March 2021 Edition of the Fort Bend Business Journal

MARCH 2021

FREE • Vol. 40 • No. 3

RE/MAX FINE PROPERTIES’ FLOWERS SERVES CLIENTS WITH UNIQUE BACKGROUND

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EDITOR’S PREVIEW Volume 40 • Number 3 MARCH 2021 Landan Kuhlmann Lead Reporter

Flowers, RE/MAX Sugar Land aim to go above and beyond for clients Looking for a home or investment property can be a stressful process for many – as such a transaction is often one of the landmark moments in their lives.

But Jerry Flowers and his team at RE/MAX Fine Properties in Sugar Land are there to try and take the stress away, with Flowers bringing a unique background to his clients.

Flowers previously served in the United States Army for more than two decades as a financial management analyst during multiple tours in Iraq as well as the former Republic of Yugoslavia and Afghanistan, and said he’s always had a desire to help those in need.

So when he retired from the Army in 2015, he said the transition was easy, due to his background and dedication to going above and beyond for his clients.

Immediately upon meeting with Flowers for this month’s cover story, it was apparent why he has previously been named a Top 150 realtor in

the region and has a team that has been one of RE/MAX’s top sellers in the previous two quarters.

He’s personable, down to earth, and from this writer’s perspective appears to genuinely desire to help those who need him. Some quick research and a conversation revealed embedding himself in the community and events, whether it be through RE/MAX or our meeting place at Gridiron Bar and Grill in Sugar Land.

One of the first qualities I look for upon meeting somebody is if they truly appear to believe in what they’re doing or if they’re just trying to sell some oceanfront property. And while I’m not currently in a position to buy a home, Flowers appears to be the real deal to this admittedly untrained eye.

So whether you’re looking for your first home or investment, or looking to add to your portfolio or find that forever home to retire in, read this month’s cover story inside, and decide for yourself if Flowers is the realtor for you.

For subscriptions send check for $25 to Fort Bend Business Journal 3944 Bluebonnet Dr., Stafford, Texas 77477 281-690-4200 www.fortbendstar.com Single copy FREE

PRESIDENT Jonathan McElvy PUBLISHER Frank Vasquez GENERAL MANAGER John Sazma EDITOR Adam Zuvanich LEAD REPORTER Landan Kuhlmann ART PRODUCTION MANAGER Brooke Nance ACCOUNTING Lisa Long

CONTENTS

MARCH 2021

FREE • Vol. 40 • No. 3

COVER STORY RE/MAX FINE PROPERTIES’ FLOWERS SERVES CLIENTS WITH UNIQUE BACKGROUND

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- 13 D I R E C T O R Y ...........................................................................................................19 - 20 The Fort Bend Business Journal H March 2021

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RE/MAX FINE PROPERTIES FLOWERS SERVES CLIENTS WITH UNIQUE BACKGROUND ©2020 Fort Bend Business Journal Magazine No material from this publication be copied or in any way reproduced without written permission from the publisher.

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Latest PPP news won’t help small businesses

By Jonathan McElvy jonathan@mcelvymedia.com No matter how much economists, bureaucrats and politicians try to fix the problem, the latest Paycheck Protection Program (PPP) news about changes announced Feb. 22 by the Biden Administration means absolutely nothing to battered small businesses across the nation.

As an aside, I hope this article is completely wrong and I’m forced to come back and apologize to all interested parties in a month from now. Of course, I wrote something similar just two weeks ago, and I’ve told you about other problems with PPP, and those things are still true today.

Politicians and political advisors, please take note: The latest PPP news about changes you have made do not address the real problems with the program. Let’s look at some common-sense numbers: - In the first round of PPP, the program ran out of $349 billion in about two weeks. Congress then added another $310 billion to the fund.

McElvy - Despite the early success, $147 billion of that additional $310 billion was never claimed.

In fact, Congress should know better than everyone, since that body had to pass legislation that rescinded the remaining $147 billion and put it back in government coffers.

- In this second round of PPP, Congress allocated $249 billion for small businesses, changed criteria, and even set aside money strictly for minority-owned business. After six weeks of the program, only about $134 billion has been claimed.

None of those facts can be disputed. They are not political statements. If our politicians would think beyond their enclaves in D.C., maybe they’d come to some logical conclusions.

PPP news doesn’t address issues What conclusions can we make about this second round of PPP? Consider this: 1. Politicians have argued that money wasn’t accessible to the smallest and minorityowned businesses in the first round. If that’s the case, can anyone explain why there was $147 billion remaining?

2. If there was all that money left over from the first round, did the smallest and minorityowned businesses get rejected or ignored?

Finding that answer is nearly impossible. In fact, Politico had an article that said the Treasury’s reporting was an absolute debacle.

Isn’t it important to know how many businesses were rejected?

3. Why are we having such a hard time giving away this second round of “forgivable” money? Has anyone in D.C. considered there may be other issues that have nothing to do with access?

The real problems with PPP If you want to know what’s really wrong, I can give you exact reasons, and it really has PPP CONTINUES on pg.7

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Charlton’s Body Repair takes care of cars, community in Stafford

By Landan Kuhlmann LKuhlmann@fortbendstar.com For decades, Chuck Charlton’s family and their staff have held serve at the corner of 5th Street and Staffordshire Road, providing auto repairs along with an extra ingredient that is the foundation of the family-owned and operated business.

“It’s a matter of having a good relationship with your customers,” Charlton said. “They’re not just numbers here – when they come in here, we get to know them by name.”

According to the company’s website, the history of the shop began in the late 1920s in Midway with Chuck’s grandfather, E.C. Charlton. It was then relocated to Huntsville in the 1940s before finding a landing spot in Stafford in 1950 as Charlton’s Garage and Station and Used Cars until 1970.

At that point, Chuck’s dad took over until 1983, which is when Chuck took it over. And he has no intention of changing up what has been a successful formula for more than

Charlton’s Body Repair is staying true to its philosophy in how the company treats cars and the community. (Photo from Facebook) seven decades.

