-¡m³ km[y- a - s Ã- ¦ nÂ s]m- f n- ¡ m³ a- s äm- c p G-P³-kn-sb G-ev-]n-t¡-≠n h-cp-sa¶v kp-{]ow tIm-S-Xn. F-¶mÂ s]m-fn¡Â \-S-]-Sn B-cw-`n-s¨-¶v kÀ-¡mÀ tIm-S-Xn-sb A-dn-bn-¨p. s]m-fn-¡p-¶Xn-\v Ir-Xy-am-b k-a-b {I-aw \n-Ý-bn-¨Xm-bpw kÀ-¡m-cn-\v th-≠n lm-P-cm-b A-`n-`m-j-I³ hy-à-am-¡n. a-c-Sv ^v-fmäv D- S - a - I - Ä - ¡ v k- À - ¡ m- À D- S - ³ - X - s ¶

1994Â ]mÀ-e-saâv ]m-km-¡n-b N-«-¯nÂ ]-d-ªn-cn-¡p-¶-Xv th-entb-ä-hpw th-en-bn-d-¡-hpw (low tide and high tide)

_m-[n-¡p-¶ ]-©m-b¯v/ap³kn-¸m-en-än {]-tZi-§-fnÂ ]p-Xp-Xm-bn H-cp _nÂ-Unw-Kv \nÀ-an-¡p-¶-Xn-\v sIkn-C-k-Uv-Fw-F-bp-sS F³H-F-kn hm-§n-bn-cn¡-Ww F-¶m-Wv

25 e- £ w- c q- ] Xm- e v - ¡ m- e n- I \-ã-]-cn-lm-cw \-ev-Im-³ kp{]ow tIm-S-Xn \n-À-tZ-iw. \-ã-]cn- l m- c - ¯ p- I ^v - f m- ä v \n- À - a mXm- ¡ - f n- Â - \ n- ¶ v Cu- S m- ¡ pw. \-ã-]-cn-lm-cw ]q-À-®-am-bpw \n-À-am-Xm-¡-fn-Â \n-¶v Cu-Sm¡p-sa-¶pw, tIm-S-Xn-bp-sS \n À-tZ-iw A-\p-k-cn-¨v \-ã-]-cnlm-cw I-s≠-¯m-\p-Å k-an-Xn Aw-K-§-fp-sS ]-«n-I D-S-³ k-a-À¸n-¡p-sa-¶pw No-^v sk-{I-«-dn hy-à-am-¡n. kp- { ]ow- t Im- S - X n hn- [ n- I Ä \-S-¸n-em-¡n-bn-sÃ-¦nÂ F-´v kw-`-hn-¡pw ? `- c - W - L - S - \ \n- b - a - ¯ nse Separation of powers F- ¶ dotcrine Â hn- i z- k n- ¡ p- ¶ \- ½ p- s S \m- « nÂ Pp- U o- j y- d n- b pw, F-Iv-kn-Iyq-«o-hpw hy-Xy-kv-X A-[nIm- c {Zp- h - § Ä B- s W- ¦ n- e pw kp{]ow-tIm-S-Xn-bp-sS hn-[n A-´n-a hm¡m- W v . hn- [ n A- \ p- k - c n- ¨ n- s Ã- ¦ nÂ kÀ-¡m-cn-sâ G-ä-hpw D-¶-X F-Iv-knIyq-«o-hv {]-Xn-\n-[n-bm-b No-^v sk-{I«-dn-s¡-Xn-sc tIm-S-Xn-b-e-£y-¯n-\v tI-sk-Sp-¯v P-bn-enÂ A-S-bv-¡mw. tIm-Sn-¡-W-¡n-\p cq-] kÀ-¡m-cnÂ \n-¶pw ]n-g Cu-Sm-¡mw. `-c-W-L-S-\ tIm- S - X n- b p- s S D- ¯ - c - h v \- S - ¸ n- e m¡m-¯ kw-Øm-\-s¯ ]n-cn-¨p-hn-Sm³ cm-{ã-]-Xn-tbm-Sv B-h-iy-s¸-Smw. PpUo-jyÂ B-Iv-än-hn-k-¯n-sâ `m-K-ambn ]p-d-s¸-Sp-hn-¡p-¶ hn-[n-IÄ \-S-¸nem-¡m-\p-Å ap³-ssI F-Sp-¡p-¶ H-cp co-Xn-Iq-sS \-½p-sS tIm-S-Xn-IÄ A-\phÀ-¯n-¨p-h-cm-dp-≠v.'guardian angel of fundamental rights " `-cW - L - S- \ - b - p-sS Imh-em-fm-b kp-{]ow-tIm-S-Xn hn-[n [n-¡cn-¨p kÀ-¡m-cn-\v ap-t¶m-«v t]m-Im³ km-[n-¡n-Ã. t]m-eo-kv ap-XÂ km-bp-[ ssk-\y-¯n-sâ h-sc k-lm-bw D-d-¸m¡n-s¡m-≠v `-c-W-L-S-\m tIm-S-Xn-bpsS hn-[n \-S¸ - n-em-¡m-\p-Å \-S] - S- n-IÄ kp-{]ow-tIm-S-Xn-¡v kzo-I-cn-¡mw. "a-cp-`q-an-bnÂ ]-Wn-sb-Sp-¯ k-¼mZyw Iq-«n-t¨À-¯v hm-§n-b ^v-fm-äm-Wv C- Ã m- X m- I p- ¶ - X v . \n- k - l m- b - c m- W v R-§Ä. ]p-d-¯p {]-N-cn-¡p-¶-Xp-t]mse I- Å - ¸ - W w sIm- ≠ - Ã , Ip- S pw- _ kz-¯v hn-äm-Wv ]-e-cpw C-Xv hm-§nb-Xv. R-§Ä-¡v C-\n F-´p-sN-¿-Wsa-¶-dn-bn-Ã.' ^v-fm-än-se Xm-a-k-¡mÀ ]-d-bp-¶p. an-¡-h-cpw hn-tZ-i-¯v ]-Wnsb-Sp-¯p-≠m-¡n-b Im-ip-sIm-≠m-Wv ^v-fm-äv hm-§n-b-Xv. A-Xm-Wv \-ã-amIm³ t]m-Ip-¶-Xv.

\n-t£-]w

Investment

cq-]-bp-sS aq-eyw C-Sn-bp-¶p

{]-hm-kn-I-Ä-¡v \n-t£-]m-h-k-cw

[n- b m- W v Hm- l - c n hn- ] - W n- b n- s e \nt£-]w. F-¶m-Â \n-t£-]w \-ã km[y-X-I-Ä-¡v Iq-Sn hn-t[-b-am-Wv F-¶Xn-\m-Â Hm-l-cn-I-fp-sS {]-I-S-\w hn-e C-cp-¯n t]m-À-«v t^m-fn-tbm-bn-Â B-hiy-am-b Xn-cp-¯-ep-I-Ä h-cp-¯m-³ a-d¡-cp-Xv.

Øn-c \n-t£-]-§-Ä

{Iq

-Uv Hm-bn-Â hn-e h-À-²-\, h- À - ² n- ¨ p h- c p- ¶ I- d â v A-¡u-≠v I-½n, bp.F-kv-ssN-\ hym]m-c X-À-¡-§-Ä Xp-S-§n \n-c-h-[n Im-cW-§f - m-Â tUm-fd - n-s\-Xn-sc cq-]b - p-sS aq-eyw C-Sn-bp-¶-Xv Xp-S-À-¡-Y-bm-Ip-¶p≠v. I-b-äp-a-Xn sN-¿p-¶-h-sc kw-_Ôn-¨n-S-t¯m-fw cq-]-bp-sS aq-eyw C-Snbp- ¶ - X v Kp- W - I - c - a m- W v . tUm- f - d n- Â e- `n-¡p-¶ {]-X n- ^ - e w cq- ] - b n- t e- ¡ v am- ä p- t ¼m- Ä Iq- S p- X - Â Xp- I e- ` n- ¡ psa-¶-Xv X-s¶-bm-Wv Im-c-Ww. C-´ybn- Â \n- ¶ v I- b - ä p- a - X n cw- K - ¯ p- Å sF.Sn I- ¼ - \ n- I Ä D- Ä - s ¸- s S- b p- Å kw-cw-`-§-Ä-¡v C-Xv h-cp-am-\ h-À-²-\hv D-≠m-¡pw F-³-B-À.sF-I-sf kw_-Ôn-¨n-S-t¯m-fw C-Xv H-cp \n-t£ -]m-h-k-c-hp-am-Wv. hn-tZ-i C-´y-¡m-À \n-t£-]-¯n-\m-bn B-{i-bn-¡p-¶ taJ-e-I-Ä.

dn-b-Â F-tÌ-äv s]m-Xp-th dn-b-Â F-tÌ-äv ta-J-e am-µy-¯n-Â B-Wv F-¦n-epw tUm-f-dns\-Xn-sc cq-] X-f-À-¶v \n-Â-¡p-t¼m-Ä dn- b - Â F- t Ì- ä v cw- K - ¯ v \n- t £- ] w \- S - ¯ m- ³ B- { K- l n- ¡ p- ¶ - h - À D- ≠ v . F- ³ .B- À .sF- I - s f kw- _ - Ô n- ¨ n- S t¯m-fw, Øn-c-\n-t£-]-§-Ä, kz-ÀWw Xp-S-§n-b ]-c-¼-cm-K-X \n-t£-] am-À-K-§-tf-¡m-Ä dn-b-Â F-tÌ-äv cw-

K-s¯ \n-t£-]w B-I-À-j-I-am-Wv. {]-tXy-In-¨v \-K-c-§-fn-se dn-b-Â F-t Ì-ä v ta- J - e - b n- e p- Å \n- t £- ] w. `q-an-bp-sS hn-e h-À-²-\ D-Ä-s¸-sS-bp-Å Im-c-W-§-fm-Â ]n-¶o-Sp-Å h-kv-Xp, sI-«n-S-§-fp-sS hn-Â-¸-\ an-I-¨ dn-t«¬ t\-Sn X-cpw. sI-«n-S-§-Ä hm-S-I-bv¡v \-Â-Ip-¶-Xpw `m-hn-bn-te-¡v ap-XÂ-¡q-«m-Ipw.

ayq-¨Â ^-@p-I-Ä hn- t Z- i C- ´ y- ¡ m- À - ¡ v G- ä - h pw B-IÀ-j-I-am-b \n-t£-] co-Xn-bm-Wv ayq-¨Â ^-≠p-I-fn-se \n-t£-]w. hn-Z-Kv-[-cm-b ^-≠v am-t\-P-À-am-À ssI-Im-cyw sN-¿p-¶ C-Izn-än, sU-äv, _m-e-³-kv-Uv ^-≠p-I-fn-Â \n-t£-]m -h-k-cw D-≠v. Zo-À-L-Im-em-Sn-Øm-\¯n-Â an-I¨ - dn-t«-¬ X-cp-¶ ^-≠p-IÄ I-s≠-¯n \n-t£-]n-¡p-¶-Xv k-¼-¯v h-À-[-\-bv-¡v C-S-bm-¡pw.

Hm-l-cn-I-Ä Hm- l - c n hn- ] - W n- t b- ¡ p- d n- ¨ pw \n-t£-]-s¯-¡p-dn-¨pw B-g-¯n-Â ] T-\w \-S¯ - n-bX - n-\v ti-jw h-fÀ - ¨ - m km[y-X-bp-Å an-I-¨ Hm-l-cn-I-Ä I-s≠¯n \n-t£-]n-¡p-¶-Xv {]-Xn-h-À-jw 12 ap-X-Â 15 i-X-am-\w h-sc dn-t«-¬ t\Sn X-t¶-¡mw. Zo-À-L-Im-em-Sn-Øm-\¯n-Â k-¼¯ - v h-fÀ-¯m-³ an-I¨ - D-]m-

K-Ä-^n-Â tPm-en sN-¿p-¶ {]-hmkn C-´y-¡m-cp-sS D-Ä-s¸-sS C-ã-s¸-« \n-t£-] am-À-K-am-Wv ^n-Iv-k-Uv Unt¸m-kn-äv D-Ä-s¸-S-bp-Å-h. Xm-c-X-tay-\ kp-c-£n-X-am-b C-¯-cw am-À-K-§-fn-Â \n- t £- ] w D- Å - h - À \n- c - h - [ n- b m- W v . ]-W-s¸-cp-¸-¯n-\v A-\p-k-cn-¨p-Å dnt«-¬ am-{X-am-Ipw C-Xn-Â \n-¶v e-`n¡p-I F-¶m-Â Zo-À-L-Im-em-Sn-Øm\- ¯ n- e p- Å k- ¼ - ¯ v h- À - [ - \ - b v - ¡ v Øn- c - \ n- t £- ] - § - f n- s e ]- e n- i - s b am-{Xw B-{i-bn-¡m-\m-In-Ã. \n-t£]-¯n-\m-bn _m-¦p-I-Ä Xn-c-sª-Sp¡pw ap-¼v F-³.B-À.sF \n-t£-]-§Ä-¡v B-I-À-j-I-am-b ]-en-i-bpw a-äpw \-Â-Ip-¶ _m-¦p-I-Ä Xn-c-sª-Sp-¡m\pw {i-²n-¡mw.\n-Ip-Xn C-f-hv D-Å \nt£-] am-À-K-§-Ä B-Wv Xm-Â-¸-cyw F-¦n-Â F-³.]n.F-kv t]m-ep-Å-h-bpw ]-cn-K-Wn-¡mw.

tKm-Ä-Uv ^-@p-I-Ä, C.Sn.F-^p-I-Ä kz-À-W hn-e A-Sn-bv-¡n-sS D-b-À¶v sIm-≠n-cn-¡p-t¼m-Ä kp-c-£n-Xam-b \n-t£-] am-À-Kw F-¶ co-Xn-bn-Â kz-À-W-s¯ B-{i-bn-¡p-¶-h-cpw Ipd-h-Ã. `u-Xn-I cq-]-¯n-ep-Å kz-À-Wt¯-¡m-Ä Xm-c-X-tay-\ dn-kv-¡v Ip-d-ª tKmÄ-Uv C.Sn.F-^p-I-Ä, tKm-Ä-Uv ^-≠I-Ä F-¶n-h-bn-Â \n-t£-]w \-S-¯mw. kz-À-W hn-e h-À-[-\-bv-¡v B-\p-]m-XnI-am-b t\-«w C-¯-cw ^-≠p-I-fn-Â \n¶v e-`n-¡pw. tKm-Ä-Uv C.Sn.F-^p-I-fn-Â bq-Wnäv A-Sn-Øm-\-¯n-Â \n-t£-]n-¡m-\mIpw. H-Iv-täm_À 2019 | Sm-Iv-kv tI-cf

t]gv-k-WÂ ^n-\m³-kv

Personal Finance

kz-À-W-¸-W-b Im-À-jn-I-hm-bv-]bn-t·Â ]p-\À-hn-Nn-´-\-hp-am-bn

dn-kÀ-hv _m-¦v

IÀ-j-IÀ-¡m-bn sIm@p-h-¶ Cu kv-Iow H-cp-]m-Sp-t]À Zp-cp-]-tbm-Kw sN-bv-Xn-cp-¶p F-¶-Xv hm-kv-X-h-am-Wv. C-t¸m-g-Xv dn-kÀ-hv _m-¦n-sâ {i-²-bnÂ s]-«n-cn-¡p-I-bm-Wv

[ - m-cW - ¡ - m-cp-sS {]n-bs - ¸-« H-cp "\n-t£-]' ]-²-Xn-bmbn-cp-¶p kzÀ-W-¸-W-b-¯n-t·Â ]-eni-bn-f-hp-Å ImÀ-jn-I-hm-bv-]. ]-e-cpw Cu hm-bv-] kzÀ-Ww tem-¡-dnÂ sshIp-¶-t]m-se D-]-tbm-K-s¸-Sp-¯n, hmbv-]-¯p-I F-^v-Un bnÂ \n-t£-]n¨p em-`-ap-≠m-¡n h-cn-I-bm-bn-cp-¶p. C-t¸mÄ Cu hm-bv-] \Â-Ip-¶-Xv \n À- ¯ - e m- ¡ - W - s a- ¶ v dn- k À- h v _m- ¦ v \n-tbm-Kn-¨ I-½n-än-bpw ip-]mÀ-i sNbv-Xp. {l-kz-Im-e ImÀ-jn-I-hm-bv-]-Isf-Ãmw In-km³ s{I-Un-äv ImÀ-Un-eq-sS am-{Xw \Â-IW - s - a-¶m-Wv I-½n-än-bp-sS ip-]mÀ-i. C-¡m-cy-s¯-¡p-dn-¨v ]Tn¡m³ dn-kÀ-hv _m-¦v \n-tbm-Kn-¨ C-tâWÂ hÀ-¡n-Mv {Kq-¸m-Wv C-§-s\ H-cp ip-]mÀ-i ap-t¶m-«p h-¨-Xv. dn-t¸mÀ-«v I-gn-ª-bm-gv-N dn-kÀ-hv _m-¦v K-hÀWÀ-¡v k-aÀ-¸n-¨p.

