Page 1

Vol. 01 Issue 02 August 2019 Rs 50

Bw B-Zv-an

_o-a tbm-P-\

H-cp {_m³-Um-tWm \n-§Ä kz-]v-\w Im-Wp-¶-Xv ? IhÀ tÌmdn

\n-b-a-\nÀ-am-W N-{Iw

Xn-cn-bp-¶-sX-t§m-«v ? Pn F-kv Sn-bpw s^-U-d _m-¦v ap³ sN-bÀ-am³ {io sI ]n ]-Zv-a-Ip-amÀ hn-e-bn-cp-¯p-¶p

{]-f-b sk-Êpw

]p-Xp-Xm-bn h-cp-¶

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Editorial Board Chief Editor Vipin Kumar K. P.

Executive Editor

F-Un-täm-dn-bÂ

Christopher Shine

Associate Editor

sF. sF.Fkv Fkv..HHkÀkÀ-««n-^ n-^n-tn-t¡j³ ¡j³ Ct¸mÄ Ct¸mÄC-C-SS-\-\n-en-e-¡ -¡m-m-ccnÃmnÃm-ssXXt\t\-ccn«vn«v!!!!!!

Dilip V. H

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Nn

-e hy-h-km-b ta-J-e-bn-se sXm-gn-em-fn-IÄ-¡v A-hÀ kw-LSn-X-tcm hn-Zym-`ym-k-an-Ãm-¯-h-tcm B-sW-¶-Xn-\m- Xm-c-Xtay-\ Ip-d-ª Iq-en am-{X-am-Wv \-Â-Ip-¶-Xv. am-{X-a-à C-h-À ]-c-am-h[n Nq-j-Ww sN-¿-s¸-Sp-I-bpw sN-¿p-¶p. ]-«n-I-bn- D-Ä-s¸-Sp-¯n-b {]-tXy-I tPm-en-I-Ä-¡v G-ä-hpw Ip-d-ª th-X-\ \n-c-¡v D-d-¸p h-cp-¯phm-³ G-ä-hpw Ip-d-ª th-X-\ \n-b-aw hy-h-Ø sN-¿p-¶p. sXm-gn- \n-ba - § - f - n k-a{- K-am-b am-ä§ - f - m-Wv tI-{µw sIm-≠p-h¶ - n-cn-¡p-¶X - v. tI-{µ k-À-¡mÀ sIm-≠p-h-¶ G-Io-Ir-X sXm-gn-Â-\n-b-a N-«-§-Ä-¡p-Ncn-{X-]-Ým-¯-e-ap-≠v. 1948se sXm-gn- X-À-¡ \n-b-a-am-Wv C-´y-bn-se sXm-gn-Â-\n-b-a-§-fp-sS am-Xr-\n-b-aw. A-Xp ]-cn-jv-I-cn-¡-s¸-tS-≠-XmWv F-¶-Xn- X-À-¡-an-Ã. 1978 sam-dm-À-Pn tZ-im-bn {]-[m-\-a-{´n-bmbn-cn-s¡, sXm-gn-Â-\n-b-a-§-Ä t{Im-Uo-I-cn-¡m-³ {i-a-ap-≠m-bn. sXmgn- hy-h-km-b-_-Ô-\n-b-aw F-¶ t]-cn- sIm-≠p-h-¶ C-Xn-s\-Xn-sc hym-]-I F-Xn-À-¸p-≠m-bn. sXm-gn- \n-b-a-§-fp-sS A-Sn-Øm-\w D-t]£n-¨v hy-h-km-b ]p-tcm-K-Xn am-{Xw em-¡m-¡n-bp-Å-Xm-bn-cp-¶p A-Xv. ]- c n- j v - I r- X cm- P y- § - Ä A- h - c p- s S sam- ¯ w h- c p- a m- \ - ¯ nsâ 6% km- a q- l n- I kp- c - £ - b v - ¡ m- b n \o- ¡ n- h - b v - ¡ p- t ¼mÄ, C- h n- s S A- X v 1% am- { X- a m- W v . sXm- g n- e m- f n- I - f p- s S hn- l n- X - ¯ n-  \n- ¶ p (t{]m- h n- U â v ^- ≠ v , C- F - k v - s F, C- ³ - j p- d - ³ - k v ) kz- c q- ] n¡p-¶ Xp-I-bp-sS H-cp `m-Kw Hm-l-cn-hn-]-Wn-bn- \n-t£-]n-¨p In-«p-¶ h-cp-am-\w sIm-≠v km-aq-ln-I-kp-c-£ \-S-¸m-¡m-\m-Wp \o-¡w. tI-cfw t]m-ep-Å kw-Øm-\-§-fn- C-t¸m-Ä \n-e-hn-ep-Å t£-a-s]-³-j\p-I-Ä C-tXm-sS C-Ãm-Xm-Ipw. tI-{µ-¯n-se 42 sXm-gn- \n-b-a-§-Ä, kw-Øm-\-§-fn-se \q-dn-e-[n-Iw \n-b-a-§-Ä F-¶n-h G-Io-I-cn-¨v \mep tIm-Up-I-Ä B-bm-Wv ]p-Xn-b sXm-gn-Â-\n-b-aw h-cp-¶-Xv. ]p-Xn-b \n-b-aw {]m-_-ey-¯n- h-¶m- 1936se t]-bv-saâ v Hm-^v th-P-kv B-Îv, 1948se an-\n-aw th-P-kv B-Îv, 1965se t_m-W-kv B-Îv, 1976se Cu-Iz- sd-ayq-W-td-j-³ B-Îv Xp-S-§n-b \n-b-a-§Ä C-Ãm-Xm-Ipw. th-X-\-hy-h-Ø-IÄ ]-d-bp-¶ th-Pv tIm-Uv, hy-h-km-b-_-Ôw hn-i-ZoI-cn-¡p-¶ C³-U-kv-{Sn-b dn-te-j³-kv tIm-Uv, km-aq-ln-I-kp-c-£ ]-cm-aÀ-in-¡p-¶ tkm-jy tIm-Uv, sXm-gn-em-fn – ^m-Î-dn kp-c-£ hnh-cn-¡p-¶ kp-c-£m tIm-Uv F-¶n-h-bm-Wv ]p-Xp-Xm-bn h-cm³-t]m-Ip¶ \n-b-a-§Ä. Fw-t¹m-bo-kv t{]m-hn-Uâ v ^-≠v B³-dv an-tÉ-\n-b-kv s{]m-hn-j³ B-Îv, Fw-t¹m-bo-kv tÌ-äv C³-jp-d³-kv tImÀ-¸-td-j³ B-Îv, am-Xr-Øm-]-\ B-\p-Iq-ey B-Îv, _nÂ-Unw-Kv Bâ v A-ZÀ I¬kv-{S-£³ hÀ-t¡-gv-kv B-Îv, Fw-t¹m-bo-kv tIm-¼³-tk-j³ B-Îv F-¶n-h-bpÄ-s¸-sS-bp-Å km-aq-ln-I kp-c-£-bp-am-bn _-Ô-s¸-« \n-ba-§Ä e-bn-¸n-¡p-¶-Xm-Wv tkm-jy sk-Iyq-cn-än \n-b-a-sa-¶v ]-d-bp¶-Xv. C-¯-c-¯n- ]-e hn-`m-K-§-fn-em-bn-cp-¶ 42 sXm-gn- \n-b-a-§sf-bm-Wv ]p-Xn-b k-À-¡m-À \m-ev hn-`m-K-§-Ä-¡v Io-gn- am-{X-am-bn Np-cp-¡p-¶-Xv. ]p-Xp-¡n-b N-«-§-Ä \n-e-hn- h-cp-¶-tXm-sS sXm-gn-emfn-I-Ä-¡v an-\n-aw th-X-\-t¯m-sSm-¸w Nn-In-Õm B-\p-Iq-ey-§-fpw e-`n¡pw. \n-e-hn- cm-Py-¯v 7 i-X-am-\w sXm-gn-em-fn-I-Ä am-{X-am-Wv an-\naw th-X-\-¯n-\v A-À-l-cm-bn-«p-f-fq. F-¶m- ]p-Xn-b N-«w \n-e-hn- h-cp-¶-tXm-sS A-h-ti-jn-¡p-¶ _-lp-`q-cn-]-£w sXm-gn-em-fn-I-Ä-¡pw an-\n-aw th-X-\w e-`y-am-Ipw.

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Sm-Iv-kv tI-cf | B-K-kväv 2019

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D-ÅS¡w \n-b-a-\nÀ-am-W N-{Iw Xn-cn-bp-¶-sX-t§m-«v?

Contents

tax related topics.

10

cm-Py-¯v ]p-Xp-Xm-bn H-¯n-cn \n-b-a-§-fpw, D-Å \n- b - a - § - f n {]- [ m- \ am- ä - § - f pw h- ¶ p- s Im≠n- c n- ¡ p- ¶ p. \n- b - a - \ nÀ- a m- W - s ¯- ¸ - ä n ]- t e B-t£-]-§-fpw h-¶p-sIm-≠n-cn-¡p-¶ Cu kml- N - c y- ¯ n \n- b - a - \ nÀ- ½ m- W b- { ´- ¯ n- s â {]-hÀ-¯-\-s¯-bpw cm-Py-¯n-sâ km-¼-¯n-I h- f À- ¨ - b n Cu \n- b - a \nÀ- ½ m- W - § Ä h- c p¯p-¶ Zq-c-hym-]-I-am-b am-ä-§-sf-bpw Ip-dn-¨v s^-U-d _m-¦v ap³ sN-bÀ-am³ {io sI ]n ]-Zv-a-Ip-amÀ hn-e-bn-cp-¯p-¶p

F-Un-täm-dn-b Iym-jv C-S-]m-Sp-I-sf-¡p-dn-¨p-Å c@v -­ {]-[m-\ h-Ip-¸p-IÄ Pn F-kv Sn-bn-se dn-kv-Iv kv-tImÀ F-´m-Wv? sU-en-h-dn sN-Ãm-\pw C-th _n-Ãpw Pn F-kv Sn-bpw {]-f-b sk-Êpw SBI kÀ-ho-kv NmÀ-Pp-IÄ F-Sp-¯p-I-f-ªp Bw B-Zv-an _o-a tbm-P-\ ho-Sp h-bv-¡-epw hm-§-epw cm-Py-s¯m-«m-sI _m-en-tI-dm-a-e! ]p-Xp-Xm-bn h-cp-¶ hm-S-I \n-b-aw H-cp {_m³-Um-tWm \n-§Ä kz-]v-\w Im-Wp-¶-Xv? ]-¦m-fn-¯ Øm-]-\w Np-cp-¡w Nn-e Im-cy-§Ä \n-ew ]p-c-bn-S-am-bn ]-cn-hÀ-¯-\w sN-¿p-t¼mÄ `m-j-IÄ ]Tn-¡m³ Nn-e B-¸p-IÄ Po-h-³ c-£n-¡m-³ {]-Y-a-ip-{iq-j

kz-]v-\-`-h-\w ]qÀ-W-am-bpw _m-¦v hm-bv-]-bn-eq-sS

4 16þ-17 18 19 20þ-22 23 26þ-27 -28 29 30þ35 36 38-þ40 41þ42 43þ45

30

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Sm-Iv-kv tI-cf | B-K-kväv 2019

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tI-c-f-¯n-se \n-c-¯p-I-fn-Â C-\n C-Im-ew; 2022- Hm-sS \n-c-¯p-IÄ Io-g-S-¡m³ C-hm-l-\-§-Ä

ssh-Zyp-X hm-l-\-§-fp-sS D-]-tbm-Kw t{]m-Õm-ln-¸n-¡p-¶-Xn-\-¸p-dw, C-h-bpsS D-Xv-]m-Z-\w X-s¶ tI-c-f-¯n-Â km[y-am-¡p-I F-¶ e-£y-t¯m-sS-bp-Å tdm-Uv am-¸m-Wv hn-`m-h-\w sN-bv-Xn-cn¡p-¶-Xv.

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Be the subscriber of tax Kerala and feel the difference The only magazine in Kerala , which deals with tax related topics. Subscribe and freel the difference.

46 22

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`m-h-\-hm-bv-]-sb B-IÀ-j-I-am¡p-¶ L-S-I-§Ä F-s´-Ãmw? I-¿n an-¨-^-≠v H-¶p-an-Ãm-sXbpw F-§-s\ ho-Sv ]qÀ-¯n-bm-¡mw?

17

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\n-Ip-Xn kw-_-Ôam-b hn-j-b-§Ä am{Xw ssI-Im-cyw sN-¿p-¶ tI-c-f-¯n-se G-I am-K-kn³ h-cn-¡m-cm-Iq... FÃm e-¡-§-fpw D-d-¸m-¡q...

Un-Pn-ä tIm-¸n-¡m-bn k-µÀ-in¡pI:magzter.com

C¶pX-s¶ Sm-Iv-kv tI-c-f am-kn-I-bp-sS h-cn-¡m-cm-Ip-I. hy-Xy-kv-X-X Xn-cn-¨-dnbpI Door No:41/3940 C2 ,Lilgy Estate, Old Railway Station Road, Ernakulam-18. Phone: 0484-4052069,93878 06090


\yq-kv A-]v-tU-ävkv

News Updates

`-£y-hn-`-h-¯n-\v C-Ãm-¯ Pn-F-kv-Sn Np-a-¯n-b tlm-«-ep-S-a\-ã-]-cn-lm-cw \Â-I-Ww: D-]-t`m-àr XÀ-¡ ]-cn-lm-c t^m-dw.

`-

£y- h n- ` - h - ¯ n- \ v C- à m- ¯ PnF- k v - S n Np- a - ¯ n- b tlm- « - e pS-a \-ã-]-c n-lm-c w\Â-I -W -sa-¶ v a-[p-c D-]-t`m-àr XÀ-¡ ]-cn-lm-c t^m-dw. Pn-F-kv-Sn bnÂ\n-¶v H-gnhm-¡n-bn-«p-Å ssX-cn-\v Pn-F-kv-Sn C-\-¯n c-≠p cq-] ]n-Sn-¨ lm-«ep-S-a-bv-s¡-Xn-sc-bm-Wv hn-[n h-¶Xv. \-S-]-Sn-sb-Sp-¡m³ X-¿m-dm-Im-Xncp-¶ D-tZym-KØ \ - pw \-ã] - c - n-lm-cw \Â-Ip-¶-Xn D-¯-c-hm-Zn-Xz-ap-s≠¶v t^m-dw hy-à-am-¡n. c-≠p cq-] A-[n-I-am-bn hm-§nb-Xn-\v ]-Xn-\-¿m-bn-c-¯n \m-ep cq]-bm-Wv \-ã-]-cn-lm-cw \Â-tI-≠Xv. Xn-cp-s\Â-th-en kz-tZ-in-bm-b a-lm-cm-P-bm-Wv ]-cm-Xn-¡m-c³.Xn-

cp-s¨-´q-cn-se tlm-«Â A-¶-]qÀW-bn \n-¶v 40 cq-]-bv-¡v ssX-cp hm-§p-t¼m-gm-Wv C-Ãm-¯ Pn-F-kvSn Np-a-¯n-b-Xv. F-kv.Pn.F-kv Sn-bmbn H-cp cq-]-bpw kn-Pn-F-kv-Sn C-\¯n H-cp cq-]-bpw tNÀ-¯v c-≠p

cq-] A-[n-Iw hm-§p-I-bm-bn-cp-¶p. ]m-t¡-Pnw-Kv NmÀ-Pm-bn c-≠p-cq-] Iq-Sn A-[n-Iw hm-§n. ssX-cn-s\ Pn-F-kv-Sn ]-«n-I-bn \n-¶v H-gn-hm-¡n-bn-«p-Å Im-cyw a-lmcm-P Nq-≠n-¡m-«n-bn-«pw Pn-F-kv-Sn Ip-d-bv-¡m³ tlm-«-ep-ImÀ X-¿m-dmbn-Ã. ]-cm-Xn ]-d-ª a-lm-cm-P-tbmSv tlm-«-ep-ImÀ tam-i-am-bn s]-cp-amdp-I-bpw sN-bv-Xp. C-sX-¯p-SÀ-¶v ]- c m- X n- b p- a m- b n Pn- F - k v - S n A- k nÌâ v I-½o-j-W-sd k-ao-]n-s¨-¦nepw \- S - ] - S n- s bm- ¶ p- a p- ≠ m- b n- à . C-¯-c-¯n-ep-Å \n-c-h-[n ]-cm-XnIÄ h-cp-¶p-s≠-¶pw X-\n-s¡m-¶pw sN-¿m³ I-gn-bn-sÃ-¶p-am-bn-cp-¶p I-½o-j-W-dp-sS a-dp-]-Sn.

h-en-b Xp-I ]n³-h-en-¨-h-sc ]n-Sn-Iq-Sm³ IÀ-i-\ \n-co-£-W-hp-am-bn B-Zm-b-\n-Ip-Xn h-Ip-¸v

_-

P-än-\v ti-jw h- e n- b Xp- I ]n ³-h-en-¨-h-sc ]n-Sn-Iq-Sm³ IÀ- i - \ \n- c o- £ - W - h p- a mbn B-Zm-b-\n-Ip-Xn h-Ip-¸v. G-Xm-≠v H-cp tIm-Sn-bn-e-[nIw B- f p- I - Ä _m- ¦ p- I - Ä h-gn C-S-]m-Sv \-S-¯n-bn-cn¡p-¶-Xv tIm-Sn-¡-W-¡n-\v cq- ] - b m- W v . C- ¯ - c - ¡ m- c psS Ir-Xy-am-b t]-cp-hn-h-cw h- ¨ m- W v h- I p- ¸ v - ] n- S n- a p- d p¡p-¶-Xv. `q-cn-`m-Kw t]-cp-tS-bpw ]m-³ hn-hc - § - Ä - sX-äm-sW¶v \n-e-hn-Â I-s≠-¯n-bn«p- ≠ v . ]p- X n- b _- P - ä v A\p-k-cn-¨v H-cp h-À-jw H-cp tIm-Sn-bn-e-[n-Iw Xp-I-bpsS t\- c n- « p- Å _m- ¦ v C- S -

8

Sm-Iv-kv tI-cf | B-K-kväv 2019

]m-Sv \-S-¯p-¶-h-cv 2 i-X-am\w Sn-Un-F-kv A-S-bv-¡-Wsa-¶m-Wv \nÀ-t±-iw. 2017-18 km-¼-¯n-I h-À¯n-  am- { Xw 1.75 e- £ w t]-cp-sS A-¡u-≠n- s]mcp-¯-t¡-Sp-I-Ä I-≠-¯nbn-«p-≠v. ]-e-cpw Iq-Sp-X- C-S-]m-Sp-I-Ä sX-äm-b ]m-³ hn-h-cw \-Â-In-bm-Wv sNbv-Xn-«p-Å-sX-¶pw I-s≠¯n. Nn-e-À ]m-³ t]m-epw \-Â-In-bn-«n-sÃ-¶pw I-s≠¯n- b n- « p- ≠ v . ip- ² - a m- b km-¼-¯n-I ta-J-e e-£yan-«v c-≠mw tam-Zn kÀ-¡mcpw IÀ-i-\-am-bn ap-t¶m-«p t]m-Ip-¶-tXm-sS Iq-Sp-X I-Ÿ - W - ¡ - mÀ Ip-Sp-§p-sa¶m-Wv \n-co-£-Ww.

\yq-kv A-]v-tU-ävkv

News Updates F-Sn-F-½n ]-W-an-sÃ-¦n _m-¦p-IÄ ]n-g-sbm-Sp-t¡-@n h-cp-sa-¶v dn-kÀ-hv _m-¦v

F-

Sn- F - ½ n ]- W - a nsÃ- ¦ n _m- ¦ p- I Ä ]n-g-sbm-Sp-t¡-≠n h-cp-sa-¶v dn- k À- h v _m- ¦ v kÀ- ¡ p- e À. D- ] - t `m- à m- ¡ Ä- ¡ v ]- W w e-`n-¡m-¯ km-l-N-cyw D-≠mbm-  _m- ¦ p- I - f n-  \n- ¶ pw ]-Ww Cu-Sm-¡p-sa-¶m-Wv dnk- À - h v _m- ¦ n- s â A- d n- b n- ¸ v . C-Xv kw-_-Ôn-¨v _m-¦p-I-Ä¡v k-À¡p-e-À A-b-¨-Xm-bmWv-dn-t¸m-À-«p-I-Ä. F- S n- F - ½ n ]- W w XoÀ¶m aq- ¶ v a- W n- ¡ q- d n- \ pÅn ]- W w \n- d - ¨ n- c n- ¡ - W -

sa-¶pw \nÀ-t±-i-ap-≠v. {Km-ao-W ta-J-e-bn-epw sN-dp ]-«-W-§-fn-epw F- S n- F - ½ n-  ]- W - a nÃm- s X h- c p- ¶ p- s ≠¶p-Xp sIm-≠v X-s¶ ]- W w C- S - ] m- S p- I Ä¡m- b n _m- ¦ p- I - s f Iq- S p- X - e m- b n B- { ibn-t¡-≠ km-l-N-cyw \n-c-´-cw D-≠m-Ip-¶Xn-\m-em-Wv Cu Xo-cp-am-\w. F- S n- F - ½ n-  ]- W - a n- s æn- _m-¦n-s\ A-dn-bn-¡m-³ sa- j o- \ n-  sk- ³ k- d p- I - Ä L-Sn-¸n-¨n-«p-≠ v. ]-e-t¸m-gpw _m-¦p-I-fp-sS A-e-k-am-b \ne-]m-Sm-Wv F-Sn-Fw H-gn-ªp In-S-¡m-³ Im-c-W-am-bn I-s≠¯p-¶-Xv. A-Xp-sIm-≠p-X-s¶ _m-¦n-se-¯n C-S-]m-Sv \-S-¯m³ A-¡u-≠v D-S-a \n-À-_-ÔnX-\m-Ip-¶p. C-Xn-\v k-À-ho-kv Nm-À-Ppw _m-¦p-I-Ä Cu-Sm-¡p¶p-≠v.

{Km-ao-W _m-¦p-I-fn-Â \n-b-a-\-¯n-\p-Å ]-co-£ C-\n ap-X-Â a-e-bm-f-¯n-Â

{Km

-ao-W _m-¦p-I-fn-Â \n-b-a\-¯n-\p-Å ]-co-£ C-\n ap-X-Â a-e-bm-f-¯n-ep-sa-gp-Xmw. ln-µn¡p Cw-¥o-jn-\pw ]p-d-sa 13 {]-tZ-in-I `m- j - I - f n- Â ]- c o- £ F- g p- X m- \ p- Å A-h-k-c-am-Wv D-tZym-Km-À-°n-I-Ä-¡mbn tI-{µ-k-À-¡m-À H-cp-¡n-bn-cn-¡p-¶Xv. kw- Ø m- \ - § - Ä tI- { µo- I - c n- ¨ v {]-h-À-¯n-¡p-¶ {]m-tZ-in-I _m-¦pI- f n- Â {]m- t Z- i n- I `m- j - b n- Â {]mho- W y- a p- Å - h - À {]- h - À - ¯ n- ¡ p- ¶ - X v Kp-W-I-c-am-Ip-sa-¶ \n-co-£-Wm-SnØm-\-¯n-em-Wv tI-{µ k-À-¡m-cn-sâ ]p-Xn-b Xo-cp-am-\-sa-¶v tI-{µ [-\-Imcy-a-{´n \n-À-½-em ko-Xm-cm-a-³ A-dnbn-¨p. A-k-ao-kv, _w-Km-fn, Kp-P-dm-¯n, I- ¶ - S , X- a n- g v , sX- e p- ¦ v , ]- © m- _ n, H-Un-b, sIm-¦n-Wn, a-Wn-¸q-cn, D-dp-±p, a-dm-«n, a-e-bm-fw F-¶n-h-bm-Wv ]p-XpXm-bn ]-cn-K-Wn-¡p-¶ `m-j-I-Ä.

{]-[m-\-a-{´n P³-[³ tbm-P-\ A-¡u-@n-se B-sI \n-t£-]w H-cp e-£w tIm-Sn

{]

[ - m-\a - {- ´n P³-[³ tbm- P - \ A- ¡ u≠n-se B-sI \n-t£-]w H-cp e-£w tIm-Sn I-gn-ªXm- b n dn- t ¸mÀ- « v . tI- { µ [- \ - I m- c y a- { ´m- e - b - ¯ nsâ G-ä-hpw ]p-Xn-b I-W¡v {]- I m- c w cm- P y- s ¯ 36.06 tIm-Sn {]-[m-\-a-{´n P³-[ ³ tbm-P -\ A-¡u≠p- I - f n- e m- b n 1,00,495.94 tIm-Sn cq-]-bm-Wv D-Å-Xv. Cu A-¡u-≠p-I-fn-se \n- t £- ] w Xp- S À- ¨ - b m- b n D-b-cp-¶p-sh-¶m-Wv I-W¡v. Pq¬ B-dn-\v 99,649.84 tIm-Sn B-bn-cp-¶p B-sI \n- t £- ] w. H- c m- g v - N ap³-

]n-Xv 99,232.71 tIm-Sn B-bn am-dn. P³-[³ A-¡u-≠pI-fn H-cp cq-] t]m-epw \nt£-]w C-à m-¯ A-¡u≠p- I - f p- s S F- ® w 5.10 tIm-Sn-bn \n-¶v 5.07 tImSn-bm-bn Ip-d-sª-¶v Cubn-sS [-\-Im-cy a-{´m-e-bw tem-Iv-k-`-bn hy-à-am¡n-bn-cp-¶p. B A-¡u-≠v D-S-a-IÄ¡p-Å A-]-I-S C³-jp-d³kv Xp- I H- c p e- £ - ¯ n \n-¶v c-≠v e-£a - m-¡n D-bÀ¯n-bn-cp-¶p. 2018 B-K-Ìv 28 \v ti-jw A-¡u-≠v Xpd- ¶ - h - b v - ¡ v am- { X- t a Cu B-\p-Iq-eyw e-`n-¡q.

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Cover Story

sI. ]n. ]-Zv-a-Ip-amÀ ap³ sN-bÀ-am³, s^-U-d _m-¦v en-anäUv

\n-b-a-\nÀ-am-W N-{Iw

Xn-cn-bp-¶-sX-t§m-«v ? cm-Py-¯v ]p-Xp-Xm-bn H-¯n-cn \n-b-a-§-fpw, D-Å \n-b-a-§-fn {]-[m-\ am-ä-§-fpw h-¶p-sIm-@ ­ n-cn-¡p-¶p. \n-b-a-\nÀ-amW-s¯-¸-än ]-te B-t£-]-§-fpw h-¶p-sIm@-n­-cn-¡p-¶ Cu km-l-N-cy-¯n \n-b-a-\nÀ-½m-W b-{´-¯n-sâ {]-hÀ-¯\-s¯-bpw cm-Py-¯n-sâ km-¼-¯n-I h-fÀ-¨-bn Cu \n-b-a \nÀ-½m-W-§Ä h-cp-¯p-¶ Zq-c-hym-]-I-am-b am-ä-§-sfbpw Ip-dn-¨v s^-U-d _m-¦v ap³ sN-bÀ-am³ {io sI ]n ]-Zv-a-Ip-amÀ hn-e-bn-cp-¯p-¶p

C-

´y³ `-c-W-L-S-\ 1950 P-\p-hcn 26 \p \n-e-hn h-¶ ti-jw 2019 P-\p-h-cn H-¶v h-sc D-Å Im-e-b-fhn 123 X-h-W t`-Z-K-Xn sN-¿-s¸-«n-«p≠v. 102 X-h-W t`-Z-K-Xn \nÀ-t±-i-§Ä \n-b-aw B-bn am-dn-bn-«p-≠v. am-dp-¶ Ime-¯n-\v A-\p-k-cn-¨v `-c-W-L-S-\-bn th-≠ am-äw h-cp-¯p-hm³ `-c-W-L-S\m C-´y³ ]mÀ-e-saân-\v A-[n-Im-cw \Â-Ip-¶p. `-c-W-L-S-\m t`-Z-K-Xn \n-ehn h-c-W-sa-¦n A-Xn-sâ kz-`m-hw A-\p-k-cn-¨v th-≠ `q-cn-]-£w aq-¶p hn-[-¯n Xn-cn-¨n-cn-¡p-¶p ]mÀ-e-saân-se C-cp k-`-I-fn-epw tI-h-e `q-cn-]-£w: k-`-bn k-¶nln-X-cm-bn-«p-Å-h-cp-sS 50 i-X-am-\-¯ne-[n-Iw `q-cn-]-£w. C-´y³ ]u-c-Xzw kw-_-Ôn-¨ \n-b-a-§Ä, C-´y-bn-se kw-Øm-\-§-fp-sS t]-cv A-XnÀ-¯n F-¶n-h kw-_-Ôn-¨ H-«p an-¡ \n-b-a§-fpw C-Xn s]-Sp-¶p. ]mÀ-e-saân-se C-cp k-`-I-fn-epw k- h n- t i- j `q- c n- ] - £ w: k- ` - b n- s e B-sI Aw-K-§-fp-sS 50 i-X-am-\-¯ne- [ n- I - h pw k- ¶ n- l n- X - c m- b n- « p- Å - h -

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cp-sS aq-¶n c-≠pw `q-cn-]-£w. sauen-I A-h-Im-i-§-fpw a-äpw t`-Z-K-Xn sN-¿p-¶-Xn-\v `-c-W-L-S-\-bp-sS 368 h-Ip-¸v \nÀ-t±-in-¡p-¶ k-hn-ti-j `q-cn]-£w tem-I-k-`-bn-epw cm-Py k-`-bnepw B-h-iy-am-Wv. ]mÀ-e-saân k-hn-ti-j `q-cn]-£-¯n-\v ]p-d-sa, kw-Øm-\ \n-ba-k-`-I-fn ]-Ip-Xn-sb-®-¯n-sâ Aw- K o- I m- c w: kp- { ]ow- t Im- S - X n- s bbpw ssl-t¡m-S-Xn-sb-bpw kw-_-Ôn¡p- ¶ hy- h - Ø - I - f pw, `- c - W - L - S - \ t`-Z-K-Xn sN-¿m-\p-Å hy-h-Ø-I-fpw, I¬-I-d³-dv en-Ìn-se h-Ip-¸p-IÄ kw_-Ôn-¨ t`-Z-K-Xn-I-fpw \-S-¸n h-cp¶-Xn-\p C-cp k-`-I-fn-epw k-hn-ti-j `q-cn-]-£-¯n-\p ]p-d-ta ]-Ip-Xn-bn A-[n-Iw kw-Øm-\ \n-b-a-k-`-I-fp-sS Aw-Ko-Im-cw Iq-Sn B-h-iy-ap-≠v. K- h ¬- s aâ nsâ `m- K - ¯ p- \ n- ¶ v D-≠m-bn-«p-Å `-c-W-]-cn-jv-Im-c¯nsâ `m-K-am-bn-«v G-I-tZ-iw 26 Hm-fw \n-b-a t`-Z-K-Xn-IÄ \-S-¸m-¡m³ ]p-Xn-b kÀ¡mÀ Xo-cp-am-\n-¡p-Ib - pw A-Xn ]-IpXn-bn-te-sd t`-Z-K-Xn _n-Ãp-IÄ C-cp

k-`-I-fn-epw ]m-km-Ip-I-bpw sN-bv-Xncn-¡p-¶p. tI-{µ kÀ-¡m-cn-\v G-I-]£o- b - a m- b A- [ n- I m- c - a p- Å - X n- \ m {]-Xn-]-£-¯n-sâ F-XnÀ-¸n-s\ A-hK-Wn-¨p X-s¶-bm-Wv \n-b-a-§Ä ]mk-m¡n-sIm-≠n-cn-¡p-¶-Xv. G-Xm-≠v c-≠p am-k-t¯m-fw ]n-¶n-« kÀ-¡mÀ Xn- S p- ¡ - ¯ n h- f - s c \n- k m- c - a m- b n \n- b - a - t `- Z - K - X n- I Ä sIm- ≠ p- h - c p- ¶ Xm-bn-«p-Å H-cp sX-äm-b k-tµ-iw km[m-c-W P-\-§-fn-te-¡v D-≠m-¡p-¶Xm-bn Im-Wp-¶p. F-¶m Np-cp-§n-b k-a-b-¯n-\p-Ån Xo-cp-am-\n-¨-X-öpw kÀ-¡mÀ ZoÀ-L-ho-£-W-t¯mSp-Iq-Sn X-s¶-bm-Wv C \n-b-a t`-Z-K-XnIÄ sIm-≠p-h-¶n-cn-¡p-¶sX-¶v ap³ s^-U-d _m-¦v sN-bÀ-am-\pw, km¼-¯n-I hn-Z-Kv-[-\p-am-b sI ]n. ]-Zv-aIp-amÀ Sm-Iv-kv tI-c-f-tbm-Sv ]-d-ªp. _n-Ãp-I-fn ]-e-Xpw h-f-sc {i-t²-bam-bn-«p-Å _n-Ãp-I-fm-Wv. ZoÀ-L-Im-emSn-Øm-\-¯n-ep-Å A-h-bp-sS ^-ew G-sd {]-Xo-£ \Â-Ip-¶-Xp-am-Wv. ]m À-e-sa³-dn-se N-cn-{X-¯n B-Zy-ambm-Wv C-{X-bpw _n-Ãp-IÄ Np-cn-§n-b

