Vestnik 1969 12 10

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ZIJZ Pera Official Organ Of the Slavonic Benevolent Order Of The State Of Texas, Founded 1897. HUMANITY

BENEVOLENCE

VOLUME 57 — NO. 50

BROTHERHOOD

Postmaster: Please Send Form 3579 with Undeliverable Copies to: SUPREME LODGE SFJST, FOB 100, TEMPLE, TEX 76501

DECEMBER 10, 1969

FROM THE EDITOR'S DESK In this issue is a rather complete write-up about the grand opening of the new hall of Lodge Cesky Prapor No. 24 in Cyclone by Sis. Vallie Haisler and photos of the event. Your editor will not go into too much detail. After the ribbon was cut and the door unlocked, Bro. Calvin Chervenka, the MC, handled the program very efficiently. He introduced Supreme Lodge President Nick A. Morris who addressed the audience in German, Czech and English. His speeches are in the English and Czech sections this week. Next, Bro. Chervenka introduced Honorary President Ed. L. Marek who gave an interesting history of Lodge 24, Cyclone. We enjoyed being among those present. • • Sunday, December 7, 1969 — 28 years ago, on also a Sunday, Pearl Harbor, Ford Island and Hickam Field in the Hawaiian Islands were attacked in a sneak attack by Japan. The U.S. Pacific Fleet and prestige in that area were almost completely dest:oyed. President F. D. Roosevelt called it, "A day of infamy." One of our SPJST brothers, Bro. Rudolph Zalman of Lodge Nove Kvety No. 35, Elk, had a lengthy interview and his photo in The Waco Herald-Tribune of Sunday, December 7. He lived through the attack and described what he saw. Much could be said, however, today time is of essence.

WILD GEESE In the frosted night I hear your wild strange music As you pass above the town, confused by light. Then, as you find again the invisible trail, I hear Your triumphant honks fading into the night. The loneliness, the utter loneliness of your cries As you wing like dark ghosts through chilling space! You are any kin—oh, brothers, wait for me! My heart too would know the beckoning far-off place. But, alas, my heart is frail, unlike the determined geese. Yearning, yet it clings to the settled and the sure; Yearning, yet afraid to leave the well-known scene To seek uncertain destiny and distant lure. —Ruby Lee Mitchell One question that may puzzle you as a parent is whether you should spend money on life insurance for your children. If your answer is "yes," then obviously the next question is: "How much insurance and what kind?" There are several answers to these questions. In most la hies, the basic need

for life insurance on the father (and secondarily the mother) far outweighs any insurance needs of the children. To stint on the breadwinner's coverage in order to insure the children could be a mistake. Children's Needs. But after the parents are adequately covered, some additional insurance on the children is worth considering. Not that they have much need for protection. Through high school, most youngsters have no serious financial responsibilities. They may earn some income, but rarely is anyone really dependent on them. Their only immediate need for life insurance is usually just to cover final expenses in case of death. Death at any age involves expenses. Chances of death at this stage of life are fairly remote — well under one death a year per 1,000 youngsters through high school-age. A few of them do lose their lives, mainly from accidents. But the risk of having to pay final expenses on a youngster can be covered at very low cost under a family plan policy that usually combines a larger amount of whole life insurance on the father with smaller amounts of term insurance on the mother and each minor child. A flat premium rate covers any born after the policy is issued. Each child's insurance continues until he or


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