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A Special Edition of

ˇ ´ VESTNIK SPJST HERALD SUMMER 2014

2014 Member Services Directory Featuring— • Member Businesses • SPJST Memories • SPJST Lodges, Sales Agents and Youth Clubs

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Summer 2014

ˇ ´ VESTNIK SPJST HERALD

Volume 102 Number 27

ISSN —07458800

SPJST HOME OFFICE

PO Box 100 • Temple, Texas 76503 520 North Main Street Temple, Texas 76501 (800) 727-7578 • (254) 773-1575 Fax: (254) 774-7447 Website: www.spjst.org

VESTNIK

EDITOR/DIRECTOR OF COMMUNICATION MELANIE ZAVODNY, FIC Office: (254) 773-1575 Mobile: (254) 534-0807 Vestnik Fax: (254) 773-8087 Email: m e l a n i e z @ v v m . c o m

SPJST OFFICERS

PRESIDENT BRIAN VANICEK, FIC Office: (254) 773-1575 Home: (254) 985-0007 Mobile: (254) 534-2902 Email: vanicek@spjst.com

INTERIM VICE PRESIDENT CYNTHIA HUTKA Office: (254) 773-1575 Mobile: (254) 718-5787 Email: cyn@spjst.com

SECRETARY-TREASURER LEONARD D. MIKESKA, FIC Office: (254) 773-1575 Home: (254) 778-3720 Mobile: (254) 721-4739 Email: leonardm@spjst.com

FINANCIAL SECRETARY ROY VAJDAK Office: (254) 773-1575 Email: royv@spjst.com

SPJST DIRECTORS

DONNIE VICTORICK, FIC, CFFM DISTRICT ONE/SUPREME LODGE CHAIRMAN P.O. Box 85, Snook, Texas 77878 Home: (979) 272-3265 Mobile: (979) 224-3125 Email: dv.aggie@verizon.net JESSE POSPISIL - DISTRICT TWO 4710 FM 1331, Taylor, Texas 76574-2164 Home: (512) 365-1110 Mobile: (512) 826-7371 email: jlpospisil@yahoo.com

JOHNNIE R. KRIZAN - DISTRICT THREE 11500 Heritage Pkway, West, Texas 76691 Home: (254) 826-5882

BILLY ROLLWITZ, FIC, CFFM - DISTRICT FOUR P.O. Box 195, Rowena, Texas 76875 Home: (325) 442-3141 Mobile: (325) 277-5362 Office: (325) 442-3038 Email: brollwitz@verizon.net

LARRY W. PFLUGHAUPT, FIC DISTRICT FIVE 1243 Clovis Road, Houston, Texas 77008 Home: (713) 864-2163 Email: lpflugh@aol.com

KAREN KASPAR, FIC, CFFM - DISTRICT SIX 8550 N. State Highway 71 El Campo, Texas 77437-9819 Home: (979) 543-2532 Mobile: (979) 332-1616 email: k-kaspar@hotmail.com

BOB J. BAYER, FIC - DISTRICT SEVEN/ SUPREME LODGE VICE CHAIRMAN 1100 Hospital Blvd., Floresville, Texas 78114 Home: (830) 393-9073

SPJST MEMBER SERVICES DIRECTORY

July 2, 2014

FRATERNAL FIELD MANAGERS

DISTRICTS ONE/THREE Philip McBee, FICF, CFFM Mobile: (325) 647-1949 Fax: (325) 784-7448 Email: philipmcbee@aol.com

DISTRICTS TWO/SEVEN Hiram Dixon, FICF, LUTCF, CFFM Mobile: (254) 231-7722 Fax: (254) 501-4479 Email: hadixon2003@yahoo.com

DISTRICT FOUR Bobby G. Davis, FICF, CFFM Mobile: (254) 239-9153 Fax: (325) 657-2003 Email: bobbyd@spjst.com

DISTRICTS FIVE/SIX Delisle Doherty Mobile: (832) 232-2049 Mobile: (254) 239-1616 Email: delisled@spjst.com

STATE FRATERNAL ACTIVITIES COORDINATOR

FRANK HORAK

Mobile: (254) 534-0681 Email: frankh@spjst.com

STATE YOUTH DIRECTOR

LYNETTE TALASEK

Mobile: (254) 931-0639 Email: lynettet@spjst.com

DISTRICT YOUTH COUNSELORS

Sharon Russell - District One 1292 CR 441, Dime Box, Texas 77853 (979) 884-0807 - sharonrussell28@yahoo.com Patsy Koslovsky - District Two 764 S. St. Joseph Road, Burlington, Texas 76519 (254) 985-2396 • patsyk2011@yahoo.com Kay Weeks - District Three 4203 Treehaven Ct, Arlington, Texas 76016 (817) 896-5277 • kgweeks@att.net Pam Lehmann - District Four PO Box 637, Tahoka, Texas 7937 (806) 561-5105 • plehmann@poka.com Barbara Linney-Gonzales - District Five 6043 Pineway Blvd., Houston, Texas 77023 (713) 649-6138 • district5dyc@aol.com Lisa Bubela - District Six 1405 Divide, El Campo, Texas 77437 (979) 543-7120 • lbubela@warpspeed1.net Wendy Pruski - District Seven 3895 CR 430, Pleasanton, Texas 78064 (210) 535-4916 • poohbear78064@hotmail.com

Members Helping Members

The 2014 SPJST Member Services Directory provides a listing of SPJST sales agents and members who are in positions to provide various products and services for other SPJST members. The directory is published for the sole use of our members and is based on the idea of “members helping members.”

This special edition of the Vestnik features information about SPJST lodges and youth clubs and a directory of sales agents on pages 15 to 23. A map of SPJST districts is on the back page.

The challenge in publishing an issue like this is the potential for errors. Various information has been provided by other departments at the SPJST Home Office. We’ve tried to make sure the information is correct; however, change is constant. If you find any incorrect information, we want to make it right. Please email the correct information to melaniez@vvm.com or call the Vestnik Department at (800) 727-7578.

This issue also includes something very special . . . a collection of SPJST Memories that have been shared by members. This appears on pages 9 to 14, and I’m sure you will enjoy these recollections.

My thanks to Communication Assistant Katherine for her dedicated assistance with this directory.

Thank you, brothers and sisters, for your membership in SPJST. Thank you for your participation and assistance in compiling this year’s directory. And, we sincerely appreciate your continued efforts to make a positive difference in your local communities and in the growth of SPJST. Fraternally yours,

Melanie Zavodny

Vestnik Editor/Director of Communication

K K Inside this Edition K K

What is a Fraternal Benefit Society?.............................................3 SPJST: An Idea in the Making......................................................3 Member Business Listings.........................................................4-8 Insurance Options .......................................................................8 Members’ SPJST Memories.....................................................9-14 Directory of Lodges/Youth Clubs/Sales Agents ......................15-23 SPJST Mortgage Loan Program...................................................23 SPJST Scholarships and Grants...................................................23 SPJST Districts ...........................................................................24 VĚSTNÍK, (USPS 658480) is published weekly except the last week of August and the fourth week of December by VĚSTNÍK, P.O. Box 100, Temple, TX 76503-0100. Subscription rates are $25 per year for non-members. Members’ fees are paid as part of the insurance fee collected by SPJST, 520 North Main, Temple, TX 76501. Second-class postage paid at Temple, TX and additional mailing offices. The exchange of opinions, ideas and information is a vital aspect of our fraternal Society and enables us to make more informed decisions. The views expressed by writers in the Vestnik do not necessarily represent the views of the Editor or SPJST management. Please sign all correspondence intended for publication. POSTMASTER: Send address changes to VĚSTNÍK c/o Interim Financial Secretary Debbie Dohnalik, P.O. Box 100, Temple, TX 76503-0100.

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What is a fraternal benefit society?

SPJST MEMBER SERVICES DIRECTORY

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fraternal beneficiary society (“fraternal”) is a non-profit, mutual aid organization that: (1) insures members and their families against death, disease and disability, fraternal benefit societies bring together individuals with a common bond and communities and American society. The common bond between members can be based on religious beliefs, gender, occupation, ethnicity, physical condition or value system. These unique organizations, many of which have been serving their members for over 100 years, offer members a variety of “fraternal benefits,” such as scholarships, educational publications, travel opportunities and discount programs. The altruistic efforts of fraternal benefit societies are primarily funded by the sale of life insurance and other financial services products to their members.

Many societies have their roots as mutual aid organizations—founded to serve the needs of immigrants and other underserved groups before the days of government and employerbased health care and retirement programs. Today, the focus of fraternal benefit societies is less about “who we are” and more on “what we do.” For instance in 2008, society members maintained and supported homes for the aged, undertook Habitat for Hu-

manity projects, provided welfare services and gave material and financial assistance to the victims of many natural disasters.

All fraternal benefit societies must comply with state and federal regulations, with regard to their financial services, and must be licensed by the insurance department of the state or states in which they operate. Fraternal benefit societies are recognized as 501(c)(8), not-for-profit fraternal organizations, by the Internal Revenue Service. As the Treasury Department concluded in its 1993 study of fraternals, without the exemption, the many charitable and benevolent activities of the fraternal benefit system would be severely curtailed, with little benefit to the federal government. According to Joint Committee estimates, if the exemption were removed, federal taxes from fraternals would amount to $.5 billion over the next 10 years; but that figure pales in comparison to the $20 billion lost to the American social safety net over the same timeline due to the absence of these private sector charitable and benevolent activities performed by the fraternal benefit system.

(Source: http://fraternalalliance.org/aboutalliance/our-history/)

—SPJST—

Read the Vestnik and visit www.spjst.org for up-to-date event and activity information.

Find us on Facebook at www.facebook.com/spjst

Summer 2014

SPJST: An Idea in the Making

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It’s a “package deal” built upon the idea of addressing human needs.

o non-members—SPJST is a concept that is sometimes easily misunderstood. To some, it’s merely an insurance company; to others, it’s a social club; and, finally, to others, it’s a historical and heritage society.

So who’s right?

At its best, SPJST embodies the characteristics of all these definitions, demonstrating that the strength lies in diversity. SPJST is a society that members can join for any number of reasons. It’s a package deal built upon the idea of addressing human needs—financial, social, and cultural. The ability to meet those needs and uphold strong human values is the mortar that holds the Society together.

W h a t ’s most important to the member depends on his or her station in life.

What a sevenyear-old wants from his membership is a lot different than what an 80y e a r- o l d would like to s e e .

T h e sale a n d p u r chase of life insurance

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is a cornerstone of membership in SPJST. SPJST offers a wide range of life insurance programs, and annuity plans designed to meet the varying needs of its members.

The fraternal component of SPJST further enhances membership by emphasizing the social and civic responsibilities that members share with each other and the communities in which they live.

There are few limiting fact o r s placed on l o c a l lodges and how they choose to meet their fraternal obligations. Really, what it comes down to is initiative and imagination.

The guidelines which describe how the business of SPJST is to be conducted is found in the SPJST By-Laws.

Reform and innovation are healthy processes, and they are what keep SPJST growing.

Simply stated, SPJST is an idea that is still in the making. With a continuing commitment to its members and the communities that SPJST serves, the best is yet to come.

For more information about SPJST, please contact the Home Office at (800) 727-7578, and you can be put in touch with someone in your area. Also, visit us at www.spjst.org.

—SPJST—

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Summer 2014

SPJST MEMBER SERVICES DIRECTORY

Member Business Listings ADVERTISING/ PROMOTIONAL Doss Sales Co. Since 1957

ARTS/CRAFTS Crafty Sassy Arts, Crafts, and Accessories Gerry Dana Owner/Designer 10363 Little Flock Road Temple, Texas 76501 (254) 985-2397 (254) 493-9236 gerrydana59@gmail.com Lodge 47, Seaton District Two

Advertise • Promote Communicate Butch Doss (254) 799-4152 (800) 820-6448 Fax (254) 799-1608 hgdoss@dosstex.com Lodge 66, Waco District Three

Ed’s Woodcrafts

Ed Reisner 5151 FM 3117 Temple, Texas 76501 (254) 983-1944 Lodge 87, Temple District Two

Sew Beautiful by Evelyn If you can think it - I can make it!

Just the way you want it!

No job too large or too small!

Alterations Bridal • Curtains Prom • Costumes and More Evelyn Montgomery (254) 770-1875 (713) 875-0030 SewBeautifulbyEvelyn@yahoo.com Lodge 177, Academy District Two

ANTIQUES Marta’s Mary Ann’s Rare Treasures and Antiques Mary Ann (Hruska) Hatfield 308 North Washington Street La Grange, Texas 78945 (979) 966-3134 Lodge 51, Ellinger District One

1821 Everton Drive Temple, Texas 76504-7101 (254) 773-2171 Fax (254) 773-2173 Dan Kacir, Cell (254) 493-1307 kacirlaw@sbcglobal.net Lodge 87, Temple District Two

ATTORNEYS Attorney at Law Burleson County Attorney • • • • •

Family Law Real Estate Wills and Probate Oil and Gas Mediation Joseph J. Skrivanek, III 101 West Buck Street Box 9 Suite 201-C Caldwell, Texas 77836 Office (979) 567-3131 Residence (979) 567-3857 County Attorney (979) 567-2340 Fax (979) 567-2373 coatty@burlesoncounty.org Lodge 17, New Tabor District One

Kolache Shoppe For All Occasions • • • •

Homemade Czech Bakery Kolaches, Cookies, Donuts Homemade Bread Decorated Cakes

Please Call in Advance for Orders Irene Bucanek Owner 919 West 4th Street Taylor, Texas 76574 (512) 352-5364 Lodge 29, Taylor District Two

AUTOMOTIVE SERVICES Wes’s Auto Clinic Wes Mucha, Owner 103 North 43rd Street Temple, Texas 76504 (254) 773-3860 Lodge 80, Holland District Two

Rock Painting Wood Crafts

ALTERATIONS/SEWING

BAKERY

Sidney Kacir, Dan Kacir Attorneys/Counsellors at Law

Westphalia Tire and Battery • • • •

Auto Inspections Flat Repairs New Tires Battery Sales Mark and Patricia Hoelscher Owners 688 Highway 320 Lott, Texas 76656 (254) 584-0247 Lodge 47, Seaton District Two

AVON Nancy S. Kelly Avon Representative (817) 905-2097 avonbynkelly@hotmail.com www.youravon.com/nkelly5209 Lodge 180, Burleson District Three

BAND INSTRUMENT TECHNICIAN Music Center Eddie Kosar Band Instrument Technician 930 West Dallas Street Conroe, Texas 77301 (936) 756-0252 Fax (936) 760-0433 musiccenterinc@cs.com www.musiccenter.cc Lodge 88, Houston District Five

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SPJST MEMBER SERVICES DIRECTORY

BOOKKEEPING/TAX Frei Bookkeeping and Tax Service Family Owned and Operated Since 1978 • • • • • •

Bookkeeping Quarterly Reports Payroll Tax Preparation Electronic Refund Checks Consultation Debbie Mucha Frei and Mucha LLC 1216 South 25th Street Temple, Texas 76504 (254) 778-0618 Fax (254) 899-8553 Lodge 80, Holland District Two

CAKES Cake Carousel Located on the northeast corner of Central and Arapaho • Custom Wedding Cakes • All Occasion Cakes • Cake Decorating, Cookie and Candy Making Classes and Supplies Jeri Kopecky Owner 1002 North Central Expressway, Suite 501 Richardson, Texas 75080 (972) 690-4628 (877) 814-6670 www.cakecarousel.com Lodge 84, Dallas District Three

CATERERS Captain Red’s Catering Hutto/Austin Troy Oman David ‘Red’ Oman PO Box 157 Hutto, Texas 78634 (512) 759-3600 Lodge 187, Round Rock District Two

Summer 2014

Best Quality Meats Your Quality Choice for BBQ, Meats/Cheese, Sausage, and Custom Catering Not Just BBQ • Forced to Relocate Due to IH-35 Expansion thru Temple • Get All Our Updates: Facebook • Twitter Wayne Orange, Owner Temple, Texas bestquality.meats@yahoo.com Lodge 246, Morgan’s Point District Two

CLEANING SERVICES COMMERCIAL Jani King The King of Clean Official Cleaning Company of the PGA Tour Commercial Cleaning Services Ingrid Petrik Franchise Owner Cell (254) 760-1831 Cell (254) 718-2561 itcp315@gmail.com Lodge 246, Morgan’s Point District Two