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Cover Story k-a-b-¯n-\p-Ån \n-b-a-am-Ip-¶-Xv. {]-[m-\-am-bpw tam-t«mÀ sh-ln-¡nÄkv t`-Z-K-Xn \n-b-aw X-s¶ ap³-Im-e¯v tem-Iv-k-` ]m-km-¡n-sb-¦n-epw cm-Py-k-`-bn F-¯m-Xn-cp-¶ _n-Ãmbn-cp-¶p. \-½p-sS cm-Py-¯v sam-¯w I-W-¡p-I-fn B-Iv-kn-U³-dv td-äv ]-cn-tim-[n-¨m Cu _n-Ãp t\-c-s¯ X-s¶ h-tc-≠X - m-Wv. {i-²n-¡s - ¸-Sp-¶ a-säm-cp _n-Ãv In-«m-¡-S-§-fp-sS t`-Z-KXn _n-Ãm-Wv. C-Xv XoÀ-¨-bm-bpw H-cp ^m-Î-dn Xp-S-§n I-ã-s¸-«v _p-²n-ap«n B-Ip-¶ H-cp hy-h-km-bn-¡v KpW-I-c-am-Ip-¶ H-cp _n-Ãm-Wv. Iq-SmsX ap-¯-e m-J v _n-à pw F³-s F-F _n-Ãpw F-Sp-¯p ]-d-b-¯-I X-s¶-bmWv. I-¼n-\n \n-b-a-¯n-ep-Å t`-Z-K-XnI-fpw ]p-Xn-b I-¼-\n Xp-S-§p-hm-\pw \n-e-hn-ep-Å-h \-Ã-co-Xn-bn \-S-¯m\p-ap-Å km-l-N-cyw D-≠m-¡p-¶p. ]p -Xn-b _n-Ãp-I-fn-eq-sS h-¶p-tNÀ-¶n«p-Å F-Ãm t`-Z-K-Xn-I-fpw \-½Ä h-fsc-b-[n-Iw B-{K-ln-¨n-cp-¶-Xpw Im-cy{]-k-àn-bp-Å-Xpw X-s¶-bm-W-¶p {io ]-Zv-a-Ip-amÀ A-`n-{]m-b-s¸-Sp-¶p. ]p- X n- b K- h - s ×â v `- c - W - t a- ä p c-≠p am-k-am-Ip-¶-Xn-\p ap-t¶ \n-b-a t`- Z - K - X n- I Ä h- c p- ¯ m- s \- S p- ¯ Xocp- a m- \ w Çm- J - \ o- b w X- s ¶- b m- W v . I-gn-ª hn-P-b-¯n-\v H-cp kp-{]-[m-\ Im-c-Ww U-b-d-Îv s_-\n-^n-äv {Sm³kv - ^ À B- W v . I- g n- ª kÀ- ¡ mÀ B-Zyw sN-bv-X-Xv km-[m-c-W-¡m-c-\v _m- ¦ v A- ¡ u- ≠ v Xp- S - § p- h m- \ p- Å ku-I-cy-sam-cp-¡p-I-bm-Wv A-Xn-eqsS X-s¶ 36 tIm-Sn _m-¦v A-¡u-≠v Xp-S-§m³ I-gn-ª-X-bn-«m-Wv A-dnbm³ I-gn-bp-¶-Xv. Cu _m-¦n-eq-sS X-s¶ k-_v-kn-Un-I-fpw a-äpw \-S-¸m¡n-b-Xpw h-en-sbm-cp hn-P-bw X-s¶bm-bn-cp-¶p. km-[m-c-W-¡m-c³ _m¦v A-¡u-≠v Xp-S-§n-bm am-{X-ta k-_v-kn-Un-bn-\-¯n In-«m-\p-Å-Xv AÀ- l - X s]- « - h À- ¡ v In- « p- I - b p- Å q F-¶p Xn-cn-¨-dn-ª-Xm-Wv Pm³ [³

H-cp sN-dn-b k-a-bw I-gnbp-t¼mÄ hn-tZ-i-cm-Py§-fn F-¶ t]m-se X-s¶ \-½p-sS cm-Pys¯ F-Ãm I-W-¡p-Ifpw H-cp t^mÀ-a co-Xnbn-te-¡v F-¯m-\p-Å F-Ãm km-l-N-cy-§-fpw D@v. C-§-s\ Cu coXn-bn-ep-Å Nn-e _p-²nap-«p-IÄ Np-cp-§n-b hÀ-j-§-fn \-½Ä¡p-@m-bm Iq-Sn h-fsc h-en-b co-Xn-bn-ep-Å Ip-Xn-¸n-te-¡p-Å H-cp Xp-S-¡w B-I-s« F-¶p hn-Nm-cn-¨m \-Ã-Xm-bn-cn-¡pw A-¡u-≠v \-S-¸m-¡m-\p-≠m-b km-lN-cyw. A-Xp-t]m-se-X-s¶ I-Å-]-W¯n-hpw I-Å-t\m-«pw X-S-bm³ th-≠n F-Sp-¯ Xo-cp-am-\-§Ä. I-Å-¸-Ww Xn-cn-¨p h-¶-Xv ]-e-Xpw ]-cn-tim-[n-¨p I-gn-ªn-«v t]m-ep-an-à A-Xn-t\-¡mfp-]-cn C³-Iw-Sm-Iv-kv ^-b sN-¿p¶-h-cp-sS F-®w 86 i-X-am-\-t¯m-fw Iq-Sn F-¶m-Wv A-dn-bm³ km-[n-¡p¶-Xv. Pn F-kv Sn bn-eq-sS h-¶ h-en-b

am-ä-hpw cm-Py-¯n-\v h-f-sc hn-I-k-\ km-[y-X-bp-Å-Xp-X-s¶-bm-Wv. CuhÀ-jw D-≠m-b _p-²n-ap-«v {]-tXy-Iam-bpw t\m-«p-\n-tcm-[-\-hpw Pn-F-kvSn-bpw X-s¶-bm-Wv F-¶m C-Xv H-cp \-à Xp-S-¡-am-Wv F-¶v hn-Nm-cn-¨p I-gnªm A-Xn-\v h-f-sc {]-k-àn-bp≠v. Pn F-kv Sn F-¶-Xv H-cp cm-Pyw H-cp Sm-Iv-kv F-¶ co-Xn-bn am-dp-¶ Cu km-lN - c - y-¯n h-fs - c F-XnÀ-¸p-IÄ D-s≠-¦nÂ-t¸m-epw Pq¬ am-kw X-s¶ 1.2 e-£w tIm-Sn h-cp-am-\w Pn F-kv Sn bn-eq-sS t\-Sm³ I-gn-ªp. I-W-¡pIÄ ]-cn-tim-[n-¨m Pn F-kv Sn h-fsc hn-P-b-I-c-am-bn-cp-¶p F-¶v h-cpw Im- e - § - f n I- W - ¡ n- e q- s S X- s ¶ a-\-Ên-em-¡m³ I-gn-bpw. Iq-Sm-sX SmIv-kn \n-¶v am-dn \n-¶n-cp-¶ h-ensbm-cp P-\-hn-`m-K-s¯ Iq-Sn Pn F-kv Sn bn-te-¡v h-cp-¯m³ km-[n-¨-Xpw h-f-sc hn-P-b-I-c-am-b {]-hÀ-¯-\-amWv. H-cp sN-dn-b k-a-bw I-gn-bp-t¼mÄ hn- t Z- i - c m- P y- § - f n F- ¶ t]mse X-s¶ \-½p-sS cm-Py-s¯ F-Ãm I-W-¡p-I-fpw H-cp t^mÀ-a co-Xn-bnte-¡v F-¯m-\p-Å F-Ãm km-l-Ncy-§-fpw D-≠v. C-§-s\ Cu co-Xn-bnep-Å Nn-e _p-²n-ap-«p-IÄ Np-cp-§n-b hÀ-j-§-fn \-½Ä-¡p-≠m-bm IqSn h-f-sc h-en-b co-Xn-bn-ep-Å Ip-Xn-¸nte-¡p-Å H-cp Xp-S-¡w B-I-s« F-¶p hn-Nm-cn-¨m \-Ã-Xm-bn-cn-¡pw. {]- t Xy- I n- ¨ v A- t a- c n- ¡ ssN- \ t{S-Uv hmÀ sIm-≠p-h-¶n-cn-¡p-¶ Zpc- h - Ø a- \ - Ê n- e m- t ¡- ≠ - X m- W v IqSm-sX I-gn-ª hÀ-j-s¯ C³-dÀ-\m - j - W  km- l - N - c y- a - à C- ¶ p- Å - X v . A- t a- c n- ¡ c- ≠ p ap- X  aq- ¶ p i- X am-\w h-sc h-fÀ-¨ t\-Sn-b-Xv h-f-sc A-`q-X-]qÀ-Æ-am-b h-fÀ-¨ X-s¶-bmWv. A-ta-cn-¡ Ip-Xn-¨p-Nm-Sp-¶-Xnsâ {]-[m-\ Im-c-Ww {Sw-]n-sâ t]m-fn-kn X- s ¶- b m- W v A- X m- b - X v A- t a- c n- ¡ t^mÀ A- t a- c n- ¡ Iq- S m- s X amÀ- ¡ än- s \ Iq- S p- X  Kp- W - I - c - a m- ¡ m³ th-≠n Sm-Iv-kn h-cp-¯n-b Ip-d-hpI-fpw A-ta-cn-¡-bp-sS hn-P-b-¯n-\v ]n-¶n-ep-≠v. ]-t£ bq-tdm-¸n-te-¡v t\m-¡n-¡-gn-ªm B-im-h-l-am-b B-K-kväv 2019 | Sm-Iv-kv tI-cf

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H- ¶ pw X- s ¶ \- S - ¡ p- ¶ n- à . ssN- \ A-ta-cn-¡ t{S-Uv hmÀ \-S-¡p-¶ Cu km-l-N-cy-¯n C-´y³ hy-h-km-b§Ä C³-dÀ-\m-j-W amÀ-¡-än-te¡v F- ¯ n- ¡ m- \ p- Å D- Å ]- c n- { i- a w \-S-¯p-I-bm-sW-¦n Cu km-l-N-cyw D-]-tbm-K-s¸-Sp-¯m-hp-¶-Xm-W-¶pw A-t±-lw A-`n-{]m-b-s¸-Sp-¶p. ta km- l - N - c y- § Ä F- à mw DÄ- s ¡m- ≠ p X- s ¶- b m- W v ]p- X n- b kÀ-¡mÀ F-Ãm km-l-N-cy-hpw a-\kn-em-¡n \n-b-a t`-Z-K-Xn-IÄ sIm≠p- h - c p- ¶ - X v . h- ¶ n- « p- Å {]- [ m- \ _n-Ãp-IÄ \-ap-¡v ]-cn-tim-[n-¡mw

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Sm-Iv-kv tI-cf | B-K-kväv 2019

I-hÀ tÌm-dn

Øm- \ \- Z o- P - e XÀ- ¡ \n- b - a w t`-Z-K-Xn sN-¿p-¶-Xm-Wo _n-Ãv. C-Xn-eq-sS \-Zo-P-e X-À-¡-¯n-se hn-[n-\n-À-W-bw Iq-Sp-X-Â Im-cy£-a-am-¡p-I-bpw \n-e-hn-se kwhn-[m-\w Iq-Sp-X-Â I-cp-¯p-ä-Xpam-¡mw

sa-Un-¡Â I-½o-j³ _nÂ

{]-f-b sk-kv C- Ô - \ hn- e - h À- [ - \ - s b- ¯ p- S À¶p-Å hn-e-¡-b-ä-¯n sR-cp-§p-¶ P-\¯ - n-\p ta kw-Øm-\w {]-fb - skkn-sâ `m-cw Iq-Sn A-Sn-t¨Â-]n-¡p-Ib - mWv. 1% am-{X-ap-Å sk-kv hn-e-¡-b-ä¯n-\p h-gn-sbm-cp-¡n-sÃ-¶p [-\-a-{´n tUm. tXm-a-kv sF-k-Iv B-hÀ-¯n-¨p ]-d-bp-¶p-s≠-¦n-epw bm-YmÀ-Yyw A-XsÃ-¶m-Wv hn-]-Wn \Â-Ip-¶ kq-N-\. ]-e hym-]m-c-Øm-]-\-§-fpw DÂ-]-¶§Ä-¡p sk-kv Iq-Sn tNÀ-¯ ]-c-am-h[n Nn-Ãd - hnÂ-]\ - hn-e (Fw-BÀ-]n) tcJ-s¸-Sp-¯n-¡-gn-ªp. Kr-tlm-]-I-c-W km-[-\-§Ä G-ä-hp-a-[n-Iw hn-ä-gn-bp-¶ Hm-W¡ - m-e hn-]W - n-sb-bm-Wv C-Xp kmc-am-bn _m-[n-¡p-I. th-Pv tIm-Uv, C³-U-kv-{Sn-b dnte-j³-kv tIm-Uv, tkm-jy tIm-Uv, kp-c-£m tIm-Uv tI-{µ-¯n-se 42 sXmgn \n-b-a-§Ä, kw-Øm-\-§-fn-se \q-dn-e-[n-Iw \n-b-a-§Ä F-¶n-h G-IoI-cn-¨v 4 tIm-Up-I-fm-bm-Wp ]p-Xn-b \n-b-aw h-cp-¶-Xv.th-X-\-hy-h-Ø-IÄ ]-d-bp-¶ th-Pv tIm-Uv, hy-h-km-b-_Ôw hn- i - Z o- I - c n- ¡ p- ¶ C³- U - k v - { Snb dn-te-j³-kv tIm-Uv, km-aq-ln-Ikp-c-£ ]-cm-aÀ-in-¡p-¶ tkm-jy tIm-Uv, sXm-gn-em-fn – ^m-Î-dn kp-c-£ hn-h-cn-¡p-¶ kp-c-£m tIm-Uv F-¶nh-bm-Wv ]p-Xp-Xm-bn h-cm³-t]m-Ip-¶ \n-b-a-§Ä. A-kw-L-Sn-X ta-J-e-bn-epÄ-s¸-sS an-\n-aw th-X-\w D-d-¸m-¡p-¶ Cu _n-Ãv \n-e-hn-ep-Å th-X-\, t_mW-kv N-«§ - f - n-se {]-kà - h-Ip-¸p-IÄ tN-À-¯m-Wv X-¿m-dm-¡n-bn-cn-¡p-¶-Xv. A-h-X-cn-¸n-¨ _n-Ãn- sXm-gn-em-fn-Ifp-sS Po-hn-X km-l-N-cyw I-W-¡n-seSp-¯v cm-Py hym-]-I-am-bn G-Io-Ir-X A-Sn-Øm-\ th-X-\ \n-c-¡v \n-Ý-bn-¡W-sa-¶m-Wv hy-hØ sN-bvX - n-cn-¡p-¶Xv. C-Xn-sâ A-Sn-Øm-\-¯n- tI-{µ¯n-\pw kw-Øm-\-¯n-\pw Ip-d-ª

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th-X-\ \n-c-¡v \n-Ý-bn-¡mw. F-¶m- Ip-d-ª th-X-\w A-Sn-Øm-\ th-X-\ \n-c-¡n-t\-¡m-Ä Ip-d-bm-³ ]-Sn-Ã. ]p -Xn-b t`-Z-K-Xn-bn- sXm-gn-em-fn-I-Ä H-cp Zn-h-kw ]-Wn-ap-S-¡n-bm- 8 Zn-hk-s¯ Iq-en ]n-Sn-¡m-\p-Å \n-ÀtZ-iw hy-h-Ø sN-¿p-¶p-≠v. i-¼-fw Ir-Xyk-a-b-¯v \-Â-Ip-¶-Xv kw-_-Ôn-¨ hnj-b-§-fpw Cu _n-Ãn-sâ ]-cn-[n-bn- h-cpw. \n-b-a-{]-Im-cw N-«w ]m-en-¡p-¶Xn- ho-gv-¨ h-cp-¯p-¶ sXm-gn-ep-S-a-IÄ-¡v in-£ \-ÂI - m-\pw hy-hØ sN-¿p¶p-≠v. \n-Ýn-X th-X-\-¯n-ev Ip-d-hp th-X-\w \-Â-Ip-I, hy-h-Ø-I-Ä ewLn-¡p-I Xp-S-§n-b ho-gv-N-I-Ä-¡m-Wv ]n-g. ho-gv-N-bp-sS Ku-c-h-¯n-\-\p-kcn-¨ 50,000 cq-] ]n-g ap-X- in-£-bp-sS tXm-Xv Xp-S-§p-¶p. ho-gv-N B-h-À¯n¡p-I-bm-sW-¦n- aq-¶p am-kw X-S-hpw H-cp e-£w cq-] ]n-g-bp-am-Wv in-£.

hn-h-cm-h-Im-i (t`-Z-K-Xn) _n tI-{µ-¯n-se-bpw kw-Øm-\-§-fnse-bpw hn-hc - m-hI - m-i I-½n-jW - À-am-cpsS Im-em-h-[n-bpw th-X-\-hy-h-Ø-bpw Xo-cp-am-\n-¡m-\p-Å A-[n-Im-c-a-{X-bpw tI-{µ kÀ-¡m-cn-tâ-Xm-¡n am-äp-¶-]pXn-b _n-Ãm-b hn-h-cm-h-Im-i (t`-Z-KXn) _n ]p-Xn-b am-ä-¯n-\p h-gn sX-fnbn-¡pw. ap-Jy hn-h-cm-Im-i I-½o-j-s\ hy- h - Ø m- ] n- X - a m- ¡ p- ¶ - X n- \ pw hn- h cm-Im-i \n-b-a-¯n-sâ hy-h-Ø-I-sf i-àn-s¸-Sp-¯p-¶-Xn-\pw th-≠n-bm-Wv \n-b-a-t`-Z-K-Xn. \n-b-a-¯n-se 13,16,27

h-Ip-¸p-I-fm-Wv t`-Z-K-Xn sN-bv-X-Xv.

B-[mÀ \n-b-a t`-Z-K-Xn B-[m-dpw A-Xp-am-bn _-Ô-s¸-« a-äv \n-b-a-§-fp-sS t`-Z-K-Xn h-cp-¯m\p- a m- b p- Å _n- Ã n- \ v Aw- K o- I m- c w \-ÂIn. B-[m-À A-Sn-Øm-\-s¸-Sp-¯n kw-Øm-\ k-À¡m-dp-I-Ä¡v k-_v-knUn hn-X-c-Ww km-[y-am-¡m-\p-]-I-cn¡p-¶ t`-Z-K-Xn-bm-Wn-sX-¶v A-dn-bm³ I-gn-bp-¶p. cm-Py-¯v \n-e-hn-ep-Å 128 B-[m-À-Im-À-Up-I-fn-eq-sS k-_v-kn-UnI-Ä _-Ô-s¸-Sp-¯-W-sa-¶ \n-c-h-[n kw-Øm-\-§-fp-sS Zo-À-L-Im-e-s¯ B- h - i y- a m- W v Aw- K o- I - cn- ¡ - s ¸- « n- cn¡p-¶-sX-¶v A-dn-bm³ I-gn-bp-¶p. Cu \-S-]-Sn-bn-eq-sS A-\-Àl-cm-b-h-À B-\pIq-ey-§-Ä X-«n-sb-Sp-¡p-¶-Xv X-S-bm-³ km-[n-¡p-sa-¶pw A-dn-bm³ I-gn-bp-¶p.

tZ-io-b hn-Zym-`ym-k \-bw kmÀ-h-{Xn-I hn-Zym-`ym-kw D-d-¸m¡p- ¶ - X pw \- ½ p- s S cm- P y- s ¯ H- c p N-e-\m-ß-I k-aq-l-am-¡n ]-cn-t]m-jn¸n-¡p-¶-Xp-am-b `m-c-X tI-{µo-Ir-X hnZym-`ym-k k-{¼-Xm-b-¯n-sâ tZ-io-b hn-Zym-`ym-k \-bw 2019 F-¶ ]p-Xn-b \n-b-a-¯n-\pw Xp-S-¡w Ip-dn-¨p.

A-´-Àkw-Øm-\ \-Zo-P-e, \-Zo-X-S t`-Z-K-Xn A-´-À-kw-Øm-\ \-Zo-P-e, \-Zo-X-S X-À-¡-]-cn-lm-c-¯n-\p H-ä ss{S-_yqW-Â cq-]o-I-cn-¡m-\p-Å t`-Z-K-Xn _nÃv A-h-X-cn-¸n-¨p. 1956se A-´-À-kw-

tem- I v - k - ` ]m- k m- ¡ n- b tZio- b sa- U n- ¡  I- ½ o- j ³ _n-Ãn-se hy-h-Ø-b-\p-k-cn-¨v, \m-j-W F-Iv-kn-äv sS-Ìv F-¶ t]- c n \- S - ¯ p- ¶ A- h - k m- \ hÀ-j Fw-_n-_n-Fk - v ]-co-£b - mbn-cn-¡pw {]m-Îo-kv sse-k³-kv \Â-Ip-¶-Xn\p am-\-Z-Þ-am-bn kzo-I-cn-¡p-I. _n- {]-Imcw Fw-_n-_n-F-kv A-h-km-\ h-À-j ]-co-£ cm-Py-¯m-sI H-ä ]-co-£-bm-¡pw. sa-Un-¡- hn-Zym-À-°n-I-fp-sS A-h-km-\ h-Àj ]-co-£ _n-cp-Zm-\-´-c _n-cp-Z {]-th-i-\-¯n-\v am-\-ZÞ-am-¡p-¶-Xv D-Ä-s¸-sS-bp-Å hy-h-Ø-Ifm-Wv _n-Ãn-ep-Å-Xv. tZ-io-b-X-e sa-Un-¡- {]-th-i-\ ]-co-£-bm-b \o-än-sâ A-Sn-Øm-\¯n-em-hpw F-bnw-kv D-Ä-s¸-sS F-Ãm Øm]-\-§-fn-te-¡pw {]-th-i-\w. kz-Im-cy saUn-¡- tIm-tf-Pp-I-fn-se A-¼-Xv i-X-am-\w ko-äp-I-fn- ^o-kn-\v tI-{µ k-À-¡m-À am-\-ZÞw \n-Ý-bn-¡pw. {]m-Y-an-I ip-{iq-j-bv-¡v sl-¯v h-À-¡-À F-¶ t]-cn- \n-b-{´n-X sse-k-³-kv \-ÂIpw, sa-Un-¡- cw-K-hp-ambn _-Ô-s¸-« F-Ãm hn-j-b-§-fn-epw A-´n-a A-tXm-dn-än 25 Aw-K tZ-io-b sa-Un-¡- I-½oj-\m-Ipw F-¶n-h-bm-Wv _n-Ãn-se hy-h-ØIÄ. C-´y-³ sa-Un-¡- Iu-¬kn-en-\v ]-Icw sa-Un-¡-ÂtIm-tf-Pp-I-Ä¡v Aw-Ko-Im-cw \-Â-Im-³ sa-Un-¡- I-½o-j-³ Io-gn- kzX- { ´ t_m- À Up- I - Ä Øm- ] n- ¡ - W - s a- ¶ pw

_n-Ãn-Â ]-d-bp-¶p-≠v. B-bp-jv, tlm-an-tbm tUm-Î-À-am-À-¡v {_n-Uv-Pv tIm-gv-kv ]m-Êm-bn A-tem-¸-Xn Nn-In-Õ \-S¯ - mw F-¶ hy-h-Ø _n-Ãn-Â \n-¶v H-gn-hm-¡n-bn-«p-≠v.

a-\p-jym-h-Im-i kw-c-£-W \n-b-a-t`-Z-K-Xn _n a-\p-jym-h-Im-i kw-c-£-W \n-b-a-t`-Z-KXn _n-Ãpw tem-Iv-k-` ]m-km-¡n. \m-ep t`-ZK-Xn-I-fm-Wp {]-[m-\-am-bpw D-Å-Xv. tZ-io-b, kw-Øm-\ a-\p-jym-h-Im-i I-½o-j-\p-I-fp-sS Im-em-h-[n A-©p hÀ-j-¯nÂ-\n-¶p aq-¶p hÀ-j-am-bn Ip-d-bpw. kÀ-¡m-cn-\p th-W-sa¦n I-½o-j-\p a-säm-cp tSw Iq-Sn \Â-Imw. tZ-io-b I-½o-j-\n dn-«-bÀ sN-bv-X kp-{]ow -tIm-S-Xn No-^v P-Ìo-kpw, kw-Øm-\ I-½o-j\p-If - n dn-«b - À sN-bvX - ssl-t¡m-SX - n No-^v P-Ìo-kp-am-cp-am-bn-cp-¶p X-e-¸-¯p \n-b-anX-cm-bn-cp-¶-Xv. t`-Z-K-Xn {]-Im-cw kp-{]owtIm-S-Xn-bn-se-bpw ssl-t¡m-S-Xn-I-fn-se-bpw dn-«-bÀ sN-bv-X G-Xp P-Uv-Pn-¡pw A-[y-£\m-Imw.

ap-¯-em-Jv \n-tcm-[ _n G-sd F-Xn-À-¸p-I-Ä t\-cn-« ap-¯-em-Jv \n-tcm-[ _n-Ãpw ]m-À-e-saân-sâ C-cp-k-`-Ifpw Aw-Ko-I-cn-¨p. H-ä-b-Sn-¡v aq-¶v X-em-Jpw sNm-Ãn hn-hm-l _-Ôw thÀ-s¸-Sp-¯p-¶-Xv {In-an-\ - Ip-äa - m-sW-¶v _n- hy-hØ s - N-¿p¶p. 2018 sk-]v-äw-_-À 19 ap-X- ap-³-Im-e {]m_-ey-t¯m-sS-bm-Wv \n-b-aw \n-e-hn- h-¶Xv. C-tXm-sS ap-¯-em-Jv sNm-Ãn _-Ôw th-Às]-Sp-¯p-¶-Xv aq-¶v hÀjw h-sc X-S-hpw ]ng-bpw e-`n-¡m-hp-¶ {In-an-\- Ip-ä-am-bn am-dn. Pq-sse 25 \v ap-¯em-Jv _n-Ãv tem-Iv-k-` ]mÊm-¡n-bn-cp-¶p. C-Xn-s\ Xp-S-À¶m-Wv _n-Ãv cm-Py-k-`-bn- A-h-X-cn-¸n-¨-Xv.

t]m-Iv-tkm \n-b-a t`-Z-K-Xn t]m- I v - t km \n- b - a t`- Z - K - X n- b v - ¡ v AwKo-Im-cw. Ip-«n-I-Ä-s¡-Xn-cm-b ssew-Kn-ImXn- { I- a - § - Ä ¡v h- [ - i n- £ \- Â - I m- ³ hy- h Ø-sN-¿p-¶-Xm-Wv ]p-Xn-b t`-Z-K-Xn _n-Ãv. B- W v - I p- « n- I - Ä ¡pw s]¬Ip- « n- I - Ä ¡pw t\-sc-bp-Å A-Xn-{I-a-§-Ä X-S-bp-I-bm-Wv B-K-kväv 2019 | Sm-Iv-kv tI-cf

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I-hÀ tÌm-dn

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I-cn-¡p-¶ am-[y-a-§-sf \-S-]-Sn-bn-Â \n-¶pw H-gn-hm-¡n-bn-«p-≠v.

tZ-io-b Nn-In-Õm B-tbm-Kv _n tZ-io-b Nn-In-Õm-cw-K-¯v i-àam-b \-b-cq-]o-I-c-W-¯n-sâ `m-K-am-bn tZ-io-b Nn-In-Õm B-tbm-Kv _n-Ãn tZ-io-b Nn-In-Õ B-tbm-Km-bn-cn-¡pw C-\n tZ-io-b sa-Un-¡Â Iu¬-kn-ensâ {]-hÀ-¯-\w G-sä-Sp-¡p-I. sa-Un¡Â hn-Zym-`ym-k ta-J-e-bn Im-Xem-b am-äw _n-Ãv sIm-≠p-h-cp-sa-¶pw A-dn-bp-¶p. \n-e-hn tZ-io-b sa-Un¡Â Iu¬-kn-en-sâ Øm-\-¯v t_m À-Uv Hm-^v K-hÀ-W-dm-Wv `-c-Ww \nÀ-hln-¡p-¶-Xv.

Umw kp-c-£ C- X n- e q- s S e- £ y- a n- S p- ¶ - s X- ¶ v A- d n- b m³ I-gn-bp-¶p. ]-Xn-\m-ev h-b-Ên-Â Xm-sg-bp-Å Ip-«n-I-sf ]o-Un-¸n-¡p-¶-h-À-¡v 20 h-À-jw apX-Â Po-hn-Xm-h-km-\w h-sc X-S-hv in-£ e-`n¡m-hp-¶ hy-h-Ø-I-fm-Wv _n-Ãn-Â D-Å-Xv. Ip-«n-I-sf a-b-¡p-a-cp-¶p-I-Ä A-S-¡-ap-Å-h Ip-¯n-h-¨v ssew-Kn-I Nq-j-W-¯n-\v C-c-bm¡p-¶-h-À-¡v ITn-\ in-£ D-d-¸m-¡p-¶-XmWv t]m-Iv-tkm \n-b-a t`-Z-K-Xn. Ip-«n-I-fp-sS A- Ç o- e Nn- { X- § - Ä {]- N - c n- ¸ n- ¡ p- ¶ - h - À - ¡ v A-©v h-Àjw X-S-hpw ]n-g-bpw _n-Ãn-Â hyh-Ø sN-¿p-¶p-≠v. Ip-«n-I-Ä¡v t\-sc-bp-Å Ip-ä-Ir-Xyw h-À-²n-¡p-¶ km-l-N-cy-¯n-emWv t]m-Iv-tkm \n-b-a t`-Z-K-Xn _n-Ãv tI-{µw sIm-≠p-h-¶-Xv.