“I’ve been doing this all my life – I grew up in the shop, and there’s nothing in that shop or this office that I haven’t done,” he said.

One of the staples of the family over the years, Chuck Charlton said, has been building

up those relationships with customers. Much of their customer database is through wordof-mouth according to Charlton, who said the shop has had customers that come in from as far as Waller, The Woodlands, Tomball CHARLTON’S CONTINUES on pg.12

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A Helping Hand

Q: A:

from

Ed’s Pharmacy 3740 Cartwright Road (@ FM 1092)

(281) 499-4555

Cholesterol-Lowering Medication Options

Cholesterol is a substance that is created in the liver or introduced to the body from the diet. Too much bad cholesterol in the body can cause a thick plaque to develop in the artery walls which can cause blood clots. Blood clots in the narrow arteries can lead to heart attacks, stroke, and damage to the blood vessels. It is important to lower total cholesterol to keep the cardiovascular system healthy. Many medications are available to help lower bad cholesterol. HMG Co-A Reductase Inhibitors, commonly known as statins, are medications that work in the liver to stop the production of cholesterol. Common statins include atorvastatin (Lipitor) and rosuvastatin (Crestor). Muscle soreness is a common side effect, but if the muscles become severely weak and painful then there may be a more severe problem. Bile acid binding resins such as Pravachol (cholestyramine) work in the gut to help reduce cholesterol, but it can lead to constipation and gas. Niacin (Niaspan) helps reduce bad cholesterol and increase good cholesterol.

Q: A:

ASK THE EXPERT What do I need to know about having my vehicle towed after an accident?

Know which tow company you would use in case of an accident before you have an accident! You may contact the collision repair facility you would use in Chuck Charlton advance to obtain name and phone number of a reputable towing company. Keep this information in your glove box with your proof of insurance. If you are involved in an accident during business hours, it is wise to go ahead and have the tow company take your vehicle to the shop of your choice.

If your accident is after business hours, make sure you ask the wrecker driver where your vehicle will be towed. You may be in the situation where you will not have the opportunity to choose your tow company. In this case, ALWAYS ask what the charges will be an NEVER sign a tow bill that does not list the total charge. Be Informed?

May God Bless our Men and Women in the Military

Charlton’s Body Repair

ASK THE EXPERT

I have just been diagnosed with a hearing loss; do I need to get hearing aids now or can I wait until my hearing is really bad?

Obtaining hearing aids is a very personal decision and only you can decide when you are ready to pursue amplification. Several of our patients have commented that the only regret they have is they wished they had obtained their hearing Terry Snook AuD, FAAA devices sooner. Research has indicated that getting amplification sooner instead of later is beneficial to a patient with a hearing loss. Sensory deprivation is real and even though your hearing loss may not be severe, you do get used to hearing things differently.

The longer you wait the more difficult it is for you to acclimate to hearing sounds you have gotten used to not hearing. Dr. Frank Lin and Dr. Susan Resnick recently published a study in “The Archives of Neurology” in 2011 that revealed that hearing loss is related to dementia.

When hearing loss is present, more cognitive resources are dedicated to auditory processing. This can diminish the cognitive reserve available to other cognitive processes and lead to an earlier onset of dementia.

At Advanced Hearing Center we recommend and enjoy assisting our patients obtain better hearing. We recommend you gather as much information as you can, maybe schedule an appointment, or call us with any questions or concerns you may have.

Advanced Hearing Center www.advancedhearingcentertx.com 1223 Lake Pointe Parkway Sugar Land, Texas 77479

281-491-0200

Q: A:

ASK THE EXPERT WHAT IS A MEDICAL POWER OF ATTORNEY?

A Medical Power of Attorney (MPOA) is a document signed by a competent adult, giving an agent, (a trusted person), the authority to make health care and medical decisions when the principal (you) is Margie Connolly, not able to make such decisions. A MPOA makes it Attorney clear to health care professionals whom you wish to make health care decisions for you. The need for the MPOA has become increasingly vivid during the current Covid-19 crisis.

Your agent CANNOT make medical decisions for you unless you cannot make decisions for yourself. And, when you are able to make decisions for yourself again, the agent no longer has that authority.

The MPOA is different from a living will or Directive to Physicians, which tells your doctor the kinds of extreme medical procedures you want or do not want, in the event of irreversible and incurable, terminal condition.

Both documents are recommended for assuring that your wishes for your medical treatment are carried out. Please consult a qualified attorney for more information.

Margie Connolly, Attorney

Local Family Business since 1957 1131 Staffordshire @ 5th Street • Stafford, TX 77477 www.charltonsbodyrepair.com

281-499-1126 4

March 2021 H The Fort Bend Business Journal

mmconnollylaw@gmail.com www.mmconnollylaw.com

4610 Sweetwater Blvd., Suite 200, Sugar Land, TX 77479

346-309-4236

Autism Awareness Month: A time to take action and build acceptance For The Business Journal The CDC estimates one in 54 children has autism spectrum disorder (ASD), a developmental disability that can cause significant social, communication, and behavioral challenges.

“Having autism is like looking at three TV channels, listening to the radio, and reading ten letters all at one time, with the mental assignment to read just one letter and give one response,” explained Jennifer Smits, a young adult on the spectrum.

“With the expectation to do this fast, this situation becomes chaotic, unpredictable, and threatening. It makes me angry, sad, and aggressive.”

This is the reality for many children today, and the parents and caregivers assisting their children in navigating this world is another challenge. Organizations like Hope For Three work to raise community awareness and provide resources and support, in the form of financial aid, to families with children diagnosed with ASD. Worldwide, the upcoming month of April is dedicated as autism awareness month. For Hope For Three, this is an opportunity to inspire action and acceptance, not just awareness. The annual cost of care for one child with autism is

In 2012, Jennifer Smits, a high school student from the Netherlands, connected with Hope For Three through social media. Today she is interning as a notary in her homeland. (Contributed photo)

estimated at $60,000, which is more than the minimum average household income for Houstonians at $51,203. Over the past decade, Hope For Three has awarded more than $1.1 million in financial aid, directly impacting families, and provided resources to more than 4,000 inquiring parties.

