November 19 Real Estate Weekly

News Press Stillwater

REALESTATE W e e k ly

November 19, 2020

2.78% For the 12th time this year, mortgage rates have hit a record low.

Your best source for weekly real estate news and listings for Stillwater and surrounding communities

Mike Lauvetz, Owner, Broker, CRS, GRI

602 S West St., Suite A Stillwater, OK 74074 405-372-8326 www.teamstillwater.com

$225,000

2020 E Kelsey Lane

Paulette Kraybill, Realtor®, GRI

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2100 Royal Oak Drive

C2

Stillwater NewsPress • Thursday, November 19, 2020

Before cosigning for a mortgage Millions of parents co-sign for an offspring’s mortgage every year without thinking about the possible long-term consequences.

DEAR DAVE: Our daughter and sonin-law have asked my husband and me to co-sign their loan application so they can buy their first home. We would like to help them, but we wanted to get some feedback from you first. What are the legal ramifications here? Are there any special risks involved in co-signing?

ANSWER: Parents co-sign loan applications for their grown children every year.

It’s a generous gesture, but it can be a risky one, too.

When you co-sign for a loan, you essentially agree to make the monthly payments if the primary borrowers can’t or won’t make them on their own. But if you can’t make them either, the bank can foreclose on the kids and may even be able to sue you to recover any losses.

I’m sure that your daughter and sonin-law have every intention of making all of their future payments themselves, but there are a number of factors that could prevent them from doing so.

The loss of a job, a disability or an unexpected divorce several years from now are just a few of the

problems that may leave them unable to pay their mortgage bills and put you on the hook to make them yourself.

Also realize that co-signing their application could affect your own ability to borrow money later. That’s because co-signing is a legal obligation to ensure that a debt is repaid: If you ever plan to buy another house or refinance your current loan, your lender could choose to take that obligation into consideration when it reviews your own application and thus reduce the amount of money it will lend to you.

Again, co-signing for a grown child’s mortgage is a magnanimous gesture, and millions of parents have done it without incident.

I’m not trying to talk you out of it, but it’s important to weigh all the pros and cons before you put your own John Hancock on their loan application.

••• DEAR DAVE: I am a single mother, and I have been searching for a new mortgage to finance the purchase of a small condo for me and my kids. One loan representative asked me three different times how many children I have and wanted to know details of the custody arrangement I have with my ex-husband.

I did not get the

come may come from a welfare agency or other type of public assistance. The act also bars a lender from asking about a borrower’s future childbearing plans.

But it’s OK to ask DAVID MYERS applicants how many children they curloan, and I think it’s ••• rently have, because because I refused to The federal Equal the cost of raising give him the informa- Credit Opportunity the kids could have a tion. Isn’t this type Act prohibits lenders direct impact on the of highly personal from considering an borrower’s ability to questioning illegal? applicant’s race, color, repay the mortgage – Can I sue the bank national origin, sex, especially if the chilfor discrimination? marital status, age or dren are attending a ••• religion when making pricey private school ANSWER: You a loan decision. It or are involved in could file a discrimalso prevents a bank expensive after-school ination lawsuit from discriminating programs. against the bank, but against an applicant ••• it’s doubtful that you simply because part Similarly, details would win. of the borrower’s inof the custody ar-

ABOUT REAL ESTATE

rangement you have with your former spouse – as well as any child-support payments or alimony you receive -- also could impact your chances of gaining loan approval. You’ll look better in the eyes of a lender if your spouse shares the child-rearing expenses and sends you a hefty alimony check each month to boot.

But if you’re getting little or no financial help from your ex, don’t expect to get any bonus points when the banker reviews your mortgage application.

••• DEAR DAVE: If

I form the type of inexpensive living trust that you often write about, would I still need to prepare a will too?

ANSWER: Yes. Living trusts are increasing in popularity because they allow the assets of the trust-maker to pass quickly to the heirs without going through the costly and time-consuming probate process. But you should still prepare a will even if you create an inexpensive trust, in part because a will is needed to distribute the assets that you intentionally or mistakenly leave out of your trust.

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Taking care of poinsettias temperature range, prisingly quick.

