Changing to meet the needs offraternalists.
ESTNI SPJST Herald
Joining Hands To Touch Lives . . . . Fraternalism for the Family and Our Nation
cm] Publication of the SPJST, originally chartered as the Slovanska Podpo
UpC
Jednota Sta u Texas, in 1897
HUMANITY
BENEVOLENCE
BROTHERHOOD
Postmaster: Please Send Form 3579 to: SPJST Home Office, P. 0. Box 100, Temple, Texas 76503 ISSN-07458800
VOLUME 91
Supreme Lodge Chairman Bayer applauds '02 results I wish to thank you for a' super year. Fabulous. Outstanding. To all who passed on leads to our sales force for writing up the applicants, to our ,tate field people including our State Fraternal Activities Coordinator and our State Youth Director, to our Home Office staff, and to our Vice President who came up with the new programs and ideas, to the board for backing everything to make this work. I have just received word that we wrote over 2.600 applications. was hack in :he - 7:is that we wrote this e will be working wits man y. A.M. Best to get cur rating back to tl'e A+ that it should be at. We will looking at 2003 to be another banner year. May God 13fles o Fraternail), Bob Bayer Supreme Lodge Chairman —STIJST-
Lodge Dist. Name
Winning Idetl Nancy Mks, a member of Looge 79, Corpus Christi, accep..s plaque and $100 check from District Seven Director and Supreme Lodge Chairman Bob Bayer for submitting the winning entry in the SPJST's 2003 membership campaign motto contest. Nacy's slogan,"Development and growth Cultivating Success," will be used throughout the year in p:-ornoting Nie membership drive.
Family Fun and Important MST Dues January 11
Lodge 148, El Maton Fourth Annual Cook-off at Blessing Volunteer Fire Department January 14 -16 SPJST Sup ' erne Lodge Meeting at Home Office in Temple January 25 Lodge 47, Seaton Tarok Tournament January 29 SPJST Member Services Directory published January 31 Deer Antler Contest Entries due to Home Office January 31 Camp Tee-Shirt Design Contest Entries Due February 1 Spring DYC Meeting at SPJST Home Office in Temple February 14 Valentine's Day Dinner and Dance at lodge 24, Cyclone February 22 SPJST Lodge Recognition and Incentive Banquet at Lodge 47, Seaton February 23 Lodge 32, Victoria Polkafest at Inez Community Center March 1 Straight Domino Tournament at Lodge 66, Waco March 22 State "42" Tournament at Lodge 6, Cottonwood
—SPJST-
INTEREST RATES
SP. ST posts second sting of donors in scholarship drive There have been 394 donations made to the 2002-2003 SPJST 100 Pennies Scholarship Fund Drive. Donations to date are $7,756.91. Thank you for your generous gifts. Because of your continued generosity, many SPJST members will be able to attend or continue with college. We have a long way to go to reach our goal of $15,000 before March 31. If you have any questions or comments regarding this program, please contact the State Fraternal Activities Coordinator at (800) 727-7578. Thank you, Gladys Yates State Fraternal Activities Coordinator
Rates Subject to Change Without Notice
Mortgage Rates 75% Owner Residence/ Farm Property 5.875% for 1 to 15 years 6.250% for 16 to 20 years 6.375% for 21 to 30 years 85% Owner Residence/Property 7.000% for 1 to 30 years Commercial Property 7.250% for 10 years 7.500% for 11 to 15 years
January 8, 2003
Universal Life
6.750% for Annualized* Guaranteed Rate: 4.500%
Roth IRA
5.500% for Annualized* Guaranteed Rate: 3.000%
Annuity II
5.500% for Annualized* Guaranteed Rate: 3.000% Certificates issued 4-1-93 and after
Annuity I
5.000% for Annualized* Guaranteed Rate: 5.000% Certificates issued prior to 4-1-93
* Rates effective 11-1-02
Lodge Dist. Name
24 2 Adams. Martha 88 5 Alexander, Nicole R. 92 3 Alholm, Lydia 47 2 Anonymous 92 3 Arnold, Sue 25 3 Baker, Dillon 202 7 Barra, Evan and Mary Ann Gifts of $50 or more appear in boldface type.
47 2 Bartek, Crystal 92 3 Becan, Michael and Mary Berger, Millie 20 2 Bohac, Brenna 20 2 Bohac, Brianna 20 2 Bohac, Bridget 20 2 Bohac, Brita 20 2 Bohac, Gilbert 20 2 Bohac, Gilbert James 187 2 Boydston, Joan C. 79 7 Brdicka, Tomas 17 1 Brinkman, Peggy Blazek 160 4 Broz, Stanley and Martha 160 4 Bubenik, Patrick 79 7 Burge, Agnes 133 7 Burrows, Shirley 15 2 Burtis, Marguerite 20 2 Cavanaugh, Caitlin 20 2 Cavanaugh, Norma 25 3 Clark, Raychel 20 2 Cmerek, Hattis 133 7 Cole. Willie Mae 84 3 Cowan, Elisabeth 84 3 Cowan. Scott 40 6 Cranek, Leon and Lorraine Daley, Edward J. Davies, Paxton Dohnalik Das id and Family 3 Doi( zalek Don and Melba 172 5 Dressler, Vicki 79 7 Dudeskova, Maya 88 5 Duncan, Dianne VI. 92 3 Durham, Caroline 92 3 Durham, Charlie 92 3 Durham, 1)anele 92 3 Durham, Da y A n 92 3 Durham, 92 3 Durham. Jackson 92 3 Durham. Jon 92 3 Durham, Katherine 92 3 Durham, Lauren 92 3 Durham, Martha 92 3 Durham, Pam 88 5 Dusek, Elsie L. 17 1 Dusek, Grace 17 1 Dusek, Grant 9 1 El tionson, Lillie 79 7 Elzner, James 79 7 Elzner, Jaroslav 79 7 Elzner, Larry 79 7 Elznei, Marsha 79 7 Elzner, Milly 79 7 Elzner, Tim 88 5 Enoch, Barbara and Ken 92 3 Everett, Carol 172 5 Fiore, Bobbie 92 3 Flores, Ernesto 20 2 Gaida, Hattis 28 6 Gajev sky, Hertha 35 3 Ganser, Rose 79 7 Garcia, Hector 23 6 Goddard, Jewel M. 88 5 Granad, Roger (Continued on page 4.)