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Changing to meet the needs offraternalists.
VESTNI SPJST Herald
Joining Hands To Touch Lives . . . . . . Fraternalism for the Family and Our Nation
Official Publication of the SPJST; originally chartered as the Slovanska Podporujici Jednota Statu Texas, in 1897
BROTHERHOOD
HUMANITY
BENEVOLENCE
,Insuring Cl Enriching Lives
Postmaster: Please Send Form 3579 to: SPJST Home Office, P. 0. Box 100, Temple, Texas 76503
November 12, 2003
ISSN-07458800
VOLUME 91 NUMBER 44
STATEWIDE
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CHARLES GARRETT, FIC
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Lodge 97, Placedo District 6
congratulations to Our October Top Producers
DISTRICT I
PricationsansurancenWritten
DAVID NAUERT FIC Lodge 24
Cyclone
Outreach 2003 Goal: 2,205 Member Applications Applications Written as of October 31, 2003: 2,346 DISTRICT 4 Utatigns Writi ROBERT DOBECKA
JOHNNIE
Lodge 6
Lodge 25 Ennis
K. CA
Cottonwood
DISTRICT 5 Applications/Insurance Writte
DISTRICT 6 APP licatiork x urance Writte
Lodge 172 Pasadena
75% Owner Residence/ Farm Property 5.750% for 1 to 15 years 6.250% for 16 to 20 years 6.750% for 21 to 30 years 85% Owner Residence/Property 7.250% for 1 to 30 years Commercial Property 6.750% for 10 years 7.000% for 11 to 15 years
Annuity III
5.500% for Annualized* Guaranteed Rate: 4.50%
4.00% for Annualized Guaranteed Rate: 3.00%
Roth IRAs
Certificates issued after 2-28-03
Roth II - 4.50% for Annualized* Roth Ill - 4.00% for Annualized*
Annuity I
5.000% for Annualized* Guaranteed Rate: 5.00%
* Raies effective 8-1-03.
Rates subject to change without notice.
Certificates issued prior to 4-1-93
Annuity H
4.50% for Annualized* Guaranteed Rate: 3.00% Certificates issued 4-1-93 through' 2-28-03
South Plains
Lodge 49 Rowena
DISTRICT 7 ►licationslinsurance Written
Hondo
INTEREST RATES Universal Life
Lodge 215
SYLVIA R OLLWITZ FIC
TERRY HERNANDEZ Lodge 239
JOE OLIVO
Mortgage Rates
DONALD WILLIAMS FIC
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Thanks to these and all of our sales representatives who are working to bring new members into SPJST. September-October Consistency Club winners appear on the back page.