With a bit of prac- Horticulturist in the Payne County Exthe ideal temperaWater the plant tice, you can also tension office. Keith ture is between 68thoroughly when learn to gauge the 70° F. the surface is dry water needs by sim- can be reached via email at keith.reed@ Poinsettias like to the touch. Add ply picking up the okstate.edu, phone light and need at enough water to the container and notleast six hours per pot so that it runs ing how heavy it is. at 405-747-8320, day, preferring out of the bottom, For more informa- or in person at the Payne County Exbright but indirect but do not allow the tion of this or any tension office, locatsunlight. plant to sit in water other horticultural ed at 315 W. 6th in When they don’t for longer than a topic, you can condrought stress since the pot can dry sur- few minutes. get it, the plant tact Keith Reed, the Stillwater. will start dropping leaves, which not only makes them unattractive, but harder to keep alive. If you find Cole Graves Dolores Lemon Tiffany Aranda Terry Essary your poinsettia Realtor Associate CRS, CRB, GRI GRI, CRS Realtor Associate 405-334-3588 Broker/Owner beginning to wilt Broker Associate 405-742-6424 405-747-7822 405-714-1214 (and you’ve ruled www.stw-realestatepros.com downtownstw.com out a water issue 405-372-5151 as noted below), take care not to Downtown Office - 723 S. Main Street overreact to a low Bringing Buyers & Sellers Together .... Professionally Kyle Bottger light situation by NEW LISTINGS AND PRICE CHANGES Donna Rhinehart Realtor Associate GRI, CRS 8300 N. Sangre, Stw. - 3bed 2.5bath 2car garage/Barn/40 acres m/l - $575,000 - Lori overdoing it and 405-612-6724 Realtor Associate 7110 Norrie Ln., Stw. - 4 10acre tracts or 40 acres - $400,000 - Lori placing it in direct 405-612-0509 302 S. Main, Agra - 3bed 1bath 1.5stories Large Lot - $38,000 - Kyle sun. Compare this 306 N. Carney, Carney - WHY PAY RENT? 2bed 1bath 993 sq. ft. - $42,000 - Kyle to our winter skin 4711 Deerfield Dr., Stw. - Unique One Of A Kind 63.77 acre ESTATE - $3,999,000 - Dolores being exposed to a 5921 Gunnar Springs, Stw. - BETTER THAN NEW 4bed 2 bath 2257 sq ft - $345,900 - Lori 1416 Oakfield Ct. - 3bed 2bath 2 car garage 2025 sq ft CUTE CUTE - $259,900 - Donna hot July sun; it’s 916 W. Choctaw Ln. - 4bed 2bath 1849 sq ft - $190,000 - Ann simply too intense a Melissa Woods 321 W. Broadway, Drumright - 4bed 2bath 1852 sq ft Historic Drumright OK - $92,500 - Kyle Jack Allred GRI change for the plant 4 S. Grant, Tryon 2bed 1bath 1car garage 1272 sq ft $71,500 Kyle Broker Associate Realtor Associate to adapt to.

708 W 10th, Stw - 2bed 1 bath 2 Story 1156 sq ft Leased till 6/2021 - $113,900 - Dolores 405-747-8647 405-385-2035 1601 E. 4th, Stw. - 3bed 2bath 1car garage 996 sq ft UPDATED - $123,500 - Ann Proper moisture 1913 N. Manning - NEW CONSTRUCTION COMPLETED 3bed 2 bath 1593 sq ft - $219,900 - Donna is also important.

6020 Laquinta Dr. - Oak Tree in Edmond 5bed 4.5 bath Pool - $710,000 - Tiffany Your plant should 3715 & 3717 W. 15th - Investment Property Duplex 2bed 2bath - $173,000 - Dolores not be waterlogged 1505 N. Council Creek, Glencoe - 3bed 2bath 1454 sq ft on 40 acres m/l - $299,900 - Lori or allowed to com2221 W 3rd Ave. - 4bed 2.5bath 2car garage 2654 sq. ft. LOCATION, LOCATION - $280,000 - Amy Jennifer Oliver 207 E. Maple Ave., Perry - 2bed 1bath 1 car garage Storm Shelter 1131 sq ft - $78,500 - Dolores pletely dry out.

Amy Parsons GRI 3337 W. Charleston Ct. - Nice lot in Berry Creek a gated community - $39,900 - Donna GRI Poinsettias will Realtor Associate Realtor Associate 115 W. 13th Ave. - WHY PAY RENT? 2bed 1bath 720 sq ft - $75,000 - Amy wilt and drop 405-612-4984 405-714-0882 0000 E 56th - 81.10 acres m/l ¼ mile West of Rose Rd - $308,000 - Lori leaves at either 2707 W. 44th - 15.86 acres Will Divide Look for signs West of Western - $317,000 - Lori extreme. This can Cedar Oaks & 19th - 7.48 acres m/l in City Limits - $350,000 - Lori 3317 E 6th - Commercial Buildings Great for Restaurant - $649,000 - Melissa be a little bit tricky 6019 S Country Club Rd. - 60 acres ready for you to build. - $550,000 - Tiffany because the soil 13th & West - 25.94 acres in the city limits zoned ag. - $120,000 - Dianna in the container is 4720 Turtle Pond Ct. - NEW CONSTRUCTION4bed 3bath 3car garage 2635 sq ft - $415,000 - Donna Lori Kastl not actually soil at Ann Morgan 0000 S. Country Club Rd. - 20 Acres on Paved Road - $200,000 - Ann CRS Realtor Associate 5706 W. Garden Pointe - 3bed 3bath 2car garage 1.5 story 2754 sq ft - $439,900 - Donna all, it’s a blend of Realtor Associate 405-614-9600 405-880-2844 3919 W. Rutledge Dr. - 5bed 3.5bath 3715 sq ft DON’T MISS THIS ONE! - $559,000 - Ann very lightweight 1605 S. Aetna - 1.19 acres m/l in TOWN Just think what you could do! - $25,000 - Ann components chosen 5907 Hallies Meadow - NEW CONSTRUCTION 4bed 2bath 2car garage 2175 sq ft - $322,500 - Lori for their ability to 5607.1 S Mehan Rd., Ripley - 41.52 am/l Prime Land - $349,000 drain away excess 4717 S. Turtle Pond Ct. - Great ½ acre m/l Lot for your building pleasure - $45,000 - Tiffany 6800 W 68th - 70 acres at 68th & Western Split your way! - $525,000 - Lori moisture.

This helps keep SUNDAY NOVEMBER 22-OPEN HOUSE Don Zhao Dianna Norman 5921 Gunnar Springs Dr. - 1-3 pm - Lori disease at bay, Realtor Associate Realtor Associate 321 Broadway, Drumright - 2-4 pm - Kyle 202-848-2120 580-761-3926 but it also invites

Home Grown

KEITH REED

Stillwater NewsPress • Thursday, November 19, 2020

C3

Few things signal the holidays like the presence of poinsettias.