COMPUTER REPAIR DTEX Computer Solutions For All Your Office Needs Donnie Howard Owner/Operator 614 C South Business IH35 New Braunfels, Texas 78130 (830) 358-2262 Donnie@dtexcomptersolutions.com Lodge 185, New Braunfels District Seven

ELECTRICIANS Amos Electric Supply Electrical Contractor Appliances • Lighting Fixtures Charles Amos 5120 South General Bruce Drive Temple, Texas 76502-4827 (254) 778-4271 Fax (254) 778-6055 Lodge 24, Cyclone District Two Novosad Electric Licensed/Insured TECL #26485 TXMEL #201784 Residential • Remodels Service Calls • Commercial Specializing in Custom Homes Rickie Novosad Master Electrician Cell (254) 228-3266 Heath Novosad (254) 760-2200 PO Box B Temple, Texas 76503 Office (254) 985-2601 novosadelectric@hotmail.com Lodge 47, Seaton District Two

ENTERTAINMENT Jazz Medics Big Band Band members include Carolyn Filipp Beseda Thomas Dybala, Kenneth Mlcak, all of SPJST Lodge 88, Houston

Slavic Heritage Band Greater Houston Area • Special Occasions/Events • Church Festivals Kenneth Mlcak (713) 462-1345 Lodge 88, Houston District Five

FINANCIAL SERVICE Raymond James Raymond James and Associates, Inc. Cheryl Gaydosik Peschke Senior Vice President, Investments 580 Westlake Park Boulevard Suite 500 Houston Texas 77079 Office (281) 679-3955 (800) 681-1330 Fax (281) 697-3944 Cheryl.Peschke@RaymondJames.com www.Raymondjames.com/ cherylpeschke Lodge 196, Houston-West District Five

FIREPLACES Temple Hearth & Home Since 1984 Fireplaces Stoves • BBQs Gas Logs/Chimney Sweeping Dryer Vent/Duct Cleaning Creed and Ruth Cox 608 South 1st Street Temple, Texas 76504 (254) 778-4666 Lodge 24, Cyclone District Two

Carolyn Filipp Beseda (713) 869-9304 Lodge 88, Houston District Five

COUNTRY STORE H H Country Store Pecan Jellies • Butters Salsas • Seasonings Amish Noodles Gift Baskets Available Marlon Hannes Shirley Hannes (713) 924-5113 www.hh-countrystore.com Lodge 88, Houston District Five

Jerry Haisler and the Melody 5 For CDs and info, visit www.melody5.com Jerry Haisler 6111 Wooded Creek Cove Temple, Texas 76502 Mobile (254) 289-2777 Home (254) 773-9646 jerryhaisler@sbcglobal.net Lodge 47, Seaton District Two

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GIFTS Polka On! Theresa Cernoch Parker 5715 Spanish Oak Drive Houston, Texas 77066 (281) 389-5528 theresa@polkabeat.com polkabeat.com Lodge 88, Houston District Five

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Summer 2014

SPJST MEMBER SERVICES DIRECTORY

Thirty-One Gifts Melanie Regan (254) 931-1784 melanie.regan@yahoo.com www.mythirtyone.com/mregan Lodge 47, Seaton District Two

Home • Auto • Health Dental • Groups Business • Supplements Mobile Homes

HOME DECOR GROCERY STORE Creedmoor Country Grocery • Barbecue served • Groceries • Beverages James Kaluza, Owner 12510 FM 1625 Creedmoor, Texas 78610 (512) 243-2342 Lodge 54, West District Three

HANDYMAN SERVICES Mike The Handy Guy Have Tools Will Travel • Lawn, Garden, and Tree Work • Light Carpentry/Remodeling • Painting and Rearranging Free Estimates Gotta Question About a Job? Just Call!

Michael D. Hosch Owner/Operator (254) 913-0273 Lodge 200, Bruceville-Eddy District Two

HOME CONSTRUCTION Star of Texas Custom Homes Ronnie Rieger 356 Rieger Road Coupland, Texas 78615 Cell (512) 848-2416 Fax (512) 352-9400 ronnier1056@yahoo.com www.staroftexascustomhomes.com Lodge 29, Taylor District Two

JEWELRY

Jerry Hejny Insurance Agency

Makin’ Mosaics • Mosaic Floor Insets in Tile or Stained Glass for Your Home or Business • Beautiful Mosaic Business or Personal Signs • Custom Orders by Request Hours: Wednesday/Thursday 1 p.m. to 5:30 p.m.

Fridays - 10 a.m. to 5:30 p.m.

Saturday - 10 a.m. to 2 p.m.

Karen Holub 1301 South Mechanic Street El Campo, Texas 77437 (979) 543-7387 Cell: (979) 578-2909 holubkaren@yahoo.com www.mosaicsbykaren.com Lodge 40, El Campo-Hillje District Six

HOUSE MOVING Temple Housemoving • House and Building Moving • Buy Houses to be Moved • We also do Leveling, Demolition House Pads, Driveways • We also Buy Heavy I-Beam and Windmills Dan Kacir, Owner (254) 493-1307 www.templehousemoving.com Lodge 87, Temple District Two

Jerry Hejny 229 Sunset Boulevard PO Box 577 Sherman, Texas 75091-0577 Business (903) 892-8068 or For Auto (903) 893-1344 Fax (903) 870-2327 hejnyins@verizon.net Lodge 5, Pilot Point-Tioga District Three Machu Insurance Since 1973 • Home, Farm, and City • Mobile and Manufactured • Homes • Renters • Flood • Umbrella Policies • SPJST Life Insurance Albin and Elaine Machu 909 T H Johnson Drive Taylor, Texas 76574 Cell/Albin (512) 762-4406 Cell/Elaine (512) 762-4404 Austin (512) 365-5489 Taylor (512) 352-5489 Fax (512) 365-9653 elainemachu@hotmail.com Lodge 29, Taylor District Two Sebek Insurance Agency Auto • Home Jerry D. Sebek PO Box 1431 San Marcos, Texas 78667 (512) 396-3344 Lodge 80, Holland District Two Wilkinson Insurance Agency

INSURANCE SERVICES Halfmann Insurance Agency Joan Halfmann PO Box 203 201 Edward Street Rowena, Texas 76875 (325) 442-4425 Fax (325) 442-4415 j1146@verizon.net Lodge 49, Rowena District Four

Auto • Home • Commercial SPJST Life Insurance Vickie Wilkinson, Owner 10203 Birchridge Drive Suite 220 Humble, Texas 77338 (281) 446-0467 (281) 446-0165 vickiewilk@netscape.net germania-wilkinson.com Lodge 91, San Jacinto District Five

Origami Owl Melanie Regan (254) 931-1784 melanie.regan@yahoo.com www.melanieregan.origamiowl.com Lodge 47, Seaton District Two

LANDSCAPING All Chemical Free All work done by D • • • •

Mountain flower beds Install new beds Assorted other garden jobs Working in the Taylor, Georgetown, and Temple Areas • Reasonable Rates D Spanel (979) 571-0461 Lodge 20, Granger District Two

LAWN CARE 1/2 Price Lawn Care and Tractor Works Complete Lawn Care and Maintenance Commercial and Residential: • Aerating • Fencing • Demolition • Stump Grinding • Tree Trimming/Removal • Palm Trees • Leveling/Grading • Large Lot Mowing • Hauling Stephen Rebecek (361) 438-2595 halfpricelawncare.com Lodge 79, Corpus Christi District Seven

MUSICAL INSTRUCTION Carolyn Filipp Beseda Private Instruction: Piano, Clarinet, Saxophone 2515 Lazybrook Drive Houston, Texas 77008 (713) 869-9304 Lodge 88, Houston District Five

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SPJST MEMBER SERVICES DIRECTORY

Summer 2014

NUTRITION

PEST CONTROL

Herbalife Independent Distributor

Hoelscher Pest Control Company Termites • Pests • L & O • Weeds

• • • • •

Weight Control All Natural Vitamins Thigh Cream and Tea Skin Rejuvenation 21-Day Cleansing Program Mary Peska Houston, Texas (713) 468-8134 Out of Town Cell (832) 607-0640 Lodge 88, Houston District Five

ID Life “Bridging the gap from where you are to where you want to be!”

• • • • • • •

No Artificial Hormones Lactose Free Casein Free Gluten Free Soy Free No MSG Non GMO Take your free online health assessment at www.idlife.com/nskelly Nancy Kelly ID Life Associate (817) 905-2097 nskellyidlife@hotmail.com www.idlife.com/nskelly Lodge 180, Burleson District Three

PEACE OFFICER FLAG FUND Texas Peace Officer Flag Fund Jody Krizan Vice Chairman PO Box 496584 Garland, Texas 75049-6584 (972) 754-3405 jody@texaspeaceofficerflagfund.org www.texaspeaceofficerflagfund.org Lodge 6, Cottonwood District Three

Schools • Medical Commercial • Residential Jason Hoelscher BA and BS Tarleton (254) 760-6742 Bobby Hoelscher BS Texas A&M (254) 913-0915 (254) 771-2091 PO Box 1653 Temple, Texas 76503 bobbypest@aol.com Lodge 24, Cyclone District Two

PHOTOGRAPHY Photography by Susan Crump Susan Crump www.photosbysusancrump (361) 578-5561 Lodge 40, El Campo-Hillje District Six

POLKA CLUB Polka Lovers Club of Texas Museum Promotion of Polka Artists, Music, and Dance Willie Bohuslav, President 515 Yaupon Valley Road Austin, Texas 78746-3541 (West Lake Hills) (512) 347-1078 Cell (512) 695-7324 Fax (512) 347-1057 JWBohuslav@aol.com Lodge 88, Houston District Five

REALTORS Celia Barton, Realtors RMLS, SRES Selling Finer Houston Properties Richard C. Kratovil, Realtor PO Box 630855 Houston, Texas 77263-0855 Business (713) 978-6413 Residence (713) 77-1400 Cell (713) 205-3168 richardkratovil@att.net Lodge 88, Houston District Five

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First Texas Larry Wentrcek, Realtor® RMLS, SRES 5293 South 31st Street, Suite 125 Temple, Texas 76502 80 South Main Street Salado, Texas 76571 Cell (254) 718-5326 Fax (254) 773-4505 www.eFirstTexas.com law5859@yahoo.com Lodge 189, Bryan-College Station District One FossillMeyer Real Estate Debbie Dickerson Broker, Realtor, ABR, e-Pro, SRES B-CS Regional Association of Realtors, MLS President 1248 FM 1362 South Caldwell, TEXAS 77836 Mobile (979) 739-6034 Office (979) 272-2002 Fax (979) 272-2001 Debbie@FossillMeyer.com www.FossillMeyer.com Lodge 17, New Tabor District One

RESTAURANT/ MEAT MARKET Best Quality Meats Your Quality Choice for BBQ, Meats/Cheese, Sausage, and Custom Catering Not Just BBQ • Forced to Relocate Due to IH-35 Expansion thru Temple • Get All Our Updates: Facebook • Twitter Wayne Orange, Owner Temple, Texas bestquality.meats@yahoo.com Lodge 246, Morgan’s Point District Two

RESTAURANT Ratibor Country Grill and Catering Dine In or Take Out Open: Tuesday - Sunday Party Banquet Room Available Edwin and Judy Pechal 11226 FM 2086 Temple, Texas 76501-3525 (254) 984-2255 Cell (254) 721-2887 Fax (254) 984-0344 Lodge 47, Seaton District Two

ROOFING Lionel’s Roofing New Roofs • Re-Roofs Re-Decks • Metal Roofs Painting • Siding Lionel Aviles Santos Aviles Waco/McGregor/Temple/Belton (254) 709-6461 Lodge 66, Waco District Three

SALOON Sunnyside Saloon • Open Tuesday - Sunday 4 p.m. - 2 a.m.

• Pool Tournament - Saturdays 8 p.m.

• Domino Tournament - Sundays 4 p.m.

• Weekend Entertainment Sheldon Holub 1214 South Mechanic Street El Campo-Hillje, Texas 77437 (979) 578-8088 Lodge 40, El Campo-Hillje District Six

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Summer 2014

SPJST MEMBER SERVICES DIRECTORY

SHIPPING

Affordable Insurance Options

Slade Shipping Inc. Robert J. Peska, President 14811 St. Mary’s Lane, Suite 265 Houston, Texas 77090 (281) 589-6300 Fax (281) 589-9444 (888)-82SLADE Lodge 88, Houston District Five

STEEL CME Steel Erectors Structural and miscellaneous steel Mark Ellsworth, Owner 1224 Sharondale Street Fort Worth, Texas 76115 Cell (817) 312-3770 Home (817) 924-1176 cmesteelerectors@gmail.com Lodge 92, Fort Worth District Three Cobra Communications Telephone Systems Installations • Moves • Repairs • Telephone and Data Cabling Larry Haag (512) 365-5832 Cell (512) 923-5297 Lodge 29, Taylor District Two

TRAVEL AGENCY Orsak Adventures Offering tours to the Czech Republic and Central Europe since 1994.

Tim H. Orsak 1333 North Grossman Street Seymour, Texas 76380 (940) 889-8466 Lodge 73, Seymour District Four

WATKINS PRODUCTS Watkins Products President’s Club Member 080310 Clyde and Shirley Hannes Warehouse and Showroom 1517 Lombardy Street Houston, Texas 77023-4528 P.O. Box 231712 Houston, Texas 77223-1712 (800) 533-0158 (713) 924-5113 Lodge 88, Houston District Five —SPJST—

In many cases, the application process can be accomplished in one meeting.

re you and your family adequately covered? Unless you deal with life insurance regularly, it can be an intimidating and sometimes difficult subject to discuss.

If you haven’t purchased insurance in a while, you may be surprised at the many affordable life insurance options available through your local SPJST sales agent. The following list provides a brief summary of the insurance options that are available:

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Estate Builder. The gift for the future. This inexpensive term provides youth ages 0 to 18 with $10,000 of coverage for a one-time payment of $100 per unit (maximum of two units). At age 25, SPJST will offer to convert the term coverage to five times the original face amount, regardless of health.

10-Year Term.

A modern term product issued to ages 18 through 75. Premiums are guaranteed for 10 years and can be renewed annually after that to age 95. The death benefit is guaranteed level to age 95.

Renewals are guaranteed, even if your health is not perfect! Convertible to permanent coverage prior to age 65 with no health requirements.

15-Year Term. Just like the 10-Year Term, except premiums are level for 15 years. Issued to ages 18 through 70.

Convertible to permanent coverage prior to age 65 with no health requirements.

20-Year Term. Level premiums for 20 years (guaranteed level for 10). Issued to ages 18 through 65. Just the thing for young families to provide benefits for the family while the children are growing up if the breadwinner dies. Convertible to permanent coverage prior to age 65 with no health requirements.

30-Year Term. A very sensible term product! Premiums are level for 30 years (guaranteed level for 20). Issued to ages 18 through 55. It is excellent for mortgage cancellation as well as providing inexpensive coverage before retirement.

Convertible to permanent coverage prior to age 65 with no health requirements.

Whole Life. A whole life product designed for both young and mature applicants that offers affordable premiums and builds cash value.

Final Expense. A whole life plan designed to help with your final expense needs whether you are in perfect health or even have health concerns (not guaranteed issue). Coverage is available on a modified, graded or level death benefit basis. The level death benefit has inflation protection available, to cover final expenses as they increase each year.

Available from ages 40 to 80 with premiums payable for life or as a one-time single premium.

Paid Up at 65 Whole Life. You are covered to age 100, but you only pay premiums to age 65. Cash values are available and continue to grow to age 100. Enjoy your retirement without life insurance premiums!

10 Pay Life. A whole life product designed for both young and mature applicants with premiums payable for 10 years. Issued to ages 0 through 70.

20 Pay Life. A whole life product designed for both young and mature applicants with premiums payable for 20 years. Issued to ages 0 through 60.

Single Pay Whole Life. A whole life product available with just one premium. The certificate is then paid-up. Issued to ages 0 through 80.

Whole Life Universal Life 3. Flexible premium adjustable Universal Life insurance contract with guaranteed coverage, subject to the payment of minimum no-lapse guarantee premiums on a cumulative basis. Available to ages 0 to 80 years.

