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Official Publication of the SPJST, originally chartered as the Slovanska Podporujici Jednota Statu Texas, in 1897
BENEVOLENCE
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BROTHERHOOD
HUMANITY Postmaster: Please Send Form 3579 to: SPJST Home Office, P. 0. Box 100, Temple, Texas 76503
TERESO ilERNANDEZ Lodge239, Hondo
JUAN LOPEZ Lodge239, Hondo
District 7
District 7
Congratulations to Our June Top Producers Join Hands 2004 Goal: 2,345 Member Applications Applications Written as of June 30, 2004: 2,278
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BUDDY ZEMANEK
SUSAN SKRABANEK
Lodge 189 Bryan-College Station
Lodge 17 New Tabor
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JOHNNIE GAIDUSEIC, JR. Lodge 66 Waco
JACK BROWN Lodge 246 Morgan's Point
DISTRICT
DISTRICT I
DISTRICT I
DISTRICT 4
DISTRICT 3
DISTRICT: cations/Ins
July 21, 2004
ISSN-07458800
VOLUME 92 NUMBER 28
5
DISTRICT 6
JOSE TORRES, IV Lodge 215 South Plains
LINDA CROW Lodge 242 Amarillo
DISTRICT 7 •
DISTRICT 6
licationslInsurance Written
BRADLEY STAVINOHA
ADILIA HINOJOSAROSALES Lodge 63 Sweet Home
Lodge 81 Needville
ALFRED PENA Lodge 223 Palacios
INTEREST RATES Mortgage Rates
JUAN LOPEZ Lodge 239 Hondo
75% Owner Residence/ Farm Property 5.750% for 1 to 15 years 6.250% for 16 to 20 years 6.750% for 21 to 30 years 85% Owner Residence/Property 7.250% for 1 to 30 years Commercial Property 6.750% for 10 years 7.000% for 11 to 15 years
Universal Life
Annuity Ill
5.500% for Annualized* Guaranteed Rate: 4.50%
4.000% for Annualized Guaranteed Rate: 3.00% Certificates issued after 2-28-03
Roth IRAs
Roth II - 4.50% for Annualized* Roth Ill - 4.00% for Annualized* Annuity I
5.000% for Annualized* Guaranteed Rate: 5.00% Certificates issued prior to 4-1-93
* Rates effective 11-1-03. Rates subject to change without notice. IMOVISATI1.11. MOW MM. 'AR vom
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AMMO/ I
Annuity II
4.500% for Annualized* Guaranteed Rate: 3.00% Certificates issued 4-1-93 through 2-28-03
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TERESO HERNANDEZ FIC Lodge 239 Hondo
May-June Consistency Club members appear on the back page of this week's Vestnik. Thanks to these and all of our sales representatives who are working to bring new members into the SPJST.