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Grandparent advice Medicare information Health tips

A publication of


Fall 2019


Above: Lyle Lidholm carries on with his 320mile trek on the Rock River Trail. At right: Lyle Lidholm points to his destination on his 87-mile hike on the Rock River Trail.


87-year-old veteran attempting to be first to walk Rock River Trail


Lyle Lidholm is an 87-year-old Korean War veteran who is currently walking to attempt completing about 320 miles of the Rock River Trail. When he finishes he will be the first person to walk the entire the route along the Rock River. As there isn’t one continuous off-road trail along the river, he’s had to carefully map out his route, avoiding highways and seeking off-road trails. Lidholm started walking in Theresa, Wis. on Sept. 1 and as of Oct. 1 he has walked over 160 miles, and has reached Rockford city limits. He walks about 6 miles a day and is working his way south towards the Quad Cities, planning to end his journey near Moline, Ill. “When I read about this several years ago, I thought, ‘Wow, a trail, all the way to my hometown, Moline,’” Lidholm said. “I’m not getting any younger so I figured September and October would be nice. I’m kind of calling it my going-home hike.” Lidholm’s hometown is Watertown, Wis. and he stays active and fit by hiking, and has hiked the Appalachian Trail and the Wisconsin Ice Age Trail among other trails. He’s a talented builder who helped to build Old World Wisconsin. Lidholm says his mission is to not only explore the scenic surroundings of the Rock River, but to promote the trail that is attracting hikers, bicyclists, paddlers and motorists. Lyle has been getting assistance moving his vehicle forward each day, and he will

The Rock River Trail 320 Miles - Horicon Marsh, WI to Rock Island, IL | info@

need more “Trail Angels” to help him along his journey in Illinois. If you are interested in helping Lyle out in Illinois, please email or call Rock River Trail coordinator Therese Oldenburg, 608931-6895. To encourage exploration along the trail, the Rock River Trail Initiative established a 320-Mile Award for those who reach the goal of doing the whole Rock River Trail, whether it’s hiking, biking, paddling or driving. The miles can be accumulated over any period of time, and can be broken up in any segments. Participants keep their own records and self-report their accomplishment to receive their award patch. A welcome party is expected in greet Lyle in Moline, Ill, including mayor Stephanie Acri, who will award him his patch. The Rock River Trail begins near Horicon, Wisconsin and ends where the Rock River flows into the Mississippi River in the Quad Cities. The trail crosses through Wisconsin

and Illinois and travels through 11 counties and encompasses 41 communities. The Rock River Trail is more than a water trail, as it offers a total of 11 different types of trail including a history trail, birding trail and a new Craft Brewery and Wine Trail. A new seasonal Rock River Trail visitor center opened this year at Nature At The Confluence at 306 Dickop Street, South Beloit, Ill where people can learn more about the Rock River Trail. The Rock River Trail website, www.rockrivertrail. com, has trail maps, events and information about the communities along the river.

Intergenerational play is beneficial to everyone along for the fun. Be sure to carve out playtime for your family, particularly when visiting with older relatives.

Why children should spend more time with their

s t n e r a p d n gra cooperation and honesty; • Spending time with older adults helps children understand how aging works, and later accept their own aging; and • Grandparents are storytellers and their wisdom and experience

living S E N I O R

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Play is important for everyone, no matter their age – and when grandparents, parents and children play together, that’s where the real benefits of unstructured fun are discovered. “Play time with adults of different ages is not just a chance for families to bond, these interactions with positive role models can help children develop a range of important social, language and problem-solving skills,” says Dr. Amanda Gummer, child psychologist and an expert contributor to Adults benefit from play time too. As one grows older, the free unstructured fun enjoyed in childhood is often replaced with structured activities like sports, card games and solving crosswords. Time spent with youngsters can keep adults young and give them a chance to relive more carefree days. According to The Genius of Play, a national initiative whose mission is to raise awareness about the importance of play and help parents make play a critical part of raising their kids, here are three reasons why intergenerational play is good for young children: • Unstructured play tends to be collaborative, encouraging



