Sc november issuu

NOVEMBER 2016

MAGAZINE

Restoring Hope & Empowering Change

Page 12

SAN CLEMENTE, SAN JUAN CAPISTRANO, DANA POINT, LAGUNA NIGUEL, LAGUNA HILLS, MISSION VIEJO AND ALISO VIEJO

GIVE A GIFT THAT WILL SHINE FOR GENERATIONS TO COME. HEAVENLYLIGHTS.ORG

This Christmas season, join the Heavenly Lights campaign and give a gift that will shine for generations to come. Gift a virtual glass panel in honor, celebration, or loving memory. Your gift will ensure that this beacon of faith continues to light the way for Catholics and our community.

Dedicate your virtual “light” today at

heavenlylights.org

CHRISTMAS SPECIAL: Receive an exclusive, limited-edition Christ Cathedral ornament as an additional thank-you for dedications starting at $100.

ADVERTISER TESTIMONIALS “We have been advertising in South County Magazine since its very first edition in January 2011. Our involvement has been a true partnership over these many years in that the publication team continually strives to create added-value opportunities - at no additional cost - for our business to generate ROI - from the editorials to the monthly mixers. I would highly recommend South County Magazine for any local business looking for exposure in South Orange County.”

- Ron Pashaian, Monaco Jewelers, San Juan Capistrano “As local business owners and professionals, we are so lucky to have South County Magazine to reach our target customer through advertising and share our business ‘stories” and philoso-phies through the editorial opportunities.

Working with South County Magazine couldn’t be easier. I was helped every step of the way - from the photography, writing and design - AND ALL AT NO EXTRA COST. Since participating, my business has tripled - a significant return on my advertising investment. Advertising with South County Magazine is simple, straight-forward and most importantly ... it works!”

- Victoria Vannini, Howard Jones Salon, Dana Point “I know that my business wouldn’t be as successful as it is today if I hadn’t started advertising in South County Magazine when it first started five years ago. I have established relationships with hundreds of clients over the years, and then those clients also refer friends and family to me as well.

It was one of the best business decisions that I ever made.”

- Stephanie Frisch, Insurance 101 “One of the best marketing decisions I ever made was to advertise in Jody’s magazines. It generated clients directly and raised public awareness of the company in our market area. I highly recommend any of Jody’s publications that reach your target audience. Above and beyond that is the fact that Jody is truly interested in helping people prosper. She is always on the lookout for additional opportunities to serve her advertisers and readers. One can never have too many thoughtful, intelligent people helping you promote your business.”

- David Allen, HelpURemodel “We love the South County Magazine and its associated publications. It has been a wonderful community to be part of and a phenomenal way for us to reach the community about important issues. We’re grateful for all the support Jody and her team have provided us over the years!”

- Omeed Askari, OC Pharmacy

MAGAZINE

November 2016 Publisher Community Publications LLC. Editor Jody Robinson jody@southcountymag.com

Assistant Editor Janessa Rasmussen Sales & Marketing Marlo Andersen Anthony Arcurio Kim Roberson Distribution Managers Rolando Ruiz • David Starr Advertising Inquiries (714) 469-3495 Contributing Writers Beverly Blake Cara Fraser Stephanie Frisch Nicole Howard Peter Prescott Randy Rose Contributing Photographer Lana Farfan, Caught in the Moment Photography

NOVEMBER 2016

“Working with Jody and South County Magazine has been a fantastic experience from beginning to end. And there really is no end, considering they offer a wide variety of services for the local business who wants some great attention.

The magazine is high quality. As a reader first, I always trusted South County Magazine to provide high quality content about the businesses in my area and the real people who own and operate them. South County Magazine highlights the efforts of local businesses with style and local business is the heartbeat of our communities. I was so impressed with the writing. Jody captured the essence of our company and the story behind it which is so important in our industry. Two thumbs up for South County Magazine - a simply great publication.” - Lindsey M. Fisher, CEO at A Mission for Michael “We have been in business for 9 years and we have always done advertising to reach new customers.

Recently, we started advertising with South County Magazine and the calls began flowing in right away! Jody was so helpful and didn’t push us into a long-term contract. We believe that positive results are the only contract we need. We look forward to continuing to build our business even more with South County Magazine.”

- Scott & Suzie Sells, Spot Free Windows, San Juan Capistrano NOVEMBER 2016

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SOUTH COUNTY MAGAZINE

MAGAZINE

Restoring Hope & Empowering Change

Page 12

SAN CLEMENTE, SAN JUAN CAPISTRANO, DANA POINT, LAGUNA NIGUEL, LAGUNA HILLS, MISSION VIEJO AND ALISO VIEJO

South County Magazine serves the communities of San Clemente, San Juan Capistrano, Dana Point, Laguna Niguel, Laguna Hills, Mission Viejo and Aliso Viejo.

We will strive to continually improve with each edition and welcome feedback from our readers. For questions or comments, please e-mail the editor at jody@southcountymag.com

You don’t have to lose a loved one to addiction.

Making the commitment to get treatment for yourself or a loved one is a courageous choice.

At Luminance Recovery, we’ll explain the admissions process and all of your options so you can embark on this important first step toward healing. Most private medical insurance covers the entire cost of treatment.

Let us help you chart your path to recovery.

1-888-670-0762 LuminanceRecoveryCenter.com

contents

The Power of Meditation 20 Medicare Open Enrollment 22 Backstreet Home Decor for the Holidays! 24 Stay-cation Destination: Island Hotel, Newport Beach 36

12

South County Magazine Celebrates Its October Issue! 46 Dining Out: Three Seventy Common Kitchen + Drink 52

COVER FEATURE:

American Ballet Theater to Perform The Nutcracker at Segerstrom Center for the Arts 54

Luminance Recovery Center Restoring Hope, Empowering Change Orange Catholic Foundation 14 Don’t Allow Hearing Loss to Hold You Back! 16 Full Strands, Inc. 18

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SOUTH COUNTY MAGAZINE

Promise To Talk Today

HOW TO COMBAT INCREASED TAXES & AVOID OBAMACARE RATE INCREASES IMPORTANT ACTION STEPS TO TAKE NOW - Year-End Tax & Financial Planning

By Peter D. Prescott CPA, Masters in taxation

1. Schedule a year-end tax planning meeting to consider the following:

A. Reposition your assets to avoid the additional Obamacare taxes on passive income.

B. Income shifting to reduce 2016 or 2017 taxes.

C. Consider a Roth-IRA conversion now to provide you tax planning flexibility.

D. Review investment portfolio(s) to “harvest” tax losses in stocks, bonds or mutual funds.

E. Determine 2016 tax liabilities.

F. Reduce Alternative Minimum Tax (AMT).

2. Weigh the advantages of incorporation if you are a business

owner for tax savings and legal protection. It is a must to schedule a “Choice of Business Entity” meeting to determine the best course of action and the required steps/procedures.

3. Address your “big” financial picture with a holistic planning

4.

review that examines and integrates all key aspects of your family’s financial planning – taxes, investments, college planning, retirement, risk protection, business and estate. Understanding the specifics of each key area utilizing cutting edge tools and techniques is invaluable. Finding ways to synergistically incorporate various wealth management solutions gives you the broadest range of flexibility, security and control moving into the future. Year-end is a superb time to do so as it may unearth current year tax savings at the same time.

Schedule a pension review meeting to take advantage of the “best tax deduction available” and:

A. Set up your pension plan prior to 12/31/2016. Many plans need to be established (the paperwork) prior to year-end; however contribution calculation and funding may be delayed to the extended due date of the return (September or October of 2017). This provides you with the flexibility to reduce your tax bill late into 2017.

B. Review how your pension account is allocated including the potential risks of higher interest rates.

C. Determine if you should be investing in your retirement plan on tax-deductible basis or on an after-tax basis (Roth). This is based upon your tax bracket.

D. Set up a pension plan that has a loan capacity of $50,000 per participant.

5. Review your health insurance coverage during open

enrollment season. In particular, obtain quotes for alternative plans that can take advantage of Health Savings Accounts (H.S.A.) which can allow you to deduct out-of-pocket medical costs.

6. Consider hiring family members (children/spouse) if you are

a sole proprietor or corporation. Significant tax savings can be achieved including establishing a medical reimbursement plan and pension contributions.

7. Assess the benefits of purchasing business equipment and cars prior to year-end to take advantage of depreciation.

8. Schedule an insurance update analysis to make sure you have adequate life insurance coverage and finalize your decision to purchase long-term coverage.

Prescott Tax & Wealth Management 30950 Rancho Viejo Rd, Ste 100 San Juan Capistrano, CA 92675 (949) 248-9815 • (949) 661-5395 Fax Peter@Prescott500.com • www.Prescott500.com Kyle Hatch CA Ins Lic. #0I56740

Securities and advisory services offered through Independent Financial Group, LLC (IFG), a registered broker-dealer and investment advisor. Member FINRA/SIPC. Prescott Tax and Wealth Management and IFG are unaffiliated entities.