\n-b-a hn-cp-² {]-h-À¯-\ \n-tcm-[-\ \n-b-aw \n-b-a hn-cp-² {]-h-À-¯-\ \n-tcm-[-\ \n-baw Iq-Sp-X- i-à-am-¡m-\p-Å bp-F-]n-F _n-Ãn-\v Aw-Ko-Im-cw, \n-e-hn- {Kq-¸p-I-tftbm kw-L-S-\-I-tf-tbm am-{X-ta `o-I-c kwL-S-\ F-¶v ap-{Z Ip-¯m-\m-Ip-I-bp-f-fq. ]pXn-b _n-Ãn-\v Aw-Ko-Im-cw e-`n-¡p-¶-tXmsS tZ-io-b A-t\z-j-W G-P-³-kn-¡v `o-I-c {]-h-À-¯-\-§-fp-am-bn G-sX-¦n-epw X-c-¯n- _-Ô-ap-s≠-¶v I-cp-X-s¸-Sp-¶ hy-àn-sb `o-I-c-\m-bn ]-cn-K-Wn-¡m-\p-Å A-[n-Im-cw e-`n-¡pw. H-¸w F-³-sF-F-bp-sS U-b-d-Î-À P-\-d-en-\v `o-I-c-s\-¶v I-cp-X-s¸-Sp-¶ hy-ànbp-sS kz-¯p-¡-Ä I-≠p-sI-«m-\p-Å A-[n-Imc-hpw _n-Ãn \-ÂIp-¶p-≠v.

tam-«À hm-l-\ _n tdm-Up-I-fn-se \n-b-a-ew-L-\-¯n-\v I-Ài\ \-S-]-Sn-I-Ä \n-À-t±-in-¡p-¶ tam-t«m-À hml-\ _n cm-Py-k-` ]m-km-¡n, hm-l-\m-]I-S-§-Ä X-S-bm-³ I-À-i-\ hy-h-Ø-I-fm-Wv _n-Ãn- D-Å-Xv. sse-k-³kv C-Ãm-sX hm-l\w Hm-Sn-¨m- 5000 cq-] ]n-g \-Â-tI-≠n-h-cpw. {]m-b-]qÀ-¯n-sb-¯m-¯-hÀ hm-l-\w Hm-Sn¨v A-]-I-Sw D-≠m-bm- c-£n-Xm-¡-Ä-¡v 3

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Sm-Iv-kv tI-cf | B-K-kväv 2019

h-Àjw h-sc X-S-hv in-£ e-`n-¡pw. hm-l-\m]-I-S-§-fn- ]-cn-t¡-¡p-¶-h-À¡v c-≠-ce-£w cq-]-bpw a-cn-¨-h-cp-sS _-Ôp-¡-Ä-¡v A-©v e-£w cq-]-bpw e-`y-am-¡p-¶ hy-h-Øbpw _n-Ãn-ep-≠v C-Xv tI-h-ew H-cp tam-t«m-À hm-l-\ t`-Z-K-Xn _n-Ãm-bn Im-Wp-¶n-sÃ-¶mWv A-dn-bm³ I-gn-bp-¶p-Xv. C-Xv A-]-I-S-§fn- Ip-d-hp-≠m-¡p-sa-¶v hn-iz-kn-¡p-¶p.

P-½p I-iv-ao-À kw-h-c-W _n P-½p I-iv-ao-À kw-h-c-W _n-Ãn-\v Aw-KoIm-cw \-ÂIn. km-¼-¯n-I-am-bn ]n-¶m-¡w \n-¡p-¶-h-À-¡v 10 i-X-am-\w kw-h-c-Ww D-d¸m-¡p-¶ _n-Ãm-Wv tI-{µ a-{´n k-` Aw-KoI-cn-¨-Xv. P-½p I-iv-ao-cn-se km-¼-¯n-I-am-bn ]n-¶m-¡w \n-¡p-¶-h-À¡v hn-Zym-`ym-kw, tPm-en F-¶n-h-bv-¡v kw-h-c-Ww \-ÂIm-\mWv _n- e-£y-an-Sp-¶-Xv.

D-]-t`m-àr kw-c-£-W t`-Z-K-Xn _n Kp-W-\n-e-hm-c-an-Ãm-¯ D-Â]-¶-§-fp-sS hn-Â]-\ X-S-bm-\pw hym-P ]-c-ky-§-Ä¡v hne-t¡-À-s¸-Sp-¯m-\pw e-£y-an-«p-Å D-]-t`màr kw-c-£-W t`-Z-K-Xn _n-Ãv tem-I-k-` ]m -km-¡n. hym-P D-Â-]-¶-§-fp-sS ]-c-ky-§fn- A-`n-\-bn-¡p-¶ kn-\n-a \-S-·m-À D-Äs¸sS-bp-Å-h-Às¡-Xn-sc I-Ài-\ \-S-]-Sn kzo-Icn-¡-W-sa-¶m-Wv Fw-]n-am-cp-sS B-h-iyw. D-Â]-¶-§-Ä hm-§p-t¼mÄ X-«n-¸n-\n-c-bmIp-¶ D-]-t`m-àm-hn-sâ ]-cm-Xn-I-Ä k-a-b_-Ôn-X-am-bn ]-cn-l-cn-¡m-³ tZ-io-b, kwØm-\, Pn-Ãm-X-e k-an-Xn-I-Ä cq-]o-I-cn-¡pw. D-Â]-¶-¯n-sâ A-f-hv, Kp-W \n-e-hm-cw, hn-e F- ¶ n- h hy- à - a m- b n tc- J - s ¸- S p- ¯ m- ¯ - h Às¡-Xn-sc D-]t- `m-àm-hn-\p ]-cm-Xn \-ÂI - mw. A-tXm-sSm-¸w D-Â-]-¶-¯n-se ]n-g-hp aq-ew D-]-t`m-àm-hn-\v ]-cp-t¡-äm- D-Â]m-Z-I-À¡v P-bn- in-£-bpw H-¸w ]n-g-bpw Cu-Sm-¡pw. hym- P D-  ]- ¶ - § - Ä kw- _ - Ô n- ¨ ]- c - k y§-Ä \-ÂIp-¶-hÀ-s¡-Xn-sc I-Ài-\ \-S-]-Snbp-≠m-Ipw. F-¶m- ]-c-ky-§-Ä {]-kn-²o-

I-hÀ tÌm-dn

Cover Story

Umw kp- c - £ - b v - ¡ v tZ- i o- b , kwØm-\ k-an-Xn-IÄ cq-]o-I-cn-¡m³ hyh-Ø sN-¿p-¶ _n-Ãv tem-Iv-k-` ]mkm-¡n. Um-ap-I-fp-sS D-S-a-Ø-X kw_-Ôn-¨p kw-Øm-\ kÀ-¡m-cp-IÄ¡p- Å A- [ n- I m- c w I- h À- s ¶- S p- ¡ nsÃ-¶pw F-¶m Im-e-¸-g-¡-ta-dn-b Um-ap-I-fp-sS kp-c-£ D-d-¸m-¡m-\p-f-f D-¯-c-hm-Zn-¯w tI-{µ kÀ-¡m-cn-\ps≠-¶pw _n A-h-X-cn-¸n-¨ tI-{µ P-e-a-{´n K-tP-{µ kn-Mv si-Jm-h-¯v hy- à - a m- ¡ n. tI- c - f - ¯ n I- g n- ª hÀ-jw Um-an \n-¶pw Iq-Sp-X shÅw Xp-d¶ - p-hn-«X - p {]-fb - a - p-≠m-¡n-sb¶pw A-Sn-b-´-c c-£m-{]-hÀ-¯-\ amÀK-§Ä cq-]o-I-cn-t¡-≠-Xp-s≠-¶pw a-{´n Nq-≠n-¡m-«n. tem-I-¯v ]-g-¡-tadn-b Um-ap-I-fp-sS F-®-¯n aq-¶mw Øm-\-¯m-Wv C-´y.

hm-em-_m-Kv kv-am-c-I \n-b-aw

km- \ - t ¯m- s S cq- ] o- I - c n- ¡ m- \ m- W p \-b-¯n-se {]-[m-\ \nÀ-tZ-iw \-bw ^- e - { ]- Z - a m- b n \- S - ¸ m- ¡ n- b m \nÀam-W cw-K-¯p am-{Xw 6,080 tIm-Sn cq-] em- ` n- ¡ m- s a- ¶ m- W p I- W - ¡ p- I q- « Â. A-ep-an-\n-bw ta-J-e-bn 360 e-£w _m-c {Iq-Uv Hm-bn-en-\p Xp-ey-am-b DuÀ-Pw em-`n-¡mw. hy-h-km-b ta-J-ebp-sS h-fÀ-¨-bv-¡p {]-Ir-Xn-hn-`-h-§fp-sS e-`y-X-bp-d-¸m-¡mw. ]-cn-Øn-Xn {]-Xym-Lm-X-§Ä Ip-d-bv-¡Â, ]p-\cp-]-tbm-K ta-J-e-bn Iq-Sp-X sXmgn Xp-S-§n-b-h-bpw t\-«-§-fm-Wv.

C³-tkmÄ-h³-kn B³-Uv _m-¦v-d-]v-äv-kn tIm-Uv I- S - s ¡- W n- b n- e m- b I- ¼ - \ n- I - f psS km-¼-¯n-I {]-Xn-k-Ôn ]-cn-l-cn¡m-\p-Å C³-tkmÄ-h³-kn B³-Uv _m-¦v-d-]v-äv-kn tIm-Uv t`-Z-K-Xn _n tem-Iv-k-` ]m-km-¡n. I-S-s¡-Wn-bnem-b I-¼-\n-IÄ A-S-¨p-]q-«p-I-b-à kÀ-¡m-cn-sâ e-£y-sa-¶p _n A-hX-cn-¸n-¨ tI-{µ [-\-a-{´n \nÀ-a-e koXm-cm-a³ hy-à-am-¡n tI-{µ-¯n-se 42 sXm-gn \n-b-a-§Ä, kw-Øm-\-§-fnse \q-dn-e-[n-Iw \n-b-a-§Ä F-¶n-h G- I o- I - c n- ¨ v 4 tIm- U p- I - f m- b m- W p ]p-Xn-b \n-b-aw, tZ-io-b hn-Zym-`ym-k \-bw, A-´-À-kw-Øm-\ \-Zo-P-e, \-ZoX-S \n-ba - t`-ZK - X - n, tZ-io-b sa-Un-¡Â I-½o-j³ _nÂ, t]m-Iv-tkm \n-b-a t`Z-K-Xn, bp-F-]n-F _nÂ, tam-t«m-À hml-\ _nÂ, P-½p I-iv-ao-À kw-h-c-W D-]-t`m-àr kw-c-£-W t`-Z-K-Xn, NnIn-Õm B-tbm-Kv _nÂ, ap-¯-em-¡v _nÂ, hn-h-cm-h-Im-i \n-b-a t`-Z-K-Xn, a- \ p- j ym- h - I m- i kw- c - £ - W \n- b - a

t`-Z-K-Xn, C³-tkmÄ-h³-kn B³-Uv _m-¦v-d-]v-äv-kn tIm-Uv. Xp-S-§n-b \n-ba-§-sf-Ãmw P-\-§Ä-¡v {]-tbm-P-\-s¸Spw-sa-¶p I-cp-Xmw.

\n-ba- \ - nÀ-am-Wh - pw \n-ba- t- `-ZK - X - n-If - pw P-\§ - f - p-sS \-·b - v¡ - pw ]p-tcm-KX - n-¡pw th-@n-bm-h-Ww \n-b-a-\nÀ-am-W-hpw \n-b-a-t`-Z-K-XnI-fpw cm-{ão-b t\-«-¯n-\p-th-≠n-bmh-cp-Xv, P-\-§-fp-sS \-·-bv-¡pw ]p-tcmK-Xn-¡pw th-≠n-bm-h-Ww. \n-b-aw \n À-an-¡p-¶-tXm t`-Z-K-Xn sN-¿p-¶-tXm P-\¯ - nsâ \-·¡ - p-th-≠n am-{X-am-bn-cn¡-Ww. \-½p-sS cm-Pyw H-¯n-cn am-ä-§fn-eq-sS I-S¶ - p-t]m-bn-s¡m-≠n-cn-¡p-¶ H- c p- k - a - b - a m- W n- X v . cm- P y- ¯ v ]pXp-Xm-bn H-¯n-cn \n-b-a-§-fpw, D-Å \n-b-a-§-fn {]-[m-\ am-ä-§-fpw h-¶psIm-≠n-cn-¡p-¶p. [-\-_n-Ãn-sâ `m-K-ambn cm-Py-s¯ {]-Xy-£, ]-tcm-£ \n-IpXn, I-Å-¸-W \n-b-{´-Ww, [-\-Im-cy hn-]-Wn-IÄ, tI-{µ tdm-Uv ^-≠v F-¶nh-bp-am-bn _-Ô-s¸-« kp-{]-[m-\ \n-ba-§-fn- t`-Z-K-Xn-IÄ sIm-≠p-h-¶p. Pn-F-kv-Sn, _n-\m-an, sk-_n, dn-k-Àhv _m-¦v A-S¡ - a - p-Å \n-ba - § - f - pw C-Xn- D- Ä - s ¸- S pw. ta- ¡ v C- ³ C- ´ y F- ¶ A-P-³-U ap-¶n- I-≠p-sIm-≠m-Wp \n-Ip-Xn hy-h-Ø-bn- B-h-iy-am-b t`-Z-K-Xn-I-Ä h-cp-¯p-¶-Xv. cm-Py-¯p \n-À-½m-W {]-h-À-¯n-IÄ h-À-[n-t¡≠-Xp-s≠-¶pw sN-dp-In-S, \m-a-am-{X kw-cw-`-§Ä¡p Iq-Sp-X- ku-I-cyw \-ÂIp-¶X - m-Wv Pn-Fk - vS- n-bn-se am-{Xw A-©p t`-Z-K-Xn-I-sf-¶pw A-dn-bm³ I-gn-bp-¶p.

hm-em-_m-Kv kv-am-c-I \n-b-aw t`-ZK-Xn sN-bv-Xp sIm-≠p-Å _n temIv - k - ` ]m- k m- ¡ n. P- h - l À- e m s\{lp {]-[m-\-a-{´n-bm-bn-cn-s¡ sIm-≠p h-¶ \n-b-a-am-Wv C-Xv. kv-am-c-I {S-Ìn tIm¬-{K-kv {]-kn-Uâ v Øn-cw saw_À B-Ip-¶ h-Ip-¸m-Wv t`-Z-K-Xn sNbv-X-Xv.

kp-Øn-c hn-I-k-\-hpw ]-cn-Øn-Xn kw-c-£-W-hpw kp-Øn-c hn-I-k-\-hpw ]-cn-Øn-Xn kw-c-£-W-hpw e-£y-an-«p {]-Ir-Xn-hn`-h-§-fp-sS Im-cy-£-a D-]-tbm-K-¯n\p-Å tZ-io-b \-b-¯n-sâ I-c-Sp hnÚm-]-\-am-bn {]-Ir-Xn-hn-`-h-§-fp-sS D-]-tbm-Kw \n-b-{´n-¡m-\pw ]p-\-cp-]tbm-Kw t{]m-Õm-ln-¸n-¡m-\pw h-\w – ]-cn-Øn-Xn a-{´m-e-b-¯n-sâ t\-XrXz-¯n \m-j-\ dn-tkm-gv-kv F-^njy³-kn A-tXm-dn-än Cu hÀ-jw A-hB-K-kväv 2019 | Sm-Iv-kv tI-cf

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B-Zm-b-\n-IpXn

Income Tax

Iym-jv C-S-]m-Sp-I-sf kw-_-Ôn-¨p-Å

Iym-jv C-S-]m-Sp-I-sf Ip-dn-¨v F-Ãm-h-cpw

A-dn-ªn-cn-t¡-@ h-Ip-¸v: 269SS B-cpw A-{X Im-cy-am-¡m-sX C-cp-¶-Xpw Im-cy-am-¡n C-sÃ-¦n Im-cy-am-b _p-²n-ap-«p D-@m-Ipw F-¶pw A-Sp-¯-Im-e-¯v sX-fn-bn-¨ h-Ip-¸m-Wv 269S-S. h-f-sc e-fn-X-am-b H-cp h-Ip-¸m-Wv C-Xv

Cu

AÀ-Pp³ kn.

h-Ip-¸v {]-Im-cw C-cp-]-Xn\m-bn-cw cq-]-tbm A-Xn Iq-Sp-X-tem H-cp hy-àn a-säm-cp hy-ànbn \n-¶pw \n-t£-]w B-tbm I-Sw B-tbm SPECIFIED SUM B-tbm Iym-jv B-bn (In agreegate or in single trandaction) ssI- ¸ - ä m³ ]m- S n- à F- ¶ p- Å - X m- W v . A-Xm-b-Xv sN-¡v/ Un-am³-Uv {Um-^v-äv/ _m-¦v {Sm³-kv-^À Xp-S-§n-b G-sX-¦nepw hn-[-¯n am-{X-ta I-Sw/ \n-t£]w/ kv-s]-kn-ss^-Uv Xp-I F-¶n-h ssI-¸-äm³ ]m-Sp-Åq, Cu h- I p- ¸ n kv - s ]- k n- s s^- U v kw F-¶p-Å-Xv 1/ 6 /2015 ap-X {]m-_ey-¯n h-¶ Iq-«n-t¨À-¡Â B-Wv. kv - s ]- k n- s s^- U v kw F- ¶ - X n- s â \nÀ-h-N-\w C-§-s\-bm-Wv: G-sX-¦n-epw Øn-c B-kv-Xn (Immovable Propetry) ssI- a m- ä w sN- ¿ pt¼mÄ ( C-S-]m-Sv \-S-¶m-epw C-sÃ-¦nepw) A-Uzm-\vk - v B-tbm A-Ãm-sX-tbm ssI-¸-äp-¶ Xp-I-bm-Wv kv-s]-kn-ss^Uv kw F-¶p-]-d-bp-¶-Xv. C-Xn-sâ Np-h-Sp-]n-Sn-¨m-Wv C-t¸mÄ ]-Xn-\m-bn-c ¡-W-¡n-\v t\m-«o-kp-IÄ/ k-a³-kp-IÄ B-Zm-b \n-Ip-Xn h-Ip-¸v h-kv-Xp h-I-IÄ hm-§n-¨-hÀ-¡v A-b¨p sIm-≠n-cn-¡p-¶X - v F-¶v I-cp-Xp-¶p.

Sm-Iv-kv I¬-kÄ«â v

2017 G-{]n H-¶p-ap-X \n-e-hn h-¶ Cu h-Ip-¸v H-¶v]-cn-N-b-s¸-Smw.

Ãm-h-cpw A-dn-ªn-cn-t¡-≠ B-Zmb-\n-Ip-Xn \n-b-aw B-Wv 269 ST {]Xn-]m-Zn-¡p-¶-Xv. 2017 G-{]n H-¶p-ap-X \n- e - h n h- ¶ \n- b - a w _n- k n- \ - k p- a m- b n _-Ô-s¸-«-tXm hy-àn-]-cw B-bn-«p-Å-tXm Øn- c - a m- b n \- S - ¡ p- ¶ - t Xm A- à m- ¯ - t Xm B-b ]-e km-l-N-cy-§-fn-epw A-dn-bm-sX sN-¶p-s]-Sm³ km-[y-X-bp-Å H-cp \n-b-aam-Wv.

A-Xn-sâ Xp-SÀ \-S-]-Sn-bm-bn h-kv-Xp hn- ä - h - c n- t e- ¡ v B- Z m- b - \ n- I p- X n- h - I p¸v F-¯p-¶-Xn-\p-Å Im-ew hn-Zq-c-a-à F-¶m-Wv I-cp-tX-≠-Xm-Wv. `q-an hnÂ-¡p-¶-hÀ XoÀ-¨-bm-bpw B-[m-c-¯n Im-Wn-¡p-¶ {]-Xn-^-e¯p-I \nÀ-_Ô - a - m-bpw sN-¡v/ Un-am³Uv {Um-^v-äv/_m-¦v {Sm³-kv-^À h-gn am{Xw ssI-¸-äp-I. ap³-Im-e-§-fn t{km-X-kv shfn- s ¸- S p- ¯ m³ I- g n- b m- ¯ km- l - N cy-§-fn a-äp-Å-h-cn \n-¶pw I-Sw

{i-²n-¡p-I Sm-Iv-kv tI-cf | B-K-kväv 2019

sk-£³ 269ST F-

ko-\n-bÀ kn-än-k¬-kv

16

B-Zm-b-\n-IpXn

Income Tax

2019-þ20

hm-§n-b-Xv F-¶p-Å hn-i-Zo-I-c-Ww ]- e - t ¸m- g pw \Â- I n h- ¶ n- c p- ¶ p. Cu h-Ip-¸v h-¶-tXm-Sp Iq-Sn A-Xv ]qÀ-W-ambpw H-gn-hm-Ip-I-bpw C-Ãm-¯ t{km-XÊv kw-L-Sn-¸n-¨v F-Sp-¡p-I F-¶p-Å-Xv A-km-[y-am-hp-I-bp-am-Wv kw-`-hn-¨-Xv. Cu h- I p- ¸ v ew- L n- ¡ - s ¸- S p- ¶ ]-£w h-Ip-¸v 271D {]-Im-cw hm-bv-]/\nt£-]w/kv-s]-kn-ss^-Uv kw \v Xpey-am-b ]n-g B-Zm-b-\n-Ip-Xn tPm-bnâ v I-½o-j-WÀ-¡v Cu-Sm-¡m³ A-[n-Imcw D-≠v.

A- s sk- s aâ v C- b À ap- X  A-Xm-b-Xv C-t¸mÄ ^-b sN¿p-¶ dn-t«¬ ap-XÂ, (km-¼¯n-I hÀ-jw 2018-þ2019) 60 h-bÊv I-gn-ª F-Ãm-hÀ-¡pw, 80 TTB F-¶ sk-£³ A-\p-kc - n-¨v ]-en-i-bn \n-¶pw 50,000 cq-] h-sc {]-tXy-I In-gn-hv D-≠m-bncn-¡pw. _m-¦p-I-fn-epw t]m-Ìv Hm^o-kp-I-fn-epw D-Å sU-t¸m-

kn-än \n-¶pw e-`n-¡p-¶ ]-eni-bn \n-¶v 50,000 cq-]-bp-sS {]-tXy-I In-gn-hv B-Wv Cu hÀjw ap-X D-Å-Xv. ]p-Xn-b h-Ip-¸m-I-bm H-cp]-t£ {i-²n-¡-s¸-Sm-sXbn-cn¡m³ km-[y-X D-Å-Xp-sIm-≠v {i-²-bnÂ-s¸-Sp-¯p-¶p. s]m-Xpth ko-\n-bÀ kn-än-k¬-kn-\v ]- e n- i h- c p- a m- \ w D- ≠ m- I m³ km-[y-X D-Å-Xn-\m H-cp h-enb-hn-`m-Kw BÄ-¡mÀ-¡pw C-Xv {]-tbm-P-\-{]-Z-am-Wv.

{]-kv-Xp-X h-Ip-¸v {]-Im-cw: 1. H-cp hy-àn-bn \n-¶pw H-cp Zn-h-k-tam 2. H-cp C-S-]m-Sp-am-bn _-Ô-s¸-«p ]-e-t¸mgm-sbm 3. H-cp kw-`h - p-am-tbm km-lN - c - y-hp-am-tbm _-Ô-s¸-«v ]-e C-S-]m-Sp-IÄ B-sbm c-≠p e-£-tam A-Xne-[n-I-tam cq-] H-cp hy-àn-bpw ssI-¸-äm³ ]m-Sp-Å-X-Ã. _m-¦p-IÄ-¡pw t]m-Ìv Hm-^o-kp-IÄ¡pw kÀ-¡m-dp-IÄ-¡pw am-{X-am-Wv Cu sk£-\nÂ\n-¶v H-gn-hp-Å-Xv. ]-Ww ssI-¸-äp-¶-Xn-\v B-Wv Cu h-Ip¸p-{]-Im-cw \n-tcm-[-\w D-Å-Xv. Cu h-Ip-¸v ew-Ln-¡p-I bm-sW-¦n sk-£³ 271 DA {]-Im-cw, ssI-¸-äp-¶ Xp-Ibv-¡v Xp-ey-am-b ]n-g Np-a-¯m³ tPm-bnâ v I-½o-j-WÀ-¡v A-[n-Im-c-ap-≠m-bn-cn-¡p-¶Xm-Wv. D-Zm: km-[-\-§Ä hn-täm, \-ã-]-cn-lm-cam-sbm, tk-h-\-§Ä-¡v {]-Xn-^-e-am-sbm, G-sX-¦n-epw tIm¬-{Sm-Iv-äp-I-fp-sS H-s¡ `m-K-am-bn In-«m-hp-¶ Xp-I-IÄ. H-cp ]-g-b ImÀ hnÂ-¡p-t¼mÄ Iym-jv B-bn In-«p-¶ Xp-I ]-e-t¸m-gm-bn ssI-¸-än-bm t]m-epw sam-¯w Xp-I c-≠v e-£-¯n-\p ap-I-fn-em sW-¦n Cu h-Ip-¸n h-cp-¶-Xm-Wv. ImÀ-jn-tImÂ-¸-¶-§Ä, a-Õyw Xp-S-§nb-h-bpam-bn _-Ô-s¸-« C-S-]m-Sp IÄ-¡v a-äp ]-e h-Ip¸p-I-fn-epw H-gn-hp-IÄ ]-dªn-«ps≠-¦n-epw Cu h-Ip-¸n A-§-s\ H-cp {]-tXy-I H-gnhm-¡Â ]-d-ªn-«n-Ãm-¯-Xn-\m A-¯-cw C-S-]m-Sv \-S-¯p-¶-hÀ-¡pw Cu h-Ip-¸v _m-[I-am-Wv F-¶p-Å-Xp {]-tXy-Iw {i-²n-¡p-I. B-K-kväv 2019 | Sm-Iv-kv tI-cf

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Pn F-kv Sn

GST

Pn F-kv Sn

GST

sU-en-h-dn sN-Ãm-\pw

eway _n-Ãpw H-

A-\o-ä kPn Sm-Iv-kv I¬-kÄ«â v

Pn-F-kv-Sn _m-[-I-am-b _n-kn-\-kp-IÄ-¡v C-\n ap-XÂ

"dn-kv-Iv kv-tPnImÀ'

- F- k v - S n \Â- I p- ¶ _n- k n\- k p- I Ä- ¡ v C- \ n ap- X Â "dn- k v - I v kv - t ImÀ'Iq- S n \- e v - I m³ ]-²-Xn-bn-«v tI-{µ d-h-\yq h-Ip-¸v. Cu kv-tIm-dn-sâ A-Sn-Øm-\-¯nem-bn-cn-¡pw H-cp _n-kn-\-kv F-{Xam- { Xw IÀ- i - \ - a m- b Hm- U n- ä nw- K v t\-cn-S-W-sa-¶v A-[n-Ir-XÀ Xo-cpam-\n-¡p-I. F-t¸m-sg-¦n-epw \n-IpXn sh-«n-¸v \-S-¯n-bn-«p-s≠-¦n-tem

\n-§-fp-sS Øm-]-\-¯n-sâ \n-Ip-Xn-]-c-am-b A-¨-S-¡-¯n-sâ H-c-f-hp-tIm-em-bn-cn-¡p-an-Xv

18

Sm-Iv-kv tI-cf | B-K-kväv 2019

Cu kv-tIm-dn-sâ A-Sn-Øm-\-¯n-embn-cn-¡pw H-cp _n-kn-\-kv F-{X-am{Xw IÀ-i-\-am-b ]-cn-tim-[-\-IÄ t\-cn-S-W-sa-¶v A-[n-Ir-XÀ Xo-cpam-\n-¡p-I hn-izm-ky-X-bn-Ãm-¯ F-¡u-≠âpI-sf \n-b-an-¨m-tem \n-§Ä-¡v-tamiw kv-tImÀ e-`n-¡m³ km-[y-X-bp≠v. A-Xp-t]m-se X-s¶ Pn-F-kv-Sn dn-t«¬ ^-b sN-¿p-¶-Xn hogv-N h-cp-¯n-bn-«p-s≠-¦n A-Xpw kv-tIm-dn-s\ _m-[n-¡pw. U-b-d-Î-td-äv P-\-d Hm-^v HmUn- ä v (C³- U - b - d - I v - ä v Sm- I v - k - k v ) B- W v - ] - ² - X n cp- ] o- I - c n- ¡ p- ¶ - X v . 'Risky' hn-`m-K-¯nÂ-s¸-Sp-¶ _n-kn\-kp-I-sf aq-¶m-bn X-cw-Xn-cn-¡pw. kv-tamÄ (10 tIm-Sn h-sc hn-äp-h-chp- Å I- ¼ - \ n- I Ä), ao- U n- b w (10 ap-X 40 tIm-Sn h-sc), emÀ-Pv (40 tIm-Sn-bv-¡v ap-I-fnÂ). Pn-F-kv-Sn \- S - ¸ m- ¡ n- b 2017- 1 8 km- ¼ - ¯ n- I hÀ-j-s¯ hmÀ-jn-I dn-t«¬ A-SnØm-\-am-¡n-bm-bn-cn-¡pw Hm-Un-äv \-S-¯p-I. 2017-18 se hmÀ-jn-I dnt«¬ k-aÀ-¸n-¡m-\p-Å A-h-km-\ Xo-b-Xn 2019 Hm-K-Ìv 31 B-Wv. CGST Hm-^n-kÀ-am-cp-sS A-[n-Im-c ]-cn-[nbnÂ-s¸-Sp-¶-hÀ-¡m-Wv Hm-Un-änw-Kv _m-[-I-am-hp-I.

cp kw- ` - h w hn- h - c n- ¨ p- s Im- ≠ v hn- j - b - ¯ n- t e- ¡ v h- c mw. H- c p tIm¬- { Sm- Î À X- s â H- c p ssk- ä n \n- ¶ pw a- s äm- c p ssk- ä n- t e- ¡ v \nÀ½m-W-km-a-{Kn-IÄ sIm-≠ p-t]m-Ipt¼mÄ Cu th _n- à v & sU- e n- h - d n t\m-«v th-W-sa-¶v H-«p-an-¡-hÀ-¡pw A-dn-bm-hp-¶-Xm-Wv. F-¶m H-cp sajo³ A-t±-lw H-cp ssk-än \n-¶pw a- s äm- c p ssk- ä n- t e- ¡ p {Sm³- k v - ^ À sN-¿p-¶p. A-t±-l-¯n-sâ A-`n-{]m -b-¯n h-≠n-bn D-Å-Xv Kp-Uv-kv A-Ã. ]-g-b H-cp an-j-W-dn-bm-Wv. Pn F-kv Sn Sow h-≠n h-gn-bn X-S-bp-¶p. eway bill & sU-en-h-dn sN-Ãm-\pw B-hiy-s¸-Sp-¶p. C-Xv tIm¬-{Sm-Î-dp-sS

A-dn-hn-Ãm-bv-a B-sW-¶v a-\-Ên-em-¡nb-Xp sIm-≠v am-{Xw kp-a-\-Êp-I-fm-b Pn F-kv Sn Hm-^o-kÀ-amÀ eway bill P-\td-äv sN-¿p-¶-Xn-\v km-h-Im-iw sIm-Sp¯p. eway bill In-«n-b D-S³ X-s¶ h-≠n hn-Sp-I-bpw sN-bv-Xp. H-cp hm-l-\-¯n Kp-Uv-kv F-¶ \nÀ- h - N - \ - ¯ n s]- S p- ¶ F- ´ p X-s¶ sIm-≠p t]m-bm-epw A-Xn-\p - Å tc- J - I Ä I- ¿ n I- c p- t X- ≠ - X mWv. C³-thm-bv-kv A-sÃ-¦n sU-enh-dn sN-Ãm³, A-Xn-t\m-sSm-¸w eway bill (aq-eyw 50,000/- cq-]-bn Iq-Sp-X B-sW-¦n ) F-¶n-h \nÀ-_-Ô-ambpw D-≠m-bn-cn-¡-Ww. Kp-Uv-kv F-¶v sh-¨m Uo-eÀ Uo sN-¿p-¶ Kp-

Uv-kv F-¶v AÀ-°-am-¡-cp-Xv. taÂ-¸d-ª kw-`-h-¯n tIm¬-{Sm-Î-sd kw-_-Ôn-¨n-S-t¯m-fw A-Xv Kp-Uv-kv A-Ã. F-¶m \n-Ip-Xn \n-b-a-{]-Im-cw an-j-W-dn (an-j-\-dn hnÂ-¡p-¶ H-cmsf a-\-Ên Im-Wp-I) Kp-Uv-kv B-Wv. A-Xn-\m \nÀ-_-Ô-am-bpw hm-l-\¯n sIm-≠p-t]m-Ip-t¼mÄ A-Xn-\v B-h-iy-am-b tc-J-IÄ D-≠m-bn-cn-t¡≠-Xm-Wv. A-dn-hn-Ãm-bv-a sIm-t≠m A-{i-² sIm-t≠m D-≠m-tb-¡m-hp-¶ sN-dn-b ]n-g-hp-IÄ-¡v h-en-b hn-e sIm-Sp-t¡≠n h-t¶-¡mw. A-¯-cw k-µÀ-`-§fn A-¡u-≠â v-sâ \nÀ-tZ-iw tX-Sp¶-Xv \-¶m-bn-cn-¡pw.

