asz pvcatZT Official Organ Of the Slavonic Benevolent Order Of The State 0 Texas, Founded 1897. BENEVOLENCE
VOLUME 57 — NO. 21
HUMANITY
BROTHERHOOD
Postmaster: Please Send Form 3579 with Undeliverable Copies to: SUPREME LODGE SPJST, FOB 100, TEMPLE, TEX 76501
MAY 21, 1969
FROM THE EDITOR'S DESK YOUNG HUSBANDS BUYING GREATER AMOUNTS OF FAMILY PROTECTION Young married men waste little time these days providing the foundation to build a second financial future for their families. They are, in fact, buying large life insurance policies in nearly the same relative number as older perSons approaching their peak earning years. The Institute of Life Insurance reports that 20 out of every 100 "ordinary" life insurance policies brought in 1.961 by married men between the ages of 25 and 29 were in amounts of $25,000 or more. During the same year, 26 of every 100 policies the same size were purchased by married men between 30 and 39. Viewed another way, about three out of four ,husbands between the ages of 25 and 39 bought policies of $10,000 and over. The figures are from the annual "Buyer Study" of the Life Insurance Agency Management Association. Other factors revealed by the study: —More life insurance policies were bought by Americans earning between $5,000 and $7,500 than by any other income group. All adults in this midincome range bought 26 out of every 100 ordinary policies. —Persons earning less than - $5,000 purchased 21 of every new policies,
HEART MAGIC 'The heart makes its own magic. Sight of sunset or a star Will send some hearts a-wandering To fabled scenes afar. Raindrops tapping on window pane, In a symphony of rhyme, Other hearts flee backward To home and childhood time. Few hearts are so hardened, So devoid of sympathy. But there is magic to unlock If we but find the key. —Lula Lamme while those earning $7,500 or more accounted for 26 of every 100. —The remaining coverage was issued to "non-employed" persons, mostly housewives and teenagers. Although the 25-29 age group brought one-fifth of the $25,000 and over" protection in 1967, a large proportion of married men the same age were building a security program at a somewhat more modest level. A little over half of the husbands in this age span bought policies providing $10,000 to $25,000 of protection. Slightly less than 40 per cent of the 40-49 age group bought policies of this size. Forty-three out of every 100 ordinary policies, bought by unmarried women 20 and over were purchased by
those who earned between $3,000 and $5,000. Sixteen per cent of the policies. purchased by all women in this age and marital group were for $5,000 of coverage. Fifty-four per cent of the policies were between $2,000 and $5,000. E'..dxteen out of every 100 policies bought by married women between 25 and 39 were purchased by those who earned $3,000 to $5,000. Thirty-seven per cent of the policies purchased by all women in this age and marital group provided $5,000 to $10,000 of protection. C'raftsman, foremen and operators bought over one-quarter of all new ordinary policies in 1967. Clerical and sales help purchased 15 per cent. • • Ten CoMmandments for Writing Better Fraternal and Business Letters 1. Be Clear: We can forgive a fraternal and business letter much if the meaning is clear. Say what you mean. Use short words. Re-read what you have written through the other fellow's eyes. If you received your letter, would you understand it? 2. Be Correct: Get our facts right as well as your form. Check your vocabulary, spelling, punctuation. 3. Be Complete: It's better to give more than has been requested than too little. It may save additional unnecessary correspondence.