NOVEMBER 2016

10

SOUTH COUNTY MAGAZINE

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NOVEMBER 2016

11

SOUTH COUNTY MAGAZINE

Luminance Recovery Center

RESTORING HOPE, EMPOWERING CHANGE

By Jody Robinson

There is a soft moment, in the early early morning, when the curtain of darkness begins to lift the world spinning over 1,000 miles an hour - and the first glow of dawn appears on the horizon.

A

great many poets and romantics have drawn inspiration from this moment over the years, finding it to be the sign of a glorious new beginning. Percy Bysshe Shelley called it “the mask/ Of darkness fall(ing) from the Earth.” Scientists call it luminance. The moment when an object exists in apparent brightness. When darkness turns to dusk, and dusk falls away before the intensity of light.

In 2015, a bright light appeared on the horizon in South Orange County. The standard-bearer for addiction, trauma, and PTSD recovery, Luminance has taken on the task of providing love and compassionate care to those in recovery - with the intention of transforming each and every life they touch. Starting from the ground floor, the team began with just 6 beds. To date, they’ve grown to 12 detox beds, and 50 residential inpatient treatment beds throughout South Orange County and Malibu.

Unlike most recovery programs however, Luminance isn’t just offering tough love, or attacking symptoms without paying attention to the root cause of addiction. Priding itself on the unique commitment to quality care through five core values, the professionals at Luminance are driven by compassion, integrity, collaboration, innovation and excellence.

“Luminance offers 30, 60 and 90 day programs and is a dual diagnosis treatment center meaning we are able NOVEMBER 2016

12

to address secondary psychiatric issues that are typically related to or cause the addiction,” says Carla DiCandia, MPA, Director, Clinical Outreach. "We treat alcohol and drug addiction, with an emphasis on underlying trauma identification and treatment. Our clinician to client ratio is 1:7 which means clients see their therapist multiple times per week in addition to their group therapies, exercise programs, and experiential therapy. Experiential therapy is a form of therapy that encourages clients to identify and address hidden or subconscious issues through experiences such as role-playing, guided imagery, the use of props, and a range of other activities."

Status quo is not an acceptable level of operation at Luminance. So what is the status quo for addiction in America? How dark is true dark? 40 million Americans, according to a Columbia University study, “meet the clinical criteria for addiction involving nicotine, alcohol, or other drugs.” Over 38,000 people overdosed, and died, in the U.S. in 2010: greater, the U.S. News reports, “than the deaths attributed to motor vehicle accidents, homicides and suicides.” Family dysfunction, financial struggle, legal problems, domestic violence, child abuse, unplanned pregnancies and car accidents are often simple and tragic side effects of the problem of addiction. The impossibly unfortunate consequence of addiction however, is most often manifested in neglect. Only one in ten people report receiving treatment for alcohol and/or drug addiction.

SOUTH COUNTY MAGAZINE

Waking up at Luminance seems more like emerging into a corporate retreat, but the structure is designed to provide tools for a lifetime of recovery.

Set that down next to a full seventy percent of patients with high blood pressure or even diabetes who receive treatment.

A consistently superior set of results for those in recovery, their families, and the team at the center is top priority, and non-negotiable. Be it as simple as improving the daily menu with the Chef, or better managing medications, Luminance is removing the veil of dusky complacency and replacing it with transformative care. Trauma-focused treatment modalities at Luminance include evidencebased therapies like Cognitive Behavioral Therapy and Dialectical Behavioral Therapy, along with EMDR- Eye Movement Desensitization and Reprocessing.

“Eye Movement Desensitiztion and Reprocessing (EDMR) is a psychotherapy that enables people to heal from the symptoms and emotional distress that are the result of disturbing life experiences,” says DiCandia. "Many individuals struggling with addiction have suffered significantly traumatic events in their early lifetimes. It is widely assumed that severe emotional pain requires a long time to heal. EMDR therapy shows that the mind can, in fact, heal from psychological trauma much as the body recovers from physical trauma. Using the detailed protocols and procedures learned in EMDR therapy training sessions, clinicians help clients activate their natural healing processes and overcome some of the contributors to their addiction disorder."

Essential to such a full recovery is the settling of an enormous question within oneself: the question of guilt.

NOVEMBER 2016

13

With guilt comes shame, and the team is working to help its clients find forgiveness: be it faith-based or simply through better discharge planning. Finding that recovery success rates are directly correlated to societal change shouldn’t come as a surprise to any - and yet just now is the addiction treatment industry embracing the use of technology and connection to build a community of prevention and protection. With an app called Trigger, clients can remain attached to the Luminance relapse prevention program even after they leave, through geofencing targeted locations where the client may visit that were once part of their active addiction. The app triggers a response from a peer or their therapist, and the process of improvement moves on.

Luminance believes that together is better. Be it demonstrating the benefits of serving others through community events, like distributing food at the Second Harvest Food Bank, or collaborating with local elementary schools to promote reading materials to first graders, clients are meeting change hand in hand with those around them.

Waking up at Luminance seems more like emerging into a corporate retreat, but the structure is designed to provide tools for a lifetime of recovery. Each day begins with breakfast, a morning meditation and beach walk. Morning sessions of group therapy give way to afternoon activity time- quintessentially Californian- surf or equine therapy.

Dinner follows, and then individual quiet time, if desired.

Once you’re discharged, a planner will help you design a post-treatment plan: personalized for your specific needs.

Be it placement in an outpatient program or an extended residential stay, the Recovery Center has your best future in mind. So why not wake up into a bright new day with Luminance. It might be easier than you think.

To connect with Carla DiCandia, MPA, Director, Clinical Outreach, please call (949) 482-9713 or visit www.LuminanceRecoveryCenter.com Sources: http://www.usnews.com/opinion/blogs/policy-dose/2015/06/01/americais-neglecting-its-addiction-problem

SOUTH COUNTY MAGAZINE

Orange Catholic Foundation ANNOUNCES

GIFT OF HEAVENLY LIGHTS for the Holidays Panels of Glass in Christ Cathedral, Formerly the Crystal Cathedral, Available for Dedication to a Loved One or to Celebrate a Special Milestone

T

he Orange Catholic Foundation is providing people all over the world the opportunity to be a part of the transformation of Christ Cathedral by digitally dedicating one of the iconic structure’s 11,236 glass window panes as a perpetual Heavenly Light that will shine for generations to come.

Christ Cathedral is rising anew as a beacon of faith for the Catholic Church, the Orange County community, and the world at large. Acquired by the Roman Catholic Diocese of Orange in 2013 from the Rev. Robert Schuller’s famous “Hour of Power” Crystal Cathedral Ministries, the iconic 1981 landmark is undergoing a complete renovation and transformation to take it from its former fame as the Crystal Cathedral to its permanent place as a fully restored and sanctified Catholic cathedral. Christ Cathedral is the largest glass structure in the world, a mother Church for Catholics throughout Orange County and beyond, and home to one of the largest musical instruments in the world, the Hazel Wright Memorial organ.

Supporters of this transformation may select and secure their Heavenly Lights virtual dedication from sections of the Cathedral, which are named in honor of various saints: St. Michael the Archangel, St. Teresa of Kolkata (Mother Teresa), St. Francis of Assisi, St. Ignatius, St. Patrick, St.

Augustine, St. Teresa of Avila, St. Anthony of Padua, St. Therese of Lisieux, and St. Thomas More.

“These gifts of Heavenly Lights enable people to be a part of the transformation of Christ Cathedral,” said Cynthia Bobruk, Executive Director of the Orange Catholic Foundation. “We see them as a beautiful way to honor loved ones and milestone events with a permanent place in our worship space.”

Dedication opportunities range from $40 to $10,000 and come with a certificate of authenticity, a letter of thanks from Orange County Bishop Kevin Vann and a prayer intention, which will be offered at the Epiphany Mass in 2017. Donors gifting $100 or more will also receive a Christmas season holiday ornament.

Funds raised through the Heavenly Lights dedications will be used for renovation work and in an endowment for the ongoing maintenance of Christ Cathedral and its 34-acre campus.

A beacon of faith within and beyond the Diocese of Orange, a gathering place for all on their journey of faith.

For believers and non-believers alike, it combines aweinspiring architecture that gives a glimpse of the divine with the familiarity that feels like home.

For more information on Heavenly Lights donation opportunities, visit www.heavenlylights.org NOVEMBER 2016

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SOUTH COUNTY MAGAZINE

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DO NOT ALLOW HEARING LOSS TO HOLD YOU BACK!