Universal Life 3. A flexible protection plan issued to ages 0 through 80 which offers both a guaranteed and current interest rate on the cash value accumulation.

Annuities. Both qualified (IRA) and non-qualified are offered to SPJST members. Interest rates are posted every week in SPJST’s weekly newspaper, Vestnik. For current rates, contact the SPJST Home Office, refer to the Vestnik, or visit www.spjst.org.

In many cases, the insurance application process can be accomplished at your home in one meeting. At other times, it may take an additional visit since the sales agent may need to spend some time assessing the information you provide in the initial meeting before he or she can recommend the appropriate life insurance solution. For more information on the life insurance options available to you, please contact your local lodge sales agent. If you’re not sure who that is, call the SPJST Insurance Department at (800) 727-7578, and you will be put in touch with a sales agent in your area. See pages 15 through 23 for a listing of agents.

—SPJST—

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SPJST Memories SPJST Memories By Evan Barta Lodge 202, Jourdanton

My parents Anton and Rosie Cernoch Barta bought my certificate with SPJST in the 1940s when I was a teenager. We lived on a ranch in La Salle County and came to Jourdanton, Texas, for monthly lodge meetings—friendly gatherings with food and dominoes. I married Mary Ann Schrank from Pleasanton, Texas, in 1955. I signed her up with an SPJST certificate. In 1956, we found a house, and we went to SPJST for a home loan. Life was good. We had two children and certificates for them.

The years went by, and they blessed us with five grandchildren, and we bought SPJST certificates for them. Those five grandchildren helped our lodge to get a youth club started after many years without one. Those grandchildren had a great time growing up in SPJST, and we enjoyed watching them.

We still live in that home we brought with SPJST’s help in 1956 to 1958 — good years and a lot of SPJST friends and activities.

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SPJST Memories By Lisa Klander Lodge 196, Houston-West

I have very fond memories of attending meetings at the Prickly Pear in Conroe with my grandparents when I would go stay with them. I always looked forward to it. My grandma sold insurance in Conroe for SPJST. I miss her and my grandpa so much and every time me or my family see anything with the SPJST logo on it, it reminds us of them. For Christmas, I bought my cousin the cookbook, and he was so happy. He said he had no idea you even had them anymore. Love the newspapers and articles! Keep up the great work!

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SPJST Memories By Albina (Srnensky) Kerlin Lodge 29, Taylor

My dad helped build the Taylor SPJST Hall. Then I remember him working there at dances and other occasions. He would take my sister and me to dances, when my mother didn’t care to go. He kept a watchful eye on us. Also, I remember the fruit harvest dances and the May Fetes with the Maypole dances which were great. The first May Fete—my two sisters were in it. My dad made sure the 10 of us were insured when we were babies (all 10 of us) then when we reached the age of 16. Those were the beautiful times.

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SPJST Memories Submitted By Margaret Klecka Lodge 84, Dallas

I am submitting this for my husband Joe Klecka:

I remember standing in the small, dirt road coming from Texas 34/Bristol Road onto the front of SPJST Lodge 25, Ennis. The road had a small curve just as it met the front portico. Mr. Frank Kubin’s polka band was leading a procession to the hall. Someone asked me to move; the parade was being filmed with a movie camera. The band was dressed in kroj jackets.

Next, many years pass. I remember seeing in the Věstník, a still picture of everyone standing on the porch steps. I am hugging the left post. My father (who played tuba) was near the right post with the Kubin band scattered in the picture.

Franklin Delano Roosevelt had come through Ennis about that time - the train stopped for a few minutes. He came to the back of the last car and addressed the crowd. I was standing behind all those gathered near the train. Being eight years of age, I couldn’t see him, but I remember that time vividly. FDR went on to speak at the State Fair of Texas for the Texas Centennial - 1936. I did have the paper publishing his visit.

The Věstník published the SPJST picture, I believe courtesy of Dorothy Kudrna.

There are many of my friends that I recognize in the picture from the Alamo, David Crockett, Ennis High, SPJST, Sokol, KJT, and St. John’s.

—Joe Klecka H H H SPJST H H H

SPJST Memories

By Earl and Mary (Machacek) Soudelier Lodge 47, Seaton

We are very thankful for our SPJST annuities. They allow Mary and I not to worry about where the money will come from to pay our bills. Marissa makes sure that we receive our checks on time each month. The members who are retired living on social security and small retirement checks know how important it is not to worry about finances. To all young members, start saving as early as you can. A great way to do it is monthly contributions to a SPJST annuity. We have fond memories of SPJST functions and seeing and meeting new friends.

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SPJST Memories By Ruth (Olis) Hollas Lodge 177, Academy

Andrew and I met at a dance when we were teenagers at the old wooden SPJST Hall in Seaton. We celebrated our 50th Wedding Anniversary in 2005 at the present hall in Seaton. We were married 59 years in June. I became a member around the age of seven years old.

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As a young child, I remember going swimming every day during the summer at SPJST Lodge 88, Houston. We enjoyed a very large pool and learned to dive, and we were allowed to bring a friend. Today, the pool is gone, and we have Easter egg hunts that my four-year-old grandson, who is also a member enjoys on the property where the pool was. Also, bingo has become very popular here with the younger crowd. My 33-year-old daughter and 30-year-old son come regularly with their friends. My husband, my mom, and I go every month and also celebrate our birthdays there. Bingo is fun.

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SPJST Memories By James C. Kocurek Lodge 40, El Campo-Hillje

I had a very good time at the SPJST hall when we hosted the district meeting at Hillje Hall. The youth showed their talents in dancing and performing other talents they had, such as doing cartwheels and skits. Also, I enjoyed the arts and crafts the youth made. I had a lot of fun playing horseshoes. It’s a day I will remember always.

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SPJST Memories By Dorothy A. (Lucas) Fabrygel Lodge 88, Houston

I will always remember the polka dances on Saturday nights. When the Vrazel’s Polka Band played, everyone was on the great floor and had a great time. I had a lot of friends and still do. We live in New Braunfels now, but always go to the big dinner and dance in June and December.

Our children and grandchildren are members and very active at Lodge 88, Houston. Our children were in the youth club. Now, the grandchildren are very active in the youth club. Our granddaughter and grandson are the Lodge 88 and District Five King and Queen. Hopefully, they will be the State King and Queen this year.

We have done a lot for the lodge, and the lodge has made us better people.

My daughter Doris Bronikowski is on the board at Lodge 88. She is also kitchen manager. Her family will continue their activities in Lodge 88, Houston.

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SPJST Memories By Susan (Smith) Cernosek Lodge 88, Houston

SPJST Memories By Marilyn (Earl) Sikora Lodge 88, Houston

As a teenager, I enjoyed being a part of the youth club at Lodge 88, Houston going on picnics and attending swimming parties at Hot Wells (Hempstead Highway). We also performed in a play “The Season of Happiness.” My friend Annette Rezek and I looked forward to the Sunday night dances at Lodge 88, where I also met my husband. Those were happy, carefree days in the early 1950s.

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SPJST Memories By Betty W. (Warnke) Smith Lodge 88, Houston

There are many sweet memories of dancing under the mirror ball at SPJST Lodge 88, Houston. But now my dancing partner’s in heaven for nine and onehalf years. When I go to a dance with Dan and his friends, there’s no one for me and with no Paul Jones, or a snowball mixer, there’s no chance for us widows to get to dance or meet anyone. Could we please get the Paul Jones going again?

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“Life insurance is a combination of caring, commitment, and common sense.”

—Author, Financial Speaker, and Life Insurance Sales Agent Howard Wight, CLU, ChFC For 117 years, SPJST has been a shining example in Texas of secure insurance plans and dedicated ideals of fraternalism.

Providing personal service backed by a seasoned and knowledgeable Home Office staff and insurance representatives dedicated to quality member services with fraternal ideals.

Permanent Life Insurance Term Life Insurance and Annuities at affordable, competitive prices.

SPJST • PO Box 100 • Temple, Texas 76503 • Home Office at 520 North Main Street in Temple • (800) 727-7578 • www.spjst.org

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SPJST Memories By Christian Moore Lodge 29, Taylor

Going to camp for the first time was my favorite SPJST memory. Everyone helped me do stuff, and everyone was a good friend and helped me get over my fear of heights. Everyone was really nice and was a close friend to me until the last day.

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SPJST Memories By Kelsey Moore Lodge 29, Taylor

My favorite SPJST memory was when we went to Six Flags. Going to Six Flags was my favorite because I got to bond with my fellow district members not only at Six Flags, but on the bus ride to Six Flags. I think we should do another trip to Six Flags so we can bond with our surrounding lodges more.

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SPJST Memories By Hailey Girod Lodge 29, Taylor

SPJST Memories By Tammy Martinez Lodge 47, Seaton

My most favorite SPJST memories are going to Camp Val Verde in McGregor as a youth club member. One of my favorite activities at camp was horseback riding. I remember this one time when this other camper was on a horse in front of me while riding on a trail and he did not have his saddle tied down too good. While riding, he kept sliding to the right and would have to keep straightening up himself and the saddle. Then, all of a sudden, he and his saddle just slid off onto the ground. The trail rider that was in the back had told me to keep riding and to just go around the boy while they fixed the saddle and put him back on top of the horse.

I also remember when we had May Fetes in District Two. They were so much fun dressing up and dancing around the Maypole. I loved being May Fete Queen and passing the crown on to my best friend, April.

Another memory is when my oldest son Seth went to camp for the first time and how much fun he had. When we went to the pond to go blobbing, he wanted to blob me, but the lifeguard would not let him, and so the lifeguard jumped on the end of the blob and made me fly high. My son thought that was the greatest. I can’t wait to make more great memories at SPJST Education and Nature Center at Cooper Farm camp like I did at Camp Val Verde.

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When I went to camp, my favorite part was the high ropes. I loved the zipline and rock-climbing. When I was there, I was watching people on the big swing, but I did not want to do it. I had a blast at camp! I can’t wait to go again.

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SPJST Memories By Kara Kaderka Lodge 29, Taylor

My favorite SPJST memory was when we were at camp at the zip line at Cooper Farm with all my friends. I was scared of heights but my SPJST friends helped me get past that fear. They stood there with me and helped me do the zipline H H H SPJST H H H

SPJST Memories By Brandon Girod Lodge 29, Taylor

My favorite thing we did at camp was tubing.

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What SPJST Whole Life Insurance Can Do for You and Your Family at Retirement Retirement has its rewards and benefits.

However, employment benefits usually stop.

SPJST can prepare you and your family for the rewards and benefits of retirement without sacrificing permanent insurance coverage.

Affordability, security, and a permanent benefit completely paid in full is what a Paid Up at Age 65 Whole Life Insurance certificate can do for your peace of mind.

Paid Up at Age 65 Whole Life Insurance Example Male, 34 Female, 34 Standard Non-Nicotine Standard Non-Nicotine $100,000 coverage $100,000 coverage $97.41 per month $84.58 per month

SPJST • PO Box 100 • Temple, Texas 76503 • Home Office at 520 North Main Street in Temple • (800) 727-7578 • www.spjst.org

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SPJST Memories By Cody and Colten Voigt Lodge 29, Taylor

We went to Six Flags, and we went to Corpus Christi.

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SPJST Memories By Joseph Kaderka Lodge 29, Taylor

Camp was the best memory for me because that’s where I met my girlfriend Kelsey. The first time I went to camp, we weren’t together; but when we came back to camp, we were.

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SPJST Memories By Amanda Kaderka Lodge 29, Taylor

My favorite SPJST memory was when we had the lock-in because we had so fun.

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SPJST Memories By Susan Skrabanek Lodge 17, New Tabor

Where do I begin? My memories go back to the days of snipe hunting at Bastrop State Park and being one of Ms. Cornelius’ “bluebirds.” I remember crossing the railroad tracks to get to the lodge that was hosting a party at the 1976 convention in Waco and leaving my hotel key in the door all night (you can take the girl out of the country, but you can’t take the country out of the girl).

Most of my memories are with the many wonderful youth that I had the honor of working with over the last 35 years, from teaching beseda for the first time, seeing my niece and so many others from District One becoming State Royalty, to being a part of Cooper Farm, playing taroks and 42, and meeting all the wonderful folks at the conventions. My biggest and proudest memory is being able to represent SPJST at the 2010 National Fraternal Congress of America and being honored as National Fraternalist of the Year.

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SPJST Memories By Aaron Kaderka Lodge 29, Taylor

The Six Flags trip the trip was fun.

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SPJST Memories By Collin Whatley Lodge 29, Taylor

My favorite activity at camp was the zipline.

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SPJST Memories By Linda Pospisil Lodge 29, Taylor

SPJST means a second family to me. My parents, Jerry and Frances Tallas, loved the organization, and now I am following in their footsteps. The most important memory of the SPJST organization is the many friends I have made all around the state. I have even met some relatives I didn’t know! I remember being in May Fetes and attending dances at several lodges around the Taylor area every weekend during high school. I remember the barbecue meals and domino tournaments that my parents attended and the trophies they won. The beach trips are wonderful memories. I am thankful my children and grandchildren are involved, and I look forward to seeing what they accomplish with the SPJST organization. It is truly a family experience for us.

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SPJST Memories By Kaitlyn Whatley Lodge 29, Taylor

Some of my favorite memories are the dancing, high ropes, and the lake (boats/inner tubing).

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Isn’t it time to review your current Life Insurance coverage?

By reviewing and knowing that your information is current, you have peace of mind that your loved ones will receive the care they deserve, and you can be assured that you are receiving the full value of your membership.

Permanent Life Insurance Term Life Insurance and Annuities at affordable, competitive prices.

SPJST • PO Box 100 • Temple, Texas 76503 • Home Office at 520 North Main Street in Temple • (800) 727-7578 • www.spjst.org

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Insurance products designed to not only provide security to you and your family but to provide a better quality of life with others who value family and community.

Permanent Life Insurance Term Life Insurance and Annuities at affordable, competitive prices.

SPJST • PO Box 100 • Temple, Texas 76503 • Home Office at 520 North Main Street in Temple • (800) 727-7578 • www.spjst.org

SPJST Memories By Sandra Hoggard Lodge 202, Joudanton

My memories of SPJST span almost 50 years from learning to dance at Lodge 161, LaParita hall to watching my son be crowned State King last August! My earliest memories are of my parents taking us to the dance every weekend and throwing a blanket down in the corner for us to collapse upon when we wore ourselves out. My grandmother, Tillie Valchar Koch, collected money at the door while my grandfather, Pete Valchar, worked in the concession stand. I watched the concessions closely because I knew I could always talk my grandfather into a dance when the concessions weren’t too busy.

I remember going to lodge meetings over the years as it was a family affair.

I don’t remember, but I have been told that my mom, Bettie House, stood next to me as I perched on a stool to sing my ABC’s at the district meeting held at Lodge 107, Floresville when I was 18 months old. Our lodge didn’t have a youth club, but I did compete in District Youth Achievement Day one year playing “Rustic Dance” on the piano. That song is still one that I can play from memory to this day.

SPJST was important during my college years as well. I received a $500 scholarship each of my four years of college. The funds received helped me attend Texas A&M University without borrowing money. After college, I lived in Houston, Fort Worth, and Carthage and didn’t want to transfer my membership to another lodge out of loyalty to my grandfather, so I took a break from SPJST. However, I still received the Vestnik to keep up on what was going on.

When I moved back to San Antonio in 2005, my kids and I jumped into SPJST becoming active members of the youth and adult lodge (now Lodge 202, Jourdanton). In 2008, I was honored to represent the local lodge in the Fraternalist of the Year competition. I was stunned when I was selected as the State Fraternalist of the Year - so much so, that for the first time in my life, I was speechless. Later that year, I was surprised to learn that I had been named the National Fraternalist of the Year. Vestnik Editor/Director of Communication Melanie Zavodny interviewed my family and took family photos to create an incredible tribute that I will cherish the rest of my life.

My children have participated at local, district, and state events, and I have enjoyed helping all of the children as an assistant youth leader. We continue to build memories participating in activities, camps, YAD, and other competitions.

All three of my children have gained valuable leadership skills and embraced a sense of community, as members and LITs (Leaders-In-Training). My oldest son, Lane, was a recipient of the District Merit Scholarship and the Leadership Grant which help him pursue a graphic design/photography degree at a prestigious out-of-state private art school. Sammy, my middle son, was crowned State King last summer, and my daughter Amanda and I have enjoyed going to his appearances across the state.

