Staters Supernova Solution for Students by STATERS

MALL

A PRACTICAL FINANCIAL EXPERIENCE FOR STUDENTS

STATERS

STATERS REP 2

I hope you are doing well. My name is Whiz, and I represent The Hangout Mall a student-accessible digital store powered by STATERs. The Hangout Mall allows students to use their earned STATERs to independently purchase items of their choice, oering hands-on experience in spending, saving, and decision-making. It is more than a store it is a real-world ﬁnancial simulator embedded into school life.

We are proud to share that:

i. 300+ students have already been successfully onboarded onto the STATERs banking platform.

ii. There are 1,000+ personalized web wallets.

iii. Over 250 STATERs ATM cards have been distributed, enabling seamless transactions.

This growing adoption reﬂects the excitement and impact STATERs is having in schools empowering students with real ﬁnancial skills in a safe, structured environment.

About STATERs

STATERs is a private bank. It manages a digital banking platform designed to help young learners (students) Earn, Save, and Spend with purpose .

STATERs is proudly aligned with Warren Buett’s Secret Millionaires Club an educational series in which Warren mentors students on entrepreneurship, smart decision making, and ﬁnancial literacy. STATERs also partners with Biz Kid$, the Emmy Award-winning public television series and national ﬁnancial literacy initiative in which students teach students about money, business, and entrepreneurship.

These partnerships reinforce STATERs’ mission to deliver world-class ﬁnancial education in a way that’s fun, practical, and deeply relevant to students.

EARN HOW IT WORKS

Students Earn STATERs by:

i. By completing academic challenges, participating in sports, showing leadership, and engaging in school activities.

ii. Answering ﬁnancial literacy quizzes from the S Billionaires series, inspired by Warren Buet Biz Kid$, the Emmy Award-winning public tele series.

SAVINGS HOW IT WORKS

Students' Earnings are deposited into their personalized digital wallet, where students learn to budget, save, and make smart spending decisions.

Through the Hangout Mall, a digital store stocked with exciting items, such as mini snacks to gift cards and personalized gear, students make spending decisions that simulate real-world budgeting and ﬁnancial planning.

SPEND AT HANGOUT MALL

What is Hangout Mall? Hangout Mall is a store where students can spend the STATERs (STA) they have earned on items they desire to buy like snacks, stationery, gift cards, or even shares in ﬁctional companies —providing a hands-on lesson in spending, saving, and decision-making.

How It Works

There are two various ways for students to purchase from the Hangout Mall;

i. The Oline Hangout Mall is a physical mini-store designed for students, located within the school premises. Students can easily purchase items using their STATERs ATM card, creating a seamless ﬁnancial transaction experience within the STATERs ecosystem (i.e Earn, Save & Spend).

ii. The Online Hangout Mall is a digital store integrated into students’ web wallets, allowing them to browse, purchase, and receive deliveries directly at their school. This creates a convenient shopping experience while reinforcing ﬁnancial responsibility within the STATERs ecosystem.

What Makes Hangout Mall Unique

i. It’s not just a Store, It’s a Learning Lab: Most schools' reward systems stop at “points for prizes.” Hangout Mall goes further by embedding real world ﬁnancial behavior into every transaction. Students are not just buying they are budgeting, prioritizing, and reﬂecting.

ii. It celebrates the Whole Child: By oering a wide range of items from snacks to stationery to gift cards students can express their personality and preferences, even if they are not top of the class. This is powerful in developing conﬁdence, especially for students who shine outside traditional academics.

iii. It is math-driven: When a student calculates if they can aord a Roblox gift card this week or need to save another 20 STATERs, they are doing math that matters to them. That emotional connection makes the learning stick because it is experiential.

iv. It Builds Identity Through Choice: The ability to choose what to buy whether it’s a pack of Skittles or a personalized play pack gives students a sense of ownership and agency. Which is rare in most school systems, and it’s deeply empowering.

v. It’s Integrated into Daily School Life: Unlike traditional school stores that open once a week or during special events, Hangout Mall is accessible, making it a consistent part of the student experience not a novelty.

BENEFITS TO STUDENTS

1. Learn by Earning

i. Students earn STATERs through real eort like completing class work, leading group projects or participating in sports.

ii. With reward tiers like Dare Attempted (40 STATERs), Dare Achieved (60 STATERs), and Dare Surpassed (80 STATERs), every level of eort is recognized and rewarded.

2. Budgeting in Action

i. Students manage their own STATERs wallet deciding whether to spend 10 STATERs on Welch’s gummies or save 80 STATERs for a Stanley bottle.

ii. They learn to plan, prioritize, and pace their spending core budgeting skills that mirror real world money management.

3. Shop with Purpose at the Hangout Mall

i. The Hangout Mall is stocked with student-loved items like:

a. Snacks: Oreos, Pringles, Haribo, Skittles, etc.

b. Stationery: Erasable pens, math sets, laptop stickers, etc.

c. Personal Items: Roblox gift cards, Burger King vouchers, play packs, Cinema tickets, Special gift boxes etc.

ii. Every purchase is a lesson in value, trade-os, and delayed gratiﬁcation.

iii. With a wide variety of items from laptop stickers to personalized play packs students get to express their identity through what they choose to buy.

iv. This fosters conﬁdence and individuality, especially for students who may not always shine in traditional academics.

4. Digital Wallet Ownership

i. Students use the web wallet or their STATERs ATM card to:

a. Check balances

b. Track transactions

c. Set savings goals

ii. This builds digital literacy and ﬁnancial independence from an early age.