Additionally, this local nonprofit has impacted more than 16,600 students, counselors, nurses, and educators through programs such as Teen Huddle and It’s Cool To Care. A collaborative effort with the Fort Bend County Sheriff’s Office Crisis Intervention Training (CIT) program allowed Hope For Three to train more than 2,000 members of law enforcement

on the characteristics of autism and engagement strategies.

“There is not a known cause for autism, but we have the honor and privilege to serve as a beacon of hope for children who need early intervention resources and proper treatment; supports that can forever change a child’s future,” Hope For Three CEO Darla Farmer said.

“Having served the autism community for a decade gives us the confidence to expand programs and continue to provide help and hope for ‘differently able’ children,” shared Farmer.

In place of their annual’ Strike Out Autism’ family fun event, and in honor of the organizations 10th Anniversary, Hope For Three will host a virtual production, ‘The Temple Experience,’ featuring the world’s most famous person living with autism, Temple Grandin on April 3 from 7 p.m. to 9 p.m. Learn more about this online extravaganza and how people can take action towards improving acceptance of people on the autism spectrum at www. hopeforthree.org or email contact@ hopeforthree.org. Individual tickets, Watch Party’s, and autism resources are available online also. Hope For Three Autism Advocates. A Beacon of Hope since 2011.

The Montgomery Family leads the autism awareness parade at the annual Strike Out Autism Family Fun Day hosting over 450 family members from the autism community. (Contributed photo) The Fort Bend Business Journal H March 2021

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The Integrated Pest Management Story Written by Donna George Integrated Pest Management, Inc. located in Richmond, has been a familiar presence in local communities since 1984.

Owners Frank Comstive and Bob McQueen first teamed up as a temporary sales team for another small Houston-based pest control company. Their enthusiasm and natural ability to connect with potential customers proved to be a winning combination. However, they soon learned that their employer could not fulfill the promises he had made to them or the new customers.

Fortunately, the industrious pair had the vision and determination to turn a bad situation into an entrepreneurial opportunity. They were able to take ownership of the failing business and turn it around.

Bob said that from the very beginning they understood that educating themselves was vital to their survival as a company.

They sought out experts working in entomology, scholars at Texas A & M University, and mentors in professional pest control trade associations.

“With that knowledge in hand, we saw

an opportunity to provide a common-sense approach to pest control problems. By understanding the biology and behavior of the insects we were trying to control, we realized that chemicals alone are not the best answer to solving pest problems,” he added.

Sharing information, building lasting relationships, and doing what you promise are cornerstone philosophies for this family-first local business. Today that eagerness to share knowledge is demonstrated in each customer interaction.

It is a philosophy instilled in each employee.

Over 20 years ago, Integrated Pest Management, Inc. added a small retail store to serve its do-it-yourself neighbors. Visitors to the retail store on Hwy 90A in Richmond

are likely to be greeted by Bob’s son Jeff, the company’s General Manager. We encourage customers to stop by, ask questions, or just give us a call. Those strong company values established so long ago are here to stay.

Frank said that the challenges faced in the early days of Integrated Pest Management, Inc. helped to strengthen their commitment to service.

“We show up when we promise, do what we say, and protect your home, family, and pets from pests the same way we would our own families,” he said.

Bob added, “We’ve been doing what we promise for over thirty-five years and plan on doing exactly the same for at least another thirty years.”

Family-Owned • Serving Fort Bend County Since 1984 Integrated-Pest.com • 1118 E Hwy 90A, Richmond,TX 77406 • 281-341-1761

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March 2021 H The Fort Bend Business Journal

PPP CONTINUED from pg. 2

nothing to do with small businesses being turned away from PPP loans. Our company works with thousands of small businesses each year, and we have heard from very few who couldn’t get a meeting with a lender.

No, the problems are difficult to solve and that’s probably the reason the Trump Administration and now the Biden Administration won’t address them.

Problem 1: Criteria was wrong When Congress passed this second version of PPP, they set the qualifier that a business had to show a loss of 25 percent of revenue in any given quarter of 2020 compared to the same quarter of 2019. Why such an arbitrary and big number?

According to one survey, small businesses in North America run at a profit margin of about 7 percent. So if a business lost 15 or 20 percent of revenue, and that business happens to increase margins the higher the revenue (that’s called “scale” and it happens a lot), then they’re as dead as a business that lost 30 percent of its revenue.

Problem 2: SMBs don’t have accountants There is little data out there, but a survey published a couple of years ago said 45 percent of small businesses don’t have an accountant or

a bookkeeper.

Guess what? The smaller the size of your business, and the fewer employees you have, the more likely you are to not have someone who manages your books. And if you don’t have someone properly filing payroll taxes and yearend taxes, you won’t have the forms needed to apply for PPP. Guess what else? The businesses the Biden Administration wants to target with this latest PPP news are the smallest among us. This is why the changes will not work.

Applying for these PPP loans is not easy work. My company has a CFO and we still have had issues with two of our sister companies.

Imagine what it’s like for a four-person shop with a messy check register.

Problem 3: There’s a lack of trust in big brother This isn’t a political statement, but if we’re talking about the smallest of small businesses, and based on Problem 2, has Congress ever considered that many small businesses don’t necessarily want to turn over their financials to the federal government?

It’s not that these businesses are trying to commit fraud. It’s that they don’t have a full-time bookkeeper, they’re concerned about turning in documents that might get them in further trouble. Many are worried they may get slapped with a big tax bill if they apply for this loan.

$

And here’s the double-whammy: Not only are business owners worried about getting punished, a number of them are also concerned that some of the funding won’t be forgiven. And you know what small businesses really don’t want right now? Any more debt.