A-]m-I-X-IÄ hm- b v - ] - \ Â- I p- ¶ - X v Ir- j n- ¡ pth- ≠ sN- e - h n- s â A- S n- Ø m- \ - ¯ ne-Ã, kzÀ-W-¯n-sâ A-f-h-\p-k-cn-¨mWv. A-Xn-\mÂ B-h-iy-ap-Å-Xn-epw

Sm-Iv-kv tI-cf | H-Iv-täm_À 2019

Iq-Sp-XÂ B-fp-IÄ hm-bv-]-sb-Sp-¡pw. kp-c-£n-X-am-b-Xn-\mÂ C-¯-cw hmbv-] \Â-Im³ _m-¦p-IÄ-¡v {]-tXyIw Xm-Xv-]-cy-ap-≠v. F-¶mÂ, hm-bv-] F-Sp-¡p-¶ ]-Ww ]-e-cpw Ir-jn-bv-¡v th-≠n-b-Ã a-äm-h-iy-§Ä-¡m-Wv hn\n-tbm-Kn-¡p-¶X - v. C-¯c - w hm-bv] - I - Ä IÀ-j-I-cp-sS I-S-_m-[y-X hÀ-[n-¸n-¡p¶-Xm-bpw I-½n-än hn-e-bn-cp-¯n.

In-km³ s{I-Un-äv ImÀ-Uv ImÀ-jn-I hm-bv-]-bv-¡p-Å A-\ptbm-Py amÀ-K-am-Wv tI-{µ kÀ-¡m-cnsâ In-km³ s{I-Un-äv ImÀ-Uv. C-Xp-hg - n A-\À-l-sc ]-²-Xn-bnÂ \n-¶v H-gn-hm¡m-\m-Ipw. F-Ãm In-km³ s{I-Un-äv ImÀ-Up-I-fpw B-[m-dp-am-bn _-Ôn-¸n¡p-I-bpw th-Ww. F-¶mÂ, tI-c-fw, X-an-gv-\m-Sv, B-{Ôm-{]-tZ-iv, IÀ-Wm-S-I F-¶n-hn-S§ - f - nÂ In-km³ {I-Un-äv ImÀUv h-gn hm-bv-] F-Sp-¡p-¶-hÀ h-f-sc Ip-d-hm-sW-¶pw dn-kÀ-hv _m-¦n-sâ k-an-Xn I-s≠-¯n.

\-S-]-Sn-IÄ D-S-\n-Ã! dn-kÀ-hv \n-tbm-Kn-¨ k-an-Xn ip-]m

À-i sN-bv-Xn-«p-s≠-¦n-epw ]-en-i-bnf- h p- Å kzÀ- W - ¸ - W - b ImÀ- j n- I hm-bv-] Cu km-¼-¯n-I-hÀ-jw \nÀ¯-em-¡m³ km-[y-X-bn-sÃ-¶m-Wv hnh-cw. Im-c-Ww km-¼-¯n-I am-µy-s¯ Xp-SÀ-¶v Iq-Sp-XÂ hm-bv-] hn-X-c-Ww sN-¿m³ I-gn-ª Zn-h-kw [-\-a-{´n _m-¦p-IÄ \nÀ-t±-iw \Â-In-bn-cp-¶p. km-¼-¯n-I am-µy-s¯ X-S-bp-I-bmWv \n- e - h nÂ kÀ- ¡ m- c n- s â {]- [ m- \ e-£yw. \q-em-am-e-I-fn-Ãm-sX F-fp-¸-¯nÂ km-[m-c-W-¡mÀ-¡v e-`n-¨n-cp-¶ H-cp hm-bv-]-bm-bn-cp-¶p kzÀ-Ww ]-W-bw h-¨p-Å ImÀ-jn-I hm-bv-]. A-Xp-sIm≠v X-s¶ 3 e-£w cq-] h-sc-bp-Å Xp-IIÄ-¡v IÀ-j-I-cpw km-[m-c-W-¡m-cpw Iq-Sp-XÂ B-{i-bn-¨n-cp-¶-Xpw Cu hmbv-]-sb-bm-Wv. Cu hm-bv-] \nÀ-¯-em¡n-bmÂ km-[m-c-W-¡mÀ-¡v hm-bv-] F-Sp-¡m³ Iq-Sp-XÂ _p-²n-ap-t«- ≠n h-cpw. Im-c-Ww Cu-Sn-Ãm-sX H-cp e-£w cq- ] h- s c- b m- W p In- k m³ s{I- U n- ä v ImÀ-Uv h-gn hm-bv-] A-\p-h-Zn-¡p-I. C- X n- \ p ap- I - f nÂ hm- b v - ] th- W - s a¦nÂ Ir-jn-`q-an ]-W-bw h-bv-t¡-≠n h-cpw.

hym-]m-cw

Business

]p-Xn-b Un-Pn-ä-Â _n-kn-\-Êv C-´y-³ hym-]m-c ta-J-e-bn-Â I-gn-ª ]-Xn-äm@p ap-¼ph-sc sN-dp-In-S I-¨-h-S Øm-]-\-§-fm-bn-cp-¶p h-f-À-¶p h-¶-Xv. F-¶m-Â \-K-c-§-Ä h-fÀ-¶-tXm-sS h-³-In-S hym-]m-c Øm-]-\-§-fpw kq-¸-À-am-À-¡-äp-I-fpw \m-sS§pw ]-S-À-¶p. C-Xn-\p ]n-¶m-se Hm-¬-sse-³ hym-]m-c-hpw X-e-s]m-¡n. a-äv hn-tZ-i cm-Py-§-fn-te-Xpt]m-se B-a-tkm-¬, ^v-fn-¸v Im-À-«v, kv-\m-]v Uo-Â, tjm¸v ¢q-kv, s]-¸-À ^v-ssf, C-t_, B-kv-Iv ao _-kmÀ, an-{´, t] Sn.Fw, P-t_m-Mv Xp-S-§n-b h-³-In-S Hm-¬sse-³ hym-]m-cn-I-fpw hym-]m-c irw-J-e-bpw h-t´m-Xn-Â em-`w sIm-¿m-³ Xp-S-§n

km-[y-X-IÄ \-

hw-_-À 8-\v I-d-³-kn \n-tcm-[-\w \n-e-hn-Â h-¶-tXmsS P-\-§-Ä ]-W-an-Ãm-sX _p-²n-ap-«n. Cu k-a-bw Hm-¬-sse-³ hym-]m-cn-I-Ä-¡v X-§-fp-sS _n-kn-\-kv h-À²n-¡p-I-bpw sN-bv-Xp. em-`-¯n-sâ hmÀ-¯-I-Ä ]p-d-¯p h-¶-tXm-sS \m-«n-³-]p-d-§-fn-se sN-dn-b I-¨-h-S-¡m-À t]m-epw Hm-¬-sse-\n-te-¡v am-dm-\p-Å h-gn-I-Ä A-t\zjn-¨p Xp-S-§n.

Hm-¬-sse-\n-Â \n-¶pw Un-Pn-ä-en-te-¡v h-gn-am-dp-¶p. Hm-¬-sse-³ hym-]m-c-am-Wv A-Sp-¯n-sS-h-sc hym-]I-am-bn \-ap-¡v ]-cn-N-b-ap-≠m-bn-cp-¶-Xv. F-¶m-Â I-d-³kn \n-tcm-[-\-t¯m-sS-bm-Wv Un-Pn-ä-Â _n-kn-\-Êv F-¶v C-Xn-\v cq-]-am-äw kw-`-hn-¨-Xv. kw-cw-`-IÀ A-h-cp-sS D-Â¸-¶-§-Ä C-S-\n-e-¡m-cn-Ãm-sX-bpw sam-¯ hn-X-c-W-¡mcpw do-s«-bn-Â tjm-¸p-I-fpw C-Ãm-sX-bpw t\-cn-«v D-]-t`màm-¡-fn-te-¡v F-¯n-¡p-¶ co-Xn-bm-Wv Hm-¬-sse-³ _n-kn-\k - v. ]-Wa - n-S] - m-Sp-IÄ - s\-äv _m-¦nw-Kv h-gn \-S¡ - pw. F-¶m-Â C-Xn-Â \n-¶v Ip-d-¨p-Iq-Sn hy-Xy-Ø-am-Wv UnPn-ä-Â _n-kn-\-kv. Hm-tcm I-¨-h-S-¡m-c-\pw X-§-fp-sS I-S-bn-se km-[-\-§-Ä Hm-¬-sse-\m-bn hn-Â-¡p-¶-tXmsSm-¸w I-S-I-fn-Â t\-cn-s«-¯n D-Â-¸-¶-§Ä hm-§p-¶ D-]-t`m-àm-hn-Â \n-¶pw hn-e-bm-bn Cu-Sm-¡p-¶ Xp-I I-d-³-kn-bm-bn kzo-I-cn-¡m-sX kz-bv-]nw-Kv sa-jo-³ D-]tbm-Kn-t¨m sam-ss_-Â B-¹n-t¡-j-³ D-]-tbm-Kn-t¨m t]-Sn-Fw t]m-ep-Å I-¼-\n-I-fp-sS tk-h-\w D-]-tbm-Knt¨m Cu-Sm-¡p-¶p. C-hn-sS ]-Ww ssI-am-äw \-S-¡p-¶n-Ã. ]-I-cw D-Â-¸m-Z-I I-¼-\n-I-fn-Â \n-¶pw sam-¯ hn-X-c-W¡m-cn-Â \n-¶pw ti-J-cn-¨p-sh-¨ km-[-\-§-Ä Un-Pn-ä-Â

Sm-Iv-kv tI-cf | H-Iv-täm_À 2019

hym-]m-cw

Business

kw-cw-`-I-À A-h-cp-sS D-Â-¸-¶-§-Ä C-S-\n-e¡m-cn-Ãm-sX-bpw sam-¯ hn-X-c-W-¡m-cpw do-s«-bn-Â tjm-¸p-I-fpw C-Ãm-sX-bpw t\-cn-«v D-]-t`m-àm-¡-fn-te¡v F-¯n-¡p-¶ co-Xn-bmWv Hm-¬-sse-³ _n-kn-\kv-F-Ãmw A-¡u-@p-am-bn _-Ôn-¸n-¨-Xn-\m-Â em-`-\ã-§-fp-sS I-W-¡-dn-bm-³ s\-t«m-«w Hm-Sp-I-tbm tai-bn-Â kq-£n-¡m-³ H-cp _n-Â-_p-¡pw hn-Â-¸-\ \n-Ip-Xn D-tZym-K-Ø-À-¡v \-Â-Im-³-a-säm-cp _n-Ãpw Icp-Xn sh-t¡@tXm- CÃ

A-¡u-≠n-te-¡v ]-Ww kzo-I-cn-¡p¶p. sN-dp-In-S hym-]m-cn-I-sf k-lm-bn¡m-³ C-¯-cw [m-cm-fw Hm-¬-sse-³ {Kq-¸p-I-fpw Câ-À-s\-äv I-¼-\n-I-fpw cw-K-¯p-h-¶n-«p-≠v. ]-e-bn-S-¯pw sNdp-In-S-hym-]m-cn-I-fp-sS irw-J-e-bpw {]-h-À-¯n-¨p-h-cp-¶p-≠v. Iq-Sm-sX ]-¨¡-dn am-À-¡-äp-I-fn-Â-t]m-epw {]-ap-J t_-¦p-I-fp-sS ]n.H.F-kv sa-jn-\p-Ifpw Øm-]n-¨p I-gn-ªp.

k-l-I-c-W ta-J-e-tb-bpw c-£-s¸-Sp-¯mw t\m- « v {]- X n- k - Ô n- s b Xp- S - À - ¶ v {]-h-À-¯-\w a-µo-`-hn-¨ k-l-I-c-W ta-J-e-sb c-£-s¸-Sp-¯m-³ a-e-¸p-dw Pn-Ãb - n-se tX-ªn-¸m-e¯ - pw th-b\ - mSv Pn-Ã-bn-se \-Ãq-À-\m-Spw k-l-I-c-W t_-¦p-I-Ä B-hn-jv-¡-cn-¨ _n-kn-\-kv kw-hn-[m-\w {i-t²-b-am-Wv. X-§-fp-sS _-m¦n-Â A-¡u-≠p-Å F-Ãm-h-À-¡pw an-\n F.Sn.Fw. Im-À-Uv \-Â-Ip-I-bmWv C-h-À B-Zy-]-Sn-bm-bn sN-bv-X-Xv.

sU-_n-äv Im-À-Um-bn D-]-tbm-Kn-¡p-¶ C-¯-cw an-\n F.Sn.Fw. Im-À-Up-I-Ä D-]-tbm-Kn-¨v ho-«n-te-¡v B-h-iy-am-b F-Ãm \n-tXym-]-tbm-K km-[-\-§-fpw X-§-fp-sS {]-tZ-i-¯p-\n-¶p X-s¶ hm- § m- ³ k- l m- b w sN- ¿ p- I - b m- W v c-≠m-a-Xm-bn sN-bv-X-Xv. C-Xn-¶m-bn Cu Im-À-Up-I-Ä D-]-tbm-Kn-¡m-³ ]-änb ]n.H.F-kv. D-]-I-c-W-§-Ä {]-tZi-s¯ I-S-I-Ä-¡v \-Â-In. A-§-s\ I-S-I-fp-sS ]-W-an-S-]m-Spw s]m-Xp-P-\§-fp-sS ]-W-an-S-]m-Spw k-l-I-c-W _m-¦p-h-gn-bm-bn. t\m-«p £m-a-¯n-\nS-bn-epw I-¨-h-S-¡m-À-¡v _n-kn-\-kv Ip-d-ª-Xp-an-Ã s]m-Xp-P-\-§-Ä-¡v ]-«n-Wn-bp-ap-≠m-bn-Ã. a-äv k-l-I-c-W _m¦p-I-Ä-¡pw H-cp t]m-se am-Xr-Ibm-¡m-hp-¶-Xm-Wv C-Xv.