This exotic import is native to Mexico, where it grows as a large shrub or small tree. To toss this plant out after the holidays would be a shame, as with proper care, your poinsettia can provide beautiful color through the winter.

As a bonus, it can also make a statement in your outdoor garden next summer as it grows well in Oklahoma once the threat of spring cold passes.

(Personal note: as of Nov. 17, I still have last year’s poinsettias holding up nicely in a protected spot in my garden).

There are three main keys to keeping your poinsettia alive and healthy through the winter.

Get your plants off to a good start by avoiding exposure to cold temperatures or drafts.

This includes bringing it home from the nursery or garden center. Try to avoid purchasing on cold, blustery days.

Keep your plant away from excessively cold or hot locations, such as near appliances, fireplaces, ventilating ducts, and exterior doors. While poinsettias can certainly grow well outside this narrow

Stillwater NewsPress • Thursday, November 19, 2020

Make the year ahead clutter-free Many people feel the dawn of a new year provides an opportunity to clean the slate and begin anew. That notion can be applied in various ways, including around the house.

Cleaning the slate at home may involve reducing clutter around the house. Clutter can gradually overtake a home’s interior, turning a once pristine home into one overwhelmed with nonessential items.

Clearing a home of clutter can seem like a monumental task, but the following tips can help homeowners and apartment dwellers make the year ahead clutter-free.

• Scan important documents and save them on a computer. Some documents cannot be discarded, but that does not mean they have to be stored in bulky file cabinets

streaming services and digital music players, DVDs and compact discs have become somewhat obsolete. Discard or donate DVDs that you can just as easily stream through your television, and convert compact discs to digital files that you can play on your computer and MP3 players, ultimately donating the discs and clearing space.

• Purchase furniture that doubles as storage. Storage ottomans and benchMETROCREATIVE es can help clear Opting for e-statements instead of paper statements can help common areas and bedrooms of clutter men and women reduce clutter around the house. such as blankets and bed linens that or desk drawers. they won’t take up documents in case Scan important any physical space. a computer crashes can make rooms feel more clausdocuments such as Purchase an exterand cannot be retrophobic. Storage medical receipts nal hard drive as booted. furniture might not or tax returns and a safety net where • Thin out DVD get excess items save them on your you can store back- and CD librarout of the house, computer where ups of important ies. Thanks to

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ignated folder on your desktop.

• Adopt an “out with the old, in with the new” mantra. Resolve to discard old items after purchasing new ones or receiving birthday or holiday gifts. Hanging on to old items because they can still function and serve some utility is a recipe for a cluttered home. Anytime you or a family member brings a new item into your home, make sure the item it’s replacing finds its way out the door.

Clearing clutter is a goal for many people at the dawn of a new year. As intimidating as clutter can seem, discarding it is easier than it may appear.

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but such furnishings can create a more comfortable, welcoming environment.

• Switch to e-statements for bank documents and utility bills.

Paper is a big contributor to household clutter.

That’s still the case even though many adults now pay the majority of their bills online. When given the chance to choose between paper or e-statements, opt for the latter so bills and bank statements don’t pile up on your desk or throughout your home office. If you still want to keep important bills and bank statements, download them to your computer and keep them in a des-

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78 +/- Acres | Good Livestock Farm | Barn | Timber Lined Mule Creek | Nice Pond | Home Site Potential Perry/Morrison/Stillwater Area, Noble Co., OK

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Auction Location: FB&T Perry Event Center, 424 7th St., Perry, OK 78 +/- acres * Located 7 mi. E. of Perry on US 64 (7 mi. W. of Morrison), then 1 mi. N. on CR 180, & 1 mi. E. (all weather roads) * Good grass pasture (Bluestem and other native grasses - produces 2,000 +/- bales/yr.) * Timber lined Mule Creek (creek tribute) * Nice size pond * Perimeter fence * Abundant deer & predators * Exc. home sites * 30’ x 50’ barn * Rural water available * 10 +/- minutes of Perry & Morrison * 25 +/- minutes Stillwater Legal: W/2 SW/4 of Sec. 7, Twp. 21N., R2 E. Minerals: Do not sell. Possession: at closing.

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Financial advice that rarely fits all NerdWallet

MILLENNIAL MONEY life better or easier. kitchen renovation.

Jonathan How“It was a sum that, ard, a former visual when I looked at it effects artist who is on paper, made me now a financial adnauseous,” he said in viser, experienced his an email. “But severown spend-or-save al months later, we decision when he and could not be happier his family relocated with the results.” from Los Angeles to Melissa Lowe, who Lexington, Kentucky. lives in St. Thomas, Howard’s salary U.S. Virgin Islands, decreased. But his recently left her job wife rejoined the to blog full time. workforce, the cost While she’s currently of living was lower not earning an inin Lexington, and come from blogging, they sold their L.A. her family decided home for a profit. His to keep their profesinitial impulse was sional house cleaner to save the entire and cut back in other profit from the sale, areas. but their new home’s “She even folds kitchen didn’t funcand puts away my tion well, and that’s laundry and if that the room where his isn’t heaven on family spends much earth, I’m not sure of their time. what is,” she said in They opted to an email. “I will eat 3 1- peanut butter and . spend around 25% n u of the proceeds n Sfrom jelly sandwiches bee p their oldOhome on a fore I give her up.”

Living below your means helps you save toward goals, but leave room in your budget for purchases that can make your life easier.

previous tenants neglected to report some serious maintenance issues.