Problem 4: Forgiveness is way too hard After the first round of PPP, businesses had to fill out applications to receive forgiveness.

These things were monstrous, which takes us back to Problem 2. Half of small businesses don’t have accountants.

The misery of filling out the forgiveness applications in the first round has absolutely discouraged small businesses from applying for the second round.

There may not be a solution to the problem, as we have to stop fraud and we have to account for the money. But it can’t be lost on administrators of PPP that this served as a detriment to reaching the smallest and minorityowned businesses most in need of this stimulus.

As the PPP news continues to roll over the next week or two, members of Congress and the Biden Administration would do well to at least consider ways we can overcome these problems.

Setting money into different pots, doing a PR campaign to attract the most vulnerable businesses, and adding folks like convicted (not for fraud) felons and Green Card holders will not solve the underlying problems.

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RE/MAX FINE PROPERTIES’ FLOWERS SERVES CLIENTS WITH UNIQUE BACKGROUND COVER STORY

LANDAN KUHLMANN

BY

When RE/MAX Fine Properties’ Jerry Flowers retired from the United States Army a few years ago, he already had a plan in mind – real estate. With his financial and management experience, plus a grandfather who owned investment properties, he believed it was the perfect way to continue his passion for service.

“I knew I wanted to do it, and was going to get out of the Army and do it,” he said.

Fast forward to 2021, and that dedication had led to Flowers previously being named a Top 150 producing realtor in the Houston region. His team was also named one of RE/MAX’s top producing teams in both the third and fourth quarter of 2020 despite the COVID-19 pandemic taking hold of the region.

Flowers brings more than 20 years of experience in real estate to his clients, thanks to his time in the Army. Having previously worked as a financial manager in the Army for more than two decades, he believes he also brings an increased level of integrity, determination, loyalty and communication skills to go above and beyond to meet his clients’ every need.

“There’s a lot of times when I’m answering my phone at 9 or 10 p.m. – there aren’t a lot of realtors

8

that do that,” he said.

Flowers said he brings experience to the table as both an analyst and an advisor who is able to assist with all a person’s residential needs.

Whether it be first time home buyer’s or investment property Flowers or someone trying to add to their portfolio, he said and his team are the ones for the job. As he owns several investment properties in the area, he also knows how to read any trends or fluctuations in the market that might be relevant to his client.

“My main objective is to document my client’s needs and match then with the right property,” his HAR bio reads.

Flowers said he is a people person and loves to interact with the community, industry professionals and his clients. If he’s not selling properties and homes, he can likely be found at the Gridiron Bar and Grill that he also owns just across the parking lot from his RE/MAX Sugar Land office at 4500 Hwy. 6, as well as at community events in the area.

“My travels have taken me across the globe and these experiences have deepened my desire to assist my client’s with one of the biggest decisions in their lives,” his bio reads. “I understand how to interact March 2021 H The Fort Bend Business Journal

with different cultures and I am very considerate to their needs.”

As the county and its population continues to grow and evolve, Flowers knows that no two people or couples are the same, understands much change has happened since he started his real estate journey in 2014. But he believes he’s up to the challenge and that his unique background gives him a leg up.

“No transaction or client is the same but I am confident that I can tackle each and every situation while always placing the needs of my client above my own,” his bio reads.

Above all, Flowers said his whole philosophy – personally and professionally – hinges on a simple desire to serve the Sugar Land and Fort Bend County communities however he can.

Whether it’s previous tours in Afghanistan, Kuwait and Iraq in the army, helping someone find that perfect property or providing them a masked up and socially-distanced refuge from work at Gridiron Bar and Grill, he said it’s one that has served him well.

As both an agent and neighbor within the local community, Flowers is dedicated to service of others, and said he’s eager to help people find their forever homes.

“I love to help people – it’s just a sense of wanting to help everyone,” he said.

To inquire about Flowers and his team or to see if they’re the ones for you, give him a call at 832-7025241, email jerry@dreamhomesbyjerry.com or stop

by RE/MAX’s Sugar Land office to see for yourself.

4500 Highway 6, Sugar Land, TX 77478

JERRY FLOWERS

Real Estate Agent, MBA, CNE, ABE Army Veteran (RET) • 832-702-5241 • Jerry@dreamhomesbyjerry.com The Fort Bend Business Journal H March 2021

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CHARLTON’S CONTINUED from pg. 3

and other Houston suburbs for their auto repair.

“We treat our customers like they’re family,” he said. “If you’re fixing your car and the insurance company pays for a used door I wouldn’t put on my car; I’m not putting it on yours.”

In one instance, one accident occurred near downtown Houston and the Medical Center, he said, which involved two customers who had each been going to the body shop for more than 20 years. “(One woman) said, ‘If you take it to Charlton’s then I’ll pay for it.’ And the lady she was talking with said, ‘Well that’s who I use,’ ” he said with a laugh.

That interaction, he said, is the essence of what has helped the company keep persevering through whatever curves life throws – whether it be recession or the

12

TRACY WALKER,

AUTO REPAIR & SERVICE

281-261-2306

13743 Stafford Road • Stafford, TX 77477 MON-FRI: 8AM-5PM

COVID-19 pandemic that has gripped the Houston region for the better part of the last year.

“It’s been a scary year. The only thing I can say is that I appreciate all my customers that have kept us business all these years, and especially during this trying time the last year,” he said. “We’ve a lot of good customers – and new customers – over the last 12 months.”

From a quick glance at Google reviews, it appears the customer service philosophy has not lost its effect. The shop has a rating of 4.8/5 stars on Google with 48 reviews.

Charlton’s also has an “A+” rating from the Better Business Bureau.

“I had a great experience with Charlton’s and would recommend them to anyone in need of body repairs to their vehicle,” Zachary Moore wrote. “Top-notch customer service, and I was very impressed with their work.”