]-¨-¡-dn ap-X-Â C-e-t{Îm-Wn-Iv-kv h-sc Un-Pn-ä-Â _n-kn-\-Ên-te-¡v. h- b - \ m- S v Pn- Ã - b n- s e Np- t ≠- Â Øn-Xn-sN-¿p-¶ In-³-{^ ]m-À-¡n-Â

kw-hn-[m-\-¯n-eq-sS hn-Â-¸-\ \-S-¯n em-`w A-¡u-≠n-Â \n-e-\n-À-¯n sam¯-hn-X-c-W-¡m-c-\pw C-S-\n-e-¡m-c\pw D-Â¸ - m-ZI - \ - pw \-ÂI - m-\p-Å ]-Ww Hm-¬-sse³-h-gn X-s¶ ssI-am-äw sN¿p-¶p. Un-Pn-ä-Â _n-kn-\-Ên-se c-≠mw `m-Kw Hm-¬-sse-³ _n-kn-\-Êv-X-s¶bm-Wv. A-Xm-b-Xv X-§-fp-sS I-S-bnep-Å km-[-\-§-Ä a-äv G-sX-¦n-epw I-¼-\n-I-fp-tS-tbm tkm-^v-Sv sh-b-dpI-fp-tS-tbm sam-ss_-Â B-¹n-t¡-j\p-I-fp-tS-tbm k-lm-b-t¯m-sS D-]t`m-àm-hn-\v F-¯n-¨v hym-]m-cn-bp-sS H-Iv-täm_À 2019 | Sm-Iv-kv tI-cf

hym-]m-cw

\n-¶p-Å ss\-_-À tPm-bn F-¶ H-cp sN-dp-In-S Hm-¬-sse-³ hym-]m-c irwK-e-sb ]-cn-N-b-s¸-Smw. I-À-j-I-cp-sS tXm- « - ¯ n- Â \n- ¶ p- Å ]- ¨ - ¡ - d n- I - Ä A- X n- t h- K w Xn- c p- h - \ - ´ - ] p- c - ¯ n- t ebpw _mw-¥q-cn-te-bpw U-Â-ln-bn-tebpw a-äpw ho-Sp-I-fn-Â Hm-¬-sse-\m-bn F-¯n-¡p-¶ bp-hm-¡f - p-sS sN-dn-b kwcw-`-am-Wn-Xv. I-gn-ª Hm-W-¡m-e-¯v Kp-≠n-Â-t]-«-bn-Â \n-¶p-Å ]q-¡Ä-hsc C-h-À Hm-¬-sse-\m-bn hn-Â-¸-\ \-S¯n. I-d-³-kn {]-Xn-k-Ôn-sb Xp-S-À-¶v _p-²n-ap-«n-em-b h-b-\m-«n-se sN-dp-In-S I-¨h - S- ¡ - m-sc k-lm-bn-¡m-\m-bn C-hÀ B-cw-`n-¨ Un-Pn-ä-Â am-À-¡-änw-Kv {Kq-¸v C-Xn-t\m-S-Iw {i-² t\-Sn-¡-gn-ªp. tIc-f-¯n-se-bpw tI-c-f-¯n-\p ]p-d-t¯bpw [m-cm-fw sN-dp-In-S hym-]m-c Øm]-\-§-fm-Wv A-\p-Zn-\w Cu {Kq-¸n-Â Aw-K-am-bn sIm-≠n-cn-¡p-¶-Xv.

\n-Ip-Xn-sh-«n-¸v X-S-bmw sd-bn-Un-s\ t]-Sn-¡-@. tI-c-f-¯n-sâ ]-Ým-¯-e-¯n-Â kw- L - S n- X - c m- W v hym- ] m- c k- a q- l w. A- X p sIm- ≠ p- X - s ¶ G- s X- ¦ n- e pw H-cp I-S-bn-Â hn-Â-¸-\ \n-Ip-Xn D-tZymK-Ø-À sd-bn-Uv \-S-¯n-bm-Â I-S-I-Ä A-S-¨pw l-À-¯m-Â \-S-¯n-bpw {]-Xntj-[n-¡p-I ]-Xn-hm-Wv. hym-]n-c-I-Ä¡pw s]m-Xp-P\ - § - Ä-¡pw C-Xv H-cp-t]mse _p-²n-ap-«p-≠ m-¡p-¶p. F-¶m-Â _n- k n- \ - Ê v Un- P n- ä - e m- I p- ¶ - t Xm- s S I-S-bp-S-a-I-Ä-¡v X-§-fp-sS I-S-bn-Â tPm- e n sN- ¿ p- ¶ sXm- g n- e m- f n- I - s f A- h n- i z- k n- t ¡- ≠ - X n- Ã . I- W - ¡ p- I q«-Â F-fp-¸ ¯n-em-Ip-¶p. ssh-Ip-t¶c-am-Ip-t¼mÄ H-ä-¢n-¡n-Â A-¶-s¯ _n- k n- \ - Ê n- s â ]q- À - ® - h n- h - c w e- ` n¡p-¶p. H-¸w F-Ãmw A-¡u-≠p-am-bn _-Ôn-¸n-¨-Xn-\m-Â em-` \-ã-§-fp-sS I-W-¡-dn-bm-³ s\-t«m-«w Hm-Sp-I-tbm ta-i-bn-Â kq-£n-¡m-³ H-cp _n-Â-_p¡pw hn-Â¸ - \ - \n-Ip-Xn D-tZym-KØ À - ¡ - v \-Â-Im-³ a-säm-cp _n-Ãpw I-cp-Xn sh36

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Business

t¡-≠-Xn-Ã. F-Ãmw kp-Xm-cy-am-b-Xn\m-Â am-\-kn-I k-½-À-±w Ip-d-bp-¶p. I-Å-¡-W-¡n-Â ]n-Sn-¡-s¸-«m-Â Du-cnsb-Sp-¡m-³ D-tZym-K-Ø-s\ ssI-¡q-en \-Â-In kzm-[o-\n-t¡-≠-Xn-Ã. k-À-¡mcn-t\m-Sv k-l-I-cn-¨p t]m-Ip-¶-Xn-\m-Â km-aq-ly {]-Xn-_-²-X-bp-sS H-cp ]mTw Iq-Sn Un-Pn-ä-Â _n-kn-\-Ên-eq-sS {]m-hÀ-¯n-I-am-Ip-¶p. Nn-Ã-d-bn-Ãm-¯-Xn-sâ t]-cn-Â D-]t- `m-àm-hp-am-bn X-À¡ - n-t¡≠n-h-cp-¶n-Ã.

I-cp-Xn-bn-cn-¡mw X-«n-¸p-Im-sc. F- Ã mw Un- P n- ä - e m- b - t Xm- s S X- « n¸p-Im-cpw Un-Pn-ä-em-bn-«p-≠v. lm-¡-Àam-cpw Hm-¬-sse-³ I-Å-·m-cpw k-Poh- a m- I m- ³ C- S - b p- Å Im- e - a m- W n- X v .

A-Xp-sIm-≠p X-s¶ _n-kn-\-Êv UnPn-ä-em-¡p-t¼m-Ä H-cp ap-³-I-cp-X-epw B-hi - y-am-Wv. I-Sb - n-se A-¡u-≠n-se bq-k-À sF-Un-bpw ]m-kv-th-Upw c-lky-am-bn kq-£n-¡p-I-bm-Wv B-Zyw sN-t¿-≠-Xv. sam-ss_-Â h-gn C-S-]mSp-I-Ä \-S-¯p-¶-h-À H-cn-¡-epw th-KX- ¡ p- t h- ≠ n bq- k - À sF- U n- b pw ]m -kv-th-Upw sk-äp sN-bv-Xv h-bv-¡-cp-Xv. Hm- t cm X- h - W tem- K n- ³ sN- ¿ p- t ¼mgpw ]m-kv-th-Uv D-]-tbm-Kn-¨v I-b-dm-³ {i- a n- ¡ - W w. B- g v - N - b n- Â H- c n- ¡ - Â ]m- k v - t h- U v am- ä n sk- ä p sN- ¿ p- ¶ - X v \- Ã - X m- W v . C- s a- b nÂ sF.Un- b p- s S Im-cy-¯n-epw C-§-s\ X-s¶. I-S-bn-Â I-¼yq-«À D-]-tbm-Kn-¡p-¶ B-Ä-¡v ]qÀ-® A-[n-Im-cw \-Â-Ip-¶-Xn-\p ]-I-cw Xm-Â-¡m-en-I Np-a-X-e \-ev-Ip-¶ co-Xnbn-em-¡-Ww. sam-ss_-Â-t^m-Wv ssIam-äw sN-¿p-I-tbm a-äp-Å-h-À-¡v D-]tbm-Kn-¡m-³ \-Â-Ip-I-tbm sN-¿-cp-Xv. Iq-Sp-X-Â I-¼yq-«-dp-I-fpw s\-äp-h-À-¡pI-fpw D-]-tbm-Kn-¡p-¶-h-À ssk-_À sk-Iyq-cn-än kw-hn-[m-\-§-Ä D-]-tbmKn-t¡-≠-Xm-Wv. C-Xn-\m-bn [m-cm-fw tkm-^v-äv-sh-b-À I-¼-\n-I-Ä \n-e-hn-ep≠v. I-cmÀ A-Sn-Øm-\-¯n-tem a-täm I-S-I-Ä-¡p ap-¼n-Â sk-Iyq-cn-än Po-h-\¡m-c-s\ \n-b-an-¡p-¶-Xp-t]m-se ssk_-À sk-Iyq-cn-än kw-hn-[m-\w G-À-s¸Sp-¯p-¶-Xv \-Ã-Xm-Wv. "Iym-jv-se-kv C-t¡m-W-an'bn-te¡v \o-§p-I-bm-Wv C-´y. \-½p-sS {Kma-§-fpw C-Xn-t\m-Sv Xm-Xm-ay-s¸-«p-hcp- ¶ p. A- Xn- s â `m- K - a m- W v I- d - ³ - kn c-ln-X Un-Pn-ä-Â [-\-Im-cy hy-h-Øbpw Un-Pn-ä-Â _n-kn-\-Êpw. X-§-fp-sS sN-dn-b _n-kn-\-kv kw-cw-`-s¯-t¸mepw H-«pw sN-dp-X-Ãm-sX-bpw \-ã-an-ÃmsX-bpw \n-e\ - n-dp-¯p-I F-¶p-ÅX - m-Wv Hm-tcm I-¨h - S- ¡ - m-c\ - pw C-¶v t\-cn-Sp-¶ sh-Ãp-hn-fn. C-Xn-s\ A-Xn-Po-hn-¡m\p-Å am-À¤ - § - f - n-sem-¶v am-{X-am-Wv UnPn-ä-Â _n-kn-\-kv.

I-¼-\n \n-b-aw

Company Law

U-b-d-Î-À t_m-À-Un-sâ A-[n-Im-c-§Ä,

]p-Xn-b am-ä-§Ä!

1600-Â

tdm- b Â NmÀ- « À ap- t J- \ Øm- ] n¨ hy-Jym-X-am-b Cu-Ìv C-ým I-¼\n-bm-Wv C-ý-bnÂ B-Zy-am-sb-¯n-b sXm-gn-en-teÀ-s¸-« Aw-Ko-I r-X -am-b I-¼-\n.1844-Â Cw-¥-≠v tPm-bâ v tÌm¡v I-¼-\n \n-b-a-¯n-eq-sS, C-ý-bnÂ C-Xv 1850-Â \n-e-hnÂ h-cn-I-bpw 1857-Â C-ý-bnÂ tPm-bâ v tÌm-¡v I-¼-\n B-Îv ]m-Êm-hp-I-bpw sN-bv-Xp. B-Zyam-bn C-Xv C-ý-bnÂ en-an-ä-Uv e-b-_nen-än I-¼-\n-I-fp-sS B-K-a-\-¯n-\v XpS-¡w Ip-dn-¨p.1866-Â B-Zy-am-bn I-¼-\n B-Îv C-ý-bnÂ ]m-Êm-hp-I-bpw I-¼\n-I-fp-sS c-Pn-kv-t{S-j³, {]-hÀ-¯-\w, A-S-bv-¡Â F-¶n-h-bv-¡v H-cp \n-b-am-hen h-cp-I-bpw sN-bv-Xp. {_o-«n-jp-Im-cp-sS \n-b-a-s¯ A-\pI-cn-¨p-sIm-≠p-Å I-¼-\o-kv B-Îv 1913 Â C-ý³ I-¼-\n B-Îv {]-am-Wo-I-cn¡p-Ib - pw {_n-«o-jv tIm-SX - n \n-ba - § - Ä A-h-ew-_n-¡p-I-bpw sN-bv-Xp. kzm-X{ý-e-Ïn-¡p-ti-jw 1956-Â F-¨v.kn. _m-_ sN-bÀ-am-\m-b I-½n-än ip-]mÀ-i

Sm-Iv-kv tI-cf | H-Iv-täm_À 2019

sN-bv-X \nÀ-tZ-i-§Ä ]mÀ-e-saânÂ ]m-Êm-¡p-I-bpw, C-´y³ I-¼-\n \n-baw 1956 G-{]nÂ H-¶p ap-XÂ {]m-_-ey¯nÂ h-cn-Ib - pw-sN-bvX - p. C-´y³ I-¼\n \n-b-a-§Ä \n-c-h-[n am-ä-§Ä-¡v hn-t[-b-am-Ip-I-bpw ]-cn-jv-I-cn-¨v ]-e t`-Z-K-Xn-IÄ-¡p-ti-jw I-¼-\n \n-b-

C-´y³ I-¼-\n \n-b-a-§Ä \n-ch-[n am-ä-§Ä-¡v hn-t[-b-am-Ip-I-bpw ]-cn-jv-I-cn-¨v ]-e t`-Z-K-Xn-IÄ-¡p-tijw I-¼-\n \n-b-aw 2013-Â \n-e-hnÂ h-cn-I-bpw sN-bv-Xp

aw 2013-Â \n-e-hnÂ h-cn-I-bpw sN-bv-Xp.

