spzorT peraitt Official Organ Of the Slavonic Benevolent Order Of The State Of Texas, Founded 1897. BENEVOLENCE
VOLUME 57 — NO. 38
HUMANITY
BROTHERHOOD
Postmaster: Please Send Form 3579 with Undeliverable Copies to; SUPREME LODGE SPJST, POB 100, TEMPLE, TEX 76501
SEPTEMBER 17 1969
FROM THE EDITOR'S DESK Life insurance is something we rarely give much thought to, yet it can be something that can be the greatest help to our loved ones in case of our sudden departure from their midst. Give this a sincere thought. There are occasions, people, and circumstances which may rob us of our self-cornposure, and even our health, however, there is nothing that can take away from us the satisfaction that we have provided for our loved ones. Life insurance beneficiary payments during 1968 clearly underscore man's role in providing for his family's security. Widows and children together received 70 per cent of all ordinary 1968 death payments, according to the Institute of Life Insurance. Another 20 per cent went to parents, husbands and other relatives, while the remainder went mainly to estates and trusts. In about 8 -out of every 10 ordinary policies on which death payments were made in the nation last year, the policyholder was a man. Women were the direct beneficiary seven out of ten times. Under ordinary policies, life companies paid a total of $3.2 billion to all beneficiaries during the year (excluding payments for individual credit life insurance policies). Widows received $1.8 billion from
THINGS THAT NEVER DIE By Charles Dickens The pure, the bright, the beautiful That stirred our hearts in youth, The impulses to wordless prayer, The streams of love and truth, The longing for something lost, The spirit's yearning cry, The striving after better hopes — These things can never die. The timid hand stretched forth to aid A brother in his need; A kindly word in grief's dark hour That proves a friend indeed; The plea for mercy softly breathed, When justice threatens high, The sorrows of a contrite heart — These things shall never die. ordinary policies on their husbands, or about 58 cents out of every dollar of ordinary death payments, the Institute estimates. The proportion of death payments to widows under these policies has shown little change in recent decades. But with the sizable increase in life insurance protection, the amounts paid to them have doubled over the past decade. Children of ordinary policyholders received about $301 million directly, or about 10 per cent of death payments under ordinary policies. Parents and other relatives received about $297 million, or 9 per cent. Husbands received $101 million
from ordinary death payments. About $307 million of death payments went to estates and trusts in 1968 under ordinary policies. This amounted to 10 per cent of death payments for ordinary life insurance. The proportion has risen more than onehalf since the late 1940s, probably due to families moving up to higher financial levels where they make use of estate management. Nearly $44 million, was paid to institutional beneficiaries under ordinary policies. About 1 1/2 per cent of death payments from these policies went to institutions — much of it as charitable bequests to churches, schools and other philanthropic organizations. Such institutions also benefit from insurance. proceeds bequeathed through policyholders' estates. About $114 million in ordinary death benefits last year went to beneficiaries not directly related to policyholders. • • CZECH COURSES AT TEMPLE JUNIOR COLLEGE Temple Junior College, at Temple, is again offering instruction in the Czech language. The courses being offered are at three levels, ranging from a be,ginner's course to a reading and composition course or those who already have a knowledge of the language.