• Grandparents

you – they’ll be more enthusiastic about participating if they get to call the shots sometimes. In today’s tech-savvy world, grandchildren might want to play with a toy that uses augmented reality or teaches coding skills. This can be a great way to engage with them on their level and learn more about their favorite activities; and

• Let your grandchildren win and lose the game sometimes. This is a great chance to boost self-esteem while learning about good sportsmanship. For more play ideas, expert advice and resources for families, visit (STATEPOINT)

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can open children’s horizons further, as well as ignite imagination and creativity. When it comes to adults, intergenerational play is beneficial in the following ways: • Children bring innocence, joy and laughter to any situation, helping adults reduce stress; • Active, busy play time can keep an older adult vital and healthy. Indeed, those that play with children burn more calories, experience fewer falls and become less reliant on walking aids, according to studies; and • Play time is good for an aging adult’s mental and emotional health. Games can help seniors maintain cognitive skills and retain memory, and the quality time with children can prevent feelings of loneliness and boost positivity. Whether you’re young, old or somewhere in between, these three tips from The Genius of Play can help you make the most of the time together: • Share your favorite games with your grandchildren. From hide-and-seek to hulahoops, introducing them to the games you played years ago is a great way to connect and make new memories; • Give children an opportunity to express themselves by letting them share their ideas for what they want to play with

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(Continued from page 3)

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More than 600 expected to attend free Thanksgiving dinner at Church


Volunteers pull together to provide Thanksgiving dinner to the community, welcoming the homeless and those who would be alone otherwise.

Boylan recognizes successful alumni with awards Boylan Catholic High School honored nine individuals who embody the spirit and mission of the school at the 11th annual Alumni Recognition Awards on Oct. 3 at 6 p.m. in the school’s Bachrodt Center. The following awards were conferred to celebrate the outstanding personal and professional achievements of members of the Boylan community: The Veritas, the school’s highest honor, recognizes alumni who exemplify Boylan’s mission of service in their

community. It will be conferred on Mike Tulley T’60. Mike worked at Liebovich Steel and Aluminum for almost forty years and was the first non-Liebovich to become president of the company. In addition to his admired professional career, Mike has served on numerous non-profit boards throughout the Rockford community, including the Northern Illinois Hospice Foundation, Rockford Area Crime Stoppers, Rockford ProAm, Winnebago County Sheriff’s Merit See BOYLAN, Page 6 Commission, and YMCA of the



Hundreds of guests enjoyed Thanksgiving dinner at Court Street Methodist Church last year. Six hundred are expected to attend this year’s dinner on Nov. 28.

Thanksgiving dinner will be celebrated by more than 600 local residents during the annual, free Thanksgiving dinner at Court Street United Methodist Church. The dinner, which is one of Rockford’s largest, will begin at 11 a.m. on Thanksgiving Day, Thursday, Nov. 28 and continue until 1 p.m. “This is a wonderful tradition of caring and love that has been going on since 1981 at Court Street United Methodist Church,” pointed out Lorelle Wandell, Co-Administrator at Court Street. “Everyone is welcome to attend but we especially want the homeless and those who find themselves alone to know they are welcome to take part.” More than 600 dinners were served during the 2018 Thanksgiving celebration and that number is expected to be surpassed this year. Approximately 150 volunteers will step forward to help prepare the 30 turkeys needed, along with mashed potatoes, dressing and 120 pies. “This wonderful dinner wouldn’t be possible without the help of our loyal and caring volunteers,” added Wandell. Music and fellowship will also be a part of the Thanksgiving celebration that is being held for the 38th year. All are welcome to attend and the media is encouraged to cover the event. Court Street United Methodist Church is located at 215 N. Court St. in downtown Rockford. Please call the church office at 815-9626061 during business hours for additional information.