F-Ãm hÀ-j-hpw B-Zm-b-\n-Ip-Xn dn-t«¬ k-aÀ-¸n-¡p-¶-Xp t]m-se X-s¶ Pn-F-kv-Sn hmÀ-jn-I dn-t«¬ k-a-À¸n-t¡-@-Xm-Wv

F-

Ãm hÀ-j-hpw B-Zm-b-\n-Ip-Xn dn- t «¬ k- a À- ¸ n- ¡ p- ¶ - X v \ nÀ-_-Ô-am-sW-¶v-\-ap-s¡-Ãm-hÀ-¡pw A-dn-bmw. A-Xp-t]m-se, Pn-Fk - vS- n \n-ba-{]-Im-cw F-Ãm hÀ-j-hpw ^-b sNt¿-≠ Pn-F-kv-Sn hmÀ-jn-I dn-t«-WmWv Pn-F-kv-Sn-BÀ -9. Pn-F-kv-Sn c-Pn-ÌÀ sN-b v-X \n-I p-Xn-Zm-b -I À (tIm-t¼mkn-j³ se-hn kv-Io-an c-Pn-ÌÀ sNbv-X-hÀ DÄ-s¸-sS) ^-b- sN-t¿-≠Xm-Wv. Pn- F - k v - S n- B À - 9 kw- _ - Ô n- ¨ p D- b À¶p h-¶n-cn-¡p-¶ Nn-e kw-i-b-§fpw a-dp-]-Sn-I-fp-an-Xm... 1. t^mw Pn-F-kv-Sn-BÀ -9 ^-b sNt¿-≠-Xv \nÀ-_-Ô-am-tWm? A-sX, km-[m-c-W \n-Ip-Xn-Zm-b-IÀ¡v Pn-F-kv-Sn-BÀ -9 t^mw ^-b sNt¿-≠-Xv \nÀ-_-Ô-am-Wv. 2. ^-b sN-bvX - Pn-Fk - vS- n-BÀ 9- am-ä§-fv h-cp-¯m-\v km-[n-¡p-tam? C-Ã. \n-e-hnÂ, ^-b sN-bv-X-Xn-

\p-ti-jw H-cp am-ä-hpw Pn-F-kv-Sn-BÀ-9 A-\p-h-Zn-¡p-¶n-Ã. 3. 2017- 1 8 km- ¼ - ¯ n- I hÀ- j - ¯ n F-sâ c-Pn-kv-t{S-j³ d-±m-¡n. F-\n¡v t^mw GSTR9 ^-b k-a-À-¸n-s¡≠n-h-cp-tam? A- s X, B km- ¼ - ¯ n- I hÀ- j ¯n \n- I p- X n- Z m- b - I - s â c- P n- k v t{S-j³ d-±m-¡n-bn-«p-s≠-¦n t]m-epw hmÀ-jn-I dn-t«¬ k-aÀ-¸n-t¡-≠-Xp≠v. 4. Pn-Fk - vS- n-BÀ 9 ^-b sN-¿p-¶X - n\v ap-¼v F-sâ C³-]p-«v Pn-Fk - vS- n-sb 2 F-bp-am-bn ]-cn-tim-[n-¡-tWm? A-sX, Pn-F-kv-Sn-BÀ -9 ^-b sN¿p- ¶ - X n- \ p- a p- ¼ v 2017- 1 8 km- ¼ - ¯ n- I hÀ-j Um-ä-bv-¡m-bn 2019 amÀ-¨v h-sc \n-§-fp-sS A-¡-≠p-I-fp-sS ]p-kv-X-I§-fn \Â-In-bn-«p-Å C³-]p-«v Sm-Iv-kv s{I-Un-äp-am-bn 2017-18 km-¼-¯n-I hÀj-t¯-¡p-Å Pn-F-kv-Sn-BÀ -2 F-bp-ambn ]-cn-tim-[n-t¡-≠-Xm-Wv.

Pn-F-kv-Sn hmÀ-jn-I dn-t«¬ kw-_-Ôn-¨v s]m-Xp-hn-ep-Å Nn-e kw-i-b-§-fpw A-h-bv-¡p-Å a-dp-]-Sn-I-fpw

5. d-±m-¡Â HmÀ-UÀ e-`n-¨-Xn-\v tijw {]- X n- a m- k Pn- F - k v - S n- B À 9 dnt«¬ ^- b  sN- t ¿- ≠ - X p- t ≠m, ]-t£ A-h-km-\ dn-t«¬ ^-b- sNt¿-≠-Xp-t≠m? kn- P n- F - k v - S n \n- b - a - ¯ n- s e sk£³ 44 (1) se \n-ba - hy-hØ A-\p-kcn-¨v, c-Pn-ÌÀ sN-bvX - Hm-tcm hy-àn-bpw Pn-F-kv-Sn-BÀ -9 ^-b sN-t¿-≠-Xp≠v. A-Xn-\mÂ, \n-Ip-Xn-Zm-b-I-sâ Ìmä-kv 2018 amÀ-¨v 31 h-sc c-Pn-ÌÀ sN-bvXn-«n-sÃ-¦n-epw Pq-sse -17 ap-X amÀ-¨v -18 h-sc c-Pn-ÌÀ sN-bv-Xn-«p-s≠-¦n-epw, A-t±-lw c-Pn-ÌÀ sN-bv-X Im-e-b-f-hnte-¡p-Å hn-i-Zmw-i-§Ä \Â-Ip-¶ Pn-F-kv-Sn-BÀ -9 ^-b sN-t¿-≠-Xp≠v. A-Xp-t]m-se, c-Pn-kv-t{S-j³ d-±m¡p-¶-Xn-\v H-cp \n-Ip-Xn-Zm-b-I³ A-t]£n-¨n-«p-s≠-¦n-epw 2018 amÀ-¨v 31 h-sc A-t]-£ XoÀ-¸p-IÂ-¸n-¨n-«n-sÃ-¦nÂ, A-bmÄ Pn-F-kv-Sn-BÀ -9 ^-b sNt¿-≠-Xp-≠v. B-K-kväv 2019 | Sm-Iv-kv tI-cf

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k-t´m-jv tP¡_v kzn- ^ v- ä v A- ¡ u-­n w- K v Bâ v I¬-kÄ-«³-kn kÀ-hokkv, I-f-a-tÈcn, Mob:94472 97554

H-cp cm-Pyw H-scm-ä \n-Ip-Xn F-¶ \nÀ-h-N-\-hpam-bn-h-¶ Pn F-kv Sn bp-sS A-Sn-th-cv tXm-@n {]-f-b sk-kv h-cp-¶p! 122þmw

`- c - W - L - S - \ m t`- Z - K - X n ]mkm-¡n-b-t¸mÄ H-cp cm-Pyw H-scm-ä \n-Ip-Xn F-¶ Im-gv-N-¸m-tSm-sS cmPy-s¯ ]-tcm-£ \n-Ip-Xn kw-hn[m-\-s¯ D-S-¨p-hmÀ-¯p-sIm-≠p 2017 Pq-em-bv H-¶mw Xo-b-Xn cm-Py¯v \n-e-hn h-¶ Pn F-kv Sn kwhn-[m-\s - ¯ X-In-Sw a-dn-¡p-Ib - m-Wv D-≠m-b-Xv. Pn F-kv Sn ¡v ap-³-]v tem-I-¯v 190 cm-Py-§-fn-em-bn \-S-¯n-b k-Àth-bn- \-½p-sS cm-Pyw hm-Wn-Pyta-J-e-bn-ep-Å \n-b-a-§-fn-se kpXm-cy-X-bn- 130 þmw Øm-\-am-Wv tc-J-s¸-Sp-Xp-¶-Xv, C-Xn-\p Im-c-Ww C-hn-sS H-cp G-Io-Ir-X \n-Ip-Xn kwhn-[m-\w C-à F-¶p-ÅX - m-Wv, A-Xm-

20

Sm-Iv-kv tI-cf | B-K-kväv 2019

b-Xv H-cp hn-tZ-in \-½p-sS cm-Py-¯v \n-t£-]w \-S¯ - W - w F-¦n- A-bmÄ-¡v \n-e-hn-se \n-b-a kw-hn-[m-\w A-\p-k-cn-¨v A-bm-Ä H-cp h-kv-Xp C-hn-sS sIm-≠v h-¶p hn-Â-]-\-\-S¯p-I-bm-sW-¦n F-{X i-X-am-\w \n-Ip-Xn B-Wv k-À-¡m-cn-te-¡v A-Sbv-t¡-≠n-h-cp-¶-Xv F-¶v B-À-¡pw ]-d-bm-³ I-gn-bn-Ã. Ip-d-¨p-Iq-Sn hyà-am-I-Ww F-¦n- kz-À-W-B-`mc-W-¯n-\v tI-c-f-¯n- 5% \n-Ip-Xn bp-Å-t¸m-Ä 250 In-tem-ao-ä-À am-dn X-an-gv-\m-«n- 5% Xm-sg bm-Wv \n-IpXn, ho-≠pw H-cp 200 In-tem-ao-ä-À amdn-bm- I-À-Wm-S-I-bn- X-an-gv-\mSnÂ-\n-¶v hy-Xy-kv-X-am-b \n-Ip-Xn bm- W v C- t X h- k v - X p- h n- \ v , A- X pt]m-se X-s¶ tIm-gn, tI-c-f-¯n-Â

14.50 \n-Ip-Xn h-cp-t¼mÄ a-äp Nn-e kw-Øm-\-\-§-fn-Â C-Xn-\p \n-IpXn X-s¶ C-Ãm-sX-bpw D-≠v. A-Xmb-Xv A-X-Xp kw-Øm-\w A-h-cp-sS hn-ev-]-\ \n-Ip-Xn A-h-cv-X-s¶ A-hcp-sS h-cp-am-\w D-d-¸p h-cp-¯m-³ B- k w- Ø m- \ - s ¯ km- l - N - c yw A- \ p- k - c n- ¨ v \n- Ý - b n- ¡ p- ¶ \n- e hn- s e A- h - Ø am- d n C- ´ y- b n- Â H-cp h-kv-Xp-hn-\v G-Io-Ir-X-am-bn

C-§-s\ h-cp-t¼mÄ A-sX h-kv-Xp-hn-\v a-äp kw-Øm-\-§-fnse \n-Ip-Xn-bpw tI-cf-¯n-se \n-Ip-Xn-bpw c-@p Xc-am-hp-I-bpw ^-e-¯n \n-Ip-Xn L-S-\-sb X-s¶ X-IÀ-¡p-¶-Xp-am-bn tI-c-f {]-f-b sk-Êv am-dpw

H-cp \n-Ip-Xn F-¶ kw-hn-[m-\-am-Wv C- X n- e q- s S k- À - ¡ m- À hn- h - £ n- ¡ p¶-Xv. D-Zm-l-c-W-¯n-\v B-km-an- A-cn-¡v F-{X-bm-tWm \n-Ip-Xn td-äv A-Xp-X-s¶-bm-bn-cn-¡pw tI-c-f-¯nepw. Pn F-kv Sn ¡v ti-jw C-´y 30 cm-Py-§-sf a-dn-I-S-¶p 100 Bw Øm\w ssI-h-cn-¨p F-¶v tem-I _m-¦v \-S-¯n-b ]T-\w hy-à-am-¡p-¶p. Cu H-cp ]-Ým-¯e - ¯ - n \n-¶pth-Ww Pn F-kv Sn bp-sS C-¶-s¯ A-h-Ø hn-e-bn-cp-¯p-hm³. \-ap¡- d n- b mw Pn F- k v Sn h- c p- ¶ - X n- \ v ap³-]v hm-äv {]-Im-cw D-Å \n-Ip-Xn A- S - ¡ m³ H- c p dn- t «¬ A- X p- t ]mse F-Iv-ssk-kv Uyq-«n A-S-¡m³ th-sdm-cp dn-t«¬ kÀ-ho-kv Sm-Iv-kv A-S-¡m³ th-sdm-cp dn-t«¬ C-§s\-bp-Å \q-em-am-e-IÄ F-Ãmw ]-cnl-cn-¡m³ H-ä \n-Ip-Xn dn-t«¬ F-¶ Im-gv-N-¸m-Sn h-¶-Xm-Wv Pn-F-kv-Sn kw-hn-[m-\w.

tI-c-f-¯n {]-f-b sk-kv \-S-¸n-em-hp-t¼mÄ-: cm-Pyw Pn F-kv Sn kw-hn-[m-\¯n-te-¡v 2017 Pq-sse 1 Bw Xo-bXn Np-h-Sp-h-¨p ap-I-fn kq-Nn-¸n¨-t]m-se H-cp cm-Pyw H-scm-ä \n-Ip-Xn F-¶ kw-hn-[m-\w \-S-¸n-em-¡m³ tI-{µ kw-Øm-\ kÀ-¡m-cp-I-fp-sS {]m-[n-\n-Xyw DÄ-sIm-≠p-sIm-≠psIm-≠p-Å Pn F-kv Sn sIu¬-kn \n-e-hn h-cn-I-bpw sN-bv-Xp. Cu km-l-N-cy-¯n B-Wv tI-c-f-¯nse {]-f-b-s¡-Sp-Xn ap³-\nÀ-¯n tIc-fw kÀ-¡mÀ H-cp-i-X-am-\w sk-kv tI- c - f - ¯ n I- ¨ - h - S w \- S - ¯ p- ¶ h-kv-Xp-¡-fn-t·Â ]n-Sn-¡m³ A-\phm-Zw tNm-Zn-¨p-sIm-≠v Pn F-kv Sn Iu¬- k n- e n- s \ k- a o- ] n- ¡ p- ¶ - X v C-Xv Iu¬-kn Aw-Ko-I-cn-¡p-Ibm-bn-cp-¶p. C- t ¸mÄ X- s ¶ s]- t {Sm- f n- b w D- X v - ] - ¶ - § - f pw, a- Z y- h pw Pn F- k v

Sn bp-sS ]-cn-[n-bn L-«w L-«-ambn sIm-≠ p-h-cpw F-¶v ]-d-ªn-«v H-cp A-Wp-hn-S t]m-epw ap-t¶m-«pt]m-Im³ kÀ-¡m-cn-\v I-gn-Rn-«n-à F-¶-Xv H-cp tNm-Zy-Nn-Ów B-bn \ne-\nÂ-¡p-t¼m-gm-Wv tI-c-f-¯n-se H-cp D-]-t`m-àm-hv I-¨-h-S-¯n-\-ÃmsX kz-´w B-h-iy-¯n-\m-bn H-cp h- k v - X p hm- § p- t ¼mÄ \n- e - h n- s e Pn F-kv Sn ¡p-]p-d-sa h-kv-Xp-hn-sâ hn-e-tb-¡mÄ H-cp i-X-am-\w A-[nIw {]-f-b sk-Êv C-\-¯n \Â-IWw F-¶v h-¶n-cn-¡p-¶-Xv, C-§-s\ h-cp-t¼mÄ A-sX h-kv-Xp-hn-\v a-äp kw-Øm-\-§-fn-se \n-Ip-Xn-bpw tIc-f-¯n-se \n-Ip-Xn-bpw c-≠p X-cw B- h p- I - b pw ^- e - ¯ n ap- I - f n kq-Nn-¸n-¨ \n-Ip-Xn L-S-\-sb X-s¶ X-IÀ-¡p-¶-Xpw B-bn tI-c-f {]-f-b sk-Êv am-dpw F-¶X - n XÀ-¡w C-Ã. Cu km-l-N-cy-¯n C-t¸mÄ {]-fbw t\-cn-Sp-¶ B-kmw, H-do-km, XpS-§n-b kw-Øm-\-§-fpw C-Xp-t]mse B-h-iyw D-¶-bn-¨m kzm-`m-hnI-am-bpw A-hÀ-¡pw A-\p-h-Zn-t¡≠n h-cpw A-§-s\ Pn-F-kv-Sn bp-sS X-IÀ-¨ ]qÀ-W-am-Ipw. {]- f - b sk- k v \- S - ¸ n- e m- ¡ m³ tI- c - f {]- f - b sk- Ê v dqÄ tI- c - f kÀ-¡mÀ ]m-km-¡n A-Xn-sâ `m-Kw B-bn \n-e-hn-se Pn-F-kv-Sn dn-t«¬ Iq-Sm-sX ]p-Xn-b H-cp {]-Xn-am-k dnt«¬ B-b K F C -A Iq-Sn hym-]m-c k-aq-l-¯n-\v k-½m-\n-¡p-¶p. C-\n C-Xn-sâ ]p-d-¯p Iq-Sn H-cp \n-Ip-Xn \nÀ-W-b-hpw t\m-«o-kpw ss^-\pw te-äv ^o bpw Iq-Sn {]-Xo-£n-¡mw.

B-K-kväv 2019 | Sm-Iv-kv tI-cf

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tI-c-f {]-f-b sk-Êv: {]-[m-\-s¸-« h-kv-Xp-X-IÄ

2019 Hm-K-Ìv H-¶v ap-X tI-c-f kw-Øm-\-¯v {]-f-b sk-Êv \n-e-hnÂ-h-¶n-cn-¡p-I-bm-Wv. C-\n-¸-d-bp-¶-h-bm-Wv {]-[m-\ hy-h-Ø-IÄ H-cp cm-Pyw H-scm-ä \n-Ip-Xn F-¶ \nÀ-h-N-\-hpw B-bn-h-¶ Pn F-kv Sn bp-sS A-Sn-th-cv tXm-≠n {]-f-b sk-kv h-cp-¶p. C-\n-¸-d-bp-¶-hbm-Wv {]-[m-\ hy-h-Ø-IÄ. 1. tI- c - f - ¯ n- \ - I - ¯ p- Å B2C (do-sS-bnÂ)sk-bnÂ-kn-sâ/ skÀ-ho-kn-sâ ap-I-fn am-{Xam-Wv sk-Êv _m-[-Iw. 2. tlmÄ-sk-bn B2B C-S-]m-SpIÄ-¡v sk-kv _m-[-I-a-Ã. 3. Sm-Ivk - _ - nÄ hm-eyq-hn-sâ ap-Ifn-em-Wv sk-Êv ImÂ-Ip-te-äv sN-t¿-≠-Xv. Sm-Iv-kn-sâ ap-Ifn A-Ã. sk-Ên-sâ ap-If - n ho-≠pw GST C-Ã. 4. 3% , 12%, 18%, 28% F-¶o \n-c¡p-I-fn-ep-Å N-c-¡p-IÄ-¡pw

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Sm-Iv-kv tI-cf | B-K-kväv 2019

5.

6. 7.

8.

F-Ãm \n-c-¡n-ep-ap-Å tk-h\- § Ä- ¡ pw sk- Ê v _m- [ - I am-Wv. 3% \n-c¡ - n-ep-Å DÂ-]¶ - § - Ä¡v sk- Ê v 0.25% hpw a- ä p- Å DÂ-]-¶-§Ä-¡v (5% \n-c-¡nep- Å DÂ- ] - ¶ - § Ä- ¡ v skÊn-Ã) 1% hpw B-Wv sk-Êv. tImw-t]m-kn-äv Uo-eÀ-amÀ-¡v sk-Êv _m-[-I-a-Ã. F-Ãm am-kh - pw GSTR3B dn-t«¬ sN-¿p-¶-tXm-sSm-¸w sk-Êpw {]- t Xy- I - a m- b n I- W - ¡ v - I q- « n tI-c-f kÀ-¡m-dn-te-¡v KFCA F- ¶ t^m- a n hn- h - c - § Ä ]q-cn-¸n-¨v A-S-t¡-≠-Xm-Wv. sk-Êv _m-[-I-am-Ip-¶ F-Ãm Uo- t eÀ- k pw A- h - c p- s S B2C Invoice  sk-Êv {]-tXy-I-am-

bn Im-Wn-t¡-≠-Xm-Wv. A-Xn\- \ p- k - c n- ¨ p- Å am- ä - § Ä _n-Ãn-§v tkm-^vt- äz-dp-If - n-epw C³-thm-bv-kv _p-¡p-I-fn-epw h-cp-t¯-≠-Xm-Wv. 9. ]-ca - m-h[ - n c-≠v hÀ-jt- ¯-¡mWv kÀ-¡m-dn-\v sk-Êv Np-a¯m-\p-Å A-[n-Im-cw A-Xm-bXv ]-c-am-h-[n 01-/08-/2021 h-sc!

_m-¦nwKv

Banking

s\-äv _m-¦n-Mv, tbm-t\m B-¸v F-¶n-h-bn-ep@-m­-bn-cp-¶ kÀ-ho-kv NmÀ-Pv SBI F-Sp-¯p-I-f-ªp

Hm

- K - k v - d v 1 ap- X  F- k v - _ nsF tk-h-\ NmÀ-Pv H-gn-hm¡pw. 2019 Hm-K-Ìv 1 ap-X {]m-_-ey¯n h-cp-¶ CâÀ-s\-äv _m-¦nw-Kv (sF-F³-_n)/sam-ss_ _m-¦nwKv tk-h-\w (Fw-_n-F-kv) F-¶nh-bn-se sF-Fw-]n-F-kv (D-S-\-Sn t]-bv-saâ v tk-h-\w) C-S-]m-Sp-IÄ¡p- Å NmÀ- P p- I Ä H- g n- h m- ¡ m³ tÌ-äv _m-¦v Hm-^v C-´y Xo-cp-am\n-¨p. sam-ss_Â, C³-dÀ-s\-äv, F-SnFw, F-kv-Fw-F-kv, {_m-©v, bp-Fkv-F-kv-Un (* 99 #) t]m-ep-Å H-¶ne-[n-Iw Nm-\-ep-I-fn B-Iv-k-kv sN-¿m³ I-gn-bp-¶ H-cp XÂ-£-W, 24 a-Wn-¡q-dpw D-]-bp-à-am-b, X-Õa-b CâÀ _m-¦v C-e-t{Îm-Wn-Iv ^-v­ {Sm³-kv-^À kw-hn-[m-\-am-b sF Fw ]n F-kv i-à-am-b-Xpw X-Õa-b-hp-am-b ^-≠v {Sm³-kv-^À kuI-cyw \Â-Ip-¶p. C-´y-bn-ep-S-\of-ap-Å _m-¦p-IÄ-¡p-Ån ^-≠v XÂ-£-Ww ssI-am-dm³ A-\p-h-Zn¡p-¶ H-cp i-à-am-b tk-h-\-am-Wv sF-Fw-]n-F-kv. {_m-©p-I-fn-se B- Z y- s ¯ c- ≠ v sF- F w- ] n- F - k v Ém-_p-I-fp-sS \n-c-¡p-I-fn am-äan-à – 1,000 cq-] h-sc Ém-_n-\pw 1,001 cq-]-bv-¡v 10,000 cq-] Ém-_n-\pw 2 +

Pn-F-kv-Sn (N-c-¡v tk-h-\ \n-Ip-Xn). ti-jn-¡p-¶ aq-¶v Ém-_p-I-fpsS NmÀ-Pp-IÄ ]-cn-jv-I-cn-¨p – 10,001 cq-]-bn 25,000 cq-] h-sc 4 + Pn-Fkv-Sn (C-t¸mÄ 2 + Pn-F-kv-Sn); H-cp e-£w Ém-_v h-sc 25,001 cq-]-bn 4 + Pn-F-kv-Sn-bn-te-¡v (5 + Pn-F-kvSn);1,00,001 cq- ] - b n c- ≠ v e- £ w cq-] h-sc 12 + Pn-F-kv-Sn (10 + PnF-kv-Sn). \m-j-W t]-bv-saâ v-kv tImÀ-¸t- d-j³ Hm-^v C-´y (F³-]nkn-sF) \n-e-hn-ep-Å \m-j-W ^n-\m³-jy kn-Ìw (F³-F-^vF-kv) kzn-¨v h-gn sF-Fw-]n-F-kv ku-I-cyw \Â-Ip-¶p. 2019 amÀ-¨v A-hk - m-\w-hs - c, C³dÀ-s\-äv, sam-ss_ _m-¦nw-Kv, ]n-HF-kv, C-sIm-ta-gvk - v, F-Sn-Fw/bp-]n -sF, tbm-t\m F-¶n-h-bpÄ-s¸-sSbp-Å C-Xc - Nm-\e - p-If - n-eq-sS-bp-Å C-S-]m-Sp-I-fp-sS hn-ln-Xw F-kv-_nsF-¡v 88.1 i-Xa - m-\a - m-bn-cp-¶p, 2018 amÀ-¨v A-h-km-\-t¯m-sS C-Xv 84.1 i-X-am-\-am-bn-cp-¶p. tÌ-äv _m-¦v Hm-^v C-´y C-S-]m-Sp-IÄ-¡v Cu-Sm¡n-bn-cp-¶ _m-¦v-\n-c-¡p-IÄ sh«n-¡p-d-¨p. CâÀ-s\-äv, sam-ss_ _m-¦nw-Kv, tbm-t\m B-¸v F-¶n-h h-gn-bp-Å BÀ-Sn-Pn-F-kv, F³-CF-^v-Sn C-S-]m-Sp-IÄ-¡v C-\n ap-XÂ

]-W w \Â- tI-≠ - X n- Ã. Un- P n- ä  k-t¦-X-§Ä h-gn-bp-Å sF-Fw-]nF-kv \n-c-¡p-I-fpw H-gn-hm-¡n. Cu Xo- c p- a m- \ w B- K - Ì v H- ¶ v ap- X  {]m- _ - e y- ¯ n h- c pw F- ¶ m- W v I- ¼ - \ n hy- à - a m- ¡ n- b n- c n- ¡ p- ¶ Xv . A- t X- k - a - b w _m- ¦ p- I - f p- s S {_m-©n t\-cn-s«-¯n sN-¿p-¶ sF-Fw-]n-F-kv C-S-]m-Sp-IÄ B-bncw cq- ] h- s c am- { X- a m- W v ku- P \yw. A-Ãm-¯-h-bv-¡v C-t¸m-g-s¯ \n-c-¡n \n-¶v 20 i-X-am-\w Ip-d-hv h-cp-¯n-bn-«p-≠v. Un-Pn-ä C-S-]mSp-IÄ t{]m-Õm-ln-¸n-¡p-¶-Xn-sâ `m-K-am-bm-Wv Cu Xo-cp-am-\w. F-kv_n-sF-¡v 29.7 tIm-Sn sU-_n-äv ImÀUv D-S-a-I-fm-Wv cm-Py-¯p-Å-Xv. C-hcn B-dv tIm-Sn t]-cm-Wv C-t¸mÄ CâÀ-s\-äv _m-¦nw-Kv D-]-tbm-Kn-¡p-¶-Xv. 1.4 tIm-Sn t]À sam-ss_ _m-¦nwKv D-]-tbm-Kn-¡p-¶p-≠v. tbm-t\m B- ¸ v H- c p tIm- S n- t bm- f w B- f p- I fm-Wv D-]-tbm-Kn-¡p-¶-Xv. A-tXk- a - b w {_m- © v h- g n t\- c n- « p- Å ]-W-an-S-]m-Sp-IÄ-¡v C-t¸mÄ \ÂIp-¶ A-tX \n-c-¡p-IÄ Xp-S-cpw. F-Sn-Fw ImÀ-Uv D-]-tbm-Kn-¨v ]-Ww ]n³-h-en-¡p-¶-Xn-\p-Å \n-c-¡p-Ifn-epw am-ä-an-Ã. B-K-kväv 2019 | Sm-Iv-kv tI-cf

23


_m-¦nwKv

Banking

`m-h-\-hm-bv-]-sb B-IÀ-j-I-am-¡p-¶

Nn-e h-kv-Xp-X-IÄ

F-hn-sS-¶p hm-bv-] F-Sp-¡-Ww F-hn-sS-¶p In-«pw, ]-en-i-sb-´m-Ipw, F-s´m-s¡ \q-emam-e-I-fp-@v, F-{X cq-] In-«pw, ap-gp-h³ cq-]-bpw hm-bv-]-bm-bn-«v In-«p-tam Xp-S-§n H-cp \q-dm-bn-cw kw-i-b-§Ä \n-§Ä-¡p-@m-Imw

kz

- ´- a m- b n H- c p ho- S v F- ¶ - X v G-sXm-cp a-e-bm-fn-bp-sS-bpw kz-]v-\-am-Wv. C-{X sN-dn-b H-cp Ø-e¯v C-{X-am-{Xw ho-Sp-I-fp-Å th-sd H-cp Ø-e-hpw C-´y-bn F-¶-à tem-I¯p X-s¶ A-]qÀ-h-am-bn-cn-¡pw. a-ebm-fn-¡v a-®n-t\m-Spw ho-Sn-t\m-Sp-ap-Å _-Ôw A-{X i-àa - m-Wv. F-¶m ho-Sv \nÀ-am-W-hpw ho-Sv hm-§n-¡-epw C-¶v h-f-sc sN-e-th-dn-b-Xm-Wv. I-¿n-ep-Å ]-Ww sIm-≠p-am-{Xw C-Xv km-[n-¡p¶-Xv h-f-sc sN-dn-b H-cp hn-`m-K-¯n-\v am-{X-am-Wv. A-hn-sS-bm-Wv `-h-\ hmbv-] A-Y-hm HOUSING LOAN I-S-¶p h-cp¶-Xv. F-¶m-epw F-hn-sS-¶p hm-bv-] F-Sp-¡-Ww F-hn-sS-¶p In-«pw, ]-en-isb-´m-Ipw, F-s´m-s¡ \q-em-am-e-Ifp-≠v, F-{X cq-] In-«pw, ap-gp-h³ cq-]bpw hm-bv-]-bm-bn-«v In-«p-tam Xp-S-§n H-cp \q-dm-bn-cw kw-i-b-§Ä \n-§Ä¡p-≠m-Imw. \n- c - h - [ n _m- ¦ p- I - f pw [- \ - I m- c y Øm- ] - \ - § - f pw C- ¶ v `- h - \ - h m- b v - ] \Â-Ip-hm³ X-¿m-dm-bn ap-t¶m-«p h-¶n«p-≠v F-¶-Xv Kp-W-I-c-am-b am-ä-am-Wv. D-bÀ-¶ i-¼-fw e-`n-¡p-¶ tPm-en-bpÅ- h À- ¡ v am- { X- a - à , C³- I w Sm- I v - k v A-S-¡p-¶-hÀ-¡pw, sN-dn-b sXm-gn-seSp-¡p-¶-hÀ-¡pw, I-¨-h-Sw sN-¿p-¶hÀ-¡pw `-h-\-hm-bv-] e-`y-am-Wv. ho-Sv hm-§n-¡p-hm-t\m, \n-e-hn-ep-Å Ø-e-

24

Sm-Iv-kv tI-cf | B-K-kväv 2019

¯p ho- S v ]- W n- b p- h mt\m, \n-e-hn-ep-Å ho-Sv ]p- X p- ¡ n ]- W n- b p- h mt\m, Iq- « n- t ¨À- ¡ p- h mt\m (EXTENTION) `-h-\ hm-bv-]-IÄ e-`y-am-Wv. km-[m-cW - K-Xn-bn 30 e-£w h-sc-bp-Å hmbv - ] - I Ä- ¡ v h- k v - X p- h nsâ hn-e-bp-sS 90 i-X-am\-hpw, 30 ap-X 75 e-£w h-sc-bp-Å hm-bv-]-IÄ¡v 80 i- X - a m- \ - h pw, 75 e-£-¯n-\v ap-I-fn-ep-Å hm-bv-]-IÄ-¡v 75 i-X-am-\-hpw am-{X-am-Wv hm-bv-]-bmbn e-`n-¡m-dv. 8.5 i-X-am-\w ap-X-em-Wv C-t¸m-g-s¯ ]-en-i-\n-c-¡v. ho-Sv ]-Wn-bp-hm-\pw, ho-Sv tam-Sn-]nSn-¸n-¡p-hm-\pw, Iq-«n-t¨À-¡p-hm-\pw (EXTENTION) D-Å hm-bv-]-IÄ-¡v Nn-e _m- ¦ p- I Ä 100 i- X - a m- \ - h pw hm- b v - ] A-\p-h-Zn-¡m-dp-≠v. C-X-Ãm-sX a-äp-Å Nn-e-hp-I-fpw h-cw, D-Zm-l-c-W-¯n-\v ho- S v hm- § p- t ¼mÄ sd- P n- k v - t {S- j ³ ^o-kpw Ìm-¼v Uyq-«n-bpw \-½Ä X-s¶ h-ln-¡-Ww. _m-¦p-IÄ B Xp-I-¡v hm-bv-] X-cn-Ã. C-Xv t]m-ep-Å Nn-e-hpIÄ t\-cn-Sm³ \-ap-¡v F-s´m-s¡ a-äp am-À-K-§-fp-s≠-¶p t\m-¡mw. C³-jpd³-kv t]m-fn-kn-I-fp-sS Cu-Sn-t·-ep-Å hm-bv-] (]-en-i-\n-c-¡v: 9-12%) Xm-c-Xtay-\ Ip-d-ª ]-en-i-\n-c-¡m-sW-¶Xv sse-^v C³-jp-d³-kv F³-tUm-hvsaâ v t]m-fn-kn-I-fp-sS Cu-Sn-t·-ep-Å hm-bv-]-sb B-IÀ-j-I-am-¡p-¶p sse^v C³-jp-d³-kv t]m-fn-kn-I-fp-sS k-d≠À hm-eyp-hn-sâ 90 i-X-am-\w h-sc hm-bv-]-bm-bn \-ev-Ip-¶p-≠v.