Added Gabriel M.: “I can’t recommend March 2021 H The Fort Bend Business Journal

Charlton’s Body Repair enough to friends and family. I hope I am never in a situation where I will need their services again, but if I am, there will be no hesitation. Good old fashioned customer service and integrity.”

That’s just the way of the family, Charlton said, since the shop was founded. In his mind, it’s the only way to do business.

The shop is open Monday through Friday from 7 a.m. – 6 p.m. Community members can stop by the shop at 1131 Staffordshire Rd. or give them a call at 281-499-1126 – the same number they’ve had since 1962.

“They’re treated just how we want to be treated. I don’t care if somebody’s rich or poor, they all deserve the same respect. I want my customers to be taken care of, and I’m going to do everything I can to make sure that they are,” Charlton said. “Any business makes a mistake – it’s how the business cures the mistake that matters. You get your car fixed here, you’re going to be taken care of.”

Honored to be your choice for life insurance.

Residential & Commercial Pest Control www.integrated-pest.com

281-341-1761 1118 E Highway 90A Richmond, TX 77406 ipmi@comcast.net

LISA N SIMS, AGENT

Full-Service & Do-It-Yourself Solutions

Serving Fort Bend County & Greater Houston Area Since 1984

Monday - Friday 9 - 6 Saturday 10 - 2 After hours by appointment

11647 S Highway 6 Sugar Land, TX 77498 Toll Free: 281-201-2448 lisa@agentlisasims.com

JUSTIN BEAM Owner

21226 Andrea Park Dr., Richmond, TX 77406 832-232-1799 (cell) 866-561-8014 (fax) justin@beamroofing.com www.beamroofing.com

T H E M O N T H LY

BUSINESS MAGAZINE

Contact John Sazma for advertising rates

281-690-4206 • jsazma@fortbendstar.com The Fort Bend Business Journal H March 2021

13

Using our relationship with thousands of small businesses to provide information for you every day.

mcelvypartners.com 14

March 2021 H The Fort Bend Business Journal

FOCUS You can demonstrate this resilience by answering these questions: What is your specific goal? What obstacle do you face in achieving this goal? How can you overcome this obstacle?

Here are some examples of how this resiliency process works: • Goal: Building sufficient retirement funds To build sufficient retirement income, you need to invest in the financial markets through your 401(k), IRA and other accounts. But how should you respond when these markets go through periods of volatility? Your best defense is to remain invested. If you were to jump out of the market every time it dropped, you’d probably miss out on the rebounds that followed. Also, over a period of decades, the effects of shortterm market fluctuations tend to diminish, so while the results of any particular day or week may not look good on your investment statement, the importance of these results may diminish in 10 or 20 years.

• Goal: Maintaining steady cash flow Keeping a steady cash flow is essential to meeting your daily and monthly expenses. So, it’s obviously important that you maintain sufficient earned income. But what happens if you encounter a serious illness or injury that keeps you from work for an extended period?

Depending on the length of time you’re not working, you could feel a real financial pinch, so you may want to consider some type of disability insurance. Your employer may offer a shortterm policy as an employee

Resilience is the key to meeting financial goals benefit, but it might not be sufficient, so you may need to look at private coverage. · Goal: Keeping retirement accounts intact Ideally, you’d like to leave your IRA, 401(k) and other accounts intact until you need to start tapping into them when you retire. But what if you face an unexpectedly large medical bill or you need to replace your furnace or get a new car? If you don’t have the money readily available, you might be forced to dip into your IRA and 401(k), incurring taxes and potential penalties and leaving yourself fewer resources for retirement.

You can help avoid this setback by creating an emergency fund containing three to six months’ worth of living expenses, with the money kept in a liquid, low-risk account.

• Goal: Having confidence in your strategy To achieve your important financial goals, you need a strategy – and you need to believe in it strongly enough to keep following it during all types of stress

on the financial markets. It’s not always easy to maintain this conviction – less than half of Americans are confident in their abilities to recover quickly from difficult financial situations, according to a new survey from Edward Jones. One way to help gain this confidence is by working with a financial advisor.

In fact, 36 percent of those surveyed began working with a financial advisor in 2020 for help navigating the past year.

The importance of receiving good advice became apparent during the COVID-19 pandemic, which brought about a variety of financial worries, such as job loss, retirement considerations, caregiving for elderly parents or providing financial support to adult children.

You will face some challenges on your journey toward achieving your financial objectives. But by being resilient, you can stay on the right road.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

Edward Jones, Member SIPC

The Fort Bend Business Journal H March 2021

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59

FORT BEND COUNTY

BUSINESS PREVIEWS

DBA (Assumed Names)

(+) = More Names

This is a sample of the Assumed Names (DBAs) filed at the Fort Bend County Clerk’s office. More Assumed Names may be viewed online at http://ccweb.co.fort-bend.TX.us/RealEstate/SearchEntry.aspx. These names are catagorized by zip code & color cordinated to represent each zip code's area on the map shown above.

77461

ROBINSON ROBERT SETH ROBIN SOLUTIONS 14315 STEFFEK STREET 77461

77469

ASHWORTH MICHAEL (+) THE LOST SPARROW (+) 8903 FAIRCHILD ROAD 77469 JOHNSON SHAUNA NICOLE (+) DESTAN’S NECESSITIES 22155 WILD WOOD PARK RD #1024 77469 ALWAZZAM ALAA (+) ALZA 7910 SUMMERDALE DR 77469 ALVAREZ SILVIA ELIZABETH (+) MAGICIAN STUDIO 5400 FM 1640 E 77469

16

JOHNSON ZENA LENORA 3DEGREE NOTARY SERVICE 2923 SAGE BLUFF AVENUE 77469

PEREZ-JARAMILLO MAGGIE JARAMILLO LAW OFFICE 19901 SOUTHWEST FREEWAY 77479

FOSTER JOHN JOSEPH JR (+) JOHN FOSTER TENNIS 1230 BRAZOS TRACE DR 77469

77498

PUSTEJOVSKY DAMON NICOLE MAKES DAMON CRAFT 8730 GLADIOLUS DRIVE 77469

77479

SOLIS MIGUEL JR (+) MIGUEL CONSTRUCTION SERVICES 15310 TOMASA ST 77498 BELL LATUNIA (+) MLT TRUCKING 11569 HWY 6 SOUTH #240 77498