• Boylan

(Continued from page 5)

Rock River Valley. Mike also currently serves on the Board of Consultors at Boylan. Honorary Alumnus status, which is given to a non-graduate who demonstrates the same qualities as the Veritas recipient, will be conferred on Bill Thumm, Boylan’s former dean of students. Bill was a dedicated educator, administrator, and coach at Boylan for more than fortyfive years. The Outstanding Teacher Award, which is given each year to a current or past faculty member who has displayed exemplary dedication to their students, will be given to Louise Basile, chair of Boylan’s history department, a role she has had since 1999. Louise started teaching at Boylan in 1985 and has consistently been beloved by her students for her masterful teaching style, her ability to tie history to the present day, and her ability to use her lessons to prepare students for life after high school. Louise also serves as Boylan’s technology instruction coordinator and has been instrumental in Boylan’s cutting edge use of technology in the classroom. The Alumni Excellence Award, given to alumni who make a difference in their

community, church or business: Paul Gaziano ’67, graduated cum laude from William Mitchell College of Law and is currently the federal defender branch chief of the Northern District of Illinois. He is also one of the founding members of the Rockford “100 Men Who Give a Damn,” a group whose mission is to support the future Rockford Family Justice Center. Dr. Bruce Trapp ’68, is the chairman of the department of neurosciences at Cleveland Clinic’s Lerner Research Institute. Dr. Trapp’s career focus has been on Multiple Sclerosis, where he has made landmark discoveries into the potential cause of MS at the cellular level. He has published more than 230 peer-reviewed articles and contributed to several books.  Karla Manarchy Clark ’77, is the author of six books - three novels, a book of short stories, and two children’s picture books. She is a member of the Society of Children’s Book Writers and Illustrators. Melissa DeBruler Pratt ’87, is the coowner of Beef-a-Roo restaurants in the Rockford area as well as the owner of Fleet Feet Rockford. Virgil Abloh ’98, is one of the world’s

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leading fashion designers and creatives. He currently serves as the artistic director of Louis Vuitton’s men’s wear collection. He is the founder/CEO of Off-White, a Milan-based fashion label. Virgil was named one of Time magazine’s 100 most influential people in the world in 2018. This summer, the Museum of Contemporary Art Chicago housed Virgil’s exhibition “Figures of Speech.” The Young Alumnus Award, given to alumni who have graduated within the last fifteen years, will be conferred on Dr. Douglas Bartels ’07. After graduating from Boylan, Doug walked on to the Northwestern University football team. He would go on to earn a scholarship and start in twenty-four straight games. He graduated from Rush Medical College and is currently an orthopedic surgery resident at Mayo Clinic in Rochester, Minnesota. “The Boylan graduates honored during this year’s Alumni Recognition Awards are models for what we hope all our students will strive to be - saints, scholars, and champions - both in their professions and in the community around them,” said Boylan President Amy Ott. “We are incredibly proud to call them Titans.”

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empty nest

Many people find it rewarding to start a family and raise children. Watching kids grow through the years and sharing in their experiences can bring life to a household. Mothers spend 18 years or more devoted to their children, and often their identities are defined as “Mom” above all else. As a result, it can be difficult to think ahead to life without kids in the home, especially when children are toddlers or school-aged. But children will someday grow up and move out, and the emotions that resonate when that day comes can be overwhelming. Many parents feel a sense of sadness and loss when their last child leaves the family home. Referred to as “empty nest syndrome,” these feelings are not officially labeled as a clinical mental health issue,

but they are very real for many people. While parents encourage their children to become independent and branch out in their own lives, not every parent can cope with an empty nest. The parenting and family resource Verywell Family states that mothers with empty nest syndrome experience a deep void in their lives that oftentimes makes them feel a little lost. Moms who are feeling the pangs of sadness due to an empty nest can employ some strategies to alleviate these feelings.

Keep friends close

Use this opportunity to spend more time with close friends and put yourself first. Schedule all of those activities you may have temporarily put on hold while caring for children through the years.

Make time for travel

New experiences can broaden anyone’s horizons. Travel as a couple or with a group of friends. Put the focus on fun and then share the experiences later on with your adult children.

Redefine yourself

The experts at Psychology Today suggest finding new roles and interests to explore, or spend more time exploring existing hobbies. For example, if you’ve thought about doing community theater, do so now that you have some free time. Or maybe you’ve always had a goal of going back to school? Now may be the time to make that happen.

See EMPTY NEST, Page 9

Reconnecting with your spouse is one way to combat feelings of loss that can stem from a suddenly empty nest.