Hm-l-cn-I-Ä Cu-Sm-¡n hm-bv-]-sb-Sp-¡mw (]-en-i-\n-c-¡v: 9 % - 14%): ssI-h-i-ap-Å Hm-l-cn-I-Ä em-`-¯ne-sÃ-¦n-Â A-h hn-Â-¡p-¶-Xn-\v ]-Icw A-h Cu-Sm-¡n hm-bv-]-sb-Sp-¡mw.

hn-t\m-Pv Sn.Pn. tem¬-Km-edn, F-d-Wm-Ipfw, Mob: 98955 75657

_m-¦n-se Øn-c-\n-t£-]w ]n-³hen¡m-hp-¶ Im-em-h[ - n-sb-¯n-bn-sÃ-¦n A-Xv Cu-Sm-¡n \n-t£-]w \-S-¯n-b _m-¦n \n-¶pw hm-bv] - s - b-Sp-¡m-hp-¶Xm-Wv. km-[m-c-W K-Xn-bn \n-t£-]¯n-sâ 90 i-X-am-\w h-sc hm-bv-] e-`n¡mw. \-½p-sS Øn-c-\n-t£-]-¯n-sâ ]-en-i-tb-¡mÄ 1 ap-X 3 i-X-am-\w h-sc-bm-Wv ]-en-i-bm-bn Cu-Sm-¡m-dpÅ-Xv.

kzÀ-®-hm-bv-] (]-en-i-\n-c-¡v: 10 -15 %): kzÀ-®-hn-e Ip-Xn-¨p-b-cp-¶ L-«¯n Xm-cX - t- ay-\ D-bÀ - ¶ - Xp-I X-s¶ kzÀ-® ]-W-b hm-bv-]-bm-bn F-Sp-¡mhp-¶X - m-Wv. Ip-dª t{]m-kk - nw-Kv ^okv am-{X-ta kzÀ-®-hm-bv-]-bv-¡p-Åq.

t{]m-hn-Uâ v ^-@n \n-¶pw ]-Ww ]n³-h-en-¡mw: t{]m-hn-Uâ v ^-≠v G-gp-hÀ-jw ]q À-¯n-bm-bn-¡-gn-ªm Hm-tcm hÀ-jhpw H- c p X- h - W ]n³- h - e n- ¡ m- \ p- Å ku-I-cy-ap-≠v. Cu Im-e-b-f-hv ]qÀ-¯nbm-bn \m-em-a-s¯ hÀ-jw ]n.]n.F-^v _m-e³-kn-sâ 50 i-X-am-\w h-sc ]n³h-en-¡mw.

sXm-gn-ep-S-a-bn \n-¶v hm-bv-]: ]-e I-¼-\n-I-fpw Ip-d-ª ]-en-i \n-c-¡n hm-bv-] \-Â-Ip-¶p-≠v.

t]-gv-k-W tem-Wv (]-en-i-\n-c-¡v: 11% - 20 ): Cu-Sn-Ãm-¯ hm-bv-]-bm-b-Xn-\m t]-gv-k-W tem-Wp-I-fp-sS ]-en-i-\nc-¡v D-bÀ-¶-Xm-Wv. `-h-\ hm-bv-]-IÄ e-`n-¡m³ F-fp-¸-ap-s≠-¶p am-{X-a-Ã, Iq-Sp-X Im-em-h-[n-bpw, C³-Iw SmIv-kn C-f-hpw, hm-bv-]m-]-en-i-bn kÀ-¡mÀ k-_v-kn-Un-bpw Cu hm-bv-]sb P-\-Io-b-am-¡n-¯oÀ-¡p-¶-Xv. H-cp hm-bv-]-sb-Sp-¡p-t¼mÄ F-s´m-s¡ Im-cy-§Ä {i-²n-¡W - w F-¶X - n-s\ Ipdn-¨v A-Sp-¯ e-¡-¯n hn-i-Z-am-¡mw.


C³jpd³kv

Insurance

Bw B-Zv-an

_o-a tbm-P-\

C³jpd³kv

Insurance

]-©m-b-¯v {]-tZ-i-¯v 5 sk-tâm AXn-Â Xm-sg-tbm `q-an kz-´-am-bn-«p-Å, Ip-Spw-_-¯n-se ]-Xn-s\-«n-\pw A-³]-s¯m-³-]-Xn-\p-an-S-bn-Â {]m-b-ap-Å Ip-Spw-_-\m-Y-s\-tbm, H-cp Ip-Spw-_mw-Ks¯-tbm B-Wv C-³-jp-À sN-¿p-I

_n-tPm-jv Ip-amÀ sI. _n. skbvÂ-kv am-t\PÀ, kv-ämÀ slÂ-¯v C³-jp-d³kv

tI H-³-]-Xn-\pw 12 \pw C-S-bn-Â ¢m-kp-I-fn-Â ]Tn-¡p-¶ c-@p-Ip-«nI-Ä-¡v {]-Xn-am-kw 100 cq-] \n-c-¡n-Â kv-tImf-À-jn-¸pw e-`y-am-Ipw

26

Sm-Iv-kv tI-cf | B-K-kväv 2019

- { µ, kw- Ø m- \ k- À - ¡ m- c pI-Ä kw-bp-à-am-bn \-S-¸m¡p-¶ C-³-jz-d-³-kv ]-²-Xn-bm-Wv Bw B-Zv-an _o-a tbm-P-\. sXm-gn-Â, ]p-\-c[n-hm-k h-Ip-¸m-Wv \-S-¸m-¡p-I. A-t]£-I-À 18\pw 59\pw C-S-bn- {]m-b-ap-Å Kr-l-\m-Y-t\m/\m-Y-tbm B-bn-cn-¡Ww. Kr-l-\m-Y-\v 59 h-b-kn-\v ap-I-fn- {]m-b-ap-s≠-¦n- sXm-«-Sp-¯ h-cp-am-\ am-À-K-ap-Å Ip-Spw-_m-K-¯n-\v c-Pn-Ì-À sN- ¿ mw. C- X n- \ v td- j - ³ Im- À - U n- s âbpw A-À-l-X sX-fn-bn-¡p-¶ tc-J-bpsS A-k-epw ]-I-À-¸pw A-£-b-tI-{µ¯n- lm-P-cm-¡-Ww. c-Pn-kv-t{S-j-\v ^o-kv 16 cq-]. Ip-Spw-_-\m-Y-sâ A-]-IS-a-c-W-¯n-\v 75000 cq-]-bpw kzm-`m-hn-I

a-c-W-¯n-\v 30000 cq-]-bpw Aw-K-ssh-Iey-¯n-\v 75000 cq-]-bpw ]-²-Xn {]-Im-cw B-\p-Iq-eyw e-`n-¡pw. Aw-K-§-fp-sS H-³-]-Xp ap-X-Â 12h-sc-bp-Å ¢m-kp-Ifn-Â ]Tn-¡p-¶ c-≠p Ip-«n-I-Ä-¡v {]-Xnh-À-jw 1200 cq-] ho-Xw kv-tIm-f-À-jn-¸pw \-Â-Ipw. hn-hn-[ sXm-gn-Â ta-J-e-I-fn-Â ]-Wn-sb-Sp-¡p-¶-h-À-¡pw `q-c-ln-X-cm-b {Km-ao-W-À-¡p-am-Wv ]-²-Xn-bn-Â Aw-KXzw \-Â-Ip-¶-Xv. `q-c-ln-X {Km-ao-W Ip-Spw-_-§-fpsS km-aq-ly-kp-c-£ D-d-¸m-¡p-I-bmWv ]- ² - X n e- £ y- a n- S p- ¶ - X v . ]- X n- s \«n-\pw A-³-]-s¯m-³-]-Xn-\p-an-S-bn-Â {]m-b-ap-Å Ip-Spw-_-\m-Y-s\-tbm, H-cp Ip-Spw-_mw-K-s¯-tbm B-Wv C-³-jp-À sN-¿p-I. hm-À-jn-I {]o-an-bw Xp-I-bm-b 200 cq-]-bn-ev 50 i-X-am-\w tI-{µ k-_vkn-Un-bm-Wv. _m-¡n kw-Øm-\ k-À¡m-À h-ln-¡pw. A-]-I-S a-c-W-¯n-\v 75,000/- cq-]-bpw kzm-`m-hn-I a-c-W-¯n\v 30,000/- cq-]-bpw e-`n-¡pw. A-]-I-Sw aq-ew kw-`-hn-¡p-¶ Øn-c-am-b Aw-Kssh-I-ey-¯n-\v 75,000/- cq-]-bpw e-`n¡pw. `m-Kn-I Aw-K-ssh-I-ey-¯n-\pw C-³-jp-d-³-kv ]-cn-c-£-bp-≠v. Iq-Sm-sX H-³-]-Xn-\pw 12 \pw C-S-bn-ev ¢m-kp-Ifn-Â ]Tn-¡p-¶ c-≠p-Ip-«n-I-Ä-¡v {]-Xnam-kw 100 cq-] \n-c-¡n-Â kv-tIm-f-À-jn¸pw e-`y-am-Ipw tI- { µ - k w- Ø m- \ k- À - ¡ m- c p- I - Ä \-S-¸m-¡p-¶ Bw-B-Zv-an `o-a tbm-P-\ (B-_n)bn-Â td-j-³ Im-À-Un-Â 600 cq]-tbm A-Xn-Â Xm-sg-tbm h-cp-am-\a - p-Å Ip-Spw-_-§-Ä-¡v c-Pn-Ì-À sN-¿mw. td-j³ Im-À-Un-sâ A-Ê-epw ]-I-À-¸p-am-bn A-Sp-¯p-Å A-£-b tI-{µ-¯n-em-Wv c-Pn-Ì-À sN-t¿-≠-Xv. ]-²-Xn {]-Im-cw Aw-K-¯n-sâ A-]-I-S-a-c-W-¯n-\v 75000 cq-]-bpw kzm-`m-hn-I a-c-W-¯n-\v 30000

cq-]-bpw `m-Kn-I-am-b Aw-K-ssh-I-ey-¯n\v 37500 cq-]-bpw Iq-Sm-sX Aw-K-¯n-sâ 7 ap-X-ev 12 h-sc ]Tn-¡p-¶ c-≠v Ip-«n-I-Ä-¡v {]-Xn-h-À-jw 1200 cq-] kv-tIm-f-À-jn-¸v XpS-§n-b B-\p-Iq-ey-§-Ä e-`n-¡pw. A-£b-tI-{µ-§-fn-epw 18002002530 tSmÄ-{^o \-¼-cn-epw Iq-Sp-X-Â hn-h-c-§-Ä A-dn-bmw.

Bw B-Zv-an _o-a tbm-P-\( B-_n) ]-²-Xnbn-Â Aw-K-am-Ip-¶-Xn-\v A-À-l-X-bp-Åh-À

td-j-³ Im-À-Un-Â 600 cq-]-tbm AXn-Â Xm-sg-tbm h-cp-am-\-ap-Å Ip-Spw-_-§-Ä-¡v c-Pn-Ì-À sN-¿mw

ap-³-]v B-_n ]-²-Xn-bn-Â tN-À-¶h-À C-t¸m-Ä A-t]-£n-t¡-≠-Xn-Ã

A-t]-£-I-³- sN-t¿-@Xv ]-²-Xn-bn-Â Aw-K-am-Ip-¶-Xn-\v A-t]£-I-³ sN-t¿-≠-Xv-A-£-b skâ-dn-Â \n-¶p-Å A-t]-£ ]q-cn-¸n-¨v, ]-©m-b¯ - v sk-{I-«-dn/hn-tÃ-Pv Hm-^o-k-À/hn-tÃ-Pv F-Iv-Ì-³-j-³ Hm-^o-k-À \-Â-Ip-¶ km£y-]-{Xw k-ln-Xw A-£-b skâ-dn-Â k-a-À-¸n-¡p-I

A-£-b skâÀ sN-t¿-@Xv B-tcm-Ky C-³-jp-d-³-kv Hm-^o-kn- \n-¶pw A-t]-£ ^m-dw A-£-b skâdp-I-fn- F-¯n-¨p X-cpw F-¶m-Wv A-dnbn-¨n-«p-Å-Xv. Cu A-t]-£ ^m-dw B-hiy- a m- b hy- à n- I - Ä - ¡ v ku- P - \ y- a m- b n \-Â-Ip-I A-t]-£ C-³-jp-d-³-kv Hm-^okn- \n-¶pw e-`n-¨n-«n-sÃ-¦n- 1 cq-] t^mt«m-tIm-¸n Nm-À-Pv hm-§n ^m-dw \-Â-Ip-I.

]q-À-®-am-bpw ]q-cn-¸n-¨ km-£y-]-{Xw k-ln-Xw k-a-À-¸n-¡p-¶ A-t]-£-I-Ä kzo-I-cn-¨v 10 cq-] k-À-ho-kv Nm-À-Pv ssI¸-än Hm-Wv-sse-³ c-Pn-kv-t{S-j-³ sN-¿p-I. c-Pn-kv-t{S-j-³ sN-¿p-t¼m-Ä e-`n-¡p-¶ c-Pn-kv-t{S-j-³-{\-ko-Xn-sâ {]nâ v A-t]£-I-³ \-ev-Ip-I.•-e-`n-¨ A-t]-£-I-Ä Hm-Wv-sse-³ c-Pn-kv-t{S-j-³ sN-bv-X-Xn\p-ti-jw A-£-b skâ-dn-Â kq-£n-¡pI.B-h-iy-s¸-Sp-t¼m-Ä Pn-Ãm Hm-^o-knte-¡v \-Â-Ip-I.

h-cn-ã s]-³-j-³ `o-a tbm-P-\ h-cn-ã s]-³-j-³ `o-a tbm-P-\ F-¶ Cu t]m- f n- k n 55 h- b - Ê p- Å - B - À - ¡ pw F-Sp-¡mw. am-km-am-kw ]-Ww In-«p-sa-¶Xm-Wv C-Xn-sâ {]-tXy-I-X. _-P-äv {]-kwK-¯n-Â [-\-Im-cy a-{´n P-kz-´v knw-lmWv C-Xv ]-d-ª-Xv. t]m-fn-kn F-Sp-¡p-¶ B-Ä a-cn-¨v I-gn-ªm-Â A-S-¨ ap-gp-h-³ Xp-I-bpw A-h-Im-in-bv-¡v In-«pw. 250 cq-] ap-X-Â 2000 cq-] h-sc-bm-Wv {]-Xn-am-kw In-«p-¶-Xv. B-Zyw A-S-bv-¡p-¶ Xp-I A\p-k-cn-¨m-bn-cn-bv-¡pw Cu Xp-I \n-Ý-bnbv-¡p-¶-Xv. B-Zy Xp-I A-S-¨v A-Sp-¯ am-kw ap-X-Â X-s¶ Cu ]-Ww In-«n-Xp-S§pw. ]p-Xp-Xm-bn tI-{µ kÀ-¡m-À Øm-]\-§-f-Â tPm-en-bv-¡v tN-cp-¶-h-À-¡m-bn H-cp s]-³-j-\v ]-²-Xn cq-]o-I-cn-¨n-«p-≠v. Po-h-\-¡m-À A-S-bv-¡p-¶-Xn-\v Xp-ey-am-b Xp-I k-À-¡m-cpw Cu s]-³-j-\m-bn \nt£-]n-bv-¡pw. B-K-kväv 2019 | Sm-Iv-kv tI-cf

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t]gv-k-WÂ ^n-\m³-kv

Personal Finance

t]gv-k-WÂ ^n-\m³-kv

Personal Finance

ho-Sp h-bv-¡-epw hm-§-epw cm-Py-s¯m-«m-sI _m-en-tI-dm-a-e!

dn-b F-tÌ-äv ta-J-e am-µy-¯n-em-sW-¶p ]-d-bp-t¼m-gpw cm-Py-¯v ho-Sp-I-fp-sS hn-e Iq-Sn-\nÂ-¡p-I-bm-sW-¶v dn-kÀ-hv _m-¦n-sâ kÀ-th-bn-se ]p-Xn-b I-s@-¯Â

_m-¦p-I-fpw hm-bv-]m -Øm-]-\-§-fpw Iq-Sp-XÂ sh-Ãp-hn-fn G-sä-Sp-¯m-Wv hm-bv-] \Â-In-bn-cn-¡p-¶-sX¶m-Wv C-Xn-ev \n-¶v a-\-kn-em-Ip-¶-Xv

ho-Sp-I-Ä hm-S-I-bv-¡v \-Â-Ip-¶-Xp-am-bn _-Ô-s¸-« N-«-§-Ä ]-cn-jv-I-cn-¨v

]p-Xn-b \n-b-aw h-cpw \n-

apw

- s s_, ]p- s W, sN- s s¶ A-S-¡w cm-Py-s¯ 13 \-K-c-§-fn-se `-h-\-hm-bv-]-IÄ DÄs¸- S p- ¯ n- b p- Å BÀ._n.sF.bp- s S d-kn-U³-jy A-kä - v ss{]-kv tam-Wnä-dn-Mv kÀ-th-bn-em-Wv C-¡m-cyw kq-Nn¸n-¡p-¶-Xv. 2015 amÀ-¨n-\p-ti-jw cmPy-¯m-sI B-fp-I-fp-sS h-cp-am-\-s¯ A-t]-£n-¨v ho-Sp-I-fp-sS hn-e Iq-Sn-bXm-bm-Wv I-s≠-¯Â. C-Xp-Im-c-Ww km-[m-c-W-¡mÀ-¡v ho-sS-¶ kz-]v-\w A-{]m-]y-am-Ip-I-bm-Wv. apw-ss_-bnem-Wv Øn-Xn cq-£w. A-tX-k-a-bw, `p-h-t\-iz-dn a-äp \-K-c-§-sf A-t]£n-¨v hn-e Ip-d-hm-sW-¶pw dn-t¸mÀ«n ]-d-bp-¶p. cm-Py-¯v ho-Sn-sâ hn-e-bpw am-k-hcp-am-\-hpw X-½n-ep-Å i-cm-i-cn A-\p]m-Xw 2015 amÀ-¨n-se 56.1 - Â-\n-¶v 61.5 B- b n D- b À- ¶ p. ho- S p hm- § p- ¶ - X n\p-Å ti-jn ]-cn-tim-[n-¡p-¶ {]-[m-\ am-ÀK-am-Wn-Xv. ho-Sn-sâ hn-e-bpw h-cpam-\-hpw X-½n-ep-Å A-´-cw Iq-Sp-¶-

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Sm-Iv-kv tI-cf | B-K-kväv 2019

Xm-bm-Wv C-Xp kq-Nn-¸n-¡p-¶X - v. \m-ephÀ- j - h pw C- X n hÀ- [ - \ - b p- ≠ m- b n A-Xm-b-Xv 2019 B-bn-«pw am-ä-an-Ãm-sX X-s¶ Xp-S-cp-¶p. A-Xp-sIm-≠p-X-s¶ ho-Sp hm-§m-\p-Å ]-Ww I-s≠-¯p-¶Xn-\v Iq-Sp-X hÀ-jw th-≠n-h-cp-¶p. hm-bv-]-bpw h-cp-am-\-hpw X-½n-ep-Å A-\p-]m-X-hpw Iq-Sn. 2015 amÀ-¨n-se aq¶nÂ-\n-¶v 2019 amÀ-¨n C-Xv 3.4-se¯n. C-¡m-e-b-f-hn hm-bv-]-bpw B-kvXn-bp-sS aq-ey-hpw X-½n-ep-Å A-\p]m- X w 2015 amÀ- ¨ n- s e 67.7 i- X - a m- \ ¯nÂ-\n-¶v 69.9 i-X-am-\-am-bn D-bÀ¶p. `- h - \ - h m- b v - ] - b p- s S s{I- U n- ä v dn- k v - I v A- f - ¡ p- ¶ - X n- \ p- Å {]- [ m- \ L- S - I - a m- W n- X v . _m- ¦ p- I - f pw hm- b v ]m- Ø m- ] - \ - § - f pw Iq- S p- X  sh- à phn-fn G-sä-Sp-¯m-Wv hm-bv-] \Â-Inbn- c n- ¡ p- ¶ - s X- ¶ m- W v C- X n-  \n- ¶ v a-\-kn-em-Ip-¶-Xv. dn-b F-tÌ-äv cw-K¯v hn-e-bn-Sn-ªm hm-bv-] \Â-In-b Øm-]-\-§Ä-¡v Xm-§m-\p-Å ti-jn

Ip- d - h m- b n- c n- ¡ p- s a- ¶ p- Å - X v a- \ - k nem-t¡-≠ h-kv-Xp-X X-s¶-bm-Wv. h-cp-am-\-hpw hm-bv-]-Xn-cn-¨-S-hpw (C.Fw.sF) X-½n-ep-Å A-\p-]m-X¯n an-¡-bn-S-¯pw h-en-b am-ä-ap-≠mbn-«n-Ã. apw-ss_, ]p-sW, A-l-½-Zm_m-Zv F-¶n-hn-S-§-fn C-Xv sN-dn-b A-f-hn D-bÀ-¶n-«p-≠v. C-Xp t\m-¡nbm-Wv hm-bv-]m tbm-Ky-X-bpw Xp-I-bpw I-W-¡m-¡p-¶-Xv. kÀ-th-bn ]-d-bp¶-Xp {]-Im-cw apw-ss_-bn hm-bv-]sb-Sp-¯n-«p-Åh - À h-cp-am-\¯ - n-sâ 43.3 i-X-am-\-hpw UÂ-ln-bn 36.9 i-X-am\-hpw C.Fw.sF.¡m-bn sN-eh - n-Sp-¶p. sN-ss¶-bn-en-Xv 38.4 i-X-am-\-am-Wv. apw-ss_, sN-ss¶, UÂ-ln, s_wK-fq-cp, ssl-Zc - m-_m-Zv, sImÂ-¡¯ - , ]psW, P-bv-]pÀ, N-Þo-K-Vv, A-l-½-Zm_m-Zv, e-Jv-\u, t`m-]mÂ, `p-h-t\-izÀ F-¶o \-K-c-§-fn Xn-c-sª-Sp-¯ _m-¦p-IÄ Cu \-Kc - § - f - n \Â-Ip-¶ hm-bv-]-I-fp-sS A-Sn-Øm-\-¯n-em-Wv kÀ-th \-S-¯n-b-Xv.

]p-Xn-b-Xm-bn h-cp-¶ hm-S-I \n-b-a-¯n F-s´m-s¡-bm-Wv am-ä-§Ä?

e-hn-se hm-S-I-\n-b-aw Im-e-l-c-Ws¸-«-Xm-Wv. D-S-a-bpw hm-S-I-¡m-cpw X-½n-ep-Å C-S-]m-Sp-I-Ä Ir-Xy-am-bn \n-À-hNn-¡m-³ C-t¸m-g-s¯ hm-S-I \n-b-a-¯n-\mIp-¶n-Ã. A-Xn-\m-Â ]p-Xn-b hm-S-I \n-b-aw \n-À-an-¨v kw-Øm-\-§-Ä-¡v ssI-am-dp-¶Xp-am-bn _-Ô-s¸-« Iq-Sn-bm-tem-N-\-I-Ä Xp-S-§n-bn-«p-≠v C-X-\p-k-cn-¨v am-Xr-Im hmS-I \n-b-aw sIm-≠p-h-cm-³ tI-{µ k-À-¡m-À \o-¡-§-Ä Xp-S-§n-¡-gn-ªp. C-Xn-Â ]-dbp-¶ Im-cy-§-Ä Im-e-l-c-W-s¸-« hm-S-I \n-b-a-hp-am-bn G-sd hy-Xym-k-ap-Å-Xm-Wv. ]p-Xn-b hm-S-I \n-b-a-¯n-Â h-cm-\n-cn-¡p-¶ am-ä-§-Ä Xm-sg kq-Nn-¸n-¡p-¶p.

1. Im-em-h-[n I-gn-ªn-«pw H-gn-bm-¯-hÀ-¡v Xp-S-¡-¯n-Â c-≠n-c-«n-bpw ]n¶o-Sp \m-en-c-«n-bpw ]n-g \-Â-tI-≠n h-cpw. 2. hm-S-I-¡m-c-³ Xp-S-¡-¯n-Â \n-t£]-am-bn \-Ât- I-≠X - v ]-ca - m-h[ - n c-≠v am-k-s¯ Xp-I-bm-Wv. 3. hm-S-I-¯-À-¡-¯n-Â Xo-À-¸p I-Â-¸n¡m-\p-Å A-[n-Im-cw I-f-Î-À-¡m-bncn-¡pw.

4. I-cm-dn- k-½-Xn-¨n-«p-Å A-ä-Ip-ä-¸Wn-IÄ D-S-a-Ø-³ sN-bv-Xn-sÃ-¦n- B Xp- I hm- S - I - b n-  - \ n- ¶ v hy- h Øm-]n-X tc-J-I-Ä D-s≠-¦n- CuSm-¡mw. 5. hm-S-I-¡m-c-\v t{]m-¸À-«n-¡v tI-Sp]m-Sp-IÄ - h-cp-¯n-bm- A-Xv \n-t£]-¯p-I-bn- \n-¶pw Xo-À-¸m-¡mw. 6. 24 a-Wn-¡q-À ap-¼v A-dn-bn-¨n-«p am-{Xta D-S-a-Ø-\v A-ä-Ip-ä-¸-Wn-I-Ä-¡mbn F-¯m-³ ]m-Sp-Åp. 7. hym-P ]-cm-Xn-I-Ä \-ev-In-bm- D-Sa-bv-t¡m hm-S-I-¡m-c-t\m ]n-g Np-a¯m- \ p- Å A- [ n- I m- c w A- t Xm- d n- ä n¡p-≠v. 8. X-À-¡w h-¶m- D-S-a ssh-Zyp-Xn, shÅw F-¶n-h ap-S-¡m-³ ]m-Sn-Ã. 9. hm-S-I h-À-[n-¸n-¡m-\p-Å A-dn-bn-¸v 3 am-kw ap-¼v tc-Jm-aq-ew hm-S-I-¡mc-s\ A-dn-bn-¡-Ww. 10. Cu \n-b-a-§-Ä kzo-I-cn-¡m-\pw amäw h-cp-¯m-\pw kw-Øm-\-§-Ä-¡v A-[n-Im-c-ap-s≠-¦n-epw hm-S-I tImS-Xn-I-fpw ss{S-_yq-W-ep-I-fpw \n-À_-Ô-am-Wv.

B-K-kväv 2019 | Sm-Iv-kv tI-cf

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_n-kn-\-Êv

Aar-X Sn. Fkv _n-kn\kv I¬-kÄ«â v

Business

H-cp {_m³-Um-tWm w Ä z-]v-\ -Xv ? ¶ § n p k \ -W m I

t]-cv knw-]n-fm-hp-¶-Xm-Wv \-Ã-Xv, A-tXm-sSm-¸w B-IÀ-j-I-hpw. H-cp-]m-Sp I-ãv-S-s¸-«v C-äm-enb-\pw PÀ-a-\pw {^-©v \n-L-@p-hpw ]-c-Xn tI-«m sR-«p-¶ H-cp t]-cv C-Sp-¶-Xp-sIm-@v h-en-b Im-cy-sam-¶p-an-Ã!

{_m

³-Uv sh-dp-sam-cp tem-tKm A-Ã. sh-dp-sam-cp ]-c-ky-tam amÀ-¡-änwKv Kn-½n-t¡m A-Ã. {_m³-Unw-Kv H-cp t{]m-U-Iv-äv sF-Uân-än am-{X-a-Ã. a-dn-¨p {_m³-Unw-Kv, \n-§-fpsS s{]m-U-În-s\ Ip-dn-¨v D-]-t`m-àm-¡Ä-¡p-Å hn-izm-k-am-Wv, kp-c-£n-X-Xz-am-Wv, A-Xn-te-sd A-`n-\n-th-i-am-Wv (]m-j³). hn-tZ-i-¯p ]-cn-Nn-X-am-sW-¦n-epw \-½p-sS \m-«n C-¯-cw {_m³-Unw-Kv hn-Z-Kv-²À Ip-d-hmWv. {_m³-Un-§n I-gn-hp-Å-h-sc I-s≠-¯m-

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Sm-Iv-kv tI-cf | B-K-kväv 2019


_n-kn-\-Êv

Business

Business

_n-kn-\-Êv

t\m \n-§f - p-sS {_m³-Uv P-\I - o-ba - m-¡m-t\m {i-an¡m-dn-Ã. A-Xm-bn-cn-¡-Ww H-cp Im-c-Ww, ]-s£ H- c p h- e n- b hn- ` m- K w kw- ` - c w- ` - I - c pw {_m³- U n§n A-Úc - m-Wv. H-cp tem-tKm-bpw G-sX-¦n-epw ]-{X-¯n-epw Sn-hn-bn-epw sIm-Sp-¡p-¶ ]-c-ky-amWv {_m³-Unw-Kv F-¶v _-lp-`q-cn-`m-K-hpw sX-än²-cn-¡p-¶p.

