Vestnik 2004 06 16

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Changing to meet the needs offraternalists.

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Joining Hands To Tou ch Lives . . . . . . Fraternalism for the Family and Our Nation

Official Publication of the SPJST, originally chartered as the Slovanska Podporujici Jednota Statu Texas, in 1897

BENEVOLENCE

Insuring CT Enriching Lives BROTHERHOOD

HUMANITY

Postmaster: Please Send Form 3579 to: SPJST Home Office, P. 0. Box 100, Temple, Texas 76503

ISSN-07458800

VOLUME 92 NUMBER 25

June 16, 2004

STATEWIDE

STATEWIDE

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TERESO HERNANDEZ Lodge 239, Hondo

JOHN ANDERSON, FIC Lodge 191, Lufkin

District 7

District 5

Congratulations to Our May Top Producers

DISTRICT I ions/In ce

DISTRICT 2 ionsiinsuraric

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SUSAN SKRABANEK Lodge 17 New Tabor

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JACK BROWN Lodge 246 Morgan's Point

Join Hands 2004 Goal: 2,345 Member Applications Applications Written as of May 31, 2004: 1991 DISTRICT 3 "cations/Ins tic

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ODA RUTH MARTIN

JOSE TORRES, IV

BRADLEY STAVINOHA

Lodge 226 Corsicana

Lodge 215 South Plains

Lodge 81 Needville

Insuranc -Writte

ALFRED PENA Lodge 223 Palacios

RAY PILGRIM FIC Lodge 151 Wharton

INTEREST RATES

Mortgage Rates

75% Owner Residence/ Farm Property 5.750% for 1 to 15 years 6.250% for 16 to 20 years 6.750% for 21 to 30 years 85% Owner Residence/Property 7.250% for 1 to 30 years Commercial Property 6.750% for 10 years 7.000% for 11 to 15 years

Universal Life

5.500% for Annualized* Guaranteed Rate: 4.50%

Roth IRAs

Roth II - 4.50% for Annualized* Roth III - 4.00% for Annualized*

Annuity I

5.000% for Annualized* Guaranteed Rate: 5.00% Certificates issued prior to 4-1-93

Annuity II

4.500% for Annualized* Guaranteed Rate: 3.00% Certificates issued 4-1-93 through 2-28-03

Annuity III

4.000% for Annualized Guaranteed Rate: 3.00% Certificates issued after 2-28-03 * Rates effective 11-1-03. Rates subject to change without notice.

JOHN ANDERSON FIC Lodge 191 Lufkin

A ' ticatiorts ritten

TERESO HERNANDEZ

JUAN

Lodge 239 Hondo

Lodge 239 Hondo

LOPEZ

Thanks to these and all of our sales representatives who are working to bring new members into the SPJST.

April - May Consistency Club members appear on back cover of this week's issue.


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