Tips for coping with an

STOCK PHOTO Living Senior


Medicare Open Enrollment


– How to save money next year


Medicare Open Enrollment is about to kick off. For most people already enrolled in Medicare, the annual Open Enrollment period (Oct. 15 through Dec. 7) is the only opportunity to make changes to your existing Medicare coverage. Even if you are happy with your Medicare coverage, you should take the time to explore your options. There may be a plan that is better suited to your health and financial needs that could save you hundreds of dollars in the upcoming year. During Medicare Open Enrollment, Medicare beneficiaries can switch Part D prescription drug plans; switch Medicare Advantage plans, which offer health (and often drug) coverage through private insurers; switch from Original Medicare, administered by the federal government, to Medicare Advantage; or switch from Medicare Advantage back to Original

Medicare. All changes made to coverage during Open Enrollment take effect on Jan. 1, 2020. Dan Klein, president and CEO of the Patient Access Network (PAN) Foundation, an independent charitable organization dedicated to helping people afford out-ofpocket costs for prescribed medications, offers the following tips for navigating Medicare Open Enrollment.

Do your homework

Take the time to shop around and understand the benefits and costs of each plan so you can find the coverage that works best for you. Changes to your health status, doctors or other healthcare providers, prescription drugs or budget may mean that your current plan is no longer the most costeffective choice for you. Insurance companies can also make

annual changes to their plans that might affect the drugs covered, provider networks and your out-of-pocket costs.

Stay in-network

Before selecting a Medicare Advantage plan, it’s smart to check that your preferred doctors, hospitals and pharmacies are in the plan’s provider network. If you visit a doctor, hospital or pharmacy that is outside of the network, you will likely have to pay more. If your insurance company has changed your plan’s provider network for next year, you may want to use Open Enrollment to switch to a plan that will include your current doctors, hospitals and pharmacies in-network to lower your medical costs. Note: With Original Medicare you can go to any doctor that accepts Medicare patients

See MEDICARE, Page 9

By taking the time to re-evaluate your existing coverage and learn about all the options, you may be able to save significantly on your healthcare costs next year. STOCK PHOTO Living Senior

• Empy nest

(Continued from page 7)

Reconnect with your partner

Recall the years before you had children when it was only the two of you and devote time to making more memories as a couple. Plan date nights, go to sporting events, attend a summer concert, or pursue other shared interests.

Change things up at home

Turn children’s rooms into spaces you can use for your own interests. One can be a crafting room or a home office. Another may be a home theater. No longer labeling those rooms as the kids’ spaces can help the transition. Empty nest syndrome is real, but there are many ways to move past the mixed emotions synonymous with this phenomenon. (METRO CREATIVE)

Make sure meds are covered

(Continued from page 8)

Medicare Part D helps cover the cost of prescription drugs. Many Medicare Advantage plans provide prescription drug coverage as well. It’s important to ensure that your plan

covers the medications you need and that the plan’s network of pharmacies makes it convenient for you to access your drugs. Switching prescription drug coverage, or even adding it for the first time, can help make the critical medical treatments you need less expensive.

Assess the plan’s fit

Annually, there may be changes to your Medicare plan that affect your outof-pocket costs. Out-of-pocket costs are your expenses for medical care that aren’t reimbursed by insurance. When selecting a plan, you should consider what you will be responsible for paying under the plan, including the deductible, out-of-pocket limit, co-pays and co-insurance. Also, if you are enrolled in Original Medicare and do not already have supplemental coverage, now may be a good time to consider purchasing a Medigap plan.

Out-of-pocket costs

There may be assistance available to you if you cannot afford the out-of-pocket costs for your prescription medications. You should research your options now. If you have limited income and resources, you may qualify for a federal Medicare Low Income Subsidy – also known as Extra Help – to help pay for your prescription drug costs. You may also be eligible for a patient assistance program that provides people with financial assistance to cover out-of-pocket costs for their medical treatments. You can learn more at (BPT)


• Medicare



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Jack and Imogene Jack and Imogene Ehle Ehle

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Let them know you care

Grandparents and seniors can share wisdom and a lifetime of experience with the young people in their lives. Expressing gratitude for such lessons is a great way to show the seniors in your life, whether it’s a grandparent, mentor or family friend, how

Become pen pals. Seniors may have 1. limited mobility or opportunities to get out of the house. Receiving mail is one way to connect with the outside world. Regularly send letters to a grandparent or other senior, sharing tales of daily life and key moments that will bring them joy. Chances are they’ll return the favor with a letter of their own.

