Official Organ Of The Slavonic Benevolent Order Of The State Of Texas, Founded 1897. -------•V. V
0 EENc F 58 — NO. 38
HUMANITY
BROTHERHOOD
Postmaster: Please Send Form 3579 with Undeliverable copies to: SUPREME LODGE SPJST, POB 100, TEMPLE, • TEX 76501
SEPTEMBER 23, 1970
FROM THE EDITOR'S DESK The Royalty St; 4a Y A i) WW1 held ,Sunday, 2:enter:ober 13, as planned. Although the day was rainy and there Were quite a number of intermittent heavy showers or rains making driving rather hazardous, a large number of peopli, attended. Of course we wish to congratulate our new SPJST Royalty: Queen Patsy Kalina of District VI, and King Theodore Dasck, Jr., of District I. However, let tv.t be honest and also say that all of the contestants are to be congratulated for their sincere, friendly, and "grown-up" presentations. They all represented their respective districts with definite credit to themselves, their youth leaders, and eoaeeially their parents. Yes, they and all of our youth of their type in our SPJST are a tar cry from the ones who try to tear down things in our schools, colleges and public life instead of steadfastly building it up. Just keep up the progressive work forward YOUTH! Let the hecklers heckle and they generally show their ignorance of common sense. How true that saying: !Sometimes it is better to keep your Yips closed and let people think you are dumb, rather than opening them and removing all doubt! The audience is to be congratulated for their atteativeness and compliments to Lodge 66 for being such courteous and wonderful hosts,. The meal wa g delicious and especially those who worked so hard are sincerely appreciated.
AUTUMN Come! let us draw the curtains, heap up the fire and sit Hunched by the flame together, and make a friend of it. Listen! the wind is rising, and tht air is wild with leaves. We have had our summer evenings: now for October eves! The great beech trees lean forward, and strip like a diver. We Had better turn to the fire, and shut our minds to sea, When the ships of youth are running Close-hauled on the edge of the wind. With all adventure before them, and only the old behind. Love and y ou t h and the seabirds meet in the stormy weather, And with one bright flash of laughter clasp into dark together. Conic! let us draw the curtains, and talk of other things; And presentl y all will be quiet — love, youth, and the sound of wings. —Humbert Wolfe Suppose you apply for life insurance and discover that you are one of the few people who must pay a higher premium because of impaired health. About one out of 20 applicants for "ordinary" policies has to face this unpleasant fact. Minor health problems can and often do affect life expectancy. For a simple illustration of this,
consider fire insurance on two groups of 1,000 houses _ all alike, except that one group has slate roofs and the other 'group has shingle roofs. Houses . . . and Houses. Assume that each house in both groups is insured for $10,000 and that past experience indicates one slate-roofed house and two shingle-roofed houses will burn during the year. Leaving out all other factors that affect premiums, owners of the slate-roofed houses would have to be charged $10 apiece in order to pay $10,000 to the one man whose house burns. But owners of the shingle-roofed house would have to be charged $20 each in order to pay $10,000 apiece to owners of the two houses that would burn down. Owners of the shingle-roofed houses would have to pay twice as much for the same protection as owners of the slate-roofed houses. Whether there were 999 or 998 houses left in each group might seem trivial, but it would make a big difference to fire insurance underwriters — and, of course, to the people whose houses burned down,. It is much the same with life insurance. An impairment that might not be significant to your own doctor may be quite significant to a life insurance physipian and could affect your premiums. Sometimes the news comes as a complete surprise. You may have had