F-´m-Wv U-b-d-Î-À t_m-À-Uv H-cp tPm-bnâ v tÌm-¡v I-¼-\n-bpsS \n-b-{´-W-hpw ssZ-\w-Zn-\ `-c-Whpw ^-e{- ]-Za - m-bn \nÀ-Æl - n-¡p-¶X - n-\p th-≠n, Hm-l-cn D-S-a-I-Ä sX-c-sª-Sp-

I-¼-\n \n-b-aw

Company Law ¡p-¶ `-c-W-k-an-Xn. \-sÃm-cp G-Io-Ir-X-`-c-W kw-hn[m-\-¯n-\v A-\n-hm-cy-am-b L-S-I-amWv \-sÃm-cp U-b-d-ÎÀ t_mÀ-Uv. Hm-lcn D-S-a-I-fmÂ Xn-c-sª-Sp-¡-s¸-Sp-¶ U-b-d-ÎÀ-amÀ, A-sÃ-¦nÂ Hm-l-cn D-Sa-I-fm-b U-b-d-Î-am-cmÂ \m-a-\nÀ-tZiw sN-¿-s¸-Sp-¶ U-b-d-ÎÀ-amÀ C-h-cS-§p-¶ t_mÀ-Un-sâ D-¯-c-hm-Zn-Xzw I- ¼ - \ n- b p- s S `m- h n \nÀ- W - b - ¯ nÂ A-hn-`m-Py-L-S-I-am-Ip-¶p. ]-e `m-cn-¨ Xo-cp-am-\-§Ä, I-¼-\n-bp-sS ta-[m-hnsb Xn-c-sª-Sp-¡Â, A-h-cp-sS i-¼fw, Hm-l-cn D-S-a-IÄ-¡v sIm-Sp-t¡-≠ em-`-hn-ln-Xw, F-¶o Xo-cp-am-\-§Â¡p- ] - c n I- ¼ - \ n- b p- s S h- f À- ¨ - b v - ¡ v th-≠ h-gn Im-«n-bm-Ip-¶ \nÀ-tZ-i-§fpw C-h-cnÂ \n-¶p-≠m-Ip-¶p. tPm- b nâ v tÌm- ¡ v I- ¼ - \ n- b p- s S b-Ym-À-Y A-h-Im-in-I-Ä Hm-l-cn D-Sa-I-fm-Wv. H-cp I-¼-\n-bn-Â \m-Sn-sâ hn-hn-[ `m-K-§-fn-ep-Å A-kw-Jyw Hml-cn D-S-a-I-fp-≠m-hpw. C-h-À a-äp sXmgn-ep-I-fn-Â G-À-s¸-«n-cn-¡p-¶-h-cp-am-bncn-¡pw. A-Xp-sIm-≠p-X-s¶ A-h-À-¡v I-¼-\n-bp-sS `-c-Ww t\-cn-«v \n-À-h-ln¡p-hm-³ km-[y-a-Ã. I-¼-\n-bp-sS D-Sam-h-Im-i-hpw `-c-W \n-À-h-l-W-hpw hn-`-Pn-¡p-I F-¶ -X m-W v C-X n-\ p-Å ]-cn-lm-cw. I-¼-\n-bp-sS Iq-«p \n-_Ô-\-§-Ä Hm-l-cn D-S-a-I-fp-sS s]m-Xptbm-K Xo-cp-am-\-§-Ä F-¶n-h-bv-¡v hn-

H-cp tPm-bnâv tÌm-¡v I-¼-\n-bp-sS \n-b-{´-Whpw ssZ-\w-Zn-\ `-c-W-hpw ^-e-{]-Z-am-bn \n-À-h-ln¡p-¶-Xn-\p th@n, Hm-lcn D-S-a-I-Ä sX-c-sª-Sp¡p-¶ `-c-W-k-an-Xn-bm-Wv U-b-d-ÎÀ t_mÀ-Uv t[-b-am-bn-«m-Wv U-b-d-Î-À t_m-À-Uv {]-h-cv-¯n-¡p-¶-Xv. U-bd - Î - À - , Hm-lc - n D-Sa - I - f - p-sS {]-Xn\n-[n-bm-Wv. U-b-d-Î-À-am-cp-sS k-an-Xn 'U-b-d-Î-À t_m-À-Uv' F-t¶m 't_m-ÀUv' F-¶p am-{X-tam A-dn-b-s¸-Sp-¶p. I-¼-\n-bp-sS ssZ-\w-Zn-\ `-c-W-¯n-\p ta-Â-t\m-«w h-ln-¡p-¶-Xn-\p-th-≠n U- b - d - Î - À - t _m- À - U v kz- ´ w \n- c z- l Wm-[n-Im-c-§-fn-Â Nn-e-Xv \-Â-In apJy-\n-À-Æm-l-I-³ (Chief Executive) F-¶ D-tZym-K-Ø-s\ \n-b-an-¡p-¶p. I-¼-\nbn-se D-tZym-K-Ø-·m-cp-sS t{i-Wn, Cu D-tZym-K-Ø-sâ Io-gn-em-Wv {]-h-À¯n-¡p-¶-Xv. C-´y-³ I-¼-\n \n-b-a-a\p-k-cn-¨v, No-^v F-Iv-kn-Iyq-«o-hv A-dnb- s ¸- S p- ¶ - X v am- t \- P n- M v U- b - d - Î - À , am-t\-P-À, sk-{I-«-dn Bâ v {S-j-d-À XpS-§n-b G-sX-¦n-ep-sam-cp Øm-\-t¸-cnem-bn-cn-¡pw.

U-b-d-Î-À-am-À I-¼-\n-bp-sS {]-Xn-\n[n-I-Ä F-¶-Xn-\p ]p-d-ta, I-¼-\n-bp-sS k-¼-¯v \n-b-am-\p-kr-Xw kq-£n-¡m\v D-¯-c-hm-Z-s¸-« {S-Ìn-I-fpw Iq-Sn-bmWv. F-¶m-Â U-bd - Î - À - ¡ - v I-¼\ - n-bp-sS kz-¯n-Â-\n-b-a-]-c-am-b D-S-a-h-Øm-hIm-iw D-≠m-bn-cn-¡p-¶-X-Ã. I-¼-\n-bpsS kz-¯v Zp-À-hn-\n-tbm-Kw sN-bv-Xm-Â {S-Ìn-sb in-£n-¡m-hp-¶-Xm-Wv.

U-b-d-Î-À-am-cp-sS \n-b-a-\w. I-¼-\n-bp-sS B-Zy-U-b-d-ÎÀ-- -am-cpsS t]-cp-I-Ä Iq-«p-\n-_-Ô-\-I-fn-Â X-s¶ F-gp-Xn-t¨--À-¡p-I-bm-Wv ]-Xn-hv. A-Ãm-¯ ]-£w I-¼-\n s]m-Xp-tbm-K¯n-ev h-¨v U-b-d-Î-À-am-sc sX-c-sªSp-¡p-¶-Xp h-sc sa-t½m-dm-≠-¯n-Â H-¸p-h-¨ Aw-K-§-sf U-b-d-ÎÀ-- -am-cmbn I-W-¡m-¡m-hp-¶-Xm-Wv. U-b-d-Îdm-bn \n-b-an-¡-s¸-Sp-¶-bm-Ä Hm-l-cn D-S-a-bm-bn-cn-¡-W-sa-¶v \n-b-aw A-\pim-kn-¡p-¶n-Ã. F-¶m-Â I-¼-\n-bp-sS \n-b-am-h-en-bn-Â A-¯-c-sam-cp hy-hØ-bp-≠m-Ip-¶-Xn-s\ \n-b-aw X-S-bp¶n-Ã. U-b-d-Î-dm-bn \n-b-an-¡-s¸-Sp-¶bm-fn-\v Ip-d-ª-Xv C-{X Hm-l-cn-I-Ä D-≠m-bn-cn-¡-W-sa-¶v hy-h-Ø D-≠m¡m-hp-¶-Xm-Wv. F-s´-Ãmw Im-cy-§fm-Wv, H-cm-sf U-b-d-ÎÀ-- Øm-\-¯n-\v A-tbm-Ky-\m-¡p-¶-sX-¶v ]-d-bp-I-bmWv I-¼-\n \n-b-aw sN-bv-Xn-cn-¡p-¶-Xv. Cu A-tbm-Ky-X-I-Ä Xm-sg-¸-d-bp-¶p. 1. Øn-c-_p-²n-I-f-sÃ-¶v tIm-S-Xn hn[n-¡p-¶ B-fp-I-Ä. 2. \n-kz-sc-¶v (]m-¸-À) tIm-S-Xn hn-[n¨n-«p-Å-h-À. 3. Ip-ä-Ir-Xy-§-fn-Â in-£n-s¸-«n-«pÅ-hÀ-- . 4. Hm-l-cn K-Up-¡-Ä A-S-¨p Xo--À-¡pH-Iv-täm_À 2019 | Sm-Iv-kv tI-cf

I-¼-\n \n-b-aw ¶-Xn-Âv ho-gv-N h-cp-¯n-bn-«p-Å-h-À. 5. G-sX-¦n-epw hn-[-¯n-Â tIm-S-Xn A-tbm-Ky-X I-Â-]n-¨n-«p-Å-hÀ-- . U- b - d - Î- À - a m--À - ¡ p- Å {]- X n- ^ - e w \n-Ý-bn-¡p-¶-Xv {]-[m-\-am-bpw c-≠p co- X n- I - f n- e q- s S- b m- W v . H- ¶ v , I- ¼ - \ n \n-b-a-{]-Im-cw \n-b-am-h-en-bn-Â X-s¶ \n-Ý-bn-¡p-I.c-≠v, {]-ta-bw ap-tJ-\ {]-Xn-^-ew \n-Ý-bn-¡p-I -U-b-d-ÎÀ-- -amcn-Â \n-¶pw sX-c-sª-Sp-¡-s¸-«, I-¼\n `-c-W-¯n-\m-bn ap-gp-h-\v k-a-b-hpw {]-h-À-¯n-¡p-¶ U-b-d-Î-sd-bm-Wv amt\-Pn-wKv U-b-d-Î-À F-¶p ]-d-bp-¶-Xv. ]p-Xn-sbm-cp I-¼-\n cq-]o-I-cn-¨v aq-¶p am-k-§-Ä-¡p-ti-jw tI-{µ-K-h-s×ânsâ A-\p-a-Xn-tbm-sS am-t\-Pn-Mv U-b-dÎ-sd \n-b-an-¡m-hp-¶-Xm-Wv. am-t\-Pn-wKv U-b-d-Î-À, ap-gp-h-³ k-a-b U-b-d-ÎÀ-Xp-S-§n-b-h-cp-sS \n-b-a-\w, -]p-\À-- -\n-ba-\w F-¶n-hb - v¡ - v tI-{µ-Kh - s - ×ân-sâ A-\p-a-Xn B-h-iy-am-Wv.

U-b-d-Î-À- t_m--À-Un-sâ A-[n-Im-c-§-fpw [--À-a-§-fpw. I-¼-\n `-c-W-¯n-\p-Å G-sd-¡psd ]q--À-W-am-b A-[n-Im-cw t_m--À-Un-Â \n-£n-]v-X-am-Wv. I-¼-\n \n-b-a-tam Hml-cn D-S-a-I-fp-sS s]m-Xp-tbm-K-¯n-Â Xo-cp-am-\n-t¡-≠-h-sb-¶v {]-tXy-Iw A-\p-im-kn-¡p-¶ Im-cy-§-tfm H-gn-¨v a-sä-Ãm {]-hr-¯n-I-fpw U-b-d-ÎÀ-- t_m--ÀUn-sâ A-[n-Im-c-]-cn-[n-bn-Â-s¸-Sp-¶p. U-b-d-ÎÀ-- t_m--À-Un-sâ \n-b-am-\p-kr-Xam-b A-[n-Im-c-hn-\n-tbm-K-¯n-Â C-Ss]-Sm-t\m t_m-- À-Un-sâ Xo-cp-am-\§ - Ä t`-Z-K-Xn sN-¿m-t\m d-±m-¡m-t\m D-S-aIÄ-¡-h-Im-i-an-Ã. I-¼-\n \n-b-a-hpw

Sm-Iv-kv tI-cf | H-Iv-täm_À 2019

Company Law

Iq-«p-\n-_-Ô-\-I-fpw U-b-d-ÎÀ-- t_m--ÀUn-\p \-Â-Ip-¶ A-[n-Im-c-§-sf a-dnI-S-¡-W-sa-¦n-Â Iq-«p \n-_-Ô-\-I-Ä t`-Z-K-Xn sN-t¿-≠-Xm-h-iy-am-Wv. km[m-c-W A-h-k-c-§-fn-Â U-b-d-ÎÀ-amcp-sS A-[n-Im-c hn-\n-tbm-Kw tNm-Zyw sN-¿-s¸-Sm-hp-¶-X-Ã. I-¼-\n-bp-sS an-¡ km-¼-¯n-Im[n-Im-c-§-fpw U-b-d-Î-À t_m--À-Un-Â \n-£n-]v-X-am-Wv. Hm-l-cn-I-Ä ]p-d-s¸Sp-hn-¡m-\pw ap-gp-h-³ Hm-l-cn-¯p-I-bpw A-S -¨p-X o--À - ¯ n- « n- Ã m- ¯ Hm- l - cn- ¡ mtcm-Sv {Z-hym-t]-£ \-S-¯p-hm-\p-ap-Å A-[n-Im-cw U-b-d-ÎÀ-- t_m--À-Un-\p-≠v. Hm-l-cn D-S-a-I-fp-sS k-½-X-t¯m-sS I-¼-\n-¡p-th-≠n I-S-¸-{X-§-Ä ]p-ds¸-Sp-hn-¡m-³ U-b-d-Î-À t_m--À-Un-\v A-[n-Im-c-ap-≠v. _m-¦p-I-fn-Â-\n-¶pw a-äp [-\-Im-cy-Øm-]-\-§-fn-Â \n-¶pw hm- b v - ] hm- § p- ¶ - X n- \ v t_m--À - U n- \ v A-[n-Im-c-ap-≠v. F-¶m-Â I-¼-\n-bp-sS `q-cn-`m-Kw B-kv-Xn-I-sf _m-[y-X-s¸Sp-¯n-sIm-≠p-Å Zo--À-L-Im-e hm-bv-]I-Ä hm-§p-t¼m-Ä, Hm-l-cn D-S-a-I-fp-sS A-\p-hm-Zw hm-t§-≠-Xm-Wv. I-S-¸-{X§-fn-Â Iq-Sn-b-Ãm-sX hm-bv-]-I-Ä hm§m-\p-Å A-[n-Im-cw U-b-d-ÎÀ-- t_m--ÀUn-sâ H-cp {]-ta-b-¯n-eq-sS t_m--À-Uv \n-b-an-¡p-¶ H-cp k-an-Xn-t¡m am-t\Pn-Mv U-b-d-ÎÀ-- -t¡m a-äp {]-[m-\ D-tZymK-Ø-·m--À-t¡m \-Â-Im-hp-¶-Xm-Wv. hm-§m-hp-¶ ]-c-am-h-[n hm-bv-] F-{Xsb-¶p Xo-cp-am-\n-t¡-≠-Xpw t_m--À-Uv X-s¶-bm-Wv. U- b - d - Î À- a mÀ- ¡ v DIN (Director Identification Number) C- ¶ v \n- e - h n- e p≠v . C- X p- I q- S m- s X A- h À Xn- c - s ªSp-¡-s¸-Sp-¶-Xv I-¼-\n-bp-sS P-\-dÂ-

