marketing & design
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Branding Identity | Armi Wealth Services - Sunshine Coast Logo Design
Business Cards
Letterhead
Email Signature
Branding Identity |Nash Surface Solutions - Sunshine Coast Website Design & Development Logo Design
Business Cards
NASH
SURFACESOLUTIONS www.nashsurfacesolutions.com.au SH N N A 62 A I R 9 AD 871 4 1 4 0 ash n@n
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NT TME A E R & T VES VAL O M G TIATI I E N R I ALIN N E LD O I S U T O & M G DUC ANIN Y RE E L G C R ENE ONE L ST A R NATU
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www.nashsurfacesolutions.com.au
Branding Identity | BKD Designs - Gladstone
Brand refresh: Logos, Business Cards BEFORE
BKD
AFTER
Designs
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BKD
Des
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Ben Dye
RESIDENTIAL
QBCC. 1264593
COMMERCIAL
Building Designer
M 0419 786 578 P (07) 4978 7661 E ben@bkd.net.au
TOWNHOUSES UNITS EXTENSIONS RENOVATIONS
bdaq member
www.bkd.net.au
Branding Identity | BKD Designs - Gladstone RESIDENTIAL
BKD
Website (Content Managment System)
COMMERCIAL
Designs
TOWNHOUSES UNITS EXTENSIONS
RESIDENTIAL + COMMERCIAL + DESIGN
Corporate Stationary - Letterhead - With Comp Slips
RENOVATIONS BKD Designs PO Box 7445 Gladstone Q 4680 P (07) 4978 7661 QBCC. 1264593 ABN 821 327 01154
TIAL IDEN RES IAL ERC M M S CO USE NHO W S O T UNIT S N IO ENS T X E S TION OVA REN
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Branding Identity | BKD Design - Gladstone Brochure (6pp DL) Booklet (24pp A4) BKD
Designs BSA Lic. No.728975
Ben Dye Principal Designer
RESIDENTIAL DESIGN SPECIALISTS
Ben specialises in residential design and town planning and is the senior graphic artist (digital imaging).
Working with you from concept to completion
Ben began his career in the building industry more than 15 years ago as a carpenter. After years in the building trade, Ben followed his passion for creating designs and completed 4 years at university to become a BSA qualified building designer.
RESIDENTIAL | COMMERCIAL TOWNHOUSES | UNITS EXTENSIONS | RENOVATIONS
BKD
Designs
Ben’s construction expertise means you can be sure that your design will be cost effective by avoiding ideas that are impractical to build, without compromising the creative design element of your project.
Architectural Design Specialists
An added bonus both for builders and clients is that Ben’s industry knowledge means he knows how to relate to builders and provide the plans they need to get the job done, saving time and money. Ben also has a particular interest in sustainable building design.
The 12 Stages of Design & Construction
Contact us about designing your dream home today from concept to completion. BKD Designs PO Box 7445 Gladstone Q 4680 P 07 4978 7661 E ben@bkd.net.au www.bkd.net.au
www.bkd .net.au
What is a Building Designer? As the name suggests, a building designer designs buildings which can range from a family home to a multistorey commercial complex. BSA licensed building designers are recognised by the Queensland Government as professionals in this field. As part of the Queensland Government’s program to protect consumers in the construction industry, building designers are licensed by the Building Services Authority (BSA). Depending on their experience and licence classification, building designers can assist with the following: • Commercial
• Industrial
• Restoration
• Residential
• Renovation • Unit Development
• Extension Work • Large building projects
Building designers can design you a building that is energy
efficient and comfortable, provides value for money and is suitable for your specific needs. The design will take into account your lifestyle, budget, site conditions, potential resale and long term maintenance costs. Your building designer not only designs your building but also can work with a team of other professionals to ensure that structural elements and other specialist matters combine with the aesthetics to produce a building which will look good but also will serve you well for years to come. Your building designer will prepare your working drawings and can assemble all the other documents required for the necessary approvals and construction. Your building designer can provide advise and assistance on town planning or other regulations relevant to your project. Some building designers will manage all your required approvals. When engaging your building designer, you should always request a written contract which clearly explains the scope of work for your particular project.
