Official Organ Of The Sla vonic Benevolent Order Of The State Of Texas. Founded 1897. HUMANITY
PENEVOLENOF VOLUME 54 — NO. 39
BROTHERHOOD
Postmaster; Please Send Form 3579 with Undeliverable Copies to: SUPREME LODGE, SEJST, POB 100, TEMPLE, TEX. 76501
SEPTEMBER 28, 1966
FROM TIE EDITOR'S DESK A young man, 28 years of age, was confronted by a life insurance agent not long ago who suggested purchasing a retirement income policy. The young man thought 28 was a little early to start worrying about retirement problems, much less about retirement income. The sad truth, as Brother Arnold •cirla points cut in his article this week, is that most people reach age 65 and retirement without adequate retirement income, mostly because year after year they thought it was a little early to start planning for retirement years ahead. It would be much better if everyone started at, say, age 25, and bought a retirement. plan at that age. At age 25, a retirement income policy costs no more than a straight life policy does at age 40, the age at which most people, unfortunately, start on their retirement plan. By age 40, the retirement income policy costs two and one-half times as much as it would have at age 25. If you can budget it, it is a splendid start on your retirement program. Generally speaking, an agent who would try to sell yon such a policy apparently feels you have the income to support such a plan. However, only you can decide this. Just be sure you have adequate family and personal protection in your insurance program before taking on the higher-premium retirement income plan. You can al-
THOUGHTS . . . It's not enough to be as honest as the day is long; you have to behave yourself at night, too. • • Tomorrow is usually the busiest day of the year. • • Almost everyone knows the difference between right and wrong, but some people just hate to make decisions.
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The man who falls clown gets up a lot quicker than the one who lies down. so make your retirement income policy double as family protection at a relatively low cost by putting a family income rider on the policy. See your local SPJST representative about the details. Not long ago a writer asked a prominent journalist what he considered to be the greatest indictment of mankind today. The journalist answered that he was of the opinion that the answer lay in our decline of spiritual and moral fiber at a time when we have the finest material blessings. Our civilized world has more cf life's rewards than it ever dreamed possible, yet our institutions for the mentally ill are filled to overflowing— and so are our penal institutions.
Our genius and know-how enable us to watch the funeral of Winston Churchill or the coronation of a queen 4,000 miles away in our own living rooms. But somehow, we can't control the crime rate. We have licked the secret of the atom. But we can't sit down around a table and decide on how to keep it from annihilating all of us. Someone said that "God gave us the brains, but he expects us to develop the soul." Another writer asked the same journalist, "In your opinion, what are the two biggest changes that have taken place in America in the last 25 years that have caused so many young people to get into trouble, to be criminals?" Here are his answers: 1. — We -have become an urban nation. The masses have left the farm and small towns and come to the city. A rural atmosphere is more peaceful and wholesome, particularly for youngsters. Their time is spent fishing, hunting, riding horses. In the city they are subjected to temptations, and their parents are under greater pressure to make a living and to get ahead. A home in a country town or on a farm is a closer-knit home, because the distractions which tear it apart are fewer. The increase in juvenile crime almost exactly parallels the increase in "urban" population,