FEBRUARY 2018

MARK RASHID’S

FEBRUARY 2018 - ISSUE 1

DOMESTIC VIOLENCE

&

LEGAL REMEDIES

LOCAL MAGAZINE LAUNCHES !COMMUNITY TV SHOW ALSO…WATCH OUT FOR THESE TYPES OF SCAMS

The meaning of success to us is to be moved by the purpose, to engage in camaraderie. Southland Vibe exemplifies business and township support. Highlighting the movers and shakers and silent heroes that care for the south suburbs. We truly underestimated the impact our first issues of the magazine would have on the south suburbs, we exceeded our own expectations. We listened to what our readers want and need to see, we complied.

We are here to give you the best the south suburbs has to offer. We are going into the new year with tons of new content, more extensive editorial pieces, dynamic photography and much more.

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The Editor

CONTENTS! PAGES 6 - 12 TYPES OF SCAMS! PAGES 14 - 15 DOMESTIC VIOLENCE & LEGAL REMEDIES! PAGE 23 -THE PATTY RIDINGS SHOW COVER: PATTY RIDINGS

PUBLISHER MARK RASHID

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PHOTOGRAPHER / EDITOR / LAYOUT

WALTER MANZIG

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PUBLIC RELATIONS BRANDY CAFARELLI

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COMMUNITY LIASON HELEN MORGAN

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SHOW HOST PATTY RIDINGS COPYRIGHT 2018 SILVER DOLLAR CORPORATION. ALL RIGHTS RESERVED. ALL IMAGES , PHOTOGRAPHY, TEXT, AND OTHER MATERIAL IN THIS MAGAZINE ARE THE SOLE COPYRIGHT PROPERTY OF THE SOUTHLAND VIBE MAGAZINE AND M. RASHID UNLESS OTHERWISE STATED. SOUTHLAND VIBE MAGAZINE IS PART OF THE SILVER DOLLAR CORPORATION. SOUTHLAND VIBE MAGAZINE HAS NO CONTROL OVER THE SUPPLIED AND SUBMITTED INFORMATION BUT EFFORTS ARE MADE TO MAKE SURE THAT ALL INFORMATION HERE-IN IS AS FACTUAL AND TO THE POINT AS NECESSARY. NOT ALL PHOTOGRAPHS ARE USED IN THIS PUBLICATION DUE TO EDITING AND LAYOUT CONSTRICTIONS. SOUTHLAND VIBE MAGAZINE RESERVES THE SOLE RIGHT TO PUBLISH IMAGES AT ITS OWN DISCRETION. WWW.SOUTHLANDVIBE.COM 62 ORLAND SQUARE DRIVE, SUITE 205, ORLAND PARK, IL 60462 708.289.0221

The Station Pub & Eatery 6657 South Street, Tinley Park, Illinois 60477 (708) 633-8240

/tinleystationpub

Four Smart Home Features That Could Help You Sell Your House Faster!

Keyless/remote entry door locks!

Have you ever left the house and worried that you left the front door unlocked? If your home is equipped with a keyless/remote entry door lock — available from multiple manufacturers — you can use an app on your smartphone to lock the door from wherever you are. Some manufacturers make versions that will also send a text or email to your phone when the door opens. Locks that can be programmed with multiple entry codes also allow you to see who comes and goes and when.!

Smart lighting!

From lighting automation that allows you to control lights remotely and wirelessly, to energy-efficient LED bulbs that can change color to match your mood and decor, lighting has come a long way. Some smart lights work in tandem with home automation systems to allow you to turn them on or off, or even dim them, from an app on a smartphone or tablet. Others require no communication hub and can be controlled directly from your mobile device. You can also put some smart bulbs on timers (using your wireless device), sync them with certain TV shows or movies, and integrate them with security cameras and thermostats.!

Smart appliances!

The Internet of Things (IoT) — everyday objects that have network connectivity — includes a growing list of smart appliances. Many manufacturers are offering washers, dryers, refrigerators and other home appliances that can communicate with you — and each other — wirelessly. Many can be controlled remotely from your smartphone — so if you leave the house and can't remember if you turned off the stove, you can check in and turn it off using your smartphone app.!

Temperature controls!

Programmable thermostats were just the beginning; today's home temperature controls are even smarter. Like other smart home features, smart thermostats can be controlled remotely from your mobile device. You can program them to make automatic temperature adjustments and then use your smartphone to override the program like turning up the heat on a particularly cold day. Some smart thermostats learn from household behavior and adjust the temperature to meet your family's needs and save energy, while others adjust based on the number of people in a room. And several can now be operated via voice-controlled virtual assistants.!

If you're thinking of selling your home, please call Carlos Semanate RE/MAX 10 Realtor at (708) 465-5774 for a free consultation.!