By Randy Rose

Are you someone who loves the sounds of birds singing, children laughing, or even a special toast at a celebration?

H

earing is one of our most valuable senses and much of our happiness comes from what we hear. But, for many, those moments are lost due to hearing problems.

If you have ever noticed that it is a little difficult to understand what others are saying or have ringing in your ears? You may be one of the nearly 45 million Americans who suffer from hearing loss. It is a condition that is increasing in today’s society. We are now seeing larger numbers of hearing losses in younger individuals.

The good news is we now offer more treatment options that ever before, mainly due to the demand for better options.

“Many conditions are easily treated, “said, Randy Rose, Owner of Rose Hearing Aid Centers in Dana Point, CA. Something as easy as being fitted for hearing aids may significantly change the quality of life for you or someone you know with a hearing loss.

The new hearing aids have become more effective and even smaller with today’s advancements in technology.

Hearing Loss may come on gradually or happen suddenly.

Because, this condition is invisible, the condition may NOVEMBER 2016

16

often go untreated. The key is early detection and to seek the treatment when the problem persists.

Tinnitus, a constant ringing in the ears is one of most common conditions in older adults according to the American Tinnitus Association. However, it is often a symptom of an underlying condition such as, Hearing loss, depression, or anxiety. Since Tinnitus can be debilitating to some people, it is important to get the facts about this condition.

For more information and offers on Hearing Loss and Tinnitus please call Rose Hearing Aid Centers at (949) 346-8471.

Randy W. Rose is a hearing instrument specialist and owner of Rose Hearing Aid Center in Dana Point. Connect with him by calling (949) 346-8471, visit Rose Hearing Aid Center in the Dana Point Harbor at 24981 Dana Point Harbor Dr., Suite E-130 or visit www.rosehearingaidcenters.com

SOUTH COUNTY MAGAZINE

• Melt the Fat • Tighten Loose Skin • Non-Surgical • No Downtime

Melt the Fat - with Heat Sculpting Technology Q: What is truSculpt®?

A: truSculpt® is the latest nonsurgical, no downtime procedure that’s clinically proven to target problem areas on the body - like cellulite that are stubborn to routine diet and exercise.

Q: How does truSculpt® work?

A: truSculpt® is an energy-based procedure that delivers controlled, yet comfortable doses of therapeutic heat to the target zone, firming and smoothing problem areas over time.

Q: Who is the right candidate for truSculpt®?

A: truSculpt® is the ideal alternative for both women and men who live a healthy lifestyle, but have problem areas that neither a NoCarb, No-sugar diet nor any amount of crunches or 5K runs can resolve.

Q: Is the treatment painful?

A: While pain thresholds vary from patient to patient, most truSculpt® patients find the procedure comfortable and therapeutic.

Q: How many treatments are required?

A: Two (2) to four (4) treatment sessions spaced four to six weeks apart is recommended to achieve optimal results.

Q: Can I return to daily activities following the treatment?

A: Yes. truSculpt® is a no downtime procedure giving you the freedom to return to your daily activities immediately post treatment.

Controlled heat is delivered to the deep subcutaneous layer of the tissue.

While results vary by patient, results are seen as early as 4 weeks, with optimal results typically achieved at 12 weeks.

CALL TODAY FOR YOUR NO-COST CONSULTATION Aestheticare Cosmetic Surgery Institute and Med Spa Ronald Moser, MD. Diplomate American Board of Cosmetic Surgery

Orange County Locations: 30260 Rancho Viejo Rd. | San Juan Capistrano 351 Hospital Rd. Suite 601 | Newport Beach

1-800-662-1055 • www.aestheticare.com

Full Strands, Inc.

By Jody Robinson

It’s exceptionally rare to find hair artists who truly cares about their customers’ needs and are dedicated to finding the perfect solution – and have the skill and experience to actually achieve your desired results.

W

ith years of experience helping women and men who have fine and thinning hair challenges, Debora Routhe and Elizabeth Nunez are the dream team behind Mission Viejo based Full Strands Inc. They are the go-to professionals for clients seeking nonsurgical hair replacement options.

Debora is an American Board Certified Haircolorist and a cutting specialist, while Elizabeth is a skilled and experienced barber and cosmetologist. Haircutting and hair extensions are her forte.

“When it comes to hair extensions or hair restoration/ replacement, it’s not one size fits all,” says Debora. “What sets our business apart from others is our dedication to continuing education. We continually seek to discover better products and techniques to give our customers the hair of their dreams. Further, we are full-time behind the chair hairdressers. We are well versed in all aspects of color, design, and styling. This experience allows us to make all hair systems and extensions look incredibly natural and undetectable.”

Eight years ago, after an increasing number of her clients came to her with fine and thinning hair concerns, Debora made it her mission to find ways to help.

“I sought out solutions and became certified in numerous techniques,” she says. “Our business in the non-surgical hair replacement industry has grown by word of mouth from our satisfied customers. We are truly making a difference for women and men who felt for so long that they had nowhere to go and could find no acceptable solutions for

BEFORE

AFTER

their fine and thinning hair. We have seen self-confidence come back for the clients we serve. They no longer feel self conscious or embarrassed of their appearance. We are excited to come to work every day and transform our clients into the best version of themselves. We live to make people feel beautiful!”

Equally passionate about giving back to the community, Full Strands supports South County Outreach, a nonprofit organization dedicated to preventing hunger and homelessness by helping people help themselves with a food pantry, homeless prevention counseling, and rapid re-housing programs.

“The most rewarding aspect of owning this business is that we get to do what we want to do,” says Debora. “We get to choose the products, the hair systems, extensions, and the tools we work with. We selected the salon decor and pick the music we listen to. We have created a relaxing, private environment for our clients to enjoy and in which our creativity can flourish.”

Book online at fullstrands.com.

Full Strands is located at 27741 Crown Valley Parkway, Suite 201, Studio 23 in Mission Viejo.

Debora and Elizabeth can be reached by calling 949-300-3625.

BEFORE

AFTER NOVEMBER 2016

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SOUTH COUNTY MAGAZINE

Elizabeth

Debora

There is No Place Like Home.

ARE YOU FRUSTRATED AND STRUGGLING TO MOVE ABOUT FREELY AND SAFELY IN YOUR OWN HOME? A FEW SIMPLE CHANGES CAN MAKE ALL THE DIFFERENCE!

SERVICES WE PROVIDE: • In-Home Safety Assessment • Construction Services • Home Equipment Options

LEARN HOW AGING IN PLACE WITH THE BENEFITS OF UNIVERSAL DESIGN CAN HELP: • Enhance Your Quality of Life • Increase Safety • Improve Mobility • Make Life Easier by Having the Things You Use Each Day Easy to See and Easily Accessible

Charlie Lott has experienced firsthand the challenges and agony of using a walker while watching his own 82-year-old mother attempt to navigate her home after falling and breaking her hip.

As a successful realtor, general contractor and certified aging-in-place specialist, Charlie is uniquely qualified to help you proactively create a plan for aging in place to prepare for unforeseen events that might compromise your ability to live independently. He can help you adapt your surroundings to ensure that you are able to move about freely and safely in your own home for as long as possible.

(949) 541-1226 23811 Aliso Creek Road Laguna Niguel

www.AgingSafeAtHome.com

The Power of Meditation

By Nicole Howard and Cara Fraser

In the medical and science field research is finding the act of mediating contains a multitude of health benefits. These studies are discovering that the many forms of mediation drastically offset the effects of stress and aging at a cellular level. So much so that some doctors and scientist are proclaiming meditation could be the future of medicine.

F

or example, a study published in the journal Circulation: Cardiovascular Quality and Outcomes, looked at 201 people with coronary heart disease and asked them to either take a health education class promoting better diet and exercise or one on Transcendental Meditation. Researchers followed up with participants for the next five years and found that those who took the meditation class had a 48 percent reduction in their overall risk of heart attack, stroke and death.

Another landmark study led by Harvard University and Massachusetts General Hospital found in as little as eight weeks of meditation people experience decreased anxiety and greater feelings of calm; it also produced growth in the areas of the brain associated with memory, empathy, sense of self and stress regulation.

Many more studies like these are being conducted and continue to prove the benefits of mediation. The best part is that mediation is easy! Anyone can do it. Any preconceived ideas about meditation should be forgotten. Meditation is a practice that helps us take a break from the hectic pace of everyday life.

It doesn’t require a specific spiritual belief, even a few minutes of meditation helps, and you don’t even have to be sitting in an awkward lotus position to start soaking in the positive vibes.

There are many different forms of mediation backed by doctors and scientists, including Mindful Meditation and Transcendental Meditation. These same doctors and scientists also recognize mindful movement like tai chi, Pilates and yoga as mediation. In the end, all types of mediation result in taking us beyond the noisy chatter of the mind into a place of stillness and silence. It is here where the brain and the body can begin to heel and create a better quality of life. Come and combat aging, release stress and mediate with us at Align Pilates and Yoga Center.