By the second ceiling leak, my dreams of earning rental income faded. Not NOT ALL INevery landlord has a VESTMENTS ARE horror story, but they ‘PASSIVE’ do acknowledge that Some investit can take time bements, like 401(k)s fore a property starts and IRAs, are often paying for itself. “set-it-and-forget-it.”

Michaelson BuYou can automate chanan owns three contributions and properties in Richselect target-date mond, Virginia, and funds that will adjust spent $130,000 on your asset allocation fixing up the first for you. But other two. “We do a lot of investments, like the work ourselves real estate, require so we can do these not only regular things economically,” effort, but also signif- he said. “I would say icant investments of it’s the house that money and time.

I briefly considered buying a duplex until I witnessed G IN how much work my D then-landlord had New PEN to pour into myPrice! last apartment because

Google built.”

Buchanan has dealt with maintenance issues and problem tenants over the years, but ultimately recommends owning a rental property so long as you have the savings to afford major issues.

“Don’t have unrealistic expectations about what you could get in rent,” he says.

“You won’t get wildly more money because you’ve fixed a property up.”

Investing is key, but it’s a space where one old adage does ring true: To make money, be prepared to spend money.

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Stillwater NewsPress • Thursday, November 19, 2020

Household Credit Card Debt study, the average U.S. When I hear finan- household with stucial tips that are un- dent loan debt owes realistic or shame-in- $46,459. Average anducing, I cringe. Any nual U.S. child care advice that makes costs ranged from complicated money $18,442 to $26,102 in moves seem like an 2019 for two children easy path to profit is in full-time care in downright dangera child care center, ous. according to a report Questionable guid- by Child Care Aware ance is all around, of America. oversimplifying Discipline is good, important decisions but it’s also OK to or claiming a onerecognize your limsize-fits-all approach itations and obligawill work. Amid the tions. black-and-white Start by writing world of advice-givdown all of your exing, there’s a lot of penses for a month gray. Don’t ignore so you can get a your unique needs picture of where your and circumstances money goes. Then, when plotting out create a budget that your finances. leaves room for needs AND wants, like the LACK OF 50/30/20 budget: 50% WEALTH of your take-home DOESN’T MEAN pay covers needs YOU LACK DISCI- like housing and 1-3 30% covers PLINE . groceries; n u There’s a subset n S wants like dining e p of social media dedand travel; 20% O icated to what I call covers savings and “hustle worship.” debt repayment. This These posts will way, you don’t stress have you believe that if you have a moif only you’d work ment of weakness. harder, wake up You’ve built a budget earlier and eat the that allows for fun. exact same breakfast as Elon Musk does, AUSTERITY you’d be a billionaire. ISN’T ALWAYS A This advice glosses VIRTUE over larger issues As your income that prevent millions grows through the of hardworking, disyears, it’s wise to ciplined people from funnel the extra cash attaining financial into savings and security – like crush- investments without ing student loan otherwise changing debt, job uncertainty your spending haband budget-busting its. But it’s OK to child care costs. Acspend money on luxcording to NerdWal- uries or conveniences let’s 2019 American that will make your

By Sara Rathner

Shelters grapple with safety as cold creeps in

By Giles Bruce

C6

Stillwater NewsPress • Thursday, November 19, 2020

Kaiser Health News

CHICAGO – Ben Barnes has slept in abandoned buildings, hallways and alleys.

For the past year or so, he’s been staying at the city’s largest homeless shelter, Pacific Garden Mission, in the shadows of the famous skyline.

“I’ve always considered myself homeless because I don’t have a home,” he said on a recent crisp, fall day in the shelter’s sunsplashed courtyard.

But he’s fortunate, said Barnes, 44. He’s never had to sleep outside when it was below zero or snowy.

He always found a friend’s place, building or shelter to crash in. He knows others aren’t so lucky.

As winter approaches, hundreds – perhaps thousands – of people in this city of nearly 3 million are living on the streets: some in encampments, others hopping from corner to corner. And the numbers could grow without more federal aid and protections amid economic pressures from the pandemic.

This year, the coronavirus has forced homeless shelters to limit the number of beds they can offer.

Pacific Garden Mission, for instance, is operating at roughly half its normal capacity of 740. And COVID-19 cases are rising as temperatures drop.

“What happens if we’re in the midst of a pandemic and a polar vortex happens?” said Doug Schenkelberg, executive director of the Chicago Coalition for the Homeless.

“We’re trying to keep the contagion from spreading and keep people from dealing with hypothermia. Is there the infrastructure in place that can handle that type of dual crisis?”

Cold-weather cities across the nation are seeking creative ways to cautiously shelter homeless people this winter. Exposure to the elements kills individuals staying outside every year, so indoor refuges can be lifesaving.

But fewer options exist nowadays, as coronavirus concerns limit access to libraries, public recreation facilities and restaurants. And in official shelters, safety precautions – spacing out beds and chairs, emphasizing masks and hand-washing, testing – are critical.

“The homeless check off most boxes in terms of being the most susceptible and most vulnerable to the COVID-19 pandemic, and most likely to spread and most likely to die from it,” said Neli Vazquez Rowland, founder of A Safe Haven Foundation, a nonprofit operating a “medical respite” isolation facility for homeless individuals with the coronavirus.

Demand for shelter

could grow. Stimulus checks helped stave off some of the pandemic’s initial economic pain, but Congress has stalled on additional relief packages. And though the Trump administration has ordered a moratorium on evictions for tenants who meet certain conditions through the end of the year, a group of landlords is suing to stop the ban. Some states have their own prohibitions on evictions, but only Illinois, Minnesota and Kansas do in the Midwest.

