Changing to meet the needs offraternalists.
"M1111111E.211• MIN • 1.111111011114/111 4.1111.\`I
MINN
UMW
11011111111Mta
Joining Hands To Tou ch Lives . . . . . . Fraternalism for the Family and Our Nation
Official Publication of the SPJST, originally chartered as the Slovanska Podporujici Jednota Statu Texas, in 1897
BENEVOLENCE
Insuring CT Enriching Lives BROTHERHOOD
HUMANITY
Postmaster: Please Send Form 3579 to: SPJST Home Office, P. 0. Box 100, Temple, Texas 76503
ISSN-07458800
VOLUME 92 NUMBER 25
June 16, 2004
STATEWIDE
STATEWIDE
ritte
TERESO HERNANDEZ Lodge 239, Hondo
JOHN ANDERSON, FIC Lodge 191, Lufkin
District 7
District 5
Congratulations to Our May Top Producers
DISTRICT I ions/In ce
DISTRICT 2 ionsiinsuraric
etten
ritt
...-
SUSAN SKRABANEK Lodge 17 New Tabor
aYI
AIMIL:"V VI ...
A
11111111111111ble 1111■1111!
MEM
lam-
JACK BROWN Lodge 246 Morgan's Point
Join Hands 2004 Goal: 2,345 Member Applications Applications Written as of May 31, 2004: 1991 DISTRICT 3 "cations/Ins tic
ritte
ODA RUTH MARTIN
JOSE TORRES, IV
BRADLEY STAVINOHA
Lodge 226 Corsicana
Lodge 215 South Plains
Lodge 81 Needville
Insuranc -Writte
ALFRED PENA Lodge 223 Palacios
RAY PILGRIM FIC Lodge 151 Wharton
INTEREST RATES
Mortgage Rates
75% Owner Residence/ Farm Property 5.750% for 1 to 15 years 6.250% for 16 to 20 years 6.750% for 21 to 30 years 85% Owner Residence/Property 7.250% for 1 to 30 years Commercial Property 6.750% for 10 years 7.000% for 11 to 15 years
Universal Life
5.500% for Annualized* Guaranteed Rate: 4.50%
Roth IRAs
Roth II - 4.50% for Annualized* Roth III - 4.00% for Annualized*
Annuity I
5.000% for Annualized* Guaranteed Rate: 5.00% Certificates issued prior to 4-1-93
Annuity II
4.500% for Annualized* Guaranteed Rate: 3.00% Certificates issued 4-1-93 through 2-28-03
Annuity III
4.000% for Annualized Guaranteed Rate: 3.00% Certificates issued after 2-28-03 * Rates effective 11-1-03. Rates subject to change without notice.
JOHN ANDERSON FIC Lodge 191 Lufkin
A ' ticatiorts ritten
TERESO HERNANDEZ
JUAN
Lodge 239 Hondo
Lodge 239 Hondo
LOPEZ
Thanks to these and all of our sales representatives who are working to bring new members into the SPJST.
April - May Consistency Club members appear on back cover of this week's issue.