U-b-d-Î-dm-bn \n-b-an-¡s¸-Sp-¶-bm-Ä Hm-l-cn D-S-a-bm-bn-cn-¡-W-sa-¶v \n-b-aw A-\p-im-kn-¡p¶n-Ã. F-¶m-Â I-¼\n-bp-sS \n-b-am-h-en-bn-Â A-¯-c-sam-cp hy-h-Øbp-@m-Ip-¶-Xn-s\ \n-baw X-S-bp-¶p-an-Ã t_m-Un tbm-K¯ - n-em-Wv. I-¼-\n-bp-sS t_mÀ-Un-\v ]p-Xn-b-Xm-bn U-b-d-ÎÀam-sc \nÀ-tZ-in-¨v F-Sp-¡m-\p-Å A-[nIm-c-hpw C-h-cnÂ \n-£n-]v-X-am-Wv. DIN (DIRECTOR IDENTIFICATION NUMBER) KYC

^-bÂ sN-¿p-¶X - n-\p-Å A-hk - m-\ Xob-Xn sk-]vä - w-_À 30 B-Wv. ap³-hÀ-jw DIN KYC ^-bÂ sN-bv-Xn-«p-Å hÀ-¡v h-fsc e-fn-X-am-bn X-s¶ sN-¿m-hp-¶-XmWv. F-¶mÂ DIN Um-äm-t_-knÂ D-Å sam-ss_Â \-¼-dpw C-sa-bnÂ sF-Unbpw sse-hv B-bn-«v D-Å-hÀ-¡v am-{X-ta C-Xp-h-gn sN-¿m³ km-[n-¡p-I-bp-Åq. t^m-Wn-epw C-sa-bn-en-epw (BOTH) OTP e- ` y- a m- I m- ¯ km- l - N - c y- ¯ nÂ ap³-hÀ-jw sN-bv-X-Xp t]m-se X-s¶ ]m³ ImÀ-Uv B-[mÀ Xp-S-§n-b tc-JIÄ k- l n- X w ho- ≠ pw DIN KYC FORM

I-¼-\n \n-b-aw

Company Law ]qÀ-W-am-bn ^-bÂ sN-t¿-≠-Xm-Wv. sk-]v-äw-_À 30\v ti-jw B-Wv ^-bÂ sN-¿p-¶-Xv F-¦nÂ te-äv A-S-t¡-≠n h-cpw I-¼-\n-bp-sS [-\w F-§-s\ hn\n-tbm-Kn-¡-W-sa-¶pw an-¨-[-\w F-hnsS \n- t £- ] n- ¡ - W - s a- ¶ pw Xo- c p- a m\n-¡m-\p-Å A-[n-Im-cw t_m--À-Un-Â \n-£n-]v-X-am-Wv. hm-bv-]-I-Ä \-Â-Ip-I I- ¼ - \ n- b p- s S I- c m- d p- I - Ä \- Â - I p- I , A-\p-tbm-Py-s\-¶v tXm-¶p-¶ H-cm-sf am-t\-Pn-w-Kv U-b-d-ÎÀ A-Y-hm a-äp {][m-\ ]-Z-hn-I-fn-Â \n-b-an-¡p-I, I-¼\n-bp-sS h-c-hp-sN-e-hp I-W-¡p-I-Ä ]-cn-tim-[n-¡m-³ Hm-Un-äÀ-- -am-sc \n-b-an¡p-I Xp-S-§n-b-h-sbm-s¡ U-b-d-ÎÀ t_m--À-Un-Â \n-£n-]v-X-am-b A-[n-Imc-§-fm-Wv. F-¶m-Â Hm-l-cn-aq-e-[-\w h--À-[n-¸n-¡p-I, \n-b-am-h-en-bn-se hy-hØ-IÄ t`-Z-K-Xn sN-¿p-I, H-cp U-b-dÎ-sd am-äp-I-bpw a-säm-cm-sf X-Â-Øm-\¯v \n-ba - n-¡p-Ib - pw sN-¿p-I Xp-S§ - n-b Im-cy-§-Ä \n-À-h-ln-¡p-¶X - n-\v Hm-lc - n D-S-a-I-fp-sS ap-³-Iq-«n-bp-Å A-\p-hm-Zw B-h-iy-am-Wv. U-b-d-ÎÀ-- t_m--À-Un-sâ {]m-Y-an-I[--À-aw, I-¼-\n-bp-sS `-c-Ww \n-b-a-hy-hØ-IÄ-¡\ - p-kr-Xa - m-bn \n--Àh - l - n-¡p-I F-¶-Xm-Wv. I-¼-\n {]-hÀ-- -¯-\-§-Ä¡v ta-Ât- \m-«w h-ln-¡p-I, D-tZym-KØ cp-sS {]-hÀ-- -¯-\-§-sf \n-b-{´n-¡p-Ibpw B-h-iy-am-b am--À-K-\n--À-tZ-i-§-fv \-Â-Ip-I-bpw sN-¿p-I Xp-S-§n-b-h-bmWv t_m-- À-Un-sâ ap-Jy-[-À-a-§-Ä. U-bd-ÎÀ-- t_m--À-Uv kw-bp-à-am-bn \n--À-h-ln-t¡-≠ [--À-a-§-Ä Xmsg ]-d-bp-¶-h-bm-Wv [À-- a-§Ä. 1. I- ¼ - \ n- b p- s S Hu- ] - N mcn-I dn-t¸m-À«v X-¡-k-a-b-¯v Aw-K-§-Ä¡v F-¯n-¨p sImSp-¡p-I. 2.I- ¼ - \ n- b p- s S s]m- X ptbm-K§ - Ä - Hu-]N - m-cn-Ia - m-bn hn-fn-¨p-Iq-«p-I. 3. Aw-K-§-Ä B-h-iy-s¸«mÂ A- k m- [ m- c - W s]m- X ptbm-Kw hn-fn-¨p-Iq-«p-I. 4. I-¼-\n-bp-sS hm-Àjn-I I-W-¡p-I-Ä X-¿m-dm-¡p-I. 5. U-bd - Î - À - t_m-ÀUp-tbmK-§-fp-tS-bpw s]m-Xp-tbm-K-§-fp-tSbpw an-\n-äv-kv kq-£n-¡p-I. U-b-d-ÎÀ-- t_m--À-Upw I-¼-\n-bpw X-½n-ep-Å _-Ôw h-fs - c-b[ - n-Iw hn-hmZ-§-Ä-¡p Im-c-W-am-bn-«p-≠v. Hm-l-cnD-S-a-I-Ä sX-c-sª-Sp-¡p-¶ B-fp-I-fmb-Xn-\mÂ, U-b-d-ÎÀ-- -am--À Aw-K-§-fp-sS {]-Xn-\n-[n-I-fm-sW-¶v hm-Zn-¡p-¶-h-cp-

≠v. C-X-\p-k-cn-¨v Hm-l-cn D-S-a-I-Ä-¡p th-≠n A-h-cp-sS Xm-Xv-]-cy-§Ä-¡p tIm-«w kw-`-hn-¡m-¯ X-c-¯n-Â {]-h-À-¯n-¡m-³ U-b-d-ÎÀ-- -am--À-¡v _m-[y-Xbp-≠v. U-b-d-ÎÀ-- t_m--À-Un-Â \n-£n]v-X-am-b A-[n-Im-c-§-Ä hn-iz-kv-X-Xtbm-sS-bpw B-ßm--À-X-tbm-sS-bpw hn\n-tbm-Kn-¨n-sÃ-¦n-Â, I-¼-\n-bp-sS ]ptcm-K-Xn-sb-¯-s¶-bm-bn-cn-¡pw A-Xv _m-[n-¡p-I. A-Xp-sIm-≠m-Wv A-[n-

I-¼-\n `-c-W-¯n-\p-Å G-sd-¡p-sd ]q--À-W-amb A-[n-Im-cw t_m--ÀUn-Â \n-£n-]v-X-am-Wv. U-b-d-Î- -À t_m--À-Un-sâ \n-b-am-\p-kr-X-am-b A-[nIm-c-hn-\n-tbm-K-¯n-Â CS-s]-Sm-t\m t_m--À-Un-sâ Xo-cp-am-\-§-Ä t`-Z-K-Xn sN-¿m-t\m d-±m-¡m-t\m D-S-a-I-Ä-¡-h-Im-i-an-Ã.

\n-b-a-¯n-Â B-hn-jv-¡-cn-¨n-«p-≠v. kz-Im-cy-ta-J-e-bn-epw s]m-Xp-taJ-e-bn-ep-ap-Å I-¼-\n-I-Ä-¡p ]p-d-ta k-l-I-c-W kw-L-§-Ä, k-l-I-c-W _m-¦p-I-Ä, a-äp _m-¦p-I-Ä, s]m-Xp-taJ-em-Øm-]-\-§-Ä, Ìm-äyq-«-dn tIm--À¸-td-j-\p-I-Ä F-¶n-h-bp-sS `-c-W-¨pa-X-e \n--À-h-ln-¡p-¶ k-an-Xn-tb-bpw U-b-d-ÎÀ-- t_m--À-Uv F-¶m-Wv ]-d-bp-¶Xv. k-l-I-c-W Øm-]-\-§-fn-Â Hm-lcn-bp-S-a-I-fp-sS s]m-Xp-tbm-K-§-fm-Wv U-b-d-ÎÀ-- -am-sc sX-c-sª-Sp-¡p-¶-Xv. _m-¦p-I-fp-sS U-b-d-ÎÀ-- -am-cp-sS \n-ba-\-¯n-Â Hm-l-cn-bp-S-a-I-Ä-¡p ]p-dta dn-kÀ-- -hv-_m-¦n-\pw A-[n-Im-c-ap-≠v. s]m-Xp-ta-J-em Øm-]-\-§-fp-tS-bpw tIm--À-¸-td-j-\p-I-fp-tS-bpw U-b-d-ÎÀ-- am-sc \n-b-an-¡p-¶-Xv tI-{µ-kw-Øm-\ k--À-¡m-cp-I-fm-Wv. tPm-bnâ v tÌm-¡v I-¼-\n-I-fp-sS Im-cy-¯n-se-¶-t]m-se, U-b-ÎÀ-- t_m--À-Un-ev \n-b-am-\p-kr-Xw \n-£n-]v-X-am-b A-[n-Im-c-§-fpw Np-a-Xe-I-fpw hn-\n-tbm-Kn-¡p-I-sb-¶-Xm-Wv C-¯-cw Øm-]-\-§-fp-sS U-b-d-ÎÀ-- -amcp-sS-bpw tPm-en. 2019 Pq-sse 26 \v tem-Iv-k-` ]m-km¡n-b I-¼-\n \n-b-a t`-Z-K-Xn _n-ÃnÂ kn- F - k v - B À kw- _ - Ô n- ¨ N- « - § - f nepÄ-s¸-sS am-ä-§Ä \nÀ-tZ-in-¨n-«p-≠v.

Un-sa-äo-cn-b-sse-kv-Uv sj-b-dp-I-fp-sS C-jyq 2013 se B-Îv {]-Im-cw, Nn-e hn-`m-K¯n-se ]-»n-Iv I-¼-\n-IÄ Uoam-äv t^m-anÂ am-{X-ta Hm-l-cnIÄ C-jyq sN-¿m-hq. Cu co-Xn a-äp hn-`m-K-§-fn-se A¬-en-ÌUv I-¼-\n-IÄ-¡v Iq-Sn _m-[I-am-¡-W-sa-¶m-Wv _n-Ãn-se \nÀ-tZ-iw.

\n-b-a-ew-L-\-§Ä-¡p-Å in-£

Im- c - § - Ä hn- i z- k v - X - X - t bm- S pw I- ¼ \n-bp-sS ]p-tcm-K-Xn-¡p th-≠n-bpw am{Xw {]-tbm-Kn-t¡-≠-Xm-sW-¶v I-¼-\n \n-b-aw A-\p-im-kn-¡p-¶-Xv. Cu \n-ba-§-Ä ew-Ln-¡p-I-bpw I-¼-\n-bp-sS h-f--À-¨-bv-¡v tIm-«w h-cp-¯p-I-bpw sN¿p-¶ U-b-d-ÎÀ-- -am-sc I--À-i-\-am-bn in£n- ¡ m- \ p- Å hy- h - Ø - I - Ä I- ¼ - \ n

2013 se \n-ba - ¯ - nÂ 81 \n-ba-ew-L-\-§Ä ]n-g-tbm P-bnÂ in-£-tbm e-`n-¡m-hp-¶-Xm-bn«p-≠v. C-Xv tIm-S-Xn-bnÂ XoÀ¸m- ¡ p- ¶ - h - b p- a m- W v . ]p- X n- b _nÂ A- \ p- k - c n- ¨ v C- X nÂ 16 \n- b - a ew- L - \ - § Ä kn- h nÂ Uo-t^mÄ-«p-IÄ B-bn {]-Jym-]n-¡pw.

tImÀ-]-td-äv tkm-jyÂ sd-kv-t]m¬-kn-_n-en-än \n-e-hnÂ tImÀ-]-td-äv tkm-jyÂ sd-kv-t]m¬-kn-_n-en-än-¡m-bn (CSR) Xp-I am-än-sh-t¡- ≠ I-¼-\n-IÄ, apgp- h ³ ^- ≠ pw sN- e - h - g n- ¡ m- ª - X v F-´p-sIm-≠m-sW-¶v A-h-cp-sS hmÀH-Iv-täm_À 2019 | Sm-Iv-kv tI-cf

I-¼-\n \n-b-aw jn-I dn-t¸mÀ-«nÂ A-d n-bn-¡ -W w. ]p -Xn-b _nÂ {]-Im-cw, sN-e-h-gn-¡m-¯ CSR ^- ≠ v I- ¼ - \ o- k v B- Î n- s â sjUyqÄ 7 {]- I m- c - a p- Å G- s X- ¦ n- e pw ^- ≠ n- t e- ¡ v {Sm³- k v - ^ À sN- ¿ - W w. C-Xv B-dp am-k-¯n-\p-ÅnÂ sN-¿p-Ibpw th-Ww.