At the Guest House of Milwaukee, a publicly funded homeless shelter in Wisconsin, the pandemic complicates an already challenging situation.

“We’re like many communities. We never really have completely enough space for everybody who is in need of shelter,” said Cindy Krahenbuhl, its executive director. “The fact that we’ve had to reduce capacity, and all shelters have, has created even more of a burden on the system.”

She said outreach teams plan to connect individuals living outside with an open bed – whether at a shelter, a hotel or an emergency facility for homeless people at risk for COVID – and get them started with case management.

“The reality is we’ve got to make it

happen. We’ve got to have space for folks because it’s a matter of life and death. You cannot be outside unsheltered in this environment too long,” said Rob Swiers, executive director of the New Life Center in Fargo, North Dakota, where the average high in January is 18 degrees.

His shelter, Fargo’s largest, plans to use an insulated, heated warehouse to provide roomy sanctuary for clients.

In Minnesota’s Ramsey County, home to St. Paul, an estimated 311 people are living on the streets, compared with “dozens” at this time in 2019, according to Max Holdhusen, the county’s interim manager of housing stability.

The area just had a record snowfall for so early in the year.

The county has been using hotel rooms to make up for the reduction in shelter beds, and recently agreed to lease an old hospital to shelter an additional 100 homeless people.

The city of Chicago has set up emergency shelters in two unused public school buildings to replace beds lost to social distancing. As it does every winter, the city will also operate warming centers across Chicago, although this year with precautions such as spacing and masking.

In September, the city directed more

than $35 million in mental health issue. funding – mostly It’s a fundamental from the federal racial justice issue.

CARES Act for coro- It’s a fundamental navirus relief – to an social justice issue.” “expedited housing” Even though Black program aiming to people make up only get more than 2,500 a third of Chicago’s people housed in population, they the next few years. account for roughly The initiative plans three-fourths of those to financially incenwho are homeless, tivize landlords to according to the city’s take risks on renters count. they might normally Dr. Thomas Hugavoid, such as those gett, a family physiwith criminal histocian with Lawndale ries or poor credit.

Christian Health The nonprofit in Center on the city’s charge, All Chicalargely impoverished go, is also hosting West Side, also called “accelerated moving safely sheltering and events,” in which its housing people this staffers descend on a winter a racial equity shelter, encampment issue. or drop-in center and “We know that work to house every- people who are Afrione in that facility. can American have “In the ideal world, a higher prevalence we would have perof hypertension, of manent housing diabetes, of obesity, for them,” said Dr. of smoking, of lung David Ansell, senior issues,” he said. vice president of comThen add the cold. munity health equity Dr. Stockton Mayer, THE RE/MAX SIGNATURE EXPERIENCE at Chicago’s Rushunrivaled service. an infectious disease Dedicated professionals providing University Medical specialist from the Center. “That is the University of Illinois only way we can pro- Hospital in Chicago, tect people’s health. said hypothermia That’s the fundadoesn’t increase RE/MAX SIGNATURE 114 W. HALL OF FAME, STILLWATER, OK 74075 405.533.3000 | StillwaterSignatureRealEstate.com

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the chances of contracting the virus but could aggravate symptoms.

As of Sept. 30, according to All Chicago, 778 people were unsheltered in the city. However, that number includes only people who are enrolled in homelessness services, and other estimates are even higher.

Efren Parderes, 48, has been on the streets of Chicago since he lost his restaurant job and rented room early in the pandemic. But he doesn’t want to go to a shelter. He’s concerned about catching the coronavirus and bedbugs, and doesn’t want to have to obey curfews.

He recently asked other unsheltered people what they do to keep warm during the winter. Their advice: Locate a spot that blocks the wind or snow, bundle up with many layers of clothing, sleep in a sleeping bag and use hand warmers.

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Julie Bahl

StillwaterHomeTeam.com 405.762.3744

RE/MAX SIGNATURE 114 W. HALL OF FAME, STILLWATER, OK 74075 405.533.3000 | StillwaterSignatureRealEstate.com Kasey Longan

RealtorMomPro.com 405.880.5569

Amanda Meberg

admeberg@gmail.com 405.612.2096

OPEN HOUSE SUN. JAN. 22 OPEN HOUSE - SUNDAY, NOV. 22 Gina Killough

Beth Peterson

6209 W. Canterbury

Each office independently owned and operated.

Ted Newlin

1124 Stoneridge Dr.

TedNewlin.Realtor.com 405.714.5309

Tina Darr

Stillyhomes.com 405.697.0045

Candy Yundt

Brooks Thomas

BethPetersonHomes.com BrooksThomasRealty.com GinaKilloughHomes.com 405.880.4370 405.880.3476 405.612.2210 2618 Lyndsey Ct.

Kasey Longan

www.propertyjustforyou.com 405.880.5569

1-3

1-2:30

CandysHomes.com Beth 405.742.4525

12-1:30

Tina

Julie

Julie Bahl

StillwaterHomeTeam.com 405.762.3744

924 W Osage Drive $224,900 Cheryl Meberg Carpenter Martin Heath &Amanda Ashley Bowman admeberg@gmail.com CherylCarpenterMartinHomes.com 405.612.2096 405.880.7354 1:00-2:00 p.m.

Vicky Jerome

VickyJeromeHomes.com 405.747.7239

Beth Peterson

BethPetersonHomes.com 405.880.4370

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Stillwater NewsPress • Thursday, November 19, 2020

Search homes for every preference and budget!

Yost Rd.

To Cimarron Turnpike

McMurtry Rd.