What’s the difference between a building designer and an architect?
In Queensland there is no difference, there are some differences in education and regulation between the professions but these make little difference to their design skills and industry knowledge. When should I contact BKD Designs? Before you buy your block of land or before you engage a builder you should contact BKD for your initial consultation. Our client interview process is specially designed to give us a clear understanding of your vision for your home or commercial project and will help us help you in choosing a block of land that is best suited to your dream design. We will take into account specific features, such as: • slope • orientation
• position • budget
• view • location • surroundings
Every building site is unique and has its own set of problems and possibilities. Our role is to overcome any problems and make the most of the possibilities.
Our practical knowledge of the building industry is an added bonus in helping you make an informed decision on whether or not the project is feasible without needing to prepare costly documentation.
RESIDENTIAL | COMMERCIAL | TOWNHOUSES UNITS | EXTENSIONS | RENOVATIONS
When you choose BKD Designs you are working with an award winning team of creative specialists who will be there with you for every stage of the design and building process, from initial concept to the completion of construction. Our team of experts will take away the hard work, stress and frustration to make sure that designing and building your dream home becomes a positive and rewarding and stress free experience.
www.bkd.net.au
Branding Identity |Resort Style Curtains - Brisbane, Gold Coast, Sunshine Coast
Logo Design Business Cards
www.resortstylecurtains.com.au
Branding Identity | Logo Design, Business Cards, Email Signature, Magazine Ad
Full page Ad - Australian Outdoor Magazine
energy efficient living art
water features & waterfalls
Living walls and waterfalls sustainable
Water features and vertical green walls go together to create living art Green Urban Projects create living works of art that purify the air making life more sustainable whilst injecting some green into the grey of our cities. Green Urban Projects’ design and install living walls, known as green walls or vertical gardens. The team at Green Urban Projects, have indepth experience of design, sustainability, project management, interior and exterior horticulture and extensive irrigation knowledge. We offer a complete package incorporating design, manufacture, installation and ongoing maintenance.
GREEN WALLS | GREEN ROOFS | GREEN PROJECTS
Branding Identity | Logo Design, Business Cards, Email Signature
N EWLIN E
FREIGHTERS
JOE CARABETTA DIRECTOR
0409 666 100
P 02 96514225 E joe@newlinefreighters.com.au Newline Freighters Pty Ltd ABN 47 309 198 878
7F 256 Newline Road, Dural NSW 2158 PO Box 204, Glenorie NSW 2157 www.newlinefreighters.com.au
7F 256 Newline Road, DURAL, NSW, 2158 | PO Box 204, GLENORIE, NSW, 2157 P (02) 9651 4225| E info@newlinefreighters.com.au
www.newlinefreighters.com.au
Branding Identity | Logo Design, Business Cards, Signage
N BROW29 N I V KE 11 18 71 M 04
Contemporary Homes for the Queensland lifestyle www.pacificblue2.com.au
Building Signage
2 1 122 F 545 m.au 7 8 9 20 .co P 547 ificblue2 Box 253 c a O p P @ 58 E kev Q 45 2 ree T 31 1 n 4 o Cott A Lic. No. 7 QBS
Branding Identity | GPS Wealth - Australia wide franchise Letterhead Logo Design
Business Cards
Branding Identity | GPS Wealth - Australia wide franchise Flyers, Brochures, Booklets
Branding Identity | Holmans Accountants & Holman McGregor Financial Services es to ing servic ls: the follow provide ncial goa your fina Holmans achieve assist you WEALTH
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Whether you are considering buying a business, setting up a business or you have owned and managed a business for years, this same question should remain, “Why are you in business and not on the golf course or sitting on a sun drenched beach with a good book?”
