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Changing to meet the needs offratemalists.
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VESTNI SPJST Herald
Joining Hands To Touch Lives . . . . . . Fraternalism for the Family and Our Nation
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Insuring C.T Enriching Lives
Official Publication of the SPJST, originally chartered as the Slovanska Podporujici Jednota Statu Texas, in 1897
BROTHERHOOD
HUMANITY
BENEVOLENCE
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Postmaster: Please Send Form 3579 to: SPJST Home Office, P. 0. Box 100, Temple, Texas 76503
February 18, 2004
ISSN-07458800
VOLUME 92 NUMBER 7
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JUAN LOPEZ Lodge 239, Hondo District 7
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Congratulations to Our January Top Producers Join Hands Goal: 2,345 Member Applications Applications Written as of January 31, 2004: 400
DISTRICT 2
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STACEY ELDRIDGE
BOYD MAXWELL Lodge 234 Lockhart
Lodge 9 Snook
Lodge 92 Fort Worth
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DISTRICT 5 nsurance Written
JANICE
JOHNNIE GAIDUSEK, JR. Lodge 66 Waco
STEVENS
Lodge 229 Abilene
JOE OLIVO
DISTRICT 6 Insurance Writte
ALFRED PENA
JUAN
LOPEZ Lodge 239 Hondo
Lodge 223 Palacios
INTEREST RATES Mortgage Rates 75% Owner Residence/ Farm Property 5.750% for 1 to 15 years 6.250% for 16 to 20 years 6.750% for 21 to 30 years 85% Owner Residence/Property 7.250% for 1 to 30 years Commercial Property 6.750% for 10 years 7.000% for 11 to 15 years
Universal Life a 500% for Annualized*
Annuity III
Roth IRAs
Certificates issued after 2-28-03
Guaranteed Rate: 4.50% Roth II - 4.50% for Annualized* Roth III - 4.00% for Annualized*
Annuity I
5.000% for Annualized* Guaranteed Rate: 5.00%
Certificates issued prior to 4-1-93
Annuity II
4.500% for Annualized* Guaranteed Rate: 3.00% Certificates issued 4-1-93 through 2-28-03
4.000% for Annualized Guaranteed Rate: 3.00% * Rates effective 11-1-03. Rates subject to change without notice. M. UMW..., le Alm.,
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JOHN ANDERSON FIC Lodge 191 Lufkin
Lodge 172 Pasadena
Now's the time to get great rates on home and real estate financing.
Thanks to all of our sales representatives who are working to bring new members into the SPJST.
Providing members who qualify with home and real estate financing up to $250,000 on notes ranging from 1- 3o years. Call the SPJST Mortgage Lending Department and see how you can save when making a new loan or refinancing through the SPJST.