SpiritYOUTH’s
‘Merica Night is July 6th from 5:30-7:30 pm! All 6th through 12th graders are invited to this fun night of lawn games, food on the grill, and hanging out with friends! Dress in your best red, white, and blue and make plans to join us!
Mark your calendars for Family Movie Night on First Wednesday, July 2nd. Doors will open at 6:00 pm, and the family-friendly movie will begin at 6:30. We will serve free popcorn and drinks for everyone! We hope you will join us for this fun, laid-back night with your family!
SpiritKIDS are attending Camp Cargill July 7th-11th. Please join us in praying for these children and leaders! Pray for their safety during travel and throughout their time at camp. Ask God to bless them with joyful experiences, new friendships, and meaningful moments of spiritual growth. Pray that the leaders may have wisdom, energy, and hearts full of love as they guide and care for our kids.
If you’re new to SpiritCHURCH, our pastors would love to meet you! Join us on July 27th right after the 11 am Worship Experience for Lunch with the Pastors in the office area! This is a great opportunity for you and your family to meet each pastor on our staff, ask them any questions you may have, and enjoy a free lunch on us! We would love to get to know you! If you’d like to attend, please sign up at www.spirit.church/signup.
Our SpiritYOUTH students are serving at Mission Arlington from July 20th-26th. We would love for you to join with us as we pray for our students as they help lead a children’s Vacation Bible School while they are away. Pray for their safety, unity, and strength as they share God’s love through their words and actions. Ask the Lord to work through them to impact the hearts of the children they’ll be serving, and to grow each student’s faith through this experience. Thank you for lifting them up in prayer as they step out in faith!
Our Awana Leader Meeting is Tuesday, July 29th, from 6:007:30 pm. This training is for all of our current volunteers, as well as anyone who wants to volunteer with Awana this upcoming school year. Dinner and childcare will be provided. You can sign up to attend by emailing rebecca@spiritchurch.com or coming by the information table.
If you’re struggling with student loans, car payments or credit card debt, we know how overwhelming it can feel. Last year in the United States the average credit card interest rate was greater than 22%, the average balance was $6,501 and the total credit card debt had reached $1.13 trillion. With so many “debt relief” options out there, it’s hard to know which ones you should trust, and which ones are just a waste of time. Let’s take a closer look at one option that according to Ramsey Solutions is a bad idea - debt consolidation. Debt consolidation is where you combine your debts into one, giving you only one monthly payment making it seem like you only have one debt. You can consolidate your debt in different ways, such as a new credit card or various types of loans. If you choose to use loans, you may end up with extended payoff dates, fees, and often higher interest rates, and you may even be asked to put up collateral. Oh wow! The reality is that it will keep you in debt longer. Let’s look at credit card balance transfers. A balance transfer is when you take your debt balance from one or more credit cards and transfer it to another credit card; hopefully, one with a lower interest rate. This sounds like a great idea, especially if you are struggling with credit card debt. The reality is that all you did was move your money around, and you probably paid a balance transfer fee to do it. Those fees are between 3% and 5% of the balance being transferred. Ouch! This is just an example of one of the solutions that you may be considering; however, be cautious. The Bible says in Hebrews 12:11, “No discipline seems pleasant at the time, but painful. Later on, however, it produces a harvest of righteousness and peace for those who have been trained by it.” Choosing the right debt payoff strategy is half the battle. If you are serious about ditching debt, you need to change how you handle your money. Join the SpiritCHURCH Financial Peace small group for our next session of Financial Peace University in September to learn how to handle your money biblically.
Praying for your freedom from debt, SpiritCHURCH Financial Peace Team
Joshua Randolph, Lisa Houston, Lori Houston
2121 S. Madison Blvd. Bartlesville, OK 74006
918.336.1131 | mail@spiritchurch.com www.spirit.church
Sharing the love, joy, and peace of Jesus Christ with the least, last, and lost.