Come in to Align Pilates and Yoga Center today to learn. Connect with the Align Pilates team by calling (949) 481-3577, stop by the studio at 26850 Ortega Hwy., Suite K in San Juan Capistrano or visit www.alignpilatescenter.com Check out the Align Blog- See Videos on how Pilates is Your “Everything” Training NOVEMBER 2016

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SOUTH COUNTY MAGAZINE

Family Resource Centers

Our Family Resource Centers provide parenting and family support services to the community, including children and teen programs, parenting classes, personal empowerment classes, counseling, and enrollment assistance to CalWORKS, CalFresh, Medi-Cal and Covered California.

23832 Rockfield Bvld., Ste. 270 Lake Forest, CA 92630 (949) 364-0500

27412 Calle Arroyo San Juan Capistrano, CA 92675 (949) 489-7742

Programs and services at the CHEC and SOC Family Resource Centers are funded in part through Families and Communities Together (FaCT). FaCT receives funding from federal, state and county agencies including U.S. Department of Health and Human ServicesPromoting Safe and Stable Families, Office of Child Abuse Prevention, California Emergency Management Agency, the County of Orange, as well as volunteer in-kind support and private donations. FaCT is a program administered by the County of Orange Social Services Agency, in partnership with the FaCT Coalition of Charitable Ventures of Orange County, The Olin Group and the Orange County Alliance for Children and Families.

mission4health.com A Ministry founded by the Sisters of St. Joseph of Orange

Medicare Open Enrollment

By Stephanie FriSch

Do you get your Medicare benefits from a private insurance company? If so, that means you’re on a Medicare Advantage plan. Typically these plans have a Medicare prescription drug plan included with the medical benefits offered to you that replace your Original Medicare and the need to carry that card with you or your spouse’s social security number on it, around in your wallet.

A

ll Medicare Advantage HMO plans offered in Orange County have a zero premium. If you’re on a Medicare Advantage HMO plan in Orange County and you have a co-pay for doctor visits, lab tests, diagnostic imaging, out-patient surgery, and/or in-patient hospitalization, then you should stop reading this article and call me immediately to discuss your options before it’s too late for the 2017 benefit year. Open Enrollment (your time to change your Medicare Advantage plan coverage) ends December 7th.

but also a MUCH higher “out of network” out of pocket maximum. If you need the flexibility of no network restrictions, you would do much better financially by going back to Original Medicare during this open enrollment season and adding a Medicare supplemental plan and a prescription drug plan.

Don’t try to make these decisions by “self-educating” during Medicare Open Enrollment.

Your time is valuable, and you can’t risk making the wrong decision that has you locked into your choice for a year. My services are free to you. I am compensated by the insurance companies that I contract with. Thousands of Medicare recipients have benefitted from my experience over the years, and now it’s your turn.

If you’re on a Medicare Advantage PPO plan, you can do better 9 times out of 10.

On these plans (only 2 offered in Orange County) you pay premiums, deductibles, co-pays, coinsurance and out of pocket costs with not only a high “in-network” out of pocket maximum,

Stephanie Frisch is the owner of Insurance 101 and is an independent insurance broker dedicated to helping others make “educated decisions” about their insurance choices when it comes to Medicare, Long-Term Care Planning, The Health Insurance Marketplace-Covered California and Life Insurance. For answers to your questions, or an in-home, no-fee consultation, call (949) 351-2443.

NOVEMBER 2016

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SOUTH COUNTY MAGAZINE

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NOVEMBER 2016

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SOUTH COUNTY MAGAZINE

Backstreet Home Décor Accents and accessories to make a house your “home”

By Jody Robinson Photography by Melisa ChandleR, ChandleR PhotogRaPhy

My job as editor of South County Magazine comes with many perks - not the least of which is the opportunity to meet other local professionals in the community.

NOVEMBER 2016

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SOUTH COUNTY MAGAZINE

W

hen writing a showcase on their respective businesses, it’s always nice to be able to get to know these individuals through the perspective of their clientele, but it’s even more fun when I can count myself among their customers.

Such is the case with this month’s cover feature subject: Susie Smith, owner of Backstreet Home Decor - the landmark San Clemente boutique on El Camino Real - a thriving business that evolved from a single mom’s desire to spend more time with her young children.

In 1978, Susie was working as a dental hygienist. But as rewarding as it was to have found success in the career path for which she had pursued her education and training, her full-time hours kept the young mother from being at home. For fun, Susie began making dried and silk floral arrangements for herself and her friends - her creations were met with such overwhelming response that she started selling arrangements out of her garage and as demand increased, she even began teaching classes in floral design.

“I was a mom, a single one and working full time,” she says. “I longed to be at home with my children and wondered if perhaps I could turn this hobby into a real business.”

With the encouragement of her friends, Sue “took a flying leap of faith” and opened Backstreet Home Decor and over the course of the following 35+ years grew from a 500-square-foot shop to the thriving business it is today. Between the two locations, Backstreet Home Decor and Backstreet on Del Mar encompass 5,000-square-feet of showroom space filled with fabulous fine furniture, lamps, mirrors, wall art and what is arguably the largest selection of the most stunningly realistic, gorgeous custom silk florals, trees and foliage.

Susie now has a staff of well-qualified associates that will provide in-home consultation specializing in full service, accent, accessorizing - as well as residential and commercial Christmas and holiday décor. This could involve “pulling together all the existing design elements in a home, or accenting a room with different picture frames, artwork, trees and florals, creating a new look or accent or designing a complete makeover.

“Client budget vary, of course,” says Susie. “Sometimes we do several rooms at a time, but for many clients, we just suggest that they start with a single room and then go from there. I like to start with the home’s foyer. When we get the right feeling for the entry, the rest of the process begins to flow from that direction.”

Looks can definitely be deceiving. From the road, the main location - located on El Camino Real - appears to be a small storefront, its windows displaying beautiful decorative items, jewelry, handbags and accessories. Step inside, however, and if you’re anything like me, you’ll

discover that you could literally spend hours looking at all of Susan’s wonderful offerings, which range in style from Old World to contemporary.

Each piece is reflective of Susan’s keen eye for color, quality, texture, design detail and style - a fact not lost on the scores of professional designers who regularly shop here to decorate their client’s homes.

Beverly Stadler, past president of the Orange County Chapter of the American Society of Interior Designers, who has been buying Susie’s designs for her clients for nearly 30 years says “Susie is fabulous to work with.

She has endless creativity and style. And her accessories and decor are fabulous ... and at incredible prices too! I recommend Backstreet to everyone - designers and clients.”

Homeowners who have taken advantage of Susan’s in-home consultation rave that she was able to suggest just the right furniture, decor, florals and color palette to create the look they were dreaming of - a fact that I can personally - and happily - attest to.

When our family moved from San Clemente to San Juan Capistrano two years ago, Susie’s showroom the first and only stop I needed to make for the decorative items and accessories that would make our new house a “home.”

Friends and family have all complimented me on my “design style,” but I have to give credit where credit is due. Susie would be too humble to call herself an “artist,” so I’ll do it for her. Her vision of color, texture, line, shape, natural proportion and balance re-

NOVEMBER 2016

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SOUTH COUNTY MAGAZINE

While everything in her store speaks of high quality, her prices are surprisingly affordable. Because of longstanding relationships with vendors from the top decor lines across the county, Susan is able to acquire furniture and accessories at substantial discounts which she in turn passes along to her customers.

“We only LOOK expensive,” she says. “What sets us apart is that all of our florals are custom designed on the premises. We work with our clientele to create exactly what they want. We really try to come up with the unusual - unique items that you just won’t find in every single store.”

sulted in the beautiful floral arrangements and wall hangings that adorn our home, along with just the right accent and “statement pieces” to visually tie everything together.

“The ideas keep coming everyday from everywhere,” says Susan, when asked where she derives the inspiration for her designs. “Gardens, trees, flowers, photos, magazines and people. I have so many ideas and it’s such fun to work with my clients to make their thoughts and concepts into real pieces for their homes.’’ She credits her suppliers with providing the very best materials in the industry for her to work with, and is known by the design profession to have the best selection of silk florals and trees in the region.

The best testament to any business owner’s success are the comments that come directly from satisfied customers like Lloyd W. Glass of Coto De Caza who says “Susie is fantastic. She has done great work, with no problem, just great results since I met her years ago. She is the real deal.”

Cindy Caster of Dana Point echoes Lloyd’s sentiment and adds “Susie has a great eye for all styles and she is a joy to know and work with.”