5. Motivation That Feels Real

i . S TAT E R s g a m i f y s c h o o l a c t i v i t i e s o r extracurricular activities such that eort equals currency (STATERs).

ii. Students are more likely to:

a. Participate in class

b. Join clubs or sports

c. Take initiative in leadership roles

6. Goal-Setting & Long-Term Thinking

i. Students begin to set personal goals like saving 100 STATERs for a premium Cinemas ticket or a special gift box and work toward them over time.

ii. This builds discipline, patience, and vision, helping students think beyond instant gratiﬁcation.

iii. Choosing between a short-term treat and a long term reward teaches self-regulation.

iv. Students learn to manage impulses, reﬂect on past choices, and make better decisions over time.

7. Real-World Economic Simulation/Math Practice

i. Every transaction becomes a practical math lesson: calculating balances, comparing item prices, and planning savings.

ii. Students apply addition, subtraction, and percentages in a real-world context math with purpose.

To Schools

1. Curriculum Integration Opportunities;

i. STATERs can be woven into subjects like Math (budgeting), Social Studies (economics), and Civic Education (responsibility, taxes).

ii. This makes learning experiential and interdisciplinary, deepening student understanding.

2. Classroom Management Made Easier;

i. STATERs act as a positive reinforcement tool teachers can reward punctuality, participation and teamwork instantly.

ii. This reduces the need for punitive discipline and builds a more positive classroom culture.

iii. Students are more likely to attend class, complete assignments, and join extra curricular when they know their eorts translate into STATERs.

iv. While Hangout Mall becomes a motivational anchor, encouraging students to stay consistent and engaged.

3. Stronger School Identity & Innovation

i. Schools that adopt STATERs, position themselves as forward-thinking institutions that prioritize holistic development. That is, schools embed 21st-century skills like digital wallet usage, value based spending, and budgeting directly into the school environment.

ii. While Hangout Mall becomes a signature feature a talking point for prospective families and a source of pride for current students.

Beneﬁts To Parents

1. Safe-Spending

i. Parents don’t need to hand out physical cash or worry about misuse students spend only what they’ve earned through eort, using STATERs.

ii. The Hangout Mall is a controlled, school-based environment, so every purchase is age appropriate and meaningful.

2. Visibility Into Growth & Habits

i. Through the STATERs platform, parents can view how their child earns and spends whether it’s 60 STATERs for completing a leadership task or 10 STATERs spent on Welch’s gummies.

ii. This gives parents a clear window into their child’s strengths, interests and behavioral patterns.

3. Teachable Moments at Home

i. When a child says, “I’m saving 80 STATERs for a Stanley bottle,” it opens the door to family conversations about budgeting, saving, and priorities.

ii. Parents can reinforce these lessons at home, turning everyday choices into lifelong values.

4. Builds Responsibility Without Pressure

i. STATERs shift the focus from entitlement (“Can I have money?”) to earned value (“I worked for this”).

ii. Parents no longer feel pressured to give weekly allowances STATERs become a purpose-driven alternative.

5. Early Financial Literacy

i. Children begin to understand goal-setting, delayed gratiﬁcation, and budgeting all before they ever open a real bank account.

ii. Parents can feel conﬁdent knowing their child is learning money skills in a safe, structured way.

6. Joyful, Guilt-Free Gifting

i. When students redeem STATERs for items like Roblox gift cards or personalized play packs, parents get to see their child enjoy rewards they’ve earned, not just being gifted.

ii. It’s a win-win: independence for the child, peace of mind for the parent. We’d love to share insights on how your students can engage more with STATERs and explore new ways to deepen their experience by signing up for a subscription plan and growing into conﬁdent ﬁnancial decision-makers.

Together, we can nurture a generation of conﬁdent, ﬁnancially savvy decision-makers.

How It Works (STATERs Flow)

DESCRIPTION

Earn STATERs

Students earn STATERs by participating in activities in school or by answering quizzes from the Secret millionaires club and Biz Kid$ on STATERs online learning platform. These school activities and quizzes are laboured as DAREs.

I. If a student attempts the quiz and scores between 0–5, they earn 40 STATERs classiﬁed as a Dare Attempted

ii. If they complete it successfully with a score of 6–8, they earn 60 STATERs a Dare Achieved

iii. If they go above and beyond with a score of 9–10, they earn 80 STATERs a Dare Surpassed

Web Wallet Credit STATERs or STA (the currency) are automatically deposited into the student’s digital wallet.

Spend at Hangout Mall

Track & Reﬂect

Students browse and purchase items using their earned STATERs at the Hangout Mall, which is located inside their digital web wallet giving them an intuitive and seamless shopping experience.

Students check their balance, review their spending history, and plan future purchases building ﬁnancial habits through self-reﬂection.

Available items include:

i. Mini snacks: Dubia chocolate, Gummy bears, Welch’s, Pringles, Haribo, Oreos, Skittles, Baby bottle sour candy, Lucky Dips, Maryland cookies etc.

Stationery & Learning Tools: Pencil cases, Erasable pens, Customized math sets, Crayons, Book wrappers, etc.

Personal Items: Stanley bottles, Laptop pouches, Laptop stickers, Play packs with stickers, Personalized ARS (Rugby) Chelsea, Robox gift cards, Burger King gift cards, special gift boxes, C nema tickets, etc.

estment Shares: Students can also buy shares h their earned STATERs from ﬁctional student n companies. These shares simulate real-world esting and can earn dividends or bonuses ed on school-wide performance or special ents.

able Companies are: STATERs shares, SIS Bank shares, Express shares, Gate Keeper Security shares, News54 , Tech Wise shares, Cores Clinic shares, etc.