About Us
With over 50 years’ of combined experience as licensed mortgage professionals we have handled all aspects of the lending indu the lending industry from loan origination, branch management, VP, to company ownership. Our extensive experience has given u
experience has given us all the knowledge and tools necessary to deliver the best in financial analysis, product acquisition, s acquisition, credit counseling and customer service. In addition, We have seen the full cycle of economic trends which gives credit which gives us the expertise to advise your clients accurately for their current and future needs. As a trusted adviser, we f us the we feel it is extremely important to develop relationships with our clients for life, not for a transaction.
eel it is
stry Brian Szabo Manager Gerard Brokerhof Manager
$10,000 Pre-Approval Closing Guarantee Program *SEE NEXT SLIDE FOR PROGRAM DETAILS AND LIMITATIONS*
$10,000 Pre-Approval Closing Guarantee Program Likely Close Faster Win more offers Less Stress Know where your client stands on approval early in in the process Give your clients the peace of mind of a guarantee
Loan must be a primary residence or second home. Ineligible products are listed below. Loan application must have a pre pre-approval signed and issued by a LendSmart Mortgage underwriter prior to the date of purchase agreement. approval Pre Approvals Approvals signed by Loan Originators or Managers are not eligible. In order to issue a signed Pre Approval, a complete loan application, all application, all income and all asset documentation must be provided to underwriting for review. Acceptable title and appraisal must appraisal must be provided to Lend Smart Mortgage at least 10 business days prior to closing. Borrower must disclose disclose any and all any and all relevant information regarding their financial position and/or marital status. There can be no negative change to negative change to information contained within the application used to pre approve the borrower’s loan. Borrower must continue to must continue to provide updated documentation to LendSmart Mortgage within 48 hours of the request throughout the loan proce throughout the loan process. Borrower must close on the same lending product as originally underwritten to remain eligible fo ss. eligible for r Pre Approval Pre Closing Guarantee. If Lend Smart Mortgage fails to close the loan after issuing a preapproval certificate signed by our underwriting department, and approval certificate signed all of the conditions listed in this document have been met, we will been met, we will pay the seller $10,000 within 10 business days after full cancellation of the Purchase Agreement.
Ineligible Products
The following products are ineligible for the Pre Approval Closing Guarantee, Investment Properties, Short Sales, Down Payment Down Payment Assistance Programs, Brokered Loans, Loans with Subordinate Financing. Non Arms-length Transactions, Condos, Transactions, Condos, Manufactured Homes and all construction, rehabilitation or similar products.
Final underwriting of the property appraisal, title report, and applicable trusts or powers of attorney, as well as reverification of borrower(s) credit application, including employment, income, assets, and any other documentation or information deemed necessary by the underwriter will be performed prior to closing. Any material and/or negative changes may cause the Closing Guarantee to be canceled or withdrawn. All applications must be submitted in writing and are subject to credit underwriting approval, and not all applications will be approved.
Making You Look Good
Our goal is to provide the tools needed to impress our shared clients.
Utilize cutting edge marketing materials and social media strategies that will separate us both from our competition
Customized CRM that co-brands and markets our shared clients for you
Fully integrated mobile app with Realtor access and private MLS search options
Automated text, email, mail, and voice campaigns
Professional marketing materials along with Partner Programs that allow for shared lead campaigns
Digital marketing strategies for Social Media success
84-touch postclose campaigns that close that keep you in front front of our shared clients
Keeping You Informed
With Lend Smart as your partner, you will be able to see & manage every step of the process. You will have unparalleled communication options and the tools to help facilitate a successful transaction from start to finish. Our mobile technology will:
• Allow your client to apply and send documents through our mobile app
• Give your clients the ability to privately search the MLS through our app with our shared branding
• Allow you to create and adjust your own pre-approval letters from your mobile device
• Access our shared pipeline 24/7 with real-time updates from your mobile device
• Track your clients who are using the application through various stages
• Provide a seamless transaction to your clients including e-closing options Scan
and
see for yourself just as if you were a client!
a Process Your Clients will Love Your clients will be able to choose how little or how much technology they want in their transaction. No matter what they choose, they will receive a high touch level of service that is unparalleled in the industry. If they choose to use our mobile app, they can perform all of these functions from their mobile app: • Complete a full application • Upload documents or images through their mobile device • E-sign their documents • Use mortgage calculators to help them save• Contact you through the chat feature • View real-time loan status progress CLICK TO SEE A SAMPLE
Creating
Increasing Your Business At Lend Smart, we truly partner with our Realtors to help drive their business to the next level. We believe in creating opportunities for both of us to gain market share through targeted marketing strategies that result in higher sales • Market to specific locations through geo-targeted ads • Use our Partner Program to share lead purchases • Utilize our co-branded marketing tools with your clients – CLICK TO SEE A SAMPLE • Let us deliver custom text campaigns to our shared database • Maximize your social media following and lead generation – CLICK TO SEE A SAMPLE • Guaranteed Closing Incentive to help you get the contract!
Increasing Your Business
• Plan and organize shared education events such as webinars and seminars with already created, professional content.
• Allow our marketing platform to educate buyers and provide them with tools they will continue to use.
• Create a long term relationship through our co-branded and automated 84 touch post-closing campaign
• Create custom marketing materials with ease including open house flyers, single property websites and much more.
Work with the Best Partner with us and feel the difference! • At Lend Smart, we make sure our partners are equipped with the tools they need to succeed • We offer a wide variety of customized, customized, professional, and powerful powerful marketing resources right at right at your fingertips • All of our marketing is co-branded with your information • Utilize cutting-edge marketing techniques *Review count current as of 10/12/22
Custom Made Mortgage Team You areunique…Yourmortgageshould be too! Brian Szabo bszabo@lendsmartmortgage.com Branch Manager - NMLS #202671 AZ #0911368 Lend Smart Mortgage LLC NMLS #4474 | AZ BK #0908384 Gerard Brokerhof – AZ : 0937189 Brian Szabo - CO : 100512342 - AZ : 0911368 - TX : 202671 This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to underwriting, credit, and property approval. Information, rates, and programs are subject to change without prior notice. Other restrictions and limitations may apply. All rights reserved. Lend Smart Mortgage is an Equal Housing Opportunity Lender. Gerard Brokerhof gbrokerhof@lendsmartmortgage.com Branch Manager - NMLS #1154394 AZ #0937189