Susie would like to thank all of her friends and clients for their business for over 35 years. “Because of your loyal support, my adrenaline is still pumping, my energy is flowing and I still LOVE designing! Thank you so much!”

If her gorgeous showroom and principled business practices weren’t enough to draw you in, Susie is one of the nicest people in town - genuinely passionate about what she does and more importantly, equally enthusiastic about building and developing longterm relationships with her clientele.

“The customer is most important, not what they are buying,” says Susie. “So many of my customers have become my good friends. I am blessed to have such wonderful people in my life.”

Connect with Susie by stopping by Backstreet Home Decor at 307 N. El Camino Real in San Clemente, calling (949) 498-2210 or visit www.backstreethomedecor.com NOVEMBER 2016

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SOUTH COUNTY MAGAZINE

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SOUTH COUNTY MAGAZINE

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NOVEMBER 2016

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SOUTH COUNTY MAGAZINE

What if you could go to the beach without worrying about your toenails?

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SOUTH COUNTY MAGAZINE

NOVEMBER 2016

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SOUTH COUNTY MAGAZINE

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SOUTH COUNTY MAGAZINE

Future Soka University Students tour on Lions Roar Days

Soka University

Invites Junior & Senior High School Students

to Lions Roar Student Campus Days October 22 and November 12, 2016

H

igh school juniors and seniors and their parents are invited to attend Soka University’s annual Lions Roar Student Campus Days on October 22nd or November 12th. Lions Roar runs from 8:30 am – 3 pm and includes student-led campus walking tours, opportunities to talk to faculty and students, academic programs workshops, a session on admission and financial aid, free lunch and club performances.

Register online at www.soka.edu/lionsroar. Questions can be answered by emailing admission@soka.edu or by calling 888.600.SOKA x 4150. Soka University is located at 1 University Drive, Aliso Viejo at the intersection of Wood Canyon Drive and University. For a map and driving directions see www.soka.edu/directions.

Soka University, Aliso Viejo is a private, non-profit, four-year liberal arts college and graduate program SUA offers an 8:1 student/faculty ratio and an average class size of 12. SUA was rated #1 in Study Abroad, #1 in Faculty Resources and in the Top 50 National Liberal Arts Colleges in US News and World Report’s “Best Colleges 2017.” All undergraduate students participate in a semester of study abroad during their junior year which is included in the tuition. Full tuition scholarships are available to eligible admitted students whose annual earned family income is $60,000 or less. The university is open to top students of all nationalities and beliefs and was founded upon the Buddhist principles of peace, human rights and the sanctity of life. About 60% of SUA’s students come from the US and 40% have come from 40 other countries. www.soka.edu.

For More Information:

www.soka.edu/lionsroar NOVEMBER 2016

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SOUTH COUNTY MAGAZINE

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SOUTH COUNTY MAGAZINE

Weekend Stay-Cation:

Island Hotel

in Newport Beach

Photo credit: Courtesy of Island Hotel Newport Beach

By Jody Robinson

I

f the Island Hotel had nothing else going for it, its idyllic location steps from the specialty boutiques, dining and entertainment of the city’s famed Fashion Island, its proximity to Newport’s pristine beaches and picturesque harbor would be enough to attract visitors from far and wide. Then add the fact that this upscale urban property features amenity-rich accommodations, an attentive and friendly staff, a luxurious full-service spa, resort-style pool and fabulous food (more on that in a minute) and it’s easy to understand why locals would rate this coastal resort high on their list of ideal stay-cation destinations.

Island Hotel’s guest rooms offer comfort in true coastal California luxury style. With a step-out balcony or furnished patio in every room, guests can enjoy breathtaking views of Newport Harbor, Newport Back Bay or the Pacific Ocean. All 292 guest rooms and suites have recently been reinvigorated and refurbished from top-to-bottom to reflect the city’s chic coastal lifestyle. Accommodations are characterized by custom-deesigned bedding, Californiainspired artwork, marble bathrooms, spacious closets, plasma television and Bose audio system, Keurig coffee maker, customized mini bar to each guest’s preferences (at an additional cost) and complimentary wireless Internet access.

NOVEMBER 2016

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In celebration of our wedding anniversary, my husband and I booked a recent overnight stay - a mini-retreat close to home, but one that felt worlds away from the moment we arrived. Our eighth floor “coastal corner” suite was a gorgeous ocean-inspired residential-style space defined by modern splashes of gentle seaside colors (think rich orange, soothing sage and cool lilac) with panoramic ocean views. The private Island Club room on the 20th (top) floor - available for a $50 per night upcharge - offers equally incredible views and personalized service (curbside check-in, iMac workstation, dedicated concierge service, complimentary personal shopping service at Fashion Island and my favorite feature: 20% off spa retail purchases).

Guests enjoy light refreshments in the afternoon, evening snacks, beer and wine during the “Wine Down” hour nightly and a continental-style breakfast.

SOUTH COUNTY MAGAZINE

food aficionados and meat-eaters like my husband, who raved about the grilled-to-perfection 8 oz. beef filet which arrived with Lyonnaise potatoes, grilled asparagus and Bordelaise sauce. Other popular picks include the Jidori chicken (accompanied by California succotash and thyme chimichurri), braised short ribs (paired with Anson Mills corn grits and portobello mushrooms) and a delicious seared salmon with grilled asparagus, whole grain mustard potato salad and dill creme fraiche.

The luxurious spa offers an eclectic range of relaxing massage styles, soothing facial treatments or signature body rituals (to exfoliate, purify and detoxify the body).

Because I’ll never pass up an opportunity for a massage and since I’m originally from the islands, I opted to try a traditional Hawaiian “Lomi Lomi” massage. Unique to each therapist, this one-of-a-kind massage features techniques that are rhythmic, using the forearms in long, connected strokes. As it turns out, very few therapists are trained in this style of massage considered a sacred healing art having been handed down from generation to generation by the Kupuna (elders) so it’s not a service found on many spa menus in the area. My therapist, Saiko, deserves a special mention - clearly passionate about the healing arts, she was extremely personable, knowledgable and skilled at her craft.

Open year round, the hotel’s 3,000 square foot pool is heated and has also recently been redesigned to incorporate a whirlpool spa, round swivel chairs with shade umbrellas and private cabanas - and a full-service poolside bar.

The Island Hotel is located at 690 Newport Center Drive in Newport Beach. For reservations or information, call (866) 554-4620 or visit www.islandhotel.com

Arguably among the best restaurants in Orange County, the Oak Grill is a true OC original that appeals to the appetite with inspired California cuisine influenced with flavors from around the globe and an extensive - and specifically curated - wine, beer and spirits program.

This elegant eatery also appeals to the aesthetic with inviting, light-filled interiors and a lush, extensive deck for dining alfresco. Under a canopy of artfully lit trees, you’d never know you were surrounded by mid-rise buildings. But the real star of the show here is the menu populated with plenty of options for seaNOVEMBER 2016

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SOUTH COUNTY MAGAZINE

Pets of the Month

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This handsome lug is Wile E and he would love to be your new best friend! Though he might be named after a crafty coyote, this goofy guy is as loveable as they come. Two years old, Wile E loves dogs and humans alike and would make a wonderful addition to an active home.

Pretty little Lola is a sweet dog with a happy and energetic personality. Always ready for fun, this 1 year old Poodle mix would make a great pup for someone who loves to play. Once you’ve met Lola, she’s sure to win you over.

Woody is a happy little fluffball who wants nothing more than to be by your side. The epitome of lap dogs, he would willingly spend all day cuddled in your lap if you let him. With a truly loyal personality, Woody would make a devoted companion to someone with a little love to share.

Four year old Anvil is our longest running resident by far. First arriving at the shelter in June of 2013, Anvil spends each day waiting for that special someone to call his own. He has made many new human friends during his time with us and just loves to play ball and practice canine nose work. While Anvil has enjoyed his stay at the shelter, nothing can compare to being in a loving home.

Could you be the one to finally make his long awaited dreams come true?

If you would like to know more about the animals listed here, please call the San Clemente/Dana Point Animal Shelter at (949)492-1617, or visit with them at 221 Avenida Fabricante, San Clemente.

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SOUTH COUNTY MAGAZINE

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SCOTT E. WEST D.D.S., F.A.G.D. • Diplomate of the Academy of Clinical Sleep Disorder Disciplines • 22672 Lambert St. #603, Lake Forest CA, 92630 NOVEMBER 2016

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SOUTH COUNTY MAGAZINE

Enjoy Elevated Living Among Esencia’s

New Hilltop Neighborhoods

N

ow open in scenic South Orange County are 11 new Hilltop Neighborhoods at Esencia, including a wide selection of homes for all ages as well as “Gavilan” neighborhoods of primarily singlestory homes for the 55-plus crowd ---collectively ranging in price from the upper $300,000s to over $1 million.