H-cp {_m³-Um-tWm \n-§Ä kz-]v-\w Im-Wp-¶-Xv ? F-¦n B-Zyw th-@-Xv \-sÃm-cp t]-cm-Wv. t]- c v knw- ] n- f m- h p- ¶ - X m- W v \- à - X v , A- t XmsSm-¸w B-IÀ-j-I-hpw. H-cp-]m-Sp I-ãv-S-s¸-«v C-ämen-b-\pw PÀ-a-\pw {^-©v \n-L-≠p-hpw ]-c-Xn tI«m sR-«p-¶ H-cp t]-cv X-sâ tlm-«-en-\p C-«p. sIm-Åm-hp-¶ _n-cn-bm-Wn tlm-«-em-bn-«p Iq-Sn kz-´w A-½m-h³ t]m-epw B t]-cv H-cp \-à _n-cnbm-Wn-¡v th-≠n A-t\z-jn-¨p \-S-¡p-¶ kp-lr¯p-¡Ä-¡v \nÀ-t±-in-¨n-Ã. Im-c-Ww sX-än-Ãm-sX D-¨-cn-¡m³ I-gn-bn-sÃ-¶ `-bw. Cu-bn-sS h-f-sc "knw-]n-fpw ]-s£ ]-hÀ-^p-Åp-am-b' H-cp t]-cpam-äw \-S-¯n-bn-cn-¡p-I-bm-Wv Cu tlm-«Â. ap³]v \m-¡n-\p cp-Nn-bp-s≠-¦n-epw, t]-cv ]-d-ªp Ip-gªp t]m-Ipw F-¶v `-b¶ - n-cp-¶ `-£W - {- ]n-bÀ ] p Xn-b tlm-«-en-se ^p-Uv sIm-Åmw F-¶v ]-d-ªp Xp-S-§n-b-t{X! t]-cn-Sp-t¼mÄ s{]m-U-Îp-am-bn Ip-d-¨p AÀ°-h-¯m-b t]-cm-sW-¦n \-Ã-Xv. tIm-kv-sa-än-Iv s{]m-U-În-\p tbm-Pn-¡p-¶ t]-cv ao-äv s{]m-U-În-\p tN-c-W-sa-¶n-Ã. D-¨-cn-¡m³ _p-²n-ap-«p-Å-Xpw, kv-s]-Ãn-Mv c-ha-l-l-en-g-e Dw B-b t]-cp-IÄ I-gn-h-Xpw H-gn-hm¡p-I. A-Xv H-cp ]-W-hpw ap-S-¡m-sX e-`n-¡p-¶ "au-Xv ]-»n-kn-än-sb' ]-cn-an-X-s¸-Sp-¯pw. t]-cv HmÀ-½-bn-en-cn-¡m³ F-fp-¸-hpw A-tXmsSm-¸w s{]m-U-În-t\m-Sv tNÀ-s¶m-cp I-Y-bp-ap-s≠¦n sIm-Åmw. A-ta-cn-¡-¡-bn-se sIâ-¡n-bn h-dp-¯ tIm-gn hn-äp \-S-¶ H-cm-fp-sS I-Y ]-d-bp-¶ sIâ-¡n ss{^-Uv Nn-¡³ (KFC ), {Ko-¡v hn-P-b-tZh-X-bm-b "ss\-¡v'  \n-¶pw t]-cpw, tZ-h-X-bp-sS Nn-d-In \n-¶pw tem-tKm-bpw I-S-sa-Sp-¯ tem-I {]-i-kv-X-am-b {_m³-Uv "ss\-Iv ' Xp-S-§n-b-h Nn-e D-Zm-l-c-W-§Ä am-{Xw. {_m³-Uv \m-aw sh-dp-sam-cp i-Ðw am-{X-am-¡msX Ip-d-¨p ayq-kn-¡Â B-bm \-Ã-Xv. ]-d-bphm- \ pw ]m- S p- h m- \ pw kp- J - a m- W v . {_m³- U nsâ t]-cv ]-e-t¸m-gpw tNÀ-t¯mÀ-½n-¡p-¶-Xp kp-Jap-Å ]-c-ky Km-\-§-fn-eq-sS-bm-Wv. A-Xn-\p tI-cf-¯n \n-¶p X-s¶ H-«-\-h-[n D-Zm-l-c-W-§Ä D-≠v. F¬-]-Xp-I-fn td-Un-tbm-bn-eq-sS tI-« "D-Pm-e' I-hn-X-IÄ. "s]-t® \n-s¶ kp-µ-cn-bm¡n-b-Xm-cv... B-ep-¡m-kv, B-ep-¡m-kv ']m-«n-sâ Cu-W-¯n-\p h-g-§m-sX, ]m-Sp-t¼mÄ A-]-{ipXn-bp-am-bn Xp-dn-¨p t\m-¡p-¶ {_m³-Uv \m-a-§Ä F-Ãm ]-ck - y-Nn-{X kw-Ko-X kw-hn-[m-bI - c - p-sS-bpw 32

Sm-Iv-kv tI-cf | B-K-kväv 2019

t]-Sn-kz-]v-\-am-Wv. \-½p-sS \m-«n-se `q-cn-`mKw {_m³-Up-I-fpw ap-I-fn ]-d-ª hn-`m-K¯n h-cp-¶p. t]-sc-Sp-¯p ]-d-ªp i-{Xp¡-sf D-≠m-¡p-¶n-Ã. {_m³-Uv \m-a-¯n a-X-Nn-Ó-§-fpw kz-c-§-fpw sIm-≠p-h-cm-Xn-cn-¡m³ {i-²n¡p-I. hn-I-kn-X cm-Py-§Ä a-tX-X-c kwkv-Im-c-¯n-te-¡v Iq-Sp-X A-Sp-¡p-t¼mÄ `-\-½p-sS cm-Pyw a-Xm-Ô-X-bn-te-¡v Iq-¸p Ip-¯p-I-bm-tWm F-¶v t]-Sn-t¡-≠n-bn-cn¡p-¶p. a-X hn-Im-cw F-t¸mÄ th-W-sa¦n-e pw A-h -c-h -cp-s S em-` -¯n-\ p th-≠n B-fn-¡-¯n-¡p-¶ cm-{ão-b-¡m-cpw, a-X tae-[n-Im-cn-I-fpw, a-X Xo-{h-hm-Zn-I-fpw D-Å \-ap-¡n-S-bn {_m³-Uv \m-a-¯n-se-¦n-epw a-X \n-c-t]-£-X ]m-en-¡p-I. tem-I-am-Wv \n-§-fp-sS hn-]-Wn, H-cp a-X hn-`m-K-tam ]-©m-b-t¯m Pn-Ã-tbm A-Ã. H-cp tem-tIm¯-c {_m³-Uv B-Wv \-½p-sS e-£yw. {_m³-Uv \m-aw hÀ-j-§-tfm-fw {]-k-àn-bp-Å-Xm-bn-cn-¡-Ww, \n-e-\n¡p-¶ Xm-bn-cn-¡-Ww. 4G hn-¹-hw \m-«n A- c - t §- d n- b - t ¸mÄ "3 G' F- ¶ t]- c n \n-¶pw A-Sp-¯-bn-sS H-cp {_m³-Uv "MyG' F-¶v am-än. 3G F-¶ {_m³-Uv \-½-sf P-\a-\-kp-I-fn {]-Xn-jvTn-¡p-¶-Xn-\p th-≠n h-¶ k-a-b-hpw ]-W-hpw A-[zm-\-hpw, ]-gb 3G tjm-]v B-Wv ]p-Xn-b My G F-¶v D-]t`m-àm-¡Ä-¡v a-\-kn-em-¡n-sIm-Sp-¡m\pw th-≠n h-cp-¶p. ]-e h-en-b I-¼n-\n-I-fpw {_m³-UnwKn C-¯-cw am-ä-§Ä h-cp-¯n-bn-«p-≠v. F-¶m Xm-c-X-ta-\y sN-dn-b {]-Øm-\§Ä- ¡ v C- ¯ - c w Nn- e - h p- I Ä Xm- § m³

H-cp h-en-b hn-`m-Kw kw-`-cw-`-I-cpw {_m³-Un-§n A-Ú-cm-Wv. H-cp tem-tKm-bpw G-sX-¦nepw ]-{X-¯n-epw Sn-hnbn-epw sIm-Sp-¡p-¶ ]-c-ky-am-Wv {_m³Unw-Kv F-¶v _-lp-`qcn-`m-K-hpw sX-än-²-cn-¡p-¶p

B-K-kväv 2019 | Sm-Iv-kv tI-cf

33


_n-kn-\-Êv

Business

tIm- a ¬ t]- c p- I - t fm Ø-e-t¸-cp-I-tfm h-¨v {_m³-Up-≠m-¡n A-Xv BÀ- ¡ pw Xp- S - § mw F-¶ A-h-Ø h-cp-I, C-sX-Ãmw h-f-sc km[m- c - W - a m- W v . am- { Xa- à \mw Xp- S - § n- b {_m³-Uv \-½p-¡v ap³]p t{S-Uv amÀ-¡v D-Åh-cpw D-≠m-Imw, tIm-SXn-bn A-hÀ-¡m-Wv ap³-Xq-¡w, {_m³-Uv \- ã - s ¸- S mw F- ¶ v am{X-a-à -tIm-Sn-IÄ ]n-gsbm-Sp-t¡-≠ Xm-bpw h-cmw. Pm-{K-X. {_m³-Uv \m-aw e- £ - W - s am- ¯ - X pw, A- t Xm- s Sm- ¸ w {Iotb- ä o- h pw B- h - W w. hy- X y- k v - X - a m- b - X pw (Different), Pm-K-cq-I-amb-Xpw (Vigilant) s]m-cp¯-ap-Å-Xpw (Relevant) B- b H- c p {_m³- U v s\-bnw B-bn-cn-¡-Ww. P-\-§Ä hn-Im-c-]-c-ambn(Emotional) G-sä-Sp-¡m-hp-¶ H-cp \maw I-s≠-¯n-bm \n-§Ä {_m³-Un§n³-sd B-Zy-]-Sn N-hp-«n-¡-b-dn.

C-\n th-@-Xv H-cp h-io-I-c-W a-{´-am-Wv - {_m³-Uv tem-tKm. a-\w a-b-¡p-¶ \n-d-§-fn Nm-en-¨ H-cp A-S-bm-f Nn-{Xw.

I-gn-b-W-sa-¶n-Ã. {_m³-Uv \m-aw XmPv-a-l t]m-se bp-K-§-tfm-fw sh×-tbm-sS {]u-V-am-bn \n-e-sIm-f-fWw. F-¶v I-cp-Xn "Xm-Pv-a-lÂ',"sd-Uv ^mÀ-«v' F-s¶-Ãmw t]-cn-Sm-Xn-cn-¡p-I. Im-c-Ww tZ-io-b-am-b kv-am-c-I-§Ä, a-lm-ßm-¡Ä, Ø-e-t¸-cp-IÄ, X-d-hm«p t]-cp-IÄ F-¶n-h t{S-Uv-amÀ-Iv sd-Pnkv-t{S-j-\v X-S-k-am-Ipw. C-¯-cw t]-cpIÄ H-gn-hm-¡p-I 100 hÀ-j-¯n-te-sd ]m-c-¼-cyw A-h-Im-i-s¸-Sp-¶ Ip-Xn-c tem-tKm-bp-ap-Å sN-½-®qÀ Pq-h-e-dnbpw ]-cp-´p tem-tKm-bp-Å t_m-_n sN-½-®q-cpw X-½n-ep-Å tIm-S-Xn hyh-lm-c-§Ä HmÀ-¡p-I. {_m³- U v \m- a w D- d - ¸ m- ¡ p- ¶ - X n\v ap³-]v H-¶v ]-cn-tim-[n-¡p-I-t{S-Uv 34

Sm-Iv-kv tI-cf | B-K-kväv 2019

amÀ-Iv e-`n-¡m-hp-¶-Xm-tWm A-tXmsSm-¸w sh-_v ssk-äv \nÀ-am-W-¯n-\v sUm-ssa³ s\-bnw In-«m-hp-¶-Xp-amtWm F-¶-dn-b-Ww. tem-Iw kv-amÀ-«v t^m¬ \n-b-{´n-¡p-¶ hn-c Xp-¼nte-¡p H-Xp-§p-¶ Im-e-¯p sh-_n \-½p-tS-Xm-b H-cp \m-aw \nÀ-_-Ô-amWv. {]-tX-In-¨pw C tIm-s½À-kv ]m -c-¼-cy I-¨-h-S-§-sf X-¨p-S-bv-¡p-¶ Im-e-¯v. a-säm-cp {_m³-Un-t\m-Sv km-ay-apÅ-Xm-b t]-cp-IÄ H-gn-hm-¡p-I. copy cat Isf P-\w ]p-Ñn-¡pw, Uyq-]v-fn-t¡äv {_m³-Uv B-bn ]-cn-K-Wn-¡m³ km[y- X Iq- S p- X - e m- W v . A- t Xm- s Sm- ¸ w X-s¶ G-ä-hpw {]-[m-\-am-b H-¶m-b t{S-Uv amÀ-¡v sd-Pn-kv-t{S-j-\v X-S-Ê-

am-hp-I-bpw sN-¿pw. \n-§-fp-sS {_m³-Uv s\-bnw t{SUv - a mÀ- I v sc- P n- t ÌÀ- U v B- b n- c n- ¡ Ww, A-Xn-sem-cp D-t]-£-bpw ]m-Sn-Ã. A-Xn-\p-Å eo-K sN-e-hv h-f-sc XpÑ-am-Wv. ]-s£ A-Xv \-½p-¡v X-cp-¶ kp-c-£n-X-Xzw h-f-sc h-ep-Xm-Wv. \n§Ä Po-hn-Xw sIm-Sp-¯p h-fÀ-¯n-b {_m³-Uv Ip-d-¨p \mÄ I-gn-bp-t¼mÄ a-säm-cm-fp-tS-Xm-Imw. kw-`-hn-¨n-«p-≠v. H-cp t{S-Uv amÀ-¡v A-tämÀ-Wn-bp-am-bn kw-km-cn-¡p, A-bmÄ ]-d-bpw H-cp \qdv A-\p-`-h-§Ä-{_m³-Uv {i-²n-¡-s¸«p I-gn-bp-t¼mÄ B t]-cn A-sX Im-ä-K-dn-bn t{S-Uv-amÀ-Iv F-Sp-¡p-¶ Xn-cn-«p I-¼-\n-IÄ! tIm-Sn-IÄ hn-et]-in-bp-Å tIm-S-Xn hy-h-lm-c-§Ä!

_n-kn-\-Êv

Business

amÀ-¡-änw-Kv F-Iv-kv-s]À-Sv-kv ]-dbp-¶ \n-§-fp-sS {_m³-Uv \m-aw H-cp I-Ì-a-dp-sS a-\-Ên ]-Xn-bp-¶-Xv Npcp-§n-b-Xv10 {]m-h-iyw hm-bn-¨-Xn-\p ti-j-am-sW-¶v! A-sX k-a-bw {_m³Un-sâ Nn-{X-hn-[m-\w s]-«-¶v X-s¶ a-\-Ên ]-Xn-bp-¶p. A-Xp-aq-e-am-Wv {_m³-Un-\v H-cp tem-tKm A-Xym-h-iyam-sW-¶v hn-Z-Kv-²À ]-d-bp-¶-Xv.

{]-[m-\-am-bpw 7 X-cmw tem-tKm h-I-t`-Z-§Ä D-@v 1 Pictorial mark knw- ] n- f m- b H- c p- S ymbol or Icon h-¨p-Å tem-tKm-I Ä B-W v H-¶m-at¯-Xv. s_³-kv, B-¸nÄ Xp-S-§n-b

thÀ- U v amÀ- ¡ pw, S amÀ-¡pw H-cp-an-¨p-Å H-cp tem-tKm cq- ] - a m- W n- X v . Nn- e - t ¸msgm-s¡ thÀ-Uv amÀ-¡pw sF-¡-Wpw ]n-cn-¨pw D-]tbm- K n- ¡ m- d p- ≠ v . c- ≠ pw ]-cn-Nn-X-am-b-Xp-sIm-≠p D-]-t`m-àm-¡Ä-¡v I¬^yq- j ³ D- ≠ m- I m- d n- à adidas, Burger king F-¶n-h D-Zm-l-c-W-§Ä. ymbol or Icon

5 Emblem logo H-cp sF-tIm-Wn³-sdtbm knw- _ - e n³- s d- t bm D-Ån A-e-¦-cn-¨ t^m≠p-IÄ sIm-≠p-Å temtKm sb- b m- W v emblem tem-tKm F-¶-dn-b-s¸-Sp¶- X v . star bucks t^m- ≠ n\p-Ån ]-¨ hr-¯-¯n Im-Wp-¶ a-Õy-I\ - y-Is - b HmÀ- ¡ p- ¶ p- t hm? Harley Davidson tem-tKm a-säm-cp D-Zm-l-c-Ww. tem- t Km- I Ä Cu hn- ` m- K - ¯ n s]Sp-¶p. a-\p-jy a-\-Ên knw-]n-fm-b C-¯-cw tem-tKm-IÄ s]-«-¶v ]-Xn-bpw F-¶-Xm-Wv Cu tem-tKm-I-fp-sS a-\xim-kv-{Xw.

2 Word Mark. {_m³-Uv \m-a-¯n-ep-Å sS-Iv-Ìv tem-tKm-IÄ Cu hn-`m-K¯nÂ-s¸-Sp-¶p. ]-e-t¸m-gpw am-ä-§Ä h-cp-¯n-b-tXm, ]p-Xp-Xm-bn \nÀ-an-¨tXm B-b t^m-≠p-IÄ Cu tem-tKmbn k-am-\-X-I-fn-Ãm-Xn-cn-¡m³ D-]tbm-Kn-¡p-¶p Face Book, Coca cola, Disney F-¶n-h D-Zm-l-c-W-§Ä. (Text or Font)

3 Letter Mark. \n- § - f p- s S {_m³- U n- s â Np- c p¡-t]À tem-tKm B-¡n-bm F-§s\-bn-cn-¡pw? Hewlett Packard Npcpsn HP bm-bn am-dp-¶p. General Eletertic Np-cp§n GE bm-bpw cq-]-am-äw kw-`-hn-¡p-¶p Bavarian Motor Works F-¶v \n-§Ä tI«n-«p-t≠m? {_m³-Uv \m-a-hpw tem-tKm bpw tem-]n-¨p B-M-W F-¶ t]-cn ]-cn-Nn-Xa - m-Wv Cu Bavarian Motor Works !

4 Combination Mark

6 Mascots logo Nn-et- ¸m-sgm-s¡ H-cp ImÀ-«q¬ kz`m-hw Im-Wpw, a-äp Nn-e-t¸mÄ X-am-i H-fn-¸n-¨ H-cp I-Ym-]m-{X-am-bn-cn-¡pw C-¯-cw tem-tKm-bp-sS {]-tX-I-X. H-cp C-Ã-kv-t{S-ä-Uv I-Ym-]m-{Xw \n-§-fp-sS {_m³-Un-s\ {]-Xn-\n-[m-\w sN-¿p-¶ co-Xn-bm-Wv mascot tem-tKm-bp-sS hyXy- k v - X - X . KFC bp- s S tI- W Â Amul tKÄ, Air India bp-sS a-lm-cm-P, kv-Iq_n tU-bn-se l-Wn _o Xp-S-§n-b-hÀ \-½p-¡v ap-¶n-ep-≠v.

7 Abtsract logo \n-b-X-am-b Nn-{Xw Iq-Sm-sX H-cp {_m³-Un-sâ km-cmw-iw DÄ-sIm-≠psIm-≠p-Å Zr-iy-cq-]-am-Wv A-_v-kv{S-Î tem-tKm F-¶v A-dn-b-s¸-Sp-¶-Xv. \n-d-§Ä sIm-≠pw ]m-tä¬ sIm-≠pap-Å H-cp Nn-{X-te-J-\w F-¶v ]-d-bmw. s]-]v-kn-bp-sS hn-`-Pn-¨ hr-¯-§Ä, AT & T tem-tKm F-¶n-h D-Zm-l-c-W-am-Wv. Trust, Reputation, Innovation, Customer Service F-¶o \m-ep S-b-dn Hm-Sp-¶

H- c p {_m³- U n- \ v \- s Ãm- c p {_m³Uv \m-a-hpw tem-tKm-bpw tÉm-K-\pw B- b m A- S p- ¯ v th- ≠ - X v ao- U n- b ¹m-\n-Mv B-Wv. B-K-kväv 2019 | Sm-Iv-kv tI-cf

35


I-¼-\n \n-b-aw

Company Law

]-¦m-fn-¯ Øm-]-\w

(PARTNERSHIP FIRM)

Np-cp-¡w Nn-e Im-cy-§Ä H-cp ]-¦m-fn-¯ Øm-]-\w F-´v F-§-s\ F-¶-Xn-s\-¡p-dn-¨v Nn-e {]-[m-\ Im-cy-§Ä. 1. ]-¦m-fn-¯ Øm-]-\w cq-]o-I-cn¡p-¶-Xv C-´y³ ]mÀ-Sv-WÀ-jn]v 1932 {]-Im-c-am-Wv. 2. ]- ¦ m- f n- ¯ Øm- ] - \ - ¯ n- s â

_m-[y-X ]-cn-[n-bn-Ãm-¯ joint F- ¶ m- W v . sam- ¯ w _m-[y-X-¡pw Hm-tcm ]mÀ-Sv-WÀ H-ä-bv-¡pw Iq-«m-bpw _m-[y-Øcm- W v F- ¶ m- W v AÀ- ° - a m- ¡ p¶-Xv. 3. Ip- d - ª - X v c- ≠ pw ]- c - a m- h - [ n and several

36

Sm-Iv-kv tI-cf | B-K-kväv 2019

A³-]-Xpw ]-¦m-fn-IÄ B-Imw. 4. hm- ¡ m ]- ¦ m- f n- ¯ Øm- ] \w cq-]o-Ir-Xw B-Im-sa-¦n-epw F-gp-Xn D-≠m-¡n-bm am-{X-ta \n-b-a-]-c-am-bn H-cp ]-¦m-fn-¯ Øm-]\ - w \n-eh - n h-cp-¶p-Åq. 5. ]mÀ-«v-WÀ-jn-¸v Uo-Un-\v tI-cf-¯n-se Ìm-¼v-Uyq-«n 5000 cq-] B-Wv. 6. \n-ba - ] - c - a - m-bn tIm¬-{Sm-Iä v- n GÀ-s¸-Sm³ ]-äp-¶ BÀ-¡p-thW-sa-¦n-epw ]-¦m-fn-¯ Øm-]\-¯n ]mÀ«À B- I mw. I- ¼ - \ n- I Ät¡m a-äv \n- b - a - ] - c - a mbn hy-àn-Xzap- Å G- X p Øm-]-\-¯n\pw H-cp ]-¦mfn-¯ Øm]-\-¯n ]mÀ-Sv-WÀ B- I m- h p- ¶ Xm-Wv. 7. ]- ¦ m- f n¯ Øm-]\w _n- k n- \ Êv ]- c - a m- b n a- s äm- c p hyàn-bm-bn I-W-¡m-¡msa-¦n-epw \n- b - a - ] - c - a mbn A-sXm-cp hy-àn A-Ã.(not

9.

10.

11.

12.

13.

14.

a seperate legal enttiy)

8. ]mÀ-«vW - À-jn-¸v c-Pn-ÌÀ sN-¿W - sa-¶v \nÀ-_-Ô-an-Ã. F-¶m Xn-cp-h\ - ´ - ] - p-cw h-©n-bqÀ D-Å Regitsrar of Firms Hm- ^ o- k nÂ

15.

c-Pn-ÌÀ sN-¿m-hp-¶-Xm-Wv. c-Pnkv-t{S-j³ kÀ-«n-^n-¡-äv e-`y-am¡p-¶-Xpw B-Wv. ]-¦m-fn-¯ Øm-]-\-¯n \n-¶pw H-cp ]-¦m-fn am-dp-I-tbm a- s äm- c p ]- ¦ m- f n- s b Iq- « n- t ¨À¡p-I-tbm H-s¡ sN-¿p-t¼mÄ F-Ãmw 5,000 cq-] ap-{Z-]{- X-¯n ho-≠pw deed F-Sp-t¡-≠X - m-Wv. B-Zm-b \n-Ip-Xn \n-b-a-¯n ]- ¦ m- f n- ¯ Øm- ] - \ - ¯ n- s â \n-Ip-Xn \n-c-¡v 30 i-X-am-\-amWv. ]-¦m-fn-¯ Øm-]-\-¯n-sâ t]cv, F-Ãm ]-¦m-fn-I-fp-sS-bpw t]cpw hn-em-k-hpw, em-`w sj-bÀ sN-¿p-¶ td-tjym, aq-e[ - \ - w, ]m À-Sv-WÀ-kn-sâ i-¼-fw, ]-¦m-fn¯- ¯ n- s â kz- ` m- h w F- ¶ n- h deed C DÄ- s ¸- S p- ¯ n- b n- c nt¡-≠-Xv B-Wv. ]mÀ-Sv-\À-jn-¸p-IÄ \nÀ-_-Ôam-bpw B-Zm-b-\n-Ip-Xn dn-t«-WpIÄ ^-b sN-¿m³ _m-[y-Øcm-Wv. em-`-ap-≠m-¡m³ D-t±-in-¨p-Å _n-kn-\-kp-IÄ \-S-¯p-¶-Xn-\v th-≠n am-{X-ta ]-¦m-fn-¯ Øm]-\-§Ä cq-]o-I-cn-¡m³ ]m-SpÅq. 99 i- X - a m- \ w sj- b À D- Å B- f n- \ pw H- c p i- X - a m- \ w sjbÀ D-Å B-fn-\pw Øm-]-\-¯nse {]m-[m-\yw \n-b-a-{]-Im-cw H-cp-t]m-se X-s¶-bm-Wv. sj-bdn-\v A-\p-]m-X-¯n A-à \n-b{´-W A-[n-Im-c-§Ä \n-e-\n¡p-¶-Xv. ]mÀ-Sv-WÀ s\ sX-c-sª-Sp-¡p¶-Xn-\v ap-¼v \q-dp-Xh - W - B-temNn-¡p-I.


\n-b-a-Pm-e-Iw

Revenue Law

Revenue Law

\n-b-a-Pm-e-Iw

2. A-t]-£m-^o-kv D-t@m? D- ≠ v . 00290080088Receipts collected under Rule 12(9) of the Kerala Conservation of Paddy land and Wetland (Amendment) Act 2018 F-¶ io-Àj-I-¯n-Â 1,000/cq-] A-S-hm-¡n-b c-io-Xn A-t]-£-tbm-sSm-¸w D-Å-S-¡w sN-t¿-≠-Xm-Wv.

3. B-À.Un.H bv-¡v k-aÀ¸n-¡p-¶ F-Ãm A-t]-£tbm-sSm-¸-hpw 1,000/- cq-] A-t]-£m-^o-kv \n-À_-Ô-am-tWm? B-Wv

4. A-t]-£-bv-¡v \n-Ýn-X t^m-dw D-t@m? D-≠v. 20.23 B-À (50 skâ v) h-sc hn-kv-Xo-À®ap-Å `q-an-bp-sS ]-cn-h-À¯-\-¯n-\v t^m-dw 6 epw 20.23 B-tdm A-Xn- Iq-Sp-X-tem D-Å hn-kv-Xo-À®ap-Å `q-an-bp-sS ]-cn-h-À¯-\-¯n-\v t^m-dw 7 epw B-Wv A-t]-£ X-¿m-dm-t¡-≠-Xv.

5. A-t]-£-tbm-sSm-¶n-¨v k-a-À¸n-t¡-@ tc-J-I-Ä F-s´-Ãm-am-Wv?

\n-ew ]p-c-bn-S-am-bn ]-cn-hÀ-¯-\w sN-¿p-¶-hÀ A-dn-tb-@Im-cy-§Ä \n-ew -]p-c-bn-Sw ]-cn-hÀ-¯-\w C-¶v \mw t\-cn-Sp-¶ H-cp {]-[m-\ {]-iv-\-am-Wv `q-an-bp-sS X-cw 'kw-_-Ôn-¨-Xv. ho-Sp-h-bv-¡p-¶-Xn-\m-bn s]À-an-än-\v A-t]-£n-bv-¡pt¼m-gm-Ipw Cu {]-iv-\w D-Z-bw sN-¿p-¶-Xv. hn-tÃ-Pm^o-kn \n-¶pw ssI-h-i kÀ-«n-^n-¡-äv e-`n-¡p-t¼mÄ `q-an-bp-sS X-cw A-Xn tc-J-s¸-Sp-¯n-bn-cn-¡pw. A-Xv \n-ew' F-¶m-Ip-t¼mÄ A-Sp-¯ {]-iv-\w Cu `q-an Um-äm _m-¦n D-t@m C-Ã-tbm F-¶-Xm-Ip-¶p. H-cp ]-s£ a-c-§Ä H-s¡ \nÂ-¡p-¶-Xpw I-@m ]p-c-bn-S-am-bn tXm-¶p-¶-Xp-am-b `q-an-bm-Ipw. F-¶m Sn h-kv-Xp ]-cnhÀ-¯-\w sN-¿p-I F-¶-sXm-cp hn-j-bw B-Ip-¶p. B-Zyw tU-äm _m-¦n \n-¶pw H-gn-hm-¡-Ww. ]n-s¶ ]-cn-hÀ-¯-\w. C-Xn-\v \mw Nn-e h-kv-Xp-X-IÄ A-dnªn-cn-¡-Ww

38

Sm-Iv-kv tI-cf | B-K-kväv 2019

B- b n- c w cq- ] A- S - h m- ¡ n- b N- e m- \ v c- i o- X n, B- [ m- c - ¯ n- s â ]- I À¸v , \n- I p- X n- c - i o- X n- b p- s S ]-I-À¸v, sI-«n-S-¯n-sâ ¹m-\n-sâ ]-I-À¸v F-¶n-h A-t]-£t- bm-sSm-¶n-¨v D-ÅS- ¡ - w sN-t¿-≠X - m-Wv.

D-am-tZ-hn Fw. dn-«. sd-h\yp H-^n-jyÂ, K-h. Hm-^v tIcf

2008

\v ap-¼v \n-I-¯-s¸-« `q-an-I-Ä ]-cn-h-À¯-\-s¸-Sp-¯p-¶-Xn-\p-Å hy-h-Ø-I-Ä D-Ä-s¡m-Ån-¨p-sIm-≠v k-À-¡m-À N-«-§-Ä ]p-d-s¸-Sphn-¨n-«p-≠v. Um-äm-_m-¦n- DÄ-s¸-Sm-¯ `q-an-I-Ä ho-Sv \n-À½n-¡p-¶ B-h-iy-¯n-\pw hm-Wn-Pym-h-iy-¯n-\pw X-cw-am-äp-¶-Xn-\v C-\n d-h-\yp Un-hn-j-W- Hm-^o-kÀ-¡v A-t]-£ \-ÂIm-hp-¶-Xm-Wv.

6. Um-äm-_m-¦n- DÄ-s¸-Sm-¯ `q-an-bm-sW-¦n- F-Ãm tI-Êp-I-Ä¡pw BÀUn-H bp-sS A-\p-a-Xn B-h-iy-am-tWm? B-h-iy-an-Ã. ]-c-am-h-[n 4.04 B-À hn-kv-Xr-Xnbp-Å `q-an-bn- 120 N-Xp-c-{i-ao-ä-À hn-kv-Xo-À®ap-Å ho-Sv \n-À½n-¡p-¶-Xn-\pw ]-c-am-h-[n 2.02 B-À hn-kv-Xr-Xn-bn-ep-Å `q-an-bn- 40 N-Xp-c-{i-ao-ä-À hn-kv-Xo-À®-ap-Å hm-Wn-Py-sI-«n-Sw \n-À½n-¡p¶-Xn-\pw X-cw-am-äm-\p-a-Xn B-h-iy-an-Ã. t\-cn-«v ]-©m-b-¯v/ap-\n-kn-¸-Â/tIm-À¸-td-j-³ sk-{I-«dn-am-À¡v A-t]-£ \-ÂIn sI-«n-S-\n-À½m-W-¯n-\v A-\p-a-Xn e-`y-am-¡m-hp-¶-Xm-Wv.

7. X-cw-am-ä-¯n-\p-Å ^o-kv F-{]-Im-c-am-Wv? X-cw-am-äw A-\p-hZ- n-¡p-¶ A-t]-£I - f - n-Â Xm-sg ]-d-bp-¶ \n-c-¡n-Â ^o-kv A-S-hm-t¡-≠-Xp-≠v.

1. Um-äm-_m-¦n-Â D-Ä-s¸-« `q-an-I-Ä-¡pw D-Ä-s¸-Sm-¯ `q-an-I-Ä-¡pw Cu N-«w {]-Im-cw A-t]-£ \-ÂIm-³ I-gn-bp-tam?

F) 20.23 B-À h-sc- ]-©m-b-¯v- \ym-b-hn-e-bp-sS 10%- ap-\n-kn-¸m-en-än- 20%- tIm-À¸-td-j-\v- 30%.

C-Ã. Um-äm-_m-¦n- DÄs¸-« `q-an-I-Ä ]-cn-h-À-¯\-s¸-Sp-¯p-¶-Xn-\v ]-g-b \-S-]-Sn-{I-aw X-s¶-bm-Wv \n-e-hn-ep-Å-Xv. A-Xm-b-Xv {]m-tZ-in-I \n-co-£-W-k-anXn ap-¼m-sI t^m-dw 1  A-t]-£ \-ÂIp-I. Xp-S-À¶v A-Xn- Pn-Ãm-X-e A-[n-Ir-X k-an-Xn (B-À.Un.H) D-¯c-hv ]p-d-s¸-Sp-hn-¡pw. F-¶m Um-äm-_m-¦n- DÄs¸Sm-¯ `q-an-I-fp-sS A-Xm-b-Xv 2008 \v ap-¼v X-cw-am-ä-s¸-« `q-an-I-Ä¡m-Wv ]p-Xn-b hy-h-Ø {]-Im-cw A-t]-£ \-Â-Im-³ km-[n-¡p-I.