VICING TANTS SER ACCOUN SPECIALIST INDUSTRY LTHCARE THE HEA creating
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I suggest there are only two possible answers. Either you are a philanthropist or you want to make money. Focusing on the latter, if your goal as a business owner is to make money, ask yourself “How much do I want to make?” What amount constitutes success in your main business goal of making money?
“Why are you in business and not on the golf course or sitting on a sun drenched beach with a good book?”
MENT R INVEST
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BELIEFS
I am alluding to the fact that if you are in business to make money, your business is an investment and the fundamental objective of an investor is to derive a return. Therefore, it is imperative that a business owner, more appropriately a “business investor”, is aware of the following:
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1. What return does my business generate? 2. What return do I want my business to generate? 3. How can my business achieve the return I want? 4. What do I want to do with the return? 5. What is the exit strategy from my business?
•
What return does my business generate?
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Using the most current balance sheet and profit and loss statement, an accountant can calculate the current Return on Equity of your business. This is a measure of the return a business investor generates from their ownership interest in their business. For example, I spend $1,000,000 purchasing (or setting up) a business. Its adjusted net profit after tax at the end of year 1 is $110,000. The Return on Equity for my investment would be 11%. It is important to note that the Return on Equity is not necessarily paid out in cash. Some or all of it may be retained in the business for working capital and/or growth funding. This in itself is a reason to understand how much you want returned from your equity invested and when.
www.holmans.com.au
Written by Mitchell Baines, Senior Manager Holmans Accounting & Taxation
What return do I want my business to generate? A business investor must ascertain the return that he or she considers appropriate for their equity invested. To put things into perspective, what if I invest $1,000,000 in an interest bearing account with a bank earning around 5.5%? My Return on Equity, being the return I would receive on my $1,000,000 equity, would be $55,000 in an arguably low risk instrument/ environment. How does the Return on Equity for my business differ? Quite simply it doesn’t. If I take my $1,000,000 and purchase a business, as a business investor I want a return on my equity and I insist that it is greater than the 5.5% return I could get by investing my equity in a bank which has minimal risk and requires no time commitment. This is termed the Risk Free Rate of Return. So how much extra compensation do I require for firstly, getting out of bed in the morning and secondly, risking my equity invested in my business? The “extra compensation” is referred to as the “Risk Premium”. There are various ways of calculating Risk Premiums but the basic premise behind all of them is as follows: the less predictable the business, the greater the risk, so the higher the risk premium required. For example, a bond pays the investor a rate of return in the form of interest (its coupon) and guarantees a rate of return on the capital invested at maturity (at the end of the agreed term). Arguably, this is a low risk investment paying similar interest to a “Risk Free Rate” investment.
insurance services
© Holmans Pty Ltd 2012
What is important to you? Most people have made the discovery that how they answer these six easy questions can guarantee them peace of mind and save them money. YES NO • In the event that you are unable to earn an income due to sickness or accident, would this cause you financial turmoil? • In the event of your death, would you want your debts / mortgage paid out? • In the event of your death, would you want to leave an income for your children?
Your future, Your waY
• Would it be important to you to receive a tax-free lump sum of money to pay out your mortgage and your medical expenses, if you were diagnosed with a serious trauma eg. Cancer, heart attack, stroke? • Do you have life insurance or income protection policies? • Would you like your policies reviewed to see if you can save money or get better cover? If you answered ‘YES’ to any of the above questions, we recommend that you should sit down with our risk specialist, Gary Andrews for our obligation free review. He can offer you an easy, proven way to guarantee your financial health, or reassure you that what you have in place is doing the right job for your needs. When would be the best time to set up an appointment? Morning
accounting & financial planning
Self Managed Super Funds
Afternoon
Name:................................................................................ Phone number: .................................................................
Protecting your most important assets
Branding Identity | Holmans Accountants & Holman McGregor Financial Services
Press Ads
Self Managed Super Funds (SMSF) Seminar for Health Practitioners The basics of starting a SMSF
Holmans together with NABHealth are running a special breakfast seminar specifically for Health Practitioners who would like to understand the basics of starting a SMSF covering the following topics:
Confused about the investment world?