Debuting just last month with brand new model homes, The Hilltop Neighborhoods at Esencia are terraced along hillsides to afford distant coastal views and territorial backcountry panoramas. The homes sit atop some of the highest elevations in the area.

To learn more about Esencia and its new Hilltop Neighborhoods, visit www.RanchoMissionViejo.com or download driving directions and start your home search today at the Esencia Visitors Center, located right in Esencia’s Canyon House social center and situated next to Canyon Coffee and across from Esencia Farm.

At the Visitors Center, homeshoppers can learn all about the full range of Esencia neighborhoods now selling homes in the existing Canyon House Neighborhoods and those now selling in the new Hilltop Neighborhoods. Also available at the Visitors Center are 3D computer images of Esencia with information about community social and recreational amenities now open and under construction including pools, spas, parks, trails, outdoor patios, fitness centers, meeting and activity rooms, oak-filled canyons with scenic lookouts, dog parks, firepits and barbeques, sports parks, event greens, and the brand new Hilltop

Club – now taking shape atop some of the highest elevations of Esencia.

The Visitors Center is also “the place” to learn about the new Sendero Marketplace retail plaza preparing to open soon, Esencia K-8 school slated to open in Fall 2018, the docent-led activities being conducted at The Reserve at Rancho Mission Viejo, the recently opened “La Pata Gap” roadway extension, and life in the Agrihood ™ where three community farms are now conducting culinary workshops, producing fresh produce, and fostering a healthy lifestyle.

From the Visitors Center, homeshoppers can easily venture out to the model homes for the existing Canyon House Neighborhoods, including those Canyon House Neighborhoods offering new phases in the Hilltop Neighborhoods (encompassing the existing all age neighborhoods of Aria and Aubergine

by TRIPointe Homes, Citron and Heirloom by CalAtlantic Homes and the Gavilan 55-plus neighborhood of Cortesa by Shea Homes).

Or, homeshoppers can simply head up to the brand new model homes in the following six new Hilltop Neighborhoods:

 Sage – townhomes ranging

from 931 to 1,791 sq. ft. by Meritage Homes. Priced from the high $300,000s

 Veranda – townhomes

ranging from 1,681 to 2,254 sq. ft. by MBK Homes. Priced from the high $500,000s

 Iris – a “Gavilan”

neighborhood of primarily

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single story detached homes ranging from 1,729 to 2,340 sq. ft. by CalAtlantic Homes.

Priced from the priced from the mid-$600,000s

 Arista – a “Gavilan”

neighborhood of primarily single story detached homes ranging from 1,466 to 1,875 sq. ft. by Del Webb Homes. Priced from the high $600,000s

 Canopy – single family

detached homes ranging from 2,153 to 2,799 by Warmington Residential. Priced from the low $700,000s

 Briosa

–single family detached homes ranging from 3,069 to 3,491 sq. ft. by William Lyon Homes. Priced from the high $900,000s

Now under construction and slated to open next Spring is Hilltop Club, envisioned as the recreational and social heart of Esencia. The expansive Hilltop Club has been designed as a resort-style clubhouse with indoor-outdoor fitness and group exercise spaces, swimming pool, wading pool, spa, seasonal and special event bar with lounge seating, BBQ pavilion, bocce ball courts, game arcade, firepits, and a large lawn for community events, celebrations and gatherings.

To learn more, come experience Esencia today. Download driving directions to the Esencia Visitors Center at www.RanchoMissionViejo.com.

Stephanie Frisch

Medicare Options The Health Insurance MarketplaceCovered California | Life Insurance “I canʼt help you if you donʼt call”

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Subject of the Month: Community Meetings are a Great Way to Learn!

Friday, November 4th 2pm- Polly’s Pies: 23701 Moulton Parkway, Laguna Hills Thursday, Nov. 10th: 10am-Regency Theater-26762 Verdugo St., San Juan Capistrano Saturday, November 12th 4pm- Denny’s: 24451 Alicia Parkway, Mission Viejo Saturday, November 19th 2pm- Coco’s Bakery: 27750 Crown Valley Parkway, Mission Viejo Monday, Nov. 21: 10am-Regency Theater- 25471 Rancho Niguel Rd., LagunaNiguel Monday, Nov. 28: 10am- Regency Theater-26762 Verdugo St., San Juan Capistrano Wednesday, November 30th 2pm- Mimi’s Café: 27420 La Paz Rd, Laguna Niguel

Please contact me to RSVP. These meetings are free with no obligation on your part.

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Take Charge of Your Legacy An Estate Planning Q & A with Martin J. Lombrano, AIF®, LPL Financial Advisor

By Jody Robinson Photography by Lana Farfan, Caught in the Moment Photography

I suspect I am not unlike most other people in that I prefer to do business with individuals who are not only highly qualified with a proven track record in their respective area of expertise, but also operate with integrity, personal attention and a straightforward “say what you mean, and mean what you say” approach.

T

hese characteristics are all the more important when you are looking to a seasoned professional to help handle the finances of an estate and navigate the myriad of issues facing a surviving spouse upon the death

of their loved one. That’s why it’s so refreshing to come across a financial advisor like Martin J. Lombrano who believes that success is all about being “others centered” – doing what is best for others, “having a strong moral

 Martin J. Lombrano, AIF®, LPL Financial Advisor NOVEMBER 2016

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SOUTH COUNTY MAGAZINE

compass, integrity, follow through, taking responsibility when something doesn’t go as planned, being clear with expectations, valuing relationships and taking the time to really know his clients and thoroughly understand their unique financial goals.

This philosophy has served Martin well in the 23 years since he initially became a financial advisor. Armed with a degree in Business Administration with a concentration on Finance, Martin has completed the Certified Financial Planner (CFP) curriculum at the University of California, Irvine (UCI), holds the Accredited Investment Fiduciary (AIF) designation and attends annual state and federal continuing education classes to keep all of his securities and insurance licenses in good standing.

In the following interview, we asked Martin to address some of the frequently asked questions facing a surviving spouse or family member upon the death of their loved one.  Question: Upon the passing of a loved one, whom do I need to notify?

Answer: Every situation is unique, however notifying the following agencies and individuals is a key step after a loved one has passed and each is very important: Social Security Administration, deceased person’s employer or former employers, insurance companies, credit bureaus, credit card companies, mortgage companies, post office, utility providers, creditors.  Question: Do I have to file anything with the court?

Answer: After you have contacted the loved one’s attorney (if there is one) or at least spoken with an attorney or advisor experienced in estate or death administration, you should know which documents will be needed to be provided to the court if it is necessary for the decedent’s estate to go through probate court. Probate is a legal

The Trust in particular is a detailed legal document that specifies every detail of the deceased loved one’s estate and how it should be handled, who should be in charge of handling the Trust, and how and to whom the Trust assets should be distributed.

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Probate isn’t always necessary. If the deceased person owned assets in joint tenancy with someone else, or as community property with his or her spouse, or held their property in a Living Trust, those assets won’t need to go through probate.

document and the legal process of administering the estate of a deceased person, resolving all claims and distributing the deceased person’s property under a will.  Question: Do I have to find the will right away?

Answer: Typically one of the first documents to find is the Will or Trust. The Trust in particular is a detailed legal document that specifies every detail of the deceased loved one’s estate and how it should be handled, who should be in charge of handling the Trust, and how and to whom the Trust assets should be distributed.  Question: What should I do with the Will or Trust when I find it?

Answer: Ideally, you will want to take the Will or Trust to the attorney who originally drew up the documents. But if that isn’t possible, then finding an attorney or advisor that specializes in estate administration is the best avenue to pursue. You will want a professional on your side that can help make this process as cost effective and timely as possible.  Question: Do I have to probate the Will? How long do I have to probate the Will?

Answer: Probate isn’t always necessary. If the deceased person owned assets in joint tenancy with someone else, or as community property with his or her spouse, or held their property in a Living Trust, those assets won’t need to go through probate. The same is true for assets held in a Revocable Living Trust and accounts for which a payableon-death beneficiary has been named.

If probate is necessary, then it must be initiated by the executor of the Will. It’s typically a time consuming process which can last 12-24 months or more and can be very costly in executor’s, court’s and attorney’s fees. In general, it is best to plan ahead and avoid probate.

SOUTH COUNTY MAGAZINE

 Question: What important documents will the attorney want to see?

Answer: In general, you, your attorney or advisor will need: death certificates, Wills and Trusts, insurance policies, credit card statements, investment accounts, bank accounts, mortgage statements, last two years of tax returns, marriage and birth certificates, an up to date credit report of the deceased and family member’s contact information.  Question: What if my loved one did not have a will?

What do I do to settle his/her estate?

