Official Organ Of The Slavonic Benevolent Order Of The State Of Texas. Founded 1897. BENEVOLENCE
VOLUME 53 — NO. 40
HUMANITY
BROTHERHOOD
Postmaster: Please Send Form 3579 with Undeliverable Copies to: SUPREME LODGE, SPJST, P. 0. Box 100, TEMPLE, TEXAS
OCTOBER 6, 1965
FROM THE EDITOR'S DESK HOW MUCH IS A WIFE WORTH? One issue that frequently comes up for family discussion is should a wife be insured as well as her husbana. A man will try to 'carry a sufficient amount of insurance on his own life because he is usually the breadwinner. His family, if deprived of his income or insurance benefits to replace it, would have a difficult time getting along. But family counselors point out that the financial importance of a woman to her family should not be underestimated. It should be weighed very carefully when life insurance needs are being considered. If a wife were to die, someone would have to be hired to care for the children and to perform the many household tasks for the family. The cost of competent full-time nursemaids and domestic help can be very steep. This is why many families make an honest evaluation of the wife's contributions to the family and how much it would cost to replace her. They evaluate her contributions in monetary terms when they consider the family's insurance program. Currently, about six out of ten women in the nation own some kind of life insurance policy.
OCTOBER What does October mean? Goblins and Halloween, Pumpkins with flaming eyes, Owls whoo-ing-who so wise. What does October bring? Jock Frost and everything, Colorful leaves awhirl, Game time for boy and girl. October's matchless blue Blended with every hue Shouts in a whisper clear "Aren't you glad you're here!" FORMULA• FOR A LONGER LIFE? HELP YOUR SPOUSE STAY ALIVE Having a husband around the house may help a woman live longer, according to the Institute of Life Insurance. An actuarial study among more than a million wives and widows indicates that a woman's life expectancy is significantly better when her husband is also living. The women in the study were wives and widows of American railroadmen. But their experience would undoubtedly hold true for other women. The study, conducted by the Railroad Retirement Board, was described in a report to the Society of Actuaries, a professional organization of life insurance organitzation of life insur-
ance experts in the mathematics of human life. The report showed that, among women at older age levels, the average death rate ran 7 per cent higher for widows than for wives. There were 45 deaths for every 1,000 widows over age 62, compared with 42 deaths for every 1,000 wives. While comparable figures for younger women were not available in this study, there is evidence that at other age levels wives also have lower death rates than widows, single women or divorcees. Statistics also show that married men tend to live longer than men who are single, widowed or divorced. One explanation may be the care that married people get from their spouses in time of illness. People living alone are not apt to get this kind of attention to diet and to preventive measures against illness. Dr. Harry E. Ungerleider, a leading medical consultant to life insurance companies, also pointed out that wives and husbands develop great psychological dependence on each other. "After a husband dies, his absence may cause his wife deep psychological stress. She may develop nervous disorders, ulcers or high blood pressure," he explained. "When two people have lived together over a period of years in close
ALL ROADS LEAD TO THE CZECH DAY IN DALLAS -- 10 OCTOBER!