• Is a SMSF right for you? • Strategies to get the most out of your super. • Borrowing in a SMSF & how it can work for you Date: Time: Venue: Cost: RSVP:
Tired of being baffled by BS! We understand that in today’s world you are inundated with many messages telling you how you should manage or invest your money.
creating wealth | managing wealth | enjoying wealth
We will show you how property, shares, superannuation, tax minimisation, debt management and more strategies can be brought together in a simple and smart step by step plan...one that is right for you.
GREAT NEWS! Now servicing Gympie!
No jargoN, No BS. juSt Simple, Smart, Straightforward StepS to achieve fiNaNcial SucceSS.
Holmans Accounting & Taxation are now proudly servicing Gympie and are excited to welcome Gympie local Ann O’Brien to our team.
This program is ideal if you:
Based on the Sunshine Coast, we are an accountancy firm specialising in the health and medical industry, motels, the management rights industry and small to medium businesses.
are committed to achieving financial success are a homeowner who has built up some equity, but not quite sure what to do next have the potential to save $150-$300 per week are aged between 28 - 50, and/or have more than 10 years until you retire
If you would like a free 1/2 hour consultation with Ann to see if Holmans can assist you or your business, contact Vanessa Gutzeit at our Noosa office or alternatively go to our website www.holmans. com.au/holmans_contact_us/request_appointment to book your free consultation.
If this sounds like you and you would like to know more about the Pathway program, then call us now. Contact Jacki Hull on 5430 7600 or go to www.holmans.com.au/ holmans_contact_us to make an appointment with one of our financial specialists. These services are provided through authorised representatives of Professional Investment Services Pty Ltd AFSL 234951 | ABN 11074 608 558
2009 Finalist of the Asset Innovation Awards for the innovation of the Pathway Progam in the Financial Planning Maturity section
Maroochydore Suite 9, 22 Ocean Street p 5443 5550
Strategies to help you maximise the sale price, pay minimal Capital Gains Tax and avoid the contractual pitfalls that can cost you time and money
When: Where: time: rSVP:
This event will provide invaluable information on the entire sale process.
These seminars are popular, so bookings are essential as places are strictly limited to 30. A light meal and beverages are supplied.
• How to prepare the business owner • How to prepare the business for sale • How to value your business • How to save tax dollars when you sell • How does due diligence work • Financial planning issues • Legal implications • Contractual pitfalls
Noosa 97 Noosa Drive P (07) 5430 7600 Maroochydore U2/9 Ryan Plaza, 22 Ocean Street P (07) 5451 6800
Less than 100 business days till the end of the financial year
This seminar is designed for small to medium sized owners who are thinking of selling their business and need to know how to prepare and follow through the right way to successfully value and sell their business.
Topics covered:
www.holmans.com.au
Time is running out to reduce your tax liability bill!
Noosa 97 Noosa Drive p 5430 7600
If you are sick of paying too much tax and are serious about reducing your tax and increasing your personal wealth then you must attend this seminar.
HOW TO SELL YOUR BUSINESS FOR MAXIMUM PRICE, MINIMUM STRESS & NO CAPITAL GAINS TAX!
Noosa 97 Noosa Drive p 5430 7600
Thursday 16th September, 2010 6.45am - 8.30am (breakfast provided) Holmans Noosa, 97 Noosa Drive, Noosa Heads Free (booking is essential as places are strictly limited) 14 September 2010 to Jacki Hull on 5430 7600 or jhull@holmans.com.au or book online holmans.com.au/events/booking_form
Seats are limited to 10 - BOOK NOW!
At Holman McGregor Fiancial Services we have developed a simple, easy to follow program specifically designed to help people by giving effective, practical and proven strategies for building wealth. This is not a get rich quick program.
• • • •
• How much money do I need before I can set up a SMSF? • How to save tax using SMSF?
