Buyers Guide Booklet - John Maus

BUYER’S GUIDE

Quick guide to buying your home from

THE HOME BUYING PROCESS

A step by step guide from your Realtor

1 . GET PRE-APPROVED

5. YOU ARE IN ESCROW!

To Prequalify for a mortgage and before you

Escrow opens when a signed agreement is

start looking for houses, you’ll need to

delivered to an escrow officer, who helps to

complete this first step.

ensure that all conditions of the contract are satisfied.

2. FIND THE RIGHT HOME Make a list of your ‘must-haves’ versus those

6. COMPLETE INSPECTIONS

things that would be nice to have. This will

Make sure all closing costs and inspections

help you and I to zero in on the right home.

are complete. You’re almost there!

3. MAKE AN OFFER

7. HEAD TO THE CLOSING TABLE

As an experienced real estate professional,

I will help you understand the closing process

I can help guide you through the current

which can be complicated and a little overwhelming.

market in your area.

Get ready to sign a lot of paperwork.

4. COUNTER OR ACCEPT OFFER

8. GET KEYS TO YOUR NEW HOME

Be ready, as you may be presented with a

Congratulations on your new home!

counter offer. We will work through this

Here’s to our new and lasting partnership!

together, so that you and the seller can be in happy agreement.

THE HOME BUYING PROCESS

... Continued from your Loan Officer

1. COMPLETE THE APPLICATION We’ll talk about your needs up front and gather as much information as possible to confidently explore loan options that fit your needs. Please contact me for the application or visit KayleeMiller.S1L.com

2. DISCLOSURES You will receive, acknowledge, and return a disclosure package explaining your loan products and cost.

3. PROCESSING AND UNDERWRITING We'll start compiling documents to ensure a smooth Underwriting approval. You can be sure we will treat your file with love and attentive care throughout this very important part of your transaction.

4. CLEAR TO CLOSE AND REVIEW OF CLOSING DISCLOSURE This outlines the final terms of the loan and allows us to make any needed updates or changes.

Once approved, the 3-day waiting process begins, before you head to head to the closing table.

We are always taking in new clients and appreciate your referrals

TRUSTED

MORTGAGE ADVISORS

THANK YOU!

JOHN MAUS Sales Manager | NMLS #23660 e: jmaus@S1L.com p: (208) 521-8827 johnmaus.S1L.com Synergy One Lending, Inc., NMLS 1907235. 3131 Camino Del Rio N 150, San Diego, CA 92108. Toll Free #: (888) 995-1256. Synergy One Lending, Inc. is licensed in the following states: ID. All Loans are Subject to Credit and Property Approval. Equal Housing Lender. www.nmlsconsumeraccess.org S1L.0321.76