Explore technology together. Younger 2. generations can introduce seniors to available technology that can bring them closer. This may include digital assistants that enable them to share videos, tablets to send email or access social media,

mobile phones for calling and texting, and anything else families can customize to their needs.

Offer companionship. Spending 3. time with younger generations can motivate seniors to stay active and

engaged. Have games and activities at the ready or simply provide a listening ear.

Shop and run errands. Help aging 4. loved ones perform the tasks that they may not be able to tackle on

their own. This can include picking up groceries or prescriptions or taking them to appointments. Simple work around the house, like doing laundry or light clean-up, also can be a big help.

Start a hobby together. Develop a 5. hobby that seniors and young people can enjoy together. Watching classic

movies, painting ceramics, going to sporting events, or gardening are just a few of the many hobbies that seniors can enjoy with their young loved ones.

There are many ways to bridge the generation gap and spend meaningful time with aging loved ones. STOCK PHOTO Living Senior



5 ways to show grandparents and other seniors how much they’re appreciated

much they’re appreciated. Some seniors live alone, while others may be living with their adult children and grandchildren, offering care and support to help make the household function. Whether grandparents, aunts and uncles or older friends live close by or elsewhere, there are many ways for their loved ones to show them how much they’re appreciated.


Alzheimer’s & dementia The 10 warning signs you need to know

Recognizing and taking steps to address the warning signs of Alzheimer’s and other dementias can be extremely challenging – especially in the early stages. It’s easy and common to dismiss cognitive changes in oneself or a family member as “normal aging.” “Alzheimer’s is not a normal part of aging,” says Dr. Keith Fargo, director, scientific programs and outreach at the Alzheimer’s Association. “With normal aging, you may forget where you parked your car – that happens to all of us. But if you get in your car and get lost coming home – that’s not normal.” To help families identify signs early on, the Alzheimer’s Association offers 10 Warning Signs and Symptoms, a list of some common signs that can be early symptoms of Alzheimer’s or other dementias:


Disruptive memory loss. Forgetting recently learned information, asking the same questions over and over and increasingly relying on memory aids.


Challenges in solving problems. Changes in one’s ability to develop and follow a plan or work with numbers, such as having trouble following a familiar recipe or keeping track of monthly bills.





New problems with words 6. in speaking or writing. Trouble following or joining a conversation or a struggle with vocabulary. For example, calling a “watch” a “handclock.”

Misplacing things and 7. losing the ability to retrace steps. Putting things in unusual places and being unable to go back over one’s steps to find them again.

Decreased or poor 8. judgment. Changes in judgment or decision-

making when dealing with such matters as money and grooming.

Withdrawal from work or 9. social activities. Changes in the ability to hold or follow

It’s important to talk to your doctor to understand what is driving cognitive changes so you can better manage the condition — whatever the diagnosis.

a conversation can result in a withdrawal from hobbies or social activities.


Changes in mood and personality. Mood and personality changes, such as confusion, suspicion, depression, fearfulness and anxiety. To learn more about Alzheimer’s disease and to find resources, visit, the website of the Alzheimer’s Association or call its 24/7, free helpline at 800-272-3900.

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pet boost The

Many older adults experience feelings of loneliness and isolation as they age, but pets can provide the companionship and love seniors desire. A new survey conducted by Home Instead Inc., franchisor of the Home Instead Senior Care Network, found regular interaction with animals can help to reduce feelings of isolation and loneliness in older adults. The most frequently cited benefits of pet ownership are company, comfort, unconditional love, entertainment and improved mood. In fact, 86 percent of pet owners agree they would be lonelier and less happy without their pet, and 58 percent agree that they would not be as physically healthy without their pet. The companionship and love provided by a pet can be especially meaningful for those most at risk for isolation. Home Instead found that pet owners who live alone are significantly more likely to report increased benefits of pet ownership.