HASKER AADRIAN DUNTE ALI FASHION SPOT 20 TWIN VALLEY DR 77479

BELL LATUNIA (+) YHL CONTRACTORS 11569 HWY 6 SOUTH #240 77498

NUNEZ CHRISTIAN JOEL CJN AUTO TRANSPORT 6006 GIDEON CT 77479

PETKAU CHRIS RYAN PROUD PAINTBRUSH THE 14010 MARY SUE CT 77498

MBOUP SOULEYMANE SOUMAYA & BJS UNION (+) 215 DARBY TRAILS DR 77479

AGHOLOR ZAIN TOCHI ZAMARI CASES 2 STADIUM DRIVE APARTMENT 1409 77498

March 2021 H The Fort Bend Business Journal

DBA (Assumed Names)

(+) = More Names

FRANCISCO JAYLYNN (+) MY GLOBAL BASKET 7803 HEATHER HARVEST WAY 77407

77053

READEAUX FERDINAND ANDREW (+) C & R INVESTMENTS (+) 6222 PRESIDIO DR 77053 BLANTON ASHLEY (+) SHE NOTARIZED SIGNATURES 3827 WIMBERLEY HOLLOW LN 77053

77083

CHIDOMERE IKECHUKWU IR INTERNATIONAL 16731 BEECHNUT STREET 77083 OJESINA ADEBUKOLA (+) BUCKY EVENT & SERVICES 8618 LONE MAPLE DR 77083

77406

FRANCISCO JAYLYNN (+) GAEA ORIGINS 7803 HEATHER HARVEST WAY 77407 OGOKE ONYEKACHI T (+) IT BEAUTY 8620 GRAND MISSION BLVD 77407

77459

DEGAND JOHN LLYN TRUMPET SERVICES 2226 CRESCENT WATER 77471

BARTHOLOMEW ANGELIQUE (+) INTUITIVE GLOBAL CONSULTING 2803 FOUR WINDS DRIVE 77459

GARDUNO GUSTAVO ARMANDO CRUZ (+) ARQTECSHOP 5525 READING RD 803 77471

BAUGH FALLON DENISE TRAPSTAR FILMS ENT. 1314 BELLINGHAM PARK DRIVE 77459

TONKIN ALLISON (+) A TOUCH OF BLUSH DESIGNS 3215 GOLDEN HONEY LN 77406

ALDRIDGE TIMOTHY CARLTON (+) ALDRIDGE HEALTHCARE CONSULTING 3119 GLENN LAKES LANE 77459

BYERS MEREDITH JANE (+) AFFORDABLY AWAY 2407 CHURCHILLS FERRY 77406

ALEXANDER TONIA JANEEN (+) CALLED TO SERVE COLLABORATIVE THE (+) 10322 CAPE HATTERAS WAY 77459

77407

BROUSSARD DENRICA R WICKS & MOODS 2331 BERMUDA PALMS DR 77459 BORKOVICH JEFFREY K (+) JKB RE INVESTMENTS 2930 CAMELOT LANE 77459

77471

CORTINAS JACQUELINE (+) POLKA DOT PETALS 6319 CARNABY LANE 77471

CALVILLO DANIEL RELIABLE DIESEL SOLUTIONS 18339 PIN OAK LAKE DR 77407

IRBY STASHA MAGNOLIA MOBILE NOTARY SERVICE 3315 RAINFLOWER SPRINGS LANE 77471

NGUYEN THIEN QUANG WYNN CONSULTING 16839 BONNYTON DR 77407

OBERHOFF ROBERT (+) ROBERT ALAN OBERHOFF POLITICAL CAMPAIGN RAOPC 810 BROOKS AVE APT 613 77471

HOWARD TABATHA N (+) LIFETIME OF SERENITY 20220 BELLAIRE BLVD #1111 77407

OBERHOFF ROBERT (+) MIRACLE ENERGY & SOLAR 813 BROOKS AVENUE STE 613 77471

ROMAN PEREZ JAYME LA CUEVA CUBANA 3402 PHOENIX CT 77459

TRAN PHUNG K GRACIE BUNBUNS BAKERY 8326 CRESCENT KNOLLS DR 77406

PLUMMER CRYSTAL DANIELLE NESTING IN KATY 7518 ROCKAWAY POINT LN 77407

OBERHOFF ROBERT (+) MIRACLE CREATIVE STUDIO / FRIZZLE REPORT (FIRE REPORT) 810 BROOKS AVE APT 613 77471

FORD ANDREW (+) A. FORD AFFORDABLE SOLAR SCREENS (+) 1910 LOUISE ST 77471

BAUGH FALLON DENISE REDROSE TAX SERVICE 1314 BELLINGHAM PARK DR 77459

JONES ERICH RAY JR (+) ERICH JONES JR 18614 TWILIGHT ARBOR TRAIL 77407

OBERHOFF ROBERT (+) MIRACLE / DIGITALRAO (PARENT COMPANY) 810 BROOKS AVE APT 613 77471

JOHNSON AARON LAMART (+) JUICETOX 2.0 4307 BOBOLINK CIRCLE 77459

ARCENEAUX DANE CHRISTOPHER JR MR BELLYMAN CHILI & MEATS (+) 1706 HACKBERRY HEIGHTS DR 77406

OKOPIE DOMINIC RENALDO TEAM OKOPIE MERCH 18619 TWILIGHT ARBOR TRAIL 77407

810 BROOKS AVE APT 613 77471

OBERHOFF ROBERT (+) DIGITALRAO TECHNOLOGY SOLUTIONS DTS

The Fort Bend Business Journal H March 2021

77477

VINSON DOMINIQUE (+) DOMINQUE’S HAIR 106 KINGS COURT 77477 BARKER ROBIN SULLIVAN INTERIOR EVOLUTIONS M L (+) 12107 VALENCIA ST 77477 BARKER JOHN WILLIAM JOHN BARKER FREIGHT 12107 VALENCIA ST 77477