_n) 20.23 ap- X -  40.47 B- À h- s c- ]- © m- b - ¯ v \ym-b-hn-e-bp-sS 20%- ap-\n-kn-¸m-en-än- 30%- tIm-À¸td-j-\v- 40%. kn) 40.47 B-dn-\v ap-I-fn- ]-©m-b-¯v- \ym-b-hn-ebp-sS 30%- ap-\n-kn-¸m-en-än- 40%- tIm-À¸-td-j-\v- 50%. X-cw-am-äw A-\p-h-Zn-¨v B-À.Un.H bn-Â\n-¶v A-dn-bn-¸v In-«n-b ti-jw ^o-kv A-S-hm-¡n-bm- a-Xn-bm-hpw. B-K-kväv 2019 | Sm-Iv-kv tI-cf

39


\n-b-a-Pm-e-Iw

Revenue Law

Technology

sS-Iv-t\m-f-Pn

Pnkv-tam³ tk-hyÀ sSIv-t\m-thhv, FdWm-Ipfw, Mob:96336 25384

hy-Xy-kv-X-§-fm-b `m-j-I-fpw A-h-bp-sS {]-tbm-K-§-fpw 8. X-cw-am-ä¯ - n-\p-Å ^o-kn- C-fh - v e-`y-am-tWm? tI- c - f `q- h n- \ n- t bm- K D- ¯ c- h n- s â {]m- c w- ` - ¯ o- b - X n- b m- b 04/07/1967 \v ap-¼v \n-I¯ - s - ¸-« `q-anbm-sW-¶v sX-fn-bn-¡-s¸-«m- bmsXm-cp ^o-kpw A-Sh - m-t¡-≠X - n-Ã. 2018 se N-«-§-Ä {]m-_ey-¯n- h-cp-¶-Xn-\v ap-¼v (15/12/2018), 1967 se `q- h n- \ ntbm-K D-¯-c-hv {]-Im-cw X-cw-amäm-\p-a-Xn tI-Êp-I-fn- D-¯-c-hv lm- P - c m- ¡ p- ¶ ]- £ w ap- I - f n-  {]-kv-Xm-hn-¨ ^o-kn-sâ 25% A-Shm-¡n-bm- a-Xn.

9. B-À.Un.H. bn- \n-¶v A-\p-a-Xn e-`n-¨m- sI-«n-Sw \n-À½n-¡m-³ km[n-¡p-tam? C-Ã. hn-tÃ-Pv tc-J-I-fn- `q-anbp-sS kz-`m-hw kw-_-Ôn-¨v am-äw h-cp-t¯-≠-Xp-≠v. k-_v Un-hn-j-\v B-h-iy-an-Ãm-¯ tI-Êp-I-fn- hn40

Sm-Iv-kv tI-cf | B-K-kväv 2019

tÃ-Pv Hm-^o-kd - pw B-hi - y-ap-Å tIÊp-I-fn-Â X-l-knÂ-Zm-cpw hn-tÃ-Pv tc-J-I-fn-Â am-äw h-cp-¯n-b ti-jw sI-« n-S -\ n-À- ½m- W m- \ p- a - Xn- ¡ m- b n X-t±-i Øm-]-\-¯n-sâ sk-{I-«-dn¡v A-t]-£ \-ÂIm-hp-¶-Xm-Wv.

10. 2008 ap- ¼ v \n- I - ¯ - s ¸- « - X pw F-¶m- Um-äm-_m-¦n- sX-äm-bn D-Ä-s¸-«-Xp-am-b `q-an-bp-sS X-cw-am-ä¯n-\v Cu h-Ip-¸v {]-Im-cw A-t]-£ \-ÂIm-³ km-[n-¡p-tam? C-Ã. sX-äm-bn D-Ä-s¸-«-Xm-sW¦n- {]-kv-Xp-X `q-an Um-äm-_m-¦nÂ\n- ¶ v \o- ¡ w sN- t ¿- ≠ - X p- ≠ v . Um-äm-_m-¦v A-´n-a-am-bn K-k-än- {]-kn-²-s¸-Sp-¯n-bn-«n-sÃ-¦n- \o¡w sN-¿p-¶-Xn-\v {]m-tZ-in-I-X-e \n-co-£-W-k-an-Xn-¡v A-[n-Im-c-ap≠v. A-´n-a-am-bn {]-kn-²-s¸-Sp-¯nb-Xm-sW-¦n-Â\o-¡w sN-¿p-¶-Xn\p-Å A-t]-£ t^m-dw t^m-dw 5 d-h-\yp Un-hn-j-W- Hm-^o-k-À¡v

k-a-À¸n-t¡-≠-Xm-Wv.

11. A-t]-£ d-h-\yp Un-hn-j-W- Hm-^o-kÀ- \n-ck - n-¡p-¶ ]-£w A-Sp¯ \-S-]-Sn F-´m-Wv? h-Ip-¸v 27 _n {]-Im-cw Pn-Ãm I-f-Î-À¡v A-¸o- k-a-À¸n-¡m-hp¶-Xm-Wv. I-f-Î-ÀA-¸o- \n-c-kn¡p-¶ km-l-N-cy-¯n- k-À-¡m-À ap-¼m-sI dn-hn-j-³ l-ÀPn k-a-À¸n¡m-hp-¶-Xm-Wv.

12. Um- ä m- _ m- ¦ n-  D- Ä s¸- S m- ¯ ssI-h-i-`q-an ap-gp-h-³ C-{]-Im-cw X-cw-am-än-sb-Sp-¡m-³ km-[n-¡p-tam? C- à . ho- S n- \ pw hm- W n- P ym- h iy-¯n-\pw sI-«n-Sw \n-À½n-¡p-Isb-¶ B-h-iy-¯n-\v am-{X-am-Wv Cu N-«w {]-Im-cw X-cw-am-äw hn-`m-h\w sN-bv-Xn-«p-Å-Xv. A-Xp-sIm-≠pX-s¶ sI-«n-S-¯n-sâ ¹m-³ A-t]£-I-³ \-ÂtI-≠-Xm-W.v

]Tn-¡p-hm-\p-Å B-¸p-IÄ ]-¯v C-´y³ `m-j-I-fpw hn-tZ-i `m-j-I-fpw A-S-§p-¶ Hm-^v-sse³ Un-£-W-dn-bm-Wv bp-Un-£-W-dn. a-d-hn-tcm-K-s¯ {]-Xn-tcm-[n-¡p-I F-¶ e-£yw ap³-\nÀ¯n A-Sp-¯n-sS ]p-d-¯n-d-§n-b K-th-j-Ww th-≠-{X {i-²n¡-s]-«n-Ã. a-d-hn-tcm-Kw h-cm-Xn-cn-¡m-\p-Å G-ä-hpw \-à ap³I-cp-X C-X-c `m-j-IÄ kzm-b-¯-am-¡p-I F-¶-Xv B-Wv. B-g-¯n-ep-Å `m-jm-]T-\-¯n AÀ-°-hpw hym-I-c-W-§fp-sa-Ãmw io-en-¨p ]Tn-t¡-≠p-¶ H-¶m-I-bm A-Xv A-{X F-fp-¸-ap-Å H-¶-Ã. F-¶m C-¡m-e-¯p `m-jm-]T-\w e-fnX-am-¡p-hm³ hn-hn-[-§-fm-b B-¸p-IÄ hn-c-Â-Xp-¼n-ep-≠v. C-Xm H-cp Hm-^v-sse³ \n-L-≠p, `m-jm-]T-\w e-fn-X-am-¡phm³. ]-¯v C-´y³ `m-j-I-fpw hn-tZ-i-`m-j-I-fpw A-S-§n-b Hm-^v-sse³ \n-L-≠p-hm-Wv bq Un-£-W-dn. C-Xn-t\m-sSm-¸wX-s¶ tIm-fn³-kv A-Uzm³-kv Un-£-W-dn, thÀ-Uv s\-äv Un£-W-dn, Cw-¥o-jn-se am-Xr-Im-hm-N-I-§Ä F-¶n-h-bpw Cu B-¹n-t¡-j-\n D-≠v. H-cp {]m-h-iyw C³-ÌmÄ sN-bv-Xm CâÀ-s\-äv tk-h-\-an-Ãm-sX-X-s¶ F-t¸mÄ th-W-sa-¦n-epw Cu B-¸n-s\ {]-tbm-P-\-s¸-Sp-¯mw.


sS-Iv-t\m-f-Pn A-¼-Xp-e-£-¯n-e-[n-Iw ln-µn Cw-Kv-fo-jv F³-{Sn-Ifpw d-^-d³-kv ]T-\w, hm-¡p-I-fp-sS ti-J-cw hn-]p-e-am¡Â F-¶o-Im-cy-§Ä-¡v bq Un-£-W-dn {]-tbm-P-\-s¸Sp-¯mw. a-e-bm-fw, sX-ep-Kp, I-¶-U, D-dp-Zp, ]-©m-_n, ln-µn, Kp-P-dm-¯n, _w-Km-fn, hn-b-äv-\m-an-kv, Xm-bv, Pm-¸\o-kv, sIm-dn-b³, a-e-bv, C-t´m-t\-jy³, kv-]m-\n-jv, t\-¸m-fn F-¶o `m-j-IÄ-¡v {]-tXy-Iw k-Ö-am-¡n-bn-cn¡p-¶-Xm-Wv Cu B-¸v. hn-ZymÀ-°n-IÄ-¡v h-f-sc {]-tbm-P-\-amw hn-[-¯n thÀ-Uv Hm-^v Zn tU, tIzm-«v Hm-^v Zn tU, F-¶n-§-s\-bpw Cw-¥o-jv hm-¡p-If - p-sS Ir-Xy-am-b D-¨m-cW - h - pw, hm-bn-¡phm-\pw kw-km-cn-¡p-hm-\pw D-Å am-Xr-Im hm-Iy-§-fpw Cu B-¹n-t¡-j-\n D-≠v. C-Xv Zn-h-tk-\ ]p-Xp-¡n D-]tbm-Kn-¡p-I-bpw sN-¿mw. ]-c-ky-§-tfm am-äv kv-]m-ap-I-tfm C-Ãm-¯, ku-lmÀZ-]-c-am-b bq-kÀ CâÀ t^-kv, H-tc H-cp S-¨n hm-¡pIÄ XÀ-Ö-a sN-¿p-hm-\p-Å ku-I-cyw, A-Xn-th-K-¯nep-Å skÀ-¨n-Mv Xp-S§ - n-b k-hn-ti-jX - I - f - pw C-Xn-\p-≠v. ku-P-\y-am-bn Uu-Wv tem-Uv sN-¿p-hm³ I-gn-bp-¶ Cu B-¸n-\v D-]-tbm-àm-¡-fn \n-¶pw an-I-¨ {]-Xn-I-c-Ww B-Wv e-`n-¡p-¶-Xv F-¶-Xpw H-cp h-en-b {]-tXy-I-X-bmWv

Technology

slÂ-¯v Sn-]v-kv

Health Tips

sf A-Sn-Øm-\-am-¡n-bp-Å ssN-\o-kv ]T-\w B-Wv Cu B-¸v km-[y-am-¡p-¶-Xv. 4.7-dn-hyq A-Sn-¯-d-bm-bp-Å Cu B-¹n-t¡-j³ G-sd {]-tbm-P-\-{]-Z-am-sW-¶m-Wv D-]tbm-àm-¡Ä A-h-Im-i-s¸-Sp-¶-Xv.

H-cmÄ-¡v lr-Z-b-kv-Xw-`-\w D-@m-Ip-t¼mÄ A-h-k-tcm-Nn-X-am-b C-S-s]-S-en-eq-sS B Po-h³ c-£n-¡m³ I-gn-tª-¡mw. C-hn-sS-bm-Wv lr-Z-b-kv-Xw-`-\-¯n {]-Y-a ip-{iq-j-bp-sS ]-¦v

A-emw B-¸v sh-fp-¸p-\v Ir-Xy-am-bn F-gp-t¶Â-¡p-I F-¶-Xv {i-aI-c-am-b tPm-en-bm-Wv {]-tXy-In-¨p a-g-bpw a-ªpw X-Wp¸p-ap-Å Zn-h-k-§-fnÂ.F-Ãm-Zn-h-k-hpw A-emw sh-bv¡p-sa-¦n-epw F-{X-bpw th-Kw A-Xv Hm-^m-¡n ho-≠pw D-d-¡-¯n-te-¡v a-dn-bp-I-bm-Wv F-Ãm-h-cp-sS-bpw ]-Xn-hv. F-´p-sN-¿mw... A-Xv A-§-s\-b-tà ]-äq. A-tÃ!! C-Xm tem-I-sa-¼m-Sp-ap-Å B-fp-I-fp-sS D-d-¡w I-fbp-¶ H-cp {]-tXy-I B-¸v. A-emw Im-ä-K-dn-bn tem-I-¯v H-¶m-a-Xm-bn Øm-\w D-d-¸n-¨ B-¸m-Wn-Xv. C-Xv sh-dp-sam-

C-Xm-ssN-\o-kv `m-j ]Tn-¡m³ H-cp In-Sn-e³ B-¸v te¬ ssN-\o-kv. k-©m-cn-IÄ-¡pw I-¨-h-S-¡mÀ-¡p-sa-¶-Xp-t]m-se ssN-\ F-¶X - v F-¶pw H-cp hn-kva - b - a - m-Wv. h-fs - c Ip-dª Nn-e-hn F-Ãm h-kv-Xp-¡-fpw e-`n-¡p-sa-¶-Xv t]m-se, B h-kv-Xp-¡Ä C-d-¡p-a-Xn sN-bv-Xv em-`w sIm-¿p-¶ H-t«-sd-t¸-cpw \-ap-¡n-S-bn D-≠v. F-¶m `m-j-b-dn-bmsX ssN-\-bn sN-¶m I-_-fn-¡-s¸-Sp-sa-¶-Xv \q-dp i-X-am-\-hpw D-d-¸m-Wv. ]-e-cpw H-cp Zzn-`m-jn-bp-sS k-lmb-t¯m-sS B-Wv I-¨-h-S-¯n-s\-¯p-I. C- X m ssN- \ o- k v ]Tn- ¡ m³ H- c p In- S n- e ³ B- ¹ nt¡-j³. Hm-tcm Xp-S-¡-ImÀ-¡pw G-ä-hpw {]-tbm-P-\-{]Z-amw hn-[-¯n ssN-\o-kv `m-j ]Tn-¡p-hm-\pw, F-gp-Xphm-\pw hm-bn-¡p-hm-\pw D-Å ku-I-cy-¯n a-t≠-cn-b³ ssN-\o-kv `m-j DÄ-sIm-Ån-¨n-cn-¡p-¶ H-tc H-cp B-¸v. sK- b nw A- [ n- j v T n- X - a m- b m- W v Cu B- ¹ n- t ¡- j ³ {]-hÀ-¯n-¡p-¶-Xv. ]T-\-¯n-se ]p-tcm-K-Xn hn-e-bn-cpXn-¶ hn-hn-[-§-fm-b sS-Ìp-IÄ, kp-lr-¯p-I-fp-am-bp-Å a-Õ-c-§-fpw hm-¡p-I-fp-sS D-¨m-c-Ww Ir-Xy-am-bn a-\Ên-em-¡p-hm-\p-Å i-Ð-cq-]-§-fpw kv-]o-¨n-Mv A-k-kvsaâp-IÄ. C-h-sb Iq-Sm-sX kv-s]-kv-Uv dn-¹n-t¡-j³ kn-Ì-hpw, ssN-\o-kv Hm-t«m-am-än-Iv kv-]o-¨v A-k-kv-saâ v, ssN-\o-kv Iym-c-ÎÀ lm³-Uv ssd-änw-Kv, ]n³ bn³ tSm-Wv B-\n-ta-j³ F-¶n-§-s\ a-ä-t\-Iw ^o-¨-dp-I-fpw Cu B-¸n-ep-≠v. A-¼-Xn-te-sd ssN-\o-kv kv-In-Ãp-IÄ, 150e-[n-Iw {Km-aÀ t]m-bâ v-kv, C-cp-¶q-dn-te-sd hm-N-I L-S-\-IÄ, B-bn-c-¯n-e-[n-Iw Io thÀ-Up-I-fpw t{^-kp-I-fpw c-≠mbn-c-¯n-e-[n-Iw ssN-\o-kv Iym-c-Î-dp-I-fpw ]Tn-¡p-hm\p-Å kz-X-{´-am-b A-h-k-cw B-Wv Cu B-¹n-t¡-j³ \Â-Ip-¶-Xv. Cw-¥o-jv, kv-]m-\n-jv, Pm-¸-\o-kv, d-jy³, hnb-äv-\m-an-kv, t]mÀ-¨p-Ko-kv, Xm-bv `m-j-IÄ F-¶o `m-j-I42

Sm-Iv-kv tI-cf | B-K-kväv 2019

Po-h-\v c-£n-¡m-³ cp A-emw B-¸m-bn hn-e-bn-cp-¯p-hm³ I-gn-bm-¯ B-¹nt¡-j-\m-Wv F-¶m-Wv. C-Xn-sâ \nÀ-½m-Xm-¡Ä A-h-Im-i-s¸-Sp-¶-Xv. t\m-bvkn, sIm-b-äv A-emw, sK-bnw A-emw, ho-Un-tbm A-emw, thm-bv-kv A-emw, sF-U _m³-Uv A-emw F-¶n-§-s\ hn-hn-[ C-\-¯n-ep-Å ku-I-cy-§Ä Iq-Sn {]-[m-\w sN¿p-¶ H-tc H-cp B-¸m-Wn-Xv. A-Xym-h-iy k-a-b-¯p D-WÀ¶v B-¸v Hm-^v sN-bv-Xn-sÃ-¦n _m-ä-dn Xo-cpw-h-sc C-Xv {]-hÀ-¯n-¨p sIm-t≠-bn-cn-¡pw. A-Xp-t]m-se Sp-tU-bvk - v \yq-kv A-emw tam-Uv A-Xm-Xv Zn-hk - s - ¯ {]-[m-\ hmÀ-¯I-fp-am-bm-Wv hn-fn-¨p-WÀ-¯p-I. Ir-Xy-am-b Im-em-h-Ø ap-¶-dn-bn-¸p-am-bn sh-XÀ t{_m-Uv-Im-Ìnw-Kv A-em-apw (a-g-bp-Å Zn-h-kw ap³-Iq-«n A-dn-bn-¨m B Zn-h-kw apgp-h³ ]p-X-¨p-aq-Sn D-d-§p-¶-hÀ-¡v A-§-s\ sN-¿p-I-bpam-hmw F-¶À-°w). t¹-tÌm-dn ku-P-\y-am-bn e-`n-¡p-¶ Cu B-¸v UuWv tem-Uv sN-bv-Xv ]-co-£n-¨v kz-bw A-dn-bp-¶-Xv h-f-sc \-Ã-Xm-Wv. D-d-¡-¯n \n-¶pw h-f-sc th-Kw hn-Sp-X t\-Sp-hm³ Cu B-¸v \n-§-sf k-lm-bn-¡pw F-¶-Xn \q-dp-i-X-am-\w D-d-¸m-Wv.

{]-Y-a-ip-{iq-j c-

à- k - ½ À- Z w, {]- t a- l w, ]m-c-¼-cyw, ]p-I-h-en F-¶nh-bv¡ - v ]p-dt- a a-\k - n-t\Â-¡p-¶ tjm-¡p-I-fpw lr-Z-b-kv-Xw-`-\¯n-te-¡v \-bn-¡mw. {]-Y-a ip{iq-j-bv-¡v Iq-Sp-XÂ {]m-[m-\yw In-t«-≠ H-cp tcm-Km-h-Ø-bm-Wv lr-Z-b-kv-Xw-`-\w. i- c n- b m- b co- X n- b n- e p- Å {]- Y - a - i p- { iq- j - b p- s S A- ` m- h w lr-Z-b-kv-Xw-`-\w aq-e-ap-Å A-]I-S-¯n-sâ hym-]v-Xn h-cv-[n-¸n-¡p¶p. H-cmÄ-¡v lr-Z-b-kv-Xw-`-\w D- ≠ m- I p- t ¼mÄ A- h - k - t cm- N n-

X-am-b C-S-s]-S-en-eq-sS B Poh³ c-£n-¡m³ I-gn-tª-¡mw. C-hn-sS-bm-Wv lr-Z-b-kv-Xw-`-\¯n {]-Y-a ip-{iq-j-bp-sS ]-¦v. s\-©n-\v \-Sp-hn c-≠v izm-ktIm- i - § Ä- ¡ pw C- S - b n- e m- b n Im-W-s¸-Sp-¶ sh-dpw H-c-h-b-hw am-{X-a-à \-ap-¡v lr-Z-bw. th-Z\- I Ä, k- t ´m- j - § Ä, \n- c mi- I Ä, sh- d p- ¸ p- I Ä, {]- W - b w F-¶n-§-s\ F-Ãmw Cu sIm-¨v A-h-b-h-¯n-eq-sS-bm-Wv A-\p`-hn-¡p-¶-Xv F-¶m-Wv \-½p-sS [m-c-W. B-K-kväv 2019 | Sm-Iv-kv tI-cf

43


slÂ-¯v Sn-]v-kv

Health Tips

Health Tips c-à-Nw-{I-a-Ww i-cn-bm-b co-Xn-bn-em-tWm F-¶p ]-cn-tim-[n-¡p-¶-Xm-Wv ]p-\-cp-Öo-h-\ {]-hÀ-¯\ - § - f - n A-hk - m-\ ]-cn-tim-[\ - . lrZ-b-an-Sn-¸v, X-e s\-©nÂ-h-t¨m A-sÃ-¦n XmSn-sb-Ãn-\v A-Sn-bn-em-bp-Å I-tcm-«n³ ]Ä-tkm A-sÃ-¦n ssI-¯-≠-bn-se an-Sn-¸v ]-cn-tim-[nt¨m lr-Z-bw c-àw ]-¼v sN-¿p-¶p-t≠m F-¶v a-\-kn-em-¡mw. lr- Z - b w c- à w ]- ¼ v sN- ¿ p- ¶ n- s Ã- ¦ n lr-Z-b-¯n-\v ]p-d-¯p-\n-¶v aÀ-Zw sN-ep-¯n {]-hÀ-¯n-t¡-≠-Xm-Wv. B-ip-]-{Xn-bn-se-¯p¶-Xp-h-sc aÀ-Zw sN-ep-¯p-¶-Xv Xp-SÀ-¶p-sIm≠n-cn-¡-Ww. Im-c-Ww lr-Z-b-kv-Xw-`-\w \-S-¶-Xn-\p-tijw D-≠m-Im-hp-¶ t]-io-¯-I-cm-dp-IÄ F-{X h-en-b Nn-In-Õ sN-bv-Xm-epw ]qÀ-h-Øn-Xn {]m -]n-¡m-dn-Ã. H-cn-¡Â lr-Z-b-kv-Xw-`-\w \-S-¶ B-fn-sâ lr-Z-b-¯n-\v ]-g-b-Xp-t]m-se c-àw ]-¼v sN-¿m-\m-hn-Ã. C-¯-c-¯n-ep-Å A-h-ØIÄ ho-≠pw lr-Z-b-kv-Xw-`-\w D-≠m-Ip-¶-Xn\pw Im-c-W-am-Imw.

`-£-W-co-Xn, Po-hn-Xssi-en, sS³-j³ F-¶nh-sbm-s¡ `-cn-¡p-¶ Cu th-K-X-tb-dn-b tem-I-¯n sN-dp-¸¡mÀ-¡pÄ-s¸-sS lr-Z-bkv-Xw-`-\ km-[y-X G-dp¶-Xn A-Ûp-X-an-Ã

Cu [m-c-W sX-äm-sW-¦n-epw P-\\w ap- X  a- c - W w h- s c A- h n- { i- a w ]-Wn-sb-Sp-¡p-¶ lr-Z-b-t¯m-Sp-Å _-lp-am-\-am-Imw Cu Nn-´-bn A-enªp-tNÀ-¶n-cn-¡p-¶-Xv.

F-hn-sS-bpw kw-`-hn-¡mw c-à-k-½À-Zw, {]-ta-lw, ]m-c-¼cyw, ]p-I-h-en F-¶n-h-bv-¡v ]p-d-ta a-\kn-t\Â-¡p-¶ tjm-¡p-I-fpw lr-Z-bkv-Xw-`-\-¯n-te-¡v \-bn-¡mw. {]-Y-a ip-{iq-j-bv-¡v Iq-Sp-X {]m-[m-\yw Int«-≠ H-cp tcm-Km-hØ b - m-Wv lr-Zb - k - vXw-`-\w. `-£-W-co-Xn, Po-hn-X-ssi-en, sS³-j³ F-¶n-h-sbm-s¡ `-cn-¡p-¶ Cu th-K-X-tb-dn-b tem-I-¯n sNdp-¸-¡mÀ-¡pÄ-s¸-sS lr-Z-b-kv-Xw-`-\ km-[y-X G-dp-¶-Xn A-Ûp-X-an-Ã. lr- Z - b - k v - X w- ` - \ {]- Y - a - i p- { iqj- I - f n k- a - b - a m- W v {]m- [ m- \ y- a Àln- ¡ p- ¶ L- S - I w. F- { X- b pw th- K w ]p-\-cp-Öo-h-\ {]-hÀ-¯-\-§Ä XpS- § p- I - b pw A- \ p- _ - Ô - { ]- h À- ¯ - \ §Ä B-ip-]-{Xn-bn-se-¯pw-h-sc XpS- c p- I - b pw I- g n- b p- ¶ - { X th- K - ¯ n tcm-Kn-sb B-ip-]-{Xn-bn-se-¯n-¡m³ {i-an-¡p-I-bpw th-Ww. Cu aq-¶v Imcy-§-fn-se th-K-X tcm-Kn a-c-W-s¸-SmXn-cn-¡m-\p-Å km-[y-X-sb am-{X-a-Ã. ]n-¶o-Sp-Å lr-Z-b-{]-hÀ-¯-\-£-a-Xtb-bpw _m-[n-¡p-¶p-≠v. 44

Sm-Iv-kv tI-cf | B-K-kväv 2019

lr-Z-bm-Lm-Xw kw-i-bn-t¡-@Xv G- X p- X - c w lr- Z - b - k v - X w- ` - \ - a mbm-epw s\-©p-th-Z-\-bn-em-hpw Xp-S§p- ¶ - X v . Nn- e - t ¸mÄ s\- © p- t h- Z - \ bv - s ¡m- ¸ w OÀ- Z n- b pw Im- W - s ¸- S mw. H-cmÄ s]-s«-¶v Ip-g-ªv ho-gp-I-tbm A-t_m-[m-h-Ø-bn-em-hp-I-tbm sNbv-Xm A-bmÄ-¡v lr-Z-b-kv-Xw-`-\w D-≠m-b-Xm-bn kw-i-bn-¡mw. t_m-[w a-d-bp-¶-Xn-\v ap³-]v s\-©p-th-Z-\-bpsS-tbm ssI-Im I-g-¸n-sâ-tbm kq-N\-I-sf-s´-¦n-epw tcm-Kn {]-I-Sn-¸n-¡pI-bm-sW-¦n ap³-]v lr-Z-b-kv-Xw-`-\w D-≠m-bn-«p-Å B-fm-sW-¦n-epw lr-Z-bkv-Xw-`-\ km-[y-X h-f-sc-¡q-Sp-X-emWv.