Owning a pet can also be an important factor for seniors deciding where they will live as they age. According to the survey, 82 percent of older adults say they will not consider moving to a senior living community without their pet. While interaction with animals has been shown to improve mental and physical wellbeing in older adults, research from Home Instead confirms that seniors don’t need to own pets to experience the benefits. Those who regularly interact with, but don’t own, pets report feeling better just spending time with animals owned by family, friends and neighbors. There are many ways seniors can interact with animals without taking on the responsibility of pet ownership. Here are a few ideas:

Help out

Volunteer at a rescue organization or animal shelter. Many rescue organizations and animal shelters could use an extra hand. Seniors can help provide care for animals, including feeding, watering, restocking supplies, washing dishes, walking dogs, cleaning cages and enclosures or socializing with the animals. Volunteers experience the benefits of interacting with pets, and they can provide some care to an animal in need.

Introduce yourself

Get to know your neighbors’ pets. Seniors who regularly walk their neighborhoods will likely see pet owners walking their dogs. Asking to join them for a walk might lead to new friendships with neighbors and dogs.

Connect with a therapy animal

Pet Partners therapy teams, made up of a pet owner and his or her registered animal, go into many locations where seniors are living or being treated, such as hospitals, hospice centers and care communities.

Visit a pet store

Some pet stores sell small animals, such as guinea pigs, hamsters, chinchillas, gerbils, mice, rats, certain geckos, bearded dragons, snakes, and specific types of frogs, birds and fish. Visiting can provide a pet fix! To help older adults determine what type of pet interaction is right for them, the Home Instead Senior Care network is offering free information and tips to help seniors incorporate animals into their lives. To learn more about how older adults can bring animals into their lives, visit or contact your local Home Instead Senior Care office or www. (NEWSUSA)

With so many options available, finding the right animal interaction for each individual should be as easy as a walk in the dog park. STOCK PHOTO Living Senior


Furry friends help seniors feel less lonely


How to pay for


senior living

Shopping. Cooking. Cleaning. The burdens of living alone were taking a toll on Joyce, who at 89 was the oldest resident in her apartment building. Though she’d spent a lifetime saving money, Joyce wasn’t sure what she could afford. Her daughter Sandy knew it was time to talk about senior living. “It took some convincing to help her understand this was what she had saved for,” said Sandy. “With the sale of her house and retirement savings, she could live comfortably in independent senior living. Plus, she would be around people her age, have plenty of activities and three nice meals a day.” Joyce’s senior living journey isn’t unique. Most people are either not prepared for the potential costs of senior living, or think they’re not prepared. A survey of 2,000

Americans 18 to over 51 for Brookdale Senior Living revealed 65% aren’t saving money to pay for senior living, and 21% said they won’t be able to pay for it or don’t know how they’ll pay for it. Only half said they have a plan in place. Mary Sue Patchett, Brookdale’s executive vice president of community and field operations, recommends avoiding sticker shock by assessing current expenses. You may find that freeing yourself of expenses tied to living in a house – mortgage, food, transportation, utilities, home maintenance and more – and incorporating these into one payment for a senior living community is more cost-effective than expected. Patchett recommends seeking a flexible pricing structure at a senior living community, as one size does not fit all.


Now is a good time to assess your situation and talk with your spouse or family about your needs and desires down the road. Planning ahead lets you tour communities and decide what services and amenities you want and need. STOCK PHOTO Living Senior


Making a choice that fits your situation means you won’t be paying for unnecessary services. Sandy found two locations that fit her mom’s needs and compared costs of living alone to the cost of senior living. They landed on a Brookdale community near Sandy’s home. “Adult children must understand their parent’s misgivings and help them decide what’s best,” said Sandy. “Considering my mom’s age, senior living was a smart move. The cost is comparable to living alone and provides peace of mind for everyone. We know she is eating, socializing and safe.” How do people pay for senior living, and how can you keep costs affordable?

Ready to hit the open the road?

Questions older drivers can ask themselves to see if it’s still safe to drive

How is my eyesight?

The American Optometric Association notes that vision changes naturally occur as a person ages. Such changes do not necessarily mean drivers have to give up the keys to their vehicles. In fact, they may just require more routine eye examinations. The NHTSA says having trouble reading signs easily, recognizing someone from across the street, seeing streets signs and pedestrians, and handling headlight glare are common signs of age-related eye problems.

