Changing to meet the needs of fraternalists.
"Joining Hands To Touch Lives-Fraternalism for the Family and Our Nation"
VESTNIK SPJST Herald Official Publication of The Slavonic Benevolent Order of the State of Texas, Founded 1897
BENEVOLENCE
HUMANITY
BROTHERHOOD
Postmaster: Please Send Form 3579 to: SPJST Home Office, P. 0. Box 100, Temple, Texas 76503
VOLUME 87 NUMBER 48
ISSN-07458800
Congratulations to our November Top Producers
December 15, 1999
Planning for the future? Take a closer look at 513.15T Mortgages, Universal Life, Roth IRAs and Annuities.
SPJST Mortgage Interest Rates
Universal Life 6.75% for Annualized Effective 11-1-99 through 1-31-2000
Rates subject to change without notice
Roth IRA
Home or Farm Mortgages: 6.75% for 1 to 7 years 7.25% for 8 to 15 years 7.50% for 16 to 20 years 7.75% for 21 to 30 years
6.00% for Annualized Effective 11-1-99 through 1-31-2004
Annuity II 6.00% for Annualized
Qualified Owner-Operated Business Real Estate Mortgages 8.50% for 10 years 8.75% for 11 to 15 years
Certificates issued 4-1-93 and after Effective 11-1-99 through 1-31-2000
Annuity I 5.00% for Annualized Certificates issued prior to 4-1-93 Effective 11-1-99 through 1-31-2000
-ILAN ZUJKA, JR. FIC Lodge 66 Waco (District Three;
MARIAN KADLECEK, FIC Lodge 88 Houston (District Five)
Top Applications Written
Top Insurance Written
TOPS IN DISTRICT ONE
TOPS IN DISTRICT TWO
TOPS IN DISTRICT THREE
SUSAN SKRABANEK Lodge 17 New Tabor
L.J. ZATOPEK Lodge 87 Temple
ZEPHYR MAREK, FIC Lodge 174 Rockdale
MILAN DUJKA, JR. FIC Lodge 66 Waco
Top Applications Written
Top Applications Written
Top Insurance Written
Top Applications Written Top Insurance Written
Top Insurance Written
TOPS IN DISTRICT FOUR DONALD WILLIAMS, FIC Lodge 157 Lubbock Top Applications Written
TOPS IN DISTRICT SIX CHARLES GARRETT, FIC Lodge 97 Placedo Top Applications Written Top Insurance Written
TOPS IN DISTRICT FIVE LEONARD JANSA, FIC Lodge 160 San Angelo Top Insurance Written
LORENDA BALDWIN, FIC Lodge 139 Danbury
MARIAN KADLECEK, FIC Lodge 88 Houston
Top Applications Written
Top Insurance Written
TOPS IN DISTRICT SEVEN APRIL HAAG Lodge 185 New Braunfels
MONTA FOSTER Lodge 185 New Braunfels
Top Applications Written
Top Insurance Written
0 R LODGE EE THE 19 GE RECOGNI & INCENTIV OGRAM UPD. N PAGE TARE