The friends we have made and the memories we have shared are sure to last a lifetime, but we aren’t done yet. There is more to come for us all!

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SPJST Memories By Amber Bartek Lodge 47, Seaton

My greatest SPJST memory is actually not something I participated in, but rather the time I was first introduced to SPJST. I took my kids to the Kids Expo at the Bell County Expo Center and there we met Patsy Koslovsky at the SPJST booth. She shared with me the benefits of what “SP” had to provide and showed me the amazing things for the kids to be involved in. I am thankful to be introduced to such an amazing organization.

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SPJST Memories By Michelle Linney Wockenfuss Lodge 88, Houston

When I sat down to think of what my most memorable SPJST memory was, I had a really hard time. There are so many memories that I have from SPJST. The one that sticks out the most, however, is the 1992 Convention in Victoria, Texas. It was at that convention that I was competing for the title of Miss SPJST. That was a very exciting time since I was representing Lodge 88, Houston and District Five. I was proud to represent us. This is when I met my now lifelong friend of over 22 years - Melanie Zavodny. Melanie was also competing for the title of Miss SPJST, and she was chosen first runner-up. We don’t get to see each other much, but we are able to keep in touch via phone, email, and Facebook. Technology is a great tool, and without it, we wouldn’t be able to be as close as we are. I thank SPJST and the youth program for all of the opportunities that I have had the benefit of since becoming a member of SPJST. I hope that the program will continue for future years and flourish for future generations.

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SPJST Memories By Dannikka Bartek Lodge 47, Seaton

My best memory with SPJST is going to Corpus, doing the sand castle challenges, and getting to spend time with District Two. H H H SPJST H H H

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SPJST Memories By Lorenda Baldwin Lodge 139, Danbury

My dad Tommie Lostak was very active in SPJST. We attended many functions at Lodge 88 hall in Houston on the corner of North Main, Robbie, and Studewood at that time in the 1950s. It was like one big family. Everybody knew everyone. As a teen, I remember the Kadleceks, Sefciks, Hilshers, and two SPJST friends from Dallas. One, Jo Ann Caruth, was a member of our lodge in Danbury and the other, James Janousek, was a member of Lodge 84, Dallas.

My mom and dad worked very hard to host SPJST District Five functions at the Lone Pine, my great uncle Joe Skrabanek’s place in Danbury. I always looked forward to those functions knowing I would get to see and visit with my SPJST friends. I often think about them and wonder where they may be this day and time. Those wonderful memories will always be with me.

I was a sales agent for 15 years and held an office in our local lodge 25 years.

I am now serving my 22nd year as Publication Committee representative for District Five and the 24th year as District Five Treasurer. My dad held all the positions prior to me. He said it was time to retire. SPJST has been a big part of our lives.

My husband and I enjoy dancing in our retirement years and do a lot of it at Lodge 88, Houston.

Bringing back memories . . .

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SPJST Memories By Georgia Krustchinsky Lodge 142, Houston

Dear Vestnik, Out of 10 children born to Anna (Sebek) and Alois Vaja, I am the only survivor at the age of almost 88 years old. Our family created numerous childhood memories at the Stefanik Lodge 142 in Cottage Grove, Houston. My momma and daddy helped to build that lodge with their own capable hands over 100 years ago after immigrating from Prague in 1906 to Galveston. Our entire family is so proud of the legacy they helped to create and that so many have been able to enjoy in SPJST. The memories are too numerous, it’s difficult to name just one, but I remember with great fondness hopping into our 1938 Ford and heading off to the lodge after picking up our two cousins, Rosie and Elsie Sebek. All of us kids piled into the family car (seatbelts did not exist then), and as soon as we arrived, we ran inside for our Sokol (gymnastics) lessons, under the direction of John Kaspar.

Out of our family, both my mom and dad held the office of president for SPJST Lodge 142, and my sisters Amelia Sturm and Ann Ward, both held teaching positions, including youth theater. My father also taught Czech language classes. It’s a pleasure to read about present-day involvement, and I thank SPJST on behalf of all my nine siblings that have passed on before me: Elizabeth, Louis, Amelia Sturm, Ann Ward, Jerry, Mary Chupik, Charlie, Albert, and Vera Hartman.

The Sokol movement (from the Slavic word for falcon) is a youth sport movement and gymnastics organization first founded in Prague in the Czech region of Austria-Hungary in 1862 by Miroslav Tyrš and Jindřich Fügner. Primarily a fitness training center, the Sokol, also through lectures, discussions, and group outings provided what Tyrš viewed as physical, moral, and intellectual training for the nation. This training extended to members of all classes, and eventually to women.

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SPJST Memories By Hunter Bartek Lodge 47, Seaton

My favorite SPJST memory was going to SP camp because you get to see new people. Also, you get to do some really cool activities. But mostly you get to bond with new people from other youth lodges — not just ours.

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SPJST Memories By Bettie House Lodge 202, Jourdanton

SPJST Lodge 161, La Parita purchased the old vacant school building in the small community of La Parita. My dad, Pete Valchar, was lodge president and hall custodian. The hall was used for meetings, celebrations, a county polling place, and dances. Dad scheduled the dances, met the beverage trucks, and our family and lodge members cleaned the facility before and after the events. Located in the beautiful countryside just five miles south of Jourdanton, Saturday night dances brought people of all ages from across the county and for miles around to congregate and kick-up-their-heels. Even the county sheriff would come out to enjoy a Big Red soda and the good music. Of course, we took our young children because it was a clean, safe place to go. Our son Richard ran around, and daughter Sandra House Hoggard slept in a carseat under a table.

There was a blanket on the floor in the corner for the kids to collapse on as they wore themselves out. In later years, Sandra learned to dance with the county sheriff and anyone else she could persuade to dance with her.

Everyone could always count on good music. Country and western star Moe Bandy and the Mavericks got their start at La Parita Hall in the mid- 1960s.

During recent trips to Branson, Missouri, my husband Lloyd and I visited with Moe Bandy after his shows to reminisce about the good times at the SPJST La Parita Hall.

(The hall was sold in the mid-1970s, and in 2000, Lodge 161 merged with Lodge 202, Jourdanton.)

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Thanks to each member who submitted his/her SPJST Memory.

All names were placed in a drawing.

The winner is Evan Barta of SPJST Lodge 202, Jourdanton.

Evan is receiving a basket of SPJST and Czech goodies.

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Directory of SPJST Lodges, Youth Clubs, and Sales Agents Active lodges are listed in numerical order. District number is in parentheses.

For lodge information, please call the lodge secretary. For youth club information, please contact the local lodge youth leader.

For insurance information, please contact lodge sales agents. Listings reflect Home Office records as of June 20, 2014. (Use of this information for solicitation or commercial purposes is a violation of the SPJST Privacy Policy and is strictly prohibited.)

LODGE 1 FAYETTEVILLE (1)

Lodge Hall: 507 East Main Street, Fayetteville, Texas. Directions: Lodge building is located on Highway 159 East, three blocks from the town square.

Hall Rental Information (979) 966-3795 Lodge Meetings: First Monday of evennumbered months February, April, June, August, October, and December at 6 p.m. at the lodge hall.

Secretary Debra Pflughaupt (979) 249-6249 rpflughaupt@hotmail.com Youth Club Meetings: First Monday of each month at 6:30 p.m. at the lodge hall.

Youth Leader Ronnie Pflughaupt (979) 249-6702 rpflughaupt@hotmail.com Sales Agent Ronnie Pflughaupt (979) 378-2763 rpflughaupt@hotmail.com

LODGE 4 HALLETTSVILLE (6)

Lodge Meetings: Second Sunday of each month at 3 p.m. at American Legion Tap Room, 107 East Park Street, Hallettsville, Texas.

Secretary Helen Zabransky (361) 798-3347 Sales Agents Shirley Kalmus (281) 216-0607 kalmusbingo@yahoo.com Joe Siptak, FIC (979) 244-4415 ssiptak1@hotmail.com Susan Siptak, FIC (979) 244-4415 ssiptak1@hotmail.com

LODGE 5 PILOT POINT-TIOGA (3)

Lodge Meetings: First Saturday of each month at 2 p.m. at PointBank Community Center, 739 East Liberty Street, Pilot Point, Texas.

Secretary Dean Carender (903) 564-7359 • jandd@texoma.net Sales Agents Dean Carender (903) 564-7359 jandd@texoma.net (903) 815-5628 Elise Koerner, FIC (940) 391-1585 emrkoerner@msn.com Michael Munn (903) 227-5969 mmmunn@gmail.com

LODGE 6 COTTONWOOD (3)

Lodge Hall: 700 South Czech Hall Road, West, Texas. Directions: From Interstate 35, take the West exit and stop at the blinking light. Go east at the blinking light and stay on Oak Street through downtown West. Take Farm Road 2114 East for 3 miles. Turn right on Czech Hall Road. The lodge hall is on the right about 1/2 mile down the road.

Hall Rental Information (254) 826-5882 Hall Phone: (254) 826-0005 Lodge Meetings: First Sunday of each month at 2 p.m. at the lodge hall.

Secretary Barbara Jean Hykel (254) 826-4677 bjhykel@yahoo.com Youth Leader Peggy Dobecka (254) 799-8550 dataped@sbcglobal.net Youth Club Meetings: First Sunday of each month at 1:30 p.m. at the lodge hall.

Sales Agents Donald Cernosek (254) 855-6800 djcernosek@sbcglobal.net Lydia Dobecka (254) 826-5663 Johnnie Krizan (254) 826-5882 Jerry E. Kucera, FIC (254) 826-5425 jkucerains@att.net

LODGE 8 WEIMAR (6)

Lodge Meetings: Second Thursday of each month at 7 p.m. at the lodge hall.

Lodge Meetings: Fourth Monday of each month at 6:30 p.m. at Veterans Memorial Hall, 503 Park Drive, Weimar, Texas.

Secretary Ladonna Jatzlau (979) 884-0561 handsandbands@yahoo.com

Secretary Robin Guenther (979) 561-6657 • robins@cvctx.com

Sales Agents Ladonna Jatzlau (979) 884-0561 handsandbands@yahoo.com Dorothy Rackel, FIC (979) 540-6497 rockhead@tconline.net Carla West (979) 540-2208 carlaw@intonline.com

LODGE 9 SNOOK (1)

Lodge Hall: 457 CR 269, Snook, Texas. Directions: From Snook, turn on FM 2155 to downtown. At Snook School, stay right on Spur 2155. At “T”, turn right on CR 269.

Go 3/10 mile, and hall is on the left.

Hall Rental Information (979) 272-3732 Lodge Meetings: First Wednesday of each month at 7:30 p.m. at the lodge hall.

Secretary Ann Schoeneman (979) 272-8444 • janda1938@gmail.com Youth Club Meetings: First Wednesday of each month at 6:30 p.m. at the lodge hall.

Youth Leader Marie Shelfer (979) 272-8100 • mashelfer@aol.com Sales Agents Stacey Eldridge (979) 272-1556 staceyslovacek@aol.com Karen Gaas (979) 272-8873 karengaas@yahoo.com Bill Orsak, FIC, CFFM (979) 272-1243 borsak@tconline.net (979) 324-0056 Pamela Pruett (512) 760-6740 ppruett@milamins.com Donnie Victorick, FIC, CFFM (979) 224-3125 dv.aggie@verizon.net

LODGE 13 DIME BOX (1)

Lodge Hall: 425 CR 424, Dime Box, Texas.

Directions: In Dime Box, turn left from FM 141 on CR 424. Go east on CR 425 for 3/10 mile. The hall is on the left.

Hall Rental Information (979) 884-1451 Hall Phone: (979) 884-3211

LODGE 15 BUCKHOLTS (2)

Lodge Hall: 600 State Highway 36, Buckholts, Texas (historic hexagon-shaped lodge building with a stone entrance sign located approximately 1/4 mile east of downtown Buckholts). Directions: Lodge building is located on Highway 36, east of Buckholts.

Hall Rental Information (254) 593-2222 Lodge Meetings: Second Monday of each month at 5 p.m. at the lodge hall.

Secretary Dorothy Tomascik (254) 593-2757 Sales Agent Brittany Wyatt (254) 300-7673 thesouthernmagnolia@outlook.com

LODGE 17 NEW TABOR (1)

Lodge Hall: 2674 CR 225, Caldwell, Texas.

Directions: From Caldwell, turn from Highway 36 east onto FM 166. Proceed 2.1 miles and turn left on CR 225. Go one mile, veering to the right. Lodge building is located on the right.

Hall Rental Information (979) 272-3440 Lodge Meetings: First Sunday of each month at 2 p.m. at the lodge hall.

Secretary Ben Trcalek, Jr. (979) 272-3278 Youth Club Meetings: First Sunday of each month at 3 p.m. at the lodge hall.

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Youth Leader Mabrey Dowell (979) 272-8517 • mabes82@aol.com Sales Agent Susan Skrabanek, FIC (979) 272-3440 spjst@aol.com (979) 820-2218

LODGE 18 ELGIN (2)

Lodge Hall: 702 Highway 95 North, Elgin, Texas.

Hall Rental Information (512) 217-0162 - David Meyer Country/Western Band Booking (512) 281-3711 - Artie Monson Polka Band Booking Hall Phone: (512) 285-3100 Lodge Meetings: Third Tuesday of each month at 7 p.m. at the lodge hall.

Secretary Charles Wilson (512) 285-4293 Youth Club Meetings: First Saturday of each month at 2 p.m. at the lodge hall.

Youth Leader Joyce Bowen (512) 856-2481 joycenelson64@yahoo.com Sales Agents Betty Gaskamp (512) 281-0234 bettygaskamp@yahoo.com Evelyn Gustafson (512) 285-9319 Margaret Taylor (512) 303-0825 anntaylor777@austin.rr.com

LODGE 20 GRANGER (2)

Lodge Hall: 114 West Davilla, Granger, Texas.

Hall Rental Information (512) 859-2584 Lodge Meetings: Second Tuesday of each month at 7 p.m. at the lodge hall.

SPJST MEMBER SERVICES DIRECTORY Sales Agent Elizabeth Holub (979) 561-8640 mikelizh@cvctx.com

LODGE 24 CYCLONE (2)

Lodge Hall: 411 FM 964, Burlington, Texas.

Directions: Lodge building is located 12 miles east of Temple, past Zabcikville. Exit at the blinking light on Highway 53 to FM 485, then go one mile to FM 964.

Hall Rental Information (254) 985-0002 Hall Phone: (254) 985-2393 Lodge Meetings: Second Monday of each month at 7 p.m. at the lodge hall.

Secretary Margaret Mikeska (254) 985-2484 margaretmikeska@yahoo.com Youth Club Meetings: Second Sunday of each month at 2 p.m. at the lodge hall.

Youth Leader Brenda Maddux (254) 985-0002 frontdeskgoddess@hotmail.com Sales Agents Roberta Amos (254) 773-1100 njones@fctinsurance.com Paulino Castillo (254) 773-0092 pcastillo@fctinsurance.com Jason Hoelscher (254) 985-0347 jhoels3210@aol.com

LODGE 25 ENNIS (3)

Lodge Hall: 1901 East Highway 34, Ennis, Texas. Directions: From Interstate 35 East at Waxahachie, take Highway 287 East exit.

Stay on Highway 287 East until you come to Ennis. Go straight through downtown Ennis and go under the overpass at Interstate 45.

Go approximately 3/4 mile on Highway 34; hall is on the right.

LODGE 28 EAST BERNARD (6)

Lodge Meetings: Second Sunday of each month at 12 noon at Wharton County Library - East Bernard Branch Community Room, 746 Clubside Drive, East Bernard.

Secretary Helen Kelner (281) 342-2624 Sales Agent Glenn Kaminsky, FIC (979) 335-4461 g2kamin@live.com

LODGE 29 TAYLOR (2)

Lodge Hall: 5025 FM 619, Taylor, Texas.

Directions: The hall is located two miles east of Taylor. In Taylor, at intersection of State Highway 95 and US 79 Business (4th Street), turn east on Highway 79. Proceed to FM 619, turn north (left) and go about 0.8 mile to the hall.

Hall Rental Information (512) 352-9139 Hall Phone: (512) 352-9139 Lodge Meetings: Second Wednesday of each month at 6:30 p.m. at the lodge hall.