]p-\-cp-Öo-h-\w G-Xp-X-cw A-]-I-Sm-h-Ø-bm-bmepw t_m-[-c-ln-X-\m-b hy-àn-bn B-Zyw ]p-\-cp-Öo-h-\-{]-hÀ-¯-\-§fm-Wv sN-bv-Xp-Xp-S-§p-I. h-f-sc th-KX-bnÂ-¯-s¶ F-bÀ-th, izm-tkm-Ñzmkw, c-à-Nw-{I-a-Ww A-Y-hm ]Ä-kv Xp- S - § n- b - h i- c n- b m- b - h n- [ - a m- t Wm F-¶v ]-cn-tim-[n-¨v D-d-¸p-h-cp-¯-Ww. Xm-Sn-`m-Kw ]n-¶n-te-¡v D-bÀ-¯n X-e ]n-¶n-te-¡v N-cn-bp-¶ co-Xn-bn h-bv-

¡p-t¼m-gm-Wv F-bÀ-th Ir-Xy-am-bn Xp-d-¡p-¶-Xv. s\-©p-th-Z-\-bv-s¡m-¸w OÀ-Zn-bpw D-≠m-b ti-ja - m-Wv t_m-[£ - b - w kw-`hn-¨-sX-¦n hm-bn OÀ-Zn-bp-sS A-hin-ã-§-fpw A-]-I-Sw aq-ew C-f-In-b ]-tÃm a-täm izm-kt- Im-i¯ - n I-S¡ - m\n-Sb - p-≠v. A-Xn-\m X-e ]n-dI - n-te-¡v N-cn-¨p-h-bv-¡p-¶-Xn-\v ]-I-cw tcm-Knsb N-cn-¨p In-S-¯-Ww. c-≠m-a-s¯ ]-cn-tim-[-\-bm-b izm-tkm-Ñzm-k ]-cntim-[-\-bn  izm-tkm-Ñzm-kw \-S-¡p¶p-t≠m F-¶v aq-¡n-\-Sn-bn hn-c-epIÄ tNÀ-¯p-h-¨v ]-cn-tim-[n-¡-Ww. izm-tkm-Ñzm-kw \n-e¨ - n-cn-¡p-Ib - m-sW¦n ]p-\-cp-Öo-h-\-¯n-\m-bn Ir-{Xn-a izm-tkm-Ñzm-kw sIm-Sp-¡-Ww. Ir-{Xn-a izm-tkm-Ñzm-kw sIm-Sp-¡p¶-Xn-\v ap³-]m-bn hm-bv ]-cn-tim-[n-¨v hm-bn I-S-¶n-cn-¡p-¶ OÀ-Zn-bp-sStbm a-täm A-h-in-ã-§Ä F-Sp-¯p-amä-Ww. Ir-{Xn-a-izm-tkm-Ñzm-kw hm-bneq-sS-tbm aq-¡n-eq-sS-tbm a-säm-cmÄ izm- k w Du- X n- ¡ - b - ä p- ¶ - X p- t ]m- s ebm-Wv sN-¿p-¶-Xv. hm-bn-eq-sS-bm-Wv izm-kw \Â-Ip-¶-sX-¦n aq-¡pw, aq¡n-eq-sS-bm-sW-¦n hm-bpw A-S-¨p]n-Sn-¨n-«p-th-Ww Ir-{Xn-a-am-bn izm-kw D-Ån-te-¡v Du-Xm³. tcm-Kn a-äp ]-e tcm-K-§-fp-ap-Å hy-àn-bm-hmw. a- ä p Nn- e - t ¸mÄ lr- Z - b - k v - X w- ` - \ e-£-W-§-fp-sS `m-K-am-bn OÀ-Zn-¨pI-gn-ª hy-àn-tbm B-Imw. Ir-{Xn-aizm-tkm-Ñzm-kw sIm-Sp-¡p-¶ BÄ-¡v hm-b h-gn tcm-K-§Ä ]-I-cm³ km-[y-X Iq-Sp-X-ep-Å-Xn-\m H-cp am-kv-tIm, IÀ-¨o-t^m a-täm D-]-tbm-Kn-¨v hm-b aq-Sn-b-Xn-\p ti-jw izm-kw \Â-Ip-I.

lr-Z-b-¯n X-«mw

{]-ta-l-tcm-K-apÅ-h-sc lmÀ-«v A-äm-¡v h-¶-hsc-t¸m-se-X-s¶ ]-cn-K-Wn-¡-Ww. {]-ta-l-an-Ãm-¯ H-cm-sf A-t]-£n-¨v {]-ta-l-tcm-Kn-¡v lr-t{Zm-K-km-[y-X aq-¶n-c-«n-tbm-f-am-Wv

A- c n- ß m ImÀ- U n- b m- I v A- d - Ì v , C³- ^ ocn-tbm-thm-f-an A-§-s\ ]-e cq-]-§-fm-hmw lmÀ-«v A-äm-¡n-\v. Nn-e lr-Z-b-kv-Xw-`-\w D-≠mIp-t¼mÄ lr-Z-b-¯n C-e-{În-¡Â C³-kvsä-_n-en-än D-≠m-hp-I-bpw A-Xn-s\-¯p-SÀ-¶v A-Xv H-cp {]-tXy-I Xm-f-¯n lr-Z-bw an-Sn-¡pI-bpw sN-¿pw. C-Xn-\v ^n-{_n-te-j³ F-¶m-Wv ]-d-bp-I. Cu k-a-b-¯v tjm-¡v \Â-In-bm lr-Z-b-s¯ ]qÀ-h-Øn-Xn-bn-te-¡v a-S-¡n-s¡m≠p-h-cm-\m-hpw. lr-Z-b-an-Sn-¸v \n-e-¨n-cn-¡p-Ibm-sW-¶v t_m-[y-s¸-«m D-S³-X-s¶ tjm¡v sIm-Sp-¡p-I i-cn-bm-b co-Xn-bn U-b-d-Îv I-d-≠v D-]-tbm-Kn-¨v ^n-{_n-te-äÀ F-¶ H-cp-]I-c-W-¯n-eq-sS-bm-Wv tjm-¡v \Â-tI-≠-Xv. hn-tZ-i-cm-Py-§-fn an-¡ Bw-_p-e³-kpI-fn-epw ^n-{_n-te-ä-tdm-Sp-Iq-Sn-b k-Öo-I-cW-§-fp-≠v. ]-t£ \-½p-sS \m-«n A-¯-cw ku-I-cy-§-fp-sS ]-cn-an-Xn-bpw k-a-b-¡p-d-hpw Im-c-Ww ^n-{_n-te-ä-dn-\v X-¯p-ey-am-b {]-hÀ¯-\-§-fm-Wv sN-¿m-dp-Å-Xv. ap-ãn-Np-cp-«n-tbm \-Sp-hn-c-ep-sIm-t≠m s\-©n-sâ H-¯-\-Sp-¡mbn i- à n- b m- b n H- c n- S n- h - ¨ p sIm- S p- ¡ p- ¶ - X v t]m-ep-Å-h.

slÂ-¯v Sn-]v-kv C-e-{În-¡Â C³-kv-sä-_n-en-än. `q-cn-`m-Kw lr-Z-b-kv-Xw-`-\-hpw D-≠m-Ip-¶Xv ImÀ-Un-bm-Iv A-d-Ìv aq-e-am-Wv. ImÀ-Un-bm-Iv A-d-Ìn-sâ tXm-Xv hy-Xym-k-s¸-«n-«m-Wv Im-Ws¸-Sp-¶-Xv. Nn-e-cn D-S³-X-s¶ C-Xv a-c-W-Imc-W-am-Ip-¶p. A-¯-c-¡m-cn s]-s«-¶p-X-s¶ lr-Z-b-an-Sn-¸pw izm-tkm-Ñzm-k-hpw \n-e-bv-¡pI-bpw ap-Jw h-i-§-fn-te-¡v tIm-Sn-b-Xp-t]mep-Å e-£-W-§Ä {]-I-Sn-¸n-¡p-I-bpw sN¿pw. G-Xv tXm-Xn-em-Wv ImÀ-Un-bm-Iv A-d-Ìv D-≠m-b-Xv F-¶v {]m-Y-an-I e-£-W-§-fn-eq-sS A-dn-bm³ I-gn-bm-¯-Xn-\m h-f-sc s]-s«-¶pX-s¶ Ir-{Xn-a izm-tkm-Ñzm-k-¯n-te-¡pw, H-cp an-\n-«n \q-dp-X-h-W F-¶ \n-c-¡n-ep-Å ImÀUn-bm-Iv a-km-Pn-te-¡pw {]-Y-a-ip-{iq-j-bv-¡v F-¯n-t¨-tc-≠-Xm-Wv. C³-^o-cn-tbm-thm-f-an F-¶-dn-b-s¸-Sp-¶ lmÀ-«v A-äm-¡n lr-Z-b-an-Sn-¸v s]-s«-¶v Ipd-bp-I-bpw an-\p-«n 20 ap-X 40 an-Sn-¸p-IÄ¡p- Å n- t e- ¡ v Np- c p- § p- I - b pw sN- ¿ pw. Cu k-a-b-¯pw ImÀ-Un-bm-Iv-a-km-Ppw izm-tkm-Ñzmk-hp-am-Wv {]-[m-\-am-bpw sN-t¿-≠-Xv.

{]-ta-l-tcm-Kn-I-fn-ev {]-ta-l-tcm-K-ap-Å-h-sc lmÀ-«v A-äm-¡v h-¶-h-sc-t¸m-se-X-s¶ ]-cn-K-Wn-¡-W-sa-¶Xm-Wn-t¸m-g-s¯ Nn-In-Õm-\nÀ-tZ-iw. {]-ta-lan-Ãm-¯ H-cm-sf A-t]-£n-¨v {]-ta-l-tcm-Kn-¡v lr-t{Zm-K-km-[y-X aq-¶n-c-«n-tbm-f-am-Wv. BÀ¯-h-hn-cm-aw I-gn-ªv {]-ta-l-ap-Å kv-{Xo-Ifn lr-Z-bm-Lm-X-km-[y-X BÀ-¯-h-hn-cmaw I-gn-ªv {]-ta-l-an-Ãm-¯-h-sc A-t]-£n-¨v \m-en-c-«n-bm-Wv.

kz-bw kq-£n-t¡-@-Xv H-cn-¡Â lmÀ-«v A-äm-t¡m, A-Xn-\v ap³]p- Å hm- W nw- K v A- ä m- ¡ p- I - t fm h- ¶ n- « p- Å B-fm-sW-¦n B-kv-]n-cn³ Kp-fn-I-IÄ Iq-sSs¡m-≠p \-S-¡-Ww. a-cp-¶n-s\-¡p-dn-¨v hn-i-Zam-bn F-gp-Xn-b I-h-dn-\p-Ån Iq-sS-s¡m-≠p \-S-¡p-I-tbm F-Ãm-h-cpw Im-Wp-¶ Ø-e-§fn ho-«n-\p-Ån h-bv-¡p-I-bpw sN-¿-Ww. tcm-Kw h-cp-¶-Xn-t\-¡mÄ \-Ã-Xm-Wv h-cm-sX X-S-bp-¶-Xv F-¶ sNm-Ãv lr-Z-b-kv-Xw-`-\-¯nsâ Im-cy-¯n-epw H-c-f-hp-h-sc k-Xy-am-Wv. i-cn-bm-b co-Xn-bn-ep-Å `-£-W-{I-ao-I-c-Whpw Po-hn-X-co-Xn-bpw am-\-kn-Im-tcm-Ky-hpw H-s¡ \n-e-\nÀ-¯p-¶-Xn-eq-sS H-cp ]-cn-[n-h-sc C-Xn-s\ X-S-ªp-\nÀ-¯mw. Nn-e B-fp-I-fn h-en-b lmÀ-«v A-äm-¡n-\v ap³-]v sN-dn-b tXm-Xn-ep-Å-h I-≠p-h-cm-dp-≠v. km-[m-c-W hÀ-Wnw-Kv A-äm-¡p-IÄ F-¶-dn-bs¸-Sp-¶ C-h-sb Kym-kv-{S-_n-fm-bn sX-än-²-cn-¨v A-h-K-Wn-¡m-dm-Wv ]-Xn-hv. C-¯-cw A-h-K-W\-IÄ h-en-b {]-Xym-Lm-X-§Ä kr-ãn-¡pw. B-K-kväv 2019 | Sm-Iv-kv tI-cf

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Hm-t«m-tam-«o-hv

Automotive

tI-c-f-¯n-se \n-c-¯p-I-fn-Â C-\n C- þIm-ew ssh-Zyp-X hm-l-\-§-fp-sS D-]-tbm-Kw t{]m-Õmln-¸n-¡p-¶-Xn-\-¸p-dw, C-h-bp-sS D-Xv-]m-Z-\w X-s¶ tI-c-f-¯n-Â km-[y-am-¡p-I F-¶ e-£yt¯m-sS-bp-Å tdm-Uv am-¸m-Wv A-h-X-cn-¸n-¨-Xv

\n

-c-¯p-I-fn-Â ssh-Zyp-Xn-bn-Â Hm-Sp-¶ hm-l-\-§-fp-sS Im-e-am-Wv h-cm-³-t]m-Ip-¶-Xv. C-¡m-cy-¯n-Â k-À¡m-À-X-s¶ am-Xr-I-bm-bn ap-¶n-Â \-S-¡p-¶p. sIm-¨n t_mfv-Km-«n {Km-³-Uv l-bm-¯n-Â c-≠p-Zn-h-k-am-bn kw-L-Sn-¸n-¨ C-sam-_n-en-än tIm-Wv-^-d-³-kv B-³-Uv F-Iv-kv-t]m k-À-¡m-À C-¡m-cy-¯n-Â \-S-¯p-¶ ap-s¶m-cp-¡-¯n-sâ `m-K-am-bn-cp-¶p. kw-Øm-\-¯v ssh-Zyp-X hm-l-\ \-bw \-S-¸m-¡p-¶-Xn-sâ `m-Kam-bn-«m-bn-cp-¶p Cu tIm-¬-^-d-³-kv. ssh-Zyp-X hm-l-\-§-fp-sS D-]-tbm-Kw t{]m-Õm-ln-¸n¡p-¶-Xn-\-¸p-dw, C-h-bp-sS D-Xv-]m-Z-\w X-s¶ tI-c-f-¯n-Â km-[y-am-¡p-I F-¶ e-£y-t¯m-sS-bp-Å tdm-Uv am-¸m-Wv A-h-X-cn-¸n-¨-Xv. c-≠p-Zn-h-k-am-bn \-S-¶ tIm¬-^-d³-kn-Â kz-tZ-i-¯pw hn-tZ-i-¯p-ap-Å H-t«-sd ssh-Zyp-X hm-l-\ \nÀam-Xm-¡-fpw km-t¦-Xn-I hn-Z-Kv-²-cpw ]-s¦-Sp-¯p.

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e-£y- an-Sp-¶-Xv h-en-b am-ä-§-Ä 2022 Hm-sS tI-c-f-¯n-se \n-c-¯n-Â ]-¯v Z-i-e-£w sshZyp-X hm-l-\-§-fm-Wv kÀ-¡m-À e-£y-an-Sp-¶-Xv. {]m-Y-an-Iam-bn 2020 Hm-sS c-≠-c e-£-t¯m-fw ssh-Zyp-X hm-l-\-§-Ä tI-c-f-¯n-se \n-c-¯p-I-fn-Â F-¯n-¡pw. C-cp-N-{I-ap-¨-{I hml-\-§-fn-em-bn-cn-¡pw B-Zy-]-co-£-Ww. \-K-c-{Km-a hy-Xym-k46

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Hm-t«m-tam-«o-hv

an-Ãm-¯ tI-c-f-¯n- ssh-Zyp-X hm-l-\-§Ä-¡v h-en-b km-[y-X-bm-Wv D-Å-sX-¶m-Wv thÄ-Uv dn-tkm-gv-kv C³-Ìn-äyq-«n-se (U-»yp.B-À.sF.) tUm. H.]n. A-KÀ-hm-Ä ]-d-ª-Xv. sN-dn-b-Zq-c¯n- \-K-c-§-fp-Å tI-c-f-¯n-\v G-sd A-\ptbm-Py-am-Wv ssh-Zyp-X hm-l-\-§-Ä. CâÀ-kn-än kÀ-ho-kv ta-J-e-bn-epw ssh-Zyp-X hm-l-\-§-Ä ]- c o- £ n- ¡ m- \ m- I pw. tI- c - f - ¯ n-  H- c p- h À- j w B-dp-e-£w C-cp-N-{I hm-l-\-§-Ä c-Pn-Ì-À sN¿p-¶p-s≠-¶m-Wv I-W-¡v. C-¯-c-¯n- c-Pn-Ì-À sN-¿p-¶-Xn- c-≠p-e-£w C-cp-N-{I-hm-l-\-§sf-¦n-epw ssh-Zyp-Xn-bn- Hm-Sp-¶-Xm-¡p-I F-¶Xm-Wv kÀ-¡m-cn-sâ {]m-Y-an-I e-£yw. _-kpI-fp-sS Im-cy-¯n- ]-Ip-Xn-tbm-fw ssh-Zyp-Xn-bn- Hm-Sp-¶-h-bm-¡p-I F-¶-Xpw e-£y-am-Wv.

am-ä-¯n-\v X-S-Êw H-t«-sd am-ä-¯n-t\m-Sp-Å a-Sn-bm-Wv sshZyp-X hm-l-\-§-Ä hym-]-I-am-Ip-¶Xn-\v {]-[m-\ X-S-Êw. C-¡m-cy-¯n-Â hym-]-I t_m-[-h-Xv-I-c-W ]-cn-]m-SnI-fm-Wv kÀ-¡m-À e-£ y-an-S p-¶ -X v . ssh-Zyp-X hm-l-\-§-fp-sS h-en-b hne-bpw {]-iv\ - a - m-Wv. ]qÀ-Wa - m-bpw NmÀPv sN-bv-X hm-l-\-¯n-\v k-©-cn-¡m\v I-gn-bp-¶ Zq-c-¯n-sâ Im-cy-¯n-epw \n-e-hn-Â ]-cn-an-Xn-bp-≠v. H-cp-X-h-W ]qÀ-W-am-bpw NmÀ-Pv sN-bv-Xm-Â skUm³ Im-À \n-e-hn-Â k-©-cn-¡p-¶ ]-c-am-h-[n Zq-cw 140 In-tem ao-ä-dm-Wv. ap-¨-{I hm-l-\-¯n-sâ Im-cy-¯nem- s W- ¦ n- Â C- X v 110 In- t em- a o- ä - À h-sc-bm-Wv. \n-c-¯n-se K-Xm-K-X-¡p48

Sm-Iv-kv tI-cf | B-K-kväv 2019

Automotive

cp-¡pw Iq-Sn I-W-¡n-se-Sp-¡p-t¼m-Ä C-{X-bpw Zq-cw Xm-≠p-I A-km-[y-am-Wv. NmÀ-Pv sN-¿m-\pw Iq-Sp-X-Â k-a-bw th-≠n-h-cp-¶p. A-Xn-th-K NmÀPn-§n-\v t]m-epw H-¶-c a-Wn-¡q-tdm-fw k-a-bw th-≠n-h-cpw. s]m-Xp-Ø-e-§-fn-Â _m-ä-dn NmÀ-Pv sN-¿m-\p-Å ku-I-cy-hpw Ip-d-hm-Wv. B-Zy-L«- ]-co-£W - w s]m-Xp-hm-l\ - § - f - n-Â s]m-Xp-K-Xm-K-X-¯n-\v D-]-tbm-Kn-¡p-¶ hm-l-\§-fn-Â ssh-Zyp-X hm-l-\-§-Ä DÄ-s¸-Sp-¯p-I F-¶-Xm-Wv B-Zy-am-bn e-£y-an-Sp-¶-Xv. B-ZyL-«-¯n-Â F-d-Wm-Ip-fw-B-e-¸p-g (53 In.ao.), Xn-cp-h-\-´-]p-cw-I-\ym-Ip-am-cn (91 In.ao.), ]m-e¡m-Sv-Xr-Èq-À (70 In.ao), tIm-gn-t¡m-Sv-X-e-tÈ-cn

Automotive

2022 Hm-sS tI-c-f-¯n-se \n-c¯n- ]-¯v Z-i-e-£w ssh-Zyp-X hm-l-\-§-fm-Wv kÀ-¡m-À e-£yan-Sp-¶-Xv. {]m-Y-an-I-am-bn 2020 Hm-sS c-@-c e-£-t¯m-fw sshZyp-X hm-l-\-§-Ä tI-c-f-¯n-se \n-c-¯p-I-fn- F-¯n-¡pw (70 In.ao) F-¶o dq-«p-I-fm-Wv C-Xn-\m-bn I-≠psh-¨n-cn-¡p-¶-Xv. kÀ-¡m-À hm-l-\-§Ä-s¡m-¸w, kn-bm-Â, sIm-¨n sa-t{Sm, sIm-¨n-\v t]mÀ-«v {S-Ìv F-¶o Øm-]-\-§Ä D-]-tbm-Kn-¡p-¶ hm-l-\-§fpw ssh-Zyp-X hm-l-\-§-fn-te-¡v am-äp-I F-¶-XmWv kÀ-¡m-À e-£y-an-«n-cn-¡p-¶-Xv.

Sm-ä-bp-sS ssh-Zyp-X _-kn-\v c-@-c-t¡m-Sn \ssh- Z yp- X n- b n- Â Hm- S p- ¶ Sm- ä - b p- s S tem ^v-tem-À _-kn-\v tdm-Un-en-d-§p-t¼m-Ä c-≠ -ct¡m-Sn cq-] hn-e-h-cpw. H-ä-¯-h-W NmÀ-Pv sN-bvXm-Â 200 In-tem-ao-ä-À Hm-Spw. 65 In-tem-ao-ä-dm-bncn-¡pw Iq-Sn-b th-Kw. th-K-¯n-Â NmÀ-Pv sN-¿m³ \m-ev a-Wn-¡q-dpw km-h-[m-\-¯n-Â NmÀ-Pv sN¿m-³ B-dp a-Wn-¡q-dpw th-≠n-h-cpw. _-kv NmÀ-Pv sN-¿m³ 110 sI.hn. sse-\n-Â \n-¶p-Å ssh-ZypXn Un.kn.bm-bn am-än D-]-tbm-Kn-¡m-\p-Å kuI-cyw th-Ww. _-kn-se NmÀ-Pn-Mv a-äv ssh-Zyp-X hm-l-\-§-fn-se t]m-se F-fp-¸w km-[n-¡n-sÃ-¶v km-cw. 750 sI.hn. tam-t«m-dm-Wv _-kn-sâ I-cp-

B-Zm-b-\n-IpXn

¯v. 600 In-tem h-cp-¶ c-≠v _m-ä-dn-bm-Wv _-knep-Å-Xv. _-kn-s â ap-I -fn-em- Wv _m- ä- dn Øm]n-¨n-cn-¡p-¶-Xv.

_m-ä-dn-bpw tam-t«m-dp-am-Wv I-cp-¯v ssh-Zyp-X hm-l-\-§Ä-¡v I-cp-¯m-Ip-¶-Xv _m-ä-dn-bpw A-Xn-ev {]-hÀ-¯n-¡p-¶ tam-t«m-dp-amWv. s]-t{Sm-fn-epw Uo-k-en-epw {]-hÀ-¯n-¡p-¶ hm-l-\-§-fn-se t]m-se H-t«-sd b-{´ kw-hn-[m\-§-Ä ssh-Zyp-X-hm-l-\-§Ä-¡n-Ã. A-Xn-\m Â- ¯ - s ¶ hm- l - \ - § Ä- ¡ v A- ä - I p- ä - ¸ - W n- b pw Ip-d-hm-bn-cn-¡p-sa-¶v ]-d-bp-¶p, \nÀ-am-Xm-¡-Ä. ssh-Zyp-X hm-l-\-§Ä-¡v Kn-b-dp-an-Ã. tam-t«m-dnte-¡p-Å ssh-Zyp-Xn {]-hm-lw \n-b-{´n-¡p-¶-Xneq-sS-bm-Wv th-K¯ - n-sâ \n-b{- ´-Ww. A-Xn-\m-bmWv B-Iv-kn-e-td-ä-À {]-hÀ-¯n-¸n-¡p-¶-Xv

I-dâ n-Â Hm-Spw Hm-t«m-dn-£ \n-c-¯p-I-fn-Â ssh-Zyp-Xn-bn-Â Hm-Sm-³ ap-¨{I hm-l-\-§-fpw. kÀ-¡m-À Øm-]-\-am-b tI-c-f Hm-t«m-sam-ss_Â-kv en-an-ä-Un-sâ D-Xv-]-¶-am-Wv C-Hm-t«m-bm-b "\ow-Pn'. 2.5 e-£w cq-] hn-e-h-cp-¶ Cu Hm-t«m-dn-£ en-Yn-bw A-tbm-¬ _m-ä-dn-bm-Wv D-]-tbm-Kn-¡p-¶-Xv. G-I-tZ-iw \m-ev a-Wn-¡q-dn-Â B-K-kväv 2019 | Sm-Iv-kv tI-cf

49


Hm-t«m-tam-«o-hv

ap-gp-h-\m-bn NmÀ-Pv sN-¿p-¶ Cu hml-\w 90 ap-X-ev 100 In-tem-ao-ä-À h-sc {]-hÀ-¯n-¡pw. ss{U-h-sd Iq-Sm-sX aq-¶p-t]À-¡v Cu Hm-t«m-dn-£-bn-Â k-©-cn-¡m-³ km-[n-¡pw. s_w- K - f q- c p B- Ø m- \ - a m- b n {]- h À- ¯ n- ¡ p- ¶ "BÄ- « n {Ko- \ v ' I- ¼ - \ n- b m- W v Hm- t «m- d n- £ \nÀ- a n¡p-¶ a-säm-cp I-¼-\n. C-´y-bn-Â sIm-¨n-bn-em-Wv C-hÀ B-Zy-am-bn I- ¼ - \ n- h m- l - \ w ]p- d - ¯ n- d - ¡ p- ¶ Xv. ss{U-h-dn-\v k-lm-b-I-c-am-bn {]- h À- ¯ n- ¡ p- ¶ {Sm- ¡ n- M v kn- Ì am-Wv BÄ-«n {Ko-³ Hm-t«m-dn-£-bpsS {]-tXy-I-X. hm-l-\-¯n-\p-≠m-

Automotive C-cp-N-{I-ap-¨-{I hml-\-§-fn-em-bn-cn-¡pw B-Zy-]-co-£-Ww. _-kpI-fp-sS Im-cy-¯n-Â ]-Ip-Xn-tbm-fw ssh-ZypXn-bn-Â Hm-Sp-¶-h-bm¡p-I F-¶-Xpw e-£yam-Wv Ip- ¶ {]- i v - \ - § - Ä BÄ- « n {Ko- ³ tI-{µo-Ir-X {Sm-¡n-Mv kw-hn-[m-\¯n- e q- s S \n- c o- £ - W - h n- t [- b - a m¡n b-Ym-k-a-bw ss{U-h-sd A-dnbn- ¡ pw. hm- l - \ - ¯ n- e p- ≠ m- I p- ¶ G-Xp {]-Xn-k-Ôn-I-fpw a-\-Ên-em¡n {]- h À- ¯ n- ¡ p- ¶ tdm- U v - s skUv A- k n- Ì ³- k pw I- ¼ - \ n- b p- s S ]-²-Xn-bn-Â s]-Sp-¶p. aq-¶p-t]À-¡v bm-{X-sN-¿m-³ km-[n-¡p-¶ BÄ-«n {Ko-³ Hm-t«m-dn-£-I-fpw, 400 In-tem `m-cw-h-ln-¡m-³ I-gn-bp-¶ ]n-¡-¸v Hm-t«m-bp-am-Wv I-¼-\n B-Zy L-«-

¯n- ]p-d-¯n-d-¡p-¶ C-e-Iv-{Sn-Iv hm-l-\-§-Ä. 750 In-tem-{Km-am-Wv BÄ-«n {Ko-\v Hm-t«m-dn-£-bp-sS `mcw. ]-{´-≠v sk-¡³-Un-\p-Ån- 30 In-tem-ao-ä-À th-Kw BÀ-Pn-¡m-³ ti-jn-bp-Å hm-l-\-¯n-sâ ]-c-amh-[n th-Kw a-Wn-¡q-dn- 60 In-temao-ä-dm-Wv. 3.5 a-Wn-¡q-À NmÀ-Pv sN-bvXm- 100 In-tem-ao-ä-À Zq-cw Hm-Sm-³ km-[n-¡pw. sIm-¨n-bn- am-{Xw 50 NmÀ-Pn-Mv tÌ-j-\p-I-Ä I-¼-\n H-cp-¡p-¶p-≠v. Hm- t «m- d n- £ - b n- e p- Å tI- { µo- I r- X {Sm-¡n-Mv kw-hn-[m-\w h-gn G-ä-hpw A-Sp-¯p-Å NmÀ-Pn-Mv tÌ-j-s\-¸än-bp-Å \nÀ-tZ-i§ - f - pw ss{U-hÀ-¡v e-`n-¡pw. D-S-a-Ø-\v ho-«nÂ-¯-s¶ NmÀ- P v sN- ¿ m- \ pw km- [ n- ¡ pw. Intem-ao-ä-dn-\v 50 ss]-k-bm-Wv sN-ehp-h-cp-¶-Xv.

cm-Py-¯v C-\n C-e-{În-Iv hm-l-\-§Ä a-Xn!, Pn-F-kv-Sn \n-c-¡v Ip-¯-s\ Ip-d-¨p

C-

e-{În-Iv hm-l-\-§-fp-sS Pn-F-kvSn \n-c-¡v Ip-d-bv-¡m-³ Pn-F-kv-Sn Iu-Wv-kn- Xo-cp-am-\w. 12 i-X-am-\¯n- \n-¶v A-©p-i-X-am-\-am-bm-Wv Ip-d¨ - X - v. C-eI - v{- Sn-Iv hm-l\ - § - s - f t{]mÕm-ln-¸n-¡p-¶-Xn-sâ `m-K-am-bm-Wv \n-c-¡v Ip-d-¨-Xv. ]-cn-Øn-Xn ku-lrZ- \ - b - ¯ n- s â `m- K - a m- b m- W v \- S - ] - S n. C-Xn-\v ]p-d-ta C-e-Iv-{Sn-Iv hm-l-\-§fp-sS NmÀ-P-dp-I-fp-sS \n-c-¡n-epw Ip-dhv h-cp-¯n-bn-«p-≠v. 18 i-X-am-\-¯n- \n-¶v A-©p-i-X-am-\-am-bm-Wv Ip-d-¨Xv. C-e-Iv-{Sn-Iv _-kp-IÄ hm-S-I-bv-¡v F-Sp-¡p-¶ {]m-tZ-in-I `-c-W-Iq-S-§Ä¡pw C-f-hp-≠v. C-h-sb Pn-F-kv-Sn \n-c¡n- \n-¶pw H-gn-hm-¡m-\pw Iu¬kn- tbm-Kw Xo-cp-am-\n-¨p. C-e-Iv-{Sn-Iv hm-l-\-§-sf t{]m-Õmln-¸n-¡p-¶-Xn-sâ `m-K-am-bn s]-t{Sm-Ä Uo-k- Im-dp-I-fp-sS hm-l-\-c-Pn-kvt{S-j-\v \n-c-¡v Ip-¯-s\ D-bÀ-¯m-³ tI-{µ-kÀ-¡m-À \o-¡w B-cw-`n-¨n-«p-≠v.

50

Sm-Iv-kv tI-cf | B-K-kväv 2019

C-Xp-kw-_-Ôn-¨v P-\-§-fp-sS A-`n-{]mbw A-dn-bm-³ I-c-Sv hn-Úm-]-\w tI{µ K-Xm-KX - h-Ip-¸v a-{´m-eb - w ]p-d¯ - nd-¡n-bn-«p-≠v. C-Xn-\v ]n-¶m-se-bm-Wv C-e-Iv-{Sn-Iv hm-l-\-§-sf t{]m-Õm-ln¸n-¡m-\v Pn-F-kv-Sn \n-c-¡pw Ip-d-¨-Xv. ]p-Xn-b s]-t{Sm-Ä,Uo-k- Im-dpIÄ-¡v c-Pn-kv-t{S-j-\v NmÀ-Pm-bn 5000 cq-] Cu-Sm-¡m-\m-Wv \o-¡w. c-Pn-kt{S- j - ³ ]p- X p- ¡ m- ³ 10000 cq- ] - b pw \Â- t I- ≠ n h- c pw. \n- e - h n-  C- X n- \ v c-≠n-\pw 600 cq-] am-{X-am-Wv NmÀ-Pv CuSm-¡p-¶-Xv. s]-t{Sm-Ä Uo-k- hm-l\-§-Ä \n-cp-Õm-l-s¸-Sp-¯p-¶-Xn-sâ `m-K-am-bm-Wv kÀ-¡m-À \o-¡w. C-cp-N{- I hm-l\ - § - Ä-¡v t\-cs - ¯ 50 cq-]-bp-≠m-bn-cp-¶ c-Pn-kv-t{S-j-³ NmÀ- P v ]p- X n- b hm- l - \ - § Ä- ¡ v 1000 cq- ] - b m- ¡ - W w. ]- g - b - X v ]p- X p- ¡ m- ³ 2000 cq-] Cu-Sm-¡-W-sa-¶pw I-c-Sv hnÚm-]-\-¯n- ]-d-bp-¶p. C-e-Iv-{Sn-Iv hm-l-\-§Ä-¡v Iq-Sp-X- {]-[m-\yw

\Â-Ip-¶-Xn-sâ `m-K-am-bm-Wv K-Xm-K-X a-{´m-e-b-¯n-sâ ]p-Xn-b \o-¡w. Im-e¸-g-¡-ap-Å C-Ô-\-hm-l-\-§-Ä \n-c¯nÂ-\n-¶v H-gn-hm-¡m-\pw a-{´m-e-bw e-£y-an-Sp-¶p-≠v. Im-À, C-cp-N-{I hm-l-\-§Ä-¡v ]pd-ta a-äp hm-l-\-§-fp-sS c-Pn-kv-t{S-j-\v NmÀ-Ppw D-bÀ-¯m-³ \nÀ-t±-i-ap-≠v. ]pXn-b Im-_p-IÄ-¡v 10000 cq-]-bpw ]pXp- ¡ m- ³ 20000 cq- ] - b pw Cu- S m- ¡ pw. t\-c-s¯ C-Xv 1000 cq-]-bm-bn-cp-¶p. C-d-¡p-a-Xn sN-¿p-¶ Im-dp-I-fp-sS c-Pnkv-t{S-j-³ NmÀ-Pv 5000 cq-]-bn- \n-¶v 40,000 B-¡n D-bÀ-¯m-\m-Wv \o-¡w. C-d-¡p-a-Xn sN-¿p-¶ C-cp-N-{I hm-l-\§Ä-¡v 20000 cq-]-bpw A-S-bv-t¡-≠n h-cpw, \n-e-hn- C-Xv 2500 cq-]-bm-Wv. I-c-Sv hn-Úm-]-\-¯n-se {]-Xn-I-c-Ww A-dn-ª ti-jw A-Sp-¯ 40-45 Zn-h-k§Ä-¡p-Ån- A-´n-a ^o-kv L-S-\ cq-]-s¸-Sp-¯p-sa-¶pw A-[n-Ir-X-À A-dnbn-¨n-«p-≠v.


Tax Kerala Vol 01 Issue 02

RNI No: KERBIL02290 Rs.50/-

Printed by Shri. Vipin Kumar K P, Door No:41/3940 C2 ,Lilgy Estate, Old Railway Station Road, Ernakulam-18. Published by: Shri. Vipin Kumar K P, on behalf of Vipin Kumar K P & Printed at Thulika Offset Printers, Kacheripady, Ernakulam -18 and Published from: Door No:41/3940 C2,Lilgy Estate, Old Railway Station Road, Ernakulam-18. Editor: Shri. Vipin Kumar K P.

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Tax Kerala August 2019  

TaxKerala, Kerala's Malayalam business magazine, was launched in 2016 and is the No.1 business and investment magazine. Today, TaxKerala cov...

Tax Kerala August 2019  

TaxKerala, Kerala's Malayalam business magazine, was launched in 2016 and is the No.1 business and investment magazine. Today, TaxKerala cov...

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