Chateau Ct.

Topaz Ave.

Amethyst Ave.

Duncan

Nancy Lee Dr.

Teal St.

Hartford

Evergreen

Perkins Rd.

Knoblock St.

Star Dr.

Jardot Rd. Marine Rd. Burdick St. Manning St. Briarwood St.

Katy

Timbercrest Dr.

Av.

51

Mockingbird Ln. Collins Ct. Colby Lance

4th Av.

Villa Dr.

Drury Ln. ow Hight

Pinewood Cr.

3rd Av.

5th Av.

Crestwood Cr.

Denver St. er St.

Jardot Rd.

Payne St. Payne St.

Oakwood Dr.

9th Av.

2nd Av. 4th Av.

Raintree Av.

Eastgate St.

Pos

Timbercrest Cr.

4th Av.

4th Av.

7th Av.

S. Westchester St.

Henderson St.

Hightower St.

ak

Dr.

Cottonwood Dr.

Crestwood Dr. Crestwood Ct.

tO

Wedgewood Dr.

Blair St. Payne St.

Eastern Av.

Denver Ct. Denver St.

Jardot Rd.

Wedgewood Ct. Wedgewood Dr.

Skyline Ln.

Virginia Av.

Blair St. Stallard St.

Hall St.

Leigh St.

Burdick St.

James Ct.

Aetna St.

16th Av.

Lydia Ln. 17th Av.

19th Av.

19th Av.

21st Av.

22nd Av.

22nd Av.

177

24th Av.

25th Av.

Main St.

Knoblock St.

Cambridge Dr.

Mar Vista St. 28th Av.

Husband St.

26th Av.

26th Av.

29th Av.

is S

t.

30th Av.

Lew

31st Av. 32nd Av.

32nd Av.

Lowry St.

Lowry St.

Main St.

Pioneer St.

35th Av.

37th Av.

34th Av.

35th Av.

Fern St.

West St.

33rd Av.

36th Av.

37th Av.

Hunters Cr.

Dr. Deerfield

s Wild Turkey Pas

Vista Ct.

Cottontail Ln.

1



Vista Ln.

Jardot Rd.

Perkins Rd.

Husband St.

Washington St.

Western Rd.

Sangre Rd.

Timberline Dr.

44th Av.

3rd Av. 4th Av.

Peach Tree Av. Stonegate Av.

Jardot Rd.

Dr.

Payne St.

ott

Ransom Dr.

Alc

Pennsylvania St.

Hartford St.

Fern St.

Chester St. Fern St.

Cedar Ct.

Matthews Av.

3rd Av.

Hartford St.

Lowry St.

Chester St. Lowry St.

17th Av. 18th Av.

Springfield St.

Lowry St.

Lewis St. Lewis St.

Husband St.

Main St.

Duncan St.

Husband Pl.

15th Av.

Connell Ct. Connell Av.

12th Av.

13th Av. 13th Pl. 14th Av. 16th Av.

Young St.

Skyline St.

Canyon Rim Dr.

Skyline St.

Briarwood Dr. Manning St.

Grandview St.

Manning St.

Donaldson St.

Hartford St. Dryden St. Benjamin St. Burdick St. Burdick St. Berry St. Arrington St. Marshall St. Doty St. Blair St. Grandview St.

Stallard St.

Burdick St.

Perkins Rd.

Grandview Ct. Grandview St.

Manning St.

kD

Su nn nn y yb Ct bro ro . ok o

Su

Benjamin St.

Dryden St.

r.

Berry Ct. Arrington Ct. Arrington Dr.

Hartford St. Dryden St. Redbud Ct.

Star St.

Lewis St.

Hoke St. Husband St.

Masin St.

Duncan St.

West St. Duck St.

West St. West Bl.

Walnut St.

12th Av.

Pl.

8th Av.

8th Av.

11th Av.

Payne St.

Dryden St.

Hartford St.

Benjamin St.

Pa rk Sta Dr. rD r.

d Dr.

Main St.

Duncan St.

West St. Duck St. West St. Duck St.

Knoblock St.

Knoblock St.

Ramsey St.

Hester St. Hester St.

Knoblock St.

Washington St.

Ramsey St.

Birchwood Ct. son Ct. Wedgewood

Young St.

Park Dr. Park Dr. Keller Dr.

Husband St. r. dD an sb

Hu

Crescent Dr.

Husband St.

Ramsey St.

Hester St.

Washington St. Bellis St.

Hester St. Knoblock St.

Ramsey St.

Lincoln St.

n St. Monroe St. Jefferson St.

Lincol

Monroe St.

Monroe St. Jefferson St.

Adams St.

Stanley St.

Pine St.

Gray St.

Walnut St.

Bluestone St.

Han

Karr Ct.

Whitney Ct. McElroy Rd.

7th

7th Av.

9th Av. 10th Av.

th

Willis St.

Silverdale

Summ erlin Ct. Bridlew ood

Crescent Dr.

Ramsey St.

Lincoln St. Lincoln Brooke Lincoln St. St. Hollow Ct. Monroe St. Monroe Monroe St. St. Jefferson St.

Garfield St. Clevelan

Kerr St.

d St.

McFarland St. .

Kings St

Orchard St.

McDonald St.

McFarland St. Kings St.

Willis St.

Blakely St.

e D Ridge Dr. r.

Willis St.

Ridge Dr. Rid g Western Rd.

t Dr.

Augus

Oxford Dr.

Legendary Ln.

Pioneer St. Quail Ridge Dr. 28th C t.