Maroochydore Suite 9 Ryan Plaza 22 Ocean Street p 5443 5550
Tuesday 8th March, 2011 Maroochydore Events Centre Registration 5.45pm -7.30pm Friday 4th March
• You have sold a business, property or What the workshops cover: shares in the last 12 months • What are the important tax issues for 2011 and strategies to save tax For more information go to our website this year www.holmans.com.au/event_ information
Seminar Tax Minimisation Tax Minimisation Tax Minimisation
Date Tues 12 Apr Wed 13 Apr Thu 21 Apr
Venue Holmans Noosa Holmans M’dore Holmans Noosa
Time 12.00 - 1.30pm 5.30 - 7.00pm 5.30 - 7.00pm
Please contact Jacki Hull on 5430 7600 or go to www.holmans.com.au/events/ booking_form to register for an upcoming workshop in your area. A light meal and refreshments provided.
this event is proudly brought to you by:
SeatS are limited to 30 BooK NoW!
• Why tax planning should be done now (not in June)
You can’t afford to miss this if: If you wait till the 30 June then your • You operate a profitable business; or Holmans tax minimisation seminars will accountant is only recording history and • Your taxable income exceeds $80,000; provide you with a range of strategies that can do nothing to save you tax. or
To register book online, www.holmans.com. au/events/booking_form or contact Jacki Hull on 5430 7600 or jhull@holmans.com.au.
WHO SHOULD ATTEND - Business owners who are considering selling a business in the next 6 - 12 months
will assist you to legally minimise your tax liabilities, increase your wealth and protect your assets.
SEATS ARE LIMITED TO 10 BOOK NOW!
Maroochydore Suite 9, 22 Ocean Street p 5443 5550
Noosa 97 Noosa Drive p 5430 7600
Branding Identity | Vie Institute - Sunshine Coast Billboard Advertising Informational Booklet
Branding Identity | Vie Institute - Sunshine Coast
Gift Vouchers
Web Ads
Branding Identity |Optam Building Group Sunshine Coast
Eco Home Specialists Business Matters Magazine Half Page Ad
Corporate Brochure
ProPerty ImProvement & DeveloPment For lIFestyle & Investment • Design & construction
SUSTAINABLE BUILDING ENHANCED LIVING
• New homes • Property improvements • Development pre-planning • Project management & JV deals
8 Essential Design Secrets
• Renovation planning • Prelim design service
SUSTAINABLE BUILDING ENHANCED LIVING
• Splitter block, duplex & multi-unit options • Investment property primping & preening for sale or improved rental return Royce Beale Director BSA Lic No. 48997 P 5443 3780 M 0419 709 962
www.optam.com.au SUSTAINABLE BUILDING ENHANCED LIVING
Web Teaser Brochure
Publications |Award Submissions
Sunshine Coast Business Womens Awards
Success
julie jacobson
holmans accounting & financial planning
anVd Cooking the books nominee - scbwn young business woman of the year 2011
Sunshine Coast Sports Star of the Year Awards
Branding Identity |Logo Design / Rebrand BEFORE
SPRAY TAN & Makeup
AFTER
Publications |Newsletters
Publications |Various Brochures
Publications |Various Press Ads The
Club
BKD
Designs QBCC 1264593
ARCHITECTURAL DESIGN SPECIALISTS
RESIDENTIAL | COMMERCIAL | TOWNHOUSES UNITS | EXTENSIONS | RENOVATIONS
w w w. b k d . n e t . a u
(07) 4978 7661
Now offering comprehensive building inspections & reports for property investors
Website Design & Development |Various
www.nashsurfacesolutions.com.au
www.rainbowsportsclub.com.au
www.cooloola.org.au
www.boynetannumvet.com.au
Signage|Billboards, Car wraps, Window signage BILLBOARDS CAR SIGNAGE
SITE SIGNAGE
WINDOW SIGNAGE
marketing & design For further information contact Jacki Hull 0407 544428
www.stimulimarketing.com.au