Answer: You can settle the loved one’s estate without having to go to probate court depending on the total value of their estate, and their ownership and beneficiary designations. If a probate is needed and there is a Will, then the named executor will typically initiate the probate court proceedings.  Question: How long does it take to settle an estate?

Answer: With a Trust, the typical estate can often be settled within a few months. With a Will, it generally takes 12-24 months, and often longer. Typically in California, if you own a home, are married, or have children, then you and your loved ones can benefit from having a Revocable Living Trust. Some of the benefits of a Trust are the avoidance of probate, your estate remains non-public information, and a Trust may substantially reduce costs and time to settle the estate.  Question: My loved one has named me the beneficiary of his/her life insurance policy. How do I go about collecting the life insurance proceeds?

Answer: One of the most daunting tasks of a loved one dying is having to find all their accounts and financial documents and contact each company to see what they will require in order to pay a claim and/or transfer ownership of accounts to the named beneficiary or successor trustee.

Having an experienced advisor can help make this entire process simpler as he can reach out on your behalf to the financial institutions. This can save you time and aggravation in a time of mourning.

Having an experienced advisor can help make this entire process simpler as he can reach out on your behalf to the financial institutions.

NOVEMBER 2016

44

If you have an estate plan in place, it should be reviewed every 3 years or with every major life event like birth, divorce, death, etc…

 Question: What taxes might be due after someone dies?

Answer: The loved one’s estate may need to pay off creditors, pay back taxes to the state or Federal government and in some cases may need to pay death taxes if the estate assets were significantly valued.  Question: What actions can a person take now to make this entire process simpler and easier for those family or friends who will be guiding the estate administration?

Answer: Either on your own or with an advisor, begin by making a balance sheet, a list of all your assets (what you own) and all your liabilities (whatyou owe). Be as detailed as possible with names, accounts numbers, phone numbers etc… for each entry. Make sure to review your beneficiaries on each account or asset you own including bank, retirement, pension, investment, insurance policies, and real estate to name a few. Most of all, have an up to date estate plan to help make this process simpler. If you have an estate plan in place, it should be reviewed every 3 years or with every major life event like birth, divorce, death, etc…

This information is not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.

Martin J. Lombrano, AIF®, is a LPL Financial Advisor and PERSONAL FINANCIAL PLANNERTM (PFP) with over 20 years of experience in the financial planning field. Martin has served as the owner and president of his own financial planning firm in Irvine. Martin has extensive experience in insurance, charitable giving, asset management, retirement planning, as well as growth and preservation of retirement assets.

He believes listening, trust, persistency and service are the foundation of lasting relationships and success. He can be reached by calling (714) 342-0431 or email martinj.lombrano@lpl.com. CA Insurance License # 0828215. Securities offered through LPL Financial, Member FINRA/SIPC.

SOUTH COUNTY MAGAZINE

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South County Magazine

Celebrates Its October Issue

I

t’s impossible to say what we love most about our issue release parties, especially the most recent one at Villa Roma!

Situated in a shopping center just off La Paz at McIntyre (25254 La Paz Rd) in Laguna Hills, Villa Roma serves up amazing Italian and Argentine cuisine.

When it comes to deciding between hand battered and fried calamari, bufalo mozzarella appetizers, mini chicken, garlic and pesto pizzas or incredible wine paired with the best company and live music, I mean, you can’t choose just one thing! Guests noshed on the aforementioned apps and raved about the flavor in every bite. You won’t find deepdish-American-football-sweatpants pizza here. No. They serve handmade, crispy, flaky crust pizza. The prosciutto and arugula, complete with a soft flurry of mozzarella is the kind of pie you sip wine with, reflecting on the old country while a hot steam of freshness rises poetically around you.

Or, as others put it: one heck of a tasty pizza.

For discriminating palates, we recommend their Salmone Allo Champagne – fresh salmon baked in a champagne sauce, served with vegetables and roasted potatoes, and favorites like the Cannelonni Alla Rossini – homemade crepes stuffed with veal, ricotta cheese and spinach in a white cream béchamel sauce.

Villa Roma has an incredible selection of fine wines, great specials (on facebook), and the kind of attentiveyet-unobtrusive service you’re always hoping to get. Visit website: www.villaromarest.com for their menu and catering options. For reservations, call (949) 454-8585 or visit www.villarest.com We know we’re lucky to have such great relationships with our amazing advertisers and that getting together is always a celebration each month! We feel lucky to do what we love, and hope that you enjoy South County Magazine as much as we do!

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NOV. 4

Dining, Arts & Entertainment

Taste of San Clemente The Taste will be held at the historic and beautiful Casino San Clemente from 6 pm to 10 pm. For info, visit www.scchamber.com

NOV. 5

Dana Point Farmers Market Each Saturday, California farmers bring fresh produce to sell at the Dana Point Farmers Market from 9:00am to 1:00pm. The Dana Point Farmers Market is located in La Plaza Park on Pacific Coast Highway near the Clock Tower. The first Saturday of each month features a Craft Fair that runs until 3:00pm.

NOV. 22

NOV. 6

San Clemente Farmers Market Each Sunday, San Clemente’s market extends along Avenida Del Mar between Ola Vista and Calle Seville. Organic growers feature fruits, vegetables and other offerings include fresh flowers, plant starts, honey, bread and some prepared foods. 9 a.m. – 1 p.m.

NOV. 8

ELECTION DAY!

Harry Potter and the Sorcerer’s Stone in Concert Relive the magic of the film on a 40-foot screen while hearing the orchestra perform John Williams’ unforgettable score at Segerstrom Center for the Arts (600 Town Center Drive in Costa Mesa). Tickets are available by calling (714) 556-2787 or visit www.scfta.org

NOV. 13

Laguna Niguel/ Aliso Viejo Farmers Market Local honey, lots of fruit, and a vast array of Asian and Western greens are among the draws. Many prepared foods, but no crafts and/or other non-food items. 9am-1pm.

27068 La Paz Road, Aliso Viejo.

NOV. 9

San Juan Capistrano Farmers Market Each Wednesday, residents and visitors can enjoy purchasing fresh flowers, produce, and specialty foods at the San Juan Capistrano Farmers’ Market. The market features up to 30 vendors and is held at Yorba Street and Camino Capistrano right in the heart of downtown San Juan Capistrano. 3-7pm

NOV. 10

Live Music Live Music at Villa Roma Argentine & Italian Cusine. 25254 La Paz Laguna Hills.

NOV. 11

VETERANS DAY

Mamma Mia! Hailed as the ultimate feel-good Broadway show, Mamma Mia! has charmed millions of people worldwide with its lovable characters, delightful tale, wonderful choreography, and fantastic musical score. Featuring the legendary hits and well loved classics from ABBA, Mamma Mia! is set to treat its audience with the beauty of friendship, love, and laughter. For more info, visit www.scfta.org

NOV. 15

Happy Hour Half off appetizers and wine at Brio Tuscany Grill . 24050 Camino Del Avion, Dana Point.

3:30-6:30pm.

NOV. 24

Turkey Trot - A Thanksgiving Tradition for OC Families!

Located in the beautiful Dana Point Harbor, the Dana Point Turkey Trot is celebrating its 39 year! Bring your family and friends to wobble before you gobble. Our flat, scenic race features a 10k, 5k and Kids Gobble Wobble. Join us on Thanksgiving Day and give yourself an excuse for an extra piece of pie! For more info, visit www.turkeytrot.com

NOV. 29 NOV. 16

Capo Beach Farmers Market Visit the area’s latest weekly market where locally-grown, organic produce and regional artisans are featured. Noon-6 p.m. Capo Beach Church, 25975 Domingo Ave. NOVEMBER 2016

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Taco Tuesday Ricardo’s Place Mexican Restaurant. 32082 Camino Capistrano San Juan Capistrano.

11am-9pm (every Tuesday).

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www.briorestaurant.com NOVEMBER 2016

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SOUTH COUNTY MAGAZINE

servances. By the 1850s, almost every state and territory celebrated Thanksgiving.

Many people felt that this family holiday should be a national celebration, especially Sarah Josepha Hale, the editor of the popular women’s magazine Godey’s Lady’s Book. In 1827, she began a campaign to reinstate the holiday after the model of the first Presidents. She petitioned several Presidents to make it an annual event. Her efforts finally succeeded in 1863, when she was able to convince President Lincoln that a national Thanksgiving might serve to unite a war-torn country. The President declared two national Thanksgivings that year, one for August 6 celebrating the victory at Gettysburg and a second for the last Thursday in November.

America’s Thanksgiving

By Tom Scott and Beverly Blake The word Thanksgiving evokes images of roasted turkey with stuffing, pumpkin pie, family reunions and football.

The 54 Pilgrims and 90 Wampanoag Indians are the acknowledged founders of the American feast.