Can I control my vehicle?

Age-related loss of strength, coordination and flexibility can make it

• Senior living

Various remedies can address age-related driving issues, and drivers should discuss them with their doctors the moment they feel as though their skills behind the wheel are starting to diminish. STOCK PHOTO Living Senior

hard for aging men and women to control their vehicles. Some signs that drivers might be having trouble controlling their vehicles include trouble looking over shoulders to change lanes, difficulty moving foot from the gas pedal to the brake pedal and difficulty turning the steering wheel. Pain in the knees, legs or ankles also can make it difficult for drivers to control their vehicles.

Are my loved ones concerned about my driving? Aging drivers may feel offended when family members question their ability to

(Continued from page 14) Current assets and income are what most options, so you should shop around. Consult people use to pay for senior living, just as your tax, financial and legal advisors to they would pay for expenses staying in their determine the implications of this option. current home: savings, pension or retirement Medicaid options may provide some plan funds, social security and annuities. Like assistance for assisted living, depending on Joyce, one big source of funds comes from where you live and if you qualify. Do not the sale of their current home. confuse Medicaid with Medicare, which does Long-term care insurance is a possible not cover assisted living costs. source for those with chronic disability or Family support is another source to illness, if they have a policy. Rules regarding consider for help with the cost of assisted benefits and eligibility vary per state and living. In many families, children or other policy. family members contribute to the cost of Veterans’ benefits, through the Veterans senior living. It’s best to discuss possible Aid and Attendance Pension, can help support with family before the need arises. veterans and spouses offset costs of long By selecting a senior living community term care and/or assisted living at some that provides just the amount of care communities. you need, you can keep costs low. Many Selling or cashing out a life insurance communities offer options from apartments policy may be one route for those who no with kitchens and guest rooms to just a longer need life insurance. There are many bedroom and bath.

drive. However, the NHTSA notes that sometimes other people notice things about a person’s driving that the person does not. The concern expressed by loved ones should not be taken lightly.

Do I drive with passengers?

Drivers who routinely drive with passengers, especially young children, carry extra responsibility. As a result, such drivers owe it to themselves and their passengers to honestly assess their driving abilities. (METRO CREATIVE)

Opting for a roommate can save a lot. Senior living communities offering independent and assisted living or other care services on one campus helps couples stay together, even when they need different levels of care, and make it easier to move from one area to another if needs change. Forty-eight hours after Joyce moved to Brookdale, she was thrilled with her decision. Sandy immediately noticed a change in her mom. She met a group of ladies she refers to as “the girls” and quickly found her purpose as the community librarian. She’s happier than she was in her apartment, and according to Sandy, that makes it worth every penny. For information about Brookdale Senior Living, visit


Men and women know that adjustments must be made as they get older. Athletes nearing their golden years may not be able to push themselves as hard at the gym as they once did. Professionals nearing retirement age might not be able to pull long hours at the office like they used to. But aging affects more than just work and play. As men and women age, their ability to perform everyday tasks, including driving, may diminish as well. The National Highway Traffic Safety Administration notes that, as people age, certain changes they experience can affect their ability to safely operate an automobile. Changes in eyesight, physical fitness and reflexes may require aging drivers to reassess their skills behind the wheel. The NHTSA notes that drivers can ask themselves the following questions as they try to assess their driving abilities.





JOIN THE FUN CROWD AT TLC The TLC Independent and Assisted Living Community is designed to provide its residents with a vibrant and lively, yet secure and comfortable, community lifestyle in Machesney Park, Illinois. Close to shopping and restaurants, TLC is set back on 6 acres with walking paths, outdoor eating, and communal spaces.


What are you waiting for? Get in on the good times at TLC.





To view the augmented reality experience, simply: 1) Download the Wikitude app from the App Store or Google Play 2) Search for “TLC” 3) Scan the rock band above using the app’s AR lens


Profile for Southern Lakes Newspapers / Rock Valley Publishing

RVP Living Senior for Fall 2019  

RVP Living Senior for Fall 2019