Spartan Echo Volume 58 Issue 1

Page 1

The voice of the Spartan community Vol. 58 Issue 1

SpartanEcho.com

08.30.10

Spartans ready the troops for rutgers

Thomas A. Wilson | Spartan Echo Students pictured speaking with Bank of America account representatives about signing up.

CARD Act puts a halt to underage swiping By JaLiza Braxton

Thomas A. Wilson | Spartan Echo Spartans split up at practice getting ready for up-coming season opener againt the Rutgers University Scarlet Knights. This will be the second time the two meet up. By Dan Adu-Gyamfi

S

partan football heads to the gridiron of Rutgers University for the first match-up of the season. NSU is ranked No. 25 in the preseason Football Championship Subdivision (FCS) poll in the Lindy’s Sports College Football 2010 Preview magazine. This is the first time the Spartans have been ranked in a preseason poll. According to MEACsports.com, NSU was number three in the conference for total offense and defense last season. But the Spartans have a big job of replacing many key starters from last season. Head Coach Pete Adrian has confirmed that Christopher Walley will lead the team as the starting quarterback in New Jersey against Rutgers. 2010 preseason second team all-MEAC tight-end Sherron Childress returns but starting wide receivers Chris Bell and P.J. Hayden are missing. Bell left NSU a year early to pursue a pro football career and Hayden is ineligible this year due to missing the NCAA credit requirement for student athletes. This leaves 2010 preseason first team all-MEAC running back DeAngelo Branche as the only person on the roster that had a receiving touchdown last year. The team has brought in transfers to help Montel Gamble and would like players Story continued on p. 4

the Spartans have a big job

of replacing

many key starters from

last season

Alcohol will not be the only thing students under the age of 21 will have a have a hard time getting this year. Last year President Obama passed the Credit Card Accountability Act of 2009, or the CARD Act, in order to prevent unfair increases in interest rates and unnecessary fees, while protecting the rights of financially responsible credit cardholders. Credit card companies are no longer allowed to target students from long, picnic tables donned with free cups, t-shirts, and key

Credit card companies are no longer allowed to target students

chains in exchange for credit card sign-ups. And no longer are credit card companies allowed to overwhelm students with gimmicks such as “free pizza” with the registration of a new credit card.

Included in the law is a section deemed to protect college students from credit card debt. In turn, credit cards are banned from consumers under the age of 21, unless they have adult co-signers or proof of income suitable to pay off debts. What does this mean for the population of students who use their credit cards to pay off their tuition for the school year? A lot. Credit has become a neverending story for many people living in an economy strapped for cash. Financially uneducated people can make the mistake of believing credit cards can fix any situation, especially in financing an education. A study conducted by Sallie Mae in 2009, showed that “nearly one-third (30 percent) put their tuition on their credit card, an increase from 24 percent in 2004, when the study was last conducted.” Sharren Durand, a senior political science major, sees the section of the CARD Act aimed towards college students, beneficial. “It could be a good thing because some people think that they are going to pay the minimum,” said Durand, “they do not understand that they are Story continued on p. 3

SPARTAN ECHO · Norfolk State University · 700 Park Avenue Norfolk, Virginia 23504 NEWSROOM: 757. 823. 8562 · E-Mail: spartanecho@nsu.edu


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