SOUTHLAND VIBE MAGAZINE SCAM ALERT EDITION by : Mark Rashid & Walter Manzig

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If you have been on Facebook for any length of time, then you know full well how scam and spam laden the site can be.

Scammers love crowds, and there isn’t one bigger than Facebook.!

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Some of these scams are phishing schemes trying to obtain your username and password, while others end in surveys or other bogus offers. Several have been known to spread viruses and other malware, so it’s important to keep anti-virus software installed and updated.!

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1- Profile Viewers and Profile Blockers – These scams promise to show you who has been looking at your profile or who has blocked you from theirs.

NONE of these apps work. Facebook doesn’t give the developers access to the data required to create them.!

2- Free iPads & iPhones – Don’t be fooled by messages stating you can test and keep an iPad, iPhone etc. These are all marketing gimmicks.!

3- Bogus Facebook Contests, Sweepstakes & Promotions – These are advance fee scams. The scammer typically sends a message from a hacked account advising the target they have won a large sum of money. The catch is that you must pay a ‘processing fee’ to claim the winnings. If you have to pay money before receiving money, then it’s a scam!!

4- Free Money, Items, Gift Cards, etc. – If it sounds too good to be true, then you can be sure that it is on Facebook! You aren’t going to get free airline tickets, Subway or Starbucks gift cards or a Facebook hoodie just by completing a survey.!

5- Breaking News Stories – Anytime a major news story breaks, keep your guard up. Scammers love to trick unsuspecting users with promises of “exclusive coverage.”!

6- Phishing Attempts to Steal Your Login Info – If a scammer can get your login credentials, then they can wreak all sorts of havoc before you reclaim your account. Messages pretending to be from Facebook Security is a popular way they trick users. Click here for more information on phishing scams.!

7- New or Extra Facebook Features – Dislike buttons, apps to change your Facebook color or see who unfriended you are just a few examples of these scams. While there are legitimate browser extensions that can offer these features, scammers often insert adware or malware into the plugins.

We recommend that you only install apps and extensions from trusted, well-known developers.!

8- Shocking & Sexy Headlines – Anything that starts out with “OMG” or “Shocking” is best left alone on Facebook. They lure in victims with outlandish, steamy or perverted messages. These usually end in a survey scam and a video that doesn’t play.!

9- Fake Celebrity Stories – Facebook is not the place to receive your celebrity news and gossip!

Scammers use fake deaths and other sensational stories to entice users. These often spread very fast, because users share the posts before verifying the story.!

10- “Help I’m Stranded and Need Money” – If you get a message from a friend stating that they are stranded in London or some other exotic locale, don’t rush down to Western Union to send them cash. They have likely had their Facebook account hi-jacked by scammers.!

There you have it! This is not an exhaustive list by any means, but certainly gives you a good start on what to look out for.!

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These scams can spread Wall to Wall between users by click-jacking and like-jacking attacks, rogue applications and Fake Events, etc. Scammers will exploit any method they can, and sometimes can be quite creative. A common end game is a survey scam, but others are more malicious in their intent. Many users have received trojans, viruses and other malware infestations by falling victim to scams on Facebook.

10 MOST COMMON SCAMS 1. Advance fee fraud!

A scammer requests fees upfront or personal information in return for goods, services, money or rewards that they never supply.!

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Scammers invent convincing and seemingly genuine reasons for requesting payment, such as to cover fees or taxes. !

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They often ask for payment by international wire transfer.! !

These scams are commonly mass-marketed with scammers sending them out to thousands of people all over the world at the same time, usually by mail or email.!

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2. Lottery, sweepstakes and competition scams!

An email, letter or text message from an overseas lottery or sweepstakes company arrives from out of nowhere.!

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It says you have won a lot of money or fantastic prizes in a lottery or sweepstakes competition you did not enter. !

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These scams try to trick you into giving money upfront or your personal details in order to receive the prize.!

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Scammers typically claim that you need to pay fees or taxes before your winnings or prize can be released. !

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You may also have to call or text a premium rate phone number to claim your prize. ! !

Remember you cannot win a prize if you haven’t entered.! !

3. Dating and romance scams!

Scammers create fake profiles on legitimate dating websites. !

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They use these profiles to try to enter into a relationship with you so they can get a hold of your money and personal details.!

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The scammer will develop a strong rapport with you then ask for money to help cover costs associated with illness, injury, travel or a family crisis.!

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Scammers seek to exploit your emotions by pulling on your heart strings. Sometimes the scammers will take months and months to build up the rapport.!

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4. Computer hacking!

Phishing emails are commonly used by scammers to trick you into giving them access to your computer. !

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They ‘fish’ for your personal details by encouraging you to click on a link or attachment. ! !

If you click, malicious software will be installed and the hacker will have access to files and information stored on your computer.!