Secretary Linda Pospisil (512) 365-1110 • jlpospisil@yahoo.com Youth Club Meetings: First Sunday of each month at 2 p.m. at the lodge hall.

Youth Leader Cristy Girod (512) 468-1347 girodranch@yahoo.com Sales Agents Albin Machu, CFFM (512) 365-5489 elainemachu@hotmail.com Fax: (512) 365-9653 Jesse Pospisil (512) 826-7371 jlpospisil@yahoo.com Tammy Whatley (512) 948-5339 tammyrwhatley@yahoo.com

LODGE 30 TAITON (6)

Secretary Rubie Loessin (512) 859-2765

Hall Rental Information (972) 875-8381 Hall Phone: (972) 875-8381

Youth Club Meetings: Second Sunday of each month at 1:30 p.m. at the lodge hall.

Lodge Meetings: Second Thursday of each month at 7 p.m. at the lodge hall.

Youth Leader Emilie Tischler (254) 721-7735

Secretary Patricia Fowler (972) 878-2083 1969fowler@gmail.com

LODGE 23 MORAVIA (6)

Youth Club Meetings: First Sunday of each month at 1:30 p.m. at the lodge hall.

Youth Club Meetings: First Sunday of each month at 2:30 p.m. at Taiton Community Center, 14221 FM 961, El Campo, Texas.

Youth Leader Rita Holland (469) 337-2284 ritaholland57@yahoo.com

Youth Leader Lisa Bubela (979) 543-7120 lbubela@warpspeed1.net

Sales Agents Thomas Droste (972) 965-5308 droste_t@yahoo.com Danny Dvorak (972) 821-8946 crispczech@hotmail.com Linda Jurik (972) 872-9997 Kay Lynn Kovar, FIC (972) 875-6827 Margaret Krajca (972) 878-6149 jmkrajca@yahoo.com Max McIntosh (972) 935-2082 maxfli@ymail.com

Sales Agents Bradley Bacak, FIC (979) 543-9362 bradbacak@sbcglobal.net Crystal Bacak, FIC (979) 543-9362 bacak@sbcglobal.net Carolina Covarrubia (281) 779-9956 carroinpink@yahoo.com Thomas Drapela, FIC (979) 543-1142 Karen Kaspar, FIC, CFFM (979) 332-1616 k-kaspar@hotmail.com (979) 543-2532 Fax: (979) 543-8859

Lodge Hall: FM 957 North, Schulenburg, Texas. Directions: Located 12 miles south of Schulenburg in Moravia. From Highway 77 between Hallettsville and Schulenburg, take FM 532 West four miles to Moravia.

Turn right on FM 957 North and go one mile. Lodge building is on the right.

Lodge Meetings: Tuesday after the second Sunday of March, June, and September at 7:30 p.m. and first Sunday of December at 3 p.m. at the lodge hall.

Secretary Kathleen Guenther (979) 562-2124 • philg@cvctx.com

Lodge Meetings: First Sunday of each month at 1:30 p.m. at Taiton Community Center, 14221 FM 961, El Campo, Texas.

Secretary Wanda Dorotik (979) 543-1974 wdorotik@wirehand.net

LODGE 32 VICTORIA (6)

Lodge Hall: 3502 North Laurent, Victoria, Texas.

Lodge Meetings: Second Thursday of each month at 6:30 p.m. at the lodge hall.

Secretary Linda H. Mozisek (361) 676-7561 lindamo@suddenlink.net Sales Agents Michael Ahlstrom, FIC, CFFM(361) 578-3279 ahlstrom@suddenlink.net Mary Monclova (361) 572-3933 mmcl6625@yahoo.com Silvia Hernandez (361) 571-1697 silvia_perry11@yahoo.com Otto Mozisek (361) 676-7562 ottom@suddenlink.net

LODGE 35 ELK (3)

Lodge Hall: 9508 Elk Road, Axtell, Texas.

Directions: From Interstate 35 in Waco, take the Highway 84 East exit. Stay on Highway 84 East through Bellmead and go approximately 8 miles. On the right side of Highway 84 will be a sign saying “Elk.” Take the Elk Road. Turn right on Elk Road and go approximately one mile and the road will dead end. Take a right at the dead end and go approximately 1/2 mile. Lodge 35 is on the left side of the road.

Hall Rental Information (254) 749-3326 Hall Phone: (254) 863-9320 Lodge Meetings: Second Wednesday of each month at 7:30 p.m. at the lodge hall.

Secretary Carla Pavelka (254) 420-2430 cvpavelka@yahoo.com Sales Agent James Mann, FIC (254) 876-3979 mrdudemann@yahoo.com

LODGE 38 KOVAR (1)

Lodge Hall: 278 Zimmerhanzel Road, Flatonia, Texas.

Hall Rental Information (512) 237-9099 - Days (830) 839-4353 - Evenings Lodge Meetings: Second Monday of each month at 7 p.m. at lodge hall.

Secretary Kathy Maney (512) 237-2439 • kmaney5411@yahoo.com Sales Agents Johnnie J. Janak (512) 237-5228 (512) 237-2432 Kathy Maney (512) 237-2439 maneyins@yahoo.com (512) 237-2706 Fax: (512) 360-2439

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SPJST MEMBER SERVICES DIRECTORY

LODGE 39 BRYAN (1)

Lodge Hall: Cherry Bend Circle, Lot 12, Bryan, Texas. Directions: From Highway 6, turn west on OSR. Go 2 miles to Mumford Road and turn left. Go 1.1 mile and turn left on Magnolia. Take first right turn on Cherry Bend Circle. Lodge hall is at the bend of the road (white building).

Lodge Meetings: Second Sunday of each month at 1 p.m. at the lodge hall.

Secretary Shirley Vytopil (979) 218-6432 svytopil@yahoo.com Sales Agents (979) 571-5848 Brenda Glowski glowski4@aol.com John Kitchens (936) 396-1767 jkitchens702@hotmail.com Kevin Kuder (979) 574-8775 kuderkev@aol.com

LODGE 40 EL CAMPO-HILLJE (6)

Lodge Hall: 30420 Loop 524 US Highway 59, Hillje, Texas. Directions: Lodge hall is located just off US 59 in Hillje.

Hall Rental Information (979) 243-4222 Hall Phone: (979) 648-2317 Lodge Meetings: Second Sunday of each month at 2 p.m. at the lodge hall.

Secretary Josephine Brandt (979) 543-3298 Youth Club Meetings: Second Sunday of each month at 1:15 p.m. at the lodge hall.

Youth Leader Cathy Garcia (979) 332-1614 • clvgarcia@yahoo.com Sales Agents Ardis Bacak, FIC (979) 578-8907 bradbacak@sbcglobal.net Sheldon Holub, FIC (979) 543-7387 sholub@awesomenet.net James Kocurek (979) 543-3193

LODGE 41 PORT LAVACA (6)

Lodge Meetings: Second Tuesday of February, May, August, and November at 6 p.m. at Six Mile Presbyterian Church, Royal Road, Port Lavaca, Texas.

Secretary Mary Sitka (361) 552-5170 danmarysitka@yahoo.com Sales Agent Franklin Jurek, FIC (361) 920-9674 sajj@tisd.net (361) 552-9674

Summer 2014

LODGE 47 SEATON (2)

LODGE 49 ROWENA (4)

17

Sales Agents Freddie Kaluza (254) 826-3534 fjkaluza@txun.net (254) 709-2303 Janice Kaluza (254) 826-3534 jmkaluza@aderholdfuneralhome.com (254) 749-5676 Jean Martin (254) 854-2833 bwmartin@windstream.net Wilburn Willis, FIC (254) 799-5394 wilburnwillis@aol.com

Lodge Hall: 10842 State Highway 53, Temple, Texas. Directions: Star Hall is located seven miles east of Temple on Highway 53 (Adams Avenue in Temple).

Lodge Hall: 706 FM 2133, Rowena, Texas.

Hall Rental Information (254) 760-7819 Hall Phone: (254) 985-2548

Lodge Meetings: First Wednesday of February, May, August, and November at 7 p.m. at the lodge hall.

Lodge Meetings: First Sunday of each month at 2 p.m. at the lodge hall.

Secretary Beverly Teplicek (325) 442-4841 • bjtep@verizon.net

Secretary Patsy Koslovsky (254) 985-2396 patsyk2011@yahoo.com

Youth Club Meetings: Second Sunday of each month at 4 p.m. at the lodge hall.

Lodge Meetings: Third Thursday of each month at 7 p.m. Call for meeting location.

Youth Club Meetings: First Sunday of each month at 1 p.m. at the lodge hall.

Youth Leader Beverly Teplicek (325) 442-4841 • bjtep@verizon.net

Secretary Ann Moseley (361) 594-8429 • moselam@hotmail.com

Youth Leader Joyce Kraatz (254) 760-5816 bradkraatz@hotmail.com

Sales Agents Frances Aleman (325) 544-8560 fmaleman@wtxs.net Lisa Galvan (325) 365-2627 lisa.13@verizon.net Joan Halfmann (325) 442-4425 j1146@verizon.net Jimmy Jones (325) 372-5522 jjins@centex.net (325) 248-3579 Thomas Kirkpatrick (432) 558-2777 westwindinsurance@att.net Eliza M. Rodriguez (325) 949-9508 rodnewfsfamily@yahoo.com Billy Rollwitz, FIC, CFFM (325) 442-3141 brollwitz@verizon.net Sylvia M. Rollwitz, FIC (325) 442-3141 srollwitz@verizon.net Kenneth Rooke (325) 446-3073 kenny.rthi@verizon.net Loretta Schaefer (432) 397-2483 schhal@crcom.net Richard Sonnenberg (325) 718-8445 rickster@wtxs.net Beverly Teplicek (325) 442-4841 bjtep@verizon.net Liliana Valenzuela (619) 905-0228 calla.lily@me.com

Sales Agents David Coufal (254) 986-2448 david@davidcoufalinsurance.com Fax: (254) 986-2412 Patsy Koslovsky, FIC (254) 985-2396 patsyk2011@yahoo.com Tammy Martinez (254) 985-2457 tammym@spjst.com David Pechal (254) 721-8370 davidpechal@yahoo.com Corinne Popelka (254) 931-1256 kerr.corinne@gmail.com Michael Seiler (254) 939-0180 mseiler@farmersagent.com Dolores Skrabanek, FIC (254) 985-2344 dskrabanek@embarqmail.com Lynette Talasek (254) 931-0639 lynettet@spjst.com Donica Zabcik (254) 749-5607 donicaz@spjst.com

LODGE 48 BEYERSVILLE (2)

Lodge Hall: 10450 FM 619, Taylor, Texas.

Directions: From Taylor, take the South Loop. Turn right on FM 112. Go about 1/2 mile. Turn right on FM 619. Go about three miles. Hall is on the right.

Hall Rental Information (512) 450-8310 Lodge Meetings: Second Sunday of each month, 3:30 to 5:30 p.m.; except for the following months, the meeting time will be at 6:30 p.m. on May 12, June 9, July 14, and August 11 at the lodge hall.

Secretary Juanette Susan (512) 365-8381 jraleyjuanette@aol.com Youth Club Meetings: Second Sunday of each month at 2 p.m. at the lodge hall.

Youth Leader Donna Vanecek (512) 365-5717 donnavanecek@yahoo.com Sales Agents Donna Vanecek (512) 736-5731 donnavanecek@yahoo.com Bobby Wuensche (281) 352-3517 bobbyleewuensche@gmail.com

Hall Rental Information (325) 442-4841

LODGE 51 ELLINGER (1)

Lodge Meetings: Third Friday of March, June, September, and December at 6:30 p.m. at Ellinger Fire Department, West Main Street, Ellinger, Texas.

Secretary Jo Ann Divin (979) 249-3176 joanndivin@yahoo.com Sales Agents Edna Bergfeld (979) 732-3776 ednabergfeld@txun.net Fausta Kaiser (979) 732-1386 eweknoit@yahoo.com (979) 732-5030

LODGE 54 WEST (3)

Lodge Meetings: First Friday in March, June, and November and the second Friday in September at 7 p.m. at St. Joseph Hall, 303 South Harrison Street, West, Texas.

Secretary Janice Kaluza (254) 826-3534 fjkaluza@txum.net

LODGE 63 SWEET HOME (6)

LODGE 66 WACO (3)

Lodge Meetings: Location, date, and time to be announced in the lodge’s monthly meeting minutes that appear in the Vestnik. Call (254) 799-4247 for information.

Secretary Dana McAdams (254) 799-4510 • danamcad@aol.com Sales Agents Richard Allen (254) 339-9375 aaindependent@yahoo.com Ruby Clayborne (254) 799-4790 rclayborne22@hotmail.com Kaelyn Dillard (254) 694-7800 Randolph Dillard, Sr. (254) 694-5099 John Engelke (254) 717-7534 john.engelke@hotmail.com Johnnie Gaidusek, Jr. (254) 934-2527 rvos@windstream.net (254) 709-5976 Justin Gaidusek (254) 718-8212 justin@rolloinsurance.com Christine Galysh (254) 754-5174 Denise Gay (254) 722-0763 Joel B. Gay (254) 836-1039 joby@triplansolutions.com Kevin Hannes (254) 733-4914 khannes@grandecom.net Randy House (254) 749-4636 rhouse3407@gmail.com Larry Matula (254) 822-1550 larry@matulainsurance.com Via Jean Randolph (254) 761-0187 viarandolph@gmail.com Kandi Rendon (254) 723-4752 rendonjulian73@yahoo.com Michael Thompson (254) 717-9008 t2fans@aol.com Sammy Tull (254) 857-8600 sjtrmt@aol.com Nelson Washington, Jr. (832) 508-1507 wacotaxservice@aol.com

LODGE 67 SCHULENBURG (1)

Lodge Meetings: Call for quarterly meeting date, time, and location.

Secretary Mary Ann Kutac (979) 561-8686 Sales Agent Adrienne Kobza (979) 561-8237 akobza@cvctx.com

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SPJST MEMBER SERVICES DIRECTORY

Sales Agents (940) 889-2538 Marty Bufkin mbufkin@bunkleyandjones.com (940) 256-2263 Christopher Moore cfmoore1@aol.com

Lance Morck (361) 904-6241 l_morck@yahoo.com Armando Perez, LUTCF (361) 814-0314 aperez40@stx.rr.com Abel Reyna (361) 547-0064 ab3rey@aol.com (361) 876-6669 Gail Soto Sanchez sanchez.gail@att.net Jerry Sijansky, FIC (361) 853-1227 jaquayj@wildblue.net Eva Vasquez (361) 765-3258 elvasquez54@yahoo.com Deborah Whittington (361) 939-7588 dawhittington@sbcglobal.net

LODGE 76 WICHITA FALLS (4)

LODGE 80 HOLLAND (2)

LODGE 73 SEYMOUR (4)

Lodge Meetings: First Sunday of each month at 12 noon. Call for meeting location.

Secretary Alice Orsak (940) 889-2391

Lodge Meetings: First Sunday in March and June and second Sunday in September and December at 1 p.m. at Luby’s Cafeteria, 1801 Ninth Street, Wichita Falls.

Lodge Hall: 12141 East FM 2268, Holland, Texas. Directions: On Highway 95, south of Holland, turn east on FM 2268. Go 1/2 mile to lodge, located on the right.

Secretary Diana Ibarra (972) 686-9456

Hall Phone: (254) 657-2485

Sales Agents Beth Calhoun (940) 574-4451 betha1947@yahoo.com Holly Cox (940) 674-5554 hometowninsurancechildress@gmail.com Ananias Edwards, III (940) 766-3331 nize3@aol.com Ray Esparza (940) 692-2244 resparza339@sbcglobal.net Ezekiel R. Garcia (940) 782-3943 Diana Geis (940) 733-5328 dianageis@hotmail.com Michelle Robertson (940) 322-2860 William Waddle (940) 569-2934 wmwaddle@nts-online.net

LODGE 79 CORPUS CHRISTI (7)

Lodge Meetings: Third Sunday of each month at 2 p.m. at Sokol Hall, 5502 Kostoryz Road, Corpus Christi, Texas.

Secretary Virginia Rebecek (361) 816-3128

Lodge Meetings: First Saturday of each month at 4 p.m. at the lodge hall.