77450

MORIN RAQUEL ANJA (+) SPACE TIGER PRODUCTIONS 21523 CEDAR COVE DRIVE 77450 GHAURI DANIA (+) BADELLA 21835 BLOSSOM BROOK LANE 77450 QAMAR MUHAMMAD KRYPTON INFORMATION SERVICES 5515 LANGHORNE CT 77450 BOROMAND SHADKAM SEDIGHEH (+) PRECISE HOME IMPROVMENT 6359 DEEP CANYON DRIVE 77450

77545

PINEDA JUAN C TEXAS LOGIC PLUMBING 311 FIG DR 77545

17

FAMILY HEIRLOOM VIDEOS Capture Your Family History Using Video Video... it’s a powerful tool and we can help.

3944 Bluebonnet Drive • Stafford, Texas 77477 281.690.4280 • StarVideoProductions.com 18

March 2021 H The Fort Bend Business Journal

STAR Digital

STUDIOS

SERVICE DIRECTORY A/C AND HEATING TAURUS MECHANICAL,INC Cell (832) 731-5256 www.houstonheatingandcooling.com Taurus Mechanical, Inc. is a locally-owned business and has been serving customers in Sugar Land, Missouri City, Richmond, and Katy in the state of Texas for the last 33 years since 1986. We provide residential and commercial services. We provide Quality and Integrity in our service.

ADOPTIONS AND COUNSELING RAINBOW OF LOVE 281 438-6588 www.rainbowoflove.org Rainbow of Love is a Social Services non-profit that specializes in Adoption, Counseling and Parenting Classes.

The agency was founded in Fort Bend County in 2003 and continues to have a Fort Bend office in Missouri City.

The Adoption program works with families and expectant parents from all over Texas and most states of the United States.

The Counseling, Parenting Classes, Case Management and Charity programs focus on local Fort Bend and Harris County communities.

ADVERTISING Fort Bend Star 281-690-4200 www.fortbendstar.com We have been delivering a free community newspaper to homes throughout Fort Bend County longer than ANY OTHER newspaper.

Fort Bend Business Journal 281-690-4200 www.fortbendstar.com The Fort Bend Business Journal is a monthly magazine that focuses on the business community of Fort Bend County. It is direct-mailed to businesses throughout Fort Bend as well as all chamber of commerce members in the Fort Bend County area. The Business Journal features news stories about businesses, people, and events of importance to the local business community.

ALTERATIONS & TAILORING LIZ’S TAILOR and ALTERATIONS 281-242-3193 www.lizstailor.com 3626 Highway 6 South (In the Luby’s/Big Lots Shopping Center) Sugar Land, TX 77478

Our Alterations Service for Ladies and Gentlemen include: Full resizing of your dress or prom to make a perfect fit; hem pants & jeans, taper in and out; shorten jacket sleeves and zipper changes. We fix your clothes at affordable prices. We offer professional tailoring. We will make your clothes from a catalog or pattern.

For one-day or immediate service, please call Liz at 281-242-3193. We offer free estimates or visit us at www.lizstailor.com or email us at liz@lizstailor.com.

AUTO REPAIR / MAINTENANCE Charlton’s Auto Body Repair and Vehicle Detailing 281-499-1126 www.charltonsbodyrepair.com Chuck Charlton, 1131 Staffordshire @ 5th Street, Stafford, Texas 77477, Charbody@aol.com, Fax: 281-4991694, Complete collision repair. Frame & Unibody straightened. Expert computer color matching. Custom painting & pin stripping. Honest service. 79 Years Strong and 3 Generations Proud!

GARAGE DOOR SERVICE Alliance Garage Doors 832-768-1897 www.alliancegaragedoorstx.com Alliance Garage Doors has been locally owned and operated for the past 25 years in the Sugar Land/Missouri City/Richmond/ Rosenberg/Katy area. We install, repair, and sell all makes and models of garage doors and openers and provide free estimates on request. For all your garage door needs, please feel free to give us a call!

INSURANCE AGENCIES Goosehead Insurance 281-643-0996 www.gooseheadinsurance.com/ andrew-haley-insurance “Goosehead Insurance brings years of experience and expertise in serving your Auto, Home, Life & Commercial Insurance needs. As your Risk Management Advisor, Andrew Haley understands the value of safeguarding what matters most to you and will work on your behalf to bring you the best insurance options based on your individual needs. You will be met with unmatched customer service, integrity and expediency.”

JEWELERS Gold Connection Jewelers 281-344-9900 • We Buy Gold www.goldconnection.net We are a full-service jewelry store in your neighborhood. We offer diamonds, gold and silver jewelry and watches. Repairs are done on our premises. Custom design is our specialty. We offer front door parking for your convenience. Our hours are M-F from 10:00-6:00 pm and again on Sat from 10:00-4:00 pm. We are located at 206 Hwy 90A, Richmond, 77406. Come see our fabulous inventory!

MACHINE TOOLS Schofield Company 281-217-4799 The Schofield Company, has been in business since 1980, in Fort Bend County, specializing in American Made Machine Tools. Primary products are Wellsaw metal cutting bandsaws, made in the Kalamazoo, Michigan since 1926. Also McEnglevan, (Mifco), melting furnaces made in Danville, Illinois, for melting non-ferrous metals such as Brass, Bronze, Aluminum, Gold, and Silver. Used primarily in college art departments to make sculptures from wax art work. Contact Mike Schofield for further details.