In 1621, when their labors were rewarded with a bountiful harvest after a year of sickness and scarcity, the Pilgrims gave thanks to God and celebrated His bounty in the English tradition with feasting and sport. Thanksgiving became a regular event by the middle of the 17th century and it was proclaimed each autumn by the individual Colonies.

The Continental Congress proclaimed the first national Thanksgiving in 1777. Later, Presidents Washington, Adams and Monroe proclaimed national Thanksgivings, but the custom fell out of use by 1815, after which the celebration of the holiday was limited to individual state ob-

A President still had to proclaim Thanksgiving each year, and the last Thursday in November became the customary date.

In a controversial move, Franklin Delano Roosevelt lengthened the Christmas shopping season by declaring Thanksgiving for the next-to-the-last Thursday in November. Two years later, in 1941, Congress responded by permanently establishing the holiday as the fourth Thursday in the month.

Six years later, sports were reincorporated into the tradition in1869, when the first American football game was played on Thanksgiving between Rutgers and Princeton.

Of course, each family, extended family and groups of friends have their own traditions that personalize the holiday.

Camino Real Playhouse has a 27-year tradition of opening their Christmas production on the day after Thanksgiving which lends a festive air to the rest of the year.

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A

udiences will experience a symphony orchestra performing music to the entire film from one of the most beloved film franchises in history in Segerstrom Hall as part of The Harry Potter Film Concert Series.

The film concert will feature the live symphony orchestra performing to picture every note from Harry Potter and the Sorcerer’s Stone™.

Courtesy of Warner Bros.

Consumer Products.

CineConcerts and Warner Bros. Consumer Products announced the Harry Potter Film Concert Series, a new global concert tour celebrating the Harry Potter films, earlier this year. The Harry Potter Film Concert that kicked off in June 2016 is another magical experience from J.K. Rowling’s Wizarding World. Justin Freer, President of CineConcerts and Producer/ Conductor of The Harry Potter Film Concert Series explains, “The Harry Potter film concert

HARRY POTTER characters, names and related indicia are © & ™ Warner Bros. Entertainment Inc. J.K. ROWLING`S WIZARDING WORLD™ J.K. Rowling and Warner Bros. Entertainment Inc. Publishing Rights © JKR. (s16)

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series is one of those once-in-a-lifetime cultural phenomena that continues to delight millions of fans around the world.

It is with great pleasure that we introduce for the first time ever an opportunity to experience the award-winning music scores played live by a symphony orchestra, all while the beloved film is simultaneously projected onto the big screen. It will be an unforgettable event.”

Audiences will be able to relive the magic of the film in high-definition on a 40-foot screen while hearing the orchestra perform John Williams’ unforgettable score. Tickets for the Harry Potter Film Concert Series start at $49 and are available online at SCFTA. org, by calling (714) 556-2787 and at the Box Office at 600 Town Center Drive in Costa Mesa. For inquiries about group ticket savings for 10 or more, please call the Group Services office at (714) 755-0236.

chile, sesame, soy, lime, cucumber taro, macadamia and micro greens. The latter includes a rich, delicious short rib grilled cheese (limited number served nightly), spicy Thai chicken wing and a tempura shishito popper stuffed with goat cheese and cheddar.

Three Seventy (Un)Common Kitchen + Drink

If you’re a fan of bone marrow, pork belly or foie gras - this menu has you covered! The bone marrow arrives accented by parsley, red onion, radish, fennel, grilled bread and an Argentine-inspired chimichurri, while the foie gras is prepared differently daily - just ask.

By Jody Robinson

W

hether it’s a glass of wine and appetizers-only affair or a more leisurely multi-course meal, my husband, Tim, and I try to make “date night” a weekly event. And with an extensive, eclectic array of eateries - from casual to formal fine dining and everything in between, there is certainly no shortage of inspired culinary destinations in South OC. Having said that, we always love when we stumble upon an establishment that offers up an “experience” worth writing about - a restaurant that not only delivers on creative and flavorful dishes and a warm, inviting ambience, but also throws in a signature differentiator for good measure.

In this case, it was a particularly fun one since Tim and I fancy ourselves to be wine aficionados (well, truth be told, he actually knows whereof he speaks, while I could tell between a white and a red in a blind taste test). While we perused the wine list, our server shared the details of “Brown Bag Tuesday” and offered up a $15 bottle of our choice of red or white that arrived wrapped in a … you guessed it, brown paper bag … to hide the label. Turns out that the selected wine is often worth far more than $15 and makes for great fun guessing the varietal over shared plates.

For heartier appetites, the “large” plates include something for every palate - from seafood and chicken dishes to duck, pork and beef entrees. Popular picks include the pork loin (flavored with Harissa BBQ, mac n’ cheese and an apple-sweet onion slaw), the 10 Napkin Burger (piled high with cheddar, arugula, egg, bacon, mushrooms, chile, aoli, onion and fries or greens) and the duck (which arrives as a sweet potato-duck confit hash enhanced with greens, apple and red wine.

Oh! And the $15 bottle in the brown bag? A 2014 Conundrum - the perfect red blend to accompany all of the delicious, locally sourced, sustainable dishes served here.

Three Seventy Common is located at 370 Glenneyre Street in Laguna Beach. For reservations, call (949) 494-8686 or visit www.370common. com

A “Common” is defined as a “large dining hall or room” and “food or provisions for a group in such a room.” The aptly-named eatery is characterized by a modern-accented rustic decor and the dynamic culinary stylings of Chef-Proprietor Ryan Adams.

For starters, he serves up several small plates and “bites” by the piece. The former include wonderfully flavorful charred shishito peppers paired with an olive oil, lime, parmesan aioli and a Wild Card Tuna Poke seasoned with NOVEMBER 2016

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SOUTH COUNTY MAGAZINE

American Ballet Theatre’s The Nutcracker - Misty Copeland Photo by Doug Gifford

broadcast on PBS’ Dance In America, winning an Emmy Award. In 2003, The Dream was also taped at the Center for broadcast on Dance In America.

In March 2015, Segerstrom Center presented the world premiere of ABT’s new production of The Sleeping Beauty as choreographed by Maurius Petipa with staging and additional choreography by Artist in Residence Alexei Ratmansky. In March of 2017, American Ballet Theatre will return to the Center with the world premiere of its new production, Whipped Cream, choreographed by ABT Artist in Residence Alexei Ratmansky, with sets and costumes by pop-surrealist Mark Ryden.

American Ballet Theatre Set

to Perform

The Nutcracker

at Segerstrom Center for the Arts Dec. 9 - 18, 2016 The Nutcracker, set to music by Peter Ilyitch Tchaikovsky, features choreography by Alexei Ratmansky, scenery and costumes by awardwinning designer Richard Hudson and lighting by Jennifer Tipton. The Pacific Symphony performs the beloved holiday score. In the Los Angeles Times review from last year’s inaugural Center performance, it declared, “Choreographer Alexei Ratmansky has made his own Christmas miracle: a joyful ‘Nutcracker’ ballet that is ravishing and clever enough to inspire multiple viewings.”

Misty Copeland and Herman Cornejo will lead the opening night cast of The Nutcracker roles of Clara, the Princess and Nutcracker, the Prince, respectively. Subsequent casts include Hee Seo and Cory Stearns, Gillian Murphy and James Whiteside, Isabella

Misty Copeland and Herman Cornejo Photo by Doug Gifford

Boylston and Jeffrey Cirio, Stella Abrera and Alexandre Hammoudi, and Sarah Lane and Joseph Gorak in the leading roles. The engagement of The Nutcracker continues an on-going relationship between Segerstrom Center and American Ballet Theatre.

The Company has appeared at the Center since the beginning in 1987.

At the Center, ABT gave the world premiere of Mikhail Baryshnikov’s Swan Lake in 1988, the West Coast premiere of Kevin McKenzie’s new production of The Sleeping Beauty in 2007 and the world premiere of a new production of Firebird by Alexei Ratmansky in 2012. In 2008, the Center and ABT cocommissioned Twyla Tharp’s Rabbit and Rogue, receiving its world premiere in New York and West Coast premiere at the Center. In 1999, ABT’s production of Le Corsaire was taped in Segerstrom Hall for NOVEMBER 2016

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SOUTH COUNTY MAGAZINE

Single tickets for American Ballet Theatre’s The Nutcracker start at $29 are now available online at SCFTA.org, at the Box Office at 600 Town Center Drive in Costa Mesa or by calling (714) 556-2787.

For inquiries about group ticket discounts for 10 or more, call the Group Services office at (714) 7550236.

Special Sweet Seats are available for every performance and include: • Premier seating location in Orchestra rows A - F • Exclusive pre-show selfie opportunity with ABT dancer • A special Nutcracker-themed gift • A special holiday sweet treat.

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