Secretary Linda Hill (254) 598-0284 hlinda1260@aol.com Youth Club Meetings: Second Wednesday of each month at 6 p.m. at Youth Leader Connie Horak’s home. Call (254) 541-9165 for address.

Youth Leader Connie Horak (254) 541-9165 • chorak@sw.org Sales Agents Vicki Benner (254) 657-2628 vslye@embarqmail.com Frank Horak (254) 657-3018 f_horak@yahoo.com Joe W. Liles (254) 657-2488 joelilesrvos@gmail.com (254) 913-7674

LODGE 81 NEEDVILLE (5)

Youth Club Meetings: Third Sunday of each month at 2 p.m. at Sokol Hall, 5502 Kostoryz Road, Corpus Christi, Texas.

Lodge Hall: 13609 Highway 36, Needville, Texas. Directions: Lodge building is located at the corner of Highway 36 and FM 361.

Youth Leader Gerilyn Donnell (361) 548-0852 gl@totalprotection.com

Hall Rental Information (979) 793-4313 td_stavinoha@yahoo.com Hall Phone: (361) 793-4742

Sales Agents Ignacia Castillo (361) 664-1943 nacha.castillo@yahoo.com Francisco Dheming, Sr. (361) 561-7658 Armando Diaz (361) 945-2790 armandovdiaz@aol.com Becky Flores (361) 945-2695 bowflo@yahoo.com Amiel Garcia (361) 438-1860 abengar@msn.com Ralph Juarez (361) 537-5506 juarez2112@aol.com David Knapp, LUTCF (361) 765-4646 dckltc@yahoo.com Leo Longoria (361) 325-9250 Oscar Longoria, LUTCF (361) 325-3551 osamlong@yahoo.com Javier Mora (361) 549-0116 javier62m@gmail.com

Lodge Meetings: Third Sunday of each month at 1 p.m. at the lodge hall.

Secretary Willie Mae Kuykendall (281) 233-6539 Youth Club Meetings: Contact Youth Leader Bradley Stavinoha for meeting date, time, and location.

Youth Leader Bradley Stavinoha (979) 793-2386 spjst@earthlink.net Sales Agent Bradley Stavinoha (979) 793-2386 spjst@earthlink.net (979) 793-4364 (281) 802-9858

LODGE 84 DALLAS (3)

LODGE 88 HOUSTON (5)

Lodge Hall: 2625 Floyd Street, Dallas, Texas.

Directions: From Interstate 35 East in Dallas, take Interstate 20 East. From Interstate 20 East, take the Interstate 45 exit toward downtown Dallas. Interstate 45 runs into Highway 75. From Highway 75, take a right at the Bryan Street exit. From Bryan Street turn right on Cantreal Street. Go on Cantreal Street until you come to Floyd Street. Take a right on Floyd Street. Lodge 84 is the second building on the right, 2625 Floyd Street.

Lodge Hall: 1435 Beall Street at West 15th, Houston, Texas (the Heights). Directions: Highway 290 - Take Mangum Dacoma exit.

Stay on frontage road. Turn left at third traffic light onto 18th Street. Go under freeway at third traffic light. Turn on Beall Street.

Hall Rental Information (469) 951-7396 Hall Phone: (214) 823-0072

Lodge Meetings: Second Monday of each month at 7 p.m. at the lodge hall.

Lodge Meetings: Third Sunday of each month at 2 p.m. at the lodge hall.

Secretary Cheryl Petr (214) 352-4397 cherripetr@sbcglobal.net Youth Club Meetings: Third Sunday of each month at 1 p.m. at the lodge hall.

Youth Leader Bessie Petr (214) 826-3557 magiclady_46@hotmail.com Sales Agents Thomas Athas (817) 521-6662 thomasathasagency@msn.com Bessie Petr (214) 826-3557 magiclady_46@hotmail.com

LODGE 87 TEMPLE (2)

Lodge Hall: 320 North 50th Street, Temple, Texas. Directions: From East Adams Avenue, turn north on 50th Street. Go 2/10 mile. Lodge hall is on the left.

Hall Rental Information (254) 405-5168 Lodge Meetings: Second Sunday of each month at 2 p.m. at the lodge hall.

Secretary Christine Festa (254) 541-2374 christinefesta@yahoo.com Youth Club Meetings: Second Sunday of each month at 3 p.m. at the lodge hall.

Youth Leader Jennifer Davidson (254) 405-5168 davidson2313@gmail.com Sales Agents Betty Barton (254) 913-0386 bettybar@vvm.com Karin Bryant (254) 338-3275 allyourinsuranceneeds@centurylink.net Jennifer Davidson (254) 405-5168 jdavidson@sw.org Hiram Dixon, FICF, LUTCF, CFFM lifeagent01@yahoo.com (254) 231-7722 Keifer Marshall, Jr. (254) 773-2240 kmarshall@insurors.com

Hall Rental Information Lodge Hall: (713) 869-5767 www.lodge88.org

Secretary Carol Stayton (979) 865-0425 Youth Club Meetings: Fourth Sunday of each month at 2 p.m. at the lodge hall.

Youth Leader Barbara Linney-Gonzales (713) 649-6138 district5dyc@aol.com Sales Agents Carolyn Filipp Beseda, FIC (713) 869-9304 cffilipp@earthlink.net Helen Hegwood, FIC (713) 864-0489 Vincent Hegwood, FIC (281) 358-7312 Mildred Holeman (713) 691-6434 mmholeman@yahoo.com (713) 305-7895 Fax: (713) 691-4084 Janice Jahns (281) 615-5046 wjahns@sbcglobal.net Ana Latigo (713) 385-0590 avlatigo@yahoo.com Dorothy Pflughaupt (713) 864-2163 dotpflugh@yahoo.com (713) 859-8976 Larry W. Pflughaupt, FIC (713) 864-2163 lpflugh@aol.com (713) 859-8955

LODGE 91 SAN JACINTO (5)

Lodge Meetings: Quarterly meetings - to be announced in Vestnik.

Secretary Vonda Smesny (713) 870-7114 • wolcek@comcast.net Sales Agents Carlos San Miguel (361) 562-8800 sanmiguel.carlos051@yahoo.com Charles Thomas, Jr. (832) 687-1099 charlesintx@gmail.com Vickie Wilkinson (281) 446-0467 vickiewilk@netscape.net

LODGE 92 FORT WORTH (3)

Lodge Hall: 3316 Roberts Cutoff Road, Fort Worth, Texas. Directions: From Interstate 35 West in Fort Worth, take Interstate 30 West to the Henderson exit. Take Henderson North, and it becomes Jacksboro Highway (TX 199).

Stay on this road north until Roberts Cutoff which is a right off of Jacksboro Highway. The lodge (also known as National Hall) is on the right about 3/4 block down the road. (A Great Western Inn Motel is on the corner.)

Hall Rental Information (817) 624-1361 Hall Phone: (817) 624-1361

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SPJST MEMBER SERVICES DIRECTORY Lodge Meetings: Second Sunday of each month at 2 p.m. at the lodge hall.

Secretary Mary Jane Taborsky (817) 801-0453 jtaborsky@sbcglobal.net Youth Club Meetings: Second Sunday of each month at 2 p.m. at the lodge hall.

Youth Leader Holly Hubenak Anderson (682) 552-4498 hollyanderson33@gmail.com Sales Agents Thomas Brown (940) 321-8717 tabrown@charter.net Pamela Durham (817) 877-1502 pam@pamdurham.com David Ford (817) 239-6547 fordclu@sbcglobal.net Gordon Hubenak (817) 498-3905 Holly Hubenak Anderson (817) 337-0964 hhubenak@coppellisd.com (817) 237-4120 Kenneth Krivanek Sherrie Kubala Watkins, FIC (817) 237-5314 skubwatkins@aol.com

LODGE 97 PLACEDO (6)

Lodge Meetings: Second Friday in March, June, September, and December at 6 p.m. at Lodge 32, Victoria Hall, 3502 North Laurent, Victoria. Call Secretary Diana Redd for more information.

Secretary Diana Redd (361) 649-4388 memories_by_diana@yahoo.com Sales Agents David Bellanger (361) 578-4253 djbellanger@hotmail.com Gay Revel, FIC (361) 573-4443 revelgay@yahoo.com

LODGE 107 FLORESVILLE (7)

Lodge Hall: 1156 FM 1303, Floresville, Texas. Directions: From Floresville, take FM 536 West three miles to FM 1303. Turn right and go two miles. Hall is on the right.

Hall Rental Information (830) 393-7796 Lodge Meetings: Second Sunday of each month at 3 p.m. at the lodge hall.

Summer 2014

LODGE 117 ROBSTOWN (7)

LODGE 141 SEALY (1)

19

LODGE 153 LA SALLE (6)

Lodge Meetings: First Saturday of March, June, September, and December at 1:30 p.m. at Hilltop Community Center, 11425 Leopard, Corpus Christi, Texas.

Lodge Meetings: Second Tuesday of each month at 6 p.m. at Gordon Memorial Library, 917 North Circle, Sealy, Texas.

Lodge Meetings: Second Tuesday of March, June, September, and December at 6 p.m.

Call lodge secretary for meeting location.

Secretary Dianne Raska (361) 334-7222 ldianne@live.com

Secretary Bernice Stolarski (979) 885-6786 • bbstol@sbcglobal.net

Secretary Mary Jane Sralla (512) 782-3374 esralla@sbcglobal.net

Sales Agents Sylvia Ballin (361) 563-0800 saballin49@yahoo.com (361) 739-5907 Carlos Benavidez ccarlosgb3@aol.com

Sales Agent John Simpson (713) 818-9800 817@catspringvfd.com

LODGE 142 HOUSTON (5)

Sales Agent Jerome J. Hlavaty, FIC (361) 874-4461 jeromeh@laward.net (361) 920-7478

LODGE 154 FORT WORTH (3)

LODGE 130 DALLAS (3)

Lodge Meetings: For monthly meeting date, time, and location, please contact the lodge secretary or sales agent.

Lodge Meetings: Second Sunday (unless otherwise noted) of each month at 2 p.m.; meal served at 1 p.m. at SPJST Lodge 88, Houston Annex Building, 1435 Beall Street at West 15th (the Heights), Houston, Texas.

Secretary Stanley (Martha) Vrla (214) 826-2670 • mvrla@sbcglobal.net

Secretary Alice Jochen (979) 743-3613

Sales Agent John Vrla (214) 906-3385 jvrla@cebridge.net

Youth Club Meetings: Second Sunday of each month at 2 p.m. at SPJST Lodge 88, Houston Annex Building, 1435 Beall Street at West 15th (the Heights), Houston, Texas.

Lodge Hall: 6500 Boat Club Road, Fort Worth, Texas. Directions: From Interstate 35 West in Fort Worth, take the Interstate 20 West exit. Stay on Interstate 20 West until you come to 820 and stay on 820 until you come to the Jacksboro Highway and Azle Street exit.

Take the Azle Street exit and go to the traffic light. Turn left at the traffic light and go to the second traffic light, then turn right onto Boat Club Road. Go on Boat Club Road approximately 2 1/2 miles. Hall is on the right.

Youth Leader Catherine Manchack (281) 893-8107 cmanchack@yahoo.com

Hall Rental Information (817) 237-5181 Hall Phone: (817) 237-5181

Sales Agents Carita Felbermayr (832) 465-8833 caritaf50@hotmail.com Catherine Manchack (281) 893-8107 cmanchack@yahoo.com

Lodge Meetings: Third Sunday of each month at 3:30 p.m. at lodge hall.

LODGE 133 SAN ANTONIO (7)

Lodge Meetings: Third Sunday of each month at 2 p.m. at Good Shepherd Lutheran Church Activity Center, 1630 Goliad Road, San Antonio, Texas.

Secretary Vicki Reese (210) 698-1525 v.reese@att.net Sales Agents Marie C. Garcia (210) 531-9949 mcb1315@msn.com (210) 861-4985 Jarolyn Popp, FIC (830) 964-5135 bobpopp@gvtc.com Victor M. Ramirez (956) 844-1136 vicr49@yahoo.com Hector Vallejo (210) 735-2204 hectorvallejo19@yahoo.com Aracely Varela (210) 320-5200 chela@grandecom.net

LODGE 135 ENNIS (3)

Lodge Meetings: Third Thursday of January, April, July, and October at 7 p.m. at Sokol Hall, 2622 East Highway 34, Ennis.

Secretary Wendy Pruski (210) 535-4916 poohbear78064@hotmail.com

President Larry Valek (214) 794-7674

Sales Agents Robert Bayer, FIC (830) 393-9073 blackbayer7@hotmail.com Frankie Campbell (210) 602-2540 frankiec1030@yahoo.com Wendy Pruski, FIC (210) 535-4916 poohbear78064@hotmail.com Cynthia Puig (956) 489-4995 cpuig1@gmail.com Linda Rodriguez (830) 393-2229 thuney@floresville.net Miguel Rodriguez (210) 375-2131 mgrodriguezjr@yahoo.com Melvin Strey (830) 420-3185 mstrey@gvec.net Ronald Thuney (830) 393-6729 thuney@floresville.net

LODGE 139 DANBURY (5)

Lodge Meetings: Second Tuesday of each month at 6 p.m. at Danbury City Hall in Danbury, Texas.

LODGE 148 EL MATON (6)

Lodge Meetings: Second Sunday of each month at 3 p.m. at Frank Hahn’s Camphouse in El Maton, Texas.

Secretary Melissa Zielonka (830) 373-4388 • zielonka33@aol.com Youth Club Meetings: Second Sunday of each month following the adult lodge meeting at Frank Hahn’s Camphouse in El Maton, Texas.

Youth Leader Melissa Zielonka (979) 618-1890 • zielonka33@aol.com

LODGE 151 WHARTON (6)

Lodge Meetings: Second Monday of March, June, September, and December at 6:30 p.m. at Wharton Depot Museum, 100 South Sunset Street, Wharton, Texas.

Secretary Ella Marie Filipp (979) 922-1524 ellinfilipp@att.net

Secretary Janie Bucek (979) 532-5884 jbucek2001@yahoo.com

Sales Agents Myra Boegler (713) 628-3657 spjstlife@yahoo.com Justin Smith (979) 215-9667 justinlsmith_1@yahoo.com Larry Strebeck (979) 922-8000

Sales Agents Charles Bucek, FIC (979) 335-4118 Gerald Macha, FIC (281) 341-0320 geraldmacha@comcast.net Ray Pilgrim, FIC (979) 543-3754 pilgrim106@sbcglobal.net

Secretary Mary Steinman (817) 731-2580 • appamary@sbcglobal.net Youth Club Meetings: Third Sunday of each month at 5 p.m. at the lodge hall.

Youth Leader Lesli Milan (817) 320-7129 • leslimilan@yahoo.com Youth Leader Carrie Ann Jones (817) 371-1727 • jonestravel@att.net Sales Agents Fred Flores (817) 724-7673 fredgflores@gmail.com Sheri Humphreys (817) 236-1304 sherihumphreys@gmail.com Joseph Steinman (817) 624-1760 sokolfw@yahoo.com

LODGE 155 AUSTIN (2)

Lodge Meetings: First Sunday of March, June, September, and December. Call for meeting time and location.

Secretary Ginny Prasatik (512) 472-1721 • gprasatik@att.net Sales Agents Patricia Fleming (325) 248-3817 fleming@hctc.net Doris Plagens (512) 888-1822 doris.plagens@yahoo.com Ricky D. Rodriguez (512) 591-4022 sirricrod@yahoo.com Rosalinda Sanchez (512) 659-3782 rsanchez2000@sbcglobal.net

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Summer 2014

LODGE 157 LUBBOCK (4)

Lodge Meetings: Second Sunday of every other month at 1 p.m. Call for meeting location.

Secretary Cynthia Kristinek (806) 763-7245 • cjkristinek@yahoo.com Sales Agents Paul Harwood (806) 681-9701 peharwood55@yahoo.com Cynthia Kristinek (806) 632-2432 cjkristinek@yahoo.com Jay Lindley (806) 369-9369 jayl@amaonline.com (806) 828-3568 Lee Meurer lee@meureragency.com Mickey Mullen (806) 797-2810

LODGE 160 SAN ANGELO (4)

Lodge Meetings: Second Sunday of January, April, July, and October at 12 noon at Wall Volunteer Fire Department, Wall, Texas.