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A phishing email often appears to come from an organisation that you know and trust, like a bank or financial institution, asking you to enter your account password on a fake copy of the site’s login page. !

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If you provide your account details, the scammer can hack into your account and take control of your profile.!

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If you provide your account details, the scammer can hack into your account and take control of your profile.!

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5. Online shopping, classified and auction scams!

Scammers like shopping online for victims. Not getting what you paid for is a common scam targeting online shoppers. !

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A scammer will sell a product and send a faulty or inferior quality item, or nothing at all. They may also pretend to sell a product just to gather your credit card or bank account details. !

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These scams can also be found on reputable online classified pages. ! !

An online auction scam involves a scammer claiming that you have a second chance to buy an item that you placed a bid on because the winner has pulled out. !

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The scammer will ask you to pay outside of the auction site’s secure payment facility.! !

If you do, your money will be lost and the auction site will not be able to help you.! !

6. Banking, credit card and online account scams!

Scammers send emails or text messages that appear to be from your bank, a financial institution or an online payment service. !

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They usually claim that there is a problem with your account and request that you verify your details on a fake but convincing copy of the bank’s website.!

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Card skimming is the copying of information from the magnetic strip of a credit card or automatic teller machine (ATM) card. !

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Scammers skim your card by putting a discreet attachment on an ATM or EFTPOS machine. They may even install a camera to capture your pin. !

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Once your card is skimmed, scammers can create copies and make charges to your account.! !

7. Small business scams!

If you own a small business you can be targeted by scams such as the issuing of fake bills for unwanted or unauthorized listings, advertisements, products or services.!

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A well-known example is where you receive a bill for a listing in a supposedly well-known business directory.!

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Scammers trick you to sign up by disguising the offer as an outstanding invoice or a free entry, but with a hidden subscription agreement in the fine print. !

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Scammers can also call your business pretending that a service or product has already been ordered and ask for payment over the phone.!

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8. Job and employment scams!

These scams involve offers to work from home or set up and invest in a business opportunity.

Scammers promise a job, high salary or large investment return following initial upfront payments.!

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These payments may be for a business plan, training course, software, uniforms, security clearance, taxes or fees. !

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These scams are often promoted through spam email or advertisements in well-known classifieds, including websites.!

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9. Golden opportunity and gambling scams!

Scams often begin with an unexpected phone call or email from a scammer offering a not-to-be-missed high return or guaranteed investment in shares, real estate, options or foreign currency trading. !

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While it may seem convincing, in reality the scammer will take your money and you will never receive the promised returns. !

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Another scam promises to accurately predict the results of horse races, sports events, stock market movements or lotteries. !

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Scammers promise you huge returns based on past results and trends. In order to participate, you may be asked to pay for membership fees, special calculators, newsletter subscriptions or computer software programs.!

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10. Charity and medical scams!

Scammers are unscrupulous and take advantage of people who want to donate to a good cause or find an answer to a health problem.!

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Charity scams involve scammers collecting money by pretending to work for a legitimate cause or charity, or a fictitious one they have created.!

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Often scammers will exploit a recent natural disaster or crisis that has been in the news.! !

They may also play on your emotions by claiming to collect for a cause that will secure your sympathy, for example to help sick children.!

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Medical scams offer a range of products and services that can appear to be legitimate alternative medicines, usually promising quick and effective remedies for serious medical conditions.!

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The treatments are often promoted using false testimonies from people who have been cured.

WASHINGTON — The Internal Revenue Service issued a consumer alert today providing taxpayers with additional tips to protect themselves from telephone scam artists calling and pretending to be with the IRS.!

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These callers may demand money or may say you have a refund due and try to trick you into sharing private information. These con artists can sound convincing when they call. They may know a lot about you, and they usually alter the caller ID to make it look like the IRS is calling. They use fake names and bogus IRS identification badge numbers. If you don’t answer, they often leave an “urgent” callback request.!

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“These telephone scams are being seen in every part of the country, and we urge people not to be deceived by these threatening phone calls,” IRS Commissioner John Koskinen said. “We have formal processes in place for people with tax issues. The IRS respects taxpayer rights, and these angry, shake-down calls are not how we do business.”!

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The IRS reminds people that they can know pretty easily when a supposed IRS caller is a fake. Here are five things the scammers often do but the IRS will not do. Any one of these five things is a tell-tale sign of a scam. The IRS will never:!

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Call to demand immediate payment, nor will we call about taxes owed without first having mailed you a bill..! !

Demand that you pay taxes without giving you the opportunity to question or appeal the amount they say you owe.! !

Require you to use a specific payment method for your taxes, such as a prepaid debit card.! !

Ask for credit or debit card numbers over the phone.! !

Threaten to bring in local police or other law-enforcement groups to have you arrested for not paying.!