Hm-Un-äÀ-am-sc Uo-_mÀ sN-¿p-¶-Xv \n-b-a-a-\p-k-cn-¨v, tam-iw \-S-¯n-¸v sX-fn-bn-¡-s¸-Sp-¶ km-l-N-cy-¯nÂ NmÀ-t«À-Uv A-¡u-≠â v B-bn {]-hÀ¯n-¡p-¶ H-cp Aw-K-t¯-tbm I-¼-\nsb-tbm B-dp am-kw ap-XÂ 10 hÀ-jw h-sc Uo-_mÀ sN-¿m³ \m-jW - Â ^n-\m ³-jyÂ dn-t¸mÀ-«n-Mv A-tXm-dn-än-bv-¡v A-[n-Im-c-ap-≠v. ]p-Xn-b _nÂ A-\p-kcn-¨v C-¡q-«-sc I-¼-\n-bp-sS Hm-Un-äÀ B-bn \n-b-an-¡p-¶-Xn-t\m I-¼-\n-bp-sS hm-eyq-th-j³ \-S-¯p-¶-Xn-t\m hn-e¡m³ A-[n-Im-cw e-`n-¡pw.

NmÀ-Pp-I-fp-sS c-Pn-kv-t{S-j³ \n-e-hn-se \n-b-a-a-\p-k-cn-¨v I-¼\n-bp-sS t{]m-¸À-«n-bp-sS taÂ F-s´¦n- e pw NmÀ- P p- I Ä D- s ≠- ¦ nÂ 30 Zn-h-k-¯n-\p-ÅnÂ A-h c-Pn-ÌÀ sNbv-Xn-cn-¡-Ww. c-Pn-kv-{SmÀ Hm-^v I-¼\o-kn-sâ A-\p-a-Xn-tbm-sS C-Xv 300 Zn-hkw h-sc \o-«mw. _nÂ A-\p-k-cn-¨v Cu sU-Uvs - se³ 60 Zn-hk - a - m-¡n D-bÀ-¯pw. ]-c-am-h-[n 60 Zn-h-kw Iq-Sn-tb Cu sUUv-sse³ \o-«n-¡n-«q.

A-\p-a-Xn \n-e-hn-se \n-b-a-a-\p-k-cn-¨v H-cp hntZ-i I-¼\ - n-bp-am-bn _-Ôs - ¸-« C-´y³ I-¼-\n-¡v km-¼-¯n-I hÀ-j-¯nÂ amäw D-s≠-¦nÂ A-Xn-\v \m-j-WÂ I-¼\n tem {Sn-_yp-W-en-sâ (NCLT) A-\p-a-Xn t\-S-Ww. ]-»n-Iv en-an-ä-Uv I-¼-\n-bp-sS Nn-e tc-J-I-fnÂ am-äw h-cp-¯-W-sa-¦nepw NCLT A-\p-a-Xn \Â-I-Ww. ]p-Xn-b _nÂ A-\p-k-cn-¨v C-¯-cw A-\p-a-XnIÄ \Â-Im-\p-Å A-[n-Im-cw tI-{µ K-hs×ân-\v e-`n-¡pw.

XoÀ-¸m-¡Â C- t ¸m- g - s ¯ \n- b - a - a - \ p- k - c n- ¨ v 5 e- £ w h- s c ]n- g - b o- S m- ¡ m- h p- ¶ Ip- ä §Ä do-Pn-b-WÂ U-b-d-ÎÀ-¡v XoÀ-¸m¡mw. Cu ]-cn-[n 25 e-£-am-¡n D-bÀ¯m-\m-Wv _n-Ãn-se \nÀ-tZ-iw.

hn-e-¡v \n-e-hnÂ H-cp I-¼-\n D-tZym-K-Øsâ sI-Sp-Im-cy-Ø-X-bv-¡p-Å in-£m \-S-]-Sn-I-fnÂ C-f-hv t\-Sm³ Hm-l-cn-bpS-a-IÄ-¡v NCLT sb k-ao-]-bv-¡mw. ]pXn-b _nÂ A-\p-k-cn-¨v, NCLT Cu Hm42

Sm-Iv-kv tI-cf | H-Iv-täm_À 2019

Company Law ^n-kÀ-s¡-Xn-sc HmÀ-UÀ ]p-d-s¸-Sp-hn-¨mÂ, A-t±l- ¯ n- \ v A- © v hÀ- j t¯-¡v a-säm-cp Øm-\w h-ln-¡p-¶-Xn-\m-hn-Ã.

U-bd- Î - À-am-cpw A-hc- p-sS D-¯-c-hm-Zn-Xz-hpw t]- c p- t I- « ]- e I- ¼ \n- I - f p- s S s]- s «- ¶ p- Å ]- X - \ w Cu- b n- s S- b m- b n \- a p- ¡ v ]- c n- N n- X - a m- W v . Kingfisher, Sahara, Sathyam,

F- ¶ n- h - b p- s S ]- X - \ w I-¼-\o-kv B-Îv 2013 sâ Corporate Governance sâ I- g n- h n- Ã m- b v - a - s b, A- i àn-sb, I-gn-hp-tI-Sp-Is - f sh- f n- ¨ - ¯ nÂ sIm- ≠ p h-cp-¶p. Hm-l-cn-bp-S-a-IÄ I-¼-\n-bp-sS Xm-Xv-]-cy-I£n-IÄ F-¶n-h-cp-sS Xm-Xv-]-cy-§-sf kw-c-£n-¡m-sX kz-´w Xm-Xv-]-cy-§sf ap³ \nÀ-¯n {]-hÀ-¯n-¡p-¶ U-bd-Î-am-cp-sS {]-hÀ-¯-\-§-fm-Wv \-½Ä I-gn-ª-Im-e-§-fnÂ I-≠-Xv. I-¼-\n D-S-a-bpw Hm-Un-äÀ-am-cpw, U-b-d-ÎÀ-am-sc Iq-«p-]n-Sn-¨v I-¼-\n-sb {]-Xn-k-Ôn-bnem-¡n-b \n-c-h-[n I-Y-IÄ \-ap-¡v kp]-cn-Nn-X-am-Wv. Cu {]-Xn-k-Ôn-sb X-cWw sN-¿m-\m-bn C-Xn-s\ X-S-bm-\m-bn, 50 hÀ-j¯ - n-\p-ti-jw ]p-Xn-b ]-cn-jvI - mc-hp-am-bn, t`-Z-K-Xn sN-bv-X \n-b-a-§Ä 2013-Â \n-e-hnÂ h-¶p. 2013-se t`-Z-K-Xn U-bd - Î - À-am-cp-sS D-¯c - h - m-Zn-Xz-s¯-¡pdn-¨pw, D-¯-c-hm-Zn-Xz-¯nÂ \n-¶p-Å A-h-cp-sS hy-Xn-bm-\w, A-hÀ-s¡-Xn-sc-

bp-Å \n-b-a \-S-]-Sn-sb-¡p-dn-¨pw Ir-Xyam-bn {]-Xn-]m-Zn-¡p-¶p-≠v. U-b-d-ÎÀ-am-cp-sS D-¯-c-hm-Zn-Xzw, A- h À ]m- e n- t ¡- ≠ Zu- X yw F- ¶ n- h sb- ¡ p- d n- ¨ pw, Corporate Governance \v A-\p-kr-X-am-bn-«p-Å A-h-cp-sS {]-hÀ¯-\-am-Wv A-`n-Im-ay-sa-¶v \n-jv-IÀ-jn¡p-¶p. U-b-d-ÎÀ-am-cp-sS {]-hÀ-¯-\¯n-\v h-gn-Im-«n-bm-bn 2013-Â sk-£³ 166 Â \n-jv-IÀ-jn-¨ D-¯-c-hm-Zn-Xz-§-fmWv. sN-dp Hm-l-cn D-S-a-I-fp-sS XmÂ-]-cy kw-c-£-W-hpw, k-Xy-k-Ô-hpw, \o-Xnim-kv-{X-]-c-hpw [mÀ-½n-I-am-b {]-hÀ¯-\-hpw A-\n-hm-cy-am-Wv. s]-cp-am-ä-¨«-¯nÂ \n-¶p-Å ew-L\ - w, I-¼\ - n-bnÂ \-S-¡p-¶ Ir-{Xn-aw F-¶n-h-bv-s¡-Xn-sc \-S-]-Sn-sb-Sp-¡m-\p-Å {]-h-W-X-bpw B-h-iy-am-b L-S-I-§-fm-Ip-¶p.

U-b-d-Î-am-cp-sS _m-[y-X

U-b-d-Î- À- t_m--À-Upw I-¼-\n-bpw X-½n-ep-Å _-Ôw h-f-sc-b-[n-Iw hn-hm-Z-§-Ä-¡p Im-c-Wam-bn-«p@v. Hm-l-cn-D-S-a-IÄ sX-c-sª-Sp-¡p-¶ B-fp-I-fm-b-Xn-\m-Â, U-b-d-Î- À-- am-cv Aw-K-§-fpsS {]-Xn-\n-[n-I-fm-sW-¶v hm-Zn-¡p-¶-h-cp-@v

\n-Ip-Xn A-S-bv-¡m-¯-Xm-bn ]-g-b U-b-d-ÎÀ-am-tcm, U-b-d-Î-tcm, I-s≠¯n- b mÂ Cu \n- I p- X n B Im- e - b - f hn- s e U- b - d - Î À- a m- c nÂ \n- ¶ v ]n- S n- ¨ v A-S-bv-t¡-≠-Xm-Wv. sIm-Sp-¡m-¯ Hml-cn-bp-sS ]-Ww Xn-cn-¨p-sIm-Sp-¡Â, Hm-l-cn Ir-Xy-am-bn sIm-Sp-¡Â s]-cpam-ä N-«-¯n-se ho-gv-N, SEBI \n-b-a-a-\p-kcn-¨p-Å Un-Iv-f-td-j-\n-ep-m-Ip-¶ ho-gv-N h-≠n-sN-¡p-IÄ \Â-In ]-än-¡p-I, Ir{Xn-a-am-bn-«p-Å {]-hÀ-¯-\w, h-cp-am-\ \n-Ip-Xn A-S-bv-¡m-Xn-cn-¡p-I, C-§-s\ h-en-sbm-cp ]-«n-I U-b-d-ÎÀ-am-cp-sS ap¶n-ep-≠v. I-¼-\n \n-b-a-§-sf ]m-en-¡pI-bpw, Hm-l-cn D-S-a-I-fp-sS Xm-Â-]-cy-§sf kw-c-£n-¨pw kÀ-¡mÀ \n-b-a-§Ä A-\p-k-cn-¨pw ap-t¶m-«v t]m-tI-≠ U-bd-ÎÀ-am-cm-Wv C-¶v \-ap-¡m-hy-iy-ap-ÅXv.

sS-Iv-t\m-f-Pn

Technology

t^m-¬ C-Ãm-sX-bpw hm-Sv-kv-B-¸v D-]-tbm-Kn-¡mw ]p-Xn-b kw-hn-[m-\w h-cp-¶p hm

-Sv-kv-B-¸v kv-am-À-«v-t^m-Wp-I-fpsS Ip-¯-I-bm-Wv. t^m-Wn-sÃ¦n-Â hm-Sv-kv-B-¸n-Ã. F-¶m-Â, C-\n-ap-X-Â t^m-¬ C-Ãm-sX-bpw hm-Sv-kv-B-¸v D-]-tbmKn-¡mw. t^m-Wp-I-fn-Ãm-sX I-¼yq-«-dp-Ifn-Â hm-Sv-kv-B-¸v D-]-tbm-Kn-¡m-sa-¶m-Wv ]-d-bp-¶-Xv. t^-kv-_p-¡v t]m-se \n-§-Ä¡v ap-¶n-Â hm-Sv-kv-B-¸pw F-¯pw. ]p-Xn-b sU-kv-Iv tSm-¸v kw-hn-[m-\-am-Wv C-Xn-sâ `m-K-am-bn D-]-t`m-àm-¡-Ä-¡v th-≠n A-hX- c n- ¸ n- ¡ p- ¶ - X v . \n- e - h n- e - s ¯ km- l - N -

cy- ¯ n- Â hm- S v - k v - B - ¸ v sh- _ v h- g n- b m- W v I-¼yq-«-dp-I-fn-Â hm-Sv-kv B-¸v D-]-tbm-Kn¡p-¶-Xv. Iyp-B-À tIm-Uv h-gn hm-Sv-kv-B-¸v B-¹n-t¡-j-\pw kv-am-À-«v-t^m-Wpw X-½n-Â _-Ôn-¸n-¨m-Wv hm-Sv-kv-B-¸v sh-_v {]-h-À¯n- ¡ p- ¶ - X v . t^m- W n- Â Cu k- a - b - ¯ v s\-äv I-W-£-\pw th-Ww. A-tX-k-a-bw ]p-Xn-b ]-Xn-¸-\p-k-cn-¨v kv-am-À-«v-t^m-Wnsâ k-lm-b-an-Ãm-sX I-¼yq-«-dn-Â t\-cn-«v {]-h-À-¯n-¸n-¡m-³ km-[n-¡pw F-¶-Xm-Wv k-hn-ti-j-X.