Secretary Charlene Dusek (325) 651-4977 • cdusek@wcc.net Sales Agents James Baker (325) 224-3369 Martha Broz, FIC (325) 442-3271 Bobby G. Davis, FICF, CFFM (254) 239-9153 bgdsr2428@aol.com Sylvia Garivay (325) 212-8444 sgarivay@yahoo.com Jacquelyn Gift (325) 212-6456 jacke_gift@yahoo.com Chandra Graves (325) 514-0788 chand_wilde@hotmail.com Leonard A. Jansa, FIC (325) 651-8045 ljansa@zipnet.us Patti Pool (325) 949-8499 pattipool@yahoo.com Joshua Shockley (325) 653-7280 shockins@suddenlinkmail.com Lydia Talamantez (325) 262-9743 lillyg636@yahoo.com Sam Tambunga (325) 944-8836 samt@samuelinsurance.com Danny Wilde (325) 277-9900 dwcompost9978@yahoo.com

LODGE 162 IOWA COLONY (5)

Lodge Meetings: First Sunday of each month at 2 p.m. at Iowa Colony Community Center, 12003 CR 65, Iowa Colony, Texas.

Secretary Geraldine Kucera Frank (281) 431-1474 geri_frank@yahoo.com Youth Club Meetings: First Sunday of each month at 2 p.m. at Iowa Colony Community Center, 12003 CR 65, Iowa Colony, Texas.

Youth Leader Brenda Moyle (281) 369-3503 • brenda@moblaw.com Sales Agents Wardell Starling (281) 250-8168 strlnganit@aol.com William Reynolds (832) 882-4660 williamreynolds9@gmail.com

SPJST MEMBER SERVICES DIRECTORY

LODGE 169 BRENHAM (1)

Lodge Meetings: Fourth Thursday of February, April, June, August, October, and December at 6 p.m. at Mobius Coffeehouse and Pizza Connection, 1120 South Market Street, Brenham. Meal, social, and meeting from 6 to 8 p.m. December meeting is on the first Sunday at 12 noon.

Secretary Lenora Bliznak (979) 836-9875 Sales Agents Donald Strickland (979) 820-8879 donj.spjst@gmail.com Nello Strickland (979) 451-3229 ndstrickland@yahoo.com

LODGE 172 PASADENA (5)

Lodge Hall: 3609 Preston Road, Pasadena, Texas.

Hall Rental/Reservations Information (713) 993-6878 Hall Phone: (713) 487-3297 Lodge Meetings: Fourth Sunday of each month, meal at 1 p.m. followed by meeting at 2 p.m. with the exception of November and December, as noted.

Secretary Jerry Dressler (281) 488-1405 • jcdressler@att.net Sales Agents Grace Herrington (713) 927-9092 hc4texas@gmail.com Kerry Herrington (281) 704-5737 kerryherrington@yahoo.com

LODGE 177 ACADEMY (2)

Lodge Hall: 711 Rio Poco, Little River, Texas. Directions: Lodge hall is located on south side of Academy on Highway 95.

Hall Rental Information (254) 982-4530 Hall Phone: (254) 982-4434 Lodge Meetings: Second Wednesday of each month at 5 p.m. at the lodge hall.

Secretary Joanne Hutka (254) 865-2029 • wjjahutka@htcomp.net Sales Agents Nancy Miller (254) 983-0011 nancym@spjst.com Luann Schiller-Van Lier (254) 718-8153 luanntx@msn.com

LODGE 179 WARRENTON (1)

Lodge Meetings: Second Thursday of each month at 7 p.m. at Carmine Lions Club Building, 201 Centennial Street, Carmine, Texas.

LODGE 180 BURLESON (3)

LODGE 183 ARLINGTON (3)

Hall Rental Information (817) 558-2400 • (817) 295-3483 (817) 371-0255 • (972) 268-0022 Hall Phone: (817) 295-9665

Lodge Hall: 3100 Pleasant Valley Lane, Arlington, Texas. Directions: Take Interstate 35 West to Fort Worth. Take the Interstate 20 East exit and proceed on Interstate 20 East until you come to the Cooper Street exit. Take Cooper Street exit to the North and stay on Cooper Street until you come to Mayfield Street. Take a right on Mayfield; go down and take a left on Pleasant Valley Lane.

Lodge Meetings: First Tuesday of each month at 6:30 p.m. at the lodge hall.

Hall Rental Information (817) 465-8538 • (214) 876-9029 Hall Phone: (817) 465-8538

Secretary Rhonda Hurtik (972) 268-0022

Lodge Meetings: Second Monday of each month at 7 p.m. at the lodge hall.

Sales Agent

Secretary Darlene Hollingsworth (817) 417-6071 dhollingsworth@rangeresources.com

Lodge Hall: 1150 South Burleson Boulevard, Burleson, Texas. Directions: Interstate 35 West, one-quarter mile south of Hidden Creek Parkway exit in Burleson, Texas.

Nancy Kelly

(817) 558-7347

LODGE 181 CONROE (5)

Lodge Meetings: Fourth Monday of each month at 5:30 p.m. at Central Public Library in Conroe, Texas.

President Barbara Williams-Rash (936) 295-7778 • b.d.willrash@att.net Youth Club Meetings: Third Tuesday of each month at 6:30 p.m. at Central Public Library, Conroe, Texas.

Youth Leader - Barbara Linney-Gonzales (713) 649-6138 • district5dyc@aol.com Sales Agents John Cole (936) 662-6440 john@coleinsofhuntsville.com James Dinaso (281) 836-3649 jimdinaso@gmail.com (832) 407-4272 Joshua Grimes (832) 767-8665 josh@thegrimes.com Artresa Johnson (936) 581-2564 artresacj@aol.com Charles Toney III (281) 362-9062 cdtiii@toney.us Barbara Williams-Rash (936) 295-7778 b.d.willrash@att.net

LODGE 182 FALLS COUNTY (2)

Lodge Meetings: Third Sunday of each month at 3 p.m. at The Chicken Place, 504 Bridge Street, Marlin, Texas.

Secretary Becky Beckendorf (254) 749-5732 beckyb.bltb@gmail.com Youth Club Meetings: Third Sunday of each month at 2 p.m. at The Chicken Place.

Secretary Ricky Weyand (979) 249-5679 • rickylw59@yahoo.com

Youth Leader Becky Beckendorf (254) 749-5732 beckyb.bltb@gmail.com

Sales Agent Ricky Weyand (979) 249-5679 rickylw59@yahoo.com

Sales Agent Darrell Allen (254) 275-0056 dallen_mpd@yahoo.com

Youth Club Meetings: Last Friday of each month at 7 p.m. at the lodge hall.

Youth Leader Debra Daniel (817) 472-6261 ddaniel108@sbcglobal.net Sales Agents Sabino Garcia (817) 909-8899 garciasabi@att.net Eugene Havran (817) 467-3010 eugenehav@yahoo.com Ray Jordan, Jr. (817) 477-7351 rjordanw2000@live.com Rodney Powell (214) 404-0111 rodneypowell8047@yahoo.com Jennifer Rodriguez (817) 496-9111 ornelasinsuranceagency@gmail.com Daniel Roznovsky, FIC (972) 252-6763 droz1@verizon.net Rhonda Steelman (972) 294-1043 rhonda.steelman@yahoo.com

LODGE 184 MOULTON (6)

Lodge Hall: FM 532 West, Moulton, Texas.

Directions: From Texas 95 in Moulton, take FM 532 West four miles. Lodge hall is located on the right.

Lodge Meetings: Second Wednesday of each month at 7:30 p.m. at the lodge hall.

Secretary Duckie Baetz (361) 596-4657 • duckiebaetz@gvec.net

LODGE 185 NEW BRAUNFELS (7)

Lodge Meetings: Every other month—February, April, June, August, October, and December. Call for meeting date, time, and location.

Secretary Cindy Schmidtzinsky (512) 787-9334 • cks78666@yahoo.com Youth Club Meetings: Call youth leader for meeting date, time, and location.

Youth Leader Theresa Haag (830) 625-8262 theresa.haag686@gmail.com April Howard

Sales Agent

(830) 626-3303

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SPJST MEMBER SERVICES DIRECTORY

LODGE 186 CALDWELL (1)

Lodge Hall: 937 State Highway 36, Caldwell, Texas. Directions: Lodge building is located just off Highway 36 on the south side of Caldwell, next to Burleson County Fairgrounds.

Hall Rental Information (979) 567-4264 Lodge Meetings: Second Tuesday of each month at 6:30 p.m. at the lodge hall.

Secretary Michelle Mendez (979) 567-9144 m-r-mendez@tamu.edu Youth Club Meetings: First Sunday of each month at 2:30 p.m. at the lodge hall.

Summer 2014

LODGE 189 BRYAN-COLLEGE STATION (1)

Lodge Meetings: Second Sunday of March, June, September, and December at 2 p.m. at C & J Barbecue, 1010 South Texas Avenue in Bryan, Texas (unless otherwise notified).

Secretary Gerald Rieger, Sr. (979) 778-1592 riegergeraldb@gmail.com Sales Agents Frank Bosquez, Jr. (979) 739-6884 Henry P. Mayo (979) 693-5818 hpmayo@gmail.com Uldric Zemanek, Jr. (979) 822-3277 buddyzmf@verizon.net

Youth Leader Yolanda Brinkman (979) 567-0637 ymbrinkman@cvm.tamu.edu Sales Agents Thomas Cannon (979) 567-4264 jtcannon60@hotmail.com Margaret Haisler (979) 219-1983 margarethaisler@hotmail.com Michelle Mendez (979) 567-9144 m-r-mendez@tamu.edu Victor Mendez, Jr. (979) 567-9144

LODGE 187 ROUND ROCK (2)

Lodge Hall: Texas.

LODGE 191 LUFKIN (5)

197 Hughes Street, Lufkin,

Hall Rental Information/ Dance Reservations (936) 875-2867 Hall Phone: (936) 637-2706 Lodge Meetings: Monday before the third Friday night of each month at 7 p.m. at the lodge hall.

Lodge Hall: 920 Luther Peterson Place, Round Rock, Texas. Directions: From Taylor, take Highway 79 into Round Rock until you get to Sunrise. There will be a 7-11 store on the right. Turn right and proceed past Hopewell School. Continue through the four-way stop. Luther Peterson Boulevard is the first street on the left. From Temple: take IH 35 South.

Just past Georgetown, exit on University Boulevard.

Proceed to stop sign. Take left on University Boulevard The third street is Sunrise. Turn right onto Sunrise. The second street to the right will be Luther Peterson Boulevard.

Sales Agents Calvin Anderson, II (936) 634-1962 clandy1962@yahoo.com Tucker Weems (936) 634-4081 tucker@sgtitle.com

Hall Rental Information (512) 255-1554 • (512) 771-4948

Lodge Hall: 17810 Huffmeister Road, Cypress, Texas. Directions: Off Highway 290 West at Skinner.

Lodge Meetings: Second Sunday of each month at 3 p.m. at the lodge hall.

Secretary Deborah Rohlack (512) 897-2616 deborah_rohlack@dell.com Youth Club Meetings: Second Sunday of each month at 2 p.m. at the lodge hall.

Youth Leader Jennifer McCarthy (512) 565-9156 • jsupak@gmail.com Sales Agents Christopher Giesenschlag (830) 385-6955 cgiesenschlag94@gmail.com Rubie M. Volek, FIC (512) 771-4948 rubiebr@sbcglobal.net

Secretary Patricia Ann Scogin (936) 875-2867 georgepat@consolidated.net

LODGE 196 HOUSTON-WEST (5)

Hall Rental Information (281) 351-1045 • (281) 373-9482 Hall Phone: (281) 373-9482 Lodge Meetings: Second Sunday of each month at 2 p.m. at the lodge hall.

Secretary Deann Beckendorf (254) 275-8028 joh.becken@yahoo.com Sales Agents Deann Beckendorf (254) 275-8028 joh.becken@yahoo.com Mark Childres (832) 496-6646 childresins@att.net Delisle Doherty (254) 239-9616 delisled@spjst.com Donald Fruin (832) 651-5388 dfruin@fruinandassociates.com Cecil Penright (281) 820-3677 cpenright@yahoo.com Cecil Roberts, FIC (281) 498-0307 cecrobie@sbcglobal.net

LODGE 200 BRUCEVILLE-EDDY (2)

21

Youth Club Meetings: Call youth leader for meeting date, time, and location.

Lodge Meetings: First Wednesday of each month at 6:30 p.m. at Taylor Hall/BrucevilleEddy Senior Center.

Youth Leader Sandra Pierce (254) 485-5801 sklpierce@hotmail.com

Secretary Blanche Shollenberger (254) 859-3899 blanchesholl@sbcglobal.net

Sales Agents Norman Kneschk, FIC (254) 386-3222 normk@htcomp.net Philip McBee, FICF, CFFM (254) 239-7580 philm@spjst.com Floyd Pierce (254) 965-5953 sklpierce@hotmail.com (254) 485-5801 Sandra Pierce sklpierce@hotmail.com Joyce Russell, FIC (254) 796-4969

Sales Agents Sandra Garrett (254) 938-2424 garrett.sandra11231@yahoo.com Gene McBride, FICF, CFFM (254) 228-6465 gmcbride38@yahoo.com David Nauert, FIC (254) 534-0809 davidn@vvm.com

LODGE 201 BLEIBLERVILLENELSONVILLE (1)

Lodge Hall: 3948 FM 2502, Bleiblerville, Texas. Directions: Lodge building is across the street from the post office in Bleiblerville.

Hall Rental Information (979) 830-0796 • (979) 830-0118 Lodge Meetings: Second Sunday of each month at 3 p.m. at the lodge hall.

Secretary Elaine Duron (979) 836-5446

LODGE 202 JOURDANTON (7)

Lodge Meetings: First Sunday of each month at 2 p.m. (March, June, September, and December at 1 p.m.) at Jourdanton Community Center, 1101 Campbell Avenue, Jourdanton, Texas.

Secretary Bettie House (830) 281-8246 • bvhouse@att.net Youth Club Meetings: First Sunday of each month at 1:30 p.m. (March, June, September, and December at 1 p.m.) at Jourdanton Community Center, 1101 Campbell Avenue, Jourdanton, Texas.

Youth Leader Regina House (830) 569-5070 spjst202youth@gmail.com Sales Agents Janice Favor (830) 429-3090 jfavor1@satx.rr.com Chester Gail Lee (830) 579-4714 cgrlee@sbcglobal.net Cheryl Henry (830) 570-0100 cghenry@directv.net Linda Ramey, FIC (830) 393-3320 linda@rameyins.com Catherine Sadler (210) 347-6021 sadlercj@hotmail.com

LODGE 204 STEPHENVILLE (3)

Lodge Meetings: Call Norman Kneschk (254) 386-3222 or email normk_82@hughes.net for meeting date, time, and location.

Secretary Sandra Pierce (254) 485-5801 sklpierce@hotmail.com

LODGE 207 IOWA PARK (4)

Lodge Meetings: Third Thursday of each month at 6 p.m. Call lodge secretary or sales agents for meeting location.

Secretary Mary Hatter (940) 322-8503 dkotulek@clearwire.net Sales Agents Dennis Kotulek (940) 855-0882 dkotulek@clearwire.net Joyce Kotulek (940) 855-0882 dkotulek@clearwire.net

LODGE 215 SOUTH PLAINS (4)

Lodge Meetings: Every third Sunday of January, March, May, July, and September at 6 p.m. Contact Secretary Pam Lehmann (806) 561-5105 for location.

Secretary Pam Lehmann (806) 561-4822 • plehmann@poka.com Youth Club Meetings: Third Sunday of each month at 5 p.m. Contact youth leader for location.

Youth Leader Janeece Williams (806) 990-3351 • jkraa5@yahoo.com Sales Agents Cynthia Flores (806) 729-9880 cindy_er2006@yahoo.com Leah Flores (806) 293-2651 leahflores_101@hotmail.com Roxanne Garcia (806) 518-4801 roxyg79072@gmail.com Jo Della Turpen (940) 779-3446 joturpen@netcommander.com Johnie Turpen (806) 543-0433 ragmando@yahoo.com Johnie Turpen, II (806) 895-4448 ragmando@yahoo.com Melissa Turpen (806) 293-2651 ragmando@yahoo.com Janeece Williams (806) 495-3351 jkraa5@yahoo.com

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Summer 2014

SPJST MEMBER SERVICES DIRECTORY

LODGE 229 ABILENE (4)

Lodge Meetings: Second Tuesday of each month at 6 p.m. Call lodge secretary for meeting location.