NETWORKING Fort Bend Chapter - BNI Fort Bend Business Network International, the oldest networking chapter in the Fort Bend Chapter - BNI network, is a group of like-minded business owners who meet to network every Thursday morning at 7 am on Zoom meeting. Membership is limited to one professional per category. However, the organization does have some open categories and is looking for entrepreneurs who want to connect with a great group of people and grow their business! For information on how to come visit, please email jsazma@fortbendstar.com The Oyster Creek Rotary Club www.OysterCreekRotary.org This local club has been a member of Rotary International since 1979 and is a volunteer organization dedicated to serving the Missouri City and Stafford communities.

The club’s mission is to promote world peace, eradicate polio and to support various organizations within our servicing area, through our annual fund raiser. Our volunteers come from many walks of life in CONTINUES

The Fort Bend Business Journal H March 2021

19

the business world. We welcome your visit the first Friday of every month, 12 p.m. at the City Centre, 2880 LaQuinta Dr. Missouri City, TX. 77459.

OPTOMETRIST My Eye Dr. 6026 Hwy 6 Missouri City, TX 77459 281-499-2600

PHARMACIES Ed’s Pharmacy 281-499-4555 Ed Sziy, 3740 Cartwright, Missouri City, TX 77459, Fax: 281-499-7088.

PHYSICIANS Brazos Springs Direct Primary Care 281-208-7959 1-877-774-5688 Fax www.brazosspringsdpc.com info@brazosspringsdpc.com 4103 S Main Street, Suite #120 Stafford, TX 77477 Board Family Physician using a membership mode for access to primary care services for an affordable monthly fee. Personalized, proactive care with zero copays or deductibles; convenient, prompt scheduling and near wholesale prices on labs and imaging. Elimate the middle man/ third party payers and connect directly to your doctor, putting an emphasis on quality medical care, patient experience and transparency in pricing, DPC is proven to reduce health care costs and save patients and employers money. Now enrolling individual patients; children 5yrs and up, and adults. Also enrolling employees on our employer pricing program for small and large businesses. Visit our website, call or email for more information.

The Immunization Clinic Be wise, test and, immunize 281-313-7468 office 281-313-7470 fax www.houstonvaccines.com houstonvaccines@gmail.com 3727 Greenbriar Dr. #403 Stafford, TX 77477 CDC certified Yellow fever provider of domestic and travel vaccines, Flu vaccines, TB skin tests, Drug testing and titer testing for adults and children for college, work, travel, immigration, pre-employment and post-accident testing. Open for appts M-F and 2 Saturdays a month.You can come to our site TB skin tests, Drug testing and titer testing for adults and children for college,

20

work, travel, immigration, pre-employment and post-accident testing. Open for appts M-F and 2 Saturdays a month.You can come to our site or we come to you for mobile testing and administration of vaccines for groups and churches.

PREGNANCY RESOURCES Pregnancy Resource Medical Center 281-232-2375 www.prmcfortbend.org The Pregnancy Resource Medical Center is a nonprofit that helps women by offering free pregnancy tests, ultrasounds, peer consultations, classes and parenting resources. We are looking for volunteers, financial partners and church liaisons to help us reach our community. You can share the joy of helping hurt hearts and saving lives. We are located at 4411 Avenue N Rosenberg, TX 77471

REAL ESTATE Colliers International, formerly Curtice Commercial Real Estate 281-494-4769 kolbe.curtice@colliers.com Kolbe M. Curtice, CCIM, CLS, 15999 City Walk, Suite 250, Sugar Land Square located at U.S. Highway 59 & State Highway 6, Fax: 281-494-3227, Brokerage, Development, Investment and Tenant Representation, 30 years experience in Fort Bend.

Johnson Development Corp.

713-960-9977 www.johnsondevelopment.com More top-selling communities than any other developer in America.

Larry Johnson 5005 Riverway Dr., Suite 500 Houston, TX 77056` Keller Williams Southwest 1650 Highway 6 Suite 350 Sugar Land, TX 77478 281-265-0000 http://www.kwsw.com

tors, air conditioning coils, lead and other scrap metal. We seek to protect the environment through our intake and processing of scrap metal product usually destined for landfills. Our friendly staff values you as a customer and provides the VIP treatment to make your experience with us a profitable and efficient one. If you’re not selling me your metal, we both lose money!

SENIOR LIVING Inspired Living at Sugar Land 6400 Oilfield Rd Sugar Land, TX. 77479 713-234-1926

VIDEO SERVICES Star Digital Studios • 281-690-4280 www.starvideoproductions.com A full service video production studio providing all phases of video production including professional writing, videography, editing, DVD duplication, distribution; also video deposition services to the legal community. For video needed for a TV commercial, website posting, employee training, promotional DVDs, special presentations, coverage of live events/ trade shows, or corporate videos, give us a call. If you are interested in something you do not see on our website, let us know and we’re ready to accommodate your needs!

Every Home Every Week Your Countywide newspaper 281-690-4200

SCRAP DEALER/METAL RECYCLING Julius Metals • 281-499-6400 www.juliusmetals.com 3018 5th St., Stafford, TX 77477 Julius Metals has been FT. BEND COUNTY’S LARGEST SCRAP DEALER serving Fort Bend and surrounding counties for the past 31 years. As a proud and responsible member of the Fort Bend, Texas business community, we accept aluminum, copper, brass, stainless steel, vehicle radiaMarch 2021 H The Fort Bend Business Journal

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RE/MAX Hall of Fame RE/MAX Titan Club 2018 RE/MAX Chairman’s Club 2017 & 2019 RE/MAX Platinum Award Winner 2015, 2016 RE/MAX of Texas Top 250

Looking to Buy, Sell or Rent a Home?

JERRY FLOWERS Simplifying the Process Real Estate Agent MBA, CNE, ABE Retired Army Veteran 832-702-5241 Jerry@dreamhomesbyjerry.com www.Jerry.HoustonTxHomeSearcher.com

4500 Highway 6, Sugar Land, TX 77478

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