Walnut St. Melrose Dr. Pine St. Redwood St. Gray St. Cleveland St. Stanley St. Garfield St.

Willis St.

Kings St. Orchard St.

Western Rd.

Dr.

Wicklow St.

Devon St.

Devon St. Wicklow St. Ln.

Celia

August Dr.

Surrey Dr.

Dr . in Elv

Black Oak Dr. Countryside Dr.

Black Oak Dr.

Murray Ct.

Sawgrass St.

C

Cedar Ct.

Ct.

Redbud Dr.

.

Black Oak Dr.

r.

rD eda

4th Av. 5th Av.

5th Av.

5th Av.

Rd

Eagle Summit

Rocky Ridge

dge D r.

Fox Le

24th Av.

August Dr. Cambridge Ct.

3rd Av. 4th Av.

er om

Fountain View Dr.

Maple Av.

8th Av.

k Ln.

Country Club Rd.

24th Av.

mit

Maple Av.

18

21st Av.

Sum

Maple Av.

19th Av.

23rd Av.

McElroy Pl.

Elm Av.

Elmwood Cr.

Elm Av.

Connell Av.

Arrington Dr.

Virginia Av.

Virginia Av.

Brooke Av.

Sunrise Av.

Will Rogers Dr. Cimarron Pl. Cimarron Dr. Leland Frontier Dr. Linda Av. Willham Dr. Ct. Boyles Ct. Willham Dr. Manning Ct.

Hanson

7th Av.

12th Av.

11th Pl.

Forest Trail Ct.

44th Av.

Turtle Pond Ct.

7th Av.

Arbor Cr. 22nd Av. 23rd Av.

Camden

Krayler Ave.

Bo

Isabell Pointe Dr.

18th Ct.

e Roc

Helena Hts.

Miller Av.

Lakeview Rd.

Fountain View Ct.

Red Rose Dr.

Aloysius Cr.

5th Av.

Will Rogers Dr.

Dryden Cr.

Hall of Fame Av. Mathews Av.

University Av.

Saddl

r.

n St.

one D

st Wood

Briarcreek Dr.

Doral Ln.

Cantwell Av.

Scott Av.

Scott Av.

Emma Swim Ave.

Krayler Ave. Ridgecrest Av. Brooke Av. Moore Av. Franklin Ln. Knapp St.

Connell Av.

Connell Av.

Morrill Av.

31st Av.

Woodland Trails Dr.

Pheasant Eagle Creek Ave. Ridge Ave.

22nd Av.

Quail 25th Av. Ridge Ct.

29th Ct. 30th Av.

Inverness Ln. Deer Crossing Dr.

18th Av.

20th Av. 21st Ct.

n. eL

Ct. . nery ock Ln R dle Sad

Ln.

Fox Ledge Ln. Fox Ledge Dr.

17th Av.

erd aV

Lom

Shin

k Dr.

Fox Ledge Ct. 32nd Av.

Culpepper

Savannah

Willow Park Cr.

Park

Chapel Hill

St.

t.

Cove

eld

Bristol Rd. Av. 24th Av.

low

Lyndsey Ct.

erfi

Wil

ntry

Ridge

Pioneer St.

Sangre Rd. Murphy St. Fairfield Dr.

Hillside St.

Davinbrook Ln. Fiddlers Hill St. Berkshire Dr. Dublin Dr.

Windsor Dr.

Squires St. Shumard Ct. Oak St. W. Shumard Dr. Williamsfield

Westridge St. Hillside Ct.

Fairfield Dr. Mansfield St. ge Ct. Cedar Rid

Tanglewood Cr.

Iba Dr.

Oak Trail Dr.

pp

Cantwell Av.

13th Av. 14th Av.

15th Av.

Glenwoo

Lincoln St. Liberty Ct.

Ivy Ct.

Cleveland St.

McFarland St.

McDonald St.

Willis St. Ridge Rd.

Country Club Rd. Abbey Ln.

Windsor Dr. 2nd Ct. Kea ts D r.

Oak Ridge Dr. Basin Ridge Dr. e Dr. Ridg lue Charles Dr. Sprin B gdal Wo e Dr. odc re 11th Ct. st Dr. Edgemoor Dr.

Greystone St.

Stoneridge Dr.

Westwood Ln.Westwood Dr.

.

Rd ge

ail Dr.

Walking Tr

Vil la

Co

wbric

Yello

S

Wentz Ln. University Cr.

7th Av.

10th Av.

Wehr Ln..

Knotts Av.

51

yP urre

19th Av.

18th Av.

.

4th Av. 5th Av. 5th Av.

St. Tyler Av.

Scott Av.

Dr. Park Cr.

Ramsey St.

Airport Ln.

Monroe St.

Land Run Dr.

tD r.

W rig h

sR d. ces

Preston Liberty Cr. Cr.

Airp ort Ind ustr ial A c

Valley Dr.

Mark Circle

Charolais Dr.

Warren Drive

Valley View Bradley Pl. Sangre Rd.

Keely Ct.

Range Rd. Crosswinds

rook St.

Stoneyb

k

Cree

lder Bou

ge drid W oo

Range Rd.

Shiloh Creek

r. k D r. r. 15th Av. Old Forest D D roo stb hire ar Charleston Cypress Mill We orks alam Y Sh 18th Ct.

3rd Av.

l.

eS nic

Austin Ct.

t.

Shadow Creek Ln.

Scissortail Dr.

Stillwater NewsPress • Thursday, November 19, 2020

18th Av.

yC

Persimmo

C8

kor

Lou Ct

Loper Billin gslea Ln. Ct.