Secretary Tammy Copeland (325) 320-4089 Youth Club Meetings: Contact youth leader for meeting date, time, and location.

Youth Leader Deborah Stevens (325) 660-1421 debbie5714@netscape.com

LODGE 219 EL PASO (4)

Lodge Meetings: Second Wednesday of each month at 9 a.m. Call lodge secretary for meeting location.

Secretary Edna Rivas (915) 727-2048 • elmireles@yahoo.com Sales Agents Ana Ahumada, FIC (915) 867-8007 anajahumada@gmail.com Ana Albo-Bonilla (915) 694-0846 ana.albo@lycos.com Erika Cordero (915) 691-1949 ericor76@yahoo.com Victor Corral (915) 790-7108 vmcorral@yahoo.com Guillermo Dieguez (915) 252-7324 Hilda Escajeda (915) 328-4915 escajedahr@yahoo.com Javier Felix (915) 202-4386 javier19912@msn.com Sylvia Fernandez (915) 584-7697 sylviafcastaneda@gmail.com Ivan Grajeda (915) 540-1253 grajeda.iflex@gmail.com Luis Grajeda, Jr. (915) 867-3399 lsgrajeda@yahoo.com Julian Guedea (915) 926-9503 guedeag@yahoo.com Denise Guzman (915) 538-6253 akai.guzman@gmail.com Gloria Guzman (915) 588-9815 epgguzman@yahoo.com Elizabeth McCue (915) 203-4710 lizmccue@q.com Elizabeth McKula (915) 843-7578 emckula@gmail.com Virginia Noriega (915) 526-6984 Baltazar Nunez, FIC (915) 584-8484 onebestidea@yahoo.com Elvira Ovando (915) 691-3297 elvira.florinsurance@gmail.com Max Parra, Jr. (915) 433-7123 maxgparra@gmail.com Jesus A. Perea (915) 494-1009 Jose D. Perez (915) 313-5220 jpere374@gmail.com (915) 245-8725 Diego Quezada (915) 219-2128 dqzda@yahoo.com Guadalupe Rangel (915) 921-1860 guadaluperangel@msn.com Julio Rangel (915) 856-3619 rangeljr7@yahoo.com Alejandro Rivas (915) 857-7216 alex_rrivas@yahoo.com Arnulfo Rivera, FIC (915) 630-8074 arnulfok5@yahoo.com Alma Rodriguez (915) 772-2493 rose_rodriguez16@hotmail.com Bertha Rodriguez (915) 778-5562 Gabriela Sanchez (915) 412-2141 Rafaela Silva (915) 613-7805 trinityinsurance@rocketmail.com

Sales Agents Jesusita Hudson (325) 370-0573 suziqandlvh@yahoo.com Jerry O’Briant (325) 235-2671 hoehand2@sbcglobal.net Antonio Prieto, Jr. (325) 340-7830 tonyprieto64@yahoo.com Kathleen Ramos (432) 425-1163 kathy_711up@yahoo.com Mark Smith (325) 572-4288 businessmark@marksmithinsurance.com Janice Stevens (325) 537-9224 stemarjan@taylortel.net Linda Tipton (254) 485-3289 tipton.ll@hotmail.com

LODGE 230 MIDLAND (4)

Lodge Meetings: Call for meeting date, time, and location.

Secretary Diana Ramirez (432) 889-8487 Sales Agents Olivia Madrid (432) 349-9378 omadr4@aol.com Velia Mestas (432) 336-5200 veliam@samuelinsurance.com Laura Ritchie (432) 336-3270 katay@hotmail.com Diana Ramirez (432) 889-8487 Jimmy Slatton (432) 683-0812 speedyjscrib@yahoo.com

LODGE 246 MORGAN’S POINT (2)

Lodge Meetings: First Monday of each month at 6 p.m. at SPJST Home Office, 520 North Main Street, Temple, Texas.

Secretary Ingrid Petrik (254) 760-1831 itcp315@gmail.com Youth Club Meetings: Contact youth leader for meeting date, time, and location.

Youth Leader Trish Konkler (254) 780-9012 tkonkler71@yahoo.com Sales Agents Ronnie Gaines (254) 458-5781 Tamara Gettys (254) 598-2831 tamarag@spjst.com James Hutto (325) 247-5918 terry@huttoins.com Don M. Miller (254) 760-3726 don@texasinsurance.com Michael Miller (254) 913-6641 mmiller10@farmersagent.com

Marissa Salinas (254) 220-9240 marisal0525@yahoo.com Mary Shockley (325) 277-6467 m2sweet22@yahoo.com

LODGE 258 SEGUIN (7)

Lodge Meetings: Fourth Sunday of each month at 4 p.m. at Alumni Student Center, conference rooms A and B, on the Texas Lutheran Campus, Seguin, Texas.

Sales Agents Dominga Esquivel (512) 396-0642 dotesquivel@hotmail.com Chester Jenke, Sr., FICF (830) 303-4316 cejenke@gvec.net (210) 413-3053 (830) 303-4316 Colleen Jenke jenkecw1@aol.com (210) 215-9494 Kurt Strey (830) 779-2238 kurt@streyinsurance.com (210) 912-0850 H H H End of Active Lodges. H H H

Secretary Henrietta Lowak (210) 667-1435 • hjlowak@yahoo.com

Inactive Lodges with Secretary and/or Sales Agent Contacts LODGE 21 ENGLE (1)

Secretary James Kubecka (361) 865-2677

LODGE 57 GONZALES (1)

Secretary Tommy Wilson (830) 672-3614

LODGE 82 ENNIS (3)

Secretary Miles S. Strunc (972) 875-6757

LODGE 94 WHEELOCK (1)

Secretary Lloyd Scasta (979) 589-2328

LODGE 101 GAINESVILLE (3) Secretary Rudy Paclik (940) 668-6259

LODGE 106 LA GRANGE (1)

Secretary Charlie Ripper (979) 968-5603

LODGE 125 WESTHOFF (6)

Secretary Edwin A. Baros (361) 275-8877

LODGE 149, ALVIN (5) Secretary Carole Truksa (281) 585-3143

LODGE 171 LOCKHART (1)

Sales Agents Carol Castillo (512) 787-3430 carol@the-insurance-team.com

William “Bill” Cleveland (512) 488-2282 william@the-insurance-team.com Carlos Eureste (512) 529-5429 eurestelinda@yahoo.com Linda Eureste (512) 376-0104 eurestelinda@yahoo.com Milagros Eureste (512) 412-2271 spjstmilagros@gmail.com Tracy Kennemer (512) 227-4203 tracy@the-insurance-team.com Gloria Peralez (512) 749-5551 cristal@the-insurance-team.com Clint Roberts, FIC (512) 398-6755 clint@the-insurance-team.com Kelsey Schawe (512) 376-5141 kelsey@the-insurance-team.com Kenneth Schawe (512) 398-4433 ken@the-insurance-team.com Carrie Staton, FIC (512) 738-0801 carrie@the-insurance-team.com

LODGE 178 LONGVIEW (3)

Sales Agents Ronnie Ballard (903) 785-0467 ronnie@ballardinsurance.net Vicki Ballard (903) 785-0467 vicki@ballardinsurance.net Fredrick Miller, Jr. (903) 639-1990 lonewolf-insurance@insurer.com Larry Quinn (903) 753-8338 larrydquinn@aol.com (903) 297-1441 Lee Ann Shinn (903) 539-3369 lashi@suddenlink.net

LODGE 188 CENTERVILLE (1)

Sales Agents Sharon Carrigan (979) 828-5249 Glynn Caudle (903) 208-1364 grcaudle@aol.com Mary Caudle (903) 208-1201 caudle98@aol.com Belinda Liner (979) 280-0221 gailfbc@windstream.net Rhonda Stover (979) 828-5041 rsins@valornet.com

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SPJST MEMBER SERVICES DIRECTORY

Summer 2014

LODGE 206 TRI COUNTIES (3)

Secretary Wilmer Herring (254) 562-7508 • wilmerh@netv.com Sales Agents David G. Cooper (254) 353-2012 dcooper@windstream.net Melissa Pew (254) 729-5005 (254) 729-3433 coffee.insurance@yahoo.com

LODGE 223 PALACIOS (6)

Sales Agents Al Pena (361) 558-1696 apena_48@yahoo.com Robert Solis (361) 972-2420 rsolis2420@yahoo.com

LODGE 226 CORSICANA (3)*

Sales Agents Denise Brown (903) 874-5242 joepeg@sbcglobal.net Doris Horne (254) 722-9760 dhorne822@aol.com Oda Ruth Martin (903) 425-4842 odamartin@hotmail.com

LODGE 234 LULING (1)

Sales Agents Ardis Maxwell (830) 875-3960 rob1956@att.net Boyd Maxwell (830) 875-3244 rob1956@att.net

LODGE 238 GOLDTHWAITE (4)*

Sales Agent Kim Wesson (325) 648-3065 kwesson@centex.net Fax: (325) 648-3067

LODGE 242 AMARILLO (4)*

Sales Agents Lesa Browning (940) 585-4625 tellgatelb@yahoo.com Helen Lambert (940) 937-2077 slins79201@sbcglobal.net

LODGE 256 DENVER CITY (4)*

Sales Agents Dennis Haralson (432) 758-5886 dennis@moore-haralson.com Susan Leach (806) 592-9184 sleach@valornet.com

LODGE 264 PLANO (3)*

Sales Agent (972) 215-6999 Dennis Bradford, FICF dbradford42@yahoo.com

LODGE 265 ODESSA (4)*

Sales Agents Carl Carson (806) 647-2522 cdcarson@wildblue.net (432) 638-1681 Stanley Huffty stan_readydrill@yahoo.com Kerry Woodard (432) 550-2211 woodardk@att.net

LODGE 272 DEL RIO (4)*

Sales Agents Loida Arellano (830) 469-9789 loidaac26@yahoo.com Taide Blas (830) 719-6899 Maribel Canela (830) 374-2844 mlcanela@yahoo.com Juan Diego (830) 719-9342 diegoj@wconline.net Ayde B. Garcia (830) 422-2887 monalisa_2205@hotmail.com Lisa Garcia (830) 313-8601 lisagarcia.agent@gmail.com Tammy Hyslop (830) 734-1048 tammyhyslop@hotmail.com Theresa Murray (830) 313-0975 tmurray3@sbcglobal.net Martin Olvera (830) 298-7672 Kathryn Raabe (830) 719-3131 dzertuche@stx.rr.com Rolando Vargas (830) 469-9003 rgvargas@live.com * Lodge Not Organized —SPJST—

23

SPJST Mortgage Loan Program The basic philosophy underlying the mortgage program offered Y our home is a major invest- through thelending SPJST is that through joint

ment, and it takes routine maintenance and upgrades to keep it looking good and maintaining its value.

And speaking of value, here’s something else you’ll want to consider: An SPJST Home Loan. If you are purchasing a home or want to remodel your current home, have at least 25 percent down or equity in your home, you could be in line to save plenty.

Pay Now, Save Later Something to consider: Unlike most commercial institutions, SPJST does not sell its mortgage notes to other financial institutions. Should you have a question, you know who to call.

effort and mutual self-interest, individuals and families may collectively achieve objectives unattainable by acting alone.

In order to be considered for a mortgage loan with SPJST, you or your spouse must be a member of the Society. Likewise, each immediate family is subject to a maximum financing limitation of $500,000.

SPJST currently offers home, farm, and commercial mortgages with notes ranging up to 30 years. For a free packet to see how you can save when making a new loan or refinancing through the SPJST, please contact the SPJST Mortgage Loan Department at (800) 727-7578.

SPJST Scholarships and Grants 100 Pennies Scholarship Fund Drive O ne of the benefits that SPJST c/o SPJST Home Office makes available to its members is a

competitive scholarship program.

The Scholarship/Grant Program is meant to encourage and assist members to further their education and to help them achieve career goals.

SPJST General Scholarships were established in 1982 for all SPJST members.

General Scholarships are funded by SPJST contributions and endowments and voluntary contributions. Accordingly, the more funds available, the more scholarships awarded.

Leadership Grants were established in 1996 for active youth club members and are funded solely through allocations by the Supreme Lodge.

100 Pennies Scholarship Fund Drive The annual SPJST 100 Pennies Scholarship Fund Drive commences on October 1 each year and continues through March 31. Donations are tax deductible and 100 percent of the amount that is contributed is applied toward scholarships. Acknowledgement of individual donations will be published in the Vestnik. To contribute, send your check to:

P.O. Box 100 Temple, Texas 76503

In addition to the 100 Pennies Scholarship Fund Drive, SPJST maintains a Memorial Scholarship Fund.

Names of contributors and the individual being honored are published in the Vestnik.

Applicants must have an active SPJST life insurance certificate in force for one year and hold an active SPJST life insurance certificate for the duration of the scholarship or grant. All SPJST Scholarship/Grant recipients must attend an accredited two-or four-year college, university, or technical college on a full-time basis, as determined by the college or university, and carry a normal academic load without interruption and in agreement with the college calendar. Their personal and academic standards must remain satisfactory to the college and to the committee.

For additional information regarding the SPJST Scholarship/Grant Program, including deadlines for requesting and submitting applications, please contact the SPJST President’s Office at (800) 727-7578.

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SPJST Districts District Four

Serving Members and Communities Across Texas Life Insurance and More Insuring and Enriching Lives Since 1897

Home Office at 520 North Main Temple, Texas 76501 (254) 773-1575 (800) 727-7578 Fax: (254) 774-7447 www.spjst.org

El Paso Hudspeth Culberson Jeff Davis Presidio Brewster Reeves Loving Winkler Ward Pecos Terrell Val Verde Crockett Sutton Kimble Schleicher Concho Tom Green Irion Reagan Upton Crane Ector Midland Glasscock Sterling Coke

Runnels Coleman Brown Mills Comanche Eastland Callahan Taylor Nolan Mitchell Howard Martin Andrews Gaines Dawson Borden Scurry Fisher Jones Shackelford Stephens Young Throckmorton Haskell Stonewall Kent Garza Lynn Terry Yoakum Cochran Hockley Lubbock Crosby Dickens King Knox

Baylor Archer Wichita Wilbarger Foard Cottle Motley Floyd Hale Lamb Bailey Hardeman Childress Hall Briscoe Swisher Castro Parmer Deaf Smith Randall Armstrong Donley Collingsworth Wheeler Gray Carson Potter Oldham

Hartley Moore Hutchinson Roberts Hemphill Dallam Sherman Hansford Ochiltree Lipscomb

District Three

Clay Montague Cooke Grayson Fannin

Lamar Red River Bowie Jack Wise

Denton Collin Rockwall Hunt Delta Hopkins Franklin Cass Titus Morris Camp Marion Upshur Wood Rains Dallas Tarrant Parker

3

4

District Seven

Edwards Real Bandera Comal Hays Guadalupe Bexar Medina Uvalde Kinney Maverick Zavala Dimmit Frio Atascosa Wilson Karnes Live Oak

Bee McMullen La Salle Webb Duval Jim Wells San Patricio Nueces Kleberg Zapata Jim Hogg Brooks Starr Hidalgo Kenedy Willacy Cameron

2

Shelby Nacogdoches Angelina San Augustine Sabine Newton Jasper Tyler Polk San Jacinto Liberty

1

6

7

District Six

Gonzales Lavaca Colorado De Witt Goliad Victoria

District Five

Palo Pinto Erath Hood Johnson Ellis Kaufman Van Zandt Harrison Gregg Smith Henderson Navarro Hamilton Somervell Bosque Hill McLennan Limestone Freestone Anderson

Wharton Jackson Matagorda Calhoun Refugio Aransas

Hardin Orange Jefferson Chambers Waller Harris Montgomery Fort Bend Brazoria Galveston

5 District One

Panola Rusk Cherokee Houston Trinity Leon Robertson Madison Walker

Brazos Burleson Lee Bastrop Caldwell Fayette Austin Washington Grimes

McCulloch San Saba Lampasas Coryell Bell Falls Menard Mason Llano

Burnet Williamson Milam Gillespie Blanco Travis Kerr Kendall

District Two