Pnkv-tam³ tk-hyÀ sSIv-t\m-thhv, FdWm-Ipfw, Mob:96336 25384

l-Wn-{Sm-¸v ap-¶-dn-bn-¸p-am-bn tI-c-f s]m-eo-kv t^

- kv- _ p- ¡ n- e q- s S- b p- Å l- W n- { Sm- ¸ n- s \- X n- s c ap¶-dn-bn-¸p-am-bn tI-c-f s]m-eo-kv. cmPy- ¯ n- s â ]- e `m- K - § - f n- Â \n- ¶ pw C-¯-c-¯n-ep-Å tI-kp-IÄ dn-t¸mÀ«v sN-¿-s¸-«-Xn-s\ XpS-À-¶m-Wv ap-¶-dn-bn-¸pam-bn tI-c-f s]m-eo-kv F- ¯ n- b n- c n- ¡ p- ¶ - X v . s]-¬-Ip-«n-I-fp-sS t]cp-I-fn-Â s{]m-ss^-Â \n-À-an-¨v dn-Iz-Ìv A-b¨v N-§m-¯w Øm-]n¨ ti-jw kz-Im-cy hnUn-tbm-I-Ä ssI-¡-em¡n `o-j-Wn-s¸-Sp-¯n ]- W w X- « p- ¶ - X m- W v C-¯-c-¡m-cp-sS co-Xn. ssI-¡-em-¡n-b ho-Untbm _- Ô p- ¡ Ä- ¡ pw kp- l r- ¯ p- ¡ - Ä - ¡ p-

Sm-Iv-kv tI-cf | H-Iv-täm_À 2019

sam-s¡ A-b-¨p sIm-Sp-¡p-sa-¶m-bn-cn¡pw C-h-cp-sS `o-j-Wn. tI-c-f s]m-eo-kn-sâ Hu-tZym-Kn-I s^-bv-kv-_p-¡v t]-Pn-eq-sS t{Sm-Ä aptJ-\-bm-Wv N-Xn-¡p-gn-I-fn-Â ho-gm-Xn-

cn-¡m-\p-Å ap-¶-dn-bn-¸v \-Â-In-bn-cn¡p-¶-Xv. "C-¯-cw N-Xn-bn-Â s]-Sm-³ km-[y-X D-Å-h-À-¡v th-≠n am-{X-ap-Å t]m- Ì v ' F- ¶ X- e - s ¡- t «m- s S- b m- W v t]m-Ìv \-Â-In-bn-cn-¡p-¶-Xv. hn-tZ-i cmPy-§-fm-b ^n-en-ss¸-³-kv, C-t´m-t\-jy Xp-S-§n-b cmPy-§-fn-se dm-¡-äp-I-fm-Wv C-Xn-\p ]n-¶n-se-¶m-Wv s]m - e o- k v ]- d - b p- ¶ - X v . X- « n- ¸ n\n-c-bm-Ip-¶-h-cp-sS ]q-À-W hn-h-c-§-Ä t\-c-t¯-X-s¶ ssI-h-i-s¸-Sp-¯n-b-Xn-\m-Â ho-Un-tbm-e-`n-¨ ti-jw C-hsc t»m-¡v sN-bv-X-Xp sImt≠m, A- ¡ u- ≠ v Un- B - Î nth- ä v sN- b v - X - X v sIm- t ≠m ^-e-an-sÃ-¶pw "s]-¬-sI-WnbnÂ ho-gm-Xn-cn-¡p-I'-bm-Wv th-≠-sX-¶p-am-Wv s]m-eo-kv ]-d-bp-¶p.

slÂ-¯v Sn-]v-kv

Health Tips

Ip-«n-I-fp-sS ]T-\w A-h-sc k-½À-±-¯n-em-¡p-¶-Xv

F-´p-sIm-@v ? ]-cn-tim-[n-¡mw... C-¶-s¯ Im-e-L-«-¯n-se ap-XnÀ-¶-h-sc-t]m-se X-s¶ Ip-«n-I-fp-sS Po-hn-X-hpw h-f-sc bm-{´n-I-am-bn am-dn-¡-gn-ªp. kzm-`m-hn-I {]-Ir-Xn-tbm-Sn-W-§n Po-hn-¨ a-\p-jy a-\-Ên-\v C-Xv XoÀ-¯pw A-]-cn-Nn-X-am-b H-¶m-Wv. A-Xn-\m-em-Wv kv-s{S-kv C-{X-tb-sd \-½-sf _p-²n-ap-«n-¡p-¶-Xv

B-

[p-\n-I in-ip a-\-im-kv-{X¯n- s â am- X m- h v F- ¶ - d nb- s ¸- S p- ¶ - X v A- ¶ t{^m- b n- U m- W v . Ip- « n- ¡ m- e - ¯ v k- t lm- Z - c n- s b ImÄ ku- µ - c yw Ip- d - h m- s W- ¶ Im- c - W ¯mÂ th-≠-{X ]-cn-K-W-\ e-`n-¡msX h-¶p F-¶v I-Y-IÄ ]-d-bp-¶p. F-¶mÂ ]nÂ-Im-e-¯v B ]n-cn-ap-dp¡-§-sf-sb-Ãmw A-Xn-Po-hn-¨v A-h-cptS-Xm-b ]m-X a-\-im-kv-{X-¯nÂ sh-«n Xp-d-¡p-I-bm-bn-cp-¶p. F-s¶ Ip-«n Im-

ew I-S-¶p t]m-Ip-¶-Xv h-f-sc-b-[n-Iw k-½À-±-¯n-epw ]n-cn ap-dp-¡-¯n-eq-sSbpw B-Wv. k-Xy-¯nÂ h-f-sc-b-[n-Iw {i-²n-¡-s¸-tS-≠ Po-hn-X Im-e-L-«w B-Wv C-§-s\ A-\m-h-iy-am-bn krãn-¡-s¸-Sp-¶ {]-iv-\-§-fn-eq-sS kwLÀ-j-¯nÂ B-¡p-¶-Xv. F-´p-sIm≠m- W v C- § - s \ kw- ` - h n- ¡ p- ¶ - X v ? Im- c - W w A- t \z- j n- ¨ mÂ {]- [ m- \ - a mbpw {]-Xn-¡q-«nÂ B-hp-I am-Xm-]n-Xm¡Ä X-s¶-bm-hpw. a-äp Ip-«n-I-fp-am-bn

\oXp Zm-kv, ssk-t¡m-f-Pn-kv-äv, saÂäv-ssaâ v, Im-¡-\mSv, Ph: 90612 00893, www.meltmind.com

Xm- c - X - a yw sN- ¿ p- I , X- § - f p- s S ]qÀ¯o-I-cn-¡m-\m-hm-¯ kz-]v-\-§-fp-sS km-£m-Xv-Im-c-¯n-\m-bn Ip-«n-I-sf \n À-_-Ôn-¡p-t¼mÄ A-Xv Ip-«n-I-fp-sS am-\-kn-I-\n-e-sb h-f-sc-b-[n-Iw tZmj-I-c-am-bn _m-[n-¡p-¶p-≠v. Hm-tcm Ip-«n-¡pw P-·-\m e-`n-¡p-¶ I-gn-hp-I-fpw, A-dn-hv kzmw-io-I-cn-¡m\p-Å co-Xn-I-fp-ap-≠v. Cu I-gn-hp-I-sf Xp-S-¨p-an-\p-¡n ]-c-am-h-[n {]-tbm-P-\s¸-Sp-¯p-I. F-¶-Xv am-{X-am-Wv am-Xm]n-Xm-¡Ä sN-t¿-≠-Xv. sam-ss_Â/ Sn-hn F-¶n-h-bp-sS A-an-X D-]-tbm-Kw B-k-àn-bn-te-¡v (addiction) \-bn-¡p¶p. C-Xv k-l hn-ZymÀ-Yn-I-fp-am-bpw a-äp-Å-h-cp-am-bpw t\-cn-«p-Å B-i-b-hn\n-a-bw Ip-d-bv-¡pw. {I-ta-W A-hÀ h-fsc sN-dn-b H-cp N-«-¡q-Sn-\p-Ån-te-¡v H-Xp-§n t]m-Ipw. C-¯-c-¯nÂ kr-ãn¡-s¸-Sp-¶ G-Im-´-X hn-jm-Z-tcm-K-§fn-te-¡pw I-Sp-¯ D-XvI - W - vTb - n-te-¡pw \-bn-¡mw. C- X n- \ p h- g n- h - b v - ¡ p- ¶ - X v am- X m]n-Xm-¡Ä X-s¶-bm-Wv. Ip-«n H-Iv-täm_À 2019 | Sm-Iv-kv tI-cf

slÂ-¯v Sn-]v-kv

Xo-sc sN-dp-Xm-bn-cn-¡p-t¼mÄ A-\p-k-cn-¸n-¡m-\pw `-£-Ww I-gn-¡m-\p-sam-s¡ sam-ss_Â t^m¬ I- ¿ nÂ sIm- S p- ¯ v io- e n¸n- ¡ p- ¶ p. Ip- « n- b p- s S ap- J - ¯ p- t \m - ¡ n Nn- c n- t ¡- ≠ \- ½ Ä sam- s s_Â t^m- W nÂ t\m- ¡ n Nn- c n- ¡ p- t ¼mÄ kzm- ` m- h n- I - a m- b pw Ip- « n- b nÂ D- ≠ mIp-¶ B-Imw-£-bpw sam-ss_-en-te¡v B-IÀ-jn-¡-s¸-Spw. C-¯-c-¯nÂ "kr-ãn-¡p-¶' addiction Dw ]T-\-Imcy-¯nÂ A-\m-h-iy ]n-cn-ap-dp-¡-§fpw hn-ZymÀ-°n-I-fn-se H-fn-t¨m-«-hpw B-ß-l-Xy-bpw hÀ-²n-¨p-h-cp-¶-¯nsâ Im-c-W-§-fm-tb-¡mw.

X-§-fp-sS ]qÀ-¯o-I-cn¡m-\m-hm-¯ kz-]v-\-§-fp-sS km-£mXv-Im-c-¯n-\m-bn Ip-«n-I-sf \nÀ-_-Ôn-¡pt¼mÄ A-Xv Ip-«n-I-fp-sS am-\-kn-I-\n-e-sb h-f-scb-[n-Iw tZm-j-I-c-am-bn _m-[n-¡p-¶p-@v 46

Sm-Iv-kv tI-cf | H-Iv-täm_À 2019

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Ip-«n-I-fp-sS ]T-\ co-Xn F-´m-sW¶v I-s≠-¯p-I h-f-sc {]-[m-\-s¸-«Xm- W v . Auditony, visionary & knesthetic F- ¶ n- § - s \ aq- ¶ p {]- [ m- \ co- X n- I fpw C- h - b p- s S hn- h n- [ combimalions Dw B-hmw. Hm-tcm-cp-¯À-¡pw ]T-\{]- { In- b i- c n- b m- b ]T- \ co- X n D- ] tbm-Kn-¨m-Wv \-S-¡p-¶-sX-¦nÂ h-fsc-b-[n-Iw B-kzm-Z-I-c-am-bn-cn-¡pw. a-dn-¨m-sW-¦nÂ C-{X-bpw _p-²n-ap-t«dn-b H-cp kw-`-hw th-sd Im-Wn-Ã! A-Sp¯ ho-«n-se Ip-«n D-d-s¡ hm-bn-¨v ]Tn¡p-¶-Xv sIm-≠m-Wv A-h-\v Iq-Sp-XÂ amÀ- ¡ v In- « p- ¶ - X v F- ¶ v ]- d - ª v kz´w Ip-«n-tbm-Sv A-Xp-t]m-se sN-¿m³ ]-d-bp-¶-Xn-\v ap³-]v B-tem-Nn-¡p-I, B Ip- « n tI- « v ]Tn- ¡ p- ¶ (auditony) F-¶ hn-`m- K - ¯ n- e m- h pw, H- cp- ] - t £ \n-§-fp-sS Ip-«n I-≠p-]n-Sn-¡p-¶-tXm ( visionary) A- s Ã- ¦ nÂ sN- b v - X p ]Tn¡p-¶ A-sÃ-¦nÂ sN-bv-Xp ]Tn-¡p-¶tXm (kinesthetic) B-b K-W-¯nÂ-s¸Sp-¶ B-sW-¦nÂ D-d-s¡ hm-bn-¨p ] Tn-¡p-¶-Xv hn-]-co-X ^-e-am-bn-cn-¡pw sN-¿p-I. ]-I-cw Ip-«n-bp-sS ]T-\ co-Xn I-s≠-¯p-I A-Xn-\-\p-k-cn-¨v Hm-tcm hn-j-b-s¯ k-ao-]n-t¡-≠ co-Xn A-hew-_n-¡p-I. A-Sp-¯-Xm-bn Ip-«n-bp-sS `m-hn taJ-e sX-c-sª-Sp-¡p-¶-Xv F-§-s\-bmh-Ww F-¶v ]-cn-tim-[n-¡mw. A-Xn-\pap-¼v H-cp A-ev-]w ]p-d-tIm-«p t]m-Imw. sF-Sn ta-J-e ]p-tcm-K-an-¡p-¶ k-abw, \-Ã i-¼-fw e-`n-¡p-sa-¶ Im-c-W¯mÂ am-Xm-]n-Xm-¡-fp-sS \nÀ-_-Ô-

{]-Im-ct- am a-äp-Åh - s - c A-\p-Ic - n-¡p-¶ co-Xn-bp-sS `m-K-am-tbm sF-Sn ta-J-e sX-c-sª-Sp-¡p-¶ h-cm-Wv `q-cn-`m-Kw B-fp-I-fpw. C-¶v kv-s{S-kv dn-eo-^n\p th-≠n a-\x-im-kv-{X-Ú-cp-sS A-Sp-¯v h-cp-¶-h-cnÂ `q-cn-`m-K-hpw sF-Sn ta-Je-bnÂ \n-¶v D-Å-h-cm-sW-¶-Xm-Wv h-kv-Xp-X. Hm-tcm-cp-¯À-¡pw P-·-\m kn-²n-¨n-«p-Å I-gn-hp-IÄ-¡v A-\p-k-cn¨v th-Ww sXm-gnÂ-ta-J-e sX-c-sªSp-¡m³. A-sÃ-¦nÂ tPm-en B-kz-Zn-¨v sN-¿m-\m-hn-Ã. A-Xp {I-ta-W tPm-enØ-e-s¯ ]n-cn-ap-dp-¡-¯n-te-¡pw ]n¶o-S-Xv Ip-Spw-_-Po-hn-X-¯n-te-¡pw H-s¡ I-S-¶p-h-t¶-¡mw. Ip- « n- I - f p- s am- ¯ v Nn- e - h - g n- ¡ m³ k-a-bw I-s≠-¯p-I A-h-cp-am-bn kwkm-cn-¡p-I, {]-iv-\ ]-cn-lm-c-§Ä \n À-t±-in-¡p-I, A-\m-h-iy \n-b-{´-W§Ä H- g n- h m- ¡ p- I Xp- S - § n \n- Ê m- c am-bn ]-cn-l-cn-¡m-hp-¶-hn-j-b-§Ä \-½p-sS A-\m-Ø-aq-ew h-j-fm-h-cp-Xv. Ip-«n-I-fp-sS I-gn-hpw km-[y-X-I-fpw IrXy-am-bn a-\-kn-em-¡p-I, B-h-iy-sa¦nÂ hn-Z-Kv-[-D-]-tZ-iw tX-Sp-I. Multiple intelligence test Xp-S-§n-b \n-c-h-[n amÀK-§Ä C-¶v e-`y-am-Wv. ]T-\-hpw Ip-«n¡m-e-hpw A-hÀ H-¶n-¨v B-kz-Zn-¡-s«. \- ½ p- s S k- a q- l w tUm- Î À- a mÀ- ¡ pw F- ³ - P n- \ o- b - À amÀ- ¡ pw am- { X- a - Ã a- ä v ]-e hn-[ C-\n-bpw kr-ãn-t¡-≠ ta-Je-I-fn-eq-sS A-hÀ bm-{X sN-¿-s« Cu I- ≠ p- ] n- S n- ¯ - § Ä D- ≠m- I - s «. a- \ p j - y-\nÀ-½n-X ]-cn-[n-IÄ I-S¶ - v A-Sp-¯ X-e-ap-d ]-d-¡-s«!