Summer Hill Ct. Germaine Ct.

St.

Lauren Lane

Keller Dr. Lakeview Ct.

Dells Av.

Wiley St.

land Ct .

Ja Lind a

W

Hic

Westbrook Ct. 15th Av.

Ashton Ave.

Crestview Ct. Cowboy Ct. High

w illo

Ct.

Eu

Charring Cross

rC

liff

o Wo Crestview Av.

Woodlake Dr. Deer Creek Ct.

Canterbury

Bria

Sunset Av. University Av.

8th Av. 9th Av.

Country Club Dr.

Murphy Dr.

De

Ashbury

Richfield Ct.

Dr.

Kenslow Dr.

ire vonsh

d

n dla

ld

Franklin Ln.

Farm Av. Olive Ln. Drummond Av. Athletic Av. Monticello Dr.

Arrowhead Pl.

Arrowhead Av.

5th Av.

Aggie Dr.

d woo

Durham Ct. Ashford Ct.

Admiral Av. Sherwood Av.

4th Av.

Prescot Dr.

gle Tan

VillasCt.

8th Av.

.

Club Dr .

Country Club Ct Country 14th Av. Woodland Ct. Oakfield Ct. 16th Av. Dr.

Fairway Dr.

ointe en P Gard ill ng H Spri Deer Run Ct.

rfie

Mercury Av.

Liberty Dr.

d Dr.

Frontage Road 7th Av.

11th Av.

Ga

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Osage

t.

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Scott Av.

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177 Ct. Av. uita rgia Chiq d Ct. Geo woo Wild Dr. Brentwood Dr. n Peca Redbud Dr. Redbud Dr. Randolph Ct. Eskridge Av. Windrock Hartman Av. Cr. Tyler Av. Tyler Av. Highview Av.

Dr. nett Graham Av. Ben Will Rogers Dr. Eskridge Av. Eskridge Av.

coln

Lin

Thomas Av.

Wild

51

Dr.

aks

O den

Hid

Cr.

5th Pl.

e Ridg Oak

sa

Me

Oakdale

5th Av.

Pecan Lake Av. Trenton Ct. Pecan Trail Ct.

Rd.

Pecan Hill St.

r.

mD

lha

Wil

Miller Av.

Virgina Av.

10th Av.

Brooke Jefferson St.

Eskridge Pl.

Hall of Fame Av.

2nd Av.

9th Av.

mer

Tyler Av.

Harned Av.

Mohawk Av.

Lak

Boo

McElroy Rd.

1st Av.

8th Av.

.

Dr

Reese Landing

Walnut St.

Tyler Av.

Farm Av.

7th Av. 8th Av.

Boomer Lake

Knapp

Oak Crest Rd.

Eastland Dr. Marcus Dr.

Swim Av.

Brooke Moore Franklin

Eskridge Av.

8th Ct. 9th Ct. Trenton Av.

3

Osage Dr.

oke r.

Brollow D Ho

Hereford Dobi Ln.

Vena Ln.

3rd Av.

Parkway Dr.

Liberty Rd. Preston Av.

Rutledge Dr.

Windmill Ln.

Hillcrest Av.

Lakeridge Av.

Lakeview Rd.

Airport Rd.

Newman Av.

w

t.

te S

Win

Sta

r.

lD

Dr.

Tobacco Rd.

Preston Ln.

State Ln.

Lisa Ct. Lori Ct.

Av.

177 Airport Rd.

ore

Harned Av. Madison Ct.

Thomas Av. Frances Av.

Memory Ln. Country Ln.

Cheyenne Av.

illo

Harned Av.

Liberty

t.

Arapaho Av.

W

Newman Av. Hillcrest Av. Brown Av.

4th Av.

rie Dr. Wil liam Ct.

Pa rk Gr vie ee w C nv r. ale Cr Da . vis Ct. Ma

Washington St.

Cherokee Av.

Dr.

nC

Ute Av. Ranch Av.

age

sse

Rogers Dr.

Lake Sh

Windsor Cr.

Cla

B

Os

Richmond Rd.

ers

Rog

Falls Dr.

Stillwater Municipal Airport

gate Dr .

Britton Ct. B Dr. ritton Greenbriar Cr. Dr. Au d Ma ene D rieD r. r.

Greenvale Ct. Ct. side rook

Golf Dr.

Park

Stonecrest Ct.

Hartwood Av.

3rd Pl.

Quartz Dr. Richmond Hill Rd.

Washington St. Garfield St.

Hunters Ridge

Stonecrest Ave.

Lynn Ln.

North

Benjamin

Husband Pl. Northgate Dr.

St.

Richmond Rd.

Park Pl. Tower Park Dr.

Richmond Hill Ct.

nd Husba

• Open Houses may be canceled in the case of inclement weather.

If you have questions, please call the hosting REALTOR®.

Lakeview Rd.

Ct.

yon

Can

Chateau Dr.

Chateau Pl. Peaceable Acres Rd.

• All Open Houses are Sunday unless otherwise indicated.

il dm

Burris Rd.

Burris Rd. 177

Week of Sunday, Nov. 22, 2020

Real Estate Professionals 1. 5921 Gunnar Springs Dr. – 1-3 p.m. … Lori 2. 321 Broadway (Drumright) – 2-4 p.m. … Kyle RE/MAX Signature 3. 924 W Osage Dr. – 1-2 p.m. … Heath & Ashley

Jardot Rd.



OPEN HOUSEMap

Yost Rd.

Perkins Rd.

Yost Rd.

44th Av.

177

2