If you get a phone call from someone claiming to be from the IRS and asking for money, here’s what you should do:!

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If you know you owe taxes or think you might owe, call the IRS at 1.800.829.1040. The IRS workers can help you with a payment issue.! !

If you know you don’t owe taxes or have no reason to believe that you do, report the incident to the Treasury Inspector General for Tax Administration (TIGTA) at 1.800.366.4484 or at www.tigta.gov.! !

You can file a complaint using the FTC Complaint Assistant; choose “Other” and then “Impostor Scams.” If the complaint involves someone impersonating the IRS, include the words “IRS Telephone Scam” in the notes. [See update at top of page.]!

Remember, too, the IRS does not use unsolicited email, text messages or any social media to discuss your personal tax issue. For more information on reporting tax scams, go to www.irs.gov and type “scam” in the search box.!

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Additional information about tax scams are available on IRS social media sites, including YouTube and Tumblr where people can search “scam” to find all the scam-related posts.

Nigerian Letter or “419” Fraud!

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Nigerian letter frauds combine the threat of impersonation fraud with a variation of an advance fee scheme in which a letter mailed, or e-mailed, from Nigeria offers the recipient the “opportunity” to share in a percentage of millions of dollars that the author—a selfproclaimed government official—is trying to transfer illegally out of Nigeria. The recipient is encouraged to send information to the author, such as blank letterhead stationery, bank name and account numbers, and other identifying information using a fax number given in the letter or return e-mail address provided in the message. The scheme relies on convincing a willing victim, who has demonstrated a “propensity for larceny” by responding to the invitation, to send money to the author of the letter in Nigeria in several installments of increasing amounts for a variety of reasons. !

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Payment of taxes, bribes to government officials, and legal fees are often described in great detail with the promise that all expenses will be reimbursed as soon as the funds are spirited out of Nigeria. In actuality, the millions of dollars do not exist, and the victim eventually ends up with nothing but loss. Once the victim stops sending money, the perpetrators have been known to use the personal information and checks that they received to impersonate the victim, draining bank accounts and credit card balances. While such an invitation impresses most law-abiding citizens as a laughable hoax, millions of dollars in losses are caused by these schemes annually. Some victims have been lured to Nigeria, where they have been imprisoned against their will along with losing large sums of money. The Nigerian government is not sympathetic to victims of these schemes, since the victim actually conspires to remove funds from Nigeria in a manner that is contrary to Nigerian law. The schemes themselves violate section 419 of the Nigerian criminal code, hence the label “419 fraud.”!

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Tips for Avoiding Nigerian Letter or “419” Fraud:! !

If you receive a letter or e-mail from Nigeria asking you to send personal or banking information, do not reply in any manner. Send the letter or message to the U.S. Secret Service, your local FBI office, or the U.S. Postal Inspection Service. You can also register a complaint with the Federal Trade Commission’s Complaint Assistant.!

If you know someone who is corresponding in one of these schemes, encourage that person to contact the FBI or the U.S. Secret Service as soon as possible.!

Be skeptical of individuals representing themselves as Nigerian or foreign government officials asking for your help in placing large sums of money in overseas bank accounts.!

Do not believe the promise of large sums of 12 money for your cooperation.!

Guard your account information carefully.

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THE PATTY RIDINGS SHOW Southland Vibe magazine launched the highly anticipated and talked about show in the Chicago Southland. The show is about the movers and shakers in the Southland, featuring businesses, people, and political figures. The show anticipates that the viewers will learn and experience what is happening in the community. Patty has over 30 years of achievements as a business owner, entrepreneur, finance strategist, public relations expert, and as a successful marketing and sales manager. Patty is also a community advocate and mentor. Being on numerous boards such as the Tinley Park Chamber of Commerce, the Veterans Action Committee, and the Citizens Police Academy Alumni Association just to name a few. She has passion about supporting and contributing to the community.!

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Patty Ridings

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WWW.SOUTHLANDVIBE.COM

Producer: Mark Rashid

Photographer : Walter Manzig

123 Kansas Street, Frankfort, IL 60423 • 815-469-3356 • frankfortchamber.com

Tuesday, Febrary 20 7:30 - 9:30 a.m.

Frankfort Public Library 21119 S. Pfeiffer Road 7:30 - 8 a.m. Networking 8 - 9:30 a.m. New members introduced, announcements, guest speaker and 30-second commercials Presentation by:

Refreshment sponsor:

Do a friend a favor—invite them to Meet, Greet & Network!

This FREE monthly Frankfort Chamber of Commerce event is open to the public.

Share your 30-second business commercial, hear pertinent information by a guest speaker, and enjoy refreshments.

Visit www.frankfortchamber.com or call 815-469-3356 for more information.

For more information about the Frankfort Chamber of Commerce and to learn more about all our events, visit FrankfortChamber.com

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