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D-am-tZ-hn Fw. dn-«. sd-h\yp H-^n-jyÂ, K-h. Hm-^v tIcf

^v-fm-äp-IÄ, sI-«n-S-§Ä

F-¶n-h hm-§p-t¼mÄ {i-²n-t¡-@ \n-b-a-h-i-§Ä kw

-Øm-\-¯v sI-«n-Sw \nÀ½m-W-¯n-\m-bn Ø-ew hm-§p-t¼m-gpw ho-Sp-IÄ ^v-fm-äp-IÄ I-S-ap-dn-IÄ F-¶n-h hm-§p-t¼m-gpw s]m-Xp-P-\-§Ä {i-²n-t¡-≠ Im-cy§Ä: kw-Øm-\-¯v \n-e-hn-ep-Å sI«n-S \nÀ-½m-W N-«-§Ä Su¬-¹m-\n-Mv So-ap-IÄ, Xo-c-tZ-i ]-cn-]m-e-\ \n-b-aw F-¶n-h ]m-en-¨m-tWm sI-«n-S-§Ä \n À-½n-¨n-«p-Å-Xv F-¶v kw-_-Ôn-¨pw hm-§m-\p-t±-in-¡p-¶ `q-an-bp-sS G-Xv X- c - ¯ nÂ s]- S p- ¶ - X m- s W- ¶ p- Å - X v kw-_-Ôn-¨p-ap-Å kw-i-b-§Ä Zq-coI-cn-¡p-¶-Xn-\v B-sc-bm-Wv k-ao-]nt¡-≠-Xv F-¶v ]-eÀ-¡pw C-t¸m-gpw A-dn-bp-hm³ I-gn-bp-¶n-Ã. B-b-Xn-\m Â `q-an A-sÃ-¦nÂ sI-«n-S-§Ä hm§p-t¼mÄ s]m-Xp-P-\-§Ä Xm-sg-¸d-bp-¶ amÀ-¤-\nÀ-t±-i-§Ä {i-²n-t¡-

Sm-Iv-kv tI-cf | H-Iv-täm_À 2019

≠-Xm-sW-¶v ho-≠pw HmÀ-an-¸n-¡p-¶p. sI-«n-S \nÀ-am-W¯ - n-\v t¹m-«p-IÄ hm§p-t¼mÄ t{i-²nt¡-≠ Im-cy-§Ä 1. hm- § n- ¡ p- ¶ Ø- e w, D- t ±- i n¡p-¶ sI-«n-Sw \nÀ-½n-¡p-hm³ km-[n¡p-¶-Xm-tWm-sb-¶p F-¶v sI-«n-S \n À-am-W N-« {]-Im-cw c-Pn-ÌÀ sN-bv-X sse-k³-kn-IÄ ap-tJ-\ D-d-¸p-h-cpt¯-≠-Xm-Wv 2. {]-kv-Xp-X Ø-ew Su¬ ¹m-\nwKv kv-Io-anÂ DÄ-s¸-Sp-¯ tWm-sb-¶p sem-t¡-j³ ¹m³ Im-Wn-¨v X-t±-i kz-bw-`-c-W Øm-]-\-¯nÂ \n-¶pw A-dn-bm-hp-¶-Xm-Wv. C-Xn-\v Ø-ew DÄ- s ¸- « hn- t Ã- P pw kÀ- t h \- ¼ - c pw Ø- e - ¯ n- s â sem- t ¡- j ³ ¹m- \ pw k-ln-Xw X-t±-i-kz-bw-`-c-W Øm-]\-s¯ _-Ô-s¸-Sm-hp-¶-Xm-Wv.

3. sI-«n-S \nÀ-½m-W N-«§ - Ä {]-Imcw {]- k v - X p- X Ø- e - ¯ v \nÀ- a m- W w \- S - ¯ p- h m³ km- [ n- ¡ p- t am F- ¶ - d nbm³ c-Pn-ÌÀ sN-bv-X sse-k³-kn-Ifp-sS tk-h\ - w {]-tbm-P\ - s - ]-Sp-¯m-hp¶-Xm-Wv. kw-i-b-ap-Å ]-£w X-t±-i kz-bw-`-c-W Øm-]-\-s¯-tbm Pn-Ãm Su¬ ¹m-\-dp-sS Hm-^o-knÂ {]-hÀ¯n-¡p-¶ slÂ-¸v sU-kv-In-s\-tbm k-ao-]n-t¡-≠-Xm-Wv. 4. Aw-Ko-Ir-X ]-²-Xn-IÄ {]-Imcw tdm-Uv ho-Xn Iq-«p-¶-Xn-\v t¹m-«nÂ \n-¶pw Ø-ew hn-tS-≠-Xp-s≠-¦nÂ A-Xn-\p-ti-jw _m-¡n h-cp-¶ t¹m«nÂ am- { X- t a \nÀ- a m- W w \- S - ¯ m³ km-[n-¡p-I-bp-Åq. tdm-Uv ho-Xn Iq«p-¶-Xn-\v B-h-iy-am-b Ø-ew Su¬ ¹m-\n-Mv kvI - o-anÂ ]-dª n-«p-Å] - £ - w A-Xv F-{X-sb-¶p X-t±-i-kz-bw-`-c-W

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Øm-]-\-¯nÂ \n-t¶m, Pn-Ãm Su¬ ¹m-\-dnÂ \n-t¶m A-dn-bm-hp-¶-Xm-Wv 5. tdm-Uv ho-Xn Iq-«p-¶-Xn-t\m hnI- k n- ¸ n- ¡ p- ¶ - X n- t \m B- h - i y- a m- b Ø-ew ku-P\ - y-am-bn \Â-Ip-Ib - m-sW¦nÂ B-b-Xn-\v tc-Jm-aq-ew sX-fn-hv hm§n-t¡-≠-Xpw A-{]-Im-cw ku-P-\yam-bn \Â-Ip-¶ Ø-e-¯n-\v sI-«n-S \n À-am-W-N-« {]-Im-c-ap-Å {]-tXy-I B-\pIq-eyw _nÂ-Unw-Kv s]À-an-äv hm-§p-¶ k-a-b-¯v e-`y-am-¡m-hp-¶-Xm-Wv. 6. kw- c - £ n- X kv - a m- c - I - § Ä Xoc- t Z- i {]- t Z- i - § Ä Xp- S - § n- b - h - ¡ v _m-[-I-am-bn-«p-Å F-s´-¦n-epw \n-b{´- W - § Ä {]- k v - X p- X Ø- e - ¯ n- \ v _m-[-I-am-tWm F-¶v ]-cn-tim-[n-t¡≠-Xm-Wv. C-¡m-cyw _-Ô-s¸-« X-t±-i kz-bw-`-c-W Øm-]-\-¯nÂ \n-¶pw im-kv-{X km-t¦-Xn-I ]-cn-Øn-Xn h-Ip¸nÂ \n-¶pw (STED) A-dn-bm-hp-¶X - m-Wv. 7. hn- a m- \ - ¯ m- h - f w, sd- b nÂ- t h _u-≠-dn ssk-\n-I tI-{µ-§Ä, ]p-cmh-kv-Xp kw-c-£n-X Øm-]-\-§Ä XpS-§n-b-h-bv-¡v Np-äp-ap-Å t¹m-«p-I-fmsW-¦nÂ t¹m-«v hm-§p-¶-Xn-\p ap-¼v _-Ô-s¸-« h-Ip-¸n³-sd N-O-C hm-§p¶-Xv \-¶m-bn-cn-¡pw. 8. ssl sS³-j³ ssh-Zyp-Xn sse\p-IÄ-¡v k-ao-]-ap-Å t¹m-«p-IÄ I-gnh-Xpw H-gn-hm-¡p-I 9. `q-hn-`-P-\w \-S-¶n-«p-Å t¹m-«pIÄ hm- § p- ¶ - X n- \ p ap³- ] v . A- h - b v 50

Sm-Iv-kv tI-cf | H-Iv-täm_À 2019

Revenue Law

¡v Pn-Ãm Su¬ ¹m-\-dp-sS-tbm No-^v Su¬ ¹m-\-dp-sS-tbm se Hu-«v Aw-KoIm-cw D-t≠m-sb-¶v D-d-¸p-h-cp-t¯-≠Xm-Wv. te Hu-«v Aw-Ko-Im-cw e-`y-am-b t¹m-«p-IÄ am-{Xw hm-§p-I. sI-«n-S-§Ä ^v-em-äp-IÄ I-S-ap-dn-IÄ F-¶n-h hm-§p-t¼mÄ {i-²n-t¡-≠ Im-cy-§Ä 1.hm-§m-\p-t±-in-¡p-¶ sI-«n-Sw/^vem-äp-IÄ/ I-Sa - p-dn-IÄ F-¶n-h tImÀ-]td-j³ /ap-\n-kn-¸m-en-än/ ]-©m-b-¯v F-¶n-h-bnÂ-\n-¶pw \n-b-a-{]-Im-cw s] À-an-äv hm-§n \nÀ-½n-¨-Xm-sW-¶v D-d-¸ph-cp-t¯-≠-Xm-Wv. \n-b-am-\p-kr-Xw e-`n-¨ s]À-an-äv sI-«n-Sw hm-§p-¶-Xn\v ap³-]v ]-cn-tim-[n-¡-Ww. Iq-Sm-sX sI-«n-S-¯n-\v Iw-¹o-j³ kÀ-«n-^n-¡-äv \Â-In-bX - n-sâ A-Sn-Øm-\¯ - nÂ X-t±i-kz-bw-`-c-W-Øm-]-\w _nÂ-Unw-Kv \-¼À \Â-In-bn-«p-t≠m F-¶pw ]-cntim-[n-t¡-≠-Xm-Wv. 2. hm-§m-\p-t±-in-¡p-¶ sI-«n-Sw t\-cn-«v k-µÀ-in-¨ ti-jw am-{Xw hm§-W-tam F-¶v Xo-cp-am-\-sa-Sp-¡p-I. ]-c-ky-§Ä tam-U-ep-IÄ F-¶n-h am{Xw I-≠p sI-«n-Sw hm-§p-¶-Xn-\v D-d-¸p \Â-Im-Xn-cn-¡p-I 3. tc-J-IÄ ]-cn-tim-[n-¨v t_m-[yw h- ¶ - X n- \ p ti- j w am- { Xw A- U zm³kv , D- S - ¼ - S n, c- P n- k v - t {S- j ³ F- ¶ n- h \-S-¯p-I 4. t¹m-«v hn-`-P-\w \-S-¯n-bn-«p-Å

t¹m- « n- s e sI- « n- S - § Ä hm§p-t¼mÄ Su¬ ¹m-\À/ No^v Su¬ ¹m-\À F-¶n-h-cnÂ \n-¶pw te-bu-«v Aw-Ko-Im-cw e-`n-¨n-«p-≠v F-¶pw D-d-¸p-h-cpt¯- ≠ - X m- W v . A- h - b p- a m- b n _-Ô-s¸-« hn-i-Zo-I-c-W-§Ä Pn- Ã m Su¬ ¹m- \ À am- c nÂ \n- t ¶m X- t ±- i - k z- b w- ` - c - W Øm-]-\-§-fnÂ \n-t¶m A-dnbm-hp-¶-Xm-Wv B-Wv. 5. ^v-fm-äv/sI-«n-Sw F-¶n-h hm-§p-t¼mÄ tdm-UnÂ \n-¶pw B-h-iy-am-b ho-Xn ImÀ-]mÀ¡nw-Kv \v B-h-iy-am-b Ø-ew, sh-Åw, ssh-Zyp-Xn, am-en-\y-\n À-amÀ-P-\w-C-h-bv-¡v B-h-iyam-b {I-ao-I-c-W-§Ä-F-¶n-h D-t≠m F-¶v ]-cn-tim-[n-t¡≠-Xm-Wv. 6. ^v-fm-äp-IÄ hm-§pt¼mÄ Structural Un- s sk³ Aw- K o- I - c n- ¨ n- « p- t ≠m F- ¶ v X-t±-i-kz-bw-`-c-W Øm-]-\§- f nÂ \n- ¶ pw A- d n- ª n- c nt¡-≠-Xm-Wv. \n-e-hn-ep-Å sI-«n-S-¯n\v ap-I-fnÂ ho-≠pw \nÀ-an-¨p-\Â-Ip-¶ sI-«n-S-§Ä/^v-fm-äp-IÄ F-¶n-h-bp-sS kv-{S-Iv-¨-dÂ sÌ-_n-en-än ]p-\-]-cn-tim[n-¨v D-d-¸m-¡n-b ti-jw am-{Xw hm-§p¶-Xn-\v Xo-cp-am-\n-¡p-I. 7. kÀ-¡mÀ Øm-]-\-§-tfm X-t±i-kz-bw-`-c-W-Øm-]-\-§-tfm \-S-]-Sn kzo-I-cn-¨p sIm-≠n-cn-¡p-¶p sI-«n-S§Ä A-\-[n-Ir-X-am-sW-¶v A-dn-bp-¶ ]-£w A-h hm-§p-¶-Xv H-gn-hm-¡p-I 8. hn- a m- \ - ¯ m- h - f w, sd- b nÂ- t h _u-≠-dn, ssk-\n-I tI-{µ-§Ä, ]pcm-h-kv-Xp kw-c-£n-X Øm-]-\-§Ä Xp-S-§n-b-h-bv-¡v Np-äp-ap-Å {]-tZ-i-§fn-se \nÀ-½m-W \n-b{- ´-W§ - Ä ]m-en¨n-«p-t≠m F-¶v hm-§p-¶-Xn-\p-ap-¼v D-d-¸p-h-cp-t¯-≠-Xm-Wv. 9. ssl sS³-j³ ssh-Zyp-Xn sse\p-IÄ-¡v k-ao-]-ap-Å \nÀ-½m-W-§Ä `q-]-cn-[n ]m-en-¨p-sIm-≠m-tWm F-¶v D-d-¸p-h-cp-t¯-≠-Xm-Wv. 10.C-S-\n-e-¡m-sc H-gn-hm-¡p-I. 11. sI- « n- S \nÀ- ½ m- W N- « - § Ä, Su¬-¹m-\n-Mv kv-Io-ap-IÄ, sl-dn-t«-Pv ta-J-e-bnÂ DÄ-s¸-« Ø-e-§Ä F-¶nh-sb Ip-dn-¨v kw-i-b-§Ä D-Å ]-£w F-Ãm _p-[-\m-gv-N-bpw cm-hn-se 10 30 ap-XÂ ssh-In-«v 4 30 h-sc F-Ãm Pn-Ãm Su¬ ¹m-\À am-cp-sS Hm-^o-kp-I-fnÂ {]-hÀ-¯n-¡p-¶ slÂ-¸v sU-kv-In-sâ tk-h-\w {]-tbm-P-\-s¸-Sp-¯p-I.

Tax Kerala Vol 01 Issue 04

RNI Registration Number: KERBIL/2019/77092

Printed by Shri. Vipin Kumar K P, Door No:41/3940 C2 ,Lilgy Estate, Old Railway Station Road, Ernakulam-18. Published by: Shri. Vipin Kumar K P, on behalf of Vipin Kumar K P & Printed at Thulika Offset Printers, Kacheripady, Ernakulam -18 and Published from: Door No:41/3940 C2,Lilgy Estate, Old Railway Station Road, Ernakulam-18. Editor: Shri. Vipin Kumar K P.